#also since this class is like $500 and attending class is mandatory why don’t we.
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sneezywheel · 4 days ago
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Man wtf fuck biology when has science ever helped anyone ever. I’ll just major in communications and make a billion schmeckles that way
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Fairfax Virginia Cheap car insurance quotes zip 22030
"Fairfax Virginia Cheap car insurance quotes zip 22030
Fairfax Virginia Cheap car insurance quotes zip 22030
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
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I've carried my auto and homeowners insurance with State Farm for about 15 years. I've had multiple auto claims but only one claim on my homeowners poicy. I had my roof replaced about four years ago when most houses in the area were damaged by hail. I've been very happy dealing with state farm but I'm considering a change to travelers. Travelers sent me a quote that if accurate reduces my homeowner insurance to about $900 per year as compared to the slightly lower benefits from State Farm which is costing $1200 every six months. What opinion do you have of these two companies and what do you base it on. Will Travelers drop me after the first claim and do they pay claims quickly? Please give your opinion on my making a change. Thanks.
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Will my auto insurance rates go up if I broke someone else's left mirror?
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How would a Universal health care public option put private health insurance out of business ?
How would a Universal health care public option put private health insurance out of business ?
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I've been with State Farm since the 1970's, but am a member of AAA. I was going to take my State Farm papers down to the AAA office and see if they could give me a better rate. My question is, does anyone have any experience with AAA car insurance? Good or bad, I'd like to hear about it.""
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Fairfax Virginia Cheap car insurance quotes zip 22030
Fairfax Virginia Cheap car insurance quotes zip 22030
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What company should my son contact for affordable health insurance in the state of Virginia?
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Is regular insurance better than repricing when you ned to have surgery and the condition is considered preexisting?
How much is car insurance for new drivers a month?
I'm planning on to buying this car peugeot 206
""I totaled my car, do i need gap insurance for them to pay off the vehicle?
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I read recently that 47 % of cited / stopped Drivers in California have NO License, NO Insurance, and NO Registration for the vehicle (of that 47 %, over 92 % were illegals). I am just wondering what the penalties are if you are caught driving without car insurance?""
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Fairfax Virginia Cheap car insurance quotes zip 22030
Fairfax Virginia Cheap car insurance quotes zip 22030
How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
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Car insurance help..?
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What are the best and worst auto insurance companies ?
What are the best and worst auto insurance companies ?
Has anyone used Service XK for car insurnace before UK!?
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16 year old male car insurance?
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Travel Car Insurance?
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Average Car insurance cost?
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Would it be cheaper for me to go on my parents insurance or get my own insurance plan?
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Where can i get cheap car insurance for a new driver?
Where can i get cheap car insurance for a new driver?
Would my car insurance company give me any problems if I get a 2nd car?
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What is the cheapest car for me to buy in regards of insurance?
I passed my test in mid may 2009. So nearly a year and a half ago. I have a pass plus certificate. I know the best cars are obivously the ones with 1.0 engines and other small sizes. Im getting some horrible quotes, so I figured I would ask the community. Vaulkal corsas are the cheapest so far. But unknown brands like plutos are coming up quiet cheap. It is my first car, no one years claim bonus. I dint insure a car straight away because I was getting quotes for over 5 grand due to being 17, now im 2 years older and had more time holding a licence its obivously droped, but not by much. Any thoughts on cars?""
How can I get cheaper car Insurance?
I need to insure my new car. How do I do that at a cheaper rate?
Does anyone know where i can get cheap and affordable health insurance from in wisconsin?
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I scraped the bumper of a parked car. Is it cheaper to pay it off or send it to my insurance?
I have a clean driving record, but i accidentally scraped a car parked next to me. There was a dinnerplate sized scrape, and the guy sent me a estimate for $400. Will it be cheaper for me to send it to my insurance, or pay it out of pocket?""
Can I qualify for medical insurance now?
I was non insurable as of last year due to pancreas problems. I went in the hospital 2 months ago and it turns out my problems were caused from my gallbladder. Had my gallbladder removed so now is it possible for me to be insured?
Is car insurance in America cheaper?
I have a Honda civic 2007 (nothing special) sedan and pay $280/month cause I live in Canada, clean record too""
Just passed driving test. 18 years old. What is the cheapest insurance company for me?
Just recently passed 17, turning 18 in a few days. What is the best insurance company in terms of price? also what car would i need to purchase to get the cheapest possible quote? Advice needed!""
Is car insurance cheaper for a 2008 Honda Accord then a 2005 Honda Pilot?
I'm considering trading my 2005 Honda pilot for a 2008 Honda Accord do you think my insurance would go up or down?
How much would insurance be and oil changes?
I am thinking about buy a 2004 mustang convertible I am 16 it will be under my parents name how much would insurance be on it if it was a v6 and how much would it be for a v8 and how much would oil changes and tires be. And would a camaro of the same year would it be higher insurance or a 2004 challenger what one would be cheaper for insurance and we have the money for any but what one is cheaper for insurance and we live in nebraska in a small town
I think I've made a mistake on my car insurance?
Long story short my Dad has a car that is insured and has been for a while. He has never made a claim in his 40+ years of driving. He's just bought another car that we can both drive (I can't drive his automatic until I pass my test) He was going to insure it with the same company as his other car however they won't let me be a named driver as I'm under 18 so we've found another company to go with. We got a quote and paid the money. No problem. Awaiting conformation in the post. Earlier today, however, I was talking to a friend who is insured with the same company and he says my dads no claims doesn't count because he's still insured with another company. Therefore by putting 9+ years on the form we've lied ?! Is this correct? Does this make our insurance invalid? How much trouble could we get in for this mistake? How can we resolve this?""
Fairfax Virginia Cheap car insurance quotes zip 22030
Fairfax Virginia Cheap car insurance quotes zip 22030
What does an approved provider mean to health insurance company?
I want to list myself as an approved provider for speech therapy but I am not a proferred provider for any health insurance plan.
What's the cheapest full coverage Insurance?
I want to buy a car from carmart but I need full coverage insurance it's a 06 Chevy silverado...I'm 22 I've never been in a accident or had a ticket around what will insurance cost???
HONDA CB500X MOTORCYCLE?
I'm looking for my first street bike. I'm comfortable on a dirt bike and was wondering if it was a good choice for me. I would also like to know the laws for buying and owning a motorcycle for someone under 18 in California
How Insurance Companies Calculate Food & Hotel Expenses?
I have renters insurance, there was a fire, and I cannot live in the apartment while it is being repaired. The insurance company - State Farm, said they will pay for my and food expenses. How do they calculate these numbers, maximums, etc. Thanks!""
Car and Insurance for Teen driver?
I'm 16, turning 17 this year living in Houston, TX I have had my license since August of 2009 and Insurance twice from August to November I think, and from January I believe, until now. I never had any accident, finished Driver's Ed., and have 3.6 GPA. I'm getting my own car now, and I'm looking for low price car with good reliability and low insurance cost. Which car and which insurance company would be the best for me? I'm looking for something cool, sporty. I can drive manual.""
Does any1 know what the cheapest insurance is for someone aged 17-19?
Does any1 know what the cheapest insurance is for someone aged 17-19?
Best young driver insurance company ?? (Ireland)?
so just got my full licence and was wondering which company would be the best and cheapest for me? 10 points :)
What makes car insurance cheaper for young drivers?
I know it's to do with the car. Sometimes engine size and security features and the year it was made. So what other thing and what cars fit into cheap insurance
Will my sisters auto insurance go up?
i live with my sister and her husband. i do not have any auto insurance. i was a pedestrian that got backed into by a car. i now will have to go and have surgery on my knee. to make a long story short, will my sisters auto insurance cover me because i am a resident relative? will their auto insurance go up if they cover me (they will get reimbursed though by the party who hit me)""
""I cheated my husband he knows but still wants to keep me and the marriage,but dont love him anymore,what i do?""
i'm still staying with him he change to make me happy i gave him a chance i have 2 kids for their sake i stayed but still i'n not happy i rather have to divorce him i know i will have a peace of mine i want to do something that makes me happy he's a boring guy i just did'nt ralized that b4 coz i'm bc taking care of my 2 kids but now they're teenagers i suddenly realized how boring my life is,i'm 44 yrs old and i knoe i still can find better life ahead of me with the right person with me so i need help outthere if i really have to sacrifice ny happiness for the sake of my marriage and for the my kids? my husband is not really a good provider we both have financial problem he had his money i have my own,i dont have a name on his bank account either his on mine he paid all the bills,i paid the daycare and the clothes for me and the kids,the sch. lunch for 1 kid him the other kid,i paid the car insurance which it's not my name but since i'm the one using it.so pls. help what shall i do?""
Cars with cheap insurance?
I am 17 and hold a full UK provisional license. I am having driving lessons. I'm just wondering of any cars with cheap insurance for when I pass my test as I'll be getting a car for my birthday in October. I am a girl so no boy racing cars
Looking for AFFORDABLE individual medical insurance plan?
Is there anyone one here from Minnesota who can recommend a decent relatively inexpensive family medical insurance plan? 2 adults and 3 children. They can't afford 800 bucks a month for a plan with a 5000 buck deductible or 700 for a 7000 deductible. He makes too much for medical assistance or Minnesota Care or Medicaid...just a little too much, and he isn't eligible for medical coverage through his employer. Please help!!!! Anyone ever hear of Land's Health???""
Why does my car insurance provider ask for other people in household?
Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!""
Can an insurance company buy off and tow my car?
some construction company hit my car. the estimate repair is 2400.00 my car in kellybluebook is 1600.00, they said they could either write me a check of 1000.00 or their insurance if going to tow my car and give me what they think is worth. can an insure really do that? can't they just repair my car and give me a rental until i get it repaired? what should i do the accident happened 6/26/13""
Affordable Health insurance in CA ?
I'm looking to buy health insurance in CA. my income is 10,000$ a year and because i only work part time. i applied for Medical few months ago through welfare office, but my case worker was really mean he was asking for a lot of documents in order to approve my application and every time i go to the welfare office they make me wait for 4 hours.so i decided to look for health insurance through Obama care website but i found that planes that cost 100$ and below doesn't cover even 30% of the medical expenses. any ideas about getting affordable health insurance in CA with good coverage ??? Thank you""
Ex husband to pay off car. Who pays insurance?
Since my ex is paying my car off in the divorce shouldn't he be responsible for the full coverage insurance? I cant afford full coverage. If I only get liability should he cover the rest to obtain full coverage? Help!
Would my insurance rate go up on a car with more features?
I'm buying a car today and I already have the insuance and can leave with the car today once I give a down payment. However, the car dealer and I were speaking on the phone and he told me he can give me the same car and year but with more features like a Nav Panel on the dashboard and bluetooth and a couple of other smaller details like USB ports. Now my question would be, with these new features that don't exactly change much from the car I was originally getting, would this make my insurance go up?""
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Will I go to jail for not having health insurance?
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Cheapest car insurance in nj?
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I'm 19 and was wondering which is the best company to get car insurance from and the best way of getting it the cheapest.? Me and my dad are not quite sure of the tricks used to get the best deal, so i would appreciate it if you could help.? A few of my friends get their insurance dirt cheap because they are named drivers on their parent's car - but when i try to get a quote online it still charges me over 1500. Thanks. (In the UK btw)""
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Im taking my test in a month but would just like to know what are some of the cheapest cars to insure as i dont have the bank of mum and dad to help me out so i have my weekend job which i get about 100 from roughly ive heard some people getting insurance for 1200 which is fairly cheap also what are the cheapest insurance companies ???
Fairfax Virginia Cheap car insurance quotes zip 22030
Fairfax Virginia Cheap car insurance quotes zip 22030
https://www.linkedin.com/pulse/fosterville-tennessee-cheap-car-insurance-quotes-zip-37063-price/"
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bangkokjacknews · 5 years ago
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Why are Thailand’s roads among the deadliest in the world?
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The Thai woman was riding on a motorcycle on her way to work when a pickup truck sideswiped her on a rural stretch of asphalt in northeastern #Thailand. The truck’s driver was an off-duty police officer. He was drunk.
