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snowpatrolfanclubbrazil · 7 years ago

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By Paul Mcnamee

Chasing Cars was the UK's most widely played song of the Noughties. But after global success, Snow Patrol have been quiet for seven years. Frontman Gary Lightbody was drawn into the 'dirt darkness' by drink and depression but now, he tells Paul McNamee, he's found his way home.

Gary Lightbody's moment came two years ago in a gym in Santa Monica. The Snow Patrol frontman has long had a reputation of indulging his appetites. But even he was going at in on a bigger scale, with a fierce, Valhallan vigour. The band's last tour had finished in late 2012.an then: "I started drinking." he says, "with a gusto that a professional boxer might train for a prize fight. It'd be mostly beer, I was quite a happy drunk. There was a hell of a lot of fun. Until it wasn't.

"I'd get to 2am sitting on my own, have a cry, and then a glass of something [stronger], I didn't have any relationships and I wasn't having sex either.I was very hermetic. Around 2015/2016 I was drinking every day and also I was hating it. I regret doing it even though I knew I was doing it out of compulsion" He was hitting the gym in the mornings to sweat it off. Then came the moment.

"I bent down to touch my toes and everything started spinning. It felt like the floor beneath me was moving. I thoughy it was an earthquake. But I kept going on. I phoned a friend who lived around the corner. I was like, 'Are we having an earthquake?' He said "Something's going on here'.

"I had a bunch of CT scans on my head. My whole head was infected - sinus, ears, eyes, everything. I'd been having styes and stuff on my eyes. Stick a teabag on it. This was the week before I was going to France to see Northen Ireland play in their first tournament i 30 years. I siad to the doctor, 'I'm flying to France in five days'. He's like, "No, you're not. If you fly with the air pressure it's feel like daggers ripping into your head'. I was still thinking maybe I'll be alright. I spoke to a friend, Gabrielle, an acupuncturist, an extraordinary human being. She'd been trying to get me to stop drinking for while..." So he stopped. Or at least, he began to stop. And in flooded the dark realities he'd been masking.

In recent weeks, as he's been working around the release of Wildness, Snow Patrol first album in seven years, Lightbody has started to talk for the first time about the mental health problems which have plagued him for year. ("I didn't talk about anything, nobody knew, the band didn't know.") Last year, after 12 months sober, came another key moment.

"Last summer", he says, "I thought I'd be relieved to get the album done. We'd just finished. But I wasn't. I was devasted. I'd opened a place in my psyche and I didn't know how to shut the door. It was like ark of the covenant was opened [from Raider Of The Lost Ark] and there were melting faces left and right and I didn't know how to shut the thing down. So instead of talking to somebody I tried to shut myself out. Let my own face melt. And the band knew something and they flew from London and arrived at the door and I broke down and told them everything.

I have a depressive personality that has no relationship with reality. I could be having the best time on the surface and yet my depression goes 'You're still a cunt. Don't forget that. I'm dragging you down into the inkand the dirt and the darkness'. I could be playing to 15,000 people and three hours later be in a hotel room cruying on the floor. That's happened a bunch of times. The depression and the success have no relation to each other. It's just part of me. I've learned that rather than running from it, which you can never really do - you can have and turn and face it and look it in the eyes and say I'm not afraid of you any more".

And so he went home. Back to Northen Ireland, to North Down where he was brought up. It's the place he was desperate to leave in 1994, whe he ran to Dundee to star university, to start a band , to start years of chipping away with no success. Then he wrote Run and everything changed.

It's easy, given their time away, to forget just how huge Snow Patrol were for a period from the mid to late Noughties, Nobody, really, was bigger. The song Chasing Cars, from fourth album Eyes Open, was picked up for UA his TV show Grey's Anatomy and propelled them to massive fame. Lightbody moved to Santa Monica around 2009. ("Soon as my feet hit the sand in Santa Monica something just hit and I thought, I want to live here") Recently he claimed he'd moved back to Northern Ireland because the band were getting ready to work again and he needed to be near them. But it feels like the truth is little more complicated.

"You're right. There are quite few reasons. My dad isn't well, my mum isn't coping very well and my niece is going to be 11 in July, I've missed most of her life living in LA.

"And I missed home. It's a time in Northern Ireland as well when it feels like we're at a bit of a crossroads again. I felt a bit of a calling back here. Not that I figure I can help in any way, but I certainly won't feel connected if I'm 5,000 miles away I wanted to reconnect". We're meeting in the Crawfordsburn Inn, the picture post card hotel not far from Gary's shorefront home, overlooking Belfast Lough.

It feels timely. We meet on the 20th anniversay of a concert in Belfast's Waterfront Hall, hosted by U2, that helped deliver a huge Yes vote in the referendum for the Good Friday Agreement. In a nation where defiant, No's had been the lingua franca, a Yes was significant. A political statement and a cleansing.

On that day, John Hume and David Trimble were ushered onstage by Bono , a man with a keen eye for a moment, U2 sang Don't Let me Down. Ash were there too, being young and hopefull. Twenty years on, as Lightbody says, Northern Ireland is at a bit of a crossroads. And he's found his way home. The album, Wildness, is worth the wait. If Snow Patrol had touched on themes of running and movement in the past, Wildness has a leitmotif of finally settling; The word 'home' is laced throught several songs. Two tracks in particular illustrate what Snow Patrol can really do - the anthemic reach of the huge, wondroug openning track Life on Earth ( a track that took Gary five years to complete) and the intimancy of What If This Is All The Love You Ever Get?), a piece with just Gary on piano, a heartbreaker written for a friend going through a divorce.

The song Soon marks another significant theme. It deal with Lightbody's father Jack's battle with Alzheimer's . It's a simple builder, full of grace note and sadness. There is a something quietly heroic in it. The video, filmed in Lightbody's apartment, sees him and his fater watching old home movies his dad recorded throught the years. As well as the sadness over what his father is losing, there is an understanding of a farewell to lost youth that the hopefulness of that other country is worth revisiting for both of them. "I love my dad," he says. "I have a lot of respect for him so I wanted to honour him, but at the same time I also have a lot of guilt for being away for most of my adult life. I don't just mean LA, I mean Glasgow, London, or on tour constantly. And there is probably a place in my head where I go when I'm feeling somesick and that is both a place of calm and nostalgia and also a place of guilt and some shame.

"I've felt I've been running away most of the time from myself. So [he pauses]...someof the home references are me feeling disconnected rather than connected...feeling like I'd never really found a home. I never truly felt at home when I was growinh up in Northern Ireland. Then I left and never really felt at home anywhere else. And then I moved back to Northen Ireland and now I do feel at home here, but that has also coincided with me feeling at home inside my own body. Which was the whole problem the whole time. I wasn't comfortable with myself, I didn't like myself. So you have to figure that out before you can feel at home anywhere.

The band's influence and legacy go beyond their own work. They've helped shape the sounds that have become pervasive in post-millennial pop. Lightbody and band member Johnny McDaid have written with, among others, Ed Sheeran, Taylor Swift and One Direction. Snow Patrol took Sheeran on the road in the States in 2011, helping him break through. They remain close. "Between myself and Johnny McDaid, we're written a lot of things for other pop acts, him more than me", he say. "I would say Ed came fully formed from his first album. He'd done the groundwork. All the grafting that you need to do, when you're a young band. He busked his ass off from the age of 15 on the streets of London, sleeping on his mate's couch. He had turned up to gigs and said to promoter, can you give me 15 minutes after the doors open. And promoters say aye. That's how he started. He grafted harder and still does to this day - harder than anyone I know. Sheeran's returning the favour, taking the the band on an American tour autumn.

Refusing to accept Snow Patrol as fountainheads of a sound, Lightbody says they are more like Zelig, "probably bystanders". One got away, though. Mutual friend James Corden introduced Lightbody to Adele.

"It happened to be a birthday of somebody that James and Adele knew...and I sat down with her and she said when are we going to do [a song]. We did two days - Adele, Johnny McDaid and me - the bones of three really amazing fucking songs. But we never got round to finishing it. And then the album came out and obviously we weren't on it."

While his own album has just come out, there is already preassure to get busy on the next. Long time producer, friend and mentor Garret "Jacknife" Lee has been in touch ("he says we need to get cracking on the next one"). For now, ahead of their own arena tour in the winter, Lightbody is learning to cope, listening to podcasts ("StuffyouShouldKnow from HowStuffWorks is my favourite one") and Bon Iver ("I think he's the finest songwriter alive") and working things out.

"Me, now not drinking, I like myself but I'm socially awkward, I'd rather be sitting with bandmates, my family. I'm 41. I know what I want.

And that is?

"Peace I want to make sure that every day of my life I take a moment and realise eveything is calmer. I've learned how to meditate, learned how to do Qigong. Learned a whole load of practices that I do every day. They mitigate the madness. The greatest thing I ever did for my own emotional wellbeing was to talk."

And if we went back 20 years, and said here are the successes, here are the demands it'll make on you mentally, personally, physically - would you have taken it? "I would have taken it for half the successes I can't believe what happened to us. I still can't believe when I look back at it, at everything that is successful that has been good. At everything that is still happening. It is a dream, It's a bloody dream."

#snow patrol #gary lightbody #article #news #interview

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hellooliviarose · 5 years ago

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Week 13

The Bates Clan

I don’t know much about my mother’s side of the family, they have been in Connecticut for a long long time, but somewhere in the past they came to the United States from Ireland and Quebec. My dad’s family, however, has meticulous records of ancestry and it’s something we all take great pride in. My family’s immigrant story begins in Scotland, where my ancestors have resided for seemingly forever. My grandparents, Olive Scott and Kenneth Bates were the first to emigrate out of Scotland and settle in the United States.

Olive Scott & Ken Bates

My grandmother Olive was born in her home in Peebles, Scotland. She lived a modest life there with her sister and brother. Her father worked for the town and her mother came from a long line of gatekeepers for the large estates that once dotted the area. She, as most people in the town did, worked at the Mill as a seamstress. My grandfather, Kenneth was born in Canada. We don’t know who his father was--it’s the big family secret. Nor do we know why my great grandmother traveled from Scotland to Canada to have him and then return shortly after. He was raised in Innerleithen, a town bordering Peebles. My great-granny Innerleithen, as we called her, raised Kenneth on her own working odd jobs and getting help from family. He grew up much poorer than my granny but settled working at the same mill, working his way up to becoming a textile designer. Their area of Scotland experienced a great deal of turmoil during World War II, but my grandparents were able to lead modest lives in their small towns. My grandparents met at the mill and a week after their wedding day, in freezing February 1955 they embarked on the Queen Mary to travel from Scotland to New York City. My grandfather would go on to become a well known textile designer, mainly of tartans. They raised their family in Cresskill, New Jersey. My dad was the youngest of three sisters. My grandparents were able to build a beautiful life for themselves and their family. They loved Scotland and would have never left if not for the booming textile business in New York. They were able to travel the world together for work and visited Scotland multiple times a year to stay close to their families. Kenneth and Olive were quite lucky to have gotten into the niche fashion market when they did, it’s one that doesn’t quite exist anymore.

