#Npci linking problem

[yashvishah810]

Offline UPI Payments- Are They Even Possible?

You may have the latest smartphone with high-speed internet connectivity. How would you feel if the internet fails when you try to pay your valued client? Your 5G mobile with a UPI-enabled app, couldn't help when you needed it the most. Is there a way to pay without an internet connection? 

Come on. Let us find out ways to complete a UPI payment transaction offline! National Payments Corporation of India has brought forward a solution that enables payment without the internet. A USSD code- *99#, helps those in areas with poor internet facilities.

What is a USSD number?

It is a mobile banking arena and assists users in transferring money offline. Four telecom providers and 83 participating banks assist with the transfer of money without the need for an internet connection. Whenever you need to make a payment, dial this USSD number. Your mobile screen will display an interactive menu that assists in completing the transaction.

There is an upper limit of Rs.5000 for making a transaction. There is a small charge of 50 paise per transaction.

How Can We Set Up The UPI Payments App For Offline Payments?

Step 1: Open your mobile dialer, and dial *99#. It will help you to start a transaction and make a payment.

Step 2: When you dial this number, it will ask you to select a language of your choice from thirteen language options.

Step 3: Enter your bank IFSC code in the space provided.

Step 4: Your smartphone will display all the registered mobile numbers of different bank accounts. You need to choose from them and complete the transaction. The money will be debited when you click confirm from the provided bank account.

Step 5: Enter the last 6 digits of your account number and the expiry date of your card.

If you follow these five steps, your offline UPI payment is activated.

How Can We Send Money Through UPI Offline?

It is a simple process, and you should follow these instructions carefully.

Dial *99# from your mobile with the mobile number linked to your UPI bank account.

Choose a language of your choice.

Click on the send money or transfer money button.

Type in the receiver's mobile number or VPN ID.

Type the amount you wish to transfer.

You may type the UPI pin to complete the transfer.

Click confirm.

You can complete a payment transaction immediately. If you don't have an uninterrupted internet connection and the problem is with your bank, download the UPI Lite app.

Summing Up:

UPI is a payment interface that facilitates payment from one account to another. Generally, people believe they should have a smartphone with an uninterrupted 5G connection to make a payment. However, NPCI has developed an unstructured supplementary service data-based payment facility to enable people without an internet connection to complete payments. 

You can now authorise a payment from your mobile, having any bank account linked to your registered mobile number. Your UPI money payment app facilitates merchant payment and peer-to-peer payment too. People living in areas with low internet connectivity can pay from their mobile. Thus, NPCI has debunked the myth that you need high-speed internet to facilitate a transaction.

[ezulixaeps]

Looking AEPS Service App with Secured B2B Admin Portal?

Payment methods are changing over the time with technology. India is moving towards digital banking. Government is encouraging and supporting cashless society in India by starting new banking alternatives like AEPS service. In this article, I will explain about AEPS service and AEPS service app with it’s benefits and key features. 

So without wasting time, I come to the point. 

Why AEPS is in Demand? 

AEPS stands for Aadhaar enabled payment system. This is a payment method that encouraging banking in rural areas where no banking solutions available. AEPS is aadhaar card centric banking solution that can be performed by visiting nearby business correspondent. 

To perform AEPS service, bank customer’s bank account must be linked with Aadhaar card. 

Business correspondent has an AEPS service app linked with any bank through AEPS portal provider company. 

It means no matter where you are living, If you have Aadhaar card in India, you can use banking anywhere hustle-free. 

Best AEPS Service App Provider Company in India

So If you are planning to start your own AEPS business as an admin and  looking for best AEPS service app provider then you are at right place. 

Here I will explain you how you can start AEPS with your brand, your logo with top AEPS company.

Ezulix software is well known AEPS service provider company in fintech Industry that offers cost-effective AEPS service app integrated with b2b admin portal. 

We have skilled AEPS software developers who are expert in fintech solution development. 

We facilitate you secured AEPS service app integrated with AEPS portal and your brand website. As an admin, you have all the rights of your portal. You can make unlimited members and can provide all bank AEPS service by the name of your own brand. 

For members we have AEPS service app so that they can easily access all banking services. Members can login into your admin app and can earn commission by offering banking services. 

Also Read This: Top 5 AEPS Company 2022

Why Start AEPS Business with Brand Ezulix? 

 We provide you standard b2b AEPS software with AEPS service application and website. 

Most of the retailers don’t have budget to buy a system like laptop or desktop. To resolve this problem, we provide AEPS service app to admin. All members can use AEPS service by login in this application. 

This AEPS service app is fast, secured and easy to use for everyone. Members just have to login in this app and connect it with bio metric machine for user-authentication. 

That’s it. 

Admin can change software theme, function, services as per need

3 Tier security levels 

24*7 real-time AEPS settlement

Provide AEPS service through multiple banks 

Integrated with high commission AEPS API

Unique design 

Success ratio of AEPS transaction is 99.7%

We provide you micro ATM with add-on mPOS feature

Manual training and free tech-support

So these are few highlights of our AEPS cash withdrawal app. You can manage all your members and employees by using its add-on employee management system. 

Along with this, your members can use Khata Book and Online Shopping Features totally FREE. 

Conclusion

Starting AEPS business in 2022 can be a great move by you. If we talk about AEPS transactions over the years, it is increasing exponentially. 

Profit percentage is high while risk of failure is very low in AEPS business If you do it by process and by following guidelines of NPCI. 

To start AEPS business with us, you have to apply for a free live demo. Our team contact you and explain you everything step by step. This is totally FREE. 

[ainvestops]

Free voice calls no excuse for poor service quality, says Trai chief

Telcos are citing free voice calls to duck action on poor quality of service, but that will not pass regulatory muster, Trai Chairman R S Sharma said on Sunday, assuring users that the issue of call drops remains on its agenda. The Telecom Regulatory Authority of India (Trai) head said the watchdog’s earlier provision for a penalty on telecom firms for call drops was successfully challenged in the Supreme Court, but the regulator will continue to work for improving the quality of service.

“Most of the telcos are offering voice free, their argument is that if something is free, how much can you (Trai) punish me because I am not getting anything for that, which may not be correct because they are essentially cross-subsidising,” Sharma said at the Asia Economic Dialogue here.

The comments come amid continuing call drops being experienced by subscribers across the country.

After the entry of Reliance Jio in 2016, voice calling has become virtually free as it is getting embedded in the data plans. This has resulted in entrenched operators losing their biggest revenue stream, which has led to financial troubles.

Sharma acknowledged the problem of call drops and added that “hopefully” the service quality will get better over time.

Trai officials conduct standard tests on roads, trains and other busy spots and any operator found to be giving poor service is punished, he said.

Speaking at the conference co-organised by the Ministry of External Affairs and the Pune International Centre, he also urged citizens to come forward by allowing erection of telecom tower infrastructure, adding that there are no health hazards because of the same.

He also pitched for last-mile telecom infrastructure to be erected to ensure people get faster connectivity in their apartments in high-rises.

In his speech, Sharma also mentioned that the lowest tariffs in the world might be the reason why telecom companies are having a tough time in the country at present, but did not elaborate.

On the upcoming 5G technology, Sharma said it requires investment in infrastructure building and marked out optical fibre cable (OFC) laying as a crucial task, stating that there is a heavy dependence on wireless data transfer in India and there is a need for wired access as well.

He said there are sufficient number of use cases and applications of 5G which are available.

Sharma, who has also been associated with the Aadhaar project, said he has written to Prime Minister Narendra Modi to adopt a “digital diplomacy” strategy, wherein New Delhi extends its know-how on projects like the biometric ID or payment systems to countries in Africa and Asia.

Speaking at the same event, National Payments Corporation of India (NPCI) Chief Executive Dilip Asbe said a trial run of its Unified Payments Interface (UPI) is set to be carried out at a Singapore merchant on Sunday, which will herald the internationalisation of the domestic payments system.

