#No amount of medication or therapy has made so much as a dent in my mental health
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I feel like no matter what Iâm never doing âbad enoughâ to deserve help or reach out and whenever I have reached out I get turned away and I end up just going to online spaces that only fuel it all and make it worse even if they make me feel better
#Maybe if professionals actually gave a shit or knew how to do their jobs#but itâs always either others are doing worse Iâm fine in their eyes#or there is no fixing me Iâm too fucked up#No amount of medication or therapy has made so much as a dent in my mental health#Itâs always Iâm not trying hard enough no matter how much I do#or like oh the drug issues are nothing others have it worse itâs nothing super hard or whatever#so I just donât tell anyone#cause Iâm only made to feel like Iâm being dramatic#And the thing about a lot of this type of stuff is it can be kinda competitive#So oh you think this isnât bad letâs see just how bad it can get then before someone thinks Iâm worthy of help#ghost rambles#idk I just feel like shit and have a migraine#I just want to cry#but I have to stay sober to pass that test and I have to keep going to work like itâs all fine
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Best Part of Me -Chapter 88
Warnings: none
Tagging: @tragiclyhip, @innerpaperexpertcloud, @c-a-v-a-l-r-y, @alievans007
The final attempt at sleep had been successful. Although the road ahead of him is destined to be long and extremely difficult -and no doubt agonizing- his brief moment of wakefulness had done wonders to life Esmeâs spirits. That chance to speak to him; to see him open his eyes and know -with one hundred percent certainty- that he was able to acknowledge her. It wasnât a drug induced incoherent rambling or hallucination. He actually saw her and was able to engage; giving appropriate responses and showing concern for her and the baby. Able to express how he was feeling and that telling her he loved her. No one could ever possibly understand how just incredible that small moment was, or what an enormous impact it had on her state of mind. She knows it wonât be easy. There will be weeks, even months, of healing; tremendous pain and more hard times than easy ones. A full recovery could take as long as a couple of years; countless rounds of physical rehab will be needed and most likely therapy for mental health and addiction issues. Â But heâs already shown just how tenacious and strong he actually is; his will to live a lot more powerful than the agony heâs experiencing. With so much to live for, his desire to be with his family again is his main driving force, and she knows heâll be willing to do whatever it takes to get back on his feet again.
Nathan may have been able to break his body, but he hadnât made a dent in his spirit.
The burden sheâs been carrying -the fear, worry, and uncertainty- had been lessened, and sheâd been able to drift off; both body and mind allowing her to rest. So soundly in fact, that sheâd only briefly stirred in the wee hours of the morning when Julie had come in while on her rounds. Merely lifting her head from the pillow; quietly observing as the nurse switched empty IV and medicine bags with full ones. Then sheâd simply rolled over, pulled the blankets over her head, and easily drifted off.
Her sleep once again had been filled with dreams of the past. Millieâs first steps and how ecstatic and proud Tyler had been; never getting to experience many of Austinâs milestones because of deployments. How tearful heâd been the morning heâd walked into her room and Millie -whoâd  been standing up in her crib, excitedly bouncing up and down at the mere sight of him- had called him âdaddyâ for the very first time.  And the way heâd broken down in the delivery room when the twins had been born -even harder than he had when his daughter came into the world- and the nurse had given him TJ and said âHereâs your sonâ.  Heâd lost his first, and getting that moment again -a baby boy presented to him- had profoundly affected him  A man that rightfully shouldnât even have been alive. Whoâd been given a second chance and at times didnât feel as if he deserved it. There are still times he thinks that way. When the demons of the past resurface and play havoc on his brain; convincing him that the mistakes of a younger man and the amount of blood on his hands has turned him into a monster. Itâs the nightmare of living with mental health issues and PTSD; those dark moments where he questions his mere existence and openly states that he doesnât deserve the life he has now; a wife and children that love and accept him unconditionally. Â
Itâs hard for people to understand. How a man that is so big and so strong -and often intimidating- can have those kinds of thoughts and vulnerable moments. But they donât know everything that heâs battled. His childhood is one of his best kept secrets; only her and Koen know the full extent of his fatherâs behaviour, the abuse inflicted, and the long term damage it has caused. Itâs not something he readily talks about; even with her. Â That toxic masculinity still gets the better of him at times. His fatherâs attempts at beating into him that a man -a REAL MAN- doesnât show emotion; it means that heâs weak and thereâs nothing more pathetic than being weak. And sheâs tried to break him of it; years spent assuring him that he isnât a weak man. Â A weak man would have given up in that storage facility. In the same way he would have given up on the Sultana Kamal Bridge seven years ago. Â And he certainly never would have survived the nightmare of his upbringing. Nor would he be so determined to be a better man; the kind of husband and father that a wife and kids can brag about and proud of. Who never have to live in fear of him ; cowering every time he raises his voice or even comes too close to them. Who know -beyond the shadow of a doubt- how much he loves him.
Tyler Rake is anything BUT weak. And heâd shown that the night before. Â Somehow finding a way to battle his way through this thick haze of multiple medications; gathering the strength to not only open his eyes, but actually think coherently and communicate. He was right. He DOES do whatever he wants.
When she finally wakes, itâs to the patter of rain against the window and the sounds of hospital life trickling through the half open door. Doctors being paged, the shrill ring of patientsâ using their call buttons to summon for help, the loud rattle of gurneys being pushed through the halls. Itâs a harsh reminder of her current situation; stuck in the ICU of a private hospital in Dhaka, thousands of miles away from her children and the comforts and security of her own home.  She misses it. The sound and the smell of the ocean. The morning breeze and sunshine as she stands out on the back deck enjoying that first cup of tea, watching her husband as he helps Millie and the twins search -and dig, at times- for shells, rocks, and beach glass. Often wondering who is enjoying the quality time more; father or children. The  dinners cooked on an open fire down by the water; the smiles brought to their faces -and that unconditional love and immense pride in his eyes- as they watch their children play and listen to those little voices and musical giggles floating on the air. And those strong, protective arms wrapped around her from behind as she sits between his legs. Her head resting against his chest as they quietly marvel at the sky; painted vivid shades of orange and pink as the sun sets. Â
Itâs a life she had never even dared to dream about; a beautiful home in an even more even more beautiful place, Â amazing children and a husband that is faithful and loyal and only has eyes for her. Â All those things that sheâd come to believe SHE didnât deserve and had long ago given up on finding. How poetic in a way; two broken people coming together to make a slightly dented whole.
Sighing heavily, she rolls from side to back; eyes closed as she stretches and yawns The morning sickness has returned. With a vengeance. More than likely made worse by lack of food and the stress and worry that have accompanied the last twenty four hours. When she manages to quell the threatening nausea and brief spell of dizziness, she opens her eyes and sits up, finding a small paper bag sitting on the extra pillow beside her; name written on the front of it in black marker. And the contents bring the first genuine smile since yesterday morning; aside from Tylerâs brief period of consciousness. A bottle of prenatal vitamins, a small carton of chocolate milk, and an enormous blueberry muffin. Accompanied by a handwritten note from Julie; asking Esme to promise sheâll look after herself AND the baby, assurance that sheâll be back on in the evening, and her home phone number. The latter being offered as not only a âhelplineâ if she feels overwhelmed and scared and needs someone to vent and cry to, but so she can give the nurse a list of some of her favorite foods. Julie vowing to bring a selection when she clocks in for her shift. Itâs refreshing; having someone WANT to take care of her in that motherly fashion. Especially when her own has been anything but.
She shoves her feet into her sandals and climbs off the bed; returning  it to its couch form. âHey baby,â she greets as she stands at the side of Tylerâs bed; combing her fingers through his hair and pressing her lips to his temple. âGood morning.  I hope you slept god. You didnât snore, I know that much. Thatâs a first, huh? Me not complaining about your snoring? Must have been a really good sleep for you to be THAT quiet. You deserve it; that kind of sleep. Your face looks a little better, I think. Not as swollen. Pretty bruised though. And youâre going to have a couple wicked scars at the end of this.â
Her fingers gently touch the stitches below and above his eye.
âYouâd probably joke about how it balances your face out; the right catching up with the left in the scar department.  I think theyâre going to make you even sexier. Which should be illegal, if you ask me. One man being that sexy?  No wonder youâre a DILF. The thirsty ladies may drive me crazy, but I canât really blame them. Right now Iâm kind of mad at you though. I am so nauseous. And I swear, the bump is even bigger this morning...lookâŚâ  she pushes her fingers through his, then draws their joined hands through the safety railing and places them on her stomach.  â...bigger, right? You canât tell me this is normal. None of the other ones were this size so soon. Not even Declan, and he was over ten pounds when he was born. And you better not be thinking multiples; one is all we can handle right about now.  Letâs not bite off more than we can chew, alright? Six is more than enough. And speaking of babies, Iâm going to ask Ovi to bring Addie here. Sheâs tiny still, Tyler. She shouldnât be away from us this long. Especially me. She needs to be with her momma. And I think it would do you some good, too; having at least one of them here. So thatâs my decision and youâre just  going to have to live with it.â
She moves his hand back inside the confines of the bed, gently setting it on the mattress
âI love you,â she says, and presses a kiss to the corner of his mouth. âYou keep sleeping, okay? And I hope if youâre dreaming, itâs good things for a change.â
****
She gives a small start when she exits the bathroom and finds Koen sitting in the bedside chair. Sipping from a take out cup of coffee and freshly shaven;  his face bearing its own fair share of bruises and a handful of  butterfly bandages keeping small, superficial wounds closed.
âMorning, sunshine!â He cheerfully greets, and nods to the cup of tea and a bag of fast food breakfast sitting on the window ledge. âI finally get to see you in your sexy jammies.â
Esme gives a derisive snort. âYou DO have issues if you find sweatpants and an oversized shirt sexy,â she says as she journeys over to the window âI was going to give you shit for scaring the crap out of me, but seeing as you come bearing gifts, Iâll let it slide.â Â She peers into the bag, a grin tugging at her lips. âEither it was just a lucky guess, or you somehow know that when Iâm pregnant, I always crave breakfast burritos.â
âThereâs a lot I know about you. Someone talks about you. All the time. Â Mostly about shit I donât need to know.â
âWell Iâm glad you listened. Because this is a very nice surprise. Thank you,â she lays a hand on his shoulder and presses a kiss to his cheek. âAnd whatâs up with this?â She lightly taps a hand against the side of his face. âAll cleaned up. Smooth like a babyâs bum.â
âI thought there might be some hot nurses walking around. Want to put my best foot forward. Maybe you can hook me up; put in a good word for me.â
âWhy would you want to hook with someone here? Youâll be going home soon.â
âExactly.â
âEwwwâŚâ she grimaces. â...I donât need to know that youâre a âpump and dumpâ.â
âConsidering the things Iâve had to hear from you and him?â  Koen nods in Tylerâs direction. âWhat I said is tame. Iâve actually had to listen to you twoâŚ.â
âI thought you were moving on from random hookups?â Â Esme remarks, and she perches on the arm of his chair and delves into one of the burritos. âI thought you were getting too old for that shit?â
âExcuse me, who are you calling old?â
âI thought Tyler was rubbing off on you. That he was some sort of inspiration to you and Rata; convincing you two it was time to stop sowing your wild oats and settle down once and for all.  Didnât you say it gave you hope? That if...and I quoteâŚâsomeone can put up with the likes of him, thatâs proof there IS someone out there for everyoneâ.â
âI did say that.â
âSo what gives? Why are you looking for a random? You deserve more than thatâ
âWell if he was awake and could tell me where to find another one of you, Iâd be all set.â
âSorry. Iâm limited edition. And Iâve already been claimed. A couple breakfast burritos just arenât enough to make me divorce my husband and run away with you. It definitely takes more than that.â
âI knew I should have gotten you hash browns too.â
âThat would have done it! Boy, did you ever blow that. Â I would have for sure ran away with you. Right this very second.â
âYou know, as much as I enjoy our little banter, I donât think I could handle you.â
âOh, you definitely couldnât. Â It takes a special breed of man, believe me. And Iâm serious; arenât you tired of NOT having someone to call your own? Someone to go home to at the end of the day? Someone that is your âbe and end allâ? Your âride or dieâ?. You deserve to be happy. I WANT you to be happy.â
âI think Tyler took all the happy and didnât leave any for anyone else.â
âWhen we get home, I am finding someone for you. I donât care what it takes; I will put you on every dating site out there.â
âWhat about your sister? Or step sister. Whatever she is.â
âRiley? Are you serious? Sheâs twenty three!â
âAnd?â
âAnd youâre thirty years older than she is!â
âHow old do you think I am?â
âI know youâre eight years older than Tyler. Heâs almost forty two. So I lied; youâre only twenty seven years old than she is.â
âAnd?â
âAnd thatâs fucking disturbing!â
Koen shrugs. âSheâs cuteâ
âShe is. You know who else finds her cute? Women. Who she is into. And sheâs not a switch hitter.â
âDoesnât take after her older sister, huh?â
Esme frowns. âHe told you THAT, too?â
âHeâs told me a lot of things, sunshine. You forget; heâs a chatty drunk. Until heâs a depressed and weepy drunk, that is.â
âThere are many sides to him you donât get to see. Sober sides. And donât worry; my sister isnât in contention, but I WILL find someone for you. Â And speaking of someone, whereâs your sidekick?â
âHe saw something downstairs he liked.â
âReallyâŚâ she playfully wriggles her eyebrows. â...blond or brunette?â
âSomething in the gift shop. For the baby.â
âHe knows?â
âEVERYONE knows.â
âYaz has a big mouth,â Esme grumbles. âWe werenât going to tell anyone until we got home and found how far along I am. Itâs what Tyler and I wanted.â
âI could gather a guess. About how far.â
âSure you could,â she mutters. âAnd why do you keep looking at me like that? Why do you keep staring at my crotch?â
âIâm looking at your stomach. Whereâd that come from?â
âItâs been there. Iâve just been hiding it because no one was supposed to know! Now that everyone does, Â I guess I donât have to wear baggy clothes anymore. Â And itâs big, right? The bump? Bigger than any of the others?â
âHow should I know? I only saw you pregnant with Millie and Addie. Never saw  you with any of the boys.â
âItâs never been like this so soon! How big IS this baby?â
âLook at the size of the kidâs father. Maybe itâs taking after him. Or maybe thereâs more than one.â
âWhy would you do that? Why would you think it? Donât put that out into the universe. Thereâs just one. Thatâs it. That will make it six. A nice even number.â
âNumber six must be pretty damn big then.â
âYou know what? Youâre off my Christmas card list. Thereâs no way weâre running away together. You totally shit the bed. No second chances for you.
âWhat if I bring you chocolate?â
âNot even then. You just had to jinx the entire thing.â
Koen gives an over dramatic pout.
âBuddy, I have seen better pouts on a much bigger man. That wonât work on me. You have nothing on Tylerâs pout.â
âHe doesnât pout.â
âHe sure as shit does. Iâm going to prove it one day. Iâm going to catch him doing it and take a picture. Then Iâll have the evidence. Tanner has the EXACT same pout; he mostly does it when heâs sleeping.â
âSpeaking of pictures, Iâve got a little something for ya.â  Koen reaches into the side pocket  of his cargo pants, pulling out his cell and then thumbing through the gallery; choosing the image he wants and offering the phone to her. âThought it would make you smile. The worldâs a shitty place when you donât. You got yourself a pretty nice smile.â
âYouâve been taking ass kissing lessons from the best, havenât you,â she chides, then pops the last of her breakfast into her mouth and wipes her hands on her thighs. âOh...my...godâŚâ  she breathes, and almost squeals in delight at the sight before her. Her husband long before the hardness and weariness brought on by his time in the military, substance abuse issues, and the dangers of the job. Before all of those demons took hold of him and heâd yet to go under a tattoo artistâs needle and no scars marred his body.  Tall and lean; broad shouldered and bearing the start of the strong and solid physique of a soldier. A brush cut and a smooth, clean face; the smile -genuine and pure- making his eyes crinkle and sparkle.
âBack when he couldnât even grow a proper beard yet,â Koen muses. âWhen he was still wet behind the ears. Nothing hard ass about that bloke in the picture, is there.â
âWhere did you get this?â Esme canât explain it; the tug at her heart and the emotion choking at her and the tears that well in her eyes. Thereâs something so surreal about it; seeing the person you love long before a hard and unpredictable life got a hold of them.
