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kiirokero · 4 years ago

Text

Inure (KSJ)

Inure: To accept and grow accustomed to something undesirable

Part of the “Protect the Village!” Oneshot series.

Masterlist

Pairing: Banker!Seokjin x FinancialAdvisor!Reader

Genre: Fluff, angst, mutual pining, misunderstandings, a bit of suggestive content (?) idiots to lovers (kinda)

Note: This was supposed to be out yesterday, but my dumbass fell asleep before I got to finish and polish it. I drank dumb bitch juice, apparently.

Summary: Having strict, overbearing parents meant expectations, and those expectations pushed you to be a financial advisor for the sake of making them proud. Worst idea ever. Well... Maybe not. Besides, you got to meet Kim Seokjin.

Word Count: 6k

“Taehyung... I’ve told you that eating half of your cookies every time you make a new batch isn’t good for business. You’re lucky Jimin and Jeongguk like your treats so much or you would be here filing for bankruptcy.” I scolded the younger boy in front of me. Taehyung gave me a sheepish smile as he scratched the back of his neck. “Sorry, Noona,” I sighed, shaking my head to relieve the small headache I had going on.

Taehyung was a good kid. Well... He was in his twenties, but he still had that childlike glow to him. But with the childlike glow came the less than logical decisions. “Tae, you still have loans to pay back and they’re coming up soon. I don’t want to be the pessimist, but it’s better to sell those cookies.”

Taehyung nodded, “Don’t worry! I got this!” He exclaimed, a determined grin on his face. “I’m sure you do, now you’re free to go do more fun things,” I chuckled, gathering all the paperwork that laid on my desk that detailed Taehyung’s finances. Boring stuff, really. “Thanks, Noona! Come by sometime, okay?” We waved goodbye, silence now encompassing my small plain office.

It wasn’t even lunch yet, and everything has already drained my will to stay awake. It’s not that I absolutely loathed my job. I enjoyed seeing Yoongi or Taehyung light up in joy when I told them they reached their business goal or answered their questions about the best way to save. It was satisfying.

But that doesn’t mean it wasn’t boring as hell sometimes.

Sometimes I wished I gave my parents a big middle finger and majored in art conservation. I’d rather be looking at 200-year-old paintings of dead people and bringing a portrait back to life rather than staring at paperwork with endless numbers printed on them. But, alas, I didn’t. Now here in Bangtan Village, I help the businesses (and occasional person) here thrive.

“Tired already?” My coworker, Hyejin, asked as she walked into my office. “An accurate observation,” I sighed, resting my forehead on my mahogany desk. “I assume Taehyung’s business is doing well then?” She chuckled, handing me some files that I’d have to look over later. “Now you know I can’t disclose client information, but let’s just say he’s lucky to have gluttons as friends.” I chuckled.

Hyejin snorted and shook her head. “That boy... Besides that I came in here to ask if you wanted to go out to dinner after work, but you really do look exhausted,” Hyejin’s face contorted into worry. She grabbed my face with both hands and moved it in different ways, looking at the consequences work related stress gave me. An acne breakout on my right temple, dark circles under my eyes, pale face. I’ll admit I didn’t look my best, but there wasn’t anything I could do about it.

I had to work.

“It’s fine, really. I’m fine. I just need more coffee,” I shrugged, gently moving away from her grasp. “Y/n, running on just coffee isn’t good for you either,” Hyejin pouted, gesturing to the 2 empty mug already sat on my desk. “It’s not ideal, but I can’t just not work,” I pointed out, “You haven’t taken any days off since you came down with the flu, in January, two years ago.” Hyejin deadpanned, “You need a break. I’m sure Yoongi and Taehyung won’t go bankrupt in a matter of three days,”

I groaned and slouched in my old leather desk chair. “But what if they do...?” I whined. “You’re being irrational.” Hyejin sarcastically whined back, mimicking my slouched shoulders and pouty lip. “Why don’t you just ask Mr. Kim to give you a couple days off?” She suggested. I laughed, “Mr. Kim? Overly handsome Mr. Kim that I can barely speak a word too without blubbering? Me? Talk to him?”

I chuckled some more and Hyejin gave me an unimpressed face. “It’s not that hard! What’s so bad about it?” She scrutinized. “What so hard? His handsome face! The way he says my name! His eyes! They make me loose all brain function like I’m not a college graduate,” I pointed out, because it was obvious.

Kim Seokjin. Manager of Bangtan Village’s bank. 28 years old, tall, the embodiment of professionalism. He looked as if god sculpted him. A modern rendition of Galatea. He had a demeanor that called for authority without question. When he walked by, you had to pay attention.

Some may say that this only affected me so badly because of my tiny crush on him. But I beg to differ. How could you look at that beautiful face and not stutter? How could you hear that voice and not swoon? How could your heart not skip a beat whenever he smiled or laughed? Even if he always played the boss role, I couldn’t help but fall.

“You’re overreacting, it’s just-” Hyejin was cut off by a knock at the door. “Come in!” I called, sitting back up in my seat and dusting off my blouse. The door opened and the one and only Kim Seokjin walked in. Speak of the devil. “Good afternoon ladies,” He said with an unwavering smile. We replied with a ‘good afternoon’ back.

“What brings you here?” I asked, fiddling with my hands.

“I just wanted to ask your opinion on something,” Seokjin explained.

He walked further into the room, rounding my desk to stand beside my sitting form. He placed a folder in front of me, three sheets of paper spilling from the manilla cardstock. Seokjin leaned down next to me, one hand on my desk, one hand on the back of my chair. I could faintly smell his earthy cologne.

I cleared my throat, erasing the invasive thoughts of Seokjin from my mind. This was work, business, he needed your help with something. Calming my shaky hands, I grabbed the first sheet of paper, examining the printed black numbers and letters. The closer I looked, I spotted the bank’s name printed on the top and different amounts of money though a certain number of months below it.

“M-Mr. Kim, are these the statements for our bank?” I asked, flipping through the three pages that contained more information on money and spending. “It is,” He answered back, turning his head to look at me. I looked at him in return, suppressing the gasp in my throat when I realized just how close he was. His honey eyes roamed my face for a moment before he spoke again, “What do you think?”

Confused, I looked back at the papers briefly. “Are you asking me to make a business plan for the bank...?” I questioned, looking back at my boss. He shrugged nonchalantly, “No, do you think we need one?” Answering my question with more questions. “N-No, the bank’s doing well.” I said, “We’re not drastically losing money or anything, not losing money at all actually...” I mumbled to myself, but loud enough that the man beside me heard.

Seokjin let out a nonchalant hum, sitting back up in his pitch perfect posture. “If you say so. I trust your opinion.” He said, gathering the papers from my desk and making his way to the door. “Wait! Mr. Kim!” Hyejin spoke up. Seokjin stopped, turning his attention on Hyejin, who had a knowing smile on her face. “Ms. L/n actually has a request for you,” She said in a sweet voice, gesturing her hand towards me.

Seokjin’s attention spun towards me and I stopped like a deer in headlights. “Yes, Ms. L/n?” He asked, raising one of his eyebrows. That shouldn’t be attractive... But it was. “I- uh... I’m...” I stuttered, not being able to tear my eyes away from the alluring man in front of me. “Ms. L/n wants to know if she can have a couple days off,” Hyejin spoke for me.

“I do?” “She does?” Seokjin and I asked at the same time. “Yep!” Hyejin said, giving me a “If you say otherwise I’ll put itching powder in your skirts” look. So for the sake of my comfort, I shut up and went along with it. A couple days couldn’t hurt, right? If there's a financial emergency, then I’ll get a call or something.

Seokjin cleared his throat and turned back to me with a worried look on his face. “Are you okay Ms. L/n? You’re not sick or anything?” He asked. “N-No just... I just need a break, ya know?” I nervously chuckled, fiddling with the end of my blouse to keep my racing thought to a minimum. “Ah, okay. You’re welcome to have a few days off, you deserve time off,” Seokjin smiled.

After we exchanged our goodbyes and Seokjin left, I whipped around towards Hyejin and glared at her harder than a teenage boy glaring at his mom after she took away his vape. “What was that?” I hissed, crossing both of my arms. Hyejin, unphased by my threatening demeanor, chuckled and sighed. “That, my friend, was you getting a well-deserved break”

I never realized how bland my apartment was until now. I mean, yes, it looks kinda lived in and yes, there are kink-knacks lounging about. It just looks, barely used. Which wouldn’t be an understatement considering falling asleep on my desk at work is a common occurance.

Maybe it’s because I haven’t spent a lot of time here. I’m always cooped up in my office, whether it be my home one or the one at work. My home office looks like I’ve used it well, if all the coffee stains are anything to go off of. But the rest of my apartment looks like a set from a sitcom, purposefully messy, not “I’ve been here for 10 years” messy.

It was slightly unsettling how much I got used to something I dreaded. How I threw myself into a routine- an unhealthy one at that- and got used to it. I always told myself that no matter what, I’d still paint. I’d still go to art galleries and watch those calming art restoration videos on YouTube, living vicariously through the screen.

But I didn’t.

I suppressed the hurt I felt for not being able to follow my dream by forcing myself to like what cards my parents dealt to me, what cards I played. That fact scared me. It scared me cause even if this was my apartment, even if I had trinkets that reminded me of my favorite shows and books, even if I was away from the pressures of my overbearing parents. I wasn’t living in a home. This was my apartment, but it wasn’t my apartment.

Not a single thing around reminded me of my passion. Not a painting, not a paint tube, not a paintbrush. Not even an art catalog. I love art catalogs. Maybe I really needed this break, maybe I needed it to show myself that I wasn’t thrilled with the life I had now.

However, there was nothing I could do, could I?

It was too late. The diplomas on my wall told me that. It was too late to turn back. I’m 27. I already laid my life out for myself. I would be a financial advisor until I retired or died. That fact didn’t leave a pleasant feeling in my heart. But what could I really do about it?

The sound of the doorbell ringing jostled me awake from my nap. I gave myself a second to get my bearings. I was in my living room, on the couch. Grey blanket draped over my form while the T.V played some trash show. Groaning, I got up from my makeshift bed, stretching out my stiff muscles as I made my way to the front door.

Opening the door, I saw Jimin, the town's delivery boy, standing on my doorstep with flowers in his hands. “Hello Jimin,” I said, giving the boy a smile. “Hey Y/n! Long time no see,” He chuckled, “I have a delivery for you,” He said, extending the vase of flowers in his hands towards me. “Oh, thank you Jimin, but I didn’t order any flowers,” I said.

“Not you, someone ordered flowers for you!” He said, turning the vase around to show me a little card that was hanging off of it. “You have a secret admirer,” He chuckled. Confused, I took the vase from him, smelling the saccharine aroma of the peonies and daisies that laid perfectly together. “Oh, wow, thank you again Jimin. Have a good day!” I said, Jimin gave me his award-winning smile as he bid me farewell.

I stepped back inside my apartment, shutting the door behind me. I walked to my kitchen and placed the heavy vase down on the counter, grabbing the attached card. “Min’s Flowers” was printed on the front in a style resembling calligraphy. Opening the card, I saw a neat handwritten note.

‘Dear Y/n, I hope you are feeling better after getting some rest. You should know that you can always ask for a break when you need one, you’re an amazing advisor, but I know that staring at paper work can get a bit boring. I hope you like the flowers, I remember you mentioning that your favorite art piece had beautifully painted peonies. Get some rest, okay?

P.S. Why was the office of cantaloupes so glum? Because they were melon-colleagues!”

“Melon-colleagues... Oh!” I chuckled to myself, only understanding the play on words once I said it aloud. “This was sweet of you, Mr. Kim,” I said to myself, smelling the peonies once again. It was stupid how easily the man made me swoon, a simple smile here, a compliment there. Anything he did made my heart skip a beat, and this was no different.

I carried the vase to my bedroom, placing it on my bedside table next to my alarm clock. Deciding that I should thank him, I grabbed my phone and opened it to my messenger. Was it unprofessional to text your boss? I mean, I am thanking him for a gift so I suppose it’s fine. I texted out a simple ‘thank you’ message and sending it.

‘I got the flowers Mr. Kim, thank you. They’re beautiful :)’

But what I didn’t expect was an immediate answer back.

‘You’re welcome and please call me Jin :)’

‘Alright, Jin’

“I’m telling you Y/n, I think Mr. Kim has a thing for you!” Hyejin squealed over the phone to me. “No, he doesn’t, he’s just a nice man,” I said, placing the new vase of flowers that were just delivered to me on my coffee table. “He sends you flowers every day! That’s not nothing!” She argued. I rolled my eyes, picking up the new card and flipping it open to read.

‘Dear Y/n, I got you mini sunflowers this time, they remind me of you. Also, why was the broom late for work? It overswept!’

I chuckled, turning my attention back to Hyejin. “I’m sure he’ll stop soon,” I counter argued. “Besides, what would Mr. God’s bragging right want from me?” “God, you are so dense it hurts. Did you know he asks about you? Checks your office to see if you came in today? Every single day.” Hyejin revealed. I stopped fiddling with the flowers for just a moment. “He does?”

I heard Hyejin groan and sigh, “Yes! Mr. Kim totally has a thing for you!” She stressed, “Jin’s just-” “See! He even lets you call him by a nickname!” Hyejin cut me off. “Hyejin, you’ve been watching too many Hallmark movies,” I giggled, “Friends are nice to each other. No matter how badly I want Mr. Hottie to smack me in the face with his lips, it’s just unrealistic.”

“Okay, how about I prove to you he’s crushing on you? Get you undeniable evidence?” She bargained, and I could only imagine the mischievous face she was most likely sporting. “What are you going to do? Follow him around with a camera?” I chuckled sarcastically. “No! But what if you tell him about something you like? But really discreetly. You mentioned he remembered your favorite painting, say something in passing that nobody would care about unless they wanna impress you!” Hyejin answered.

“That’s a horrible idea.” I deadpanned, “But if it’ll get you to leave me alone about this, I’ll do it.” I heard Hyejin cheer, sounding way too excited about what will end up being nothing. “You’ll see!” Hyejin teased. I was about to refute her statement when my phone chimed. I took it away from my ear to see a message from Jin. “Speak of the devil, he just texted me,” I said aloud. “Well, don’t leave him hanging, go on! I’ll talk to you later!” Hyejin said as she hung up.

Shaking my head at her antics, I opened my messages.

‘Hey! How are you feeling?’ The text said,

‘I’m feeling better, thank you. How are you doing?’ I asked.

That was the start of a very long conversation. One where we talked about mostly anything. Jin mentioned that he was bored in his office doing nothing and decided to check up on me, to which I joked about telling the boss about his slacking.

The conversation flowed without hesitation. There was no long pause between messages, no awkward one-worded responses. Just the two of us talking freely. I completed Hyejin’s challenge when Jin was telling me about all the pretty colored flowers that Yoongi had in his shop. I agreed with him, saying that it would be nice to paint it, preserving the colors in art form.

But what I hadn’t expected was for Jin to drop a bomb on me.

