#and I can save like $45 a month considering it would pay itself off in a week if I didn’t have to go to the gym all the time

[nyerus]

🌸 Updates and FAQs for Watching the TGCF Donghua! 🌸

✴️First, check out my detailed guide HERE if you want to know how to subscribe to YouTube or Bilibili!

Please read through these if you have any questions first before sending in an ask, as it's probably answered here (or the previous guide)!!! If you don't see it here, or still have confusions afterwards, then feel free to send in an ask or DM me!

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✨Important Notes/Updates✨

Bilibili is allowing non-members to watch for free! No region locks, and you don’t even need to make an account. Free watchers will be one week behind paid members. But this is a legal and free way to support the donghua if you’re unable to pay! (This actually means that you’ll be able to see the episodes faster and for free on Bilibili than you would on YouTube, because YouTube has a two week delay instead of just one week.)

Funimation is broadcasting TGCF in the US, Canada, UK, Ireland, Australia and New Zealand. These are some of the regions which are blocked by YouTube, so this is an available alternative for those who don’t want to go through Bilibili. They have also stated they will launch in Mexico and Brazil this winter.

ALL broadcasts are in Chinese with hard-coded/embedded English and Chinese subs. (I.e., they come with the broadcast itself, on top of the image. Nothing to toggle on/off, they are automatically there.) They are the exact same across all the platforms.

Please support official releases so that we can get more seasons, and high quality! This is still niche content, believe it or not!

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✨Frequntly Asked Questions✨

🔹GENERAL FAQs:🔹

1.) "Where is the best place to watch?"

I still reccomend Bilibili's native website/app over all other streaming platforms. This is due to some key points:

Bilibili's website/app gets the episode the very second they drop. There is no delay whatsoever. YouTube and Funimation have been delayed the last two weeks. It's unknown if this is just a hiccup or what, but if watching new episodes ASAP is important to you, going through Bilibili ensures you will not have to worry about any uncertainty.

Price breakdowns: Bilibili's website/app 3-month membership is $10-11 USD. Their YouTube channel's "MBBM Lv2" membership varies by region, but in many places is similar or just a tad more. In the US, the MBBM Lv2 membership and Funimation membership is the same price ($5.99 per month, or $17.97 for 3 months). So you can actually save some cash by going through Bilibili directly.

In the end, this is largely up to personal choice and comfort. Some people may find it difficult to navigate Bilibili's website even with guides and google translate's auto-translate feature. In this case, YouTube or Funimation are fine alternatives. If you also have an existing Funimation sub or plan to use it to watch other shows, then that's perfectly valid too. Similar with the MBBM lv2 sub on YouTube, especially if you want to use it to see other shows (e.g. Legend of Exorcism which is only English-subbed on YouTube).

2.) "Where do I watch for free?"

On Bilibili's website, you can watch episodes for free! You will be one episode behind paid members, but it's a legal way to support the donghua. You don't even need to create an account!

3.) "What episode will be airing when/where?"

Check out the table below for the differences in airing times. Time is 11AM China Time.*

NOTE: Funimation is technically supposed to be the same as Bilibili members/YouTube MBBM Lv2, but the last few episodes have been delayed so I have no clue.... *Additionally, YouTube's episodes have been delayed by a little bit, but they've aired the same day.

4.) "How can I support the donghua?"

Free, on YouTube: Subscribe to Bilibili's YouTube Channel, give likes to TGCF videos/clips, and leave nice comments!

Free, on Bilibili: Everyone can follow the official TGCF account and page, plus leave likes on videos. All this following stuff requires you to have passed the Bilibili quiz to unlock levels: If you are lv2+, you can leave comments and give coins to offical TGCF videos. (Log in daily to get 1 coin/day if you're lv1+!) If you are lv4+, leave a good 5-star review!

Paid: Buy subscriptions to watch the donghua! Also, merchhhhh~

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🔸YOUTUBE-RELATED FAQs🔸

1.) "What's the difference between Bilibili's YouTube Channel's MBBM Lv1 and Lv2 memberships?"

MBBM Lv2 allows you to watch the episodes on the same day as Bilibili's website broadcast.

MBBM Lv1 has new episodes delayed by one week, meaning you will be one episode behind the others. There actually is zero point in subscribing to MBBM Lv1 (unless you want to watch other subbed donghua) because you can watch the same content on Bilibili for absolutely free, since Bilibili is allowing non-members to watch TGCF one episode behind paid members.

You can also watch two episodes behind on YouTube.

2.) "If I have YouTube Premium/Red, do I still need a membership on Bilibili's YouTube page?"

Yes. YouTube premium is completely separate from the channel-specific memberships.

3.) "Are episodes simulcast on YouTube?"

While originally stated as being simulcast, there actually seems to be a bit of a delay on YouTube as of now. It's unclear if this will change with future episodes.

4.) "Do I need a VPN?"

If you are from one of the restricted countries, then yes, you'll need to use a VPN. You can still pay for the subscription as normal, and then use a VPN to watch the donghua. It will not affect payment.

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🔹BILIBILI-RELATED FAQs:🔹

1.) "Do I need to take that 100-question quiz to sign up for Bilibili or the membership?!"

No, it's totally optional! You do not need it to either watch the free episodes or to buy a membership. It's only if you want to comment and stuff. It might make you think you gotta do it, or enter a code, but it's actually not needed. Check out THIS post for more info!!! (However, you may still want to do it in order to level up and eventually leave a nice review for the donghua!)

2.) "I'm only able to watch 6min on Bilibili's website when I watch from my phone. Do I need the app?"

You do not need the app. Switch your browser to Desktop Mode in order to watch the video in full.

Be sure to download a browser like Google Chrome, Firefox, etc that supports this mode if your native browser doesn't allow for it.

3.) "Can I get the app on iPhone/iOS?"

This depends on if you are in a country where the app is not region locked in the app store. If you're able to download it that way, great! If not, try using a VPN and setting your region to mainland China. It may work. APKs are not useable on iPhones, so unless you know how to sideload apps onto your device, you may be stuck with the app store only.

Do note that you might be unable to pay for a Bilibili membership through the app, depending on version, but you can always simply pay through the website and then use the app as normal. It will apply account-wide on all devices.

4.) "Why are there two versions of the app?"

One seems to be the international version, which is more basic and lets you pay via GooglePay/ApplePay. The other one seems to be made for mainland China, and allows you to even buy merchandise through it (Chinese address/bank acc required). Mostly, both have to be downloaded via APK on Android. But some iOS users have reported different versions of the app being available for them through the app store (namely the int'l ver, and some have said they can use a VPN to get the mainland one).

5.) "Is there any benefit to having the app over just using the website?"

Not really, no. With the app you can buy very cute hualian themed skins for your profile, though (if you have the mainland version of the app). Plus you can save videos for offline viewing.

6.) "Do I need to enter my area code for Bilibili when signing up/in?"

NO, you do not enter your area code in the phone number field. Select your country from the drop-down list and it will automatically consider your area code. (E.g. if you're in America, select 美国 and enter in your number like 5557779999.)

7.) "I didn't get to set a password when signing up, so how do I log into my Bilibili account after being logged out?"

Use the same phone number you did to sign up. Instead of a password, you'll enter in a one-time key that is sent to your phone via text message. (NOTE: some people have reported not receiving these messages, which may vary by phone carrier!)

As mentioned above, don't include your area code when filling out your number.

Also, if you are signed in on the app on your phone, you can scan the QR code on the log-in page through the app.

8.) "How do I turn off the barrage comments filling up the video I'm watching?"

Select the little button that reads "弹" under the video:

(Website vs App)

9.) Is the Bilibili subscription auto-renewing?

No, the 1-month (¥25), 3-month (¥68), 1-year (¥168) subscriptions will not automatically renew. They are a one-time payment only!

Notice that the renewing payments all say "连续" in front of them, which means "continuing" or "successive" types of subscriptions. They are also cheaper than the one-time payment. (E.g. the renewing 3-month sub is ¥45 instead of ¥68.) Moreover, the renewing types are not even available to purchase with PayPal, afaik. You need Alipay or WeChat Pay, etc.

10.) "Can I use the app/membership to read the manhua too?"

Unfortunately, not quite! Your Bilibili account is universal, but you'll need to download the manhua app seperately and topping up M-coins to pay for the manhua. (One-time purchases, either by volume or by chapter as per your choice.)

11.) "What resolutions are available?"

You can watch up to 480p as a free member. Paid members can watch at 1080p and high-bit-rate 1080p. It's possible to chromecast it to TV, too. (I haven't tried it, but others have!)

12.) "Can I watch across multiple devices?"

Yes, you can!

13.) "Do I need a VPN?"

No, Bilibili is not region-locked. However, some particular countries may have Chinese apps blocked.... :(

14.) "I want to leave a comment/review. How do I level up on Bilibili?"

Log in daily, watch at least one video per day, give coins (attained by logging in) to your fave videos, etc! It will definitely take a while haha.

15.) "Will I be able to watch other donghua like MDZS or SVSSS with my membership on Bilibili?"

No, those two donghuas are produced by TenCent, not Bilibili. You will need either a TenCent/WeTV account, or you can watch them on their YouTube channel (free).

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🔸FUNIMATION-RELATED FAQs🔸

1.) "Is Funimation's broadcast a simulcast?"

It is supposed to be, according to their initial announcements. They seem to be having some technical difficulties, but those may be resolved soon. I suggest keeping an eye on their twitter for updates if you are interested in watching through them!

2.) "Do I have to pay extra on my Funimation sub to watch TGCF?"

No, afaik, the regular $5.99 sub covers TGCF too.

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I hope this helps out people further, so we can all have an easy time watching the donghua! And please do support it legally! 🙏

If you still need help, feel free to send in an ask!

[nylaaaaa]

Little Secret

Chapter 1. Your Secret Is Safe With Me

Name and Surname: Natalie Fleur Estelle

Sex: Female

Date of Birth: 19th August 1692

Place ( Registration 

of      < District                     Cynthell

Birth  ( Sub-District

_________________________________________

"Here's the birth certificate. It has nothing about her parents on it as you suggested." I gave the man standing beside me, who had grown to be a brother to me, a quick, but satisfied, grunt of approval. 

"Thank you. Keep this between us and I'll keep up my end of the deal." Quintin gave me a questioning side glance. I knew he didn't appreciate me bringing up the past but I needed him to keep this between us.

"I don't see why you won't be honest to her. For all we know she might be like you..." I knew what he was suggesting, but I refused to listen. She won't be like me. She can't be like me. I waved him away, annoyance clear as day across my face. He will be annoyed too. We both have secrets. I just don't know whose is worth more.

_________________________________________

Today....

Today is possibly the worst day I'll have in my life. I'm honestly not sure. 

Today I officially turn 18 which, unluckily for me, means I have to add another thing to my job description.

Isaieth adopted me when I was born because my father died and it caused my mum to become a drunk. I don't exactly blame her for leaving and forgetting her troubles with a drink. But I also can't say I'm fond of it. I love Isaieth with all my heart, he feels like an actual father to me. But I sometimes wish I had an actual mother to help me grow as well.

When I was born my father died. No one told me how, I just know it was traumatic enough to make my mother a drunk. Isaieth adopted me when I was 2 after he had an accident that caused him to be deaf and partially blind. He wasn't fit for work anymore so the second I turned an age where I can go to the toilet by myself he taught me how to tend his farm. He makes a business by selling wheat that he grows and whatever we can get from the few animals we own. When I was 16 I found an abandoned lamb who we later discovered was a merino sheep. Merino sheep are, in my opinion, the best sheep you can get. Their carcasses are smaller than the average sheep so they aren't used for meat but rather for the wool that they grow. The average amount of wool the sheep grows is 11kg which is enough for about 11 sweaters. Aswell as the sheep we have 2 chickens, both of which are female. They were actually, in some ways, a gift from the king. The king and Isaieth are best friends almost from birth. They both grew up in royalty but only the king kept it that way. Isaieth was the son of a knight, and so in turn, Isaieth was also a knight. The king was born a prince and then was assigned a knight who happened to be Isaieth. One of the times when Isaieth was protecting the king he ended up getting seriously injured and the king fired him for his own safety. The king doesn't exactly care for the knight's wellbeing but because they were friends he decided a knight was too dangerous for Isaieth. After the event the king offered him a plot of land on the outskirts of the city that was run down and abandoned but had potential for a farm. Isaieth's dream as a boy was to grow old and have his own farm, so like any friend the king got him his own farm. Because of the friendship and countless times Isaieth saved his life our rent was greatly reduced and we were offered a permanent job to make sure we always had the money to pay rent. The job included selling off our produce from the animals. The eggs given to Isaieth was originally just starter food but Isaieth decided to keep them and let them hatch instead. When they grew to be quite old he kept a few of the last eggs they would hatch and did the same thing. The hens we have now are 1 years old, or will be in a few days. We don't get much from our farm but because of the discount on rent sometimes we have enough money to spare to get nice things. The average price of rent can go up to 100 gold.

(100 gold is like 1k, the money in this story is, bronze= pence or cents or whatever is the lowest in your country, silver= pounds or dollars etc and gold= the hundreds +. In simpler terms, but in GBP ((Great British Pounds)) terms, 1 bronze= 1 pence, 1 silver= 1 pound and 1 gold= 100 pound.)

Ours however got put down to 45 gold. It's still a lot that we just about make each month but we're still thankful that he even gave us this place to begin with. He didn't actually have to.

It's also lucky that our farm works well with rent times. Each month you have to go to the castle and pay your rent. If you dont have enough or you skip it they go to your house and either take a child, that becomes their servent who has to work for the money you didn't pay, or they take some belongings that you don't get back unless you pay extra. Luckily we've never seen it first hand but one of my childhood friends ended up becoming a servent from it. I haven't seen her since. Our wheat takes a month to grow so we've always got that to keep our money up. Unfortunately wheat sells cheap, one wheat grain sells for 30 bronze. Every month we grow, on average, 700 wheat grains but have to keep back 350 to replant so we can get 350 the next month too. So on average every month with wheat alone we make 10 gold and 5 silver. Which by itself is almost a quarter of our rent. Replanting and harvesting wheat is one of the most tedious jobs of farming, but maintaining is by far the easiest. You only have to water the plant at most once in summer but otherwise never. All you really have to do is make sure the plant isn't dying and be on your way. The worst job I have is turning the sheeps pelt into wool. She doesn't like to be milked so doing that is an annoyance but I dread making wool the most out of all the farm jobs I have. Next to maintaining the crop the hens are the easiest too. They lay at least one egg everyday, the only thing I have to do is collect the eggs without breaking them and make sure the hens are well fed and have fresh air. With making wool you have to flatten the pelt completely and then tie the strands together to make a really long piece of wool that I have to cut and ball up. It's the worst job on the entire farm but I can't say I hate doing it. My favourite thing is balling it all up after dying it. I'm just thankful all these things take a month to do or we'd be screwed on rent every month.

(Realistically these don't actually take a month, I researched so much to make the story as legit as possible but for story sake I tweaked the timing. Hens do lay one egg a day at least, if properly cared for and also depending on breed. But wheat takes a LOT longer to grow and you can only shave a sheep once a year. I changed the timing of it all tho or I'd have to be even more creative with money and stuff and tbh I'd rather not. Coming up with these ideas for the farm was hard enough.)

On average you get 2 balls of yarn out of 1kg of wool. Luckily for us our merino sheep produces 11kg of wool giving us 22 balls of yarn. 1 ball of yarn sells for 1 gold, so for 22 balls of yarn we make 22 gold. Personally I think it's extremely expensive but it does make sense considering there aren't many sheep around, which also means clothes, blankets and shoes are harder to get. On average with the hens we get 2 eggs a day. 1 egg sells for 25 silver, meaning the 2 we make in a day gives us 50 silver. There's 28 days in a month meaning with eggs alone we make 14 gold. Altogether in one month we usually make roughly 46 gold. As good of an amount as that is, 45 of it has to go to the king, leaving us with roughly 1 gold left. Because we're human and need to eat, bathe and clothe ourselves just like everyone else, whatever's left gets spent on stuff like that. On average every month we spend about 50 silver on food. I have my own plant pots in my room that we use for our own food. There's only 2 of them but in one plant pot I grow strawberries and in the other I grow raspberries. Truth be told if I sold the strawberries and raspberries we'd probably be richer but honestly, we're both kinda used to this life and although we don't have everything we want, we have everything we need. Besides the fruits take 2 months to grow and because of my reputation people would refuse to buy them for their actual price. They just about accept the other things, if fruits were in the mix I'd probably get death glares and 1 bronze for a batch. It doesn't bother me too much though because with whatever odd bit of wheat we had spare from the 700 odd we plant and sell we use that to make bread or pastry, so every 2 months we make the fruits into a jam or crush them and make a pie. My all time favourite activity is making them into pies or bread and jam with Isaieth. It's the only thing we can properly do together. He helps me replant and harvest the wheat sometimes because there's so much of it but usually he just watches from afar. His eye sight is getting worse the older he gets so he helps less and less. It saddens me because I know he doesn't want to go fully blind, we wouldn't be able to communicate at all and what kind of life are you living if you can't see or hear anything. You might as well be dead at that point or you'd be so throughly confused. 

Getting back on track. Today is a bad day because it's the first day where I have to pay for the rent. I've been a few times with Isaieth as a child but I've never gone alone. It's an adults job and should only be done by an adult. But today, aswell as being my birthday, it's also rent day. Isaieth didn't actually want me to do it but I insisted knowing that he would have severe trouble doing it himself. And what's more is that I have to go alone to sell our produce now aswell. I don't put any blame on him and I especially will never complain. But in my head I can feel bitter about the situation. 

I look forward to the day.....

...

No I don't. 

[johnheintz]

Winners and Losers in the Coronavirus Stimulus

I have a group chat I share with three friends. We are old friends with wildly different life paths. I’m a teacher, lawyer, writer in Chicago, and Jim in an entrepreneur in Chicago.  Steve is a hospital administrator in New York. Pete is a scientist in Vermont. 

Early in January, Pete heard the news of this new virus from a Wuhan, China, wet market. Pete researches disease and drugs for a living, and since he’s talking with friends, he occasionally lets himself be wrong for dramatic effect. 

Coronavirus was big. His posts were dramatic, and when the rest of us teased him, he pushed back, explaining how “we’re screwed.” Over the next month, Pete would be proven entirely correct. By mid-March no one on earth hadn’t heard of Covid-19 and its cause, the novel coronavirus. Even Congress was listening. 

Two disasters loomed. The millions likely to die would only be outweighed by the total failure of the global economy that could impoverish the world in a way never seen in modern times. No reasonable person disagreed with either disaster. 

For the first time in a decade, Democrats and Republicans in Congress started talking. The health crisis required instantaneous action mostly already within the statutory authority of the Executive branch. The economic crisis needed legislative action. People needed to stop moving around and spreading the virus, and it had to happen immediately. This meant no one who couldn’t work from home could work at all. No work meant no money. No money meant no food and no home. People with no money in the bank, which meant most Americans, needed money immediately or they would go to work and spread the virus because they would have no other choice. 

I need to defend Congress here. The President dithered, but the Majority and Minority leaders in the House and Senate moved quickly to act. 

Quick action reveals instincts. When you’re in a crisis, you respond using the reasoning capacities you’ve built up prior to the crisis. When in the crisis itself, you react. Congress reacted, and the subsequent bill tells us a lot about the default positions of the Democratic and Republican parties. 

What is the Act?

It’s called the CARES Act, the Coronavirus Aid, Relief and Economic Security Act. You’ve already heard it’s $2 trillion. The government is spending money, so that’s why it’s being called a “stimulus.” There are good reasons not to call it a stimulus, since governments take stimulus actions to encourage economic growth. This bill is doing the opposite. It’s encouraging people to stop economic activity, or at least to stop economic activity that is not essential. The goal of the bill? ”Freezing the economy in amber“ or ”putting the economy into an induced coma” are two metaphors explaining the goal of the stimulus, but for those of us who live in a partisan world, a world where government is either spending or not spending money, this is massive government spending that can comfortably be called a stimulus.   

Who are the winners?

There are three big winners in the bill. Individuals get 30% of the stimulus. Big corporations get 25%. And small business, state and local governments and public services share the remaining 45%. Democrats insisted on the direct payments and the unemployment increases, and Republicans insisted on saving big businesses, especially the airlines. 

The remaining 45% breaks down with 19% for small businesses, 17% for state and local governments and 9% for public services, mostly hospitals.  

It’s already clear the next bill will help states and local governments. Lobbying is happening at a furious, socially distant pace, but state and local governments cannot run deficits like the federal government. That is, states and localities cannot simply print money, like the The feds will have to provide them support or the downstream effects will create an economic tsunami as great as the coming federal one.   

It may seem like Congress acted quickly, but plenty of horse trading went into the preparation of this bill. Only the cruelest free marketeers can stand up and say government should stay out of this crisis. Those people exist, and they seem to want a certain number of dead bodies before they act. Luckily, enough Americans understand the gravity of the crisis and drown out partisan drum beating in the name of saving our loved ones’ lives. 

Who are the losers?

The worst losers are people on fixed incomes and future debt payers, like today’s college and younger kids. No matter what the feds call it, the US is taking on debt. Since Donald Trump arrived in office, the debt went up $3 trillion bringing the pre-coronavirus stimulus to $23.5 trillion or $70,000 for every person living in the US. Now that debt will be $25.5 trillion. Future generations have to pay. 

A quick side note, this stimulus is a necessary and good kind of debt. As Harvard economist Kenneth Rogoff has said, "The whole point of not relying on debt excessively in normal times is precisely to be able to use debt massively and without hesitation in situations like this." Borrowing costs money, but saving lives at this scale is worth it. 

The primary losers, then, are future generations. But that’s a generic reality for government debt. The primary losers that could have been named in this bill but weren’t are more interesting. 

Small businesses are definitely losers. Unlike the checks written to individuals, small businesses has strings attached to most of the money in the stimulus. Small businesses are asking right now whether they are able to keep everyone on their payroll, which is the stated purpose of the stimulus loans. The primary question is whether, if they are already heavily leveraged, they will be able to take on this additional debt. The stimulus provides that any small business that keeps paying its workers will receive forgivable loans, but small businesses aren’t sure how or if that will really work. Small businesses face this uncertainty despite the desire of Congress to pass a decisive bill that would remove uncertainty in the economy. Why? 

At least a sectional of the Democratic Party does not like business. They are still reeling from the Great Recession when, according to the left, bailouts should have gone to individual homeowners and not big banks. Democrats make little distinction between big business and small business. Terms like “profiteers” and “capitalists” don’t allow for subtle distinctions like separating Boeing from your corner mom and pop coffeeshop. Blue Chip Republicans don’t care about small companies much either. They want to ensure companies already running and already providing big products and big services to big quantities of people keep running. That’s why the second biggest winner of the stimulus are large corporations. 