âFound a box of old pictures when I was going through some stuff back home. Meant to show it to him, but never got around to it. You mentioned before that youâve never seen what he looked like before...well...before all of this.â
âIâve only ever ever seen one picture of him. When he was five; with his mom on his first day of kindergarten.  He doesnât have any other ones; he says itâs not worth the grief heâll get if he asks his dad if he has any.  This isâŚI donât know...itâs amazing. You have no idea what this means to me; seeing this. ESPECIALLY right now. This is everything. You canât possibly understand what this does for me.â
âI think I do. I know how you feel about him. That youâre just as much a fool in love as he is.â
âI certainly am,â she smiles. âHow old is he here?â
âNineteen. Hadnât been out of basic long; a couple weeks maybe. When he was a cocky little shit and as green as fresh baby shit. Â Cute, ainât he?â
âVery cute. Itâs weird seeing him like this. Iâve only seen MY Tyler. The one Iâve spent seven years with. Â Iâve never seen THIS Tyler. I know that sounds strange.â
âIâve heard stranger.â
âFourteen year old me would have had a huge crush on him.â
âWhat was fourteen year old Esme like?â
âAwkward. Geeky. Short as fuck and chubby. Â I had braces and jet black hair and I dressed like a goth. Big old Doc Marten boots that went up to my knees and everything.â
âNow THAT Iâd like to see.â
âI donât even have pictures of ME when I was that young. Tylerâs never seen old photos of me, either. I think the youngest heâs ever seen me was when I was twenty-three and just got into the Corps.  Itâs what happens; when your family is toxic and youâd rather not deal with them. Can you send this to me? Iâd  love to have this. And Iâd love to show the kids. Especially Millie. Sheâd like to see her daddy when he was young and cute.â
âIâll send it to ya. And when we get home, Iâll bring that box down and we can go through it. Iâm sure thereâs more youâd love to have. â
âThank you.â She canât hold back the tears. âYou have no idea what it means to me. Even just having one picture. And Iâm sorry; that Iâm a whiny bitch baby. I would like to be able to blame it on the baby and my hormones, but itâs not those things. Itâs just me. Iâm not exactly having the best twenty four hours. I miss my kids. I hate being so far away from them. Especially Addie. But I canât leave Tyler here. I just canât.â
âI could stay,â Koen offers. âHe wouldnât be alone, you know that.â
âAnd I appreciate it, I do. But I need to be here with him. I didnât leave him seven years ago, and Iâm sure as hell not leaving him now. Itâll be better; when he gets sent to a hospital back home. Closest one is an hour from the house. Itâll be better than.â
âWell Iâll stick around as long as you need me to. Sort of made a promise that Iâd take care of ya. I ainât breaking it.â
âYouâre all heart, Koen. You can pretend to be surly and hard ass all you want. Iâm onto you.â
âYeah, well I kind of like that giant, dumb ass bloke youâre married to. And youâre growing on me. So I figure I might as well step up and take his spot and treat like you like the queen you are.â
âYou smooth talker,â she teases, ruffling his hair and pressing a kiss to his cheek. âThank you. For the picture. You really donât know how grateful I am for it. And thanks for being here; for both of us.â
âAnytime, sunshine.â
âAnd thank you for being with him yesterday. I could tell he was scared and in pain, and when I think what would have happened if heâd been aloneâŚâ
âWell he wasnât. Alone. So donât even think about that.â
âThank you for getting him out of there. At least if he DID die, he wouldnât have been left there. I donât think Iâd ever get over that; if I had to leave him here. I couldnât cope with that.â
âLetâs not think about that, yeah? He got through it. He got out of there and itâs only uphill from here.â
âHe really thought he was going to die, didnât he.â
âHonestly? We all thought he was going to die.â
She releases a long, shaky sigh and blinks back tears.  âIâm glad you were there with him. At least if the worst happened, he wouldnât have been by himself. That is my biggest fear when it comes to the job; that if it DOES happen, heâll be alone. I donât know why it bothers me as much as it does. I just donât want him to be alone...you know...IFâŚâ
âCanât dwell on stuff like that. Youâll drive yourself insane. Or give yourself gray hair.â
âBold of you to assume I donât already HAVE gray hair.â
âI donât see anything.â
âI appreciate you feeding my ego, but I know you can see it. And believe, every one of my gray hairs has Tylerâs name on them. Maybe TJ too. Go figure; the junior being a TRUE junior.â
âThat kid is his dad through and through. Tough on the outside, all heart on the inside. And that MillieâŚâ
âFemale version of him.â
âExactly. Itâs fitting if you ask me; him having a girl first and her being just like him. Gonna have his hands full with her.â
âShe called last night. Wanting to talk to him. She had a bad dream and he always makes her feel better after a bad dream. Daddyâs the one that chases all the monsters away. She has so much faith in him; she knows heâd never ignore her. Sheâs already questioning why she canât get a hold of him. I have to tell them; I canât keep lying to them. And Iâd rather they hear it from me than someone else. Theyâll take it better if it comes from me, I think.â
Koen nods in agreement.
âBut on the bright side, he had a really good night. An amazing night, actually. He woke up. Twice. Once for the nurse, once for me.â
Koen frowns.
âWhat?â
âHe woke up?â
Esme nods. âThe first time, Julie...his night nurseâŚsaid he woke up and  wanted to know who the hell she was and that he asked for me. And he even told her he was feeling sick and she gave him some meds for it.â
âHmmâŚâ
âSecond time, he opened his eyes and looked right at me. Told me to not cry. He said he wasnât in any pain and that he was just tired. And he asked if the baby was okay and he said he loved me. It was amazing; to see him open his eyes and hear his voice.â
âAre you sure? That this happened?â
âWhat do you mean am I sure? Of course Iâm sure. Why wouldn't I be?â
âThought the doctor said they werenât going to bring him out sedation for a few days? At least.â
âJulie said it isnât uncommon; moments of wakefulness and some lucidity.  Itâs just sedation, itâs not a medically induced coma  like last time.â
âHe actually woke up? After everything he went through during the day? All the surgeries, the amount of meds theyâre pushing into him? He opened his eyes and talked to you?â
âThatâs  exactly what happened. Why are you questioning it? I wouldnât lie about this.â
âIâm not saying youâre lying. Maybe you were dreaming. Maybe you were hallucinating from lack of sleep.â
âI wasnât dreaming and I wasnât seeing things. He woke up, looked at me, and talked to me. It happened. It was real.â
âEsme, donât take this the wrong way, but maybe it was wishful thinking on your part andâŚâ
âIt happened,â she insists. âI was there. I witnessed it.â
âAnd I was there in that storage and in that van. I know what kind of shape he was in; I know how close he was to lights out. Permanently. And youâre telling me, after all the injuries, all the surgeries, all the meds, he just woke up? The same day?â
âI know it sounds crazy. And I wouldnât believe it if someone told me either. But I SAW it. With my own two eyes. And you know how tough he is; how damn stubborn he is. Â Does it really surprise you that of all the people who would fight THIS hard, itâs Tyler? Â You know him; you know how strong he is. Â You know heâd do anything for me and the kids. So is that big of a stretch that heâd wake up like that? Even if it was just to give me some hope?â
Koen sighs.
âHe woke up AND he talked to me. And you know what? It was incredible and made me feel better; to know his brain is working and that heâs not giving up. I needed that; some kind of sign that heâs going to be okay And he gave it to me.â
âSo why isnât he awake now?â Koen challenges.
âMaybe he used up all his energy last night and he needs to build it back up again.â
âIf heâs got it in him to wake up last night, he should be awake right now. Â Iâve got some shit to say to him for scaring me as bad as he did. How come heâs not up now and talking to me?â
âI donât know. I only know what happened last night. I only knowâŚâ
âMaybe I donât want to talk to you,â Tylerâs voice -weak, groggy, and slightly slurred by the effects of medication- pipes up. âNow shut the fuck up. Youâre given me a headache.â
âSee!â Esme smiles triumphantly. Â âI told you.â
****
When she returns from taking a much needed shower, she finds Rata outside Tylerâs room tightly clutching a gift bag from the shop in the front lobby and pacing at a near frantic rate. Itâs odd to see him this way, clearly frazzled and nervous shoulders tense;  chewing on his bottom lip and occasionally stopping and peering into the room. Normally heâs the âlife of the partyâ; clueless in an adorable way, always acting far less intelligent than he actually is  just to get a laugh. Possessing an air of confidence without an ounce of cockiness; quick with sarcastic comments and witty comebacks. The âuncleâ that always sits at the kidsâ tables during Christmas dinner and then helps build lego sets and put together toy car race tracks instead of socializing with the adults.
âHey you,â she warmly greets, and lays a comforting hand on his back. âYou okay?â
He responds by wrapping her in a huge; strong, muscular arms noticeably trembling.
âYou alright?â Esme asks, as she runs her hands up and down his biceps. Â âYou donât look so good. Whatâs going on?â
âI donât like hospitals much. Especially a place like THIS in a hospital. Â Where people are really bad. Â EXTRA bad.â
âHeâs a lot better than anyone thought he would be. Especially so soon And he doesnât look THAT awful, I swear. Heâs even waking up for a little bits at a time. A person who is âextra badâ, wouldn't be doing that, would they?â
âI just donât know if I can go in there just yet. I mean, I was there. Yesterday. In the van. I saw what he was like; how bad he was. And Iâve never seen Tyler like that. Iâve seen him shot a couple times during our tours in the Middle East, but those were nothing. Just flesh wounds, you know? But that? Yesterday? Those werenât just flesh wounds. And by the time he got back home seven years agoâŚâ
âHe was already somewhat on his feet and in rehab.â
Rata nods. âHe was almost back to himself. Itâs going to be a long while before he gets back to himself this time.â
âYesterday was pretty awful, huh?
He releases a small, shaky sigh. âWasnât so much how he looked. All the blood and what not. I mean, that was bad, donât get me wrong. It was fucking awful. Pardon my language.â
âI hear and say worse all the time. You donât have to filter yourself around me. Youâve met my husband, right? You canât be easily offended AND stay married to him. It just wonât work.â
âIt was terrible. A fucking nightmare. To see a friend of yours THAT messed up. But the worst part? It was what he SOUNDED like. When he was talking to you. Iâve never heard him sound like that. Ever.â
âNeither have I,â she admits. âNot seven years ago, not even the two times he tried to...well, you know. Â He never sounded like THAT.â
âLike he was going to die.â
âYesterday I tried telling myself he didnât sound that way. That he was just tired and scared and in pain and he just needed it to end. I convinced myself that he didnât sound THAT bad. Near death. Now I realize I was just trying to make myself feel better, know what I mean?â
Rata nods.
âHe was a lot closer to it than I want to admit. I thought nothing could be worse than seven years ago. I was so wrong.â
âIt was what he said to you. How he said it. He was pretty sure he was never going to see you again. Â Thatâs the only thing he was really scared of; the thought of not getting to be with you anymore. Â You and the kids. Youâre his entire world. I didnât think I realized how much he loves you all until I heard the things that came out of his mouth. Â Opened my eyes; made me see him a different way. A good way, just different. Heâs lucky. Heâs got someone that loves him as much as he loves them. Thatâs something I think we all want but never seem to find.â
âSometimes I wonder what I ever did right to deserve him,â she confesses. âAnd heâs here because of you guys. You and Koen. You did whatever you had to go get him here alive. So thank you. I know it wasnât easy; what you had to see and do. I was there myself. Seven years ago. I know how hard it is.â
âI feel like such a dick. For not being able to go in there. Like a total pussy.â
âYouâre not any of those things. People handle stuff like this in different ways. But you should go in there. Heâs really not that bad. And he was awake and talking a bit to Koen. I donât know if he still is, but I do know heâd like to see you. I know how much he appreciates what you did to help him. Iâll go in with you if that would help.â
âIt would. A bit. But first,â he offers the gift bag. â I have something for you. And the baby.â
âThe baby wonât be here for months. You didnât have to do that.â
âI wanted to. Just a little something.â
She reaches into the bag, smiling at the stuffed tiger that she pulls out of its confines. âHow did you remember the tradition? Every Rake baby gets a stuffed animal?â
âJust something that stuck with me, I guess.â
âItâs adorable. Thank you. Better not let Millie get a hold of it. That girl and her stuffed animals, I swear.  You didn't have to do this. You didnâtâŚâ  her voice trails off, fingers reaching for the familiar object tied to the ribbon around the tigerâs neck. Eyes narrowed at first, then slowly widening when the realization sets in it.  âWhere did you find this? WhereâŚ?â
âI didnât find it. Tyler gave it to me. Before we got to the storage place. He asked me to give it to you if something went wrong.â
âHe did?â Esme unties the thin piece of fabric, sliding the ring off of it and then cradling it in her palm.
âHe wanted me to make sure you got it. If he didnât make it. Said it was important that you got it.â
âI thought it was lost,â her voice cracks with emotion. âI thought maybe he took it off beforehand and put it in his pocket and it fell out. Or that the ER staff misplaced it. I didnât think Iâd ever see it again.â
âI should have given it to you right away. Yesterday. Please donât cry.â
âIâm not crying because of what you did or didnât do. I thought it was gone. Forever. And I know itâs not much; itâs not expensive or fancy or anything like that. But itâs his. All the dents and scratches that heâs on it over the years. Sounds weird, but they all mean something.  I really thought Iâd never see it again. And I didnât think  Iâd be as torn about it as I was. But it killed me inside; when I couldnât find it. It felt like a piece of him was gone and I was just waiting for all the other pieces to disappear too. Thank you; you have no idea how much this means to me. To have this back.â
She hooks the handle of the bag around her wrist, then reaches around to the nape of her neck and removes the necklace -the custom made piece with the beach glass Millie had found- and slips the ring onto the chain.
âIâll do it,â Rata offers, and steps behind her. Large fingers clumsy and struggling at first, but then manage to secure the clasp.
Esme lays a palm over the ring, firmly pressing it into her chest. Feeling the smooth, cool  metal with its many imperfections, the familiar weight of it against her. And the relief that simple piece of jewellery brings is profound, stifling sobs with both of her hands as she turns and tightly embraces her friend.
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Harley Quinn is Not A Good Role Model: Chapter 8
Rated T-M for language and graphic descriptions of violence
Pairing: Dr. Flug/Black Hat
Summary: Dr. Flug Slys is a successful psychiatrist working at one of the worldâs most respected mental institutes for the criminally insane. But this new patient is unlike anything heâs ever encountered. Flug is determined to help him, nonetheless.
Black Hat has other ideas.
Chapter 8: You Win Some, You Lose Some
Lauren Rorschachâs office was well furnished. Her desk was dark mahogany, with hand-carved elephants marching along the bottom rim in wooden jubilee. Two violet couches lined each side wall, both big enough to hold three people individually. The walls were covered top to bottom with personal certificates and achievements, newspaper articles detailing the success of the institute, and one larger-than-life painting of a bowl of food â not the stereotypical fruit but vegetables instead. It was almost like a statement. The only mindless veggies here are in this painting.
Flug wasnât very comforted by the thought today.
âYou seem to have been making some enemies lately, Dr. Slys.â The director peered at her associate from over her glasses. He slumped sheepishly in his seat.
âAh, y-yeah, I suppose so,â the psychiatrist offered rather weakly. âSo uh, Iâm guessing thatâs why you called me in then.â There was a confirming nod. âAlright, w-whatâs first on the roster then?â
âWell, considering Dr. Bautista came into my office earlier without so much as a knock, Iâd say that matter might be a little more pressing. At least, according to him.â She quirked an eyebrow, amused at the dislike on her employeeâs face â obvious even through his headwear â and continued. âSupposedly you are âout to ruin his reputation and slander his good nameâ, to quote him.â
âIâm n-not doing anything like that! Iâm just, he justâŚI donât think heâs a good fit for Black Hatâs case. And I wanted to talk about his intern, Martin. Um, Martin Naaji.â
âYou did mention the intern in your email a few days ago. Why donât you want Dr. Bautista with you on the case? I thought we chose him for his physical backup and your nonconflicting schedules.â
âLetâs j-just say some, uh, some things came to my attention that m-made me think we wouldnât work very well together.â Flug worded his phrasing carefully. âHe is a respected psychiatrist and a fine member of this institute, but he â we all have our strengths and weaknesses and some, clash more than others. And the patient himself doesnât seem very fond of the doctor. He refused to answer his questions and only addressed me. He ignored Bautista completely.â
âHave you considered the idea that Black Hat is doing this in order to separate you both? To turn you against each other and make one of you vulnerable to assault?â
âOh I considered that, yes, but ah,â he grimaced, thinking back on his inmateâs words during their first therapy session. âI believe itâs highly unlikely. And we donât, we j-just donât work well together, I think. So. Iâd like to formally request to be stated as the only psychiatrist on this case. For now. Um, until â if something happens. Which it wonât so thereâs nothing to worry about.â
âDr. Slys, you donât have to assure me of your prowess. Iâm well aware of that fact.â An honest smile came his way. âI trust my employees, and I know they make the decisions they believe to be the best. Iâll abide by your request.â
The psychiatristâs goggles lightened, but his director held up one hand.
âHowever, I also expect the employees to learn to work with each other regardless of differences in personality or background. I wonât force the two of you to work together regularly, but I do expect you to resolve any conflicts you may have within a reasonable amount of time. If there are any more concerns from either of you, I want to hear about them, but I also want you both to try to come to an agreement, or at least a compromise. Is that fair?â
âOf c-course, itâs more than I could ask for.â
âGood, now about Martin Naaji. The problem here seems to be that he hasnât been receiving proper direction in his work here. Am I correct?â
âYes, Dr. Bautista â I mean, both he and Martin have told me that theyâre unsure about what he should be doing every day. Iâm not, itâs not really my business but I promised that Iâd ask you about it and get back to them about it.â
âIn the message Dr. Bautista sent me, he suggested that the intern be transferred to your guidance.â
âI â me?!â
âThatâs correct. Have you ever overseen an intern before? Have any experience?â
âNo! No, I donât at all.â Flug gestured a little desperately. âI donât have any plans to take on an assistant or an intern, or anything like that. I donât have the time, I canât â and all of my patients right now are extremely distrustful or cautious of the unknown, I canât just pop up with another person for them to get used to after all this!â
âSo you wouldnât be willing to take him on?â
âNo I, donât get me wrong, heâs a sweet kid, a wonderful student but. I donât know how to help him. Thatâs why I wanted your input, Iâm sorry.â
âDonât apologize, Doctor, the best answer to that question is your honest one. Iâll work more with Dr. Bautista about it. In the meantime though,â she considered him, âdidnât you bring him along to one of your sessions with Patient 243? Dementia?â
âOh yeah, I did do that. It went remarkably well. Why?â
âWould you be willing to let him do it again while we figure this all out?â
âI mean, that is â I think itâd be up to my patient. I wouldnât mind it myself. But I need to ask Dementia before I could give you a real answer.â
âThatâs fine. Do you have time after this to discuss it with her? I think it would be beneficial to both the patient and the intern if he joins you.â
âI can do that, yeah. Iâll ask her today.â
âThank you. Let me know as soon as you can.â
âAbsolutely, will do.â He picked at his shirt just briefly before making eye contact. âUm. Can we d-discuss 505âs situation now? Iâm really worried about him.â
âMmâŚâ She glanced at her computer, pulling up a specific email up on her tab. âI have on record that 505âs physician sent me a message yesterday. He mentioned that you refused to allow the patientâs transfer to Floor 5 for observation and recuperation. May I ask why?â
The psychiatrist clenched at his lab coat. âBecause heâs in risk of a b-breakdown up there! Itâs completely detrimental to his health, and as his psychiatrist I canât let it happen.â
âI see,â Dr. Rorschach brushed a stray strand of red hair behind her ear. âIâm assuming youâre referring to theâŚunstable nature of some of the other patients on that floor? Particularly the one whoâs been causing the disturbance between you and Dr. Bautista?â
âAbsolutely!â Flug bit back the urge to bring his finger up in triumph. â505 might be super strong but heâs never been a danger to anyone. We both know that, everyone knows that. I need to keep him safe and he wonât be safe, especially with â if heâs that close to Black Hat.â
âI see your point, and itâs a valid one. Unfortunately, we also know that 505 is unaware of how much damage he can and does cause. Heâs gentle with his handlers, but weâve kept records of the extensive property damage.â She read off her screen. âHeâs destroyed numerous toys meant for stress relief and mind stimulation, broke four of your clipboards, and if Iâm not mistaken, he made a six-centimeter dent in his cell during his first week here that we still havenât fixed yet.â
âThatâs true, but ââ
âWe also have no guarantee that his physical well-being is completely stable. His body may have healed but that could revert itself or produce unknown side effects that we havenât seen yet from the aftermath of theâŚevent. The bomb.â
âI know, but I donât think ââ
âDoctor, I know how much you care for your patients. Itâs a joy to have such a compassionate individual working here, believe me. But I canât risk any danger to an inmateâs health while under this roof. I canât risk his life.â
âAt the cost of his mental health? His chance to recover his mind, live a normal life?â Flug trembled openly. He wanted to stand, accusing, but ground himself into his chair instead. âThis could be irreversible, Dr. Rorschach. You know that!â
âI do know that! Trust me, I do,â she snapped, her sharp painted nails pressing against the computer mouse. âWe pride ourselves on our ability for our successful rehabilitation of criminals. But we are also so famous for the physical care we provide. 505âs situation is unprecedented. Iâve never seen anything like it in all my years as director. We donât know what could happen â I donât know what could happen, and that scares me.â
The psychiatrist tugged at his bag, noticing in his distress how much of it was mirrored in her body language.