We were talking about Jin’s printer that seems haunted because it beeps at the weirdest times. He was making a joke about talking to it and having it as a friend, and to bring that joke to a close he took a selfie with the printer. Admittedly, he looked very handsome posing next to a hunk of metal, but it wasn’t his face that caught me off guard, it was his collarbone.

Normally, looking at someone's collarbone on purpose just seems... Pervy... But when there’s an irritated bruise on it, it draws one's attention. Right there, peaking out from under his slightly unbuttoned white button up, was a bruise on his collarbone. Now, I’m not naïve. Why else would you have a bruise there unless someone left it on you in a steamy way?

Maybe I was denying the possibility of Jin having a crush on me to Hyejin, but that didn’t mean I wasn’t hoping for her words to be true. Deep down I wanted her to be right. I wanted my feelings for the stunning man I was texting and talking to for the past couple days to be reciprocated. How dumb was I?

Of course he had a lover. Just look at him. Not only is he handsome, but he’s kind, funny, hard-working. We were in our late 20s, this was the time where most of the people our age were settling down, having kids, getting ready for the future. There’s probably going to be a ring on his perfectly imperfect finger soon.

That fact shouldn’t hurt as bad as it does...

‘Dear Y/n, You mentioned you’d like to paint the flowers in Yoongi’s shop, so I got really colorful flowers for you. Maybe now you can paint them? I’d love to see if you did. I’m sure your just as good as an artist as you are an advisor. Hyejin mentioned you plan on coming back to work tomorrow, I’m happy you’re feeling better. :)

P.S What’s red and smells like blue paint? Red paint!’

I felt as if my body was betraying my thoughts as a slight smile graced my lips at Jin's terrible dad joke. My heart still beating for him even if my brain was against it, flashing the image of a passionately bruised Jin into my mind every time my heart rate picks up at his words.

What betrayed me more was my body moving on autopilot towards my storage closet, wrestling my way to the back, pulling out tubes of old paint, sets of old paintbrushes, and an old easel. What betrayed me more was my body going to an empty corner in my room, setting up a workspace for my suppressed passion to flow, setting the colorful flora delicately on a spare table. What betrayed me more was the way I didn’t hesitate to squeeze colors out of their tubes, meticulously pick paintbrushes, lift my hand up to start the first stroke. Then the second, then the third.

Soon I got lost in the motion of forgetting everything. Enclosing myself in my own world, nothing but me and the canvas. Focusing on the details of flowers that nobody cared to look at. Stem, sepal, stigma. All pieces of a puzzle that made up a delicate lily. Those lilies making up the picture of the vase, that bouquet having much more meaning than anybody could interpret.

A bouquet that represented longing, hurt, disappointment. All conveyed with every stroke of the brush, every color mixed, every dot placed. Anyone looking in on my life from a fogged window wouldn’t understand why tears fell from my eyes as I continued painting. People would tilt their heads in confusion at the way I stared, longingly, at the seemingly simple flowers. People would whisper words of confusion as I unconsciously desaturated my colors to match the feeling that plagued me.

A once bright image turned into a foggy photo of melancholy.

I painted those flowers and cried, dreaming about the man I couldn’t have, the man I longed to hold, to kiss, to cherish. Maybe it was stupid. Maybe I was overreacting. A simple bruise. A simple reddish bruise is all it took to break my spirit? Silly when you think about it hard enough, but feelings and rationality are a funny concoction. Never quiet going together in how they should, many opting to unconsciously separate the two. Many like me.

I should’ve suppressed the wayward feelings when I recognized them years ago. Lock them in a box and throw them away, never to be seen again. Have my heart swallow the key, then forget about its existence. But I didn’t. The nights spent thinking about him; the days spent watching him from afar; they passed like a flash of lighting. My feelings growing quicker than I expected, right under my nose.

When I finished, I didn’t move. I just looked at the painting that was a product of my suppressed sorrow. Realizing that not only did Jin steal my heart, he reawakened my passion for painting as well.

“Hey, are you okay? You don’t look so well,” Hyejin asked, taking a sip from her mug that aptly said “Cupid’s Sleuth” that I got her for her birthday one year after she set up two of our mutual friends together. “I guess,” I mumbled, focusing my attention on my own cup of liquid energy.

Hyejin put her hand on my shoulder to gain back my attention, but after a restless night my reaction speed wasn’t the best, so I didn’t notice it. “Y/n,” She called, and I looked up from my mug. “You’re even worse than you were before you took a mini-vacation, what happened?”

I sighed, placing my mug down on the gray counter of the employee break room. “You were right. He remembered.” I said in a gravelly voice. “That’s great! Right?” She cautioned. I said nothing, opting to fish my phone out of my pocket and opening my messages with Seokjin, turning the phone to her to show her the picture.

“I don’t- Oh...” She coughed. “That um...” She stammered. “Yep, looks like a hickey.” I said, putting my phone back in my pocket. “But that doesn’t make sense, he’s obviously likes you!” She argued, “Well, obviously he doesn’t!” I snapped, startling Hyejin. “Sorry, but the proof is right there, Hyejin, he already has a lover,” I sighed.

Hyejin didn’t say anything. Her face showed she was thinking about something, and she was thinking hard. “There has to be an explanation,” She mumbled. “There’s something we don’t know. If he had a lover, why has he never talked about them? Mentioned them in passing? Or even have a picture of them on his desk?” She pointed out. “Maybe they’re a private couple,” I reasoned.

Hyejin shook her head, mumbling out, “No... that’s not it,” Her eyebrows creased as we stood there in silence. “He’d at least have a picture... Why don’t you just talk to him?” She suggested. I choked on the coffee I was sipping, hacking up the liquid that made it down the wrong pipe. “Talk to him? And what? Admit that I’ve fallen in love with him so he can laugh about me to his significant other when he gets home? Not happening.” I said.

Hyejin rolled her eyes, “Come on, talking is the only way to sort this out. You’re an adult Y/n!” She gestured to my matured, adult body as if I didn’t already know this fact. “Sometimes, things are best left to the unknown, for the sake of my heart.” I finished the rest of my coffee and left the cup in the sink. “I appreciate your effort, but this time you can’t be cupid's sleuth.” I lamented, leaving the break room to go back to my office.

I avoided Jin like the plague for the next few weeks. Running away from him in the halls before he saw me, leaving for lunch before him, not leaving my office unless absolutely necessary. Others were starting to notice my sudden aversion for my boss, but I didn’t care. I couldn’t look at him.

Every glance at his face, rumble of his voice, whiff of his earthy cologne whenever I rushed by him in the halls, it was torture. I hated the way my heart skipped a beat at everything he did. How my breath picked up and palms turned sweaty. I hated the way he still held my heart captive in his hands, even if he didn’t know it.

So, if it hurt to be around him, I’ll avoid him. No matter how long it takes for my feelings to dissipate, I’m willing to dance this dance around him. They have to go away eventually, right? I wouldn’t be a hopeless romantic forever...

I drowned my thoughts in paint. Left my sorrows in swirling blues and purples. Expressed my frustrations in striking reds and yellows. Wrote my whimsical wishes in hues of greens and pinks. I got lost in the empty canvas set up in front of me, giving color to the void of white.

I never knew how to start or where to finish, but I just let myself flow. Orange here, maroon there, wherever it felt right is where it went. Soon pictures of flowers and sunsets would emerge from the cacophony of colors that I splattered on the canvas. The worlds that I painted ones of idealization. Worlds where there was no hurt, no pain, no disappointment.

That’s where I was now, currently getting lost in saturations of green. Sitting in front of a canvas, I painted a world of my own. This one was turning into an open field at dawn. Maybe if I give it to a psychiatrist, they’ll understand the unconscious emotions I laid bare in the paint. Point out why such a picture gave off feelings of longing, melancholy. But for now this was my solitude, my abditory.

A knock on my front door threw me out of that daydream, however. Confused, I turned to look outside at the weeping sky. It was pouring. Who in their right mind was at my door? I quickly got up and hurried over to my door, not caring that I was in my paint stained apron or that I had paint on my face. But maybe I should’ve when I opened the door and was greeted by a soaking wet Seokjin.

Gasping, I took in his sopping form. He was dripping from head to toe, still dressed in his work attire. “Jin? What are you doing out in the rain? Come on, come in,” I said, ushering him inside. I wasn’t thinking about anything other than his comfort and the fact he was most likely freezing.

I quickly hurried to my hallway linen closet, grabbing one of my fluffy towels and rushing back to give it to Jin. “Let’s get you warm,” I led him to the couch, sitting him down. After Jin dried off a bit, I prepared some tea and handed him a cup. “Thank you,” He said, giving me that same adorable smile. “What were you doing out in the rain?” I asked, keeping my mind off of his charm.

“I wanted to come see you...” He admitted, nervously looking down at his cup. “M-Me? You see me at work, Jin,” I pointed out, taking a sip of tea from my own cup. “No... I don’t, you’ve been avoiding me Y/n,” He whinged, emphasizing the “avoiding” part. “I haven’t been avoiding you...” I fibbed, looking anywhere but at him.

“Yes, you have! It’s like I’ve got the plague-Which I don’t- Did I do something wrong?” He fretted, a look of hurt on his handsome face. I didn’t know what to say, I wanted to say no, tell him it was all me and my stupid feelings for him, but admitting that to him was terrifying. After I didn’t answer for a minute, Jin sighed, running a hand through his damp hair.

“I don’t- I really don’t understand...” He whimpered, sounding like a kicked puppy. It tug at my heart string more. “I’m sorry...” I mumbled, guilt bubbling up in my throat and stinging at my eyes.

“I don’t want a sorry! I want an explanation! What did I do?” Jin glowered.

“It wasn’t you! Alright? It was never you... It was me! I can’t be around you!” I yelled.

“Why not?”

“Because I love you, asshole! And it hurts to know that you already have someone who loves you the way I wish I could.” I wept, tears of frustration spilling out of my eyes. I furiously wiped away the stray evidence of my inner turmoil, turning away from the man in front of me. “Alright...? Is that what you wanted to hear...?” I sniffled.

Jin stayed silent. Not making a sound. The only noise that could be heard was the beating of rain against the windows and the occasional distant rumble of thunder. “I’ll call you a cab...” I choked out, stepping towards my bedroom where I left my phone laying on my bed.

As I went to go grab it, Jin stopped me, grabbing my wrist, pulling me back. I whipped around, bumping into Jin’s wet chest, his large hand still wrapped around my dainty wrist. “Jin, what are you-” “Where’d you get that idea?” Jin asked, cutting me off.

“What?” I whispered. “Where’d you get the idea that I have a lover?” He asked, staring directly into my eyes. His face was so close to mine that I could faintly feel the breaths he took. I could see the little imperfections on his face, a freckle here, a scar there. He never failed to take my breath away.

I peeled my eyes away from his amber ones, focusing on the- now faint- bruise that rested on his collarbone that was semi visible through his damp shirt. I reached up and lightly touched it, my hand shaking a bit. “I’m not seven, I know what a bruise on the collarbone means,” I whispered.

“Y/n, that’s not a hickey,”

“Then what is it, Jin?”

“It’s the result of Jeongguk’s carelessness. He was swinging around his baton, hit me square in the collarbone. Hurt like a bitch,” He grimaced. Jin guided my hand away from the bruise, lifting it to his lips and giving it a chaste kiss. “The only bruise on my collarbone that I want is one that you give me,” He whispered, bringing my hand to cup his cheek.

I rose my other hand to rest on chest. I could hear my heart in my ears, beating in a rhythm rivaling the gallop of a horse. “Jin... What are you saying?” I asked. “When you started avoiding me, ignoring my texts and dancing around me at work. It hurt. I realized that without you, I felt like I was missing something important. I tried to ignore it. I tried to tell myself that even if it wasn’t what I wanted, I’d get used to it. But earlier today, when all I could see at every street corner was a happy couple... I knew I couldn’t ignore it anymore.”

Jin wrapped an arm around my waist, bringing one of his soft, slightly calloused hand to gently cup my cheek. Even if he was cold, the touch was so undeniably warm. “I really like you Y/n. More than I probably should.” He admitted, “So please, let me kiss you.”

Jin lent down, capturing my lips in his soft, plush ones as my knees threatened to buckle. His lips lingered in place, basking in the warmth mine offered. We moved together in an unspoken rhythm, a waltz we created in our own heads as our lips danced together.

Jin kissed me like the second he pulled away, the world we had created together behind our closed eyes would melt away, and he would be back shivering in the rain. “I love you too,” He whispered against my lips, kissing me with more fervor after every second. He held me tighter, his wide hands enveloping my waist in a comforting hold.

It felt so hot. Whether that was the heat from Jin or the flush from myself, I wouldn’t know. Our bodies melded in a way where you couldn’t tell who was who. Arms wrapped around one another, legs brushing together, lips clashing in a fight to get impossibly closer.

After we calmed down and our lungs started to burn, we pulled away. We still held each other close, not willing to part just yet. “I never want to part from you again,” I admitted, resting my head on Jin’s broad chest. “Me neither,” Jin whispered back to me, pressing a kiss on the top of my head.

We stood there in silence, holding each other in an embrace that said so much. So many unspoken words of “I’ve wanted this for so long” and “I never want to let go,” communicated through delicate touches and lingering kisses.

The man who stole my heart and refused to let it go. The man who reawakened my lost passion for art. The man who taught me that maybe talking is better than letting things wallow in an abyss of self pity, was mine. He was in my arms, kissing my lips, hugging my body.

And I couldn’t be happier.

“Let me see,” Jin said, looking over my should at the painting I’ve been working on for the past 2 hours. “Wow, you never cease to amaze me,” He said, giving me a kiss on the cheek. I was painting the recent bouquet of flowers Jin got me this morning, this one filled with different color peonies. “You’re so sweet,” I chuckled, giving him a kiss back.

Jin gave me a smile, his eyes full of admiration and love. “I love you, flower,” He whispered to me. “I love you too,” I whispered back, stealing a chaste kiss from his lips. “Are you going into work tomorrow?” Jin asked. “No, none of my clients need me so I’ll just stay home and paint,” I shrugged, turning my attention back to the canvas.

Jin watched me paint for a little longer, stealing kisses here and there. It was relaxing to have him so close. “From workaholic to laid back painter,” Jin chuckled, his squeaky laugh pulling a giggle from my throat. “Well, I had someone to show me that it’s okay to have passions,” I said, giving Jin a loving look. “I’m glad,” He whispered, pressing a kiss to my waiting lips.