Kenneth, Papa & My Father, Robert

I have 18 cousins on my father’s side. We are a large family and an extremely close one. No one moved far away from each other, all three sisters and my dad ended up in the same town in Connecticut after my grandparents moved into Manhattan and later on to a farm in Pennsylvania. I grew up going to the same schools as my cousins and we are all best friends. My Papa passed away 9 years ago and my Granny, 2 years ago. They suffered greatly with Alzheimer’s disease and it was extremely hard to lose them and their wonderful stories. We still travel to Scotland every year to connect with our homeland and the country my grandparents loved so so much. This year is the first in my 23 years of life that we will not be going, due to the Corona Virus. I have a deep respect for my grandparents and what they were able to accomplish and for allowing me to live the life I do. My grandparents story is one of our favorite stories to tell. While they didn’t suffer severe hardship, they built a beautiful life from the ground up and were able to create an incredible family full of love and creativity. I’ll forever been in awe of the life my grandparents led and can only wish to achieve something close to it for myself.

The Bates Clan, missing a few

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randomrichards · 6 years ago

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OSCAR 2019 PREDICTIONS: BEST ANIMATED SHORT

· ANIMAL BEHAVIOUR

All the way from Canada is the National Film Board’s annual entry.

The film centres around a group therapy session of anthropomorphic animals, led by canine psychologist Dr. Leonard Clement (voiced by Ryan Bell). Things are coming along smoothly when in barges Victor the Gorilla (Taz Van Rassel). Right away, he makes it clear he doesn’t want to be there, and he makes it clear he as severe anger issues. Chaos ensues.

This short film seems to share resemblances to other Oscar Winners. The premise of animals talking of their problems may remind Claymation fans of Oscar winning short Creature Comforts. There are lots of animal gags like the ones in Zootopia. On top of all that, Writer/directors David Fine and Alison Snowden already won this award for their 1994 short film Bob’s Birthday.[1] Not to say they are the same. I just wanted to call attention to these films.

The most creative jokes blend animal traits with psychological issues with Lorraine the leech (Leah Juel) having attachment issues and mantis Cheryl (Andrea Libman) having trouble with long term commitments (“I have to say I got 1000 kids and that can be a real turn off for some”). Dr. Clement adds to the hilarity in his attempts to diffuse judgement (“Clearly sexual cannibalism is a taboo for some.”)

It should be noted, Fine and Snowden have a humor that blends dark and mundane. It might not be for everyone.

· BAO

Before Incredibles 2, families were treated to first time director Domee Shi’s loving tribute to her mother.

A middle aged Chinese-Canadian was enjoying her Bao Buns when one comes to life and sprouts a body. With her husband at work, she decides to raise the dumpling like her son. The result is a montage of humorous moments, from feeding the Bao when its head flattens to it being attacked by a dog. But as the film progresses, the mother becomes protective of Bao, who in turn grows resentful of her. Soon, this short film reveals itself to be an allegory of Empty Nest Syndrome, leading to a heartbreaking climax many mothers can (or will) relate to.

While this short comes from Pixar, it has some elements of Studio Ghibli and not just because the main characters are Asian. Like Ghibli films, the main characters just accept the fantastical elements of the premise without much questions. Plus, the simpler style resembles Isao Takahata’s film My Neighbor the Yamadas. Plus, you get a strong sense of the culture (in this case, the Chinese-American Culture). It’s especially true in the scenes of the mother cooking. Cooking scenes are almost always shot beautifully, that certainly true when you watch her make Bao Buns.

· LATE AFTERNOON

All the way from Ireland comes a beautiful yet heartbreaking portrayal of an old woman struggling with dementia.

The short takes us into the memories of elderly Emily (voiced by Fionnula Flanagan) as she enjoys tea and biscuits provided by caregiver Kate (Niamh Moyles). We see her as a child enjoying a day at the beach, as a young woman racing for the train and as loving mother.

Writer/director Louise Bagnall uses a stylized approach to capture the experience of living with Alzheimer’s. Emily literally flows through her memories, swimming through strong currents that force her through one memory after another. In these currents, the memories start out as little balls of colours. From these currents, Bagnall creates one graceful transition after another. When Emily swims into an orange ball, the orange become the dress of Emily as a child. Another key detail is the fact Emily is the only character without a neck. I suppose it symbolizes how lost in her head she is.

This short is sure to break your heart.

You can waltch this one on YouTube.

· ONE SMALL STEP

Since she was a little girl, Luna Chu has dreamed of being an astronaut. Now she stands to achieve her dreams when attends the School of Astrophysics. But her struggles have only begun as she fails her classes and stumbles through gym. And yet through it all, her father is always there to fix her shoes and offer support. But through her struggles, she begins to distance herself from her father. What will it take for her to achieve her dream?

At the core of this short is the loving father-daughter relationship. Though a shoe maker, Luna’s father encourages her passion by giving her moon shoes and allowing her to take drawings of rockets on the walls. In one beautiful fantasy sequence, they ride on a box and soar through a solar system of cardboard planets and glow in the dark stars. But her studies take their toll on their relationship, as she grows more distant from him. And yet through it all, he’s always there to offer support.

For their directorial debut, Andrew Chesworth and Bobby Pontillas already demonstrate amazing skills with visual storytelling. With no dialogue, they reveal a lot of character through imagery. Nowhere is that clearer than in the montage in the kitchen. At first, Luna would stop for a quick bite with her father before she heads to school. But as the film progresses, she spends less time in the kitchen until she just leaves without eating, leaving him alone. I imagine we’ll be seeing more of Taiko Studios

· WEEKENDS

This is a slice of life portrait of divorce told from the boy’s point of view. On the weekdays, he stays with his mother while she studies for Accounting. On the weekend, he stays at his father in Toronto, where they indulge in violent action movies and bad cooking. These two worlds couldn’t be more different. He and his mother are renovating a house in the middle of the woods. His father lives in an apartment surrounded by Samurai memorabilia. She practices piano. He blares Dire Straits’ “Money for Nothing” and plays Duck Hunt. What they do have in common is their love for their son. Now they both have a significant other in their lives.

Writer/Director Trevor Jimenez focuses on the little moments of the boy’s life. We see the routines he comes accustomed to including the raccoon always in his yard or the model horse the boy sleeps on when he’s at his Dad’s apartment. In between these routines, we journey into the boy’s dreams to find his true feelings. In one dream, he imagines clothes floating around his house. When he floats into a kitchen, he sees two bathrobes reenacting a routine morning.

Through his eyes, we can see a hint of the struggles his parents are going through, especially his mother’s attempt to balance her studies and taking care of her son. And yet, we also see the joys the boy has with his parents, painting the house with his mother and playing with samurai swords with his father.

The animation style resembles a children’s drawing (albeit a more detailed version). It works to pull you more into the child’s perspective.

Who Will Win?

As always, Pixar is the top choice for the award with Bao. Plus, it’s a beautiful portrait of motherhood, animated with the high quality expected of Pixar.

It’s hard to make a second choice with all of them being incredible. So, I’m going to make Late Afternoon the dark horse.

[1] Which led to the Canadian series Bob and Margaret.

#2019 academy awards #academy awards #academy award nominee #best animated short #animal behavior #bao #Pixar #late afternoon #one small step #Weekends

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gocasualrunawaycollection-blog · 7 years ago

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can you get a quote without entering a social security number? i dont want to give it out

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""Car insurance, if I sell my old car and buy a new one with bigger engine can I put this on my insurance.?""

Im thinking of buying a rover mini soon but the only problem is the engine size, as a 1.3 this is bigger than the current car registered on the insurance and I was wondering if it would be possible to change it. I expect there to be a charge for changing the insurance but would there be a rise to the insurance quote itself or isn't this possible at all.""

Non US citizen car insurance?

Hi guys, I'm non us citizen and i will be here in US for 6 months. I decided to get a car while i'm here. I know i can get one but i'm not sure about the insurance since i can not get non citizen insurance quote. Could anyone give me some advice on where to go to get car insurance as I'm not US citizens. Or is there any other solutions?""

How much is car insurance nowadays for a 16 year old male who has a B average.?

""Which car would you prefer? 2006 Volkswagen rabbit, 2006 toyota corolla, or a 2006 honda civic?

which do u think would be a suitable car for a university student and cheap on insurance and gas.

Where can I find affordable homeowners insurance?

I have homeowners insurance with Alfa but they are not going to renew my policy because I do not have car insurance with them......I don't have a car.

Is my pregnancy covered under my mother's insurance?

I just got married this past year and just found out that I am pregnant. My husband and I are freaking out because I am still under my mother's insurance. I am only 24 and supposed to be covered until I am 26. I am also a student. So question is: Is my pregnancy covered under my mother's insurance? If I am covered then for how long? till the baby gets here? Is the baby covered? If I am not covered then how can I get covered?

I need cheap insurance thats reliable?

In San Diego

Speeding ticket in california with no inssurance?

My friend jst bought a car from sacramento and i was driving it since it was manual he was jst learning and i was speeding in the freeway on a 70 went 86 and i got pulled over .. with no insurance since we were going to transfer hes old insurance in hes old car to this new one toyota xrs 06... how much will it cost me for the ticket and the no insurance please help me i have no idea what to do ?

How much is SR22 insurance?

i have 18 pts within 18 months and i have to take an ADI course and get SR22 insurance, how much will it run on average each month?""

How much will my car insurance cost?

I am seventeen years old, I live in New Jersey and my car is a two door 1997 Honda Civic EX. I am turning eighteen in two months. Which car insurance providers will be the most likely to give me good deals, and roughly how much would I be paying?""

""On average, how much is car insurance each year?""

On average, how much is car insurance each year?""

How do i get affordable health insurance in new york?

I make 40k a year but i live in nyc so i cant afford a standard plan. Just need for myself 37 yr old male Thanks

Car accident with someone who will not respond back to the insurance for verification?

Someone with insurance rear ended me. I took his insurance information and called his insurance the following day to report the accident. The person who rear ended me did not call the insurance and he is not responding to his own insurance who are trying to get ahold of him to confirm the accident. It's been three weeks. His insurance called me yesterday and said that I need to use my own insurance for get my car fixed. I have a note written by the person who rear ended me admitting that he did cause the accident. What legal actions can I take against the person who rear ended me?

WIll my mom know if i go to planned parenthood under her insurance?

I am 18 years old and under my mom's insurance. I want to go to planned parenthood, but don't want her to find out. I can't afford to pay on my own, but if i use the insurance, would the insurance company notify her?""