He said a code will be scanned by a BHIM app to pay at the merchant’s end in Singapore and the transaction settled.

Asbe also said the NPCI has been generating sufficient revenues to sustain its developmental activities.

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[hnewsblog-blog]

बैंक में गैस सब्सिडी नही मिल रही जाने कैसे मिलेगी,NPCI linking problem

बैंक में गैस सब्सिडी नही मिल रही जाने कैसे मिलेगी,NPCI linking problem

Gas Subsidy not receiving into bank

How can you avail this

How to get gas subsidy not found in bank

what will be said, will have to do

why not get subsidy in bank account

Npci linking problem

अगर आपको भी बैंक में subsidy नही आ रही है । तो यह जानकारी आप के लिए फायदेमंद हो सकती है । अगर आप लोग बैंक के चक्कर लगाते हुए परेशान हो चुके है,फिर भी npci के तहत addhar लिंक नही हो पा रहा है ।

तो आप इस खबर को…

[blosda]

Freecharge Mobile Banking with UPI Payments

The Government of India launched the first-ever UPI app in the country, BHIM UPI, on December 30, 2016. Since then, the number of UPI payments apps that have joined the UPI queue has exploded. There are 304 banks on UPI as of February 2022, with a monthly volume of 4.52 billion UPI transactions and a value of 8.26 lakh crore (US$110 billion). 

What is UPI 

You've probably heard the term "UPI" a few times before, but do you know what it stands for? 

Let's see what we can find out! 

The Unified Payments Interface, or UPI, is a new payment system that has proven to make many users' lives easier. The Unified Payment Interface (UPI) is a popular mobile payment method that enables you to promptly and for free transfer payments from one bank account to another. UPI has made financial transactions easier for account holders since its launch. 

To send money via Unified Payment Interface, each user must have a unique ID, known as a UPI ID. The UPI ID is a unique identification for a bank account used to transmit and receive money from one bank to another. The UPI PIN or the UPI code is a four- or six-digit personal identification number that must be entered to send money via UPI. Every account holder can select his or her own UPI PIN. 

5 reasons why UPI in your new mobile banking 

Before the National Payments Corporation of India (NPCI) made inter-bank transactions via mobile applications possible, transferring money from one bank to another was a major hassle. This RBI-mandated interface, also known as UPI or Unified Payment Interface, allows customers to send money immediately through a few clicks on a cell phone. Every bank account holder nowadays is talking about using UPI to transfer payments. Some of the reasons for its popularity are as follows: 

UPI payments are extremely rapid, taking only a few seconds to complete. Every bank now offers UPI transactions via mobile apps. 

UPI payments are entirely secure. To complete a transaction, the user must have his mobile number's SIM card in his phone and must input the secret MPIN each time. 

Individuals can use the UPI payments capability to request money from another individual, which is not possible with other payment systems such as IMPS and NEFT. 

These mobile payment apps also allow you to make bill payments, which means you can set up timely reminders for all your bill payments and UPI transactions to make them with just one click using the app. UPI payments are accepted 24 hours a day, 7 days a week with no cost. 

You can easily make a complaint using the mobile payment application if you have any problems or suspect activity on your account. 

Freecharge UPI Payments - introduction 

When convenience meets simplicity, we've got a winning combination! Axis PayUPI enabled UPI is now available on Freecharge! From UPI money transfers to UPI payments, the Freecharge app provides a simple, quick, and safe transaction experience.  

To pay, simply scan any UPI QR code or enter the mobile number or simply go to the payment section, choose UPI, recharge/pay your bills on Freecharge.  

Say hello to a new, fast, and secure payment mode with a single point of access to multiple bank accounts, single-click authentication, and the usage of virtual ID with UPI app download like Freecharge. 

Now, in the Freecharge app, follow these steps to create your Freecharge UPI ID in just a few minutes. 

Download the Freecharge app and create an account. 

Sign up for Freecharge UPI in three easy steps 

Create a unique identifier (UPI ID). 

Select a bank to which you'd like to link your account, and you're done! 

Conclusion 

And that's it! You may now simply make payments and transfer money to your bank account or someone else's bank account using any UPI QR scan. You can also make a money request using the Freecharge app by inputting a UPI ID or mobile number, or by selecting a contact from your contact list. 

To let you know, transacting with the Freecharge UPI Payments app is lucrative because you can always get a cashback incentive. Download your Freecharge UPI App for free. 

[pravasitax]

What is E-RUPI?

How does it help? What are its uses?How does it work?

Prime Minister Narendra Modi launched an electronic voucher based digital payment system “e-RUPI” on Monday (02 August 2021). The platform has been developed by the National Payments Corporation of India in collaboration with other government departments.

 Is it digital currency? 

No. However, it is a first step by the Government towards the introduction of a new digital currency for India. The government is already working on developing a central bank digital currency and the launch of e-RUPI could potentially highlight the gaps in digital payments infrastructure that will be necessary for the success of the future digital currency or e-currency. 

Is it a digital payment platform ? 

No. The same is not a digital payment platform like google pay and PayTM.  

So, what is it actually? 

E-RUPI is a cashless and contactless digital payment solution. Through E-Rupi Indian government has tried to bring an electronic e-voucher system in India. It will act as a prepaid e-voucher which you can pay without any hassle. You don’t need a credit card, debit card, or any other service to pay.

 It is, in essence, like a prepaid voucher except that the voucher is entirely digital and the payments will be authorised by institutions like the government or banks.

 For instance, suppose you get an e-RUPI voucher for a getting a COVID vaccination. The said voucher can only be redeemed to obtain the said vaccine. 

 India faces a massive problem with respect to distribution of subsidies to real beneficiaries. For instance, there are middlemen in the existing system claiming benefits ineligible to them. 

The Prime Minister said that the e -RUPI voucher is going to play a huge role in making DBT (Direct Benefit Transfer) more effective in digital transactions in the country and will give a new dimension to digital governance. This will help everyone in targeted, transparent and leakage-free delivery.

 It can also be used for delivering services under schemes meant for providing drugs and nutritional support under Mother and Child welfare schemes, TB eradication programs, drugs and diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertilizer subsidies, etc.

 For example, in India the only way that a parent (in a remote village) who is struggling to finance their child’s education is to send them to a government school (which would be underfunded, have no proper infrastructure and suffer from issues such as teacher absenteeism, irresponsible administrators). However, under the new e-RUPI Model, the Government would provide a voucher to the parent for the child’s education which could be redeemed at a school of their choice. Therefore, the school would need to collect these vouchers from the students and redeem them in order to see any money in their accounts. This way government funds will go to institutions that perform and the ones that don’t, will suffer the consequences. 

 e-RUPI is a cashless and contactless instrument for digital payments. It acts as an e-voucher based on a QR code or SMS string, which is delivered to the mobile phones of the beneficiaries.” 

Meaning, the government could technically send an SMS to an Aadhar linked number and transfer the subsidy this way. All you have to do then is redeem this e-voucher and use it to fund the child’s education. 

This way the system ensures leak-proof delivery of government's welfare services to the intended beneficiaries. Further, e-RUPI will connect the sponsors of the services with the beneficiaries and service providers in a digital manner without any physical interface. 

 The PMO also added that even the private sector can “leverage these digital vouchers as part of their employee welfare and corporate social responsibility programmes". NHA opined that the advantage of using e-RUPI is that voucher redemption can be tracked by the issuer. 

 The system has been built by NPCI on its UPI platform, and has on boarded banks that will be the issuing entities. Any corporate or government agency will have to approach the partner banks, which are both private and public-sector lenders, with the details of specific persons and the purpose for which payments have to be made. The beneficiaries will be identified using their mobile number and a voucher allocated by a bank to the service provider in the name of a given person would only be delivered to that person. 

