#New vegas sucked me in and ive never been able to pull myself out | Explore Tumblr posts and blogs

docboots · 6 years ago

Text

(PotDA 11) The Professional Patient

It has been a year since my upper teeth were ripped out. While some of the updates to my life are good, there are plenty more issues that rise up. Specifically in how much I feel I need to do before and while I continue to try and get my teeth removed. Though, at this point, it is bringing myself to actually make the appointment. The machismo from the adrenaline has worn off, and I find myself terrified of another go. While the pain was not spread over a weak like the torment I am used to, the agony of the removal of my teeth sticks with me. While I can take comfort in it as inspiration for horror plots and ponderings that hopefully will become the horror stories to define my legacy one day, but the terror of another go holds me back. Like it did in writing this.

I suppose, at this point, you could clearly call my focus on the health care system a bit of an obsession. Though, I personally do not know how I should otherwise approach a situation as I have experienced. The years go by, and still, I have more to write and ramble about. Still, I have more that makes my mind throb with conflicting emotions of manic outrage and debilitating depression. All the while the buzz of anxiety add to the haze, while the ADHD warps me completely. Fuels the fire of the rest by being the name for a peculiarity in my mind I had since I was born, I’d imagine, as I was diagnosed with it at the age of 5. However, I’ll get to the bumblefuck that was my ADHD treatment (or lack thereof for the past decade) in the next ramble. This one is to bridge the gap I mentioned in the last one.

As a brief recap, on March 23, 2018, I went in to have all of my teeth removed. This was required as a lifetime of one of my disease’s flare-ups mixed with a decade (around 16-20 to a week ago. More on that later.) of the issues of suddenly taken off medicine for your ADHD and forced to stay off it no matter how many damn doctors/shrinks/pill-shrinks you see explaining your symptoms causing the stress to increase and the flare-ups to become more frequent. The constant vomiting exacerbated an issue a sugary diet may have caused and utterly demolished my teeth little by little. However, thanks to complications from how infected these teeth had become (having been unable to do anything due to co-pay costs, then not having insurance, then Medicaid being a headache to find anyone to be able to get it fixed) which lead to a few hours of pulling, waiting, pulling, blah blah… I was referred to an oral surgeon.

Which is where the Health Insurance Shenanigans begins. I am quite familiar with these shenanigans, as they have been happening since I started. You see, the many different Nevada Medicaid healthcare providers who have insured me will have a list of the different doctors that will take your insurance. It sometimes might even claim to be able to tell you if they accept patients. This would be highly convenient if it did as it said. Instead, whenever I wanted to find a doctor, I would have to go down the list and call them one at a time. The moment Medicaid is mentioned, their tone sours ever so slightly. They tell you that, regardless of what the list on my provider’s own list says, they do not take Medicaid. The other constant was that if they DID, they were full on patients. If the did and they had openings, it is months down the line. When you need to find multiple specialists to deal with multiple issues caused by the same illness, this gets highly agitating. Frustrating as the ones I believed I could complain to like to assure me they understand it as. Why I do not believe them is they also seem surprised at how FUCKING PISSED OFF fucking up my health makes me.

Remember these shenanigans, I will be bringing them up often.

On March 6th, 2018 I received a letter from the allergist, who had been (poorly) helping me with my HAE care, that my care with them has suddenly been terminated. Now, I had only a few months prior FINALLY received from this doctor a pair of highly useful medications. In between the belittling, lecturing, and talking down to I got more than treatment, I finally was prescribed HAEGARDA and FIRAZYR. The first being a medication I WAS taking twice a week. It was rather painful for 15 minutes upon injection, but that cleared up quickly. The other was to be used in the event of swelling, injected like an Epipen (WHICH IT GOD DAMN ISN’T) might be at the moment of attack. With these two medicines, I had been comfortable enough to make my appointment with the dentist in the first place, which after a few appointments before I received the letter had been set for March 23rd.

Suddenly I received that letter, which was soon followed by the provider of the two medicines telling me my YEAR LONG PRESCRIPTIONS with them had suddenly been pulled. Something they were confused about, MUCH LIKE IS WAS. Upon calling my allergist’s office, I learned that the reason had been APPARENTLY I wasn’t taking it. Which is confusing, as I had been, and had only missed the one appointment before the letter thanks to the INFECTION IN MY GUMS I NEEDED REMOVED along with all the other damn issues I was having and trying to mix making me have troubles sleeping and making an early morning appointment. Something that I apparently need to suck up.

This reasoning SHOULD have been easily refuted by the constant deliveries of the medicine TO MY DOOR. The nurse that had come and taught me to use these medicines, THEIR APPROVAL THAT I KNEW WHAT I WAS DOING. As well me having sharps container with plenty of the injection needles I used. They did not wish for any of this, and after angry demands given I HAD A SURGERY APPOINTMENT for my teeth which has a DAMN HISTORY of causing swelling of the throat. So they extended it for 30 days, a bridge period, after constant calls that now just sit in my head like an angry flurry. Mixing them up, but the point is I had to FIGHT to make sure I had enough of the medicine for my blood disease so I could go through the dental procedure with the lost chance of a POSSIBLY FATAL flare-up. Fun.

