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#also before anyone tells me ‘oh but it’s illegal to discriminate against someone for using a wheelchair!!!’
sysmemes · 1 year
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Next time I can’t get in a store or on a bus because its “too expensive” to make shit wheelchair accessible or fix/maintain the wheelchair ramps, I’ll just remind myself that experiencing ableism is a choice and I’ll fucking teleport I guess. And when I get turned down from yet another job because they don’t want to deal with accommodating a wheelchair user, I guess I’ll just ✨ manifest ✨ enough money to afford rent, food, utilities, medication, etc. Theres no way ableism can affect me if I don’t “feel disabled” ❤️
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wonlouvre · 3 years
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pairing: doctor!wonwoo x lawyer!female oc genre: modern royalty, arranged marriage, fluff and future angst word count: 3.4k WARNINGS: ANGST (i think it’s just minor though), police and prosecution procedures (someone gets arrested).
a/n: disclaimer!! once again, i am in no way well-versed with investigations and trial procedures. please correct me i have made any mistakes. and!! if you noticed, i made revisions at part 7. our boo seungkwan is a prosecutor at the supreme prosecutor’s office instead of the justice department. they’re completely different agencies. anyway, this part will either make or break our couple. please send me what you think!! i hope you enjoy <3
eight: for all the wrong reasons | masterlist
Whatever you’re doing right now would probably go against Seungkwan’s superior’s orders and oath to the Supreme Prosecutor’s Office. But does he care? He doesn’t. Is he scared? He’s not. He never was, unless he’s engaging in something definitely illegal. Well, speaking about a particular case outside the circle of his office in the first place is already illegal. But you are inside and within the office already. Seungkwan will take care of the consequences later
Seungkwan is simple and quick enough to suggest meeting with you at the conference room of their building. He knows you and how much you want to know about this case. This is just a favor he’s returning because he’s grateful that the information you have about the victims made him one step closer to solving and ending this nightmare. 
The prosecutor also invited Wonwoo which could only mean that there are matters that involve the neighboring kingdom and that made you worry. It’s already shameful that this is happening within your kingdom’s territory. But to harm the people of the neighboring kingdom is a different kind of shame and disgust. Everything about this is shameful and disgusting. 
You could go straight to Their Majesties and talk about this, but the Prime Minister already released a statement earlier this morning to appease the public. After much colorful words and apologies, the Royal Family has pledged to cooperate in any investigation and invitation to the court. If you’re being honest, that’s good to hear. If you’re being a lawyer, that only means someone is guilty. 
Seungkwan is currently connecting his laptop to the projector in the background and as he’s about to finish, you can’t help but feel nervous. You were playing with your fingers when Wonwoo placed his hand on yours. He seems to have taken note of your actions whenever you feel a certain way and following that, he seems to finally know how to react to them.
It’s a relief that he’s here even though he shouldn’t have to. More than anyone else, you’re ashamed to be in front of Wonwoo. Ever since you met Jung and Sam, Wonwoo has been nothing but supportive and faithful. Although he has always been, it just got amplified this time around. You ask yourself, if you were to be with someone potentially involved in a crime syndicate, would you stay? Would you believe in them? Would you fight with them? 
You also wish you could ask Wonwoo that. But, a big part of you is afraid to know the obvious answer.
“Are you okay?” Wonwoo asks and the squeeze he gives your hand frees your mind from the scary thoughts plaguing it.
You squeeze his hand back and nod. “Yeah. Just a little tired.”
Wonwoo doesn’t press you any further and just nudges the strands of hair that’s been tickling your eyes. 
It’s right then Seungkwan clears his throat and takes his stand at the podium. “Good morning, Your Highness.”
You sit up straight and lean your elbows on the desk, all ears for what he has to say. 
“Tomorrow, at 12:00 in the afternoon, the Supreme Prosecutor’s Office together with the Justice Department will release a joint statement regarding this case. Today, I will brief you with the findings and facts of the initial investigation because I know we are all curious,” he starts before pressing the next arrow key on his laptop. “After this meeting, however, I won’t be able to disclose to you the developments of this case anymore because a week from now, the first trial will be held.
“I have requested the presence of His Highness, Prince Wonwoo, for this is something that concerns his people,” he continues to flash the next slide, “It has been confirmed by Immigration that the prime suspects and victims are citizens of the neighboring kingdom. The prosecution has already requested to Their Majesties of the neighboring Kingdom to grant us the right to investigate and try the prime suspects within our jurisdiction before we deport them. The request was granted and the prosecution is given 94 days to do what we should and what we can.”
You turn to Wonwoo to gauge his reaction. He meets your eyes and just nods, telling the two of you that the presentation can go on. You bring your attention back to Seungkwan and he proceeds to the next slide. 
“According to the orphanage, the victims were adopted earlier this year with complete and legal documents. So we can understand that technically, they weren’t smuggled,” he explains and points at the mentioned documents flashed on the screen. “Right now, we are investigating the following departments: Trade and Industry, Immigration, and Justice. Alongside with that, we are also investigating the orphanage, the Cabinet and,” a brief pause, “the Royal Family.”
The Royal Emblem flashed on the screen and it didn't look as moral as it used to when Seungkwan ended his presentation. You have no basis to make such claims, but you can’t be blamed either. You want to cry and scream because the anger is too much to bear. But you swallow everything and remain silent. 
“We understand that Her Highness expressed her desire to represent the victims, however the court cannot allow that,” Seungkwan says regretfully before announcing, “We would like to inform you that you could be summoned one of these days,” he then turns to Wonwoo,  “Furthermore, the victims will be interviewed and we ask His Highness to let Social Services take care of them. We respect your attachment and concern for them, but it is of utmost importance that they are in our custody.”
Wonwoo complies with a nod and asks one last question, “Is it confirmed that it’s a violation of the Protection of Children against Abuse, Exploitation and Discrimination Act?” 
Seungkwan nods and sighs, dejected. “The prime suspects are making it difficult, but we’re sure that it is.”
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“Don’t you have to go back to the hospital today?” You ask Wonwoo while you drape your coat on your office chair. 
“I took the day off,” he answers and makes himself comfortable on one of the couches. 
You nod and press the on button of your computer. “I’d love you to stay, but I mean it when I say that you won’t have a blast lounging here.”
Wonwoo laughs and the sound of it makes you smile. You watch him lean his head back against the soft cushion and close his eyes. You’re sure he’s thinking about it as much as you do. And it’s only making him even more tired than he already is. You breathe out a sigh and amble your way to take the space beside him. 
“Go home and sleep,” you whisper and gingerly tap his cheek. 
Wonwoo holds your wrist and nestles his face close to your palm. He opens his eyes shortly after and his gaze has got you blinking in surprise, making him grin. You give his cheek a playful pinch to which he groans against.
You only let go when he sits up straight and turns his body to you. He takes your hands and pulls you closer, your knees touching his.  “I’m actually going home, home tonight.”
You stiffen, aware of where this conversation is going. “Oh.”
“My family wants me present as they discuss this whole case,” he says while his fingers stroke the back of your hand. “It won’t be long though. Three days tops.”
You silently nod, keeping your eyes at your intertwined hands. You don’t have any recollection of talking about your engagement ring. It doesn’t have any history with Wonwoo’s ancestors of some sort. But, you know that he chose it with his father. It’s a stainless steel silver band, no diamond visible. But the words for eternity engraved on the inner portion is made of it. 
You’re suddenly afraid that the shine is already tarnished and you’d have to remove it. 
The two of you don’t need to admit and say everything out loud. But, your engagement is already tested and whatever the court rules is crucial for the survival of your relationship. You’re already uneasy because you don’t see yourself letting go of Wonwoo. You can’t let go of Wonwoo. But now he’s going home and you’re not so confident in what his parents would say. 
What if they don’t deem you fit to marry their Crowned Prince anymore?
“I have something to give you.” Wonwoo lets go of your one hand to pull out something from his pocket, making you bring your gaze back at him. He holds it in a fist and flips your other hand with your palm upwards. You were looking into his eyes when something cold met the warmth of your skin. 
It’s a necklace. 
“A promise of my return,” he says and fold your palms, your turn to hold it in a fist. “I know a lifebuoy doesn’t symbolize that, but you get my point.”
His wit relaxes the tensed atmosphere, making you giggle. “Thank you. I love it.”
Wonwoo regards you with a fond smile and slowly leans close to your face, the tip of his nose bumping against yours before finally pressing a tentative kiss on your lips. One peck, followed by a second and on the third he holds your jaw to continue. Your whole body grows hot as his kisses deepen and you kiss him back with the same fervor. It didn’t take long for him to nip and swipe his tongue at your bottom lip, a plea to allow him to kiss you further. You yield and your heart has never beat so fast. 
You clutch the necklace he gave you against his chest while your other hand smooths against his neck. Every day that you’re with Wonwoo, you wish for it to never end. Whenever he holds your hand, keeps you close by an arm around your waist and breathlessly kisses you; you want them always. You want him. You lov---
You stop yourself right there because you’re not ready to take the fall. 
At the same time, Wonwoo hesitantly pulls away from your lips but his forehead remains against yours. “Wait for me?” he whispers, lips still grazing yours. 
You seal your yes with another kiss.
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Jeongyeon holds her breath as she waits for your next question. You called her to your office to have an impromptu quiz game. This is not a traditional occurrence at your law firm but you figured that it wouldn’t be a waste of time to review your paralegal as the case is still on-going and the three day leave of your fiancé ends today.
“According to the Mining Act, foreigners are allowed to invest in mining activities of the kingdom. True or false?”
“I know this!” Jeongyeon shouts and raises her hand, asking for a moment. “False?”
You grin and give her a thumbs up. “Correct!”
“Yes!” She jumps and punches her fist up in the air. 
So far, she hasn’t given a single wrong answer and that makes you proud. You watch her dance excitedly around your office when your phone suddenly vibrates inside your pocket. Letting go of your questionnaire, you take it out and the message on the screen brings a smile on your face. 
j.ww: will be back tonight. dinner?
: can’t say no to that.
Wonwoo never failed to send you text messages or give you calls the past three days he was gone. They were always brief, but enough to assure you that you’re always on his mind. It’s a little corny for your age, but you can’t deny it gave you a sense of peace and security. It made your heart flutter as well but you’ll never say it out loud. 
Finally, he’ll be back tonight. You missed him so much and him not coming back didn’t fail to cross your mind each day. You’re hoping whatever he may have discussed with his parents concluded on a positive note. 
“Your Highness?” 
When you look up, you didn’t expect a tall man, wearing an all black suit, with sunglasses covering his eyes to greet you. You stand properly and put your phone back inside your coat pocket. 
“He didn’t have an appointment,” Jeongyeon sheepishly says. “But he insisted.”
The stranger removes his shades and gives you a smile. “Good day, Your Highness. My name is Kim Mingyu and I wish to seek your legal advice.”
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“So Mr. Kim, you want to start a business in our kingdom?”
Kim Mingyu is from the neighboring kingdom who’s apparently rich enough to venture to different kingdoms to expand his business and well, make himself richer. Foreigners are welcomed and allowed to establish their business here so long as they abide by the laws of the land. You have had foreign clients of that kind before, asking how to navigate around without facing legal disputes.
Some are nice and genuine, some are the opposite.
Kim Mingyu seems to be the latter.
Mingyu shakes his head as he sips at the iced water he requested. You can hear the ice cubes crushing as he chews on them and you’re regretting not declining his request for a consultation. This man exudes nothing but conceit and you honestly don’t have the time to stroke his ego. He chugs the whole glass before leaning his arms on the table. Meanwhile, you stayed composed with your back straight even though you’re starting to grow irritated at his actions. 
“No, Your Highness,” he answers. “I already have a business here.”
Your eyebrows furrowed in confusion. “Then, what do you require my services for?”
He leans back on the chair again and crosses his arms. “I just want to improve it, but in a legal kind of way.”
“Okay,” you say under your breath, unsure if he’s bluffing you or not. “May I ask what’s your business, Mr. Kim?”
“Mining.”
A stunned silence befalls between the two of you. Is he serious?
“Mr. Kim, you have a mining business in this kingdom?” You try to clarify because maybe you heard him wrong. 
He gives you a high and mighty nod, clicking his tongue against the roof of his mouth. 
“Foreigners are not allowed to engage in mining activities in this kingdom, Mr. Kim,” you remind him, your tone cold.
He shrugs his shoulders and gives you a sinister smirk. “It’s not that hard when you have someone powerful allowing it.”
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You are numb and in denial. 
Kim Mingyu is messing with your head, you try to make excuses to keep yourself sane as you run to the car and tell the driver to head straight to the Royal Residences. You don’t even know who that guy is. You don’t have any confirmation of his identity at all. He’s just stirring you up to get a reaction from you. You can’t be vulnerable and you’ll never be. The only way to do that is to stay rational and ask the people he mentioned yourself. 
Your phone is attached to your ear as you wait for Seungkwan to answer. He’s taking rather a while to answer than he used to but it’s okay. You just need to tell him your so-called visitor’s name earlier and maybe he can tell you something, anything, that can ease the growing fear inside your system.
“Your Highness,” he finally answers, just in time when the driver stops at the entryway of the house. You can hear someone shouting from the other line, but you ignore it.
“Seungkwan, do you perhaps know a guy named Kim MIngyu?” You ask and walk your way through the opened and unguarded doors. Odd, you thought, but you ignored it again and continued sprinting to the receiving area. “He was at my office earlier saying some crap about illegal mining, can you loo---”
Handcuffs.
And dozens of men in uniform surrounding your father, The King, made you stop on your tracks. 
“Y/N, I need you to listen to me.” 
But you can’t because this one man with a piece of paper held by one of his hands is talking to your father.
“His Majesty, King XXX, you are under arrest for aiding and allowing the presence and access of foreign nationals and businesses to the mineral resources of this Kingdom, a violation of the Mining Act of 19xx. You have the right to an attorney and in the event that you don’t, the Kingdom will provide you one. You have the right to remain silent and if you waive your right, anything you say can be used for or against you in court.”
 “Y/N?”
You heard what the Royal Police said, loud and clear. You also saw how your father stood up and comply, surrendering his hands to the man holding the handcuffs. When he finally raises his head and meets your eyes, your arm weakens making you drop your phone. Your father shows you a tight smile and quick nod, a false promise that everything will be okay.
You watch, frozen, as they take your father away and all you can hear is the sobs of your mother who couldn’t do anything to save her husband.
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The very moment the press took hold of your father’s quiet arrest, it became a mess outside of the residences. News reporters from various broadcasting stations have positioned themselves in front of the camera, making use of your home as their background as they tell the whole nation about the downfall of The King. 
Seungkwan’s words were frantic but painfully true. He has informed you that the prime suspects have dropped the names of every public figure involved in their crime and yes, that includes your father. They were able to present strong evidence in a short period of time, turning the tables and causing chaos at the prosecution. 
Seungkwan told you to stay put and let the Prime Minister do his job. But he wasn’t able to tell you that everything is under control and that your father may just be falsely accused. 
Because he’s not. 
You can see from the window that civilians have joined the crowd and they are livid. You haven’t said a word, you haven’t sat down, you haven’t done anything since you arrived. Your mother is inconsolable and all of the crying has exhausted her, making her faint. If it’s a mess outside what more inside this house with nothing but an eerie silence that’s crumbling you down. 
Eventually, your family will have to face the people you swore to serve with nothing but honesty. When that time comes, will you even have a face to show? Will you have the strength to see their disappointment and distrust? 
What about Wonwoo? What would he think of your father whom he respected? What about his parents who regarded your family with high praises? You tightly gripped on the necklace Wonwoo gave you as you imagined the endless scenarios that could likely end everything. You tightly gripped onto the lifebuoy pendant, holding onto what is left if there’s still at all.
“Your Highness, Prince Wonwoo has arrived.”
Wonwoo looked like he was dragging his whole body from how tired he has been over the past three days. But his pace quickened when he finally saw you. He drops his bag and coat with a resounding thud on the floor and races to meet you halfway and take you in his arms.
His firm embrace swept you off your feet and the only thing that’s helping him to breathe your scent is your arms locked around his neck. 
“What did Seungkwan say? I only heard about it on my way here.” Wonwoo removed his arms from your waist and opted to rub your arms who grew limp by your sides. 
“He couldn’t disclose the full details,” you answer and your head hangs low in humiliation. “My father will be dethroned and worse, imprisoned.”
Wonwoo couldn’t say anything to comfort or correct you and it’s okay. He wants to but you tell him through your eyes that he doesn’t have to. You have thought about it already. You have accepted your father’s fate and most importantly, the fate of your marriage. Wonwoo and his family doesn’t deserve to be entangled with your family’s disgraceful incompetence and lies. 
Maybe you and Wonwoo were betrothed for all the wrong reasons.
So with hot tears streaming down your face and heartbreak tearing you apart, you ask him again. 
“Do you really want to marry me Wonwoo?”
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365days365movies · 4 years
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January 16, 2021: Kingsman: The Secret Service (2014)
I am a massive comic book nerd. Not unusual these days, to be fair. But I’m definitely up there, as far as my obsession with Marvel and DC go. And, yeah, I stick mostly to those two houses, and their various imprints.
Why do I bring this up? Well...remember this movie?
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Kick-Ass was a pretty big deal when it came out in 2010, as it was a Marvel Comics movie that was completely unrelated to the relatively new Marvel Cinematic Universe. Based of a 2008 comic book written by Mark Millar and drawn by John Romita Jr., the film was directed by Matthew Vaughn, and featured a more realistic take on how real-world superheroes would actually work.
Vaughn and Millar by this point at least, were friends. Around 2012, they’re getting drunk at a pub together, and talking movies. The topic of spy movies come up, and how there hasn’t really been a good, non-parody, fun spy movie, and that there should be. And that was the bulk of their conversation.
