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hudsonespie · 4 years ago

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A Rush is On to Mine the Seabed, But the Effects are Unknown

[By Elizabeth De Santo, Elizabeth Mendenhall and Elizabeth Nyman]

Mining the ocean floor for submerged minerals is a little-known, experimental industry. But soon it will take place on the deep seabed, which belongs to everyone, according to international law.

Seabed mining for valuable materials like copper, zinc and lithium already takes place within countries’ marine territories. As soon as 2025, larger projects could start in international waters – areas more than 200 nautical miles from shore, beyond national jurisdictions.

We study ocean policy, marine resource management, international ocean governance and environmental regimes, and are researching political processes that govern deep seabed mining. Our main interests are the environmental impacts of seabed mining, ways of sharing marine resources equitably and the use of tools like marine protected areas to protect rare, vulnerable and fragile species and ecosystems.

Today countries are working together on rules for seabed mining. In our opinion, there is still time to develop a framework that will enable nations to share resources and prevent permanent damage to the deep sea. But that will happen only if countries are willing to cooperate and make sacrifices for the greater good.

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To mine the seafloor, ships will lower collector vehicles into the depths to vacuum up nodules containing valuable minerals.

An old treaty with a new purpose

Countries regulate seabed mining within their marine territories. Farther out, in areas beyond national jurisdiction, they cooperate through the Law of the Sea Convention, which has been ratified by 167 countries and the European Union, but not the U.S.

The treaty created the International Seabed Authority, headquartered in Jamaica, to manage seabed mining in international waters. This organization’s workload is about to balloon.

Under the treaty, activities conducted in areas beyond national jurisdiction must be for “the benefit of mankind as a whole.” These benefits could include economic profit, scientific research findings, specialized technology and recovery of historical objects. The convention calls on governments to share them fairly, with special attention to developing countries’ interests and needs.

The United States was involved in negotiating the convention and signed it but has not ratified it, due to concerns that it puts too many limits on exploitation of deep sea resources. As a result, the U.S. is not bound by the treaty, although it follows most of its rules independently. Recent administrations, including those of Presidents Bill Clinton, George W. Bush and Barack Obama, sought to ratify the treaty, but failed to muster a two-thirds majority in the Senate to support it.

Locations of three main types of marine mineral deposits: polymetallic nodules (blue); polymetallic or seafloor massive sulfides (orange); and cobalt-rich ferromanganese crusts (yellow). Miller et al., 2018 https://doi.org/10.3389/fmars.2017.00418, CC BY

Powering digital devices

Scientists and industry leaders have known that there are valuable minerals on the seafloor for over a century, but it hasn’t been technologically or economically feasible to go after them until the past decade. Widespread growth of battery-driven technologies such as smartphones, computers, wind turbines and solar panels is changing this calculation as the world runs low on land-based deposits of copper, nickel, aluminum, manganese, zinc, lithium and cobalt.

These minerals are found in potato-shaped “nodules” on the seafloor, as well as in and around hydrothermal vents, seamounts and midocean ridges. Energy companies and their governments are also interested in extracting methane hydrates – frozen deposits of natural gas on the seafloor.

Scientists still have a lot to learn about these habitats and the species that live there. Research expeditions are continually discovering new species in deep-sea habitats.

Korea and China seek the most contracts

Mining the deep ocean requires permission from the International Seabed Authority. Exploration contracts provide the right to explore a specific part of the seabed for 15 years. As of mid-2020, 30 mining groups have signed exploration contracts, including governments, public-private partnerships, international consortiums and private multinational companies.

Two entities hold the most exploration contracts (three each): the government of Korea and the China Ocean Mineral Resources R&D Association, a state-owned company. Since the U.S. is not a member of the Law of the Sea treaty, it cannot apply for contracts. But U.S. companies are investing in others’ projects. For example, the American defense company Lockheed Martin owns UK Seabed Resources, which holds two exploration contracts.

Once an exploration contract expires, as several have since 2015, mining companies must broker an exploitation contract with the International Seabed Authority to allow for commercial-scale extraction. The agency is working on rules for mining, which will shape individual contracts.

Unknown ecological impacts

Deep-sea mining technology is still in development but will probably include vacuuming nodules from the seafloor. Scraping and vacuuming the seafloor can destroy habitats and release plumes of sediment that blanket or choke filter-feeding species on the seafloor and fish swimming in the water column.

Mining also introduces noise, vibration and light pollution in a zone that normally is silent, still and dark. And depending on the type of mining taking place, it could lead to chemical leaks and spills.