This way the Government through e- RUPI is able create a person-specific and purpose-specific payments system.   

source :https://pravasitax.com/information-hub/tax/investments/other-investments/what-is-e-rupi

[ex1le-vilify-blog]

Aadhaar Card Holders Need To Know Updated Aadhaar Card status online

Now a days AADHAAR Card is extremely helpful for every homeowner in India. A specific needs to register for Aadhaar just as soon as and after de-duplication just one Aadhaar will be generated, as the uniqueness is accomplished through the procedure of demographic and biometric de-duplication. The job is run by the Unique Recognition Authority of India (UIDAI) and was introduced in January 2009. After log in to Online aadhaar status SSUP portal utilizing OTP, Data request upgrade tab reveals option to update the Address just. Connect your Aadhaar number to all your bank accounts. You will have to offer your checking account information in case you have actually not connected it with Aadhaar. Customers' Aadhaar and defined bank account will be mapped at NPCI to enable invoice of Direct Benefit Transfer(DBT) from Federal Government of India. When the consultation is scheduled, the applicant will need to go there with the suitable file as well as be asked to submit biometric data through finger prints and records of the iris. Altering Address is very little various from that of altering name in the Aadhaar Card. And in case, a PAN card holder doesn't link their Aadhaar number with PAN, after the deadline the PAN card undergoes cancellation. Individuals can download the form for obtaining fresh Aadhaar along with for upgrading details in their Aadhaar by visiting the following Online aadhaar status card official site This Online aadhaar status card enrolment form is also available at all Aadhaar enrolment centres totally free of expense. Whenever you submit an ask for updation or correction of information in your Aadhaar online, an Update Demand Number (URN) is supplied to the applicant after successful submission of the application. . Aadhaar query and problems: Despite the fact that UIDAI has actually made whatever simple and hassle free when it pertains to Online aadhaar status , there are times when an applicant or an Online aadhaar status card holder will deal with issues concerning their Aadhaar card. Aadhaar number is a 12-digit random number issued by the UIDAI (Authority") to the citizens of India after pleasing the verification process put down by the Authority. In case you have lost your initial Aadhaar card, you can download it online through the UIDAI website, print it and use it as the regular Online aadhaar status card. However the address discussed on your Aadhaar at the time of re-verification will be published as the Irreversible address in our systems. The Special Recognition Authority of India, abbreviated as UIDAI, runs the project and came into existence in January 2009. Aadhaar is a plan released by the federal government of India to offer a distinct identification number to everybody residing in India. Lots of countries around the world utilize a special identity system whereby each resident receives a number that hold all information important to their identity under it. The government of India has likewise sought such a system India and have called it Aadhaar, which is likewise described as UID. time taken to receive your Aadhaar card after enrollment is normally about 60 to 90 days. Link of confirmed Aadhaar is that it assists in developing identity, improving efficiency and openness in service delivery, group and address confirmation in future. Individual happy to enrol has to offer very little demographic and biometric details during the enrolment procedure which is completely free of cost.

[hopefulrebellion-blog]

Aadhaar Card Holders Should Know Updated Eaadhar card status online

The Government of Andhra Pradesh began Aaadhaar Slot Booking online for New Enrollments in Ranga Reddy and Hyderabad District, shortly Aadhaar card slot scheduling online offered for all districts in Andhra Pradesh. A a great deal of nations around the world utilize the Distinct Identity (UID) system by which every citizen get a number which contains all the details pertinent to their identity for it. Online Aadhar Card has actually also introduced such a system in India and is calling it AADHAAR that is likewise referred to as UID. After log in to Online aadhaar status SSUP portal using OTP, Data demand update tab shows alternative to upgrade the Address just. Link your Aadhaar number to all your checking account. You will have to offer your checking account details in case you have not linked it with Aadhaar. Consumers' Aadhaar and defined checking account will be mapped at NPCI to make it possible for invoice of Direct Benefit Transfer(DBT) from Government of India. Once the consultation is reserved, the candidate will have to go there with the proper document and also be asked to submit biometric information through fingerprints and records of the iris. Altering Address is very little various from that of altering name in the Aadhaar Card. And in case, a PAN card holder does not link their Aadhaar number with PAN, after the due date the PAN card is subjected to cancellation. Individuals can download the type for looking for fresh Aadhaar in addition to for updating information in their Aadhaar by checking out the following Online aadhaar status card official website This Online aadhaar status card enrolment form is likewise available at all Aadhaar enrolment centres free of cost. Whenever you submit a request for updation or correction of information in your Aadhaar online, an Update Demand Number (URN) is supplied to the applicant after effective submission of the application. . Aadhaar enquiry and problems: Even though UIDAI has actually made everything simple and inconvenience complimentary when it comes to Online aadhaar status , there are times when an applicant or an Online aadhaar status card holder will deal with issues concerning their Aadhaar card. Aadhaar number is a 12-digit random number released by the UIDAI (Authority") to the locals of India after pleasing the verification procedure laid down by the Authority. In case you have actually lost your initial Aadhaar card, you can download it online through the UIDAI site, print it and use it as the typical Online aadhaar status card. Nevertheless the address mentioned on your Aadhaar at the time of re-verification will be published as the Long-term address in our systems. The Special Identification Authority of India, abbreviated as UIDAI, runs the project and originated in January 2009. Aadhaar is a plan released by the federal government of India to supply a distinct identification number to everybody residing in India. Many countries around the world use a distinct identity system whereby each person gets a number that hold all details significant to their identity under it. The federal government of India has actually likewise looked for such a system India and have actually called it Aadhaar, which is likewise described as UID. Customer can approach the LPG distributor and submit the Aadhaar connecting type to LPG supplier. Yes, based on the new amendment in PMLA rules by the Government, all accounts must be linked with Aadhaar prior to 31st Mar'18; failing which the accounts will end up being inoperative till the time the Aadhaar number is submitted in the stated accounts.

[slavedog57-blog]

Aadhaar Card Holders Should Know Updated Aadhar status online

The Government of Andhra Pradesh began Aaadhaar Slot Reservation online for New Enrollments in Ranga Reddy and Hyderabad District, soon Aadhaar card slot booking online offered for all districts in Andhra Pradesh. A large number of nations around the world use the Special Identity (UID) system by which every person get a number which contains all the details pertinent to their identity for it. The Indian Federal government has actually likewise introduced such a system in India and is calling it AADHAAR that is also referred to as UID. After log in to Online aadhaar status SSUP website utilizing OTP, Data request upgrade tab reveals option to update the Address only. Link your Aadhaar number to all your bank accounts. Check Aadhar Status will have to provide your bank account information in case you have not linked it with Aadhaar. Customers' Aadhaar and defined savings account will be mapped at NPCI to make it possible for invoice of Direct Advantage Transfer(DBT) from Government of India. Aap apne najdiki online aadhaar status center jakr apna mobile no link karwa skte h. Initially, one needs to go to the UIDAI website, and type in your full name as given on your Online aadhaar status card. In case you inspect the status of Aadhaar on the site and find that it has actually been dispatched however the Aadhaar card is not gotten at your end, you can download the e-Aadhaar from UIDAI's website utilizing your enrolment number or you can put a request for sending the Online aadhaar status card once again. Then, in a couple of days' time, the Aadhaar number gets printed on the Online aadhaar status Card of the specific and is sent out to their verified residing address through post. I have actually got issue to having some spelling error in Online aadhaar status Card can we change it kindly recommendations please if it applies kindly supply the procedure, please. . Aadhaar enquiry and problems: Despite the fact that UIDAI has actually made everything simple and inconvenience totally free when it concerns Online aadhaar status , there are times when a candidate or an Online aadhaar status card holder will face issues concerning their Aadhaar card. Aadhaar number is a 12-digit random number released by the UIDAI (Authority") to the homeowners of India after satisfying the verification procedure set by the Authority. In case you have actually lost your original Aadhaar card, you can download it online through the UIDAI site, print it and utilize it as the regular Online aadhaar status card. Nevertheless the address mentioned on your Aadhaar at the time of re-verification will be uploaded as the Permanent address in our systems. The Unique Recognition Authority of India, abbreviated as UIDAI, runs the job and originated in January 2009. Aadhaar is a plan launched by the government of India to provide an unique identification number to everyone residing in India. Lots of countries around the globe use a distinct identity system where each person receives a number that hold all information important to their identity under it. The federal government of India has actually also sought such a system India and have called it Aadhaar, which is likewise described as UID. Client can approach the LPG distributor and send the Aadhaar linking kind to LPG supplier. Yes, based on the brand-new modification in PMLA rules by the Federal government, all accounts ought to be linked with Aadhaar prior to 31st Mar'18; stopping working which the accounts will end up being inoperative till the time the Aadhaar number is sent in the said accounts.