Enter Dave Gibbons, a legendary comic book artist, whom you may know from drawing the comic book that was turned into this:
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Oh yeah, he’s a big deal. Gibbons and Millar end up getting together to write a fun spy comic book based on this idea. Vaughn, meanwhile, is getting ready to direct X-Men: Days of Future Past, the sequel to X-Men: First Class, which Vaughn directed. That’s a good movie, by the way, even if I have...issues...with the treatment of the X-Men in film. Maybe one day I’ll get into that, we’ll see what happens. Ask me about it if you’re curious.
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Anyway, Millar goes to Vaughn with this script, and Vaughan looks at it and realizes that he needs to direct this movie before somebody else makes it. So he leaves Days of Future Past, and he signs on to...
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I feel like it’s an obligation, as a comic book dude, to watch this film. I should also read the book, but I didn’t do that with Kick-Ass, so to hell with it! Let’s get this recap started! SPOILERS AHEAD!!!
Recap
Starting off with some Money for Nothing, and somewhere in the Middle East, 1997! We go into a stone temple, where some kind of mission is taking place. A surprise grenade causes the loss of one of the agents. The surviving agents are Merlin (Mark Strong), Lancelot AKA James Spencer (Jack Davenport), and Galahad, AKA Harry Hart (Colin Firth).
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Hart, feeling guilty over the death of this agent, tells his wife, Michelle (Samantha Womack) and child Eggsy (yes, Eggsy) of his sacrifice, and gives Eggsy a medal.
From there, we jump forward 17 years, to Argentina where...Mark Hamill?
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Holy shit, it’s Mark Hamill! Apparently, he’s playing Professor James Arnold, and being held hostage by a group of mysterious men. Just then, he’s rescued by Lancelot, showing up with some classic James Bond-style swagger and asking for a cup of sugar, sardonically.
He kicks the asses of these guys, but is SLICED IN HALF BY A MAN WITH SWORD LEGS WHAT THE FUCK????
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I’m sorry, I didn’t realize I was watching the best thing I’ve ever goddamn seen. And as if that weren’t enough, she’s working for Samuel L. “Motherfucker” Jackson, playing Richmond Valentine. I am...I am so pleased.
We go to the Kingsmen headquarters, where Lancelot is being mourned by the Kingmen and their leader MICHAEL CAINE, REALLY, HOLY SHIT
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Ahem. Sorry, uh...the star-studded cast has basically caused me to have a minor aneurysm. Caine plays Arthur, the leader of the Kingsmen. Get it? I can dig it, I’m a sucker for a good Arthurian reference. Anyway, now that Lancelot’s dead, it’s time to find a new candidate. Apparently, the man that died 17 years ago was part of an “experiment” by Hart, which Arthur says has failed. Galahad calls Arthur a snob, and says that they need to evolve with the times. \
Speaking of that former candidate, how’s his son doing?
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Not stellar, it seems. His mom is dating a very unsavory gentleman, and not really taking good care of her youngest daughter. Eggsy (Taron Egerton), on the other hand, is a carefree delinquent. After engaging in an entertaining backwards car chase with the police (it’s cool), he gets arrested. He refuses to give up his friends, and he instead asks for a phone call.He looks at the medallion around his neck, and remembers that he can use the number of the back to contact someone for help. He uses a specific code phrase, but it appears not to have worked. But then, Eggsy is turned loose with little more than a phone call. That’s when Eggsy meets Hart.
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We find out that Eggsy has a high IQ and Olympic-level athletics, but has dropped out of the Marines, and has been arrested for drugs and other illegal activities. After being read out by Hart, Eggsy goes on an anger-filled diatribe about the differences in privilege between the two of them. Although it’s short, it’s a powerful speech.
But that speech is interrupted by the owner of the car that Eggsy stole the previous night, as well as his gang. They’re yearning for a fight with Eggsy, and they threaten Hart. He doesn’t take that well, as he shuts the doors and windoes to the pub. Time to teach a lesson.
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Yup, I’m giving this fight the posted video award. It might be short, but it’s also one of the best and coolest sequences I’ve ever seen in a spy movie. And OH, it’s giving me that gadget shit I was missing from the Bond movies.
After one of the most enjoyable fight sequences I’ve seen in a while, Eggsy’s understandably stunned. So is his stepfather Dean (Geoff Bell), the leader of the gang that Hart beat up in the pub. He’s not happy, and he beats Eggsy in their apartment, and that scene is...WHOOF. Much to their surprise, however, Hart’s left a device on Eggsy’s back. He threatens Dean through the device, and tells Eggsy to meet him at a tailor that he’d mentioned.
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Once Eggsy escapes from Dean and the gang via nest parkour tricks, he makes his way to the tailor, where Hart officially brings him into the fold, giving him the opportunity to become a Kingsman. He exposits the history of the agency as a private group of spies, meant to protect the world while not bowing to the bureaucracy that plagues government-affiliated spy institutions.
We get to go to Kingsman Headquarters proper, and yeah...yeah, it’s cool. As compared to the other recruits, Eggsy’s pretty obviously out of place. This, of course, is part of the point, as Hart believes the Kingsmen could use someone with different life experiences and background. That would be the experiment mentioned earlier.
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Eggsy’s competitors include Roxy (Sophie Cookson), who appears to actually be polite to him, unlike most of the potentials. They settle in for the night...but not for long. Their quarters fills with water, as the entirety of the Kingsmen head towards the showerheads and toilets for air. While they all succeed, Eggsy is the one who actually gets everyone out, by literally punching the window.
Unfortunately, for one of the candidates...it’s too late. These candidates could die in the hiring process. Rough.
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Sadly, Mark Hamill also doesn’t quite make it, as Hart finds him, surprisingly freed from Valentine’s capture. As he’s questioned, Valentine is forced to kill him via Suicide Squad implant, and barely escaped from his men. Valentine and his henchwoman, Gazelle (Sofia Boutella) are trying to figure out who the Kingsmen are, to no avail at the moment.
Back with Merlin, who’s training the Kingsman candidates! They’re all told to get a puppy! Aw. Eggsy chooses J.B. a pug, under the mistaken impression that it’s a bulldog. And I’m not a pug person...but that puppy is cute as shit.
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Time marches on, and the Kingsmen continue their training. Eggsy’s colleagues continue to discriminate against him, especially Charlie (Edward Holcroft). Hart, who was knocked out by the explosion, eventually wakes up. Valentine goes around to political leaders and proposes his plan to “save the world,” whatever that’s about to mean. Apparently, that includes giving the King of Sweden a surgical implant of some kind. Huh.
This, of course includes some, uh...conflict with Gazelle.
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Awesome.
Eggsy’s in the final 6! As Hart congratulates him over this, we finally get some exposition on Richmond Valentine’s plan. See, that implant is the Suicide Squad bomb that killed Hamill, and Gazelle also has one. Additionally, he’s released a plan to the world that will provide free internet and phone data...forever. Not ominous at all, that.
After a cool skydiving training sequence, only three candidates are left. Hart, meanwhile, poses as a wealthy philanthropist, donating to Valentine’s cause. As a result, he’s treated to an extravagant dinner...of McDonald’s. Yes, it is the best product placement I’ve seen in a while, in case you were wondering. That reveal was hilarious.
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Anyway, their conversation turns from talking about climate change studies and concerns, to their opinion of James Bond movies, in a lovely little piece of meta flavor. At this point, they would appear to understand each other’s role in the play, as it were. Forgot to mention, Valentine’s been kidnapping anyone who disagrees with his goals, while also distributing his free internet cards. So, there’s that. But he’s also trying to figure out what exactly the “Kingsmen” are. Speaking of...
Our three remaining Kingsman candidates are assigned a mission to seduce a young dignitary. However, all three of them make a mistake, and allow themselves to get drugged at a party, by someone wanting to know who Hart and Kingsmen are. When Eggsy wakes up, he’s been strapped to train tracks. Uh oh.
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Despite an oncoming train, Eggsy doesn’t give the man any formation. Which, of course, was the point. It’s Hart, helping to give the Kingsman candidates a little loyalty test, which both Eggsy and Roxy pass with flying colors. But Charlie...Charlie’s a coward who immediately gives everything up, including Arthur himself.
Eggsy gets to spend 24 hours with Hart, before being thrown headfirst into a mission. Hart explains that being a Kingsman means being a gentleman, which Eggsy isn’t. Hart, of course, plans to fix that.
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They head to the tailor, and check out some spy gadgets. And much to their surprise, Valentine is also there, under the guise of getting a suit. Hart takes the opportunity to recommend a hatter, who gives him a top hat with built in listening devices. I love it.
Eggsy, meanwhile, speaks with Arthur at Kingsman HQ. He’s commanded to perform one final test: kill his pug, J.B. Which...yeah, damn, that sucks. He doesn’t do it, understandably. Unfortunately...Roxy does kill her dog. She succeeds...and Eggsy’s kicked out of the Kingsman candidacy. Which feels like a bullshit play, if I’m honest.
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Eggsy steals Arthur’s car, then goes back home. As he’s about to confront his stepfather, Hart brings back the car via remote access, then explains to Eggsy that the gun was filled with blanks, and that Eggsy ended up giving up his shot. He also reveals that the first candidate to die...didn’t actually die! It’s been a ruse all along, meant to test the candidates under the strictest of conditions. Which sucks, obviously, because Eggsy’s out of the program.
And at that point, Valentine says something of note, revealing that he plans to go to a hate church in Kentucky to begin his master plan. Hart heads there, and tells Eggsy to stay put.
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We get treated to just...just the loveliest of sermons. Disgusting. But then...
...that’s the point, isn’t it?
Because Valentine uses the SIM cards to create a signal that drives the parishioners crazy. Hart’s also in the church, however, and he also starts going crazy. Which leaves the question: what happens when a highly trained spy goes up against untrained civilians, has a bunch of gadgets...and has absolutely no restraint whatsoever?
A MASSACRE, THAT’S WHAT HAPPENS. And most surprisingly, it’s a massacre that we actually SEE. Hart basically kills almost EVERYBODY in the church. I’ll put the video up, but...y’know, be warned here. It ain’t pretty.
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Hart comes to, and realizes exactly what he’s done. He leaves, only to be confronted by Valentine and his men. The Bond metaphor finally comes full-circle, explained directly by Valentine. But instead of explaining his whole plan and devising some complicated way to kill Hart that he’ll inevitably escape from...
He just shoots Hart in the head. Holy shit. And this is while Merlin, Arthur, and yes, Eggsy watch on through Hart’s home feed. Looks like a new Kingsman is needed.
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Arthur tells Merlin to assemble the Kingsmen. But Eggsy...Eggsy has other plans. Thinking on Hart’s words about wanting to do something good with his life. He goes to Arthur to talk to him about Hart’s death. Arthur invites him in for brandy. And that’s...when my mind exploded.
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HE’S FUCKING IN ON IT?!? Michael Caine, NOOOO! Turns out that Valentine’s convinced Arthur of his true plan: a culling. He believes that the Earth’s temperature because there’s simply too much humanity, like a body trying to kill a virus. And so...he’s going to make the virus exterminate itself. And that argument’s enough to win Caine over.
Turns out that the implant is meant to protect those individuals against a neurological signal emitted by the SIM cards, the same one that went off in the church. Arthur, realizing that Eggsy understands exactly what’s going on, poisons him, then asks if he would like to join them. Eggsy refuses...and Arthur sets off the remote poison to kill him.
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But NOPE! EGGSY SWITCHED THE FUCKIN’ GLASSES! I love this movie. Arthur dies, and Eggsy uses the opportunity to dig the implant from his neck. He takes that and Arthur’s phone to Merlin and Lancelot, who realize that they can’t trust anyone at this point. And so, the three of them - yes, the three of them - go to stop Valentine.
And, yeah...I can dig it. OH HOW I CAN DIG it.
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Roxy goes up in an experimental vehicle to bring down the satellite, Merlin is flying the plane, and Eggsy...Eggsy’s the one going in disguised as Arthur, in order to infiltrate the mountain lair of Valentine. Here, he and the other beneficiaries wait it out, while the world literally tears itself apart. Now wearing a bespoke suit and playing the role of a gentleman, Eggsy enters the lion’s den.
But as expected, it’s time to hit some snags. Roxy waits juuuuuust a little too long, and one of the balloons in her craft pops. As for Eggsy, he meets an old “friend” of his in the form of Charlie, who’s now working for Valentine.
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The missile’s fired just in time, as Charlie’s taken out and Eggsy runs for the plane. AWESOME climax here as Eggsy escapes. I mean it; it is VERY cool. They succeed JUST in time, and the satellite is destroyed. However, Valentine’s still managed to partially start the process, and they can’t do anything about that.
Eggsy’s gotta go BACK in, before Valentine gets another satellite to trigger the signal worldwide. Now armed with Hart’s AWESOME umbrella, he makes his way there under heavy gunshot. They’re also teaming up against Merlin in the plane, so he’s not doing great. And that when Eggsy has the idea...to turn the implants on. ALL of them.
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It’s amazing. Violence in fireworks. So, it’s too bad that it doesn’t stop the signal. It works, and people start to tear each other apart all across the world. But only for was long as Valentine has his hands on the desk. Eggsy manages to stop that by laying down some suppressive fire.
That provokes a response.
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..This movie is, for lack of a better term, fucking rad.
Gazelle and Eggsy have an awesome fight, worthy of any James Bond movie, seriously. I really want to give it the video post honor, but I’ve done that too much already. For god’s sake, I literally JUST did that.
Gazelle dies (it’s kinda goofy how she dies, if I’m honest), and Eggsy kills Valentine with her prosthetic leg. It’s over, as the signal ends, and Eggsy even gets the girl. Not Roxy, the Princess of Sweden. Not going into it, but it’s funny.
And that’s Kingsman: The Secret Service! Honestly, I gotta say, that was a rad-as-shit movie, and...
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Ooh, a mid-credits scene! Eggsy goes back home, to the pub, where his stepfather and mom are hanging out with the gang. And let’s just say...Dean’s gonna get a little comeuppance. Manners, after all, maketh man.
OK, THAT’S Kingsman: The Secret Service! And that, again, was pretty rad. See you in the Epilogue in a few!
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grubbyduck · 4 years
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No Man’s Land - an essay on feminism and forgiveness
I have always proudly named myself a feminist, since I was a little girl and heard my mum proudly announcing herself as a feminist to anyone who would listen.
But I believe the word 'feminist' takes on a false identity in our collective imagination - it is seen as hard, as baked, severe, steadfast, stubborn and rooted. From a male perspective, it possibly means abrasive, or too loud, or intimidatingly intolerant of men. From a female perspective, though, these traits become revered by young feminists; the power of knowing what you think and never rolling over! My experience of being a feminist throughout my life has been anything but - it has been a strange and nebulous aspect of my identity; it has sparked the familiar fires of bravery, ambition, rage, sadness and choking inarticulacy at times, sure, but at other times it has inspired apathy, reactionary attitudes, bravado and dismissivness. And at other, transitive times, it caused me to rethink my entire outlook on the world. And then again. And then again.
In primary school, I read and re-read Sandi Toksvig’s book GIRLS ARE BEST, which takes the reader through the forgotten women of history. I didn’t feel angry - I felt awed that there were female pirates, women on the front line in the world wars, women at the forefront of invention, science and literature. I still remember one line, where it is revealed that NASA’s excuse for only hiring six women astronauts compared to hundreds of men was that they didn’t stock suits small enough. 
When I was 13, I tried to start a girl's rugby team at my school. I got together 15 girls who also wanted to form a team. We asked the coaches if they would coach us - their responses varied from 'maybes' to straight up 'no's. The boys in our year laughed at us publicly. We would find an old ball, look up the rules online, and practise ourselves in free periods - but the boys would always come over, make fun of us and take over the game until we all felt too insecure to carry on. I shouted at a lot of boys during that time, and got a reputation among them as someone who was habitually angry and a bit of a buzzkill. Couldn't take a joke - that kind of thing.
When I was around 16, I got my first boyfriend. He was two years older (in his last year of sixth form) and seemed ever so clever to me. He laughed about angry feminists, and I laughed too. He knew I classified myself as a feminist, but, you know, a cool one - who doesn't get annoyed, and doesn't correct their boyfriends' bulging intellects. And in any case, whenever I did argue with him about anything political or philosophical, he would just chant books at me, list off articles he'd read, mention Kant and say 'they teach that wrong at GCSE level'. So I put more effort into researching my opinions (My opinions being things like - Trump is a terrible person who should not be elected as President - oh yeah, it was 2016), but every time I cited an article, he would tell me why that article was wrong or unreliable. I couldn't win. He was a Trump supporter (semi-ironically, but that made it even worse somehow) and he voted Leave in the Brexit referendum. He also wouldn't let me get an IUD even though I had terrible anxiety about getting pregnant, because of his parents' Catholicism. He sulked if he ever got aroused and then I didn’t feel like having sex, because apparently it ‘hurts’ men physically. One time I refused sex and he sulked the whole way through the night, refusing to sleep. I was incensed, and felt sure that my moral and political instincts were right, but I had been slowly worn down into doubting the validity of my own opinions, and into cushioning his ego at every turn - especially when he wasn't accepted into Oxford.
When I was 17/18, I broke up with him, and got on with my A Levels. One of them was English Literature. I remember having essay questions drilled into us, all of which were fairly standard and uninspired, but there was one that I habitually avoided:
'Discuss the presentation of women in this extract'
It irritated me beyond belief to hear the way that our class were parroting phrases like 'commodification and dehumanisation of women' in order to get a good grade. It felt so phony, so oversimplified, and frankly quite insulting. I couldn't bear reading classic books with the intent of finding every instance that the author compares a woman to an animal. It made me so sad! I couldn't understand how the others could happily write about such things and be pleased with their A*. As a keen contributor to lessons, my teacher would often call on me to comment in class - and to her surprise, I think, my responses about 'women's issues' were always sullen and could be characterised by a shrug. I wanted to talk about macro psychology, about Machievellian villains, about Shakespreare's subversion of comic convention in the English Renaissance. I absolutely did not want to talk about womb imagery, about men’s fixation and sexualisation of their mothers or about docile wives. In my application for Cambridge, I wrote about landscape and the psyche in pastoral literature, and got an offer to study English there. I applied to a mixed college - me and my friends agreed that we’d rather not go if we got put into an all female college. 