Many deep-sea species are unique and found nowhere else. We agree with the scientific community and environmental advocates that it is critically important to analyze the potential effects of seabed mining thoroughly. Studies also should inform decision-makers about how to manage the process.

This is a key moment for the International Seabed Authority. It is currently writing the rules for environmental protection but doesn’t have enough information about the deep ocean and the impacts of mining. Today the agency relies on seabed mining companies to report on and monitor themselves, and on academic researchers to provide baseline ecosystem data.

We believe that national governments acting through the International Seabed Authority should require more scientific research and monitoring, and better support the agency’s efforts to analyze and act on that information. Such action would make it possible to slow the process down and make better decisions about when, where and how to mine the deep seabed.

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Footage from an expedition to the Ningaloo Canyons off Western Australia in spring 2020 that discovered up to 30 new species.

Balancing risks and benefits

The race for deep-sea minerals is imminent. There are compelling arguments for mining the seabed, such as supporting the transition to renewable energy, which some companies assert will be a net gain for the environment. But balancing benefits and impacts will require proactive and thorough study before the industry takes off.

We also believe that the U.S. should ratify the Law of the Sea treaty so that it can help to lead on this issue. The oceans provide humans with food and oxygen and regulate Earth’s climate. Choices being made now could affect them far into the future in ways that aren’t yet understood.

Elizabeth M. De Santo is an Associate Professor of Environmental Studies at Franklin & Marshall College. Elizabeth Mendenhall is an Assistant Professor of Marine Affairs and Political Science, University of Rhode Island. Elizabeth Nyman is an Assistant Professor of Maritime Policy at Texas A&M University. Dr. Rachel Tiller, Senior Research Scientist with SINTEF Ocean, Norway, contributed to this article.

This article appears courtesy of The Conversation and may be found in its original form here.

from Storage Containers https://www.maritime-executive.com/article/a-rush-is-on-to-mine-the-seabed-but-the-effects-are-unknown via http://www.rssmix.com/

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ideahood58-blog · 6 years ago

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Nixtamalizacion, Tex-Mex, Heirloom Corn, Chicano-Style: A Southern California tortilla glossary

We’re now to our ¡Eso! Eight, the final ocho in our KCRW Great #TortillaTournament (don’t forget to RSVP to our grand finale September 16), and I just realized something: we need a tortilla glossary.

Throughout the tournament, I’ve thrown out terms or words to describe the dizzyingly different approaches to making what most Southern Californians assume are just corn or flour tortillas.

It’s never been that simple, but the past decade has seen an explosion in varieties and methods. And as the trend of better tortillas continues to spread from homes to manufacturers to stores, here’s a glossary so ustedes, gentle readers can have a better grasp of what we’re talking about.

First, some general terms:

TORTILLA

Diminutive of torta, which signifies “flour, with other ingredients, in a round form cooked over low heat,” according to the Real Academia Española. In other words, a cake. Wait, what? Yep, kids: “tortilla” the word is originally Spanish and is actually more of a frittata, as any shocked Chicano who ordered one in Madrid will tell you.

What we now know as a “tortilla”—that is, a Mexican flatbread made of corn or wheat flour—was called “tlaxcalli” by the Aztecs. The Spaniards, because they didn’t know any better, deemed them “tortillas”—and now you know the REST of the story.

MASA

The foundational foodstuff of Mexico. From this corn dough emerges corn tortillas, sopes, panuchos, chalupas, tamales, stuffed gorditas, huaraches (the meal, not the sandal) and so much more. Masa can only happen after…

NIXTAMALIZACIÓN

An 1836 lithograph of tortilla production in rural Mexico. Photo credit: Public domain.

The process by which corn is turned into masa. Corn must be nixtamalized because eating too much raw maize gives eaters pellagra, a wasting disease. Nixtamalización happens by soaking dried corn kernels in a mixture of water and cal, which creates an alkalized solution. That, a wash, and cooking softens the kernels and removes the toxins, but also adds calcium and potassium, niacin, among other minerals: one of the world’s greatest small miracles.

You can nixtamalize at home, but it’s an arduous task. The best tortillerias in Southern California nixtamalize daily in giant vats. But many tortillerias unfortunately have increasingly relied on…

MASECA

Dehydrated masa, and what too many Mexican cookbooks call for if you want to make homemade tortillas. It has no flavor, period, and a bunch of preservatives. Many tortillerias secretly spike their own masa with Maseca so their tortillas have a longer shelf life (masa and corn tortillas with no preservatives go bad notoriously fast). Even just a sprinkle of Maseca sours any corn tortilla it touches, and furthers the Galactus that is…

GRUMA

The largest tortilla maker in the world, they make Maseca and manufacture the top-selling corn and flour tortillas in the United States: Guerrero and Mission, respectively. Next time you go to a Latino supermarket (or really, any non-Trader Joe’s/Whole Foods), notice how Gruma’s products dominate the tortilla section—and never buy them again. A Taste article this year telling called Gruma the “tortilla cartel,” and we’ll leave it at that.