#bts #bts fic #seokjin #kim seokjin #seokjin x reader #jin #jin x reader

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rigelmejo · 4 years ago

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march - just some thoughts

i have read more this month than any other month? and its not slowing down its only 3/12 so i have 2/3 of a month to go and i’ve read 26 chapters. even if these chapters are ‘short’ at 10 pages, if i wanna count by ‘20 page’ chunks i’ve still read 13 chunks so far. and i’ve still got more time in the month left. most other months i’ve managed to read ‘a lot’ i read 10-20 chapters. so i’m doing really good.

grammar is a weird thing? in reading i feel like its quite easy now to understand. when listening or watching - same. and yet if asked ‘why do i say/type X’ or ‘why is it written/spoken like X’ i have absolutely no explanation in my head. i could not explain the grammar if prompted. this puts me in a weird place and i feel like i SHOULD go over a grammar guide again just so i can WORD what i’m intuitively understanding.

this is a bit bizarre to me because within the first 6 months of study i DID read through an entire grammar guide just to get an idea of what i was about to look at, and it hardly made sense once actually reading/watching/listening. i understood the guide fine, but actually Seeing chinese i was still confused. i would reference AllSetLearning’s Chinese Wiki on some basic points, then after 6 months i just stopped. now its been what 1.5 years and - reading is so easy, listening is so easy, grammar wise. none of the grammar confuses me. but i no longer ‘explicitly’ have any idea what the fuck the grammar is. i used to. i studied it explicitly before trying to read/listen. and yet now that i can read/listen, i have no idea how to explain the grammar. i can listen to a podcast and i don’t think about what the grammar is i just get it. i read and just know what i’m looking at. its like english - i cannot fucking explain it. Which makes speaking/writing a bit hard. Because when i try to check if i’m right i have no fucking clue HOW anymore - i just say/write what comes to mind and HOPE it makes sense. i have no way to conciously check for errors except ‘does this feel right’? And that’s not good enough for me lol. So I definitely do need to eventually read a grammar guide for explicit explanations again.

Technically I think “English and Chinese Grammar Side By Side” grammar book would be an excellent one to use. Because i read the first 50 pages of it and it compared it to english (so it explained english too), and it was very easy to understand and started basic then got more involved.

I’m probably gonna use my very old Chinese Grammar Self Taught by Thimm book instead. Just because I really like that book. Then I guess use another after (probably Basic Chinese Sentence Patterns since its modern and perfect for ‘catch your own mistakes’ study and much shorter than Eng+Chinese Grammar side by side).

Anyway I’m in a very weird place right now lol. I know i’m understanding grammar that is stuff I never even studied initially in the grammar guide, but unable to explain what it is, and a lot of stuff i did explicitly study in a grammar guide i completely forgot the explanation for. My reading and listening is GREAT, because all my effort only has to go into learning new words lately! its relaxing! Its the only part i need to do! But my writing/speaking i am very concerned about because being able to check myself for mistakes is something i’d like the ability to do.

how grammar is presented really makes a difference in how well i get it. there is some serious benefit to ‘show simple first then build up what you know’ that text books tend to prefer. versus like grammar reference books that may start with some in depth stuff.

i tried to read a japanese grammar guide the other day and 1 it was great but 2 it covered some ADVANCED stuff i never learned in genki 1+2, and so it was Explicit grammar description of stuff i had literally years ago been immersing in japanese and Still not conciously known about. So i felt. Overwhelmed lol. I felt so confused. I feel like I might switch to Tae Kim’s grammar guide primarily just because its structured with basics covered first. and i feel like until the basics are again glued into my brain, seeing even more advanced stuff just confused me so much i had no idea how to remember it. which is funny because? my usual strategy with grammar guides is to just read it and let what sticks stick and what is confusing be moved on from, in the hope i will later see it again and understand it better. so like based on what i usually do i should’ve just been able to read through it (and i’m gonna try anyway lol). but truly japanese grammar just... my mind does not like wrapping around it and remembering it. (chinese grammar is so much easier for me... so much easier....;-; )

i have been tempted to just Restart Nukemarine’s LLJ (Lets Learn Japanese) memrise decks, because I KNOW they worked for me last time really really well. And they include Tae Kim grammar lessons. And I know if i did it then maybe i’d get back to where i was years ago pretty fast.

I tried Earthlingo app. Its a cool idea, I don’t think its worth it though unless you planned to get Rosetta Stone (since Earthlingo is FREE). Earthlingo features 1000 words per language, taught to you by exploring video game worlds as an alien. Its a cool concept, but since all words seem to be nouns then you aren’t even learning the most common verbs/adjectives. And 1000 words is not a lot. And you could learn 1000 quite fast if using srs flashcards like Memrise or Anki (think weeks if you push yourself, and a month or two months if going at a regular pace). Earthlingo you have to slowly explore the worlds so that eats time, you have to choose to test yourself (so you don’t review nearly as often as flashcard apps), and one test includes walking around the world clicking the object which you’re given the word for (takes time to find the right object). All this means a word that might take maybe 15 minutes to study over a few weeks, might instead take much longer to study and learn. I don’t use duolingo because it generally covers so few words (usually 2000-4000 i think which is good for a beginner resource but you have to do the WHOLE course to get to all those words and i take so long on duolingo that could take YEARS for me versus a month on a flashcard app or clozemaster). Duolingo I also don’t use because it very slowly paces learning material (it takes me months/years to get through 1000 words on duolingo - just personally i go so slow on it, i think faster people would find a use for it). Likewise Lingodeer takes me AGES to get through (and i think covers 2000 words nowadays? I’m shocked Duolingo has more words for the japanese course tbh). However, Lingodeer is by far the best ‘app’ for Japanese grammar lessons in app practice form. Even if basically all the apps feel pretty slow to me in how fast they give you new info. Earthlingo is cool that its free, and for learners 12 and under i think it would be super useful as a way to engage them and keep them studying (since what child likes flashcards? whereas as a child i would’ve loved this). But as an adult Earthlingo is sooooo slow on how fast you can learn words, and it does not even offer very many words (1000 is a nice bare minimum but without verbs/adjectives it can only be a supplementary learning tool for beginners at best).

Link about Lingodeer having 2000 words in a course. (Since its SO hard to lookup how much vocabulary lingodeer includes :c )

Nukemarine’s LLJ memrise decks (which I’m considering going through again but ToT agh flashcardssssss.... they sure do work though agh)

http://www.chinese-grammar.com/beginner/ - this is the site I read a chinese grammar guide on at like Month 3. I am rereading it now maybe it will help me remember wtf grammar explicitly is. ToT (A tip, read Beginner, Intermediate, Advanced sections). Last time I visited the site you just clicked a section, then saw each fully explained grammar point and clicked ‘next’ it was nice. Now its laid out a little less ideal for me, but its still got all the same nice info! (Also honestly if you are a beginner I really DO like this grammar guide... it introduces basic info first, gradually gets more complex, and i could follow its logic knowing like 200 hanzi and 100 words ToT. its very easy to understand even if it takes a while to apply that info).

im probably gonna read hanshe more today. i’m at the point where either i know enough vocab, or the writers style has just ‘clicked’ idk. but now i just am not getting bogged down by unknown words and am just. speeding through enjoying the plot. Also rip me this novel has 155 chapters and im only on chapter 30.

watching japanese lets plays is really fun! i feel like im 3 years old cause i just see nouns i can learn pretty easy in context cause i know the game well, and hear some vaguely familiar verbs, but its fun! also it helps i know kingdom hearts 2 like by heart so. a lot of it makes me instantly cheerful and nostalgic. roxas’s voice is so cute in the japanese version.

oh i almost forgot: I found a book recently for chinese that for it’s like 10 page grammar guide summary at the beginning ALONE i think is more than worth the 4 dollars it costs to get. It has a ton of compound words and its a reference book in mandarin and cantonese (it has pronunciation for both, all characters are in traditional). I got it initally because it as a bunch of compound words and I’d like to get better at knowing a lot of common ones. But the intro to the book has a page explaining sentence structures in chinese, then examples. Its so straightforward and to the point. I love it. The book is “Understanding Chinese: A Guide to the Usage of Chinese Characters” by Rita Mei-Wah Choy. (There is also a companion book for individual hanzi, which is nice but this book specifically I’m finding more useful).

what i really like about Listening-Reading method, and reading, as study activities: no matter how I do them it is only improvement. I have a tendency to ‘redo’ material i don’t feel i fully mastered, or refuse to move on. So when i have duolingo, flashcards (sometimes i can move on if i ignore reviews/make myself do new stuff), books, grammar guides, self guided classes - i have a tendency to redo the material. over and over. and not progress and challenge myself. whereas with reading - every time i look up a word its useful because its new or something i clearly Need to review (not something i’ve actually learned and can move past reviewing). so whether i reread material or read new stuff, as long as i run into things i find somewhat challenging (feel the desire to word look up), i know i am running into new material i can learn. Same with listening-reading method: whether i finish a book or just skip to random books, any new chapter i do will give me new words to learn/remember (until i’ve reached a point of perfect listening comprehension which is a WAYS away). There’s no way for me to mess it up. I can give up a book im bored with, i don’t have to stick to one resource to the end.

someone tell me why professionally made chinese audio books almost NEVER line up to the chapters???? whyyyyy ;-;

Even More Notes lol:

So I read so much in Pleco, which auto pronounces, I have COMPLETELY forgot. 得地 - for these two, when they’re attached after a description like 淡淡慢慢高兴 etc, when are they pronounced di versus de???? i’m pretty sure 得 is pronounced de when its an adjective like ‘-ly’. but for 地, i don’t remember if when part of a describer if its pronounced di or de????

#rant #march progress #march #everyone using ore in kh2 is hilarious a lil to me tho #u are all bishies u are all tiny kids WHy u acting so tough lol

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bzstech · 3 years ago

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Choosing the right USPS

Have you ever wonder if there is any significant difference between First Class Mail and Priority Mail? If yes, you have landed on the right page because today, we’ll discuss the difference between First-Class Mail and Priority Mail. Every Amazon seller and e-commerce businesses need to understand the USPS guidelines for choosing the right USPS. Many e-commerce stores are running worldwide, but not all are successful because what is the point of getting the same product one week later when you can get it the next day. So, what’s makes e-commerce effective depends on its shipping time. This article will give in-depth detail about choosing the right USPS: First class vs. Priority.

USPS stands for United States Postal Service® (USPS®). It is a very-known and reasonable shipping service that ships to up to 180 countries. USPS provides both domestic and international shipping services. Amazon packages are randomly shipped via Amazon, UPS, USPS, or FedEx’s but USPS is the choice of many e-commerce businesses. Because its more efficient, affordable compare to others like UPS or FedEx. If you are an e-commerce merchant (The one who sells goods and services over the internet) you will be well aware of First Class mail and priority mail. But USPS delivery depends on two factors transit time and cost. One major advantage of USPS over other shipping methods is that it’s simple to use just print labels and drop them at your nearest USPS post office or mailboxes. They also provide you flat-shipping rates in which you can choose your own packaging material according to your budget. See how to ship items? Service Options:

The following are the service options USPS provides:

1. First Class Package 2. Priority mail international service.

But the question is which shipping option is best for your business’s first-class Vs priority mail? So, read the article further to know. Click on the link for more details click here.

What is USPS First Class Mail?

First-class mail is the most common and easy way used in Amazon to ship letters, envelopes, postcards, invoices, large/small packages, and lightweight materials between 1-3 business days. It’s the top-shipping method compare to second-class, third-class, and fourth-class shipping methods.

First-class stamps cost $0.58 (the current 1 oz price) and will never expire, even if the First Class™ postage rate goes up.

USPS is best for shipping shirts and t-shirts because they are lightweight and durable. They use ploy mailers for shirts. USPS doesn’t charge extra costs for ploy mailers for small shipments.

What is USPS Priority mail?

USPS priority mail is the top mail service of USPS as its name suggests it delivers priority mails. Its best for sending international packages and is the top service used by Amazon right now. It delivers quicker than First Class mail because the Van passes from each address daily. It provides a money-back guarantee with a free pick-up. Priority mail ships deliver heavy products. Priority mail is closer to UPS and FedEx but it’s still the prices are compared to those. The parcels that fit in the mailbox are economical however for bigger parcels the cost depends on weight and size.

The products like shoes, toys, makeup, watches, jewelry products that weigh more than 3.5 ounces are ship through priority mail

Differences Between First Class and Priority mail

The difference between the First Class and Priority mail depends on six factors 1. Pricing. 2. Delivery time. 3. Packing weight and dimensions.

4. Weekend Deliveries. 5. Signature Services. 6. Insurance Coverage

1. Pricing: There is no fixed pricing difference between First Class and Priority Mail. However, the shipping charges depend on weight, size, destination. Priority mail often has some fixed rates for specified envelopes.

You can see the difference by this example parcels shipped using First Class vs priority mail to the same place has a 3$ difference.

2. Delivery Time:

Shipping time or delivery time is the main backbone of e-commerce whether you are working on Amazon, eBay, or Shopify. Gaining customer’s trust is the main thing in an e-commerce business that’s why not all e-commerce businesses are not successful even some are selling the same product.

The best tip to grow your business is never made a false commitment about delivery you will not only disappoint the customer but also, he will never order anything from you. In Amazon, there is a high chance that customer claims you. Learn more about how to expand your e-commerce business?

The delivery times highly depend on the destination but priority mail is faster than First Class mail and therefore costly. However, priority mail is best for international shipments. First Class usually takes 1-3 business days vs priority mail takes 1-2 business days. Priority mail also provides overnight delivery and if you receive it you are eligible for a full refund.

There are different zones that show the domestic shipping time.

First Class mail and priority mail international shipping time.

3. Packing weight and dimensions: There is a huge difference between First Class and priority class weights and dimensions for sending parcels. First Class mail is used to send light mails like letters, envelopes, shirts, postcards, padded envelopes parcels that are under or equal to one pound. The maximum weight for First Class USPS mail is 15. 99oz°or 4lbs. Whereas the products over 1 pound fall under priority mails. The maximum weight of priority mail is 70lbs. The parcels that fit mailboxes are less expensive in shipping as compare to bigger parcels. The parcels that exceed these measurements are restricted. However, standalone batteries or Lithium batteries packed with the shipment are prohibited only Lithium Batteries which are included in the product are allowed.

The minimum dimensions of First-Class mail are 3½ inches by 5 inches, maximum size is 4¼ inches by 6 inches. The thickness is 0.007 inches to 0.016 inches. The maximum size of priority mail parcels will be 108 inches combined in length and girth.

5. Weekend Deliveries:

There are very few services that provide delivery on weekends. Doing e-commerce business is not so easy as people think and delivering the products in time especially after this pandemic is not safe. USPS is one of the services that do provide delivery on weekends or national holidays.

USPS first-mail does provide delivery on Saturday but is the non-guaranteed economy. Whereas USPS delivers all priority mail on Saturday at no extra cost and on Sunday take some additional fee and to prevent late dispatch rate in Amazon. As pressure and competition of providing the best shipping service to your customer are high in e-commerce.

6. Signature Services:

The USPS offers a service called signature confirmation that gives shippers extra peace of mind that requires a signature from the recipient to be present to sign for the item so that the buyers know the customer receive the parcel. It’s proof that the customer receives the parcel important for documentation and in case of any claim received from Amazon.

The First-Class mail does not come with a signature service it includes a package only whereas for the priority mail shippers can purchase the signature confirmation that benefits the buyers.

6. Insurance Coverage:

While sending or receiving parcels there are high chances that the product might get lost in the process to ensure that you choose a service that does provide you insurance coverage if that happens.

The biggest advantage of priority mail VS First Class mail is that priority mail provides insurance coverage that compensates for your lost or damaged product over 100$ for your domestic coverage and 200$ for international coverage. Whereas First Class mail does not provide any insurance coverage, Advantages and Disadvantages of First-Class Mail:

Advantages:

Delivers between 1-3 business days.

