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The Bulgarian National Bank (BNB) published questions and answers about the Eurozone on its website.

What is the Eurozone?

The Eurozone is an association of those member states of the European Union (EU) that have adopted the euro as their national currency. A common currency, a single monetary policy aimed at price stability, and the coordination of economic and fiscal policies are the key features of the Economic and Monetary Union (EMU). All newly joined EU member states participate in the EMU with a derogation regarding the common currency and the single monetary policy until the moment of their accession to the Eurozone (except Denmark), with which they become full participants in the Economic and Monetary Union.

When the euro was first introduced in 1999 – initially for cashless payments in trade and financial transactions – the Eurozone was made up of 11 of the then 15 EU member states. The number of participating countries increased to 12 on 1 January 2001 with the accession of Greece, just one year before the appearance of the available form of the euro as banknotes and coins. On 1 January 2007, Slovenia became the 13th member of the Eurozone, followed a year later by Cyprus and Malta, by Slovakia on 1 January 2009, Estonia on 1 January 2011, Latvia on 1 January 2014, Lithuania on 1 January 2015 and Croatia on 1 January 2023.

All EU member states have the obligation to join the Eurozone when they fulfill the necessary conditions for the introduction of the euro, until then they participate in the Economic and Monetary Union of the EU as a member state with a derogation. The only exception is Denmark, which has a right of non-participation specified in a protocol annexed to the Treaty, although the country may introduce the euro if desired in the future.

Andorra, Monaco, San Marino and the Vatican have adopted the euro as their national currency under special monetary agreements with the EU and can issue their own euro coins within certain restrictions. Montenegro and Kosovo have also adopted the euro as their national currency, but with unilateral acts. Since none of the six countries are members of the EU, they are not part of the Eurozone.

Which countries are part of the Eurozone?

The member states of the Eurozone are 20 and these are: Austria, Belgium, Germany, Greece, Estonia, Ireland, Spain, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Finland, France and Croatia.

What is the European Central Bank?

According to the Treaty on the Functioning of the European Union, the European Central Bank (ECB) and the national central banks (NCBs) of all EU member states, whether or not they have adopted the euro, form the European System of Central Banks (ESCB). With the accession of Bulgaria to the EU on January 1, 2007, the Bulgarian National Bank is part of the ESCB.

The ECB and the national central banks of the Member States whose currency is the euro together make up the Eurosystem.

The ECB was established as the center of the Eurosystem and the ESCB and is based in Frankfurt am Main, Germany. The ESCB and the Eurosystem will exist in parallel as long as there are EU member states that have not adopted the euro as their currency.

The main objective of the Eurosystem is to maintain price stability, preserving the value of the euro. By maintaining low, stable and predictable levels of inflation, the aim is to assist citizens and businesses in planning their savings and spending. The goal is that tomorrow people will be able to buy as much with their money as they can today. Through its Governing Council, the ECB determines the monetary policy for the entire Eurozone – a single monetary authority with a single monetary policy and the main objective of maintaining price stability.

The ECB contributes to the security and stability of the European banking system, develops and issues euro banknotes, manages and maintains the normal functioning of payment systems, contributes to the preservation of financial stability.

What are the criteria for adopting the euro?

Achieving nominal and sustainable convergence is the condition for membership, according to the EU Treaty, which Bulgaria must fulfill. The achievement of such convergence is determined by the fulfillment of the criteria for membership of the Eurozone defined in the Maastricht Treaty, namely:

• Price stability criterion, according to which the average rate of inflation does not exceed by more than 1.5 percentage points the average rate of inflation in the three member states with the best results in the area of price stability;

• The budget deficit should not exceed 3% of GDP;

• State debt should not exceed 60% of GDP;

• The average amount of the nominal long-term interest rate, measured by the yield of ten-year government bonds denominated in the national currency, for a period of one year before the assessment does not exceed by more than 2 percentage points the average value of the indicator for the three best performing Member States results in the area of price stability;

• Participation of the national currency in the Exchange Rate Mechanism II for a period of at least two years prior to the assessment, without depreciation relative to the central rate to the euro.

Along with the implementation of legal, economic and structural measures to strengthen the competitiveness and sustainability of the economy, the path to the smooth adoption of the euro is also connected with in-depth planning and practical preparation for the adoption of the single currency by both the administration, businesses and citizens.