TORTILLA MACHINES

Giant contraptions that allow tortillas to mass-produce but often lead to a drop in quality. The epicenter for tortilla machines in the United States, interestingly enough, is San Antonio, hinting at its former title as the city with the largest population of Mexicans in the United States outside Mexico.

TORTILLAS HECHO A MANO

“Hand-made tortillas.” Almost always tastes better than tortillas from machines—but what good are they if the restaurant uses Maseca for their masa?

Now, for styles:

HEIRLOOM CORN

This decade, restaurants like Guerilla Tacos, Broken Spanish and Taco Maria have sourced the corn for their masa from brokers like Masienda, which work with farmers in Mexico to grow non-GMO corn from heirloom strains kept among families for generations. The earthy taste obliterates any competition—two of our four corn finalists, Kernel of Truth and Taco Maria, work exclusively with heirloom corn. And Masienda is slowly entering the retail market.

GORDITAS

Miramar corn tortillas. Photo by Christopher Ho.

“Fatties,” to be blunt. Not to be confused with the stuffed dish, these are corn tortillas that are thicker than usual and have a more robust flavor as a result. More tortilla makers are starting to offer gorditas as the style spreads—my favorite remains Miramar Tortilleria from Eastlos.

TEX-MEX FLOUR TORTILLAS

In Texas, flour tortillas are a different species from what we’re used to in Southern California. Many recipes call for baking powder, for starters, and have as much lard as chicharrón. The result is thick, flaky things that often taste like biscuits (the best widespread brand is La Paloma White Wings, which ships their mix across the United States).

Californians have long ridiculed the Tex-Mex tortilla, but it’s an unfair comparison. The only contestant in our #TortillaTournament that makes Tex-Mex-style flour is HomeState, and I’m not surprised that they’re one of our eight finalists, so delicious they are. Don’t hate until you’ve tried!

CHICANO-STYLE TORTILLAS

I’ll admit it: I’m inventing this category right now. But if you eat enough Mexican food in East Los Angeles, the San Fernando Valley, and other areas with longstanding Chicano communities, and eat other styles the way I have, you’ll realize that Cal-Mex restaurants prefer their flour tortillas thin and dusty, the better to wrap around burritos. I’m thinking the beauties of Carrillo’s in the San Fernando Valley, or the tortillas Al & Bea’s in Boyle Heights uses to craft their legendary bean-and-cheese burritos. More research needs to be done on this style, and how it’s evolved—or, conversely, remained in yummy amber.

SONORA-STYLE TORTILLAS

La Azteca flour tortillas. Photo by Christopher Ho.

If heirloom corn tortillas are all the rage among the tortilla cognoscenti in Southern California, then Sonoran tortillas are the flip-side. It refers to the northern Mexican state, the purported birthplace of flour tortillas. They’re regarded as the best flour tortillas of them all: thin as a napkin yet sturdy, and redolent of wheat.

Historically, the most famous tortillas from here are the sobaqueras, tortillas bigger than a basketball hoop and traditionally folded up for your meal. You can’t find them yet in Southern California, but restaurateurs have brought the style to Los Angeles over the past couple of years and immediately sparked a trend (the pioneer was Esdras Ochoa, of Mexicali Taco Co. and Salazar) that has now even spread to New York. Tellingly, two of the four flour tortilla finalists make Sonoran tortillas, La Monarca Bakery and the appropriately named Sonoratown, both whom also work with heirloom wheat producers in Sonora to get the harina (flour) for their tortillas. And a third, Burritos La Palma, is somewhat in that style and just as delicious?

Questions, comments, want me to expand the glossary? Email your tortilla tutor at [email protected]!

Source: http://blogs.kcrw.com/goodfood/2018/09/nixtamalizacion-tex-mex-heirloom-corn-chicano-style-a-southern-california-tortilla-glossary/

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marcellusbitsandpieces · 4 years ago

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Bits and Pieces 9/6/20

Thought that I would clear out some of my accumulation and do a true “bits and pieces” column this week. Did you know that…

* Originally tennis balls were black or white. The BBC started broadcasting the Wimbledon match in color, July 1967. Although the quality was impressively good, the standard tennis ball was difficult for viewers and sportscasters to follow. The International Tennis Foundation (ITF) did a study. The official ITF designation for tennis balls is now optic yellow or high-visibility yellow.