âDr. Rorschach, please. Iâm begging you not to go through with this. I donât want him to get hurt, but I really donât want him regressing either. Iâll pay for cameras to be installed, Iâll check in more frequently, Iâll even camp out in his room if thatâs what it takes! Just please donât stick him on Floor 5. Please.â
They looked at each other for a long time in a battle of silence, wills, and the urge to understand. Dr. Rorschach cracked first and looked away with a weary sigh.
âIâm sorry, Dr. Slys. But we need to keep monitoring him and we canât do it from his current room. I canât keep him in medical either, theyâll need that room for others. Iâll have 505 placed in the cell across the hall and diagonal from Black Hat. Itâs farthest away and itâs the best I can do. I wonât risk liability here, no matter what. Youâre welcome to visit him as often as you think is necessary and Iâll increase your spending budget for his material items and toys, but thatâs it.â
It was the firmness in those words, the finality of a no-nonsense director who wouldnât take any answer but agreement that kept Flugâs mouth tensed shut. He bowed his head in stony, expected respect and stood up, straightening his lab coat meticulously.
âWhen can I expect you to move 505.â
âMost likely later this evening, when heâs been officially checked out of his medical room. Iâll let you know, if youâd like to be there.â
âSure. Yeah. Iâll move his stuff to that c â to his new room then. If thereâs nothing else to say, Iâll take my leave to start doing that.â
âThereâs nothing else, no.â Dr. Rorschach usually shook hands with her employees before they left. She didnât offer it now. âI am truly sorry, Dr. Slys, for what itâs worth. We just donât have a better option.â
He didnât respond, just clenched his fingers in his coat and gave a curt nod, turning and trudging to the door in soft, measured steps. There was no glance backwards as he left her office, and the door closed slowly and firmly. Flug refused to give himself a chance to dwell on the situation. He broke out into a steady jog, forgoing the elevator completely and trekking up two flights of stairs into Floor 3 and practically ran to 505âs colorful room.
It was far too empty without the bearâs wonderful presence, and the psychiatrist grabbed the closest thing to his left â a giant stuffed whale â and tucked it under his armpit. He filled his arms with as many toys as he could carry, balancing a green rubber ball precariously on top of a rainbow plastic slinky as he made his way to Floor 5.
Many of the patients were fairly quiet in the morning hours, and today was no exception. He passed Dementiaâs room without her notice but stopped when he came close to the four armored cells in the back. One of Black Hatâs guards â Lucas â saw what he was holding and came over curiously.
âDr. Slys? Whatâs all this?â
âWeâre just, um, one of my patients is being transferred here.â Flug wilted, letting the severity of the issue come to his mind at last. âHeâll be here sometime this afternoon and I w-wanted to move his things here, make sure heâll be c-comfortable.â
The ball tipped over and Lucas lunged for it, catching the toy before it hit the ground. He rolled it back and forth between his hands as the psychiatrist gave him a grateful look.
âDo you need any help? You look like your hands are pretty full.â
âMm, I donât â thatâd be nice but d-donât you need to,â he glanced at the disturbingly quiet cell of his trouble inmate. âUm, guard him?â
âAh, well, Ben had to go take care of something but heâs bound to be back any minute â speak of the devil!â Lucas was suddenly grinning, looking past the doctor.
Flug turned around to see Black Hatâs other security officer walking briskly toward them. He blinked at the psychiatrist only briefly before his gaze moved to his partner.
âMan, sorry Iâm late. All the stalls were full and the line was longer than I thought. Whatâs going on?â
âI was gonna help Dr. Slys move some stuff for his patient. Apparently someone else is coming over here now.â Lucas jerked a thumb at the cells behind them. âYou mind if I do that for a bit? Weâll be back and forth.â
âOh, thatâs really not necessary ââ Flug started to say.
âNah, sure, go ahead. Iâll be right here if you need me,â Ben beamed at them both and took his position in front of Black Hatâs door. âJust let me know if you need help with heavy lifting. Iâm much more muscular than this guy.â
âHey! Donât start with me,â Lucas growled in mock indignation. He looked towards Flug, who stood there a little lost. âSo which room we taking this into?â
âOh, ah, this one back here.â Passing Black Hatâs room made his skin prickle, but no terrifying face appeared at the window to verbally assault him. The psychiatrist and the guard placed the toys in various spots in the large padded room, and Flug found the silver lining in that 505 might enjoy such comfy walls and flooring compared to his other room.
Lucas helped him make three more trips between Floor 3 and Floor 5, making small talk and gushing about his son, who had just turned five last month apparently. The psychiatrist listened politely, not very interested but knowing how to appear so, and when the last of the bearâs stuff was moved â an easel for finger painting set along the far wall â he sighed in bitter relief and locked the door.
âThank you, really. I d-donât know how long this would have taken without your help.â
âNo problem, Doctor. It gets super boring standing here all day anyway. And youâve been really respectful to us, it was the least I could do.â
âYou donâtâŚget treated well? From the other employees?â
âOh no, donât get us wrong,â Ben jumped in. âI love working here personally, but when something goes wrong, itâs always âletâs blame securityâ for everything. Gets frustrating sometimes, yâknow?â
âUnfortunately, I really do.â Flug had a flicker of memory and pushed it down far away. âBut I d-do want to thank you again. For this and for â for saving my life back then. For looking out for me. I donât know how to, to make it up to you.â
âEh,â Lucas waved a hand. âYouâve been a pretty good source of entertainment, no offense. You and your inmate both. Iâve never seen anything like it, to be honest.â
âNeither have I,â he mumbled to himself. And I donât know what to think about that.
At that moment of course, Black Hat deigned the situation important enough to make an appearance. When the psychiatrist risked a glance through the barred window, he saw a single glittering eye in the dark from across the room. He had only a moment to wonder why the lights never seemed to be working back here before his patient glided silently to the door with feigned disinterest.
âAm I to understand youâve been discussing me without my presence? How rude.â The inmate let the brim of his top hat touch the bars without creasing it. âAnd to peer into the privacy of my room too, no respect these days.â
âNnn,â Flug kept the reflexive apology from leaving his tongue and crossed his arms instead. The guards on either side of him shifted to be more prepared, but didnât seem very alarmed by the criminalâs presence.
âSomething on your mind, Doctor?â
âI, yes actually. I wanted to talk to you.â
âOh?â There was the lifting of an eyebrow. âAnd what might that be? Perhaps to continue our conversation from the therapy session two days ago? I really did want to discuss with you about what I found, that ââ
âItâs not that, a-actually.â The psychiatrist stiffened at the look Black Hat gave him as he cut him off, but ploughed through anyway. âWe have another patient coming to stay in one of these rooms back here, and I d-donât want you harassing him.â
âWhy would I do something like that, Dr. Flug?â
âBecause youâre a criminal, and you havenât had any problems harassing me or Inspector Daniels, or, anyone really. This patient isnât someone who can be set off, we donât want him hurting himself or others and I know youâd â â
âYou donât know much about me at all, Flug.â Black Hat looked nonchalantly threatening at the three of them. âI have no interest in pursuing actions against an invalid, unless he gives me explicit reason to. Harassing creatures so pathetic holds no value nor satisfaction for me. Itâs a waste of time.â
âThen why go after me? Is it j-just because Iâm your psychiatrist?â
âIf that was the case, Dr. Flug, then I would have lost interest in you quite some time ago. You would not have survived the week.â
Two things wormed their way up Flugâs neck in that declaration. The first was sick, animal fear because Black Hat was not exaggerating or bluffing. He fully believed his patient in this. The second was something he couldnât yet identify, but there was no small amount of it and he set it aside to analyze later.
âOkay, w-well, as long as I have y-your word that youâll leave this patient alone.â
âIâm a criminal, Doctor. You said so yourself. What weight could my word possibly have? Iâm just as likely to break it as I give it.â
âNo,â he responded softly, honestly. âSomething tells me that you wouldnât. Youâre a man â person â of your word. I donât have any evidence for that guess, but I donât think I need any. Am I right?â
Black Hatâs face split into a grin, born from surprise and delight. He looked very pleased by his psychiatristâs deduction.
âYouâre correct, Flug. I abide by my word. And I will not come after your precious patient unless he gives me reason to. Fair enough?â
âYesâ! I mean yes. Thatâs very fair. Thank you.â And he offered an appreciative smile of his own, honest and thankful and the first heâd ever given this inmate. It threw the criminal off, who drew back from the window with a quiet utterance of âitâs my pleasureâ and disappeared into the darkness again.
Flug let the smile drop into vague relief and gave his heartfelt goodbyes to Ben and Lucas, waving as they saluted him off. On the way back down the hall, he stopped momentarily at Dementiaâs room. She was sprawled facedown across her bed, her hair spread over most of her body.
âDementia, are you there?â He peered anxiously at the mass of red hair and white straightjacket lying motionless on the mattress.
The lump moved sideways and Dementiaâs face appeared behind her hair curtain, blinking groggily at her psychiatrist. âFlug? Izzat you?â
âAh, yeah, sorry to wake you. I just had a few quick questions, do you mind?â
âNah, mm, jusâ gimme a minute.â The girl arched her back, catlike in her stretching. She groaned as her spine popped. âSo, quĂŠ pasa? Need me to take someone out for you?â
âNo thanks, weâve already decided youâre not doing that. I wanted to know what you thought of Martin, from a few days ago?â
âMartin Maje? Sure, heâs a dumb butt. Why?â
âWould you be willing to let him continue joining us for our therapy sessions together? At least temporarily?â
âUhâŚâ She closed one eye, thinking about it. âI dunno. I guess heâs okay enough for that. This is kinda out of nowhere though, whatâs this about?â
âMy boss wants him to shadow my work for a while. Or shadow me working with you for a while. Itâs not really something I asked for. I told her I needed to talk to you first.â
âOkay. Arenât you coming in tomorrow? For my freedom free time?â
âThatâs not what itâs called.â
âWell itâs what I call it so thatâs too bad for you,â Dementia flopped down into her mattress, voice muffled. âHe can come for that, I guess. I donât really care. Just donât let him touch me. And you better have something fun for me to do while my hands are free, or Iâll scratch him, bite his neck. Havenât had fresh blood in a while.â
âYouâre not a vampire, Dementia. You donât need fresh blood.â
âJust you wait, Flug. Someday one will come swooping in and transform me, like a bat in shining armor. And then youâll wish you listened to me, cause Iâm not letting you have immortality now even if you begged me for it⌠Would you beg me for it?â
âNo, Dementia.â
âNot even just a little bit?â
âGoodbye, Dementia.â
âOkay fine! I wonât share it with you! Iâll laugh when you get all old and wrinkly and your bag will get wrinkly too and Iâll laugh at you. Itâs what you get for waking me up anyway.â
She turned her face away, and Flug might have thought she was upset at him except that she was peeking mischievously with one eye, the corner of a dimpled smile visible from the bed. He shook his head good-naturedly and walked away toward the stairwell.
As the psychiatrist made his way down each flight of stairs, he considered again the feelings that had come out of Black Hatâs not so subtle threat. The one he had been unable to identify, which nearly overcame the familiar fear, was a positive emotion. His shock at the realization made him pause halfway down one step.
It had been glee. An uncommon, traitorous little thing that he hadnât felt in relation to himself for a very long time. It bubbled up in him now, against his will, and Flug took it reluctantly. He had been complimented before, had felt satisfaction from admiring words before, but it was different here. It wasnât just because it was from an inmate either â heâd had plenty of those as well.
No, Black Hat acknowledged him for reasons he couldnât fathom, out of respect or some other thing, and it made him gleeful. Made him happy.
He decided heâd let it be a good thing. For now.
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A Day In A Life
They say retrospect is a wonderful thing. To be able to review; objectively and honestly â moments, times or even periods of time. Critically or loosely. Positively or negatively. Sometimes that essential clarity of thought cannot be granted until enough time has passed, as the mind (it has been known) to play tricks on us. In this particularly unique instance it has taken me this long â twenty-two years, in fact â to be openly able to absolutely look everything in the eye and be brutally frank. To the point where itâs almost completely written in the third-person, about another individual.
 I suppose it could be as much the self-therapy Iâve wanted to gift myself, as it is hopefully a document of mental health learning for others. Tomorrow I will turn the grand, fuddy-duddy, middle-aged, wrinkle-washed age of forty-four. Double the age of probably the most pivotal and instrumental birthday anniversary of my life. Those who have known me forever will know why â but as I try not to assume that I know everything about everyone â this is a story from a very jittery life journey. Having lost people; friends and acquaintances from my generation to mental health struggles and coping mechanisms which didnât work â âevery little helpsâ, as Tesco says.
 On Wednesday, May 7th, 1997, I travelled back to Nottingham; to my university life, having visited my mother after a write-off, nasty car accident had broken both her legs. She used to tell me up to that point âIâve been driving twenty-five years and had no accidents, so donât tell me how to drive!â When the time had clearly come to blemish the self-prognosed perfect driverâs record â it was done in destructive style. Anyway, having left my pin-legged mother in Llanelli, I returned to pre-arranged birthday drinks in Nottingham. A month or so away from completing my BA (Hons) Communication Studies course, this was to be probably the last big celebration before a month of coursework was to be completed. Life was good (apart from the aforementioned Mrs Damon Hill-Jonesâs road exploits).
 After a few hours of not paying for any drinks, I felt on the brink of being annihilated - should I drink any more. So, after running into my work colleague from my part-time job at the Beatroot nightclub, the two of us diverted from Sam Fayâs late bar â to his nearby flat, near Nottingham castle, so I could chill out for an hour. The plan was to return and see the night out until 2am. Whether the walk and fresh air had helped or not, I had a semi-second wind. We got to his flat and my ideals of birthday grandeur got the better of me. I wanted a bottle of bubbles. At that time of night, the only place I could get one would be a nightclub, so we ordered a taxi to take us toâŚsighâŚ.The Black Orchid. A cheesy, yet huge club in the enterprise park which had Wednesday student night on. Did I need the bottle? No, yet the cab was booked.
 It was at this point that my mental hard drive crashed. My next memory was waking up in a hospital bed, the following afternoon, with not only my friends around the bed, but my father as well. I opened my eyes and asked; âWhat happened?â, as if I was in a scene of a film where the character had woken up in heaven â only to be sent back to earth with a completely abstract life narrative to the one which was being played up to the Wednesday. Turns out I had probably had another drink at my friendâs, at some point of the night consumed a small amount of amphetamines, then passed out on the first-floor landing, but falling sharply down the twenty feet of stairs on my head, all the way.
Now, with music playing loudly, my workmate and his flatmate heard nothing. It was their neighbour who heard a large âthudâ, who rang the doorbell in concern which alerted them, along with the taxi which had arrived outside. There was blood everywhere. I had fractured my skull, torn nerves while breaking my nose and had a slight haemorrhage on the side of my head. Five days were spent in Nottinghamâs QMC Hospital, mostly sleeping. On the Saturday, I remember getting out of bed in a complete fuzzy daydream, wearing only one of those crappy bed gowns; walking to the toilet with the nurse calling after me âNathan! Where are you going?â âHome!â was the abrupt, muddled answer. I urinated, went back to bed and proceeded to enter hibernation once again.
 Doctors said I was lucky to be alive. There was a dent at the front of my cranium, around an inch long. Had that been an inch higher in position on my skull â I was told I would have died. Those nerves I severed were my smell and taste nerves, so Iâve had very diminished senses in those departments, since. Most pivotal â was my doctor, back in Llanelli; once I returned and spent another five days in Prince Phillip Hospital, he said âYou will experience some depression and levels of fatigue.â Immediately, in my head I decided â no I wonât. Not the depression, anyway. Iâll find a way of keeping lively and feeling good. The fact Being ruled out of playing rugby or football for at least nine months became a huge problem. My penultimate match played before the incident was for Wales Students Rugby League team against Scotland. The previous summer I had trained pre-season with my beloved Llanelli RFC, with the likes of Stephen Jones and Ieuan Evans; taking my fitness to a new level. I was twenty-two with the world at my feet. There was no way I was stopping. Unsurprisingly, it took a very short space of sleepy, anxious time to realise Iâd have to succumb to the doctorâs prognoses.
 Panic attacks began, embarrassingly in public while visiting a friend for their birthday in August 1997, having seen out three months of âno alcoholâ from my doctorâs orders. I had no energy. Not even enough to complete my coursework, so Nottingham Trent University gave me an extension of three months â to the end of August, to submit my work. However, I was living away from the university and my beloved friends. What the hell was happening? No energy; forced to live with my mother and brother while my father and sister both lived in Cardiff; both studying for their new careers. Here beginneth the hardest years of my life.
 By the end of 1997, I had managed to graduate successfully, but I was by then suffering heavy depression and anxiety, fuelled by the loneliness of having no friends around; not knowing why I was on earth and wanting to die. I had lost all tracking of whom I was, what I was doing and where any of it was going. Plus, glandular fever had bitten me hard, taking a month out of my glorious, progressive freezer job at Asda.
