#Notary Services In Allentown

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Notary Services In Allentown: Ensuring Proper Notarization For Your Documents

Ensure proper notarization for your documents with reliable Notary Services in Allentown. Our experienced notaries offer authorized validation, serving Allentown residents. Trust us for accurate and secure document notarization.

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Serving everyone in the Lehigh Valley

Immigration Services

Lehigh Multiservice is a multi-service business which has been around since for over 15 years, providing the best services and expertise in the Lehigh Valley! We specialize in immigration and naturalization services, tax preparation services and Notary services. Don't hesitate to call us at (610)-351-0889 in order set up an appointment or even walk into our office today at 1028 Hamilton Street Allentown PA, to assist you with your request.

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Importance Of Settlement Services in Nazareth and Allentown, PA

It is essential to conduct a title search before deciding on buying a new property. Taking the words of a prospective seller at face value would not be enough. There are many complexities in obtaining a title, and it always helps to invest in real estate when the title is clear and free of disputes. Sure, almost all property-related records are retained at the Registry and available online. Unfortunately, computerized records may not be found for old properties. The best way to conduct a title search would be to entrust the responsibility to a reputed company that has been carrying out the same service for years at a stretch. The buyer needs to buy title insurance in Bethlehem and Allentown, PA, even when the title seems clear and free of encumbrances. ​ It is interesting to note that such insurance is beneficial both for the property investor and the lender who would be financing the deal. Both parties would be protected from financial losses due to liens, defects in the title, or the presence of multiple ownership claims. It differs from typical insurance as this policy provides coverage for past events. Types of Title Insurance The title insurance consists of two distinct types, with the lender's insurance meant to protect the lender. Buying the owner's title insurance is not mandatory and may be avoided if the new investor wants to do so. Thankfully, the seller has to pay for the owner's insurance that covers title defects. Risks of not being covered by title insurance · A forged title that cannot be transferred legally · Existence of unpaid mortgages or liens on the property · Impersonation of the previous owner · No signature by legal authority or notary on the documents · Deed execution by an individual not permitted to do so · Invalid/undisclosed or suppression of facts related to the property title · Errors in public records · Unmentioned Easement · Unpaid taxes · No lawful access to the property Benefits of having title insurance · The insurance company will reimburse the costs for claiming ownership and associated legal costs. · The insurance carrier will also cover the financial loss caused by failure to defend the claim. · The title insurance company will bear expenses for rectifying the title. · It is a onetime payment with no monthly premium being charged. Title Insurance Buying Process The title search company that searched is sure to make provisions for title insurance. Once both parties sign the property purchase agreement, the money will be held in an escrow account. It has been observed that the lender's policy and the home owner's title insurance policy are bought together to guarantee complete protection for all concerned. It is an excellent practice to entrust a reputed title company to provide settlement services in Nazareth and Allentown, PA. This includes title and escrow services and the preparation of real estate documentation.

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Notary, Tax and Immigration service moves to new location in West End of Allentown

Notary, Tax and Immigration service moves to new location in West End of Allentown

Featured image provided by Lehigh Financial Group ALLENTOWN, PA _ Sandra’s Notary has purchased and relocated to 1723 West Tilghman St. in the West End from 937 West Walnut St. downtown. Owners Rafael Castro De La Mata and his wife, Sandra Campos, now own the building where their notary and tax and immigration service is located. Jeff Barber of Lehigh Financial Group LLC in Allentown helped…

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We're your "One Stop Shop" We offer Penndot Services, Tax Preparation, Insurance, Divorce's, Notary Services & now offering Money Orders. Stop by our office 😊 628 N MAXWELL ST ALLENTOWN PA,18109 📞: (484) 661-1037 📠: (484) 244-0200 📧: INFO@PEREZNOTARY.NET #pereznotary #autoinsurance #dmv #divorce #notary #notarypublic #moneyorders #lehighvalley #pereznotaryservices #carinsurance (at Perez Notary & Tags) https://www.instagram.com/p/B9RYBNfFEH2/?igshid=twab1aqpvflz

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OVERVIEW OF ‘LIFE INSURANCE’

Life insurance’ is a contract between the insurer and Insurance company where one party insures another person’s life. It includes accident insurance, Homeowners insurance, cheap auto insurance, title transfers etc. The policyholder pays a premium for the agreed period of time according to the purchased policy. Apart from this, Life insurance policies also cover retirement planning, savings and investment etc. It refers protection and financial coverage against these risks.

Whole life and Term life are two basic types of life insurance policy. Whole life insurance has a guaranteed level benefit the age of 100 or until death, whichever comes first. Term insurance provides death benefit after a specific period of time like 10 or 20 years.  Generally, A death benefit is income tax -free from all types of life insurance. Life insurance policies are legal contracts which describe the limitation of insured events.

There are many advantages of Life insurance policies:

·        It supports in case of a critical illness.

·        For mortgage payments

·        It helps for financial support for the family in the future.