Cost-effective.

Includes return and forwarding services.

Consistent delivery timing from the USPS.

Provide Tracking info.

Best choice for sending letters and postcards in affordable price.

Presorting can be done to get significant postage discounts.

Reach people with outdated address.

Best choice during the holidays.

Provide certified mail facility.

Disadvantages:

Cannot mail parcels more than 15.99 ounces.

Extremely restrictive.

Cannot use this option with any US territories or non-contiguous states.

Does not provide insurance coverage,

No signature services are included.

First Class mail does not provide delivery on Sunday.

Cost of parcel rises with every ounce.

Cost more than the other mailing options.

International delivery is non-guaranteed.

Does not provide end-to-end delivery.

Advantages and Disadvantages of Priority mail:

Advantages:

Delivers between 1-2 business days.

Provides insurance coverage.

Free pick-up.

Provide tracking info.

Guarantees over-night delivery.

Best choice for sending large parcels weights more than 13 lbs.

Provide signature service.

Shipping boxes and envelopes are free.

Fastest delivery over other mailing services.

Includes return and forwarding services.

Delivers internationally is guaranteed.

Provide weekend delivers.

Reliable with non-contiguous states.

Provide certified mail facility.

Includes special handling.

Disadvantages:

Costly.

They keep changing the price.

Lithium batteries packed with the shipment are prohibited.

Which one is right for you First-class Vs Priority mail?

Choosing the right USPS First-class Vs Priority mail which one is right or suitable for your parcel has hopefully easy now because you are well-informed about all the pros and cons now.

So, before choosing any mail ask yourself some questions,

Is your item valuable? If so, how much it is?

Is your item heavy? If so, how much is it?

Do you want signature confirmation from customer?

Do you want insurance coverage in case of lost or damage?

Do you want ultra-speedy delivery?

What the dimensions of your item?

What’s your budget?

Common FAQS about First Class and Priority mail?

Q1: What is considered first-class priority mail?

Ans: The maximum weight for large envelopes is 15.99 ounces exceeding from this will fall in priority mail.

Q2. What is the difference between First Class and Priority mail?

Ans: The difference is in weight, speed, dimensions, insurance coverage, and other services.

Q3. How long does it take for first-class mail?

Ans. The delivery time depends on the destination but the United States postal service (USPS) reports as of January b2018 it usually takes 1-3 business days.

Q4. Does first-class mail deliver faster?

Ans. First Class mail has higher priority over marketing mail, retail ground, or media mail.

Q5. Can First Class take longer than 5-days?

Ans. According to the USPS, the delivery time can be exceeded from 1-3 to 1-5 business days but it depends on your destination.

Q6. Is priority mail being safer than First Class?

Ans. Yes, because priority mail provides insurance coverage over First Class mail in case of loss or damage.

Q7: Is First Class mail provide delivery on Sunday?

Ans. No, first-class USPS provide delivery on Saturday only.

Is There any better Solution?

There is always a solution to every problem. Many people want to select the shipping service that would say all-in 1 means that provides all the best services like affordable, fast delivery service globally, signature services, provide tracking info, insurance coverage, weekend deliveries. But finding all these in one is difficult. We provide complete training on Amazon with tips that will not only grow your business in less time and budget. We have a bunch of teams that will help you from selling to marketing with valuable profits. For more info visit here.

Conclusion:

USPS is the best and affordable shipping option for your e-commerce business. That provides easy flat-structure rates with flexible shipping options compare to other shipping options like UPS and FedEx. So, Choosing the right USPS: First Class vs priority mail is very important. Now you will be very well aware of which USPS service you should choose First Class or and priority mail. Both provide tracking info till your parcel delivers, deliver globally, provide certified mail, provide special handling. You can also change shipping services from Amazon. According to your requirement. If you are finding low-budget shipping for light-weight parcels First Class is best for you and if want faster delivery and you have a good budget definitely go for priority mail service. Priority mail is best for international deliveries. But in the end, the choice will be yours and it will depend on your product’s weight, dimensions, and destination.

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webullreview · 3 years ago

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Latest webull review [2021]: Starting with a $1 investment.

Webull provides a multi-features experience for investors and all in one solution.

Webull review at a Glance:

Webull is founded in 2017, and it is a mobile app-based brokerage that features commission-free stock and exchange-traded fund trading. It runs by the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA). Webull trading platform is designed for beginner, intermediate and experienced traders.

Where is webull based: Webull is an American broker-dealer headquartered in New York City

Webull is safe because it is regulated by top-level financial authorities.it provides a maximum of $500,000 investor protection, including a $250,000 limit for cash under the Securities Investor Protection Corporation's (SIPC) protection scheme. It is part of Webull Financial LLC and is licensed to carry out brokerage activities in all 50 United States.

Is webull good for trading?

Webull doesn't have a minimum deposit requirement to get going. You can join Webull and start investing with just a few dollars. Webull offers some of the most competitive margin rates in the industry. And unlike main rival Robinhood, Webull doesn't require a subscription. Many brokers' website offer cash bonuses for new account creators, but that only after users meet certain minimum deposit requirements. Webull gives free stocks to customers with small deposit thresholds. These stocks are worth anywhere from $2.40 to $1,500 per share. Currently, just $100 is required for the best bonus. It will offer you a unique community experience.

Eligibility of Joining Webull:

1. Webull only accepts account applications from U.S. residents. 2. You will need to be at least 18 years old to create an account. 3.you have to verify your US identity and residency status. 4.YOU have to upload a copy of your government-issued ID, and your social security number.

How to create or open an Account on Webull?

You must open an account on the app>Then Choose your account>make sure you have selected the right type of brokerage account>Add personal info >Identify yourself >Seal the deal>Fund your account>enjoy.

How long does webull take to approve?

Most account applications will approve within one hour. It might take more time if your application needs further verification.

Advantages and disadvantages of Webull:

Advantages:

1. Webull offers commission-free US stock, ETF, and options trading with no inactivity fees. 2. No minimum deposit requirement 3. Zero commissions on trades 4. Several asset classes available to trade 5. Cryptocurrency trading 6. After-hours trading available 7. Advanced charting 8. Level 2 data from NASDAQ available. 9. Traditional, Roth, and rollover IRAs available 10. App, web, and desktop platforms available Paper trading.

Disadvantages:

1. Does not support trading in mutual funds 2. Does not support trading in bonds 3. Does not support trading in OTC stocks

Webull’s total Commissions and Fees: Webull is Really Free!

The enticement of fee-free trading in the online investment space has seen a big change in the industry. Traditional brokers are now being challenged by start-up platforms that have found a way to make money without charging their investors. Webull users can connect real-time U.S. market data completely free. This indicates not only real-time price quotes but income statements, balance sheets, and cash flow reports. Minimum Deposit-$0.00 Stock Trades -$0.00 Stock Trades (Per Share)-$0.00 ETF Trade Fee-$0.00 Mutual Fund Trade Fee- free Base Fee-$0.00 Exercise Fee-$0.00 Assignment Fee-$0.00 Per Contract-N/A Broker Assisted Trades Fee-N/A

Webull and others:

Robinhood is Webull’s main competitor. Both companies are trying to be Walmart brokers by offering the lowest price possible to those looking for bargains. Those bargain-seekers are by and large millennials, this is why both companies took a mobile-first approach and only developing desktop and web apps after establishing themselves in the trading industry.

Another one is TD Ameritrade. After testing 11 of the best online brokers over the years, TD Ameritrade is not better than Webull. Webull delivers $0 trades, fantastic trading platforms, excellent market research, industry-leading education for beginners, and reliable customer service.

Webull vs. Robinhood: Commission and Fees

Undoubtedly, commissions and fees are a big part of the whole picture. We compare Webull and Robinhood wide open in order to evaluate both.

Webull’s Fees:

Webull has no fees or commissions on any stock or ETF trade. All you will pay is the spread and SEC transaction cost, those are the portion of a copper penny. You can transfer money in and out of your account without fees using ACH, as domestic wire transfers cost $8 per deposit and $25 per withdrawal.

Global wire fees are $12.50 and $45, respectively. Margin rates start are 6.99% for up to $25,000.

Robinhood’s Fees:

Robinhood is also commission-free on all trades, including options and cryptocurrency trades. Surplus is available over Robinhood Gold, but there’s a $5 monthly fee.

The first $1,000 of margin can be borrowed interest-free, and you will get it as a bonus. After $1,000, rates are 5% only. Only ACH transfers are permitted to fund your account, so there will be no fees on deposits or withdrawals.

Webull’s finest Customer Support:

Webull’s customer support is often accessed through email, which is not that the only method mentioned on its website, but also there is an online web chat option or telephone number. Moreover, Webull’s customer service does reply within 1 hour of a question.

Only Webull’s help page offered any sort of customer support, then only within the sort of FAQ.

Webull’s FAQ page does offer you detailed information on opening an account and therefore the funding and transfers of money and stocks. It also features a Trading on Webull section with information about commissions and costs, tradable assets, and order types.

The FAQ sections found on the assistance page can answer your basic questions. Email Webull for more details or to talk with a Webull agent for more information or further assistance.

Webull referral system:

Along with their account creation promotion, Webull additionally offers a Refer-a-Friend form of program. However, this small little bit of promotion is slightly less simple in terms of the manner that their directions are read.

Unfortunately, you won’t receive any free stock just because an addict you refer exposes a replacement account. This friend can get to deposit a minimum of $100 among the first thirty days of their account being open for you to reap the rewards.

A decent side to the current incentive is that you simply will repeat it indefinitely, with decreasing returns when the first 2 referrals have met completion requirements.

In keeping with their terms and conditions, which are additional clearly worded than the promotion itself, the benefits of the referrals are as follows:

Upon completion of your first undefeated referral, you'll receive four free stocks.

Your second successful referral can award you with seven free stocks.

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theastrophilearchitect · 4 years ago

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I started writing a book.

And I’m mad about it, because I just started this post, brought up a new tab and lost it because I didn’t save my draft.

Anyway. That’s a thing I did. Wow.

As of this moment, this post won’t be going up until April 19th, but I’m starting writing this at 10.30pm on Sunday, February 21st, 2021. I’ve done a lot in the last couple weeks, and I want to have some record of all I’ve accomplished without just letting most of it fade over the next two months.

I’ve always wanted to be an author. From when I was reading under my covers with a torch past bedtime, through the years I wanted to be an artist, through the years I wanted to be a lawyer. It’s always been there - no matter what primary career path I went down, I wanted to be an author. The last few years, I’ve been invested in becoming a biologist, and that dream really took a backseat.

In the start of this lockdown, my mental health went downhill, and some advice my therapist gave me was just to prioritise myself. It sounds simple enough, but, even in my free time, I’d been focusing on schoolwork - revising constantly for exams I’m still not sure are actually happening. (Boris Johnson is apparently making an announcement tomorrow about beginning to ease lockdown, but we’ll see) So, on Saturday, February 6th, I started an attempt to coalesce the ideas I had floating in my head into something tangible.

I’ve tried to write books countless times (not technically countless - I have all the documents on my laptop, so I could if I wanted to), but mostly, I’ve never gotten further than a couple bare plot points and some characters, maybe some ideas for subplots, before I’ve stagnated and given up.

Three times, I’ve finished a skeletal outline. Twice, I’ve started to go back over those outlines only to realise they made no sense or just seemed week, and simply not cared enough to fix it. Until now, I guess.

February 6th, 7th, and fast-forward to my week off beginning the 15th, up until the 19th, I kept developing this concept I’d managed to form, but I was struggling to establish a coherent plot. I had up until and including a midpoint (which was later condensed into just a first act), but everything after that was just a void. I began searching for some skeletal structure I could apply to it, both to work on pacing and fill in the blanks. I tried several, and got a little further, but was about to give up hope.

Then I remembered a video by Katytastic I’d watched years ago about the 3-act, 9-block, 27-chapter structure she used, and couldn’t see the harm in giving it a go. And something clicked.

You can find the video here - the structure’s detailed and easy to follow, plus she even gives an example of using it to generate a plot.

I started binge-watching her writing vlogs in the background, and even started using her same writing program, Scrivener, which just made every a thousand times easier by taking away the need to juggle a billion Word documents. It’s fairly pricey, but I’m currently using the 30-day free trial - it’s 30 days of use, not of ownership, too: if you use it every day, it lasts 30 days, but if you use it once a week, it lasts 30 weeks.

Where Kat used the 27 parts the structure broke down into as chapters, I chose to refer to them as beats, and separate chapters later.

On Saturday the 20th, I finished defining my scenes and started writing an actual draft. I wrote two scenes, putting me at a collective word count (not including notes, synopses, etc.) of 2,580 words.

This morning, Sunday the 21st, I started over. I hated my opening. I’m not going to go through the mess of today’s process, but I currently have around 80 one-line-outline scenes, split into 3 acts. I wrote a draft of my prologue and detailed-outlined (which I’m mentally referring to as zero-outlining because it’s similar to how Katytastic does what she calls a zero draft, but is very much outlining, not a draft) two and a half other chapters. Scriver also tells me how many words I wrote in total, across notes, character profiles, location lists, a document I’ve named ‘Train of Thought’ for my ramblings as I go etc.

Today, I wrote a grand total of 4,141 words, which, rather counterintuitively, puts me at a draft total of 2,598. That makes sense. Anyway.

There are a lot of unknowns in the world right now, and I have no idea how much time I’ll have in the next six months to invest in this project, but I’d like, at bare minimum, to have one complete draft by the start of the next school year in September, which gives me just over 6 months. Which is probably too much time to actually motivate myself, but that’s not the point.

A manuscript needs to have a minimum word count of 50K words to be considered a novel, so, even though my ultimate goal for this project is around 80K words, 50K is going to be my goal for this draft.

I’m being optimistic about sticking with this.

Tuesday 23/02/2021 - Word Count: 3,099 I wrote nothing yesterday; planning to focus writing solely on days off rather than work days, but last night, watching through the incredibly long queue of Alexa Donne writing videos, I came to the conclusion writing every day, even just a little, would be the best way to ensure I keep working on this, so I set myself a goal of just 500 words a day.

Wednesday 24/02/2021 - Word Count: 5,350 After doing a little bit of maths as to how long this outlining and draft would take me if I were to only write 500 words a day, I decided to boost that goal to 1,000. I got started around 1pm today, online school draining me so much I couldn’t face another two hours. I worked on and off until 6pm, and around 4.45pm, I finished outlining Act One!

Thursday 25/02/2021 - Word Count: 7,022 I continued my scene outlining into Act Two, but I hit a brick wall around the midpoint. I have to write chronologically - some people jump around, but I have to write linearly, or it feels like I’m trying to make something in a void. It just doesn’t work. I didn’t know how to get from one scene to the next - there were so many things I needed to establish to get there, but I didn’t want to backtrack. I decided to re-jig the whole thing, but, after dinner, I realised I didn’t have to, and instead, decided to just start a draft, conscious of the things I need to establish as I go.