Month to month insurance question?

I am about to sell a 2003 Chev Silverado that hasn't been driven, registered, inspected or insured in several years (I am in Texas, if that helps). I am getting everything up to date as far as inspection plus some repairs that need to be done before completing the sale, so I will need temporary insurance. I have been shopping for just the next month, and have even googled month to month insurance in Texas but keep coming up with insurance companies that only quote a full year. Since I don't currently drive or have any reason for auto insurance, I don't have the option of adding it to an existing policy for a month. I do have an active license so I am eligible to get insurance, but I don't want to pay a huge down payment on the premium and lose it once I cancel after I have handed the truck over in 2 weeks. Are there any companies or websites designed specifically for temporary or month to month insurance? What are the options?""

Do motorcycle insurance claims have to be noted on car insurance?

i recently renewed my car insurance and stated ive made no claims in last 5 years but 3 years ago i made a claim on motorcycle insurance when my bike was stolen - should I have put this on my car insurance?

Does applying for life insurance require a social security number?

I'm applying for life insurance and the insurance forms ask for a social security number. Does the insurance company really need my social security number to process the application?

What are the cheapest car insurance companies you would recommend?

If I'm on someone else car insurance am I liable?

My old boy friend put me on his car insurance so I could drive his car. We are no longer together. If he gets in an accident could I get sued? He has nothing, but I do.""

Looking to get auto insurance... should i get life insurance ?

My brother told me to check out http://quck-insurance-quote.com is this a good site to shop around for auto insurance and life insurance, I drive fast and don't want my girlfriend to have nothing if I die.""

What amount would you consider affordable for health insurance and how did you arrive at this figure?

What is the cheapest car insurance?

California health insurance?

I just need to know the monthly cost of health insurance in california, for a school project. If you know how much dental costs it would be nice if you could tell me that also. Thanks! p.s. its for two people""

Do you need insurance to have a driver's license in California?

Do you need to have insurance in order to have a driver's license? Or can you have a driver's license, but no car, and no insurance. So i'm a minor, and my question is, If I have a CA driver's license, do I still need insurance when I don't have a car? (Insurance + Car) ....... or ........ (Insurance + License)""

Best health insurance for a 63 year old male?

My dad retired at 62 and a half... to make a long story short, he was promised continuing health insurance from his employer but now they are saying they will only be secondary- meaning they only pay if he buys a primary. What would be a good option for health insurance for him? Unfortunately, he is a smoker and had a stroke... he is 63 and a half right now.""

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Car insurance and business... HELP...?

Hi, I am 17 and am taking my test next week. I am also soon starting an apprenticeship (electrical). At this time I am not sure about transport (if I have to go to company and travel as van passenger or even driver) or if I have to make my own way to jobs. Whichever way a licence will help a lot. If I am just driving to work 4 days a week and college 1 then can I use Social, Domestic and pleasure + commuting to a single place of work or study ? and if I have to drive between jobs then I know I can not use this insurance (correct?) but when looking at business car insurance quotes they seem to be based on me owning the company (which I do not) so what insurance do I need and is there any responsibility on my employers to pay some or all of the insurance if I am driving between jobs? Please can you help... Thanks in advance.""

California earthquake insurance?

Looking for other Californian's out there that have earthquake insurance and about how much it costs per year.

Do you think car insurance should be mandatory in all of the United States?

I live in Wisconsin. Car insurance is not required for cars trucks and anything else on the road. I think this is wrong with medical and car repair bills being so expensive these days. Worst part about it is some of these non insured people drive like lunatics and if they do hit you they have nothing to even sue them for. I think it's disgusting.

Where can I get auto insurance at an affordable rate?

I sold my car and did not need auto insurance for more than a year. Now, I've purchased another car & the insurance co. won't insure me because I had a lapse in coverage even though I did not have a car to cover?? I have a clean driving record & a valid license. What am I supposed to do? The car is paid for, but I want collision insurance. One co. offered me liability at the rate for collision!! Ridiculous!""

""In the uk, i am 18, new driver, and want cheap car insurance. The cheapest i have found is 2500. any ideas?""

In the uk, i am 18, new driver, and want cheap car insurance. The cheapest i have found is 2500. any ideas?""

Can your auto insurance company raise your rate without notifying you?

hello, I just started a auto insurance policy with Infinity insurance. the agreed monthly payment was $403 and that is what my first bill was. this month I noticed that they billed my checking account $563. I did call them and they said the price went up because they made an error with the policy. so what I want to know is it legal for a car insurance company to raise your rate and bill and charge your account without letting you know before hand? also what can I legally do? it really does not seem legal...if I would have been notified I most certainly would have canceled my policy. thanks""

What is the insurance on a 2004 gti?

I'm under 18 i was wondering if it counts as a family car for insurance companies therefore it would be cheap to insure if it helps I have farmers insurance I just need some opinions on if it's cheap or facts and does the 4dr gti make the insurance any cheaper?

Car Insurance quesiton?

I live in Orange County, California. My question is if there is any cheap car insurance? I'm looking just for liability and would appreciate if anyone knows of the cheapest insurance. Thank You for all those that answer:)""

Where can i get cheap car insurance for a new driver?

Looking for cheap & crappy life insurance?

I am looking for sources of *REALLY* cheap life insurance. I have to have life insurance for the next six years (declining each year), while I pay off a structured legal settlement.""

Are you looking for affordable health insurance?

Bussiness liability Insurance state of ga?

Looking to purchase INS. For a company that goes to car dealerships and performs work on the cars on the dealers lot . If a car has cloth they would switch it out for leather (pre made kit). No emp. Only owner. How much do we need ? Where do you buy it ? THANKS

Why do auto insurance company ask for social security number when asking for a quote?

must i give my social security number if i were to purchase a auto policy?

What heapens if I don't pay for car insurance?

I have a car, but actually I don't wanna pay for insurance any more. So what happens if I don't pay and drive without insurance?""

I am looking for a name for my insurance agency I deal in Life Insurance and Health Ins.&annuities?

We deal with all ages and alot with seniors We do not deal with home or auto insurance

How much would it cost me to get a motorbike include CBT and insurance?

I am 18 years old. I am wondering how much would it cost me to have a yamaha R1+CBT+cheap insurance. please help

I have a car insurance question (teen)?

I am a 16 year old teen just about to get my license pretty soon. I am aware of the fact that insuring a teen is incredibly expensive and annoying. my family is middle class. the car that i really want now is a 2004 infiniti G35. the car itself would be around 5-12k which i can put up most of. but my dad is not gonna let me because of the insurance of a teen driving a sports car. i know that, but i really do not want to be driving a piece of crap. i know a bunch of friends my age from my town who have 2012 sports cars i just don't get how they afford them.can someone explain to me the price of a male teen driving a 2004 coupe. and i am aware that there are exceptions such as school. if you get good grades its less.. can someone please let me know of any exceptions to help me pay less insurance.. THANK YOU IN ADVANCE..""

Auto insurance cost for teen?

I am 16 years old and have a 2002 vw jetta. I was wondering how much it would cost for insurance?

How much would a 2010 mustang cost to insure under your parents insurance and if you are the primary driver?

My dad is going to finance it so we will split up the pay I woyld pay for the car monthly which I can afford and my dad pays insurance monthly

Can I buy a car 4 months before my 17th birthday but not pay any insurance?

My 17th birthday is not until April and I've found a really good price second hand car but as I can't drive it until April is there any way I can buy the car but not start paying insurance until April? or not pay as much

Obama's Healthcare plan. Can someone define affordable?

Whats affordable for my neighbor is not affordable for me. So how does this work. Will I pay less than my neighbor? Will I be able to opt out on my own insurance and get the same Heath insurance Obama is on?

Can car insurance take money even if i cancelled the policy?

I cancelled my car insurance but they took the monthly premium and another pay ment and have not paid it back like they said they would i am now overdrawn on my bank account and getting charges!

Driving school and car insurance?

does going to driver's ed help you get better or cheaper car insurance?

16 year old insurance drive sports car?

I have found a Toyota Corolla that I REALLY love! It's the perfect car for me, cheap, low miles, good mpg. My only concern is it's a sports version. It will be my first car, so I have NO insurance right now, and I am wondering if they will even insure me for this. My brother has a ford mustang Coupe, and he is under liability. But I'm wondering what my place would be if I got a Toyota Corolla. Will I be able to be insured or not? Thanks for reading!""

Can you drive your parents' car without insurance?

i am 16 and live in Washington and I was wondering if I had to pay my own insurance to drive their cars.

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Is this a Good Car for a 21 year old college student?

I'm planning to buy a 2005 Honda Civic Sedan, Automatic. How will it be on insurance? I'm also considering Chevrolet Cavalier/ Pontiac Sunfire of the same 2004-2005 year, because I've been told they're better on insurance, and cheaper cars in general, to maintain. I live in Canada. Any suggestions?""

About life insurance?

i am 35 year old and i have one daughter of 1 year.i want to take policy for myself and for my wife also.we both are in govt jobs.plz suggest me best policies

How could the health insurance mandate not be constitutional?

Excerpt from: http://www.tnr.com/article/politics/102620/individual-mandate-history-affordable-care-act?wpisrc=nl_wonk The founding fathers, it turns out, passed several mandates ...show more""

Manufactured home insurance?

Has anyone dealt with any companies dealing with insurance for relocatable homes. We are looking for an insurer of these type of dwellings

Where can a marijuana smoker get affordable life assurance?

it depends on if your a heavy smoker or just smoke a few times. if they ask for health records then you will be in a higher quote, but also when they ask you question on health and you answer honestly it will help you in the long run because then you will be covered for the need of that disability since your health assurance new you can since you are a smoker. but it depends on if your a heavy smoker or just smoke a few times.""

Car recommendations for college student?

Working my way up to buy a car in the next few months, so I'm starting my search now. Keep these points in mind: -Affordable for purchase -Lower insurance rates -Good gas mileage -Something that's got some zip to it (sporty) I'm mostly looking at sedans, coupes, and hatchbacks and avoiding the SUV's and trucks. Any tips?""

How much would insurance cost for a silverado?

new one 2010 im 18

Can friend get insurance on car in my name?

I gave a friend of mine a car that was my Mother's after she passed away. The title has my name on it however the credit union will not release it because there was still some money owed. Anyway since he drives the car I was told that I had to get insurance on it being in my name and just put him down as a driver. Is this true? Can he get his own insurance on the car? I am worried if he would get in an accident it would raise my premiums.

How to get off an auto insurance policy?

about 2 years ago, my mom signed me up in the same insurance as her car...i do not drive her car and never did, however, we still pay 80 bucks extra a month, i want to get off of that insurance but i hear its much trickier than it seems. The car i drive is already insured, but not under my name. Is that legal or not? I live in illinois if that helps. how should i go about removiving my name from this insurance company?""