Orathai Chanhom, the motorcyclist, was catapulted off her bike and killed almost instantly in the crash. The officer who struck her still has his police job. His driver’s licence was not taken away. A court declined to sentence him to prison. In Thailand, one of the world’s most unequal societies, even its roads have a rigid hierarchy, with the poor far more likely to be killed in accidents than the well-off and well-connected. And there are many deaths: Thailand had the world’s second-highest rate of road fatalities per capita, surpassed only by war-afflicted, lawless Libya, according to a 2015 report from the World Health Organisation (WHO). When it comes to per-capita motorcycle deaths, the country is number one. The government vowed at a United Nations forum in 2015 to halve the number of road traffic deaths by 2020. With less than one year to go before the deadline, however, Thailand is a long way from fulfilling that promise, its roads still ranking among the world’s 10 most dangerous, with more than 20,000 preventable fatalities a year. The country has seen a small dip in road deaths since 2015, and Thailand has in place many of the necessary laws to make its roads safer. But what the government has not addressed is the country’s vast gap in wealth, which is the core issue that not only makes its roads so deadly, but has also split the country into two bitterly divided political camps: Thailand’s haves and have-nots. Thailand, named the most unequal country of the 40 major economies surveyed last year by Credit Suisse, has what might be the world’s most toxic combination for traffic safety. Unlike poorer countries, its roads are well paved and made for speed, and the cars driven by the rich and its growing middle class tend to be new and fast. https://bangkokjack.com/2019/08/12/thailand-reduce-road-accidents-aim/ But many Thai families can only afford a single scooter or motorcycle, and high-quality helmets are a luxury for many, whatever the law says about them being mandatory to wear. In accidents on the country’s crowded roads, it’s a devastating mismatch when an air-conditioned SUV collides with a two-wheeler, scattering the detritus of death across the asphalt. And the aftermath of such accidents are a common, macabre sight on Thai thoroughfares: a shredded tyre, a mangled frame of steel, a bloody plastic flip-flop. Motorcycle accidents can involve a number of fatalities. Because public transportation is limited outside the big cities, it’s not uncommon to see a couple of adults – and even a child or two crammed between them – balanced on a single bike. Only 12 per cent of Thailand’s road traffic deaths involved occupants of cars or other light vehicles, according to the 2018 WHO Global Status Report on Road Safety. Most of the dead were motorcyclists – or pedestrians. In many Thai towns, there are few wide, easily usable pavements because, critics say, they are not a priority for the rich and influential, who prefer not to walk in Thailand’s oppressive heat. When there are wide footpaths, they often overflow with street stalls and even motorcycle traffic, pushing people into the roads. The country’s economic disparity is not the only reason Thailand’s road deaths are not distributed equally. Justice, too, is handed out unevenly. For the super rich, or those in positions of authority, the rules of the road may not apply at all. They know they can speed with impunity and drink heavily before getting behind the wheel, with little fear of the consequences. In 2012, a young man in a Ferrari – the heir to the Red Bull energy drink fortune – allegedly ploughed into a policeman, dragging him to his death. The driver, Vorayuth Yoovidhya, was intoxicated, according to a test. Seven years later, he has never been prosecuted. “What is clear in Thailand is that the roads are not safe for all users,” says Evelyn Murphy, who specialises in unintentional injury prevention at the WHO. “Whether it’s cars or motorcycles or pedestrians, the safety of all users of roads must be considered, regardless of income level.” https://bangkokjack.com/2020/02/29/thailands-roads-deadliest-world/ Weak enforcement, compounded by corruption Speeding, drunken driving and failing to wear proper helmets are the primary causes of traffic deaths in the country, Thai officials say. While the laws are there to combat each of those factors, enforcement is not. Wearing helmets is required on two-wheelers, but fines are rarely issued, unless the police need to meet a specific quota during a crackdown period. Unaccustomed to checkpoints or sirens, speeders or other rule-breakers may not even pull over when caught. “It’s hard to convince people to stop for us when they are not used to stopping,” says Jirasunt Kaewsaengeak, the deputy commissioner of the Bangkok Metropolitan Police. Then, there is corruption. The rich or well-connected know a bribe can often see them on their way if they are nabbed breaking traffic laws. Bangkok’s 3,000 traffic police make an average of £500 a month for working in broiling heat, monsoonal downpours and suffocating smog, which can make even small payoffs highly appealing, and effective. Twice a year, during the Thai new year in April and the western new year in January, campaigns warn against drunken driving, complete with billboards of gory crashes. Arrests skyrocket during these periods, but then quickly fall off again. “If you eat vegetables twice a year and only eat ice cream for the rest of the year, your doctor will think you are crazy,” says Tairjing Siriphanich, the secretary-general of the Don’t Drive Drunk Foundation of Thailand. “But that’s what we are doing with road safety.” A ‘sabai sabai’ mindset When asked why so many people die on Thai roads, officials here ascribe it to a “sabai sabai” culture. Sabai sabai is one of those untranslatable phrases, but it denotes a kind of relaxed contentment. Sabai sabai is one reason Thailand is a great place for a beach holiday. But it’s not a helpful attitude when building national safety standards. “If police enforce the law, rather than just give a verbal warning, then Thai people are unhappy, and they complain that it’s not sabai sabai,” Jirasunt says. A prime example of the effect of the sabai sabai way of life on traffic safety is the approach to helmets. Many motorcyclists simply don’t bother. “People think air pollution is a threat, but they don’t think the same way about drunken driving or wearing helmets,” says Tairjing of the Don’t Drive Drunk Foundation. “We have failed to make people understand that they can save their own lives.” But the authorities can make a difference: in the districts where police are known to hand out fines, helmets are more common. The government could also do more to educate Thais about helmets, which are often substandard or worn incorrectly. “When you see someone who makes the effort to put on a helmet without actually strapping it on, it defeats the whole purpose of wearing it,” says Murphy of the WHO. “It shows a lack of understanding of basic safety mechanisms.” https://bangkokjack.com/2020/02/18/fewer-road-deaths-songkran/ Shifting the blame In 2016, 32.7 out of every 100,000 Thais died on the country’s roads, according to the most recent WHO estimates. By comparison, the road fatality rate in the United States was 12.4 that year. In Indonesia, a less-developed southeast Asian country with more potholed roads, the rate was 12.2. Across most of Europe, it was a single-digit number. Since the government made its promise to halve road deaths, a vow other countries have also made, Thailand has barely inched upwards, moving from the country with the next-to-worst per-capita death tally to the ninth worst. “No political party has made this an issue. No leader wants to do anything,” Tairjing says. “They just make promises to halve the number of road deaths even though they know it’s impossible. Maybe they think we’ll forget about the promises they made.” The question of who is at fault for Thailand’s lack of progress draws a lot of finger pointing by Thai officials. Chayatan Phromsorn, the deputy director-general of the Office of Transport and Traffic Policy and Planning, the agency that pledged to the United Nations to halve the number of road deaths, said he was not familiar with the document that detailed Thailand’s promise. (That English-language document was never made available online in Thai script.) The official who presented the paper to the United Nations in 2015 said she had done so only because her colleague was unable to attend the conference. In turn, that colleague, Usanisa Jikyong, said in an email that her office “is not responsible for a road safety initiative in the national level”. Usanisa suggested that another government agency, the department of disaster prevention and mitigation at the Ministry of Interior, was in charge of such matters. But Chayabol Thitisak, the department’s director general, shifted responsibility back to Usanisa’s office. Officials at both agencies said that the blame lay primarily with the police. “The big factor is law enforcement,” Chayabol said. “We have to make people realise that by violating the law they will face severe consequences.” But the police refuse to accept fault. “As police, there are many things we cannot do,” Jirasunt says. “We cannot build more roads and public transportation. We cannot change the number of cars on the road. We cannot change the attitudes of people so they have discipline.” The high human cost The World Bank estimated in a 2018 study that Thailand could lift its per-capita gross domestic product by 22 per cent by the year 2038 if it successfully halved its traffic fatalities. Despite that economic upside, the government – led by a retired military general since a 2014 coup – has done little to address the wealth gap that’s at the core of Thailand’s problem with road deaths. The country has made a few road-safety improvements. Schools have added road-safety lessons to their curriculums, and there has been some progress in setting new vehicle safety standards. The numbers do show a slight improvement: road deaths were 7 per cent lower in 2018, with 22,491 deaths compared with 24,237 in 2015. While the enormous macroeconomic cost of all these road deaths can be measured, what can’t be given a money figure is the personal toll inflicted on individuals by the inequality and impunity that menaces Thailand’s roads. The family of Orathai, the killed motorcyclist, has no lawyer to pursue a civil claim. It did not appeal the decision not to jail the officer. There is no further legal action to take. “In Thailand, the law does not matter,” says Chularat, her daughter. “People like us, how can we change anything? Even if we die for no reason, our lives are worthless.” For the poor, Thailand’s roads are unsafe at any speed. – You can follow BangkokJack on Twitter, Instagram, & Reddit. Or join the free mailing list (top right) Please help us continue to bring the REAL NEWS - PayPal Read the full article
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kristablogs · 5 years ago
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Can implicit bias training help cops overcome racism?
Implicit bias can be disastrous when you're pressured into making quick decisions. (Unsplash/)
Thirty police officers sat contemplating a deceptively simple question: at the scene of a car crash, why is it that the man dressed in a suit and driving a shiny BMW is usually more believable than the man wearing muddy jeans driving a pickup truck? It was late in 2018 at the New York Police Department, and under mandatory orders, they were there to learn about something lurking within everyone’s subconscious—racism.
While you may not show explicit signs of racism against any particular group, or even consciously think negative things about them, you probably still carry prejudice in the form of implicit bias. Implicit biases are a symptom of grouping, which is something our brains start doing shortly after we’re born. When someone says peanut butter, jelly comes to mind. Salt and pepper. Beaches and sand. Every day, we bathe ourselves in news reports, encounters with friends and co-workers, movies, books, and gossip. Each of these minuscule encounters accumulate and provide our brains with data about which people and things and adjectives tend to come bundled together, solidifying associations in our minds. That’s how we form implicit biases—whether we want them or not.
“We’re swimming around in this sea called culture, and we are creatures of that sea,” says Mahzarin Banaji, a professor of psychology at Harvard University. “Our bodies have become adapted to the salt water, and now this stuff is in us. True, I didn't put that stuff there, hey, I don't even want it there. But it is there.”
These associations are crucial in helping us fathom the world. In early childhood, babies begin crafting mental links between objects and their uses—for example, spoons are used for eating mashed veggies and fruit, and galoshes go with rainy walks. The connections become more nuanced and varied as we grow up to help our brains make sense of objects and scenarios we encounter. But as essential as these associations are, they also have serious consequences for our perception of other people, which in turn affects how we treat them. That can have disastrous effects on policing.
“The most common [example] is the black-hyphen-crime association,” says Lorie Fridell, a professor of criminology at the University of Florida. Many Americans grow up watching a disproportionate number of Black people getting arrested on television. According to a report published by Media Matters in 2015, between August 18 and December 31 of 2015, the evening news programs for WCBS, WNBC, WABC, and WNYW identified Black people as suspects in 68 percent of reports on murder, 80 percent on thefts, and 72 percent on assaults, although the actual statistics throughout 2015 were significantly lower, at 62.8, 69.2, and 52.4 percent, respectively.
Research suggests that most people carry an unconscious sense that Black people are more closely linked to crime than those of other races, which is likely at least partly to blame for the outsize danger Black individuals face when encountering law enforcement.
How implicit bias training works
Police brutality in the United States is on the rise, with 1,004 people dying at the hands of police in 2019, 23.4 percent of whom identified as Black. To combat this, police departments in New York, Austin, Los Angeles, Miami, Milwaukee, and Minneapolis have contracted with a company called Fair and Impartial Policing over the last few years, spending millions of dollars for courses that claim to help cops shake off unconscious prejudice. In 2018, the NYPD spent $4.5 million to train all 36,000 New York-based officers and commanders for around two years, using a mandatory eight-hour module that aims to help the police understand their biases based on conversations about their own experiences in the field, and implement unbiased, controlled responses to emergencies. But experts say these interventions are often poorly received, and applying the science of implicit bias is far from straightforward.
“When they walk into the classroom, the officers are somewhere between defensive and downright hostile,” says Fridell. “They think we’re gonna shake our fingers at them and call them racist.” The first step in the training process is to get over that “defensiveness hump,” she says, and guide the officers to confront the ways their biases may have controlled their previous actions. Beyond that, a series of lectures and group discussions led by the instructor—always a former member of the force—aim to teach attendees that conquering implicit bias can lead to fair and effective policing of communities. Classes for sergeants and commanders focus on fostering a positive culture within their departments, weeding out explicitly racist individuals during the recruitment process, and helping subordinates avoid situations where implicit bias may get the better of them, such as pulling over ‘suspicious’ vehicles to search for drugs.
Fridell says that officers’ attitudes, knowledge, and skills tend to shift after training, at least in the short term. But detecting a course’s impact is difficult. “It’s hard to track what cases of excessive force or complaint didn’t happen because we had this training,” says Fridell. So how do we know if it works at all?
A heated debate
Mahzarin Banaji stumbled across the idea of implicit bias as a grad student in psychology at Yale University in 1990. Along with Tony Greenwald and Brian Nosek, she published a series of implicit attitude tests on Yale’s website in 1998. The tests measure the strength of associations between different concepts (black faces, white faces) and evaluations (good, bad) by asking test-takers to categorize words or images by pressing certain computer keys. The time taken to respond to various combinations reveals these users’ subconscious mental associations.
Banaji predicted they’d have data from 500 test results in one year. But in barely one month, they were overwhelmed with 45,000 submissions. “The Yale website would crash regularly in the first few days,” she says.
Over time, the team of three published other tests, which measured biases surrounding age, disability, religion, gender, weight, and sexuality, among many others, creating not only a 20-year data pool, but a worldwide phenomenon that went viral, and stayed viral. The data shows that an overwhelming majority of test-takers exhibit implicit bias against Black people, but the trend has been slowly decreasing, especially from 2012 onwards, during the years of the Black Lives Matter protests.
Since 1998, implicit bias has become a household name, given a spotlight in hundreds of research papers and dissertations using Banaji’s enormous pool of IAT data, an episode of Oprah, and former President Barack Obama’s Task Force on 21st Century Policing Implementation Guide. The guide, published in 2015, recommends the undertaking of “trainings and organizational change that address procedural justice, implicit bias, and de-escalation/use of force” and officers’ use of body cams. The popularization of the concept has spawned numerous implicit bias police training sessions, which have led to dubious results.
Take Minneapolis. Since 2000, police there have killed 195 civilians. Former police chief Janeé Harteau, who served the city from 2012 through 2017, brought Fair and Impartial Policing to the MPD in 2014. “I think it’s important that people understand that police officers are humans, they have unconscious bias,” says Harteau. “Not because they’re police officers. We hire from society. If there’s a percentage of racism, there’s gonna be that percentage in the organization.” Harteau asserts that this kind of training is essential. Having grown up in Duluth, Minnesota, Harteau had very little exposure to the Black community as a child. When she moved to Minneapolis to become a police officer, she entered a completely new world of high crime and poverty rates. “Had I not had the character and mindset I did, I might have had a different way of thinking,” says Harteau. “Even today, we all have to check ourselves. We all have a bias of some sort.”
The department’s 1,000 officers spent six or seven months undergoing training, resulting in “good feedback from rank and file,” according to Harteau. However, in the years following 2014, Minnesota only saw an increase in police brutality. On May 25, 2020, Officer Derek Chauvin killed George Floyd on Chicago Avenue by kneeling on Floyd’s neck for nearly nine minutes—the agonizing spark that gave rise to ongoing anti-police brutality protests across all 50 states.
“People are saying, ‘if Officer Chauvin had implicit bias training, why did this happen?’” says Harteau. “It’s hard to prove or track the crimes you prevented.” But she maintains that the training is necessary.
Many people think otherwise. Calvin Lai, assistant professor of psychological & brain sciences at Washington University, views the results of implicit bias training as inconclusive. “We simply do not know. There has been no published research on implicit bias training in police departments.” The results can vary, according to Lai—it can help certain individuals, but it can also completely backfire, especially in situations when officers are forced to attend, which tends to make them defensive. Dave Bicking, a volunteer and leader at Communities United Against Police Brutality in Minneapolis, looks upon this training with distrust. “Implicit bias was one of a whole package of reforms that was meant to look good without changing anything fundamental,” says Bicking.
Bicking, who has spent years fighting for dramatic police department reform in Minneapolis, sees explicit racism as more of a modern problem than cities might like to admit. “You can see it, hear it in their language, see it in statistics in how many Blacks versus whites are victims,” says Bicking. Implicit bias training won’t improve the behavior of cops who are consciously aware of—perhaps even perfectly comfortable with—their racial prejudices. And mandated attendance could feed a sense of conflict they feel against the communities they patrol. Another one of Bicking’s reforms targets the police training system, and how it exacerbates the “us vs. them mentality.” In one 2018 study, researchers claimed they saw this mindset grow more acute with each stage of police training.
Long Island-based civil rights attorney Frederick Brewington points out that police training is not just inadequate—it’s also alarmingly brief. “They get six months and they’re handed a gun,” says Brewington. “If we’re putting issues of life and death into the hands of certain individuals, why do we only give them six months of training in an academy?” In Minneapolis, the police academy takes between three and four months. The lack of consistent psychological profiling of officers is another dangerous issue, according to Brewington. Officers see “some of the worst things that humans can do”' but only receive one mental evaluation before they enter the police force. “The way we do policing in America, we’re at a point where we can't do it patchwork,” he says. “We’ve gotta disassemble the process and recalibrate.”
How can we improve implicit bias training?
Implicit bias training may not be an easy panacea, Banaji says, but it shouldn’t be scrapped entirely. There are several key opportunities for improvement—especially when it comes to making the process more palatable to participating officers.
First, the training should not be mandatory. Eugene Borgida, a professor of psychology and law at the University of Minnesota, claims that forced participation tends to make participants defensive and untrusting, which makes for a less effective program. Slowly gaining the respect and interest of a few officers at a time may be a better strategy than mandating the process for an entire department.