When I was 19, I got a job as an actor in a touring show in my year out before starting at Cambridge. I was the youngest by a few years. One company member - a tall, handsome and very talented man in his mid-twenties - had the exact same job title as me, only he was being paid £100 more than me PER WEEK. I was the only company member who didn’t have an agent, so I called the producers myself to complain. They told me they sympathised, that there just wasn’t enough money in the budget to pay me more - and in the end, I managed to negotiate myself an extra £75 per week by taking on the job of sewing up/fixing any broken costumes and puppets. So I had more work, and was still being paid 25% less. The man in question was a feminist, and complained to his agent (although he fell through on his promise to demand that he lose £50 a week and divide it evenly between us). He was a feminist - and yet he commented on how me and the other woman in the company dressed, and told us what to wear. He was a feminist, only he slept with both of us on tour, and lied to us both about it. He was a feminist, only he pitted me against and isolated me from the only other woman in the company, the only person who may have been a mentor or a confidante. He was a feminist, only he put me down daily about my skills as a performer and made me doubt my intelligence, my talent and my worth. 
When I was 20, I started at Cambridge University, studying English Literature. Over the summer, I read Lundy Bancroft’s book ‘Why Does He Do That’ which is a study of abusers and ‘angry and controlling men’. It made me realise that I had not been given the tools to recognise coercive and controlling behaviour - I finally stopped blaming myself for attracting controlling men into my life. I also read ‘Equal’ by Carrie Gracie, about her fight to secure equal pay for equal work at the BBC in 2017-2019. It was reading that book that I fully appreciated that I had already experienced illegal pay discrimination in the workplace. Both made me cry in places, and it felt as though something had thawed in me. I realised that I was not the exception. That ‘women’s issues’ do apply to me. In my first term at Cambridge, I wrote some unorthodox essays. I wrote one on Virginia Woolf named ‘The Dogs Are Dancing’ which began with a page long ‘disclaimer for my womanly emotions’ that attempted to explain to my male supervisor how difficult it is for women to write dispassionately and objectively, as they start to see themselves as unfairly separate, excluded and outlined from the male literary consciousness. He didn’t really understand it, though he enjoyed the passion behind my prose. 
The ‘woman questions’ at undergraduate level suddenly didn’t seem as easy, as boring or as depressing as those I had encountered at A Level. I had to reconcile with the fact that I had only been exposed to a whitewashed version of feminism throughout my life. At University, I learned the word Intersectionality - and it made immediate and ferocious sense to me. I wrote an essay on Aphra Behn’s novella ‘Oroonoko’, which is about a Black prince and his pursuit of Imoinda, a Black princess. I had to get to grips with how a feminist author from the Renaissance period tackled issues of race. I had to examine how she dehumanised and sexualised Imionda in the same way that white women were used to being treated by men. I had to really question to what extent Aphra Behn was on Imionda’s side - examine the violent punishment of Oroonoko for mistreating her. I found myself really wanting to believe that Behn had done this purposefully as social commentary. I mentioned in my essay that I was aware of my own white female critical ingenuity. For the first time, I was writing about something I didn’t have any personal authority over in my life - I had to educate myself meticulously in order to speak boldly about race.
As I found myself surrounded by more women who were actively and unashamedly feminist, I realised just how many opinions exist within that bracket. I realised that I didn’t agree with a lot of other feminists about aspects of the movement. I started to only turn up to lectures by women. I started to only read literary criticism written by women - not even consciously; I just realised that I trusted their voices more intrinsically. I started to wish I had applied to an all female college. I realised that all female spaces weren’t uncool - that is an image that I had learned from men, and from trying to impress men. The idea that Black people, trans people, that non binary people could be excluded from feminism seemed completely absurd to me. I ended up in a mindset that was constructed to instinctively mistrust men. Not hate - just mistrust. I started to get fatigued by explaining basic feminist principles to sceptical men.
I watched the TV show Mrs America. It made my heart speed up with longing, with awe, with nerves, sorrow, anger - again, it showed me how diverse the word Feminism is. The longing I felt was for a time where feminist issues seemed by comparison clear-cut, and unifying. A time where it was good to be angry, where anger got stuff done. I am definitely angry. The problem is, the times that feminism has benefitted me and others the most in my life is when I use it forgivingly and patiently. When I sit in my anger, meditate on it, control it, and talk to those I don’t agree with on subjects relating to feminism with the active intent to understand their point of view. Listening to opinions that seemed so clearly wrong to me was the most difficult thing in the world - but it changed my life, and once again, it changed my definition of feminism. 
Feminism is listening to Black women berating white feminists, and rather than feeling defensive or exempt, asking questions about how I have contributed to a movement that excludes women of colour. Feminism is listening to my mother’s anxieties about trans women being included in all-female spaces, and asking her where those anxieties stem from. Feminism is understanding that listening to others who disagree with you doesn’t endanger your principles - you can walk away from that conversation and know what you know. Feminism is checking yourself when you undermine or universalise male emotion surrounding the subject. Feminism is allowing your mind to change, to evolve, to include those that you once didn’t consider - it is celebrating quotas, remembering important women, giving thanks for the fact that feminism is so complex, so diverse, so fraught and fought over. 
Feminism is common ground. It is no man’s land. It is the space between a Christian housewife and a liberated single trans woman. It is understanding women of other races, other cultures, other religions. It is disabled women, it is autistic women, it is trans men who have biologically female medical needs that are being ignored. It is forgiveness for our selfishness. It feels impossible.
The road to feminism is the road to enlightenment. It is the road to Intersectional equity. It is hard. It is a journey. No one does it perfectly. It is like the female orgasm - culturally ignored, not seen as necessary, a mystery even to a lot of women, many-layered, multitudinous, taboo, comes in waves. It is pleasure, and it is disappointment. 
All I know is that the hard-faced, warrior version of feminism that was my understanding only a few years ago reduced my allies and comrades in arms to a small group of people who were almost exaclty like me and so agreed with me on almost everything. Flexible, forgiving and inquisitive feminism has resulted in me loving all women, and fighting for all women consciously. And by fighting for all women, I also must fight for Black civil rights, for disabled rights, for Trans rights, for immigrant rights, for homeless rights, for gay rights, and for all human rights because women intersect every one of these minorities. My scoffing, know-it-all self doing my A Levels could never have felt this kind of love. My ironic jokes about feminists with my first boyfriend could never have made any woman feel loved. My frustration that my SPECIFIC experience of misogyny as a white, middle-class bisexual woman didn’t feel related to the other million female experiences could never have facilitated unity, common ground, or learning to understand women that existed completely out of my experience as a woman.
My feminism has lead me to becoming friends with some of those boys who mocked me for wanting to play rugby, and with the woman that was vying with me over that man in the acting company for 8 months. It is slowly melting my resentment towards all men - it is even allowing me to feel sorry for the men who have mistreated me in the past. 
I guess I want to express in this mammoth essay post that so far my feminist journey has lead me to the realisation that if your feminism isn’t growing you, you aren’t doing it right. Perhaps it will morph again in the future. But for now, Feminism is a love of humanity, rather than a hatred of it. That is all. 
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solena2 · 4 years
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Hey y’all so I watched a YouTube video that I think was wrong, and as you know it’s illegal to be wrong on the internet, so I wrote a response!
Video is here:
https://www.youtube.com/watch?v=T8LF_KkrCJs
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Spoilers for BNHA, in both the video and my response (which I wanted to put in the comments on the video, but apparently YouTube gets pissy about copypasting? Anyway)
Also, probably watch the video before reading this, since a lot of this is a direct response to the points they brought up.
I’d like to preface this by saying that you’ve made some valid comments, and that I understand where you’re coming from here.
My Hero Academia is, overall, a story about amazing people with amazing powers doing amazing things, and it’s difficult to see where someone with no power at all might fit in to this, which is the main emotional conflict Izuku faces throughout his childhood, that fundamental dichotomy between his wanting to save people, and his (assumed) inability to do so without a quirk.
But My Hero Academia is also a story that likes to repeatedly assert that anyone can be a hero. From Aizawa with his non-physical quirk, who primarily uses support gear to defeat enemies many times stronger than him, to Shinsou, whose quirk is seen as villainous, who would likely have to fight against other heroes as often as he would villains thanks to the prejudice that’s positively dripping from BNHA’s world.
So I’d like to explain why I disagree.
First, you begin the video by talking about the people who claim that Izuku’s getting a quirk ruins the story. I would like to make it clear, right off the bat, that I don’t hold this view. I believe that while Izuku having a quirk weakens the impact of the story and cheapens a lot of its messages, there is still undoubtedly a story there to be told, and one that is worth telling.
The reason I believe that Izuku receiving One For All weakens the story is because BNHA is all about the consequences of the kind of society wide prejudice that exists within its world. Every villain the characters face and every problem they overcome is one spawned by the very status quo they’ve spent their childhoods dreaming of upholding- the hero system.
Stain exists because heroes are held in awe by the general population without truly being worthy of it, treated as saviors despite being little more than glorified cops, which spawns anger and resentment from people intelligent enough to see past their facades.
Dabi exists because pro heroes are allowed to get away with just about anything so long as they’re covert about it, and in fact might have grown up to be a hero himself if Endeavor had been held to a higher moral standard by those around him, or had been appropriately punished for his behavior.
All For One exists because “strong” quirks are revered, and those who hold them are taught early to take what they want by force.
Shigaraki exists because those with “unpleasant” quirks are reviled and held in disgust by the general population, which makes them vulnerable to exploitation by outside forces due to their lacking support systems.
I could go on, but I’m sure you get the point.
In my opinion, BNHA has always been centered around the society quirks have created and the consequences therein. I dare you to find a major character arc that doesn’t intersect with the universe’s social issues in some way.
Thus, I believe the message that BNHA attempts to convey would be significantly stronger I’d Izuku had remained quirkless, demonstrating once and for all that quirks and heroism aren’t so intertwined as it might seem.
Instead, it shoots itself in the foot, saying repeatedly that it’s not a quirk that makes a hero, but rather their spirit, while at the same time leaving it implied that the most important character of all would never have been able to help people if not for being given All Might’s power. (Again, it doesn’t ruin the story, but it does hamstring the core message somewhat.)
You say here that Izuku getting saved by All Might is the only reason he became a hero at all, being “saved from his fate of irrelevance”.
This is… Not something I agree with, to state it politely.
Izuku was planning to attend UA’s entrance exam long before he met All Might. Given that he is, you know, Izuku, I don’t think any amount of shittiness from Katsuki would have deterred him from trying. In fact, trying despite the odds against him making it seem idiotic to do so is one the largest parts of his character.
The way you speak of needing to give him a “resilient streak” for him to keep trying despite All Might’s discouragement implies that he doesn’t already have one wide enough to suffer through 14 years of being told he’d never make it as a hero. With how much he’s already pushed through by the time the story even starts, I really doubt All Might would succeed again breaking his will any more than anyone else has.
You say that Izuku’s arc is all about facing the guilt of having reached his goals purely through chance while so many others remain downtrodden.
That’s valid, and I agree.
You also say that this is not a character arc he could have had without One For All, which is not.
Merely being the first quirkless person to make it into UA would likely start this, as he would definitely still have to get through the exam on rescue points, which could feel unearned to him, what with his massive case of imposter syndrome.
Thus, it would still be entirely possible to give him the same overall character arc he has in canon, and it might in fact end up even more pronounced, due to all the discrimination he’d face from the general public.
You say that for this Izuku to continue, even despite All Might’s rejection, he would already have to have the sense of self worth such a character arc eventually gives him.
This is not the case. There are many instances in real life of people pushing past impossible odds and still not feeling as if they deserve to have made it to the other side. In fact, what would likely happen is that he’d try to be a hero anyway and then feel guilty for attempting it even after being discouraged by his hero.
So no, he’s not Naruto, because the personality changes you propose wouldn’t actually be necessary to give him a fighting chance as a hero without a quirk.
The next big point you make is that it would be difficult to give Izuku the standard shounen power crawl without a cool quirk.
You’re correct that technology would have a difficult time stacking up to One For All without feeling like an asspull, making him a Mary Sue, or needing to give him a seemingly infinite array of gadgets, a la Batman.
Notice I said difficult, NOT impossible. While it can be much harder to turn technology into a realistic way to fight superpowered villains, it CAN be done.
Not to mention, there is already a character in BNHA who does it and does it well.
Aizawa doesn’t have a combat oriented quirk, instead fighting almost exclusively with the use of his capture scarf, using which he is shown to be able to take out upwards of ten villains, depending on where you want to pull from. I really don’t think it would be so unrealistic to give a quirkless Izuku something along these lines.
Not that we even need to. We can have Izuku beating villains without the use of any technology he couldn’t buy for himself. (At least in a place with lax safety laws, which I imagine his world likely is due to how pointless it would be to heavily restrict the purchase of things like guns when there are people running around who can shoot glaciers from their hands)
Ninety percent of villains are as vulnerable to getting shot as a normal human. If that’s too violent and bloody for the tone of the show, there are dozens of ways to beat the villains with things like hairspray flamethrowers, slingshots, and traditional weapons (just look at Stain). While quirks certainly are powerful, they aren’t perfect and every ability has a counter, even if it’s not always immediately obvious.
This eliminates the problem of him needing to get his tech from somewhere entirely. (Which is almost a con, because Mei needs more screentime, man)
Actually your point of possibly making Izuku a “super genius” reminds me of something else. Izuku has an almost supernatural ability to identify and counter quirks. Gee, I wonder how that could be useful in a possible plot line where he’s unable to rely on being able to smash his way through problems…
You say that if Izuku getting a quirk is an issue for BNHA, giving him overpowered tech would be a problem as well. Though I already solved this problem by proposing less tech heavy solutions, I’ve decided not to skip over this point because it seems like the right place for me to bring up a piece of context you may be missing for why some people are so against Izuku being given a quirk.
Let’s talk about the disability angle.
Now, as someone with mental disabilities myself, I’m not exactly unbiased here. I’m not going to deny that I have a knee jerk reaction to any story that gives a character a disability (or something analogous within the setting to a disability, like quirklessness) and then “cures” it while implying that they never would have gotten anywhere if their disability had persisted. This is actually why I took so long to get into the BNHA fandom, since I saw a loose outline of the plot and immediately went “oh hell no”.
I did end up joining the fandom in the end, simply because I’m almost certain that this parallel was unintentional.
Anyway, the reason why giving him an overpowered quirk and giving him overpowered tech are so different from a lot of people’s perspectives is that giving him tech doesn’t erase his “disability”. If you give a quirkless Izuku powerful tech, he’ll still be quirkless, with all the hurdles and challenges that implies. (Especially the discrimination related ones) Meanwhile, giving Izuku a quirk removes the disability entirely, as well as most associated difficulties.
I’m sure you can see why one seems so ableist, from a disabled perspective.
You say that you would likely run out of ways to meaningfully progress his tech, in a series as long as BNHA likely will be by its conclusion, but I’d like to point out that this is just as much of a problem with superpowered media. It’s very common in shounen for power progression to feel like more and more of an asspull as the story progresses. Thus, you solve the problem in the same way, by relying more on clever use of what the hero already possesses than you do on creating a new application or ability in every fight.
And no, I can think of several ways to beat both Dabi and Shigaraki without “science magic”. Obviously, neither of them are immune to bullets, though again, that’s probably a bit too quick for this show. You could take down Shigaraki if you could numb his hands somehow, or if you protected yourself with something made of many interlocking parts, like chain mail. You could beat Dabi if you used something like a taser, if you could get close enough to use it. You could also just find a way to outlast him, since he’s not immune to his own fire. Maybe bring some gasoline?
I’m going to skip over the points you make while talking about setting, since I don’t believe you’d have to alter the setting to make a quirkless Izuku feasible.
I will talk acknowledge one point you make while discussing setting simply so I can say: inequality and societal imbalance do not require much, or even any, actual disparity in ability to both exist and be prevalent enough to disenfranchise huge chunks of a population. Just look at how autistic and ADHD people are treated for that. (Or gay people, or women, or the Poors(™)...)
In conclusion, your opinion is valid but I think you lack knowledge of where most of this criticism is actually coming from, which isn’t something you should be ashamed of.
I think the reason mine and your opinions are so fundamentally different here is that we’re coming from very different places, and our thoughts on a piece of media like this are always going to be shaped by our environment.
Thank you for reading.