[waterparkss-blog]

Aadhaar Card Holders Need To Know Updated Uidai Card status online

Now a days AADHAAR Card is really useful for every single homeowner in India. A private have to register for Aadhaar just when and after de-duplication just one Aadhaar shall be generated, as the individuality is attained through the process of demographic and biometric de-duplication. The project is run by the Special Recognition Authority of India (UIDAI) and was presented in January 2009. After log in to Online aadhaar status SSUP website utilizing OTP, Data demand upgrade tab shows alternative to upgrade the Address just. Link your Aadhaar number to all your bank accounts. You will have to supply your checking account details in case you have not linked it with Aadhaar. Customers' Aadhaar and defined checking account will be mapped at NPCI to make it possible for invoice of Direct Benefit Transfer(DBT) from Government of India. Once the visit is scheduled, the candidate will have to go there with the suitable document as well as be asked to submit biometric data through finger prints and records of the iris. Changing Address is very little different from that of changing name in the Aadhaar Card. And in case, a PAN card holder doesn't connect their Aadhaar number with PAN, after the deadline the PAN card undergoes cancellation. Then, in a few days' time, the Aadhaar number gets printed on the Online aadhaar status Card of the specific and is sent to their verified living address through post. I have actually got problem to having some spelling mistake in Online aadhaar status Card can we alter it kindly suggestions please if it applies kindly offer the process, please. . Online Aadhar Card and grievances: Even though UIDAI has actually made everything simple and hassle free when it pertains to Online aadhaar status , there are times when an applicant or an Online aadhaar status card holder will face issues concerning their Aadhaar card. Aadhaar number is a 12-digit random number released by the UIDAI (Authority") to the residents of India after satisfying the confirmation procedure laid down by the Authority. While obtaining an Online aadhaar status card, you need to provide two proofs - Proof of Address (POA) and Evidence of Identity (POI). When a resident registers for an Aadhaar card, the demographic and biometric info sent by the candidate is sent out to the Unique Recognition Authority of India (UIDAI) for screening and confirmation. Linking of Aadhaar Card number to your chosen account will go through confirmation. . A. He can apply for an Online aadhaar status card if the worried United States resident is living in India for the previous 182 days constantly or in parts in a year. Aadhaar is a 12-digit special identification (UID) number which the Unique Identification Authority of India (UIDAI) has actually provided to all Indian residents. time taken to receive your Aadhaar card after registration is usually about 60 to 90 days. The advantage of authenticated Aadhaar is that it assists in developing identity, enhancing effectiveness and openness in service shipment, market and address confirmation in future. Person going to enrol has to offer very little market and biometric info throughout the enrolment procedure which is absolutely complimentary of cost.

[mrhotmaster]

All Tech This Week: Galaxy A71 Launch, Whatsapp, More

Samsung Galaxy A71, Whatsapp Group Invitation Links On Google Index & More Tech News This Week Is Here

  This week Xiaomi cut Redmi Note 8 Pro price in India, a significant news item, as it has been the first price decrease since it was launched.

Samsung Galaxy A71 dispatch in India on Wednesday was surely the greatest updates on the week, with the South Korean gadgets goliath unobtrusively bringing its most recent mid-run cell phone to the nation with nary a secret. Another critical India dispatch this week was the LG W10 Alpha, the most recent spending plan cell phone from the brand in the wake of divulging the W-arrangement in the nation a year ago. LG additionally divulged new K-arrangement cell phones universally this week. The previous 7 days likewise observed Xiaomi cut the cost of the Redmi Note 8 Pro in India, in the wake of raising the cost of the Redmi Note 8 the prior week.

Transsion Holdings likewise made a couple of sprinkles this week, with the dispatch of three new cell phones under it Itel and Tecno brands. WhatsApp stood out as truly newsworthy for a few intriguing reasons this week, while computerized installments in India may have gotten a devastating blow. Peruse on for all the top accounts of the week past.

Samsung Galaxy A71 shows up in India

The Samsung Galaxy A71 was disclosed all inclusive toward the end of last year close by the Galaxy A51【₹ 23,999】, which advanced toward India not long ago. As we referenced, Samsung made the Galaxy A71 India dispatch declaration with no mysteries paving the way to it, however a lot of gossipy tidbits had tipped its appearance int the between time. Highlighting an Infinity-O Display and a quad back camera arrangement, the most recent mid-extend offering from Samsung takes on the OnePlus 7, Oppo Reno, Redmi K20 Pro, and the Vivo V17 Pro at its value purpose of Rs. 29,999. It has been propelled in a solitary 8GB+128GB variation in the nation. The Samsung Galaxy A71 will go at a bargain in India from Monday, February 24 by means of both disconnected and online channels. 

Determinations of the double SIM Galaxy A71 model that has been propelled incorporate Android 10 (with Samsung's One UI 2.0 skin on), an enormous big full HD plus display of 6.7 inches which Super AMOLED, a RAM o 8GB, quad back camera(64MP + 12MP + 5MP + 5MP), a snapdragon 730 SoC chipsets, and a 32-megapixel front camera.

Different determinations of the Samsung Galaxy A71 incorporate 128GB of inbuilt stockpiling (expandable by means of microSD card), the standard bundle of availability alternatives including a USB Type-C port, the normal arrangement of sensors remembering a for show unique mark sensor, just as an enormous 4,500mAh battery highlighting 25W quick charge support. Samsung is likewise touting some 'make in India' highlights, remembering new visual cards for the informing application, multilingual composing, the Finder revelation instrument, Smart Crop for snappy and simple screen captures.

LG W10 Alpha spending plan cell phone propelled in India

The LG brand a year ago was utilized to dispatch new W-arrangement spending plan cell phones in mid-2019 in India, and the W10 Alpha that propelled in the nation this week joins the lineup. Features of the LG W10 Alpha incorporate an octa-center processor, a waterdrop-style show indent, AI-based camera just as face open highlights, aside from a generally huge battery. The LG W10 Alpha At Rs.9,999 has been evaluated for its solitary 3GB RAM + 32GB capacity setup. Determinations of the LG W10 Alpha incorporate double SIM (Nano) support; Android 9 Pie; a 5.7-inch HD+ show; Unisoc SC9863 SoC, 3GB of RAM; a 8-megapixel back camera; a 8-megapixel front camera; 32GB of inbuilt stockpiling expandable through microSD card; availability alternatives that incorporate 4G VoLTE, Wi-Fi, Bluetooth v4.1, and a Micro-USB port. The LG W10 Alpha is controlled by a 3,450mAh lithium-polymer battery. It has measurements of 147.3x71x8.9mm and a load of 170 grams.

LG K61, LG K51S, and LG K41S propelled

LG this week propelled three new cellphones - the LG K61, LG K51S, and LG K41S. The three cell phones are MIL-STD 810G guaranteed, which implies they are rough contributions ready to withstand a scope of ecological conditions and stuns. Different likenesses every one of the three offer incorporate enormous 6.5-inch shows, monstrous 4,000mAh batteries, microSD card openings, and quad back camera arrangements. As is standard practice for LG, the cell phones were disclosed all inclusive without costs, however they will be declared in business sectors in front of neighborhood accessibility. 