New driver looking for cheap insurance?

What is home owners insurance like in Florida?

I am thinking of purchasing a home in the Kissimmee area that is around $140,000. Some people have told me that homeowners insurance and additionally flood and hurricane additions to my insurance is very very expensive. Can someone give me an example of their real life insurance price that includes flood or hurricane? Please reply only if you have first hand experience in Florida. Preferably in the Kissimmee or Orlando area.""

Car insurance for a rental car?

Hello, I was looking to rent a car for about 1 month, but finding the rental companies insurance costly than the car itself. I called up few insurance companies and they are ready to provide me some cheap basic insurance for like about $75.00/month which covers liability, other car damages; but not the physical damage of my car (they said my credit card company should cover it). I discussed this with one of my friend and he said that the rental car company would not allowed you to rent a car on the renter's insurance. Is it true? If yes, then what could be the best way I can get a cheap and covered car insurance for my rental car for 1 month. Please suggest.""

What happens if you can't afford the affordable health insurance?

How much would my insurance go up?

I'm looking at getting a coupe for my first car. Possibly a 2010 Camaro or Mustang. As of now my mom and I share her car, a Cadillac CTS. The insurance for myself is about $140 a month (I'm 16) so if I got a coupe, around how much of a jump would that make my insurance go up?""

In California can you register a car without insurance?

I plan on buying a car soon and want to register it under my name but can I do this without insurance since I don't plan on driving the car AT ALL until I secure a job and purchase auto insurance. By the way, the reason I want to pay for the registration right away is because the car I am purchasing is two years behind on the registration...""

Opening a company (California)?

What does one must have to register a small company in California specializing in recruitment/staffing employment? What type of Insurance (General Liability, Work Compensation) Approximate Cost. Tax id What is the approximate annual cost?""

Minor accident no insurance ?

I got in a minor accident I'm 17 my dad has insurance but I'm not under that insurance the cop showed up and just told me I had court there was no injuries what am I facing ? My car got chipped the other car was only paint scratches

Which is the best Insurance company to invest in?

I'm doing a school project to present a stock and really don't know that much about them. I have to do my project on insurance companies either buying it or selling it short. I know that if there was a a good answer to my question then everyone would be investing in the company. Are there any insurance companies that plan on doing something that could potentially raise stock (merging with another company, changing CEO, paying a very large sum)? Also what should be some good indications that the stock is worth investing in? Thank you in advance!""

Short-term car insurance in the US?

In the following year I'm going to have several visitors coming for just a few days and I want them to be able to use my car. I'd like to know if there are companies that offer short-term car insurance.

What's the best auto insurance?

What kind of insurance do you have? Is it cheap?

Can I Drive without Insurance? I have a license and my car Is Insured under my parents name?

Okay so I really need your help.. well help from whoever has the correct Information.. So I'm 19 about to be 20 In May, I have my driver's License, and I have my own car that I got as a present for my 18th Birthday, but It's under my parents name, but anyways my question Is, Can I drive without Insurance? I mean My Car HAS Insurance just not for me. It's under my parents Name, and I mean I Need the car for school, It's not for anything more than that? what can I Do? I know I can get Insurance but It's like expensive for me that I Don't work, and I have to be making payments for my school every month, and I know I Should have a Job, But I'm a full-time student..so yeah you can Imagine.. so yes.. who can answer this?""

Cheapest bikes for insurance?

I'm 19 and want to take my CBT early next year and start riding motorcycles. Im tired of paying thousands of pounds for car insurance but need some sort of transport as i commute a lot in town for my work so a motorbike seemed the logical solution. I have been getting quotes for a few bikes and the cheapest i have got is 500 TPFT on a yamaha YBR. I like the look of the yamaha but is this one of the cheapest bikes to insure? A few sinnis bikes have come close to this price but have read mixed reviews online, would love to hear off anyone who owns a sinnis bike about what they think of them. Also the cheapest insurance company i can find is Scooters & Bikes, if anyone knows any other cheap insurance companies i would love to hear them.""

I am wondering if anyone knows what insurance would cost on a Mustang V6 for a 16 year-old female in Tennessee?

If anyone has a idea of the price range I would appreciate some input. Please don't say alot . I have had no tickets and I have not been involved in any wrecks. Thank you!

What is a fast car for a teenager that still has good insurance?

I am looking for a car and was wondering what the insurance was like on what. this is mostly for guys who own fast cars and pay insurance on them i was looking for mostly imports but i do also like some american cars. was thinking VW jetta/passat thanks

How much do you pay for car insurance?

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iannoyinglysweetstudent-blog · 7 years ago

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Should i go on my mothers car insurance ?

"Should i go on my mothers car insurance ?

Ok so i have been looking around for car insurance because im about to get a car.... but the lowest rates i found were Progessive which was 7000 for 6 months and State Farm which was nearly 5000 ..... so if i go on my mothers insurance will it be lower ? by how much ? or will it be the same ?

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

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I'm looking for a renters insurance company that is not expensive and has knowledgeable and cordial employees. Is not eager to deny claims and has an extensive policy. If you found one that covers breakage of your belongings due to accident or use by you, let me know. I'm not so sure if those types of policies exist.""

What's the Fastest way to be approved for disability in MA?

And for God sakes don't answer - to be legitimately disabled. That's obvious!!! I have chronic colitis, I'm frequently sick to my stomach and don't have insurance yet. I go to food banks to eat and can barely afford to even live much less do anything slightly fun. I really need disability and know people that have got it because they say they're depressed when their fine (as they told me). So please don't be cruel with a stupid answer. Any real tips?""

17 year old car insurance?

Ive got a car and should (hopefully!) be passing my test soon but for reasons to complicated to list here lol I will only be able to drive it 2 weeks in easter time, 2 weeks in christmas time, 5 weeks around august and 4 days every 5 weeks, so by my bad maths thats just over 100 days. Are there any insurance companies for a 17 year old that you can get a fixed amount of days insurance, it seems such a waste to pay for 365 days if im only going to be able to use it for just under a third of the time. I read about some companies doing 60 or 90 days for young drivers but that might have been me mis-reading it, anyone hear about anything like that? Ive tried lowering the amount of miles on quotes but that hasnt reduced the price by much at all. I was hoping for quite a substantial saving. Any help would be greatly appreciated, Thanks.""

Omg what do i do my dad wont put me on his car insurance and im under 19 so it costs more?

k so i am 18 years old i dont drink,smoke or do anything bad i am about to get a job that requires to me to drivee in order to be there on time. i have my permit, but my dad WILL NOT LET ME DRIVE. he thinks im crazy, and psychotic and i don't know what to do. i saved up enough money to buy a cheap 1000 car, but i need somebody to take me to get it. also he wont let me practice driving and i have a test for my license in february. im never gonna get it im gonna be a failure all b/c of him!!!! please tell me what i can do. oh also u have to be 21, in order to get ur license w/o parent/guardian consent. and i have no friends to drive me cause i just changed schools. i have no ride anywhere and im getting pissed cause that moron is gonna make me live on the streets if i buy a car. but then again id rather buy a car and live in it then live with him my moms even worse shes getting rid of her old car cause her dad is givinhg her a lexus for free and shed rather get7000 grand for it then give it to me and its my bday this week lol and her cars worth 3000 but shes lying to me o well lol""

How much would it cost for a 17 year old for provisional drivers insurance?

How much around, price brackets?""

Car accident and insurance procedures?

I got into a car accident yesterday. I wasn't at fault for the accident, and I know my car is totaled. I was wondering how the whole thing will go down with the insurance and what the process is going to be. I filed a claim with my insurance co. and am waiting for them to call me up. I was wondering if the other person's insurance has to pay for my car and what not. I am also wondering if there will be any consolation since the other driver was dui.""

How much does insurance cost for a 2000-2004 audi a4?

an estimate would be good

Transferring insurance license from California to New York?

Does anyone know about this? Do the states have reciprocity? I searched Google/official sites but couldn't find anything. Thanks in advance.

How much does motorcycle insurance in Texas cost?

I'm 16 and plan on buying a motorcycle and getting my license soon, how much would I pay a month/year?""

College Student transferring from VA to SC - do I have to get new car insurance?

I am a college student in Virginia and in August I will be transferring down south to South Carolina (USC). I have a great car insurance quote at the moment. Geico would give me around $155/month just like esurance, progressive and the like. Though, the local statefarm agency said they'd give me a quote for half that much. Is there a way that I can keep my Virginia Insurance in South Carolina? I doubt that I will ever get a quote like that again in a big college town. Thanks for the advice!""

How can I help my girlfriend get cheaper insurance? She is 20 years old.?

My girlfriend just got a new Cobalt lt. The insurance is in her fathers name, and she is listed as a driver. The car is in her name. Her father has a good driving record, yet the insurance is around $250 a month! Please help, is there anything I can do to get her insurance cheaper?""

How much insurance would a 1977 Camaro be for a 16 year old?

My dream car has always been a Camaro. Recently me and my dad have been looking for project cars to fix up and stuff. We found a 1977 Camaro that only needs cosmetic work, so I've been asking him about it. He says the insurance would be around $5000 a year. We could get the at around $2500 dollars. The Camaro has a 350 V8 engine and a T350 transmission. I'm 16 right now but I turn 17 in 2 months. I've had my license for 10 months with no tickets or accidents. I've had 2 cars already, a 1997 Nissan Altima and a 1998 Chrysler Sebring (Which I pay about $90 a month for.) I am on my parents' insurance, but I still pay for the car I drive. I know I won't get a perfectly accurate amount without asking our Insurance providers, but is my dad right when he says it would be $5000 a year?""

""In North Carolina, do I need to have my own car and insurance to get an original license?""

I don't own a car, nor do I have insurance. I was planning on using my Dad's car to take the test. The handbook says that I need to present proof that I have insurance. I'm too poor to buy my own car.""

COBRA Health Insurance Florida?

Where can I find a cheaper health insurance plan to replace my COBRA health insurance offered by my former employer?

How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?

Hello. I am looking for my first car. I am looking at a 2001 mercury cougar not the S series just the 3 door coupe.. Now the qoute gieco gave me was $325.01 a month. I live in Minnesota and I am a 16 year old male. I don't have anything on my record at all. I was wondering if 325.01 a month sounded right because I dont think so. That's like $4,000 a year and the car only costs $5,999. Also would it be better to go on my parents insurance plan with State Farm? Or to get my own? Thank you very much for helping me with advice with this.""

Insurance and a car that is being stored in a garage?