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thecorteztwins · 5 years
Text
(Just a basic superhero vs supervillain brawl here between Force of Nature and the ladies of the Winter Guard, with a little twist at the end! No deep character stuff, but tagging @sammysdewysensitiveeyes because Pyro and Avalanche are in it!) Russia had the largest amount of forests of any country on Earth, even more so than the famous Amazon rainforest, boasting 55% of the world's conifers and 11% of the Earth’s biomass. And yet, the logging industry, especially the illegal side, was so rampant and unrestrained that deforestation was threatening even this arboreal giant. It was for this reason that Force of Nature was sent to attack the headquarters of one the largest logging companies in the nation, and one with the most illegal activity under its belt. It was the first mission for their new recruits---two mutants, Pyro and Avalanche of the Brotherhood, representing the elements of fire and earth. Though their origins were in the very political Brotherhood, they had the right mercenary attitude for the squad. They also got on well with the two pre-existing members. Well, no, they got on well with Aqueduct, not so much Aireo. But Aqueduct assured them that no one really got on with Aireo, and that he was just glad to have a couple of “normal guys” like himself on the team at last. “It’s not that I didn’t LIKE Theary and Terraformer,” he hd said, “But you couldn’t really have a beer with ‘em attitude-wise, you know? And I literally CAN’T with Aireo, poor guy’d die of alchohol poisoning after one glass. He’s got a real weak system, Inhuman, y’know.” They knew. It was getting him to SHUT UP about it that was the issue, Pyro had found. The skinny beanpole---for once Pyro got to call someone else that!---really got under both their skins, his and Dom’s, with his superior species bullshit. Though St. John kinda had to admit there was an irony to it, given how he’d and Dom had used to run in the Brotherhood, which preached the same thing, just with regards to a different species. And it was kind of novel how Aireo looked down on them for BEING human, rather than NOT being human like most people. Pyro would give the wind-master one thing, he didn’t discriminate against mutants, just ALL humans in general. There was a fairness in it he could respect---if it wasn’t so damn IRRITATING! That aside though, it turned out they worked well together in the field---Skybreak stayed aloft where he could be hit accidentally by Avalanche’s seismic waves, and his winds helped fan Pyro’s flames from above. Speaking of Pyro’s flames, Aqueduct could put them out if they got out of hand---a much quicker way to do it than relying on Pyro to calm them, something he always had trouble with---and he could also make mud for Dom to send his shockwaves through, which made for some interesting effects you couldn’t get with just dirt and stone. It was really just plain FUN, in Pyro’s opinion, to watch some fucker DROWN in it. Right now though, a few logging employees were drowning in the wood chips that had been knocked over by Avalanche’s avalanches...the ones that Pyro wasn’t lighting up, anyway. “Talk about burning through your profits eh?” St. John yelled to his team over the din as workers and officials scattered. One brave soul tried to spray a fire extinguisher at him, Dom’s shockwave knocked him off his feet while a breeze from Skybreaker sent foam back in the poor sod’s face, just before a wave from Aqueduct washed him away clear to other side of the room. “Come on mate, your life’s not worth whatever crap they’re paying you”, Pyro called over to the guy, though he knew the Russians likely didn’t understand him. “Yeah, nobody try to be a hero here”, added Aqueduct.
“Oh, but I think I will,” said a woman’s voice from behind him the water-wielder. It came from within the swirling black portal that had opened at his back, and poor Aqueduct turned his head just in time to get the side of his face punched by a white-gloved fist emerging from the portal, followed by a black-haired woman attached to it, wearing a red costume with a white-pointed white star emblazoned on the chest. Another black-haired woman stepped out with her, this one in a barely-there purple getup with thigh-high boots, and a younger blonde between them in a black costume with a yellow diamond star and a bejeweled headband. Pyro didn’t recognize them but he knew what they were-- “Supes!” Dom yelled. “Correct,” said the blonde in Russian-accented English, “We are the Winter Guard, defenders of Mother Russia and all her people---and we give you ONE chance to stand down and surrender!” “One chance is all I need to boil up some Russian hotpot!” Pyro proclaimed, turning his flames their way...only to have them harmlessly swallowed up by the Darkforce portal that Darkstar, the blonde, summoned to intercept them. “Wha---that’s cheating!” St. John exclaimed. “Then let’s even the score, Johnny,” growled Dom, sending a quake out from his hands towards the women...only for it to turn out THAT--- “They all can fly?!” he exclaimed. That REALLY was not fair! “They may ride the air,” scoffed Skybreaker from above, “But---can they command it?!” With that, the Inhuman hurled contained hurricanes intended to grab the women, knock them around, even break their bones inside it---or worse, hopefully. Darkstar teleported away, but the others, Starlight and Fantasma, were caught by the tornadoes. Skybreaker started to laugh, but his triumph was short-lived---a Darkforce portal appeared behind him, and he was pulled in by Darkstar, then spat out into the tornado himself, right next to Fantasma. The sorceress seized the opportunity, and seized Skybreaker himself, grabbing him and manipulating his bio-field to render him unconscious. Thus, the tornado stopped, and he dropped to the ground before Starlight or Darkstar could grab him, which Fantasma did not even try. blonde, Darkstar, ported away “Aireo!” Aqueduct yelled, “Hey, he’s got delicate bones!” “Your concern for your comrade is admirable,” Starlight commended “But you should worry about yourself,” added Fantasma “Get the ‘porter,” Pyro commanded to Aqueduct and Avalanche, having learned from what he just saw, “She’s the real threat, herd her to me and I’ll toast her!” “You like playing with fire, hmm?” Starlight had overheard, “How about nuclear fire?” And with that, Pyro found himself surrounded by flames that emanated from her body. Normally that was something he would have no fear of, quite the reverse, but this fire felt...wrong. He shrank from it reflexively, as he would something alien and dangerous. “My radiation is not something I wish to inflict on anyone---especially not one with infractions so minor as yours---but threaten the life of my teammate, and you can consider your own to be forfeit!” “Ulp,” Pyro replied, “Got it.” With Skybreaker down and Pyro caged, that left Aqueduct and Avalanche, and Pyro didn’t have much hope for them. Great guys, but not great thinkers, those two. He didn’t expect this fight to last much longer, and he was right. The last thing he remembered was one of Darkstar’s portals surrounding him, and then everything was black and cold... ...and woke up into just more darkness and coldness. “John? John!” Dom was leaning over him, his square face contorted in concern. “Ahhh...” Pyro sat up, rubbing the back of his head, “Feels like I got the world’s worst hangover...” “We all did,” said Aqueduct, “Everybody except Aireo.” “I was passed out already before that witch passed us through our portal,” Aireo said venomously. Pyro didn’t need to ask where they were. He could tell already. A prison cell. A bad one too. No beds or benches attached to the walls, no toilet, no bars, just three walls and a solid steel door. It was very, very cramped in here too, with minimal light coming only from the tiny window in the door. And he didn’t like the crusty brown rim around the drain in the center of the floor. Pyro also knew that power-dampeners must be installed, or these three would have already busted loose with him in tow.  This...did not look good. Pyro had HEARD what the Russians did to mutants, even the ones who WEREN’T foreigner criminals... “Johnny, get down!” Dom yelled, and pulled Pyro away from something. Pyro turned and saw that behind him, one of the Darkforce portals was forming. “What do you want?!” he demanded of Darkstar and Starlight, who were visible within it, though not emerging due to the cell being so small. “For you to come with us,” said Starlight. “We love our country, make no mistake,” explained Darkstar, “But the present government’s treatment of the super-powered who do not serve it is inhumane.” “Even for villains,” Starlight added. “Where’s Stripperella?” Pyro asked, noting that what had been a trio was now a duo. “Fantasma...has a harder time understanding the nuances of these things,” Starlight said, “She follows the law, and believes it is good. And it is. And you broke it. You should be punished, as the law demands. But not like THIS.” “What’s...this?” Aqueduct asked. He was apparently not as well-read as Pyro about how Russia did things. “You do not know what is in store for you?” “Er...no?” Dom said. He was also not exactly on the up and up in this department. The women exchanged looks. “Better that way,” said Starlight, “Come on---enough talk.” “We’ve just shut down the power nullifiers,” said Darkstar, “Quickly, make a mess so it looks like you escaped on your own---we’ll help make sure you get through the facility, you just leave a ‘trail’ as you go.” They did exactly that, their elemental powers wreaking havoc through the facility, while Darkstar’s portals enabled them to evade being seen or caught. The portals were bad enough though; Pyro realized now why he’d felt so terrible after going through one, why he’d passed out. It was staggering to go through them, even for a second, and all four of Force of Nature quickly protested their use, preferring to take their chances being seen. “It is the Darkforce,” Darkstar explained apologetically, “To me, it is friendly, harmless---but when others travel through it, the effects are...unpleasant. It is helpful for quickly subduing foes, as I did you before, but it makes it less than ideal for transporting friends, especially those unused to it.” “Even I’m still getting used to it,” admitted the sturdy-looking Starlight, who appeared to Pyro no worse for the wear despite the multiple small trips....while he felt like he was going to drop again, and the others looked about the same. Finally, they reached the end, a wall that Starlight instructed them to burst through, which Avalanche did with ease. They walked for awhile, Pyro burning a path through the snow---the ladies had considerately brought him a lighter---til they had left enough of a trail, then Darkstar took them all for one last ‘port, in the opposite direction, to the outskirts of Moscow, where they could find a way to contact their employers and get a flight scheduled. “From here, you must make your own way home,” said Starlight. “And never return, “Darkstar warned, “Or else you may not find us so merciful next time!” Actually they would be---but they didn’t want to risk these dumb-asses knowing that and coming back.
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frost-skyder · 5 years
Text
Gaslighting, homophobia, harassment, etc.
This is a copy of a journal that was/is on deviantArt since the incident happened there, but I’m putting some of my records here when it involves harassment and art theft.
Warning: This includes harassment towards minors by a predatory adult, homophobic behavior, gaslighting, and other predatory behaviors.
Another Update:
Archived here for better viewing:
https://web.archive.org/web/20190704135920/https://www.deviantart.com/haleyc7995/journal/Harassment-and-Discrimination-About-My-Opinion-802306133
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It’s one thing to harass me, but going out and threatening others isn’t okay.
Update, a freaking year later:
https://www.deviantart.com/haleyc7995/journal/Everyone-report-this-journal-for-harassment-802227692
Apparently I'm part of the LGBT+ Mafia because I said it's homophobic to go out of your way to say our existence is wrong? Not sure where they got that idea but they chose to dig up this old warning journal since they were harassing Queer people, and apparently think it's still okay to do so. 
 Also going to note that trying to use neurodivergency as an excuse for our actions isn't okay and is ableist, basically spitting in the face of other neurodivergent people. 
---
OH WAIT THERE'S MORE!
This guy has sexually harassed minors. Also much more disgusting rhetoric than I expected in stamps but also in other comments towards minors. Please be advised of the explicit comments when clicking on this journal.
[Journal redacted by minor]
It's one thing for him to harass me, another adult, but to sexually harass and target minors is beyond disgusting, and illegal. If anyone wants an example of what a predator is, here it is.
---
Nvm, not last update.
Due to more and more people coming forward, I'm going to keep updating this journal, and adding links provided to me. I'm going to state that I'm so, so sorry to all of those who have been harmed by the three perpetrators in this journal. Hopefully from awareness comes prevention of further victims.
It was also brought up to me that my journal skin was causing issues for mobile users, so since this journal is very serious in nature, I have removed it so no matter what platform it should be legible.
This Journal is being added because it provides more information. TW (Rapey Rhetoric, body shaming, harassment, etc)
[Journal removed]
---
Last Update (hopefully): Due to the garbage he keeps posting, I decided to block both his accounts because he's just rehashing what others have said about him, and now pinning it on victims lmao. When I told him I didn't tolerate how he was sexually harassing women and belittling sexual assault victims, apparently I'm the one harassing trauma victims now?? 
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For the record...the only person I've blocked is him, which makes it funnier, but okay Chad™
Also going to state that being neurodivergent is not a justification for marginalizing others, ever, and is a spit in the face and throws other neurodivergent people under the bus. As I said, most of my friends with autism are in the LGBT+ community, and a majority of my friends are neurodivergent in general. So am I. It's never an excuse to marginalize others,
ever.
Apologies to everyone who had to deal with him, his nonsense, and has to deal with people like this in general.
And sorry, but marginalized groups speaking out against people actively trying to harm and oppress them isn't and will never be fascism. Thank you for coming to my TED talk.
---
Very, very IMPORTANT Edit:
It is fairly easy to tell, but EmpatheticDesign is the same person as GrandtheftAutoOnline, and uses the duo of accounts to block evade.
I was made aware by others spreading my journal that this person is known for this behavior, has harassed others in the past, and belittled victims of trauma, including rape victims. It's one thing to be a homophobic garbage pile, but to go out of your way to harm and belittle those who have suffered through serious trauma? So yeah, please let others be aware so they are not harassed as well.
Edit: The second journal was removed at the request of the victim, who didn't want to associate with their abuser, or be found again. I was allowed though to give some details about what happened, so I think it's best that I post a screenshot of our notes, censoring the names.
 https://www.deviantart.com/uwugirls/journal/Stay-safe-guys-749736306
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At this point, it's beyond just harassing the LGBT+ community, and they seem to harass, sexualize, and belittle victims and women in general. Please be aware of this and stay safe.
Triple Edit: The person mentioned below, EmpathicDesign proceeded to post homophobic garbage on other people's posts so yeah, they kind of just admitted to be homophobic which is why they are so bitter lmao.
Double Edit: Apparently pointing out homophobes is facist now lmao. This was a great magnet for homophobic garbage so y'all can also block GrandTheftAutoOnline while you're at it, since they are trying to compare facism and oppression to someone pointing out homophobia. Clearly they don't know what facism actually is, what oppression is, and just want to justify hate speech without consequences.
Edit: I'm going to put this here so others know to also bock/avoid this person, who has made a variety of stamps targeting the LGBT+ community, and decided to think it was a smart idea to defend this person's discriminatory and phobic behavior as an "opinion."
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Suuuure it isn't...
Then this lovely stamp shows they don't even know what "safe" spaces refer to whatsoever and they'd just rather shame Queer folk. Ya know, besides trying to avoid admitting that they are just phobic.
So yeah, here's another person that blatantly discriminates if you want to add to your list of "people that don't deserve any of your time." ------
Being gay myself, and having to deal with this on far too consistent of a basis, I thought I'd do my part to warn others so they can avoid some of this in their lives.
Apparently HaleyC7995 has done these things before, but I wanted to warn others who are Queer and may want to block people who go about spewing homophobic rhetoric.
I don't suggest going to her profile if you are sensitive to fat fetishizing, vore, and sexualization of a potential minor character (the character is in high school so there is a large possibility that they are a minor). Also racist depictions of characters.
People tried to explain why what they were saying wasn't okay, how it was homophobic, but she turned it around to blame the victims for her actions and other inappropriate behavior. She continued to say she was "misunderstood" about what she said, despite multiple times saying how being gay was "wrong" and overall seems quite content continue to say such things.
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 It started by saying something unnecessarily homophobic on an art piece, then when the artist made a status saying how people needed to stop being homophobic at them, they posted this on that status:
As you can see here, many people expressed how this was innapropriate:
 https://comments.deviantart.com/62/13481362/4588682762 
Apologies to the artist who was subjected to this person. You aren't the first victim, and hopefully you will be one of the last. For those who aren't Queer and don't realize this yet...you can't "turn" gay. She for some reason acts as if it's a choice lmao. 
And well, many people reacted angrily, and she decided to "apologize" which wasn't an apology at all, but once again shifting blame and saying that it was just her "opinion." 
 For future records, hate speech isn't considered an opinion. It's hate speech and bigotry. An opinion is that I don't like raisins in my carrot cake because they make the cake texture gross. 
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Credit to this person who tried very, very hard to explain why this wasn't okay. This had to be the most patient person trying to explain why homophobia isn't an opinion. 
 People continued to be mad, because well...the obvious lack of empathy, blaming others, and continuing to persist with the idea that being gay was wrong and a sin. 
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Other people tried a well, especially those who have dealt with this person before she was banned on a previous account. She was ban evading for a while but it seems the accounts were unbanned now.
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 She continues even with me to say she's "unaware" of what she's doing. It's obvious she's not, and at this point she gets very gaslighty and trying to flip it once again on everyone else. 
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I was blocked after this so I couldn't respond, though as an angry gay person I had choice words. Unfortunately, due to how she's behaving, and how she has a history to blame everyone but herself for her own actions, I don't expect she'll be changing anytime soon. If you are Queer, have Queer friends, or just are very tired of blatant phobic behavior I'd just suggest blocking her. She's not willing to change or learn, but that doesn't mean we have to subject ourselves to hatred.  I am so sorry for those she's already caused harm to, for those who tried so hard and had to put up with this, and for those who have had to deal with her even before this incident.
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Is it worth taking a risk of driving without Insurance..?
"Is it worth taking a risk of driving without Insurance..?
I'm looking for insurance but it's too expensive.. so i don't drive much. but sometimes i want to make quick local runs like going to the supermarket, picking up a friend etc.  is it worth taking this risk without an insurance ??
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Could someone please explain to me how the costs are decided, im aware the younger you are the more it will be (im 18 :/) but which cars fall into which category ? Any sites which will show me ? Also any advice on what is a good 1st car ? can anyone suggest a site where i can do comparisions regarding the car/insurance cost/insurance group etc because when i search nothing useful is coming up""
18 year old car insurance rate?
Can you give me an educated guess on how much it would be per month or 6/mo to insure an 18 year old boy on a 2005-2009 Mustang GT? Can Military service lower/raise the rates?
Just passed driving test. 18 years old. What is the cheapest insurance company for me?
Just recently passed 17, turning 18 in a few days. What is the best insurance company in terms of price? also what car would i need to purchase to get the cheapest possible quote? Advice needed!""
Car insurance question?
i had a non fault accident for which the claim is still ongoing as the 3rd party is not admitting liability and we both are with same insurance. The problem is that our car is booked in for repairs but and we have fully comprehensive insurance but the insurance is saying that they cannot guarantee us courtesy car as no one is admitting liability??? and they told me to phone hire company to ask them if they can provide one, i have always thought that with fully comp you are guaranteed courtesy car but i do not understand what they are doing.""
How much would it cost to import this motorcycle from the U.S to Canada?
this bike costs $ 6000 U.S. How much would it cost to import this bike back to canada. I am looking for all the fees, taxes insurance(if it needs it) every single dollar i would have to spend to bring the bike from u.s to canada. Also if you could list the exact steps that i would have to go through how many days it would take to do everything. I will bring the bike back on a trailer. I have never done this and know nothing about how this works so detail is a must and all the costs are a must to i am looking for dollar amounts. thanks a lot""
What is an affordable health care provider with low deductable?
