#Seller expenses | Explore Tumblr posts and blogs

arizonanativerealtor · 1 year ago

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Navigating Closing Costs for Sellers in Arizona

Selling your home in Arizona? Here's a quick overview of closing costs to help you prepare:

1. **Real Estate Commission (5-6%)**: A significant expense, split between the seller's and buyer's agents.

2. **Title and Escrow Fees**: Covers title insurance and secure escrow services.

3. **Transfer Taxes**: State and county taxes based on the sale price.

4. **Prorated Property Taxes**: The seller pays their share up to the closing date.

5. **Home Warranty**: Optional, but it can be an expense.

6. **HOA Fees**: If applicable, clear outstanding dues.

7. **Repairs, Inspections**: Be ready for potential costs to meet buyer conditions.

8. **Notary, Recording, and Courier Fees**: Smaller charges that add up.

9. **Outstanding Loan Balances**: Pay off any remaining mortgage from the sale proceeds.

10. **Miscellaneous Expenses**: Be prepared for unexpected costs.

Keep these costs in mind to make your Arizona home sale a smoother process.

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#The Araizas #arizona real estate #sell your home #home selling #closingcosts #property for sale #property selling #real estate tip #Az housing market #Seller expenses #real estate advice #Property taxes #home closing

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strawberrum · 8 months ago

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thinking about how I had a few folks at my last market suggest to me (kindly and with good intentions) that I make and sell some versions of the hand knit cardigan I was wearing because people would "totally pay $300 for that!"

I appreciated the sentiment, but people don't understand what goes into handmade clothes! I don't use a knitting machine. Every stitch in that garment is created by hand on needles, and the sleeves were brioche. Even using inexpensive acrylic yarn for the whole project, and accounting for the HUGE sleeve stitches (saving me time making the sleeves)—the material cost was $55 and the labor was well beyond that.

Let's conservatively estimate the cardigan took me 30 hours to create. Currently, when pressed to put a dollar amount to my time, I use the living wage as a baseline and then go up from there $1/hour for every year I have been actively practicing that particular skill. In the case of knitting that would be 11 years, and the current living wage in my area is approximately $23/hour. Setting aside the fact that this is calculated based on a 40 hour work week and I don't believe that is ethical or sustainable, we'll just leave it at $34/hour. That would make labor alone $1,020.

This brings the "production cost" to $1,075.

Items are not sold at production cost because that would leave your profit margin at 0%. This is not sustainable because it costs money to run a business (think things like paying for computer repairs, buying tools, the tablecloth you use at markets, paying for a website, etc.). Realistically to cover business costs and still come out with a 7% "net" profit margin, which is just a number pulled from averages in the clothing retail business...

... I'd have to sell that cardigan for $1,350.

So yeah! Something to think about when you see the price of clothes that are handmade. :o)

#and this is for something made with PLASTIC yarn!! not cotton! not wool! not really ethical even though it's technically #slow fashion #this is why garments were originally intended to last a LIFETIME or even generations!!!!#they are not cheap! clothes should proportionately be one of the singularly most expensive things we own btw!!#thank you for coming to my talk #I will be ranting again about this in the future I'm sure #handmade fashion #small business #fast fashion #shop small #etsy seller #knitting #fiber art #handmade life #fashion #indie fashion #style #strawberrum chirps

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jojo-the-puppy · 1 month ago

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oh welp actually the cat underwear is up again so if anyone wants to get me way too expensive underwear for the gimmick, its up in my throne

#together w other cute underwear sets the same sellers have #i guess its imported stuff so its stupid expensive #jojo barks

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windor-truffle · 18 days ago

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not me dithering for 2 months on whether to buy the Asobi store-exclusive physical items only for them to sell out 😭💔😭💔😭💔

#dolphin noises #remaster #i am stingy to a fault even when i want something and know i want something it takes me a long time to convince myself i can buy it ;_:#the more expensive/useless the item is the more anxiety i get about buying #wish i could be more like my internet friends who probably spend too much on merch 😅#but all i hear is my parents' voice saying 'you don't need that you have merch at home' 'you dont need comissions you're an artist arent yo #i had several tabs of sellers open on my laptop for literal months and now that i finally got over my anxiety they're all sold out 😭😭😭😭😭#if anyone knows of good sites that sell japanese merch abroad lmk. i'll keep an eye out too to see if any of these listings change #maybe it's still being sold somewhere im not tech savvy/japanese fluent enough to find #but in the meanwhile i think i need to cry actual tears brb ;_;

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peacheenie · 4 months ago

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orghh... itemsss.... theyre all saur cutes what the freak...💥💥💥💥

also check out this stylish girl !! i had this exact dress up dog when i was younger!!! the seller put lil hair bands on her ears how cute is that... 🥺💖 she didnt come with the extra box and hat from the set but thats okay because i actually still have mine from when i was younger!! idk why that was the only thing i kept lol