Friday 26/02/2021 - Word Count: 8,208 Starting draft one, I rewrote the prologue I’d already written, technically putting me to my second draft of it, because I’d been thinking about it for days and just wanted to revisit it, and it was so much better. Then I moved on to chapter one, but decided I wanted to re-jig my chapters. While outlining, I’d split the whole book into only about twenty chapters, but decided to go for shorter ones for more effective divisions of the story. I got most of the way through the first scene of chapter one, but basically ran out of both time and motivation, since I hadn’t heavily outlined that scene. in total, I wrote over 2000 words today, but because I only increased the prologue word count by about 100 words, it didn’t do that much to the total count.

Saturday 27/02/2021 - Word Count: 11,050 I got some chores done Saturday morning and focused on finishing my book so I could include it in my February wrap-up, but I still had time to get some writing done around mid-day. My goal was just to hit 10K this weekend, but I though I could do it in one day. I wrote about 1,000 words before feeling a little word-drained, but took a break for lunch, got back to it and wrote 2,400 words. Though that only added a little over 2,000 to the word count, it took me to 10K! I’m 20% of the way to being able to call it a novel! We’re in quintuple digits!

And then eight hours later, I wrote another thousand words and got to 11K.

Sunday 28/02/2021 - Word Count: 13,722 I spent most of my Sunday morning writing, though it took me more than two hours to write about 1500 words, though it only added about 1100 to my count. I decided to set myself an overall and weekly deadlines to hold myself accountable. Due to the fact I don’t yet have a clue how many words this will work out as, I decided I wanted to have either a complete first draft or 100K words (which I doubt I’ll reach, but it seems like a good way to make myself finish the draft before my deadline) by the end of April. Which works out to a little under 1500 words a day, or just under 11K a week, which is perfectly doable. Bearing in mind my current word count is including outlines, but I still believe in myself.

I wrote another 1600 words later, which took me to 14K, until I deleted the 300 word outline I wrote for one scene, but I worked out my words per day for the next two months with the assumption of a 10K word count as of March 1st and a target of either a complete draft or 100K words by the end of April, so I’m nearly 4,000 words ahead of schedule. Which gives me 6,606 words to write this week, instead of 10,328. (If you couldn’t tell, I like numbers. They just make sense to me.

Monday 01/03/2021 - Word Count: 15,005 I didn’t quite hit my daily goal, but I was completely leached of motivation today, I’m ahead of schedule anyway and I was only under by less than 200 words. It’s alright. But, hey, we hit 15K! Two days after hitting 10K!

Tuesday 02/03/2021 - Word Count: 21,119 This was an insane writing day. My end-of-day target was only 16,480, and that was still ahead of schedule - if I was sticking to the 100K by April 30th, I’d only actually need to be at 12,950 today. This was the best writing day I’ve ever had. I wrote before school and during breaks, which kept both my writing and working momentum up.

I didn’t read a page of my current read, but I wrote a total of 7,681 words and increased my wordcount by 6,114 words, or literally an additional 40.75%. I hit 20K three days after hitting 10K, and am 42.238% of the way to being able to say I wrote a novel, be it a shitty first draft that won’t be complete at 50K words.

I also finished chapter three, which I’ve been working on for three days and came out ~5,000 words, and wrote chapters four and five in their entirety.

Note to self: this is day 10 of vaguely outline-drafting this project.

Wednesday 03/03/2021 - Word Count: 23,364 I've only written 490 words today, as of writing this update, but I just wanted to make note of the fact I've done some calculations, and can reasonably finish my draft this month. I'm still not completely sure how long it'll work out to be, so I can't quite work out my daily words to finish on the 31st, but if I stick to my current 1,475 words a day, I'll hit 63,894 words by the end of the month, which is a little less than I imagine this draft will be, but if I stick to that as a minimum, my first draft won't have to go into April.

I'd like to post this later this week, but I already have a post for this Friday, so God only knows how long this will be by the time it goes up. So far, I've written 1,900 words today, and I don't think I'm out of fuel yet, but I'm stopping because I need to read today, and I'd rather not burn out. I'm over my goal, anyway.

Oh, also, I'm nearly at 25K, which is halfway to a novel, but I haven't broken into Act Two yet, which means this book will be 75K minimum. I'm going to do some maths and work out how many words a day to hit 80K by March 31st. 2,030. That's doable. So I haven't read, but back to writing for like ten minutes.

I've now hit an additional 2,245 words for the day, though I wrote a total of 2,663

Thursday 04/03/2021 - Word Count: 25,415 I've decided to work out how many words I need to write each day to hit 80K by March 31st, and watch the fluctuations. (I like statistics). It should steadily go down throughout the month if I surpass it each day. Today's minimum word count is 2,023, already seven words less than yesterday's. How exciting.

The last scene of Act One was very heavy on world-building I haven't yet figured out, so I stuck what was meant to happen in brackets and just moved on, meaning I have now broken into Act Two!

I think, during the week, I'm going to focus on just meeting my minimum word count rather than exceeding it, just to save fuel for the weekends, when I can write so many more words.

And, we hit 25K! I'm halfway to a novel!

Friday 05/03/2021 - Word Count: 26,693 In complete honesty, I'm beginning to lose momentum. Maybe it's just today, but I don't really want to write and feel like I need a break, but I'm going to make myself write anyway. I'm going to make myself keep writing until this draft is done, however shitty it may end up. I really hate first drafts.

When you say 2,000 words is only 7-8 pages, it doesn't sound like that much to write per day but my god. Luckily, most of the stuff I've had to save to a Pinterest board called 'Writing Motivation' says if you write when you don't want to, it should pass instead of worsening. I wanted to hit 35K this weekend, but I'm not sure I'll have the momentum. I'll at least hit 31,270, though, which is my minimum goal for this week. I'm still over 700 words off my goal for today, but I'm taking a break because my head is foggy and there's still eight hours left in the day. Besides, 700 after dinner is easy. She says, realising she's probably jinxing it. Oh, well. 80K by March 31st would be difficult, even if I weren't going back to school soon, but that's a stretch goal. 100K by April 31st is my minimum, and I'm 9,000 ahead of where I need to be for that.

I think I’m stagnating because I’ve hit the ‘Fun and Games’ section, which I find really boring. I’m going to try to keep going with it, but I may just skip it and come back later.

Saturday 06/03/2021 - Word Count: 28,150 So, I did not get the extra 700 words in. Before dinner, some stuff I had to deal with came up, and by the time it was done, I just wanted to go to bed, so I did. Today, I'm going to try to make up for it, which I think is reasonable because it is now the weekend. I'm still kinda exhausted this morning, but I'm going to do my best, and my wrist hurts, but I'm not sure why. You'd think it would be from all the typing, but only one wrist hurts - you know what? Never mind. They do both hurt. I'm just not sure why, but it doesn't hurt typing this, so that doesn't make any sense. Anyway, to hit my word count for the day, I need to write 2,555 words, which doesn't sound like too much, but it kinda is because I'm primarily writing Act Two at the minute, and for every thousand words I write, I lose like 400 from my outline. You'd think I'd just not include my scene outlines in the word count, but it's too late for that now.

I'm thinking this over, and I really don't think trying to write 80K by the end of the month is going to be good for either my motivation, mental health, or ability to function back at school, so I'm going to stick to 100K or a finished draft by April 30th, and re-work out my goals from there, based on yesterday's word count, so I'm not making myself do catch-up today.

So, to hit 100K by April 30th, I only need to write 1,309 words each day (which will decrease over time because if that's my minimum now, I'll probably surpass it, decreasing the amount of words left etc.). That's so much less pressure.

God, I really don't want to write today. I just want to watch YouTube and Netflix and read.

Okay, so here's the thing. I've been working on this story straight for three weeks and I'm kinda exhausted of it. I'm not done with it, not at all, and I want to keep working on it because it exists, which makes it workable.

I watched a writing vlog by ShaelinWrites yesterday, and she said she writes different projects at once, alternating in week- or multi-week-long blocks. I think I might try that.

My plan with this post and the following updates was to keep updating it until the day it goes up, the day after which is when I begin drafting the next, but, since I may be switching projects for a while and this is really about the project I've decided to dub 'Bay Tree' (which is just, I guess, a pseudonym for here because while I have no idea what it would eventually be called, I know that's nothing like the title I'd want to give it) so I'd want to start a new post for a new project.

I'm now doing a little outlining instead of actually continuing writing, but I think this will help me, though I'm still not certain about whether or not I'm going to directly continue with this specific project for the minute. Instead of setting daily goals based on a target, I'm also just going to say 1,000 words a day, and see where that takes me.

I've just been outlining into Act Three, and I've met a major plot stumble, but I'm going to work that out and explain what I'm doing in my next writing update.

So, go drink some water, eat if you haven't eaten in the last few hours, stand in front of the mirror and tell yourself how wonderful you are and how much happiness you deserve, and, if you want to write a book, stop thinking about it, and go write.

#blog #blogging #blogger #blogpost #blog post #writing #books #book #reading #read #write #writer #author #draft #first draft #story #writing blog #writerblr #bookblr #novel #debut

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childcareseer · 4 years ago

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The Child Care Industry is in Crisis. Solutions Lie in Innovation

With demand for quality childcare spots far outstripping supply, the childcare industry is begging for innovation. Successful operators of the future will respond to Americans’ changing lifestyles by offering more flexible care arrangements. Technology can help centers become more profitable by better matching available capacity to the precise hours parents want.

The career that led up to that fateful 2017 decision to purchase the daycare—a business I have expanded into two locations and a child care management software business under the umbrella of Callahan Learning Center—gives me a somewhat unconventional perspective on the needs of this essential industry. My background is in engineering development. I earned a degree in electrical engineering from Grove City College in 1997, obtained my MBA in 2002 and worked for decades to build a successful career as an executive and entrepreneur in the wireless communication technology and software industry. I hold numerous patents, I’ve invented multi-million-dollar product lines, and I’ve been involved in more than four startups from cradle to exit, including my most recent startup selling for $200 million in 2019.

At heart, I am a problem-solver. I have found great professional joy in combining the problem-solving skills I learned as a software engineer with time-tested philosophies on managing and motivating teams to build healthy and profitable enterprises. When I bought a local daycare business, I discovered an industry screaming for software innovation. That discovery launched my journey to build a better daycare—one of the most fascinating problems I’ve worked on.

An industry in crisis

You don’t have to look hard to find people sounding the alarm on the severe imbalance between supply and demand in American child care. Before the onset of the COVID-19 pandemic, a mere 23% of children under age 3 could be served by the available licensed child care slots in their communities, according to a survey of child care supply in 19 states and the District of Columbia conducted by the Center for American Progress. The mismatch between child care supply and demand costs the American economy an estimated $57 billion a year in lost earnings, productivity and revenue, according to research by the Council for a Strong America.

These studies were conducted before the onset of the COVID-19 pandemic, which has put a ton of bricks on the accelerator of what was already a worrisome trend. In April 2020—just weeks into the crisis—the National Association for the Education of Young Children (NAEYC) surveyed workers in child care centers and family child care homes in all 50 states. At that time, nearly half of respondents reported that their center—like Callahan Learning Center at the time—was completely closed. Of those that were open, 85% were operating at less than half of their enrollment capacity. The stress on these centers as the pandemic has continued has been immense. A July survey by NAEYC found that if the reduced enrollment and increased operating costs brought by the pandemic were to persist, only 18% of child care programs expected to survive another year. Yet the demand for good child care is only going to grow as the post-pandemic economy thankfully starts putting more Americans back to work.

This is an economic inefficiency that is begging us for a market solution.

Matching demand more precisely

At its most basic level, child care is the business of matching people who need care for their children with individuals who are willing to provide that care. In America, we’ve been going about the business of addressing this market demand pretty inefficiently for years. Most child care centers sell care in standard quantities designed to match a typical “9-to-5” work schedule, while only 62% of Americans would prefer to work the ‘typical banking hours’ of the 50s, according to a 2018 survey.

In complete truth, to keep a spot in these centers, many parents end up paying for child care hours they aren’t using, be it unused hours each week, or needing to pay for care during vacations to hold their spots. This setup also prevents center operators from being able to charge a higher rate for smaller and more irregular quantities of care, which would benefit both the center and the families who would gladly pay more per hour for the hours they need versus paying by the week for hours they can’t use.

In the 21st century, we’ve learned that matching market supply more precisely to demand can reap rewards for both consumers and providers. For instance, Uber and Lyft have allowed urban dwellers to stop paying for cars that stay parked most of the time—or make an economic return on that excess automotive capacity. Another example is Airbnb, which has allowed travelers to find lodging in the heart of the neighborhoods they wish to visit, and often without the minimum-night requirements of traditional resorts. Instacart lets us be more efficient in the time we allocate to buying food—while allowing grocers and paid shoppers to charge a premium for items purchased through the service.

We often don’t like to think about applying cold economic principles to something as personal as the care of small children, but the reality is that this is already happening, to the detriment of American working families. The American 9-to-5 office job is quickly disappearing, and the child care industry has not kept pace with this trend. In addition, many existing jobs—from surgeons to paramedics to restaurant workers—demand irregular and unconventional hours that aren’t often served by traditional care offerings. As the millennial generation—whose members seek unprecedented flexibility in their work-life arrangements—is now entering parenthood, it is urgent that the child care industry evolve by providing a product that matches their lifestyles.

Strong child care businesses can no longer be built on providing set offerings of full- or half-time care, but instead must offer a more customizable menu of options. This requires some of the same software-based solutions that have brought us on-demand transportation, lodging and grocery shopping.

Defining the problem

Labor makes up more than half of a typical child care center’s costs, so in the first few months I owned Callahan Learning Center, I spent a lot of time trying to understand how my center director scheduled staff. I watched as she worked her intuitive magic week after week to match our available educators with the children in our care. While this skill was highly impressive, it was also impossible to replicate. As I watched the process, I wondered, “What happens if she gets sick or leaves this job?”

I thought for sure someone had created a tool to help with this.

I tried some of the leading software tools on the market. While many of them kept good data on where children and teachers were yesterday, and where they were today, nobody was helping me answer the question that I believe lies at the heart of making this business better: Who will be in your care tomorrow, next week, and next month? Who will care for those children, and what will that care look like?

Solution: Child Care Seer

This problem sent me back to my software development experiences. I assembled, then spent a year and a half working with an internationally recognized team of developers to build a tool that would relieve child care managers of this ongoing burden, allow them to better understand their available capacity, and plan efficiently to improve the quality of care they could provide. As we worked on this problem, we realized it would impact so many aspects of the business.

Essentially, we were building an all-in-one platform that would free up dedicated caregivers to do what they love—care for children—while minimizing the time they needed to spend on repetitive tasks that keep their business going. We were building something that could allow them to focus on the quality of care they were providing, while giving them ways to increase the profitability—and longevity—of their business.

The result is Child Care Seer. Named for the seers, or prophets, who saw the future in biblical times, Child Care Seer’s job is to smooth out the roadblocks—from late payments to irregular schedules—that cause so much stress for the dedicated child care center workers that our nation needs to keep in business. Seer also allows providers to identify their excess capacity and sell it to parents who need more flexible options. Giving providers this ability to sell program-based and hourly care simultaneously has incredible potential to strengthen these businesses—an outcome that has important benefits for both hard-working child care center operators and the American workforce as a whole.

