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uncloseted · 3 years ago

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i related to effy an unhealthy amount when i was only 13 when i first watched it, but at the time i wasnt doing drugs, homewrecking, doing anything that young lol. however i was extremely mentally ill but undiagnosed, and so confused but i found solace in effys character because of how similar i felt to her. flashforward to being 20 now and im a nic addict/borderline drug and alcohol addict that forgets to take my prescribed antidepressants and antipsychotics. i cant tell you how many events of effys life have mirrored mine now 7 years later, both the pretty but mostly the ugly. it all feels like a joke to me, and the thing is of course it wasnt effy the fictional character that did this to me, it was the fact that i was genetically and epically set up to do this to me for as long as i existed and i saw myself in her too young. everyone ive ever met and started to befriend has fallen in love with me, has found me beautiful, and then seen my flaws and hated me even if they didnt tell me to my face. ive been a horrible friend and partner and im flighty and unreliable and destructive. i never saw effy, or a person like effy, find a happy ending and im afraid even when im at my manic highs i will never find a lasting happiness and will always accidentally self sabotage until i die. what im trying to ask is, how can i save me? i know its dumb to ask a random tumblr user but ive been following this blog since i was 13-14 and since you know effy through and through, you might know a little about me. its a long shot. (i’d also like to say this isnt a cry for help and im safe/not actively suicidal so i dont want you to feel like theres any pressure like that, but i did use this ask box as a free therapy session.)

I'm a bit biased, but I don't think there's anything wrong with asking a random Tumblr user at all. I'm happy to be a free therapy session when you need one, and I'm really touched that you've trusted me with your thoughts and feelings for so long. Hopefully I've been some help over the years 😆

Coping with mental illness can be really, really hard, but the good news is that with the right tools and support system, you can absolutely recover. It sounds like you already have a psychiatrist in your life, which is a great start. If you've having trouble remembering to take your medication, it might help to set calendar reminders on your phone, set up text prompts to remind you to take your pills, to link taking your pills with something else you do every day (like brushing your teeth or eating breakfast), or to reward yourself for taking your medication (for example, putting a piece of candy in your pill box that you can eat after taking your pill).

If you don't have one already, a therapist might also be a good idea. It can take a while to find the right therapist for you, so schedule a few appointments and see which therapist you "click" with. A therapist can help you work through any reluctance you might have towards taking you medications, as well as helping you come up with day to day strategies that help you achieve your goals and helping you work through the beliefs that you hold about yourself and the world that may be holding you back.

Moving on to talking about addiction for a bit. I strongly believe that addiction doesn't come from some type of inherent lack of willpower or moral failing, or even really the drug itself. It's the need to escape reality. And that's actually supported by scientific literature; most famously, the Rat Park experiment by Bruce K Alexander. Practically, we've seen that same thing in the aftermath of Portugal's decision to decriminalize all drugs. They took the money they were using to keep drug users in prison, and instead invested that money into reconnecting people who struggle with addiction to society. Their goal was to make sure that every person who struggles with addiction has a reason to get up in the morning and has a support system within the wider society. And it actually worked- injection drug use is down 50%, overdoses and HIV infections have massively decreased, and rates of addiction decreased as well. It's much easier to quit when you have something motivating you to keep going.

Why am I telling you all of this? I guess what I'm trying to get at is in order to recover from addiction, I think first people need to understand what the reality is that they're trying to escape. What can be done about those issues? Who's in your corner trying to support you, even if they're not doing the best job at it? Where else can you get the social support you might need? What are you passionate about? What would make it feel worth it to get up in the morning? I think instead of focusing on the drugs, or the alcohol, or the cigarettes, maybe we should focus on solving the root problems that make those attractive options. That's one of the reasons a therapist is a really good idea; they can help you figure out what those root problems are, and provide resources and tools to help you fix those problems.

In terms of practical, do it yourself advice for dealing with addiction, there are a couple things you might try. I did a whole post on evidence-based ways to set goals and follow through on them here, so I won't rehash it in this post, but basically:

Try to set goals that are specific, measurable, achievable, relevant, and time bound. For you, this might be something like "My goal is to have only one drink a day (measurable and achievable) for week (time bound) so that I can be more reliable for my friends (relevant)".

Instead of trying to quit something, replace it with something else. For example, "when I feel like smoking, I'm going to do ten minutes of learning Korean instead". Learning something new is easier and more exciting, and so new habits are easier to maintain that breaking old ones. Find a new hobby that you've always wanted to do or that's exciting to you, and try to focus your energies on that to distract yourself.

Identify any obstacles (such as environmental triggers) that you might run into, and develop contingency plans for working around them. This might be something like, "when I drink coffee in the morning, I want to smoke, so I'm going to switch to tea instead." If you can, get rid of all environmental triggers that might remind you of your addiction or trigger a craving.

Get someone else involved. Tell a friend about your goal and have them check up on you. Your fear of disappointing them will help you stay on track.

Put money on the line. Give money to a friend with the understanding that you'll get it back at a set date if you've achieved the goal you set. Tell your friend that if you fail, they should donate the money to a group or cause you really hate.

Write down the reasons you want to quit, and put them somewhere you know you'll see them. Whenever you want to engage in an addiction behavior, read through that list first.

For bonus points, add to that list your contingency plan for when you want to engage in an addiction behavior. These may include ways to redirect your attention or distract yourself until the craving passes.

76% of people who wrote down their goals, actions and provided weekly progress to a friend successfully achieved their goals.

You might also try an addiction recovery app, such as these, or doing Cognitive Behavioral Therapy worksheets on your own if you can't access a therapist right now.

There are also some things you can try in order to improve your mood. As much as I hate that this is true, consistent exercise has a huge impact on mood. If you can, try taking a 20 minute walk outside, 3 times a week. Other (boring) things, like making sure you're getting 7-9 hours of sleep a night and eating regularly, can also make a big difference in mood. Some of you might know that I'm a little bit obsessed with the free Coursera class "The Science of Well-Being". It has a lot of great evidence-based tips and tricks for how to build happiness, and I highly recommend it if you're trying to live a happier life. These include things like journaling, meditating, noting things that you're grateful for, helping other people, and having regular social interactions.

Finally, a few philosophical thoughts. One of the Four Noble Truths in Buddhism is dukkha. Basically, this is the idea that suffering is an innate characteristic of existence in our world. When I was younger, I never liked this concept, but I think now I kind of get it. It's impossible to be happy 100% of the time, and that shouldn't be our goal. Suffering is the comparison by which our lives gain meaning. But we can do our best to minimize our suffering and the suffering of others, and ride the wave of suffering when it does come. And each time we ride that wave, we can learn techniques to manage it a little bit better, and to make it easier the next time. We will sometimes sabotage ourselves out of fear, but we can learn how to do it less frequently and for the consequences to be less dire. We can learn how to forgive ourselves for our flaws and what we've done in the past, and learn from those mistakes so we don't do them again in the future. It's also okay to backslide, to struggle even after you've made progress. You're never back where you started, because you've always learned more and experienced more.