#nintendog #nintendogs #plush #plushies #stuffed animals #postcard #postcards #vintage postcard #these are the uhm. aforementioned hyperfixation items that i bought ^_^#theres a full set of the plushies that the black lab comes from and i. vibrates. i want it soso badly. but its sooo expensive. sighs #the black lab is my fave from the set but this guy doesnt have his lil screen cleaner keychain on his neck that they all came with #which the full set DOES ALL HAVE INCLUDING THEIR OG TAGS which is why theyre so expensive lmao #can someone give me £300 so i can buy them pls and ty. :]#im also inquiring to someone abt a set of two of the dress up dogs that come with all their clothes n bags i will see if the seller respond #i also wanna get shiba and friends from japan and alsooo maybe the best friends limited edition game in box cuz of completion sake...#but i am also waiting on a surugaya order with a cutes old bewk in it... when i have my new shelf i will display them all !!!!#and share pics :3 for now theyre uhm. on my floor ksghkhgs <3 #they will look sooo cute next to my ochaken collection... ourgh i lauve funny puppy

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vodid · 2 months ago

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my print manu has raised some of their prices so if some of my products cost a little more, that's why!

#the 8x10s have especially gotten expensive #my oldest prints (which are 8x10s and my best sellers) are criminally underpriced ngl #i LOVE my manu tho i wouldnt change them for the world. they deliver great quality that compliments my style so well #ill be adjusting shipping tho! my packages have gotten slightly lighter so i will be dropping the base price by 50 cents <3 #anyway i got my sticker designs done so all thats left are the prints :]

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melit0n · 3 months ago

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sharing some of my pinned morpho butters with you hope that's cool 🥺👉👈 i got so excited to see your new framed one, it's absolutely gorgeous!

Oh these are all radiant! The blue shine is always so mesmerising to look at to me.

I'm guessing Rehtenor, Sulkowsky, Common Blue/Helanor and then Theseus? I would happily sell my soul for that Sulkowsky, it's such a pretty specimen!!

#thank you so much for showing!! these are so so pretty #I swear I can never find sellers who sell them separately? It's always in a big bundle which is wayyy to expensive for me lol #crossing my fingers to find some soon (after I've saved up again lmao)#mel's asks #butterflies

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quokkabite · 5 months ago

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hi for absolutely no reason whatsoever u should show me what han pcs u have and also ones u like and want just for research purposed yk

i have not nearly enough 😭😭😭

and honestly there’s no han pc in this world i wouldn’t want 🥲 i’m v v v v v so normal about him honestly one hundred percent 🙂

#i have a few freebie/non official ones also #literally you’re about to make me go on a han pc buying spree #*slams credit card on the table* give me more pieces of paper with this particular man’s face on it posthaste!#he’s so pretty i’ve been looking at these for way too long #ty for asking though i love to share hanji any chance i get fr 🥲#lake 🍓#fun fact! i searched high and low of the dandelion one. idk why it spoke to me… but i knew i must have it…#also fun fact! surprisingly my most expensive pc is actually a bang chan one and not hanji ☝️#another fun fact! i have two of the middle left. bc of a shipping error i ended up ordering another one from a different seller #i ended up tracking down the first one though (he was a lil damaged) and now the first one lives in my cars sun visor #he’s double sided 😋#actually quite a few of them are 🤔#not quite a few but like more than 3? i think?

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soaps-mohawk · 4 months ago

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(Tmi ask warning? I think?)

The latest chapter had me wondering from the tidbit of Kyle nervous about taking John's knot, but can betas technically fit a knot in them?

I'd imagine with enough prep it would be a yes. It'd probably be a common kink in this universe given that we probably have toys like that irl 😭 (not 100 on that because not my thing really but I'd imagine it exists lmao)

Lmao it takes a lot to make me TMI darling.

But yeah, betas can take knots, but it would take a lot of prep and lube since it's a lot and their bodies aren't quite built for it like omegas are.

I can imagine it is a kink lol. There's probably alphas and betas out there that like being knotted 😂 there's probably knotting toys in that universe (and yes they do exist in this one). The market is probably made up of more alphas and betas for those than omegas 😂

#i've looked into them #if my body wasnt so fucked up i'd probably buy one #they're expensive though #theres several places that sell them #including bad dragon but don't buy from them #don't support them they've always been garbage #there's plenty of other shops and indie sellers that make them #support small businesses #buy your dildos from them #answered

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sonknuxadow · 7 months ago

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my sonic cds btw . i ❤️ physical media

#just posting a bunch of the random sonic stuff i have today i guess #also the crush 40 cd isnt exclusively sonic it has some of their other stuff too but . included it anyway. for obvious reasons #also also i have two copies of true colors i just only included one in the picture #the seller i got it from gave me a bonus copy for some reason #frontiers was my first full game soundtrack i really want more .. especially want unleashed but that one is usually ridiculously expensive #so . probably never getting it lmao #but id also like to have sa2 or shth eventually . those are two of my favorite soundtracks #also love that its all normal sized single disc albums and then theres the giant 6 disc monster thats the frontiers ost

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lovvecherrymotion · 7 months ago

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i know the exo tag is kinda dead but does anyone know what's a fair price for the baekhyun frog photocard from the superm album? the cheapest one i'm seeing on ebay right now is 37€ so is that what it actually goes for? 👀 thank you

#i'm not a photocard seller AT ALL #but if it's that expensive i'm willing to be one lol #byun baekhyun #baekhyun #exo

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otherworldworldy · 7 months ago

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