* Sometimes, Ben & Jerry’s will do a specialty ice cream just for one of the 50 states. After touring the state of Texas for a sample study of which flavor to dedicate to Texas (Bar-B-Que Peach or Bourbon Pecan Pie), the winner was Bourbon Pecan Pie. It’s made with Bourbon ice cream and pecans, shortbread cookie pieces and whisky caramel swirl. Sorry, Carmi, it’s only available in Texas. Road trip?!

* This got me to thinking of flavors of B&J ice cream that maybe didn’t make the grade. Here are some “Graveyard” Flavors: Wavy Gravy, Miz Jelena’s Sweet Potato Pie, Rainforest Crunch, Tennessee Mud and Cow Power are some I can definitely understand having a short life. But, Devil’s Food Chocolate, Fresh Georgia Peach and Crème Brulee sound pretty yummy to me.

* Margaret Thatcher wasn’t always in British politics. She graduated from Oxford University with a degree in chemistry. Thatcher became a food scientist and was part of a team working on lowering the cost of ice cream. (Obviously, Ben & Jerry’s wasn’t part of the study.) Through her research the concept of injecting air to create a soft serve ice cream became popular in the U.K. It carried the label of Mr. Whippy. (Definitely not real ice cream, according to Arnie Schten!)

* Maxwell House coffee is a special blend of coffee beans from three countries created by a wholesale grocer, Joel Cheek and coffee broker, Roger Nolley Smith. To initiate sales, Cheek went to Maxwell House Hotel of Nashville, Tennessee. He gave the hotel food buyer 20 pounds of their special blend free to try. When the hotel ran out of the blend, they returned to their usual brand. However, complaints urged the hotel to buy Cheek’s coffee. He got the rights to name the special blend after the Maxwell House Hotel, thus Maxwell House Coffee.

* A favorite summer fruit is the watermelon. Actually, it is the ONLY melon I will eat. Did you know that the center pink flesh wasn’t always pink? When watermelons were wild fruit, thousands of years ago, the insides were a pale green and had a bitter or even bland taste. How the breeding of the fruit came to produce what we enjoy today is lost to history. But originally watermelons were raised more as a source of fresh, safe water for desert areas.

* Most people today can’t remember writing with anything except a ball point pen of some design. I do (fondly) remember the fountain pen – not only the original messy one with the metal bar on the barrel to lift as one inserted the nib into the ink jar so a suction was created to fill a reservoir that would allow the ink to transfer directly from the reservoir to the nib to the paper. Then the invention of the ink cartridge removed the messiness. But in the late 1940s Marcel Bich and his partner, Edouard Buffard, began working on the popularizing of the ball point pen idea. They bought the patent from the Hungarian inventor, Laszlo Biro, who created a plastic ink barrel version. In December 1950, Bich used a shortened version of his name to christen the new “Bic” pen.

* In 1803, Thomas Jefferson sent Lewis and Clark with their Corps of Discovery to explore, survey and record the newly acquired Louisiana Territory to the Pacific Ocean. In 1871, explorer, Ferdinand Hayden, a photographer and a landscape artist returned from the western territories with stunning information that caught the minds of Congress which caused them to formally protect the land we know as Yellowstone. In 1872 over one million acres of public land was proposed by Congress and signed by President Ulysses Grant establishing the first U.S. National Park called Yellowstone. In 1880, Sequoia and Yosemite became the second and third U.S. national parks.

* The mineral corundum is an exceptionally hard mineral – second only to a diamond. A diamond ranks 10 on the Mohs scale and corundum is a 9. Even though rubies and sapphires appear very different, they are both corundums, with the ruby as the red variety and the sapphire all other colors – yet blue is the most popular.

* Whiskey lovers! Did you know that you don’t get all that is barreled? Whiskey is aged in wooden barrels – most often oak barrels. As the whiskey ages the wood barrel absorbs some of the sulfur compounds and imbues the liquid with unique flavors and aromas. Because of the porousness of the wood, about 2% of the whiskey is lost each year. That means that a 30-year-old whiskey can lose up to 30% of the original quantity. Since the “lost” whiskey is believed to evaporate into the heavens, the lost % is called the “angels’ share.” This may be a good reason be good in this life for the hereafter.

* Sometimes a nickname is a much better choice than the original. The “funny bone” is not even a bone – it is the ulnar nerve. This nerve extends from your neck to your hand with nerve endings in parts of your arm and the little and ring fingers. When you hit the area of your “funny bone” the ulnar nerve compresses against the abutting bone. This creates a tingling, numbing, painful feeling up and down your arm and into your fingers.