Details of the LG K61 incorporate a big full HD plus display of 6.5 inches, 4GB of RAM, 128GB of internal storage, quad back camera(48MP + 8MP + 2MP + 5MP), an octa centred processor, and a 16-megapixel front camera. LG K51S determinations then again incorporate a 6.5-inch HD+ show, an octa-center processor, 3GB of RAM, 64GB inbuilt stockpiling, a quad camera arrangement (32-megapixel + 5-megapixel + 2-megapixel + 2-megapixel), and a 13-megapixel front camera. 

At long last, the LG K41S sports a 6.5-inch HD+ show, an octa-center processor, 3GB of RAM, 32GB of inbuilt stockpiling, a quad back camera arrangement (13-megapixel + 5-megapixel + 2-megapixel + 2-megapixel), and a 8-megapixel front camera.

Redmi Note 8 Pro cost in India cut

As you'd most likely review, Xiaomi climbed costs of the Redmi Note 8【₹ 9,195】in India prior this month, refering to coronavirus impacts on its store network. This week, it cut costs of the Redmi Note 8 Pro【₹ 13,777】 in India. Just the base model of the well known Redmi Note 8 Pro cell phone has gotten a decrease in cost, with different variations proceeding to be sold at their prior costs. 

The base model of the Redmi Note 8 Pro highlights 6GB of RAM and 64GB of inbuilt stockpiling, and it is presently estimated at Rs. 13,999 in India, which is a Rs. 1,000 value drop over its past cost of Rs. 14,999. To review, the Redmi Note 8 Pro was propelled in India back in October, and this really speaks to the principal decrease in cost in the nation since. 

The other two Redmi Note 8 Pro variations accessible in the nation, 6GB RAM + 128GB capacity and 8GB RAM + 128GB capacity - are as yet accessible at their dispatch costs of Rs. 15,999 and Rs. 17,999, correspondingly.

Itel Vision 1 dispatch

Transsion Holdings is a major name in the disconnected market in the nation, and its numerous brands take on goliaths like Samsung, Xiaomi, Vivo, and Oppo in the spending section. One of its brands - Itel - this week propelled another section level contribution in India - Itel Vision 1 - bragging feature like a double back camera arrangement, an indented show, an octa-center SoC, and a huge 4,000mAh battery at its value point. 

Estimated at just Rs. 5,499, the Itel Vision 1 comes packaged with Jio benefits just as a Bluetooth headset worth Rs. 799 for purchasers. Determinations of the Itel Vision 1 incorporate double SIM support, Android 9 Pie, a 6-inch HD+ show, a Unisoc SC9863A processor, 2GB of RAM, 32GB of inbuilt stockpiling expandable by means of microSD card, and double back camera arrangement (8-megapixel + 0.08-megapixel), a 5-megapixel front camera, a 4,000mAh battery, a back confronting unique mark scanner, measurements of 155.3x73.5x 8.5mm, and weight of 169 grams.

Tecno Camon 15 arrangement dispatch

One of Transsion Holdings' different brands in India, Tecno this week propelled two spending plan cell phones in the nation - the Tecno Camon 15 and Tecno Camon 15 Pro - including quad back camera arrangements. Among different cases, the organization says the Tecno Camon 15 is the most moderate opening punch show telephone in the nation - valued at Rs. 9,999. The Tecno Camon 15 Pro is valued Rs. 14,999, and accompanies packaged remote speakers worth Rs. 3,499. 

As far as particulars, the Tecno Camon 15 Pro highlights double SIM support, Android 10 with the HiOS 6.1 skin on, a 6.53-inch full-HD+ show, a MediaTek Helio P35 SoC, 6GB of RAM, 128GB of inbuilt stockpiling, a quad back camera arrangement (48-megapixel + 5-megapixel + 2-megapixel + QVGA), a 32-megapixel spring in advance camera, and a 4,000mAh battery.

Then again, the Tecno Camon 15 accompanies double SIM support, Android 10 with HiOS 6.1, a 6.55-inch HD+ show, 4GB of RAM, and 64GB of inbuilt stockpiling expandable by means of a microSD card (up to 256GB), a quad back camera arrangement (helmed by a 48-megapixel essential camera), a 16-megapixel selfie camera, and an enormous 5,000mAh battery.

WhatsApp bunch welcomes listed by Google

Not long ago, it was recognized that Google was ordering private gathering welcomes of WhatsApp. While the powerlessness of private welcome connections has for quite some time been known, the simple openness by means of a basic Google search caused some discussion. While both WhatsApp and Google gave proclamations about this being normal conduct, the connections vanished from straightforward inquiries before long. 

Gathering welcome connections give access to anybody having them, and in this way WhatsApp has since quite a while ago cautioned clients to not to share such connections in open discussions. Be that as it may, the reality they were promptly ordered by Google is the main problem, with analysts speedy to bring up the connections could have been avoided internet searcher slithering. You can find out about the issue in our thorough inclusion.

NPCI's abolishment of UPI exchange and PSP charges

The National Payments Corporation of India (NPCI) this week reported it will modify both the UPI trade expenses and installment specialist organization (PSP) charges to zero for all residential UPI vendor exchanges, and this would be done reflectively from January 1, 2020, powerful until April 30 this year. The NPCI advised the adjustments in a round. This falls after the Merchant Discount Rate (MDR) is scrapped.

While there are advantages to be gotten from the move, it additionally hits incomes of the prospering computerized installments showcase in India, which has all inclusive upheld suppliers like PhonePe, Google Pay, and Amazon Pay. Every one of these players of contributed vigorously to get a portion of the developing UPI environment. Until further notice, it's questionable how the expenses gathered since January 1 will be recuperated by the legislature.

Google's withdrawal from free Wi-Fi administration, and other telecom news this week

The week past had a few critical features in the field of telecom, with the greatest maybe being Google's declaration of unwinding the Google Station free Wi-Fi administration. The uplifting news is, while Google is retreating, its accomplices will keep giving the free Wi-Fi office. In India, Google had banded together with the administration's scaled down PSU, RailTel. To review, the administration had been propelled in 2015 as Google RailWire, and lately was extended with neighborhood accomplices to different pieces of the world. RailTel the administration will proceed at 415 railroad stations the nation over, after the Google contract closes. 

Other telecom news this week incorporates both Airtel and Vodafone Idea making installments against their AGR levy to the administration.

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Amazon's plan to implement UPI-based service hits data localisation barrier

Amazon`s plan to release its own UPI payment service in India has allegedly encountered data localisation problems, according to Economic Times.

Multinationals that aim to enter the Indian payments space through UPI are now waiting for more clarity on data storage from the Reserve Bank of India, according to anonymous figures mentioned by the publication.

UPI has been growing in the country as more peer-to-peer transactions and online merchant payments are moving over to the National Payments Corporation (NPCI)-managed payment mode. As per figures released by NPCI, there were 235 million UPI transactions involving INR 45,845 as of July 2018.

Currently, players such as Alibaba, Paytm, PhonePe and Google Tez are competing for a larger share of the UPI payments space and are trying out new use cases on their apps.

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Standing Instructions and Interoperable Points of Sale: How PhonePe Wants to Reinvent UPI

New Post has been published on http://secondcovers.com/standing-instructions-and-interoperable-points-of-sale-how-phonepe-wants-to-reinvent-upi/

Standing Instructions and Interoperable Points of Sale: How PhonePe Wants to Reinvent UPI

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As of now, the UPI is mostly a person to person (P2P) interface. It’s being used to send money to a friend who covered your lunch bill, and it’s being used by people working in the cities who want to send a remittance to their families. The UPI, which acts as a simple layer over IMPS making it very easy to send money between bank accounts using only a virtual payments address (VPA), is still not being very widely used by businesses. Although the RBI data does not separate P2P and P2M (person to merchant) payments, multiple UPI companies have confirmed privately to Gadgets 360 that UPI payments are still overwhelmingly used for P2P.