I'll have my full license next March and I was thinking of if I found a car (before then) and bought it, registered it and certified it but didn't use it until March (store it in a rented garage). If I did this, could I not pay insurance until I take it onto the road (I've read I can have it SORN )? Also, if I did get insurance for it (should anything happen to it while it's in storage) would I pay less than what I would if it were on the road and if so, how much of a difference would that be?""

Should i go on my mothers car insurance ?

""Hi there, Any one can tell me ``how can I get cheap car insurance in london?``?

I`m 28 years old. I got uk full licence in 11/2012 I have Toyota starlet 1.3 car It`s 1999. plz any one can tell me how can i get cheapest insurance. cheers.

My car insurance renewal is due next week can anyone suggest cheap?

I'ave got 3 years no claim bounus my old insurare is asking 392

How much would car insurance go up if...?

My family and I are just trying to get a ballpark idea of how much my sister's car insurance would go up if we made a claim on an accident she had. She was in a mall parking lot and pulled out to make a left turn. I think she didn't really see a car coming, but I also think the car was zipping around the lot at a too-fast speed. My sister got hit in her driver's door and needs a new door and the frame of the car needs pulled out. There are no witnesses to really show who's fault it is, and I think it's a little of both judging by how much damage there is on her car (the other driver had to be going fast). There is no damage on the other person's car. It costs about $1500 to get it fixed (just the bare minimum - a new door from a junkyard and fixing the frame, just to make it safe and sealed, there will still be some dents). We're debating on claiming it or not because there is a $500 deductible. She is 25 years old and hasn't had an accident before. How much do you think the insurance would go up and how long would it stay up? Would it be worth it to claim it or should she just pay cash for the damages? Thanks!""

My daughter was in a multi vehicle car accident and i cant seem to find an estimate for car insurance?

It was a 2001 hyundai elantra. My insurance was 9 star. My daughter just turned 21 and wasen't given permission to drive the car.

Teen car insurance help help?

I am 18 years old and on my fathers state farm policy my mother has her own house and policy if I have car insurance under him can I be covered to drive her cars. she has geico

Im needing insurance for myself and my son?

im looking into getting some health insurance for myself and my son! im 43 and hes 18months! Anyone who has insurance, lend me some info on where you got it! thanks""

Health Insurance?

Will my health insurance cover going to a psychiatrist regarding anxiety issues?

In texas can they deny u car insurance?

I got a new car today and my bf got a ticket in my old car today. I heard if u have an unpaid ticket than I cant get car insurance on my new car... Is tht tru

How high would car insurance rates become if a 16 yr old drives a car?

My mom won't let me get my G1 because she says her insurance rates will get too high. I asked her how high and she says she doesn't even know. I live in Ontario.

Insurance rates after being cauught with someone in my car?

im 16, i was pulled over and issued a ticket for driving another person while only having a provisional liscnse. my dad is selling my car becuase he thinks my insurance will double. there is no ticket yet im still going to court. can somebody give me advice / details.""

Complete details of different insurances in USA?

Domain Knowledge of different types of Insurances of USA?

Are there private health insurance industries in countries w/universal(rationed) healthcare...?

Just wondering, because I thought I would have heard about it by now if that were the case. Hope Obum will make sure HC doesn't go fully national, and makes sure a private health insurance industry affordable to the middle class always exists. What say you?""

Car Insurance?

I am moving to the US (I am a Canadian Citizen), how much should I look to pay for car insurance in Miami?""

Please could someone tell me what is the absolute cheapest auto insurance around?

No solicitation please.... Just the real facts. For get Geico, State Farm, All State and Travelers ins, progressive and all the TOP COMPANIES""

How does car insurance work?

I dont know much about car insurance. Do get it when we have a car only or if i sell the car i still have that insurance with me for a possible next car in future?

Buying a car in NJ from a Private seller but want Georgia Insurance?

I have a Georgia License and am currently away at College in New Jersey (My family has a house here and in Georgia). I want to buy my first car, but insurance in NJ is extremely expensive. How do I get Georgia insurance, Registration, and my Georgia address to show on the vehicle Title? When I purchase the car from the private seller, how will I be able to get my car home with no plates?? Is there a way to get temporary plates in New Jersey and Temporary Registration? Will I need to get a New Jersey License? HELP !!! Can someone give me a step by step walkthrough of what I have to do to get the Georgia Insurance? Thank you !""

Where can I get affordable health insurance for my family?

USA 2013, it's now illegal, NOT to have medical insurance for everyone in your family. I get insurance for myself through work, which is mostly paid for by them, except my high deductible and co-pays, which I can barley afford. My wife and kids will cost me over $800.00 per month to insure through my employer. Can't afford that, it's almost as much as my rent. Half the insurance companies I've applied for say I make too much, the other half tell me I don't make enough. What I'm I supposed to do, eat or have insurance? If I just don't buy any, I'll be penalized through taxes at the end of the year. So, does anyone know of any good health insurance companies out there? Thanks.""

Cheap car insurance! help please.?

I need to get new car insurance but im not sure where to go. My insurance is about to expire and i don't want to stay with them because its at about $230 a month.((WHICH IS MORE ...show more

What is the cheapest plpd insurance in Michigan?

How can you find out a property owner's insurance company?

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Purchasing health insurance?

I need to purchase health insurance. I should have purchased it a while ago because now I really need to use it. Will I be able to use it for a preexisting condition (fracture)? Any advice on a plan to purchase?

True or False; We should let people decide weather they want health insurance or not?

I'm 17 years old- how much will it cost me to get my own car insurance?

i have a 1992 chrysler lebaron im 17 years old what the cheapest i can get car insurance

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Currently driving 2004 F-150 with 110,000 miles, carrying full coverage insurance. When should I switch to a liability only policy?""

How much do health insurance cost?

my bf and i both 20yrs old are both still insured by our parents but ever since he had a brain anyeruism his parents of course took him over n moved him back 2 their home town and we didnt like that cuz he wanted me 2 take care of him & we dont get along with them anyway & because of that we didnt see each other for a long time so to prevent this from happening again we figured we would get our own insurance that covers us. i would like to know who is the best carrier and whats the average price and where could i get more info thats legit?

Should i go on my mothers car insurance ?

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which insurance companies are cover homes in High Brushes Areas in California beside Farmers and State Farm?

Car insurance in the uk?

Anybody no any good cheap companys in the uk??

Can I get free health and car insurance or any kind of insurance if my parent doesn't want to help pay?

My mom died and since im 18, i decided to continue to live with my grandma like i originally was with my mom and when im suppose to live with my dad he isnt responsible for me anymore. emancipated me. but im not living alone im with my grandma. so im wondering if there was a way to get health and car insurance. can i get it for free? is there a plan?""

Get a 50cc moped help please!!?

m turning 16 next month and have been saving to get a moped. I just need some more info on them first, such as how much will tax mot and insurance cost? What do i need to legally drive it on the road? Where can i NOT drive? Also if anyone knows where i can get a cheap moped or scooter from in the essex area second hand is fine. Im a soon to be 16yr girl in the essex area if that helps. Thanks""

SERIOUS! Car insurance HELP!?

Ok, First things first please keep your ignorant opinions to yourself, i got a question most importantly im not an exception i am just asking a honest question others seem to fail. age:16 state:PA, MALE now not like other kids who think they want to go fast and stuff, fast and furious, ridiculous things i was researching cars like that, that happened to be non Lame to them but i need something for economy with todays gas prices, i am saving up a sum of money and wish to get a part time job so i can afford the car as well as insurance! i took interest in a 1990 s FORD MUSTANG I-4 take notice this is a 4 cylinder not a v6 or v8 i need honest opinions on insurance i dont think it will not be as astronomical as a GT take notice this is a LX 4 cylinder i need help opinions quotes.""

Driver Insurance instead of Car Insurance?

Is there such a thing as an insurance that insures the driver not the car? My son is at college 8 months out of the year and is only home to drive a car 4 of those months. The car insurance company says we must put him as a Primary driver on one of our cars, which is rediculous because he hardly ever drives! I was wondering if I could remove him from my car insurance and get some other kind of insurance that just covers him when he drives our vehicles. Does anything like this exist and if so, where would I get it?""

Cheap car insurance companies?

What car insurance companies are cheap... and do they have a web site/phone number so I can get a quote

What's do you pay for car insurance in your country?

My car insurance in N.Ireland is just over 200 or 346.97USD or 291.19 Euro or 15,351.16INR etc. Thats for an average 4 door saloon. I would like to compare that with other countries, if possible.""

Is there a site that compares auto insurance quotes?

Preferably one that gives you quotes on the spot instead of sending your info to companies. Thanks!!

Student health insurance?

Our son is going to United Kingdom for his Masters, we have health insurance thru my company but it covers very little over there, should we take out a student health insurance plan on him over there?""

Which is better car insurance?

$500 per year with an excess of $1150 or $560 per year with an excess of $900 These are the 2 best insurance quotes i can find. Both are big reliable companies.

How much do you spend on car insurance for your new 2006 Sonata ? I pay 116 a month am i being ripped off?

I have a 2006 Sonata by hyundia and i pay 116 a month

Need the names of insurance companies for commercial trucks...NOT brokers...thanks?

Insurance price?

does anyone have an idea of how much insurance would be for me to purchase a new wrx sti? age 24, pittsburgh PA, clean record...any rough estimates?""

Can a good credit score get you cheaper insurance?

Can a good credit score really lower your insurance rates?

Can I take out a separate insurance policy on my parents car?

My parents use Direct line as their insurance provider on their car. I looked into how much the insurance would be for me (an 18 year old female) once I pass my test which worked out quite expensive. However I looked at a few other providers and found some cheaper quotes for myself. As my parents are with Direct line can I have my own insurance with another provider for the same car? (If that makes sense) Thanks in advance.

Cheapest way to get car insurance ?

I need to insure my car in order to be legal, but i do not want to pay a lot for insurance if the car isnt worth anything, its not worth much but its AWD and gets me where i need to go. Are there any companies that offer low payments for a piece of paper showing i have insurance that i can show a cop if i get pulled over so i wont owe 1500 bucks to the state?""

Car Insurance?

Can a candaian get car insurance in ark. as long as your candaian license is current?

""Can someone suggest a good fertiltiy clinic in the Bay Area, California? What Insurance is good?

Has anyone researched on success rate of fertility clinic in Bay Area? Which are the top / best ones? Also what type of insurance should I take up to ensure everything is paid for? Did anyone use Kaiser Vs Aetna?

Where can i get cheap insurance?

low rates? ???

Can my bf receive settlement from a car accident if he doesn't have insurance but the car that hit him does?

My boyfriend just got in a car accident. It was a hit and run. The police found out that the car that hit him was stolen but had full coverage insurance. The problem is my boyfriend's insurance expired 2 months ago. The police saw the accident happen and had him to come down to the station and file a report. Since he does not have insurance can he still receive a settlement for damages since the car that hit him has full coverage

Geico Car Insurance Refund.?