What are the benefits of the euro?

The euro offers many benefits to the citizens, businesses and economies of the countries that use it. Some of them are:

• easy price comparison between euro area member states, which increases competition between businesses, thus benefiting consumers;

• price stability;

• an opportunity for companies to trade more easily, cheaper and safer in the Eurozone and with the rest of the world;

• increasing economic stability and growth;

• better integrated and therefore more efficient financial markets;

• greater influence in the world economy through the use of the world's second reserve currency;

• a tangible symbol of European identity.

Many of these benefits are interrelated. For example, economic stability benefits the economy of an EU country as it makes it easier for the government to make strategic long-term decisions. But economic stability also benefits businesses, as it reduces uncertainty and stimulates investment. This, in turn, benefits the citizens due to increased employment and better quality jobs.

Who is responsible for the coordination of Bulgaria's preparations for the introduction of the euro?

The Coordinating Council for the Preparation of the Republic of Bulgaria for Eurozone Membership (hereinafter referred to as "the Council") is responsible for organizing, coordinating and monitoring the practical preparation of the Republic of Bulgaria for Eurozone membership. The Council is also responsible for the development, implementation and, if necessary, the updating of the National Plan for the introduction of the euro in the Republic of Bulgaria.

Among its functions are also the approval of documents, activities and initiatives related to the preparation for the adoption of the single European currency, as well as periodic reporting to the Council of Ministers on the progress of the preparation. The Council was established back in 2015 (by Decree No. 168 of the Council of Ministers), and its activity was resumed after the accession of the Bulgarian lev to the Exchange Rate Mechanism II.

The Council is jointly chaired by the Governor of the Bulgarian National Bank and the Minister of Finance, who is the national coordinator of the preparation of the Republic of Bulgaria for membership in the Eurozone.

Members of the Council are:

• The heads of the working groups and subgroups, which expertly support the work of the Council and whose scope of activity is described in the Plan for the introduction of the euro in the Republic of Bulgaria, including the Deputy Minister of Finance, the Deputy Minister of Economy and Industry, the Deputy Governors of the BNB and member of the Financial Supervision Commission;

• The Deputy Prime Minister for the management of European funds;

• Deputy Minister of Foreign Affairs;

• Deputy Minister of Justice;

• Deputy Minister of e-Government;

• Deputy Minister of Internal Affairs;

• The Chairman of the National Security State Agency;

• Deputy Minister of Transport and Communications.

Where can I find complete and accurate information about the introduction of the euro in Bulgaria?

The website for the euro, which will start operating from the end of March 2023, will be the main institutional channel for informing citizens and businesses about the introduction of the euro in Bulgaria. It will publish information about:

• Benefits of introducing the euro;

• Useful practical information, incl. time periods and methods for currency exchange and dual pricing, changes for citizens and businesses;

• Appearance and security features of euro banknotes and coins;

• Good practices and experience of other countries that introduced the euro;

• Documents regulating the process of introducing the euro: the National Plan, the Law on the introduction of the euro, guidelines/recommendations related to the adoption of the euro in various sectors, etc.

Information will also be available on a dedicated free phone line, which will be revealed later. A mobile application is also planned to be developed. Its function will be to inform and provide an opportunity to calculate the value of goods and services from BGN to EUR and vice versa.

A comprehensive communication campaign will be conducted to inform citizens and businesses about the introduction of the euro. Various channels will be used to inform the public: TV channels, radio, social networks, online and print media, etc.

At what rate will leva be exchanged for euros after the introduction of the euro in Bulgaria?

The exchange of the lev with euro will take place at the current exchange rate of BGN 1.95583 for 1 euro. The commitment of the Bulgarian authorities for our country to join the Eurozone only with the current fixed exchange rate has been confirmed both in the National Plan for the introduction of the euro in the Republic of Bulgaria, adopted by the Council of Ministers in May 2022, and in the Decision of the National Assembly of 27 October 2022

What does currency conversion between euro and lev mean?

Currency conversion means physical exchange of BGN for EUR and prices recalculation, deposits, loans, financial instruments and other balance sheet positions from levs in euro. The conversion will be carried out by applying the irrevocably fixed exchange rate of BGN 1.95583 per 1 euro, which will be confirmed by amendment to Regulation (EC) No 2866/98 of the Council of 31 December 1998 on the currency courses to the euro on the currencies to the Member States who accept the euro.

