#SBI Personal Loan for Govt Employees

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 What is SBI Personal Loan EMI Calculator 2021

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It always seems difficult to apply for a loan from the bank. But, SBI makes this statement false by giving instant approval to the loan. You can get the SBI personal loan to meet your financial needs easily with no trouble. And every individual who is salaried and works as a govt employee is eligible for the loan. Read this article and know how the loan helps you and what are its features.

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Are you a government employee looking for financial help like a personal loan. SBI Personal Loan for Govt Employees can be availed for addressing short-term and urgent financial requirements like medical emergencies, family vacation, etc. For more information regarding personal loan SBI visit our website.

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SBI Personal Loans are offered to meet the diverse financial needs of borrowers like a vacation, medical emergency, wedding, travel, etc. It has simplified documentation and quick approvals.

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Comparison of SBI Shaurya & HDFC Arya Home Loan for Army Person or Defence Personnel

SBI Shaurya Home Loan Scheme

SBI Shaurya Home Loan scheme is specially made only for Defence personnel which includes individuals working in Army , Navy & Air force. It will have lower interest rates & other added benefits which only will be provided to defence personnel.

HDFC Arya Home Loan Scheme

HDFC Arya Home Loan scheme is  offered to Central Govt. , State Govt. , Defence Personnel which includes individuals working in Army, Navy & Air force & Paramilitary Personnel which includes individuals working in CISF, CRPF, BSF, ITBP, NSG etc. It offers lowest interest rate on Home loan & many other advantages like lowest processing fees, zero prepayment charges, interest concession for women borrowers, maximum loan tenure etc. It also offers customized  loans for specific customers according to their needs and requirements.

SBI Home Loan shaurya scheme provides SBI home loan for defence personnel which include individuals working in Army, Navy and Air force. HDFC bank also provides home loan for army person or central government employees which includes HDFC home loan for defence personnel right from the comfort of your home.

If we analyze the above chart then we can see that there is not much difference between HDFC Arya Home loan scheme & SBI Shaurya Home Loan scheme both offer loans to Defence personnel. The only one think we can observe in SBI Shaurya Home Loan is offering Nil processing fees whereas HDFC Arya Home loan scheme is offering  flat Rs. 2500 processing fees but according to various customer reviews, HDFC provides most hassle free services like all documentation can be done at your doorstep, customized loans according to your needs, quick & easy processing of documents etc. HDFC Bank is the most customer friendly & service oriented Bank according to various surveys.

To avail any type of home loan for army person you just need to visit for Loan4fauji. Our customer care executive will call you & do all documentation on your behalf free of cost without you going outside. It’s a complete doorstep service wherein bank executives with all documentation visit your house & get all formalities of home loan done, you don’t have to visit branch by branch for loan.

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Features of SBI personal loan For Government Employees

The rate of interest for SBI personal loan products for government employees starts at 11.90%

Special offers are also available for  employees of both central government and public sector undertakings

Zero processing fees for the Defence personnel

The very low personal loan interest rate for employees of the public sector banks

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SBI offers personal loan for govt employees at best interest rate and SBI personal loan is the best option for government employees. Government employees have a stable income and a stable job. And perhaps this is the reason why their loan application is accepted by almost of the banks and NBFCs. To know more visit our website.

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Get Personal loan for Defence Personnel- Loan4Fauji

If you are looking a personal loan for central government employees or personal loan for pensioners, then Loan4Fauji provide quick personal loan for defence personnel with minimal documentation. Our SBI personal loan for govt employees, army person come with low interest rates. Apply today!

Contact us by mobile number +918888670631 or Visit our website: https://www.loan4fauji.com/personal-loan

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Personal Loan for Pensioners- Eligibility, Document & Benefits

Benefits Personal loan for PensionersThe monthly pension acts as collateral and guarantee for a personal loan for pension holders. Therefore, their interest rates on personal loans are always higher than those on Home, Car, or Gold Loans when sanctioning them. However, like any other loan, defaulting on a personal loan is not good as it would reflect in your credit report and cause problems when you apply for credit cards or any other loans in the future. Banks offer a huge range of personal loan schemes such as SBI personal loan for pensioners, army person, SBI personal loan for govt employees, personal loan for pensioners, HDFC Bank personal loan for central government employees.

Loan providers offer personal loans of various banks to compare & choose cheapest among all for Military pensioners which includes individuals working in Army, Navy & Airforce, Paramilitary which includes individuals working in CISF, CRPF, BSF, ITBP, SSB  and Ex-servicemen.

How can I apply for a personal loan for pensioners in India?

The process to apply for a personal loan for pensioners in India is very simple. You can visit the official website of the bank which offers this personal loan scheme and apply. You will have to provide the relevant details such as your name, age, pension you are receiving, etc. and upload the relevant documents. The bank will then review the application form and the documents, and if they are found to be correct, they will disburse the loan amount to your bank account. You can also visit your bank's nearest branch along with the relevant documents in order to apply for a personal loan for pensioners scheme. A representative from the bank will get in touch with you and will help you with the application process.

Personal loan for Pensioners Eligibility

Every bank or NBFC providing personal loans have different eligibility requirements and needs. Still there are some common criteria for all the Banks & NBFCs. Before applying it is advisable to check eligibility on Eligibility Calculator.

Age

Credit Score

Minimum Net Income (monthly)

Employment Type & Work Experience

Personal Loan (Documents Required)

Pan card.

Residence Proof- Aadhar, Passport, Driving License, Voter ID, Utility Bills & To Whomsoever Concern.

Identity and Age Proof.

Bank Statement (for last 6 months).

Salary Slips of the last 3 months.

Completely filled personal loan form & photographs.

Form 16 or ITR of the last 3 years.

Benefits Personal loan for Pensioners

Personal loans as compare to other loans has its own features and benefits as given below:

Multipurpose use: Being multipurpose in nature, it is a most desirable option in terms of financial product. As compared to other types of loan, it can be used for various purposes like renovating your home, marriage related expenses, a family vacation, meeting unexpected medical expenses or any other emergencies.

Less documentation: To avail personal loan for pensioners, you have to give very less documents unlike home loans. Therefore, it takes less time to get the personal loan.

Quick Approval: Since less documentation is required, they get instant approval from the source bank. Personal loans are quickest & easiest to get approval as compared to other loans.

Unsecured Loan (No Guarantee Required): The online personal loan is an unsecured loan which means that the borrower does not have to provide any collateral to the lenders. You don’t have to explain to the bank where you want to use the personal loan amount. HDFC Personal Loan scheme provides personal loans for pensioners, defence personnel, which includes individuals working in Army, Navy, and Air force.