In 2019, Banaji personally oversaw the voluntary implicit bias training of officers in Cambridge, Massachusetts, by inviting more than 300 to her class. Just a third of them chose to show up. Banaji started the session with an open, vulnerable admittance—that she showed signs of racial bias on her own implicit attitude test. “This is the least I can do, to show them that we are speaking about something that is true of all humans,” Banaji says. “I gave them hands-on experiences and data. I gave them optimism at the end about change, and let them go.”
Two weeks later, Banaji picked up a phone call from the Deputy Superintendent at the Cambridge Police Department. Based on positive feedback from those who had attended the first session, the other 200 officers now wanted to participate. After five meetings, Banaji surveyed the attendees on the helpfulness of the course. She found that, on a scale from 1 to 5, scores increased from 1 to 4.5 throughout their time together. Banaji stands by these trainings, claiming that methodology rooted in her research on bias can help improve efficacy. “It can be done right, if you root it in the science,” she says. She adds that research on the subject is more essential than ever, especially as the Minneapolis city council has announced its plans to defund and dismantle the city’s police department. The restructuring of these systems should be informed by careful reasoning and research.
Banaji regularly thinks back to a lecture Martin Luther King, Jr gave to the American Psychological Association just weeks before his assassination in 1967. “He said, ‘you aren’t making policy. But what you can do to help the movement is by telling it like it is,’” says Banaji. “We cannot do everything. We cannot make policy or organize communities or dismantle any department. But what we can do is reveal who we are, how distant our behavior is from our own values, and then hope that this disparity will shape who people will choose to become.”
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scootoaster · 5 years ago
Text
Can implicit bias training help cops overcome racism?
Implicit bias can be disastrous when you're pressured into making quick decisions. (Unsplash/)
Thirty police officers sat contemplating a deceptively simple question: at the scene of a car crash, why is it that the man dressed in a suit and driving a shiny BMW is usually more believable than the man wearing muddy jeans driving a pickup truck? It was late in 2018 at the New York Police Department, and under mandatory orders, they were there to learn about something lurking within everyone’s subconscious—racism.
While you may not show explicit signs of racism against any particular group, or even consciously think negative things about them, you probably still carry prejudice in the form of implicit bias. Implicit biases are a symptom of grouping, which is something our brains start doing shortly after we’re born. When someone says peanut butter, jelly comes to mind. Salt and pepper. Beaches and sand. Every day, we bathe ourselves in news reports, encounters with friends and co-workers, movies, books, and gossip. Each of these minuscule encounters accumulate and provide our brains with data about which people and things and adjectives tend to come bundled together, solidifying associations in our minds. That’s how we form implicit biases—whether we want them or not.
“We’re swimming around in this sea called culture, and we are creatures of that sea,” says Mahzarin Banaji, a professor of psychology at Harvard University. “Our bodies have become adapted to the salt water, and now this stuff is in us. True, I didn't put that stuff there, hey, I don't even want it there. But it is there.”
These associations are crucial in helping us fathom the world. In early childhood, babies begin crafting mental links between objects and their uses—for example, spoons are used for eating mashed veggies and fruit, and galoshes go with rainy walks. The connections become more nuanced and varied as we grow up to help our brains make sense of objects and scenarios we encounter. But as essential as these associations are, they also have serious consequences for our perception of other people, which in turn affects how we treat them. That can have disastrous effects on policing.
“The most common [example] is the black-hyphen-crime association,” says Lorie Fridell, a professor of criminology at the University of Florida. Many Americans grow up watching a disproportionate number of Black people getting arrested on television. According to a report published by Media Matters in 2015, between August 18 and December 31 of 2015, the evening news programs for WCBS, WNBC, WABC, and WNYW identified Black people as suspects in 68 percent of reports on murder, 80 percent on thefts, and 72 percent on assaults, although the actual statistics throughout 2015 were significantly lower, at 62.8, 69.2, and 52.4 percent, respectively.
Research suggests that most people carry an unconscious sense that Black people are more closely linked to crime than those of other races, which is likely at least partly to blame for the outsize danger Black individuals face when encountering law enforcement.
How implicit bias training works
Police brutality in the United States is on the rise, with 1,004 people dying at the hands of police in 2019, 23.4 percent of whom identified as Black. To combat this, police departments in New York, Austin, Los Angeles, Miami, Milwaukee, and Minneapolis have contracted with a company called Fair and Impartial Policing over the last few years, spending millions of dollars for courses that claim to help cops shake off unconscious prejudice. In 2018, the NYPD spent $4.5 million to train all 36,000 New York-based officers and commanders for around two years, using a mandatory eight-hour module that aims to help the police understand their biases based on conversations about their own experiences in the field, and implement unbiased, controlled responses to emergencies. But experts say these interventions are often poorly received, and applying the science of implicit bias is far from straightforward.
“When they walk into the classroom, the officers are somewhere between defensive and downright hostile,” says Fridell. “They think we’re gonna shake our fingers at them and call them racist.” The first step in the training process is to get over that “defensiveness hump,” she says, and guide the officers to confront the ways their biases may have controlled their previous actions. Beyond that, a series of lectures and group discussions led by the instructor—always a former member of the force—aim to teach attendees that conquering implicit bias can lead to fair and effective policing of communities. Classes for sergeants and commanders focus on fostering a positive culture within their departments, weeding out explicitly racist individuals during the recruitment process, and helping subordinates avoid situations where implicit bias may get the better of them, such as pulling over ‘suspicious’ vehicles to search for drugs.
Fridell says that officers’ attitudes, knowledge, and skills tend to shift after training, at least in the short term. But detecting a course’s impact is difficult. “It’s hard to track what cases of excessive force or complaint didn’t happen because we had this training,” says Fridell. So how do we know if it works at all?
A heated debate
Mahzarin Banaji stumbled across the idea of implicit bias as a grad student in psychology at Yale University in 1990. Along with Tony Greenwald and Brian Nosek, she published a series of implicit attitude tests on Yale’s website in 1998. The tests measure the strength of associations between different concepts (black faces, white faces) and evaluations (good, bad) by asking test-takers to categorize words or images by pressing certain computer keys. The time taken to respond to various combinations reveals these users’ subconscious mental associations.
Banaji predicted they’d have data from 500 test results in one year. But in barely one month, they were overwhelmed with 45,000 submissions. “The Yale website would crash regularly in the first few days,” she says.
Over time, the team of three published other tests, which measured biases surrounding age, disability, religion, gender, weight, and sexuality, among many others, creating not only a 20-year data pool, but a worldwide phenomenon that went viral, and stayed viral. The data shows that an overwhelming majority of test-takers exhibit implicit bias against Black people, but the trend has been slowly decreasing, especially from 2012 onwards, during the years of the Black Lives Matter protests.
Since 1998, implicit bias has become a household name, given a spotlight in hundreds of research papers and dissertations using Banaji’s enormous pool of IAT data, an episode of Oprah, and former President Barack Obama’s Task Force on 21st Century Policing Implementation Guide. The guide, published in 2015, recommends the undertaking of “trainings and organizational change that address procedural justice, implicit bias, and de-escalation/use of force” and officers’ use of body cams. The popularization of the concept has spawned numerous implicit bias police training sessions, which have led to dubious results.
Take Minneapolis. Since 2000, police there have killed 195 civilians. Former police chief Janeé Harteau, who served the city from 2012 through 2017, brought Fair and Impartial Policing to the MPD in 2014. “I think it’s important that people understand that police officers are humans, they have unconscious bias,” says Harteau. “Not because they’re police officers. We hire from society. If there’s a percentage of racism, there’s gonna be that percentage in the organization.” Harteau asserts that this kind of training is essential. Having grown up in Duluth, Minnesota, Harteau had very little exposure to the Black community as a child. When she moved to Minneapolis to become a police officer, she entered a completely new world of high crime and poverty rates. “Had I not had the character and mindset I did, I might have had a different way of thinking,” says Harteau. “Even today, we all have to check ourselves. We all have a bias of some sort.”
The department’s 1,000 officers spent six or seven months undergoing training, resulting in “good feedback from rank and file,” according to Harteau. However, in the years following 2014, Minnesota only saw an increase in police brutality. On May 25, 2020, Officer Derek Chauvin killed George Floyd on Chicago Avenue by kneeling on Floyd’s neck for nearly nine minutes—the agonizing spark that gave rise to ongoing anti-police brutality protests across all 50 states.
“People are saying, ‘if Officer Chauvin had implicit bias training, why did this happen?’” says Harteau. “It’s hard to prove or track the crimes you prevented.” But she maintains that the training is necessary.
Many people think otherwise. Calvin Lai, assistant professor of psychological & brain sciences at Washington University, views the results of implicit bias training as inconclusive. “We simply do not know. There has been no published research on implicit bias training in police departments.” The results can vary, according to Lai—it can help certain individuals, but it can also completely backfire, especially in situations when officers are forced to attend, which tends to make them defensive. Dave Bicking, a volunteer and leader at Communities United Against Police Brutality in Minneapolis, looks upon this training with distrust. “Implicit bias was one of a whole package of reforms that was meant to look good without changing anything fundamental,” says Bicking.
Bicking, who has spent years fighting for dramatic police department reform in Minneapolis, sees explicit racism as more of a modern problem than cities might like to admit. “You can see it, hear it in their language, see it in statistics in how many Blacks versus whites are victims,” says Bicking. Implicit bias training won’t improve the behavior of cops who are consciously aware of—perhaps even perfectly comfortable with—their racial prejudices. And mandated attendance could feed a sense of conflict they feel against the communities they patrol. Another one of Bicking’s reforms targets the police training system, and how it exacerbates the “us vs. them mentality.” In one 2018 study, researchers claimed they saw this mindset grow more acute with each stage of police training.
Long Island-based civil rights attorney Frederick Brewington points out that police training is not just inadequate—it’s also alarmingly brief. “They get six months and they’re handed a gun,” says Brewington. “If we’re putting issues of life and death into the hands of certain individuals, why do we only give them six months of training in an academy?” In Minneapolis, the police academy takes between three and four months. The lack of consistent psychological profiling of officers is another dangerous issue, according to Brewington. Officers see “some of the worst things that humans can do”' but only receive one mental evaluation before they enter the police force. “The way we do policing in America, we’re at a point where we can't do it patchwork,” he says. “We’ve gotta disassemble the process and recalibrate.”
How can we improve implicit bias training?
Implicit bias training may not be an easy panacea, Banaji says, but it shouldn’t be scrapped entirely. There are several key opportunities for improvement—especially when it comes to making the process more palatable to participating officers.
First, the training should not be mandatory. Eugene Borgida, a professor of psychology and law at the University of Minnesota, claims that forced participation tends to make participants defensive and untrusting, which makes for a less effective program. Slowly gaining the respect and interest of a few officers at a time may be a better strategy than mandating the process for an entire department.
In 2019, Banaji personally oversaw the voluntary implicit bias training of officers in Cambridge, Massachusetts, by inviting more than 300 to her class. Just a third of them chose to show up. Banaji started the session with an open, vulnerable admittance—that she showed signs of racial bias on her own implicit attitude test. “This is the least I can do, to show them that we are speaking about something that is true of all humans,” Banaji says. “I gave them hands-on experiences and data. I gave them optimism at the end about change, and let them go.”
Two weeks later, Banaji picked up a phone call from the Deputy Superintendent at the Cambridge Police Department. Based on positive feedback from those who had attended the first session, the other 200 officers now wanted to participate. After five meetings, Banaji surveyed the attendees on the helpfulness of the course. She found that, on a scale from 1 to 5, scores increased from 1 to 4.5 throughout their time together. Banaji stands by these trainings, claiming that methodology rooted in her research on bias can help improve efficacy. “It can be done right, if you root it in the science,” she says. She adds that research on the subject is more essential than ever, especially as the Minneapolis city council has announced its plans to defund and dismantle the city’s police department. The restructuring of these systems should be informed by careful reasoning and research.
Banaji regularly thinks back to a lecture Martin Luther King, Jr gave to the American Psychological Association just weeks before his assassination in 1967. “He said, ‘you aren’t making policy. But what you can do to help the movement is by telling it like it is,’” says Banaji. “We cannot do everything. We cannot make policy or organize communities or dismantle any department. But what we can do is reveal who we are, how distant our behavior is from our own values, and then hope that this disparity will shape who people will choose to become.”
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cincinnati car insurance quote
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I live in Michigan and currently have motorcycle insurance w/Progressive. Unfortunately, they only offer an annual rate at $230.00. Living in the midwest, I only ride the bike for 5 to 6 months if I'm lucky. Do you know of a reputable insurance carrier that offers monthly or 3 to 6 months coverage??? Its ridiculous to pay for an entire year when I barely ride for half. Thanks!""
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Let say someone gets into an accident but did not have insurance on it( it is a long story but the car needed to be repair and be sold, so he was driving it to get it fix so he can sell, unfortunatly, while he was on the highway, he tries to stop just to realisethat the brake was not working and he bumps into another car. well the car is complety a mess and the air bag even came out. As it is for the other car no need to say that it back was mess up too) ok my question now what is going to happen, can he take a lawyer to defend him and how much do you think it might be to fix the other car. Please let me know I am so worried. the person lives in dallas, Texas. Thank you for your time ( the police came and said they are are going to court, the other car has insurance)""
""What is the difference between term, universal and whole life insurance? Which is the best way to go?""
What is the difference between term, universal and whole life insurance? Which is the best way to go?""
Average insurance cost for teen drivers in Ohio?
Can anyone give me an estimate by any chance? I know the best way is to just get a quote but right now I'm trying to get some figures up there before I convince my mom into getting a quote.
Home building insurance?
i had tenants in my house, while i was living with my sister, i did take out a building insurance, and last week my house got burned to ashes, it has no roof neither, so i phoned the insurance company which was halifax,to my shock they declined the insurance,as i didn't have landlord insurance, they said. when i took out the policy i did say to them that i wanted landlord building insurance, the woman at the branch assured me, how ever when i looked at my paper now it does say, i have building and contents insurance,i never asked for that, just wanted a simple landlords insurance, i have 40 thousand pounds worth of damage and really stressed don't now what to do, can anybody please give me some advice i would appreciate it very much
How long will i be considered a high risk driver from an insurance policy lapse?
I was laid off due to my factory closing so I sold my car and was forced to use public transportation for a while. Will I be considered a high risk driver when I buy another vehicle and insure it and how long will I be considered high risk?
Is there any cheap auto insurance company for teen drivers?
I am hoping to get my permit next year. But my parents are using Farmers Insurance and they are currently paying about 450 a month? :O I was wondering if theres any cheap insurance out there for me and my parents?
What is the best / most reliable life insurance company?
I am a healthy 18 year old. Soon to move out of home and onto college. I plan for the future. I know how important it is to pre plan, I myself and going into the funeral business. What Life Insurance company offers affordable and reliable policies of $100,000 for a healthy young 18 year old male? How much would the monthly premium cost?""
Average teen drivers insurance cost?
about how much would it cost to get insurance on a 16 year olds car? does adding it to the parents insurance make it less?
Monthly car insurance?
I need to find the cheapest car insurance for one month of coverage. I am working to get my car re-registered after being salvaged, so I don't have a lot of money to spend on car insurance this month. Since I live in CA and need to drive the car to get inspected, it needs insurance. All of the places I've checked have monthly rates, but I have to put a lot down and I can't afford it. Please advise.""
Speeding Ticket Insurance Rates?