In January 1998, I was charged with drink-driving, having driven home on Christmas week with no care for repercussions; caught on camera making a U-turn in a forbidden area. While living at home with my mother caused all sorts of tension, arguments and vitriol, the only thing which kept me partially sane was my first set of turntables. With very few points of company around in a reversal of vibrant, university life â it was me; and the decks. Over time, it became a slow, fearful return to ânormalâ life. I have never been a naturally confident person â easily intimidated in the past by louder, overconfident characters, but this new anger in me â for what I didnât know â became something, someone â I had to allow to be played out. Not a villain, but an even more insecure little boy to that one on the morning of May 7th, 1997. Unapologetically cavalier, which only cost me at times â and those who suffer depression will know how past mistakes can eat the soul of those who made the mistakes.
For many years I refused to accept depression and anxiety were a part of me. My mother has since told me she believed it began with my grandfatherâs death when I was seventeen, but I know from looking deeply inside myself, from exploring instincts Iâve always had, but with which Iâve had to become accustomed â questions Iâve asked in early teenage years, that my fears and those scared instincts â must be tied into my neurological wiring. Throughout my early twenties, from that point I lived out wild teenage years â years locked away inside the vault of a strict upbringing. Partying. Having to surrender, also â any instinctive passion or talent I had for playing rugby, from being oversensitive to knockbacks and increasing lack of confidence.
 Seventeen thousand career changes later, I find myself at almost full-circle completion point. Only now, a bit of maturity (which I appreciate) makes the Peter Pan in me; hopefully a more reasoned character and person. I went into teaching (having told myself at eighteen I would never become a teacher) to try forging a predictable, 9-to-5 life for myself in a past relationship. To try proving to myself I was a virtuous individual (ironically omitting the thought that there are vile and immoral teachers out there too â luckily not many, but there are!) among the clouds of twentysomething decisions â without realising I didnât have to almost burn myself out a second time, by becoming something I was not aligned with - to prove I could be virtuous and good. Back, now; working in hospitality and trying to revitalise my DJ career (as thatâs what I always wanted to do), playing music I love and believe in â rather than what I fooled myself into thinking others wanted, in those hazy days.
 Personally, visiting a psychologist in 2013 (my own choice) to try fathoming whether I had ADHD â which could explain these seventeen-thousand career changes, as well as lack of interest in my later school days â may have given me the road signs I needed. Being told it wasnât attention deficit, but depression â being medicated has been like having a carbon monoxide fan for the air I breathe. It can always seep back into the oxygen channels, but I have now the ability to blow it away. The ridiculousness of life is something I have to laugh at â I donât believe in staying miserable (despite being the younger Victor Meldrew). I appreciate the chances I have now and my family life. The point being â the imbalanced brain wires may have always been there but became violently exacerbated by this accident. I cannot stress enough how important it is to consult a mental health professional. Drop the pride, the façade and ideals of grandeur â everyone has some kind of something going on. Some are better are dealing with it than others. Some canât hold on in the battle.
 In one of those seventeen thousand careers â twenty years ago, in fact â I worked at what was, pretty much â an abuse line, call-centre; at British Gas in Cardiff. One reason I didnât last there was because I am not a salesman. Plus, Iâm an impatient non-salesman. In this job, the department had to deal with calls from people who had been mis-sold contracts by field agents, selling gas and electricity. On one memorable occasion an English man called, calling me a âf***ing c***â for asking him to explain â a little slower â what exactly happened and how he was conned. When I told him Iâd hang up if he didnât change his abusive tone, he replied âSorry, I havenât had my medication today, have I love?â To which his wife, shouting in the background answered, âNo, he hasnât.â
 I still laugh at that, knowing thatâs the bar of communication Iâd prefer to stay beneath.
#depression#anxiety#mental health#suicide#accidents#life#growing up#careers#medication#therapy#birthday
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Premature Ejaculation Treatment Amazon Wonderful Unique Ideas
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arizona insurance clinic
"arizona insurance clinic
arizona insurance clinic
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Anyone know of a website that will give me an average qoute on types of Cars/Pick-ups, Canadian website perfered.""
""What would you do, get the used car or new one?""
Okay so ever since years ago I've known that my grandpa has an account for me and his other grand kids for our first car. There is a limit. Now, I went out and picked out the car I wanted. A 2009 Toyota Corolla. Which I can pick any car, new or used as long as it is below the spending limit. (mine is that I picked) But my aunt, (Who is in charge of the money sorta, but will let me get what I want cuz she has no say) Is trying to convince me to get a used car and spend like max 5,000 on it. Her friend's son's friend is selling his car for 1,000. it has 200,000 miles on it and looks like a piece of crud. Needs new tires.. all that stuff. She thinks I should get this car or another used car because mostly all teens get in an accident when they first start driving (I am 18) but so what? Even if I get in an accident in a new of used car, thats what insurance is for! And I got quotes already on my new car how much it would be, It wont be in my name either because it'll be wayy more. So my quesiton is: Would you spend the full amount on the car you want now? Or waste 5grand (or less) on a crap car that will mostly suck away the money from that account (if something happens cuz its so old) She says that in a year or so I can still get the car I want. (I would have enough money) But thats not the point.. I don't see wasting 5grand on a car. And it would be wasting. What do you think? Whats should I do and how can I say no to her idea thanks :)""
Is there california medi-cal type state insurance in the state of Oregan?
Was thinking of moving my family up to portland area,I have insurance here in california though my employer for my family,I will be seeking employment in portland area or close to,but until I get though the probation period of 90 days ,lord willing I find a good job right away .I need to make sure my two young kids will be covered medically incase something were to happen,one of my children is special needs so we get help though the state of california with phyical and learning theropy.Really would love to get my family out of los angeles as soon as we save up some start up money,Any helpful info about low cost or free state insurance ,childrens services ,family help would be great.""
Finding 2000-3000 insurance for young driver?
With my UK license I intend on buying myself a car for university (GOLF or POLO). Being a young driver (19 years old), insurers are less than happy to offer cheap insurances. The best quote I've found so far from gocompare and dozens of other websites are Quinn Direct with 3800. Could you please suggest where to get cheap 3rd party insurance, you're welcome to mention other car models if it helps cheapening it. Thanks""
Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?
Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?
""My husband is retiring next year and I am unemployed and only 55, how do I get affordable health insurance?""
I have alot of health issues and I need to make sure I have coverage. I have been looking for a job with benefits, but so far no luck. I am 55 and my husband will be 63 when he retires. I need an insurance with no prior health exceptions.""
Cheap car insurance for a teenager .?
I WILL BE GETTING MY LEARNERS PERMIT SOON... GOT DRIVERS ED AND WILL BE GETTING BEHIND THE WHEEL TRAINING.AND LOOKG FORWARD TO DRIVING A 2008 SCION TC ..ABOUT HOW MUCH WILL INSURANCE BE A MONTH... ANY STUDENT DISCOUNTS I CAN GET...?? ..OH YEAH IF IT HELPS ..I LIVE IN CALIFORNIA
Do you need your own insurance to share your parents car?
How much would it be to share my mums ford focus, I'm turning 17 soon (posted a Q earlier and realized I don't have nearly enough money.. What else would I have to pay for if I shared with her? I have no idea about cars. THanks""
Affordable car insurance quote?
Please can any one tell me where i can find info on affordable car insurance quote
Answers to life insurance test?
answers to life insurance & applications test
Question on car insurance?
My grandmother passed away, and on her car insurance, my uncle was the primary driver. Since my grandmother died and my uncle was on the policy as the primary driver, would it be ok to leave her name on the policy? We want to leave her name on it cause its the last thing that she got in her name, kind of a sentimental thing. But would it be ok to leave her name on the policy since my uncle is the primary driver? i have State Farm insurance if you need to know.""
What's good insurance but affordable?
I am 19 years old and my mother is taking me off her insurance and I need to found another insurance company but I work at Zaxby's. Any suggestions
Which is best insurance scheme Home loan insurance or Life Term Insurance to protech Home loan?
I am having Home loan 20 lacs and would like to protect the risk. Could you suggest which is best insurance scheme Home loan insurance (Protecting home loan alone) and Lime Term Insurance (protecting like not home loan). I want to know the premium which one is lower and benefit one?
Cheapest cars to insure for a 17 year old?
I was wondering what cars would be the cheapest to insure for a new driver, aged 17. I heard there is all these different groups which relate to the amount of insurance you would have to pay. Also, I would prefer a decent car, so if you know any decent, cheap to insure cars! pleaseeee let me know! thanks! :D""
Cheapest 125cc Bike to insure?
Im a 17 year old male, no provisional or no CBT. I am hoping to pass my CBT around october-november when im 18. I wanted to know whats the best bike to have and also the price ranges? id much rather a 'sporty' looking bike as apposed to others. I had my eye on a Varadero 125, hyosung GT125r or a yamaha yzf r125. The aprilia rs125 is nice but ive heard its expensive to insure? So if anyone knows the price ranges that would be great, or if any suggestions on a suitable bike that would also be appreciated. I live in the rhondda valleys, have no criminal record, could keep the bike locked up out back, if any of that helps? i know insurance is tricky but i just want to know which ball park i stand in. Thanks.""
arizona insurance clinic
arizona insurance clinic
Next to oil and gas prices are car insurance prices too high anyone agree?
Whats the deal the government wants everyone to participate in paying for auto insurance yet the prices are rediculous what happened to buying a car and registering it thats it? Does the government think about Americans servival aside from gas, food, children, mortgage blah blah blah............. or do people vote for laws blind folded????""
My medicaid that i used for my pregnancy had expired...? here in texas?
back in august of 2011 & i no longer have insurance. what do i do now? i called my health plan & they said i gotta apply again but i don't know where i can get the application. i really need insurance cause i got upcoming appointments for me & if i don't have insurance, i'm not gonna be able to afford the expenses. anyone know where i can get the application for medicaid here in texas?""
Isn't Ameriplan Insurance The Same Scam as Obama Care/Affordable Health?
All They did was Steal Other people's Identifying Information and the Insurance once called Ameriplan, never netted any gains for the holders of those plans. Just Wondering?""
Will I have to pay the excess on my car insurance.?
My car was attempted stolen last night..the thieve(s) broke in looted my car then let the handbrake off, my car rolled down the road & hit a lamp post..the police are treating this as attempted theft... my car has been sent to police forensics will I have to pay the excess on my insurance policy?..thank you.""
Car Insurance for 19 year old?
I'm planning on taking my driving test during summer, and hopefully if I pass I want to buy a car. My mums made enquiries about putting me under her car insurance and roughly the prices have been between 3,000-4,000 which is ridiculous. Does anyone recommend/know any car insurance companies where I can get insurance for around 1,500 max ?""
Whats the best auto insurance for new drivers?
Newly 20 year old and trying to be on her own and independent. Im currently under my grandparents insurance(GEICO). I believe i got a good deal with Nationwide which would be 274.00 a month with full coverage and rental... Im looking to buy a 2008 infinti G37 sports coupe for $26,000< so excited about it hopefully i get it. I just wanted to know what should i be looking for in auto insurance... i def. need full coverage because im going to be financing the car..Correct? but yeah what are some things should i look for. i would ask my family members but they are stubborn, when it comes to things like this... but thanks!!! :)""
Auto insurance quotes?
What website you recommend to get instant multiple quotes for multiple cars, without agent or a representative involvement?""
I have cancelled my old insurance with a company and i need a renewal notice to get cheap insurance.?
i have called the old company is asking me why i need the renewal notice from them. they told me they have put it in the post but i did not receive anything. the only mail i received, was the sorry to see u go mail the next day after i cancelled the policy. With the notice i can show i have a 6yrs no claims discount. How do i get the old insures to send me the notice with the no claims or do i just tell my new insurers to contact the old ones. Please this is urgent. Serious answers only""
Insurance coverage with DUI involved?
My father recently crashed his car into a van after consuming over the legal limit of alcohol (well over knowing him), and is concerned whether Progressive insurance will cover vehicle damages for him and the other driver. Also notable is that his car is pretty much totaled, I think, and he does have some previous blemishes on his driving record and the car is leased. If someone with some knowledge on these matters would help and give me an idea of what insurance will and will not cover could help it would be much appreciated.""
Where can I get liability insurance for my dog?
I'm working at a pet boutique and I can bring my dog to work -- but my boss is asking that I should get liability insurance for him. He's a mini labradoodle. I already have him covered in my renters insurance - but I don't think that it will cover him for work. Where can I get one??
Can my mom insure my vehicle?
I want to buy a newly used car and i will have a loan on it. I wanted to know if the loan and the title are all in my name, would my mom be able to insure it in her name and me just as a driver? im under 25 so my insurance would be extra high. and would i have to register it in her name at DMV to let her insure it?""
Insurance for a ten+ year old car?
I am looking to get a 2000ish LS1 Fbody (camaro or trans am for those who dont know) and I was talking to my dad about the insurance rates. Since I am a male under 25 my rates would go up a lot with a sports car like those. However he told me that since the cars are over ten years old, the insurance company probably wouldn't rate it very high just because of the age of the car, even though its a sports car. Does anyone know if thats the way it works? or is he mistaken? Please answer the question without getting into lecturing about young men having sports cars and how its a bad idea. the question could pertain to any older car, I'm not even sure if thats the car that i want. I'm just doing my research. Thanks!!!""
Increase in car insurance after DUI?
Recently my friend received a DUI charge in the state of New Jersey, and is waiting for his court date. He is 19, so I assume this case as an underage DUI. He is worried about ...show more""
""ATTN: New drivers, How much is your insurance a month??
I just got my insurance today and was curious to see what other ppl are paying. Thanks in advance:)
Is it illegal to drive without auto insurance in Fla?
Someone told me that I absolutely need insurance on my car or I could face charges. Is this true?
""I am a 19 year old male, what is the cheapest car insurance?""
I am a 19 year old male, what is the cheapest car insurance?""
What is the cheapest car and year range to insure for 18 year old?
My wife is 18 and got her license a few months back. What would be the cheapest car and of what year range, if insured in the USA? Which insurance companies insure 18 year olds, as I am aware most dont.""
Nissan GTR Lease & Insurance Cost?
Approximately, how much is Nissan GTR lease and insurance cost? Thanks.""
Insurance on a 2006 Jeep Commander?!?
I am turning 16 in December and I am probably going to get a 2006 Jeep Commander! I was wondering of anyone could estimate how much insurance would be on it?! Thanks!
How much do you pay for your car insurance?
Toronto, ON""
Car Insurance Question?
I am a little under 15 and a half years old and my dad has debated and almost bought a lot of cars for me, from ford f650's to 1965 or higher mustangs and jaguars. but so far we have thought that the car that would be good for my first car would be a 1994 Ford Mustang with a V8 with 30k miles0. which is perfect because that was the year i was born. So my question is that since its a sports car and its V8 about how much would my insurance be when i could start driving by myself?/ insurance for the other kinds of cars/trucks?""
How can i sell truck insurance?
appointed agent to sell truck insurance
Which is the best insurance company for an 18 year old male driver?
Hey, I'm an 18 year old boy (hurdle #1) and live in South-East London (hurdle #2) and I've had my license for a month now (hurdle #3!) and just bought my VW Polo 999cc (999cc!!)..I CANNOT for the life of me find a decent insurance quote I mean i'm in full-time employment but still most of the quotes I've been given are more than half my annual salary! Public transport is NOT an option because of the shifts I've been given..I've tried the young drivers' insurance with people like Co-Op and InsureTheBox but they're not much different to anyone else.. So, if ANYONE has ANY advice/anecdotes they could share, I'd really appreciate it. Thanks in advance (:""
Help with insurance policies?
Does anyone know websites with insurance policies for events? I'm holding an event and I can't seem to find any proper policies anywhere. It's more of a sporty type event.
How much will my car insurance be?
Im getting my own can insurance when i turn 18 in about a month, my parents are kicking me off there's i have had 3 tickets and i drive a 1998 toyota camry...""
arizona insurance clinic
arizona insurance clinic
When should I expect money from a car insurance settlement?
Today, i was going through a green light and a driver ran a red light and hit the back of my car. i spun out and eventually stopped before hitting anyone else. I was wondering about how long should i expect to wait for insurance to comp me for a rental car (if applicable. i believe i have triple A) and to give me the check for a new car. i have a few follow up questions. 1. what amount will my insurance give me. i have liberty mutual and i had a 2001 kia sephia with 97000 miles in good condition. i just had new tires, alignment and oil change done to it because i just got the car about a week before. 2. the fender, axle, and back tire are completely totaled. the back drivers side is smashed in so should i try to fix or take my losses. 2. should i sue the driver and get a lawyer involved? or just take whatever my insurance will allow me to have? any additional advice, warning, guidelines or wahtever will be helpful also. thanks.""
What's a good medical insurance plan for someone in my situation in CA?
It's so overwhelming with all the different policies out there, if someone has a recommendation for a good insurance company that is affordable for my situation: a. self employed single female b. no health risks/problems c. mid 30s d. prefer a plan that covers maternity just in case""
Insurance Car Accident?
So today my insurance expired Feb 1st and I had thought I was covered for today. It is snowing outside and a car crashed behind me and did some serious damage. I called the insurance company and got insured. If the crash happened before I paid the insurance but no police were involved am I still covered. The exact timings wouldn't be found out if no police were called at the time correct?
Can I legally drive my mother's car if i'm not on the insurance?
Im a 19 year old with a driver's license and I live in New York. My mother has insurance on the car, but I'm not on her insurance policy. If I get into an accident am I covered at all? Also from a legal aspect, if I get stopped by a cop will I be in trouble\will my mother's insurance go up?""
How much will car insurance go up for getting 2 points?
How much will car insurance go up for getting 2 points?
What is the telephone number to American Standard Insurance?? *car*?
thanks!!
""Nice corsa modifications, cheaper on insurance?""
Hey guys, got myself a corsa.. Got tinted windows, alloys, irmscher body kit, tinted lights already. What other mods could I do that would be at the cheaper end of the insurance.. I don't want my insurance going up a bomb, but little to no increase mods would be great. Thanks!""
What does a person credit score have to do with rates on car insurance rates?
It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most credit scores are low across the board. If someone pays their insurance company on time and has a good driving record should be their only concerns. Doesn't that make sense to raise car insurance rates to persons that had a hard time paying a bill, bit made all their car insurance payments on time. If there are others out there mad about this issue please help me do something about this robbing...""
How much will my car insurance rise?