I know I've thrown kind of a lot at you in this post, and I don't expect you to try all of it or for all of it to work, but hopefully something in there is helpful to you. You can get through this. You can save yourself, but please, also remember to let others help save you. You don't need to do this on your own. And just like I have been since you were 13, I'm always here to give a free therapy session and to lend my support ❤️❤️❤️

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1295048306607 · 7 years ago

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Callout post for Rhiannon / tumblr user irl-harleyquinn / not-yandere-kuudere / otaku-umaru-chan

I have been planning doing this callout for a long time but I haven’t since it’s mostly personal beef between me, my boyfriend and aer. Now I’m at that point I can’t let this pass and I want aer to take responsibility of aer actions. I’m very sorry for this being so long. I’m going to make another post if I recall more.

tw for: abuse, suicide, stalking, pedophilia, incest

EDIT 12/8/2017: This post has been updated, ae has deleted some of the posts mentioned, but theres more evidence on their abusive behavior now.

Summarized version: Rhiannon has been abusing both me and my boyfriend since we met aer. Ae has sexually harassed both of us, sexually abused my boyfriend (the other callout on my byf), been generally unapologetic, copied my whole personality and done lots of bad things in general. For me ae caused episodes regularly; one time ae even ignored when I was this close to killing myself, ignored my triggers, ignored my well being in general, started copying my interests etc.

All in all ae is very abusive and this callout post is mainly made for aer to realize what ae has done wrong and try to change aer behavior in aer future relationships since straight-up telling aer doesn’t seem to help as proven by both my boyfriend’s and my experiences.

EDIT: Ae didn’t admit to any of these and lied about being sorry:

But then on my IMs (censored my irl name for obvious reasons):

NOTE: I have never done a callout post before so I dont know how to structure this well. I also don’t have lots of ‘proof’ or screenshots since I deleted our convos (most of the stuff happened on Skype) and blocked aer everywhere after breaking my ties with aer because at the time I thought ae would learn from aer mistakes, but I was wrong. Most of these are from aer blog or from what I could recover from my old blog.

1. Causing breakdowns on me, not taking me seriously, triggering me

Since I started talking with aer I got this ugly feeling inside my chest to which I probably should have listened. Ae was very clingy toward my boyfriend, ignoring that I had abandonment issues; I am diagnosed with both BPD and DPD and ae knew this. Despite this ae didn’t honestly think about my feelings at all. Below is one example of the gross things ae did to my boyfriend (which caused me to dissociate and have a panic attack) and didn’t change aer behavior even after this.

EDIT 12/8/2017: It has been revealed to me that ae used to sexually abuse my boyfriend which makes this all a lot of worse. Please check the details from my main blogs byf or on his blog.

Rhiannon also ignored me and changed subject when i was clearly in need of help or someone to vent to. This is me talking about my abusive childhood:

And this is me talking about my abusive mom in a middle of episode:

I honestly felt like ae might have been jealous about me because ae obsessed over my boyfriend so much. Me telling about my age regressing and young mental age and aer response is this:

A convo I don’t have screenshots of was me nearly killing myself and ae treated me the same as in previous convos. Ae was the only person online that late so ofc thinking ae was my friend I contacted aer. A mistake. This honestly scarred me a lot because there was a really big chance I had died that night and ae wasn’t helping me at all.

Rhiannon also talked a lot about aer sexual abuse which is kind of a triggering subject to me because of my own experiences. Ae knew this but constantly brought it up. Sometimes ae would talk sexually about my IDs which also made me have break downs. One time ae sent me a picture of aer nsfw art knowing it would make me uncomfortable. According to my boyfriend ae talked a lot about sex to him even though it made him uncomfortable.

Ae also was weirdly coming onto me even though ae knew at the time I identified as aromantic (censored my irl name again):

No Rhiannon it’s called being uncomfortable.

2. Obsessive behavior, stalking, copying, being abusive and manipulation in general, lying

Rhiannon bases all aer abusive behavior to “being mentally ill”. This is complete bullshit since ae does realize ae is being manipulative.

As mentioned before ae was really obsessed with both of us; but mainly with my boyfriend. Ae never stopped talking about my boyfriend when ae talked to me which made me frankly annoyed and triggered my abandonment issues. According to my boyfriend ae spammed him 24/7 and wanted to video chat every single day. Ae got upset if my boyfriend didn’t want to hang out with aer and during group chats commented on every single thing my boyfriend said. Ae spammed me too and after we broke our ties apparently still talked about me a lot as if we still were friends to my boyfriend which I honestly find creepy.

Aes obsessiveness sometimes got very creepy:

Even admits it:

I live in Finland and ae brought up moving here for a few times all over from America after my boyfriend which always turned alarms on inside my head. Here’s one of them and ae is making it seem like ae is half joking; ae isn’t since ae brought it up so many times (censored out my boyfriend irl name just in case):

Ae clearly didn’t notice my discomfort with this or rather didn’t want to notice. Ae also made fun of my grammar even though English isn’t my first language. My boyfriend told me later that ae was in fact a bit racist; ie. making remarks on my boyfriends ethnicity.

Rhiannon has/had?? a fp who ae was even more obsessed about and made a text post (which ae deleted after awhile) where ae wished that this person would break up so ae could be with them. This has also been confirmed by my boyfriend. Ae also admits falling in love yet another friend of aers:

Ae does stalk others too. After cutting with aer, my boyfriend blocked aer on text, facebook, twitter, tumblr, snapchat, skype and youtube, but ae still managed to reach him via pinterest with a long and hateful message.

Rhiannon admits stalking aer ex:

A really minor thing but Rhiannon used to copy my interests a lot. If I were interested in something ae was too overnight. This wouldn’t bother me as much if I didn’t have identity issues such as BPD and DID. My boyfriend noted ae did this to him too.

EDIT 12/8/2017: This wasn’t as minor as I thought it was. As I browsed through my old tumblr convo with ae I noticed that every time I told something about myself, ae seemed to become the same over night. Ae was stealing bits and pieces of my identity. I told ae about my mental health problems, ae had the same ones suddenly. I told about the fashion trend I was into, ae was suddenly into it too. I told about being an age regressor, ae was suddenly too. I id:d as bigender, ae suddenly did too! I told about being aroace at the time, ae became one as well!! My boyfriend noted that at some point suddenly aer blog was pink as was mine and reblogged and posted similar content as I did at the time even though ae had always been stating ae is goth and had dark blog before. Here is about me telling ae about how me and my alter like fairy kei:

Then later:

Ae didn’t bother even use the right terms.

Rhiannon also guilt trips a lot and threatens people with suicide. This is debatable if it’s serious or not, but every time things won’t go aer way, ae will make text posts guilt tripping how ae wants to die and how everyone abandons aer which was one of the reasons I forgave ae tons of times.

Ae also lies regularly. one example is when ae told my boyfriend aer IQ, then later admitted to lying about the number. Then again ae said ae was "lying about lying" about aer IQ. So ae is not a credible source and will likely manipulate the situation as ae sees fit.

3. Guilt tripping both of us while breaking our ties with ae

After I finally broke my ties with aer after withstanding aer behavior for almost a year, ae started guilt tripping me telling I shattered aer sense of self even though only thing I did was stopping being aer friend. I had constantly stated how ae could change aer behavior but ae never listened.

