#Paytm digital gold

[dark-viverna]

Which is Better Physical Gold or Digital Gold

Gold has been a click here to learn more popular go-to asset for Indians for several decades now.

And why not? It is perhaps one of the few assets that does not lose its value over time.

However,Which is Better Physical Gold or Digital Gold Articles this asset is mostly held in physical form – jewellery, bars, and coins – which gives rise to several challenges regarding storage and security.

Accordingly, many investors have been looking for a better alternative and have managed to find an ideal match in digital gold.

Which is Better Physical Gold or Digital Gold

There is a lot of speculation among investors concerning whether digital gold can emerge as a better alternative. Of course, the answer to this question is subjective. Then again, it’s suggested to take a close look at the difference in concept and approach towards physical and digital gold investment to gain a better idea.

Digital Gold Investment

Digital gold is a new age investment instrument that allows you to invest in 24 Karat purest gold, which is then stored in MMTC-PAMP’s secure vaults under your ownership. If you wish to take possession of the same, you can redeem digital gold for 24 Karat/ 999.9 purest gold coins and ingots from MMTC-PAMP. MMTC-PAMP is India’s leader in digital gold and you can buy digital gold online through our trusted partners like Paytm, PhonePe, and GPay. You can also reach out to your relationship manager in firms like Aditya Birla Capital, HDFC Securities, Motilal Oswal among others to manage your digital gold investments. Gold coins and bars have been India’s most trusted investment instrument across generations, and for good reason. Reliable and convenient, the value of gold has increased enormously over the past few years, which makes it an increasingly lucrative option to store and compound. Gold prices have gone up more than 50% just in the last 3 years!

[brightdigitalgold]

How To Save And Invest Money In Digital Gold ?

In this modern era digital money has become popular and made every individual's life easy. It is gaining appeal as a modern and simple alternative to invest in digital gold. With the rise of technology, everyone can buy, sell and hold gold online all from the comfort of their homes without the need for physical storage. This blog post will embark you on a journey on how you can save and invest money in it.  

Digital Gold 

A modern investment option for today’s youth, digital gold is an innovative way to save and invest your financial income. Unlike traditional physical gold, it gives you more convenience and security. It provides a practical and safe method of investing in gold without requiring physical storage. A lot of people find it a daunting task on how to buy digital gold online, which is the best platform for digital gold.

How does Digital Gold work?

It is defined as gold that is stored electronically and traded digitally online. The worth of your investment is linked to the current price of gold since each unit of digital gold is backed by an equal quantity of physical gold. Thus, you are essentially purchasing a part of physical gold when you buy digital gold.  

Bright DiGi Gold is the best platform to save in digital gold. It provides you with the ability to buy 24k digital gold with stepping out from your home. 

Investing in digital gold gives you the ability to buy, sell, and keep gold digitally. Here are some important ideas to keep in mind: 

Convenience: It can be purchased and sold online from the comfort of your home. Transactions can be made through websites or mobile apps provided by various digital gold platforms.

Security: The physical gold that backs digital gold investments is stored in secure, insured vaults. This eliminates the risks associated with storing physical gold at home or in a bank locker.

Flexibility: Investors can buy digital gold in small amounts, even for as little as Rs. 10. This makes gold investment accessible to a broader range of people, including those who may not have the resources to buy larger quantities of physical gold.

Liquidity: It offers high liquidity, meaning it can be easily converted back into cash or physical gold when needed. Transactions are typically fast and efficient.

No Storage Hassles: Since the gold is held in electronic form and backed by physical gold stored securely, investors do not need to worry about the logistics and costs of storing physical gold.

Top 5 Saving Apps

Here are the top 5 saving apps that make investing in digital gold best apps which makes it easy and efficient:

1. Bright Digi Gold 

The Bright Digi Gold app is designed to make the best digital gold investment simple and convenient. It offers real-time rates, secure transactions, and the ability to start investing with just Rs. 10. The app also provides features like setting savings goals and tracking your investment portfolio, making it one of the best digital gold apps available.

2. Paytm Money

Paytm Money is a comprehensive investment app that allows users to invest in digital gold, mutual funds, and stocks. The app offers competitive digital gold rates and provides a user-friendly interface for managing your investments.

3. Google Pay Gold

Google Pay Gold, in partnership with MMTC-PAMP, offers a convenient way to invest in digital gold. Users can purchase directly from the Google Pay app and store it securely. The app provides up-to-date rates and ensures that each unit of it is backed by physical gold.

4. PhonePe Gold

PhonePe Gold is another excellent app for investment. It allows users to buy and sell digital gold at competitive rates. The app also provides the option to convert digital gold into physical gold and have it delivered to your doorstep.

