#SIPMutualFund

[mutualfundindia-blog]

[elitewealth2020]

Elite Wealth Limited is best financial Advisors Company in Delhi. It is very easy to start an SIP, you need to plan your saving wisely and keep aside some amount of money every month for investing in funds, investment can be done either by post-dated cheques or through ECS instructions in specific fund house scheme, it’s always better to start at an early age with small amount and increase the same from time to time. If you have not invested yet, start now without any delay, waiting for the right time to invest can lead to missed opportunity, a Systematic Investment Plan (SIP) is a smart way to achieve your various financial goals and ensures you with the required corpus which was initially planned for the specific requirement. For more information, visit a website https://elitewealth.in/systematic-investment-plan-sip/

[tiisgroup]

Best Mutual Funds 2021 | Mutual Funds for Beginners | Best Long Term Mut...

[sipfund-blog]

CHALLENGES IN RETIREMENT PLANNING

Some of the challenges in the retirement planning are highlighted here, the challenges vary from internal mind set issues to lack of information to parameter estimation etc.

Mindset: A typical reaction to retirement planning is “My salary is low nothing is left at the end of the month, unable to save, will start once I get raise”, this is a case of bad money management. There is always scope for saving albeit small percentage. Best way to start saving is to simply relook at the expense pattern and pull some 5-10% from expenses. There are good mechanisms in market where a direct debit will set aside an amount directly into an investment and then balance is yours to spend.

Awareness: Lack of awareness about investment products and making incorrect choices is another big challenge in the entire process of retirement planning as it simply misleads the investor from wealth creation to wealth destruction, without realising, until binding commitments are made. For example, investing in an asset which will give you lower returns than bank rate and increase your expense commitment to finance the asset. Investing in real estate like apartment for rental income is a classic example.

See how it works, you put ₹20lacs upfront and buy property of ₹1cr you start EMI on it for ₹80K and you collect rent of ₹25k. You have just increased your EMI commitment of ₹55k pm. This is called wealth destruction, the net effect is increase in cost commitment. So instead of this if you had put this ₹20lacs in MF and then made SIP of ₹80 K pm for 20 years guess the amount you could have accumulated, more than ₹8-10cr assuming a return of 12%p.a. You think that ₹1cr apartment will touch ₹10cr in 20 years, can’t say. In fact we cannot say that guaranteed returns will come from mutual fund investment also but mutual funds will offer flexibility to change the investment portfolio and also flexibility to increase/decrease contribution.

Role of Advisor: There is a well-accepted norm of insurance agent in our country but we are not used to concept of investment advisor or retirement advisor. After taking some advice from friends and relatives, individuals believe that he or she has planned for retirement, the role of expert in retirement planning is underestimated. One needs to understand that the retirement planning process requires formal education in personal finance, taxation, insurance, investment products and portfolio analysis skills. A professional is always better informed than a friend or a relative.

Duration of Retirement: We also underestimate the duration of retirement, the average life expectancy has increased from 65-70 years 20 years ago to almost 75-80 years now and 20 years down the line longevity is likely to increase. So one is looking at 25-30 years of old age without income but expenses which could be 3 times today. Here, retirement planning becomes a challenge, it’s like asking how long one will live and therefore how long do we have to plan for?

Inflation Estimate: Inability to estimate inflation, it’s not possible to predict how inflation will pan out in future for next 20 years therefore difficult to make assumption. As a thumb rule inflation of 4-6% is fair for developing country like ours. TIP is don’t under estimate inflation. Today if your cost of living is ₹25k per month, rest assured it will be 3-4 times in 20 years especially country like India where inflation hovers around 4-6%.

In addition to mindset and lack of awareness, there are estimation parameters which are unknown in the retirement planning which pose bigger challenge than behavior or awareness.

Contact us         

Website: https://sipfund.com          

Mail: info@sipfund.com          

Phone: +91 9513355661/62/63/64

[smartnivesh]

Retirement Planning needs to be done from today. Call @ 9930682451 to know how you can plan for your retirement. #sipmutualfund #SIP #retirementplanning #retirement #wealthbuilding #topupyourinvestment #regularsavings #regularincome #goldenyears #longterm #financialprep #financialfreedom #financialliteracy #financialplan #sahinivesh #smartnivesh https://www.instagram.com/p/CFJL6Dlh8Bi/?igshid=1jtdyp2mwbl9f

[growrealofficial]

With SIP mutual funds, you are able to invest in a long-term doing month EMIs of a nominal amount and get amazing returns. With Growreal, you can get the best SIP plans. . . service@growreal.in www.growreal.in

[quantummf]

What is Systematic Investment Plan (SIP)? In this podcast, learn what is SIP. To watch this video on Youtube please click on the following link: https://www.youtube.com/watch?v=KAr56cBFdFc www.Quantumamc.com

[simplepassive]