I am 16. I have gotten a 4 point 19mph ticket and a ticket that will show up 0 points miscellaneous. I also have taken a defensive driving course. The insurance company knows of none of these yet. Once they find out about all of them, how much will it go up""
Can anyone explain life insurance to me?
Can you insure the whole family? As if, if any of them passes away the rest get the money?""
Pulled over for no insurance but do have insurance?
today i got pulled over and couldn't find my insurance. i finally did find my insurance but the cop didn't want to write a new ticket. he said that i could take a copy of the insurance to the clerk at the police station and they would void the ticket. is this all correct?? also does this no anything to my insurance or points on my license. i live in missouri.
Whats the average cost for teenage car insurance?
im going to get my permit soon and i would like to know what the average teen car insurance cost is.
Cheap car insurance for people under 25?
I'm trying to find the cheapest car insurance since i'm under 25 in new york. I'm looking to pay no more then 400 a month just don't know where to find a good deal. Please advise
Cheap NY auto insurance ?
hi there, i plan on buying a car soon but im a new driver and i have no one else to help me insure a car so i have no choice but to insure it on my own. I've checked and looked around geico, state farm, all state, and they were all to expensive, anywhere from 5-6k to insure the car for a year (way to expensive). So do any of you guys know any NY auto insurance companies that are affordable? Thanks""
What is the best car insurance for me?!?
i dont know if i should be on my moms car insurance or get my own, and if i get my own, which one? im a female, 18, and live in New York. and i will probably get a car that is 4+ years old""
Motorcycle insurance and other help please!?
I'm 18, thinking about travel for university next year. I would get a cheap scooter How much aprx would the insurance be? I would have only just started driving. And, can someone explain about the cc value, what is good, what isn't and in general explain about scooters please. thanks.""
What Insurance Company is it?
does anyone know the insurance company that offers burial insurance and the information comes to you in a Green envelope with a picture of a african american couple in the 60's on it need desperately.thanks
Question about cheap health insurance??/?
i am looking to buy some health insurance that is affordable that will cover a tubal reversal surgery %100. I had my tubes ties or burned 5 years ago and now we would like to have ...show more
Any advise on life insurance?
term life insurance and permanent insurance which is good and what are the pros and cons?
""Renter's insurance, is it worth it?""
I keep on getting these ads from Geico on the renter's insurance packages that they offer. I am renting right now and has one roommate. I've gotten mixed opinions on the renter's insurance, some say it's not worth it some say it is. So what do you guys think? I don't think it's that much money, maybe like $20 a month or something like that?""
How much is renter's insurance normally?
I already have insurance thriugh state farm and they do have renter's insurance but I'm asking people who actually do have it, how much should it be normally?""
Differences between re insurance and co insurance?
can anyone please help me with atleast 6 differences between re insurance and co insurance,and the merits and demerits of re insurance..pleasee""
Does anyone know whats the cheapest car insurance in NY ?
I have a 2003 Mitsubishi I'm 24 and i want to know which is the cheapest insurance that i can afford. I check a lot of the insurances out there but they are all so expensive. i just want something with the basic cover in order for me to be able to afford it. If someone knows of anything cheap please let me know thank you so much
""Why can't we have Geiko,State Farm, or Progressive auto insurance in the state of Ma?.?""
I always see t.v. commercials for them but at the bottom of the screen it says not available in Ma. and a few other states that I can't remember. If I could save money buy switching to one of those companies I would but I can't , so I have to pick from Commerce or Metropolitan. My car insurance is really expensive (I pay over $300 a month) I have only had my license for a couple years so I under stand the whole new driver thing and my car was new when I bought it so I have full coverage but the car is only a Kia Rio, far from a sports car or luxury car. I pay more for my insurance than for the car payments.""
What do I do if I've been denied life insurance?
I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""
arizona insurance clinic
arizona insurance clinic
https://www.linkedin.com/pulse/auto-insurance-rate-question-michael-wagner/"
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Life Insurance Through Bank of America?
"Life Insurance Through Bank of America?
Has anybody purchased life insurance through Bank of America? I signed up around December '07 and saw the first debit in my bank account even though I had received nothing in writing from them. I called them and asked them to credit my account, that I wasn't interested.  I couldn't get them to credit my account. Next thing I see another debit. I called again asking for a credit for each amount. I had to beg and plead with them. They promised to credit me. Now I have a third debit though I see one credit. I called saying I want three credits, not just one and now they are telling me that I was never told I could get more than one credit!!! Please DO NOT SIGN UP WITH THESE THIEVES. They are impossible to talk to and lied to me. If you have had a bad experience please let me know.
BEST ANSWER:Â Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblrÂ
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i was driving down the freeway yesterday and a rock hit my windshield. it now has two huge cracks. and i have to get it replaced i know it cant be repaired. my deductible on my insurance is $500, should i report it to the insurance or not? would it be cheaper to just fix it myself?""
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This isn't my car. So sorry if I'm fussy on details. Basically in the snow a car lost control of their car and crashed into my friends car. Which was parked up. They were decent and called their insurance company. Unforcantly there's a problem with the door that needs to be replaced. They said they will give her 600 and she has to cover the rest. Surely it all should be paid by their insurance not just some of it? Her father wants to demand money off the bloke which I don't thinks right. But I wanted to know where they stand on getting money off the insurance. And what advise I can give them. Why pay insurance if they don't give out. Doesn't make sence. Anyone been in a similar situation? What was the result? Cheers.
How Does Full Coverage Auto Insurance Work?
How Does Full Coverage Auto Insurance Work?
Should fat people and smokers get a discount on their health insurance?
Fat People Cheaper to Treat, Study Says Preventing obesity and smoking can save lives, but it doesn't save money, researchers reported Monday. It costs more to care for healthy people who live years longer, according to a Dutch study that counters the common perception that preventing obesity would save governments millions of dollars... -- AP/wired.com, Feb 6, 2008 http://news.wired.com/dynamic/stories/O/OBESITY_COST?SITE=WIRE&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2008-02-05-02-58-08""
Can anyone tell me where to get cheap auto insurance with a suspended license?
Can anyone tell me where to get cheap auto insurance with a suspended license?
Why are car insurance companies trying to make me go bankrupt?
Okay, this is extremely frustrating. I'm a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? $750!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I've never had a ticket, never been in an accident. And I don't care if i'm 19 that price is absolutely absurd for that car. I'm almost at the point where I just wanna go illegal and drive without insurance. I'm looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it's under my parents policy and its this much!!!""
How does auto insurance work?
If you are in an accident and its not your fault ,who pays for your damages? Also what happens if you parents lend you there car but you werent on there insurance and now after the accident you are on the insurance. Can the insurance cover you now that you have been add to your parents insurance.""
Anyone know cheap car insurance?
I don't expect someone to know the exact cheapest for my situation because I know it varies but in your opinion & experience what insurance provider do you think would be cheapest? Thank you =D
Where to get cheap full coverage car insurance in san mateo california?
Where to get cheap full coverage car insurance in san mateo california?
How much does life insurance cost monthly for a 28 year old nonsmoking female??
How much does life insurance cost monthly for a 28 year old nonsmoking female??
Car insurance question?
I just turned 16 and got my driving permit. I would be using my grandmothers car and she has erie insurance. My question is.. Am I allowed to practice driving on the car even without getting insurance? She insists that I'm not allowed to unless I get insurance but everyone else I know does it without. She thinks that I am going to get in a crash because I can't keep my room clean. (wtf?)
Can I get my own car insurance on a learners permit?
I am purchasing a new Altima on Wednesday. I am buying the car completely out but to take it off the lot you have to have insurance. Can I get car insurance on a learners permit? I'm 18. (Please don't answer if you don't know the actual answer. I don't need any opinions I need facts) Thank you in advance.
Which cars are the cheapest insurance wise? (england)?
I wanna get a car as soon as i'm 18, so i obviously want something which will have cheap insurance. Nothing embarrasing mind.""
""In the state of Texas,Do you have to have auto insurance?""
If you are in a car wreck which the other person is at fault,Can you still file a cliam on their insurance company and have phisical therapy paid and can paid for the damage for the car and get paid for pain and suffering? Even if the insurance was off for less than 24 hours""
Insurance low balling me?
The top of a dead tree fell from neighbor's yard, onto my car. Speared the back window and ruined my back seat. Large dent on the roof. Random dents and scratches all over the car. My full coverage insurance company, USAA, declared the accident covered under comprehensive insurance. Deemed unrepairable. I purchased my car for $5k, near $6k after 2years of financing is paid off. This accident just happened after 4 months of payment on the car. I have $3k left to pay. 1999 Honda Civic EX Coupe. KBB valued at: retail, $5.1k. private party, $3.3k. My insurance claim payout will be $2.6k. Which leaves me roughly $500 in the hole. I do not have gap insurance, and I wasn't even aware of gap insurance until this accident (at which point I came across that service while researching insurance info). It would cost me upwards of $5k easy to replace my Honda with a same or similar model from a car dealer. Is there any way to get more from my insurance claim? Is there any way to get more from my insurance claim?""
I live in California and was involved in a car accident. My insurance had lapsed prior to the accident.?
I was behind on my insurance because I don't have much money. I actually was going to pay it this week since I just got paid, regardless the accident happened last week. I pulled out in front of a lady and her car t-boned my car. Her and her passengers were injured and were taken to the hospital for minor airbag related injures. I had minor whiplash. I was given a citation for failure to yield to oncoming traffic (vc 21804 (a)) and for no proof of insurance (vc 16028 (c)). What kind of fines/penalties should I expect when I appear in court. Also, if the other driver didn't have insurance can she still sue me for her medical bills?""
Equity Indexed Universal Life Insurance - pros/cons?
I am looking at using this financial vehicle. Does anyone have any experience with it? Good? Bad?
""Regarding auto insurance, is it allowed to add my friend while visiting her in AZ?""
I live in California. I am visiting a friend in Arizona for 3 months and staying at her home. She will be driving my vehicle frequently. Although my policy covers any driver, should I or am I allowed to add her to my auto policy? Even if she has an AZ license? I'm assuming they would have to check her AZ record? I'm wondering how all this works. My insurance provider is Clearside General and I cannot get a hold of them quickly enough... on hold forever! Thanks""
How insurance coverage work for new a car ?
Hi, I intend to buy a car by the end of this month on the weekend (I work from Monday to Friday and do not want to skip working). I will use my old car for trade-in. And I will switch my current insurance on to the new car. Since it all will be happening on the weekend (my insurance office closed), I will have to switch the insurance on Monday. If something happen to the new car before the insurance switched (sometime before Monday), who will cover the car ? Any advice ? Thank you...""
Motorcycle insurance for a 17 year old?
i Live in Texas and I'm gonna get a yamaha and it's a cruiser and has a 942cc engine, would my insurance be crazy exspensive or reasonable?""
Im looking for really cheap mediocre Auto Insurance!!1 HELP!!! PLEASE?
I have a mustang and I want cheap Cheap insurance any Ideas? I need to be able to pay with a credit card.
Dentist cost for teeth cleaning without insurance?
I live in Fairfax, VA and was wondering how much would it cost for the teeth cleaning with no heath insurance. thanks""
Whats the insurance for a first driver teen?
Im gonna be driving in a couple mths and i need to know a ins rate. I will be getting a 1998 Ford Mustang V6. I live in Houston, Texas. If u know leave an answer. Thx""
Life Insurance Through Bank of America?
Has anybody purchased life insurance through Bank of America? I signed up around December '07 and saw the first debit in my bank account even though I had received nothing in writing from them. I called them and asked them to credit my account, that I wasn't interested.  I couldn't get them to credit my account. Next thing I see another debit. I called again asking for a credit for each amount. I had to beg and plead with them. They promised to credit me. Now I have a third debit though I see one credit. I called saying I want three credits, not just one and now they are telling me that I was never told I could get more than one credit!!! Please DO NOT SIGN UP WITH THESE THIEVES. They are impossible to talk to and lied to me. If you have had a bad experience please let me know.
What co. has the best car insurance for teens?
I 18 and want to get my own insurance
What is the cheapest auto insurance?
Hi thanks for taking your time to answer this question... I have geico right now, but dont think its the cheapest insurance company I have... I dont really care if customer service is bad, as long as its cheap!!! so please tell me... WHATS A CHEAP INSURANCE COMPANY??? lol""
HOW MUCH can my insurance rate rise up after hitting another car? backing up i hit the front right bumper/ligh
I live in California and I have full coverage on my vehicle currently I am 26yrs old and have about 6 yrs with my Dirvers license and NO accidents or tickets on my record. BUT a lot of people mention that my insurance rates will go really high whn an accident happens. I hit the car behind me it donsnt seem to me a a major accident, but a small one. I need help just an advise to know what to expect, please!! maybe in an expert can advise.or other personal experience by someone?""
""Approximately, How Much Would It Cost To Lease A Mini Cooper?""
Also, how much would the insurance go up with adding this car to it (there's already 2 cars on my family's insurance). I know there are more factors than this to it but i am just looking for an approximate price. Thanks!!""
Once you have insurance can you drive any car that you own?
Ok lets say you owned like a 90 honda accord or something, and you had cheap insurance for it. since its also an economic car, you use it most of the time you drive. but if you owned two other cars, such as a big v8 4x4 or a sports car v6 would you need to have separate insurance for those? or are you able to drive anything you own since you have insurance? does it matter as long as you dont get into any accidents?""
""Are most companies going to switch to Obamacare, for their insurance coverage plans.?""
Are most companies going to switch to Obamacare, for their insurance coverage plans.?""
Why can't health insurance companies in one state cover individuals from other states?
United States
2003 Mustang GT insurance cost?
I am looking at a 2003 Mustang GT with 93k miles on it. I am a 16 year old boy and we are looking to add this to my parent's current policy. I have good grades, we will have multiple cars and home insurance with the same company. Any idea on an approximate cost per month for insurance on this car?""
Auto insurance is expensive for my teenager son. Are there any options for me to keep expenses down?
I'm makeing payments on truck for him, now that he can drive, do I have to add him to my insurance? And how much more will it be? I hear some parents don't tell there insurance, they just say there child is borrowing the car. But my son does not live in the same house hold , but is in another city over. Can I still just say he is borrowing the truck. If he gets in a car accident I understand it's on me, but will my insurancecand the law see it in that manner.""
Is there a list of rankings of top car insurance companies? What is a good car insurance company?
I'm shopping for car insurance and want to look for reviews of all the major companies out there. I want competitive prices, but good customer service is top priority, such as not trying to find a way out of paying me if I have an accident and not raising my rates without my knowledge like some companies are rumored to do.""
How much would insurances cost on a 88 corvette?
im am going to be 16 and going to get a red corvette i was wondering how much would insurance cost for it and i live in CA in LA i well be under my moms insurance pollicy so what would u think it would cost i drive the car a lot and all the car is for looks it not for racing and pick a up all the girls and go to party lol
Mustang gt insurance be liability only. i own car?
how much will it be to put liability insurance only on a mustang gt 2002. I own the car and im 16 male
How can I get an Auto Insurance adjuster to address my claim ? He is completely unresponsive.?
I drove out a brand new car from the dealership and stopped at a signal light. I was rear ended hard by a coupe driven by teenagers. His car was towed and impounded. Now I called the other driver's insurance company after receiving the police report and was told that a claim has already been filed and an adjuster's name and number given. I have been ever since calling the adjuster and leaving voice-mails. Its about 3 days and I have left more than 8 voice mail but he does not call me back. Its getting frustrating and am unsure if thats their strategy ? How long should I continue this ? and How can I get him to attend and address my claim ? and what else are my options ? Should I go to small claims court ? Advice is much appreciated.
Homeowners insurance quotes?
is it true you have to pay upfront 1 year homeowners insurance when buying a home.
Looking for a good health insurance?
I am 23 and my husband is 25, we are in great health, and are looking for health insurance. I want an affordable plan, but also one which is widely accepted. I know insurance isn't exactly affordable, but I hope you all can go along with what I am saying. Thanks""
I just bought a Lamborghini does any 1 now how much insurance costs??/?
I just bought a Lamborghini does any 1 now how much insurance costs??/?
Whats a guess from the different cost on insurance between a bike and a car?
would it be something like bike - $100 month car - $200-$300 month
What is the difference between dental insurance vs. dental discount plans?
I'm trying to figure out which one is most affordable for someone one a budget and beneficial for my needs? I'm 35 years old with 1 dependent child 12 years old and we both need braces, I need a bridge, crowns, root canal, replace over sized silver fillings.. etc.. any advice? Oh and I live in Southern California""
HOW MUCH can my insurance rate rise up after hitting another car? backing up i hit the front right bumper/ligh
I live in California and I have full coverage on my vehicle currently I am 26yrs old and have about 6 yrs with my Dirvers license and NO accidents or tickets on my record. BUT a lot of people mention that my insurance rates will go really high whn an accident happens. I hit the car behind me it donsnt seem to me a a major accident, but a small one. I need help just an advise to know what to expect, please!! maybe in an expert can advise.or other personal experience by someone?""
What is better - socialized medicine or affordable health insurance?
What is better - socialized medicine or affordable health insurance?
""Looking for cheapest car insurance, see discription thanks!?""
I'm 16 I get a 3.8gpa and own a 1977 formula 400 pontiac firebird, and live in california... I want to get cheap insurance my family doesn't make allot of money. what is the price range for someone with my credentials.""
Question about car insurance on a 60's car?
So when I turn 18 I want to get either a 60's Mustang or Camaro(depends what I can get in my price range near me) Anyway, I went on car insurance websites to see how much insurance will cost me. Besides Geico, Progressive, and Allstate(has back to 1970)all the other companies don't give options for cars that old. Does this mean they won't insure it? Or would I have to call them to get a quote on a 60's car?""
Second driver insurance car?
Hi I'm 17 and I'm about to do the driving license and I will be added to a car as a second driver and the first driver has about 20 years of experience of driving and discounts I would like to ask how much there would be to pay for the insurance is it going to be double the price or more ? any answers are welcome and I would like to know what would be the price range I will need to pay.
What is the cheapest price university in California to study Power Plants for international student?
I'm holding Diploma certificate in Airframe and Power plants, i need to continue my study in US, CAL exactly but i didn't find the perfect university i need a low price university which i can get bachelor degree in it so i need a help please as soon as possible to get start soon.""
Insurance when buying a used car?