My boyfriend however got it worse. After he got fed up with aer too ae has constantly, I MEAN CONSTANTLY, been vagueing and name dropping him. My boyfriend hinted and tried to set boundaries but this didn’t help. Rhiannon is trying to paint my boyfriend as this awful backstabber even though ae was the one breaking boundaries.

Here is

A Few

Of them

WARNING!! They get really creepy, just showing how obsessed ae was with my boyfriend

Additional stuff:

Rhiannon has reblogged incest: (the characters are sisters in canon)

Rhiannon also approves a pedophilic ship:

AE REBLOGGED LITERALLY SEXUALIZATION OF A MINOR (note that ae is an adult too)

Theres a lot more in aer yoi + aer kin tag.

Ae also obsesses over an underaged character:

Ae talked a lot about this character, sexual stuff too, and it kinda freaked me out since she’s only 14.

Ae did stuff like this without our knowledge which is fucked up (note that my mom is a single parent and this freaked me out even though my responses seem calm):

Admits wanting to commit a crime????

The most recent thing ae has done is claim calling aer out on being manipulative is ableist. However, it is ableist to blame mental health for abusive behavior; this claim demonizes mentally ill people as a whole. (I edited out our names again; I’m black and my boyfriend is blue)

Not 24 hours before stating the above, ae wrote this:

Ae is showing clear hypocrisy here.

Rhiannon, please listen. All you can do now is apologize, try to change your behavior, dont make excuses blaming abusive behavior on you mental illnes. Just write an apology and then we can move on. You can’t get us back, but you still have hope for becoming a better person for your future friends. I will keep this callout up until you make a proper apology.

EDIT 12/8/2017: Since Rhiannon didn’t make an actual apology to me or my boyfriend and with the new information of ae sexually abusing my boyfriend, this post will forever be here.

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wickedsmallfighterjets · 7 years ago

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The formal callout for Driad aka Daniel Mahone

Daniel Mahone from Cambridge UK is an online sexual predator. We are unsure about his age since he’s changed his age many times but he’s claiming to be 18 currently. He targets very young teenagers and coerces them into sexual conversations and has done this for years without repercussion.

He’s currently off tumblr as far as we know but he remakes often and having this widespread for awareness is a priority.

Some examples of the things he’s done are under the cut, general tw.

urls: driad, cptdriad, captaindriad, dryad

twitter: captaindriad

skype: mrdriad

kik: cptdriad

steam: bigbrownbat

photo of Driad / Daniel Mahone above

Daniel, referred to as Driad from here on, is stalking tumblr user 75pennies. He obsessively adds her and follows her on alternate accounts and fake accounts pretending to be someone else.

Referring to an alpaca stuffie he had given her. She had stated already that she no longer wanted to be in contact with him.

Here’s some from this blog from other tumblr users.

“Im gonna be blunt: Tumblr user driad is a sexual abuser, and a pedophile. This time last year, we met via some mutuals or something, i don’t really remember; he just started messaging me. I was 14, he was 17, and i was in a very bad unstable situation. From day one, he was sexual with me. The night we started talking, he admitted he was jacking off while we were talking on Skype, and he tried to make me “help him”. I respectfully declined, and then i respectfully had a panic attack in my bathroom. He kept messaging me after that, a lot of it casual conversation, and a lot of it flirting. He eventually wooed me over through flattery, i guess, because i warmed up to him. Now, my situation plays into this because i was not in a good place at all at the time. I had stopped taking my medication secretly, behind the backs of my doctors and parents. This medications controls my depression, panic attacks, and impulses, and i have been on it since i was 7 years old. I also was going through a lot of social drama, and i was desperate for approval. Combine those things, and you get a kid who’s pretty susceptible to a lot of things. He eventually started getting me to do sexual things that included: masturbating with him on Skype, sending him nude photos and videos of me doing different things, him making me insert inanimate objects into me on Skype calls, him making me do rather dangerous things (painful foreign insertion of objects anally, to put it nicely,) him calling me names like “kitten”, him making me call him “master”, the list goes on. I would often have panic attacks while performing these acts for him. At one point he introduced me to one of his friends. I don’t remember their gender, but they were DFAB as well, and he made them do similar things. At one point he made group chats and made us BOTH do things for him at the same time. I think the friend was about 16 at the time, but once again, i dont remember; i didn’t know his friend outside of this. One night, me and them just spent hours talking about how much we hated him, how much we wished he wasn’t like that, but neither of us knew what to do. I fell out of contact with the friend after a short while, but his abuse went on for months. He sent me rape threats, death threats, messages while i was in school (sometimes he would make me go to the bathroom to take nudes against my will,) and he spammed me constantly and got upset when i didn’t answer immediately. He would pretend to be sad and guilt trip me until i talked to him, or Skyped him, or sent him nudes. I was so afraid of disappointing him, of making him hate me. He became my fp, and i developed a crush on him. I told him that, and he didn’t feel the same way, but he absolutely used it to his advantage to get what he wanted. Eventually i had had enough. I don’t know what flipped in me, but I told him he could fucking suck it, and i blocked him and remade on everything he ever knew me on. The aftermath was awful; i have had flashbacks, panic attacks, and breakdowns. I have been through therapy dedicated to helping sexually abused kids. My depression surrounding this was so awful that i was hospitalized for self harm and suicide attempts. All because i was SO desperate for an abuser to love me. But he didn’t, he took advantage of me. And i know he still does it. I saw a post on my dash tonight made by someone who is 14, the same age i was. They were made uncomfortable by him and his requests as well. I messaged them and warned them to block him, and they thanked me. Thats why i made this. Because i don’t want anything like what happened to me to EVER happen to anybody else. Driad is now 18 years old, an adult. His blog is @driad. Please, PLEASE be careful, especially if you are underage.“

“I reblogged a post of his (not directly from him) and then he started following me, sent me asks saying "bigs boys" Bc of the post of his I reblogged. I followed him, he started messaging me, saying he wanted to cuddle, tummy rubs, and when I said - No lmfao brb gonna shower -, they asked for nudes. When I said I was taken they said No Homo and that my bf didn't need to know. I blocked them after my friends told me to. I wish I still had screenshots of it for proof.“

https://wickedsmallfighterjets.tumblr.com/post/156230617039/this-is-cringeworthy-as-hell-but-i-thought-id#notes

“ I hadn't really put 2 and 2 together that driad was probably harassing other people when he first messaged me. I'm aggressively asexual and he kept talking about "fisting my vagina" despite me telling him I'm a boy and ace. I eventually got him to stop messaging me by continuing to change the topic to potatoes and ended up blocking him to keep him from messaging me again “

Daniel Mahone is a sexual predator. If he returns he’ll most likely be under a variation of the name Driad. Please look out for him.