We’ve been using Child Care Seer to run our operations at Callahan Learning Center since we reopened in August, after using the pandemic shutdown as an opportunity to fully reimagine how we do business. Now that we use Seer, our weeks begin much more peacefully, as we are not spending hours on Monday mornings running credit cards for tuition payments—Seer automates this for us. When parents arrive with their children, our workers don’t have to have difficult conversations about late payments, as all of this is facilitated through the daycare billing software. Our director can see in real-time which children and teachers are in and out of all of the rooms in both of our locations, which makes on-the-spot decisions faster and more efficient. Seer allows us to more fairly and efficiently manage our waitlist, and lets us give parents the convenience of going online to request two hours of child care next Tuesday—or whatever irregular quantity of care their schedule may require. Seer also gives us the tools to engage parents in a way that is consistent, valuable and not burdensome to our educators.

Seer’s capabilities continue to evolve and grow as we begin to offer this product for use in child care centers across North America. Our development team continues to build Seer out as an indispensable platform that can enable child care businesses to offer both unparalleled flexibility and uncompromising quality, while also relieving them of some of the heavy logistical burden that adds hours to their work days.

I think child care is a huge part of the success of the country and the success of the local community, and I truly believe it can be massively better than it is. Let’s look for ways we can bring the American ingenuity that has improved so many other industries to bear on the business of matching caregivers with parents who want a safe place to take their kids while they work. My solution to this problem is a daycare software tool that can make it easier for parents to purchase the care they need, and far less stressful for center operators to run a sustainable business.

To me, that’s a win for everybody.

About Tom Callahan

Tom Callahan is a serial entrepreneur and seasoned executive with a track record of starting, growing and leading companies of all sizes. He is the owner of Callahan Learning Center, a Virginia-based family child care management company that operates centers providing high-quality and highly flexible child care. He is the founder of Child Care Seer, an all-in-one platform that can make child care a more manageable and profitable business. He came to the child care industry after more than two decades in the software and technology industries, where he invented multi-million-dollar product lines and guided multiple startups from cradle to exit, including his last startup selling for over $200 million in 2019. Learn more about Child Care Seer at childcareseer.com.

#childcare #childcare industry #software

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abaskingshark · 8 years ago

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interior: has a lot of wood me: is instantly in love i am a simple woman

#i just!!! love!!! wood as a material!!#its sustainable it is beautiful i love how it looks i love how it feels i love how it smells #my dream home would have lots of it #a fairly smallish home not too big but decently sizes #sized #with lots of wood and other natural materials #like cork which is awesome or linen which makes for really cool wallcoverings #linen and cork both do actually #and then contrast that with dark metal framing exposed in glass curtain walls #the wood would be on the exterior as well but it would be a combination of wood and white plaster and the metals #basically a lot of the contemporary ultra modern homes #as for furniture #i dig a lot of the midcentury modern and pop era furniture #i would love love love to own a womb chair and matching sofa except that alone would cost me at least 10000 dollars with the cheapest fabric #but i guess if i had enough money to own a house with that much wood id be able to afford the chairs #because nice wood is expensive #i definitely want to own one of the eames and saarinen organic chairs #and you can get those for like under $200 which is way less than minimum $4000 for a womb chaie #still a lot of money to spend true but its a much more realistic goal to work for once im like actually done with uni and working and stuff #you gotta have goals my friends and my goals are expensive armchairs #some people spend thousands of dollars on wine or country clubs or whatever #i just want to have enough money to buy my dream chairs #and yeah knockoff womb chairs are still like $2000 otherwise id just get a knockoff but like thats still waaaay out of my price range

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driggarssaleha · 4 years ago

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life insurance 2 year clause

BEST ANSWER: Try this site where you can compare quotes from different companies :insurecostfinder.top

life insurance 2 year clause

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The Basics of Life Insurance

The Basics of Life Insurance First of all, you are not buying life insurance when you buy a life insurance policy. You are buying death benefits and a guaranteed cash value accumulation in the form of a higher cash value. The more money you have in cash value, the higher you have the guaranteed death benefit. There are two main reasons why you might buy a guaranteed cash value life insurance policy: Guaranteed cash value life insurance is a way of life insurance without the financial risk as well; it is a sound option depending on your age and your needs. The other major advantage of term life insurance is that you have a fixed premium and are able to access the cash value without worry. This policy works best for those those who may be looking at other retirement solutions. There are other advantages beyond the guaranteed cash value because all you need is coverage for a set period of time; you could be covered for 10, 20, or even 30 years. The biggest benefit of owning a cash value life insurance policy is that you can access.

When does life insurance cover suicide?

When does life insurance cover suicide? If you currently have a policy with as part of your nameplate price, the process will usually take around 15 business days (up to 30 business days for most carriers). The life insurance company may require you to submit and a suicide certificate to file an insurance claim. The suicide will be listed on your final insurance application. This is a fairly standard procedure. There is no suicide clause in most insurance policies. The suicide clause can be found on most home and auto insurance policies. What happens if I don t buy final expense life insurance? Some carriers require you to get final expense life insurance, but most don t. If you have a policy offering a death benefit of $5,000 or above, you ll pay only $500. This means that a funeral home or a cremation center is not allowed to set up a money-losing funeral without funding from the insurance company. A on your insurance can help get your final expense policy in force. This type of insurance.

Top Life Insurance Companies by Market Share

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The top life insurance myths debunked

The top life insurance myths debunked by insurance companies in Los Angeles. 1. Los Angeles, CA is Not Basing Its Travel Area On Residents. The city of Los Angeles is primarily located within the Los Angeles Coastal area of the country. The residents of Los Angeles have to recognize that the cities of Beverly Hills and San Diego County have a lot of traffic and other congested areas. In addition, the density of the areas increases, as do traffic jams. For this reason, Los Angeles and Santa Barbara County residents have higher insurance premiums. 2. No Largest Insurance Companies In Los Angeles. You may be wondering how much your insurance rate goes up at the county level. In response to a reader asking about Los Angeles, California’s capital, we ve provided sample rates. When rates for Los Angeles residents are analyzed per $1,000 of property value, we find that rates typically increase by nearly 40 percent. Averages are typically found at the midpoint of annual property values and lower rates generally move down the market.

What is a life insurance contestability period?

What is a life insurance contestability period?A life insurance contestability period is when there is a financial impairment and life insurance company can assess your risk level. The length of your contestability period depends on the age of you, the type of policies and policy material. Your rate will increase as the age of your life changes, and the longer the period, the higher your premium. In general, life insurance companies will only ask you about the insurance policy material, which will affect the amount of time it takes for for your insurer to assess your risk. When purchasing a life insurance policy for your parents, you should make sure you do your due diligence and compare quotes. If you are a life insurance agent that works for a carrier that you are evaluating, a life insurance policy that is for their benefit is likely to be under review, not for yours. Because under review is only based on specific circumstances where the insurer believes an applicant is underactive, the insurer determines their rate on that risk level by taking on the risk. However, if you.

Shopping for Life Insurance Quotes

Shopping for Life Insurance Quotes may be easy, because they focus only on the financial aspect of life insurance. One of the biggest reasons for the need for their is that is a term life insurance policy, and the premiums are relatively low. But that being said they are usually lower per year compared to more costly policies such as whole life insurance, their quotes for life insurance are relatively low. The reason, though, is that when you enter your personal information into the insurance company, you’re asked about your profile. If you’re currently in a policy through another company, one insurance company might not be a better option than the other. If you’ve looked into , one of their that fits this bill. They are much cheaper per month to offer their new than their term life insurance. They tend to be more expensive to work with if you’re older (about 65 years) or have been diagnosed with.

Ready to compare quick life insurance quotes?

Ready to compare quick life insurance quotes? Get started now! Just give us a quick or call today! The name we have found on the back of is the company that you want to buy through – but you may not be able to. Here we will go through the different companies and take a look at how they look and are rated by consumers for their customer service and financial strength. We will also provide you with quotes to help you choose the best policy for you and their insurance needs. A common question from young car owners is “can you get affordable insurance with a learner’s permit?” While this question is often asked of drivers, most people don’t need their own car insurance policy. It may seem redundant to ask whether it was cheaper to take the car that you do and then take your car to work? At the end of the day, you don’t need to worry if it was cheaper to stay within the rules set by.

Mental Health and Insurance: Commonly Misunderstood Illnesses

Mental Health and Insurance: Commonly Misunderstood Illnesses The or the following: It depends who is in the plan: your insurance provider, or a government entity (in each state). The insurance plans for the ACA are: (1) the plan was created by the government for people with pre-existing conditions (2) the plan was provided for an individual in the individual’s state of residency, or of the U.S. within the United States on a free and fair basis (3) the program is the Federal government, which is (4) the Government will not make changes to the program in the absence of any federal or state changes to the programs, and (5) the program was designed to benefit low-income individuals, low-income families, and families of all kinds; (6) all health care expenses would be covered under the plan (7) the ACA plan covers all health and dental care expenses, such as physician visits, but not out-of-pocket costs for hospital and medical care..

What Should You Do If Your Life Insurance Company Challenges Your Policy?

What Should You Do If Your Life Insurance Company Challenges Your Policy? A good rule of thumb is to take your term life insurance policy with a no medical exam policy. This reduces the risk to the insurer and is why many companies will accept you when you apply. This keeps the cost of the policy lower and it allows the insurer to continue offering the same life insurance policy. Some insurers sell medical and prescription supplements, so you may need to see a doctor who deals with drug and prescription medicines. The agent will help you choose the policy that you want the best rates for. Some insurers don t cover any pre-existing conditions (such as diabetes), so it s advisable to visit a doctor as soon as you ve chosen your life insurance policy. This will help the insurer keep the cost of your policy as low as possible while ensuring that you are covered regardless of the pre-existing medical condition. However, as you mentioned earlier, there is a number of factors the insurer will take into account when determining your life insurance premium. The reason that most of these factors influence premiums.

What happens if you die during the 2 year life insurance contestability period?

What happens if you die during the 2 year life insurance contestability period? It doesn’t go into the record while the premiums are still paid in full; it’s left in the records. The contestability period is only triggered by a death of an insured individual or a terminal illness. That’s the part of the claim payout that is determined by a medical report, as opposed to a doctor’s report. You can expect to be sued by the person who caused your death. In some cases the death of the insured individual will be ruled out but will always come before medical information from their insurance company. Is it possible to get a death benefit after a person is dead? The answer is no, not if they have any illness. In general, people who have had conditions that made them seriously ill will not receive a death benefit. It does not matter whether you have had an individual policy with them, an individual life insurance policy, or even an employee’s term life.

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eldunea · 5 years ago

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So You Want To Run Through Preuzien?

i’ve received a fair few messages from people interested in having their muses go through prussia, with one person even being interested in making a preuzien OC, so i thought i’d do this post setting up some necessary boundaries and limitations for any character who intends to challenge the prussian league and make a name for themselves in my fakémon region. this applies primarily to muses who wish to start their prussia arcs before lotor became champion, although some of these points still apply to a certain extent even after he won the position.

without further ado…here we go. >:3

[TW: Mentions of death, animal abuse and human abuse. If these topics trigger you, do NOT have your muse do a run through pre-Lotor Preuzien.]

First Things First: Your Muse Probably Won’t Be Champion Anytime Soon

i’ll be blunt. unless your character 1) is willing to kill lotor and all of his pokémon, most of whom are sapient, 2) is willing to risk their life and the lives of all their partners in the championship battle, and 3) can also singlehandedly defeat a five-core complete forme/ragnamax zygarde that has world-ending capabilities and is comparable in power to eternamax eternatus, they don’t stand a chance. for #1 and #2, though lotor has dismantled most aspects of the fight to kill clause, he still keeps the part that says all official championship battles must be fought to the death. he does this as a deterrent to challengers--and he is not afraid to slaughter his opponents in their moments of hesitance should they express any reluctance to kill. and while he doesn’t own ragnamax zygarde, he has definitely single-handedly defeated it, as it’s how he became champion in the first place.

i want to make it clear that this doesn’t mean he’s unbeatable in every scenario. he can still be defeated in a less high-stakes setting where he isn’t allowed to kill or cripple his opponents, or destroy everything around him in a 5-mile radius. one of his big weaknesses is that ever since his championship battle in kalos against diantha he’s gotten real rusty in traditional 6v6 style battling; this is because he has spent all his time perfecting the prussian style of battle, and because if any criminals are stupidly polite enough to do a traditional 6v6 against him, his unprincipled bitch self will just bring out his entire team to gangbeat their ass. but in an all-out campaign match where he gets to use deadly force and unleash the full apocalyptic extent of his pokémons’ power, he is not going to lose to any muse who 1) is not as fully psychologically ready to shed blood as he is, 2) is not psychologically able to handle seeing their pokémon get killed or the mere thought of their pokémon being killed, OR 3) could not also pull off what he did. that is a FACT.

i do hc that lotor stops being champion eventually, but i haven’t figured out when would be a good time for lotor to lose his spot, or even whether i’d want him to lose it rather than stepping down. there are many different possibilities that can be explored and i may make different verses for them, such as the possibility that he loses/steps down from the championship some time in the near future (5 - 10 years) when he feels that his work is done/feels the pressure is too much, or the possibility that he feels his work will take literal decades and he steps down as an old man once he is satisfied that the region has finally reformed. if you are interested in lotor’s championship spot though, please know that as of writing this, i am IFFY about any plot where a muse defeats lotor and then returns prussia to its original ways. this is because despite my love of “ow the edge,” as the creator of preuzien i do want to write a happier ending for a region whose people have seen nothing but suffering. if this does end up happening, it will have to happen in a separate verse.

Be Prepared for a Long and Potentially Traumatizing Haul

the prussian league is a thirty-six-badge-long, MULTI-YEAR ordeal. there is no way around that. i hc other leagues usually take about a year to complete. the prussian league, on the other hand, takes a MINIMUM of 4 years to finish for trainers who start their journeys in preuzien, 3.5 years for trainers who have already entered the hall of fame for a foreign league, and 2.5 years for trainers who have entered the hall of fame in more than one foreign league. for some perspective on its difficulty--lotor, the guy with the 200+ IQ who beat ragnamax zygarde and stopped ragnarök during his championship battle, STILL took multiple years to complete his league challenge. can your muse clear the league in, say, half a year or a year less than the time it normally takes? yes, but i will be selective about who gets to have that honor. please don’t be “that person” and say “well my muse is capable of doing it in less than a year”--no. they can’t. why? because i said so.

another thing to note about the prussian league is its difficulty. this is part of why it takes such a long time for any trainer to get through preuzien: your muse will not have an easy time going through it, NO MATTER WHAT. yes, even if your muse has legendaries…joke’s on them, preuzien’s entire culture is geared toward beating the shit out of legendaries, and i daresay they’re damn good at it. yes, even if your muse is “really, really strong”…everyone in preuzien is also really, really strong, and not to mention, strength in preuzien is different from strength in most of the pokémon world because historically, the prussian league has put its trainers through situations--both on and off the field--approximating WAR. again, for perspective: lotor has one of the highest IQs on planet pokéarth and literally saved the world from the previous deity champion, and preuzien still had times when it PUSHED HIM PAST HIS LIMIT. so if you state that your muse is somehow able to just breeze through every gym and the national tournament like it’s nothing, that’s something i’m going to have a real hard time believing.

as to the trauma part of this section, prussia is a much friendlier place now that lotor is champion…provided you’re not an abuser or a member of a corrupt ruling class. but if your muse is entering the league pre-lotor’s championship, when the region was still under the rule of wilhelmine von hohenzollern, your muse WILL suffer some sort of trauma. there is also no way around that. if they started in preuzien, they would have started in mandatory trainers’ school, where they would have been both physically and emotionally abused by their teachers. the only ways to avoid this abuse are to 1) be a junker’s child whose parents are the rare prussian unicorns that do not support child-beating or 2) become a total kissup to the teachers and other authority figures of the school, screwing over your fellow students to save yourself, and i doubt most peoples’ muses would want to do that. if they started outside the region and came in…they still have the below section to deal with.