* We know that people who can’t distinguish colors and basically see versions of black, white and grey are “colorblind.” For the rest of us who can determine colors, we are called “trichromatic.” Having normal color vision means that one is sensitive to all three (tri) primary colors (chromatic).

* The United States was once home to the Toothpick Capital of the World. The small town of Strong, Maine with 1,000 residents (not even larger than Marcellus) was manufacturing about 95% of America’s toothpicks after WWII. That equates to about 75 billion (that’s a “B”) each year. However, floss was later invented and led to the end of the toothpick as an industry in the United States. 2003 was the last year of production, and the mill was destroyed in 2018.

* Though it is not recommended to wear food as a necklace (contamination from the skin), there seem to be a couple of exceptions. Some of you may have heard of wearing the mustard seed. It is usually encased and worn as a pendant with significant meaning. From the Bible, the mustard seed symbolizes faith, the Kingdom of God, humble beginnings or change. A non-religious choice (or maybe not) is the wearing of a large pretzel at beer festivals. These necklaces date back to the 1500s (when food contamination was not a thought). For the non-religious, the pretzel is to help clear the palate between the drinking of different types of beers or as a starch to help soak up the alcohol in the body. For the religious, the three holes in the pretzels are said to represent the Holy Trinity; so, wearing one as a necklace could be to keep the Trinity near us.

Hopefully, you found something of interest within this mishmash of information. Just in case anyone needs something for a Jeopardy! question, I am glad to help.

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heatherrdavis1 · 4 years ago

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ALERT! BITCOINs ETF is Confirmed & Coming Soon!!