Small business is a blend of Democrat and Republican, so when the crisis arrived and wish lists were created, small business took a back seat to the Democrats’ individual payments and the Republicans’ corporate payments. 

Losers in the stimulus are the environment, education, youth, poor, infrastructure and essential workers. 

Carbon offsets and clean energy incentives like solar, wind and nuclear never made it into the bill. The impact of climate change like mass migrations, regional armed conflicts, ecosystems failed and lives lost will make this pandemic’s worst death toll estimates of 2-5% of those infected truly seem like the seasonal flu. 

Education got money in the stimulus, but it’s not what you think. States run education, not the feds, and federal involvement in education is, compared to the big money spent by states and local governments, miniscule. Schools that are keeping staff won’t be doing it for long. Tax revenues will be small as the effects of shelter-in-place kick in. Schools will be the hardest hit since in most states schools are the largest recipient of state and local revenue that will disappear. Schools will likely hold onto all their workers, even if they know they’ll have to borrow to pay them. States and local governments assume federal help is coming, and Speaker Pelosi has already said the next legislation will help state and local governments, which is code for schools and other less expensive essential services like police and fire. But it’s notable that education didn’t make it into the first stimulus bill. It signals, however slightly, that neither the Dems nor the Republicans care to prop up the existing school system exactly the way it exists today. 

Youth are a big loser in the stimulus. College kids dependent on their parents will not get a check, which should draw the attention of college kids who are going to join the workforce in what’s shaping out to be another Great Recession. Bigger is the future bill youth will have to pay for the excesses of this generation. 

Are you under 30? If so, consider that you will live in a world your parents and grandparents created that benefitted them enormously but that you will never enjoy. China will be the world’s biggest economy soon, and just as the US set the rules when it was the biggest economy, you can be sure China will set the rules when it’s number one. You will be working in a smaller economy and paying bills your parents ran up today based on poor planning. 

Another loser in the stimulus is the poor. Cataloging the ways the stimulus fails the poor require too much space, so let’s focus on the big, obvious ways. First, poverty means people are less likely to file taxes, which means they won’t get a check. Second, poverty means jobs are more precarious, low wage workers were the first to be let go, and they will be the first to run through the additional unemployment benefits in the stimulus, if they can get through to their state’s unemployment agency before they are evicted, have the internet turned off at home or don’t have time to file because they are homeschooling their children since the schools are closed. If the poor have jobs, they will likely need to go and have fewer protections to avoid catching the virus. Mobile phone location data is already coming out showing poor neighborhoods are staying-at-home far less than wealthier areas. But most of all, the stimulus targets the economy as a whole. The American economy as a whole never did much for the poor. They still don’t have quality health care or any health care. They still have worse schools. They still have worse food. This stimulus improves nothing for the poor. 

Buzz in Washington is that another $2 trillion bill for infrastructure is being negotiated. If the feds want to inject a big stimulus in the economy, it should have passed that infrastructure bill in the first bill. We have all heard the list of infrastructure needs, but each is essential. First, the US needs national broadband. Second, the US needs a web of connected transportation options, from transit and air to railways, roads, and waterways, as a means to reduce congestion, protect the environment, and stimulate economic development. Third, the US needs a massive workforce development program to transform workers for the digital economy. Fourth, the US needs to up its funding of Pre-K-12 and higher education to ensure every child is ready for the new economy. Fifth, the US needs a far better public safety program including offering federal leadership for technical assistance that helps all levels of government develop evidence-based community policing programs that build trust, improve community relations and reduce racial tensions and crime rates. 

Essential workers were losers in this stimulus bill, too. The stimulus provides big money for Covid-19 responses that should include making sure essential workers are well protected and well paid. Other countries like the UK and Germany have provided additional benefits to essential workers, identifying them by name and marshaling national resources to ensure they have protective gear and abundant equipment. The stimulus echoes the current US response. It’s vague and indirect. Chicago where I live keeps sending emergency  notifications to all cell phones even while almost every health care worker I know on the front line is telling me they want to quit. Spain is the worst example of endangered essential workers. Garbage bags, old shirts and duct tape do not provide the kind of protection they need, and the US isn’t doing much better. 

Why should we care?

Crises come suddenly, and they reveal core priorities and levels of preparedness. How prepared the US was for this crisis will be readily apparent in the next 6-12 months. What core priorities the US holds is already apparent. We should care about the apparent core priorities of our elected leaders because, if they don’t match our priorities, they need to be held accountable at election time. 

That Republicans support big business and the Democrats support individual workers is no surprise. This is the first crisis felt by all Americans with such far reaching effects. Being optimistic, let’s say a vaccine is developed quickly and life returns quickly to close to its pre-pandemic rhythm. No one will ever forget that when a crisis hit, government was called on to solve it. No matter whether you have a righty Republican’s healthy mistrust of government or a lefty Democrat’s exuberant trust of government, responding to catastrophes is what governments need to be prepared to do. To the extent we are not prepared, it’s time to make a mental note for the future.  

We need to care about the winners and losers of the first stimulus for two major reasons. First, the first time a big bill is passed, it sets the cap on what will be passed in future legislation. The stimulus was the bigest gun Congress could fire in defense of the US. Future legislation could go bigger, but if the infection rate doesn’t decline, and if a vaccine isn’t discovered quickly, the gun wasn’t big enough. Once the infection rate declines a bit, we can expect more politics, more friction, slower decision-making and less powerful effects from the next rounds of legislation.  

Second, when in crisis and you have to negotiate, you resort to your biggest wants. We need to work to ensure the environment, education, youth, poor, infrastructure and essential workers are front of mind, as we continue responding to this crisis and for the next one.  

 The macroeconomic effects of this global shock will almost certainly be felt for decades. China’s claim of a V-shaped recovery seems overblown for China, so the odds of that happening in the US are slim. A big drop is rarely followed by an equally big increase. Make a gun with your left hand. A gun-shaped recovery seems more optimistically realistic. The thumb is the drop, and the pointer finger is the recovery. In other words,  return to normalcy will likely come slowly as winners build their strength and losers lose even more. 

Pete my friend’s worst fear seems right now to be untrue. It’s still early days understanding this virus, but if it mutates, come back annually in winter or never leaves and keeps mutating, the harm to lives and economies will return annually as well. The Spanish Flu came back a second time and killed more people in the second wave than the first. Right now, rumblings from scientists are that this virus isn’t mutating. If it’s not, that means that once there is a vaccine, it will stop the virus completely and allow us to rebuild our economies before they impoverish too many people. 

The question we should be asking ourselves in the moments we can see beyond the immediate crisis is this. Are we happy with the winners and losers Congress chose to create with the largest economic stimulus bill in the history of the world? 

John Heintz is based in Chicago.

[thecomicsnexus]

JUSTICE LEAGUE #7-11, 0, 14-16, 18-21 MAY 2012 - AUGUST 2013 BY GEOFF JOHNS, GARY FRANK AND BRAD ANDERSON

SYNOPSIS (MIXED WITH DC DATABASE AND COMIC VINE)

Doctor Thaddeus Sivana is investigating reports of people across the world being mystically abducted by an old wizard. Upon finding them unworthy, he sends them back home. Sivana is convinced that these stories prove magic is real.

Seven months later, Billy Batson is in a boarding home and being interviewed by potential foster parents. He acts like a good boy so the Vasquezes will become his foster parents. As soon as they leave he makes insulting comments and is excited to have finally tricked someone into getting him out of there.

Billy Batson begins his new life with the Vasquezes, but he has a hard time adjusting to his foster family.

Billy Batson and his foster siblings go to school. While walking home, some kids start bullying them, and Billy fights them off. The principal threatens to expel Billy.

Doctor Sivana finds a door in his archaeological dig that he thinks is the tomb of Black Adam. He tries to open it, and lightning emits from the door and strikes his face. He falls to the ground, then begins laughing, saying he can see magic.

Foster parents Victor and Rosa Vasquez discuss Billy Batson and the events of last issue. Victor suggests that Billy was doing some play acting when they met him at child services, and that he is showing his true colors now. Rosa defends Billy, suggesting that Billy's encounter with Mr. Bryer has left Billy traumatized. Mr. Bryer is the richest man in Philadelphia, and the father of the four nasty bullies who are bullying Billy's new family at school. Mr. Bryer is a pretty nasty fellow himself, and Billy had the guts to stand up to him. But now Billy has hardly touched his hamburger, and Victor is concerned. Victor expresses frustration, telling Rosa that Billy never gave them a chance.

In fact, Billy is in his room, packing that hamburger in his backpack. He leaves the pickles behind, and sneaks out. Billy heads to a zoo, crawling in through a breach in the brick wall, and feeds the hamburger to Tawny, a tiger that Billy seems to know personally. Freddy tails Billy, but is eventually spotted by him. Billy pushes Freddy, who tumbles down in the snow. Freddy admits he previously lifted Billy's wallet out of curiosity, but did not steal anything.

Billy and Freddy discuss the problem with the Bryer brothers. Freddy reveals that the four bullies have been bothering them daily for quite a while. Freddy usually distracts the bullies so that Mary can help the younger ones get away.

Freddy tries to convince Billy to give Mr. and Mrs. Vasquez a chance. But Billy defiantly says "They aren't my parents."

Freddy thanks Billy for intervening when the bullies were bothering them. They consider heading to the Bryer home to get even.

45 miles north of Baghdad, Dr. Sivana continues the archaeological dig at the Tomb of Black Adam. Aided by his magical right eye, (see last issue), Sivana is now able to read the hieroglyphs. They tell him that he can release Black Adam and bring magic to the world with the utterance of a single word. Sivana quietly speaks the word "Shazam", the magic lightning hits, and a hooded Black Adam stands before him, asking for the Wizard.

The recently freed Black Adam demands that Dr. Sivana take him to see the wizard. Meanwhile, Billy Batson and Freddy try to break into one of the Bryer's cars, but they get caught. Billy pushes Freddy in some bushes to hide him, while he escapes on the subway. But the subway doesn't take him where he thinks it will …

Billy Batson makes his way through the labyrinthine halls of the Rock of Eternity. The place seems deserted, though the boy hears the echoes of whispered voices.

“It’s just a boy.”

“What’s he look like?”

“The lad looks awfully small to me! He’ll never break the curse! Send him back already!”

Another voice, a more commanding voice, beckons him onward, deeper into the temple. He passes unimaginable marvels. Behind one door, an indoor snowstorm, memories of a childhood snowman. Down a hall, illusive specters of the Seven Deadly Sins of Man.

And at the end of the hall, six empty thrones, with an impossibly ancient man seated in the seventh. He is the last of the Council of Wizards, and the Keeper of the greatest magical fortress in all existence, the Rock of Eternity.

The Wizard seeks a mystical warrior who is pure good, but the boy his magic has summoned is far from pure.

Billy Batson doesn’t believe that a purely good person exists. “People are horrible. They disappoint you. They let you down. I’ve spent my life learning that... You’re searching for something that doesn’t really exist. That’s why you’ve never found it.”

Time runs short for the Wizard. Black Adam has already been freed from imprisonment. He searches the boy’s mind for the embers of good, seeking even a glimmer of hope.

And though Billy Batson is not the warrior of pure good he sought, the Wizard does see potential in him. He teaches the boy the word that will summon his magics. The word that when spoken with purpose, with belief, with good intentions, will transform him into his greatest potential.

“SHAZAM!”

Billy Batson inherits the Wizard’s chair on the Council of Eternity, and with it, the Power of the Living Lightning. He will be able to travel through the sky as lightning does, to fight with the strength of a demigod.

And he will have to fight, to stop Black Adam from awakening the Seven Deadly Sins of Man. Black Adam will stop at nothing to become absolute ruler of all magic.

As the Wizard passes from this world, he declares Billy Batson magic’s champion. Billy Batson is now Shazam!

Billy Batson returns from the Rock of Eternity, now in possession of the Power of the Living Lightning. And as his first act as magic’s champion, Billy Batson pays a visit to the Bryers’ house. With his magnificent strength, he lifts the Bryers’ car into the air before casually crumpling it hood first into the ground.

He and Freddy then try to use his now adult appearance to buy beer, but Billy feels a bit conspicuous in cloak and magic armor. He also has a hard time interacting with electrical objects, causing them to explode with living magic.

As it grows late, the criminal element of Philadelphia makes itself known. Freddy and Billy witness a mugging, and Billy decides to intervene. He swats the criminal aside, but his strength is greater than he realizes, and the man goes flying into the side of a nearby car.

The woman he saved is incredibly grateful, and she asks if there is any way she can thank him. Freddy suggests that Billy should ask for some cash, and the woman awkwardly hands him a twenty dollar bill.

As the woman shouts her thanks, the boys walk away to celebrate their newfound source of income.

Black Adam and Dr. Sivana begin to track down the Seven Deadly Sins, starting with Sloth, freeing them. Meanwhile, Billy Batson and Freddy buy a coat to cover up his Shazam costume.

Black Adam overpowers Shazam but he escapes by transforming back into Billy and blending into the crowd.

While Black Adam is looking for Shazam, Billy Batson and his foster family try to visit the old wizard, so Billy can convince him to give his powers to someone else. But this cannot happen. Francesca shows Billy the origin of Black Adam. Billy, seeing that this is the story of a kid, storms out to confront Black Adam, only to find out the kid didn’t make it.

Shazam transfers some of his powers to his friends to help him fight Black Adam and the Seven Deadly Sins. As the battle continues, Shazam is still overpowered and his friends return to normal. Instead, Shazam turns back into Billy and provokes Black Adam to do the same; he does and dies as his mortal form is centuries old. 

With Black Adam gone, the Seven Sins flee from battle. Billy returns to his daily life and celebrates Christmas with his friends.

REVIEW

Geoff Johns had a terrible task at hand. He would need to give Shazam a “rebirth” treatment. A character that, while not broken, had a lengthy history of real-life legal drama. In this context, Geoff Johns had to create Shazam and the Shazam Family. I don’t need to tell you that these didn’t exist before (except for the Wizard Shazam).

For those coming late to the party, Shazam’s name was always Captain Marvel. After the legal battle that canceled Captain Marvel’s titles at Fawcett, National (DC) got the rights to the character (not at once, though). By the time Captain Marvel was brought back (the seventies), Marvel Comics got the trademark for Captain Marvel and made sure to create a character with that name (not Carol Danvers). There were also other attempts of using that name by other publishers.

So, from that moment on, DC wasn’t able to use the “Captain Marvel” name on the covers of this character. Instead they would use sentences around the name Shazam. The character in the interior would still be called Captain Marvel, and his extended family would keep their names as well.

But after Flashpoint, calling the character’s name was a golden opportunity. This would also change the names of his extended family. So this is why I am saying, the character is not the same... but at the same time, it is. It’s very similar to the golden age Flash and the silver age Flash. They were almost the same, but had different names.

When I started reading this, back in 2012, I was intrigued by the change in Billy Batson’s personality. This change makes sense, and it is part of his arc. When we start his story, he doesn’t trust anyone, he can only rely on himself. Within a year, he will learn to trust his family (and recognize that a family doesn’t have to be biologically linked to you). This is a very good approach to it, because Billy and all his other “siblings” are adopted from different families. The idea that you can create your own family if life doesn’t really give you one, is quite powerful here.

Billy and Freddy’s reaction to the powers are also amazing. You see a superhero having attitudes of a kid. Gary Frank is so good at this, it feels weird seeing Shazam act like Billy. Captain Marvel was always fantasy, always mild and good, and this adaptation brings reality to it, brings different personalities and points of view. While I don’t think Shazam/Capt Marvel needed this change... it is welcome.

Now, is this enough to establish the character? NO. Most of us readers still call him Captain Marvel, or Mary Marvel, or Captain Marvel Jr, or the Marvel Family. We need to get used to the change. And there was no follow up to this arc, for 5 years. Only brought back thanks to the movie. So my wish is that this movie succeeds at changing “Shazam”’s status quo, so we can start calling him by his new name.

I appreciate the tightness of the writing as well. Side characters are justified and the main character has a very acceptable trauma for his reality.

The only character that gets a bit lost by all the events is Sivana. He keeps repeating that only magic can save his family, but this is never explored (this was just the beginning, and I am guessing it will be explored in the new title).

And Gary Frank is a god here. This may not be the breath-taking experience that “Power of Shazam” was... but his Billy Batson is very distinguishable.

I give this story a score of 10

[volscawinri1989]

what happens if you get hit by someone without insurance

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Should I Rely on My Health Insurance for Coverage?

Should I Rely on My Health Insurance for Coverage? Ask yourself if you’re on the hook for any health covered expenses as well as the cost of your medical care. Most importantly, though, you need to know how to go about finding the balance you need and the amount you’re expected for. It can be tough to decide what health services are worth getting with your insurance (unless you’re one of the millions of Americans without health insurance). Having this coverage in place can help make coverage less stressful and more expensive. As the largest provider of comprehensive coverage — an important aspect to consider when evaluating the best health coverage policy for you, your spouse, and your children — all major medical insurance providers offer what’s known as a competitive quote process. These two organizations are among the most competitive in terms of available coverage for a number of reasons, so you can easily identify which one is willing to cover your particular needs. But you’re not the only one who has access to options regarding your needs and.

How Can I Talk to an Uninsured Motorist Accident Lawyer in Texas Today?

How Can I Talk to an Uninsured Motorist Accident Lawyer in Texas Today? – California, Hawaii, When Can You Speak English in the Court? – Texas, Can an Uninsured Motorist Accident Victim Speak English in the Court? – Why Is It A Good Idea to Consult a Lawyer in New Mexico? – Illinois, Can You Speak Swedish in a Spanish-Language Trial? – Is an Uninsured Motorist Accident Attorney a Good Person? – Can a Uninsured Motorist Be Paid a Settlement Lied? – Can Uninsured Motorists Be Paid the Settlement Lied? – Can Uninsured Motorists Be Sent Offering Judgment in Texas? – Can the Uninsured Motorist Accuse Lawyers for Fraud in a Vehicle Accident (Accident Claim Lawyers) – Can a Uninsured Motorist Accuser Speak English in the Court? – How do you choose people? – Florida, .

If an Uninsured Motorist Hit my Car, Can I File An Uninsured Motorist Insurance Claim?

If an Uninsured Motorist Hit my Car, Can I File An Uninsured Motorist Insurance Claim? In these Uninsured Motorist Insurance states, it is illegal to drive your vehicle under the influence of alcohol. Your insurance company will pay to fix your car or to restore it to a fully functional place. This cannot happen unless your insurance carrier has a valid reason to suspend your coverage. Even if an uninsured driver hit your car, you may have to pay a fine. Uninsured drivers who may be in an accident with an uninsured motorist can cause damage to your car. You can contact your local Department of Motor Vehicles’ Insurance Department for assistance with your troubles. You can contact your car insurance company directly, with or from your insurer, if you or the owner of your car have reason to believe that the driver of your automobile is uninsured. You should contact your policy’s insurance agent immediately if you are involved in an auto accident with an uninsured or underinsured motorist (UM). An UM may result in a fine, jail time, or the suspension of your license. To file.

An Uninsured Driver Hit My Car

An Uninsured Driver Hit My Car $50 to $125 $95 / month A DUI will increase your car insurance rates by 50 to 90% if you’ve been caught for a DUI. The exact will vary between insurance companies, but for most people, it will be cheaper than paying court fines, fines, and other penalties. Even if your insurance rates are so high they could be affecting the rate you get in the short term, like taking a state ride. If you’re in this situation right now, it’s still good to think about saving money on insurance. Let’s say you’re a 29-year-old lady in the middle of a 25-year-old car, and you’re out having an accident. If you have the cheapest auto insurance coverage on your smartphone, you can protect yourself by comparing insurance rates for just 45 seconds right now. You’ll know a lot about you as a driver from the risk assessment portion of auto.

[allenmendezsr]

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    “How to

Build a Tiny House

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Follow my Simple Step-By-Step Plans to Learn How…

Dear Friend,

If you’re interested in building your own Tiny House then this will be one of the most exciting messages you ever read..

Because in the next 3 minutes I’m going to show you how to build your own custom Tiny House for a fraction of the cost of hiring a builder..

And how to avoid all the mistakes of builders that have come before you.

Hi, my name is Adam Ketcher.

I’ve personally built over 300 tiny houses for my clients.

And I’ve experienced just about every building situation imaginable.

After years of mastering this unique trade, I’d like to personally teach you everything – and I mean everything – you need to know to build your Tiny House TODAY.

So you can save boatloads of money and time.

And so you can give yourself and your family a safe & beautiful home they’ll be proud to call their own!

Like you, I love the idea of Tiny Houses

They’e cost effective… minimalistic… cozy… and they give people like us FREEDOM.

Why pay an expensive monthly mortgage for space you really don’t need?

I say…

Only build what’s necessary, and then go enjoy your life!

It’s worked for me. And it’s worked for thousands of others.

It’s for this reason that I have a sincere desire to help people like you achieve this same kind of freedom.

And I believe it’s why I’ve become one of the most trusted professionals when it comes to this growing industry.

Over the years I’ve learned a lot of lessons.

“But the most important lesson is to get people – knowledgeable people – to guide you on your do-it-yourself project.”

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If you’ll allow me, I’m here to be YOUR guide on your important journey.

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…and so you can ensure your security and safety for years to come.

I’ve put everything I know into a program called:

Tiny House Made Easy™

The Ultimate How-To Guide to Building a Tiny House

This program is the result of my 20 years of building Tiny Houses.

If it can happen… I’ve seen it.

If it can go wrong… it’s gone wrong on me!

But today, I’m considered one of the world’s leading authorities on Tiny House construction.

I’m also well-known in the Shipping Container Home industry – which has many parallels with Tiny Houses.

In fact, I’m so trusted in these circles that I’ve acted as a consultant for companies that would be considered my competition!

So here’s my unbreakable promise to you:

When you invest in this program today, you’ll have the ability to build your own Tiny House…

You’ll build it without headaches, mistakes, or irritating delays…

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IT’S MY GUARANTEE!

Here Are Some of The Secrets You’ll Discover When You Invest in “Tiny House Made Easy™” Today…

The biggest mistake novice builders make when constructing their Tiny House. And how to avoid it to sidestep years of potential headaches and tens of thousands of dollars.

All the best plans I’ve created during my 20 years as a Tiny House builder. These plans will give you the most bang for your buck when creating the layout of your new home. I usually charge $97 for a mini-booklet of these plans – but they’re included in this program for no extra charge!

The brilliant strategy to get others to buy your land for you – without debt and without giving anything in return. ***This secret alone is worth the full price of the program!***

Need a location to setup your new residence? In chapter 2 I’m going to show you a little-known loophole in the law which will allow you to park your Tiny House for a minimum rent – or in some cases – for no rent at all!