So, once I was healed up after the dental appointment so I could start calling and get the bottoms removed… The Healthcare Shuffle appeared! This is when I tried to call the Oral Surgeon I was referred to, they said they never received it. I call the Dentist who sent it and they said they sent it to my insurance. I call my insurance and they first said they haven’t received it. Later say they do and sent it but the Oral Surgeon never got it. WHILE all this was happening, a far more problematic issue arose. Keep in mind, this is all happening as I am still getting over the fact I now have these annoying dentures that I am STILL angry over.

The medicine ran out. So, of course, I had to find someone new to prescribe me it. This had the issue of me needing to FIND someone who would do this. The Primary Care Physician that I had was uncertain himself and kept telling me he knew nothing about the disease. After explaining, he referred me to a Hematologist and Allergist… IN VEGAS. (This is 8 hours away from me on a good day or requires an hour and a half plane trip for something I likely need to do multiple times. I live in a city, not a small town. That has MANY ALLERGISTS AND HEMATOLOGISTS.)

Annoyed by this, and after Medicaid Shenanigans, I eventually got an Allergist and a Hematologist referral. Upon calling the Hematologist, they refused! I was highly confused, as they kept repeating that I should go to an allergist. They don’t treat allergies. Hereditary Angioedema is a blood disease. NOT an allergy. Apparently, nothing can be done and I have still yet to see a hematologist. Joy. The reason? Even though I explained extensively this was a genetic blood disease and the symptoms only could be COMPARED to an allergy to stress. IT DOES NOT REACT TO ALLERGY MEDS. An epipen makes the area I inject just swell up yet give me the energy for my skeleton to feel like it wants to run around the block without the rest of me.

So, not surprising, this caused a lot of issues with swelling. Inevitably, I had an episode involving my gastrointestinal system. This time, it was bad enough I couldn’t seem to use medical marijuana to cover the symptoms until I was well and had water in me. So one Ambulance ride later I am in a hospital bed… Oh, wait, no, I am at the front desk of the emergency room waiting for a bed for a bit. Until I puke enough to be a disturbance. However it still takes quite a while before I get the main thing I want and have been kept from thanks to my body violently puking it up. I wanted an IV with something to hydrate me. The drugs could wait untiul the doctor, but as time went by and it felt like an eternity, I kept being told by all the people checking on me that I had to wait for a doctor to get my damn liquid.

All the while my fiance and my father are both helping explain that this was, without any doubt, an attack from my blood disease. It was an hereditary angioedema attack, blah blah… My discharge papers (useful in tracking my disorder and proving problems.) instead say it is some ‘unspecified vomiting type’ instead of maybe ‘blood disease triggered vomiting’ or ‘HAE triggered vomiting’, ‘genetic disorder triggered vomiting’. Think you get the point, more something that proved the medical staff were actually listening to my concerns. Attempts to fix this so I had proof with disability was met with them saying once that is written down it is permanent.

Then, five months later, it happened again.

Luckily, the Allergist I eventually found turned out to actually have heard and seen a couple others who had this disorder. He knew of medicines and, instead of feeling like I needed to teach my doctors… I was given hope! I was given a vial of Firazyr. He said it was extending an olive branch, and I feel this will be what I remember when I try to think of the emotions needed to write a scene similar. I have never felt hope like I have then. Hope that likes to come and go, but at least I have one doctor at-bat for me.

Until a couple of months ago as of March 20th, 2019, I FINALLY was put on a new medication. Tahkzyro which I take twice a month. HOWEVER, I am still getting push back when it comes to getting the Firazyr, which would help me with my anxiety over the next surgery to remove my bottoms. Which, now that I have Tahkzyro, I once more have to take on HealthCare shenanigans to try and figure out who gets the god damned honor of removing my teeth. As the ones I was referred to HAVE the damn referral… But they don’t take Medicaid. SEEMS THE INFECTION IN MY BOTTOM TEETH GETS TO STAY! Just get to keep draining that thing myself. GUESS WE ARE FRIENDS FOREVER, ME AND THIS INFECTED TOOTH! Though it is crumbling away like the rest. It is down to the gums now. Though, I would like the Firazyr so I can inject myself IMMEDIATELY upon noticing my throat swelling. Never been asphyxiated but something tells me it ISN’T ALL THE FUN AN END! Especially at twenty fucking eight. So you can see my troubles. That doctor is still great, and makes a good point, I just think I need to make myself a bit clearer.

The years feel like they become less and less about me finding my place in this world, healing, and learning but instead more and more about me working as quality control for a broken system with no desire to fix itself. With every passing event involving them, I feel less like a patient and more like the data point I clearly am. With articles full of professionals professionally talking about diseases and medicines without much mention or care for the patients. The ones who that was made for.

For patients like me to heal. Not for people to make money. That is a side-effect of the job they signed up for. To fucking CARE for your goddamn patients. Not be coerced into giving meds left and right (or taking them away as a debate on whether or not ADHD FUCKING EXISTS goes on) or whether you believe the name given to the collection of symptoms I show. My disorders are not Cryptids. I have blood tests, medical papers, and diagnoses. Not blurry pictures of my blood viewed through a slide where fragments of the disease are seen peeking over their shoulder as they rush into a forest of red blood cells.

My particular disorders that I had since birth (ADHD and HAE) were caused by my body’s INABILITY to produce something. So if someone who CAN produce it takes it (least in the sense of ADHD as I doubt anyone else will benefit from a c1-inhibitor. No more than insulin if they aren’t in need of it like a diabetic) then of COURSE something different will happen. Of course, they might get high. That is not my fault as the patient it was made for.