#driad #daniel mahone #cambridge #united kingdom #facebook #instagram

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hallelujuh · 7 years ago

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thomas sanders discourse

so ive seen some shit lately & i just wanna throw in my opinion 1) accusations of antisemitism: so two years ago, he reblogged two humorous posts that mentioned hitler (one was abt powerpuff girls, & one was an out-of-context gif of a hitler speech). now, im jewish, and i personally have rather lax views on antisemitism bc im so used to it at this point. i only really get heated when someone’s legitimately a neo-nazi. but ive personally reblogged the powerpuff post on my old blog, i remember laughing at it (it made fun of his appearance, not his deplorable actions - saying someone has a hitler ‘stache is very very different than oven/gassing jokes). the other post was parodying hitler, not glorifying him or anything. plus it was 2 yrs ago, and i believe both posts have 100k+ notes. tumblr humor. the trend of people digging up problematic shit from years ago needs to stop. 2) homophobia/transphobia: ok, like, first off, he’s not straight himself, and i know lgbt people can still be homophobic and/or transphobic, but this is thomas sanders we’re talking abt. hes famously supportive of just abt everyone. i cant believe THIS is what ppl are accusing him of? all bc he said he supports asexuals & he thinks that we’re lgbt? as an asexual person, i don’t think we’re lgbt, but knowing him, im not surprised thats his viewpoint and i definitely dont think he meant any harm. supporting one group of people doesnt always mean you hate another group, although tumblr tends to have very black-and-white thinking. 3) hes nearly-30 and appealing to a younger audience: i saw this with dan & phil too, and ive even seen it with 25+ y/o tumblr users. i personally dont see why this is an issue. these people grew up on the internet, and it’s like people expect them to quit once they hit 25. like, what are they supposed to do once they hit that age? start going to local soccer games and reading newspapers?? and it’s always 18-22 y/os with this thinking. like?? what are you doin, @confessionsofatwentysomethingfurry625?? why arent u throwing ur laptop and tablet out the nearest window and deleting ur tumblr app right now & going to the local senior center to mingle w ppl ur age, instead of bitching abt ppl 2 yrs older than u bein too old for the internet?? idk i just dont get that. such twisted thinking. i befriended a 42 y/o mom on here once, a couple years back (on my old blog, before anyone tries to dig around this one to disprove me). she was super nice, and always gave me advice, and never was weird or creepy. one of the nicest ppl i ever encountered on here. now, theres a potentional danger with befriending older bloggers, but theres just as much danger w befriending younger ones?? it’s pretty easy for any shitty person to be abusive online, unfortunately, regardless of their age. a 17 y/o friend of mine was emotionally abused by a 14 y/o person they met online. now, onto a broader topic: internet personalities appealing to the age group thats primarily watching them. all the popular youtubers are 22-30, and their watchers are usually teenagers. they cant help that, but it’s a fact, so theyre gonna try to entertain said age group best they can. it’s their job, after all, and they cant just quit it. a lot of them have been on youtube since they were our age, anyway. this is all they know, and for some of them, it’s how theyve survived for nearly a decade. like?? 4) last thing: the pedophilia thing. alright, so im a minor (turning 17 soon), im a fanfic writer (that strays into smut sometimes, admittedly), but i cant draw, and i notice when my fav celebrities have cute asses. if i could draw, i dont think i’d draw ass pics, but i suppose i could see why ppl would. i saw some of the posts - from what i could see, there wasnt any nudity. it was like, clothed asses. butts arent sexual, unless theyre shown in a sexual context. the posts weren’t nsfw, just maybe a little personal & a lil bit creepy. thomas was tryin to be good-natured abt smth sorta awkward that his fans get a kick out of. imo, nothing wrong w that. he made a post that his minor fans shouldnt post nsfw, but he wasnt doing anything pedophilic by reblogging non-nsfw fanart. accusing ppl of pedophilia is a pretty heavy thing, and people on tumblr like to label people horrible things all willy-nilly. i hope that trend dies, but realistically, its probs wont. in conclusion, i personally don’t think anyones a genuinely good person, but i think ppl should stop trying to find flaws in people who are really trying their best to be good in this world of evil. theres so much more to criticize and protest, and everyone’s energy should be put into things like that rather than some internet guy whos trying his best to be positive and non-controversial. get a life, yall

#mine #thomas sanders #txt

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captain-unlikelynutbouquet-blog · 7 years ago

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Health insurance for young, healthy people?

"Health insurance for young, healthy people?

I'm trying to find a health insurance plan made for someone like me- 26, male, non-smoker,non-drinker, currently at ideal weight, regularly exercises, no health conditions, no prescriptions, etc. I mostly want something that'll cover check-ups with maybe a small co-pay, and then has a high deductable for a broken bone/ sports injury etc. Everything available at my job seems to cater to the chronically ill/ older/ heavy prescription user. private plans are to much per month. This is why I decline medical benefits, year after year! I know any of these plans would be helpful in the case of serious injury- just in case. But none seems to offer any tangible benefits like, I don't know, 2 doctor visits a year? Every plan requires that I exhaust my deductable first- I'll never spend 250-1000 a year for doctors visits! I'm guessing, based on cost that a high deductable plan is best for my broken bone scenario- but how can then screw me out of seeing a doctor just to get a check up?

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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Hi there. A car came into me the other day and bumped my car, I have fully comp insurance which runs out january 11th in my mums name, but i am the named driver. The car will have to have quite a bit of work done so im guessing it wont be fixed before this date. The other drivers insurance will be paying for the cost, the insurance and car is in my mums name, and I want to change myself to the owner (official through DVLA) and take out my own insurance before 11th instead of renewing with the smae company. Will they carrying on fixing the car if the insursance who have delt with the claim has run out, also will if be wrong if the car was in my name before the car was returned to my mum. I hope this makes sense, and i hope someone can help thanks.""

Car insurance groups?

Hi, im planning on buying a car, however one of them is insurance group 4 (Peugeot 306 D Turbo 1.9) and the other 14 (Alfa 147 . 1.9JTD) both 1.9 turbo diesels. why is the alfa 10 insurance groups more? :S and how much of a difference will this make to the price? i got the Peugeot down to 1107""

Car Insurance and Credit Cards?

In less than a year I'll be getting my own credit card and I'll have to have car insurance. I am trying to find the best credit card and car insurance for me so that I won't have to spend money and time later to change it. I am unsure what kind of credit card is best. I am going to try and will most likely succeed in having the best credit. What credit card do you suggest to a high school student who will go to college and to the armed forces. Also I want to know which car insurance offers the cheapest car insurance, I want one that offers rewards for students, safe driving, clean driving records. Any help will be much appreciated.""

Young driver car insurance?

I am a nineteen year old male struggling to find cheap car insurance. any ideas.?

Insurance? Risks? Help!?

Can somebody give me 4 benefits of using risk reduction methods.. For insurance :/

What do you think it would cost for a 2001 cavalier coupe monthly for car insurance?

I just need an estimate, thanks. I don't know where to look...""

How much would car insurance cost on a 2011 Audi A5 Coupe?

For a business math project we have to find out how much it would cost a month to insure a car of our choice.

Best insurance for a teen boy whos 18?

i need to know whats the best insurance company for a guy whos 18 and doesnt have alot of money to go blow on a big place i have a 96 jeep cherekee sport anybody got any ideas thanks

How much does auto insurance cost per month?

For a couple under 25 yrs of age With a Ford350 and a Mazda cx9

Questions about car insurance?