Your Muse Will Lose Pokémon

this is no longer a guaranteed if your muse is joining the prussian league under lotor’s rule. but in the time of wilhelmine, under the fight to kill clause, you may be ordered to kill your opponent and their pokémon for the entertainment of the crowd. and you can’t back out from this either, because if you do, you will be publicly executed for failing to provide the audience entertainment. this aspect of the fight to kill clause is no longer in effect, but when it was, it was responsible for so many young peoples’ deaths that the region’s age dependency ratio went completely out of whack. what’s more, the fight to kill clause also states that gym leaders can choose whether they wish to kill you without warning and/or your pokémon at any point during their matches, which only adds to the danger. in a region where the league literally requires you to fight for your life, it is NEARLY INCONCEIVABLE that anyone could get through this without losing at least one of their trusted partners. there is only one person in the entire history of wilhelmine prussia who managed to go through all the gyms and the prussian national tournament without losing a single one of their pokémon (and his name, by the way, is not lotor). i am going to keep it that way.

what’s more, if the brutality of the battles don’t get to you, the lack of healthcare will. preuzien in its pre-lotor days was infamous for the shortage of both human and pokémon healthcare that plagued its system. healthcare was only guaranteed to junkers, the military, and those who are deemed “victors,” aka those who fought long and hard enough to get the government’s attention and be seen as worthy. for the rest, they have to struggle through long and potentially life-ending lines at pokémon centers and doctors’ offices, all of which come from the fact that preuzien glorifies pokémon training and militarism to the point that almost every other profession is suffering a shortage in professionals and that includes healthcare. even if we go with the fanon that nurse joys are always in abundance because they’re actually ditto spawn that can be mass-produced, preuzien would deliberately make it so that there’s a lack of healthcare so they could force people to kill each other over who gets treated. so yeah. under wilhelmine, this is a region in which losing at least one pokémon is a 99.99999% certainty.

Your Muse is More Likely to Fail than Succeed

i’m gonna be straight up right now: i won’t let more than a handful of muses succeed in winning the prussian national tournament--at least, in proportion to the rest who fail. why? because if i as preuzien’s creator let too many people have a successful run through prussia, the difficulty of the league will lose its meaning. it’s not “the hardest league in the world” if every muse and their mother is capable of receiving all 18 type specialist badges, receiving all 18 other strategic badges, and clearing all four stages of the 256-person prussian national tournament. by having too many muses being able to achieve this extraordinarily difficult feat, it cheapens the accomplishment of the few who did. i might be more lenient on this for muses that enter the league after wilhelmine is deposed, seeing as the fight to kill clause is abolished and that explains a big chunk of the prussian league’s difficulty. but even so, given the unique demands that prussian-style battling foists on its trainers, they’ll be hard pressed to rise to the challenge--especially if they were not raised like most prussian trainers are to take it on.

if you want your muse to succeed, i will be tough about this. i will play devil’s advocate and come up with every single possible way in which your muse could fail, whether psychologically or strategically. even the best strategists which basically every muse seems to be can crumble and be broken by a league specifically designed to mentally shatter its participants in order to “weed out the weak.” and even the strongest-willed people which basically every muse also seems to be may lack the particular intelligence needed to handle strategic situations that require one to think less like a trainer and more like a MILITARY COMMANDER. this applies mainly to wilhelmine’s preuzien, because her league is brutal on a scale that is unseen anywhere else in the world and what’s more, it’s not afraid to play dirty. if doing a run when lotor is champion i will be less exacting, but i still want to keep the success to failure ratio low. please don’t take it personally when i start grilling like it’s a BBQ--i just want to be realistic and a hardliner about whether your muse really has what it takes. like the officials of the prussian league itself, i want to make sure that ONLY THE BEST OF THE BEST make it through.

i will, however, say this: just because your muse fails to get to/through the prussian national tournament, doesn’t mean it’s the end for them. they could join tournaments for the badge level at which your muse stopped, or join the coordinating scene that has gained new life under lotor’s leadership. they could move on to another region and enjoy their newfound capacity to beat the shit out of almost everyone they come across, because sometimes even the people who fail in preuzien are leaps and bounds stronger than those who succeed outside it. or they could divert their efforts from trying to climb to the top, thank their lucky stars that they still have their mental health mostly intact, and start taking care of pokémon who were abused by the system. there’s still plenty to do after an unsuccessful prussian run--your character’s story will not necessarily end there, and even in prussia’s darkest days, it would not necessarily end in disaster. to sum it up, failure to complete the league is still a plot point that you may find worth exploring.

in closing, i would like to say: your muse will have it extremely rough going through prussia but honestly…the struggle is half the fun of writing it. >:3

#worldbuilding. || PREUZIEN #rea varda; our destiny. || POKÉMON AU #death*#animal abuse*#abuse*

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liionbattery-blog · 4 years ago

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18650 battery: which is better - TOP-10 best battery models

What is The Best 18650 Battery PrPrhigh capacity;the discharge current is higher than that of other cheap models;low cost;standard sizeshigh quality.widespread use of the model in the budget segment;low price;ease of use.Conventional batteries are considered unpopular today. Although they are inexpensive, they do not have even a fraction of the advantages that batteries have. Lithium-ion 18650 batteries are the most popular product with many applications. But what is also important - one set can be recharged many times, and not thrown away and taken a new one, as is the case with batteries. And nature will be grateful that you do not pollute it with them. 18650 battery: which is better - we'll talk about it in the article.

No. 10. Samsung ICR18650

This battery does not have such a large capacity - 2600 mAh, but this does not prevent it from being widespread in all markets of the world. It comes to the point that repacking companies themselves take them and release them under their own brand. Typically, such batteries can be found in remote controls, screwdrivers and various household appliances. They will also be well used in electronic cigarettes, although some models need more powerful batteries.

Pros

widespread use of the model in the budget segment;

low price;

ease of use.

Cons

no protection system;

small capacity.

No. 9. Panasonic NCR18650B

Remembering those batteries that everyone used fifteen years ago, either Sony or Panasonic come to mind. This model belongs to the second company. The rechargeable version of those old, but everyone's favorite batteries is now on the Russian market - meet the NCR18650B.

Like Sony, Panasonic went the easy way of not worrying about design. A simple green with all the basic information is all you'll see.

Let's move on to the details. The capacity of this model is 3400 mAh, which is good enough. The discharge current is also good - from 1.6 A all the way up to 6 A.

Unfortunately, this model's batteries cannot be used with some items such as remote controls. They need less discharge current from rechargeable batteries.

It should be warned that these batteries do not have protection, which means that they must be used where there is a protection controller (electronic cigarettes have one, you can not worry). The same applies to the charger.

Low price is what the manufacturer was striving for by releasing this model. However, something else had to be sacrificed besides protection - the number of recharge cycles. Believe me - even 300 cycles is already a record, they live less.

Pros

high capacity;

the discharge current is higher than that of other cheap models;

low cost;

standard sizes

high quality.

Cons

no protection against overheating and short circuit;

no micro-USB port for charging;

short service life.

No. 8. ROBITON 18650-3000

This manufacturer also indicated on the label that this model of rechargeable batteries has protection. And indeed it is. Protection against discharge and overcharge is used not for nothing, but to increase the service life of these batteries. After all, discharging to "zero" will not allow you to recharge the battery again. True, it should be noted that the short-circuit protection is not too strong. But this is because of the desire to get into the budget segment.

Due to the design familiar to everyone, on which everything is written, you can understand - to take or not to take. Their capacity is average - 3000 mAh. The cost is quite low, which makes this model affordable for many.

It is believed that the basis is a Samsung battery, although the discharge current of 3.5 A raises some doubts. While the battery is generally good, it can be used with many devices.

These batteries, by the way, can survive up to 300 charge cycles without changing their capacity. Further, only a slight decrease is expected. And yes - you need to look for a separate charger for them.

Perhaps these batteries are the best choice for those who want to save money, but have high-quality batteries to make the vape pleasant to vape.

Pros

multilevel protection;

low cost;

average, but still normal capacity;

a widespread model - it should be easy to find.

Cons

low discharge current;

the quality of protection leaves much to be desired;

no micro-USB for charging.

No. 7. Samsung ICR18650-26HM

Another model from Samsung with a simple design like Panasonic and Sony. A solid color with a minimum of information is what the Samsung ICR18650-26HM offers.

This battery, like all simple models, has no protection, which is not encouraging. But if we consider that this is just a preparation for repackaging companies, then everything becomes clear.

The capacity of this model is small - 2600 mAh. Although for the majority it may be enough. And what may surprise you is the price. It is smaller than other budget models. And the discharge current will also surprise - it is 5.2 A. It, in general, is enough for low-power devices, including for electronic cigarettes of the budget segment.

The micro-USB port, as is clear from the price, is absent, which means that you still need to buy a charger. And it is better to take care of this, otherwise there is no overcharge protection and the battery may overheat.

According to the manufacturer, this model can withstand up to 800 charge cycles, but most likely the figure is exaggerated. We put on 200 cycles, which is still acceptable for an extremely budget model.

Pros

astronomically low price;

discharge current - high for budget models;

self-discharge level is extremely low;

versatility.

Cons

small capacity;

no micro-USB port;

means of protection - none.

No. 6. Olight 18650 ORB-186P36

This battery also has a very high capacity, like the Fenix. Even slightly higher, to be more precise - 3600 mAh. And the discharge current reaches 10 A. With two of these, many devices can be powered. For example, a bicycle light will shine on you all night. If the device is not so powerful, then it will work even longer. For example, the same electronic cigarettes.

What's even more interesting is that this model is cheaper than many others, but the quality does not suffer. A Panasonic-controlled company is responsible for it.

Olight 18650 ORB-186P36 has protection against electrical problems (overcharge, discharge, short circuit), as well as overheating protection module.

These batteries are considered to be very reliable. 500 charging cycles with 100% capacity, then a slight decrease. The charger must deliver up to 1 A of amperage to be considered suitable for charging these batteries.

There is no protection against gas, but its formation is practically impossible. The only case of possible occurrence is the deformation of the case, but this is unlikely to happen on its own.

The lack of a micro-USB port creates some inconvenience as it requires a separate charger that supports AA batteries.

Pros

high discharge current;

good short circuit protection;

overdischarge, overcharge and overheating are practically excluded;

fairly large capacity;

standard length;

normal price

withstands up to five hundred discharge cycles.

Cons

there is no gas discharge system;

no micro-USB port.

No. 5. ANSMANN Li-Ion 18650

An equally optimal choice among other rechargeable batteries is the ANSMANN brand products. However, we warn you right away - although the price tag is low, the quality, contrary to expectations, is quite high. At least - due to the presence of good protection against both discharge and short circuit. There will definitely not be explosions and fires.

Among other things, a third protection has been installed - against overloads, which makes the product even more pleasant for a potential buyer. The discharge current is rather big - only 5 A.

By the way, about cycles. Without reducing the capacity, it can withstand about 500 recharge cycles.

What led to the low price? There are several factors in total. The first is the need for a separate charger. The second is a fairly low capacity (only 2600 mAh). So the owners of "gluttonous" equipment (bright lights, for example) are unlikely to use such batteries. The rest of the product should like it, including vape lovers.

Pros

small chance of self-discharge;

three-level protection;

high discharge current;

low cost;

long service life.

Cons

lack of a micro-USB connector;

small capacity.

No. 4. Fenix 18650 ARB-L18-3500U

This model from Fenix, despite belonging to the budget segment, has multi-level protection. In its design, for example, there is a means of preventing the formation of gas that can cause an explosion. In addition, there is a means to prevent a short circuit in the battery itself - the battery shell itself, which can be pierced, at least with an ax, no less.

What's more interesting - the model looks like a regular battery, except for a micro-USB connector. It is designed to charge this battery. What else stands out is the indicator light, which lights up when connected to a current.

500 charging cycles - that's how much this model is designed for. For many, this is more than enough. In addition, the possibility of long-term use of the tool with these batteries is more than encouraging. For example, your electric guitar will play for a long time on the same rechargeable batteries, and flashlights can generally replace each other, and the set of batteries will be the same. And your e-cigarette will last a long time.

What is more important - after 500 cycles the batteries continue to work with the same quality, just their capacity is slightly reduced. To be more precise, by a quarter.

Since the capacity is 3500 mAh, we can confidently talk about reaching almost the very maximum in this parameter.

Remember - you should not charge with adapters with increased current output, it is better to take a charger for 1 A. And even better - take a proprietary charger from the same company (it has a discharge current of 0.8 A).

Pros

large capacity;

micro-USB port for charging;

durable body;

multilevel protection;

acceptable price;

the capacity is maintained for 500 charge cycles.

Cons

the length is slightly longer than usual - not all connectors may fit.

Number 3. Rombica NEO X8 18650

Earlier we mentioned rechargeable batteries that support charging with a micro-USB cable (see Fenix 18650 ARB-L18-3500U model). And here is another representative of batteries with this "chip".

Rombica NEO X8 18650 stands out for the presence of a suitable type of cable in its package, so you don't have to look for anything - everything is immediately in place. Yes, it is, of course, short (10 cm long), but it is ideal for charging these rechargeable batteries.

What else is remarkable about this model? For example, the price. It is not too big, but not too small, which means that everyone can buy this model. Another of the remarkable advantages is the well-thought-out design and the discharge current - 2.1 A.

The manufacturer, interestingly, promises over 3000 recharge cycles.

It is also important to highlight the presence of a charging indicator, with which it becomes clear when the battery is fully charged, and when it is practically discharged. The presence of overcharge protection is also pleasing. Although nothing is known about other protective functions, which is not encouraging.

What is worth noting as a disadvantage is the low battery capacity. It is 1900 mAh, which will not be enough for "gluttonous" electrical appliances.

Note that this model is still a good option considering all its disadvantages. It is quite possible to use it for simple devices, if you consider how to handle it. Electronic cigarettes will also be "satisfied" with them, working long and efficiently.

Pros

average cost, but still within affordable;

presence of a micro-USB port;

USB cable included;

nice design;

long operational life.

Cons

small capacity;

problems with finding out the degree of protection of batteries;

low discharge current.

Number 2. Sony 18650 VTC5

Sony is a Japanese company known all over the world, including for its rechargeable batteries. For a long time, the Russian market was filled with various Sony models, and now it's the turn of this model.