So recently I received a speeding ticket. Because I'm a minor when I went to traffic court the judge told me that if I went to traffic school my ticket would not be reported to the DMV. So I went to traffic school and passed and all that jazz so my question is whether I report this as an incident when I look for insurance (I'm looking at motorcycles for when I go to college) even though it does not appear on my record. Thanks Guys.
Can I have car insurance under my parent's name?
Meaning, I am 17 on a probationary license. My parents and I currently have Allstate Insurance and I'm a part time driver on mom's vehicle. They recently bought me a car from my instructor's daughter. I would like to be an all-by-myself driver under Liberty Mutual, being they've shown me the absolute best rate, hands down. So question is- can I have car insurance under my parent's name with Liberty Mutual, as they keep Allstate? (My policy, just under their name)""
Which cars/models have the lowest insurance rates?
Which cars/models have the lowest insurance rates?
cincinnati car insurance quote
cincinnati car insurance quote
What is the cheapest economical car i can buy in the UK?
i want cheap insurance, tax and fuel consider that i am 18 years old dont want a box under the car""
Question regarding rental car insurance in the US?
Even though I don't live in the US I have a valid credit card issued in the US, I will be traveling to the US and renting a car I have asked and been told by the credit card company that using the credit card provides insurance. I have two questions: 1.- Would the insurance be valid even if I don't have a US driver licence? 2.- Would the car rental agency allow me not to purchase the insurance even though again I don't have a US drivers licence?""
Health Insurance and im currently pregnant?
I live in Orlando, Fl and I'm pregnant, is there any insurance company that i can get a health insurance now?""
Whats cheap car to insure and run?
ive been trying to find cheap cars to insure, and it comes up with 2010 models that the car costs 12,000 i want something old cheap reliable for fuel car cost and insurance, i dont really care what year but im guessing the older cars like 1980s will be cheaper""
Health insurance in California?
My wife and I will be moving to California in December. We've heard that health insurance is more expensive there than in other states. My question is this: If I'm unable to get a job that offers health insurance as a benefit and I'm forced to buy my own policy - about (exact quotes not necessary) how much should I expect to pay monthly? I know there are a lot of different kinds of policies. I am open to any information you may have about whatever kind of policy you are familiar with. Please indicate what kind of policy it is. I'm a 37 year old male (non-smoker, average BMI) My wife is 30 (non-smoker, good BMI) Any information would be appreciated! Thank you!""
What are some cheap to insure (0-1500and cheap to buy (between 0-1000) that don't look like crap ?
i want a car for my 17th birth day to gop to college and work in but all the cars ive looked at are stupid prices to insure, any ideas ?""
Car insurance for a 17?
How do. I'm 17 and have just passed my driving test. I will be buying a 1.2/1.4 Fiat Punto soon on a 56 plate. How much roughly will this cost me on insurance? TY VM
Why are my home insurance premiums so high?
When we bought our house we were paying 350 a year, we have not had any claims at all and insurance kept going up. so we swiched companies and now paying 720 a year, and when im quoted from every other company its anywhere from 700-1000 a year. our house is only worth 70000, my mom pays 350 a year and her house is worth 250000 with outbuildings. Why are my prices so much higher when i have not had any claims? we are in illinois""
How to get car insurance as a self dependent college student in CA?
I need to look for cheap car insurance asap, I am a resident of Callifornia, I will get my drivers licence the 20th of this month and I need the car insurance before the 24th. I figure I have exactly one day and a half to do it so I can finish my car registration before the 24th , when the past registration is due, please help me !""
How much is average tenant insurance?
I'm doing this project for school and I have to pretend I'm renting a house for the first time so i need to figure out all the costs and stuff. What would be the average price/month for tenant insurance? if it helps, i live in BC, Canada.""
6 week car insurance for 18 year old?
I share a car with my twin brother, which means i get the car every other day. My older brother is having a hip replacement so won't be able to drive for 6 weeks. He said i could ...show more""
Ok im 22 years old and i want to buy BMW 3 SERIES 325 Ci 2dr Convertible how much would my insurance cost?
Ok im 22 years old and i want to buy BMW 3 SERIES 325 Ci 2dr Convertible how much would my insurance cost?
Can I buy a used car without insurance?
I'm only 18 and I got accepted for a car loan. It's about $200 a month but I can afford the car insurance rate now. I'm buying the car from a dealership. Can I buy the car then drive it home and let it sit till I get insurance? Or can they deliver the car? If I drive it home rate away wouldn't it be like a test drive for the used car?
How much does high risk auto insurance cost?
How much does high risk auto insurance cost?
How to select health insurance in the US?
I recently moved back to the states after living overseas for an extended period of time. I've started working as an independent consultant and need to find/sign up for health insurance. I've done a bit of internet research and contacted the groups I'm familiar with in the area I live, but it all seems absurdly expensive. What's the right way to approach finding an affordable plan that suits my budget and lifestyle?""
How should I insure my now deceased father's house?
My father has recently passed and his house is currently vacant. It is a small home only around 1,000 sq. ft. It hasn't been estimated recently but I would guess it's value around $60,000. Homes in the area are going for foreclosure for less than $30,000. My son plans on living in the home a year from now. How should we insure the home in the mean time? If we can find someone we know and trust we may rent it out in the mean time, if not, how should we? The home is currently in my sister and I's name. What do we need to do to keep costs down? I'm talking about insurance and taxes. Thanks for any advice!""
What kind of vehicle would have the cheapest insurance?
I need to buy a new car, and have pretty high insurance. I was wondering what types of vehicles would have the cheapest insurance for a newer car (2000+)""
Temporary Motocycle Insurance?
Does anyone know any insurance company's that can provide cover for 2/3 months? I'm turning 25 in August and can save a few hundred 's by waiting and the bike will be securely locked off the road until then. I know ebike can do it, but I'd like something to compare their quote to. THANKS!!""
Life and Health Insurance Exam- I have taken it like 5 times and not been able to pass it?
I have been doing this online course license2go.com, and it has a lot of good information but it seems like on the test, there is a lot of stuff I didn't ever see when taking the test. Is there any alternative way to getting a license? Like online? If not, what are some other good ways to study for it? Thanks""
How much would insurance cost for a Porsche Boxster 2013?
I'm 18 my mom offered a Porsche boxster 2013 for my first car. She's putting a down payment and co signing it for me. But I was wondering how much the insurance would cost? Please help? And also if I should stick with this car or not?
Which job has cheapest car insurance?
what job do i have to get to get real cheap car insurance
Affordable Health Insurance for a single adult in Minnesota? I need help/advice!!!!?
I just moved to Minnesota and need health insurance but don't even know where to start. I know I dont qualify for Minnesota Care because I make too much. I can't get health insurance through my new job yet because I just started and will qualify for that in 6 months but I need medical help now. Any advice on what I should do?
What are the cheapest cars for car insurance in England?
What are the cheapest cars for car insurance in England? I am just about to pass my test and don't care if the car looks like a piece of ****. I want it to have cheap car insurance. I'm thinking Peugeot 206 or something but I have no idea about cars? Thanks guys.
How can I get cheaper car insurance?
Im 17 and just got my full uk driving licence and got a car it's a Subaru 2.0r sport but insurance is 7-8k for my own policy but 3500 if I am a second driver but is that Ilegal
What is the best car insurance company in NY?
What is the best car insurance company in NY?
cincinnati car insurance quote
cincinnati car insurance quote
https://www.linkedin.com/pulse/consultant-insurance-quote-alexander-moreno/"
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clearsandwicheagle-blog · 7 years ago
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Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
"Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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I got a ticket last week for failing to stop at a stop sign. I will be getting points on my license, but I'm really concerned about my insurance rates going up, so I am going to take a defensive driving class. Do I have to take the class BEFORE I pay the ticket, so insurance doesn't see the ticket, or do I pay the ticket and then take the class, hoping insurance won't see the ticket??""
Do you know of any auto insurance companies that don't base your rates on your credit report?
Due to an illness/ disability in our family, despite having health insurance, we still owe thousands in medical bills. Those that would not work with us turned them into collection. They now show on our credit report. Despite being insured for both our auto insurance and our home insurance for 20+ year with the same insurance company, we got a notice saying our auto insurance had gone up hundreds of dollars per year based on a credit report they obtained. We have never had an accident, ticket, etc. and the amount automatically comes out of our checking each month. Plus, last year, prior to this, they switched us to a preferred group within the company and gave us a discount when we threatened to switch. How can I find out which insurance companies base your insurance rates on your credit report and or score? Will they tell you outright? This is the first I have ever known that our company did this and was wondering if all of them do it, or do you just know about it when you get a notice like we did? I get their reasoning but it seems like such a rip off when so many are in our boat- insured but with insurance that is starting to pay less and less and cost more. Plus, they have our checking account and if we were not to pay, they wouldn't be responsible for us if we had an accident anyway. Seems like a double whammy to me. Can anyone help?""
Can California Civil Code 827 be used to enforce mandatory renters insurance?
Recently my landlord sent tenants a letter stating we have to buy renter's insurance, stating that California Civil Code 827 allows them to do this. Looking it up, I see 827 is about rent increased, not renter's insurance (and nothing about anything being mandatory). When I signed the lease with them, I was not required to pay for renter's insurance, but they claim that terms have changed and now I am obligated to pay this, and if I don't, may destroy my credit. All because of Civil Code 827. Can they actually do this? Or is this letter some kind of tactic to coerce me into signing this document and providing insurance? Thanks!""
16-24 yr olds: What do you know about insurance?
I am working on a research project about insurance for 16-24 year olds. This information is for research purposes only and will in no way be shared or sold to anyone. The intent is to gather information from high school/college age students on their perceptions on insurance. What types of insurance would you like to purchase? (auto, health, college, iPad, smartphone, etc.) Have you been purchased insurance? If yes, what type? If no, have you been involved in purchasing insurance? Do you carry insurance on each of your personal media devices? (e.g.smartphone, iPad, laptop, etc.) What do you know about insurance? Would you be willing to take a class on insurance if it meant receiving a discount on an insurance policy? If you were shopping for insurance, where would you go to look for an insurance quote? What are your hobbies? Do you belong to any sports/groups/organizations? If yes, which ones?""
""Insurance rates in California to rise 147% under Obamacare,was obama lying or does he just not know?
http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/
""I got a DUI, will my auto insurance drop me?""
I have AAA, and got a DUI ast year, my insurance hasent gone up yet, but I know it will. Do you think AAA will drop me, since they are such a huge company, and will I have to go get some cheap ol' coverage now? I pay around $125 at the beginning of my policy for the year, then it goes down a little each month, my last payment is around $30, then it starts over again. Ive been w/ them for a few years, w/ a perfect record, until now. The DUI wasnt for alcohol or illegal drugs, it was for prescription medication. I tried a new med, but made the choice to drive also, and this is what I got. Any help?""
Car insurance?
I got my license 2 weeks ago and I am getting a car this week. What insurance company would you recommend that I go with? Progressive, Gieco or AIG. If you have any others, feel free to throw it out there.""
Am i paying to much for car insurance?
my parents just got insurance for my first car it is a 1963 mercury comet i am 17 years old and my dad just told me the insurance for the car is $380 per month and that seems a little high what do you think? my other friend only pays $100 but he has a good student discount and has had insurance for a while.
Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?
Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?
How much money have you saved on insurance rates because of seatbelt laws?
Please give me a figure and proof that insurance costs have been lowered since the mandatory seatbelt laws. Or helmet laws. How much money do you save per year since you have given up your right to choose?
Help finding affordable health care for an individual 24 year old female in college part time and working.?
I am a 24 year old female in a community college (my 3rd semester) I am not full time because I am working as a waitress to survive outside of school. I have looked all over the internet and the quotes I have gotten have actually made me laugh. 520, 250, 300 a month for health insurance are you kidding? I have to pay 500 hundred dollars for health insurance a month? That is almost my rent. This is ridiculous! I really need to get a doctor and more then that I need a dentist. I grew up with a single father and I have only been able to go to the dentist once because his work did not provide health care unfortunately. I am not trying to come off as bitching but this is really frustrating to me. :o( Can someone please send a website with an affordable New York health insurance? I would really appreciate it. Thanks! :o/""
""Court date for driving w.o car insurance, what are my likely outcomes?""
I got tagged for driving w.o car insurance in January, now I got a letter in the mail to attend court in a week for the incident. I live in MA where it is illegal to be uninsured and by law your registration also expires as well. I've already been towed and got my car back, now I just have to attend court. Any ideas what's going to come out of this? I have a perfectly clean driving record.""
What is the average teen male's car insurance cost??
What is the average teen male's car insurance cost??
Cheap insurance for 18 year old?
does anyone know any cheap websites or company's because on all the comparison websites im getting 3500 pound for a 1.1 Peugeot 106, and that's third party fire and theft :( please help because this is ridiculous.""
Will it raise my insurance?
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What amount would you consider affordable for health insurance and how did you arrive at this figure?
What amount would you consider affordable for health insurance and how did you arrive at this figure?
Car Insurance - PLEASE READ!?
In 2004, I saw a car that I wanted to buy at a Nissan car dealership and I took out a loan. At the time I didn't know anything about insurance. It was all greek to me. I was very young and had no one to help me out. Anyway, I went to American Family Insurance and the agent seemed very nice. I told him that I wanted to buy this car and before I could finalize everything I had to show proof that I had full coverage on the vehicle. He told me that I most definitely had to get full coverage and I signed the paperwork, gave him a check and my insurance coverage started. I NEVER CHANGED MY COVERAGE!! (Let me make that clear). So 1.5 years later my car slid on the ice and another lady thought she could speed to get around me and she instead hit me. The officer stated that none of us were at fault because I was sliding when I should have been in control of my car and she should have never tried to pass me so we would each be responsible for our own damage. Right away I called my agent and he later called me back and stated I didn't have collision coverage and I would have to pay out of pocket for my damage. Again, I didn't know anything about insurance and I had totally forgotten that collision was required so I believed this guy. I left it at that but was very upset with him because he stated that I didn't have collision coverage and I told him that as a professional insurance agent, he should have told me that I needed full coverage on this practically new car!!! So, 6 months later, it was still bothering me and I left him. The car wasn't drive-able (I had to pay $600 just to fix something with the wheel mount) and then it was drive-able but there are dents in the car and damage that equals $2,000 to fix. That may sound cheap to some of you but it isn't to me. Just 3 days ago, I was telling this story to someone and they told me that I should have had full coverage on the vehicle and I should look into this. I called American Family and a lady is doing some investigating because she could see I had insurance on my car in 2004 but didn't know what kind. But, she confirmed that my car was under a lien and the insurance agent would be required to put me on a full coverage in the state of Wisconsin. So, this lady stated she would call me back on Saturday. In a perfect world, she could state either 1). You had collision coverage at that time and your car will be fixed at our expense or 2.) Your agent never put you on full coverage. Come Saturday, what if she says that it turns out my agent never put me on full coverage? Isnt he at fault? Everyone (including their own company) states he should have known to put me on full coverage! So, can I try suing the company? Im thinking even though the lady was really nice and told me that my insurance agent should have known better that Ill hear something from them stating that their computer system shows that I was a client in 2004, but they dont know what type of coverage I was on. In the end, they will probably want to cover their butts. Please offer any suggestions! THANKS! And yes, I have become more knowledgeable about insurance for my sake. :)""
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How much would insurance be for a 17 year old with an suv?