In India couple of top priorities for parents are Children's education and Children’s marriage. Usually, there is good amount of time before the child would need money for these and Parents should look at SIP in equity funds for building a good Corpus. Steps for putting a SIP: 1) Select couple of good funds from a good fund house with a track record of several years. 2) Have a good idea about when your child will go to the college and when he or she would get married. Basically know how many years you got before your child will need money for college and his / her marriage. 3) Select the application form - ECS mandate for fund transfer from your bank to selected mutual fund and the date on which the transfer will happen. 4) Most importantly >>>> DO NOT Touch these funds under any circumstances 5) Review Fund performance regularly and if required, Re-balance the portfolio. If confused consider consulting us or any good financial advisor. Please avoid a distributor or an insurance agent. Ask for his qualifications. he should be a CA, CFP or CFA at a minimum. See this article - http://bit.ly/selecting-advisor-india . . . . . . . . #MutualFundsSahiHai #mutualfund #equitymutualfund #taxsavingmutualfund #debtmutualfund #mutualfundsindia #mutualfundinvesting #sipmutualfund #mutualfundinvestment #mutualfund2018 #financialsecurity #financialgrowth #insurance #insurances #lifeinsurance #healthinsurance #travelinsurance #insuranceclaims #insuranceadvisor #insuranceconsultant #financialconsultant #financialconsultantindia #financialconsultantforlife #invest #investment #investor #investwithus

[wealthfund-blog]

Fulfill all your dreams and goals; Start Investing in SmatSIP Today! Click www.wealthfund.in to sign up and invest. #wealtfundbestinvestmentplans #sipmutualfunds #MutualFundsSahiHai

[elitewealth2020]

Elite Wealth Limited is best financial Advisors Company in Delhi. It is very easy to start an SIP, you need to plan your saving wisely and keep aside some amount of money every month for investing in funds, investment can be done either by post-dated cheques or through ECS instructions in specific fund house scheme, it’s always better to start at an early age with small amount and increase the same from time to time. If you have not invested yet, start now without any delay, waiting for the right time to invest can lead to missed opportunity, a Systematic Investment Plan (SIP) is a smart way to achieve your various financial goals and ensures you with the required corpus which was initially planned for the specific requirement. For more information, visit a website https://elitewealth.in/systematic-investment-plan-sip/

[elitewealth2020]

Elite Wealth Limited is best financial Advisors Company in Delhi. It is very easy to start an SIP, you need to plan your saving wisely and keep aside some amount of money every month for investing in funds, investment can be done either by post-dated cheques or through ECS instructions in specific fund house scheme, it’s always better to start at an early age with small amount and increase the same from time to time. If you have not invested yet, start now without any delay, waiting for the right time to invest can lead to missed opportunity, a Systematic Investment Plan (SIP) is a smart way to achieve your various financial goals and ensures you with the required corpus which was initially planned for the specific requirement. For more information, visit a website https://elitewealth.in/systematic-investment-plan-sip/

[elitewealth2020]

Elite Wealth Limited is Investment Advisors Company in Delhi.  A Systematic Investment Plan (SIP) is an investment tool which allows the investor to invest a fixed amount at regular intervals in a Mutual Fund scheme. SIP works by investing a fixed amount at a defined frequency. With this an investor does not need to time the market and can invest in a hassle-free manner. For more information, visit a website https://elitewealth.in/systematic-investment-plan-sip/

[elitewealth2020]

A systematic investment plan (SIP) is a plan in which investors make regular, equivalent instalments into a mutual fund, trading account, or retirement account. A SIP involves investing a consistent sum of money regularly, and usually into the same security. Most brokerages and mutual fund companies offer Sips. Are you more information visit a website: https://elitewealth.in/systematic-investment-plan-sip/

[elitewealth2020]

Elite Wealth Limited provides an easy and trustworthy mutual fund's online platform. Mutual Funds are the most popular investment in today's time. We all Mutual Fund activities are governed and regulated by SEBI (Securities and Exchange Board of India), a regulatory arm of Govt. Mutual funds are the best investment options these days and best for small amount investment which is the for everyone can invest. More Information Visit a website https://elitewealth.in/mutual-funds/

[elitewealth2020]

Many investors now take the SIP (Systematic Investment Plan) route to begin their savings and take advantage of compounding returns in the best way. As SIP is considered the most convenient way of investing in the equity markets, Financial Advisors suggest investors opt for it. SIPs are generally advised to investors who look to invest a certain sum of money in mutual funds at regular intervals to build a corpus for meeting any long-term financial goals. If you more information visit a website: https://elitewealth.in/systematic-investment-plan-sip/

[elitewealth2020]

If you want to invest in mutual funds online but have a panic about online investment. So please don't panic, Online platforms are designed to keep the security of the investor's funds. In today's covid pandemic time, online investment is safe for us. Elite Wealth Limited provides the best mutual funds online platform completely secure and safe. More Information Visit a website: https://elitewealth.in/online-mutual-fund-mf/