I understand that I will need car insurance and when I do get my first car my insurance will be high (I'm 17). My parents don't drive, so I can't rely upon them. Tell me if I'm wrong and help me out... 1. So the big picture of car insurance is that if I get into an accident, the money I put for my car will be paid for with the money I put in? 2. Will car insurance cover anything I do with the car? (Such as swapping parts, oil change, etc.) 3. Why does insurance quotes matter? Doesn't the more you pay the better coverage you have? Why do you need to save money? Are they trying to make you pay less so you if your accident can't be paid fully, you will pay with some other type? 4. How much will insurance supposedly cost? My first part-time job will only pay approx. 30k a year, I don't know how much I'll lose. 5. Does the type of car affect how much I will pay? (Hopefully, but I will be getting a Scion FR-S automatic) 6. Which car insurance company is mostly recommended for teenagers? Thanks for your help!""

""What does Flood Insurance cost in Houston, Texas? We are moving there in a few months. Thx!?

Friend of ours told us it can be expensive in Houston. Is that true?

Motorcycle and car insurance?

I want to get a motorbike but cant afford to run my car also. Put a question on here the other day about running a bike only all year round and been sort of put off by responses re winter riding. Is it possible to road tax and insure a car for half a year only and then for other half of year not road tax/insure it. During that period to insure and tax bike instead if put car on private driveway and not use it for that period? So basically run car half year in crap weather and bike other half in good? Whats the reprocussions insurance wise if thats possible? UK answers would be more usefull as thats where I live! thanks!

""Axa car insurance, am I insured?""

I have my toyota avensis 4 door saloon car insured through my broker with Axa. The insurance certificate i have received says 5 door hatchback. I have rang my broker and have been told Axa do not recognise an avensis D4D vermont as being a 4 door saloon. I know what car i have, now i wonder am i really insured, if the insurance policy and the tax book dont match.""

What is The Best Life Insurance Policy?

What is The Best Life Insurance Policy? I am Looking For the Best Life Insurance Policy We are having another child and I have to do something about not having any life insurance Can I get A free Online Life Insurance Policy Quote somewhere. Thanks for your time

What are some good first cars with low insurance rates?

preferably a SUV. Kind of like a blazer or something like that. Definitely under $1000. Does anyone know where online or around the york, PA area a car like that would be?""

What are insurance considerations after child gets employed?

What changes does one need to consider after a child finishes college and gets employed (in a different state)? eg. I removed him from auto insurance since he has his own policy; do I need to do anything to ensure he can drive one of our cars when he visits us? My medical insurance at work covers children till 26, but they indicated for him the policy will be secondary to his insurance through his employer. How does this work given his insurance has more out-of-pocket expenses - copay/coins/deductible, etc?""

""I need car insurance, but have a terrible driving record right now. Any suggestions?""

How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""

HOW MUCH YOU PAY FOR CaR INSURANCE?!?

What car is the lowest on insurance?

Im in the market for a new car and I need a car with low full coverage insurance payments. Any suggestions? Thanks!!!

How much on average is insurance for an audi a3 convertible?

Car insurance?

HI there, I have been without car insurance for about three years, I used to have continuous coverage but sold my car and used one of my girlfriends cars since then. But now I am going to buy / or finance another car. Will I face some sort of penalty, or increased insurance rates for not being insured these past few years, even though my driving record is immaculate and I am almost 30 and besides I had no car? Thank you.""

Is it a bad idea to get your own car insurance at 18?

I wanna get my own car insurance! I wanted to know if it would be a bad idea or a good life lesson! Is it true that car insurance cost more with new cars? Because I want to get a 05 Suzuki Forenza! It's a used car it's only 2,000! Any parents out there please help! I need all the advice I can get before I turn 18!! Thanks!!""

Health insurance for young, healthy people?

""Buying car insurance(GEICO) for the first time ,?""

Okay so in approximately 9 months I will be purchasing my first car , now I know the smartest and safest thing you can do first is get insurance .. what I need to know is how does it work , like do i get the insurance first ? How does buying geico insurance work ? what's the prices for first time buyers ? Do I pay buy the month , every other month ? .""

Lamborghini insurance cost?

In the next week or so I'm buying a lamborghini Reventn and I forgot to find out what the insurance will cost.

""An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy.?""

An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy. A 21-year-old male has 0.999 probability of living for a year. a. From the perspective of a 21-year-old male (or his estate), what are the values of the two different outcomes? The value if he lives is _____ dollars. The value if he dies is _____ dollars. b. What is the expected value for a 21-year-old male who buys the insurance? The expected value is ______ dollars. c. What would be the cast o the insurance if the company just breaks even (in the long run with many such policies), instead of making a profit? _____ dollars. d. Given that the expected value is negative (so the insurance company can make a profit), why should a 21-year-old male or anyone else purchase life insurance? O A person who buys a one-year policy will expect to make a profit. O Insuring the financial security of loved ones compensates for the negative expected values. Please show your work""

My car insurance is to high! How can I lower it?

I'm 18 years old, I have been in no accidents. I have health insurance. My car is a buick 2002 century. I pay 400 and don't even have full coverage! I only work part time I don't have 400 dollars every month. Anything I can do?""

I am trying to get health insurance however I do not have a home base with my job?

I contantly move from one place to another after only a month or a few. Does anyone know if there is any company that can cover someone like me who moves from state to state? The company I have spoke to said they only cover someone in one state and when you leave the state you only would get covered for emergency situations.

Employer health insurance?

When you have employer health insurance is there a waiting period for maturnity coverage to start?

What exactly is an insurance quote? ?

if i wanted to buy a car and get some insurance how would i go about doing it?

Who has the best car insurance thats the cheapest?

i need the best (or even the not so best) car insurance that is perferably the cheapest with a range of 100 to 160 dollars a month for a civil service worker

Do I need insurance to register my car in Illinois?

I just bought a car and wanna get the plates and everything right away. Can I register my car without proof of insurance? Remember its Illinois

Car insurance????

is it higher insurance in illinois to have a 2 door car???

Anyone know of a good affordable health insurance plan for a 32yr single male who visits the doctor often?

Insurince on a Corvette?

I want to buy a 1974-1983 corvette I am 19 and have a perfect driving record Havent even be pulled over how much whould insurance cost on one I also live in Indiana

""Got into an accident , I have no car insurance but my dad has car insurance , will my dads insurance cover me?""

I failed to yield , I'm supposed to appear in court, what will happen? I'm under 18 and live with my parents and the damage wasn't a lot , just a scratch on the car I hit, will my dads insurance cover me? I don't use it a lot? What will happen? I also live in Illinois""

So confused bout car insurance.....?

i want to save a little money by switching my car insurance! i have allstate insurance and pay for 2 cars 786 every 6 months.both my husband and i have good driving records and are over 50. to me this seems like a lot of money. our cars are not high performance cars. why so much? geico quoted me a policy of 404 every 6 months,but i don't know if they are good or too good to be true! anybody out there have any feed back for me?? Thanks""

What is the average home business liabilitly insurance monthly premium?

This would be an internet based business run out of my home, with $2000 in sales a month.""

I am 19 years of age i how much will they charge me for my insurance?

i have never been involved in a car accident or gotten pulled over by the police i live in california i have had my drivers license since i was 16. i own a 1997 nissan sentra gxe i pay 480 for it every 6 month and a 2011 nissan murano and i pay 554 every 6 months for it i have Farmers Insurance my dad is main driver my sister in the policy also. How much will they charge me if i buy a 2005 mustang will my car insurance sky rocket because i am consider an inexperience driver and mustang is a sports car Please help

What car gives the cheapest insurance for a first time driver??