VIDEO TRANSCRIPT

Hello Folk. What is going on with the viewers across the two? I’m sure you know by now, but if not, my name is Tyler. Welcome to the channel that is more vocal than this little pooch stuck in a drive-through line. This is how lines work, Walter. You can’t just go to the front because you’re Walter Jeffrey. That’s not what it is. You know, you’re not even popular here in Austin, Texas, to be honest. You know our Hounddog. How? It’s time for Chico Krypto. If you didn’t know the real fun began yesterday, my friends, miners in the Bitcoin industry started to realize their profits were being slashed in half. The reward is now officially six point two five BTC per block, or just 900 new bitcoins per day or at current prices, over seventy-nine million dollars per day. Although over the weekend it was twelve point five BTC per block or eighteen hundred new bitcoins per day, or at current prices over one hundred and fifty-eight million dollars. So some miners out there are definitely feeling the pain. But when you check out the hash rate chart over the past seven days, it’s not a terrible miner purge. Yet as a hash rate dipped from one hundred and thirty-six million Tarah hashes to one hundred and twenty-five million hashes, a purge of just eight percent. And with the hash rate staying where it is with the network difficulty’s where it is up. Prices have to stay here or above for a significant majority of the miners to stay profitable. A ton of operations in the US, Europe and Australia are actually losing money at these current prices. But even with the dips into the seven K and high six K range operations in Eastern Europe, Russia and China even become unprofitable. But only if the hash rate and difficulty are around the same level. And this can be seen with pretty having break-even data with miners and certain electricity costs. If you are paying one cent per kilowatt-hour, you were extremely profitable. Pree having even when 25 percent goes to other costs like cooling as break-even was still under fifteen hundred dollars. But not too many places pay that cheap. Even in China now up to the seven percent kilowatt-hours where miners would break even or begin to lose money based on an additional cost. But now with having you have to realize that the costs have doubled for the BTC miners and those break evens have all been multiplied by two, which means prices for these operations have to increase or the miners will be subjected to Bitcoin prices below their break evens, which means they are then forced to sell not only all of the coins they mine on an ongoing basis, but they may also be forced to tap into their balance sheet reserves, causing additional selling pressure on top of their persistent ongoing sales. And you know, what that mining data showed was taken by coin chairs and investment and research company and their chief strategy officer Milton de Meir’s, who is a total babe, by the way, said this when referencing the firm’s observations of the mining industry. I think miners are looking to opportunistically offload some of their Bitcoin inventory to add operating capital to their balance sheet. We’ve been talking to a number of miners on coin shares, capital broker-dealer side. Are looking at raising capital to build out new facilities, to buy new machines and to extend their capacity, raise capital. That means selling more BTC than usual unless the price goes up. What could make the price go up? For the short to medium term? Well, the Federal Reserve said in a press release, New York Fed announced the start of certain secondary market corporate credit facility purchases on May 12. Yep. Yesterday, some crazy brand new thing the Fed and the Treasury Department conjured called the secondary market corporate credit facility s.M CCF went live. Of course, it was established because of the virus. But according to the Fed’s own documentation on what it does, the s.m CCF they purchase in the secondary market, corporate bonds issued by investment-grade U.S. companies or certain U.S. companies that were investment grade. As of March 22nd, two thousand glens. So the key here is they need to be investment-grade corporate bonds or ETF, which means A rating of triple B minus or above. No junk bonds. But there is a loophole or certain companies that were investment grade. As of March 22nd, 2020. So they can currently buy junk bonds as long as they were investment grade before the viral panic. Now, Bloomberg also covered the launch of this facility and they covered a certain ETF in their article, forty-four point six billion shares, ie box investment-grade corporate bond ETF rallied point eight percent after the market opened on Tuesday at twenty-one point three billion shares. Eyeborgs high yield a.k.a. junk corporate bond ETF climbed point five percent. Who is behind the icebox. Corporate ETF BlackRock. Financial is. And guess who is a key player in the response to this pandemic. BlackRock Financial is Bloomberg covered it last month. BlackRock. Becomes a key player in crisis response for Trump and the Fed. And in the article, BlackRock has a premiere role in helping Federal Reserve stabilize markets. The central bank has hired the firm to help manage its economic relief efforts, which the Fed admits from another press release of theirs about the s.m CCF on March 24th, 2020. The New York Fed retained BlackRock Financial Markets Advisory as a third party vendor to serve as the investment manager for this facility. Then Steedman Nugent again moves in. Let the world know too, and that they wouldn’t be making money off of them. Let’s listen in. Well, any of the people who are working with us have already agreed to work at very, very, very reduced rates, making sure that, you know, this is a special situation. So we’re not going to be paying big fees to any of these people and we’re gonna make sure there aren’t conflicts in any of the people we hire. And as I said, they’ll be full transparency. So the president is right. He’s asked me. I’m sorry. Go ahead, sir. Do you have names for any of those individuals who will be doing this? Would be the Federal Reserve has already announced that they’ve hired BlackRock. BlackRock is one of the largest asset managers in the world. BlackRock was involved in the financial crisis last time. Larry Fink has enormous experience. So that’s one of them that has been disclosed. And as we hire more people, we will fully disclose. OK. Snoots my news then. What is this from a detailed document about the facility? A fee structure for the SNCF is based on the value of corporate bonds and loans acquired and held by the facility. BlackRock will charge one an asset management fee and two program administration fees for setup and operation of the facility. So Stevie Boy, don’t be a CBS or we know BlackRock is going to make bank off of this and become even more powerful. You said it yourself. They helped in the 2008 financial crisis. The CEO, Larry Fink at the helm. It was called BlackRock Decade when Bloomberg in 2018 said how that crash forced a six-point three trillion dollar giant. Yet from this chart, we can see they managed just over a