#USA Seniors Life Insurance

[tessansgp]

Sanford and Son – Fred and Grady Fight (1973). [Video]

[budginsure]

Whole life insurance in USA

Whole life insurance in the USA offers lifelong coverage with fixed premiums and a guaranteed death benefit. This type of policy also builds cash value over time, which can be borrowed against or withdrawn. Ideal for those seeking long-term financial security for their loved ones, whole life insurance provides peace of mind and financial stability, ensuring your family is protected no matter what the future holds.

for more information

Visit : https://budginsure.com/whole-life-insurance/

Call : +910-309-7009

[gatekeeper-watchman]

Daily Devotionals for November 9, 2024

Proverbs: God's Wisdom for Daily Living

Devotional Scripture:

Proverbs 27:23-24 (KJV): 23 Be thou diligent to know the state of thy flocks, and look well to thy herds. 24 For riches are not forever: and doth the crown endure to every generation? Proverbs 27:23-24 (AMP): 23 Be diligent to know the state of your flocks, and look well to your herds; 24 For riches are not forever; does a crown endure to all generations?

Thought for the Day

Verse 23 - Although these verses were addressed to farmers, we can relate to them today in regard to our businesses. We are to take responsibility and know the state of our affairs. Large flocks of sheep and goats made a man wealthy in ancient Israel. This proverb advised a wealthy man to personally know the condition of his flocks and ascertain that his overseers fulfilled their responsibilities properly. They were to protect and keep count of them, taking special care of the sick, injured, and pregnant ones; paying special attention to the babies.

Having riches or employment now does not guarantee we will always have them. We need to give diligent care and management to our livelihood. Romans 12:11 says, "Not slothful in business; fervent in spirit; serving the Lord." Negligence creates problems that can lead to severe financial difficulties. Many factors can lead to bankruptcy, such as over-extending oneself (due to greed or lack of sound business principles) or extenuating circumstances beyond one's control. Sometimes it is not people's fault that they are forced into bankruptcy since they are victims of illness, tragedy, or uncontrollable disasters. Despite this, many of the bankruptcies which are filed today could have been avoided if diligence had been practiced. "He becometh poor that dealeth with a slack hand: but the hand of the diligent maketh rich" (Proverbs 10:4).

Verse 24 - Just as a king will not rule throughout every generation, riches do not last forever. There is a good deal of truth to the statement, "money talks: it says 'good-bye'." Money says "good-bye" in numerous ways, such as in poor planning for the future. As people age, their work capacity diminishes, which usually decreases their income. Without wise and diligent care of their finances, people may spend all their money when they are young and leave themselves with nothing to live on when they are old. If we heed the Lord and apply good business principles in regard to our finances, we can rest assured that we will have enough when we are in our senior years. Living for God is one of the best insurance policies anyone can have. He can provide what no human agency can, such as good health. He promises that the righteous will still bear fruit in old age (Psalm 92:12-14), meaning that they will remain productive. We must diligently take up our responsibilities if we desire God's blessings, and not forget to help others along the way. If we bless others, God will return those blessings to us when we are in need.

Prayer Devotional for the Day

Dear heavenly Father, thank you for Your abundant provision in my life. I am grateful, not only for financial provision, but for the spiritual blessings that You have also given me. I do appreciate daily strength and health so that I am able to be diligent in all of my affairs. Give me wisdom so that I might prepare for the future properly. Ultimately, my faith and trust are in You, as You hold the future; however, may I not neglect those things in the natural that need to be done, so that I am not ill-prepared. Lord, also, I do not want to forget to give and help others along the way as well. May I be a good steward over all that You have given me. I ask this in the name of the Lord Jesus Christ. Amen. Good Morning World 11/9/2024 4:03:36 AM Jacksonville, Florida USA From: Steven P. Miller, @ParkermillerQ,   gatekeeperwatchman.org  TM ‎Founder and Administrator of Gatekeeper-Watchman International Groups. #GWIG, #GWIN, #GWINGO.