The prices and cash units of BGN in euro will be done by applying the full digital amount of the fixed conversion course, i.e. Using all five characters after decimal comma. The resulting amount will be rounded to two characters after the decimal comma based on the third sign after the decimal comma in accordance with the following mathematical Rule of rounding:

1. When the third sign after the decimal comma is less than five, the second sign after the decimal comma remains unchanged;

2. When the third sign after the decimal comma is equal to or greater than five, the second sign after the decimal comma increases by one.

It is not permitted to recalculate prices at a course other than the fixed exchange rate. Additional fees and commissions for recalculations will not be allowed to be charged from consumers.

How will the lev accounts be converted into euros?

From the date of Bulgaria's membership in the Eurozone all types of accounts: payment accounts, deposit accounts, current budget accounts, savings accounts, accounting accounts, liquidation accounts and other accounts in local banks, as well as payment accounts with other payment service providers (payment institutions and electronic money companies), will be single, automatic and free of charge in euro. There will be no transitional period for these accounts. This means that from the first day of the euro adoption, the account holders will only be able to withdraw euro from their lev bills, whether the withdrawal will be through ATM/POS device or in the office of the payment service provider (bank, payment institution or Electronic Money Society). This is a quick and convenient way to replace the levs with the euro without a special commitment for the account holder himself. From the first day of the introduction of the euro, cashless payments will only be made in the euro.

With the introduction of the euro, does the lev immediately cease to be a legal tender?

During the first one month from the date of the introduction of the unified European currency in the Republic of Bulgaria, the lev and the euro will be in circulation at the same time, with both currencies having status of legal tender. After this one month, the euro will remain the only legal currency for payment in Bulgaria.

The one-month transition period will help to provide a gradual transition to the new currency. During this one month, citizens will be able to pay with both currencies at retail outlets and service centers. On the other hand, traders must return their customers' change exclusively in euros unless they can’t do so for practical reasons. Thus, in practice, some of the levs in circulation will be exchanged through traders and persons providing services, thus providing another exchange channel for Bulgarian citizens. At the same time, in compliance with Council Regulation (EC) No 974/98 of 3 May 1998, the introduction of the euro will be adopted by which in this transitional period the trader may not accept more than 50 coins in BGN and pennies in limits of one transaction with the buyer.

How will the exchange of money in accounts be done?

The transformation of bank accounts from BGN to euro will be carried out on the day of the introduction of the euro. All funds in levs on current, deposit, savings and other accounts in local banks and other payment service providers will be transformed into euro free of charge on the day of the introduction of the euro. Therefore, in the months after the decision of the EU Council that Bulgaria is eligible for the adoption of the euro and before the introduction of the euro, citizens will be invited to deposit as many lev banknotes and coins in bank accounts. As of the day of the introduction of the euro, in Bulgaria all dematerialized payments will only be made in euro.

How will cash exchange be done? Where and how long will the levs be exchanged with the euro after the introduction of the euro in Bulgaria? Will there be a fee?

From the date of introduction of the euro, the Bulgarian National Bank will exchange free of charge, in an unlimited quantity and without restriction in time, banknotes and coins from levs in the euro at the official exchange rate of BGN 1.95583 for 1 EUR.

During the first six months from the date of introduction of the euro in Bulgaria, banks and Bulgarian Posts EAD will exchange for free of charge at the cashier banknotes and coins from BGN to euro at the official exchange rate.

In the next six months, banks will continue to exchange banknotes and coins from BGN in euros, but will have the right to impose a fee for this service.

After the expiration of the first 12 months after the introduction of the euro, banks and Bulgarian Posts EAD may suspend the conversation of banknotes and coins from BGN to euro in cash.

How long will we be able to pay with BGN?

During the first one month from the date of the introduction of the euro in Bulgaria, the lev and the euro will be in circulation at the same time, with both currencies with status of legal payment (the so-called double circulation of BGN and EUR). After this one month, the euro will remain the only currency of Bulgaria.

If I pay in BGN, do they have the right to return change in EUR and vice versa?

During the first month of the introduction of the euro, citizens will be able to pay in both currencies at retail outlets and service centers.