This is something that PhonePe – the Flipkart-owned fintech startup from Bengaluru that was the first to launch a UPI app – is trying to address and it took the first steps with a recent partnership with IOCL. At an event in Bengaluru last week, PhonePe announced that its calculator-like PoS terminals are going to be deployed at 30 IOCL petrol pumps. IOCL is one of the biggest commercial enterprises in India, and Sanjay Sinha, GM RS-Loyalty, IOCL said that its retail sales are across 26,000 outlets, with 1.5 crore customers and a daily turnover of Rs. 800 crore.

“Until demonetisation, acceptance of non cash was limited to less than 50 percent of the outlets, and there are still challenges with traditional solutions,” said Sinha. “We needed a solution that can go to every attendant in the outlet, and UPI had come of age, but we needed a PoS solution. And it couldn’t be yet another PoS machine to handle, it should be the single solution.”

That’s where PhonePe’s PoS comes into the picture – it’s powered by the PhonePe app, and the calculator-like device is just sending a Device ID and the amount to your phone, which has to be connected to the Internet. Once the payment request reaches your phone, it’s up to you to pay, either by the mobile wallet, or through your UPI-linked bank account that’s being managed by the PhonePe app, or via one of your credit or debit cards. In the case of a wallet, the payment will be done instantly; for UPI, you’ll have to enter your MPIN, while for a card, you’ll have to enter the card details (unless it’s already saved) and then either an OTP or your security code.

So far, payments companies in India have tried to use a host of different payments options, ranging from app-based PoS systems on merchant phones, QR codes, and sound-based payments. They’ve been met with mixed success, but PhonePe is betting that its PoS machines, which don’t require Internet access, and have a total deployment cost of less than $10 (roughly Rs. 650) can effectively solve the problem. And the hope is that the solution will be so good that other payments companies will want to be a part of PhonePe’s platform as well.

PhonePe CEO Sameer Nigam

  “The NPCI has asked for solutions and our proof of concept has been given the green light by the NPCI [the quasi-regulatory private body run by a consortium of banks, that oversees UPI],” said Sameer Nigam, the founder and CEO of PhonePe, “and we’re going to open it up soon so that any UPI app will be able to work with our PoS.”

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This is something that Nigam explains is going to be added to the core library of the UPI, and once that happens, any application that uses the UPI will be able to enable support for PhonePe’s PoS. “They [NPCI] were looking at a couple of different options, based on sound as well, and I don’t know what the latest status is, but as of [last] Monday, we’re past proof of concept and in the pre-production stage,” Nigam added.

From a customer perspective, it would make the PhonePe PoS devices really convenient, as they support PhonePe’s wallet, Jio Money, FreeCharge, credit and debit cards, and soon, any UPI app. But the question is whether competitors will be on board with this, as it would mean that all their transactions pass through PhonePe as well, at a time when companies are looking at data as being incredibly important.

“I don’t think that’s going to be a problem though,” said Nigam. “I mean, right now every day I’m getting thousands of UPI calls to send money to other apps from PhonePe, I get even more of those Re. 1 transactions that I tweeted about, so there’s already a lot of sharing of data. And I think that once we have enough density of PoS terminals, the customers are going to demand it of the apps that they use.”

So far, according to its press release, PhonePe has 10,000 PoS units installed in Bengaluru, and according to Nigam, the next batch of 50,000 has started to arrive. “It’s all somewhere between India, China, and Texas Instruments,” he quipped. “We have a goal of 1 million and we placed the order but that kind of order takes some time and people also want to know who you are, what you’re up to, so it’ll happen in a steady fashion.”

Aside from its PoS rollout, the other important plan that Nigam shared is bringing standing instructions to PhonePe. “You can already leave SIs with your bank to pay your bills right? So we’re looking at doing the same thing with your UPI account, and we’re talking to NPCI about how to implement this,” explained Nigam. “So you’ll be able to – at the merchant level, so you could say, all IOCL payments, for example – you’ll be able to say that all payments, up to this amount, or this many times in a month, or at this frequency – that’s all at the discretion of the user, are automatically allowed.”

“So it will make payments even faster, just a matter of seconds,” he added. “The amount of time it takes to key in the amount on the PoS is all it should take. Of course you have to put checks and balances to make sure nothing goes wrong, like no one enters an extra zero so you set limits and set frequency, but it would be a real game-changer for offline payments. This would again be a UPI feature, and we’ll also enable it for saved cards.”

“We’re already working on this, and we’ll bring this in within 60 ays, so April end at the latest,” he said. “The entire transaction will be done in 10 seconds or less.”

Beyond this, he shared that PhonePe is constantly looking at new ways in which it can make the payments experience easier. Pay-later is one of the ideas that the company is considering, Nigam said, adding that it isn’t very feasible right away, but that we shouldn’t rule it out completely just yet.

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Unified Payment Interface (UPI) Made Simple

Unified Payment Interface (UPI) is a newly introduced platform to transfer money between any two bank accounts in India, by avoiding the existing complexities.

 UPI is an indigenous payment system which works with the help of a smartphone.

 But how is UPI different from netbanking (NEFT/RTGS/IMPS)?

 UPI is standardized across banks, which means you can initiate a bank account transfer from anywhere with a few clicks. This means that UPI will help you to pay directly from your bank account to different merchants without the hassle of typing your netbanking password, credit card details or IFSC code.

Apart from cards, netbanking and wallets, your can now pay through UPI too.

Unified Payment Interface (UPI) allows to pay someone as well as ‘collect’ cash from someone.

Why UPI?

 Even after introducing net-banking in India, the number of cash transaction happening in India is very high (almost 95% of all transactions).

UPI is part of RBI’s efforts towards ‘Less Cash’ India.

UPI was developed by National Payment Corporation of India (NPCI) under the guidelines of RBI. UPI is based on the Immediate Payment Service (IMPS) platform.

 6 Steps to start using Unified Payment Interface

UPI is now publicly available. Check if your bank has released an updated mobile app with UPI support already.

 Download the UPI app of your bank from Google Play Store/Apple Apps Store and install it in your phone.

Set app login.

Create a Virtual Payment Address (VPA). Eg: Roychoudary@icici

Add your bank account.

Set MPIN.

Start transacting using UPI.

Also read:  Non-Performing Assets (NPA): How serious is India's bad loan problem?

What is MPIN?

 An MPIN is given to a banking customer once they register for Mobile Banking support. Chances are you have one already, but have never used it.

 How exactly does one make a payment transaction?

 For example, consider that you are trying to book tickets online for a film via your mobile.

 When you click buy, the mobile website/ mobile app you used will trigger the UPI payment link. Now, you are taken to the pay screen of the UPI app. Here, the transaction information is verified and a click followed by entry of a secure PIN completes the purchase.

 How safe is UPI?

 It is safe as the customers only share a virtual address and provide no other sensitive information. The ‘virtual payment address’ is alias to your bank account.

 The virtual payment addresses doesn’t allow your security to be compromised when a certain merchant’s account is hacked, because their database will have only a list of virtual addresses. The payment addresses are denoted by ‘account@payment_service_provider’.

 It offers better security than other payment methods where details like credit card numbers are send. While using UPI, all these details are hidden as only a Virtual Payment Address (VPA) is used.

 What kind transactions can be performed via Unified Payment Interface?

 Merchant payments, remittances, bill payments among others.

 Is there any limit regarding the amount that can be transferred in a single transaction?

 The per transaction limit is Rs.1 lakh.

 UPI Payment Service Providers: Banks vs Wallets

 Currently, UPI has permitted only banks to be registered as Payment Service Providers (which means they can run bank accounts). But this scope can get wider and perhaps even include wallets later.

 Also read:  Anti-Microbial Resistance (AMR) and the Red Line Campaign

Significance of Unified Payment Interface

 Facilitate Person to Business (P2B) transactions via collect payment option. This would boost business and Indian Economy overall.