As the point I am trying to make is that I do not feel I have been treated as a patient, I feel I am given more paperwork and calls than a cubicle worker. I feel I have to study more about the laws and practices to keep myself from being further burned. In between the Madness. The Pain. The Suffering that ALL OF THIS has inflicted on me. In between the new disorders this has caused me, particularly my obsession.

All I can think of is how to fix this. How I keep seeing articles, posts, and websites full of cries for help at a broken system. Of people fucked over, lacking their medicine, and the only ones getting the fucking attention are the dipshits who thought that taking someone else’s necessity would be a good way to get high. A good way to ‘focus’. To ‘relax’. While you use that as a fucking excuse to let people like me suffer, and further excuse it by brushing us into a group of people who just ‘slipped through the cracks’.

This obsession has grown now. Especially from the subject of the next article, ADHD meds from the perspective of someone who was one them from the age of 5, had them taken somewhere between the ages of 16 and 20 (my memory is incredibly hazy in this period thanks to the damn medicine being taken away) and getting only mild relief from marijuana replenishing my Dopamine… But that isn’t all Marijuana does nor all ADHD needs. I FINALLY am being treated, though it is just beginning. Still need to find MY medicine. It only took a decade for them to admit they were screwing with me. The lengths of my rage, again, is the subject of the next article.

This one was about how this madness turned me into someone who believes his job is to be a Professional Patient. Being talked into long commutes, long waits waiting for a doctor who will drop you for being late when they are constantly 45 to an hour late. Constantly filling out paperwork and debating about the fact my problems EXIST. Being treated as too young to be suffering. To the point, I don’t know what else to do. When you are too fucked up to work, explained in an earlier article, too fucked around for college, and the only thing you can apparently do is smash your rage against a keyboard and hope spreading your story around for no one to read will get something done.

If not? Then no matter what happens. If I die from malpractice or my disease, if I am killed, if I am silenced. My words on how this bullshit has made me feel will be, hopefully, somewhere.

The internet is notorious for being difficult to clean thoroughly, after all. If you do a little light digital legwork with the intention of being annoying as all hell. Especially since I got denied for disability again. Next time, I have to go to federal court apparently. JOLLY GEE GOODIE.

#nonfiction #Medicaid #Hereditary Angioedema #genetics and heredity #disability #us healthcare #us health insurance #reno #renown #suffering #blood disease #disease #rant #medical malpractice

1 note · View note

yourcertainstudentlight-blog · 7 years ago

Text

Car insurance help! advice needed.?

"Car insurance help! advice needed.?

Hello and let me thank you in advance. Age: 19 Location: las vegas nevada Length of driving experience: permit at age 17, drivers license at 18, am 19 atm. Clean record no tickets no incidents, no dui's nothing. I am a collage student and i hold a 4.0 gpa Im 19 years old and have purchased my own vehicle 3 months ago Vehicle type: 2005 dodge stratus sxt 4 cylinders ( clean title, only one incident which was a fender bender.) Has had 3 owners, i am the 4th Car had 100k miles its at 105k miles and still prefect have taken good care of it. My current car insurance is Geico, which is the cheapest rate i could find. MY rate is $222.05 ( more then liability) I was wondering if anyone has had children and how did they handle car insurance for them, did you find a better rate, or if your my age how much do they charge you. (i do know that location is a big part as well.) if you can specify location will be much appreciated. If anyone knows a website that can help me lower the cost of car insurance, but has to be more then liability. Thank you for your help.

BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr

RELATED QUESTIONS:

Car insurance?

I PLAN TO PURCHASE A USED CAR. THIS WILL BE MY FIRST CAR SO I DO NOT HAVE ANY CAR INSURANCE. I KNOW THAT I CAN NOT DRIVE THE CAR OFF THE LOT UNTIL I HAVE CAR INSURANCE. SO WHAT DO I DO? CAN I SIGN UP FOR CAR INSURANCE AT THE LOT? WHAT IS A GREAT CAR INSURANCE COMPANIES? ANY HELP YOU COULD GIVE ME WILL BE GREAT. THANK YOU SO MUCH :)

Is my car insurance in place.?

basically i applied for a car insurance and in the quote i put in a false licence held date as i only had my licence a month ago but i put in march 2012. They have taken the deposit of 300 already from my account so does that mean i got away with the lie about the licence held date and does that mean my insurance will be in place soon. I lied because i think insurance is cheaper if you have old licence. thanks

Driving with no car insurance?

i missed a car insurance payment last month but wasnt aware as i dont really check my bank as i assumed the money was in.. i got pulled up by the police the other night saying i didnt have insurance to which i replied yes i do the company is called ... they tried to ring them but as it was 2am they were closed... they let me go and have given me 7 days to report to the police station with my insurance documents. i rang up my insurance company asking for a certificate of my insurance as i lost mine to find out my policy had been cancelled (which i wasnt aware of).. so naturally now i am scared of what will happen. if i insure my car again and take down my new certificate to proove i have insurance and explain what has happened, how bad with the outcome be? HELP""

Car insurance?

I was given a car from Texas would I be able to insure the car with Texas plates ? If not how would I go about getting it smogged & insured if I can't drive it ?