[thepaulgroup]

Final Expense Life Insurance For Seniors in Florida-The Paul Group

The Paul Group is one of the top-class final expense life insurance for seniors service provider companies in Florida USA. We are Final Expense Insurance is always on hand with its customers to help pay for funeral and end-of-life expenses. Paul Group's plans are always there for you, with rates that will never increase, 24-hour payouts, and easy payments for physical exams, and we are always ready to serve you.

[speak-easy-marketing-llc]

Silver Fox Senior Movers specializes in Best Moving Services, and also Packing and Unpacking Services, and Downsizing and Decluttering Services designed to simplify your transitions. Whether you're relocating to a new home, organizing your belongings, or creating a more manageable living space, our experienced team is here to handle every detail with care and professionalism. Serving in Omaha and Lincoln cities in Nebraska state, and also Des Moines, Sioux City, and Council Bluffs cities in Iowa state, we ensure a stress-free experience tailored to your needs. Ready to make your next move hassle-free? Contact us today for expert support you can trust!

[guruji-dr-arun-raghavendars]

I request you to read and Please send it to all your Friends, Group's, Known and Related people.

Each one Please target at least 1000 people. The domino effect of your action will be that in one week it will reach 10 crore people and in three weeks 100 crore people...

● USA wants India to Lose

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● Europe wants India to Lose

● Britain Turkey etc want India to Lose

● Pakistan wants BJP to lose

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● Arms lobby wants BJP to lose

● Pharma lobby wants BJP to lose

● Radical Islamist wants BJP to lose

● Anti-Nationals want BJP to lose

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● Leftists want BJP to lose

● Muslims want BJP to lose

Powerful Foreign Countries want India to Lose as India is eating into their Arms Export Market & Manufacturing Base.

They don't want Indian Defence to be Import Independent.

They want a Puppet Govt at the Centre, whom they can control.

Indian Opposition wants BJP to lose Because...

BJP fulfilled its promise of...

● Ram Mandir

● CAA / NRC

● New Education Policy

● Article 370

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● 5th Largest Economy

● CORONA vaccination

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● Conquered SPACE

● Erasing signs of slavery

● Infrastructure

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● Zero Corruption at the ministry level

● GST

● DeMonetization

● Zero Bomb Blast

● Peace in Kashmir

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And...

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We Have to ensure BJP wins again and again.

2024 BJP🚩

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Educate at least 11 People around you and turn Non BJP to BJP Votes then

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[accelero25]

Income Tax for NRI: Taxable Income & Deductions

Introduction

As the world becomes increasingly interconnected, many individuals find themselves managing financial interests across borders. For Indians with businesses in the USA or those holding a Green Card, understanding the intricacies of income tax is crucial. Navigating USA INDIA Taxes can be complex, but with the right knowledge and guidance, it becomes manageable. This blog post will explore the fundamentals of taxable income and deductions for Non-Resident Indians (NRIs), including insights into the India Foreign Tax Credit in Hyderabad.

Understanding NRI Status

Before diving into the specifics of taxable income and deductions, it is essential to understand what constitutes an NRI for tax purposes. According to Indian tax laws, an individual is considered a resident if they spend 182 days or more in India during a financial year. Those who don't meet this criterion are classified as NRIs.

NRIs enjoy certain tax exemptions and benefits in India, but they are also subject to specific tax obligations. Understanding your residency status and its implications on your tax liabilities is the first step toward efficient tax planning.

Types of Taxable Income for NRIs

Income from Salary:

Taxed if earned in India.

Not taxed if earned outside India and credited to a foreign bank account.

Income from Property:

Rental income from property in India takes taxes.

Capital gains tax applies if you sell property.

Income from Investments:

Interest from bank deposits in India is taxable.

FCNR and NRO accounts might be subject to taxes, NRE accounts are not.

Business Income:

Income from businesses in India is taxable.

Consult with a tax professional for compliance.

Capital Gains:

Tax on gains from selling assets like property or stocks.

Short-term gains are taxed at regular rates; long-term gains have lower rates.

Deductions and Exemptions for NRIs

Section 80C Deductions:

Investments in life insurance, PPF, ELSS, etc.

Maximum deduction: ₹1.5 lakh per year.

Health Insurance Premiums (Section 80D):

Deductions for premiums paid for self and family.