I'm going to buy a used car next week from a private seller and I am concerned about the insurance. I've heard that you need to have insurance to drive it but what should I do? I am 20 years old and I've looked up temporary insurance and most of them you have to be 21 years or older and some are around 200 for 1 day cover but you have to have a Full UK Driving Licence for at least 6 months when in my case, I've only had it since yesterday as I passed my test yesterday. So what should I do? Get the full insurance and tell them this cars registration number or not get insurance at all and assume I get 7 days free insurance when buying this used car from the private seller?""
Life Insurance Through Bank of America?
Has anybody purchased life insurance through Bank of America? I signed up around December '07 and saw the first debit in my bank account even though I had received nothing in writing from them. I called them and asked them to credit my account, that I wasn't interested.  I couldn't get them to credit my account. Next thing I see another debit. I called again asking for a credit for each amount. I had to beg and plead with them. They promised to credit me. Now I have a third debit though I see one credit. I called saying I want three credits, not just one and now they are telling me that I was never told I could get more than one credit!!! Please DO NOT SIGN UP WITH THESE THIEVES. They are impossible to talk to and lied to me. If you have had a bad experience please let me know.
Does medicaid take someones life insurance money AFTER they die?
My father used medicaid briefly, i think some hospital and a few months in a nursing home...before he died. My mother and father had very little, didnt even own their home. My mom is afraid to have life insurance on HER, because she was told that after HER death...medicaid would try and take whatever she has....including a life insurance policy on her....which of course I'm the only son would recieve it. There is nothing else, she rents a small apartment and is making payments on a car...so its not really hers either. we live in MISSOURI...""
Is car insurance required when getting a car or license?
I going to work on getting a driver license and i want to know if insurance is required for driving or owning a car?
Can The Insurance Be In Someone Else's Name When You Finance A Car?
I want to finance a car, i know full coverage insurance under my name won't be cheap but can like a family member put full coverage insurance on my car through their name (i'll pay the bill) so it can be cheaper...? thanks""
Anyone know any car insurance company's that can offer cheap car insurance for a 18 year old?
I am 18 and just bought a Nissan Altima 08. I live in California, Los Angeles. I am trying to get insured and they want to charge me $3000 a year. Thats $250 a month for car insurance. Its more then my car payments. Anyone know any insurance company that can offer a better deal?""
What's the point of car insurance?
I've been paying my insurer monthly for several years. I have one relatively small accident where my damage doesn't reach deductible (so I have to pay for my damage out of pocket in full), they pay the other car which was around $1500 or so. They raise my premium for 3 years to an amount where in 3 years I end up paying for the other car anyway, and I still pay monthly as I have for all of the years before that... I'm trying to figure out how that's beneficial - outside of the fact that they paid upfront.""
Can I get car insurance if I only have my G1.?
I currently have my G1, and have passed a driver training Program and have a couple months left untill I can take my G2 road test. I recently had a car given to me and it is in my name sitting in my driveway, so is it possible to get insurance and be able to drive while having somebody in the car with me with the experience needed? Has anyone done this before does it work can I do it? ...Thank you for the help.""
Which car insurance is cheaper ?
I'm planing to lease a corolla LE 2010 or camry LE 2010 or Honda civic LX 2010, but I like honda more but I was told the liability coverage that honda required is high so it make my payment more, is this right?""
How Much do you think my car insurance will go up on a new car ?
OK I just bough a new car today......its a 2011 model and i traded in a 2002 model .....Im 19 years old...over the past 2 years of driving my insurance has been $100 a month and last month it went down to $75 ....i know you may not know how much just an estimate .
How much would this cost to insure?
Hi, I'm looking to buy my first car. Two I have my eyes on are an automatic 2002 Chevy Camaro and a manual 2001 Mitsubishi Eclipse Spyder. Both cost just over 5k. I'm 17, a male, I have good grades, I don't smoke or do drugs, I'm in honors classes and I've taken drivers ed. Approximately how much would they cost to insure? Please don't say They're too challenging to drive , or They have too much power. I've driven cars with power before (both manual and auto) and I don't find it challenging at all. I have pretty good hand eye coordination. Also, my apologies if this somehow gets asked in the UK answers, I'm asking this fairly late at night.""
Cheap car insurances?
i'm a 21 year old college student driving a 2005 make car- i need a reasonable insurance company any suggestions.. any incentives for being a female and being on the deans list in college?
How much is car insurance for a 21 year old female?
I'll be a first time driver as of next month and I was curious how much I'll be looking at as a ball park estimate on my insurance rates. I know I'm a late bloomer for driving but I have never needed it as I live in a city. But as I want to do and go more places, I need a car now. Especially since I'm moving out of state, on my own, in 6 months. I was wondering how much I'm going to be looking at. I'll be driving a small sedan, maybe a 04-05 Honda Accord or Civic. I live in Texas now but I'll be moving to Ohio, in February, and if anyone could give me rates for both places I'd be much obliged! Thank you so much for even answering my question :)""
Is there a law in California for mandatory Health Insurance now?
Is there a law in California for mandatory Health Insurance now?
Car insurance confusion?
Ok, I'm 17 and I just moved to Florida with my 18-year-old boyfriend. He just got his license suspended so in a few days I'm going to get my first license here in Florida because I have a job to get to. (I've had my NC learner's permit for over a year) My question is basically, what are my options for car insurance? Can I have my own policy or is my only option to be put on his insurance? Please help!""
How can insurance companies find out if you have a pre-existing condition??
I have heard people mention the MIB as a source, but where do they get their info? I thought medical records were strictly private, how do they find out your past medical info? Ty!""
Where is the cheapest place to find car insurance for an 18 year old?
Hey, was just wondering where the best place to look for cheap young drivers car insurance? I understand that I am still going to be paying a significant amount money for it but surely there must be some cheaper than 2000? Also does anyone know which type of car is the cheapest to insure? Thanks""
How do I check on an existing life insurance policy?
How do I check on an existing life insurance policy?
Teen Drivers Insurance?
Ok so I am a Teen Driver and I am about to get licensed...I need Car insurance...any one know the average in TX? Thanks
Are health insurance premiums that I pay and are deducted from my paycheck paid with after-tax dollars?
My health insurance is through my employer but I have to pay part of the premium and it is deducted from my paycheck each pay period. I am filing my taxes and am being asked if the premiums are paid for with after-tax dollars. Any answers?
Car insurance when buying a new car?
Hello,i have seen a used certified car online and very much interested in haggling with the car dealer to buy the car,but my problem is,i have heard you need insurance coverage on the car before the dealer will let you drive off the lot with the car.So my question is how do i go about this when i havent yet selected or bargained for the price of the car before purchasing.I am driving 2 hours to-and-fro to get this car and cant afford to go home without the car the day i go to the dealership.How do people go to car dealerships,haggle on any car they love in the showroom and drive home the same day? I cant buy insurance that i may not need( example buying insurance on a 2009 car,but later get a good deal on a 2010) Any help on how to get the car insurance issue straightened out before i go haggling for cars?""
Cars that are cheap to insure in UK?
hi im 18 and just passed my driving test. i looked for cheap insurance for my dad's wv golf but cheapest route i found was around 2500. i was wondering what cars are cheap to insure!?
The course of insurance and risk management deals with what?
Works as who?
Need affordable dog insurance?
Hi I am a college student and getting a puppy soon, i need an affordable , and good dog insurance, please if you have one...give me the details and which insurance you have, i would really appreciate it. Thanks!""
How much is average car insurance 4 a 17/18 year old?
How much is average car insurance 4 a 17/18 year old?
I need help finding a fast cool cheap on insurance car?
my dad has a 322 hp 2007 monte carlo ss. im turning 16 september 15th and i need a car. the car has to be low insurance but also cool and fast. also i want to tune it like the cars on fast n the furious. so it has to be a car i can tune. also not so new. im not rich. thanks
Car insurance on a pergeout 307 new driver? UK ONLY.?
i turned 17 in march.i have yet to pass my test but wish to look at quotes for insurance. its a 5 door 1.6 and 5 doors. who knows a cheap car insurance site for me and with prefernce to someone you know having it from there? before you say i have tried comparison sites and they are no use.
Life Insurance Through Bank of America?
Has anybody purchased life insurance through Bank of America? I signed up around December '07 and saw the first debit in my bank account even though I had received nothing in writing from them. I called them and asked them to credit my account, that I wasn't interested.  I couldn't get them to credit my account. Next thing I see another debit. I called again asking for a credit for each amount. I had to beg and plead with them. They promised to credit me. Now I have a third debit though I see one credit. I called saying I want three credits, not just one and now they are telling me that I was never told I could get more than one credit!!! Please DO NOT SIGN UP WITH THESE THIEVES. They are impossible to talk to and lied to me. If you have had a bad experience please let me know.
Health insurance for green card holders?
My father in law is a green card holder for 3 years and just turned 65. I don't think he's eligible for Medicaid but would he be eligible for medi-Cal benefits (he's a california resident)? Any recommendations on where to get reasonable insurance policy?
""What do you want, universal health care or affordable health insurance??""
What do you want, universal health care or affordable health insurance??""
Insurance when buying 1st car?
How do i go about buying a car (private or dealer) without insurance to test drive it 1st, as i'll only get insurance once i know what car i will have (i live in the UK).""
Do I need to be insured to test drive cars I want to purchase?
I am looking to buy a new car, so far I have test drove 3 cars this week and my colleague at work has just notified me that I am probably breaking the law. I am buying a car either through auto trader or ebay (Fiat Stilo incase anyone is selling) so most the sellers are private, I currently drive a VW Polo fully comp, does that insurance not cover me to drive someone else's car even if they are in it ? What about their insurance, does that not cover me ? And if I'm not insured, what would I have to do to make sure I am not breaking the law ? A temporary insurance costs me nearly 100 as I am quite young, its an absurd amount to pay just to test the car (about 10%) and its completely ill advised to buy a car without first test driving it ? Regards Omar*""
Is Health care affordable in the U.S? How much insurance do you need?
I hear alot of propaganda from fellow Canadians that its bad in the U.S. Is this true? I figured if you can pay 3,000 to 4,000 a year to your health insurance comany you are pretty much protected, true or false? I would like to know the truth. Thank YOu""
Should I go without health insurance for a year?
Next month I am about to go through open enrollment through my employer. This year health insurance was expensive. The took about $120 out of my pay check. To get more income next year, should I skip health insurance for at least one year.""
Car insurance Policys?
Hi there people i need help with this badly i had car insurance on my car for the last 6 months but sadly i had a crash in my car and is no longer drivable, i rang up my insurance company 2 change the policy and there tellin me that if i want 2 insure with them i need 2 get my self a 4 grand car does that seem right??""
Free Auto Insurance Quotes At What Website?
I have been looking for a site that gives Free Auto Insurance Quotes, everywhere I have found wants to charge me or run my credit. Can anyone help me? All I want is a Free Auto Insurance Quote is that to hard to find?""
Why is car insurance to high in my area aged 23?
ive been passed for 4 years now - and when i first started driving i was paying 800 on a 1.6. now if i was to do a re-quote on the same car it comes out to 2800, which is stupid. now if i was to do a car insurance search say 3 miles away from my house the car insurance on a astra is only 1000 which is a big change, so why im being ripped off on car insurance.""
Anyone know where to get good individual dental insurance thats effective immediatly?
I need my wisdom teeth removed but have no insurance, most individual insurance companies have a 6 month waiting period for procedures other than preventitive. I need them out now because one was infected and I got it treated with antibiotics but Im afraid it will come back because it keeps bleeding. Any help will do and I am in florida.""
New Car with Hail Damage - Insurance?
I am looking at buying a new car that has minimal hail damage to the bonnet and roof. About 10 tic tac sized dents all up, extremely hard to see. They are discounting it heavily and I really like the car but when I rang up the insurance company today they said they will not insure it. Does anyone know any companies that will insure a BRAND NEW minimally HAIL DAMAGED CAR? (Melbourne, Victoria, Australia)""
Is there a big differents in the price of car insurance?
hi is there a big differents in the price of car insurance between a mini copper and a mini one for a first car for a 17 year old
Car insurance advice..We bought a 97 dodge ram for my son that he picked out for his first car.He is taking?
auto body etc so it was something he was excited about fixing up.He had it looking pretty good still needed work but the other day my husband was driving it and was hit in the back and it wasnt his fault.They are trying to say it is totaled because the repairs exceeds a certain amount.So my ? is is there any way of keeping this truck?If so is it like a buy back thing and how much would it be? I know I should be asking the other insurance but the adjuster for them is not answering or returning calls.My son still wants to keep it is fully drivable and alot of work has been put into it and wants to eventally re fix it.Thanks for your time.
Car insurance: Proof of no claims?
I just got a letter through today from my car insurance provider asking me they want proof of my no claims. I renewed earlier in the month however i didn't change providers so seems a bit pointless them wanting proof when they hold the no claims information themselves. I didn't renew in the straight forward way as i planned to sell my car but ended up changing my mind but wanted to make some changes to my policy so just created a new policy using my online account i have with the insurance company, it turned out to be cheaper doing it that way but obviously because of the changes i made, could this be why i have received this letter? Should i just notify them of the situation in a letter and attach my original renewal letter which has the no claims information on it? Or will i need to get a so called proof of no claims certificate to get this sorted?""
I'm pregnant and have no insurance. What are my options?
I recently found out I am pregnant. I am 21 and a full time student in college. My boyfriend is willing to help as much as he can, but I feel like it still won't be enough. I want to know where do I find out how to get Medicaid. And what other options do I have? How do I get temporary insurance while I find out if I am eligible to receive Medicaid? Are their any special programs in Maryland that can help me? I am so confused if I should try asking the Department of Social Services or the Department of Human Health Services. Please help!""
Average insurance rates for a retail store?
What would be the average insurance rate for a retail store that sells books? How much more would it be with a children's section? If a child was injured in the play section how much would the rates spike up? I need this for an economics class where we are theoretically building a buisness and running it. Any help is appreciated.
What is the cheapest car insurance company in orlando?
What is the cheapest car insurance company in orlando?
Is Matrix Direct a good ins company?
Is Matrix Direct a good ins company?
Where can I get the best Auto Insurance Quotes?
My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate. I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California.""
Do you have to get insurance as soon as you get your license?
I plan on going to get my drivers license in a few weeks (hopefully I pass!) and I've been told you have to have insurance right away. I'm currently on my parents plan with my permit but it's not costing them anything. Their agent said to immediately notify her once I get my license. Could she have said this just because she thought I would be getting a car? I don't plan on getting a car anytime soon but drive my parents cars occasionally. So will the insurance go up any if I don't have my own car that needs to be insured? If so will it be a lot? All answers will be greatly appreciated, because my parents are trying to make me put off getting my license because their car insurance is sky high already because of all the tickets & wrecks my brother has gotten in & I really want my license! Thanks in advance!""
Car insurance claim failed. I am totally innocent and will not give up. Where do I stand with this?
The accident happened on a roundabout I was already on, someone pulled out on me and I T-boned the side of their car. An 'independent' assessor has looked at my car and wrote a damage report which went to the other drivers insurance company (who I am personally claiming from as my insurance is 3rd party cover only). Their company have now wrote to me saying they are denying my claim because: They can't understand why the whole front of the car is damaged (erm..because I T-boned the other car!) They can't understand why the nearside wing is damaged (erm..because she kept driving for a few seconds, which tried to drag my car to one side. The chassis went out of line and it moved the wing out of position). They can't understand how the nearside door is damaged (erm..it isn't!). Is there much else I can do other than write to argue their statement? A solicitor or small-claims court would not be cost effective as I'm only claiming approx 400. What can I do?""
Got a speeding ticket. Will my insurance go up?
I am 28 years old. I have a clean driving record. I got a speeding ticket for 0-10 miles over. Seat belt on. Will my insurance company know I got this ticket and will they raise my rates. We have Geico. Should I take the defensive driving class and keep this ticket off my record? Or should I just pay it and go on?
Can I lose my job for not having insurance?
I have heard so many different things. But I called my job today and I found out that they are offering insurance but it is to high to buy for me because it would cost $30 per week. ...show more
Can someone please help me with a question about affordable health insurance? Please some info?
Where could a 56 year old female find some legitimate affordable health insurance? I would appreicate any advice you could pass along. Thank You so Much!!
Do you need insurance to drive?
Is it a legal obligation to have car insurance?
Life Insurance Through Bank of America?
Has anybody purchased life insurance through Bank of America? I signed up around December '07 and saw the first debit in my bank account even though I had received nothing in writing from them. I called them and asked them to credit my account, that I wasn't interested.  I couldn't get them to credit my account. Next thing I see another debit. I called again asking for a credit for each amount. I had to beg and plead with them. They promised to credit me. Now I have a third debit though I see one credit. I called saying I want three credits, not just one and now they are telling me that I was never told I could get more than one credit!!! Please DO NOT SIGN UP WITH THESE THIEVES. They are impossible to talk to and lied to me. If you have had a bad experience please let me know.
https://www.linkedin.com/pulse/insurance-quotes-ar-brian-wells/"
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Is there such a thing as mental heath insurance or at least a carrier that is better than others...?
"Is there such a thing as mental heath insurance or at least a carrier that is better than others...?
i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.
BEST ANSWER:Â Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblrÂ
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Car insurance question?
My fiances insurance is OUTRAGEOUS on a truck he has liability only on ..due to his driving history. He's paying $300 a month (for liability ONLY now) ..my insurance on my car, for full coverage is not even a fraction of that a month, even though my cars value is at least $10,000 more than his. My question is can we put his truck in my name and I'll go to an insurance company and get liability only on and list myself as the only driver. We are expecting a baby and I'm sick of us throwing away that much money a month for CAR INSURANCE! Is this illegal? I mean if I'M the owner and I'VE insured it what can happen if he wrecks or something while driving it and is not listed on my policy? We live in Georgia if that's relevant!""
Auto Insurance help......50/100/15?
i have a 50/100/15 auto coverage.I hit a parked car and damaged the store along the front. the damage to the parked car was 5,400 and damage to the store was 12,650. What amount will the insurance company pay for and what amount will I have to pay for? How can I figure this out?""
Car insurance for provisional license?
I have a Peugeot 807 2.2 and want to insure someone that has only got a provisional does anybody have any idea how much i would be looking at.The person is 35.
Buying new car; 1 day insurance?