The most simple design with high-quality internal filling - that's what the Japanese are going to surprise. Although these rechargeable batteries have a small capacity (2600 mAh), their discharge current is quite high - 30 A. Low-power electronic cigarettes will still feel fine, but this battery will not be enough for more powerful ones.

It takes about three hours to charge the battery on average, no more. Although it is possible to change the amount of time by changing the charger.

Since this battery has a low price tag to make the product affordable to many, sacrifices were made for the price. For example, there is no short circuit and overheating protection system. Therefore, you must use these batteries carefully so that you do not have to change them in one day. You also need to pay attention to charging - it is better not to use chargers with high amperage.

If you wish, you can buy heat shrinks for a small cost - up to 150 rubles.

Pros

initially high discharge current;

easy to buy - they are everywhere;

serve for a long time;

cost little.

Cons

small capacity;

lack of protection and micro-USB port for charging.

# 1. Bright BEAM YLP SA1826 18650

This is a domestic battery. Moreover, having information in English, it is sold not only in the Russian, but also in the foreign market.

We decided to choose the model Bright BEAM YLP SA1826 for consideration. The low price of the battery with a micro-USB port is a great option to buy. To make sure that the charge is 100%, you can look at the indicator light, which is located on one of the ends of the battery.

Unfortunately, nothing is known about the means of protection. But logically, there is definitely protection against overcharging - this can be understood from the charging port and the indicator light. You cannot find out about the rest of the functions of the protective board - therefore, you should use this model of batteries seriously enough.

The capacity of the product is 2600 mAh. Good enough for a budget model. It should be enough to light it up with a flashlight all night or smoke an e-cigarette for a long time.

Little is known about the discharge current, but 18650 batteries are made for powerful devices, which means that this model is doing well with it. But more is known about the number of recharge cycles - it can withstand up to 500 cycles without losing capacity.

Pros

presence of a micro-USB port;

low cost;

service life is long enough;

widespread use.

Cons

small capacity;

virtually nothing is known about remedies.

What is 18650 Battery

#18650 battery

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phinnsyreads · 5 years ago

Audio

Item #: SCP-056

Object Class: Euclid

Special Containment Procedures: SCP-056 is to be kept in a room of its choosing, with whatever furnishings it expresses desire for. Level 1 personnel and above may interact with SCP-056 at any time they choose, for a time length not exceeding two hours. The subject is to be guarded by a minimum of three (3) security staff at all times, with shift changes every four hours. Each guard is to be armed with non-lethal tranquilizer pistols, loaded with no less than fifteen hundred (1500) microliters of cyclopyrrolone tranquilizer. Any irregularities in personnel and staff developed by extended exposure to SCP-056 will result in psychological examination and relocation to site [DATA EXPUNGED].

The subject is to be allowed access to any object it desires, with the exceptions of weapons, communication devices, an internet connection, and other SCP objects. It may wander in Research Sector ██ as it wills, but never allowed access to floors with exits. In the event of an emergency, or if SCP-056 becomes violent, it is to be subdued and contained within its room if possible. At no time should personnel attempt to harm SCP-056; see Addendum 2-b.

Description: SCP-056 is a being of variable size, gender, and appearance, which changes in response to the environment around it, especially in regards to living and sentient beings. Its most common form is of a handsome man in his middle twenties, dressed in a garb of similar appearance to that of the personnel guarding it but of a higher quality and aesthetic value. However, it has been recorded as taking these forms:

A large, well groomed Labrador Retriever (when exposed to Doctor █████ ████'s dog).

A female doctor in a white lab coat when speaking with various researchers. When asked to take an IQ test, the subject scored nearly thirty (30) points higher than the highest scoring researcher available.

A male bodybuilder, who was able to lift nearly two-hundred and fifty (250) kilogrammes twice on a bench press machine in the Sector's gym. This was thirty (30) kilogrammes heavier than the strongest security guard's maximum at the time.

A couch of extremely pleasing aesthetic value (when left alone in the subject's room).

These changes will generally occur the moment all people in the area lose focus on the subject, which occurs immediately upon exposure to a new object or person (See Addendum 3). Filming these changes has proved inconsequential, as any viewing the tapes or feed suffer the same momentary confusion. Clothing will also change during this time, though 056 has yet to manifest any sort of tools or weapons.

It is theoretically impossible to view SCP-056's original or "natural" form. When left in an empty, concrete cell and under closed-loop video surveillance, it took on the form of a higher quality camera, and appeared to monitor the camera watching it. Further attempts to yield its natural form discovered that when alone, it had no readable life signs, including body temperature, heart beat, or weight. It is assumed by researchers that it could not exist without any sort of perception.

Personnel in contact with the subject often report feeling "jealous" or "unsatisfied", yet will often give a great deal of both positive and negative attention to SCP-056, which can be predicted by their personality types. Security staff will often claim that they wish to follow the subject's commands, even if they dislike it or its current form, while researchers in extended contact with it will often try to argue and verbally abuse it, which usually results in the subject sending them out in shame.

SCP-056 is quite capable of speech, and can apparently communicate in any language, verbal or not, and has shown fluency in over 200 dialects, including those invented by cryptographers and hobbyists. It frequently treats the staff around it with disdain, though is generally willing to do whatever is asked of it, so long as the inquiring does so in a submissive way. It expresses interest in magazines, fashion, automobiles, theoretical science, sports, and a multitude of other subjects, usually expressing greater knowledge and understanding of the topic than the person communicating with it. Personnel will generally become angry, disenchanted, or disgusted with SCP-056 after speaking with it for great lengths of time, though they will try to speak with it again if possible. When questioned about other SCPs, it showed fear and occasionally hatred, and refused to speak about any of them, even objects classified as Safe.

Additional: Subject was found to be working for the clothing design company [REDACTED], after an unusual number of homicides, suicides, and mental breakdowns of other models when working around SCP-056. When Class E personnel attempted to detain it, their mannerisms provoked it to change into what appeared to be the form of [DATA EXPUNGED] resulting in the deaths of seventeen (17) agents and ten (10) civilians. The incident was covered up by claiming an employee suffering from psychopathy brought a firearm to work and attacked other workers.

Addendum 1: Those with Level 4 or above clearance refer to document #956-0.

Document #956-0

Audio recording of first encounter with SCP-056

Agent ███████: Hey, listen up… whatever you are. You're under arrest for murder.

SCP-056: No. Go away.

(Clicking noises. Agent has drawn his weapon.)

Agent ███████: You need to come with us right now.

SCP-056: You don't want to do that, you stupid little man.

(Expressions of surprise, presumably from onlookers)

Agent ███████: The fuck? It looks just like [DATA EXPUNGED]!

(Gunshots and screaming)

Addendum 2-a: See document #956-1.

Document #956-1

Behavioral Testing for SCP-056

Testing Procedures: [DATA EXPUNGED]

Addendum 2-b: Results

One (1) male Class D Personnel, armed with knife. Intent: to harm subject. (Subject appeared as a lean, fit man of approximately twenty years of age. Subject proceeded to disarm and kill personnel.)

One (1) female Class D Personnel, bearing a bottle of fine wine. Intent: to offer subject gift. (Subject appeared as a beautiful woman, accepted the gift, and upon tasting, spit it back in the personnel's face before waving her away.)

Two (2) Class D Personnel, both male and female, carrying nothing and intending nothing. (Subject appeared as a beautiful woman in a well-tailored business suit. Examined both personnel, then dismissed them.)

Ten (10) Class D Personnel, all male, intending and carrying nothing. (Subject appeared as a beautiful woman, dressed in a low-cut red dress. After approximately ten minutes, all personnel began showing signs of irritation, and five minutes later broke out in fighting. Subject waved them away after watching them for seven minutes.)

One (1) female Level 4 Personnel, voted to be best looking woman on facility, carrying nothing, intending nothing. Note: Following an investigation by the Ethics Committee, all personnel responsible for and participant in this vote have been amnesticized and removed from Foundation employment. (Subject appeared as an extremely aesthetically pleasing woman, and displayed a large lexicon and understanding of management skills. Spoke to personnel for nearly ninety minutes, until personnel became infuriated and left the room.)

Addendum 3: Note from Doctor Kennith:

I was recently informed that 056 has repeatedly requested access to the internet. When I asked 056 about this, it told me that we were "unable to provide [it] with enough sycophants", and that it "wanted the whole world to know [its] face." Needless to say, its request was denied.

===

[The voice of the Agent was provided by @navox-the-weary.] [The voice of SCP-056 was provided by @ryanvoid.] [The voices of the onlookers were provided by @phantomancer, Grantham Stieber, @iridethedirt, Joseph Williamson, and Spera Crinis.] [The voice of Dr. Kennith was provided by Spera Crinis.]

===

[Enjoy the podcast? Consider supporting us on Patreon! Patrons get access to bonus Joke episodes, outtakes, and can even request episodes on specific SCP objects.]

#phinnsy #scp foundation #reading #voiceover #storytelling #podcast #sci-fi #horror #urban legend #folklore #fiction #scp 056

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jenroses · 5 years ago

Text

Elderberry syrup, flu, colds, coughs, etc.

Because we’re getting into That Season....

Elderberry syrup is one of those hippy dippy remedies that is actually pretty helpful and has some research to back it up. It’s also expensive as hell, with a small 8 oz jar coming in at like $15 per, which is REALLY STEEP given how much of it you need to really be effective. You can make your own for less than half that cost per cup. I’m pretty low spoon and spend a lot of time in a wheelchair, but I can still handle this recipe. Tool-wise, bare minimum you need a pan, some method of straining the elderberries, some method of squeezing the extra liquid out of the berries, and a burner. Also a bowl or large measuring cup to strain the liquid into, and a jar to keep things in. Extra bowls, a potato ricer (alternatively cheesecloth, or a nutmilk bag) and a variety of spoons are probably helpful but not super necessary. If you’re adding lemon and ginger, you’ll need a knife and a cutting surface.

Skill wise, you need to understand what it means to “bring to a boil, reduce to a simmer”. (Heat over medium high heat until bigger bubbles start to rise, then immediately turn it down to the lowest heat that you can still see little bubbles rising up. You do not want this to boil had for long periods.) You need to be able to coordinate straining boiled berries to reserve the liquid, and to mix honey into extracted liquid, which is harder than it sounds.

Ingredients needed: 2 cups dried elderberries. I’ve used both Mountain Rose Herbs dried berries and Frontier dried organic berries with good results. Frontier products are often available in bulk food sections of health food stores, if you want to try a smaller quantity. (This recipe is easily halved or doubled, the ratio is 1 part berries by volume, to 2 parts water by volume, and then once you’ve extracted the liquid, about 1:1 of liquid to honey by volume, kinda to taste, though it needs to be pretty dang sweet.)

The straightforward way to make your own is to buy dried elderberries, pick up local raw honey, and get a bit of ginger, a ceylon cinnamon stick and some slices of lemon.

I use a variant of the Mountain Rose Herbs Blog recipe for Elderberry syrup: From memory, I put a couple cups of elderberries, a cinnamon stick, a few ginger slices and a few lemon slices in a pan with oh, a quart-ish of water and simmer for 40 minutes, then allow it to cool (do not fridge at this point, the steep period is helpful), and strain through a mesh strainer into a clean bowl. Then I take the leftover berries, and put them in a potato ricer, and get the last of the liquid out that way, just gently, not trying to actually push any solids through, it's just a fast and hand-friendly way to get the excess liquid out of the berries. Measure the liquid. You might want to simmer it down a little, the goal is a couple cups of liquid. Important: you MUST discard the spent berries. They can be composted. They cannot be used for food, as the seeds are not good for human consumption. This is why we’re not making jam. The liquid is the gold here, and the simmering/squeezing is how we get it.

With the liquid below 115 degrees but lukewarm to warm to the touch, add between 8-16 oz of raw honey, stirring to dissolve the honey completely. You may need to work at it a bit, warmer elderberry liquid will take the honey better, but hot elderberry liquid will cook the honey. (Note: If you want to use the lower amount of honey, consider adding vodka, brandy, rum, or other high-proof alcohol to help preserve the cordial. This is better for adults who don’t have to drive, though, the dose is low but frequent. See the Mt. Rose blog for more on this method: i do not use it.)

Bottle, refrigerate, use within 1-2 months, discard if moldy. We use oh, about a half tablespoon for little kids, a tablespoon for medium kids, and 1-2 tablespoons for adults, every 2-3 waking hours from first exposure until 3 days after the last symptoms have disappeared from the house for things like flu, and as long as we feel like for colds. This recipe, without alcohol, is fine for children over the age of 1 year old, but is NOT okay for babies, due to the honey.

Be aware that those with autoimmune issues may have those issues worsened by elderberry, especially if they are taking fancy immune suppressing drugs, particularly TnF inhibitors such as Humira and Remicade. Elderberry specifically counteracts those drugs, which can be both useful in a dangerous flu season, and expensive, because the drug will no longer be working. I have personal experience with this. On the one hand I got over the flu in record time, on the other I was in a world of hurt and ended up having to switch drugs because I developed an immune response to the Very Expensive Drug.

Elderberry is very effective against the flu, which is quite sensitive to tumor necrosis factor for science reasons. HOWEVER... because we are a household with an immune suppressed member, everyone who can get the flu shot ALSO gets the flu shot, and we go on tamiflu at the first sign of flu, plus elderberry, because in the grand health checks and balances treating influenza > treating rheumatoid arthritis short term. Despite multiple immune suppressing drugs, the last time I came down with the flu it lasted less than five days.

To take it, neat is probably the hardest method, as it is both very sweet and a little funky at full concentration. We add it to juice, seltzer (which is actually yummy) or my favorite, a mix of seltzer and tart cherry concentrate. The tart cherry concentrate has the benefit of being antiinflammatory, and the tastes mix well.

If illness is acute and there is a cough, consider adding magnesium (to relax the smooth muscles) which can be provided in liquid, topical, bath or capsule form (standard daily dose, 200-400 mg of the cheapest magnesium is effective enough at reducing muscle spasms in my personal experience) and in a separate container, mixing honey, cocoa powder (make a paste) and then adding water slowly until the mixture is sip-able.

Note that while research on capsules of refined theobromine is iffy (this link describes the logic for the method), I have used this method many times for cough, it’s something you sip basically whenever you start coughing uncontrollably, and it gets the cough under control without stopping you from coughing when you need to. Note the “QOL” improvements=quality of life. This is a non-dairy, pure cocoa-and-honey, no milk, no cocoa butter method. Falls under the category of can’t hurt, will probably help, certainly no less effective than most commercial cough medications and a hell of a lot less potentially harmful. It helped make pertussis and pneumonia less hellacious for me, I would go from not being able to stop coughing spasmodically, to being able to cough in a controlled and more productive way, less frequently. In other words, the cocoa water and tart cherry method let me fucking sleep already.

Alternating between the tart cherry elderberry and the cocoa water (they don't taste good mixed, just trust me) will soothe a sore throat, make a cough more manageable, and increase tumor necrosis factor, which helps deal with the flu directly.

#Mine #elderberry syrup #magnesium #cocoa for coughs #science #influenza

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