Limit: ₹25,000 (₹50,000 for senior citizens).

Interest on Education Loans (Section 80E):

Deduction for interest paid on education loans.

Available for up to 8 years.

    Donations to Charities (Section 80G):

Deductions for donations to registered charities.

Deduction varies based on the type of charity.

Filing Tax Returns

Requirement: File tax returns if your income exceeds the basic exemption limit.

Documentation: Keep Form 16, bank statements, and investment proofs ready.

Professional Help: Consult a tax expert for USA INDIA taxes to optimize your tax strategy.

Conclusion

Understanding the numerous tax laws, deductions, and exemptions is essential for navigating income tax for non-resident individuals. By staying informed and seeking expert guidance, NRIs can effectively manage their tax obligations in India. Accelero Corporation is here to support your financial journey, offering personalized services to ensure your tax strategy aligns with your unique needs.

[tailwindpets]

How a Dog Knee Brace Gave Bella Her Bounce Back

Bella was a sprightly golden retriever, the kind of dog that could run for hours and still beg for more fetch time. But one morning, after a particularly wild game of chase, she limped back inside, her tail drooping. At first, her owner thought she’d just overdone it, but the limp didn’t go away. Days turned into weeks, and Bella’s once boundless energy faded, replaced by hesitancy and pain.

After a visit to the vet, Bella was diagnosed with a torn ligament in her knee, also known as cranial cruciate ligament (CCL) damage, a common injury in dogs. Surgery was an option, but it was expensive and carried risks. That’s when the vet suggested something many dog owners aren’t familiar with—a dog knee brace. Bella’s owners were skeptical, but after giving it a try, they were stunned at the results. In a matter of weeks, Bella was back to her playful self, running around the yard with all the zest of her younger days.

Why a Dog Knee Brace Can Be a Game-Changer

When it comes to helping dogs recover from injuries, particularly knee injuries like Bella’s, surgery often dominates the conversation. However, what many dog owners in the USA don’t realize is that dog knee braces can be an excellent alternative or complement to surgery. According to statistics, more than 1 million dogs in the United States suffer from cruciate ligament injuries each year, yet fewer than half undergo surgery. That leaves a significant number of dogs in need of less invasive solutions.

Dog knee braces offer support and stabilization, reducing pain and improving mobility. These braces work by limiting the range of motion in the knee, preventing further damage to the joint, and allowing the ligaments to heal. But their benefits go far beyond the injury itself.

The Unsung Benefits of Dog Knee Braces

Most articles about dog braces cover the basics—how they work and what types are available—but there’s so much more that dog owners should know. Below are some of the lesser-known advantages of using a knee brace for your furry friend:

Post-Surgery Rehabilitation: If your dog has undergone surgery for a ligament tear, a knee brace can still be incredibly beneficial. It helps protect the joint during the recovery process, reducing the chances of re-injury. Studies have shown that dogs who use braces post-surgery often experience up to 30% faster recovery times compared to those without.

Support for Older Dogs: Many senior dogs experience mobility issues due to arthritis or degenerative joint diseases. In these cases, knee braces aren’t just for injury recovery but also for pain management. A dog knee brace can reduce pressure on the joints, allowing older dogs to stay active and maintain a better quality of life without the need for excessive medication.

Affordable Solution: Let’s face it—veterinary surgery can be incredibly expensive. A torn CCL surgery can cost anywhere between $1,500 and $5,000. In contrast, a custom-made dog knee brace usually ranges from $150 to $800, offering a cost-effective solution for many pet owners. Moreover, some insurance plans may cover the cost of braces, making them even more accessible.

Preventing Injury in Active Dogs: If your dog is extremely active or participates in dog sports, a knee brace for dogs can be a proactive measure. Dogs prone to ligament injuries, such as golden retrievers and German shepherds, may benefit from wearing a brace during strenuous activity to prevent future problems.

What to Look for in a Dog Knee Brace

Choosing the right dog knee brace is crucial for ensuring it delivers the support your dog needs. Here are a few factors you should consider:

Custom Fit: A poorly fitting brace won’t offer the necessary support and may even cause further issues. Many manufacturers offer custom-made braces tailored to your dog’s specific measurements for optimal fit and comfort.