I am going to look at a car soon, with intentions of making it into a winter project. It is drivable, but I do not plan on driving it until summer. I would rather not tow it home, but without insurance I dont want to drive it. Is such a thing as 1 day insurance an option, just to get it home? If so, how much does this usually cost? If not, are there any other possibilities besides a tow? State of Pennsylvania by the way.""
Can i get affordable baby health insurance?
ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""
What is the average Motorcycle insurance cost?
Not sure if these are necessary but 16 YO Female Probably Suzuki or Honda 2009 CRF Just estimate please. Don't tell me to call Progressive. If you have owned a motorcycle tell me what your price was. A good straight FWD answer. Thanks. Your source would be helpful too for Example- Motorcycle of 4 years Have a Harley
Car insurance prices ?
How much does insurance cost for your first car and also how much would group 14 car insurance cost for a first car
What are some good cheap car auto insurance in the washington dc area for a 23 yr old female?
What are some good cheap car auto insurance in the washington dc area for a 23 yr old female?
What does it mean when you take the 6 mos. payment option on a car insurance rate?
Im about to buy a car, and the insurance is $1,500, and the 6 month payment plan with $500 down payment, puts me at $200/mo. Does my insurance end after the 6 mos., or does it end after 1 year? how long is it good for? It's Esurance and Geico that I have been looking into.""
HELP! What's the cheapest car insurance for a young pizza delivery driver?!?
I have allstate, and it's $300 a month for me! I can NOT do this anymore! I need a new insurance plan that is actually AFFORDABLE! Thank you so much for your help I really do appreciate it!""
Will you buy the Life Insurance ? Why? How much?
Some people are concerning about Health Insurance more than Life Insurance and I don't know which one I should buy first.
How much does it cost to insure a landrover defender at 17?
im 17 soon and am looking to learn to drive, i was considering a landrover defender for my first car, any ideas as to how much it would cost to insure? i would by an oldish model. the reason i am considering this car is because we have land and live stock etc so it would be practical. i live in the UK also. and can it be insured cheaper if im a member of the NFU or anything. Thanks for your help in advance :)""
What insurance i need for boutique?
insurance for boutique
Cheap CAR INSURANCE please! (TX)?
im 25 and single and i have a 2008 suzuki car and i drive 2 minutes to my work. can you suggest any cheap car insurance i wanna change my insurance it cost me a lot and a penny is important to me nowadays. (im not broke just want to save and save LOL) im in san antonio, tx""
How much does the average person pay yearly for car insurance?
I'm considering buying a 2007 Nissan Sentra or Toyota Corolla. It may be new or certified pre owned.
Insurance cost for 2.3l fox body mustang 16 year old?
I am 16 and considering purchasing a 2.3l four cylinder mustang. These were made from the mid 80's to early 90's. They have like no power but get good mpg. I am worried that insurance companies would see the word mustang and give me a high rate. BTW my sister is 17 and pays only 50 a month on a family plan for a 1995 suzuki sidekick.
What is the Average Cost for Health Insurance?
I want to buy health insurance? What is the average cost for health insurance? Thank you.
Finding taxi insurance and licensing in Florida.?
I'm trying to find an insurance provider for my taxi in Pinellas County, Florida and can't seem to find anyone who provides insurance to taxis. I'm also trying to find out where to go for licensing and what type of licenses i need. Does anyone out there have any information that may help?""
How can a 17yearold get insured on a classic car?
I'm a 17 year old driver in staffordshire, i'm looking to purchase either a triumph gt6 or a triumph spitfire, however the insurance quotes im getting (even with my dad as the main driver) are over the value of the car! (approx 3500). does anyone know any specialist companies i could contact? thank you in advance""
Title insurance premium? One time fee or periodic payment?
I recently purchased a house in Southern California and just received some documents by mail stating that there's a title insurance premium of $500. Is this one time fee? But doesn't the word premium in insurance terminology mean periodic payment? I m confused.
Where can i find cheap car insurance?????
im 19 and have a vectra any one know where i can find cheap inssurance and is it better to do me or another family member as the main driver
Whats the cheapest car insurance company in Missouri?
I am 20 and attend college. I never needed a car before but now that I have to start driving, I have to get my driver's license. I have my permit and a car but since I need legal tags and insurance to take the driving test. I have to get insurance before I can get tags. So I wanted to know whats the best insurance company for me, where prices won't be outrageous??? Thanks for the help: )""
How much would it be to have my car repainted the factory color and remove some pretty good scratches/dents?
my car was recently scraped by a post and mccdonalds and put some pretty good sracthes in my car with a good size dent and also completely ruined my running board how much do u think it would cost do have all this fixed at macco or if i claimed it as a hit and run would my insurance cover that and repaint my car or atleast half of it the side that was messed up and have ever thing else fixed
How much is insurance for young drivers?
Young drivers 18 & over
""If I had a company, and I had to pay for car insurance out of the capital...?""
Would the car insurance be counted as an 'expense', 'liability', or an 'overhead'? Also, if possible, could you provide an explanation as to what each term means exactly? Many thanks! :-)""
Is there such a thing as mental heath insurance or at least a carrier that is better than others...?
i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.
Show car insurance for 99 mustang?
I have a 1999 Mustang show car and My insurance is really high. I have no tickets etc. I have been looking for some show car insurance so my dad does not have to pay soo munch. Most show car insurance say that you have to have it in an enclosed garage or something but I don't have room so it is in my drive way covered up.is is there any show car insurance or good insurance that is not so high??
Two cars? Insurance?
>In high school >Both parents getting new cars soon >old cars: 1 is decent, 1 is cheap >I get old car >I want to convince parents to let me keep cheap one as well, so I can modify it and stuff BUT, I just realized I'll have to pay extra insurance just to drive it around every now and then. What to do? How much does average insurance usually cost? (Not minimum PIP)""
Which medical insurance is best for the self-employed?
medical insurance and Rx co pay
Cheapest car insurance?
2001 ford mustang, 2005 chevy cobalt, 2003 chevy impala, 2000 chevy blazer, and a 2002 chevy camaro. Put them in order from most expensive to least expensive based on insurance and gas. I am an almost 16 year old guy, if that helps! thanks!""
What happens if your insurance lapses in florida?
And your license ends up getting suspended for non-payment/failure to have insurance? What is the process to getting it back? How much does it all cost? Will my insurance go up?
Will car insurance go up if I get a speeding ticket?
Will my car insurance rate go up if I got a speeding ticket? Im in California. This is the first one ever, and I've been driving for about 4 years now. Anyone with an answer? Thanks in advance!""
Mustang GT car insurance?
Hey in 16 and im looking at buying a 1994-2005 Mustang GT. I like working on cars and this car seems to me an awesome car to work on. I just wanted to know how much people pay for insurance with a mustang GT. Also how much more would it cost because i am 16.
How much should i settle my auto injury claim for? please someone help me out!?
i was in a wreck as a passenger and both cars totaled. other driver complete a fault. coming up on 2 yrs nov this year and med expenses 12,000. i have no health ins. so i paid all out of pocket and can't continue treatment in phsical therapy right now. bills come first like rent. insurance company never made an offer, what should i do? i really don't want a lawyer, spoke to a few and they're all money obsessed understandably. it's their job. please leave opinions or help me out. thanks.""
Re Insurance?
I took out an insurance policy with swinton Insurance they quoted me 250.00 I agreed to this amount. I have been driving for over 12 years with no claim made against my policy. Due to the way my previous insurer only counted 5 years no claims bonus insurance that is all they have a record plus three years I was with them. Because the new insurer uses 9 years no claims they now want me to pay an extra 22.00 I know on the one hand this is not a lot of money on the other hand I don't see why I should have to pay it. They are saying If I don't pay it they will cancel it and charge a cancellation charge does anyone know the legal situation whether I have to pay by law or not.
Insurance cost?
Im a 16 year old male. Just got into wreck last thursday, not my fault. insurance stayed same. before wreck it dropped $20. I only have liabilty right now. Was 80 now it is 60. My car was a 1995 eclipe which i bought for $3500 and i paid $480 for 6 months. Now if i had that car i'd pay, $360. How much would it cost for6 months to buy a $7,000-$10,000 car. State farm is my carrier. And I do have experience. Make good grades and did steer clear""
How much car insurance coverage do I really need?
I am paying a mortgage on a house, and am about to get married...I don't own much else.""
How much does it cost to own a classic car?
So I was on craigslist looking at Camaros for fun. I came across a 1979 Camaro Z28. The car was completely redone in 2001 and a new 350 crate engine was put in it in 2003. The car has new leaf springs, suspension bushings and tires on it. The new engine and trans has just under 45,000 miles on it as well. The seller is asking $5500. Ive driven it and am pleased. The car seems to be strong and is of good quality. If I were to get this car it would only be brought out on nice days, probably over the summer. Next year the car would be 35 yrs old so im assuming its considered a classic . What would be a good estimate for 50yr old man in Pennsylvania to own this type of a car that is rarely driven. Again the car is in good shape, only a little rust and probably wouldnt even see 1000 miles a year. Just curious for some input.""
WHAT LIFE INSURANCE IS BETTER?
Should my husband get whole or term life insurance?
I am a newly licensed 6-20 Florida Insurance Adjuster. My goal is to eventually become an independent adjuster?
I'm thinking since I have no experience, I would start out as a staff adjuster but no one will hire me. Any tips on how to break in? All info is greatly appreciated.""
Is it legal for an auto insurer to raise your rate without notification and debit that out of your account?
I reside in Texas and have auto debits monthly for my auto insurance. I just checked and they raised my rate this month without telling me and debited the new rate out of my account, but i agreed to debit monthly my rate but was on a lower rate for over 2 years and up until last month. I never got notice, is this legal? Do i have any rights to recover that extra $ they took for a new rate that i was not notified of?""
Car Insurance Questions For Some Cars?
I dont no if this is possible but i was wondering if you might no roughly how much it would cost insurance wise for some of these cars. Im 17 male, live in Ontario, 75% school average and first driver of the Used car. CARS- (1) 2005 audi TT (2) 2008 chevy cobalt (3) 2008 Mitsubishi Lancer gts (4) 2008 Saturn Ion (5) 2007 mazda 3 (6) 2008 Scion Tc""
Help With Residency and Car Insurance?
If my mom lives in Arizona and I live in New York and my car is in her name and so is the insurance and I am just a driver on the car then if i change my residency to New york and she stays in arizona will it be an issue? I have my car with me in new york (going to school) but the insurance doesn't know that. Can i change my residency to new york withouth having to change the car insurance if it's under her name and i'm just a driver? anyone explain please because im paying out the butt for tuition because i'm 'out of state' even though im not just because my mom doesnt want to mess with the insurance
""If I am added as an added driver to a car, how much will the insurance be? Please see details:?""
If my parents were to get a mini 2004 for example, and they both have no claims and no license points, (so their insurance is about 350 each) how much would it cost to add me (a new driver aged 17) to their car. If one of parents was to be insured, and I was added as a named driver I mean. Roughly speaking. And yes, it would be a new car that my parents hadn't driven before. I am the UK by the way, so I am talking about not $. Thank you for all contributions!""
Maryland Auto Insurance Premium for teens(19yrs)?
I am 19 years old, living in Baltimore and got my driving license last week. I have a Nissan Sentra. So what would be my auto insurance premium for a year? How is it calculated? Which are the good companies?""
""How much will I have to put down and pay every month if I want to purchase a $30,000 car?What about insurance?""
-first time buyer -New York State -Salary is b/w 35,000-48,000 -always on time with my credit payments""
Where do I find good health insurance for my parents?
I've tried ehealthinsurance.com and some other websites. I'm paying $500/ month for just basic health coverage for hospital emergency only. They're 56 and 61 years old and finding anything with good coverage and affordable is impossible. Anyone know what I can do to find better coverage?
How much does a car inspection cost?
I need to get my car inspected (just bought it and I need it for insurance, the car was actually recently inspected by the previous owner). How much does that usually cost? I know a guy who charges $37 is that the going rate?""
Ninja 250r Insurance price for 17 year old?
Hi, i am looking to buy a USED ninja 250r when i turn 17. How much would Insurance cost per month? I plan on taking the msf course, and any other program that could lower my insurance rate. Thanks!""
How much would car insurance be for a new driver (17 years old) if the car insurance group is 7?
Roughly speaking... Thanks (:
How does insurance on a leased car work?
im getting my license soon and was wondering what the best and cheapest option in terms of buying, leasing or buying used is for me. im 16 so insurance is going to be high. i only need a car for 2 years, after that ill be in college and dont see a point in having a car. so i thought why not just lease a car, but i heard when you lease a car the insurance is high for it. my question is how does a lease work? is the insurance for it high already without me being 16 a factor? do you sign up with a dealership insurance or use your own plan? Thanks for the help""
Is there such a thing as mental heath insurance or at least a carrier that is better than others...?
i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.
Adding child to car insurance policy?
I was looking up insurance for myself its 900+ for six month which I expected but if my mom adds me to hers will it be any cheaper?
Do the amount of miles driven affect auto insurance rates?
My policy lists that I have coverage of 12,000 miles a year. I average less than 6,000 miles year however.""
What is a good truck that has low Insurance and is reliable?
my dad and i are trying to start selling at the flea market and going around buying and selling stuff to make money but we need a truck to haul some of it around but we dont wanna put alot of money in a truck before we know if its worth it so what is a truck that is like a couple thousand probbaly around 4000 at the most on craigslist that has really low insurance is reliable so were not stuck on the side of the road some day and that can be used as a work truck thats probbaly what we need outta it but if its possable low mileage and isent all high tech becuase we dont wanna fix that **** and is cheap to fix
What is the cheapest insurance group?
I'm 17, girl, doing my driving lessons and am planning to get a car soon. Not bothered which car, i just want a cheap, affordable one. I've been hearing about insurance groups recently which is confusing me because no one around me can adequately explain it. So, i just would like to know what the cheeapest insurance group is and if you could also please explain a little more on insurance groups so that i'm a bit more informed.. thank you""
""Car insurance in Wisconsin, us.?""
Hi, no one will give me a clear answer here.. Do you have to carry car insurance in Wisconsin? If so, what kind?, and how does it work?..I dont understand...would anyone ming explaining motor insurance policies?, or giving me a url thank you...""
Low Car insurance/Car alarm?
Im a student 21 years old Male and i know car insurance is going to be high. Can ne1 recommend a company that will give me a low rate and im interested in getting a car alarm.
Do I need to buy car insurance if I am a tourist borrowing my friend's car which is insured?
I'm a tourist in the U.S, and I want to use my friend's car occasionally, her car is insured but my name is not on her insurance policy, do I need to be on it to be covered?, Also, in case an officer asks me to pull over, do I need to be on the car insurance or just show him the car is insured?""
Do I need to have insurance before buying a car?
I canceled my car insurance a year ago, because I didn't have a car. Now I am ready to buy one again. Do I need to have insurance BEFORE buying the car, so I can drive it home? Or do I wait until after wards so I know what type of car to insure. I will be buying the car from the state auto auction if that makes a difference.""
Insurance on 1995 BMW 318i heeelp?
I am a 20 year old college student that is looking to buy his first car. I am currently ON MY PARENTS INSURANCE and i am thinking of buying a bmw 318i 1995 automatic trans with around 140,000 miles on it. Around how much would the insurance for this car be? I just need a rough estimate just to see what i'm working with. Thanks""
What auto insurance does aarp offer?
the name of the insurance (auto) offered to aarp subscribers
Is unemployment insurance income taxable in California?
I just lost my job and signed up for unemployment in California. The paperwork asks if I'd like Federal taxes withheld but doesn't say anything about witholding state income taxes. Is unemployment taxable in California? When I was on unemployment in other states, it was. Thanks""
Is it possible to put my dad under my insurance?
I just started a new job and in a few months ill be eligible for health insurance. I'm 19 my dad is 47 hes unemployed and not eligible for medicaid.
Car insurance for 21 yr single female scion fr-s/ subaru brz?
Does anyone know from personal experience about how much insurance for this car would cost? good student driver discount on parent's policy accident free.
Whats insurances gonna be like on a red mustang convertiable?
Whats insurances gonna be like on a red mustang convertiable?
Can a 17 year old get medical insurance while pregnant?
My friend just found out she is pregnant today. She has no idea where to get medical help for her and the baby. She is only 17 she doesn't turn 18 til march. Where can she go to get help?
I'm 17 years old- how much will it cost me to get my own car insurance?
i have a 1992 chrysler lebaron im 17 years old what the cheapest i can get car insurance
What is ment by term life insurance?
whole life insurance term life insurance
What does it cost too get sr 22 insurance?
just need to know a ball park fig
Looking for Health Insurance that allows 5 year old as primary member?
We live in Texas, I'm looking for health insurance for our 5 year old daughter. My husband has coverage through his employer and I have the option of being covered under his plan as well. However, our premium would increase by $400 a month if we add her to that plan. I am looking for an inidividual plan that will allow only her to be covered. So far I've found that the primary member must be over 18. Anyone know of a company that offers this? We can't afford the extra $400 but we wouldn't qualify for any government assistance program. She has no illness and she had tubes put in her ears a few years back, that about covers her medical history. Thanks in advance for any info!""
How is mandated health insurance a stepping stone for universal health care?
Doesn't it just make the HMO's/insurance companies more powerful (which will make them more influential)? Won't it just be like mandated car insurance--but much more expensive?
How much for ticket for no insurance?
I just got a ticket today.. my car hasn't pass smog and I currently don't have insurance. I have to go to court for this how much do you think they will fine me ?
Why do car insurance dealers seek to punish Innocent people.?
no one has car insurance because it is unconstitutional to prove you're innocence. be honest with other drivers and do not pay for car insurance. no one can force me or my family to buy what the are advertising. THE MAIN QUESTION IS: what do you think about car insurance dealers? .
Cant afford health insurance. can new york child support make me get health insurance?
my husband has another child in new york and we recently moved to pa and there trying to get him to get health insurance that he cannot afford. Can they do that or can he call them and tell them he cant afford it. He doesnt even have medical for our children or himself.
How much would insurance be for an 18 year old with a Ninja 600?
I am looking to get a Ninja 600 and wondering how much insurance on it would be, I have years of dirt biking experience and have taken a cycle safety course. I have had a Suzuki 650S until i had an accident (was night riding in the country hit thick patch of gravel and downed the bike sending it into a ditch) which is considered an at-fault accident. Other than that i have never been pulled over/ gotten a ticket. Approx how much would insurance be monthly for me to insure a Ninja 600?""