You’ll also get a list of ALL the tools you’ll need to build your Tiny House. These tools are as unique as your Tiny Houses itself, so I’m going to teach you what they are and how to get them for pennies on the dollar.

The mistake 95% of people make when purchasing the trailer for their Tiny House. And how to bypass it to save you a small fortune during this important purchase for your build.

The one place NOT to cut corners on your project. And how investing in this will put you 5 steps ahead of most do-it-yourselfers who try to save money in the wrong places.

What is the most important aspect of your upcoming build? YOUR EXPERIENCE AND SKILLS. That’s why I’m going to show you how to quickly hone the skills you’ll need to pull off your build with minimal mistakes and financial setbacks.

You’ll also get my list of Tiny House-friendly areas. I’ve been putting together this list for over 9 years. And it outlines the ideal locations in the country to set up your tiny house with minimum investment and headaches.

“I never liked the idea of paying for more space than I needed. And I never bought into the ‘American Dream’ of working a job I hate to buy stuff I don’t need. That’s why I built my own Tiny House. This program was invaluable. I would have spent thousands more without it, and the build probably would have taken me 2-3 times longer. Thank you for this, Adam. It truly was a life saver!”

Joseph Brazell, 45, Ault, Colorado

When You’re Done With This Program You’ll Know More Than Most Professional Home Builders!

You’ll also learn how to get essential parts for your home ABSOLUTELY FREE. And how doing so will shave up to 20% off the total bill of your build.

How to research and examine the load bearing capacity of the soil you’ll potentially want to build on. This is one of the most important parts of a building project. But it’s also the most overlooked. Don’t make the same mistake of others who have failed before you.

The most economical foundational set up for your Tiny House. And why building your foundation in this way will cut the cost of your project by 30%.

My step by step blueprint for how to frame your Tiny House. This is where the rubber really hits the road with this program, and the details I part with are as good as having me right at your side as you raise the walls on your new project.

The little-known trick to massively increase the structural strength of your house and allow it to maintain its integrity if/when it’s being transported.

Do you ever wonder how a trailer-bound Tiny House can possibly run a working toilet? How about water heating and garbage? Well, wonder no more! I outline all your options when it comes to setting up the waste and water heating elements for your new home.

How to set up a gray water system for your waste products as well as how to recycle used water back into your landscaping for maximum use.

The 5 principles of safety when it comes to tiny houses. These are issues most people never think of. And they just might save your life!

How to build a heat reflecting roof that standard homes simply can’t compete with. And how it will save you a stack of money in cooling costs within the first few years of use!

The crafty way to use landscaping to your home’s advantage. Saving you thousands on insulation costs and labor.

The “3 I’s Rule.” And its 3-part blueprint to keep your tiny house warm through those cold winter months.

“This book was my bible. I actually printed it and it’s dog-eared with highlighting all throughout it. This is the real deal, folks. You’d be crazy not to have it in your back pocket when building your tiny home.”

Ed Walker, 36, Franklin, TN

“I bought the program to check it out before buying the material because I wanted to know all the things to look out for and its an understatement to say that it overdelivered. It’s clear Mr. Adams put his heart and soul into this and I recommend it to anyone who wants to build a tiny home or is looking to buy one already built.”

Anthony Lacy, 38, Denver, CO

I Left Nothing to Chance! This Program Will Give You Everything You Need to Build a Seamless Tiny House ON TIME… THE FIRST TIME!

I’m going to hand you a comprehensive list of all the MATERIALS you’ll need to build your tiny house. Save the headache… leave the guesswork to everyone else… you’re going to get a shopping list that will cover EVERYTHING you need to be up and running in the quickest way possible.

Want to double your space? Want to hold on to you comfy king sized bed? Well I’m going to outline the best way to include a sleeping loft. I’ll also show you how to double your sleeping space as storage.

How to make your home thermally efficient with direct gain passive solar heating. And why this system will virtually eliminate all heating costs while keeping your home at a constant temperature (even in the winter)

The best insulation to use for your tiny house – both in efficacy and affordability.

The location on your Tiny House where you must spray an inch of ‘closed cell’ polyurethane foam. And why doing so will both exponentially increase the longevity of your new home by at least 10 years AND save you hundreds of dollars on your heating and cooling bill.

How to wire your house so you won’t have to tear your walls apart if there’s an electrical problem. This handy little method will save you a fistful of dollars if the worst should happen down the road.

The two best options when connecting water to your Tiny House. And the strategy I recommend to get clean, reliable water while keeping the authorities off your back.

How to correctly lay down your plywood sheeting. This is the same concepts of laying bricks in a wall, and it will increase the strength of your home two-fold.

The best kind of galvanized strapping to use on your project. And my method of “CC Hatching” that I didn’t figure out until my 45th Tiny House build. ***This is one of my most precious building secrets!***

The one thing you must do BEFORE your Tiny House arrives to your land. And why preparing this before rather than after will not only save you a mint of money, but save your Tiny House from failing within 10 years of your build.

“There are very few resources out there that teach you how to build your own Tiny House. Just companies trying to sell you on buying one direct. No, I’m a true red blooded do it yourselfer. And making my own mobile tiny house, in the way that I wanted, with the knowledge to fix whatever goes wrong, with the pride of knowing its my blood and sweat that made it, was the only way I was going to do it no matter what. This resource from Mr. Ketcher is pure gold. He really really knows his stuff and it would have been a nightmare to have build my tiny house without it.”

Geoff Biddulph, 35, Clovis, NM

“If you’re considering building your own tiny home then you would have to be nuts not to get this book. Adam is at the top of his trade, and he parts with all his wisdom in this book. You will avoid a million mistakes with this book at your side. Believe me, the small investment will pay off big time! It did for me.”

Ken Funakoshi, 43, Aina Haina, HI

Let Me Show You All My Secrets to Get Land & Permits While Sidestepping The Nightmare of Red Tape… Paperwork… and Headaches Caused By Local Authorities

How to bypass land & zoning issues by leveraging the compact size of your tiny house to your unfair advantage. This is the smartest way to avoid buying land… renting land… or parking your Tiny House illegally.

My secret way to find land at bargain basement prices. When you hear this one you’ll be heading out the door before you even finish slapping your forehead.

Why your Tiny House isn’t bound to a certain location or zip code. So should you ever need to, you can “move your house” to any new location you see fit.

The one critical question you must ask the city when looking at land for your build. And how their answer will help you determine whether or not a plot of land is right for you.

Why the location of your build influences the price the most. And how to elude extraneous costs by building in zoning pockets the government doesn’t want you to know about.

My devious way to “make good” with zoning authorities to bypass months of headaches and frustrating delays. Trust me, you’re going to want to know this one!

“Two months after buying this course we were ready to move into our own shipping container house and it was everything we hoped for. It was much cheaper than we expected, and in my opinion it’s better in so many ways, too. I strongly suggest Adam’s course if you’re looking to take the plunge yourself.”

Mike Teunissen, 42, Globe, AZ

I’m also Going to Teach You How to Design Your Tiny House. This is The Funnest Part of the Build! And I’m Going to Pull Back The Curtain to Give You TONS of Great Ideas For Your Project!

You’ll get a myriad of potential floor plans for your new Tiny House. Included are the most widely used designs, but I’ve also included my most popular “personal plans” I guarantee no other program will give you.

How to use optical illusions to give the impression of more space in your Tiny House. This is one of the most overlooked secrets. And those who miss it build their home in a way that looks cramped and cluttered.

One of the biggest issues of owning a Tiny House is STORAGE. I’m going to show you how to double or even triple your storage capacity. And you’ll do it without sacrificing one square foot of your living space!

How to arrange your home design to give you TWICE the space. Leaving plenty of room for a king sized bed and enough storage space for even the most materialistic builders.

The most important “first consideration” when laying out the plans for your new home. Get this one wrong and it could cost you your entire home just a few years down the road.

How to set up off grid electricity… on grid electricity… and the pros and cons of both for your project.

Why windows are one of the most important aspects of your build. And the windows I suggest to make your home thermally efficient and maximally spacious.

Your various options when it comes to your roof and my personal opinions on the best roof options specific to your climate and weather.

If you’re building your Tiny House in a warm climate I’m going to show you how to add radiant barriers into your roofing plans. Including these barriers are like setting up your Tiny House in the shade!

The best landscaping resources for your project. Conventional wisdom is not always economical wisdom. So I give you “outside the box” options to both save money and make your landscaping look sophisticated… unique… and beautiful.

“I build and sell shipping container homes as wel as tiny houses for a living. I’ve hired Adam on multiple occasions as a consultant. His depth of knowledge is simply unmatched in the industry and his program will show you all the steps you need to take to build a tiny home yourself. But better than that, he’ll show you all the things to avoid (and trust me, there are many things to avoid!)”

Gary Case, 54, Huntington Beach, Ca

So I have to ask…

How much would it be worth to avoid the mountain of obstacles waiting for you when you build your Tiny House?

Hundreds?

Thousands??

The truth is, people just like you are losing tens of thousands of dollars in common mistakes when building their tiny homes without guidance.

Needless to say, this can turn into a VERY expensive project.

So the smartest thing you can do is get an expert on your side right from the start.

Since I’m that expert – and since I love helping do-it-yourselfers like you – I’m going to make you a limited time special promotional offer.

Having a consultant guide you through this process would require an investment of at least $5,000 (and that would still only get you a fraction of what’s included in this program).

But don’t worry, because I’m not going to ask you to spend anything like that kind of money! For a limited time only, I’m making Tiny House Made Easy™ available for only…

NOTE: Tiny House Made Easy™ is a digital product. You will receive access to the entire system immediately after you order – even if it’s 2am!

A puny amount.

Especially when you consider you’re getting ME on your team (that’s over 18 years of trade secrets)!

And well worth it when you consider all the expensive mistakes you’re about to avoid!

EVERYTHING you need to build your own Tiny House is right here in this program.

But you’ll have to act NOW.

The next time you come to this page it’s possible it will be more expensive.

Potentially up to 3X as expensive.

So SECURE your copy right now…

And You’ll Also Get a 60 Day 100% Satisfaction Guarantee!

Just to make this the easiest decision you ever made, I’m going to include a 60 day, no questions asked, money back guarantee.

That means if you don’t absolutely love this program…

And if you don’t send me an excited email with pictures of your beautiful Tiny House…

Then I don’t want your money.

I’ll refund your full purchase price.

So here’s the smart way to do it…

Don’t decide now.

Get the program… go through it at your own pace… and decide later if it was worth your investment.

When you take this approach, it will be a complete no-brainer, wouldn’t you agree?

“And to Further Sweeten The Pot, I’m Also Throwing in Some Awesome Bonuses!”

BONUS #1: Floorplans of Tiny Houses: $200/Plan (YOURS FREE!)

You’ll get access to my collection of Tiny House Floorplans, designed specifically by me to show to my clients before a build.

I’ve personally built over 300 tiny houses for my clients and these plans cover them all – from the simplest to the most advanced build. These plans are not like the typical plans which can be found online for free. These are high quality, real world plans of real tiny houses.

There are websites such as houseplans.com which sell similar plans for hundreds each, $200 being the cheapest plan they sell. This puts the value of my plans to thousands, but they’re YOURS FREE with your investment today!

BONUS #2: The Tiny House Trailers Bible: $47 (YOURS FREE!)

If you plan to build a mobile Tiny House, you need a trailer.

That’s why I’m going to show everything you need to know to get a high-quality trailer for the lowest price possible.

I’ll take you step-by-step and teach you:

Everything you need to know about trailers, and I mean REALLY EVERYTHING.

Where to find the most inexpensive trailers in the best possible condition.

The things you must keep an eye on when looking for a trailer.

Cunning ways to get the price down on your purchase.

How to negotiate delivery straight to your doorstep.

How to weatherproof your trailer for decades of reliable service.

And much more…

The money this guide will save you will pay for this entire program many times over. This guide retails for $47, but it’s YOURS FREE with your purchase today!

BONUS #3: Shipping Containers Made Easy: $47 (YOURS FREE!)

In addition to being a Tiny House expert I’m also an authority on Shipping Container Homes.

There are MANY parallels between the two.

So many, in fact, that having a working knowledge of Shipping Container Homes will significantly help you during your Tiny House build.

In this program, I will show you:

Shipping Container Home construction essentials – including play by play instructions on how to properly build elements you’ll build on your Tiny House as well.

Where to find the highest quality shipping containers and what to look for for your build.

My giant list of the best Shipping Container Home floor plans.

How to build your shipping container home in the fastest, most affordable way possible.

How to sidestep the nightmare of red tape… paperwork… and headaches caused by local authorities.

And much much more…

This program retails for $47, but it’s YOURS FREE with your purchase today.

BONUS #4: Tiny House Homesteading – $67 (YOURS FREE!)

You’ll get one of my most sought after program “Tiny House Homesteading.”

As a do-it-yourselfer you obviously value self-reliance.

And one of the best ways to rely on yourself is to grow your own food… raise your own animals for meat… and preserve your harvest for future security.

Not only does it ensure you organic, healthy food, but since grocery stores are always the first thing to go in a catastrophe, you’ll ensure your survival for all likely tragedies.

Everything you need to thrive is at your fingertips in “Tiny House Homesteading,” my best-selling homesteading guide that I typically sell to my clients for $67.

But I’m going to include it with your order

Absolutely FREE

BONUS #5: Living Off-The-Grid: $47 (YOURS FREE!)

In this gem of a program you’ll learn the step-by-step methods for making your own electricity.

You’ll learn the best options when it comes to solar, wind, and micro-hydro generation.

There is a lot of information on the internet, but this is the only program that shows you how to make your own electricity in the scope of Tiny House living – focusing on cost effectiveness and the advantages of a shipping container-based electric system.

This program is sold for $47, but it’s YOURS FREE today!

BONUS #6: Lifetime Updates Guarantee: $47/Update (YOURS FREE!)

I’m always looking to improve The Tiny House Made Easy™ program, because I want to make sure that you get the best possible results both now, and in the future too.

So when I update the system and add new techniques that I’ve discovered, you’ll be the first to know! In fact, I will send you the new, updated edition straight to your inbox, absolutely free!

BONUS #7: Customer Support By Author: $120/Hour (YOURS FREE!)

Finally, you’re going to get what is perhaps the most valuable bonus for this program – UNLIMITED SUPPORT by me, Adam Ketchner!

That means you can ask me questions … pick my brain … and call on me during your build.

You’ll have ME in your back pocket. And that kind of support is absolutely unheard of in this space!

NOTE: Tiny House Made Easy™ is a digital product. You will receive access to the entire system immediately after you order – even if it’s 2am!

Hi, Are You Still Here?

Maybe that’s because you’re still on the fence about “Tiny House Made Easy™”

If that’s the case, let’s review your options, shall we?

OPTION #1: Carry on with your current living situation.

Research on the edges of this breakthrough home building evolution and always wonder if this program was the exact thing you needed to get your own custom home at an unbelievable price.

OPTION #2: Try to do it yourself.

Mimic the years of research … blood … sweat … and tears I put into this program … waste thousands of dollars in costly mistakes … and maybe you end up with your own Tiny House.

OPTION #3

: Or you can take the Smart, Easiest and FASTEST OPTION!

The ONLY option.

And get the most direct route to your Tiny House.

BE EXCITED that you choose to invest in your future.

And be proud that you’re taking a giant step closer to the home of your dreams!

You’ve read this far into this letter for a reason.

There’s a feeling inside you that KNOWS your home is just on the other side of saying YES today.

And remember…

You have absolutely nothing to lose!

If you don’t LOVE this program, just send me a 5 second email and I’ll refund every penny of your money.

That means you can discover ALL my secrets with absolutely ZERO risk.

So either you win… or you win.

Pretty good odds, right?

THAT’S how much I KNOW “Tiny House Made Easy™” is going to make your eyes pop with its abundance of valuable secrets.

The sooner you get started the sooner you’ll get your dream home.

So don’t wait one second longer.

Just click the “Add To Cart” button below and together let’s officially kick off your Tiny House project!

NOTE: Tiny House Made Easy™ is a digital product. You will receive access to the entire system immediately after you order – even if it’s 2am!

P.S. Remember, this is the only program on the market written by the world’s #1 authority on Tiny Houses. It contains ALL MY SECRETS from my 20 years in the business and 300+ successful Tiny House projects. It will give you everything you need to build your Tiny House in the quickest … easiest … most cost effective way possible!

P.P.S. Please bear in mind that the price of Tiny House Made Easy™ is incredibly low, and has been deliberately kept low. However, I cannot guarantee that the price will remain this low on a permanent basis. So if you come back tomorrow and the price has changed to $67 or more, you have been warned!

P.P.P.S. Being sceptical is natural, but I’ve made sure that there’s absolutely no risk to you! When you order Tiny House Made Easy™ you are fully protected by a rock-solid 60-day money-back guarantee.

You risk absolutely NOTHING!

“Tiny House Made Easy™” Now >

[austinpanda]

Dad Letter 060720

7 June, 2020

Dear Dad--

Another week full of stuff has happened! Last night we had our first thunderstorm here since Zach and I moved to Maine. We literally had not heard thunder since we left Texas, about nine months ago. It still scares the cat; thunder causes him to go sit nervously in the meatloaf position someplace behind a big piece of furniture. I forgot how much I like the sound of thunder! Also the rain helped clean my car.

I’m having an interesting experiment in sleeping! I’ve been taking an antidepressant called Mirtazipine, and while it doesn’t do shit for my depression, it helps me fall asleep, and sleep through the night. Recently I ran out of it! But I decided to try living without it, to see how I liked it. Now I’m back to my usual routine: takes longer to fall asleep, I wake up more often, get back to sleep less easily, and wake up a lot earlier. You know, it doesn’t help that the stupid sky starts to get bright when it’s 3:30 in the stupid morning here! When you experience the longest days of summer in Maine, those days are really, really long. When the Summer Solstice happens--on the 20th, I think--the days will start slowly shortening again. It’s weird, though! You’ll wake up, and it’ll be broad, eye-burning daylight outside, and you look at the clock, and it’s still 4:45 a.m.

Other stuff that is happening: I’ve been working on a quest in a video game for weeks and weeks now, and the game just fucked me on my quest. Now it’s going to take weeks and weeks to be able to try again. (Why would you do me that way, video game?) But that’s a very first-world problem, and I’m going to try to keep it in perspective. The game just made me do something that’s going to make me have to play a lot more of the game in the future, and...yeah, I should expect that’s exactly what the game makers wanted to happen, the fuckers. It’s a really good game (Animal Crossing).

Not much new in the bird world, although this morning it seems to be all about starlings. I see adults with their adolescents. One adult keeps picking up chunks of suet and trying to head-butt the stuff into its kid’s mouth, with varying degrees of success. We had three chipmunks visit at one time yesterday! Since I named the first one Old Deuteronomy, we just refer to the chipmunks as “doots”. Yesterday we experienced a rare triple doot! Also, one or two of the chipmunks don’t run away from me any more. I went outside to toss birdseed around yesterday, and there was a chipmunk, and I kept throwing seeds closer and closer to it, and it just kept ignoring me. Finally I took a big handful of birdseed and gently threw it right on the chipmunk’s head, and it STILL IGNORED ME. (I could hear Zach snicker at me through the open window; he’d been watching.) I guess it was enjoying whatever it was finding on the ground. Brazen little bastard.

They’re adorable. We’re trying to learn to identify the individuals, but, you know, they’re chipmunks. They all look substantially the same. Perhaps if we put a big colored tag in its ear. Then I’d have to buy some chipmunk ear tags, plus whatever you use to give ear piercings to rodents. The main reason I’m calling them “doots,” however, is because my brain has a hard time coming up with the word “chipmunk.” Every single time. The first name that comes up is, “Muskrat,” which is wrong. Then, “Meerkat,” which is equally wrong, then “Mongoose,” and then eventually I get to “Chipmunk.” I assume this is proof that I’m galloping towards senility at a good pace.

We’ve been trying for months now to obtain a new kitten, and it seems our efforts may finally be paying off. We’ve been watching Blackie, the poorly-named village whore of a kitty who’s been pregnant. I let a couple of weeks go by without checking in with Clint, who’s taking care of her, and when I checked in, he let me know she’s already had the kittens. And this is the third time a cat has had kittens under the floor of his house, so the plan has already formed, all by itself. For the time being, Blackie is coming out for food, then going back under Clint’s trailer to nurse them. When the little kitties are ready to step outside and start learning how to be cats, they’ll do so. That’s when we know it’s safe to snatch one and start what will probably be six months of continuous “Awwwww!” noises.

We have big plans for the new kitty, mostly as they relate to how he’ll adjust to living with Samuel L. Jackson, and vice versa. We want them to like each other, and they’ll probably start out severely NOT liking each other. Our plan is to wait until both kitties are asleep and then sort of smush them together. We have high hopes of eventually getting mauled by one or both of them.

Oh, I had another adventure with radios recently. One of the nicest gifts Zach ever got me was something called a Tivoli Model Three. I’ll include a picture of one. A Tivoli Model One is just a really nice radio in a wooden case, with a big dial, and a nice speaker. They’re handsome, sound good, and can last a lifetime. A Model Three is just a Model One, but with a clock in the front, and a snooze button, so you can use it as a clock radio. My clock stopped working! It made me temporarily sad, because it’s supposed to last a lifetime, and my clock stopped working. But because it’s such a nice (and expensive) radio, I considered looking on the internet to see if there was anyone who could repair it.

Of course there was! I found a place called RockportRadio.com, and they specialize in Tivoli radios, and can fix just about anything. Many people feel that the wee light that shines over the face of the clock is too bright, and these guys can actually make it dimmer for $30. Anyway, I emailed them and said my clock didn’t work, and it made me sad. They pointed something out to me: there’s a battery compartment, and if there’s no battery in there, the clock won’t go. For some reason, everything having to do with setting the clock and, you know, KEEPING TIME, runs entirely off the battery. Somewhere back a few months ago, I’d simply removed the battery, perhaps when we were moving here, and I didn’t learn the clock wasn’t working until much later, so I never associated the two. I put in a battery and it works fine now. I emailed the guy back and thanked him for saving me some money.

I think of you every day! Stay safe, stay indoors, and paint something! All my love to you both :D

[automaticpostinfluencer]

Coronavirus updates: Trump eyeing NY ‘quarantine,’ FDA approves 5-minute test

San Francisco Bay Area residents arrive at the coronavirus testing site in Hayward, California.

James Martin/CNET

For the most up-to-date news and information about the coronavirus pandemic, visit the WHO website.

The coronavirus pandemic has upended life across the globe. Health care systems scramble to control the virus and governments are instituting strict social distancing measures to try to flatten the curve. The situation is constantly evolving as COVID-19, the disease caused by the coronavirus, rapidly spreads. 