Durability and Materials: Look for braces made from breathable, durable materials that won’t irritate your dog’s skin. Neoprene is a common material used for its flexibility and comfort.

Ease of Use: Dogs, just like humans, may resist wearing something new. Find a brace that’s easy to put on and take off without causing stress for your dog.

How to Introduce the Brace to Your Dog

Introducing a dog knee brace into your dog’s routine might require a bit of patience. At first, Bella wasn’t too keen on her new knee support. She pawed at it and tried to wriggle out of it. But her owners followed some key steps that made the transition smoother:

Short Sessions First: Start with short intervals of wearing the brace, gradually increasing the time as your dog gets used to it.

Positive Reinforcement: Reward your dog with treats and praise every time they wear the brace without issue. This will help them associate the brace with good things.

Monitor for Discomfort: Watch your dog closely for any signs of discomfort or irritation. Adjust the fit if necessary.

A Future Full of Fetches

Bella’s story is a heartwarming example of how dog knee braces can provide a second chance at an active life. Whether your dog is recovering from surgery, dealing with a ligament injury, or just getting older, a knee brace for dogs can offer support, relief, and a pathway to a happier, healthier life. Instead of looking at it as just a medical tool, think of it as an opportunity to give your dog back their joy—because every dog deserves to live without pain.

Sources:

American College of Veterinary Surgeons. (For statistics and post-surgery recovery data)

Pet Insurance Review (Cost-related details for knee surgery and braces)

[tessansgp]

Closing A Final Expense Deal (Live Cold Calling) [Video]

[budginsure]

The Ultimate Guide to Whole Life Insurance in the USA

Whole life insurance stands as a pillar of financial planning in the USA, offering a unique blend of protection and investment potential. Understanding the nuances of whole life insurance is essential for individuals and families seeking long-term financial security. This comprehensive guide serves as your roadmap to navigating whole life insurance in USA, covering everything from its fundamental principles to its practical applications in financial planning.

Understanding Whole Life Insurance

Whole life insurance is a type of permanent life insurance that provides coverage for the insured's entire lifetime. Unlike term life insurance, which offers coverage for a specified period, whole life insurance combines a death benefit with a cash value component, offering lifelong protection and potential for asset accumulation.

Key Features of Whole Life Insurance

Key features of whole life insurance include:

Lifetime Coverage: Whole life insurance provides coverage for the insured's lifetime, ensuring financial protection for beneficiaries regardless of when the insured passes away.

Cash Value Accumulation: Apportion of the premiums paid towards whole life insurance accumulates as cash value over time, which can be accessed through policy loans or withdrawals.

Guaranteed Premiums: Premiums for whole life insurance policies are typically fixed and guaranteed not to increase over time, providing stability and predictability in financial planning.

Death Benefit: Upon the insured’s death, the policy pays out a tax-free death benefit to designated beneficiaries, providing financial security and support during a difficult time.

Benefits of Whole Life Insurance

Whole life insurance offers arrange of benefits that make it an attractive option for individuals and families:

Financial Protection

Whole life insurance provides lifelong financial protection for beneficiaries, ensuring they are provided for in the event of the insured's death. The death benefit can be used to cover funeral expenses, outstanding debts, mortgage payments, and other financial

obligations, easing the burden on loved ones during a challenging time.

Cash Value Growth

The cash value component of whole life insurance policies accumulates over time, growing tax-deferred at a guaranteed rate of return. Policyholders can access this cash value through policy loans or withdrawals to supplement retirement income, fund educational expenses, or address financial emergencies.

Estate Planning

Whole life insurance can play a crucial role in estate planning by providing liquidity to cover estate taxes, settlement costs, and ensure the seamless transfer of wealth to future generations. The death benefit proceeds pass directly to beneficiaries outside of probate, avoiding delays and administrative expenses associated with the probate process.

Investment Potential

Whole life insurance offers inherent investment potential through the cash value component:

Tax-Deferred Growth: The cash value of whole life insurance policies grows tax deferred, allowing policy holders to accumulate wealth more efficiently compared to taxable investment vehicles.