""As a 20 year old male, how high can I expect my car insurance to be if I drive a 2001 Mustang GT?""

Hello, I'm 20 years old and just now starting to drive. I've always commuted with my bicycle and it's kept me in great shape, but with school and a full time job, I can't be every where on time! So now it's time to drive! So, I visited Geico's website for an insurance quote, and I received the following; Start Your Policy Today for $107.65 plus 5 monthly payments of only $106.75 each 6 month total policy premium: $611.40 Is that too much, or does that sound about right?""

How much would insurance cost for a USED EVO 8?

The other day my auntie said she will buy me a car. Her husband is a doctor and makes alot of money. She has helped our family out a lot with financial problems before in the past. So I was just wondering if she were to get me an 2003-2005 EVO 8 which I probably wont get, how much would the insurance cost, the car being under her name. She says all I have to do is pay for the insurance for a car so I just wanted to ask the Yahoo nation for some information on this situation. Oh yeah one more thing im only making a lousy income of about 1084 a month so yeah feel free to bash on me............""

Car Insurance????

Hi does anyone know any cheap car insurance companies. Thankyou

Cheaper car insurance?

I'm an 18 (almost 19) year old male living in Ontario, Canada, and I'm on my parent's insurance policy. I'm looking into buying my first car. It's not just some old beater, it's a car that I would definitely enjoy driving. It's a 1999 Chevy Cavalier with a bunch of modifications to it. I'm worried about what I will be paying monthly in insurance. The guy I'd be buying it from told me as long as your insurance company doesn't ask for pictures of the car, in order to keep my premium low I should just lie about what's in/on the car. He said tell them you bought it for the black book price without any mods ($1200 - $2100), and state the only addition being a body kit. MY QUESTION IS: Could I get in any trouble if they ever found out about all of the modifications to the car that I didn't list? What would happen?""

WILL MY CAR INSURANCE BE HIGH?

I'm 18, from california, and ive had my license since i was 16. I currently drive a 04 volvo and im planning to get a 2012 or 2013 chevrolet camaro LS. The plan is to trade in my old car but my mom is complaining that my insurance will be like $300 or more a month. Is that true? I have safeco btw thanks""

My insurance rates went up for buying a prius?

E-surance added 300 dollars to my 6 month term for buying a Prius. They said it is a new car, and that they cant find the safety ratings. Is this just non sense, and is their another insurance company that wont penalize me for buying a safer, fuel efficent car?""

Car insurance question?

If i have my own car titled in my name, could my parents put me under their insurance so my car is insured, or does the car have to be titled in my parents name? It would be alot cheaper for me that way. Thanks.""

What is the diffrence between an 2007 Mustang and a 2007 Mustang Premium?

Another question is how much will insurance cost for a 16 year old with a license and driving certificate

Health insurance for young, healthy people?

Whats the best cheapest car insurance to get?

We have Farmers Insurance, and we have to 2 cars and 3 person together with full coverage cost $370 a month, i think that's too much, we can hardly afford that. Is there any other company you think offer cheaper? Thanks.""

Really dumb questions about car insurance?

This is my first time buying a car, and I have a question that may be kind of dumb. I live in Illinois, so it is illegal to drive a car that's uninsured. I don't have a car now, so I don't have a way of transferring insurance or whatever. - What do I do when I find a car and buy it and need to take it off the lot? I don't know what kind of car I'm getting, so I can't really get the insurance ahead of time. - If I did get pulled over for whatever reason, would the police be understanding if I just bought the car? - How quickly do insurance companies usually get you covered over the phone (particularly, Progressive)? - Do you have to pay a deposit? When? - When would my first actual payment be if I pay once every 6 months? I know these are dumb and basic, but please understand that I have never ever bought a car or gotten car insurance.""

Getting Car Insurance?

I'm getting married and because I'm moving to another state I'm having to switch from one insurance for my car to another. My question is this, how much up front money will it cost to get insurance for me and my wife? For example, will they need a deposit, or expect a certain number of months up front? Also if anyone could refer me to a good insurance company, I live in Alabama near Birmingham I 'm considering either state farm or alfa. Thanks!""

Should I take traffic school after getting a speeding ticket in illinois?

what is the impact on insurance rates?

What is the best (price and care) auto insurance for someone with a DUI?

So about 7 years ago I made a mistake and got a DUI. I realize it stays on your record for 10 years but there has to be decent full coverage insurance in San Francisco that does set me back almost $200 every month. Any suggestions?

Car total by unlicensed and uninsured driver...what to do?

My car was being driven by my husband,an excluded driver on my insurance, and was hit by a driver running through a red light. The driver has no insurance and no license so I doubt I will recover anything from her but my insurance company won't pay anything as well. Will my GAP coverage still pay the difference between the totaled value and the cost of my lien?""

Car Insurance?

How much would it cost to insure a red 2007 new beetle+hatchback?

How to buy car insurance and get license plate?

I decide to buy a used car but I do not know how I am supposed to buy the insurance and get a plate? My friend told me to get some information about the car, get a quote from the insurance, purchase the insurance and get the place, then go see the seller to complete the trade. Is that correct? If it is, what kind of information do I need to get from the seller to buy insurance? My other friend who bought a car from a dealer said after buying the car he was given a temporary plate, then he went to buy insurance and got the plate later. So can anyone show me step by step how to purchase insurance and get the license plate? Thank you.""

Whats the cheapest auto insurance for someone in Texas?

Cheapest Auto Insurance In NJ?

What's the cheapest auto insurance company in NJ for someone who is a first time driver and doesn't have anyone elses insurance to go off of? I keep getting different quotes, rangeing between 200-400$ a month, which is a little bit insane. Are these quotes just accounting for things that I don't really need?""

How can I get low-cost affordable medical care in Oklahoma?

I recently moved to Oklahoma. Can't afford health insurance -- and am worried about what to do if I need to go to the doctor. What are my options? (I have no Indian blood and ...show more

Will insurance cover the car?

I'm getting ready to take my road test, but my Mom can't afford to have me added in her insurance policy. She plans on making me an excluded driver. My brothers & sisters are all covered if they drive her cars, because they don't live in her house. I still live at home, my question is, if I'm an excluded driver, and I were to get into an accident, would the insurance cover the car, or not? And I live in Michigan, if that helps.""

On average how much does it cost a year to drive for a 20yr old in UK?

I'm planning to start driving (im already learning)but I have big plans I want to carry out and been told I won't e able to if I start driving I spend about 120 a month on bus fair already but how much would driving cost? Would it make any difference on insurance if I waited till I was 21?

So what are all the people who have been laid off doing for health insurance now?

Most can't afford Cobra coverage... And as insurance gets more expensive and more companies pass on the costs to the people or cut out insurance coverage altogether, what's the average Joe going to do?""

MG ZR 1.4 Car Insurance for 18 years old boy?

Hello Im 18 years old just passed my Test. My dad have MG ZR 1.4, his insurance ends in september and he would liekl to add me to his insurance, can he add me only for that couple of months? Does any one know any good insurance companie that is cheap and how much it cost to insure me for that 5-6 months ?. Thanks!""