Life insurance covers Auto insurance agency, Critical illness cover, Group life cover, whole life plan etc. Due to lack of awareness, people do not buy life insurance policies. It is risky for their future. Life insurance plan helps to protect the family’s future without any fear. It also fulfills future financial goal like the education of children, marriage etc. It protects financial wellbeing of the family without any income in the future.

Apart from the risk cover, it also gives many benefits like; Loan related benefit, investment and financial planning, tax benefit etc.

‘Auto Insurance Agency’ either work for insurance companies or work independently. If it is done correctly then it can be a superior insurance agency.  It has only one or two agents to give the same offers.

“William Insurance And Notary” has a big name in the insurance industry. It is located in ‘Allentown’ and covers notary, life insurance, auto insurance agency, title transfer, registration renewal etc.  Mutual trust, Quality service and financial strength are some shared values, which are the foundation of its success. Its aim is to provide caring, knowledgeable, professional, responsible and dedicated customer service to the clients. It provides protection solution and 

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Report finds identity theft protection not always a good investment

Like many of you, I’ve been the victim of data breaches where my credit card information was stolen. Each time, I ignored the offers of free identity theft protection and credit monitoring, figuring I could do that myself.

A recent study of the industry makes that same point, though it also notes consumers don’t always have the ability to monitor their personal information as often and in as many ways as a service can.

“The identity theft services that are currently available have some benefits but a number of limitations, and alternatives are available at little or no cost,” the Government Accountability Office concluded in a report last month.

That’s something to consider before you decide whether to pay for these services. While they usually are free if you have been caught in a data breach, they can cost $5 to $30 a month otherwise, depending on what coverage you want.

Members of Congress asked the GAO to study the usefulness of identity protection services. The issue is relevant for the federal government because the Office of Personnel Management spent $238 million on those services after two data breaches in 2015. The GAO criticized some of that spending, saying 3.6 million people affected by both data breaches received duplicate coverage.

The agency studied credit monitoring, identity monitoring, identity restoration and identity theft insurance offered by 26 companies, which weren’t identified.

The GAO also interviewed representatives at several companies, including Experian, which you probably know as a credit bureau, but which also provides identity theft protection services.

Mike Bruemmer, vice president of identity protection for Experian, likened identity protection service to a home security system. It doesn’t stop a burglar, but lets you know he is there. And while a homeowner might be able to watch some doors, the alarm system monitors all entrances at all times.

“That’s the way people should look at identity theft protection,” he told me. “It’s not going to prevent everything. It’s going to alert you. If you don’t have the time nor the inclination to be able to montior all of the different things that a product will monitor, then identity theft protection is a very good value.”

Before obtaining that service, make sure you understand the benefits and the limitations.

•Credit monitoring involves tracking credit reports to detect changes and alerting consumers so they can investigate unauthorized accounts. The monitoring doesn’t prevent accounts from being opened, or prevent fraudulent transactions on existing accounts, the GAO said.

There are free or low-cost ways to monitor your credit yourself, the agency pointed out.

You are entitled to one free credit report annually from the three major credit bureaus — Experian, Equifax and TransUnion. If you get one every four months (call 877-322-8228 or go to annualcreditreport.com), you can watch your credit regularly. The GAO noted, though, that a monitoring service will watch your reports continuously, possibly catching fraud sooner than you would.

You can try to prevent unauthorized accounts from being opened by placing a fraud alert or credit freeze with the credit bureaus.

•With a fraud alert, a business must verify your identity — meaning it may contact you — before issuing credit in your name. That can make it harder for an identity thief who may not have your complete personal information.

A fraud alert is free, lasts 90 days and can be renewed repeatedly. An extended fraud alert that lasts for seven years is available to identity theft victims who file a formal report with a credit bureau.

•A credit freeze restricts creditors from accessing your credit report, which typically is necessary to issue credit, until you give permission. It costs $5 to $10, according to the GAO.

•Identity monitoring involves watching public records, proprietary databases and black-market websites where information is sold illegally. Customers are alerted if new or inaccurate information about them is detected, or if their information is found in an inappropriate place such as an illicit website.

The GAO said the service can be valuable because it can spot possible fraud you wouldn’t see if you relied solely on monitoring your credit reports and statements yourself. Identity monitoring might catch misuse of email addresses, user names and passwords, or a change of address filed with the Postal Service to improperly redirect your mail. Companies have access to sources you don’t, such as black market websites, or that you may have difficulty researching, such as public records.

The GAO said, though, that it could not find any studies or data assessing identity monitoring, so “its effectiveness in mitigating identity theft is unclear.”

•Identity restoration involves repairing the effects of identity theft, such as correcting records and closing unauthorized accounts. The value of that service varies, the GAO said. Some companies offer hands-on assistance working with your creditors, while others offer only advice on how to fix things yourself.

Before buying identity restoration services, make sure you know what they will do for you. You may be able to get the same guidance for free elsewhere such as the Federal Trade Commission’s identitytheft.gov website.

•Identity theft insurance covers expenses that stem from identity theft. You often can obtain it through your homeowners insurance as well as through identity theft protection companies.