My uncle purchase a car insurance on April 13th, 2010. Now he does not want to keep his car or his insurance anymore, can we get a full refund for two payments of Geico?""

I want to start a health insurance company how would I go about doing that?

I want to provide people with an affordable insurance that will also pay fair rates to the pharmacies and hospitals. I used to work for a pharmacy and saw how if the customer got a good price on a drug then the pharmacy got screwed over and vice versa. This needs to change, please help me make that change.""

No health insurance?

without insurance, how much does clomid and metformin cost? where can I get it?""

Co-op smartbox for young drivers?

I am 18 and considering going through the co-op box scheme for young drivers. Everything about it looks great (I've gone from quotes of 6000+ to 3000!) but there's one area that concerns me - I can't imagine I'll be confident enough driving any time soon to be a wreckless driver, but I intend to go on holiday around Scotland with my friends in the summer where I'll be driving for a long time. I was wondering whether this might affect my insurance premium. So for example if I drove around 5 hours a week, consistently, for a few months, and then went on a road trip and drove for 30 hours one week, would this raise my premium? I ask because on the quote page it asks for how long I'll be driving on a weekly basis. Do any current customers happen to know whether they care at all? Thank you in advance! :)""

Should i go on my mothers car insurance ?

https://www.linkedin.com/pulse/louisiana-insurance-license-exam-michelle-hardy/"

0 notes

colorfulsuitdestiny-blog · 7 years ago

Text

Should a Physicians office require cash payment and retain insurance payment?

"Should a Physicians office require cash payment and retain insurance payment?

I went in for a routine eye exam. The office manager required payment after services, then submitted claim to insurance company . Soon I received a letter from insurance stating the procedure was covered and payable. weeks went by and no check no calls nothing. Finally I took my paper in and the manager said that I will receive a credit towards other services. What kind of BS is this? I would think it was my money and not for them to decide what to do with it.

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr

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Car Accident and Insurance?

On 7/24 I was at a Dairy Queen drive thru the person behind me hit the truck I was driving. I was looking at her in the rear view mirror the entire time. She had a cigarette hanging from her mouth that was unlit and she eventually backed up after hitting me. I got out of the truck and looked and I did not see any damage. She then said I didn't move you hit me I then told her No I did not hit you I am in front of you and this truck was never in reverse. Since there was no damage to the truck I did not bother getting any of her information since it was not my fault. On 7/27 I got a call from the police saying she told them I hit her. I gave them my side of the story and they said she had a witness who was a passenger in her car and they will be in touch. I also let them know I had a witness as well. The cop called me back yesterday and wanted to get my insurance information so her and I could exchange information. My question is do I have to give my insurance information to this cop? I did not hit this woman and I think she is trying to get one over on the insurance company. The cop said yesterday I'm surprised the truck does not have any damage because her car does have damage. This truck was a rental truck which was inspected at the time it was dropped back off at the rental company obviously there was no damage to it. This woman looked like she was on something to begin with and I'm guessing she was not paying attention probably looking for a lighter and let off the break and hit me. Which I still don't see how her car would be so damaged. I don't want this con artist having my information. So should I tell the cop I am not giving him my insurance information and tell her to take it to court? Should I get a lawyer? I'm not sure what to do I am 29 years old and I have never been in a accident so I am not sure how to go about this but I know this woman is trying to pull a fast one and I am not going to sit back and let it happen.

Should a Physicians office require cash payment and retain insurance payment?

How do i pay car insurance at 18?

Okay, so i'm about to turn 18. I'm moving out and into my Boyfriends home(He's 20). He still lives at home, but his parents love me and want me outta my parents home, so i am! But i need to know how to switch my car insurance over so that i can keep my car and pay my own insurance. I refuse to get put on to my boyfriends parents policy. Is there a way for me to get the bills and pay for it, without my parents or his parents having to worry about it? (Please don't tell me that i shouldn't be moving out at 18. I'm responsible, and i've had a job since 15. I've been saving every penny for this moment.)""

Which insurance companies will have to pay to fix my car? Mine or the other guy?

I had a car accident two days ago. I was hit by other one but police said that's a miner damage. And it seems to be my fault. No police report make. Today, I went to a body shop to estimate the repair. It's about around $2200-3000. It's a lot. kinda scared me actually. No idea should i call my insurance company to tell them or? That's my first time to have a car accident. My insurance has $200 deductible. Can anyone tell me what does that mean?""

What is a good car insurance plan for someone just out of college?

How much does it cost to insure a motorcycle?

My age group is 18-25 I have no experiance How much will be insurance on a : Honda CBR125r Kawasaki Ninja 250r Is an older bike better (Learning, and cheap to insure) for a first time buyer/rider? Location: Canada""

Car insurance question.?

If you are in an accident does your insurance company only pay to fix your car or can they pay you like cash for how much the damage costs?

My cars milage is unknown does this affect me getting insurance on this vehicle?

current odometer reads 106,000 miles . but car has more miles because odemeter was once broke before being fixe i bout a used 94 accord and the odometer currently works but previous owner bought the car with broken odometer. and on( title )/ pink slip it marks odometer reading is not the actual milage..... will this affect me getting insurance on this car.. i dont want them charging me a lot of money for trying to fraud them on the milage will they even ask milage will i be in big trouble if i put the current odometer reading but the company finds out it has more? do i need to go back to dmv and get some paperwork? do i need to point out that the pink slip states milage is unknown? and make sure insurance company documents this befor signing me""

Would Jesus want health care for ALL americans?

Or would he worry about the Big insurance companies not being able to compete with a public option?

How insurance affects life of people?

i need it for my project so plz give me brief inforamtion

What is a good affordable health insurance policy/company?

I need health insurance but I can't afford most policies. My husband doesn't make a lot and the insurance he can get through his job is just too costly. Can anyone help?

""Lets say you just turned 18, and your parents want you off car insurance?""

can that kid go to the same company, lets say geico, and get their car insurance without being tied to their paresnts? do you think the price would really double? parents want to limit liability and put car and insurance under teens name.""

Can you get medical or medicade if you are pregnant and MARRIED?

My friend is married and pregnant but she recently lost her job and her insurance. Her husband is the sole provider and he makes 45,000 a year before taxes but she is not on his insurance. can she still get her pregnancy covered by a government program. We all live in California if that helps. Anyones stories would be greatly appreciated.""

How much on average is insurance for a citroen c2 for a 18 year old?

I saved the money for my first car finally and i love the look of c2's. i was just wondering the average price of insurance if its my 1st car, i am 18 and was thinking about ...show more""

Which is the type of insurance to avoid?

Which is the type of insurance to avoid? A- mortgage insurance B- identity theft insurance C- disability insurance Why?

Insurance cost for new biker?

Hi I would like to ask people in my group of age (24 yrs old) how much would I have to pay for insurance, just passed my CBT and I'm looking for 125cc Cruiser, didn't find anything yet, but I'm trying to calculate the costs. I've checked few insurance sites and made quotes, but still confused.""

Family health insurance plan or individual health insurance plans for each person?

I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks

Help with insurance policies?

Does anyone know websites with insurance policies for events? I'm holding an event and I can't seem to find any proper policies anywhere. It's more of a sporty type event.

How much would car insurance cost for me? roughly?

Right, im going to be driving before christmas and i was just wondering, instead of going through all the fiff faff of looking on the internet for a quote. I was just curious, from a very rough idea how much it would cost per year to insure me. Il be a 20 year old guy by the time i pass my test.never driven before. first time on the road.""

Do out of state residents need California SR22 insurance if they dont go back to California?

I am a permanent resident of AZ and have an AZ drivers license. While visiting California I had a DUI. I settled out of court but an insurance broker wants to sell me a California policy. Do I need California SR22 insurance if I don't plan to return to California? Is there any benefit?

How do i find out auto insurance rates with a company wihtout joining them?

I'm currently on my parents insurance and want to move onto my own

Is motorcycle insurance expensive for beginners?

Why did my insurance go up for switching cars?

I have liability insurance in the state of California. The company is multi state. Recently I switched the vehicle I have on the policy from a 2005 pontiac GTO to a 1995 lincoln town car. I am wondering why my monthly actually went up, vs going down. When I spoke with a representative they explained to me that the GTO is a level 21 and the town car is a level 26 . Was this true? I hardly understand how a 1995 4 door sedan is more costly than a 2005 400hp 2 door. I have had no accidents or tickets hit my record, in all, it only went up $15, but I'm still at a loss about why it went up. Thanks.""

What if I choose not to have insurance on my car? whats the big risk im taking? Do i even need it?

I am 19 years old, I have been legally driving since I was 17, but have actually been driving since I was 15 (Yeah crazy huh?) (My dad was my teacher) Thankfully, I have never been in a car accident. I am a very careful driver. Point is: I want to buy a used car, and I don't feel like having car insurance is even necessary. I'm not made out of money and I really NEED to save the extra cash. Also if you have ever gotten a ticket for not having car insurance , how much was it?""

How much commercial car insurance does one have to have to deliver newspapers?

A question about car insurance....?

Anyone know where top get cheap car insurance for a 17 year old in the U.K

What is the cheapest auto insurance in texas ?

Should a Physicians office require cash payment and retain insurance payment?

A few questions about health insurance (recent college grad still on parent's insurance)?

I asked a similar question yesterday but realized I was a bit vague. So, here's my situation. I am a recent college grad working a job that does not offer me health insurance, and I receive excellent coverage under my parent's plan. I recently went to a job interview for a position that offers insurance, but I would have to pay a pretty large chunk of change for it monthly ($500+, which is a lot if you're working an entry-level position), and the coverage isn't nearly as good as my current plan. (For example, I currently pay $3 for a three month supply of my prescription. The new plan would charge me $30-90 for the same amount pills). I saw a clause in the Affordable Health Care Act that said I would only be able to do this after January 1st, 2014....I really wish this went into effect in 2013 instead! So, my questions are: Can I opt out of this insurance and remain on their plan? If I were to take this job and the insurance plan, would I be able to re-enroll under their plan if I stopped working at this place and worked at a place that didn't offer insurance? (I'm under 26, and my family's plan covers both my parents and another sibling)""

How much would insurance be for an 18 year old?

How much would insurance be for an 18 year old guy driving a 98-02 Camaro z28? I live in Los Angeles, CA. I been driving my dad's car for 3 months and had no problems/pull overs/ tickets etc, i know 3 months is not much but at least some experience. I know it will be high but around how much? Would it make much different if i get a Nissan 350z since its slower? What are some factors that can lower the price.. Can i get the minimum coverage?""

How much car insurance coverage do I really need?

I am paying a mortgage on a house, and am about to get married...I don't own much else.""

Cheapest Car Insurance for Young Drivers?