Why is car insurance for girls cheaper than for guys??

funny.. Each time i notice a careless/reckless driver, its a female.""

How much would I be looking to pay for car insurance?

Age: 17 Male GPA of 3.0 and scored 2010 on the SAT Never been in accident, violation, etc. nothing Car: Really old 1992 model http://newyork.craigslist.org/wch/cto/2315498170.html How much would I be looking to pay per month?""

""Could $5,000 cover the healthcare insurance premium for a family?""

If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and ...show more""

California Traffic School Twice Within 18 months?

Can I do traffic school twice in California within 18 months? From what I think I understand the first citation is kept confidential. The second within 18 months is not. Can my insurance company raise my rates even though I did happen to take traffic school even though it was twice within 18 months. Will my insurance rise, if so how much?""

Did you see the left/right coalition letter against the health insurance mandate?

March 19, 2010 Dear Member of Congress: On behalf of our organizations and the millions of people we represent, we strongly encourage you to oppose the individual mandate in the Patient Protection and Affordable Health Care Act of 2009. Our groups and members may disagree on what are the best solutions to our health care problems, but this unprecedented coalition of organizations from across the political spectrum agrees that forcing individuals to buy insurance from private companies under the threat of fines or jail is not the reform we need. The individual mandate is a section of the bill that requires every single American to buy health insurance-whether or not they want it or feel they can afford it-or break the law and face penalties and fines. Consequently, the bill does not actually cover 30 million more Americans-instead it makes them criminals if they do not buy insurance from private companies. We hope you agree that it is unconscionable to force people to buy a product from a private insurer. This would effectively be a tax-and a huge one-paid directly to a private industry. Enacting this mandate would be a major victory for the insurance companies at the expense of the American people. It should be no surprise they support the government forcing everyone to buy their product. Imagine how the hamburger industry would respond if the government forced everyone to have hamburgers for lunch or pay fines? According to the President's Council of Economic Advisers, the average annual premium for single coverage is $4,321. If the 46 million uninsured are forced to purchase private health insurance at that price, then the insurance industry stands to bring in up to $200 billion in new insurance premiums per year. The Senate bill also includes an estimated $630 billion in corporate welfare for private insurance companies in the form of subsidies over the next 10 years, creating even less incentive than currently exists for private insurance premiums to be lowered. To make matters worse, the Centers for Medicare and Medicaid Services estimates that 19 million Americans would not buy insurance and as a result would be forced to pay $29 billion in taxes/fines. The Joint Committee on Taxation has made it clear that failure to pay these fines could result in jail time. Thirty-six states have passed or are considering measures that would allow their residents to opt out, including Virginia, Utah, Pennsylvania, Florida, Minnesota, Michigan, Georgia and Ohio. Given these fact, it is not surprising that a recent NBC News poll finds 57 percent of Americans do not want the government to create a law that requires everyone to have health insurance coverage and that only 38% of Americans favor the mandate, making it the least popular part of the bill. The American people stand in firm opposition to the individual mandate. We stand with them. We hope you will, too. Sincerely, Americans for Tax Reform, Grover Norquist, President Democrats.com, Bob Fertik, President Healthcare-NOW!, Katie Robbins, National Organizer FreedomWorks, Matt Kibbe, President and CEO Progressive Democrats of America (PDA), Tim Carpenter, Director Campaign for Liberty, John Tate, President 60 Plus Association, Jim Martin, President Liberty Tree Foundation, Ben Manski, Executive Director Hector Barreto, Chairman, The Latino Coalition National Taxpayers Union, Duane Parde, President National Coalition of Organized Women, Consuela Sylvester, Ohio Director Citizens for Health, Jim Turner, Chairman Competitive Enterprise Institute, Gregory Conko, Senior Fellow American Association of Small Property Owners, F. Patricia Callahan, President U.S. Bill of Rights Foundation, Dane vonBreichenruchardt, President Institute for Liberty, Andrew Langer, President Santa Monicans for Safe Drinking Water Coalition, Gene Burke, Founder, Director Alliance for Natural Health USA, Gretchen DuBeau, Executive Director Association of American Physicians and Surgeons, Dr. Jane Orient, Executive Director Fairfax County Privacy Council, Mike Stollenwerk, Chairman The Rutherford Institute, John W. Whitehead, President Pain Relief Network, Siobhan Reynolds, Executive Director American Policy Center, Tom DeWeese, President Justice Through Music, Brett Kimberlin, Director Velvet Revolution, Brad Friedman, Co-Founder After Downing Street, David Swanson, Co-Founder Project Vote Smart, Mark A. Adams, Founder Democracy in Action (DIA), Dorothy Reilly, Organizer Squadron13.com, Gordon Sturrock, Founder Democracy for America - Tucson Chapter, Richard Kaiser, Co-chair DownWithTyranny.com, Howie Klein, Publisher Center for Financial Privacy and Human Rights, J. Bradley Jansen, Director DownsizeDC.org, Inc., Jim Babka, President Cyber Privacy Project, Richard Sobel, Director Citizens For Legitimate Government, Lori R. Price, Managing Editor Republican National Hispanic Assembly, Minnesota Chapter, Rick Agui""

Do you guys know of any cheap Car Insurance places in Raleigh NC ?

I am 18 yrs old i dont have my license but im trying. I need car insurance but i cant find a good place. I want something that will allow me to getright my license right away. I dont want to wait. Any ideas? ohh and i dont have my permit so im in a bad place. I NEED HELPPP PLEASE and THANK YOU!

What auto insurance gives the cheapest full covarge becuase my friend thats a guy says its 4000 dollars a year?

What auto insurance gives the cheapest full coverage because my friend thats a guy says its 4000 dollars a year since his girlfriend totaled his car.. looking for prices ranges typically around 2500 a year

The average price of the Mazda RX8 insurance?

Ive been searching for cars, and Ive picked out the mazda rx8, it will be wrecked and im gonna fix it. Im 16 and I was wondering what the average price of insurance would be with AAA car insurance.""

How Do I Get Health Insurance?

I'm thinking of leaving my job to go freelance in California. I have no idea where to even start to look for a private health insurance plan. I have a preexisting condition, so I'd probably be turned down for most regular plans. Should I look for an independent broker? I've looked online and it's impossible to find one. Does anyone know SPECIFICALLY where to go and what to do?""

""When you had your first car, how much were you paying for the insurance?

im just gathering statistics

Health insurance for young, healthy people?

Should I get mortgage life and disability insurance?

I just bought a house on my own and the bank is asking me if I want to get mortgage life and disability insurance. I've got life insurance through work (plus separate life insurance on my own) and disability insurance through work which is at 75% of my pay after 4 months. The mortgage and disability insurance is $47/ month. Do most people get additional insurance on the mortgage? I don't have any kids, husband, parents or siblings living in the same country (they're in Europe).""

What is the cheapest car insurance company to go with at 16. could someone give me a estimate?

my car is a 2000 Pontiac grand prix. all i need is state minimum.i live in ohio

What modifications can increase car insurance?

Hi, Can just cosmetically changing the car increase car insurance for instance- alloy wheels and a minor body kit? I understand that performance modifications can for example- exhaust, sports air filters etc. Can anyone help me here? Query.""