Access to Funds: Policyholders can access the cash value through policy loans or withdrawals, providing liquidity and flexibility to address financial needs or investment opportunities.

Guaranteed Returns: Whole life insurance policies offer guaranteed returns on the cash value component, providing stability and predictability in investment performance, even during periods of market volatility.

Conclusion

Whole life insurance serves as a versatile and valuable tool for achieving long-term financial security and peace of mind in the USA. By understanding its features, benefits, and investment potential, individuals and families can make informed decisions that align with their financial goals and priorities. Whether as a means of

financial protection, wealth accumulation, or estate planning, best whole life insurance agent North Carolina offers lasting benefits that extend far beyond traditional insurance coverage, providing a foundation for a secure and prosperous future.

[p2electricalcontractingllc]

Choosing the Right Electrician for Your Home or Business

The electrical system is the foundation of modern life. From the lights that brighten our homes to the appliances and technologies that make our lives easier, this system is essential. Whether it needs maintenance, repairs, or upgrades, the expertise of a certified electrician is required.

The Nashville Electrician at P2 Electrical Contracting, LLC has been serving the needs of businesses and homes for over 25 years. Their team of experienced professionals has worked on a variety of projects, including the Gaylord Opryland USA theme park, Lifeway Publishing facility, renovations to the Tennessee State Capitol and Bicentennial Mall, K.R. Herrington Water Treatment facility and many more. Their experience allows them to tackle any project, no matter how complex.

In addition to residential and commercial electrical services, the Nashville Electrician also offers a variety of plumbing related services. These include water heater installations and replacements, electrical fixture installation and repair, and more. The company is known for their quality service and customer satisfaction. Their plumbers are licensed and insured to ensure the safety of their customers.

A power surge or faulty wiring are common causes of sudden and unexplained outages. These issues can be dangerous, especially for children and seniors. In these cases, it is best to contact a 24/7 emergency electrician right away.

When choosing an electrician for your home, be sure to choose a licensed and insured contractor. This will protect you from unauthorized work, as well as provide compensation should damage occur during the process. In addition, you should always ask for references from past clients. This will give you a better idea of the level of work that can be expected.

In some cases, you may need to hire a Nashville Electrician to perform routine electrical safety inspections. These inspections are essential to prevent problems with the wiring and other components of your home. A professional will be able to spot potential hazards and recommend any necessary upgrades.

As you write your professional experience section, be sure to highlight any relevant projects that you have completed. For example, if you have worked on both large and small projects, it will show that you are versatile as an electrician. You can also use this section to showcase your strengths, such as your knowledge of electrical safety protocols.

P2 Electrical Contracting caters to the unique electrical needs of commercial establishments, offering services such as wiring, lighting installations, power distribution, and energy-efficient solutions.

[greatestloveinc]

Navigating Assisted Living Group Homes in Maryland: A Comprehensive Guide

As the population ages, the demand for quality assisted living facilities continues to rise. Maryland, known for its picturesque landscapes and vibrant communities, offers a range of options for seniors seeking a supportive environment in their later years. Among the choices available, assisted living group homes stand out as a popular and practical option for many individuals requiring additional care and support.

What are Assisted Living Group Homes?

Assisted living group home Maryland are residential care settings designed to offer personalized support and services for older adults or individuals with disabilities. These homes vary in size, accommodating a small number of residents to foster a homely and communal atmosphere. Unlike larger facilities, these group homes prioritize a more intimate setting, providing a higher caregiver-to-resident ratio, which often translates to more individualized attention and care.

Services Offered in Maryland's Assisted Living Group Homes

The range of services provided in assisted living group homes in Maryland is extensive. Basic assistance with activities of daily living (ADLs) such as bathing, dressing, and medication management is a standard offering. Furthermore, these homes often provide meal preparation, housekeeping, transportation services, and social activities to encourage engagement and a sense of community among residents.

Regulations and Licensing

Maryland maintains stringent regulations and licensing requirements for assisted living facilities, ensuring the safety and well-being of its residents. The Maryland Department of Health oversees the licensing and regulation of these facilities, setting standards for staffing, safety, health care, and living conditions. Prospective residents and their families can verify the compliance and quality of a facility by checking its licensing status and any reported violations.