trillion in 2008. By 2017 was over six trillion. I wonder how much they manage in 2004? Well, from a corporate media release, assets under management of three hundred and twenty-one billion. Wow. Now, that is some real growth from three hundred twenty-one billion to today, over seven trillion in just 16 years. Now, if we want some perspective, what BlackRock manages is twenty-nine percent of the national debt of the United States of America. A debt clock shows just over twenty-five point one trillion. But tik-tok, tik-tok. It’s growing by that second, although who brought BlackRock on in 2008 to help with the financial crisis? Well, it was that George W. Bush presidency, as it was May 2008 when they got the call to fix Wall Street. But Obama took over in November of that year. How many times did the Obama White House and BlackRock exact mean? Well, according to BlackRock Transparency Project’s Web site, there were 98 meetings between Obama White House officials and BlackRock executives. Hundred and eighty-five meetings and phone calls between senior BlackRock executives and Treasury secretaries spanning the Bush and Obama administrations. And finally, Obama and Larry Fink CEO personally met 16 times. But what is weird, there is not a single picture of the two together can be found online. But we are doing it all over again with the Trump administration. Now, like for those who are still blindfolded and don’t see each administration from the Bushes to the Obamas to now that Trump’s all have the same damn goal and work with the same damn people. I feel sorry for you, Trump, and think our best friend. They like to play schoolboy push and shove. And now this facility has put us on a dark timeline. It was in 2008 dark. It was just hidden better because of Obama’s squeaky clean image. But now we have shifted to where the dark is clear as day by giving Blakroc full control of this debt buyout program. The Fed is further entwining the roles of government and private actors, and in doing so, it makes Blakroc even more systematically important to the financial system. Yet BlackRock is not subject to the regulatory scrutiny of even smaller financial institutions. All doom and gloom. I know. And I said there could possibly be demand from Bitcoin, from all of this. Remember? Well, back in July of last year, Larry Fink said this firm is evaluating cryptocurrencies. The article states chief executive Larry Fink on Monday said the world’s largest asset manager has assembled a working group to look at blockchain technology and cryptocurrency such as Bitcoin. But caution, he does not see massive investor demand. No demand. Then why just a few months later, in October, the head of your working group said this on a podcast. So we talked about how there was a lot of enthusiasm about crypto in 2008 with the initiation of the first and of Bitcoin if you will. A lot of excitement in 2015, 2016, and then now people kind of roll their eyes. It feels like flashing is a tired password. So where do you think we are in the hype cycle and where do you think it’s going? Even though blockchain and crypto are, you know, fundamentally distinct concepts that may ultimately have different endings, blocks and hype cycle is very much tracked Bitcoin’s cycles. And we’ve had three of those in its 10-year history, the first being from Inception basically through 2011 and the second peaking in late 2013, troughing in 2015. And then, of course, the third peaked in December of seventeen as over the last year and a half. That’s where this trough of disillusionment has really set in, where people have started to tire of the buzz and question whether this is going to be anything but just as is typical INJ or that classic Gartner hype cycle as that is happening on the ground, fundamentals are actually improving. So speed, privacy, security, scalability and real development is happening. And then going back to 2018, the head of your working group, Robby. He has been putting out work regarding Bitcoin and crypto. He co-authored this research paper in June of 2018, a fundamental valuation framework of crypto assets. As we can see from the BIOS, the authors are both connected to that ripple. Susan serves on the board of directors and Robby, he worked for them in the summer of twenty seventeen. And what I find funny from the report is even though they are a rip, had they give Bitcoin a better chance of succeeding, as we can see from Section three-point one model application estimating a fundamental value for BTC and X Arpey, they assign Bitcoin a success rate of 30 percent and a failure rate of 70 percent. End with X our P. We can see they assign success at twenty-five percent. Well, failure is seventy-five percent. They think BTC has a better chance. And what I love is their conclusion. We have demonstrated the practical application of the model on two leading crypto assets, BDC and SRP, and arrived at a fundamental value range day for BTC of thirteen thousand six hundred twenty-eight thousand one hundred four x Arpey of a dollar fifty-nine and eight dollars and twenty-three cents. This result, through calculated using imperfective early precise estimate, suggests that both BTC and ex Sarpy may have significant upside from the current price levels, despite the spectacular price appreciation in both currencies since early 2017. So some doubt Ripple Heads will say, Hey Robby, you work for a ribbed ball for US armour. It means BlackRock and the Fed are now going to be using them. No. As you can see, since they made that evaluation call in June of 2018, that tokens were at forty-five cents. They are now at 19, a one-year loss of nearly 60 percent. Bitcoin, it’s basically where it was actually a tad bit higher as it was below AKCA at the beginning of June in twenty-eighteen. Bitcoin has increased by 10 percent. You would think Robbie, an investor at heart, notices things like that. And here’s a little piece of information we need to come and put together. So we found out in March Brian Brooks, who was Coinbase is chief legal officer, was joining the Treasury Department, reuniting with his old one West friend, Manute Chin Katz, who has been advising Coinbase for the past 18 months. BlackRock and they began exploring a crypto ETF together back in June of twenty eighteen, which suspiciously came one month after Coinbase was the first fintech company to speak with U.S. regulators, the Treasury Department, about acquiring a federal banking license, which was unfortunately stopped by. Yeah. We covered this two weeks ago and the video proof that the dollar is going digital, which the Treasury Department specifically Brian Brooks, has held, Office of the Comptroller appealed, and we are still waiting on that decision. But in the meantime, they want to get things are all in for Bitcoin and crypto. Why do you think yesterday JP Morgan announced they are now providing their banking services to Jemini and Coinbase. So if you take the time to find and connect the pieces, they go right together, like IKEA furniture, no solid directions. But once it’s put together, you realize this is some good shiz net. Cheers. I’ll see you next time.