Car accident/health insurance question?

Hi guys, so here is my situation. someone rear ended me when I was yielding to other cars. The police came and gave her a ticket and he made us exchange information because he said the damage to my car doesnt look like its over $1500(thats the only time they issue a police report. I live in virginia).I hit my head and back pretty bad so I have been experiencing severe back pains and minor headaches. I have been seeing a chiropractor and putting all the bills on my health insurance. I got an email from my health insurance where they sent me a form for me to sign saying i will reimburse them from any settlement for health coverage that I get from the other person's auto insurance company. I havent signed/sent the paper back to them yet. Do I really have to reimburse my health insurance company??? the thing about it is, I am graduate student doing research(phd) so my insurance is fully paid for my the NIH at the beginning of the school year(so i personally dont make any monthly payments from my paycheck or anything). So do I have to reimburse my health insurance(GM southwest) for any health settlement i get from the other person's auto insurance company? I am thinking about getting a lawyer. is it really worth it? someone please help.""

How and what is cheap auto insurance?

Accept $140K insurance buyout from Ford or keep insurance policy?

Hi, I'm wondering whether anyone can help me decide whether it is a better idea to accept a $140K insurance buyout from Ford or keep health insurance. Assume the person in question is 50 years old and in good health. This is a timely question for many auto workers. Any links to more in-depth analysis would be great.""

Do I have to tax a car if it is insured? I know that you HAVE to insure a car if it is taxed.....?

What I know. You have to tax your car unless you do a SORN. If you have done a SORN you don't have to pay car tax or even insure your car if you don't want to. If you don't intend to drive your car but it has car tax then your car HAS to be insured by law. But what about the other way round ...? If you have a car insured but it is in the garage and you never intend to drive it, for example it is a collectors item, do you HAVE to tax it? I can find on the net yes you have to insure your car if it is taxed but cannot find confirmation either way whether you HAVE to also have your car taxed if you never intend to drive it but you do want it insured. If someone confirms that it doesn't have to be taxed, could you provide details of where you found this information so that I can obtain a copy for my records please? Many thanks Lisa""

""Claiming to have gotten my license at 16 years of age, for cheaper car insurance?""

I found out when getting a car insurance quote, that if you claim to have gotten your license at 16, it will lower your quote, and you can pay it right there online...my question is, will the company look for the issue date on your license? if they do, will they adjust your payments?...""

Insurance policies and pre existing conditions?

i have been looking into to health insurance policies.Since i no longer can carry a HMO through my state since they are doing away with the program altogether. I dont know what to look for, for the best usage of my money. I have had some medical issues come up but have not really been diagnosed with anything yet and need to have a procedure and a few test done but because i do not have insurance then they want an outrageous down payment that i can not afford. So my question is, what policies should l look for? should i be looking into pre existing health insurance? Is short term health insurance something i should steer away from? i need health insurance like yesterday!""

17 Year Old Car Insurance?

Hi, I'm 17 male - just wanted to know how much would the insurances be if i bought a 1.2car""

How do you pay an insurance deductible?

Well i sadly wrecked my car today i have full coverage because i have a loan from a bank and im still making payments on it. I let the insurance company know. But my deductible is $1,000.00 and i dont have a thousand dollars. Can you like make cheap payments on that or do you need it all upfront? Or do i not have to pay it right away?""

How much will my insurance go up with 4 speeding tickets in 1 and 1/2 years?

I just received my fourth and fifth speeding tickets in the past year and a half. Yes, I know that is completely ridiculous. I am still covered with my parents auto insurance and while my license is not suspended, my parents will not allow me to drive anymore if they find out about them. I attended traffic school for 1/5 citations, so it should not show up to my insurance company. Does anybody happen to know how much my insurance rates will increase with these last two tickets, or if they will even still cover me? Thanks!""

Rough Insurance Quotes (Guesses welcome)?

I am first in line for several used cars I'm considering. The only thing I'm worried about are insurance rates. I'm only 19 and I've had my license for less than 6 months. I will be signed on with my parents, and they are with Geico. The three cars I'm considering are a 2000 Ford Mustang, a 2004 Honda Civic and a 2001 Kia Rio. How much would you guess it would cost me a month/year to insure?""

Can I get the tax for my partners car as insurance will be in my name but the car will be in her name?

Neither of us have a car at the minute but my partners mum wants to buy her a car. The car will obviously be put in her name as it is being bought for her but she can not drive at the minute so I will be taking out the insurance in my name as I will be the main driver but we will need to tax the car can I get the tax for the car even if the car is not in my name but the insurance is in my name?

Which will make the insurance higher manual or automatic transmission?

I'm thinking of buying a car but I want to make the insurance cheap as possible I don't know if manual or automatic transmission will make the insurance cheaper

""Looking for cheap life insurance, any suggestions?

I've heard alot of insurance companies are a rip off. I'm looking for dependable but affordible.

One day car insurance?

Does anyone know were a 20 year old girl can get one day/week car insurance or is it pointless looking? Can't seem to find any for under 21's and i don't have time to go to family insurance companies tomorrow. its urgent!!

Where can I get free health insurance?

Medicare and medicaid turned me down. I'm diabetic, and unemployed at the moment. Anyone know where I can get free insurance? Thanks!""

How much is car insurance?

on average how much is car insurance for a female aged 17?

Should I buy earthquake insurance in california?

I've lived in the Bay Area for 20 years and never purchased earthquake insurance for my home. I heard rates were going down, and AAA quoted me a rate of nearly $1200 for earthquake coverage- there is 75,000 deductible, and they will cover up to $525,000 to rebuild. What is the consensus on this issue?""

What's the average cost for adding a teen to auto insurance who've completed drivers ed?

I got my license this past Thursday, and I'm waiting on my dad to add my to his insurance (State Farm) So I can begin driving my car. It seems like he's procrastinating;UGH! Anyways, How much do you think it will be? & don't I get a discount if I've completed drivers ed? another question do I have to pay like this huge first time fee? or do I just pay like what i'll be paying monthly?""

Car Insurance for teens.?

What car insurance will give a 15 year old car insurance for a sports car?

Which car insurance doesn't charge for points?

I went to traffic school for two speeding tickets last year, however when I received a quote they ran my drivers license and saw I had two points on my driving record and my rates sky rocketed. The speeding infractions remained on my DMV record but I do not reflect any points because I completed traffic school. I heard that some car insurers don't necessarily go by the points, but they go by infractions... WHICH car insurer will ignore the points as a result of my completing traffic school? ps. i live in california Thanks in advance.""

Dollar Car Rental Insurance Cost?

Hello I will be renting a Dodge Charger next week. I am thinking of getting the insurance - ( i have full insurance with allstate and also CC covers it too) I hate to get them involved, even if i pay more for the insurance, i just want to leave without having to revisit it, if something where to happen. How much does Insurance cost with Dollar rent a car? The one where they let you go for any kind of damage. Thanks""

Where do I buy car insurance online?

Need to buy car insurance online and do not know how to go about it.

Health insurance for young, healthy people?

https://www.linkedin.com/pulse/car-insurance-go-up-im-added-my-parents-policy-zerneisen-sasha"

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