During this period, traders will have an obligation to return their customers' change only in euros. Only in the case of objective impossibility will the trader have the right to return the change in cash in BGN or in BGN and euros. In this way, another exchange channel will be provided for replacement of the lev with the euro and for the withdrawal of levs from circulation.

In compliance with Council Regulation (EC) No 974/98 of May 3, 1998, the introduction of the euro will be adopted by which in this one month the trader may not accept more than 50 coins in BGN, including pennies, within one transaction with the buyer.

When will prices be labeled in EUR?

One month after the EU Council decides to adopt the euro in the Republic of Bulgaria, a requirement for a mandatory prices at the same time in BGN and euros will come into force. This obligation will continue to be in force for 12 months from the date of adoption of the euro.

When will a double designation of prices be introduced in EUR and in BGN?

The obligation to double prices is planned to start operating one month after the decision of the Council to accept the euro in the Republic of Bulgaria and to remain in force 12 months after the adoption of the European currency. The experience of the Member States that last introduced the euro, shows that this obligation has produced very good results. It has helped to prevent speculative prices, allowing consumers to easily identify traders and other businesses that have unfarily raised prices.

Particular attention will be paid to the merchants and service providers who should show the prices of their products and/or services in both currencies during the double prices period. During the same period, prices in BGN and in EUR should also be made in advertising materials containing information regarding the prices of advertised services and/or products.

Double prices will also apply to public authorities. During this period, all amounts due to the Bulgarian citizens of the state, including taxes, fees, etc., should be indicated in BGN and in EUR. The same applies to the amounts due from the state to the citizens. Public authorities should also prepare information materials in connection with the double labeling of prices and price lists in which the prices are written in both currencies.

How will merchants return the change on the day we adopt the euro?

In order to facilitate the introduction of the euro, during the first month from the date of Bulgaria's membership in the Eurozone, the change for payment in cash, regardless of BGN or euro, should be paid by traders only in EUR unless for objective reasons, this cannot be able to be done. To this end, companies and traders will be provided with Euro banknotes and coins before the date of introduction of the euro. The rule will also apply that in the transitional period of circulation of the two currencies the trader will not be obliged in one transaction to receive more than 50 coins in BGN, including pennies.

Will goods and services double in price after the replacement of the lev with euro?

Replacing the lev with the euro will not lead to a double rise in price of goods and services.

The manner of conversion the prices of goods and services will be regulated in the Law on the Introduction of the euro in the Republic of Bulgaria. It will be explicitly provided that the conversion of BGN in euro will be carried out and the price in BGN is divided into the full numeric value of the official exchange rate with all five characters after the decimal comma. Prevention will not be allowed by using a shortened form of the official exchange rate. After the overrun, the amount received will be rounded to two characters after the decimal comma based on the third sign after the decimal comma in accordance with the following mathematical Rule of rounding:

1. When the third sign after the decimal comma is less than five, the second sign after the decimal comma remains unchanged;

2. When the third sign after the decimal comma is equal to or greater than five, the second sign after the decimal comma increases by one.

It is also envisaged a long period of dual labeling of the prices of goods and services to avoid a speculative rise in their prices as a result of the introduction of the euro. This period will begin one month after the adoption of the decision of the Council of the European Union on the introduction of the euro by the Republic of Bulgaria and will be in force 12 months after the date of admission of the country in the Eurozone. The purpose of the introduction of the duty obligation is an easier adaptation of citizens to the new currency and preventing abuse and speculative price increase.

In EU Member States, last introduced the euro, the double prices has been proved as a successful measure in counteracting the rise in prices due to the introduction of the euro.

In order to encourage the correct traders, the Ministry of Economy and the Industry, together with the Commission for Consumer Protection and representatives of the non-governmental organizations, will organize an "honest trader" campaign with a clearly recognizable campaign logo. Those of the merchants/service providers who comply with the rules for accurate conversion of prices of their products/services from levs into euro, as well as for an understandable and correct pricing designation during the double pricing period, will receive a "honest trader" sticker to inform users that they are participating in the campaign. In order to monitor the good practices of traders, the institutions - the organizers of the campaign, will be responsible, and the citizens will be invited to join the process of collecting and reporting information.

Will inflation rise after the introduction of the euro?