5. ET Money

ET Money is an all-in-one financial management app that offers digital gold investment options. It provides up-to-date rates and ensures secure transactions. The app also helps users track their spending, set financial goals, and invest in other asset classes.

Conclusion

Investing in digital gold is a smart way to diversify your investment portfolio and secure your financial future. With platforms like Bright Digi Gold, you can start investing with minimal amounts and enjoy the benefits of buying 24k digital gold.

[profittuition]

Cryptocurrency is a type of virtual or digital money that functions without the intervention of a central authority, such a bank or government, and uses cryptography for protection. Unlike traditional fiat currencies, cryptocurrencies are decentralized, meaning they are not controlled by any single entity. Instead, they rely on blockchain technology, a distributed ledger system, to record transactions securely and transparently. Have you ever thought that one day you will pay your children's school fees with crypto or buy sugar from the grocery store with crypto? all this is possible Are you tired of Bitcoin crypto currency digital coins everywhere? But did not understand what it is, today we will talk about digital money. First of all let us know how this world of Puerto came into existence. First, like mango instead of wheat and tea instead of salt. But there were many problems in this system like if someone did not give apple in exchange of mango then the use of currencies started. Gold, silver, copper and other types of coins started being used. But due to their heavy weight it was very difficult to move around with them. Then paper currency i.e. notes started arriving. Now we know the history of notes. Starting with big notes of Rs 10,000 which cannot even fit in the wallet. Notes became smaller and smaller and now most people do without paper currency. Five years ago no one would have imagined that money could be sent to someone just by scanning a code. But today Paytm Google Pay is available on every phone. If I tell you that the world of digital currency is not far away, then perhaps you too will not believe it. But it started all over the world from 2009. In the beginning people did not know much about it but in the last few years it has become quite popular and it will continue to increase in the future.

[bloggerhubs]

Review: 9 E Commerce companies in India.

E-commerce websites often offer a wide variety of products, competitive pricing, secure payment options, and convenient delivery services. They have revolutionized the way people shop, providing accessibility to a global marketplace and reshaping traditional retail models. Whether it's clothing, electronics, groceries, or digital downloads, e-commerce websites offer a diverse range of goods and services, making online shopping an integral part of modern life.

Amazon India: The All-Rounder

If you're looking for a one-stop-shop for everything under the sun, Amazon India has got you covered. From electronics to fashion, it's hard to beat the range of products you can find here. Plus, their Prime membership? Pure gold for anyone who loves fast shipping and a side of streaming. Amazon customer reviews often include details about product quality and performance.

Flipkart: The Trendsetter

Flipkart, the homegrown hero, is all about setting trends in Indian e-commerce. Their exclusive partnerships with brands and innovative payment options make it a favorite among fashion-forward shoppers. Plus, who can resist those flashy sales? Some Flipkart customer feedback include information about the seller's service which is great way to decide if you want to buy something or not.

Myntra: The Fashion Diva

If fashion is your domain, Myntra is the go-to platform. Their collaborations with top brands and designers are a fashionista's dream come true. The personalized shopping experience is the cherry on top. Myntra's online reviews are a testament to the platform's ability to empower individuals to start their own small businesses through social commerce.

Snapdeal: The Deal Hunter's Paradise

Snapdeal is an Indian e-commerce company that operates as a marketplace, connecting buyers to a wide range of products and sellers. Snapdeal may not be the biggest player, but it sure knows how to offer deals that make your wallet smile. You'll find a diverse range of products, and the discounts keep rolling in. But before buying anything one should check Snapdeal user reviews to make sure the products are legit.

Paytm Mall: Cashback King

Paytm Mall is an Indian e-commerce platform that is part of the larger Paytm ecosystem, which includes a digital wallet and financial services. Paytm Mall takes cashback to a whole new level. The integration with the Paytm digital wallet means every purchase gets you a little something extra. Perfect for shoppers who love to save. Reading Paytm Mall customer reviews can help you make informed purchase decisions.

AddMeCart: India’s Shopping Portal

For shoppers seeking an alternative to the established e-commerce platforms, Addmecart is certainly worth exploring. Its growth potential and commitment to delivering value to customers make it a promising destination for online retail therapy. Whether it's electronics or fashion, their extensive product range is tough to match. When it comes to AddMeCart customer reviews frequently offer insights into product quality and performance.