Via https://www.cryptosharks.net/alert-bitcoins-etf-confirmed-coming-soon/

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jeffrmayhugh · 4 years ago

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ALERT! BITCOINs ETF is Confirmed & Coming Soon!!

VIDEO TRANSCRIPT

source https://www.cryptosharks.net/alert-bitcoins-etf-confirmed-coming-soon/ source https://cryptosharks1.tumblr.com/post/618352264671821824

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scottmapess · 4 years ago

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ALERT! BITCOINs ETF is Confirmed & Coming Soon!!

VIDEO TRANSCRIPT

source https://www.cryptosharks.net/alert-bitcoins-etf-confirmed-coming-soon/ source https://cryptosharks1.blogspot.com/2020/05/alert-bitcoins-etf-is-confirmed-coming.html

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cryptosharks1 · 4 years ago

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ALERT! BITCOINs ETF is Confirmed & Coming Soon!!

VIDEO TRANSCRIPT

source https://www.cryptosharks.net/alert-bitcoins-etf-confirmed-coming-soon/

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mortgagebrokerplanotx · 5 years ago

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Lenders One: Lenders finally being forced to change

Contents

Fhfa claims short sale

Claims short sale

Mortgage usa brings reverse

Rising flood insurance rates. “people

Material.. forced place

A lending industry impactor, Lauren Ketchum, Lenders One mortgage cooperative director of member experience, identifies and addresses the biggest challenges lenders face, going to bat for lenders.. Realtors and everyone else are wrong about net neutrality Morgan Stanley will pay $1.25 billion to resolve fhfa claims short sale fraud fears grow as HAFA Gets Set to Pop Final 4Q GDP estimate comes.

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a.) When borrowers repay bank loans, the money supply is increased b.) When borrowers take out bank loans, the money supply is decreased c.) A single bank can legally lend an amount equal to its total reserves d.) A bank can only grant loans to customers if it has excess reserves

Federal Mortage Law – RESPA regulation H and G. SAFE material.. forced place insurance notice and forced place insurance reminder notice. whether the lender or table funding broker has not serviced loans in the past 3 years and will not service the loans; Lenders who do service laons must.

The Commonwealth government will introduce a "responsible lending test" to the consumer credit code next year according to sources. Under the new rules, lenders who push debt onto borrowers who.

Right now, he said that the industry is talking more about technology than it is doing anything about it, but there is a legitimate effort being made by most good lenders to change that.

One solution is to use a loan known as a ‘property share loan’. This has some unique features: Each borrower can have their own loan account that only they can access. Each loan account can be in different names. The loan is secured on the property that is jointly owned. Everyone is joint and severally liable for each other’s loans.

JPMorgan equity strategist predicts construction boom For miners, the best is yet to come: Toronto, (The Globe and Mail) – The bull run in commodities is far from over, according to a prominent market strategist who predicts base metal stocks will take a breather before resuming their ride on a "once-in-a-millennium" boom that will last at least two decades.House to vote Monday on limiting GSE CEO pay Former President Bill Clinton said he would raise the nation’s legal borrowing limit on his own if he had to and. clear and I think this idea that the Congress gets to vote twice on whether to pay.

Some CEOs are almost embarrassed by their pay packet, but others like Fahour are genuinely attracted to as much as they can.

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valoansdallastx · 5 years ago

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VA Loans in Wells Texas

Contents

73 registered sex offenders living

Website. find competitive

Limits federal direct loan (direct loan

Program offer stafford loans

But according to analysts from Wells Fargo, Ginnie Mae’s threat will not be last move in the agency’s effort to clean up VA “loan churning,” the practice. He is a graduate of University of North.

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This was followed by FHA loans at 26.9%, VA loans with 11.7%. graduate of.VA Loans in Sherman Texas Sherman TX VA Loans and 100% Sherman TX VA Loans – the best loan program in Texas! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged vets and active duty military personnel.

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Texas Land Bank – website. find competitive rates on a variety of Texas land loans. Not only does Texas Land Bank offer a variety of loans for undeveloped land, they can finance other useful necessities such as farm and ranch equipment, vehicles or any other capital.

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VA Loans in Yantis Texas Matt and his guests break down the home improvement loan process including how to apply for pre. as a Senior Staff Advisor and Veteran Advocate to the Director of the VA Heart of Texas Health Care.

· Which lenders do VA loans without a minimum FICO? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

VA Lending Limits for Texas Cities Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.

The bank, which presently offers the HOME program, or Home Ownership Made Easier, is offering a similar contribution arrangement for qualifying FHA or VA home loan borrowers as it. including 329 in.

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The post VA Loans in Wells Texas appeared first on VA Loans Dallas TX.

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#Dallas VA Home Loan #VA Home Loan Requirements in Dallas #Dallas VA Loan Rates #VA Home Loan Rates in D

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parvinasseaynk72insurance-blog · 5 years ago

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Buick Verano Cheap Insurance

BEST ANSWER: Try this site where you can compare free quotes :COVERAGE-FINDER.NET

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Buick Verano Cheap Insurance

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