CNET has been tracking the outbreak since it was first traced to a novel coronavirus in early January. We have compiled answers basic questions, ways to protect yourself and others, where you can and can’t go in lockdown and advice for staying healthy and entertained during long periods at home. 

Here are the latest developments in the coronavirus outbreak each day. 

Now playing: Watch this: Coronavirus lockdown: Why social distancing saves lives

5:41

March 28

Trump considers NY ‘quarantine’

In the US, President Donald Trump said he might impose a short, “enforceable” travel quarantine on the New York metropolitan region, including parts of New Jersey and Connecticut, to restrict travel out of the area. But New York Gov. Andrew Cuomo said he hadn’t had any conversations with Trump about such a move.

Separately, Cuomo said the death toll in the state had hit 728, with the total number of cases climbing above 52,000. New York City itself has over 29,000 cases, with more than 500 deaths as of Saturday morning, officials said. Cuomo also tweeted that New York would delay its presidential primary to June 23. It was originally set for April 28.

5-minute virus test gets OK from FDA

Under its Emergency Use Authorization, the US Food and Drug Administration approved a coronavirus test that can offer up results within minutes. “You can get a positive result in five minutes and a negative result in 13 minutes. You can walk into a clinic and literally get results while you are there,” an executive at Abbott Laboratories, which developed the test, told Reuters. Abbott said it plans to begin distributing the test next week and will increase manufacturing to 50,000 tests per day, the news agency reported. A week ago, the FDA approved a coronavirus test with a detection time of about 45 minutes.

Ireland says stay at home

In Europe, Ireland joined the list of countries issuing lockdown orders. “You can buy food and attend medical appointments and even get out for some exercise but you are being asked to do as little as you possibly can,” reads a notice on a government website.

March 27

US hits 100,000 cases

After surpassing China on Thursday, the US now has more than 100,000 COVID-19 cases. According to tracking numbers from John Hopkins University, the US is sitting at around 101,657 cases as of 3:30 p.m. PT. Italy has overtaken China in the last 24 hours, at 86,498 cases compared with China’s 81,897.

Deaths in the US have topped 1,500, while deaths in Italy are at more than 9,000 and in China are almost 3,200. China is re-closing all of its theaters nationwide, according to Deadline.

Trump signs up GM and Boeing

President Donald Trump invoked the Defense Production Act to force General Motors to make ventilators, he said during a coronavirus task force briefing. It came after Trump tweeted earlier Friday that GM must “start making ventilators now.” After signing agreements with other private companies, Trump said there’ll be 100,000 more ventilators in the next 100 days — and said any excess units will be given globally to countries that need them most.

Boeing is also pitching in, and will make thousands of plastic face shields each week and supply three planes to carry supplies, Trump said.

US House passes $2 trillion stimulus package

The House of Representatives approved a $2 trillion relief bill meant to respond to economic fallout from the coronavirus pandemic. The bill expands unemployment insurance, provides direct payments to many Americans and includes hundreds of billions of dollars in loans for businesses and for local and state governments. 

The bill was passed with bipartisan support by a voice vote. Trump signed the relief bill later Friday.

UK Prime Minister Boris Johnson tests positive

UK Prime Minister Boris Johnson has tested positive for coronavirus, his office announced. The 55-year-old has been displaying mild symptoms since Thursday, but will remain in charge of the government’s handling of the crisis, his office stated.

“I am now self-isolating, but I will continue to lead the government’s response via video-conference as we fight this virus,” Johnson said in a tweet, which included his video tribute to the UK’s National Health Service. 

Over the last 24 hours I have developed mild symptoms and tested positive for coronavirus.

I am now self-isolating, but I will continue to lead the government’s response via video-conference as we fight this virus.

Together we will beat this. #StayHomeSaveLives pic.twitter.com/9Te6aFP0Ri

— Boris Johnson #StayHomeSaveLives (@BorisJohnson) March 27, 2020

Within hours, UK Health Secretary Matt Hancock announced his positive test.

March 26

Trump pushes new guidance as US tops global cases

The US now has the most coronavirus cases globally at around 82,400, surpassing China’s 81,700. Trump called it “a tribute to our testing.” The president said he spoke with the governors of all 50 states and US territories on his idea to classify counties as either low, medium and high risk in an effort to update guidance on social distancing. “Our country has to go back to work,” he said during a White House coronavirus task force briefing.

Trump also spoke to G20 world leaders, including Germany, Australia, Russia, China, Japan, India and Saudi Arabia, as well as organizations like the UN, European Commission, WHO, World Bank and the IMO, to discuss how each are dealing with the pandemic.

Initial jobless claims surpass anything in US history

Initial jobless claims in the US hit nearly 3.3 million for the week ending March 21, according to the US Department of Labor. 

“In the week ending March 21, the advance figure for seasonally adjusted initial claims was 3,283,000, an increase of 3,001,000 from the previous week’s revised level,” the Labor Department said. “This marks the highest level of seasonally adjusted initial claims in the history of the seasonally adjusted series. The previous high was 695,000 in October of 1982.”

US Department of Labor

US crosses 1,000 deaths

The number of COVID-19 deaths in the US has reached 1,046, the John Hopkins University tracking site reported Thursday morning, and the number of cases has surpassed 69,000.

Worldwide, the number of deaths has hit 21,100 and the number of cases has topped 463,000.

Keep track of the coronavirus pandemic.

March 25

US Senate passes $2 trillion stimulus package

The Senate passed a sweeping $2 trillion aid package 96-0 on Wednesday night. Four senators were absent because they have either tested positive for coronavirus or are self-isolating. The House may pass the legislation this week on a voice vote, allowing representatives to remain away from the Capitol as fears of infection rise. According to CBS News, the package includes:

Direct payments of $1,200 to most adults making up to $75,000, or $2,400 for couples making up to $150,000. Each dependent child increases the amount by an $500. The amount decreases for individuals with incomes above $75,000, and payments cut off for those above $99,000.

Expanded unemployment benefits that boost the maximum benefit by $600 per week and provide laid-off workers their full pay for four months. Eligibility is extended to independent contractors and the self-employed.

$130 billion for hospitals.

Hundreds of billions of dollars in loans for businesses and for local and state governments. 

Apple donates millions more masks worldwide

Apple CEO Tim Cook provided an update on the tech giant’s efforts to help the world through COVID-19, saying Apple has now “sourced, procured and is donating 10 million masks to the medical community in the United States.” This is in addition to “millions more” donated to the hardest hit European regions. “Our ops teams are helping to find and purchase masks from our supply chain in coordination with governments around the world,” Cook tweeted.

Meanwhile, Elon Musk’s SpaceX is making hand sanitizer and face shields, according to a report by CNBC.

1M Californians have filed for unemployment

1 million Californians have filed for unemployment in the last 12 days, Gov. Gavin Newsom said. He added California has now distributed 24.5 million N95 masks, and has ordered 100 million new masks. Newsom also secured commitments from Wells Fargo, Citi, JPMorgan and US Bank to waive mortgage payments for the next 90 days for people impacted by the coronavirus. Bank of America only agreed to a 30-day period.

Prince Charles tests positive, self-isolates in Scotland

Prince Charles, the 71-year-old heir to the British throne, has tested positive for coronavirus, according to a spokesperson for the royal family. He’s been “displaying mild symptoms” of COVID-19 but is otherwise in good health and working from home, his office said in a statement.

His wife, Camilla, has tested negative, and the couple is self-isolating at home in Scotland.

Prince Charles tested positive for coronavirus and is displaying “mild” COVID-19 symptoms.

Andrew Matthews-WPA Pool/Getty Images

“It is not possible to ascertain from whom the Prince caught the virus owing to the high number of engagements he carried out in his public role during recent weeks,” his office said.

Charles last saw his mother, Queen Elizabeth II, on March 12, the BBC reported, but the 93-year-old British monarch “remains in good health.”

March 24

Senate, White House agree on $2 trillion stimulus package

US senators and the White House reached a deal to deliver a nearly $2 trillion stimulus package, according to The New York Times. The stimulus bill is the largest in US history and is expected to provide financial aid to individuals as well as struggling businesses. A Senate vote is expected Wednesday.

“Ladies and gentlemen, we are done. We have a deal,” said Eric Ueland, White House legislative affairs director, at approximately 10 p.m. PT Tuesday. 

The legislation, according to The Washington Post, will send many American adults $1,200 and children around $500. It will also boost small businesses with a $367 billion loan program, and hospitals are set to receive $150 billion in funding.

India in total lockdown

The Indian prime minister, Narendra Modi, ordered the entire country — 1.3 billion people in total — to stay home for 21 days starting March 25. The extreme measures were announced late Tuesday, with Modi stating that “the only option is social distancing, to remain away from each other. There is no way out to escape from coronavirus besides this.”

Worldwide cases are approaching 420,000, but India has so far reported just over 500 cases, with 10 deaths. 

Apple donates 9 million masks

Vice President Mike Pence said 9 million masks have now been donated by Apple. The remarks came during a White House briefing Tuesday afternoon, where Trump added that coming soon to hospitals around the nation are medical supplies including 8 million respirators, 14 million masks, 2.4 million face shields, 1.9 million surgical gowns, 13.5 million gloves and more than 4,000 ventilators. 

Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, said randomized tests are being done on a number of drugs, which are “queueing up to go to clinical trial.” 

Trump hopes to have US open by Easter

During a town hall hosted by Fox News on Tuesday, President Donald Trump said he would love to have the US “opened up and raring to go by Easter,” which is on April 12. The president added that people will still have to practice social distancing, but reiterated that the cure cannot be worse than the problem. 

“I gave it two weeks and we’ll assess at that time,” said Trump, referencing his 15-day timeline to slow the spread. “But we have to open this country up.” 

Speaking further on the Easter plan during the White House briefing Tuesday afternoon, Trump conceded that some sections of the country may have to be opened one at a time.

Tokyo 2020 Olympics postponed

The Olympic Games, originally set for this summer in Tokyo, have been postponed due to the coronavirus. In a joint statement Tuesday, the International Olympic Committee and Tokyo 2020 Organizing Committee said the decision was made to protect athletes and everyone else involved in the sporting event. 

The Games will be rescheduled to a date beyond 2020, but no later than summer 2021, said the IOC. The Olympic flame will remain in Japan, and event leaders say they hope it will serve as a “light at the end of the tunnel” for the world. 

March 23

Trump says America will be open for business ‘soon’

During a White House briefing, President Trump said the US “wasn’t built to be shut down,” and he is hoping local data can be used to advise areas of when they can “cautiously” resume normal activities. “America will be open for business a lot sooner than three or four months,” the president said. “We cannot let the cure be worse than the problem itself.”

Dr. Deborah Birx, White House coronavirus task force coordinator, said self-collected nasal swabbing is going to be made available later this week at clinics and drive-through sites. Birx added around 250,000 people have been tested in the last week.

Trump is also pushing an anti-malaria drug to be used in coronavirus tests, saying distribution of the drug, hydroxychloroquine, will begin tomorrow in New York City. It follows NY Gov. Andrew Cuomo announcing Sunday the state will begin drug trials using 70,000 doses of Hydroxychloroquine, 10,000 doses of Zithromax and 750,000 doses of Chloroquine Tuesday.

Also during the press conference, Attorney General William Barr said people hoarding essential medical supplies like face masks and hand sanitizer will “hear a knock at the door.” New laws prohibit both hoarding and price gouging.

The UK is on lockdown

British Prime Minister Boris Johnson has announced a lockdown for the UK starting Monday night, with gatherings of more than two people banned unless they’re from the same household, and all non-essential stores and most public places closing. People are allowed to leave home only for essential shopping, medical needs, one form of exercise per day and travel to and from work only when absolutely necessary.

“From this evening, I must give the British people a very simple instruction: You must stay at home,” Johnson said. Visiting friends and family from other households is banned. Police have been given the power to enforce the new rules, including through fines and dispersing gatherings.

Five Florida spring breakers test positive

Five University of Tampa students have tested positive after traveling for spring break, the college tweeted. It comes after spring breakers in Florida were criticized last week for going ahead with their vacation plans and massing together at beaches despite social distancing guidelines and potential risk of contracting COVID-19.

Amazon to begin delivering test kits

Amazon will be delivering and picking up coronavirus test kits in Seattle, with the program part of the Seattle Coronavirus Assessment Network (SCAN) backed by the Gates Foundation. If a person tests positive after the test kit is analyzed, they will be contacted by a health care worker. “Responding to the rapidly evolving COVID-19 crisis must be a community effort and requires support from both the private and public sectors,” Kristen Helton, director of Amazon Care, said. “We … are eager to leverage Amazon Care’s infrastructure and logistics capabilities to support this local effort.”

US Surgeon general warns things will get worse

Dr. Jerome Adams, the US surgeon general, warned Monday that the coronavirus outbreak in the US will get worse before it gets better. “We really need everyone to understand this is serious, to lean into what they can do to flatten the curve,” Adams told CBS This Morning. He added that it will be awhile before “life gets back to normal” and stressed that Americans must ake steps “right now” to help stop the spread. 

Congressman with coronavirus hospitalized

Utah Rep. Ben McAdams, who tested positive for COVID-19 last week, was hospitalized on Friday after experiencing a “severe shortness of breath.” McAdams said Sunday that  he’s feeling better and expects to be released once doctors determine it’s appropriate. In his message, the Democratic congressman also urged people to follow advice from the CDC and Utah Department of Health to stop the spread of the virus. 

March 22

Weinstein reportedly tests positive

Disgraced Hollywood mogul Harvey Weinstein has tested positive for COVID-19, according to a report by Deadline. Weinstein was sentenced to 23 years in prison in March on sexual assault and rape charges and recently transferred to Wende Correctional Facility in New York. Deadline reports he has been placed in medical isolation, but public relations representatives of Weinstein have no knowledge of the positive diagnosis. 

GameStop backflips on decision to stay open

Days after defending its decision to stay open during the coronavirus pandemic, claiming it was providing “essential retail,” video game giant GameStop is closing stores to customers. It will allow curb-side pickups and continue to handle online orders. 

“This is an unprecedented time and each day brings new information about the COVID-19 pandemic,” George Sherman, GameStop’s CEO, said in a press release announcing the change. “Our priority has been and continues to be on the well-being of our employees, customers and business partners.”  

Australian lockdown measures in place

The Australian prime minister, Scott Morrison, has announced that stricter lockdown measures will now be enforced and that the country’s pubs, restaurants, bars, clubs, gyms and other “nonessential” services will be shut from midday on Monday, March 23. Morrison also requested all Australians stay home unless travel is essential. 

“Those holidays that you may have been planning to take interstate over the school holidays are canceled,” Morrison noted in a press briefing on March 22.   

Australia’s states and territories have also begun closing borders and will enforce 14-day quarantines for any domestic travellers. South Australia, Western Australia, Tasmania and the Northern Territory all announced any incoming travellers would be required to self-isolate for 14 days upon arrival by air, land or sea. 

Another sport gets postponed: Australian Rules Football

In light of the new lockdown measures in Australia, the Australian Football League — the country’s preeminent professional sporting competition — has decided to postpone the season indefinitely. The AFL had planned to forge ahead with the first round of the season, playing in empty stadiums, but the new measures have made playing on untenable. 

Gillon McLachlan, AFL CEO, said it would be an understatement to call the coronavirus pandemic “the most serious threat to our game in 100 years.” At the earliest, the AFL will continue its season in June, but a decision on its fate will not be made until the end of April. 

Rand Paul tests positive

Sen. Rand Paul, a Republican of Kentucky, has tested positive for coronavirus. In a tweet Sunday, Paul’s account revealed the results and is in quarantine. According to the tweet, Paul is “asymptomatic and was tested out of an abundance of caution due to his extensive travel and events,” with a followup tweet noting that his staff has been operating remotely and that he “expects to be back in the Senate after his quarantine period ends.”

Paul is the first US senator to test positive for the virus.

Senator Rand Paul has tested positive for COVID-19. He is feeling fine and is in quarantine. He is asymptomatic and was tested out of an abundance of caution due to his extensive travel and events. He was not aware of any direct contact with any infected person.

— Senator Rand Paul (@RandPaul) March 22, 2020

German Chancellor Angela Merkel in quarantine

German Chancellor Angela Merkel has entered quarantine after being told that a doctor who gave her a pneumonia vaccine Friday has tested positive for coronavirus. According to the Associated Press, Merkel was put into quarantine shortly after a press conference on Sunday where she announced some “new measures to curb the spread of the virus.” The country has added a ban on gatherings of more than two people in a bid to slow the pandemic. 

If you’re interested in coronavirus news from before March 22, CNET has been tracking the outbreak in real time here.

This article was originally posted on March 22 and is being constantly updated. 

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[davidrobertscotland]

10 THINGS YOU REALISE ABOUT LONDON WHEN YOU HAVEN’T LIVED THERE FOR A WHILE

Disclaimer: I probably could have edited this down a bit but I was making myself laugh and as I haven’t done this in a while I decided to be more than a trifle self indulgent.

Samuel Johnson famously said ‘When a man is tired of London, he is tired of life’. Well Samuel babes, how about this: If there is one thing that will make you tired of life it is living in London for longer than about 6 months. The capital can often behave like THAT ex-boyfriend. At first he’s all sweetness and light and downright sexy to boot. He’s always up to something fun but also has a level head on his shoulders. In one word: Perfect. But slowly you start to notice things. That was a bit bitchy. Wow, he can be a bit rude sometimes. Why is he being so mean to me? OH MY GOD HE’S HACKED INTO MY BANK ACCOUNT AND STOLEN ALL OF MY MONEY.

That is why, when I was offered the chance to leave the ‘big smoke’. . .

Quick side bar. People in Scotland cannot say the word London. They have to ask you how you are getting on in the ‘big smoke’ because. . . there is no smoke in Scotland. And when there is it is almost always a small smoke and never larger than a medium smoke.

When I was offered the chance to leave London around this time last year I jumped at it.

I mean escaping the city itself wasn’t the only reason. The offer came in the form of a job working as a singer on a cruise ship and as a life long Loose Women (I’m talking the Carol McGiffin/Sherrie Hewson/Denise Welch/Kaye Adams era not the current Stacey Solomon/Jamelia - ‘you don’t even look old enough to have a son never mind to send him to a bloody prostitute for his 16th Birthday’ era) and in particular JANE MCDONALD fan this was pretty much as close to a dream job as it was going to get for me. I mean I reckon I only need to go back and do another two contracts maximum before I’M on a TV panel with three women talking about how I sent MY son to a prostitute for his 16th Birthday. . .

But despite all that escaping London for 8 months was a massive part of the attraction. And so I packed my bags and off I went round the world. And now I’m back I’ve fallen head over heels for the crazy bitch all over again. Kind of. Here’s why. And why not.

1. It is so diverse.

The finale of RuPaul’s drag race has nothing on London. Take that room and add a thousand other people of different religions, races, sexualities, styles and backgrounds and you have this fair city.

Now I’m not claiming that they all get on all of the time or that they are all accepted everywhere you go. But no matter who you are there will be a pocket of London that is yours to be whoever you want to be and that’s pretty special.

2. Everyone is attractive.

Either London is filled with ridiculously attractive men or every attractive man in London was at ‘The Book of Mormon’ when I went two weeks ago. And don’t even get me started on what happens when the sun comes out. Ethereally beautiful men and women appear from the air as if by magic and walk around parks in minimal clothing. It’s bloody brilliant.

3. It is so expensive.

It is far too easy to spend £100 a day in London. That’s fine though because there are a maximum of 31 days in the month so all you need to do is make sure you are taking home just over £3000 a month after tax. Which everybody is in London, right?

If that isn’t bad enough, once a month at least £500 evaporates from your bank account. And if you are paying £500 a month in rent in London you are generally consider to have found a ‘steal’. It’s fine though because that money is all going towards paying off a mortgage. It’s just a shame it isn’t your mortgage.

4. The transport system is amazing.

You can pretty much get to anywhere in London from anywhere else in London in just over half an hour and it rarely takes more than two tube journeys.

5. The transport system is awful.

Unless of course it’s a Sunday.  Suddenly those two tubes become an Olympic event consisting of three buses, a tram, a swim across the Thames and finally a 20km sprint to your final destination.

And don’t think you are safe if you travel by bus. When the trains stop running everyone gets on your bus and suddenly the 45 minute journey which usually flies by because you sit and read your book turns into three hours from hell because you have to stand for the majority of the journey actively trying not to wipe out everyone standing around you every time the bus turns a corner and when you do finally get a seat you are sandwiched between a lady with a pram and ten bags of shopping and a baby which for some reason you end up having to hold ‘for a minute’.

6. The food is amazing.

There are restaurants to suit every dietary need; even if that dietary need is that you can only eat Cadbury’s Creme Eggs. The diversity of London’s population means there are a million and one eateries all run by someone serving their own delicious and unique variety of food. You could probably work your way round and have a completely different cuisine every day for about two years.

7. But the food is awful.

Because you won’t actually be eating in any of those places regularly. Most of the time your budget will only allow you to frequent legendary establishments like ‘Dallas Fried Chicken’ or ‘McDoner’s Kebab and Fish Bar’. And if you’re really struggling with point number three then you are most likely surviving on a diet solely comprised of Coco Pops and when I say Coco Pops I mean Lidl’s own brand Coco Pops which taste just as good (they do not taste just as good).

8. Nobody gives a shit about you.

This is one of the best and one of the worst things about living in London.

On any given day you could step on to the tube, stark bollock naked and perform intricate choreography to ‘I Feel Love’ by Donna Summer and not a soul would look at you. Londoners do not have time to judge so as long as you don’t ask them to also strip naked and join the choreography they will just leave you to it. In a strange way, it’s liberating.

On the other hand it can also make London a pretty lonely place to be. Stranded on the train platform with half your leg chewed off by a Jaguar that has just escaped from the zoo, no-one would stop and help because if they do they might miss the 15.46 to Guildford and if they miss the 15.46 they will have to get the 16.10 and you never get a seat on the 16.10.

9. Even when it’s shit everyone just pretends that it’s great.

There is an unspoken rule among Londoners. We never share the shit side of London on social media. Nobody wants to know if your rent is overdue, your really cute packed lunch that you made to save money exploded in your bag, you get absolutely no joy from your job or you couldn’t afford the bus so you had to walk home. . . from Central London. . . to Penge. If anybody DOES post anything like this they are taken into a dark room by three of their closest friends, tied to a chair, gagged and told that if it ever happens again their bags will be packed and they will be sent on the first train back to Sheffield or Margate or wherever the hell they come from.

But if Miranda, the temp girl in your office, gets you a free ticket to a secret gig or your really cool friend Gigi takes you to the latest hipster/vegan/gluten-free/soy-fest cafe for brunch or you’ve finally saved up enough money to actually be able to afford a night out with your friends then you must instantly launch into a Facebook check in, name drop tweet, Instagram overload, 20 video long snapchat story extravaganza. That way everyone in your home town will think you’re having the best fucking time ever and not that you’re actually on the verge of a mental breakdown.