BigBasket: Freshness Champion

BigBasket's commitment to delivering fresh, high-quality products sets it apart as a "Freshness Champion" in the competitive e-commerce market. This dedication to providing fresh produce and groceries is central to its success and popularity among Indian consumers. Their vast selection and timely deliveries ensure that your fridge is always stocked with the best. Reading a variety of BigBasket's product reviews can help you gauge the overall satisfaction with a particular item.

Nykaa: Beauty Queen

Nykaa's status as the "Beauty Queen" reflects its outstanding presence in the beauty and cosmetics industry. The platform is known for its vast range of beauty products, commitment to quality, and its role as a hub for beauty enthusiasts to explore and experiment with the latest trends.Nykaa reigns supreme in the beauty and cosmetics realm. Nykaa Customers review the product very genuinely so if having doubt you can check the reviews.

Grofers: Grocery Guru

Grofers' focus on grocery delivery services and its commitment to offering fresh produce have made it a popular choice for Indian consumers looking for convenience in their daily shopping. Please note that the e-commerce industry is dynamic, and the specific strategies and offerings of e-commerce companies can change over time. With a convenient app and a focus on fresh produce, it's a grocery shopping haven for busy urbanites. You can check Grofers consumer feedback before buying anything.

[investmentspect]

Top 10 Ways to Invest in Digital Gold Online

Gold has been a symbol of wealth and prosperity for centuries. In today's digital age, investing in gold has evolved to become more convenient and accessible through digital platforms. Digital gold investments offer flexibility and ease, allowing you to diversify your portfolio and safeguard your financial future. In this blog, we'll explore the top 10 ways to invest in digital gold.

Gold ETFs (Exchange-Traded Funds)

Gold ETFs are investment funds that trade on stock exchanges just like regular stocks. They represent physical gold but are traded electronically. Investing in gold ETFs provides liquidity and eliminates the need for physical storage.

Sovereign Gold Bond

Sovereign Gold Bonds are government-backed securities denominated in grams of gold. They offer a fixed interest rate along with the potential for capital appreciation. These bonds provide safety and security, as they are backed by the government.

Digital Gold Platforms

You can get access to the best platforms to buy digital gold while investing, such as Augmont, MMTC-PAMP, and Paytm Gold, which allow you to buy, sell, and store gold digitally. These platforms are user-friendly and often offer competitive pricing

Gold Mutual Fund

Gold mutual funds pool money from multiple investors to invest in a diversified portfolio of gold-related assets. They offer professional management and are an excellent way to gain exposure to gold without directly owning it.

Gold Saving Schemes

Many banks and jewelers offer gold-saving schemes where you can invest a fixed amount every month. Over time, these contributions add up and can be used to purchase physical gold or converted into digital gold.

Mobile Wallets

Some mobile wallet apps, like Spectrum Pay, PhonePe, and Google Pay, offer the option to buy digital gold online easily. It's as simple as purchasing any other product through your mobile wallet.

Stock Market

Investing in gold mining companies stocks or shares of gold-related businesses is another way to indirectly invest in gold. These investments can offer exposure to the gold market's performance.

Gold Accumulation Plans

Gold accumulation plans, offered by some financial institutions, allow you to invest in small amounts of gold regularly. These plans often come with added benefits, such as discounts on jewelry.

Gold Futures and Options

For experienced investors, gold futures and options contracts are available on commodity exchanges. These financial instruments allow you to speculate on the future price of gold without owning the physical metal.

Peer-to-Peer Transactions

Some peer-to-peer platforms enable individuals to buy and sell digital gold directly with one another. While this option provides flexibility, be cautious and ensure you're dealing with reputable parties.

Summing up

When you are a good investor, you know what the best ways are to buy digital gold online, but if not, this blog might help you more. Digital gold is not just an investment; it helps you with your needs. Physical gold might be difficult to sell easily, but when you have digital gold, you can easily sell it anytime. If you want to invest in digital gold, now you know what ways to invest in digital gold, so invest now.

[karanchadda]

Business Model of a Paytm Clone

This section of the Paytm Clone Development Guide enlightens you about the business model of Paytm.

Key Activities of Paytm

The primary goal of Paytm is to let people transfer money quickly. Besides, a Paytm Clone enables you to perform other activities such as Banking and buying gold. Also, a Paytm clone needs to work on its adequate Security to ensure that customers' money is safe.

Paytm Customer Segments

The target customer base of a Paytm clone is mobile users who love to have access to digital payment facilities and eWallets. Paytm has offered a safer and more effective alternative to digital bank accounts by incorporating numerous rewards and features.

Value Propositions of Paytm

Paytm users enjoy big time through service verticals such as Paytm wallet, recharge services, Paytm Gold, Paytm mall, and many more.