How much would my insurance on average be for a 2007 V6 mustang with allstate?
Im calling tomorrow to get a quote but, i was wondering if anybody had an idea. Its a V6 so that makes a huge difference since its not a V8 GT. Im just unsure how much allstate wants for a V6 mustang. if anybody has a price range they could give me it would be greatly appreciated. thank you!!""
Is there such a thing as mental heath insurance or at least a carrier that is better than others...?
i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.
First time driver...really need insurance help?
ok, so i am 17 and i just bought a car. i live in CA and i really need to find auto insurance for cheap. i know its really expensive for a first time driver to get insurance for themselves, so if anyone knows of an insurance company that does not charge that much i would greatly appreciate a response. thanx""
Can I fight a NYS TVB no motorcycle insurance ticket?
I got five Traffic Violations Bureau tickets on my bike: Uninspected - $145 Unlicensed Motorcycle Driver - $175 Motorcycle Unreg (istered) - $175 Improper plates - ? Uninsured - ??? The tickets will cost me more than the bike is worth. :( I now have the bike insured and a license; any chance the judge would show leniency (clean license/record) and throw out one or two of the tickets? (Do I postpone and hope the officer doesn't show up?) Also, I'd like to plead on-line but the tickets still haven't shown up (getting close to the 15-day deadline). Will I have a default judgment against me if I keep on waiting? Any idea how severe no insurance on a bike is for the TVB? Sorry for all the questions, thanks in advance.""
Does a single man in his 20's need health insurance?
My boyfriend is 25 and does not have health insurance, does he heed it?? Does he need life insurance, or any other type of insurance??""
What cars have the best insurance rates?
What cars have the best insurance rates?
Help for purchasing Private Health Insurance?
I am self-employed and need to purchase Health Insurance. I've talked to sales people from Kaiser and some other companies-- but they all seem shady and they don't really seem to know what they're doing. Do you guys know of any insurance companies that you're happy with? Like good customer service-- happy with everything? Please let me know the names of the companies and a phone number I can call. Preferably in California... Thanks...
First Car help - cars with cheap insurance?!?
I have been looking around at cars for ages now as i can start learning to drive in about 4 months. But as you know, when you first learn to drive insurance prices are a joke, my parents will pay for my first car and insurance but they are kinda stingey when it comes to insure so only wanna spend around 1.8k per year, but they dont mind buying me like a 4k car, they wanted to get me the new ford KA but i just don't really like it, I know i sound ungrateful but i'm just seeing what other options i have as im gonna be stuck with it for a good few years. I also quite like old cars like like MG MGB's, i also like the new fiat 500 but these are a little over my price range, please suggest some nice cars :( with cheap car insurance!! (so probably around 1L engines)""
How will my insurance handle a guy that hit someones head in my car?
a guy hit someones head into my car and says he wants to go through insurance to pay for it. I had nothing to do with it, I just happened to be there, but theres a good sized dent. Is this going to make my rates go up? i took it to get an estimate and was around $450""
Which health insurance is cheaper and useful?
I am living in Carlisle, PA. I am currently on unemployment compensation. I need a health plan for me and my wife very affordable. I have filled quotes over internet and I have to ...show more""
""I haven't had auto insurance in over 6 months, I need car insurance HELP!?
I haven't had car insurance in over 6 months due to financial reasons and so far everywhere I have called (popular insurance companies) and they have denied me. Which auto insurance in the New York area accepts drivers with a clean record that hasn't had insurance within 6 months. HELP! I really need my car back.
What is the best auto insurance in georgia?
What is the best auto insurance in georgia?
Can i change a court order insurance?
My kids have been on medi-cal since i separated with their father and it has been great. I have a child with special needs and we were able to go to the best clinics in town like UCSF and Stanford. i felt that my child gets the best medical care. The court ordered the father to provide a new insurance and we came to Kaiser last year. In almost a year dealing with Kaiser doctors i don't feel the same professionalism and quality of care as we used to get being at different other clinics. I started to think of changing the coverage to what we had prior to this. But i am not sure how i could change the court order and what evidence i need to provide asking for the change. Kids are still on Medi-cal, but its their secondery now.""
Does a car absolutely need insurance and plates?
I'm going away to college so I will not be using my car for while. My mom wants to sell it, but I know if she does I may never get a replacement. She says that it needs insurance and a new sticker and if she doesn't get them it ruins her record or something like that, but if the car is not going to be moved at all does it really need that?""
Selling my car an confused about insurance?
I have a car from a dealership. It has to have full coverage etc. If I sell this car I got from the dealership & I don't pay off the loan an buy a car off craigslist. What will happen insurance wise when I take the car from the dealership of my insurance? Will there be a hassle? Should I call my dealership? Please help me
What health insurance can help me?
ok im 44 years old and i have super low income and i have heart problem, 8 years ago i got heart attack now insurances i applyed for wont take me because i had heart attack im from different country so i dont know many american isurances and stuff please tell me which is cheap health insurance which will check out my heart and hopefully help me""
What is the best manual transmission car to purchase for a 16 year old regarding low insurance cost?
When it comes to auto insurance (state of California) which car would be best to purchase used or new for a 16 year old which would be a manual transmission. We all know insurance for a minor is outragous and we would like to train our young adult on a stick first so they know how to drive both stick and automatic in their adult life. What car do you think new or used would be the best on auto insurance? Please be specific on the make and model of the car? Thank in advance for your answers
(Australia) What is the normal procedure for a car accident without insurance?
I hit a car(Honda) 1 month ago, I was at fault. I don't have third party damage insurance on my car. For the other car, they have comprehensive. Recently, Honda's insurance company contacted me and told me to pay for the damages(the quote is $10,000). They haven't sent me the invoice yet. At the same time, Smash repair also contacted me regarding the damages(same quote, but can be cheaper if i pay cash to them immediately). Car owner also contact me saying that I have to pay Smash repair directly. My question is: If Honda's insurance company is invloved in this incident, should I deal with the insurance company direclty and ignore both of the car owner and smash repair? I will pay for the damages, just want to make sure it goes to the right person, and no more trouble(no double claim) in the future.""
I want to buy a Mazda RX8 with 69xxxx miles. is it a good car and how much does insurance cost for these cars?
How come i don't see many of these cars around?
Will I loose my parents health insurance if I fail one of my college courses?
All too soon I'm going under the knife and I'm worried to death that me failing my online english will cause me to loose my parent's health insurance. Does anyone know if I will or not?
Can i add someone to my car insurance policy?
I want to add someone to my insurance policy. He recently had a fender bender in my truck.
Gap Cover Insurance-Australia?
I have my car on finance on a 3yr contract. I was told that I'm paying for 5yrs of gap cover but only using 3 and at the end of my term I should get a sum back. How much does Gap cover cost? I want to work out how much i'll get back.
Audi Q5 2014 car insurance cost houston?
i just moved to Us , Houston and i am 32 year old male so i would like to buy a new Audi Q5 2.0T any idea how much the full insurance ? and is it good car Q5 2.0 T ? Thanks a lot""
""If i make motor claim in the past, do i need to mention it when buying a new insurance?""
Hi, my car insurance is expiring soon, so i've started looking for quotes and i realised when i mention the fact that i have made a claim in the last 5 years,,,the premium gets higher. If i dnt mention it, its much cheaper. Is it neccessary to mention it? what happens if i don't mention it?""
How do I get full coverage and liability insurance for 2 weeks in the US?
I have been in Thailand for a year so I canceled all my auto insurance, a now I am going to be back for 2 weeks using a rental car, and I need coverage for that 2 weeks""
Is insurance cheap for a 2007 Honda CBR125?
I live in Vancouver, Canada if that helps. I'm a new motorcycle driver. 17 years old. What could I expect to pay for insurance?""
Car insurance declaration?
hi my car was recently hit from behind by a third party at the time my brother was driving using his own insurance everything has been sorted out by the insurance company's do i need to declare this on any future car insurance quotes? i was the only named driver on the policy but my brother is fully comp on his own insurance my brother was taking it to swap cars over with his in his garage with my permission to drive the car
Is there such a thing as mental heath insurance or at least a carrier that is better than others...?
i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.
https://www.linkedin.com/pulse/insurance-estimate-way-low-help-thomas-west/"
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cheap and affordable car insurance
"cheap and affordable car insurance
cheap and affordable car insurance
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cheap and affordable car insurance
cheap and affordable car insurance
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cheap and affordable car insurance
cheap and affordable car insurance
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I haven't received my national insurance?
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Will insurance be cheaper for our 2010 Hyundai Elantra than our 04 Tahoe?
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I am 16 years old and I am about to get my license and I was wondering how much the cheapest insurance for a dodge charger would be a month! Please no comments saying that I shouldnt start of with the charger, but its just my aunt said she would give me hers that way my parents wouldnt have to buy me a car (shes giving it to me for free) We would just have to be responsible for insurance and any problems the car would have in the future. Im in the L.A area""
""Insurance problem, auto?
recently took a new job in Canada as a social worker and tried to add business coverage on my vehicle. I was told by my insurance company that this would be commercial because there is some risk I would have kids in the car. I called another company who told me it is just business. The initial company is cancelling my policy as they do not offer commercial insurance which they claim I require. They are not cancelling it for any negative reasons but will this cancellation show up and effect my rates even though it is not my fault. I tried to add the correct insurance but they did not have it so they are cancelling me. Other companies say I do not need commericial coverage so I should be ok with business but because there is a this cancellation I worry. I know if you have a cancellation for things like non payment or tickets it will impact you but what about this?
Affordable places for auto insurance?
I am looking into leasing a new car. I live in Grand Rapids, MI. What are some good companies that typically have affordable rates?""
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I currently aren't on any insurance policy!
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Car insurance for 18 yr old male RIDICULOUS?
I'm 18 and male, so turns out car insurance companies think its okay to rape my wallet. I've been looking at a few quotes on different sites and they come up in the $300-$400 range. I tweak a few things, telling the generator that I'm a 30 year old married woman and then it magically drops to $70 per month. This is crazy, I'm an extremely careful driver, I never drive over the speed limit and I constantly check my mirrors. How the hell do young males afford it?""
Insurance company won't cover me because my wife is pregnant?
I'm on a 90 day waiting period to get insurance by my employer, so I tried to get a short term one to be covered in the meantime one but they wont cover me because my wife is pregnant. can they do this what are options... i'm in Illinois. Thank you""
What type of car insurance coverage do you have?
So, I just bought a new car, and when I called my insurance to switch over my policy the agent tried to sell me this that and the other, saying I really needed all these things since I have a new car now. Just wondering what other people have on their car, and have you ever needed more coverage then you had?""
What kind of car details will lower the cost of insurance?
I have to buy a car and the insurance will be costing more than the actual car. Some factors I can't change like the fact it will be my first year with a full GB licence, my gender, age, where I park it, etc. But when considering the car I will buy, what factors might lower my insurance costs? Keeping in mind my price range for the car is 450-900 pounds, - what makes/models are hardest/easiest to break into? - what security devices would make a difference to the cost of my insurance, and how much would they cost? - what year of car is considered to be built more securely than in the past? (harder to break into...I understand older cars are easier to break into, but what is the general cut-off line of old ?) - style or colour of car? - any other factors?""
What kind of life insurance companies are there in states?
What kind of life insurance companies are there in states?
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My car was in an accident (not my fault, I wasn't in it and the time) when someone plowed into the back. All signs are indicating it's totaled. She and I have no-fault insurance. Here is my questions. 1. Do I talk to the police and insurance company? 2. Do I get any money/compensation from the accident? 3. Do I go after her insurance and Do I get anything from that? 4. Or do I reach a compromise with both parties? If anybody has anymore suggestion feel free. Thanks!!!""
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Would insurance for a 2006 dodge charger be lower than 300$ p/m for a 16 year old male?
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I got a citation for no proof of insurance and have a couple questions..?
so my first citation, annnd i was wondering if i take traffic school do i still have to pay the $1,000 fine for not having insurance at the time? also if i sell me car before the court date does that help ? if not what can i do to not pay because im broke no job and no money , willing to do community service.. can i do that for this kinda thing?""
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I am a 16 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance""
cheap and affordable car insurance
cheap and affordable car insurance
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how do I check what insurance is the best?
How much do you pay for car insurance?
I am currently a 24 year old male and I think my car insurance company is not giving me the best deal. Who do you get insurance from, how much do you pay and if you don't mind me asking, how old are you and what car you drive. Also what factors determine how much my insurance payments will be?""
What is the average cost to own a car in the UK?
If you went for the cheapest car for Insurance, gas mileage, ETC. What is the average cost a month to own a car in England?""
Car insurance help!!!?
im 16 and can take my drivers test in october. as soon as i do that,and pass i want to get auto insurace for my car (vw). i know some companies would let me put the car in my own name and pay the insurance myself,but i dont know which ones? i live in pennsylvania. if you know any of them that would let me,please let ,e know!! thanks! :)""
Insurance on Lotus Elise for 18 or 19 year old?
I want to get a new Lotus Elise when I am 18 or 19, but it really depends how much the insurance will be. I reside on Long Island, NY but when I get the car will be going to school in either Albany, NY or Tallahasse, FL. Some help? Thanks.""
Is medicaid a very low cost insurance? does medicaid pretty much stink !?
im just wondering becouse a couple of therapist have turned me down becouse of my medicaid insurance.
Individual Health Insurance Plans - Medical history not perfect?
anyone know of any affordable insurance plans out there...health insurance, preferably with a deductable only on ER and Hospitalization costs.... and initial co-pay only on visits and such...Rx.... my medical history isn't the best, but no major health issues...just some past med. history that could make it difficult for me to be insurred.""
How much longer will americans put up with health insurance companies?
when will Americans demand an end to insurance companies involved with healthcare? how much longer will Americans put up with insurance companies having more control then doctors on medical choices?
Whats the average cost of health insurance(+dental)?
I'm 19, female, never had any health problems, and married(dunno if any of that matters haa.) I'll be getting my own plan for the first time, I'm just wondering whats the average cost, what are some good providers to use that aren't too expensive, and does health insurance come with dental or is that a separate thing? Thanks!""
Can I get a driver's license without a car or insurance?
I'm older than 24 and never got around to getting a driver's license because I went to college at a young age. Now I have an opportunity to use my mom's insured car for a couple months, and I want to practice and get a driver's license, just so that I'll have the driving test out of the way (and won't feel so weird being this old without a license). However, I still don't plan to have a car, I'll be moving somewhere that I don't need a car, etc. I don't want to have to pay any insurance for having the license. Can I just get a permit and practice and take the driving test and get a license, without ever buying a car or auto insurance? And then I won't use the license, I'll just have it until it so happens that I might need to drive (perhaps use the insurance that you can buy along with rental cars, if I need to rent a car?). Also, I'm not sure if I'll be covered under my mom's insurance for permit driving because I am older than 24. I really don't know much about this. I just started looking into it about an hour ago. I've had an illness for a couple years that prevented me from driving but I'm getting better and thought maybe I should learn to drive now.""
Best insurance company for a 16 year old driving a v6 or v8 camaro?
my thought is that while a v6 camaro might be reasonable to insure a 16 year old driver with, the v8 wouldbe some unuearthly figure in the 8 digits. i know its based on SO many things, but im just asking if anyone has a HUNCH about what insurance company is the best/cheapest for a teen driving a camaro? assume its a v8, ad it cant get any worse if it ended up being a v6, if you know what i mean. btw dont say american faimily. they wont even insure a person with less than 5 years driving experience driving a v8 camaro AT ALL, let alone at a huge rate. finally, do you think there is any way on earth for insurance for a 16year old driving a (2000 lets just say for example) camaro v8? including all the little bonuses like good grades, clean record, etc. all of which i have. thanks so much for your answers! they REALLY help!""
New hampshire vs massachusetts car insurance?
Is New Hampshire auto insurance better then Massachusetts auto insurance rates?
""How much would it cost to add me as another driver to my mom's insurance policy (for the same car, not my own)?""
She has Liberty Mutual in Massachusetts and her premium is around 500. I just got my license two weeks ago and don't have a car, but want to be added to the policy so if I want to borrow it I'm insured. So around how much would it be just to add my name as another driver do you think? And if I were to get my own car, around how much extra would it cost to be added to the same policy?""
Anyone who has state farm car insurance?
i'm going to be 17 soon and i'm planning on getting my permit. i live with my aunt so if i get my license i would most likely be under her name for insurance. the problem is that shes worried that if i do get into a huge car accident, then theres a chance that we would lose our house. but i really need to drive because i need to work and my aunt is working too so it would be hard for her to drive me to work. she also said that car insurance for teens is really expensive and i know that that's true. what should i do? by the way she has state farm insurance and i would need to get a car to drive if i get my license because my aunt only has one car right now. but im definitely not going to get a new car, probably a used compact car like honda, mitsubishi, or hyundai because i know that the age of your car and the type of car you drive effects how much your insurance will cost. any advice on what i should do?""
Can I get insurance on somebody elses policy?
OK, I'm 17 and would like to start driving when I pass my test. So as a new driver, can I insure a car on my mum's policy? (In the UK) I hear it's a lot cheaper, so how much would I save if I insured a 1 litre VW polo on my mum's policy? Compared to a policy of my own. Thanks in advance.""
From whom can I get home insurance in Delaware if I own a Pit-bull?
From whom can I get home insurance in Delaware if I own a Pit-bull?
How much is renter's insurance normally?
I already have insurance thriugh state farm and they do have renter's insurance but I'm asking people who actually do have it, how much should it be normally?""
How much is insurance for a bmw 3 series?
Im 16 and I'm planing on getting a BMW 3 series, how much would insurance be with allstate, I would be in a plan with my parents. I was also interested in getting a passat, hynday Tiburon or 3000gt. Why would be the cheapest?""
Does anyone have recommendations for low-cost health insurance in CA? I can't afford Tonik any longer.?
I am an unemployed healthy 20-something paying around $150 a month (with a high deductible).
What is the cheapest online car insurance in the market today?
What is the cheapest online car insurance in the market today?
How can teens afford car insurance??
I really want to learn how to drive but can't really afford car insurance any suggestions??
Which insurance is better?
Which insurance is better health or life?
Car Insurance?
If i put a body kit on my car, does my insurance go up? Im a male aged 17.""
cheap and affordable car insurance
cheap and affordable car insurance
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