Cheapest women car insurance on a provisional?

im 23. got my own car, white, k reg, clio, automatic (1993) im only on a provisional license an ive found so far that my quotes r not very good. my highest as been 2027.57 an my lowest is 678.98 will i get anything lower. i know its cos of my age an cos im the main driver but if any women or men know any insurance companys that ave good lower prices then help me out thanks u never know wot ur get in return lol""

I got a citation for no proof of insurance and have a couple questions..?

so my first citation, annnd i was wondering if i take traffic school do i still have to pay the $1,000 fine for not having insurance at the time? also if i sell me car before the court date does that help ? if not what can i do to not pay because im broke no job and no money , willing to do community service.. can i do that for this kinda thing?""

How much does medical insurance cost per month?

I'm talking about medical insurance gotten through an employer. And I'm interested in the FULL premium, not just the employee's share. (So if your employer pays half, multiply your payment by 2.) Whatever your situation, please let me know. Because I want to know what to expect for each of the following situations: - Employee Only Insured - Employee + Spouse - Employee + Child - Whole Family Thanks!""

Cheap insurance for Mustang GT?

I am 21 years old, and its hard to find an affordable insurance rate. Does anyone know of an insurer in Ontario that has very good insurance rates for a Mustang GT and young male drivers?""

Tips on how to get first time drivers car insurance down?

Hey, so I have my driving test on June 3rd but i am looking to buy a car before then in these next few weeks. Ive been getting some quotes on some possible cars but the cheapest quote i am getting is 4,500, which is absolutly ridiculous! I thought 2,000 was pushing it and i dont intend to pay more than 2,000 a year. The cars ive been looking at are Peugot 206s, Vauxhall Corsa SXI, and Renault Clio's. Which i believe are in the cheapest insurance band. I just dont understand why im getting quotes of 4000/5000. Most of my firends with similar cars pay 1,500 a year which seems right. I must be doing something wrong. Can anyone give me tips on how to get the price down. Should i add my mum as an additional driver? Do modified cars (alloys and tinted windows) dramatically increase the insurance price? Any reccomended insurance companies? Thanks guys!""

Whats the best California insurance ?

I want full coverage what's the best company

Insurance Rate difference Between hatchback And Sedan?

hello everyone, im interested in some information regarding insurance quotes. Im in the market for a 02+ Gti, or a 02+ jetta. The gti is 2 door hatchback and jetta is a 4 door sedan. Im 16 years old but im concerned now how much higher will insurance quotes be between the 2 when i start driving. Theyre both going to be manual. If someone has any idea please let me know.""

What bike would be cheapest on insurance?

scooter?street+trail?chopper?crotchrocket? or anything?which bike out of all bikes street legal and able to achieve 50mph is the cheapest insurance wise

Should I pay insurance on a car that I can't drive?

I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry.""

Would insurance company likely settle for 15K?

Auto accident....my lawyer asking for 25K, insurance company said 12K (my lawyer wants to go to court and all that, I really do not want to; I just want to get this over with) My lawyer said it's worth much more than 25K but that's all the limit is. If I ask the lawyer to try & negotiate 15K w/o going to court; how likely or unlikely that the insurance company (State Farm) agree? If they do agree, how long before they send the check? I need to pay my doctor bills off and get another car (I am so ready for this to be over with!!!!) Thanks.""

Where can I get individual health insurance that will cover Pregnancy?

I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...""

""On average, how much does car insurance cost for a 17 year old male?""

Dear reader I am a 17 year old male. I am searching for car insurance once I get my driver's license I will be required to pay for my own car insurance. I want to get an average cost (monthly) for someone my age- regardless of the company I am not sure what factors play into a policy's amount- however, if it does matter, I am a straight A student with a 4.2 GPA (scale of 4.0)- I have never been convicted, nor prosecuted for a felony or anything of that sort. To sum up, I am quite responsible for a male my age. Please do not be rude in your responses I appreciate your help PS. the car that I would be driving is a Toyota Camry 2005 (all paid for). I also live in the state of MD""

""Cars been stolen, will insurance pay up?""

My sisters car has been stolen roughly 30 mins ago. Shes customized it a bit (tinted windows to a legal degree, subwoofer in the boot) will the insurance pay up if it cannot be found. And what are the chances of it being found""

Affordable car insurance company's?

I am currently with farmer's insurance but i feel they are too expensive so is there any company's that are cheaper and affordable rates?

What life insurance policy should I get?

I have the option of variable whole life, whole life, and term life. I know term life is the best, but i am only 18 and i don't have time to go out and invest in mutual funds unless its really easy and quick. I am a college student, and I have no income. I am planning on becoming a nurse, but of course that is not guarenteed. Which one should I get and why? Please don't just say don't get whole life! it sucks yeah i know that but i need details. Also what about for my parents who are in their early 60's . Which one should they get??""

What's the best health insurance company for a self employed family?

Self Employed. In Georgia. What's the most cost effective company that pays great? Thanks

What are my best options for self-employed health insurance with maternity in Illinois?

I am leaving a well paid corporate job with great benefits to work for myself. I was recently married and my wife wants to have children soon. She does not have benefits through her job so I need to ensure we are covered well. What are some great options for affordable health coverage in Illinois that includes maternity and what's the time frame before maternity coverage kicks in?

Insurance on Lotus Elise for 18 or 19 year old?