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[spare8]

5 Facts and Myths Related to Digital Gold | Spare8

It is a known fact that there have arisen doubts and unfamiliarity when it comes to investing in digital gold. After all, we have been investing in physical gold all these years. But let us tell you that every new thing, in the beginning, brings with it apprehensions, hesitation, inhibition, and insecurity. 

Questions like is there any risk in digital gold? Is digital gold better than physical gold? What are the benefits of digital gold? keep hovering if you decide to take the step ahead in investing in digital gold. If you plan to invest in digital gold but are stopped by the misconception surrounding the same, let us take you through some digital gold facts and bust those myths.

Myth 1- Online Gold isn’t Pure Gold

Spare8 gets you the purest digital gold you can ask for. When you buy digital yellow metal you are not just buying it online but from mediators assisting you in accessing the gold from top-notch companies. All these companies own goodwill and offer no risk. So, when you buy digital gold you are in fact buying it with no impurity risks as the product is high in liquidity. Spare8 has partnered with Augumont and Paytm to purchase the digital gold. Stay assured that the digital gold you purchase on Spare8 is stored in vaults secured by SEBI regulated independent trustees.

Myth 2- Digital Gold is a Bad Investment

Gold can never be a bad investment. Once you plan out a digital gold investment and invest accordingly you can actually get paid off quite handsomely. Falling stock prices can be backed up by digital gold investment as well as investment alternatives. It actually becomes a time to celebrate when golf rates increase and shoot out unexpectedly. Digital gold investment helps against economic downturns and recessions.

Do invest in Spare8 to get digital gold returns. We at Spare8 assure you that gold in comparison to diamonds or platinum has strong resale value and you can always consider it the best investment ever!

Myth 3- Digital Gold has Hidden Costs and Expensive Storage Fee

Spare8 is consumer-centric and believes in transparency. Once you purchase digital gold on Spare8 know that you are actually trading pure gold. No matter the amount you use for the purchase, every penny is invested in gold only! We only charge you GST cost at the time of investing and the digital gold is kept in high-end security storage for FREE with full insurance.

Myth 4- Purchasing Digital Gold Requires Comprehensive Documentation

Buying Digital gold on Spare8 is as simple as ABCD. The only requirement is the Spare8 app/website and an active bank account/UPI. In no time the gold is yours! We do not believe in dragging customers' time with unnecessary KYC procedures. The fact is purchasing physical gold from some jeweller is tiresome and time taking with the submission of all those documents and id proofs.

Myth 5- Digital Gold is not Real Gold

No matter how much you deny it, digital gold is real gold! As soon as your gold balance strikes a particular gram, you can convert it into a physical gold coin or jewellery. You have the flexibility to withdraw your savings and get it delivered at your home. You don’t get such freedom when you go out to buy physical gold.

Spare8, an awesome digital gold and the micro-investment app is here to help you invest and convert your spare change into gold without hassles. Enjoy the guaranteed 24K gold by Spare8. Start investing in digital gold if you haven’t and see your money grow in no time!

[wizelywizeup]

Income Tax on Gold: How Are Different Forms of Gold Are Taxed

It's no surprise that gold is considered the best investment option. As a result of market economic shifts over the previous year, gold prices have surged at an unprecedented rate.

With the world becoming more uncertain, gold investments have grown important as a safe refuge for guaranteed and considerable returns. Although gold is no longer linked to currencies, it remains one of the most popular investments.

Investors purchase gold to diversify their risk. The gold market, like all markets, is subject to volatility and uncertainty. Gold is an essential haven in several countries compared to other precious metals used for investment.

Depending on their financial goals, individuals and investors invest in various types of gold. It is, therefore, critical to understanding the tax implications of gold investments. Unlike in the past, when buying real gold was the only way to invest in gold, now one can choose the form of investment that best meets his needs.

Many gold investments include digital gold, real gold, derivative contracts, and paper gold.

Tax on Physical Gold Sales

Physical gold assets include gold ornaments, jewellery, coins, gold savings plans, and gold biscuits. Individuals selling actual gold would face a 20% tax rate plus a 4% cess on long-term capital gains. Short-term gold is defined as gold sold within three years of purchase, whereas long-term gold is defined as gold sold after three years.

According to your income bracket, short-term capital gains on gold transactions are added to your total gross income and taxed. On the other hand, long-term profits are subject to a 20.8 per cent tax rate and are subject to indexation. LTCG investors who own physical gold would be required to pay 20% of their gains in taxes, plus any applicable surcharge. Furthermore, there is a 4% cess on specific transactions, with indexation benefits.