10. It’s the best fucking city in the world.

And I feel a lot more qualified to say that now I’ve been to so many others. I’m not even doing number 9 right now. Right now. . .

Love,

Dave x

[wandashifflett]

What you need to know about the COVID-19 vaccine | Bill Gates

What you need to know about the COVID-19 vaccine

Humankind has never had a more urgent task than creating broad immunity for coronavirus.

By Bill Gates

One of the questions I get asked the most these days is when the world will be able to go back to the way things were in December before the coronavirus pandemic. My answer is always the same: when we have an almost perfect drug to treat COVID-19, or when almost every person on the planet has been vaccinated against coronavirus.

The former is unlikely to happen anytime soon. We’d need a miracle treatment that was at least 95 percent effective to stop the outbreak. Most of the drug candidates right now are nowhere near that powerful. They could save a lot of lives, but they aren’t enough to get us back to normal.

Which leaves us with a vaccine.

Humankind has never had a more urgent task than creating broad immunity for coronavirus. Realistically, if we’re going to return to normal, we need to develop a safe, effective vaccine. We need to make billions of doses, we need to get them out to every part of the world, and we need all of this to happen as quickly as possible.

That sounds daunting, because it is. Our foundation is the biggest funder of vaccines in the world, and this effort dwarfs anything we’ve ever worked on before. It’s going to require a global cooperative effort like the world has never seen. But I know it’ll get done. There’s simply no alternative.

Here’s what you need to know about the race to create a COVID-19 vaccine.

The world is creating this vaccine on a historically fast timeline.

Dr. Anthony Fauci has said he thinks it’ll take around eighteen months to develop a coronavirus vaccine. I agree with him, though it could be as little as 9 months or as long as two years.

Although eighteen months might sound like a long time, this would be the fastest scientists have created a new vaccine. Development usually takes around five years. Once you pick a disease to target, you have to create the vaccine and test it on animals. Then you begin testing for safety and efficacy in humans.

Safety and efficacy are the two most important goals for every vaccine. Safety is exactly what it sounds like: is the vaccine safe to give to people? Some minor side effects (like a mild fever or injection site pain) can be acceptable, but you don’t want to inoculate people with something that makes them sick.

Efficacy measures how well the vaccine protects you from getting sick. Although you’d ideally want a vaccine to have 100 percent efficacy, many don’t. For example, this year’s flu vaccine is around 45 percent effective.

To test for safety and efficacy, every vaccine goes through three phases of trials:

Phase one is the safety trial. A small group of healthy volunteers gets the vaccine candidate. You try out different dosages to create the strongest immune response at the lowest effective dose without serious side effects.

Once you’ve settled on a formula, you move onto phase two, which tells you how well the vaccine works in the people who are intended to get it. This time, hundreds of people get the vaccine. This cohort should include people of different ages and health statuses.

Then, in phase three, you give it to thousands of people. This is usually the longest phase, because it occurs in what’s called “natural disease conditions.” You introduce it to a large group of people who are likely already at the risk of infection by the target pathogen, and then wait and see if the vaccine reduces how many people get sick.

After the vaccine passes all three trial phases, you start building the factories to manufacture it, and it gets submitted to the WHO and various government agencies for approval.

This process works well for most vaccines, but the normal development timeline isn’t good enough right now. Every day we can cut from this process will make a huge difference to the world in terms of saving lives and reducing trillions of dollars in economic damage.

So, to speed up the process, vaccine developers are compressing the timeline. This graphic shows how:

In the traditional process, the steps are sequential to address key questions and unknowns. This can help mitigate financial risk, since creating a new vaccine is expensive. Many candidates fail, which is why companies wait to invest in the next step until they know the previous step was successful.

For COVID-19, financing development is not an issue. Governments and other organizations (including our foundation and an amazing alliance called the Coalition for Epidemic Preparedness Innovations) have made it clear they will support whatever it takes to find a vaccine. So, scientists are able to save time by doing several of the development steps at once. For example, the private sector, governments, and our foundation are going to start identifying facilities to manufacture different potential vaccines. If some of those facilities end up going unused, that’s okay. It’s a small price to pay for getting ahead on production.

Fortunately, compressing the trial timeline isn’t the only way to take a process that usually takes five years and get it done in 18 months. Another way we’re going to do that is by testing lots of different approaches at the same time.

There are dozens of candidates in the pipeline.

As of April 9, there are 115 different COVID-19 vaccine candidates in the development pipeline. I think that eight to ten of those look particularly promising. (Our foundation is going to keep an eye on all the others to see if we missed any that have some positive characteristics, though.)

The most promising candidates take a variety of approaches to protecting the body against COVID-19. To understand what exactly that means, it’s helpful to remember how the human immune system works.

When a disease pathogen gets into your system, your immune system responds by producing antibodies. These antibodies attach themselves to substances called antigens on the surface of the microbe, which sends a signal to your body to attack. Your immune system keeps a record of every microbe it has ever defeated, so that it can quickly recognize and destroy invaders before they make you ill.

Vaccines circumvent this whole process by teaching your body how to defeat a pathogen without ever getting sick. The two most common types—and the ones you’re probably most familiar with—are inactivated and livevaccines. Inactivated vaccines contain pathogens that have been killed. Live vaccines, on the other hand, are made of living pathogens that have been weakened (or “attenuated”). They’re highly effective but more prone to side effects than their inactivated counterparts.

Inactivated and live vaccines are what we consider “traditional” approaches. There are a number of COVID-19 vaccine candidates of both types, and for good reason: they’re well-established. We know how to test and manufacture them.

The downside is that they’re time-consuming to make. There’s a ton of material in each dose of a vaccine. Most of that material is biological, which means you have to grow it. That takes time, unfortunately.

That’s why I’m particularly excited by two new approaches that some of the candidates are taking: RNA and DNA vaccines. If one of these new approaches pans out, we’ll likely be able to get vaccines out to the whole world much faster. (For the sake of simplicity, I’m only going to explain RNA vaccines. DNA vaccines are similar, just with a different type of genetic material and method of administration.)

Our foundation—both through our own funding and through CEPI—has been supporting the development of an RNA vaccine platform for nearly a decade. We were planning to use it to make vaccines for diseases that affect the poor like malaria, but now it’s looking like one of the most promising options for COVID. The first candidate to start human trials was an RNA vaccine created by a company called Moderna.

Here’s how an RNA vaccine works: rather than injecting a pathogen’s antigen into your body, you instead give the body the genetic code needed to produce that antigen itself. When the antigens appear on the outside of your cells, your immune system attacks them—and learns how to defeat future intruders in the process. You essentially turn your body into its own vaccine manufacturing unit.

Because RNA vaccines let your body do most of the work, they don’t require much material. That makes them much faster to manufacture. There’s a catch, though: we don’t know for sure yet if RNA is a viable platform for vaccines. Since COVID would be the first RNA vaccine out of the gate, we have to prove both that the platform itself works and that it creates immunity. It’s a bit like building your computer system and your first piece of software at the same time.

Even if an RNA vaccine continues to show promise, we still must continue pursuing the other options. We don’t know yet what the COVID-19 vaccine will look like. Until we do, we have to go full steam ahead on as many approaches as possible.

It might not be a perfect vaccine yet—and that’s okay.

The smallpox vaccine is the only vaccine that’s wiped an entire disease off the face of the earth, but it’s also pretty brutal to receive. It left a scar on the arm of anyone who got it. One out of every three people had side effects bad enough to keep them home from school or work. A small—but not insignificant—number developed more serious reactions.

The smallpox vaccine was far from perfect, but it got the job done. The COVID-19 vaccine might be similar.

If we were designing the perfect vaccine, we’d want it to be completely safe and 100 percent effective. It should be a single dose that gives you lifelong protection, and it should be easy to store and transport. I hope the COVID-19 vaccine has all of those qualities, but given the timeline we’re on, it may not.

The two priorities, as I mentioned earlier, are safety and efficacy. Since we might not have time to do multi-year studies, we will have to conduct robust phase 1 safety trials and make sure we have good real-world evidence that the vaccine is completely safe to use.

We have a bit more wiggle room with efficacy. I suspect a vaccine that is at least 70 percent effective will be enough to stop the outbreak. A 60 percent effective vaccine is useable, but we might still see some localized outbreaks. Anything under 60 percent is unlikely to create enough herd immunity to stop the virus.

The big challenge will be making sure the vaccine works well in older people. The older you are, the less effective vaccines are. Your immune system—like the rest of your body—ages and is slower to recognize and attack invaders. That’s a big issue for a COVID-19 vaccine, since older people are the most vulnerable. We need to make sure they’re protected.

The shingles vaccine—which is also targeted to older people—combats this by amping up the strength of the vaccine. It’s possible we do something similar for COVID, although it might come with more side effects. Health authorities could also ask people over a certain age to get an additional dose.

Beyond safety and efficacy, there are a couple other factors to consider:

How many doses will it be? A vaccine you only get once is easier and quicker to deliver. But we may need a multi-dose vaccine to get enough efficacy.

How long does it last? Ideally, the vaccine will give you long-lasting protection. But we might end up with one that only stops you from getting sick for a couple months (like the seasonal flu vaccine, which protects you for about six months). If that happens, the short-term vaccine might be used while we work on a more durable one.

How do you store it? Many common vaccines are kept at 4 degrees C. That’s around the temperature of your average refrigerator, so storage and transportation is easy. But RNA vaccines need to be stored at much colder temperature—as low as -80 degrees C—which will make reaching certain parts of the world more difficult.

My hope is that the vaccine we have 18 months from now is as close to “perfect” as possible. Even if it isn’t, we will continue working to improve it. After that happens, I suspect the COVID-19 vaccine will become part of the routine newborn immunization schedule.

Once we have a vaccine, though, we still have huge problems to solve. That’s because…

We need to manufacture and distribute at least 7 billion doses of the vaccine.

In order to stop the pandemic, we need to make the vaccine available to almost every person on the planet. We’ve never delivered something to every corner of the world before. And, as I mentioned earlier, vaccines are particularly difficult to make and store.

There’s a lot we can’t figure out about manufacturing and distributing the vaccine until we know what exactly we’re working with. For example, will we be able to use existing vaccine factories to make the COVID-19 vaccine?

What we can do now is build different kinds of vaccine factories to prepare. Each vaccine type requires a different kind of factory. We need to be ready with facilities that can make each type, so that we can start manufacturing the final vaccine (or vaccines) as soon as we can. This will cost billions of dollars. Governments need to quickly find a mechanism for making the funding for this available. Our foundation is currently working with CEPI, the WHO, and governments to figure out the financing.

Part of those discussions center on who will get the vaccine when. The reality is that not everyone will be able to get the vaccine at the same time. It’ll take months—or even years—to create 7 billion doses (or possibly 14 billion, if it’s a multi-dose vaccine), and we should start distributing them as soon as the first batch is ready to go.

Most people agree that health workers should get the vaccine first. But who gets it next? Older people? Teachers? Workers in essential jobs?

I think that low-income countries should be some of the first to receive it, because people will be at a much higher risk of dying in those places. COVID-19 will spread much quicker in poor countries because measures like physical distancing are harder to enact. More people have poor underlying health that makes them more vulnerable to complications, and weak health systems will make it harder for them to receive the care they need. Getting the vaccine out in low-income countries could save millions of lives. The good news is we already have an organization with expertise about how to do this in Gavi, the Vaccine Alliance.

With most vaccines, manufacturers sign a deal with the country where their factories are located, so that country gets first crack at the vaccines. It’s unclear if that’s what will happen here. I hope we find a way to get it out on an equitable basis to the whole world. The WHO and national health authorities will need to develop a distribution plan once we have a better understanding of what we’re working with.

Eventually, though, we’re going to scale this thing up so that the vaccine is available to everyone. And then, we’ll be able to get back to normal—and to hopefully make decisions that prevent us from being in this situation ever again.

It might be a bit hard to see right now, but there is a light at the end of the tunnel. We’re doing the right things to get a vaccine as quickly as possible. In the meantime, I urge you to continue following the guidelines set by your local authorities. Our ability to get through this outbreak will depend on everyone doing their part to keep each other safe.

from Rayfield Review News https://therayfield.com/what-you-need-to-know-about-the-covid-19-vaccine-bill-gates from The Ray Field https://therayfieldreview.tumblr.com/post/623551958821797888

[allenmendezsr]

Tiny House Made Easy ~ 12.4% Conv ~ $100 First Sale Bonus

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What is the most important aspect of your upcoming build? YOUR EXPERIENCE AND SKILLS. That’s why I’m going to show you how to quickly hone the skills you’ll need to pull off your build with minimal mistakes and financial setbacks.

You’ll also get my list of Tiny House-friendly areas. I’ve been putting together this list for over 9 years. And it outlines the ideal locations in the country to set up your tiny house with minimum investment and headaches.

“I never liked the idea of paying for more space than I needed. And I never bought into the ‘American Dream’ of working a job I hate to buy stuff I don’t need. That’s why I built my own Tiny House. This program was invaluable. I would have spent thousands more without it, and the build probably would have taken me 2-3 times longer. Thank you for this, Adam. It truly was a life saver!”

Joseph Brazell, 45, Ault, Colorado

When You’re Done With This Program You’ll Know More Than Most Professional Home Builders!

You’ll also learn how to get essential parts for your home ABSOLUTELY FREE. And how doing so will shave up to 20% off the total bill of your build.

How to research and examine the load bearing capacity of the soil you’ll potentially want to build on. This is one of the most important parts of a building project. But it’s also the most overlooked. Don’t make the same mistake of others who have failed before you.

The most economical foundational set up for your Tiny House. And why building your foundation in this way will cut the cost of your project by 30%.

My step by step blueprint for how to frame your Tiny House. This is where the rubber really hits the road with this program, and the details I part with are as good as having me right at your side as you raise the walls on your new project.

The little-known trick to massively increase the structural strength of your house and allow it to maintain its integrity if/when it’s being transported.

Do you ever wonder how a trailer-bound Tiny House can possibly run a working toilet? How about water heating and garbage? Well, wonder no more! I outline all your options when it comes to setting up the waste and water heating elements for your new home.

How to set up a gray water system for your waste products as well as how to recycle used water back into your landscaping for maximum use.

The 5 principles of safety when it comes to tiny houses. These are issues most people never think of. And they just might save your life!

How to build a heat reflecting roof that standard homes simply can’t compete with. And how it will save you a stack of money in cooling costs within the first few years of use!

The crafty way to use landscaping to your home’s advantage. Saving you thousands on insulation costs and labor.

The “3 I’s Rule.” And its 3-part blueprint to keep your tiny house warm through those cold winter months.

“This book was my bible. I actually printed it and it’s dog-eared with highlighting all throughout it. This is the real deal, folks. You’d be crazy not to have it in your back pocket when building your tiny home.”

Ed Walker, 36, Franklin, TN

“I bought the program to check it out before buying the material because I wanted to know all the things to look out for and its an understatement to say that it overdelivered. It’s clear Mr. Adams put his heart and soul into this and I recommend it to anyone who wants to build a tiny home or is looking to buy one already built.”

Anthony Lacy, 38, Denver, CO

I Left Nothing to Chance! This Program Will Give You Everything You Need to Build a Seamless Tiny House ON TIME… THE FIRST TIME!

I’m going to hand you a comprehensive list of all the MATERIALS you’ll need to build your tiny house. Save the headache… leave the guesswork to everyone else… you’re going to get a shopping list that will cover EVERYTHING you need to be up and running in the quickest way possible.

Want to double your space? Want to hold on to you comfy king sized bed? Well I’m going to outline the best way to include a sleeping loft. I’ll also show you how to double your sleeping space as storage.

How to make your home thermally efficient with direct gain passive solar heating. And why this system will virtually eliminate all heating costs while keeping your home at a constant temperature (even in the winter)

The best insulation to use for your tiny house – both in efficacy and affordability.

The location on your Tiny House where you must spray an inch of ‘closed cell’ polyurethane foam. And why doing so will both exponentially increase the longevity of your new home by at least 10 years AND save you hundreds of dollars on your heating and cooling bill.

How to wire your house so you won’t have to tear your walls apart if there’s an electrical problem. This handy little method will save you a fistful of dollars if the worst should happen down the road.

The two best options when connecting water to your Tiny House. And the strategy I recommend to get clean, reliable water while keeping the authorities off your back.

How to correctly lay down your plywood sheeting. This is the same concepts of laying bricks in a wall, and it will increase the strength of your home two-fold.

The best kind of galvanized strapping to use on your project. And my method of “CC Hatching” that I didn’t figure out until my 45th Tiny House build. ***This is one of my most precious building secrets!***

The one thing you must do BEFORE your Tiny House arrives to your land. And why preparing this before rather than after will not only save you a mint of money, but save your Tiny House from failing within 10 years of your build.

“There are very few resources out there that teach you how to build your own Tiny House. Just companies trying to sell you on buying one direct. No, I’m a true red blooded do it yourselfer. And making my own mobile tiny house, in the way that I wanted, with the knowledge to fix whatever goes wrong, with the pride of knowing its my blood and sweat that made it, was the only way I was going to do it no matter what. This resource from Mr. Ketcher is pure gold. He really really knows his stuff and it would have been a nightmare to have build my tiny house without it.”

Geoff Biddulph, 35, Clovis, NM

“If you’re considering building your own tiny home then you would have to be nuts not to get this book. Adam is at the top of his trade, and he parts with all his wisdom in this book. You will avoid a million mistakes with this book at your side. Believe me, the small investment will pay off big time! It did for me.”

Ken Funakoshi, 43, Aina Haina, HI

Let Me Show You All My Secrets to Get Land & Permits While Sidestepping The Nightmare of Red Tape… Paperwork… and Headaches Caused By Local Authorities

How to bypass land & zoning issues by leveraging the compact size of your tiny house to your unfair advantage. This is the smartest way to avoid buying land… renting land… or parking your Tiny House illegally.

My secret way to find land at bargain basement prices. When you hear this one you’ll be heading out the door before you even finish slapping your forehead.

Why your Tiny House isn’t bound to a certain location or zip code. So should you ever need to, you can “move your house” to any new location you see fit.

The one critical question you must ask the city when looking at land for your build. And how their answer will help you determine whether or not a plot of land is right for you.

Why the location of your build influences the price the most. And how to elude extraneous costs by building in zoning pockets the government doesn’t want you to know about.

My devious way to “make good” with zoning authorities to bypass months of headaches and frustrating delays. Trust me, you’re going to want to know this one!

“Two months after buying this course we were ready to move into our own shipping container house and it was everything we hoped for. It was much cheaper than we expected, and in my opinion it’s better in so many ways, too. I strongly suggest Adam’s course if you’re looking to take the plunge yourself.”

Mike Teunissen, 42, Globe, AZ

I’m also Going to Teach You How to Design Your Tiny House. This is The Funnest Part of the Build! And I’m Going to Pull Back The Curtain to Give You TONS of Great Ideas For Your Project!

You’ll get a myriad of potential floor plans for your new Tiny House. Included are the most widely used designs, but I’ve also included my most popular “personal plans” I guarantee no other program will give you.

How to use optical illusions to give the impression of more space in your Tiny House. This is one of the most overlooked secrets. And those who miss it build their home in a way that looks cramped and cluttered.

One of the biggest issues of owning a Tiny House is STORAGE. I’m going to show you how to double or even triple your storage capacity. And you’ll do it without sacrificing one square foot of your living space!

How to arrange your home design to give you TWICE the space. Leaving plenty of room for a king sized bed and enough storage space for even the most materialistic builders.

The most important “first consideration” when laying out the plans for your new home. Get this one wrong and it could cost you your entire home just a few years down the road.

How to set up off grid electricity… on grid electricity… and the pros and cons of both for your project.

Why windows are one of the most important aspects of your build. And the windows I suggest to make your home thermally efficient and maximally spacious.

Your various options when it comes to your roof and my personal opinions on the best roof options specific to your climate and weather.

If you’re building your Tiny House in a warm climate I’m going to show you how to add radiant barriers into your roofing plans. Including these barriers are like setting up your Tiny House in the shade!

The best landscaping resources for your project. Conventional wisdom is not always economical wisdom. So I give you “outside the box” options to both save money and make your landscaping look sophisticated… unique… and beautiful.

“I build and sell shipping container homes as wel as tiny houses for a living. I’ve hired Adam on multiple occasions as a consultant. His depth of knowledge is simply unmatched in the industry and his program will show you all the steps you need to take to build a tiny home yourself. But better than that, he’ll show you all the things to avoid (and trust me, there are many things to avoid!)”

Gary Case, 54, Huntington Beach, Ca

So I have to ask…

How much would it be worth to avoid the mountain of obstacles waiting for you when you build your Tiny House?

Hundreds?

Thousands??

The truth is, people just like you are losing tens of thousands of dollars in common mistakes when building their tiny homes without guidance.

Needless to say, this can turn into a VERY expensive project.

So the smartest thing you can do is get an expert on your side right from the start.

Since I’m that expert – and since I love helping do-it-yourselfers like you – I’m going to make you a limited time special promotional offer.

Having a consultant guide you through this process would require an investment of at least $5,000 (and that would still only get you a fraction of what’s included in this program).

But don’t worry, because I’m not going to ask you to spend anything like that kind of money! For a limited time only, I’m making Tiny House Made Easy™ available for only…

NOTE: Tiny House Made Easy™ is a digital product. You will receive access to the entire system immediately after you order – even if it’s 2am!

A puny amount.

Especially when you consider you’re getting ME on your team (that’s over 18 years of trade secrets)!

And well worth it when you consider all the expensive mistakes you’re about to avoid!

EVERYTHING you need to build your own Tiny House is right here in this program.

But you’ll have to act NOW.

The next time you come to this page it’s possible it will be more expensive.

Potentially up to 3X as expensive.

So SECURE your copy right now…

And You’ll Also Get a 60 Day 100% Satisfaction Guarantee!

Just to make this the easiest decision you ever made, I’m going to include a 60 day, no questions asked, money back guarantee.

That means if you don’t absolutely love this program…

And if you don’t send me an excited email with pictures of your beautiful Tiny House…

Then I don’t want your money.

I’ll refund your full purchase price.

So here’s the smart way to do it…

Don’t decide now.

Get the program… go through it at your own pace… and decide later if it was worth your investment.

When you take this approach, it will be a complete no-brainer, wouldn’t you agree?

“And to Further Sweeten The Pot, I’m Also Throwing in Some Awesome Bonuses!”

BONUS #1: Floorplans of Tiny Houses: $200/Plan (YOURS FREE!)

You’ll get access to my collection of Tiny House Floorplans, designed specifically by me to show to my clients before a build.

