#Seller expenses
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arizonanativerealtor · 1 year ago
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Navigating Closing Costs for Sellers in Arizona
Selling your home in Arizona? Here's a quick overview of closing costs to help you prepare:
1. **Real Estate Commission (5-6%)**: A significant expense, split between the seller's and buyer's agents.
2. **Title and Escrow Fees**: Covers title insurance and secure escrow services.
3. **Transfer Taxes**: State and county taxes based on the sale price.
4. **Prorated Property Taxes**: The seller pays their share up to the closing date.
5. **Home Warranty**: Optional, but it can be an expense.
6. **HOA Fees**: If applicable, clear outstanding dues.
7. **Repairs, Inspections**: Be ready for potential costs to meet buyer conditions.
8. **Notary, Recording, and Courier Fees**: Smaller charges that add up.
9. **Outstanding Loan Balances**: Pay off any remaining mortgage from the sale proceeds.
10. **Miscellaneous Expenses**: Be prepared for unexpected costs.
Keep these costs in mind to make your Arizona home sale a smoother process.
#ArizonaRealEstate #HomeSelling #ClosingCosts #PropertySelling #RealEstateTip #AZHousingMarket #SellerExpenses #RealEstateAdvice #PropertyTaxes #HomeClosing
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strawberrum · 9 months ago
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thinking about how I had a few folks at my last market suggest to me (kindly and with good intentions) that I make and sell some versions of the hand knit cardigan I was wearing because people would "totally pay $300 for that!"
I appreciated the sentiment, but people don't understand what goes into handmade clothes! I don't use a knitting machine. Every stitch in that garment is created by hand on needles, and the sleeves were brioche. Even using inexpensive acrylic yarn for the whole project, and accounting for the HUGE sleeve stitches (saving me time making the sleeves)—the material cost was $55 and the labor was well beyond that.
Let's conservatively estimate the cardigan took me 30 hours to create. Currently, when pressed to put a dollar amount to my time, I use the living wage as a baseline and then go up from there $1/hour for every year I have been actively practicing that particular skill. In the case of knitting that would be 11 years, and the current living wage in my area is approximately $23/hour. Setting aside the fact that this is calculated based on a 40 hour work week and I don't believe that is ethical or sustainable, we'll just leave it at $34/hour. That would make labor alone $1,020.
This brings the "production cost" to $1,075.
Items are not sold at production cost because that would leave your profit margin at 0%. This is not sustainable because it costs money to run a business (think things like paying for computer repairs, buying tools, the tablecloth you use at markets, paying for a website, etc.). Realistically to cover business costs and still come out with a 7% "net" profit margin, which is just a number pulled from averages in the clothing retail business...
... I'd have to sell that cardigan for $1,350.
So yeah! Something to think about when you see the price of clothes that are handmade. :o)
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riverrunscold · 17 days ago
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So I've never posted this kinda stuff on my Tumblr, but hey, I'll give it a shot!
My ebay
My depop
I've got a couple things listed on each and will be listing more soon! Some items include a warhammer 40k figure, an (actual) vintage sewing machine, and some jewelry on depop. More clothes will be added there along with books and a hunger games box set, which I can say is authentically a early 2010s relic xD.
Come check it out if you want anything!! No pressure if you don't! The depop stuff should he very inexpensive as well, so don't worry about that!
Time for my Tumblr garage sale! Come on in!
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slankyyy-revs-the-world · 1 month ago
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there’s a ton of adorable fe3h merch I want to buy but theres two major deterrents from fandom merch buying:
a) The prices are in USD are 2x more expensive for me
b) The international shipping and customs will make it 5x more expensive
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jojo-the-puppy · 3 months ago
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oh welp actually the cat underwear is up again so if anyone wants to get me way too expensive underwear for the gimmick, its up in my throne
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johnny1note · 10 days ago
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I need to stop looking at antiques on ebay I want her so bad
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windor-truffle · 2 months ago
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not me dithering for 2 months on whether to buy the Asobi store-exclusive physical items only for them to sell out 😭💔😭💔😭💔
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peacheenie · 6 months ago
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orghh... itemsss.... theyre all saur cutes what the freak...💥💥💥💥
also check out this stylish girl !! i had this exact dress up dog when i was younger!!! the seller put lil hair bands on her ears how cute is that... 🥺💖 she didnt come with the extra box and hat from the set but thats okay because i actually still have mine from when i was younger!! idk why that was the only thing i kept lol
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vodid · 3 months ago
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my print manu has raised some of their prices so if some of my products cost a little more, that's why!
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melit0n · 4 months ago
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sharing some of my pinned morpho butters with you hope that's cool 🥺👉👈 i got so excited to see your new framed one, it's absolutely gorgeous!
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Oh these are all radiant! The blue shine is always so mesmerising to look at to me.
I'm guessing Rehtenor, Sulkowsky, Common Blue/Helanor and then Theseus? I would happily sell my soul for that Sulkowsky, it's such a pretty specimen!!
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quokkabite · 6 months ago
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hi for absolutely no reason whatsoever u should show me what han pcs u have and also ones u like and want just for research purposed yk
i have not nearly enough 😭😭😭
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and honestly there’s no han pc in this world i wouldn’t want 🥲 i’m v v v v v so normal about him honestly one hundred percent 🙂
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soaps-mohawk · 6 months ago
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(Tmi ask warning? I think?)
The latest chapter had me wondering from the tidbit of Kyle nervous about taking John's knot, but can betas technically fit a knot in them?
I'd imagine with enough prep it would be a yes. It'd probably be a common kink in this universe given that we probably have toys like that irl 😭 (not 100 on that because not my thing really but I'd imagine it exists lmao)
Lmao it takes a lot to make me TMI darling.
But yeah, betas can take knots, but it would take a lot of prep and lube since it's a lot and their bodies aren't quite built for it like omegas are.
I can imagine it is a kink lol. There's probably alphas and betas out there that like being knotted 😂 there's probably knotting toys in that universe (and yes they do exist in this one). The market is probably made up of more alphas and betas for those than omegas 😂
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sonknuxadow · 9 months ago
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my sonic cds btw . i ❤️ physical media
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born-to-lose · 2 days ago
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I NEED to go to the record store asap
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otherworldworldy · 9 months ago
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My Etsy shop is now open!
Eye mushroom earrings, including custom orders are available :)
Tea with the Reaper - Etsy
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sprinkleskirby · 1 year ago
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buying bratz and monster high dolls is the worst because why are the repros being sold on ebay for 100+
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