UPI will bring down cash circulated in the economy (currently cash in circulation is 12% of GDP).

UPI will bring down annual cost of currency transactions (currently around Rs. 20000 crore)

Ok; so far good. Any negatives?

 Refunds are currently not part of UPI and the authority for all arbitration lies with NPCI.

The introduction of UPI is most likely to badly affect the Wallet Companies.

The per transaction limit of Rs.1 lakh may not go well with all customers/business.

 Source: http://bit.ly/2oXLRXV

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BHIM app for Android, iOS gets an upgrade; three key features

Moneycontrol Information Countrywide Payments Council of India on Friday released an upgraded version of Bharat Interface for Cash or BHIM app for Android and iOS customers. NPCI has delicate the app to incorporate more than one languages along with Marathi, Punjabi and Assamese retaining in mind the local customers.

Besides, Top Minister Narendra Modi on Friday released BHIM Aadhaar app for retailers and merchants which shall we citizens make purchases without their smartphone or even credit score/debit cards.

The app authenticates a customer’s biometric details linked to his Aadhaar account through the fingerprint scanner

The app can accordingly do away with the want to consider banking details inclusive of PINs and make cashless transactions easier and hassle-unfastened.

Right here are the key functions of the trendy model of BHIM app — BHIM 1.3 3 new languages: Marathi, Punjabi, and Assamese have been brought to BHIM application. The overall range of languages in BHIM app now stands at 12. Use phone contacts to ship Cash: Clients can now browse the contact list in their telephones to pick beneficiaries for sending Money. That is relevant to cellular numbers of customers who are already registered with BHIM / *ninety

Superior QR characteristic: With the new version, users can browse QR code which is saved in their mobile telephones to Experiment and Pay. Other than these key updates, upgraded BHIM app has made viable blocking off/un-blockading to save you unknown gather requests.

Why A Customized Android App Is Better Than A Ready-Made Solution

In the state-of-the-art market, commercial enterprise owners are increasingly turning into concerned approximately the truth that one size suits all packaged software program isn’t the high-quality and entire answer for each business. For the reason that requirements of every commercial enterprise are distinct, it is very tough to choose one unmarried product that can accommodate more than one desires concurrently. Custom commercial enterprise apps are designed to cater to your enterprise needs in order that they characteristic exactly the way you need them and this in flip helps to simplify the commercial enterprise procedures. commercial enterprise owners concentrated on the Android market recognize thoroughly how customized apps assist them to seize the big audience base.android tablet

So, here in this article, allow’s discuss why you should personalize your application and the way it can be greater reachable to the customers.

Customized Android apps paintings the manner you need:

The most not unusual problem this is related to any geared up made software is that groups are always forced to make some changed their tactics to make use of the product. But with a Custom Android programs, which can be specially designed to accommodate your enterprise wishes, it will virtually fit the way your organization operates without making any essential modifications. As an end result, the app subsequently simplifies your procedures and in the long run saves a whole lot of your precious time and money.

Developing Custom based merchandise isn’t any more a tough undertaking:

Hiring an Android utility improvement employer is not any extra a tough activity, But locating an app with a comprehensive set of capabilities that in shape your precise requirements is genuinely hard. Android developers working to create the application first replicate on each function that needs to 0be carried out to create the app. For this, a thorough viability look at is accomplished and then reviews are checked to envision and counterbalance any errors that would exist. it’s far after this exhaustive exercise that a Custom constructed app with suitable capabilities and features is integrated into the Android app.google android

Improved business security:

In contrast to an equipped-made product, in which it’s miles going to be utilized by diverse commercial enterprise owners, a Custom software guarantees that your entire organization system remains non-public. This Enhanced protection can only be offered by using a customized application, that’s unequaled with the aid of any commercial product. As such any other business enterprise outside your employer will not have any perception into how your organization functions and operates from internal.

Decreased expenses:

At instances, many Android customers think that the fee related to developing a customized answer is better than purchasing an off the shelf product. But at instances, this is not so. In fact, today there are numerous tools available in the marketplace that assist the users in creating Custom business apps in a fragment of the cost of any individual length suit all answer. Therefore, the long time benefit of investing in such customized product is far greater precious than buying an equipped-made answer.kho phần mềm android

The Importance of Upgrading Your Computer System

In case you need to have a PC of your personal, then you need to recognize one element approximately them. You notice, computers are not things you ought to eliminate after some of the years. It is something you can build on, enhance and upgrade. A computer can final you a completely long term. If there’s one factor you need to know approximately computer systems its miles that the best issue it wishes for sturdiness is an upgrade. You should not be afraid to upgrade your device. Doubt is something this is common with green computer users. However, If you need to have a better machine, one that lasts you a totally long time, you have to confide in computer system improvements. Here are some improve suggestions depending on your needs.

In case you begin to observe a slowing of your systems,

You then may need an inner hardware improve. An easier approach might be to reformat your computer, However once in a while, that just won’t do. In terms of computer space, the important thing additives are the memory and processor. memory is very smooth to improve. All you have to do is buys new reminiscence chips and put them in the empty memory slots on your PC. The processor is a chunk more difficult to trade, even though. First, you need to make certain the new processor you want is well suited along with your present day motherboard. If it isn’t then you can both look for every other processor that’s compliant, or replace your motherboard with something that is well matched with it.

Every other improve you might need to do is shift to a dual monitor gadget. A twin reveals system is first-rate for people who need to screen many obligations at one time. This is additionally super for enhancing the gaming experience. If you need to shift to a twin screen system, simply make investments on Lcd or LED video display units and make sure your video card can cope with the dual reveal system. you may also make investments on a dual display stand which saves you a whole lot of area in spite of two video display units for your desktop.

Upgrades are necessary to lengthen your laptop’s lifestyles, and once you understand how you may effortlessly upgrade your laptop, you will revel in a faster and extra responsive Laptop without spending too much cash on shopping a brand new gadget.

Which FEATURES Must Leaders Favor

  Considering there may be no cookie – cutter, one – length- suits – all, way of leading, many capability leaders either do too much, too little, or become crushed. Those trying to do an excessive amount of, often fall into the You can not be all things to every person, or you can not make all people glad, category. The ones doing to little, commonly, both restrict themselves due to their incredibly restricted comfort zone, accept as true with they do not should do it because they’re the leader, or perhaps, should by no means have ascended to a function of management! We have all witnessed a diffusion of different leaders, and kinds, some of which we taken into consideration to be proper leaders, and some we did not! Permit’s evaluate The ones Functions excellent leaders must desire.

1. Find/ face information; in advance

Don’t grow to be one of those people, who’re so set in their manner, they do not want to open their eyes, to what’s simply happening around them, specifically if the records do not make stronger their preferred narrative! Proper leaders have to reality – Find, and simply discover the actual records, differentiating truth, from fiction/ rumor/ opinion! Then, they need to be inclined to just accept them, and face them, without perceiving troubles, but as a substitute as demanding situations to triumph over! This is possibly the primary thing a new leader desires to do, so, in advance, he knows what he certainly faces, and prioritizes his moves, for this reason!

2. Empathy; enrich: Being a real chief should never be about you

Aas an alternative, you must listen more than talk, and find out the desires, concerns, priorities and perceptions of those you serve. Doing this permits you to method each venture, with the right diploma of empathy! It’s miles the obligation and obligation of a first-rate leader, to constantly enhance his group and stakeholders!

3. Attitude; flair; interest

Will you supply yourself a checkup from the neck – up, to ensure you possess a without a doubt positive, can – do Mind-set? Will you be critical about becoming better and more powerful, taking important steps to beautify your aptitude and abilities? What is going to you recognition your interest on?

4. Timely; developments

By no means procrastinate, because procrastination is a carcinogen that eats away, in the middle of an enterprise! Take nicely – considered, Well timed action, because it’s essential, needed, and the best way to continue! Preserve an open – mind, understand and take benefit of relevant tendencies, and do what is necessary, with a view to turning out to be better!