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Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
Why is car insurance rediculous when I've never claimed and drive a small car?
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What is the best supplemental medical insurance for veterans?
My husband will turn 65 on March the 18th and is scrambling to find a supplemental medical insurance because of the many veterans administration cutbacks on care. He suffers from diabetes type and hepatitis-c. He isn't service connected and needs an extra medical insurance to cover what the veterans administration doesn't cover. We need an affordable insurance that wont turn him down because of his medical condition.
Peugeot 206 gti insurance cost?
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Im a 32 years old male and I have been driving for past 14 years. Im going to move to USA , Wisconsin , I would like to know how will be my Auto Insurance Policy? Will I be considered as a new driver , Since I belive I would have to apply for an American Driving license?""
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Motorcycle insurance?
I'm young (21) looking for motorcycle insurance in MA and I was wondering some of the better options. Btw I'm looking for full coverage quotes. I have had a regular drivers license for about 4 years and I live in a rural area, not a lot of theft. I know it takes much more personal information than that but again I'm just looking for estimates. Just looking for good (preferably local) insurance companies and estimated quotes.""
Whats a cheap insurance In nj?
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Car insurance uk?
i have car insurance with one car i have full no claims discount,i now am thinking of running another car in my name so i got a quote for this car from my insurance company,.they said as the second car i want to insure i have none no claims discount i have to start again and earn it,.So if i get a quote from a different car insurance company,will these conditions still apply to me.""
What is the best and the cheapest car insurance in ontario?
What is the best and the cheapest car insurance in ontario?
Can i transfer moped insurance from one bike to another ?
ive got insurance on my piaggio fly 50cc which expires august this year, i can no longer drive this bike as i accidently got super glue all around the breaks and throttle and it wont budge, im going to maybe buy a new moped today for 300 and was just wondering if i get this do i have to cancel my old insurance and get a new quote and pay all that money again or cani just ring my insurance company and transfer it from my old bike to my new bike? thanks for any help! :)""
Free car insurance quotes?
are these qoutes accurate or could the price they give you actually be lower then what the free quote says?
Insurance on a 2004 lamborghin gallado?
how much would it cost a month for insurance min to max and what do you pay for insurance
Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
Do I have to show proof of ownership of a car to get car insurance online?
Do I need to show any type of proof or give a vin number for a car to buy auto insurance online?
Insurance for driving my bf car?
I am getting my driving license, how much roughly will cost the insurance to drive my boyfriend's car? It is an old petrol skoda... Thank you!""
Will my car insurance premium increase for passing a red light in NY?
This is my first moving violation, it originally was failure to stop for a school bus but it got reduced to passing a red light and is now only 3 points. I have a clean record otherwise and my auto insurance is under my mothers name, I am just a secondary driver under her quote. Will my insurance premium go up and if so will it be much? Is there anything that I can do to lower it if it does go up?""
How can I get access to affordable US Health care as an American who lives in France?
It has been almost 2 years and I really feel like there is something not right with my health but the doctors in France aren't listening. I have swollen lymph nodes for over a year now. Some disappear, then reappear in different locations. And I am very fatigued and have itching behind my knees at night that wakes me up. Yet there is not a rash nor insect bite. It seems like the doctors in France rely strictly on complete blood counts for everything and if your blood tests are normal, then there is nothing wrong with you. I wonder if it would be the same in the US system, considering France was the winner of the WHO's Best Medical System in the World award. Shoudl I purchase an insurance plan on the web and seek treatment in the US?""
How much is your car insurance?
How much are you paying for full coverage or what ever you have and where do you live. $265 a month in New Orleans LA Full coverage.. is this a lot compared to your state?
Where to find cheap insurance when I have a teenager that lost her license for three months?
My daughter received three tickets and her license was suspended, She is able to get it back now but the insurance company wants to charge me $500 a month just for her. Are they kinding who can afford that.""
Who offers cheapest auto insurance for 25 year old males in la?
give insurance estimates
How much would car insurance cost for an 18 year old?
I have 2000 toyota celica and I had my license for almost 1 year. I was in a car accident(my fault) and my car was under my mom's insurance but the insurance company doesnt want to cover the celica anymore due to the fact that I was driving it. I will be 18 on september and I was wondering how much would it cost montly for me since Im going to CSUN and ill be commuting, and i don't want to pay too much. I live in california""
How does car insurance work?
I have a brand new car that has a 3 foot long scratch on the driver side after being parked on the street. It starts over the left front tire and ends towards the driver side door. I am taking it tomorrow to see if it can be buffed out, but if not I am going to take it to an auto body shop. How do I find out how much it costs? Next to property damage, it says $317. Is this my deductible? And how much I would have to pay? Can someone please explain this to me?""
What car insurance do u have and how much do u pay?
my mom and my brother have progressive i think i might be in there too but the bill came over $2,000....we don't even make close to that much a month""
Do you need Car insurance to rent a car?
My Parents don't have a car and I'm sure my other family not gonna let me drive their car so don't bother ask. I don't have a friend who got a car. Its small town where I'm at in Tuscaloosa,Alabama. I'm taking my written test next week, If i pass the written test, and then i want to take the road test. 1) Do i need a Car Insurance to rent a Car 2) Do they give me car for me to take a road test at DMV? 3) Can you buy a car without your Driver License? 4) How old do you have to rent a Car? ( I'm 19 Years old)""
I am a 16 year old male I want to know how much insurance on a 1995 Honda civic would cost me. Thank you?
I live in Halifax, Nova Scotia, Canada and I would also like to know what the cheapest insurance company is""
Where can i get two wheeler insurance policies through online?
i need to buy insurance policies.
Mercury insurance teen driver rates?
hi i am 16 and i just got my permit. i was wondering, do u need insurence when driving with a permit? also how much are mercury insurance teen driver rates (estimate $$) because thts what my mom has as insurace. please if anybody has any idea what the rates are or if there are specials for teenagers? thank you :] sarah""
Do Liberals know that Affordable Care Act will in fact make healthcare insurance far less affordable?
On Jan. 30 the IRS released new regulations regarding Obamacare - remember that the IRS is in charge of penalizing you should you fail to purchase the mandated insurance - that included cost estimates for the plans the government will offer. Obamacare Lie #4: Obamacare will cut the cost of a typical family's premium by up to $2,500 a year. http://moneymorning.com/2013/02/08/the-7-biggest-obamacare-lies/""
""What is the best car insurance for Reno, NV?""
I am moving to Reno in August and will be switching car insurance companies. Wondering what people thought was the best car insurance company and if anyone know what type of cost I should expect on average. I am from NJ, so definitely hoping it will be cheaper than what I currently pay. Thanks!""
Why should I have to pay for your health insurance?
An answerer on another question said, Do you have insurance? What of those who cannot afford it (my sister comes to mind, and she has a husband and two sons under age 18 years who are also not covered)? Medical care is extremely expensive and necessary. I'd much rather my tax dollars go toward a means of making insurance affordable to everyone than to fund an immoral war. Oh, and my sister and her husband have always worked very hard. Neither are fat, lazy bums who sit around all the time. Heck, my sister would love to have 10 minutes to herself, but can't take the time. * 20 minutes ago These people made a choice to have two children they cannot afford to insure. They had a responsibility to seek employment where they would have health insurance coverage for themselves and their two children. Or obtain insurance on their own. If they are healthy, it can be gotten at a rate comparable to what I pay through my work. I work two jobs. Both of my jobs, even the part-time job, offer me health insurance, so jobs with health benefits are not so hard to find. Why should I be made to pay for other people's poor choices? I have wants and needs, too, and it's MY money.""
Adding a Black Box to my Car Insurance?
I am a new, young driver, and in order to reduce the cost of car insurance I am looking into the Black Box (I am aware of both the benefits and drawbacks). However, when finding a ...show more""
Car insurance!! help?
I'm 17 years old and live in the UK. I want to buy a chevrolet camaro 2010 v6 when I am 19 but I'm worried how much insurance I have to pay. My friend told me it's going to be more than the car, and the car cost around 30,000. Can anyone tell me which group the car belongs to and how much insurance I would need to pay? I want this to be my first car but I want another car to gain experience. Please give me a good car that would look nice for a 18 year old. I am quite tall and I don't really like small cars because it feels uncomfortable for me? please suggest a good car that would suit a tall guy. thank you""
Looking for an insurance plan to switch to with good maternity?
I'm getting married in less than a month & will no longer be on my insurance, my husband to be can stay on his till he's 26 however my current job doesn't offer me ...show more""
""Can anyone advise me on a good insurance company , young drivers?
im 17 and just got my pass plus certificate . i have a 1.2 litre 1999 fiat punto. i have been quoted 3500 on a tracker insurance policy and i think that's a ridiculous price ! has anyone got a good quote and want to tell what company they got it with
What legally and financially happens if your car is totaled? How much would insurance go up?
Would it be better fiscally to not tell the insurance company? What are they suppose to do if your car is totaled? I have Geico.
""Car fender bender -insurance low balling payment, how to get more money from the insurance company?""
Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks""
How can I get my own auto insurance and still be decently affordable?
So im 20 years old almost 21 living at home and ready to get my own auto insurance. My daily driver is a 1999 s-10 Blazer and for my playtime car im looking into a 2005 GTO. I know instantly thats a red flag cause im young, but thats why I want my own insurance. But the thing is....I talked to the insurance writer and they told me that even if im on my own insurance, if something serious happens to me in a auto related accident, they can still come after my parents assets and insurance since I live at home still. Is this true? also any tips for a young guy looking for independence with his own insurance?""
My wife has leukemia and no health insurance. is there any affordable health insurance?
The insurance she does have is very low, 2000.00 a year cap. we've been looking and it seems she has to be without any for 6 months. she got turned down for medicare already. others we have found range from 1000.00 per month and up. has anyone found any thing better?""
Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
Can I drive with my moms insurance?
Can I drive my moms car with her insurance with her in the car with me. Without being added onto her insurance policy?
Motorbike bike insurance for a learner bike insurance ? wot the cheaper way to get bike insurance?
Hi can any of you tell me the cheaper way of getting motorbike insurance iv got a full car licence but i am a learner biker . on a CBT Licence .can any one tell me the best way to keep the cost of bike insurance down
Wont be able to pay rent and car insurance this week?
i mismanaged my money and now im in a dilemma.i get paid on the 6th. but wont have enough money to pay rent and car insurance. i have three choices. 1)pay my car insurance and be late with rent just pay it on the 20th.. late fee is $75. 2. pay rent and let car insurance cancel for a week. which i really don't wanna do since i don't know the consequences. i am financing a car. 3) pay rent and pay car insurance with savings account. but the funds wont be available until the next week. but the banks will try to process this over and over again.
Will my Insurance reduce if I go for a Defensive driving course?
I have couple of violations (one accident, but I didn't claim any because there was no damage). Now I see my insurance has sky rocketed. Wat are the best ways to reduce my car Insurance ? I tried calling most of them they give me the same number give or take , now I want a different solution like going to a course""
What does comprehensive automobile insurance entail?
What does comprehensive automobile insurance entail?
Need car insurance help!?
Weird/awful situation. Co-signed on car loan with a longtime friend when he broke off and started his own business. His business tanked, as did his personal life. Lost his job, his business, everything. He's now about a year behind in payments, and the bank is coming after me. Since it's destroying my credit (and life), I'm paying off the loan. The bad news continues. Apparently he loaned the car to his brother, that has disappered and isn't returning it, and the car is nowhere to be found. So now I own nothing. Worse, I'm terrified that whoever has the car could wreck it, and I'm liable. So now I have to get insurance, for a car I don't have possession of, and report it stolen. Who in the world would ever insure me???? Help! What do I do???????""
Car insurance for 17 year olds?
I am interested in getting my own car insurance separate from my parents but I have NO IDEA what to do or what I actually need. Keep in mind I am a 17 year old high school/college student so I really can't pay more than $100/month. Can you explain car insurance to me and what is required and what is optional? I really do need the cheapest car insurance possible but I do not know anything about insurance.
Affordable health insurance 4 someone with prexisting conditions? I have no kids and in a low income household
I NEED MEDICAL INSURANCE! I have recurrent urinary tract infections that are often resistant to antibiotics. I have Kidney stones as well, had a Kidney infection and when I was hospitalized they urged me to see a specialist but I CANNOT AFFORD a specialist! A social worker in the hospital said that I shouldn't even bother applying for medicaid because I don't have children so applying would likely be a waste of time. I am unemployed at this time due to several psychological issues I will not get into. Medication is too expensive. I need medication in order to be mentally balanced. I started taking Valium & Adderall and both help me feel sane. The only problem is I don't know how much longer I can even afford it!! Anti biotics are so costly as well! I have a family history of cervical Cancer and I NEED to see a gynecologist for a pap test but cannot afford it! I need dental insurance cause I have cavities but can't afford that either! I feel hopeless! Can someone give me some hope?""
Non owners insurance?
what is the best non-owners insurance business (or agency) in Houston?
How much does car insurance typically cost for a teenager?
My grandpa bought me a car for my 16th birthday. Now, I'm finally going to get license to drive it after it sitting in the garage for nearly 2 years. I was wondering how much the insurance is going to cost me. The car is a 1996 Jeep Grand Cherokee Laredo 4x4 Automatic 4.0 Liter. I don't know what insurance company my grandpa goes through, but I do know that my Jeep is one of 3 cars on the policy. One is an 80s model F-150, and the other is an SUV that is only a few years old. He said that all I'd have to pay is the extra money to add me to the insurance on the jeep. He's currently the only one listed on it. I have exemplary grades.""
Can you get insurance on a scooter? And would it be cheaper than car insurance?
Can you get insurance on a scooter? And would it be cheaper than car insurance?
How much could be the average insurance for a SMART car?
How much could be the average insurance for a SMART car?
Term Insurance or General Insurance?
I am thinking of insuring a member of my family. What would be an ideal choice? Going for a term insurance plan or general insurance? 10 points to the best answer.
""What is a good Car Insurance Company. Im in my early 20s, not the greatest driving record.?""
I have had a few speeding tickets, no insurance tickets, ect. 1 accident 6 years ago. I just need good, cheap, liability insurance for my fiance and I""
Car insurance so expensive in the uk?
i am 19, i have a K reg 1.6 litre fiat tipo the car is only worth about 120. i have never had any accidents or had any tickets so why does my insurance cost 2600.""
""Has anyone heard of this company Affordable Health & Benefits, LLC.?""
I'm looking to get health, dental, and vision insurance. I looked online at a couple sites and found this one. It looks really good but I'm a little worried it might be a scam ...show more""
How will the insurances work out with 95 car accidents at one scene?
Just wonder because of news yesterday at California highway. I don't know about law in that state but what if it's like this in new york where I live. Ya know whoever fault will pay by their own insurance for repairs and injury for victims and a vehciles. Same for most state. How would 95 different insurance handle it? It might will have several lawsuits. With 95 cars, hard to say who started the accident and whatever if it's one person cause 95 altogther or all 95 is fault on it own. Some may not even have insurance. There would be 95 different drivers so it will be 95 different verison or story of what happening. The court with lawyers and several case line up, it can last 100 years before it all done.""