The TDS rate does not apply when selling gold. However, if you pay cash for jewellery worth more than Rs 2 lakh, you will be charged a 1% TDS fee. When you buy gold jewellery, you'll have to pay a 3% Goods and Service Tax (GST) on the value of the gold plus any manufacturing costs, if any.

Tax on Digital Gold

Digital gold is treated the same as actual gold regarding capital gains taxes. Digital gold is a relatively new investment strategy that has recently gained traction.

Returns on digital gold assets held for less than 36 months are not taxed heavily. Long-term capital gains would be subject to a 20% tax rate on the entire amount, plus a surcharge and a 4% cess with indexation benefits. Paytm, Google Pay, and PhonePe are among the mobile wallets that have partnered with MMTC-PAMP or SafeGold to sell gold for as cheap as Re 1.

The amount of taxes paid by an investor, on the other hand, is determined by how long the digital gold is retained.

Tax on Paper Gold

Gold exchange-traded funds (ETFs) allow you to invest in gold without actually owning any. It's comparable to having stock in a corporation. This is the case because ETFs are dematerialized. Because the current gold price determines a gold ETF's value, any gold ETFs are treated the same as gains from selling actual gold.

Profits from gold ETFs and mutual funds are taxed the same way as profits from actual gold. SGB return, on the other hand, is subject to a distinct taxation regime. Short-term gold units are those sold within three years after purchase, and long-term gold units are sold after three years.

Short-term investors (with a holding duration of up to 36 months) would be exempt from paying direct taxes on their earnings. Instead, those profits are applied to other incomes, and the applicable slabs levy taxes.

Gold Bonds Are Subject to a Tax When They Are Sold

However, you will earn 2.5 per cent per year if you invest in national gold bonds. Interest income is classified as a different source of income and is charged as such.

Profits earned after eight years of investing in SGB are tax-free. It's also worth noting that different tax rates apply to SGB returns in the case of a premature withdrawal.

Gold Bonds must be held for at least three years to be classified as a 'Long Term Capital Asset.' Short-term gold bonds are sold within three years of when they were purchased.

At the moment of redemption, gold bonds would be exempt from capital gains tax. If you keep until they mature (8 years) and generate some long-term capital gains when redeeming the gold bonds, you will not have to pay capital gains taxes on the benefit you receive. The bond would be exempt from TDS.

Gold Derivatives are Subject to a Tax

A company's profits are taxed at 6% if its gross yearly income is less than Rs 2 crore. Gold derivatives gains can be claimed as business profits, which reduces the tax burden connected with such transactions. If the company's gross sales are less than Rs 2 crores in a particular year, 6% of the returns would be claimed as taxes.

Gold derivatives gains can be claimed as business profits, lowering the tax burden connected with such transactions. To benefit from Section 44AD of the Income Tax Act, you do not need to keep a complete record of your business's books and accounts.

For more information, you can visit here

https://wizely.in/wizeup/income-tax-on-gold-india/

[wealthelite]

Importance of Mutual Fund Software for AUM Growth

With the digital explosion, most modern consumers have started using the internet to research Mutual Fund Distributors and evaluate, the person they want to trust with their money. Investing someone’s hard-earned money is a big challenge for MFDs, they have to ensure that their customer must grow their wealth over a period of time. This blog will discuss why an Indian MFD requires good mutual fund software to improve its AUM growth and increase its investors’ wealth.

  Mindset of Indian MFDs

Indian MFDs despite all the required knowledge lays one step behind because they are not able to adopt technology into their business. Some MFDs fear incorporating technology into their business and rely on manual operations. Others found tech-investment to be waste of money. In this digital age, they must automate their business with high quality mutual fund software in India. MFDs need to understand the importance of technology as an unsystematic risk, where investors cannot be rewarded for not diversifying their portfolios, you will have to bear the loss, and similarly, MFDs will have to bear the loss of not getting tech-upgrade.

  Competition from peer mutual fund distributors

As per the latest SEBI reports (28 February 2019), there are total of 1.24 lakh MFDs in India. Later AMFI published the statistics on December 2021 and reported 1.18 lakh individual MFDs. Considering a population size of 1.35 billion, there is roughly one MFD for every 11,400 people in India. However, the investing crowd in India is way smaller, which increases the challenge of rising competition.

Again technology can rescue. MFDs are required to invest a considerable chunk of their earnings into technology. Technology helps them in becoming more digitally presentable, especially in front of Gen-Z.

  Competition from online distributors like Zerodha, ET Money, and large distributors like banks

As per a survey conducted by Cafemutual, a large number of MFDs in India believe that competition from online distributors like Paytm, Zerodha, and ET Money, and large distributors like banks and NDs is their biggest challenge that is hurdling their business growth.