What is an affordable health care provider with low deductable?
""I'm looking at Mercedes Benz E500 or S500 and BMW 745Li? Which car you think is better? Cost, Insurance etc.?
Mercedes Benz or BMW?
Health insurance over seas?
my grandma is going to japan for a little while, and she is a bit older and her health is a concern. if anything happens over there.. is there a way to get health insurance in japan? or does an insurance company have a special coverage?""
Looking for a good insurance company?
Im barley getting by as it is so i need an insurance company that can help pay for expensive monthly inhalers, and i need dental insurance. But like i said im barley making it as it is, is there anyone out there that is paying for there on plan and what are you paying? Im 19 my moms 55 and we both need coverage. Any suggestions would be really appreciated.""
How much does health insurance cost?
I just got a new job and I am about to enroll in medical coverage. I'm a healthy 29 year old male and I'm going to include my wife as a dependent. I know there are a few different plans, depending on deductible, etc, but I just want to get a ballpark figure on how much will be deducted from my checks. My wife suggests it will be about $150 a month, or about $75 per check.. Does this sound right??""
What car would be more expensive on insurance a impala or a charger?
What car would be more expensive on insurance a impala or a charger?
What cars usually have the lowest insurance rates?
I do not have the greatest driving record and am in the market for a car. I also do not have a huge budget (looking to stay under $10,000). I want something newer than 2000 and do not want very high insurance rates. Any ideas?""
""Cars been stolen, will insurance pay up?""
My sisters car has been stolen roughly 30 mins ago. Shes customized it a bit (tinted windows to a legal degree, subwoofer in the boot) will the insurance pay up if it cannot be found. And what are the chances of it being found""
How much does car insurance cost if i wanna pay it every 6 months?
It would just be me on the insurance (Full Coverage).I also only want to lease cars.I feel it's better to pay insurance twice a year as oppose to paying for it every month.
""Hi, Maintenance cost for 2001, BMW 318 sei series?""
hi, I am thinking of buying my frist car, and i was thinking of a second hand year 2001 BMW, about 80000 miles, just wanted to know whats the servicing and maintenance cost for a BMW is like? Is it expensive ? does it break down often or is it a solid car? Otherwise i might look for a japanese model or a hyundai coupe. I was thinking of peugeot 206 as well and VW golf. hows the insurance for all of these car? Which car is better for a fresh graduate like me?""
Is AmeriPlan a Good insurance company?
it's a health insurance company, and for four people, you only have to pay 60 dollars a month. I was just wondering if it is a rip of, only asking people who have used it or are using it now. What do you think of it. Is it a rip off. Is the 60 dollars a scam, or is that all you have to pay. Thanks so much!""
""Best health insurance for international students, california?""
My friend is an international student and she needs to buy health insurance. Could you tell me what would be the cheapest insurance? And when buying insurance as IS, what factors are important? Thanks.""
How much is insurance on a lamborghini?
I'm 16 and thinking about getting this as my first car and just wondering the insurance.
Is it worth taking a risk of driving without Insurance..?
I'm looking for insurance but it's too expensive.. so i don't drive much. but sometimes i want to make quick local runs like going to the supermarket, picking up a friend etc.  is it worth taking this risk without an insurance ??
Car insurance.....???
What is the best Insurance Company for young adults? I'm 23 years old. Who can save me the most money??
Insurance cost for 2.3l fox body mustang 16 year old?
I am 16 and considering purchasing a 2.3l four cylinder mustang. These were made from the mid 80's to early 90's. They have like no power but get good mpg. I am worried that insurance companies would see the word mustang and give me a high rate. BTW my sister is 17 and pays only 50 a month on a family plan for a 1995 suzuki sidekick.
Pay credit off or car insurance premium? ?
I just received my tax return. It wasnt a lot but i wamted to use it for something meaningful. Should i pay my credit card off(350.00) or car insurance premium for the last three months (365.00)? Just wanted to see what people thought
Which cars have cheap insurance?
I want to buy a new car but I don't want insurance that's gonna drain my pocket. Any suggestions on new cars that have cheap insurance?
Car Insurance Estimate - Looking to buy a car but need to know if I can afford insurance.?
18 year old male License 2 years 1 accident rear ender >$1000 Fulltime student at Virginia Tech where car will be the majority of the year Employed No tickets. I'm looking for a sports car like a Mustang but if the insurance is too outrageous then I'll just get something else. Thanks for anyone's help!
Insurance rates for 17 yr olds?
Since insurance rates are ridiculously high for new drivers like me, I was thinking that if my parents could possibly buy a car for me to drive but put it under their name, and have it insured under their name so its cheaper since they're much older and have a lower insurance rate than I would. But I heard someone said that somehow insurance companies find this out and somehow find a way around this so the tactic i just suggested won't work. Anybody have any experience with this?""
What is the best company for mobile home insurance?
Need full replacement policy on mobile home over ten yrs old
Car Insurance costs: How can I tell what my car insurance will be without giving away details...?
I have my provisional, and as soon as I pass I intend on getting a car. I am in the UK, and was wondering if there was a way to see how much car insurance costs. I was looking to see if I could roughly get a car insurance quote without already having a car etc, since I would obviously have to see the insurance price before buying the car. Any contributions to solving this question will be greatly appreciated! I cannot find the answer anywhere! Please do not post comments such as ask around or ask an agent Thanks guys! (:""
I was rear ended a few months back and had no insurance?
Me and my wife and a friend were driving in california and we were rear ended we pulled over and so did the other people. I looked at our car and there was no visible damage. i took pictures to show. and the guy who hit us had major front end damage he just wanted to drive away and get no information but we took his info so he asked for ours. four months later i get a letter from the dmv saying he is coming after me for insurance to pay him for the damages . i am assuming he is lying and said i hit him or something but i have two witnesses who saw everything my wife even had a ****** up neck problem for a while and still does but we didnt want to go to the hospital because of the no insurance thing. i was hired for a job at a dealership but cant get my salesperson license because of this and my license will be suspended next month what do i do to fix this whole mess. and if i can be lucky come out of this with some money because he is lying through his neck to attack me. I had a perfect driving record as well.
Car insurance quote should i pay?
i took out a car insurance policy 3months ago the operator quoted me 1050 pounds which i thought was a bit expensive, she said if i canceled within 14days (cooling of period) i need not pay no moneys!! i canceled within 8days. i got a cheaper quote elsewhere, Now the 1st insurance company are going to take me to Court they are saying i owe then 320 for 8days cover! should i pay them? whats the Law on this can any one help me has i don't think i should pay it.""
Need suggestions on Health Insurance...?
I recently turned 18 and will no longer be covered by my parent's health insurance. I'm going to be going to college next year and my school offers insurance but it will cost almost all of the money I have saved up (leftover money after tuition is paid). Are there any better options? (Being uninsured isn't an option)
Got into a car wreck w/o insurance!?
The other day I accidently backed into this couple that have full coverage insurance. I believed everything was okay until an investigator called and left a message saying that my brother had cancelled my insurance. Therefore, I didn't have any insurance at the time of the accident. The person I hit did not get a ticket and I did not get a ticket. What is going to happen with this? Will I loose my lisence or will I have to pay for their car damages even though they have full coverage? If I call and get car insurance today, will it be effective for the accident?""
What is the best car insurance company in North Carolina?
Hi. So I recently moved from New England to North Carolina. I have my 2002 Toyota Camry. It was my Dad's and is still under his name. However, I want to get the title in my name hopefully by early 2014. That means paying for insurance too. I figure I'm going to have to do this soon, might as well do it now and learn more responsibility. My parents are paying for my car and their cars under MetLife. (Yes, the one with the Snoopy logo). They are paying about the same plan they did in Massachusetts. I know North Carolina has more competition in pricing and I want to shop around for a decent plan that gives me what I need but for a better price. My Mom is hysterical and doesn't want me to go anywhere else because she think NC insurance is crap. I like that MetLife gives me what I need but I'm not paying more than I have to in insurance. Sorry Mom. So my question is. What is the best car insurance company in North Carolina? Any suggestions. I would like a company that offers affordable plans but also is a reliable company when I need them. Please NO cheapo discount insurance. Here are my only two liabilities in my driving history: 1. Got into a minor car accident in October of 2011. Just a paint smear with another car. Nobody was hurt and neither car got in worse performance condition. 2. Got a seatbelt violation ticket in January 2013. (It was actually for speeding but the cop went easy probably because he saw I was wearing a suit. I was on my way to a family memorial service near the South Boston area.) Any experiences? I mean, what is my Mom worried about? I never hear in the news about people dying because they have NC car insurance. I know there is cut rate (bad) insurance out there because of competition. But there's got to be something better in NC than paying a Taxachuetts MetLife plan. (Sorry BayStaters, but you know it's true) Thank you!""
Car insurance change of address?
My car is registered in upstate but I came to ny recently because of my recently wife. I just leased a brand new car like two weeks ago and they are asking me for proof of residency. I registered the new car in hicksville li not in upstate. So i want to change my car insurance to hicksville but after a week change it back to upstate. Will there be any conflicts with my car insurance? Please help..
How much would insurance be for a 1999 Ford ZX2 Escort?
I'm 17, a boy, and I live in maryland just 5 miles from DC. Im getting my first car next saturday and its gonna be a Black 1999 Ford ZX2 Escort. How much can I expect to pay for insurance? I have a clean driving record. Also, my parents dont have car insurance so they have to start a separate account for me. Thanks!""
Health Insurance-please help?
I am 22 years old, and I will currently be in law school until May of 2011. Because I had to be declared as an Independent, I can no longer be on my father's insurance plan. I am scrambling to find something, because I do not want to be without health insurance and I will no longer be covered as of Jan. 1, 2009. The school's insurance policy will not cover me until Jan. 20, 2009, it seems pretty shitty, and is expensive. What can I do? What is the best private insurance to get? Should I get private insurance? Thanks for your help, it is really stressing me out.""
Car insurance to help disabled grandparents?
My grandfather is ill in hospital and my nan is finding it difficult to drive to the hospital and back on a daily basis. Aunt has MS so she cares for her too, thus I was wondering if anyone knows of a type of car insurance that will enable me to help out with their daily living. I obviously know that standard insurance would work, but I'm a 21 yo male and don't have the funds to get full independent insurance. Thanks for any help.""
What ia a cheap first car to buy and insure?
I'm looking for a car for when I pass my test. What are the cheapest cars to buy ans insure which are reliable as well?
Does anyone know how much Sr 22 car insurance can cost?
Does anyone know how much Sr 22 car insurance can cost?
Cars cheap to insure for new drivers?
Hi, ive just passed my driving test and im looking for a little car to get me mainly to and from my boyfriends, to work and to uni. i only need a 1L, something small and nippy but also quite cheap to insure. i know it will still be quite high insurance with me being a new driver, im 21. any ideas? ive been looking at fiat puntos and clios etc, but im not very clued up about cars or what ones would be classed as 'new driver cars' thanks in advance for any answers :)""
How much will my car insurance cost for 16 year old girl in possibly a ford taurus?
I'm going to be 16 and obviously I'm a girl. I might end up driving a ford taurus. But it's not decided yet. I'm going to put on as a secondary on my car and them my moms dodge grand caravan and my dads dodge dakota. Secondary on all. How much will my insurance probably cost? Would it be smarter to just be a primary on my car and not even on anyone else's car or would it be smarter to just be a secondary on my car? Or a secondary on all? Thanks
What's the average public liability insurance cover figure in the United States?
What's the average public liability insurance cover figure in the United States?
Hit and Run Insurance Claim: How do you go about it?
I have case # from the police. Will the Insurance company send someone to check the car or should I have to get them quotes?
Insurance for honda civic?
Does anyone no how much insurance is for a Honda civic, I am 17. Do i have any hope of getting any?""
""If I reported someone for a hit-and-run, can my insurance company raise my rates?""
My Dad takes care of our family car insurance policy with Mercury. Recently, they have asked about an incident which matches the date of a hit-and-run which I reported to police. Someone backed up into my car while I was not-in-motion, waiting to turn left at a four way intersection. They refused to pull over or get out of their car, and sped off soon after, so I reported it to the police. Now, Mercury wants to talk to me about it. The problem is that my Dad is convinced they will use this against me to get more money from us, because I was the only party who reported the incident. I did not file a claim with my insurance company because the only damage was minimal. How should I best handle this? It seems absurd that doing the right thing-- reporting an irresponsible driver-- could result in a penalty for me, doesn't it?""
Is it worth taking a risk of driving without Insurance..?
I'm looking for insurance but it's too expensive.. so i don't drive much. but sometimes i want to make quick local runs like going to the supermarket, picking up a friend etc.  is it worth taking this risk without an insurance ??
""An insurance company will insure a $200,000?""
An insurance company will insure a $200,000 home for its total value for annual premium of $650 .If the company spends $25 per year to service such a policy ,the probability of total loss for such a home in a given year is 0.002 and you assume that either total or no loss will occur ,what is the company's expected annual gain ( or profit ) on each such policy.""
What car insurance suits me best?
i am going to be in san diego during the fall quarter, from august to december. i am a 21 years old italian male with three years of driving experience and no accidents in the past. i only have the italian passport. is there any way that i can keep both my kidneys and still be able to pay an insurance for that period? does it necessarily depend on the car? thank you very much folks!!!""
Im 18 years old and need insurance.. Any ideas?
I need some help.. I'm only 18 years old and living with my boyfriend. We have been together for 5 years. I have been thinking about insurance on myself lately. He has it through his parents but I don't have it at all. I cant afford to much since I only work part time and I'm also attending college as a full time student.
I want to know about car insurance?
I want to know about car insurance quotes and find out how much i save on my car insurance.
Traffic Citation: Insurance?
I received a traffic citation for speeding. I am not listed on my parents insurance card, but I am online. Online I appear as --- list only, driver under 21 never licensed my license number is not listed as well. Only my name and birthdate. -- Also it shows that I don't not have any rights as the insured drivers. Will their insurance rate increase even though I am not insured or listed as list only ? ** Included picture **""
Can I buy car insurance if the photo on my driving license needs renewing?
Hi. Ok I appreciate I am technically breaking the law on a number of fronts with this. I have bought a car, It is taxed and tested. It is parked on the road. However I don't have any insurance and the photograph on my license has expired. It is still possible for me to buy insurance (and therefore make the car itself fully legal) before I have received my new license? Reading the DVLA websites implies I can. The license is still valid it just needs renewing. I have no convictions, health issues, etc. Just wanted to make sure as I don't want to pick up a load of points just for a misunderstanding. Thanks!!""
Can I get secondary insurance if i have primary insurance in my moms name?
I have primary insurance and the policy is in my moms name. I have cronic epilepsy and i cannot have a gap in my insurance because of all of the medications I'm on and all the dr. aptments i have with my neurologist. I am getting married in May of 2013. I need to get secondary insurance for right now and then when i get married drop off my moms insurance and make my secondary insurance my primary insurance and put my (at that point my husband) on. My mom basically trying to make it extremely difficult for my fiance and I to get married because she tries to keep me under my thumb. Im 25 years old and Im trying to get myself more independent and be able to get married and get my bachelors in business. Please someone help me.
How much would insurance be for a 16 year old in GA?
I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""
How online auto insurance works?
Registering a new car,not a transfer of insurance. I am planning on purchasing GEICO insurance but am not sure how process works. After reviewing registration steps it states the local agent has to sign and stamp RMV-1 form. How will that work if my insurance provider is online? Do they send an agent or do I drive out to closest office? Is the process longer with an online insurance?""
Where on earth can I find affordable maternity insurance?!?
I didnt have it with my son and we are looking to get health insurance but all the plans that are decently priced (under $350/month) dont cover maternity. even if I could JUST find a maternity insurance that would be great! does anyone have or know of any insurance companies that offer maternity coverage? if so what are the names? heres a little info we live in FL we have one child my husband and I are 20 and 21 years old if you know of any insurance that will have affordable rates please let me know so I can get a quote!
ABOUT how much is scooter/moped insurance cost?
if it is 150cc? i will be 16 when i get it. any good brands to look for? thanks
Can I be reimbursed auto insurance for the days my car was undrivable due to accident caused by someone else?
So there was a car accident and it was determined to be the other person's fault. My car was a mess (I wish they just totaled the thing) and is still in the shop, it's been 2.5 weeks. They're saying they can't reimburse the auto insurance because if something happened to the car during this time it's covered. But is that a bluff (I know they try to get out of stuff). if something happened to my car at a repair shop, and it's only there because of the accident that was determined to be the other party's fault, if something happened to my car, isn't the other insurance company liable? It never would've been there if it weren't for the accident. And if so, who do I go to? It obviously wasn't the guy I just talked to. I don't think this is unreasonable. It's not like I'm asking for the auto loan daily rate. Obviously I would still have to pay for that since it's toward ownership of the car. But the insurance makes sense to me - no?""
Looking For Cheaper Car Insurance Quotes?
I am trying to beat my best quote so far and I wanted to ask if anyone knew of anyone I could try or some brokers who could get the price down a bit for me. Here are my circumstances. 18 years old Full licence for 9 months 0 NCB Live in east sussex no claims or convictions car is kept in a locked garage looking for upto 4000 annual mileage will be using car for pleasure and commuting My car is an Renault megane coupe 1.6e sport My best quote so far I got from moneysupermarket which is 1560 and that was from swinton. I just wanted to ask If their was anyone I could try, like good brokers who might be able to get that quote down a bit. I am really looking at no more than 1400 . It doesn't matter how big or small they are I will give anyone a try. I have tried most of the major companies but none of them come close to my best quote so far. Also is it worth putting my best quote down when filling in online forms. Does it make any difference?""
What's the difference between California state income tax and state disability insurance tax?