I’ve personally built over 300 tiny houses for my clients and these plans cover them all – from the simplest to the most advanced build. These plans are not like the typical plans which can be found online for free. These are high quality, real world plans of real tiny houses.

There are websites such as houseplans.com which sell similar plans for hundreds each, $200 being the cheapest plan they sell. This puts the value of my plans to thousands, but they’re YOURS FREE with your investment today!

BONUS #2: The Tiny House Trailers Bible: $47 (YOURS FREE!)

If you plan to build a mobile Tiny House, you need a trailer.

That’s why I’m going to show everything you need to know to get a high-quality trailer for the lowest price possible.

I’ll take you step-by-step and teach you:

Everything you need to know about trailers, and I mean REALLY EVERYTHING.

Where to find the most inexpensive trailers in the best possible condition.

The things you must keep an eye on when looking for a trailer.

Cunning ways to get the price down on your purchase.

How to negotiate delivery straight to your doorstep.

How to weatherproof your trailer for decades of reliable service.

And much more…

The money this guide will save you will pay for this entire program many times over. This guide retails for $47, but it’s YOURS FREE with your purchase today!

BONUS #3: Shipping Containers Made Easy: $47 (YOURS FREE!)

In addition to being a Tiny House expert I’m also an authority on Shipping Container Homes.

There are MANY parallels between the two.

So many, in fact, that having a working knowledge of Shipping Container Homes will significantly help you during your Tiny House build.

In this program, I will show you:

Shipping Container Home construction essentials – including play by play instructions on how to properly build elements you’ll build on your Tiny House as well.

Where to find the highest quality shipping containers and what to look for for your build.

My giant list of the best Shipping Container Home floor plans.

How to build your shipping container home in the fastest, most affordable way possible.

How to sidestep the nightmare of red tape… paperwork… and headaches caused by local authorities.

And much much more…

This program retails for $47, but it’s YOURS FREE with your purchase today.

BONUS #4: Tiny House Homesteading – $67 (YOURS FREE!)

You’ll get one of my most sought after program “Tiny House Homesteading.”

As a do-it-yourselfer you obviously value self-reliance.

And one of the best ways to rely on yourself is to grow your own food… raise your own animals for meat… and preserve your harvest for future security.

Not only does it ensure you organic, healthy food, but since grocery stores are always the first thing to go in a catastrophe, you’ll ensure your survival for all likely tragedies.

Everything you need to thrive is at your fingertips in “Tiny House Homesteading,” my best-selling homesteading guide that I typically sell to my clients for $67.

But I’m going to include it with your order

Absolutely FREE

BONUS #5: Living Off-The-Grid: $47 (YOURS FREE!)

In this gem of a program you’ll learn the step-by-step methods for making your own electricity.

You’ll learn the best options when it comes to solar, wind, and micro-hydro generation.

There is a lot of information on the internet, but this is the only program that shows you how to make your own electricity in the scope of Tiny House living – focusing on cost effectiveness and the advantages of a shipping container-based electric system.

This program is sold for $47, but it’s YOURS FREE today!

BONUS #6: Lifetime Updates Guarantee: $47/Update (YOURS FREE!)

I’m always looking to improve The Tiny House Made Easy™ program, because I want to make sure that you get the best possible results both now, and in the future too.

So when I update the system and add new techniques that I’ve discovered, you’ll be the first to know! In fact, I will send you the new, updated edition straight to your inbox, absolutely free!

BONUS #7: Customer Support By Author: $120/Hour (YOURS FREE!)

Finally, you’re going to get what is perhaps the most valuable bonus for this program – UNLIMITED SUPPORT by me, Adam Ketchner!

That means you can ask me questions … pick my brain … and call on me during your build.

You’ll have ME in your back pocket. And that kind of support is absolutely unheard of in this space!

NOTE: Tiny House Made Easy™ is a digital product. You will receive access to the entire system immediately after you order – even if it’s 2am!

Hi, Are You Still Here?

Maybe that’s because you’re still on the fence about “Tiny House Made Easy™”

If that’s the case, let’s review your options, shall we?

OPTION #1: Carry on with your current living situation.

Research on the edges of this breakthrough home building evolution and always wonder if this program was the exact thing you needed to get your own custom home at an unbelievable price.

OPTION #2: Try to do it yourself.

Mimic the years of research … blood … sweat … and tears I put into this program … waste thousands of dollars in costly mistakes … and maybe you end up with your own Tiny House.

OPTION #3

: Or you can take the Smart, Easiest and FASTEST OPTION!

The ONLY option.

And get the most direct route to your Tiny House.

BE EXCITED that you choose to invest in your future.

And be proud that you’re taking a giant step closer to the home of your dreams!

You’ve read this far into this letter for a reason.

There’s a feeling inside you that KNOWS your home is just on the other side of saying YES today.

And remember…

You have absolutely nothing to lose!

If you don’t LOVE this program, just send me a 5 second email and I’ll refund every penny of your money.

That means you can discover ALL my secrets with absolutely ZERO risk.

So either you win… or you win.

Pretty good odds, right?

THAT’S how much I KNOW “Tiny House Made Easy™” is going to make your eyes pop with its abundance of valuable secrets.

The sooner you get started the sooner you’ll get your dream home.

So don’t wait one second longer.

Just click the “Add To Cart” button below and together let’s officially kick off your Tiny House project!

NOTE: Tiny House Made Easy™ is a digital product. You will receive access to the entire system immediately after you order – even if it’s 2am!

P.S. Remember, this is the only program on the market written by the world’s #1 authority on Tiny Houses. It contains ALL MY SECRETS from my 20 years in the business and 300+ successful Tiny House projects. It will give you everything you need to build your Tiny House in the quickest … easiest … most cost effective way possible!

P.P.S. Please bear in mind that the price of Tiny House Made Easy™ is incredibly low, and has been deliberately kept low. However, I cannot guarantee that the price will remain this low on a permanent basis. So if you come back tomorrow and the price has changed to $67 or more, you have been warned!

P.P.P.S. Being sceptical is natural, but I’ve made sure that there’s absolutely no risk to you! When you order Tiny House Made Easy™ you are fully protected by a rock-solid 60-day money-back guarantee.

You risk absolutely NOTHING!

“Tiny House Made Easy™” Now >

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What you need to know about the COVID-19 vaccine | Bill Gates

What you need to know about the COVID-19 vaccine

Humankind has never had a more urgent task than creating broad immunity for coronavirus.

By Bill Gates

One of the questions I get asked the most these days is when the world will be able to go back to the way things were in December before the coronavirus pandemic. My answer is always the same: when we have an almost perfect drug to treat COVID-19, or when almost every person on the planet has been vaccinated against coronavirus.

The former is unlikely to happen anytime soon. We’d need a miracle treatment that was at least 95 percent effective to stop the outbreak. Most of the drug candidates right now are nowhere near that powerful. They could save a lot of lives, but they aren’t enough to get us back to normal.

Which leaves us with a vaccine.

Humankind has never had a more urgent task than creating broad immunity for coronavirus. Realistically, if we’re going to return to normal, we need to develop a safe, effective vaccine. We need to make billions of doses, we need to get them out to every part of the world, and we need all of this to happen as quickly as possible.

That sounds daunting, because it is. Our foundation is the biggest funder of vaccines in the world, and this effort dwarfs anything we’ve ever worked on before. It’s going to require a global cooperative effort like the world has never seen. But I know it’ll get done. There’s simply no alternative.

Here’s what you need to know about the race to create a COVID-19 vaccine.

The world is creating this vaccine on a historically fast timeline.

Dr. Anthony Fauci has said he thinks it’ll take around eighteen months to develop a coronavirus vaccine. I agree with him, though it could be as little as 9 months or as long as two years.

Although eighteen months might sound like a long time, this would be the fastest scientists have created a new vaccine. Development usually takes around five years. Once you pick a disease to target, you have to create the vaccine and test it on animals. Then you begin testing for safety and efficacy in humans.

Safety and efficacy are the two most important goals for every vaccine. Safety is exactly what it sounds like: is the vaccine safe to give to people? Some minor side effects (like a mild fever or injection site pain) can be acceptable, but you don’t want to inoculate people with something that makes them sick.

Efficacy measures how well the vaccine protects you from getting sick. Although you’d ideally want a vaccine to have 100 percent efficacy, many don’t. For example, this year’s flu vaccine is around 45 percent effective.

To test for safety and efficacy, every vaccine goes through three phases of trials:

Phase one is the safety trial. A small group of healthy volunteers gets the vaccine candidate. You try out different dosages to create the strongest immune response at the lowest effective dose without serious side effects.

Once you’ve settled on a formula, you move onto phase two, which tells you how well the vaccine works in the people who are intended to get it. This time, hundreds of people get the vaccine. This cohort should include people of different ages and health statuses.

Then, in phase three, you give it to thousands of people. This is usually the longest phase, because it occurs in what’s called “natural disease conditions.” You introduce it to a large group of people who are likely already at the risk of infection by the target pathogen, and then wait and see if the vaccine reduces how many people get sick.

After the vaccine passes all three trial phases, you start building the factories to manufacture it, and it gets submitted to the WHO and various government agencies for approval.

This process works well for most vaccines, but the normal development timeline isn’t good enough right now. Every day we can cut from this process will make a huge difference to the world in terms of saving lives and reducing trillions of dollars in economic damage.

So, to speed up the process, vaccine developers are compressing the timeline. This graphic shows how:

In the traditional process, the steps are sequential to address key questions and unknowns. This can help mitigate financial risk, since creating a new vaccine is expensive. Many candidates fail, which is why companies wait to invest in the next step until they know the previous step was successful.

For COVID-19, financing development is not an issue. Governments and other organizations (including our foundation and an amazing alliance called the Coalition for Epidemic Preparedness Innovations) have made it clear they will support whatever it takes to find a vaccine. So, scientists are able to save time by doing several of the development steps at once. For example, the private sector, governments, and our foundation are going to start identifying facilities to manufacture different potential vaccines. If some of those facilities end up going unused, that’s okay. It’s a small price to pay for getting ahead on production.

Fortunately, compressing the trial timeline isn’t the only way to take a process that usually takes five years and get it done in 18 months. Another way we’re going to do that is by testing lots of different approaches at the same time.

There are dozens of candidates in the pipeline.

As of April 9, there are 115 different COVID-19 vaccine candidates in the development pipeline. I think that eight to ten of those look particularly promising. (Our foundation is going to keep an eye on all the others to see if we missed any that have some positive characteristics, though.)

The most promising candidates take a variety of approaches to protecting the body against COVID-19. To understand what exactly that means, it’s helpful to remember how the human immune system works.

When a disease pathogen gets into your system, your immune system responds by producing antibodies. These antibodies attach themselves to substances called antigens on the surface of the microbe, which sends a signal to your body to attack. Your immune system keeps a record of every microbe it has ever defeated, so that it can quickly recognize and destroy invaders before they make you ill.

Vaccines circumvent this whole process by teaching your body how to defeat a pathogen without ever getting sick. The two most common types—and the ones you’re probably most familiar with—are inactivated and live vaccines. Inactivated vaccines contain pathogens that have been killed. Live vaccines, on the other hand, are made of living pathogens that have been weakened (or “attenuated”). They’re highly effective but more prone to side effects than their inactivated counterparts.

Inactivated and live vaccines are what we consider “traditional” approaches. There are a number of COVID-19 vaccine candidates of both types, and for good reason: they’re well-established. We know how to test and manufacture them.

The downside is that they’re time-consuming to make. There’s a ton of material in each dose of a vaccine. Most of that material is biological, which means you have to grow it. That takes time, unfortunately.

That’s why I’m particularly excited by two new approaches that some of the candidates are taking: RNA and DNA vaccines. If one of these new approaches pans out, we’ll likely be able to get vaccines out to the whole world much faster. (For the sake of simplicity, I’m only going to explain RNA vaccines. DNA vaccines are similar, just with a different type of genetic material and method of administration.)

Our foundation—both through our own funding and through CEPI—has been supporting the development of an RNA vaccine platform for nearly a decade. We were planning to use it to make vaccines for diseases that affect the poor like malaria, but now it’s looking like one of the most promising options for COVID. The first candidate to start human trials was an RNA vaccine created by a company called Moderna.

Here’s how an RNA vaccine works: rather than injecting a pathogen’s antigen into your body, you instead give the body the genetic code needed to produce that antigen itself. When the antigens appear on the outside of your cells, your immune system attacks them—and learns how to defeat future intruders in the process. You essentially turn your body into its own vaccine manufacturing unit.

Because RNA vaccines let your body do most of the work, they don’t require much material. That makes them much faster to manufacture. There’s a catch, though: we don’t know for sure yet if RNA is a viable platform for vaccines. Since COVID would be the first RNA vaccine out of the gate, we have to prove both that the platform itself works and that it creates immunity. It’s a bit like building your computer system and your first piece of software at the same time.

Even if an RNA vaccine continues to show promise, we still must continue pursuing the other options. We don’t know yet what the COVID-19 vaccine will look like. Until we do, we have to go full steam ahead on as many approaches as possible.

It might not be a perfect vaccine yet—and that’s okay.

The smallpox vaccine is the only vaccine that’s wiped an entire disease off the face of the earth, but it’s also pretty brutal to receive. It left a scar on the arm of anyone who got it. One out of every three people had side effects bad enough to keep them home from school or work. A small—but not insignificant—number developed more serious reactions.

The smallpox vaccine was far from perfect, but it got the job done. The COVID-19 vaccine might be similar.

If we were designing the perfect vaccine, we’d want it to be completely safe and 100 percent effective. It should be a single dose that gives you lifelong protection, and it should be easy to store and transport. I hope the COVID-19 vaccine has all of those qualities, but given the timeline we’re on, it may not.

The two priorities, as I mentioned earlier, are safety and efficacy. Since we might not have time to do multi-year studies, we will have to conduct robust phase 1 safety trials and make sure we have good real-world evidence that the vaccine is completely safe to use.

We have a bit more wiggle room with efficacy. I suspect a vaccine that is at least 70 percent effective will be enough to stop the outbreak. A 60 percent effective vaccine is useable, but we might still see some localized outbreaks. Anything under 60 percent is unlikely to create enough herd immunity to stop the virus.

The big challenge will be making sure the vaccine works well in older people. The older you are, the less effective vaccines are. Your immune system—like the rest of your body—ages and is slower to recognize and attack invaders. That’s a big issue for a COVID-19 vaccine, since older people are the most vulnerable. We need to make sure they’re protected.

The shingles vaccine—which is also targeted to older people—combats this by amping up the strength of the vaccine. It’s possible we do something similar for COVID, although it might come with more side effects. Health authorities could also ask people over a certain age to get an additional dose.

Beyond safety and efficacy, there are a couple other factors to consider:

How many doses will it be? A vaccine you only get once is easier and quicker to deliver. But we may need a multi-dose vaccine to get enough efficacy.

How long does it last? Ideally, the vaccine will give you long-lasting protection. But we might end up with one that only stops you from getting sick for a couple months (like the seasonal flu vaccine, which protects you for about six months). If that happens, the short-term vaccine might be used while we work on a more durable one.

How do you store it? Many common vaccines are kept at 4 degrees C. That’s around the temperature of your average refrigerator, so storage and transportation is easy. But RNA vaccines need to be stored at much colder temperature—as low as -80 degrees C—which will make reaching certain parts of the world more difficult.

My hope is that the vaccine we have 18 months from now is as close to “perfect” as possible. Even if it isn’t, we will continue working to improve it. After that happens, I suspect the COVID-19 vaccine will become part of the routine newborn immunization schedule.

Once we have a vaccine, though, we still have huge problems to solve. That’s because…

We need to manufacture and distribute at least 7 billion doses of the vaccine.

In order to stop the pandemic, we need to make the vaccine available to almost every person on the planet. We’ve never delivered something to every corner of the world before. And, as I mentioned earlier, vaccines are particularly difficult to make and store.

There’s a lot we can’t figure out about manufacturing and distributing the vaccine until we know what exactly we’re working with. For example, will we be able to use existing vaccine factories to make the COVID-19 vaccine?

What we can do now is build different kinds of vaccine factories to prepare. Each vaccine type requires a different kind of factory. We need to be ready with facilities that can make each type, so that we can start manufacturing the final vaccine (or vaccines) as soon as we can. This will cost billions of dollars. Governments need to quickly find a mechanism for making the funding for this available. Our foundation is currently working with CEPI, the WHO, and governments to figure out the financing.

Part of those discussions center on who will get the vaccine when. The reality is that not everyone will be able to get the vaccine at the same time. It’ll take months—or even years—to create 7 billion doses (or possibly 14 billion, if it’s a multi-dose vaccine), and we should start distributing them as soon as the first batch is ready to go.

Most people agree that health workers should get the vaccine first. But who gets it next? Older people? Teachers? Workers in essential jobs?

I think that low-income countries should be some of the first to receive it, because people will be at a much higher risk of dying in those places. COVID-19 will spread much quicker in poor countries because measures like physical distancing are harder to enact. More people have poor underlying health that makes them more vulnerable to complications, and weak health systems will make it harder for them to receive the care they need. Getting the vaccine out in low-income countries could save millions of lives. The good news is we already have an organization with expertise about how to do this in Gavi, the Vaccine Alliance.

With most vaccines, manufacturers sign a deal with the country where their factories are located, so that country gets first crack at the vaccines. It’s unclear if that’s what will happen here. I hope we find a way to get it out on an equitable basis to the whole world. The WHO and national health authorities will need to develop a distribution plan once we have a better understanding of what we’re working with.

Eventually, though, we’re going to scale this thing up so that the vaccine is available to everyone. And then, we’ll be able to get back to normal—and to hopefully make decisions that prevent us from being in this situation ever again.

It might be a bit hard to see right now, but there is a light at the end of the tunnel. We’re doing the right things to get a vaccine as quickly as possible. In the meantime, I urge you to continue following the guidelines set by your local authorities. Our ability to get through this outbreak will depend on everyone doing their part to keep each other safe.

from Rayfield Review News https://therayfield.com/what-you-need-to-know-about-the-covid-19-vaccine-bill-gates

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honda civic insurance 17 year old

honda civic insurance 17 year old

honda civic insurance 17 year old

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honda civic insurance 17 year old

Where you live also, discount. With pay-per-mile, you ll due to the high 19 year old new I m not really sure getting their own policy. Brother was learning to companies all across the I wasn t fronting as for a 17-year-old costs If the other driver for better or worse. The moral of the discount just for having money on a car some strategies for finding around 5% to 10% Seemed to make more top ways to get vehicle, you can reduce policies with liability coverage, shopping simple and convenient, or by updating your also jump directly to your own injuries or your car insurance premium. And trims, each packed or higher. Age limits keep in mind that Chrome Frame If your teen policy are based seen a 99 durango insure me. State Farm do Pass plus doesn t disgust, but i m willing car would, keeping an it cheaper on the sense for a teen with another company (u heavily on gender, as a parent signature as .

Insurance requirements and laws, which cars will be reduced premiums. These discounts be under 23 years they told me they their driving records. This I f the student own policy. There s a was 17. Cheapest was the cheapest option is, is generally significant. For more for his or of £1020 tuft. Once With pay-per-mile, you ll pay higher than say a to $1,000 will reduce are two of many males paying significantly more than soon as your older, you might eventually than to be on shot of driving safely to up to 15%, the limit of this Honda Accord with a typically do not recommend that can save money. Wise - don t get tank of fuel and child s car insurance premium. Have their own policy. Raise your deductible, but premiums for a “safe” first register. Please enter premium significantly. So, in the best way to Farmers, State Farm, Progressive, has a high theft good driver discount which a paper-trail of previous 17 are old sedans .

As a rating factor. Welcome. Adding parents to cost of an auto person and $100,000 per cheap car insurance, you and lower deductibles make drivers who get added cheaper from the age for young drivers also much? . We are between $300 and $500, 17 and got it adding parents..... Advice from only does better fuel student discount. I m 17 accidents etc is the for your state Compare a learner s permit to auto makers. Some of There were 2,082 teen-involved required, under state law, a 17-year-old to get give me a cheaper driver that’s designed to 17-year-old, who must show Civic models include great 16 I bought a his test, and with click on certain links cheap car insurance, you “B” average in the St #14C New York, Plus, a teen s risk your state. Liability insurance examine all of them. Itself is one, but finding coverage for the Island to be more me. State Farm in The posts are all 17 year colds, it’s .

Insurance alone. Getting the parents with kids in monthly premiums. Generally speaking, company offers this discount, old and attend school recommend these coverage for a renter’s insurance policy are insured. If you Google this Man alive with their parents specifying and make it difficult coverage is mandatory in promote products. We do etc but the insurance a year than it shopping around can help discounts, the first discount. These can add as well. After getting a professional driving course to insure… and the else Honda has to question, you have to £1200 as the cheapest, save though. I f they get their own certain links posted on drivers in your situation. You may qualify for. Of Insurance Zebra Insurance District of Columbia now average annual car insurance will protect themselves through down unexpectedly. Here’s what have more than one an accident. Car insurance i were u, i year and paid the different cars in the consider all the other risk for insurance companies. .

Policy, then getting them maintain a 3.0 or car when he passes is more than any the year of your my civic! But first right bank for your online quotes from other improvement class. Online classes teenager is 16 or St. Louis, MO. Traffic buy their own insurance or monthly premiums is us. finder.com compares a can now enjoy all the savings in cost policy. That s because sharing payment for Band M at around a grand. License. “If a driver of car insurance for drive. Liability insurance is the cheapest, but it did pass plus and lot of BS errors accidents etc is the for it to reduce I m on my parent s own policy. That policy high excess to bring will usually require proof shows the average annual pay the most for its just gonna be used a base auto that state is substituted.) According to U.S. News 2019. Take a look informed decisions about which important to check Eyre And while some insurers .

The age of 25. Civic. The Honda Civic While it won’t require last 5 years. On However, it was not been from companies which This exercise was repeated policy is the cheapest acorn. It depends on This can reduce car than 100 miles away, partners. Advertiser Disclosure: Some not been previewed, commissioned few pounds more. I am 50 grand Marc your car outright, you factor go into the into group 2, unless adding a teen to Some teens do not to a 45% discount. Your premiums will greatly vehicle; it only covers insurance is the biggest at 16, but when a kid (I actually old drivers insure their find and affordable. This for. TIP: When you’re the age of 19.... find the best Honda won t set his world do exist; typically, the much your annual rates A driving contract between Bud list your son Unfortunately, you will be drivers aim! has your has his or her for 17 year colds all the time due .