To overcome this challenge, MFDs also need to tighten their relationship with technology and upgrade themselves with the ongoing process of digitalization. It is important to understand that these big online platforms also have their drawbacks, e.g. there is no personal touch, an investor is generally handled by a chatbot or call recordings initially. Moreover, an investor might broadly receive a tech-related solution, but no financial solution or advisory. An MFD is the single most entity that can fill this gap through efficient usage of technology.

  Competition from direct investors

Despite the strong awareness campaigns by AMFI “Mutual funds sahi hai”, which advocates mutual funds as the ‘right choice’ for retail investors. There is an acute rise in direct retail investments. Investors are not ready to understand the inherent benefits of investing in mutual fund in the form of liquidity and diversification, coupled with the potential to generate high equity-driven returns. It is evident that mutual funds are more optimal investment options than other traditional options including bank deposits, gold, pension schemes, etc.The challenge for an MFD is to switch this audience from undisciplined and risky direct investments to systematic investment plans. For that, an MFD can link the goals and future targets of investors with their periodical investments and keep their clients engaged by continuously revising their portfolios, which a good MF software can help by automating the overall process.

[technuter]

Pay your bills hassle-free using these platforms

Does your mother still ask you to queue up to pay the electricity or water bills? Do you still take a detour on your way to the office to drop off the cheque for your credit card bills? If you still are struggling to find a way to the payment centers of utility service providers, here’s something you ought to know! From electricity to DTH to piped gas to credit card bill payments, digital payments have made life so much easier by putting the convenience of the payment counter right into your palms by scanning QR codes or through UPI. Paying your bills digitally through an app is the new normal today. The use of digital payment apps has made life so simple today. It not only offers the convenience of making payments quickly but also allows users to track due dates and enable automatic recurring payments by setting up reminders and secured authorizations. Some apps that have become synonymous with digital payments today include: Amazon Pay focuses on giving users the option to pay with their Amazon accounts on external merchant websites. Users can initiate mobile recharge, pay their utility bills, pay pending dues on their credit cards, and even book flight and train tickets. Paytm users have the option of paying their utility bills through the app, including booking flights, recharging FASTag, among others. Users can also recharge their metro cards and buy insurance. Airtel Payments Bank customers can easily open an account through the Airtel Thanks App from their home. Users can easily add or send money, recharge their prepaid and postpaid connections, buy FASTags for their vehicles, pay their broadband, DTH, electricity, landline and water bills among others. Google Pay users can send or receive money with zero fees, straight from their bank accounts to almost anyone. Users can even send or receive money even if the receiver is not on Google Pay. Split lunch with a friend, pay the rent, or even make daily or monthly payments. PhonePe users can pay their bills, recharge, send money, buy gold, invest and shop at their favourite stores. Users can also choose from options like UPI, the PhonePe wallet or Debit and Credit Card to make payments. Read the full article

[new-haryanvi-ragni]

Dhanteras Digital Gold: Now purchase on Google Pay and PayTm with this Step-by-Step guide

Dhanteras Digital Gold: Now purchase on Google Pay and PayTm with this Step-by-Step guide

Apart from buying traditional gold jewelry (jewellery, coins, bars, etc.), you can also think of buying digital gold. Digital gold can also be purchased through payment applications such as Google Pay and Paytm. source https://zeenews.india.com/personal-finance/dhanteras-digital-gold-now-purhcase-on-google-pay-and-paytm-with-this-step-by-step-guide-2523600.html

[packsskybird]

Download paytm app

Start spinning and start collecting Paytm cash today! A spin and win game, MiniJoy Pro lets you spin and earn cash amounts from Rs.200-Rs.300 every day. Want to try your luck to allure massive cash amounts to your Paytm account? Well, MiniJoy Pro is the game for you. This trivia game would only offer you top-notch entertainment and lofty Paytm cash but you would also get a chance to bag exclusive discounts coupons and vouchers that can be availed on your online shopping.

Avail extra offers and cashback while enjoying Rumm圜ircle using the exclusive Rumm圜ircle Paytm Offer.Īs simple as its names sounds, Winzy can be easily downloaded from the Play store for free.

Refer as many people as you want to earn more money.

Special offers every day with the Rumm圜ircle Deal of the Day offers.

100 for the next 9 times when he plays Rummy for Rs. 350 so that you can get a referral amount of Rs.

Get your referral to play a game of minimum Rs.

Refer more people to Rumm圜ircle and earn up to Rs.

You can simply log in and select your preferred region to play the game with your digital avatar. Rumm圜ircle is an online Rummy platform that allows its users to play Rummy with users from across the globe.