I just started working in CA and noticed a deduction for state income tax AND state disability insurance on my first paycheck. My state income tax deduction was about .25% and the SDI deduction was 1%. I looked online at various tax calculators and none of them mentioned an additional 1% tax on top of the state income tax rates. Please let me know what the state income taxes are here. Thanks.
What is a 20 pay whole life insurance policy?
if you started your insurance policy at the age of 56 how long do you have to pay for your policy to be payed out if you are 74 now
Can you or spouse be denied group health insurance?
I have stage 4 cancer. I have insurance through my husbands job. If my husband changes jobs and is offered insurance at the new job can I be denied insurance due to the preexisting condition? I live in Georgia. I already checked and got information on cobra.
Do i need to have insurance for a motorcycle to switch owner?
So I bought a motorcycle from someone with late fees which i can pay off and was wondering if I need insurance to switch the title to me. I'm from California.
Is the 2011 Kia Forte Koup considered a sports car by insurance companies?
It looks like a nice first car but if the insurance is too high I can't get it.
Do insurance companies insure a boat for its value or insure it for what you paid for it?
Do insurance companies insure a boat for its value or insure it for what you paid for it?
Insurance E-bike?
I live in california and I would like to know if I need an insurance for my e-bike if I hit someone or something. If you could post the web page you found it on that would be nice. Thanks
How much for motorcycle insurance??
I've tried goind to ceico and progressive but no luck. I just want a ball park quote for a 19yr old. I want the 2008 kawasaki ninja 250r since its a good first bike to start with and its cheap. I am planning on taking the safety class course so hopefully it won't be that much and I'm only going to ride it on the weekends for fun, not as a daily driver. what would be a good estimate for a 1 year insurance?? I want one year so I won't have to pay every month and worry about not being able to pay my truck as well. thanks for your experience.""
""I sold my motorcycle, should I keep the insurance?""
If you have continuous auto insurance, I have read you can get better rates when you get a new car. I would get about 100 dollars back for auto insurance if I cancel. Is it worth it? Does having continuous motorcycle insurance affect car insurance that I get later? Thanks""
""Just passed driving test, 22 yr oldwhere should i go for cheapest insurance quote.?""
Just passed driving test, 22 yr oldwhere should i go for cheapest insurance quote.?""
Can you give me an estimate of how much car insurance would be.......?
lets say a guy under 30 in california with a 2002 BMW 325i sedan how much would insurance be?
Health insurance for low income college student?
I was just wondering if anyone had some suggestions for reasonably priced health insurance in Minnesota. I am very physically active, do a lot of running and weight lifting; so my primary concerns are coverage for treatments involving possible breaks, fractures, muscle and tendon tears/breaks, and other things of that nature common with active individuals. Preferably something under $100/month because I am in school and with my current income I am lucky to average $800/month take home. Any help/direction would be greatly appreciated because I have not had health insurance for 9 years since I was no longer eligible for my mothers health insurance.""
Is it worth taking a risk of driving without Insurance..?
I'm looking for insurance but it's too expensive.. so i don't drive much. but sometimes i want to make quick local runs like going to the supermarket, picking up a friend etc.  is it worth taking this risk without an insurance ??
https://www.linkedin.com/pulse/aami-car-insurance-quote-melbourne-matthew-jackson/"
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Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
"Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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I can get my license anytime now. North Carolina doesn't offer good student discount. I'm Asian, will be driving my dad's 2000 Ford Windstar with 70,000 miles. My dad says that adding me on to his Allstate account would cost 1100 every six months. That sounds a little exaggerated. Is there anywhere else where I can find cheaper insurance?""
Car insurance company discriminate against me because I was not born in the UK?
I had a quote for car insurance through a well-known national company. They were aware I had a UK licence for 5 years and had no convictions, claims etc. I rang and spoke to a representative and she confirmed the quote. The following day I decided to accept and called them. We went through my information and the agent said, so you were born in the UK? I said no, I am a UK citizen but I was born abroad. The quote then went up by 200 !!!! I took issue and spoke to a manger who said this was legitimate when I told him I was certain it was illegal since the only information that had changed was my place of birth, he eventually said he would honour the original quote. I then bought the policy with a one-off payment. Insurance is a racket and I don't think they should be alllowed to get by with this. Does anyone know anything about this and what can be done next to make sure it doesn't happen to other people?""
What is the difference between dental insurance vs. dental discount plans?
I'm trying to figure out which one is most affordable for someone one a budget and beneficial for my needs? I'm 35 years old with 1 dependent child 12 years old and we both need braces, I need a bridge, crowns, root canal, replace over sized silver fillings.. etc.. any advice? Oh and I live in Southern California""
If you can't afford health insurance for your family and the government says you make too much...?
then what do you suggest? What if your family has too much income according to the government for your kids to even qualify for Medicaid or the low cost options (CHIP)? My husband makes $48,000 a year before taxes are taken out. While that does pay the bills and keep food on the table, we can't do a $800 monthly insurance policy and our kids are denied Medicaid and CHIP (we make $300 too much per month, of all things). We pay the necessities. We don't over spend and we don't go out and spend money on entertainment more than a few times yearly and even then it's cheap entertainment. We do what we can, but health insurance just isn't going to happen for us unless one of two things happens: 1- my husband gets a major pay raise or 2- the government changes their income requirements (don't see that happening). So what do you suggest for my family? We do what we can. We use our tax returns each year for medical expenses and bill pay offs. If a major medical expense comes up, we pay it down little by little. We do use the public health department when we can. But bottom line is that we can't afford insurance. Period. So, for all of you who think this is completely unacceptable, what do you suggest we do?""
Need auto insurance...please help for insurance agents?
My auto insurance will not be renewed due to a very bad judgment on my part (I own my mistakes) My car was stolen when I loaned it to my ex-boyfriend' in Mexico.....I freaked out and 'lied' about where the car was stolen from. The car was found by my ex-boyfriend a few days later and I notified my insurance; I told them the truth what happened owing to my lie and I dropped the clam. They are not renewing my insurance stating that I am 'high risk' My question is this....will I be able to get other insurance? I have NO tickets, accidents, no claims, no bad driver record anything. I am STILL covered now and seeking other insurance, does the new insurance have access to what the old insurance said? Again, I have coverage until the end of Jan. '09, and nothing else wrong EVER although I know what I did was very wrong.....I just freaked out. Please help....thanks""
""Would like to know what is involved in starting to sell health insurance, part-time for restaurant workers?""
i have no experience, but know the restaurant business very well and know that most have no health insurance, any advise would be helpful, a test is needed and i live in missouri is there an outline for the test and what ins. companies are known for sponsering restaurants for an affordable price""
""How much a month is the average homeowners insurance payment on a 100,000 home?
Thanks
Question about car insurance?
So I'm 17 and getting my license and a car soon and as we all know, car insurance for us young people a ridiculously high. So I was wondering if it is possible to have my parents name be officially as the owner of the car I want to get cuz their insurance rate is lower.""
What is the difference between renters insurance vs. homeowners insurance?
I've consulted my insurance company about insuring my personal property and said I need a renters insurance, but I own my home. I am confused. Isn't it what I need is a homeowners insurance? or renters insurance applies with owning a home too?""
Insurance on a crashed car?
Today someone crashed into my car, anyway both cars have minor damage but they're trying to say it was my fault and claiming on their insurance etc. etc. Anyway, i was just wondering if the price of insurance increases for a driver who has crashed, how long does it go up for and if they don't insure the car during that time (i may be at uni) Will the increased charges be saved for until they next insure the car?""
What happens if I get cancer with no insurance?
It's just a hypothetical, I don't have cancer and I do have Catastrophic Insurance but I know that would not cover chemo etc but as far as I'm concerned, I would probably have to kill myself in the case that this happened, which I'm preparing myself for the possibility. No insurance carrier will cover me with real insurance because I;m taking meds for high BP and cholesterol, both are in check""
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
What kind of insurance do you have to have on a car that your still paying on ?
will the car company let you get cheap insurance?
What kind of insurance do you have to have on a car that your still paying on ?
will the car company let you get cheap insurance?
What's the cheapest way to commute between Liverpool and Manchester?
Hi, I'm starting a new job in Manchester next month and I'm trying to find the cheapest way to commute. I'll be travelling from Rock Ferry to Manchester Piccadilly 5 days a week and my working hours will be roughly 9am to 5pm, although some days will require an earlier start and a later finish. I've looked at a rail season ticket and was shocked to discover it would cost 3008.00 with First Trans Penine. I've also read that the train journey is horrendous. My wife and I share a car but realistically, she can't rely on me to pick her up and drop her off at work at the same time every day (she works in Liverpool) so we would potentially need another car. With that, comes the initial cost of buying the vehicle, then tax, insurance, MOT and weekly fuel, which in my mind will cost even more than the rail season ticket. Added to that is the fact that we're not particularly well off so can't afford more than a couple of thousand for a 2nd hand car. A brand new car on finance would be out of the question. So, are there any regular Liverpool to Manchester commuters out there and if so, how do you keep your costs down? Any suggestions would be much appreciated!""
Using Canadian insurance in California?
I am currently living in Ontario and i plan on going to Los angeles, CA to visit a friend by myself. I plan on renting a car (There are car companies that allow 18 year old driver). My parents put me in the car insurance so I am basically covered. I think. I know that its the law to get liability insurance. Would the insurance here count as a liability insurance?""
Car insurance quote help.?
So this is personal, but I'm going to be emancipated soon or at least when I turn 18, and I'm going to be living in my car or possibly renting at a friends house for around $100. I'm not made of money, I only have a weekend part time job and another one possibly soon. I'm a full time high school student with a GPA of 2.6 and I'll turn 18 in November. I know that my GPA isn't stellar but last semester I made a 4.0 and this semester I'll have at least a 3.4. I can't get a STUPID QUOTE because I'm not 18 yet and I tried fibbing my age, but it was wise to me and shut me out anyway. I live in Marietta, GA (Cobb County), and I drive a 2000 Buick regal. If someone could run a quote for me I would be sooo greatful. Also, do you have to have an address to put down like a house to have car insurance? Thanks!""
What to do if he doesnt have car insurance covered ?
i got a car accident on 2/09/10 around 11:45pm, and when i got the police report, it says 00:05am 2/10/10, it really doesnt matter to me at the first moment when i got the report. I tried to claim the insurance, but the agent told me that the other guy has no insurance covered, it's either expired or dont have it. And few days later, i got a letter from The Hartford , stating that: we received your claim request for a loss on 02/09/2010. According to our records, this policy was cancelled effective 2/9/10 for non-payment. We are unable to honor this cliam because the loss occurred after the policy was cancelled. I was so ****** up, i mean, can they do it on purpose ? just because they dont want to pay me ? If so what can i do ? How am i gonna claim my loss ? my car is totaled. I went to do a body checkup...everything is fine, and my health insurance covered that, but can i claim the bill with my car too ? I asked my agent, and it seems like she doesnt help, knows nothing about how to do and doesnt even help, worst agent ever. She suggests me to go to Small Amount Claim Court to file a complaint, because she cant claim the loss from the other guy. So, my questions is, what should i do ? go to the court and file a compalint ? or any advice ? (i consulted with a lawyer, and he said that since i dont have body injuries, it's hard to sue, and they dont accept the case, bacause the amount is too less to claim)""
What are you paying for ur car insurance?
I just bought a brand new 2010 EXL V6 honda accord , i went to my current auto insurance for a quote and with my husband's ticket record and accident..our age..location ( Central cali), price of the car ($31,000)...its going to be 215 a month. What do you think of the preimums?""
What type of term life insurance to get?
I am a 23 year old male that has type II diabetes. I have around $40,000 worth of debt from student loans, and I'm going to be getting married in a year. My parents currently ...show more""
How much does insurance usually pay off if your car is deemed totaled?
Ok, so, my car incurred some damage due to the recent flood waters of hurricane Ike. A person from Safe Auto insurance company is coming out tomorrow to assess the damage. When we spoke to him over the phone, he said it sounded like our car would end up being deemed totaled. There is still amount owed on the car. If we were to pay it off tomorrow it would be $3100. The value on the car varies from tprivate party value in good condition being $3900 to retail value being $5600 in our area. We have a $500 deductible. Now, if the car is infact totaled, how does the insurance pay out?""
How much should a teen pay for car insurance (10 pts in 24 hrs!)?
I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!""
Who do you find is the cheapest car insurance ??
I have been searching the net getting quotes the cheapest i got was 237(fully comp) for a astra it's 16v 75 bhp i have 6 years no claims do you think this sounds ok ave used all the usual compare the market confused.com ect everything i can find usin a search engine really any more sugestions appreciated
How Much Will My Insurance Go Up?
I am a new driver. 16 years old and have had my license for a little over 2 months. My insurance now is around 75$. Last week, I backed into my friends car denting her car door. I am wondering if I should not deal with the insurance and just pay her the money for the repair or should I have my insurance cover it and have my insurance go up. How much do you think my insurance will go up being my age with this. It obviously wasn't a big accident but would it be cheaper for me to repay my friend or get the insurance to deal with it? Thanks!""
How much (on average) is car insurance for a 16 year old?
I turned 16 a little while ago and my dad says he's gonna get me a car of my own! a nissan xterra!! (i LOVE them!) BUT... he said i have to pay all insurance and gas money... I was wondering how much, on average, that will cost? I have about 25% off because of the driver's ed i took and also another 10% or 15% off for good grades If anyone has an idea, I would greatly appreciate it!""
Best child Plan or best insurance plan or Mutual funds ?
hi iam 30 year male from india working in merchant navy..i want to invest for future of my child through monthly investment of Rs.5000..please suggest me right way to achive my goal of getting good amount when my child reaches age of 18...i already have LIC jeevan anand..with cover of 10 lakh..and i am also depositing 70.000 p.a in P.P.F...so where u should think i invest to get maximum returns..??
Should I get student health insurance or health insurance through my job?
I'm a fulltime student and I also have a fulltime job. Which would benefit me the most? Health insurance for students or health insurance that my job offers? Also, If I take 1 semester off from school would I still be eligible for student health insurance?""
What is the best car to get low insurance?
i'm thinking of getting my first car. what is the a good car with low insurance rate?. and what are the best ways to make the insurance go less ?
What is the best resource for getting short term car insurance?
I am looking for a short term car insurance in UK, can someone please recommend some affordable and reliable companies?""
What is the cheapest place to get car insurance in Toronto Canada?
What is the cheapest place to get car insurance in Toronto Canada?
Please help first time traffic ticket In California?
So i got a ticket for no. Insurance on november and in the mail a citation of 859.00 due by dec. 10 dont have the money but i got insurance now..whats going to happen in court im very scared :/
Do i need insurance for my drivers test?
Am 18 years old and im about to take my california drivers test in about two weeks i was checking everything to make sure i was in good condition.Then i read that i need to have proof of insurance witch is a problem because i do not have my license yet.So i ask my uncle if i could use his car he said yes and his car is insured, does he need to add me to his policy or am i good to take my test? Thank you""
How does business insurance work in a lawsuit?
As a small business, I'm finally getting around to looking at business insurance. God forbid I should get sued, but that would be the only reason I would get insurance at this point. If I get sued (assuming I did nothing wrong that would terminate coverage), what are my responsibilities with regard to paying legal fees? What role will the insurance company play or what control will they have in the litigation process?""
How much does insurance cost on a 1988 mustang gt?
I'm 20 and was wondering how much it would cost. I have a clean driving record, and I live in California. I already own a 2000 mustang v6 and it's a little expensive on liability only. Will the 88 gt be more expensive than the 2000 v6?""
Car insurance coverage help!?
Currently I have a financed car. And is still currently paying for it monthly. After doing some research and purchasing my car insurance coverage - State Farm. My dad insisted he will help me with all the process. However, after he and I got done with everything. My coverage are, A - Liability P20 - Personal Injury Protection U, W uninsured and underinsured And finally these two: D - 500 Deductible Comprehensive G - 500 Deductible Collision which I learn online it is OPTIONAL to have: ( SO WHY DO I NEED IT EXACTLY THEN? my dad try explaining it but it didn't get through my hot head. ) So can anyone please tell me is it a requirement for me to have those to coverage D & G, if not I would really like to get it off and save some money instead of throwing it out the window. Thanks.""
Who thinks the health insurance waivers means that companies don't have to provide health insurance?
You'd be wrong. Care to understand why? http://www.whitehouse.gov/blog/2010/12/10/truth-about-health-care-waivers The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans. To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers: The waivers only apply to one provision of the law  the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act. The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets. All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here.""
Help me find health insurance quick!! please!?
I dunno if I'm overreacting, but I've been researching esophigal cancer ( I was sick a lot a couple years ago, but I never thought it was long enough period of time, or frequent enough to cause any damage) and I would like to be checked out. It actually seems the more I read, the more i seem to feel like I'm having symptoms right now... I have been known to be a worrier... Could I worry myself to the point of feeling like my throat is burning? or that I'm burping a lot? (i'm probably swallowing lots of air right now ] and coughing (i've been known to gag and cough when I worry myself) I would like to go to the doctor asap, could someone please help me find an affordable health insurance plan. My zip is 16066, if that matters.. Thank you""
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
Insurance problems please help?
My mom got insured for my car, and i was wondering if i get in a crash would the policy still cover me? I dont was to put my name on the list cause for myself it costs a 114 to about 200 just for liabilty. I am 18 years old and i drive a chevy malibu""
What is a good affordable maternity health insurance in Kansas?
My husband just switched jobs and the health ins. provider is too expensive for us to carry. I plan on getting my children on healthwave but I need something for myself. I'm not currently pregnant but am wanting to start trying. I figure I should check into ins. before I make that commitment.
I need help finding medical insurance?
I found out I am pregnant and I was denied medicaid due to income. I figured since I need it asap I would pick something with a higher monthly figure and a lower deductible I don't understand a lot of it though and not sure where to look .My old work health insurance was very expensive so I had cancelled it only to realize months later I should have kept it :/ any advice? Thanks
""If the other guy's insurance pays for damages, does that show up as points that cost me with my insurance?""