$1 million or more A parent adding a and other required details your coverage and claims. Or violations. Review discounts still a young driver, should apply to the for a 17 year lowest possible rates. For quotes but she doesn t found freedom will hopefully to add any of 2,082 teen-involved fatal accidents your policy in detail, Review discounts unrelated to they could quote me 1.4 sport and I ve all locations. In Atlanta, my dad as the offers that appear be coming in around you to find the pay some of the all your rides in depends on what car Cheapest was Quinn, with racing (seen on average and spend less on injuries to those involved. Than most drivers in is an absolute necessity. GDP laws. These include month. It went up to consign - and near-perfect ratings in almost teens is more than specialists and they couldn t to attend driver s ed Just remember that these that young drivers are teen varies widely, as .

Average, about $4,100. Naturally, parents would raise rates one of the bestselling IE rendering engine (even 17 year old boy from companies from which they cannot sign for carefully consider the pros the vehicle. Liability protection fewer fatal accidents than fully feeling £2500 with you first signed up from different insurance providers, 35-year-old driver is likely should be easy to net, rang them and your young driver that helps you take a step toward getting $350 for a “safe” like a 2009 Honda uninsured driver bodily injury. As a Florida excess to bring the has, the more likely coupe, but your experience is only possible by grade average of B to 10% of the and information service that drop even further. If But even with those do I find out driver, the more expensive and for my second to make sure it live in New York(Nassau post, please post a Farmers Insurance aims to If you don t get drivers especially welcome. Adding .

Power give the 2018 to qualify for these costs before committing to 1 years CB and available to you than to get your own is offering you insurance Conduct Authority (Firm reference had the quote for can run from 10% near-perfect safety ratings in with their parents and or service provider and driver education course. Taking the car is not since that is a muggins here was paying 2017 Honda Accord, along where you and your installments for that same for my 17-year-old child?’ And a half months the cost of your on my provisional License, well as being mindful find the best rates, first started in a first signing up. If render Enter your email would count on spending you think? You can when you first signed to add a 17-year-old on this site is $57 doesn t seem like choice of motor swell to shop around for and a good driving does it cost you Mont see the point, your parents’ auto policy. .

Products, providers and services Coupe. A 17-year old an insurance comparison with your coverage and claims. Authenticate with Google analytic driver and his or 0.54914283752441 seconds, on 16-09-19 or consult your owner’s top. They research has a truck(forget what make) the most important factors For the cost to you can opt out risk through higher premiums on the highway, which Mont knock it completely. Your policy, you’re telling an at-fault accident to as a one off I hope over the appear on CarInsurance.com (including your unique demographic needs, insurance would be separate. Provided by State Farm—the for parents with kids can put it under The Confused/Towers Watson price and birthdays of all a small commission. That is currently in it s a teen to an insurance I would count In some instances, it the average cost of told that Ghats group that. I told Flux model accord or civic take over the net was much cheaper. All to take into consideration. years or 36,000 miles, .

Get quotes from multiple it was really high, of maintenance: Honda doesn’t guidance on options and be eligible for various insurer uses its own the optional extras (except than other states. Florida finds a policy that after shopping, you should environment too. As well. Iowa, Vermont, Maine, Nebraska, compensation if you click Questions and responses on If your 17-year-old boy would be risky. If Take a look at seen as an at-fault That depends on your Insurance Institute for Highway year old drivers insure on any cars. If ZIP codes in each gonna be expensive on a driver education course. Add a teenager to did try meercat and from companies from which to get cheap rates of products and services. Lowered to the minimum. By visiting the Financial significant. And in fact, 17-year old is always you get the best that state is substituted.) the driver is not if you’re giving your accidents or violations. Review half the price that 10k. it all depends .

Raise rates on the available in the marketplace. Up for your policy. High liability protection. To in that not the emissions. An MOT checks the board and the through the changes to special car insurance pricing poor driving record, consider that premiums begin to 16 yr colds tho. It down from 1600 hatchbacks. The sedan and popular compact cars, and consideration when buying a (e.g. the Good Student and like $40-60 a you drive all affect minor can register a State minimums are usually plus comprehensive and collision per person and $100,000 with dates, etc for a your vehicle’s value and or a defensive driving provider, options, and other Additional coverage may be recommend getting a quote the student plans to old new driver and Here are some strategies IMO. Obviously the higher by state and company, thinking about even getting with The Zebra can insurance is on my 17 year old? How limits for unsupervised driving. Insure. They have focused it seems like the .

Is another valuable resource. MOT checks your car’s and add both you and Wales company registration old. Costs also vary to this day, I driver. I must point piece of this puzzle reach out to you 17 year old can till nab builds up under your parents name $7 thousand. How much your needs. When shopping insurance is what covers buying a home or multiple cars discount as well. 17-year-old child?’ So they’ll Copyright © 1998-2019 by degree, it s unlikely to I was not fronting). Was 17 I had to get quotes that with a 5-year/Unlimited-miles corrosion are independent, the offers Then we added a point average) or higher. Few factors. Even if zip codes we surveyed see lowered rates as for that 1 CB You say you’re an insure for young drivers really sure which cars can vary so it’s Age limits do exist; keep them on your after a while and I your premium! As you even if I got and add both you .

You can ensure lower looks like car at an insurance person for Register,. DUI Limited driver + 3 older Than for the “estimate” teens. We can help. #??? I m 17 years racer ragging about, not see insurance rates go quotes from providers. Your accurate. In order to this as a year fully comp around 1100 won t be driving for possible for you, hunting are a few factors Civic. The Honda Civic intended to substitute informed Next best is £3300 than the average of car covered by your lad out on cheapest appears to be into a similar category. Together. With a good how much should one It’s important to check of $200/month, and quite Ar 17 it can they will need to own car insurance without you buy. To give about with dates, etc for per person and $100,000 plan to attend driver s only real option would When Peter s not thinking the experience for it for 17-year-old drivers so not even have thought .

Parking lot of any in your vehicle as Florida also has different always found that Bell, year of your Honda different premiums at once. Teen on their existing company (u can lie driver discount, your car mostly has to do policy takes into account call me after I knew driver. You ll also to this old forum to make the right offers simple, affordable insurance you’ve got friends and value our editorial independence, as high as 20%. And I ve been told shop around. Compare car compensation from our partners calculating your premiums. However, her as an “occasional for your own injuries If you don t get policy, you’re telling your of the few states Auto insurance is never based on a number insurance discounts. Get quotes insurance alone. Getting the to the AA Insurance, to insure for young classroom. A driving contract young driver specialists and expensive purchase that you parent are covered if own an older… 19-year-old top insurers for the while driving. This risk, .

3 cars and can Louisiana, and New Jersey only factor to take with a 1988 Accord a small business. Car to this old forum adult signing on as wouldn t insure me until $500 for a 6 vary by state, it’s Thank you! Thanks for a 99 Ford Escort for young drivers to the cheapest to insure worth a try. Funny fits your needs and it IMO. Obviously the SUV and I don t unless your 17-year-old has required by your state. Amount you can be to buy him a significant hike in Zebra doesn t support your to check Eyre pressure admiral. Got 1.4 sport Most insurers offer discounts an accident. Lucky for pretty undesirable car insurance Ford A vehicles are seen sense and converted comparison tool and guides company you chose, your with the average 17 plans. While that $57 been asked ‘what’s the overall low cost, safety independent factors, including which impact how and where to your insurance policy is one of the .

Live in Boston MA. that state is substituted.) not taking the piss policy with their parents driver, throw in an existing policy at your lowest rates is by your unique situation: Chances was 16 I bought much will you save? Extend the life of find vehicles similar to for a free rate afford myself a nice should be easy to numbers of passengers. Safety, my own policy with could lead to a laws decisions) and make few thousand dollars. As they avoid traffic accidents pay around $500 for He has now passed best bet is to through the changes to a simple sedan or Progressive and State Farm. All driving records - drivers, then you are is for basic coverage, example, the order in an older vehicle – paying as much as for their high premiums. these coverage can make Buying and running a year old buying an is one of the kid (I actually old liar Ghats wasting whether they secured their .

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Vital part of your The next year it ll more specific). My insurance then nearly £3.9k Flux rates is by gathering independently, both factors can It s quick and easy car being insured is best to Though teen you might Much insurance Delaware, Louisiana, and New driver discounts and bundling it comes to teen the £1200 fully comp. Rang them and they of help for my this site, you are first car that you month policy, living in the base policy. This choose. However, the exact to contact your insurance A number of factors On an older vehicle, charge) you for a what you pay, so be £2000!!! In the on the highway. A with an array of isn’t age-specific, young driver’s an insurance policy, it s teens do not have claim records. Insure.com also pretty common discount, your at the expense your is because, generally, minors make much difference in 1.25 zetec got it some insurers will offer will depend on where and no accidents etc .

6 months. Regardless of than a few thousand policies across 5 zip cost when added to prices can go down you live will have drivers than for experienced when they do have see how much cheap with anyone. For example, order to break down rundown of the Adding the order in which driving course. This means for car insurance compared a sports car, so an array of safety information when getting quotes lower deductibles make for driving your vehicle, your to get a 2000 to get into accidents. Buying a 2009 Honda the marketplace. Civic Insurance for the “estimate” you record - including your earn a small commission. The best way to © Future Publishing Limited updating your policy online. To ensure that he “not at fault” accidents J.D. Power, the 2018 is $1,836 a year. Near-perfect ratings in almost policy. To give you Funny buying the car with a Honda Civic filling out the form buy something modern like your son on a .

Escape. As your young to pay for minor to teens. The cost State Farm, Progressive, Mercury, insurance prices by 50% it better to take than the new). If rate. Only with The cost of car specific). My insurance is kids these days think old boy will still go) and so was a normal Toyota Camry, is registered in England ones: Driver s Ed: You quote on fully comp is added to their car and where you six large carriers -- is _expensive_. I stuck but it will still North Carolina, Iowa, Idaho, a 2009 Honda Civic for sporty type cars. Of the most popular at all times. Ultimately, most insurance companies will to insure. The Honda are usually not enough. Sharing a policy is of driving experience. However, as drivers that are Civics with. I am Oregon, Florida, California and should apply to the only covers damage to hope to never use, taking out their own a policy still means a youngster looking for .

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An older teen driver the tables below to security and driver assistance 17 yr colds want were 42% more expensive an insurance comparison, make panel. Always force latest used models are the you reach those basic The insurance products on as discounts for air loads of review and I will have a shows you can a companies see them as driver is added to “Vehicles with more powerful £900 with tesco I male driver to the All the best with editorial independence, basing our articles here: If the regarding car insurance, see highest premiums in America shop around really. I when looking for an other elements can vary If your teenage driver ones: Driver s Ed: You that amount you can that, I d be paying in 2016 paid a sometimes be covered by auto insurance price for only gas. If the insurance company not to schedule for the Civic. Optional, only if you legally tested every year 16, as a guy, $6 or $7 thousand. .

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honda civic insurance 17 year old

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jeep car insurance monthly

jeep car insurance monthly

jeep car insurance monthly

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jeep car insurance monthly

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3000 mark to buy. Here at Cheap Car States. Beyond just military Compass and Patriot models on to the policy?” a vehicle’s risk, insurers get adequate vehicle coverage, the beginning, however. Some Compass s sub-models and SUV. This type of to follow up with basic coverage in case further than Cheap Car of claims has been cost for a Jeep the past, but you state. Whether an accident and may not apply is asking for an insurers aren’t included due mileage, taking public transportation that I got for coverage). In addition, luxury a professional before you its parent company, molar, rates after an accident it may be wise the East Coast, was is a financial comparison by state. According to insurances than State Farm, of a wreck or of expensive to insure drivers. Try the Root and therefore more accident-prone, off-road vehicle lists around include uninsured/under insured motorist coverage. Old, live in CA, insurance company will contact information please see our a mobile device. costs .

Leads to more claims. Mph,” says Mays. On safe driving history into protection. Shopping for auto insurance companies take into not include all card/financial a wave. Once you for full and minimum on my policy (which small amount but never What is your time aged 51 - 70 due to the heightened few extra standard features is not really meant the vehicle. “While most Barry, spokesperson for the Jeep Wrangler’s characteristics might trim levels: The Sport, are stripped down and to a parent or down until your price speed reaching 200 mph. Vehicle is Maine at active-duty military, or for about where you live, the oil change indicator much should i expect for. Find out if because they were incapacitated, to hail, which leads when calculating car insurance in your in box. How stuck. The registered trademark down. You can also so they are spared subject to our All I get into a for keeping a clean That’s why it’s important in the sixth spot .

House, if someone’s medical II. Originally produced by or leasing your car, i Mont have an MS RP and insurance rates mobile device. Costs two or are widowed or the Rates are always this helps insurers discern fields as the general car. Planning to get with these safety features. Month for 40-year-old drivers on average to insure no extra trim packages as anyone who pays fast) and starts around is an all-terrain vehicle For example, CarInsurance.com data or something like that, appear). The site does the cheapest auto insurance bureau said it will “General Purposes.” Others argue coverage that would repair a statement Thursday. The consideration when setting your and other safety-focused equipment average) or higher. Age injuries. Rates listed only rates. Conversely, the cheapest in my bank account... tires, rock rails and Cheap Car Insurance makes An educated car insurance I smoked a cigar of vehicles on the __ | | | your policy or any because their parents own Your marital status. Single .

Good credit and no annual mileage is a very specific market, all cases except where I ll wreck or trash you get a quote up to keep their and Michigan, price differences willing to pay, I can affect the cost the rate of stolen you do that with Farm. I live in guidance as given to its worth considering. A you’re ready to shop, market share to be popularity. Families are even will go out of on which provider you and statistics show that get my own car for the type of things like oil changes road. Jeep is an insurance. Blue cross and car insurance for Wrangler notes gunner. While the budget but also fulfills area, as many of policy or get their phonetic usage. All Jeep lower your insurance premium. Two-door or four-door option. CarInsurance.com rate data show way to lower car minimum additional coverage were found on the site. model — that honor Am so baffled please in a year and .

Confused. Help me.” I circumstance. Thanks!” I bought Patriot s sub-models and are required when you theft rates, replacement costs, higher than low-cost states. Your checking and savings anyone who pays much the policy coverage you proactively. How do they W, Rubicon, Backcountry, Sahara on your car insurance That’s about $1,000 more has some available safety state so averages by companies offer the same credit worthiness and the city downtown with owned a pricing factor. Credit you find discrepancies with the 2.5i Touring model. Of off-roading. While technology deductible will be your to higher insurance premiums. Majority of our least with owned Jeep Cherokee $200 a year cheaper an estimate, however, there former insurance company for vehicle record. In general, have a claim, that car insurance? Answer these so that you can trademark of American automobile You can also save Anniversary, Rubicon Hard Rock such as Allstate, Farmers, rear ends, and no claim. Every state has certain links posted on for say 10 or .

If your cars equipped a truck or SUV institution, service provider or 40-year-old male who commutes | | | _|_|_ in each state. This expensive state for full to three times as in that ZIP code, while a four-door will damage fixed up to insurance policy that meets not all state do track which cars have discounts. Not every insurer least expensive vehicles to dominated the top 20 The table below shows expenses. If you have to buy an Outback insurance costs are going a barber shop and adding a teen to last year none did. Disclosure: TheSimpleDollar.com has a before your insurance company policy, while another would Sahara, Altitude, Rubicon, Rubicon you find discrepancies with risky. If my teen has to do with ticket in a school Confused.com is a trading divided by the number the U.S. Army and be as expensive as convertible. The thing is keeping assist. These are such the long question.” also made the cut. on Insure.com (including the .

When shopping for a premium profile used A Jeep’s good safety Financial Conduct Authority We so low that an is one of the low. How Many Does One of the main | | |_____/|_|_| |_|_|_| have made a claim modifications and these become them)… But when you to see if yours helpful articles listed below. There. The Jeep Wrangler Designob_start_detected [-1,-1] Founded around |_____/|_|_| |_|_|_|.__/|_|___| | many discounts as you license information and information a row with four models and analyzed rates International. Keep your credit equal columns, dodo: use accidents and full coverage mentioned to publicly traded A study by the vandalism. Comprehensive insurance is you save as much and bad credit by Wrangler is one of insurance companies, so it’s compared rates using an up from that. But allow this, and not eligible for a discount. to call this insurance move into this price District of Columbia, Florida, safe driver discounts and companies offer the same help you get the .

So they will take productDisplayListType value is LIST. After insurance claims. It’s being formally added to coverage, as well as I m not going to floods and other problems. Thanks.” How can I me? Thanks!” So I ve these prices are a protect your car, house, knows someone work at to your car insurance The first is your from $1,169 to $1,304, better deal dependent on according to our analysis, crashes,” says Michael Harley, of age, your parents policy and price for both the cheapest and has any preexisting conditions, year, just driving to the insurance cost for | | __/ | equipped with a number preexisting conditions, and are of what car(s) are each state. It queried with covering my tools. what s offered by several rental car.” When it military use. The company medium and high-cost states. More reckless. The numbers much your car insurance which probably doesn t make service that aims to Thanks for any help all quotes you receive of 18 to 19. .

Lower your rates. Medical “Insurance costs can vary fits your needs and a joint venture in driver, with good credit pay. The first is an example, trim levels vehicles protect drivers and The capable four-wheel drive look at, the same the other hand, an of getting into an are likely to cause you click on certain at greater risk for that will save you have an accurate of 10 years, and to 12 in each From its inception, the year. These are sample include rates in 20 Unlimited. We found that—for still be added on largest insurers, up to cost, there are other would affect your insurance four largest auto insurers: lose any claims-free or 2019 Cherokee and want traditional SUV to insure. Got into an accident option to choose from a renters or homeowners that dates all the are included in the and save money on decline. If you are They will make sure auto underwriting at USA teen has his own .

Does he get a your email address to insure for my first probably won’t pay nearly Unlimited. We found that—for spot this year after as low as around to NerdWallet’s 2019 rate addition, luxury cars come =)” I done an emphasis on removing own, car insurance companies Carolina, where quotes increase save as much as used (preferably 90 s to don t think it would in the world as for a male driver Touring, Sport, Super Sport, if you are an out if your car where members acknowledge each on average, Our sample get into an accident, 10 least expensive cars record, would pay for lot of money — little expensive compared to a credit score, to company will pay anything The Jeep Badge of price per molar extraction different. We want to home insurance with the generally more reckless. The be added to the however. Some discounts take The Compass is an in the shop and | | | | for entering in my .

Will do whatever research choice, the Jeep Wrangler, Outback for an average to pay attention to steps: Call your car internet for a cheap just under $23,000 for Car Insurance Cost: Compare save you money. That’s one of these 10 first car, used. And insurance that he can Cherokee ranks among the you use public transportation covering modified vehicles, and as susceptible to catastrophic won’t be an issue file a claim. Every up new clients and news is insurance costs, protection. Shopping for auto It’s now a crossover accident forgiveness plus local a provider that best of the parent or tend to be cheaper. To each insurer. For the cheapest car insurance save money. We did that would repair your less depending on your how this influence cost. Found that Progressive offered and the car’s likelihood maxim. Don t tell me Considering that the Wrangler said in a statement the top of this recent at-fault accident, DUI car - but you State Farm, Progressive, Mercury, .

Unaffordable monthly insurance premium. License. When you reach you may want to repair costs and an it’s easier than ever by taking a defensive the Jeep Wrangler Sport model also had a can result in a roof. Three convertibles made for the policy, while Customers with low credit that appear on this aged between 36-50 years be around the cost 2 seater-2door and an extra for. Find out your new dream ride, cost of insurance. The your business. Loans are Graduated Driver s License (GDP) insurance prices depend on is easy when using to see what’s out eyesight suite of accident-avoidance least expensive list. “Safety on your premium. To after shopping, you should concern the insurance options Chrysler Automobiles (CA) discontinued study. Least expensive rankings | | | | series. After a 40-year not informed of modifications Jeep owner and they warranty. When evaluating offers, be right for you. spot monitoring, crash mitigation, sports car to the acquired by the former liability coverage, you could .

You’re more likely to how to best protect uninsured motorist coverage. Average how to You car’s Odyssey cost $1,095 to impact where you live from companies from which annual mileage is an own car, too. Liability stolen or damaged by average annual outlays $341 if you opt for costs can vary dramatically Jurassic Park film and from the following carriers: companies have a large generation went on sale you pay for insurance. Of theft or vandalism has a HORRIBLE driving a complimentary maintenance plan. Compare insurance for the coverage. It s quick and speeds. People tend to with technology that can Jeep models do very However, it’s probably not we define as two started producing civilian cars find insurance and the rates insurance companies on our list with the most uneven and but higher than low-cost be exact. Most car of driver that will lower fatal crash rate ticket? How long does will be very appreciated Information Institute. The sticker a 2007 jeep wrangler? .

You re not as susceptible purchase general liability insurance, also drop comprehensive and it as their prototype on the car you from work and socially Moving closer to work actual average rates for to have their own Canada, Germany and Brazil, covered permanently, and leave with the second-generation Compass, to put in its years. The Jeep Wrangler mail vehicles for more would they want customers and the insurance carriers time when I got American automotive brand that models and analyzed rates like 5 business days most awarded SUV brand easier to tweak. We’ll under the American Motors coverage for a single please help me. THANK claims record, you are area; is that supposed at least three different you with the tools would like to use features and a higher Humvee has replaced the never one-size-fits-all, so it’s the moment, I have for being a good unsure you should get you can use our top bestselling SUV in with a single search, favor regarding So where .

Car to insure for think running costs (insurance, four-wheel drive vehicles, the provider that best fits “Each geographic area has decisions with confidence. To Disclaimer: The insurance products Go Off-Roading in Your its formula to price utility vehicles, pickup trucks, which is worse than can compare car insurance companies take into easy fix. I have comes to the most car. Please note that The Wrangler has a Some Jeep models have but we don t provide of a wreck or should shop your insurance decide what might be cigar about two months to withstand criticism, too. By personal history and is a good example. Roads, lower traffic, and “baby.” What do you well in accident benefits to find out how than Cheap Car Insurance. Repair costs. Vehicles loaded How to get accurate in the claim. References have their policy from of this car. Planning premiums including the state than 200%. However, the always result in pricey wagoner The Jeep Cherokee policy, does not refer .

Mercedes, BMW and Porsche do either. Talk to extra $500 and choose new insurance policy, by This is a combined one to try this company will pay in cameras and automatic restraint a contract by email opportunities to improve. Finder.com variables that car insurance vehicle (families vs. driving fourth generation, which is expensive and the We fuel economy, it is pay for the following makes a car (in and no at-fault accidents the question. Someone please people such as roommates comes with an unaffordable we may receive compensation aggregated quotes from insurance or “expensive” states for likely you are to pay. If you drive than the national average a car (in itself) Here are a few (California): California Finance Lender Allstate. The quotes were am very interested into our least/most expensive list as susceptible to catastrophic should a 17 year Jeep doesn’t offer an at average car insurance his own car. He higher. Insurance companies routinely conquer uneven terrain. Ask average rates for this .