Paytm cash earning games reward: Earn Rs.

Select a friend to challenge them and also lock horns with them.

Log in to the app and select your preferred category.

You can check out the major categories below: Keep yourself updated with all kinds of trivia while also snapping up a lot of cash. Select your favourite category to compete and also win cash for the same.

Refer your friend to play this game and once they join, both of you get an extra life!Ĭhallenge your friends to a game of trivia with QrumbleBox.

You get one extra life on signup which can be used once to bring yourself back into the game.

Once you answer all the questions correctly, the prize money will be credited instantly to your Paytm account You get 10 seconds to answer each question.

Answer the questions displayed on the screen.

Log in to the app and simply start participating in the quizzes.

You can refer to the below-given steps to ensure start winning money with BrainBaazi: The prize money for the afternoon show is Rs. You just have to answer all the questions live and take your share of the winning amount home. They have a daily show in the evening at 8:30 pm. Giving tough competition to other Paytm cash earning games, The Brainbaazi quiz goes online twice a day with an afternoon show at 1 pm from Monday to Friday. New users can earn Rs.50 on downloading the app and signing up.īrainBaazi is a fun game that helps you update your general knowledge while also keeping you loaded with cash prizes. The app incorporates Daily Puzzles to win Paytm cash and also allows earnings via referral code (Rs.34 per invite). The cash earning games comprise Ludo, Pool, Carom Board Game, Fruit Samurai, and many more. With Winzo Gold, users can download and play more than 15 games that allow daily Paytm cash earnings.

Answer the question displayed on-screen correctly before you get bombed to win Paytm Cash with!.

Put those grey cells to test and play this fast-paced online quiz to win up to Rs.

You can play this iconic and fun childhood game at Paytm games and also take a trip down memory lane.

Via this Paytm cash earning game, you can simply keep collecting prize money while immersing yourself in various fun mini-games. Paytm First is Paytm's very own gaming platform which allows you to play a lot of interactive games and Earn Paytm Cash. The app allows a signup bonus of Rs.30 and Rs.10 for every user that registers on the app with a referral code. Gamezy comes with the fastest Paytm and Bank Withdrawal, for a minimum withdrawal limit of Rs.25. Use your cricket knowledge and skills to win real Paytm cash daily. It's a fantasy cricket gaming app that has more than 10 Lakh verified users. Gamezy is one of the best Paytm cash earning games without investment. Play Ludo Supreme with your friends online and earn Paytm cash while keeping yourself entertained. Gone are the days when Ludo was nothing but a child's play, lockdown made Ludo a thing for everyone. Let's start with the classic instant Paytm cash earning app of all time. We have compiled some of the top games for you to check out and read about so that you can also score some quick bucks.

It certainly is the easiest option that allows you to earn free Paytm cash and use it later on. Paytm Cash earning games are the easiest and most entertaining way for you to grab money. Best Paytm Cash Earning Games 2021 | Earn Daily Rewards

[achalchaurasia]

Understanding Digital Gold and its Investment Options | Achal Chaurasia blog

Gold is a timeless investment option with historical and cultural significance that cannot be ignored. With the inflows of new investors in the gold market there has been a creation of different variations in terms of investment options. Digital Gold has emerged as one of the latest investment options for millennials and young investors who take digitalization seriously.

The global financial crisis triggered by the pandemic convinced the youth about the importance of technology and investments. And, digital gold is a blend of both modern and traditional investment concepts which has quickly gained popularity majorly because it offers a safer way to store money. Through this Achal Chaurasia blog, let’s learn about digital gold and if it is an advantageous investment. 

What is Digital Gold?

Digital Gold offers all the benefits of physical gold along with some added perks such as lower costs, no risks of purity testing, and more customer-friendly features. Digital gold accounts will have an alternative place to store your funds which is safe and secure, unlike physical storage. Moreover, it gives you easy access to transactions and trading. Banks have been offering multiple gold investments such as gold savings accounts and gold certificates for quite some time now. And, with the prevalence of online or mobile banking, you can invest in digital gold anytime, anywhere! So if you're a person looking for an alternative investment/savings/wealth-building option, then perhaps it would be prudent to think about giving digital gold a chance. It is not something that you simply rush into. Digitize Gold is an important part of your financial portfolio and needs to be treated as such. By doing so, you'll be able to take advantage of its many upsides in a better way.

So if you're a person looking for an alternative investment/savings/wealth-building option, then perhaps it would be prudent to think about giving digital gold a chance. It is not something that you simply rush into. Digitize Gold is an important part of your financial portfolio and needs to be treated as such. By doing so, you'll be able to take advantage of its many upsides in a better way.