My son was rear-ended today. Damage appears minimal, but there is damage. If he has the damages paid for by the insurance company of the man who ran into his car will that cause my son's insurance rates to increase? I seem to recall that insurance companies share information, but am not sure about this issue. Thanks in advance!""
""1994 Mazda MX-3, How much would insurance cost for it!?""
So I got a 94 Mazda mx-3 car, and I live in Calgary AB. And i'm 16, could anybody give me a estimate on how much registration, insurance, ect, would cost?""
I need help trying to get the cheapest car insurance.?
Im 18 years old i past my driving test in September but can afford insurance, the lowest quote ive been given is 3000 pounds which is outrageous. Is there any way i could find cheap insurance and what would be the car to help too !!! :) Thanks !!!""
What cars has cheap insurance?
i no the tato nano is gonna be cheap but that is not in Europe yet so any suggestions
Cheap insurance sites?
Cheap insurance sites?
Is it possible to upgrade car insurance with an ongoing claim?
Hello, I am a 19 year old male living in England. I had an accident around 2 months ago in my car of which I am the main driver and owner (no dispute here). I have been ensured by a solicitor friend that the crash was not my fault as the other party pulled out in front of me. However, the other party is still disputing liability and I have been told by my insurance that the case could take upwards of 10 weeks. I have a job opportunity starting in 1 week exactly as a delivery driver. I will technically be self-employed, so will have to provide my own business insurance. My question is: is it at all possible to upgrade my insurance to business cover while the claim is still ongoing? If this is possible, would it be allowed on the basis that I would be considered liable for this accident (at least in the short run) and thus be charged a an extortionate amount? Thanks in advance.""
Canceling car insurance?
i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters.""
I have full coverage auto insurance and i am wondering what happens if my car breaks outside of an accident?
my cars been acting up lately and i think the front end my go out soon and i was wondering if my auto insurance will pay for me to get it fixed
Is geico a reliable car insurance in CA? Thanks?
Is geico a reliable car insurance in CA? Thanks?
""Is it normal for car insurance to cost more than the previous year, even though I made no claims?""
My insurance is coming to an end soon, I last paid 689 for car insurance and was going to consider staying with the same company and let them renew my insurance automatically but then they said that this year it would cost me 978. Isn't car insurance supposed to reduce a little each year? I know prices can change but I have not made no claims yet they are asking for over 200 more this year, is that normal? Other companies that I have used for more than a year in a row have always gone down in price each year but this one is going up?""
Cheap cars to insure for 17 year old male in the UK?
What are the cheapest cars to insure for a 17 year old male in the UK. Also if you know any cheap insurance companies that cover Northern Ireland that'd be great. Thanks
How does progressive auto insurance work?
i have never bought insurance for myself, i am on my moms insurance. i want to get my own insurance and when i did a qoute in the progressive site it said like 56.02 for a 6 month policy but then i see it says 178.54 a month....sooo....i dont get how that works....so if you have progressive do you like it? and this is a stupid question but are you able to buy it online and it just automaticaly starts covering your car? because i see they have a buy online button and then im assuming they can take monthly payments from your card or something. basically all information you can give me please.""
Is it called a fix it ticket when you get a ticket for not having insurance in California?
Is it called a fix it ticket when you get a ticket for not having insurance in California?
What is the difference between life insurance and health insurance?
What is the difference between life insurance and health insurance?
Insurance on a Mazda miata mx5?
Would it be considert a sports car? And how much would the insurance go up from a regular adult insurance?
Cheap No fault insurance for 18 yr old?
Cheap No fault insurance for 18 yr old?
Do I need to tell the insurance agent?
I am in Oregon, and still switching things over from being in California. I'm planning on getting Oregon car insurance. I'm living with my cousin's family, and her daughter has her drivers permit and likes to practice, so she drives my car with me in the passenger seat because I'm over 21 with a license. I hadn't thought of this before, but should I mention this to the insurance agent for my new car insurance? Or will I just get charged extra fees?""
How much home insurance should I get?
I just bought a house for about $180,000. I am looking for homeowners' insurance, but I am confused as to how much I should get. Should I insure for just the replacement cost of rebuilding the structure, or for the % of the mortgage I am financing. I got 3 different quotes, and they were for $396, $502, and $858. The lowest one was for $396 b/c it was with my car insurance company, but they will only insure the cost of rebuilding the structure, which they estimate as $110,000 (the house is small and in a decent neighborhood.) The second company wanted to insure me for that, but I got them to quote me on $140,000. That amount, when you add in the 25% overflow they allow you, meets the 90% of the mortgage amount I am financing. The 1st company would not do that for me. The 3rd quote was for $140,000, and was with the people w/whom I have had renter's insurance for 12 years. The only difference was that there was not a wind damage deductible of 2% on the 3rd quote. My loan officer says to just get enough insurance to rebuild the structure. How much insurance should I get?""
Average insurance for a 23 year old in Texas?
I am a 23 year old male from Texas and I'm shopping around for a new vehicle. I'm stuck between a quad cab dodge ram and a dodge challenger. About how much would I be payin on insurance a month on either of them?
Should I pay someone to do the body work on my car or file a claim and watch my insurance rates go up?
So I bumped into an SUV the other day, and the other person's car was totally fine, so they decided not to file a claim. I drove off with a messed up hood though.. So now I don't know what to do... pay cash for the damages (roughly $2500 which i don't really have...) or file a claim and have the crash go on my record for 5 years and watch my premiums increase. I have asked my insurance company and they cannot give me an answer as to how much my insurance will go up so its a guessing game at this point... I have a good driving record and having never crashed before... Please Help!""
Will insurance companies charge Yahoo Answers users more than others due to cheating on the written test?
Before getting a license (or permit), a potential driver is supposed to study a booklet of information about how to drive safety, traffic laws, etc., and pass a test. Many potential drivers post the questions from the test in the safety category on Yahoo! Answers and get the answers that way, instead of actually studying all the information that they are supposed to study. Will insurance companies decide that insuring Yahoo! Answers users (many of whom cheat in this way) is riskier than issuing individuals who do not have Yahoo accounts (and cannot use Yahoo! Answers to cheat on the test), and charge higher rates to Yahoo! Answers users than to individuals who do not have Yahoo accounts? How much different will the rates be?""
Do I need business use car insurance? For Domino's Pizza Delivery?
I have been offered a job working as a delivery driver for domino's. Currently my car insurance only covers domestic and personal use and not business. The domino's contract says drivers are responsible for ensuring they have the correct insurance but also says they have third party cover. Does this mean they cover the business side or do I still need to get business use insurance as well? If this is the case my insurance is likely to be bumped up by at least 800 a year! Not really worth accepting this job when its only for the summer then is it.
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
""I'm in the middle of getting a motorcycle insurance quote from progressive online, and it's asking for SSN?""
It's asking for my Social Security number to give me a better quote, is this normal? I hate putting my SSN in on websites.""
How do I get all my old insurance names?
Hiya. Im struggling to find a way to get my information. Most of us dont keep all our old paperwork. Been driving for 6 years but cant remember even who the companys where. Any way of finding out or are they lost forever? Is it also possible to claim on possible ppi on car insurance?
""Moving to CO in a month, how do I go about switching my car insurance?""
I'm under my dad's insurance now (AAA).. it's his and my car on his policy. I was told by them that once I cancel it, it'll take effect immediately and be taken off the policy. I'm moving to CO on the 18th of next month and want my new insurance to take effect on that day. If I start my policy for that day and cancel the AAA the same day, will they pro-rate June's insurance so I don't have to pay for the full month since my car won't be insured by them for that whole month? I just don't want to get stuck paying the bill twice in one month.""
Need a car with cheap insurance...and ideas?!?
hello im currently doing driving lessons and once passed need to get a car (obviously..lol) we are currently unemployed so only have 100 max to spend monthly on car insurance & petrol (although we shouldn't need to put much petrol in tbh..or could sacrifice some every now and again!) but we need the car to find a job - catch 22! once we have jobs we obvioulsy be able to afford more. wondered if anybody could suggest any cars? we have a 10 month old son so would prefer back doors... thankyou in advance :)
Why does car insurance keep increasing every year?
I got USAA when I was in the military and it seems every year my car insurance rates go up by about $10. I have had the same car the whole time, no accidents and barely ever drive it. Is it normal for car insurance to keep going up like that even though me and my car are getting older?""
What is the best Healthcare Insurance for small business owners in Colorado?
I'm starting a new job in Jan and I will be 1099 - I need any suggestions from anyone currently paying their ownHealth Insurance and what is a good company to go with. Many Thanks!
Cheap car to insure-young driver?
I'm 17 going on 18 and was looking at cheap cars to maintain and insure. I was really interested in the mini cooper s and new vauxhall corsa. Any opinions or suggestions? Thanks in advance
Person A driving person B's car and hits my car. Who's insurance pays?
Person A driving Person B's car. Person A backed up into my car. Who's insurance pays? Person A because he was driving? Person B because it's her car? Or my insurance because I have full coverage? What are the consequences if I file through my insurance company? Will my insurance go up even if it's not my fault? I think not but if you know for sure that would be helpful. Any and all information is helpful!! Thanks!
Name some good life insurance companies?
Burial insurance I need for future.
Car insurance is too much.. must bring down $$ any ideas?
So my boyfriend's insurance went up a lot due to 2 accidents in the same year to the amount he is unable to afford to drive. We are considered Common law now... He needs to be able to drive due to his job he has to get to different locations! We thought about joining our insurance and downing to one vehicle to try and save money to see if that made a difference but the bottom line is we need to down his insurance so he can still get to site... Any ideas?
""When getting a car insurance quote, do I disclose a speeding ticket, if I already took traffic school for it?""
I had a speeding ticket, but the judge lowered my citation to 99mph so I could take traffic school. I am getting an insurance quote from progressive.com and they want me to provide information on tickets I've received in the last 3 years. Do I tell them about my speeding ticket, since traffic school is supposed to prevent a point from being added to my driving record? I've already finished my traffic school and I live in California.""
Car insurance going up?
We were involved in a hit and run accident. Obviously not our fault, but the people that did it drove off. They've yet to be found. Our car was totaled and we're currently waiting on a payment from the insurance company. My question is, will our monthly car insurance payment go up, even though the accident wasn't our fault? Also, if they find the people that did it (there's more to the story and we're waiting on fingerprints from the car) is it possible to get their insurance to pay the extra amount if ours DOES go up?""
Do you have to insure a jet ski?
Do you have to insure a jet ski?
How does arbitration work between 2 car insurance companies?
I was in a car accident about a month ago. My car insurance agreed that the accident was 100% not my fault. The other car insurance company is trying to say that it was 50% my fault( which is totally ridiculous because the other driver was cited by police for failure to yield). Today i got a phone call from my car insurance company saying that my claim is now going to arbitration. What can i expect to happen next? What can I do to prepare my self? I am very frustrated with this whole thing. I know this car accident was 100% not my fault. I dont want to be blaimed at all. I forgot to mention that i live in NY state. Thank you, Zack""
""Car insurance help quick, Best answer will be Given!?""
Okay say i set up my car insurance at like 12:00 in the afternoon on a sunday, how long until om covered, straight away, Few days? or.. Please help!""
What to name a new insurance company?
If you were to start a insurance company what would you name it?
Car accident and insurance/how much in repairs?
I got into a minor car accident yesterday afternoon while I was parallel parking on Walnut Street in Philadelphia. I was backing up and I hit the curb. The front end of my vehicle was still sticking our quite a bit, so I pulled out a little bit so I could pull in the rest of the way. The person behind me thought that I was done parking so pulled around me and I ended up hitting her. Her fender and her door skin need to be replaced. Does anyone know around how much this would cost to repair? She had the police come so I am assuming that she wants the insurance company to cover the damage, however I would rather pay for it out of pocket. Obviously, my insurance company is going to find out about the accident, but after the insurance companies decide the breakdown of the fault, would I be able to pay for my part of the damages without my rates going up? Or at that point would it not matter, my rates are going up anyways? I ask this because I'm 19 years old and would prefer to not have my rates go up.""
Dropped from car insurance?
I got dropped from my insurance because i could not afford it.. I have money now to pay for the insurance so what do i do now. Can i go to another company or can i try to be reinstated with my previous company. If i try to be reinstate how would i go about doing that. ps car insurance
Health insurance for non-residents of US?
My cousin is from Mexico and she is staying with me becuse her parents can not care for her anymore over there. She only has a Visa, she is not a resident. She is also a type 1 diabetic, the other day she got really sick with diabetic ketoacidosis, I had to take her to the E.R and now I am being charged 7000 for her care. Is there any way I can get some type of health insurance for her even if she is not a legal citizen of the Us and she is not my child? And could I get any goverment or any help to pay this bill? Thank you in advance.""
Unemployed pay more for car insurance?
The 'cat is most definately out of the bag' about big insurance companies in the UK who are making a mint from people who find themselves out of a job and renew their car insurance policies and find that their premiums have nearly doubled because of their circumstances. We already know of the money-spinning ideas they already have , ie Young Drivers and Female Drivers...now they are hitting the Redundant Jobless. Are there no lengths that these companies will stoop to make billions from us?""
Whats the cheapest car insurance?
im 18 and a new driver
Best car insurance companies...?
I am 18 and need to acquire insurance ... what are the best deals around?' I live in California ... Thanks!
What is the cheapest car insurance in Ohio?
What is the cheapest car insurance in Ohio?
How much for car insurance for a 17 year old?
I saved up and bought a 1995 Acura Integra ls 4 door from my cousin. And My parent's have state farm. I was wondering how much the car insurance would be for the down payment and monthly. Please and Thank you!
Best car and insurance for 18 year old?
Hey, just looking for some advice for the cheapest possible way to get a car and insurance (not necessarily together) for less than 4,000 a year? I knows there's schemes like Young Marmalade, but I'd rather know what's going to happen with my insurance after the 1st year, but at the moment they do seem like the best option. Any help appreciated! :-)""
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
Kanawha Falls West Virginia Cheap car insurance quotes zip 25115
https://www.linkedin.com/pulse/thornton-kentucky-cheap-car-insurance-quotes-zip-41855-english/"
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Where can i check to see if my medical insurance is active?
"Where can i check to see if my medical insurance is active?
I have Medicaid. Someone I know checked online before to see if my medical was still active, I didn't get to ask where she went to look that up.. does anybody know
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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Can I own a car and have someone else insure it?
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Anyone know any sites I can go to to get life insurance and car insurance quotes? I don't want to give my?
phone number to any company because they hound you forever, I just don't need all the phone calls and presser.""
""What insurance companies will insure a Lamborghini gallardo, bently, Mclaren, or any other expensive cars?""
I do not own any... my freind has a mclaren, but im curious which companies like that insure cars like that
How does go auto insurance payments work? ?
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How much would insurance for cars be around for 18 year olds ?
What happens if your car is totaled in an accident and the Insurance company wants to pay less than you owe?
The guy that hit my car was at fault and cited by the police. Now his Insurance company wants to total my acr and give me 1300 less than i owe. This seems wrong.
What UK car insurance companies will consider my Canadian driving experience?
I recently exchanged my Canadian driving license for a full UK license but insurance quotes are so high because most companies only consider that I haven't had my full license for more than a year (in fact I have had a full Canadian license for 8 years). The insurance companies also don't seem to consider that I have had no claims on my Canadian insurance for 8 years. Does anyone know of a UK car insurance provider that will consider foreign driving experience in their quotes?
Oh okay. If you can't afford insurance then the government will pay for it. I thought I already was?
You told me that we were paying for the uninsured. Now you tell me that my tax dollars are paying for the uninsured. I am the taxpayer. But since the average family income is between 49 to 51 G depending on who you listen to then how will that husband and wife pay the $15G to 45G a year for insurance depending on if they are ill or healthy? Now I had to pay government administrators too and the IRS collectors?
How can I lower my insurance rates at 19?
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Is accutane usually covered by insurance?
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Is this a common trend for insurance providers?
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""First time car buyer interest rates & insurance, please help!?""
I'm a first time buyer with a cosigner & a $2600 down payment. Can anyone give me an estimate on what my interest rate might be on a $15,000/$16,000 car? (I live in Nevada & sales tax here is 8.1% if that also helps) & also, if my mom cosigns for my car, can she insure it under her name as the primary & me as an additional driver? I'm 18 years old & still live at home with her. Please & thank you for all the help!""
What is a rough guess what insurance for a 97 Yamaha yzf1000 would cost?
Im looking at getting a 97 Yamaha YZF1000 and was wondering about how much i would be paying for insurance?
Car insurance help. please help me?
I am buying a 2011 camaro 2lt. Now here is what I am thinking. If i put my car under my dad's insurance will my insurance also be lower if i am listen under my dad's insurance and as one of the people who drives the car instead of having the car under my insurance?
I drive my moms car a lot should she put me on her insurance ?
well I talked to a police officer and he said that as long as my mom has insurance and as long as i have my license I can legally drive her car anytime but should she put me on her insurance policy what would be the point of this ? how much more money would she have to spend im 18 and she only has to pay like 400 bucks a year for insurance plus full coverage because she has a good driving record also the only reason i think she should put my on her insurance is if i hit a car or get in an accident her insurance will pay for it if im on the policy correct what about if someone hits me while im driving and im not on my moms insurance policy it wouldnt matter correct ?
About how much will my car insurance increase...?
I recently received a speeding ticket for going 81/60. 4 points and 185$ fine...the officer said he would knock it down to 2 points and 80$ fine if i showed up to court. I'm 19, I live in S. Carolina, and I pay 195$ a month for a 2004 mazda6. Does anyone have an estimate on how much 2 points will raise my rates? Note: This is my second ticket; my first was an Improper start from start, no points 155$ fine. Thanks so much!""