Are quad bike insurance cost more than a car?
and my car insurane would be about 8 grand
I need health insurance. I am 60 years old and live in Pa.?
There is no state program I qualify for, because I am on Social Security retirement. I need an affordable health plan which includes screening tests (MRI's, colonoscopies, blood ...show more""
How much does a HSG test cost?
My gyno wants me to get an HSG test done. I have PCOS and am trying to get pregnant. I live in Georgia and have Blue Cross Blue Shield insurance. I wanted to know how much it would cost and if i truely need to have this test done to get the perscription I need to become pregnant.
What effect does not being at fault in an automobile collision have on your insurance premium?
Doesn't the cost go up any way?
I need insurance on my car and need to keep the cost low as possible?
Will it be ok to cut out the no claims protection or is this a must, I have over ten years, is there any other way to keep it low. Thanks""
Does blue cross blue shield cover accutane?
So tomorrow i am going to get accutane if my insurance covers it. I have Blue cross blue shield of ga and the blue choice option through the TJX companies (my mothers work). it says on my insurance card medical coPays, $20 office visit, and $100 ER. Does this Blue cross blue shield cover accutane?""
How much does a ticket cost for no proof insurance in ca?
I got a ticket for no proof of insurance at the time. But I have insurance. Does anyone know how much the ticket costs. Or what I can do to get it written off??
Insurance for a 3 series BMW Convertable?
Does anybody know a good/cheap insurance company for a BMW 3 Series Convertable. I don't have any no claims as i have always driven a company car! Please please help!!!!
Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
Gouldsboro Pennsylvania Cheap car insurance quotes zip 18424
https://www.linkedin.com/pulse/adding-18-year-old-non-owner-car-insurance-jayden-montoya/"
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alabama insurance code
"alabama insurance code
alabama insurance code
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Hi, I live in New York State. When I turn 17, I plan on taking drivers. ed. and getting my license (i think it's normally 18 years old for licenses, but if you take classes you can get it at 17). Do my parents have to pay insurance for me once I get my license? Or is that only if I own a car? Thanks P.S. Extra question - what is the usual/average rates for 17 year old drivers with good grades (i just need a estimation no specific numbers necessary) thanks""
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""I need Health insurance, is it possible to get it?
Im 20 yrs. old and i work and am a full-time student but don't seem to make enough for health insurance and i got knee issues. How could I RECEIVE GOV. ASSISTANCE ?.What would be my best plan??
Im 18 years old and need insurance.. Any ideas?
I need some help.. I'm only 18 years old and living with my boyfriend. We have been together for 5 years. I have been thinking about insurance on myself lately. He has it through his parents but I don't have it at all. I cant afford to much since I only work part time and I'm also attending college as a full time student.
How to get into a new Car Insurance?
About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""
""Female, over 25, 9 years driving experience needs CHEAP CAR INSURANCE?""
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Am I covered with name not on car insurance?
I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I ...show more""
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How much would i pay for car Insurance?
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alabama insurance code
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Hi, I was a mortgage broker for 5 years and at one point I making almost a 6-figure income. Right now things are not that great and my income took a major decrease this year. I am thinking about getting my insurance license but then again I'm not sure if I would make very good money at it like the mortgage industry. This would be something new for me and I am not sure if it is worth it although many agents claim that it's so great and they're incomes are through the roof, not sure if that's true or just HYPE?""
In California does it state anywhere in family law divorce forms that a spouce has to have insurance !?
cont..... -----------> on the other party ? (do i half to have my ex. on my Ins. policy (health)
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I'm a first time auto and house insurance buyer....yipee (NOT!) As I shop around for prices, I find each of the policies vary so much. What are some key questions I should be asking? What are the things I should be inquring about which will greatly affect the future with this insurance? In other words, to those of you who have had experience with insurance policies, what do you find most important in having on your policy? How do I make sure I'm well covered?? Thanks!!!""
Car insurance question?
say i get insured first time and i need to get my car to a road safety test and it fails badly and would cost to much to repair (more than the car is worth) can i cancel the insurance say 2 weeks after getting it? if yes, does there usually be a cancellation fee?""
Car insurance/tax when buy a new car?
i have only had one car since i passed and im looking to branch out and get a new one,so wot happens if i get a new car after ive taxed my current one for say six months and insured it for a year but monthly paid for the insurance??""
""If someone gets in an auto accident with someone else's car, whose insurance is notified?
Mother and daughter have auto insurance together. Daughter lets her boyfriend drive and he rear ends a car and does very little damage (broken tail light) to other car. He has his own insurance for his vehicle. Which insurance do you call? No accident report was done by police.
Whats car insurance??????
im 17 and dont know much about it but they said i needed car insurance before i can buy a used car. how do i get car insurance and what happens once i have it..how much does it cost?
""I lower my car insurance deductible a week ago, would the insurance company accept my claim today?""
Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?""
Best places to buy gap insurance and extended warranty for new cars?
either online or in the real world, where is the best place to purchase gap insurance and extended warranty on a new car? i would like to get rate quotes from different places and choose from the best ones. i hear the ones the dealerships offer are too expensive and give them a chance to adujst the overall price of the car in their favor?""
Where do you normally store your car insurance?
The dilemma: I've always wondered where one would have to store his car insurance and automobile registration in. Say you get into a car accident or a roadblock, you'd have to provide proof that the car that you're in is insured and belongs to you. However, putting your important documents in the glove compartment or even tucked away in the back trunk is always prone to break-ins. So the question is would it be better to keep it in the car or keep it the house (or bank, if you're that paranoid)?""
In California how much are you paying for insurance on a 2012 Camaro?
Which have the best offers? v6 only. And to be more specific location : Sacramento
alabama insurance code
alabama insurance code
Are auto insurance deductibles tax deductible?
I have a smashed windshield with a $500 deductible. If I get someone to fix it (for a lot), can I write off my payment of the deductible on my taxes next year, or is it just called the deductible because it is deducted from the total cost of the repair?""
How much money do i need to save up for my first 6 months of insurance?
I will be 16 or 17 at the time of receiving car insurance and right now I am 15. This summer i will be getting a job and will buy my own cell phone and pay my own cell phone bill($130 for the phone $42 for the total bill). Let's say I receive minimum wage ($7.25) and am payed around $800 a month. If I begin putting aside money out of each pay check ( which will be roughly around $400) for car insurance and do this for around 12 months how much money will i need to put aside out of each paycheck ($400) to be able to pay for 6 months of car insurance? Also, my mom is going to let me buy her car in payments (at most it will cost $2000 altogether), how much should I put aside for that, so i would be able to buy her car at one time in 12 months?""
What is the toll free phone number for Travelers Insurance?
I am looking for a toll free phone number with Travelers Insurance that is dedicated to new customer quotes not existing customer service.
Permit and Insurance please help!!!!!!!!!!!!!!!!!!!!?
i am getting my permit like in two months if im going to be in my parents policy how much will the insurance go up if im going to be a driver only!!!!!!!IM GOING TO DRIVE MY DADS CAR
Where can I get the best Auto Insurance Quotes?
My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate. I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California.""
How can I find what insurance i had with car I dont have anymore?
After almost 7 years the DMV says that I owe them for a lapse in insurance. Car was repossessed and I didn't take the tag off. (my mistake) I'm pretty sure I canceled the insurance but I can't remember what company I was with or what dealer I got the car from. The DMV had no other information on the car other than the obvious fine. My renewal is coming up and I don't know what to do. PLEASE HELP!
I need to find a good Car no older then lets say 1999! Thats good on Gas and low Insurance! Low Price $5000 <!
Hi my name is James. I am a college student and I am looking for a used car to get me through college and maybe Further! I am hoping to spend under $5000 Dollars. I need it to be able to have a lower insurance rate then lets say a sports car. I also need something thats has a very good fuel efficacy! I am a tall guy but can fit into any thing! So if any of you know of a car that looks almost good has good gas millage and is not too expensive on car insurance let me know! ASAP!!!!!! Oh and this car not one I want to buy online or privately. It is one I want to buy from a car dealer ship this is just to help me lock down my search!
Car Insurance Issue's? HELPPP!?
I lost my job so I couldn't pay my car insurance for about 3 months. Then it got expired my license also got suspended because of no car insurance:/. But right now I'm back on my feet and I want to get my license reinstated and get car insurance again. I want to know how can I do that? And do I have to pay the amount I owed back to my other car insurance company or can I go to another and not pay them back? PLEASE HELP ME!
How do insurance companies calculate insurance?
I went on to a price comparison site to check car insurance. For the car I wanted the price was great 320 for 1 year inc breakdown cover. (Insurance group 14). It got me thinking if I got a car in a lower insurance group what the price difference would be. So I entered the exact same details apart from a car in insurance group 2. The cheapest quote was 318 (only 2 cheaper than group 14) Surely the price should have been a lot cheaper than a measly 2??
Will insurance cover girlfriend who lives with you?
My boyfriend and I live together and are going to get married within the next year or two (i am in nursing school and want to finish before getting married so we can afford a really nice wedding). He has United Health Care insurance and I've tried to find info online but cannot find the info i'm needing. He has this insurance through his employer. Can I be covered on his insurance without us being married? I see online you can do a family plan, but that's all i see. doesn't say if non-married couples can be covered.""
Do you need social security number to purchase car insurance?
Im a student under student visa here in california, I want to purchase car insurance but dont have a ssn. If you can, which companies will and which will not?""
BMW Z4 windshield insurance question... help please!?
Hi, I have a 2004 BMW Z4, and the rain sensor, for automatic wipers, has broken. Apparently, you need to replace the whole windshield to fix this (if you know different, let me know!), so my question is... is it possible for me to claim for this under my insurance? My windshield excess is 70, but I assume that is for when the windshield is cracked or damaged etc. So, seeing as mine is not damaged, only the sensor, is there any way I can claim? Also, if anyone knows how much a new windshield for a Z4 is, that would be great too.. I can't find any figures but I assume it's pricey :-( Any help or advice on this would be greatly appreciated (I'm in the UK, by the way).. Cheers!""
Car Insurance Question?
I am a little under 15 and a half years old and my dad has debated and almost bought a lot of cars for me, from ford f650's to 1965 or higher mustangs and jaguars. but so far we have thought that the car that would be good for my first car would be a 1994 Ford Mustang with a V8 with 30k miles0. which is perfect because that was the year i was born. So my question is that since its a sports car and its V8 about how much would my insurance be when i could start driving by myself?/ insurance for the other kinds of cars/trucks?""
Need car insurance but dont have title?
ok.. i have have a car, its mine but its not in my name and it will be very very hard to get it in my name(i dont feel like explaining). i need insurance very bad or ima have to pay a huge fine. is there a way i can get insurance without the title? please help""
I received a speeding ticket in IL for 16 mph over. It is my first offense. Will my insurance rates go up?
I was going 46 in a 30. I've never gotten a ticket before. My insurance provider is Auto-Owner's Insurance (Michigan) through A Fazio Inc. in Joliet, IL. I didn't get the option of completing driving school or an online driving course, just to pay the ticket or contest it in court in three weeks.""
How do I get health insurance?
Im a 22 year old college student but im no longer covered on my parents health insurance. I hate not being covered, and I want to find my own health insurance. My job offers it, but it is really expensive, and as I said im a young college student who already has tons of bills. Any ideas how I can get good, inexpensive health insurance? Anyone know where to even start looking? Thanks!""
What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable?
What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable?
SR-22 Insurance?
Can someone please tell me the process? I got pulled over in May for DUI and I was told I had to get Sr-22 insurance. I have a brand new Mercedes Benz (CLK 350) and I am 23 years old. The title of the car is in my name and my moms name. Is there any way for me to get around this without her knowing? She will kill me!! Is there a way to take my name of title and just get the non owners SR-22 insurance? All of this is so confusing and i'm scared. Any experts out there?
Insurance for ninja vs nighthawk?
I am planning on getting a small 250cc motorcycle either a kawasaki ninja or honfa nighthawk. i am 16 yo and this will be my first bike. will insurance for a ninja be alot more than insurance for a nighthawk? just liability i dont want comprehensive or collision.
How much would my insurance be for a mustang 1994 & 17 yr old.?
Would i have to get my own insurance or have my parents put my car on there insurance since its gonna be in there name b/c i only have a permit
Who is the cheapest auto insurance?
who is the cheapest auto insurance for adult male driver in southern cal. last ticket was about 7 years ago. thx
Company not offering insurance?
I've read the policy, forms, etc... Prior I was hired. The company that I work with gas this insurance benifits. I have already reach my 90 days and 3 weeks period. The company is not offering me with medical insurance. Not even an evaluation. But that doesn't matter. My question is, is it illegal in the state of California if the company does not offer/ask you an option to have insurance or not? Please advice.""
Insurance Help for a Teen?
I'm about to get a used 2004 Lexus Sc430 hardtop convertible. It's a V8 with 288 horsepower. My friend has a 400 Horsepower Trans Am but he put his name under his dad's truck as the primary driver so they wouldn't get killed with insurance rates. If I put my name under my dad's tahoe as the primary driver and under the lexus just listed under the car as not the primary driver. Can I get in trouble for this?
""Affordable, good health insurance in Georgia?
I buy my own health insurance. Currently I am being ripped off by Blue Cross Blue Shield! They suck and they are very expensive. Anyone know a better health insurance that is not too expensive? I am a 27 year old female that makes $300 a week (just got laid off to part-time)
Is it a bad idea to get your own car insurance at 18?
I wanna get my own car insurance! I wanted to know if it would be a bad idea or a good life lesson! Is it true that car insurance cost more with new cars? Because I want to get a 05 Suzuki Forenza! It's a used car it's only 2,000! Any parents out there please help! I need all the advice I can get before I turn 18!! Thanks!!""
alabama insurance code
alabama insurance code
Where can i find the cheapest car insurance?
Where can i find the cheapest car insurance?
How much insurance would a 1977 Camaro be for a 16 year old?
My dream car has always been a Camaro. Recently me and my dad have been looking for project cars to fix up and stuff. We found a 1977 Camaro that only needs cosmetic work, so I've been asking him about it. He says the insurance would be around $5000 a year. We could get the at around $2500 dollars. The Camaro has a 350 V8 engine and a T350 transmission. I'm 16 right now but I turn 17 in 2 months. I've had my license for 10 months with no tickets or accidents. I've had 2 cars already, a 1997 Nissan Altima and a 1998 Chrysler Sebring (Which I pay about $90 a month for.) I am on my parents' insurance, but I still pay for the car I drive. I know I won't get a perfectly accurate amount without asking our Insurance providers, but is my dad right when he says it would be $5000 a year?""
Car insurance with teenagers.?