I'm 19, and I cannot continue driving with no insurance.. im going to get pulled over!... I can afford monthly insurance for about 150/mo but everyone is charing me double that.. i think i tried every company.. any suggestions?""

Plz recommend good/affordable health insurance for 55+?

Looking for a good health insurance for my parents who are 55+. Is there such a thing as good and affordable??? Thanks!

Motorcycle insruance guess for 17 year old female (Indiana)?

I'm a 17 year old female and I live in Indiana so I would not be riding year round. I have good grades and I will have completed the safety course. I'm looking at probably something older and 400cc. If any other under 18 year old has insurance and knows PERSONALLY how much it would cost please let me know.

Why does my car insurance go up when I add on an Immobilizer?

I got a quote for 610 WITHOUT an immobilizer. Just found out I do infact have an immobilizer on my car so amended the car insurance quote and it went up 20 to 630... I thought an Immobilizer would take down the price!

Car insurance? will it go up if no claim is made?

son had car accident, was on partners polcy, wrote car off, no other vehicle was involved, insurance company have found out about the accident somehow (due to one of these no win no fee companies getting his details as he had a passenger in the car who was not injured, but who had not contacted them ) son is 18, wants to get on the road again, but we are worried about how much insurance will cost him. we havent claimed for his car either, can any please advise""

How do we work with insurance companies in California?

We are a Southern California Drywall Company and would like to work with insurance companies. How do we get started?

Which are the Best Car Insurance comparism websites?

Hi Yahooers, I need to re-new my car Insurance and like everyone else I want the cheapest on offer. Deatils are:- I live in the UK, have 10 years NCB, never had any claims and the car is 10 years old. Full licence held for 22years and no points on licence. Thank you for all help given. xx""

Motorcycle insurance?

i have seen things that say motorcycle insurance is ALOT more then car insurance and things that say car inurance is ALOT more then motorcycle insurance and i dont really know if any one will be able to give me accurate answer to my question but i just want an idea of how much the insurance would be for an 18 year old, with a Honda Rebel, in south texas ((or if there is some where i can find out, that would help to))""

How much workers compensation insurance costs in california?

workers compensation insurance cost

Am i covered under my parents car insurance?

i have my license, im 16 and i sometimes drive my parents car; am i covered under their insurance? i think they added me in their insurance. im asking because i have friends at school that drive their parents car, but have their own insurance, and its expensive. so how come they have to pay their own insurance, and im covered under my parents? and when my parents added me did their rates go up? thanks for your help oh and i think i have statefarm""

Any suggestion for an auto insurance?

I'm currently under geico but I realized that they charge me too much.Do you know any auto insurance that is cheaper?

""Hi , i had an accident and wrote my car off, i thought id cancel insurance but insurance company say ?""

that i cant because its a credit agreement , i thought that cant be right im now paying insurance for a car that i don't have , help""

Is it legal for auto insurance companies to adjust rates based on where you live?

I live in California, and I thought it was now illegal to charge more or less based on where you live. Does anyone know the laws regarding this?""

How do i buy car insurance and how do I find a insurance company that suits me (cheap)?

ok so I've seen a car I would like to buy, how do I get car insurance? should I ring a call or get insured online? Also a list of names of insurance companies would be helpful? thanks""

How much will my insurance go up?

I'm 17 years old and i was caught going twenty mph over, this is my first ticket, how much will my insurance be increased?""

Health insurance after i drop out?

hello everyone i am a 17 year old male who chose to drop out of school after getting clean from drugs. now that i am dropped out and sober i am very happy but there seems to be an issue. in january, january 28th to be exact i will be 18 and my mother insists that unless im in school i cannot be covered under health insurance anymore. so my question to you all is, is this true? is there a way i can be covered under her health insurance even after dropping out? if no what other affordable options are there for me pertaining to health insurance? i know of cobra but 500$ a month is a little absurd. so any information would be much appreciated thank you so much!""

How much would insurance be for a 16 year old in GA?

I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""

Im 17 and i need cheap insuarnce on a 1.0 corsa?

i live in the uk. my parents are not with me..soo this means i cant be a named driver. how am i gna get cheap insurance.. give me tips and cheap insuance companies websites please..

Learners permit insurance?

My parents are divorced and my mom took me to get my permit and signed for it. In order to drive with my dad do I have to have a card of her insurance in the car?

Where can I find a good car insurance?

I leave in Los Angeles. at the present time I have insurance with Farmers but I want to change it because it is expensive. I'm thinking about Progressive Insurance, What do you think and what else do you suggest? Thanks""

What does your credit paying history got to do with paying higher/lower car insurance rates?

How can I get car insurance without a guardian?

I live with away from my parents, Im almost 18 but not there yet. How can i get car insurance without having a guardian?""

Should a Physicians office require cash payment and retain insurance payment?

Why did the president veto children's health insurance plan?

I don't understand.

Is it possible to get different car insurance under the same household?

Hi, So I have a question regarding different car insurance. MY family has allstate for the car insurance. However, I do not want to go under allstate for family reasons. I am trying to get geico for my car. However, my father states that if you were to get geico you would still have to add everyone's name under the insurance policy. I am trying to get my own individual policy without adding anyone under the car insurance policy. I wanted to know if it is possible to get different car insurance under the same household? Thanks :) P.S: I am 23 years old. About to turn 24 years old. I wanted to get my own individual policy without adding anyone on the car. The car was a gift from my parents to me.""

If your 18 how much do u pay for your car insurance?

Best Car Insurance for 17 year old.?

I'm a 17 year old male. My GPA is just below 3.0 last time I checked it. I think its somewhere around 2.5. I've had my license for almost 10 months now. I've been driving for a year and a half, no accidents. Nothing like that I'm a good driver than most crazed kids my age. With my job I currently make about 150 every two weeks I hope that goes up once summer comes around. My grandmother wants to put me on her car insurance and she told me that the car I plan on buying would have to be in her name, and I'm ok with that. When I buy it do I get both our names on the title. She has metlife and my mom has gieco which is the better of the two. And how can I work it out so they dont have to worry about it if i was on there insurance i would pay my part but i want the cheapest possible and im wondering what to expect for a down payment and monthly rates. Thank you If it helps I plan on buying a 2001 Chevy Cavalier and yes its a 2 door so my rates will probably be higher.""

Young Driver. Big Raise in Auto Insurance Rates! Can you help?

My son is 15 and is getting his learner's permit. My insurance company wants almost $200 a month to insure him on my policy. I had low rates and a good record so this shocked me. Can anybody help?

I'm 21 and attending school with no health insurance.?

I was on my parents insurance until they lost there's. What do you do? Health insurance is so expensive.

Health insurance for over 65 yrs old immigrant?

Im looking for health insurance for my parents. Theyre both 65 yrs old and have health issues (although, they dont require immediate health care but just being prepared in case an ...show more""

Best insurance in Illinois?

I am a young adult, soon I will start going to college and I would like to know what insurance would be best and cheapest, because I will need a lot of money for college. Thanks in advance""

How do you put someone on your insurance policy?

I have been insured for 3 years. My bf wants to get a car but with no no claims bonus he is getting quotes in excess of 3000 on the most basic insurance. I've tried to get quotes online to have him on my insurance but driving seperate cars and it seems I can't do this online. Do you have to actually phone them up? I'd prefer to do it online as it's less hassle.

""How much insurance(fully comprehensive, USA) do I have to pay for a 400,000$ car?""

For a 400,000$ car in the state of New-York how much car insurance will I have to pay fully comprehensive insurance. Like a Rolls Royce Phantom Coupe how much insurance has to be paid for that type of car. Don't want an exact number, just round it off.""

How much does it cost to run your car per month?

Including tax, insurance, petrol etc. What car do you drive? And how many miles do you do a week? Just trying to work out what kind of figures I'd be looking at.""

Can you sell a car without insurance?

Hi all, Right, i want to sell my car. I have cancelled my car insurance and the car is parked on Private Land (off-road). The car DOES have valid TAX & MOT. If a potential buyer wants to view/test drive my car, will he be allowed to drive the car on the public road? As i have no insurance, would his Fully Comp cover my car to 3rd Party? The buyer will only be driving it for about 10-15 minutes. Thanx in advance!""

How do I get health insurance?

Ok Im 20 and I don't think I have health insurance. I want insurance to cover basic health and dental too. How can I get health insurance that is cheap and affordable in California? Thank you

What is the cheapest auto insurance i can get?

i got a v8 mustang, the insurance per year is 2,300 im 17 male""

""Can someone advise car insurance, selling car?""

I am due to sell my car soon, which I will be advertising but obviously as I need to keep it on the road whilst advertising I need to insure it. I have received an annual quote from my usual insurance company however do not want to pay for a whole year as this would not make sense should I see the car in a couple of months etc. Would it be possible to pay monthly via my insurance company and reduce the added extras such as a hire car and legal expenses etc seeing as the car won't be in use? And does anyone know if I can cancel the policy straight away once the car is sold and I have confirmation I am no longer the registered keeper? I have never sold a car before so am a little in the dark so far as insurance goes on a car you are not really using. Thanks""

How much would basic insurance coverage be for a 19 year old male wanting a 600cc sportbike in NC?

Hello, I am 19 years old. I was looking into getting something like a 2006 cbr600r or Yamaha r6 or something. I just wanted to know how much the cheapest insurance i could get would be? I have a clean driving record. Thanks""

Do you have health insurance?

if so, How much is it per month? How old are you? what kind of deductable do you have? Feel free to answer also if you don't have insurance? also, do you support Obamacare?""

Insurance on my car after crash?

my car as in a hit and run accident my car was the hit and run car i wasn't the driver my frined was i want to call my insurance company to get it fixed but i dont want to get my friend in trouble can the insurance company tell where the car got towed from and if i tell them i crashed into a ditch and got it towed will they know

Are There Any Affordable Dental Insurance Policys on the Market?

I am wanting some work done on my teeth but do not have dental insurance, where can I find affordable dental insurance?""

Car insurance question?

To cancel car insurance will be 480 plus 50 admin fee to cancel this now ive lost my job. ive had insurance for 2 months and know they are all doing this cancellation fee now but i only got a car for work purposes and now they've made me redundant how i am expected to pay the 530? what can i do is there any options because i simply cant afford that amount.

I Need Some Car And Car Insurance Advice?

Okay, so basically i am 17 and i am currently learning to drive, i have had roughly 13 lessons and it is coming up to the stage where i have to start thinking a car and getting insurance ect... however, i don't actually sort of know how it works,for eg. how do i go about buying a car? is their anything i have to know? and then once i have the car, how do i get insurance and what else must i acquire in able to be able to drive the car legally and at anytime? i don't also actually understand how the insurance works like what is it.. and finally finding the cheapest car insurance etc.. a bit of background knowledge: i'm 17, and the sort of car i'm looking for is a Vaxhaul Corsa 1.2 in black.""