I want to get a new Lotus Elise when I am 18 or 19, but it really depends how much the insurance will be. I reside on Long Island, NY but when I get the car will be going to school in either Albany, NY or Tallahasse, FL. Some help? Thanks.""

Looking for individual/family health insurance in Arizona...?

I am a stay-at-home mom (in Arizona) and I need to get health insurance. My boyfriend (and our toddler) have insurance through his employer but it's like $400/month for just the two of them and it doesn't cover much. To add me to his plan we would have to get married first and it would be over $200/month more than he's already paying now. So that's over $600/month for insurance that doesn't cover much. It doesn't seem like a very good deal at all. So I'm looking for a health insurance plan that would take all three of us as an unmarried family, for less than $600/month. So far I don't see any that cover maternity, and we do want to have another child within the next year or two... We don't get sick often, but our baby needs her regular checkups and vaccinations, we need our regular checkups, vision and dental, and of course catastrophic coverage in the event something really bad were to happen. I don't see much purpose in me having insurance for myself, a young woman, that doesn't cover maternity or birth control, other than for the sake of catastrophic coverage. But if need be I could get my own insurance plan for maternity/birth control/whatever if I could find an affordable one, and they can be on their own plan that doesn't cover maternity. Blue Cross Blue Shield has some cheap rates but they don't cover maternity. Neither does Aetna. Cinergy is too expensive for just me, let alone my family too. So my question(s) to you specifically are: Can you suggest any health insurance companies that cover maternity? Can you suggest any that are affordable? Can you suggest any that would insure us as a family even though we are unwed?""

Lowering insurance premiums in BC?

In BC after I get my class 5 drivers license(no longer an N) Is it likely my monthly insurance cost will go down?

Why don't republicans want Americans to have access to affordable health insurance?

Car insurance help! advice needed.?

Will my car insurance rate rise if someone on my policy gets in an accident?

If I add someone onto my car insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.""

Cheap cars to insure for 17 year old male in the UK?

What are the cheapest cars to insure for a 17 year old male in the UK. Also if you know any cheap insurance companies that cover Northern Ireland that'd be great. Thanks

Buying insurance to drive someone elses car?

My dad says if I want to drive his car, I need to pay for my own insurance on it incase I get into a car accident. How much would you think it would cost per month with the cheapest and best insurance company? - state farm and ect.""

Loans for older/classic cars?

Any banks or financial institutions out there give loans for older cars? I know most banks only give loans for cars less than 5-6 years old, but I want something in good condition that may appreciate in value, or at least not depreciate so long as I take care of it. But I do need a loan. Links to companies that do these kinds of loans will get you a best answer.""

What is a good dental insurance provider for a 22 yr old male in S. Illinois?

I live in Carbondale, Illinois. I live on my own. Work and go to school. I pay my own bills and tuition. Basically what I'm saying is that I don't have alot of extra money. All 4 of my wisdom teeth need to come out. And im looking for a simple, effective, and affordable insurance plan.""

Are auto insurance rates determined by credit score & not driving record?

I see a lot of people complain that they have a good driving record but bad credit & their insurance rates go up.. Is having good credit better then having a good driving record?

Rough estimate of my insurance?

im a 17 year old hispanic male I live in Mesa AZ and I have finished a drivers ed class in my school and passed with a B, I just got my license yesterday and my car is a 1983 Ford ranger two door, manual transmission how much would my insurance be (a estimate) if you need more details please ask and i will provide it.""

Car insurance?

Does anyone know of a website where you can find out how your occupation affects your car insurance quote? im a postman and i was just wanting to know what grade i was in? cheers

Where can I find affordable health insurance with no waiting period for maternity coverage?

We're residents of Virginia, but use a doctor and hospital in North Carolina, and can't seem to find a thing. Doesn't need to pick it up as a pre-existing condition. Ehealthinsurance.com didn't find a thing for us. Any help is appreciated.""

Do insurance companies cover a chiropractor after an accident?

i was rear ended and had to see a chiropractor because of severe whiplash. the insurance company of the girl who hit me is offering a settlement and almost half of it will be going to ...show more

How on earth is car insurance cheaper for woman when more than 65% of crashes is by woman?

When is car insurance invalid?

Is car insurance invalid if a car is neither taxed nor Sorned? I forgot to tax my car - is my insurance invalid until I renew it?

Insurance on a 2005 hyundai tiburon?

17 year old guy First car Blue exterior Automatic car 4-cylinder Allstate insurance

About car insurance a few questions please answer all thanks?

If my aunt was a Co signer on my car but it's under both of our names does her name have to be put on the insurance ? And can I get insurance with my mom's under her policy ? In other works if I'm a partial owner of the car does her name and my name both have to be on the insurance or even any of our names have to be on the insurance?

Low cost healthcare insurance for kids?

Are there low cost healthcare insurance for kids other than Healthy Families? I had healthy families but due to sending my premium late, they disenrolled my kids. I am covered by my employer through Kaiser but there is a significant amount of money deducted if I cover them. Thanks in advance.""

Dental insurance?

Hi, i'm looking for a good dental insurance and a good dentist in philadelphia.""

Can someone please explain health insurance to me?

I'm looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what's the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I'm looking online and I was given a list of things covered, but then it says that this isn't everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies like Aetna and Health America, so I don't think they would rip me off. Plus, how come these companies aren't offering a bundle plan, where I can get health insurance, vision, and dental all in one plan with one monthly payment?""