My mom and I have been checking around for cars to buy because I have a scholarship and one college class right now, and I need the transportation so that I can go to study sessions for the college class, and to the meetings for my scholarship. We really don't have a lot of money. I work but only on Saturday because of school. My mom has Progressive right now and she checked how much it would be to have me and a new car on the insurance and it is a whopping $500 a month (her, her truck, me, and my car included).. We need an insurance company that isn't going to cost us a 1/4 of our income. At first we were looking at older cars under $2500. Then my mom was thinking it would be better to get me a new car with good gas mileage so she wouldn't have to worry about me being safe and not breaking down on the side of the road... But we can afford a new car, not with our down payment. The monthly payments are too high. So now we are going back to the older cars, and if we have a fully paid for vehicle, I am sure the insurance won't be as high. But here it, I am 16 years old, took driver's ed and have an insurance waiver that is supposed to bring the insurance down 10%. I also have good grades, a scholarship, a job, etc.. These things should look good to the insurance and bring the cost down.. I am safe driver as well.. Not driving far daily at all. Basically back and forth from school and to those meetings and study sessions every now and then. Any suggestions as to what car to look for and what insurace company we should go with? Thanks, in advance.""
Need insurance to cover pregnancy?
Does anyone know of insurance companies with coverage in Georgia that will cover a pregnancy without having to wait a year? I make too much money to get Medicaid so I really need some help. I can't exactly afford to pay out of pocket for every expense. Thank you.
Aviva 15 weeks free car insurance?
does 15 weeks free car insurance mean i pay nothing for 15 weeks,.. or just pay the deposit then free 15 weeks,.. also what does total charge for credit mean and when does it get paid? thanks""
How much would it cost for three 18-20 year olds to live on their own in a 2 bedroom apartment?
I am currently 15 but am planning to move in with my best friend, and my boyfriend at the age of 18. Can anyone tell me what the prices may range for about? We want-- A two bedroom apartment. (Not specifically top notch) Heat of course, but air conditioning not needed. One car with insurance. No cable, phone, or internet. Electricity, Water, and food of course are important. I will be in school as well as my friend, so we can work part time. The boyfriend can work part time or full time. Does anyone know how much this may come to? Around? Aim high because we really want to be prepared. Thank you all so much. =]""
Am i paying too much for car insurance?
I am in my early 30s. A single male, no kids. I have a pretty much spotless driving record. The only ticket i have had in the past 10 years that i can think of off hand was for not using a turn signal, that was over a year ago. Other than that, nothing in around 10 years. No claims on my insurance in over 10 years either. I drive a 2001 Ford ZX2, its a compact car-for those not familiar with it , it would be similar to a Chevy Cavalier or Dodge Neon. Oh, im paying $700 every 6 months for full coverage car insurance through Nationwide. I have been with them ever since i started driving. This seems like alot. Is it? My friends tell me im overpaying, yet when i call around other places to get quotes i never find anything cheaper. In fact several places have told me to stay where im at. I dont have a problem paying it, but im just trying to find out if this sounds about right and fair as far as the price goes. Anyone out there a insurance agent?""
COSECO Insurance Company?
does anybody know about COSECO Insurance Company I need a quote in auto insurance. i live in North York, is there any best rate insurance company""
What is the cheapest liability insurance in sacramento?
looking for auto liability. just to cover the basics. i'm shooting for 50 dollars or less per month.
Non-vehicle owner driver's insurance?
I just got my drivers licensce today. I need insurance to drive even though I don't own my own car and will use my parents?
Why can't responsible working people get low-cost health insurance?
Here's my big fault: I have no fatherless children, in fact, I have no children. Yet I have to hear a girl that I work with (who makes more than I do) talk about how she has state health insurance (I believe Medicaid) at an extremely low cost, since she made the decision to have a child with a man that she knew was a criminal, and is now serving time in prison. (And oh yeah, I drive an 11-year-old car, she just recently got a new one. But I know, that's easy when you get a free ride for the necessities.) So, why can't there be affordable health insurance for everyone, even if you did not choose to pump out a child (or children) you knew you could not afford to take care of?""
How many questions are on the California Fire and Casualty insurance exam?
I am currently attending online classes at AD Banker for Fire and Casualty insurance. Does anyone have any idea how many questions are on the state exam?
Urgent care? Do I need insurance?
So I really need to go to urgent care but will they even look at me if I tell them I don't have insurance and don't even have a job...? I would go to the hospital... But like I said... I have no insurance and no job.
How much does liablity insurance go up after a DUI?
How much does liablity insurance go up after a DUI?
""Cheap, yet reliable insurance?""
What would be the overall consensus on the most affordable car insurance coverage. Considering I need to file an sr22 form, plus I've had a dui and a reckless driving charge. I know that makes me sound like a horrible driver, but honestly I've just had some major bad luck, I'm very careful, never had an accident, just was in the wrong place at the wrong time. Don't currently have a car, but will likely get reliable four door sedan of somesort, newer model. Plus I know that 25 is the year rates drop, I am 24, had the dui nearly four years back and the reckless just over two.""
Should i Pay my Car Insurance Monthly or Annually?
Is it best to pay for car insurance annually or monthly? What are the advantages and disadvantages?
If im a named driver on a car what isnt mine do i need my own insurance or can i drive it along as im named?
if im a named driver on a car what isnt mine do i need my own insurance to drive it or can i drive it along as im named on the policy??
Cheapest auto insurance for teen drivers in South Carolina?
I'm about to start driving in a year or two, and I want to know what the price range for me would be?""
Will my car insurance be able to transfer over to another car without extra fees?
My mother-n-law has an extra car that she doesn't have insurance on because she doesn't drive it shes letting me use it for a month. If i get my own policy and pay the 6 month premium in full and add that car to it when I take that car off after i give it back to her will i have a credit that I can transfer over to my car when i get one in a couple months without paying anything extra?
Life insurance for over 60?
Hello,just wondering if anyone out there has any good expierence for life insurance over 60 years old.I am a 64 year old female who wants something for 15 years with no pre-existing medical conditions.There are so many out there I just dont know who I can trust.Thanks...""
Car Insurance Question (regarding insurance)?
Hello, I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. My wife & daughter both required medical attention. My daughter suffered a broken leg & has since recovered. Unfortunately, my wife's recovery is taking a little longer. She required immediate surgery on her wrist & needs daily physical therapy. Although I have a laywer, car insurance & health insurance, I've had to front enormous amounts of money to cover medical expenses. My health insurance will not reimburse me for expenses. Can I ask my car insurance company to help me out with expenses? They know the other party is at fault (police report says so). I've had to liquidate stocks & savings to make ends meet. I'm now out of money. I was not at fault, yet I'm being punished. Any advice on how to get reimbursed ASAP? My settlement probably will not occur until next July.""
Consequences of not paying car insurance?
Im 19 years old, living by myself. My car insurance is $170 a month. I had not payed it in multiple months, and by October it was at $500, and foolishly I decided there was no way to pay it and I just left it alone until they cancelled my insurance. Have I totally F*cked my credit? To the point of no return? Also, will I be able to get another car insurance provider? Thanks..""
Texas driver got speeding ticket in Washington state? Will my insurance know it?
While on a business trip I got a speeding ticket (5 over limit) in Washington state. I live in Texas and my license is issued by Texas. If I pay this ticket, ticket says it will go on my driving record. I assume they will send it to Tx. In that case, would my insurance rate increase because of this out-of-state speeding ticket? I am ok with paying the ticket, but I don't want to see my insurance increase. What are my options? Should I hire a traffic lawyer in WA to get rid of the ticket? Again, I live in Tx! Any re ommendations for me to get this issue resolved without insurance getting the ticket info.""
How to get a good quote for my car insurance?
basically, i've got 1 year no claims with direct line car insurance for the past year( only 1 year driving experience). i was paying 85 for fully comprehensive, and was 24years old when applied for the insurance. i just received a letter from direct line for my renewal, and now it's gone up to 109. i was wondering what might cause it to increase, and if now am over 25years should i really inform them (if it's gonna make a difference). is it advisable to switch to another company for maybe cheaper deals?! p.s i have a vauxhall calibra year 1995""
New Jersey Car Insurance Question.?
Knowledgeable Jersey Residents only please! I have recently moved to Jersey, and I am having heart feailure over the cost of car insurance. It is almost DOUBLE the cost in any other state where I have lived. (CT, FL, NY, SC) (I have NO tickets, NO accidents) Also, I was told today that there is yet ANOTHER rule/law in Jersey that states that any family member who lives with you (whether they are under YOUR insurance, or their own insurance) makes you liable in case of an accident. In other words, if my adult daughter (who has a poor driving history) gets in an accident--I COULD BE SUED.....EVEN if she has her own car, and her own insurance. CAN THIS BE TRUE???? It is very important that I get a straight answer, as it will drastically affect my ability and desire to stay as a resident in New Jersey.""
alabama insurance code
alabama insurance code
https://www.linkedin.com/pulse/car-insurance-price-comparison-jayden-macalister/"
0 notes
cashcounts · 7 years ago
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Why is a Chicago suburb punishing teens that vape?
Laws vary, but most municipalities don’t punish kids who vape or smoke. Usually the most severe penalties go to the retailers who sell adult products to minors. Face it, you’d have to be a really bored cop in a really boring city to spend your day arresting teenage vapers and smokers.
Welcome to Park Ridge, Illinois.
The police department in Park Ridge urged the City Council to create penalties for possession and use of vapes, according to the Chicago Tribune. The police said students bringing e-cigs to school had “become problematic.”
So Park Ridge passed a law in July providing for punishment of minors in possession of an “electronic smoking device.” According to the Tribune, vapers under 18 can be ticketed and made to appear at a hearing. There they can receive a $500 fine — or they can be sentenced to the ultimate punishment: mandatory attendance at a two-hour “diversion and education program” with their parents.
Face it, you’d have to be a really bored cop in a really boring city to spend your day arresting teenage vapers and smokers.
Park Ridge is a northwest Chicago suburb near O’Hare Airport. The population of the Cook County city is about 37,000. Park Ridge is the hometown of Hillary Rodham Clinton and actor Harrison Ford. Harrison probably never did anything as awful as vaping when he was a teenager.
Eight teens have been ticketed by the Park Ridge Police Department since the law passed. Police Chief Frank Kaminski told the Tribune that the tickets do not result in criminal records for the teenage scofflaws. All the tickets were issued at local high schools, and all eight violators appeared at a hearing on Oct. 10.
City officials said that all eight were given the boring lecture “education” program as punishment.
The first education class was held in late October, led by Teri Collins, executive director of the Maine Community Youth Assistance Foundation, described by the Tribune as “an organization that aims to curb youth substance abuse.” Three of the delinquent teens attended the class, along with their parents.
Part of the punishment includes paying Collins’s organization $125 to attend the class. How many of the parents wished their rotten kids had just gotten the $500 fine after being forced to attend a two-hour class dedicated to the perils of vaping?
“When people are known to have goals, they are less likely to do alcohol or drugs or smoke.”
“It wouldn’t be successful if the parents didn’t come,” Collins told the paper. She explained that many parents are woefully ignorant of the dangers of vaping. Luckily Collins has a Ph.D. in organic chemistry, and “a background in prescription medication development, research, and education.”
The chemistry degree must come in handy when she explains “the chemical properties of nicotine and vaping oils” (which, chemically speaking, aren’t oils at all). Collins also explains the risks to the teenage brain of using nicotine — probably avoiding the truth that the supposed risks have been inferred based solely on rodent studies.
“Then we talk about goals,” Collins told the Tribune. “When people are known to have goals, they are less likely to do alcohol or drugs or smoke. That’s a research-proven fact.”
Another research-proven fact is that vaping isn’t smoking. Not smoking is a goal for some people.
0 notes
bangkokjacknews · 5 years ago
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Why are Thailand’s roads among the deadliest in the world?
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The Thai woman was riding on a motorcycle on her way to work when a pickup truck sideswiped her on a rural stretch of asphalt in northeastern #Thailand. The truck’s driver was an off-duty police officer. He was drunk.