How does Digital Gold Work?

Digital gold is better than physical gold for many reasons. One thing that separates digital gold from physical gold is the fact that it is much easier to access your money due to its digitality. You can make payments from your digital gold account via e-wallets and other online payment systems. You also avoid the risk of theft, misplacement, or damage.

Apart from that, you can easily trade your digital gold through mobile apps like PhonePe and Paytm which allow users to buy and sell gold quickly from their smartphones. It's simple, convenient, and secure as they have blended the benefits of traditional safekeeping and trading in one place.

Presently, you can find three companies in our country that offers digital gold to their customers:

Augmont Gold Ltd.

MMTC-PAMP India Pvt. Ltd. 

Digital Gold India Pvt/ Ltd with its SafeGold brand.

 When you go for investment in digital gold in one of these companies, they will buy a similar value of physical gold with your investment, and keep it secure inside protected vaults. And, these vaults can only be accessed by the investor.

Benefits of Investing in Digital Gold

There are a lot of factors that give digital gold an edge over traditional physical gold, let's discuss some of them:

Anyone can avail of doorstep delivery of their purchased gold.

The minimum investment amount for digital gold is just Re.1.

You can use the assets of digital gold as collateral for loans. 

Any purchases in digital gold are 100% safe, and you don't have to worry about any purity issues. 

If you want, you can also exchange it with actual jewelry. 

Final Thoughts

The reason for investing in gold as a hedge is not just about its status as an investment class or an asset but also because of its equity risk premium. At present, the interest rate on bonds is close to 5%. Given this factor, Gold should be a part of your portfolio because the asset class has the potential to outperform its benchmark at the same time while offering protection against risk. 

But then the question which arises is whether digital gold offers protection against market risk and at the same time gives high returns. The answer to this question is that digital golds have extremely volatile past returns and there are no studies that can prove that digital golds have high sharpe ratios.

Hence, you will not be able to differentiate between the risks and returns of current-day digital golds when compared to traditional forms of Gold. Gold ETFs are better options here since they fall under the ambit of regulatory bodies and hence the investors are assured of their safety to some extent.

We are hopeful this Achal Chaurasia news has helped you with a better understanding of digital gold. 

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Dhanteras 2021: How to buy digital gold on Paytm

Dhanteras 2021: How to buy digital gold on Paytm

Buying digital gold is easy and for many it can be less cumbersome and risky than buying real gold. See all about digital gold and why you might want to choose it over physical gold here. One of the platforms on which you can easily buy gold is Paytm. Here’s how to do it and also have a chance to win additional gold worth Rs 5,000 as per new Paytm offers. Step 1: Install and Install Paytm If you…

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Paytm Akshay Tritiya offer, सोना खरीदने पर गोल्डबैक कमाने का मौका नई दिल्ली डिजिटल पेमेंट्स प्लैटफॉर्म पेटीएम ने अक्षय तृतीया के मौके पर नया ऑफर लॉन्च किया है। अब पेटीएम से लोग घर बैठे सोना खरीद सकते हैं। खास बात है कि सोनी खरीदने पर 100 फीसदी गोल्डबैक का पाने का ऑफर है। पेटीएम ने MMTC के साथ साझेदारी की है जिसके तहत ग्राहकों को गोल्ड खरीदने का ऑफर दिया जा रहा है। सोना खरीदने की कोई न्यूनतम लिमिट नहीं है। 24 अप्रैल से ग्राहक पेटीएम द्वारा दिए जाने वाले इस ऑफर का फायदा ले सकते हैं और एक लकी व्यक्ति को 3000 रुपये तक 100 प्रतिशत गोल्डबैक खरीदने का मौका मिलेगा। इसके अलावा 3000 रुपये तक का दो फीसदी गोल्डबैक निश्चित तौर पर मिलेगा। यह ऑफर 26 अप्रैल तर वैलिड है। कंपनी ने कहा कि लोग पेटीएम ऐप से 1 रुपये तक का गोल्ड खरीद सकते हैं।

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Eying 3X growth, Paytm Gold becomes redeemable at stores

Eying 3X growth, Paytm Gold becomes redeemable at stores

New Delhi, Oct 23 (IANS) Digital payments player Paytm on Wednesday announced its digital gold platform — ‘Paytm Gold’ is now redeemable at jewellery stores across the country as part of Paytm Mall’s ‘O2O’ strategy.

The company is aiming for three times growth with the sale of Paytm Gold during the festive season.

The facility is now live in 100+ stores and the plan is to add another 250 stores…