Choosing the Right Assisted Living Group Home

Selecting the most suitable assisted living group home for a loved one involves thorough research and consideration. Factors such as location, cost, available services, staff qualifications, and the atmosphere of the home are crucial in making an informed decision. Visiting prospective homes, engaging with staff, and speaking with current residents can provide valuable insight into the daily life and culture of the facility.

Costs and Financial Assistance

The expenses associated with assisted living group homes in Maryland can vary widely based on location, services offered, and individual needs. It's essential to understand the fee structure, what services are included, and any additional costs. Families often explore various financial assistance options, including Medicaid, long-term care insurance, veterans' benefits, and other programs to help cover the expenses associated with these facilities.

Making the Transition

Transitioning to an assisted living group home can be a significant change for both the resident and their family. Providing emotional support, assisting with the move, and helping the individual acclimate to their new environment are essential steps in ensuring a smooth transition.

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The Truth about Tithes and Offerings

Free Peer Counseling Maryland USA

[kendrixtermina]

in the netherlands, seniors & the disabled can apply for micro vehicles if they cant walk long distances. 

ideally this should be electric & covered by insurance. 

lets also note that limiting personal vehicle use to only those who actually need it (disabled, rural population, carrying big loads) is already a BIG improvement over the status quo even if they’re not completely banned. 

also, another side to that coin is disabillities that make you unable to drive. 

one of my sisters has really bad eyesight to the point they wouldnt give her a drivers license. As she lives in a place with good trains & public transport, this has barely affected her life

I once saw a youtube video of a person with a similar condition in the USA. He had virtually no independence, struggled to hold down a job & needed his wife to drive him everywhere

this is especially important for seniors, who shouldnt have to choose between the risk of continuing to drive when they’re no longer as capable and being isolated and idle in ways that are going to make age-related condition works. 

I mean, it's great that the "what about emergency vehicle access?" hack is so effective when pointing out the deficiencies of proposals for walkable communities, but it kind of burns my ass that you need to take that approach in the first place. I don't know how many conversations about communities planning I've seen that go like this:

Walkable communities advocate: Here's a plan for a walkable community in which only public transit will be permitted – no personal vehicles of any kind will be allowed.

Disability advocate: What about access for physically disabled people? If your options are public transit or the sidewalk and literally nothing else, any disabled person whose needs aren't fully served 100% of the time by your favoured public transit framework is fucked, and there's no such thing as a perfect public transit framework.

Walkable communities advocate, whose brain shut down the moment they heard the word "disabled" and didn't process anything past that point: Oh, you silly cripple, the term "walkable community" doesn't mean you're only allowed to walk! How quaint.

I guess pointing out "well, if only public transit is accommodated, how are firefighters and paramedics supposed to access emergencies?" works because now they can imagine themselves being affected!

[saakinsurance]

As we age, it's natural to start thinking about protecting our loved ones from the financial burden of final expenses. That's where final expense life insurance comes in. This type of insurance is specifically designed for seniors and aims to cover funeral costs, medical bills, and any other end-of-life expenses. At Saak Insurance Group, we understand the importance of finding the right final expense policy that fits your specific needs and budget. Our experienced agents can guide you through the process and help you secure the peace of mind you deserve. Don't leave your loved ones with financial stress during an already difficult time. Contact us today to learn more about final expense life insurance for seniors.

[homesteadinsurance]

Why Auto Insurance in Strongsville and Fairlawn, OH is a Must-Buy?

Experiencing ill health becomes a way of life when one begins to age. Indeed, the old and infirm may need to visit the hospital frequently or need therapies. The medical expenses may be staggering and often more than anticipated. Being covered by a quality health insurance policy becomes imperative for seniors, therefore. Again, not many of the elderly population can afford the coverage. No worries! There is another way out. One can always opt for Medicare in Medina and Brunswick, OH, to obtain the necessary care at affordable rates.

Americans need to check the associated facts to understand how Medicare works in favor of senior individuals. It helps to know that Medicare is a Federal health care plan available for people over 65. Moreover, Medicare is also extended to younger people who suffer from end-stage renal disease or are disabled.