Car accident in California with no insurance. What do do now?

A friend of mine just got into a car accident in California. He was test driving a car. The guy who wants to sell the car was in the passenger seat. My friend was unfamiliar with the area and the guy who wants to sell the car told him to turn right. While doing that he crossed another lane and got hit by a car driving there. Both cars got quite damaged, but no one got injured. Police came and filed a ticket against my friend. He does not have any insurance. What advise could I give him? What should he do next? I don't live in the states so it is kind of hard for me to help him.""

Good grades for car insurance?

I was wondering what type of grade avarage that you need to have to get the good grade discount. and how much of a discount does it give you 100$ 50$ 20$???

Is their a mazda 6 with low insurance in florida?

what year? model?

Failure to provide proof of insurance.?

I got a ticket for failing to provide my insurance card to the officer. I had an insurance card, but it was expired. He told me to fight it in court and it will most likely be dropped. If it gets dropped, does it still appear as a conviction on my driving record. What are the impacts on my insurance rates if it does appear as a conviction?""

Should a Physicians office require cash payment and retain insurance payment?

https://www.linkedin.com/pulse/my-sons-car-totaled-insurance-company-offered-us-very-carter-cole/"

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snowpatrolfanclubbrazil · 7 years ago

Link

Gary Lightbody’s moment came two years ago in a gym in Santa Monica. The Snow Patrol frontman has long had a reputation for indulging his appetites. But even he was going at it on a bigger scale, with a fierce, Valhallan vigour.

The band’s last tour had finished in late 2012. And then: “I started drinking,” he says, “with a gusto that a professional boxer might train for a prize fight. It’d be mostly beer. I was quite a happy drunk. There was a hell of a lot of fun. Until it wasn’t.

“I’d get to 2am sitting on my own, have a cry, and then a glass of something [stronger]. I didn’t have any relationships and I wasn’t having sex either. I was very hermetic. Around 2015/2016 I was drinking every day and also I was hating it. I regret doing it even though I knew I was doing it out of compulsion.”

He was hitting the gym in the mornings to sweat it off. Then came the moment.

“I bent down to touch my toes and everything started spinning. It felt like the floor beneath me was moving. I thought it was an earthquake. But it kept going on. I phoned a friend who lived around the corner. I was like, ‘Are we having an earthquake?’ He said ‘Something’s going on here’.

“I had a bunch of CT scans on my head. My whole head was infected – sinus, ears, eyes, everything. I’d been having styes and stuff on my eyes. Stick a teabag on it. This was the week before I was going to France to see Northern Ireland play in their first tournament in 30 years. I said to the doctor, ‘I’m flying to France in five days’. He’s like, ‘No you’re not. If you flew with the air pressure it’d feel like daggers ripping into your head’. I was still thinking maybe I’ll be alright. I spoke to a friend, Gabrielle, an acupuncturist, an extraordinary human being. She’d been trying to get me to stop drinking for a while…”

So he stopped. Or at least, he began to stop. And in flooded the dark realities he’d been masking.

In recent weeks, as he’s been working around the release of Wildness, Snow Patrol’s first album in seven years, Lightbody has started to talk for the first time about the mental health problems which have plagued him for years. (“I didn’t talk about anything; nobody knew, the band didn’t know.”) Last year, after 12 months sober, came another key moment.

“Last summer,” he says, “I thought I’d be relieved to get the album done. We’d just finished. But I wasn’t. I was devastated. I’d opened a place in my psyche and I didn’t know how to shut the door. It was like the ark of the covenant was opened [from Raiders Of The Lost Ark] and there were melting faces left and right and I didn’t know how to shut the thing down. So instead of talking to somebody I tried to shut myself out. Let my own face melt. And the band knew something and they flew from London and arrived at the door and I broke down and told them everything.

“I have a depressive personality that has no relationship with reality. I could be having the best time on the surface and yet my depression goes, ‘You’re still a cunt. Don’t forget that. I’m dragging you down into the ink and the dirt and the darkness’. I could be playing to 15,000 people and three hours later be on a hotel room crying on the floor. That’s happened a bunch of times. The depression and the success have no relation to each other. It’s just part of me. I’ve learned that rather than running from it, which you can never really do – you can never run away from yourself – is you have and turn and face it and look it in the eye and say I’m not afraid of you anymore.”

And so he went home. Back to Northern Ireland, to North Down where he was brought up. It’s the place he was desperate to leave in 1994, when he ran to Dundee to start university, to start the band, to start years of chipping away with no success. Then he wrote Run, and everything changed.

It’s easy, given their time away, to forget just how huge Snow Patrol were for a period from the mid-to-late Noughties. Nobody, really, was bigger.

The song Chasing Cars, from fourth album Eyes Open, was picked up for US hit TV show Grey’s Anatomy and propelled them to huge fame. Lightbody moved to Santa Monica around 2009 (“Soon as my feet hit the sand in Santa Monica something just hit and I thought, I want to live here”).

Recently he claimed he’d moved back to Northern Ireland because the band were getting ready to work again and he needed to be near them. But it feels like the truth is a little more complicated.

It’s a time in Northern Ireland as well when it feels like we’re at a bit of a crossroads again.

“You’re right. There are quite a few reasons. My dad isn’t well, my mum isn’t coping very well and my niece is going to be 11 in July. I’ve missed most of her life living in LA.

“And I missed home. It’s a time in Northern Ireland as well when it feels like we’re at a bit of a crossroads again. I felt a bit of calling back here. Not that I figure I can help in any way, but I certainly won’t feel connected if I’m 5,000 miles away. I wanted to reconnect.”

We’re meeting today in the Crawfordsburn Inn, the picture-postcard hotel not far from Gary’s shorefront home, overlooking Belfast Lough.

It feels timely. We meet on the 20th anniversary of a concert in Belfast’s Waterfront Hall, hosted by U2, that helped deliver a huge YES vote in the referendum for the Good Friday Agreement. In a nation where defiant NOs had been the lingua franca, a YES was significant. A political statement and a cleansing.

On that day, John Hume and David Trimble were ushered onstage by Bono, a man with a keen eye for a moment. U2 sang Don’t Let Me Down. Ash were there too, being young and hopeful. Twenty years on, as Lightbody says, Northern Ireland is at a bit of crossroads. And he’s found his way home.

The album, Wildness, is worth the wait. If Snow Patrol had touched on themes of running and movement in the past, Wildness has a leitmotif of finally settling. The word ‘home’ is laced through several songs. Two tracks in particular illustrate what Snow Patrol can really do – the anthemic reach of the huge, wondrous opening track Life on Earth (a track that took Gary five years to complete), and the intimacy of What If This Is All The Love You Ever Get?, a piece with just Gary on piano, a heartbreaker written for a friend going through a divorce.

The song Soon marks another significant theme. It deals with Lightbody’s father Jack’s battle with Alzheimer’s. It’s a simple builder, full of grace notes and sadness. There is something quietly heroic in it. The video, filmed in Lightbody’s apartment, sees him and his father watching old home movies his dad recorded through the years. As well as the sadness over what his father is losing, there is an understanding of a farewell to lost youth, that the hopefulness of that other country is worth revisiting for both of them.

I have a lot of respect for him so I wanted to honour him, but at the same time I also have a lot of guilt for being away for most of my adult life.

“I love my dad,” he says. “I have a lot of respect for him so I wanted to honour him, but at the same time I also have a lot of guilt for being away for most of my adult life. I don’t just mean LA, I mean Glasgow, London, or on tour constantly. And there is probably a place in my head where I go when I’m feeling homesick and that is both a place of calm and nostalgia and also a place of guilt and some shame.

“I’ve felt I’ve been running away, most of the time from myself. So (he pauses)… some of the home references are me feeling disconnected rather than connected…. feeling like I’d never really found a home. I never truly felt at home when I was growing up in Northern Ireland. Then I left and never really felt at home anywhere else. And then I moved back to Northern Ireland and now I do feel at home here, but that has also coincided with me feeling at home inside my own body. Which was the whole problem the whole time. I wasn’t comfortable with myself. I didn’t like myself. So you have to figure that out before you can feel at home anywhere.”

The band’s influence and legacy goes beyond their own work. They’ve helped shape the sounds that have become pervasive in post-millennial pop. Lightbody and band member Johnny McDaid have written with, among others Ed Sheeran, Taylor Swift and One Direction. Snow Patrol took Sheeran on the road in the States in 2011, helping him break through. They remain close.

“Between myself and Johnny McDaid we’ve written a lot of things for other pop acts, him more than me,” he says. “I would say Ed came fully formed from his first album. He’d done the groundwork. All the grafting that you need to do, when you’re a young band. He busked his ass off from the age of 15 on the streets of London, sleeping on his mate’s couch. He had turned up to gigs and said to promoters can you give me 15 minutes after the doors open. And promoters say aye. That’s how he started. He grafted harder and still does to this day – harder than anyone I know.”

Sheeran is returning the favour, taking Snow Patrol on an American stadium tour this autumn.

Refusing to accept Snow Patrol as fountainheads of a sound, Lightbody says they are more like Zelig, “probably bystanders”.

One got away, though. Mutual friend James Corden introduced Lightbody to Adele.

“It happened to be a birthday of somebody that James and Adele knew.… and I sat down with her and she said when are we going to do [a song]. We did two days – Adele, Johnny McDaid and me – the bones of three really amazing fucking songs. But we never got round to finishing it. And then the album came out and obviously we weren’t on it.”

While his own album has just come out, there is already pressure to get busy on the next. Longtime producer, friend and mentor Garret ‘Jacknife’ Lee has been in touch (“he says we need to get cracking on the next one”).

For now, ahead of their own arena tour in the winter, Lightbody is learning to cope, listening to podcasts (“Stuff You Should Know from HowStuffWorks is my favourite one”) and Bon Iver (“I think he’s the finest songwriter alive”) and working things out.

“Me, now not drinking, I like myself but I’m socially awkward. I’d rather be sitting with bandmates, my family. I’m 41. I know what I want.”

And that is?

“Peace. I want to make sure that every day of my life I take a moment and realise everything is calmer. I’ve learned how to meditate, learned how to do qigong. Learned a whole load of practices that I do every day. They mitigate the madness. The greatest thing I ever did for my own emotional wellbeing was to talk.”

And if we went back 20 years as this all started, and said here are the successes, here are the demands it’ll make on you mentally, personally, physically – would you have taken it?

“I would have taken it for half the successes. I can’t believe what happened to us. I still can’t believe when I look back at it, at everything that is successful that has been good. At everything that is still happening. It’s a dream. It’s a bloody dream.”

Wildness is out now. @pauldmcnamee

#snow patrol #gary lightbody #article #news

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