The GAO said insurance typically reimburses expenses related to restoring your identity such as postage, notary fees, replacing driver’s licenses or passports, travel costs, attorneys fees and lost wages.

The agency cited a Bureau of Justice Statistics report from a few years ago that only 5 percent of identity theft victims reported incurring such expenses, with the average loss being $261.

“In practice, the value to consumers of identity theft insurance coverage may be limited,” the GAO said. “In large part this is because the process of resolving identity theft typically does not require significant expenses.”

I have this coverage through my homeowners insurance and based on this report, I’m going to take a second look at that.

As with any product or service, if you elect to purchase identity protection, get the terms in writing and understand what you are getting.

The Watchdog is published Thursdays and Sundays. Contact me at watchdog@mcall.com, 610-841-2364 or The Morning Call, 101 N. Sixth St., Allentown, PA, 18101. I’m on Twitter @mcwatchdog and Facebook at Morning Call Watchdog.

Report finds identity theft protection not always a good investment Credit ReStart

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Notary Services In Allentown, PA: Convenient Solutions For Document Authentication

Looking for convenient solutions for document authentication in Allentown, PA? Look no further than Notary Services in Allentown. Our experienced notary professionals offer reliable and efficient services for authenticating your important documents. Whether you need notarization for legal contracts, affidavits, powers of attorney, or any other document, we've got you covered.

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Notary Allentown PA

2Way Notary offers convenient mobile notary in Allentown, PA. With our expert notary services, we ensure hassle-free and efficient document signings wherever you are. Our knowledgeable notaries are skilled in handling various legal documents, providing a seamless experience. Choose 2Way Notary for reliable notary services in Allentown, PA.

[pereznotary]

"One Stop Shop", Offering Penndot Services, Tax Preparation, Insurance, Divorce's, Notary Services & now offering Money Orders. Stop by our office or call to scedule an appointment 😊 PEREZ NOTARY & TAGS 628 N MAXWELL ST ALLENTOWN PA,18109 📞: (484) 661-1037 📠: (484) 244-0200 📧: INFO@PEREZNOTARY.NET (at Perez Notary & Tags) https://www.instagram.com/p/B8tG8CXF5en/?igshid=buty8ou3prg0

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We're your "One Stop Shop" We offer Penndot Services, Tax Preparation, Insurance, Divorce's, Notary Services & now offering Money Orders & Western Union Services. Stop by our office 😊 PEREZ NOTARY & TAGS 628 N MAXWELL ST ALLENTOWN PA,18109 📞: (484) 661-1037 📠: (484) 244-0200 📧: INFO@PEREZNOTARY.NET https://www.instagram.com/p/B8l6pTWn6Dc/?igshid=1ccfp7vjeu1vc

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We're your "ONE STOP SHOP." We offer Insurance, Notary, DMV Services, Tax Preparation & Divorces. Visit our website pereznotary.net or contact us for additional info. Also stop by Terri's Creations located on the 1st Fl #pereznotaryservices #pereznotary #allentownpa #allentown #carinsurance #divorce #departmentoftransportation #dmv #insurance #lehighvalley #lehigh #notarypublic #notary #notaryservices (at Perez Notary & Tags) https://www.instagram.com/p/B5Kw1_rFopB/?igshid=1g6d0g41vrjfs

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Opting For the Cheap Auto Insurance Cover for Saving Huge Expenses

Having car insurance is mandatory today. Driving without proper car insurance is illegal. That is the reason why it is important to go for selecting the insurance cover for one’s car. Having an auto insurance cover is necessary because it protects one’s car from any kind of man- made or external damage. There are several automotive insurance service providers which provide one with cheap auto insurance covers.

How does the auto insurance help the vehicle owner?

The guidelines of the auto insurance are often difficult to understand. But it is very important to have a good knowledge of the car insurance policies since this auto insurance coverage comes to a great help during the time of crisis. It helps to cover the losses that one incurred from an accident thus helping one from spending extra money from one’s pocket.

Few benefits of the cheap auto insurance covers:

·         Auto insurance cover can help one to save lot of extra money.

·         It also covers lawsuit which includes the legal fees that was the result of an accident.

·         Also, one can cover the extra bills of all the vehicle repairs which resulted due to an accident.

·         It also covers the damages that are caused by other external factors other than accident; such as fire hazard, natural disaster, and theft.

·         One can also avail the additional discount offers.

·         Along with that, if one does not claims during the entire policy period, then one gets rewarded with a ‘no claim bonus’; provided one fulfills all the terms and conditions of the cover.

Preservation of the value of the vehicle:

With a proper cheap auto insurance cover, the drivers can maintain their vehicles easily. This would increase the resale value and durability of the vehicle. The best service providers offer one with the most convenient payment options along with affordable monthly rates. One can make the right decision by switching to the best insurance company which is accessible at cheap rates.

Williams Insurance & Notary in Allentown provides the best insurance covers to their clients at unbelievable rates. One can live in absolute peace of mind during the times of loss, as one can avail the facilities of the cheap auto insurance cover that they have opted for.