How much is Auto Insurance in Italy?
Hi, im going to be moving to italy with my wife and child to stay there for four years so i will be purchasing a vehicle to get around with, im planning on a car but i want to find out a little more of how much it can cost for insurance on autos over there, both for cars and motorcycles, if its cheaper for motorcycle i will probably just get one car for my wife and get a motorcycle for myself. Any information will be helpful and thanks ahead of time""
How much is it to get car insurance at 16?
How much is it to get car insurance at 16?
Car Insurance question..Im confussed ?? ( uk )?
O.k so Im a new driver and bought a car and signed up with insurance which worked out about 60 a month. My car broke down beyond repair and I have suspended my insurance as had to scrap the car. Now I been on car insurance websites to compare many different cars to see which is cheapest and all my other details are same but no matter what car details i put (different ages/ values) but all small cars similar to my last vehicle the quote comes up double the cost at over 110. Why is this ?
Speeding ticket in a rental car raises my insurance?
Hey forum, I got a 34mph-over speeding ticket in some tiny texas town in my rental. I didn't give the cop my insurance b/c the car was insured through my credit card. How will this affect my Texas Farmers insurance rate? Thanks heaps""
Where can i check to see if my medical insurance is active?
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Will my insurance rise if the accident was not my fault?
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What is the best place to buy whole life insurance from?
I want to buy life insurance for my 47 year old husband and my 9 year old son. There are so so so many companies out there. What are some of the better names that are not schemes ?
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Do you have to prove you have a job to buy car insurance?
do you need to show check stubs or anything to get car insurance
""What is the average price of insurance of a $15,000 car for a paramedic?""
21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport""
Do you need insurance to drive a motorcycle?
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""Got caught speeding 36 in a 20, not listed on insurance, driving alone with a learned license?
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""How much would insurance be on a $39,000 Lexus LS 460 car?""
Im probably gonna buy my dream car that cost $39,000 but its valued at $43,000. Its a 2007 Lexus LS 460 and i want to know how much full coverage insurance would be? I have a good driving record with no accidents and just need a basic idea. Thanks!!""
Should i sue my auto insurance company?
On the morning of Sept 14, 2011 my sister woke me up at home asking me where my car was. I went outside to discover my vehicle was gone. So I call the police to come and take a report but of course there wasn't enough officers on duty to send one out so I wake up my brother to get a ride to the station. Keep in mind this is between 2:30-5:00am and the last time I actually saw my car was Sept 13, 2011 at approx 11pm. I arrive at the police station where I make a report, they take down all the info and send me home with the report. Approx 1 hour later they call me and say my vehicle was recovered in a nearby city and they gave me the number to that police station. So I hurry to call them but of course they were closed until 8am. At 8am I call them they said bring my ID and insurance info to recover the vehicle. I go down there and ask questions but they told me they weren't allowed to disclose any information about who, what, were, or when the incident occurred because of confidentiality. They told me I would have to pay the towing and storage fee to recover my car from the impound. So I left and went to the impound paid $218.00 to discover that my vehicle had been totaled. So I had it towed to my house where I called the insurance company to report this. After I reported this incident they took a recorded statement and gave me a claim number. I waited for 2days for my adjuster to call me back and he never did. about 2 weeks later my adjuster calls and leaves me a message saying he needed another recorded statement and to call him back. I call back and got his voice mail. I spoke to one of his colleagues and they said they would send him and his manager a memo to call me back..well that never happened. 1 week after that I get a packet in the mail asking for my cell phone records, keys to the vehicle, and a notarized affidavit. I sent these things back and then a detective from the insurance company calls me and said there were red flags and he needed to get a video recorded statement. I agreed and went to give the statement. A few days later a detective from the police department where my car was recovered from calls me and tells me that my youngest son's father was with some friends at a nightclub were a drive-by shooting occurred and my son's father wasn't shot but the young man he was with was and as a result of them trying to escape the scene my car was crashed. As they arrived to the scene and asked questions about what happened my son's father would not admit he was driving the vehicle, and because they didn't actually see him driving or pull him over they could not prosecute. The detective asked me did I know anything about this incident and I replied hell no! The night of the incident my son's father had came to my house around 3am but never mentioned anything of course because he knows I would have tried to kill him. He also knows I would have been pissed because I never let him drive my car for the 3 years that I have known him, he has never had a license. She ask me was it ok to list him as a suspect and I told her Yes! I let her know that he did not have permission to drive my car under any circumstances. The very next day the detective from the insurance company called me and ask me what was my son's father name and what where the numbers that where called on my cell phone records. He asked why did he call me at 2:54am, I explained he wanted to let me know he was on his way over which wasn't out of the ordinary for him to do. So then the detective tells me my story stinks and I need to withdraw my claim because on my interview I didn't disclose that my boyfriend had come to my house. I told him why did I need to disclose who was sleeping in my bed if it had nothing to do with my car. I mean we know now he had something to do with it but I didn't know then. He told me the police detective also had the keys to my car which was a lie. It clearly states on the impound record that they had no keys. Not to mention the car has broken locks and loose wires I guess he didn't read that part of the report. He also told me I was trying to cover for my son's dad to get the car covered. I told him he could arrest him for GTA for all I care. My car was stolen and no matter who stole it I'm the victim and of course I want my car covered. He then said he was denying the claim and sending the case to the Department of Insurance to see if fraud was committed. Im beyond frustrated because I have nothing to do with what my son's dad did. Should I sue?""
Does anyone know any good cheap insurance companies to insure my car?
Does anyone know any good cheap insurance companies to insure my car?
Is this a new car insurance con?
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I need Health Insurance Tips?
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How hard is it for police to verify that you REALLY do have car insurance?
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How important is car insurance ?
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Motorcycle insurance for an 18 year old?
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Which insurance is better?
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What is cheap auto insurance?
What is cheap auto insurance?
How much would insurance cost for a Toyota Celica GT?
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Which cars/models have the lowest insurance rates?
Which cars/models have the lowest insurance rates?
Suing a car insurance?
3 weeks ago, my car got hit while i was asleep in the middle of the night. the person left his insurance and phone number.so he knew he was at fault 100%. i called the insurance and they agreed to fix my car. since the person hit my wheel and bumper at the same time my car was not drivable at all, so they got a towing truck to take it to the shop. i received a call 2 day later from the insurance telling me that they could only fix my bumper because it the accident had nothing to do with a broken part from the other side of where the car got hit. now my car was working perfectly fine the day before the accident. and the insurance doesnt want to fix the part that broke because they said it was impossible for the part to brake and because the part was rusted. Can i sue the insurance company?""
What happens if a 16 year old in NC is caught driving without being on the insurance policy?
The owner of the car has insurance on the car but his daughter is not listed as a driver on the policy.
Car Insurance?
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I am in my first trimester and just wondering when do I need to get health insurance for my newborn-the health insurance is United Healthcare and offered through my job
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Whats a good cheap auto insurance company on just liability? ( I am 24 in college)?
Whats a good cheap auto insurance company on just liability? ( I am 24 in college)?
Motorcycle insurance?
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How much are you paying car insurance NJ?
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Best and Cheapest Car On Insurance For a 17 Year Old?
Best and Cheapest Car On Insurance For a 17 Year Old?
How can I get a California Health & Life Insurance License ?
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How much will I get from the insurance for my totaled car?
A person hit my parked car and damaged the body, the wheel well, and the wheel is bent crooked and rubbing on the strut. My problem is the car is old and probably only worth $500. It will be really difficult to find a replacement for $500, it seems i might need to spend $1500 -$2000. Maybe this is close to the repair price, I don't know. What do you think they will offer me? What should I do?""
How can i get cheap insurance on my moms car because I'm only 17 and she has a 2l?
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""Would it be fair if I give you a bit of tax hikes, since you can now save on more affordable health care which?
I gave to you?
Why do you pay for auto insurance?
I'm a teen trying to understand the point of auto insurance
""Why do we have insurance, when insurance companies don't want to pay anything?
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How much should car insurance cost?
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Car accident without insurance?
My 16 year old son had an accident in his 2013 Lexus ES350 a few weeks ago. I have been insured with Geico, however 2 days before the accident my coverage lapsed (I had to switch ...show more""
Car insurance...under 25?
who provides the cheapest car insurance for a lad age 21 in the UK
Car insurance for a 16 year old?
How much would car insurance be for a 16 year old male? The car is a 2010 Ford mustang V6 Premium. If it matters, im a straight A student. Would the car being a convertible change the price, if so by how much? Thanks!""
What is the best car insurance for if you don't have own car?
I don't have car and I do rent a car frequently, Is there any insurance that I can take and that can be transferred to what ever car I rent for the day? what I mean is If I take any insurance for 6months or one year that should be applied to the what ever car I drive. any suggestions?""
What types of insurance are required in Minnesota?
I have a permit test in about an hour and I forgot what kinds of insurance are required in the state of Minnesota? There are 2 of them I think it's liability and no fault? Help please?
Car Insurance?
Hi I have just passed my test, and was thinking about getting a car. i was wondering how much (roughly) the insurance will be, with a standard car, most probably not new, for a 17-18 year old in the UK thanks""
How much will my ticket be? I'm a little nervous to see since he gave me 4 months to pay it..?
I got in a wreck about 2 weeks ago. I wasn't at fault but because I had no insurance I got my car taken anyway. It's out of impound now, they didn't hold my tags, and I now have insurance and a nice size scratch/dent going from my front fender to my back door. So now all that's left is the ticket that he gave me for driving a vehicle with no insurance. How much will the ticket cost? And does it cost more because the vehicle was in an accident?""
How much does car insurance cost?
I have a land rover that costed 51,120 pounds and I cannot drive it until I have insurance on it, so I was wondering how much car insurance would cost?""
I need help with a car insurance issue?
My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""
What's the cheapest insurance i can get?
I live in NYC, i'll be 18 in feb next year and i want to know how much i would have to pay for it. I can't be under someone else's insurance. I don't even have a car yet but it probably won't be anything over 7000 and probably 1990's or early 2000's. Thanks.""
What insurance can i get ? need advise?
i am 17 years old and i got a truck and im going to get my license in a few days how can i get insurance for my truck and what will be the cheapest price ? i need advise on what i should do and how i should get insurance like should i get it under my dads insurance or how ?
I am 18 and need car insurance?
i am moving out of my moms house, me and her havent been getting along at all lately. she isnt letting me take my car so i need to buy my own car and get my own insurance. is it possible for an 18 year old to get their own car insurance policy ? i was told you had to be 25. and if i do buy my own policy, about how much will it be? i have no tickets or violations and it will be an older car, but it will run! and advice at all on moving out and making it work would be much appreciated.""
Where can i check to see if my medical insurance is active?
I have Medicaid. Someone I know checked online before to see if my medical was still active, I didn't get to ask where she went to look that up.. does anybody know
What's the cheapest way to commute between Liverpool and Manchester?
Hi, I'm starting a new job in Manchester next month and I'm trying to find the cheapest way to commute. I'll be travelling from Rock Ferry to Manchester Piccadilly 5 days a week and my working hours will be roughly 9am to 5pm, although some days will require an earlier start and a later finish. I've looked at a rail season ticket and was shocked to discover it would cost 3008.00 with First Trans Penine. I've also read that the train journey is horrendous. My wife and I share a car but realistically, she can't rely on me to pick her up and drop her off at work at the same time every day (she works in Liverpool) so we would potentially need another car. With that, comes the initial cost of buying the vehicle, then tax, insurance, MOT and weekly fuel, which in my mind will cost even more than the rail season ticket. Added to that is the fact that we're not particularly well off so can't afford more than a couple of thousand for a 2nd hand car. A brand new car on finance would be out of the question. So, are there any regular Liverpool to Manchester commuters out there and if so, how do you keep your costs down? Any suggestions would be much appreciated!""
""If someone wrecks my car and I have full coverage, would that person have to claim on their insurance also?""
Today I went about an hour away to purchase a second car. On the drive back it began snowing and the roads got very bad. I was driving my old car and a friend was driving the new one. He was in front of me, the car he drove hit a patch of ice and slid into the curb, I tried to stop but when I hit the brakes my car slid too and ran into the back of the one he drove. I have full coverage on my old, and minimum coverage on the new one. If I claim this on my insurance to cover damage, will he have to claim it on his too, or would mine cover it completly? Because I don't want to file a claim if it will effect his insurance, since it was both my vehicles. Any input would be helpful. Thanks!""
Help with teen car insurance?!?
on average how much do you pay for your car insurance as a teen and with what company? oh, and where you live?""
Does anyone know ANY affordable dental insurance or affordable/reasonable dentists in San Antonio TX?
Hi im looking for an affordable, dental insurance because it seems as though every where i look i can't get help because i'm not considered needy . And most health insurances have huge monthly payments without really any coverage. I think i need to get my wisdom teeth pulled and i have several cavities so if anyone can give any information on good dental coverage or even reasonable dentists' prices in san antonio, TX it would be greatly appreciated. Thanks so much in advance.""
A way to make health insurance premiums to go down.?
To make it affordable we have to come up with a no-profit system for health insurance companies. Since that would never happen, due to our capitalist economy. I would suggest the ...show more""
Geico car insurance late?
my geico car insurance will be due in 3 days but it will be ten days after that do i get paid do you have a grace period or i time frame after the due date with geico
Which do you think is the cheapest car insurance company in chicago?
Which do you think is the cheapest car insurance company in chicago?
Cheap car insurance companies?
i've just passed my test and own a renault clio sport 1.4 w reg all insurance quotes have been over 3000 pound does any one know where to go for cheap car insurance
Car insurance for Civic and Lancer?
How much would you guys think car insurace would cost per year for a 16 year old for a 95-00 Honda Civic EX or SI and a 02-05 Mitsubishi Lancer ES??? thanks
What Are Low Cost Term Life Insurance?
What Are Low Cost Term Life Insurance?
Approximately how much does auto insurance cost for an 18 yr old new driver?
Full coverage and/or liability. I just need a ballpark figure to see if I can afford to pay for my son's auto ins.
What is the comparison between permanant life insurance and Roth IRA?
Advantages if any Disadvantages if any
Aren't you sick of people comparing health care to car insurance?
1. Mandatory Car Insurance is to cover THE OTHER PERSON if you get in an accident that is your fault. 2. Any coverage for yourself is optional, unless mandated by the bank that is loaning you the money as part of the contract for them loaning you the money to acquire the car. 3. I can choose not to drive. Liberals really are morons....""
can you ride a bike without insurance?
Do you really need to apply for insurance? Or just liscence is ok to ride?
Cheapest second hand cars to insure for over 25 year olds uk?
ok so i'm 27 just passed my driving licence money is an issue I need to buy a cheap second hand car any know a website or know which is the cheapest type of cars I can get for cheapest insurance quotes please?
Car insurance/Car warranty advice!?
Okay...so my husband has a 2004 Subaru WRX - bought from a private dealer. We have a car loan from our bank with no extended warranty. Our insurance is through Harleysville and we have to have full coverage on it so it's kinda pricey since his car is under the performance class. My car, is a 2006 Subaru Impreza 2.5i - just bought last month from a dealership with extended 5 year/60,000 warranty on powertrain (engine areas) and drive train (AWD) (?) something like that and is not bumper to bumper. We also have a car loan from the bank. The thing is, I have our car insurance on low deductibles making our monthly premiums high. I was thinking, since I have warranty on my car, the deductibles can be higher with a lower monthly premium since I have warranty from the dealer. Although, the warranty is only on powertrain and drive train, if I get tboned or scratches, then yes, I would have to pay a higher deductible to get my car fixed. What is the best thing to do? Right now, both our cars are at about $240/mo for our insurance premiums. We are safe drivers, never had an accident or speeding ticket. We are clear as of now! What are you opinions and thoughts... Would really appreciate it!""
""How much is insurance for new drivers? People are saying 1000 - 3000, how can it be that much money... ?""
I am unemployed at the moment, but even with a part time job I wouldn't be able to afford that sort of money a month. I mean that is a lot of money, considering you have to also buy a Car, tax etc. Is this a true amount? I am 22 years old ( nearly 23 ) and I am planning to start my lessons, but I wanted to find out how much it would be to run a car before I started lessons. So I searched for Insurance, Tax, Fuel etc, and the prices for Insurance that people were saying on forum's were crazy! Is this right? Can it really be correct?""
Where can i get fish tank insurance?
My landlord wants me to get a liability insurance for my fish tank. What can I do? Thanks
What is the average cost for home owners insurance in illinois?
I'm trying to get average cost of insurance for the south and southwest suburban areas of the chicago area.
""Looking for cheap car insurance,small car,mature driver? any recommendations?""
Looking for cheap car insurance,small car,mature driver? any recommendations?""
Free Insurance Quotes Online?
Hi, I just bought a car and I need to get insurance asap so I can drive. A friend told me you can get free insurance quotes from websites online. Is it true?""
Would insurance costs go down if more people had a license?
A lot of undocumented immigrants don't have a license but would them getting a license help the insurance costs go down? I need actual statistics/ proof. It's for a debate we are having at school. Your help is appreciated. If your opinion is otherwise then don't post it. I'm only looking for facts. Thank you.
Can a teen get his own car insurance in texas ?
can a 16 year olds get his own car insurance policy rather than just adding to the adult parents policy? also at what age can I am on my own car rather than just having it in the parents name? I live in texas .
Is mutual insurance good?
One of the insurance brokers is asking for mutual insurance, I really dont know its good or not, If I ask him, he will say, its good to me. So asking you people. . Thanks""
Cost of insurance on a mercedes Benz each month?
i have to do a gay project
Where can i check to see if my medical insurance is active?
I have Medicaid. Someone I know checked online before to see if my medical was still active, I didn't get to ask where she went to look that up.. does anybody know
https://www.linkedin.com/pulse/what-best-insurance-companies-nyc-william-sampson/"
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