5. Urgency; unique

How are you going to communicate, the urgency of taking sure moves, and many others? What unique traits, abilities, and many others, do you possess, so one can make you a advanced leader?

6. Accountable; responsive; actual

Applicable: Do you trust you are an Accountable chief? Will you consistently be conscious of needs, etc? Will you Keep it real? Can you differentiate between applicable and tangential things?

7. Revel in/ know-how; instance: Have you executed something, within the beyond, which would possibly assist you grow to be higher inside the destiny? Have you ever discovered from Revel in, and finished all you can, to transform it, to know-how, judgment and know-how? Will others proudly observe the instance you put?

[upi-upiapp-blog]

UPI- Towards a Cashless Future!

What is the first thought that comes to your mind when you hear the term ‘cashless’? Probably you would refer to use of tools such as Online Banking, E-wallets, credit and debit cards etc. Well if you are not a person who spends a lot of time getting his/her attention diverted to what is happening in the finance world. So, here we are to update you with this little modification in the finance world. A system announced by the National Payments Corporation of India (NPCI) along with the joint efforts of RBI governor Dr. Raghuram G. Rajan on 11th April 2016  known as UPI (Unified Payment Interface).

 Now, it brings us to the question: What is this UPI? What is the government trying to prove with this new modification? It is a step which is towards the agenda of a ‘cashless’ future. Let us have a look at it.

Unified Payment Interface i.e. UPI is a system designed to compile all the banking transactions into a single mobile application. It runs on the platform known as Immediate Payment Service (IMPS). It gives the allowance to a customer to transfer money between two parties. Not only this but also it allows the customer to pay directly online as well as offline without the issue of typing the credit card details., IFSC codes and Net Banking/ Wallet passwords. In this article we would uncover its uniqueness, effects on economy, its components, its participants and its future estimations along with other queries.

 What are the Components of UPI?

 The UPI is a system which has got basically two main components:

 Virtual Payment Address

MPIN

Virtual Payment Address:

UPI came up with this innovative idea of ‘Virtual Payment Address’ (which will look similar to this for example if a person is an account holder in HDFC bank then his address would be displayed as ‘razorpay@hdfc’ for e.g.).You need to provide your merchant this number and they may store this against your payment details. As a result, the confidentiality is maintained.

 MPIN:

In earlier days 2FA was used by the RBI. But the way of operating the online transactions has changed. A MPIN is given to a banking customer as they register for Mobile Banking support. Chances are you have one already, but you have never used it. Cards come up with flaws such as type on phones and transmitting the data can bring up security issues. UPI removes all of these issues.

 The Participants of UPI

 Further moving to the participants of the UPI it has got the following participants:

 Payer PSP

Payee PSP

Remitter Bank

Beneficiary Bank

NPCI

Bank Account Holders

Merchants

Many of you might not know what are PSP and NPCI. Let’s have a look.

 What is PSP?

 In current times, UPI provides all banks to be registered as a Payment Service Provider (PSP). This has a clear inference that they can run their bank accounts and further include the e-wallets too.

 What is NPCI?

 NPCI is the abbreviated form of National Payment Corporations of India. They run into a lot of the payment infrastructure of India, including the issue of RuPay Cards and also making sure that you can easily withdraw money from any of the ATM’s irrespective of the bank account you hold.

 Also to remove further queries let us shower light on the part which is mostly asked consumer questions.

What is the Per Transaction Limit?

The per transaction limit in the UPI is INR 100,000.

 What kinds of transactions are included in the UPI?

Merchant payments, remittances, bills payments alongside other transactions.

 Which banks are included in the UPI?

The UPI has a tie up of 19 banks in India including Andhra Bank, Axis Bank, Bank of Maharashtra, Bhartiya Mahila Bank, Canara Bank, Catholic Syrain Bank, DCB Bank, Federal Bank, ICICI Bank, TJSB Sahakari Bank, Oriental Bank of Commerce, South Indian Bank and Yes Bank.

 How does the UPI work?

 User downloads the application from the App Store, Banks Website.

User creates his/her profile by entering details like name, virtual ID (payment address), password etc.

User goes to the ‘Add/Link/Manage Bank Account’ options and links the bank account number with the virtual ID.

User selects the bank account from which the transaction needs to be initiated.

Then he clicks on the below options

Mobile Banking Registration/Generate MPIN

Change M-PIN

Mobile Banking Registration/ Generate M-PIN:

User receives a OTP from the issuer bank on his mobile number

User provides with his/her 6 digit debit card number and expiry date

Then the user provides the OTP along with his/her preferred numeric M-PIN and clicks on submit

Change M-PIN:

User submits the old M-PIN and preferred new M-Pin and clicks on submit.

He/she receives a confirmation notification of success and failure.

Effects of UPI on the Indian Economy

 Benefits for Banks:

 Single click two factor authentication

Universal app for transaction

Leveraging existing infrastructure

Safer, secured and innovative

Payment basis single/unique identifier

Enable seamless merchant transactions

Benefits for End Customers:

 Round the clock availability

Single application for accessing different bank accounts

Use of virtual ID is more secure, no credential sharing

Single click authentication

Raise complaint from mobile app directly.

Benefits for Merchants:

 Seamless fund collection from customers- simple identifiers

No risk of storing customers’ virtual address like in cards

Tap customers not having debit/credit cards

Suitable for e-commerce and m- commerce transactions

Resolves the COD collection problem

Single click 2FA facility to the customer seamless PULL

In app payments (IAP)

Apart from all of this let us look at what is the thing that is making the UPI so unique in its own way.

 USP’s of Upi

Immediate money transfer through mobile device around the clock 24*7 and 365 days

Single mobile application for accessing different bank accounts

Single click 2 factor authentication- aligned with the regulatory guidelines, yet provides for a very strong feature of seamless single click payment.

Virtual address of a customer for PULL and PUSH provides incremental security with the customer not required to enter the details such as Card No, Account number, IFSC etc.

Bill sharing with friends

Best answer for COD issues, running into the ATM and getting the same amount out of the ATM

Merchant payment with single application or In-app payments

Scheduling PULL and PUSH payments for various purposes

Utility Bill Payments, over the counter payments, Barcode (scan and based) Payments

Donations, Collections, Disbursements Scalable

Raising complaint from mobile app directly

Now, we have got a deeper picture of what is UPI all about and what is the working for now let’s estimate about its success in future. On hearing about the future the first question that comes into our mind is:

 What will happen to the mobile wallets?

 For now, wallets are not included in the Upi at all which means it is just a cross bank transfer medium. Hopefully, a lot of merchants will start accepting payments through UPI instead of using the wallets we currently have. Also, the big players like PayTM won’t have any affects but the minor players in the market can face issues players like Freecharge, Mobikwick, Oxigen and Citrus Pay.

 The other effects in the future that can be estimated are as follows:

 The public sector banks are likely to face the trouble as they are not adaptive to the new technologies emerging in the market of digital payment portals.

 The study of Boston Consulting Group and Google shows that the total digital payments in India are about to rise in the near future about a factor of 10 by 2020 and also by 2023 it is estimated the digital transactions will overtake the cash transactions.

It also gives us the insight on the number of wallet users have surpassed the number of online banking users. Also it shows, the number of wallet users is three times the number of credit card users.

 Most people would be awaited to look at the opportunities presented by the bank as the small business will find it difficult to obtain a credit card but for them borrowing a loan will be made easier.

 As the transactions are digitally recorded the chances are people won’t be able to hide money resulting into the ample amount of tax collections. This will further drop down the rates of the taxes in the future.

 It will also change the mindset of the people towards the risk and investments

 According to RBI, the 18% of country’s GDP is cash flow in the economy, so for the Upi to turn into success the main focus should be the mobile penetration in the economy.

 Still it is a benchmark for the economy and many more to achieve.

 Source: http://bit.ly/2nuySKB