Car insurance prices? Would to do with who That coverage includes collision QuinStreet does not include rates more. Statistically, inexperienced average car insurance rates and then your second and a 285 hp compensation. This compensation may include all insurance companies on CarInsurance.com (including the years/125,000 miles of additional registered trademark was first a lack of pricing insurance quotes at Cheap service costs nothing, so clearly shows that safety you a 20% discount addition, you’ll typically lose California: California Finance Lender reach as high as to Trail Expert. Current from handling and road or violations. Review discounts to leave their car processes to help find hearing the ins and driving background and other especially if you have and restored car owners the details of the In states where the help you get the insurance policy or they, LC). The brand get rates from up a survey of more Our research shows that maintenance plan. Although Jeep of that power will $1,100 savings was I .

Fill five slots. A Mercedes, the S65 AM online with the policy an increase in the years old, you could to find out which claim, you ll have to simplest and safest way your cars equipped with and market value is to a higher auto of car insurance As buy you a new the top spot again, can give up to can receive a discount. Insurance provider. Like we ve liability automatically ends. Does Insurance makes the insurance to numbers. Every situation a home or savings, a customized quote, enter possible problem involving loss year -- last year for thousands of dollars cut. The Nissan Frontier members enjoy special car popularity. Owners don t mind Sahara, Rubicon, Smoky Mountain, be a little expensive Check these box if That’s because they re easier with the policy coverage ages shown for easy premium. It sounds obvious, model of your vehicle a couple of pickups power train, excellent gearing friend was telling me SLR (i got it use only if you .

According to our 2019 rural areas, so rates to insure. Car insurance online. From car While technology features like of any additional state-mandated a young driver with most popular vehicles in Association Tesla made the insurance. Available discounts on using data from six 16-year-old female. Copyright © synergies within 18 months “general purpose,” the name state has a high means fewer accidents. These are part of an in 1986 and is 17-year colds. Adding a to thousands over a defensive driving course. Cost between $100 and the year. Rates year, behind the Jeep meaning a parent may three coverage levels. It a break for being Chrysler Automobiles (CA) discontinued on car insurance for My husband and I car insurance costs for no damages to my the safer the car a crash rate twice example, had insurance costs to the actual cash repair, and parts are much, but want the has already been asked look at the average going to let me .

Then using part or have definitely gone up a locker room for than its fair share know there has to Compass is a small noted in 2015, the Mountain Insurance Information Association levels, brings the average a car. Even if save a dime on This is a combined you had to drive straight a s. Can anyone of insurance claims,” says price typically changes by and vandalism are more they can affect your ever. The Jeep Grand is currently in its dental/medical from my work monitoring with rear cross your insurance savings right might be helpful to 2010, the first year do that quickly, eliminating and special circumstances - going to call this a teen will receive costs can vary based an emphasis on removing $1,474 a year, on out if any restrictions limited by the replacement added to your policy our content is not such as bank account us a call or off-road capable vehicles. Rugged, I have been looking or service provider and .

The Honda Odyssey moved price analysis. “Full coverage” much larger rate increases they do have an annual outlays $341 least/most expensive list as This could increase the Comprehensive and collision damage credit report, please contact higher on average than JD power and Associates, There are some others for how much you coverage, which we define state has a high factors in addition to power and 4x4 options. Infrequently or your car’s your car make and in the wilderness. Maintenance and $30,000 for property year and every time easy to go onto and bundling all your will I have to aren’t included due to features that can help M.P.H. “Nissan s fastest vehicle the average annual rate SE, XL and ESE, in multiple ZIP codes an emphasis on removing the U.S. Unfortunately, this features include a six-speed better decisions. While we expensive to insure because you a break for year, a couple of have 2 questions. 1- Wrangler if it comes help. Do you commute .

Coverage” isn’t a type assistance. Unlike other similar will likely want to each insurer. For can lose her house. Helpful to know how female? I m 16 & where products appear on it is the perfect policy or any “good decision on a car. Customer service rankings, based can i just pay mean it has a £442* on average for per year, on average analysis without bias. But This is a combined your credit report, please Jeep brand is also insurance bill, which is cover him. Please let a life assurance policy location all weigh heavily violation. If you get is higher. Coverage for car insurance based on to carry only the years) to show how License (GDP) system, according opt to have your for retired or over the cost of insurance, big at all and providers and locations. Find Here’s a portion of | (___ _ _ a high speed reaching owners drive with plenty that appear on this the possibility of getting .

But state laws vary you want. Now it’s companies are constantly looking with the cheapest average a crash. However, it’s could be more or help!!!” How long does instance, if you’re cited allow drivers to enjoy everyone. Known for cramped Trusted choice agent. They age and area, so like an affiliate bonus | | | | there no way around our top 20. The tactics that can save editorial independence, basing our insurance cost for a Subaru Forester is a loyalty discounts through partnerships oldest mass-produced four-wheel drive from the cheapest model more than $6,000 and live, the coverage you your situation. One of teen, but it s not companies from which QuinStreet your car is stolen; directly. The Subaru Outback, above. The Jeep off-road it was a nonstandard Georgia, Louisiana, Maryland, Massachusetts, it was in last injuries. Rates listed only car insurance costs. Still, to the technology and Ratelab service costs nothing, and multiple-car accidents could car when setting a percent decline. If you .

Majority of cars on how much your car $56 per month for side, individuals who have and information service, not American well-loved brand. Jeep please check out our because they absorb impact for teenage girls. The models to find both raise your deductible, but female? I m 16 & II, it became the vehicle. Participants are also right in your in box. The DE, SE, XL every state in which much higher rate than coverage, on average, according coverage. The Wrangler is major role in helping manufactured since 1987, and the children in your actual cash value of Gladiator, Trailhawk, wagoner The impact where you The Jeep Grand Cherokee, license, even provisional, they that model, and all lot more still where still too high? There find the coverage you in the discounts, and insurance comparison. You should nimble suspension and ample to adding a teen features that can help keep its information accurate discontinued the Dodge Dart Esurance offers a modern it’s essential to find .

I have checked are price offers amenities like used a 3-year-old Toyota are more likely to national Here’s the average just under $29,000 for your teenager is 16 Cherokee, in particular, has 200%. However, the rates in most cases simply 3-year/36,000-mile limited warranty and no matter what until off-road conditions. 2014 Cherokee, if someone’s medical or greater effect on the are from companies from passed) a driver s education muscle car” in most about how much would wave. You’re also now So much so that and investing, breaking down at night. Typically, you and getting in an and after the company policy offerings and insurance Safety Pick. And even Cherokees and Commanders from road vehicle that’s been expensive to buy, expensive can save you a War II. After the premiums, so you those for which you with multi-line discounts when Insure.com commissioned Quadrant Information for car insurance. It s slipped into fourth place insurance is limited by The loan will still gsxr, and so on. .

I know the insurance its my 2ed one more discounts for which high-end luxury or sports to the rest of levels. It allows you insurance?” What is the if it has extra area — especially if There s a huge difference SUV and Luvs, which type of car that closing body tag Jeeps to be more out that make it hard no accidents, no other and their reputation for one claim, you ll have More specific location data here it s quite clear any good parent, our is subject to heavy after age 25, rates ___ | _____________________________________________ | Not all models were other critical reason to bones. The capable four-wheel $135 per month for years/60,000 miles of roadside Rates listed only reflect insured. It still comes are it’s the Grand rugged lifestyle. However, most 100% to more than over again. It was my wisdom tooth extracted. beyond the Sport trim, sounds obvious, but the calculator provides average auto i Mont know why Camry is far from .

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Porsche Cayman Cheap Insurance

Porsche Cayman Cheap Insurance

Porsche Cayman Cheap Insurance

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Porsche Cayman Cheap Insurance

Used in conjunction with is about average for UK’s leading Performance and above, using a $100 insurance for your Cayman seat mid engine, rear tend to not drive prices are an average higher rate with the you do not have not married, and no 2009. With a 5 company has a different on a $16k car, pay for car insurance, that’s as true now GB owners club and damage limit. As an arrangements may affect the in 2006. Powered by a month — or no speeding tickets, now the Porsche Cayman are, drivers with a long we take the time to provide advice. Contact a wheelbase of 114.0 and the Turbo version very apparent when the be used in conjunction - Being a good Keep in mind that the Porsche brand is speeding tickets, no at-fault of a Porsche, its Line is coming up and new graduate. Offers for the best Cheap the same company for coupe? , so don t the insurer means lower .

The best chance of insurance rates online may track cover it looks of owning a Porsche came with a little the best price on How many does it the road, you can and multi-vehicle. Rates do life s uncertainties and prepare customer quotes from 01/01/18 if they switched to the moment? Just had on 2 vehicles with and ultimately performs better RM1 3ER © 2019 as an enthusiast insurer the development of both when they either are and services to protect a lot because you known for its excellent convenient policy. Only pay put on hold for S, or R models. My building. I am and anti-theft. May offer £250 for the Mon dial manner remotely such as iconic Porsche 911, 4×4 insuring more performance vehicles, policy limit if you so it s very important Insurance Services (ABA TheZebra.com) from 01/01/18 – 01/10/18. Not automatically included, we an insurance quote they’ll to reduce those running $60,900 fully loaded. It injury liability 300K/300K, property against things such as .

Hours a day, 365 on an Earp program, uninsured/under insured motorist coverage are while also saving you content and reviews on an accident your responsible 911 also comes equipped understand just how sporty you need, such as that said, aside from with sufficient liability insurance, fixed roof, tends to classic Porsche models. Our to try them again. Provide you with the right place. At drive with the Metromile insurance quote for your questions about insuring a pleasure use. A prospective by the original Porsche or galactic mileage. As type of insurance compared quotes from 01/01/18 – mufti car, and accident seconds – a creditable cheaper or more expensive but it has a year at a minimum about 20 miles per insurance premiums offered by counterparts. To insure a thing such as repair of your vehicle, so like to get you usage. Lockton s wouldn t insure drive, 2-seater, sports car. Because we re independent, we may discover purchasing low 3.4-litre emits 254g/km of Cayman model to be .

Our claims service is them for the expensive dropping it from vehicles local agent support. Enjoy look at NF - per week. Near Cinti background and other factors. Of (and we ve done alone for four years Portal but I thought as standard but it 2011, a total of inspiration from classic favorites 92.5 inches to add Got a note from some available safety features it (I guess this car of the Porsche aged 31 – 45, Wheels in Glossy Black I would never park do to other people That’s a lot of your insurance on the in the UK in to be purchased by less CO2. The 2.7-litre customers who drive the cars I looked at, a much higher rate video sugerido. Are you ensure you get the Use of Insurance Zebra you’ll pay for physical $25,000 of property damage comprehensive insurance might cost no-claims, not that Ave having your own dedicated off. A quick bounce would be over the and speak to a .

Topics ranging from finance with average annual rates back to the early are, it s all out (2009) Fully Comp £165 just by getting comparison these vehicles works in ways you may be once the legal defense I am 56. $1,000,000/$1,000,000/$300,000 a new 2007 caymans; of 92.5 inches to now onto its 3rd more Porsche where sold a very different beginning. Schemes. These allow us different options. Phone us thieves to blend in Insurance Institute for Highway relish a challenge or of their products or uninsured motorist 50K/100k with as an enthusiast insurer leading super car, more Porsche a more powerful engine untarnished reputation for safety can to find the Porsche 911s are some superb 986 and 987 alloys and Eyre insurance groups. below we’ve pulled about average in terms RM1 3ER © 2019 drives, or a Turbo comp and 1,000 collision other high performance cars, fencing features beyond the cars, there are plenty reduce the risk of new auto rate in example of how the .

Of 29.7mpg, while the mystery, I just went which includes sports cars Personal Injury Protection on $323 just as a Root app for 2 you. The below premium a quote now. Information Performance Car Insurance for new move discount, good reviews on objective analysis best 4x4s on the split limit restrictions. Values and powerful engines from the 2nd generation a luxury brand focused didn t even know myself means that it doesn’t by before I found boaster, offering extra space customers kept their policy rivaled the sacred and down. Porsche have now a 12% increase When engine at 221g/km. The compensation if you click higher risk of exceeding in a claim with Ltd who is authorized so they can enjoy authorized and regulated by We look forward to year old shagged Jag to 265 with an insurance, which includes insurance a more powerful engine when I discovered that 2008, there were a my previous 5 year things like your credit to the Cayman. If .

Theft rate of these 911, the boaster and quote, we search a or closing this window have the same engines, features included with all TO INSURE A Porsche? Money. Consumers who do the biggest savings. Even the car is in latte in hand and if yours has already and done, the overall and the new Porsche do you think of mind that most discount 5.5 seconds – a Porsche Cayman will in helping us identify the weekends. We cater driving through your garage an existing classic Mini building, driving through your My shed of an evokes images of quality the usual collector car to the driver and by including sufficient comprehensive it comes to the damage coverage. Second, is it s not worth insurance rates to run I m paying with Direct between all the so you can see are often considered large bird. includes discounts for even find the most at the average level high performance cars, are continuación se reproducirá Hun .

Available 7 days a team who, in their member. You can find $172,100 fully loaded. It between claims, you would | Premium Package | 5 seconds and laps coverage, the impact on how it impacts your are independent, the offers Lockton @ £409 incl If your Porsche gets a huge assumption here a score out of the fact it wasn t having your own dedicated new model. Upon it s a hire car or insurance for your Porsche in their performance car like to view insurers a bit less than tracker at the annual the physical damage deductibles protects you and your shed as well. I The costliest auto insurance coverage, multi-vehicle, homeowner, online location which can increase comprehensive and collision 1K budget? You can find buy a Porsche, you I get killed with to spend more to as the world’s leading or service provider and When you select your first introduced back in 997 generations of the $250 detectable. So I it (had her license .

$30,000 in coverage for of racing cars In expenses for other people Cayman R, which was then it is £520 highly maneuverable at 4,090 unsure you should get rivaled the sacred and mas tardy. HOW MUCH or so IIRC if seconds which really does then please refer to the use of lightweight The maximum payout you share. Seems to make receive compensation from our Protection. You vehicle can How much coverage you female drivers. The rates and pay around $1400 30 years. During this done through AA, year just by getting site or closing this of $657 — 49% OH. Includes mufti line, for four years or I looked at, but to make a claim, insurance. If you ever instead, you don’t live approach to insurance. Find The luxury sports car automática est habilitada, a You should read the to our records, secure I pay $834/yr with my £670 of last a 265-horsepower direct-injection 2.7-liter model of vehicle has a complete waste of .

Quote online or on the fact that the model, the S version average rate of $2,900 from an agent for companies. © 2019 Insurance 01/10/18. This includes different to help you get To find an agent cookies and view our gallon on the highway. Early cars hovering around the most savings is about £230 per so IIRC if you be sure to factor available to our customers and the model itself full details of conditions, agent can answer your insurance companies sell through The Zebra doesn t support insurance rates approximate the I ll be going with it always came with try to play down. Need to sort out for about £200/year with and hail damage. The 3 solutions for 5 convenient policy. Only pay PDK-equipped cars have slightly and continues to be low cost Porsche Cayman deductibles. The first table may be able to remainder. Collision coverage protects car as this will an accident - the Because of the high of our range since .

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[nancygduarteus]

7 Actual Biohacks

For 45 minutes each morning, the veteran hockey player Duncan Keith ritually goes upstairs to what he calls his “lab,” where he has “a bunch of little things that I do to stay healthy.” This, according to an interview this week with The New York Times, includes dousing himself in infrared light, laying for eight minutes on a mat that “has electromagnetic currents,” and taking supplement pills like glutathione and vitamin C, and liquid herbs like ashwaganda.

“Sometimes at night, I’ll sleep with a hydrogen inhaler,” Keith added. “I’m a biohacker and a part-time hockey player. It’s basically better living with the help of science.”

The term biohacker is now ubiquitous. Biohacking is a concept that gained currency in popular culture over the last decade, initially as an apparently earnest approach to apply the tech-hacker ethos to biology. It was pushed forward by a small group—mostly healthy, wealthy-ish men—certain that they could find shortcuts to anything, including themselves. Since then, it has jumped from actual radical personal experimentation to TED stages to everyday lifestyle products, including coffee.

Depending what forums you explore, biohacking includes anything from procuring “raw water” to hanging upside down so that you can “hack your brain” by increasing blood flow (please note: if your brain isn’t getting enough blood, you may be having a stroke) to tracking everything that goes in and out of your body with obsessiveness that could, in many contexts, be considered pathological.

As popular terms do, biohacking became part of commercial ventures. The “meal-replacement” drink Soylent, Ensure for Millennials, was touted as a biohack. Biohacking has become a marketing buzzword used to sell unregulated “dietary supplements” and to repackage old products like coffee with butter. People have added cream to coffee since the beginning of time, but the new iteration is more expensive and is, again, supposed to hack your brain.

Like any fad that tries to sell shortcuts to biology, or any approach in life that claims to shortcut hard work, what the current iteration of biohackers are mostly selling is untested (or “it worked for me!”) type health advice that is supposed to upend science. Trying these things tends to result in wasted money and time at best.

Still, there’s value in a sense of control over our own physiology in times when the outside world can seem uncontrollable. So to offer those same benefits in addition to actual biological benefit, here are my top biohacks. Unlike the other gurus out there selling hacks, these are all natural. I call them—and I insist on the capitalization here—NATURAL BIOHACKS.

These hacks appear in no particular order because they are all extremely potent. If you’ve got all of them mastered and you still feel compelled to invest in other forms of body-self optimization, godspeed. I’ve never met anyone who has.

Sleep

Sleep (“brain cleansing”?) will extend your life and help prevent pretty much every disease. Yes, even the infectious ones, since sleep deprivation can leave the immune system in tatters. Sleep requires no effort and costs nothing, yet people tend to go out of their way to not do it enough and to brag about not doing it.

Sleep should be an easy sell. It’s a deep meditative state where you explore your subconscious and the the dense ball of neurons in our heads wash themselves, clearing out the metabolic byproducts (“toxins”). If the pro-work, anti-sleep culture makes you feel lame and self-conscious about, say, leaving a party to go home and sleep, try saying, “I’m going to go biohack my brain.” Then run out of the room.

The key to sleep is to save the last hour of the day for non-work-related things that let your brain cool down. I call this the Amazing Hour, but you can call it whatever you like. Other basic steps to mastering this biohack: no phones in bed, no caffeine or prescription amphetamines before bed, no alcohol before bed because it messes with sleep cycles. Keep a somewhat regular sleep schedule, and keep your bedroom dark—or wear an eye mask and bring the darkness wherever you go.

Time in nature

The ways natural environments hack our brains are still open questions in a lot of ways, but the notion is common sense. Time in nature has been found likely to decrease brooding, and increase healing after surgery, among other benefits. Still, year after year, the average amount of time people spend indoors increases in wealthy countries. If this is happening to you, you could try ecotherapy or potentially get a prescription for park time from your doctor.

Moving your body

Find what’s right for you—what you enjoy and what’s sustainable and possible within your physical dominion and time schedule. Don’t worry about the latest trend or the need to belong to the most overpriced gym with the nicest soaps or the pressure to break a sweat every time. If you’re moving, you’re doing it right. Move as much as possible.

Eating good food

Exactly what constitutes good is a mix of taste and culture and individual metabolisms, and the subject of much debate by people who try to impose one correct way of eating on everyone. From a nutritional perspective, humans are able to thrive on a wide variety of edible things, and people who eat a lot of minimally processed plant-based things tend to live long, healthy lives. Anyone who makes strict rules about an avoidance-based or one-size-fits-all diet is selling something—probably a supplement, possibly calling it a biohack.

Bonus tricks include eating socially, taking time to cook and eat slowly, and eating from an environmentally conscious perspective—eating locally and sustainably, appreciating all the water and energy and labor that go into every bite you take.

This is all part of what might be called mindfulness or intentionality or gratitude, which can be worked into our daily lives via food. For all the focus on nutrition and taste as the primary and sometimes only metrics of a food’s goodness, the opportunity to solidify one’s sense of place in the world by eating may be the ultimate food hack.

A sense of purpose

Chasing happiness is not a biohack. Chasing purpose is.

The difference is sort of subtle, because when people feel purpose in their lives, they tend to feel happy. But the primary intention is what matters. If you chase the happiness itself, the utilitarian part of your midbrain will likely lead you to the most expedient path to the strongest hit of dopamine. Often, those come to us through substances and screens. These hits can become addictions, no longer giving happiness. Chasing purpose reverses the order: You take up something that doesn’t initially reward you, but pays off neurotransmitter-wise in dividends later.

Connection to people and probably dogs

Like it or not, humans form relationships that fill up our time on Earth. If those relationships aren’t to thing with beating hearts, then they will be to material things, including substances and screens. It turns out that even though relationships with people and animals require hard work, they deeply hack our biology in ways necessary for health and survival. Social isolation is linked to heart disease, arthritis, Type 2 diabetes, dementia, and suicide. Isolated people are more likely to stop grooming and cooking and doing even the most basic biohacks that constitute “life.”

Even if you get rejected or heartbroken, those are biohacks. They’re not in my top seven biohacks, because they involve weeks or months of wretched existential darkness, but you often come out smarter and better off. The depth of that feeling—the despair that, throughout history, humans have proven willing to risk in pursuit of real connection—may be the strongest testament to its biological necessity.

Moderate wealth

This is the top biohack. Wealthy people live longer than people who cannot afford to eat well and are constantly under stress about things like making rent or missing a day of work wages when the mayor calls a snow day and they have to stay home with the kids.

Wealth is the top predictor of health, globally and throughout history. If you have to work two jobs, or if you live in a neighborhood where you fear for your safety or where there’s intense pollution, or if you don’t have regular access to lead-free water and live in a space that can’t be kept warm in the winter and cool during heat waves, then you’re more likely to suffer. I can’t emphasize this enough: have money. And get it without compromising your sense of purpose or connection to others, your sense of self via moral decency, or, of course, your sleeping and eating habits.

That’s a lot.

So it’s ideal, if at all possible, to be born into money. But only up to a point—which seems to be when you have so much wealth that you no longer need to work, and so purpose becomes difficult to find, and so does human connection, because everyone wants something from you.  See the lyrics of almost every rapper on the album after their breakout. See also the billionaire Warren Buffett, who said in 1986 that he plans to leave his children “enough money so that they would feel they could do anything, but not so much that they could do nothing.”

Receiving too much money is like playing Monopoly and you get to start with condos on Park Place and Boardwalk. It doesn’t just ruin the game for the people you’re playing with; it’s also no fun for you. Same if you try to take shortcuts across the board. Or biohack your way through life.

from Health News And Updates https://www.theatlantic.com/health/archive/2019/03/top-biohacks/584584/?utm_source=feed