Orathai Chanhom, the motorcyclist, was catapulted off her bike and killed almost instantly in the crash. The officer who struck her still has his police job. His driver’s licence was not taken away. A court declined to sentence him to prison. In Thailand, one of the world’s most unequal societies, even its roads have a rigid hierarchy, with the poor far more likely to be killed in accidents than the well-off and well-connected. And there are many deaths: Thailand had the world’s second-highest rate of road fatalities per capita, surpassed only by war-afflicted, lawless Libya, according to a 2015 report from the World Health Organisation (WHO). When it comes to per-capita motorcycle deaths, the country is number one. The government vowed at a United Nations forum in 2015 to halve the number of road traffic deaths by 2020. With less than one year to go before the deadline, however, Thailand is a long way from fulfilling that promise, its roads still ranking among the world’s 10 most dangerous, with more than 20,000 preventable fatalities a year. The country has seen a small dip in road deaths since 2015, and Thailand has in place many of the necessary laws to make its roads safer. But what the government has not addressed is the country’s vast gap in wealth, which is the core issue that not only makes its roads so deadly, but has also split the country into two bitterly divided political camps: Thailand’s haves and have-nots. Thailand, named the most unequal country of the 40 major economies surveyed last year by Credit Suisse, has what might be the world’s most toxic combination for traffic safety. Unlike poorer countries, its roads are well paved and made for speed, and the cars driven by the rich and its growing middle class tend to be new and fast. https://bangkokjack.com/2019/08/12/thailand-reduce-road-accidents-aim/ But many Thai families can only afford a single scooter or motorcycle, and high-quality helmets are a luxury for many, whatever the law says about them being mandatory to wear. In accidents on the country’s crowded roads, it’s a devastating mismatch when an air-conditioned SUV collides with a two-wheeler, scattering the detritus of death across the asphalt. And the aftermath of such accidents are a common, macabre sight on Thai thoroughfares: a shredded tyre, a mangled frame of steel, a bloody plastic flip-flop. Motorcycle accidents can involve a number of fatalities. Because public transportation is limited outside the big cities, it’s not uncommon to see a couple of adults – and even a child or two crammed between them – balanced on a single bike. Only 12 per cent of Thailand’s road traffic deaths involved occupants of cars or other light vehicles, according to the 2018 WHO Global Status Report on Road Safety. Most of the dead were motorcyclists – or pedestrians. In many Thai towns, there are few wide, easily usable pavements because, critics say, they are not a priority for the rich and influential, who prefer not to walk in Thailand’s oppressive heat. When there are wide footpaths, they often overflow with street stalls and even motorcycle traffic, pushing people into the roads. The country’s economic disparity is not the only reason Thailand’s road deaths are not distributed equally. Justice, too, is handed out unevenly. For the super rich, or those in positions of authority, the rules of the road may not apply at all. They know they can speed with impunity and drink heavily before getting behind the wheel, with little fear of the consequences. In 2012, a young man in a Ferrari – the heir to the Red Bull energy drink fortune – allegedly ploughed into a policeman, dragging him to his death. The driver, Vorayuth Yoovidhya, was intoxicated, according to a test. Seven years later, he has never been prosecuted. “What is clear in Thailand is that the roads are not safe for all users,” says Evelyn Murphy, who specialises in unintentional injury prevention at the WHO. “Whether it’s cars or motorcycles or pedestrians, the safety of all users of roads must be considered, regardless of income level.” https://bangkokjack.com/2019/08/10/thailand-reduce-road-accidents/ Weak enforcement, compounded by corruption Speeding, drunken driving and failing to wear proper helmets are the primary causes of traffic deaths in the country, Thai officials say. While the laws are there to combat each of those factors, enforcement is not. Wearing helmets is required on two-wheelers, but fines are rarely issued, unless the police need to meet a specific quota during a crackdown period. Unaccustomed to checkpoints or sirens, speeders or other rule-breakers may not even pull over when caught. “It’s hard to convince people to stop for us when they are not used to stopping,” says Jirasunt Kaewsaengeak, the deputy commissioner of the Bangkok Metropolitan Police. Then, there is corruption. The rich or well-connected know a bribe can often see them on their way if they are nabbed breaking traffic laws. Bangkok’s 3,000 traffic police make an average of £500 a month for working in broiling heat, monsoonal downpours and suffocating smog, which can make even small payoffs highly appealing, and effective. Twice a year, during the Thai new year in April and the western new year in January, campaigns warn against drunken driving, complete with billboards of gory crashes. Arrests skyrocket during these periods, but then quickly fall off again. “If you eat vegetables twice a year and only eat ice cream for the rest of the year, your doctor will think you are crazy,” says Tairjing Siriphanich, the secretary-general of the Don’t Drive Drunk Foundation of Thailand. “But that’s what we are doing with road safety.” A ‘sabai sabai’ mindset When asked why so many people die on Thai roads, officials here ascribe it to a “sabai sabai” culture. Sabai sabai is one of those untranslatable phrases, but it denotes a kind of relaxed contentment. Sabai sabai is one reason Thailand is a great place for a beach holiday. But it’s not a helpful attitude when building national safety standards. “If police enforce the law, rather than just give a verbal warning, then Thai people are unhappy, and they complain that it’s not sabai sabai,” Jirasunt says. A prime example of the effect of the sabai sabai way of life on traffic safety is the approach to helmets. Many motorcyclists simply don’t bother. “People think air pollution is a threat, but they don’t think the same way about drunken driving or wearing helmets,” says Tairjing of the Don’t Drive Drunk Foundation. “We have failed to make people understand that they can save their own lives.” But the authorities can make a difference: in the districts where police are known to hand out fines, helmets are more common. The government could also do more to educate Thais about helmets, which are often substandard or worn incorrectly. “When you see someone who makes the effort to put on a helmet without actually strapping it on, it defeats the whole purpose of wearing it,” says Murphy of the WHO. “It shows a lack of understanding of basic safety mechanisms.” https://bangkokjack.com/2020/02/18/fewer-road-deaths-songkran/ Shifting the blame In 2016, 32.7 out of every 100,000 Thais died on the country’s roads, according to the most recent WHO estimates. By comparison, the road fatality rate in the United States was 12.4 that year. In Indonesia, a less-developed southeast Asian country with more potholed roads, the rate was 12.2. Across most of Europe, it was a single-digit number. Since the government made its promise to halve road deaths, a vow other countries have also made, Thailand has barely inched upwards, moving from the country with the next-to-worst per-capita death tally to the ninth worst. “No political party has made this an issue. No leader wants to do anything,” Tairjing says. “They just make promises to halve the number of road deaths even though they know it’s impossible. Maybe they think we’ll forget about the promises they made.” The question of who is at fault for Thailand’s lack of progress draws a lot of finger pointing by Thai officials. Chayatan Phromsorn, the deputy director-general of the Office of Transport and Traffic Policy and Planning, the agency that pledged to the United Nations to halve the number of road deaths, said he was not familiar with the document that detailed Thailand’s promise. (That English-language document was never made available online in Thai script.) The official who presented the paper to the United Nations in 2015 said she had done so only because her colleague was unable to attend the conference. In turn, that colleague, Usanisa Jikyong, said in an email that her office “is not responsible for a road safety initiative in the national level”. Usanisa suggested that another government agency, the department of disaster prevention and mitigation at the Ministry of Interior, was in charge of such matters. But Chayabol Thitisak, the department’s director general, shifted responsibility back to Usanisa’s office. Officials at both agencies said that the blame lay primarily with the police. “The big factor is law enforcement,” Chayabol said. “We have to make people realise that by violating the law they will face severe consequences.” But the police refuse to accept fault. “As police, there are many things we cannot do,” Jirasunt says. “We cannot build more roads and public transportation. We cannot change the number of cars on the road. We cannot change the attitudes of people so they have discipline.” The high human cost The World Bank estimated in a 2018 study that Thailand could lift its per-capita gross domestic product by 22 per cent by the year 2038 if it successfully halved its traffic fatalities. Despite that economic upside, the government – led by a retired military general since a 2014 coup – has done little to address the wealth gap that’s at the core of Thailand’s problem with road deaths. The country has made a few road-safety improvements. Schools have added road-safety lessons to their curriculums, and there has been some progress in setting new vehicle safety standards. The numbers do show a slight improvement: road deaths were 7 per cent lower in 2018, with 22,491 deaths compared with 24,237 in 2015. While the enormous macroeconomic cost of all these road deaths can be measured, what can’t be given a money figure is the personal toll inflicted on individuals by the inequality and impunity that menaces Thailand’s roads. The family of Orathai, the killed motorcyclist, has no lawyer to pursue a civil claim. It did not appeal the decision not to jail the officer. There is no further legal action to take. “In Thailand, the law does not matter,” says Chularat, her daughter. “People like us, how can we change anything? Even if we die for no reason, our lives are worthless.” For the poor, Thailand’s roads are unsafe at any speed. – You can follow BangkokJack on Twitter, Instagram, & Reddit. Or join the free mailing list (top right) Please help us continue to bring the REAL NEWS - PayPal Read the full article
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What are good things to have in health insurance for families.?
"What are good things to have in health insurance for families.?
I'm looking to buy health insurance for my self and my kids,but I don't under stand what things mean like they talk about coinsurance, deductibles how do I know what's the best one? I'm looking for affordable n with good coverage can you help me? I need low monthly payments and low copayments
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
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Hi there, I would appreciate it if I can get some names and possibly reviews of inexpensive auto insurance companies within NYC (companies in all 5 boroughs are welcome)? Please! I beg you, don't mention Geico, All State, State Farm, and Progressive! Thanks very much!""
Insurance rates for 18 year old?
I've never owned a car but I will for the first time soon. I know that in high school insurance rates partially depended on grades, is it the same way in college? What other things are factors in determining the rate?""
What are good things to have in health insurance for families.?
I'm looking to buy health insurance for my self and my kids,but I don't under stand what things mean like they talk about coinsurance, deductibles how do I know what's the best one? I'm looking for affordable n with good coverage can you help me? I need low monthly payments and low copayments
""When it comes to your car insurance, when is it cheaper to let your kids get their licences?
is it smarter to wait until they are 18; if they get their licence before they are 18 do your rates go up higher or lower then if they waited until they're 18.
Motorcycle Insurance cost in Ontario?
I know it depends on a lot so I'll give you as much info as possible: age: 18 bike: honda cbr125r driving(car) record: spotless -the bike will be kept in my house overnight, and I'll only be using inner city (for work, school, social..) So guys I just need a rough estimate, doesn't have to be exact. how much would it cost be per year? Also, is insurance less if you're female like with car insurance? thanks for any help!""
""If I finance a new car, how much insurance do I buy?""
I know it will have full coverage, but how much? I'm trying to get an accurate quote through geico to see if I can afford it before buying the car.""
Is A Ford Mustang a good car for a 16 year old?
Im 16 and Im getting my license in a couple of months. Im looking for a car and I really like mustangs. Im thinking about buying a 2003 or 2004 mustang in sonic blue. But will getting a mustang raise my insurance a lot and how much more than a normal car? Also, what mileage is bad on a mustang?""
How much is an oldtimer insurance for a Rolls Royce Silver Shadow II ?
I would like to know how much per month an oldtimer insurance for a Rolls Royce Silver Shadow II or Spirit would cost about per month? I am 21 years old, self employed. Does someone know ?""
Adrian flux car insurance?
is this a good car insurance company, has anybody got any good/bad coments or opinions about this company, i am a new driver and this will be my first insurance so i would like the advice. thankz in advance!""
Can you ride a Ducati 848 for every day use and is the insurance expensive?
I wanna purchase a bike, my first decision is the Ducati 848 evo, i wanna buy it brand new(2012) but the only 2 things im concern about is the insurance on it & can that bike be used every day.... im 22 just got my moto license and have had my drivers license for about 6 years if that matters( i did an online quote was 700$)im looking for full coverage, I live in California have no record of anything bad at all (accident etc).My second concern is can this bike be driven every single day? Its like the Ferrari of bikes and when you own a ferrari you dont drive it every day..... does this bike break down alot? My second and final decision is the yamaha r6 (2012) i want nothing but the ducati but if the ducati cant be driven for everyday and the insurance is a total rip then i guess ill have no choice....Please if possible only answer my questions please (i really don't wanna read get a used one learn from it drop it etc i know and understand that all my only concerns are the questions)""
Insurance companies that run driving history?
I'm trying to get quote on new insurance and I know Esurance runs your driving history to give you your quote. What other insurance companies do this? I don't know mine or my fiance's whole driving history for the last 5 years and it would be a lot less of a headache if they ran the report.
Will a loud music ticket affect my insurance?
I was driving and i got stopped because of my loud music and got a ticket, Does this affect my insurance? iv'e been reading online that it a non moving violation and will not affect it, is this true? P.S Im from California""
How much is the average car insurance payment for a teenage?
I'm 16 & I know I'll be on my moms insurance since I'm not 18. would I be better off getting a 2011 or 2012 year car? I've heard it's pretty costly
Where can I get affordable health insurance for my family?
USA 2013, it's now illegal, NOT to have medical insurance for everyone in your family. I get insurance for myself through work, which is mostly paid for by them, except my high deductible and co-pays, which I can barley afford. My wife and kids will cost me over $800.00 per month to insure through my employer. Can't afford that, it's almost as much as my rent. Half the insurance companies I've applied for say I make too much, the other half tell me I don't make enough. What I'm I supposed to do, eat or have insurance? If I just don't buy any, I'll be penalized through taxes at the end of the year. So, does anyone know of any good health insurance companies out there? Thanks.""
Pls help me to find a cheap insurance in CAli?
Ive a dodge stratus that i bought in a rebate the title saids SALVAGE and I would like to quote something cheap with covarage to into tijuana or ensenada!! pls HELP!
Cheapest way to get car insurance!?
I recently just passed my driving test and a know car insurance isnt cheap. The cheapest i have been quoted is a little under 5000 on a 1.2 Vauxhal Corsa. I know there is a way if you make one of your parents the main driver on your car and you are a named driver but by doing that its illegal (if you are really the main driver) and if you crash they will not cover you. Is there any other way which isnt illegal to get cheap insurance!? Even anything under 3000 would be defined as cheap for me!
""What is a good insurance company that will insure a just bought, used cell phone?""
What is a good insurance company that will insure a just bought, used cell phone?""
How much would my car insurance rise from 2 points?
Well i started driving at 16 and a half. I got in a hit and run and now i have 2 points on my record about a year ago. Now im 18. I wana know an approximatly how much my car insurance would go up
Can an auto insurance company suspend my license?
I was hit by a woman in a parking lot. In Texas where I live, certain parking lots are no fault zones if they are private property. I was in one of these no fault zones. I was uninsured at the time. She had Uninsured Motorist Protection as part of her insurance policy. I suffered no damages to my vehicle or person. She suffered $1500 worth of vehicular damage. Her insurance company paid for her damages. I was backing out of a parking space and she came flying around the corner and messed up the entire passenger door of her car on my rear bumper. Like I said I received no damage to my vehicle since I was the one barely moving. She called the police immediately after this minor accident took place. I was not cited on the ticket I received for any accident, only for no insurance. The officer informed me verbally that the accident was my fault only because she had the right of way but that there was nothing they could do about it because of the no fault zone policy. Anyway, now her insurance company is coming after me to collect payment of the $1500 they paid for her damages. I have not agreed to pay this amount because it was a no fault zone and I don't feel I should pay for it. She should not have been going that fast in a busy parking lot with a car full of kids. Although the unofficial technicality states that I was at fault, legally no one was at fault. Her insurance company is also threatening to have my license suspended if I do not pay the amount specified. I did not think that they, as a private company, had the power to have that happen. I've never been in this situation before and need an answer as to whether or not the insurance company can do that or if its just some kind of scare tactic to jolt me into paying but really has no merit behind it. Someone please help!""
If you are in the military does your car insurance rate go down?
If you are in the military does your car insurance rate go down?
I am Looking for Affordable Health Insurance Services in Illinois?
Hello, Friends, My Cousin and her husband are planning to shift in Illinois, in the next month. We required complete guideline regarding Health Insurance and missing open enrollment. Also, we need to find that if we are eligible for subsidy? Please help if anyone knows. It would be great full. Thank you :)""
Good student discount for car insurance?
so...i just completed my first year of college, and quite frankly i finished up poorly. my GPA is like a little over 2.4-2.5 and my dad is asking if i'll be able to send my transcript to the insurance (my dad is unaware of my grades). no chance of getting some discount or any at all??...i've kept my grades from my dad for quite some time, and now this is totally gonna blow my cover. i'm screwed aren't i? i'm a full time student and the insurance company is american family. so i guess my question is, do they discount % based on intervals of GPA, or is there just a minimum requirement and it's either you get a discount or not?""
How much would insurance be for an under 21 female in NYS?
I've been trying to figure out how much money I would pay for auto insurance before I get a car, but I can't get any quotes without a car. I am 19, a female, and living in New York State. Is there anyone that would mind sharing how much they pay, what insurance company they have, and how old they are? I would really appreciate it.""
Progressive auto insurance problem !?
I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim. All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities. I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month.""
Low cost insurance on my car?
I'm 18, about to start paying for my insurance. I have a 1998, Honda accord EX, 6V 2D. I've had my license since 2010 and a clean record. My parents have us on nationwide but it's really expensive. What's a cheaper insurance company I could go to when I graduated?""
Which company deals with indemnity title insurance for remortgaging?
I want to remortgage my property and have been given an offer by a lender, however I can't complete without indemnity title insurance. Norwich Union no longer does title insurance due to the credit crunch, is there anyone else who can help me?""
How much does car insurance cost for a 17 year old?
I can get my license anytime now. North Carolina doesn't offer good student discount. I'm asian, will be driving my dad's 2000 Ford Windstar with 70,000 miles. My dad says that adding me on to his allstate account would cost 1100 every six months. That sounds a little exaggerated. Is there anywhere else where I can find cheaper insurance?""
Will my car insurance represent me in getting claim from other person's car insurance company?
Wife got in accident with teenage girls that was at fault. Other driver had insurance, and I'm dealing with them, but because they say my car is totalled as its older and not worth a lot, they offered me some money, but when I go to buy a similar car online, I see I'm short a few thousand. They are being a bit difficult and have my car at a lot ( I know mistake but they said they only were going to look at it, now its gone). I don't have a lot of pull but will complain as much as I possibly can - was on phone for nearly hour today. Question: Do you think that my insurance company will help me get money from the other insurance company of the at-fault party? I have not contacted them yet.""
What are good things to have in health insurance for families.?
I'm looking to buy health insurance for my self and my kids,but I don't under stand what things mean like they talk about coinsurance, deductibles how do I know what's the best one? I'm looking for affordable n with good coverage can you help me? I need low monthly payments and low copayments
https://www.linkedin.com/pulse/what-best-lowest-cost-insurance-first-time-driver-sharie-noena"
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