Sure, many citizens are well aware of Medicare but fail to make the best out of the plan when signing up for it. Some of the essential things that have to be noted include the following:-

· Eligibility- Being of an appropriate age may not be enough. It is important to remember that people from all walks of life may be eligible for different reasons. The employer may help a retired employee to sign up for Medicare, thereby easing the problem of obtaining medical care to a great degree. Sure, an individual who turns 65 becomes eligible immediately, but others, especially those with Security Disability Insurance (SSDI) or Railroad Retirement Board (RRB) disability benefits for more than 24 months, are also eligible. There is no waiting period for people diagnosed with End Stage Renal Disease (ESRD) or amyotrophic lateral sclerosis (ALS).

· Automatic Enrollment- A few people become eligible for Medicare automatically, and others need to sign up for the plan. All citizens of the USA or its territories are signed up automatically once they turn 65. Those diagnosed with the conditions mentioned above are automatically enrolled as well. Individuals who do not get Social Security or are not eligible for Social Security retirement must sign up voluntarily to obtain Medicare benefits. They may sign up for Medicare Part A, i.e., for hospitalization benefits. Individuals residing in Puerto Rico or a foreign land with enrolment in Medicare Part A may sign up for Part B. The required form that needs to be submitted is available in Spanish along with English. ​ · Time to Sign Up- Trying to enroll in Medicare plans is not possible throughout the year. Instead, one needs to wait for the enrolment period by choosing the appropriate time that includes the following criteria:-

l Initial Enrollment Period (IEP)- 7 months of an open window that begins when one turns 65 l General Enrollment Period (GEP)- The signing up period is between January 1 and March 31 each year l Special Enrollment Period- This period is for people who did not sign up for Medicare as a group health plan covered them.

One should buy auto insurance in Strongsville and Fairlawn, OH, as mandated by the state. However, additional coverage over and above the basic standards is advisable for auto owners. 

[bhaynes2300]

Caregivers, CNA's, HHA and PCA's Positions (Aurora IL)

Touch of a Senior Hand Home Care Agency llc

Must have experience working with the Seniors and people with DD $15-17 per hours

Employment type: full-time Job title: Home Service Workers

We're Hiring! Immediate Positions Available

No Certification Required.

Care & Compassion for the Elderly

At, Touch of a hand hand home care agency llc, we support seniors and their families and provide the assistance needed according to the individual service plan. As a caregiver at, Touch of a hand home care agency you'll build relationships, improve the quality of life and serve the elderly through personal and companion care services. We assist with ADL's, bathing/showering, incontinence, feeding, grooming/dressing, toileting, hygiene assist, oral care, light housekeeping, meal preparations, laundry, transportation for medical, shopping and errands, medication reminders and assist with mobility safely.

We Provide Training, Referral Program

Flexible Shifts and Schedules, Full-Time and Part-Time

Apply Today!

Application accepted on

Monday and Thursday only from 1pm to 430pm @ 1444 N Farnsworth Ave #1053 Aurora IL 60505

touchofahand2300@gmail.com

PRE EMPLOYMENT DOCUMENTS NEEDED A. □ Employment Application/Resume B. □ CPR/First Aide * C. □ Driver’s License * D. □ CNA Certification or Nursing License * E. □ Physical Exam (must be within 1 year) * F. □ Orientation Sheet Signed G. □ Job Description H. □ Background Check * $25 or (Valid from reputable source within 90 days) I. □ Emergency Contact Form J. □ No Misconduct Form Signed and Dated K. □ Drug Screening (not mandatory during initial visit & can be done later) L. □ Proof of Valid Car Insurance * M. □ Motor Vehicle Record Review (applicant can print from DMV website) * N. □ TB Skin Test within (1) year. Chest x-ray if positive (may require Dr. clearance) * O. □ Social Security Card or (Proof of eligibility to work in USA)*

NOTE: IF YOU ARE NOT A CERTIFIED NURSE ASSISTANT OR A REGISTERED NURSE, PLEASE DISREGARD #D

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do NOT contact us with unsolicited services or offers

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