""Speeding tickets and traffic safety school, does the insurance find out?""

I was issued a speeding ticket today in Illinois (cook county) and I have a question regarding one of my options: If you are 18 years or older, to avoid a conviction on your driving record, plead guilty, register for traffic safety school, pay $115. So let's assume that I pay the fine and complete traffic safety school. My question is regarding my insurance company...do they see that I was issued a speeding ticket but completed traffic safety school or is there no trace of it at all? I've read many things about this; some say that the ticket remains on record but simply does not count against you. Others say that the ticket will be on record and the insurance company can still choose to raise your rates but there is no penalty with the DMV for speeding. I'm hoping that the ticket is completely thrown out as if it never happened but I'm not sure. I have state farm insurance by the way.""

When I turn 26 will I be dropped from my parents health insurance plan right away?

Or will I be dropped with the insurance plan term is up?

Where can i get cheap car insurance?

I am an eighteen year old and i need to get cheap car insurance on a 1999 grandam

Is a business insurance payout taxable.?

The company suffered a burglary where a number of capital assets were stolen. They received an insurance payout. The insurance premiums paid were treated as a deduction in the profit and loss account. Basically will this pay out be taxable for Corporation Tax

Is it up to age 26 or through age 26 for insurance coverage on parent's plan?

With health care reform, young adults can now stay on their parent's insurance longer. Is it UP TO the day they turn age 26 or through the age 26 that they are able to have the coverage?""

Car insurance cheapest provider?

I'm under 25 and ive got a ford focus st,am paying 170 a month for insurance just wanted to know if anyone knew a cheaper company.im with elephant insurance""

How do I know which insurance is primary?

I'm a full time student and I'm nineteen. I have insurance through my mother, empire blue cross blue shield. But I also work part-time at a hospital and receive local 1199 health insurance from them. Which one is primary?""

""Can Doctors offices charge you, when they lost your medical insurance card?""

I got my appendix removed in California and used the state insurance at the time (since I was low income and never had insurance). All the hospital bills are payed for; however, the surgeon has charged me an additional 1,445.00. I never even saw the surgeon after the hospital. I went in for follow-ups to his office but would always miss him. I gave my insurance card to front desk girl and she told me she didn't need it but just in case she made a copy. Now two years later I come to find out that there is this bill!!!???? What can I do?""

Car insurance help! advice needed.?

Changing grades for car insurance?

so my car insurance company wants my transcript so that i can get a discount. my GPA is high enough for the discount, but not high enough for my dad. if i make a copy and slightly adjust it and give it to my dad, there shouldn't be a big problem right. its not like they check the grades with the school to see if its perfect. and i'm not changing an F to a b. just like raise my low 70's to 74's or 75's. theres a possibility of this working correct?""

Will obamah care effect temporary staffing agencies?

considering that the main reason behind temporary staffing agencies is that they give employers a way to retain the labor and productivity of employees, without having to pay for their benefits, mainly health insurance. if everyone already has their own coverage, it seems to me that employers won't be as reluctant to hire people if they don't have to pay for health care. the temp services would then become overkill.""

Can I take out a life insurance policy on someone else?

My sister and I would like to take out some sort of life insurance for my mom since my mom does not have any savings/401k nor does she have any life insurance. We just want to be prepared for when she dies so that there won't be such a financial burden on the family. So, can we take out a life insurance policy on her? And do we have to have her consent to get her covered because she is very resistant to talking about dying and such?""

I'm looking for free car insurance quotes?

As I'm a new driver, my parents told me to seek on the internet for insurances quotes, to help me handle my own things. So yeah i'm looking for websites that offer free car insurances quotes.""

Need help with Car Insurance?

I am a 18 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance.""

""Best first car, with low insurance?""

i want a car, with low insurance, cheap to run etc

Car insurance question?????

me and my husband both have a car and have full no claims on both of them however we went to france for a year now we have returned but our uk insurance company are saying our no claims is no good as last year we were in france and they can't read whether we had a claim or not as our policy is in french!! the french company wont translate it to english as it's a french legal document!! so now although we have full no claims we are being penalised for leaving the country for a year!!!! we feel this is discrimination!!!!! we can translate it for them and the english lady in the french office has said it is ok for the uk company to call but of course this is not good enough!! any advice would be great!!!

""If the mandate to buy health insurance wont stand the supreme court review, why am I forced to buy...?

car insurance in the state of California?

""If I get liability only insurance, and somebody else crashes into me, will I get my car repaired?""

My grandma recently gave me a 2005 civic as a gift. Its great but comprehensive insurance is $230 a month. Ive looked around and thats about as cheap as it gets (I am a teenage male that's why its so expensive, despite my flawless driving record). I have been considering getting liability only insurance for a month or 2 because I need to get more hours at work to be able to afford comprehensive. If I get into an accident thats not my fault will i be out of luck or will the at fault driver have to repair my car?""

I need to get some car insurance quotes!?

What are the best sites to get a free quote? Also what is the basic insurance you should get?

""If I buy a car and plan to restore, is car insurance usually alot cheaper? Can I still drive it occasionally?""

I am planning on buying a 84 blazer and fixing it up, it runs and stuff, so I can a discount on insurance if I plan on restoring it?""

Can someone tell me about life insurance? What is term? whole?

What company do you recommend? Anything else you can educate me on would be terrific! Thank you very much.

""Car accident, not at fault, but no insurance, other driver has no license. what to do?""

my parents got into a car accident with another driver. however, it wasn't their fault. in addition, my parents don't have insurance for that car because they just go it about 2 months ago (used.) but we have 2 other vehicles that are insured. does that mean that our car is technically under the policy? The other driver, who was at fault, HAS NO LICENSE but has an identification card, and has insurance. (her license is probably suspended) what are my parent's options?""

I need cheap car insurance?

I am a 18 year old female and i have some violations against me such as speeding, driving with a suspended license and failure to yield ticket. My parents won't put me on there insurance so i need to find my own but they are all wayyy to expensive so far, anyone got any ideas? please""

""What is the average insurance rate for a 19 year old male in Austin, Tx?""

PLEASE give me an actual number, not just how I could find out and what important information I left out. I have had no accidents and an attending school and will be buying an average car. Thanks in advance""

What can I do for health insurance for my child and myself?

I am contemplating quitting my job, which offers health insurance, to open a home business. I have been slowly building up my business and it's getting to the point where I have to either decide to quit my full-time job or stop developing my business. I have the potential to make much more with my own business than I do at my current job. Before I make the decision to quit my job, I am researching my options about health insurance, which is very important to me because my daughter has special needs and I do not want to jeopardize her health in any way. I also don't want to get myself into a tricky situation where I end up bankrupt because I get sick and don't have health insurance. I have contemplated taking COBRA after quitting my job, however that is very costly. My boyfriend and I toyed with the idea of him putting me on his health insurance as a domestic partner, but my daughter would not be included in that. We live in Minnesota and I'm wondering if MinnesotaCare would be an option for us, at least to tide us over until I can afford to purchase health insurance or my boyfriend and I get married and my daughter and I can go on his plan. However, I did read that to qualify for MinnesotaCare you must not have had insurance for the last 4 months and that's not a gamble I want to take. My daughter is already on TEFRA (MN disability health insurance) so I am wondering if she was dropped from my plan if TEFRA would cover her 100 percent. My worry about that is if another group health plan wouldn't accept her pre-existing conditions going forward because she would be off a group plan for more than 62 days. Does anyone have any ideas about affordable health insurance options that I should look into? Or know more about the HIPAA laws? And before someone suggests calling the state for information...I have and I'm waiting for a call back. Thanks!""

Can you cancel your life insurance policy anytime you want?

Is there a loop hole in motorcycle insurance?

I'm going to finance a motorcycle at a dealership. I know I will need full coverage insurance, and being I first time rider it will be expensive. My question is, can the dealership find some loophole through the system to make insurance cheaper? I live in california""

What is the cheapest but most reliable car insurance?

Just passed her test and then crashed before they got the insurance sorted.?

Hi, I am interested in people's views of the following: A friends daughter is 17 and last Friday passed her driving test to much family celebration. She went out driving to see her friends, grandparents, and to get some experience. On the Monday the family tried to get insurance quotes but hadn't made a decision on which one to go with until Tuesday. Tuesday lunch she went out with three girlfriends and lost control of her car. No-one was seriously hurt but there are some stiff necks, bumps and bruises. She rolled the car after losing control over a hump back bridge. No other vehicles were involved but her own car is written off. The Police were called and paramedics. She is still on Provisional Insurance as the call hadn't been made to change the insurance, mum and dad were just moving money about so they can pay. The Police say she wasn't speeding just lacked experience and was taken by surprise on the road in question in the rain. So the questions for them are: 1. What is the legal position? Neither parent is concerned about making an insurance claim or anything like that. It was one of those awful moments in life and they are not interested in the value of the car just the welfare of the girls. 2. What does she have to present to the Police - I think they said that she would have to present her licence? 3. Do the parents have to tell the insurance company if they don't intend to claim? They are very honest people but don't want to do anything that would unnecessarily impact their daughters ability to move forward. 4. What should they do going forward with her? They would like to get her over the situation by putting her on the road again as they believe that she is a safe driver and has just been very unlucky. Any thoughts are appreciated, All the best, CF""

What happens if to my insurance if i get married?

My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?

How up to date is DMV information used by Car Insurance?

Hi, California DMV screwed up my driver's record causing my car insurance premium to go up. Now DMV says the problem is corrected, but agent (Farmers) says their direct access to DMV record says it's not corrected. How up-to-date is the information they're accessing? Are they really accessing DMV or some 3rd party supplier like ChoicePoint? Thanks""

Wrong birthdate on auto insurance?

my parents wont help me out with insurance, i bought my own car, i have a full time job and i am really responsible. i am 4 months from being 18 and need to get auto insurance for my new car. i live out on my own already and handle everything by myself. Do I have any options with auto insurances that would take a 17 year old in washington state. OR what would happen if I put I was one year older for the next four months than changed it? Does the insurance company verify?""

What is the best individual orthodontic insurance?

Hey there, I am a student in college right now and I just got braces on a few months ago. Then my mom lost her job and we lost our insurance. Does anyone have any good orthondontic insurance out there for the individual? I'm searching but I am having a hard time even starting. The total cost is 2845.00 and cigna was only paying 345.00 anyway. Anyone else getting a better deal out there?""

Anybody know health insurance provider which is inexpensive and trustable?

gimme the name and website address?

Car insurance help! advice needed.?

How much would car insurance be for....?

a 16 year old driver in PA monthly? with a used car?

Can i get car insurance in Cali. if my license is from NY?

I'm currently in Sacramento now and i live in NYC. I flew here on vacation and now i want to buy a car and drive back. How will i get insurance for my car?

What's the cheapest motorcycle insurance for a 17 year old owning a motorcycle and holding a Motorcycle L....?

Learner's permit and no DL in viriginia? Serious answers only please. I want to be the only person on the insurance.

Would financing your first car make your insurance go up?

would financing your first car make your insurance go up? As in, a payment plan for a used car.""

Is Unitirin a good insurance company?

I need to get new insurance ASAP... is Unitrin OK?

""I am 19 and am a good student, not a reckless driver. How much would my car insurance be for a 2001 Porsche Bo?""

How much would insurance be for a 2001 Porsche Boxster S. My parents have good credit; we have a $2 million house, live in a good neighborhood in San Francisco. I consider myself a good driver. (I'm male btw)""

Need to find Cheap Car Insurance?

I live In Wisconsin does anyone know of cheap insurance or a site where i can see how much its gonna cost me every month or something. Please Help really need insurance

How much would auto insurance be for a 16 year old?

When i'm 14 in a year I would like to get a summer job, and store half of my paycheck in the bank because I want to save up for a car when im older and I get my lisence. I want to know how much insurance would probably be for lets say... a Mitsubishi Eclipse (1990s-2004) or a Nissan 200sx.""

How much will insurance cost for a kawasaki ninja 250r monthly for a 20 year old beginner?

i think i might go with state farm.

Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn't renew my auto insurance and the insurance company decide not to pay? Thanks in advance

My 70 year old grandmother's car insurance a rip off?

My grandmother is 70 years of age, drives a 2004 (54) 1.2l Vauxhall Corsa for personal reasons only - no commuting, work etc. Tesco car insurance have quoted 350 for fully comprehensive cover for 12 months. This seems a little steep as my father's 2004 RX8 which is classed as a 2.3l, or thereabouts, costs less than 300 & he's considerably younger. Each have full no claims bonuses. Please don't refer me to comparison sites because I'm sick of entering the necessary details only to receive ridiculously high quotes from them all. Thanks!""

Car insurance for teenagers?

Im 18 and I own a used car. Never a trouble maker. I have a part time job. I want to know what insurance I can get for my car that is affordable.

Do you have health insurance?

If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance.""

Health Insurance for 20 yr old in NJ.?

I live in New Jersey. I'm 20. I havent had health insurance since i was about 15, and I live with a friend's family because I have no parents. My Mom died in 2008, and my father is absent. Is there anyway i can get medicaid or any type of affordable insurance ? I read that Medicaid is only available to the elderly, disabled, and people with children. If thats correct, do i have any other options ? (My mom had medicaid and i was on her policy before she died). Also, im in school full time, but not at a university, so the school doesnt offer healthcare. Any opinons/information is appreciated.""

Insurance company's that cover weight loss surgery?

Anyone know of an insurance company that covers weight loss surgery

What is the difference between group health insurance plan and individual health insurance plans?

Insurance company and liability coverage on a leased car?

My sister is leasing a car and she changed insurance company last month. Don't know how this insurance Company gave her liability on a car that's not her's but they did it. She said they didn't even ask if she was leasing and when she asked how but full coverage was she said it would be to much. So lets just get this one. Now she just got into and accident on xmas day and her car is damage badly. The insurance people said they cant do anything with her car because of the coverage but I think that's not fair because she is still leasing on that car. What can be done can she sue the company on is it just her lost.

Where can i find cheap auto insurance in buffalo ny?

looking for insurance for my dodge caravan

Is it cheaper to have your spouse put onto your car insurance.?

Someone told me it workes out cheaper. Are they correct.

Are insurance companies allowed to take skin colour into consideration when working out a cost?

If it is found that black people make more claims can the use this

Car insurance for first time drivers?

im 18 and looking to buy a car soon, i need to know what i should expect to be paying monthly for car insurance.""

How much would car insurance cost for me(2010 camaro)?

alright...I am finally getting my car this summer! im turning 17...and im thinking about what car im going to get...im pretty settled on a camaro 2lt or one of the ss's. I was just wondering how much insurance would cost for that...since im so young and its a brand new sprots car...are there some companys that would be a little cheaper or would all of them be pretty much the same?

Cheapest car insurance in san antonio?

Can my insurance company get away with this?

My payment was due November 20th and I sent the check on November 3rd. At the time, I made several checks, you know, paying bills and I didnt notice but I sent my insurance check to a Charity (I have a little boy that I sponsor and every month I send a $20 check) and the Charity check to the insurance company. Well, apparently my insurance company cashed the check and cancelled my insurance without letting me know. The only reason I know my insurance was cancelled is because the Charity returned my $300 check and thats when I realized my mistake. When I called my insurance, it was already cancelled 5 days prior and even though they cashed the $20 check, that wasnt even made out to them, they refused to reinstate my policy. I had to make a whole new policy and set up for them to take the money directly out of my checking account. My question is, is this fair? Did I just get screwed out of my money?""

Motorcycle insurance?

about how much should it cost?

Car insurance help! advice needed.?

https://www.linkedin.com/pulse/what-auto-insurance-offices-offer-reduced-cost-program-carlene-ostara"

0 notes