The experience of the last countries that joined the Eurozone shows that the immediate effect of entering the Eurozone at the price levels is in the percentage of 0.3-0.5 % increase in inflation. At the same time, it should be remembered that due to the catching economic effect and lower prices in Bulgaria compared to the EU, as well as the increase in energy prices and geopolitical turmoil in the last year, inflation in Bulgaria has grown.

It is expected that the introduction of the euro will have a minimal effect on price increases. If we look at the Republic of Croatia as an example, the latest country that joined the Eurozone, we will see that according to Eurostat Inflation in Croatia for January 2023, it has risen by 0.2%. The annual inflation in January 2023 was 12.5%, in December 2022 - 12.7%, and in November 2022 - 13%.

The effect from the transition to the euro in the total amount of inflation in Slovenia is 0.3, in Slovakia - 0.15, in Estonia - 0.3, in Latvia - 0.2, and in Lithuania - 0.11 percentage points.

Who will keep track of fraud and sanction for abuse of prices?

The Bulgarian National Bank and the Financial Supervision Commission, in accordance with their powers, will exercise control over compliance with the requirements of their sub-party persons: banks, insurance and pension companies, etc.

Main bodies regarding the control and sanctioning of the traders related to the introduction of the euro will be: the Consumer Protection Commission (CPC), the Commission for Protection of Competition, the National Revenue Agency (NRA) and the Economic Police Sector to the Ministry of Interior. Each citizen will have the right to report violations to the CPC or to the relevant control body.

Traders who deliberately violate the rules for conversion or rounding will be sanctioned in accordance with the current legislation.

Where will I be able to signal if I encounter incorrect traders?

The signals will be able to be submitted through the website of the Consumer Protection Commission, on the euro page, as well as through the free telephone line for the euro, which will be opened 6 months before the date of introduction of the euro.

When the conversion from BGN to EUR happens, if my salary is 1500 BGN, will it automatically become 1500 euros?

The salaries will be paid in euro after the date of introduction of the euro. The amounts in the employment contracts should be converted in favor of the employee, rounding the amount to the nearest Eurocent. If the sign that follows the last sign to which the rounding is made is greater than 0, one unit should be added to the last sign or a new amount of which is not lower than that in BGN will be determined. Thus, in the case of overrun the sum of 1500 BGN will become 766.94 euros and may be rounded by the employer at EUR 767.

What about my savings in the bank, which are in BGN?

From the date of Bulgaria's membership in the Eurozone, all accounts - payment, deposit, savings and other accounts in local banks - will be one-time, automatically and freely converted in euro.

There will be no transitional period for these accounts. This means that from the first day of the euro acceptance, the account holders will only be able to withdraw from their lev bills, whether the withdrawal will be through ATM/POS device or in the office of a bank, payment institution or e-money company.

This is a quick and extremely convenient way to replace the levs with the euro without a special commitment for the account holder himself.

From the first day of the introduction of the euro, cashless payments will only be made in the euro.

If I have more than BGN 10,000 saved and they are not in the bank, how can I exchange them into euros after the introduction of the euro in Bulgaria?

In the months leading up to the introduction of the euro, citizens will be encouraged to deposit as many leva banknotes and coins as possible into bank accounts. Considering that all BGN funds on the accounts will be converted free of charge into Euros on the date of introduction of the Euro, starting from that day, cashless payment transactions will be carried out only in Euros.

From the date of the introduction of the euro, the Bulgarian National Bank will exchange for free, in an unlimited quantity and without a time limit, banknotes and coins from levs into euros at the official exchange rate of BGN 1.95583 for 1 euro.

During the first six months from the date of introduction of the euro in Bulgaria, banks and "Bulgarian Posts" EAD will exchange banknotes and coins from levs into euros at the cash desk free of charge at the official exchange rate.

In the next six months, banks will continue to exchange banknotes and coins from levs to euros, but they will have the right to charge a fee for this service.

After the expiration of the first 12 months of the introduction of the euro, banks and "Bulgarian Posts" EAD may suspend the service for exchanging banknotes and coins from levs to euros in cash.

How will taxes be paid after the introduction of the euro in Bulgaria?

With the introduction of the euro, all taxes, fees and other payments to the state and municipalities must be made in euros. An exception to this rule will be made in the period of the double circulation of the leva and the euro, i.e. one month from the date of introduction of the euro.

After the date of the introduction of the euro in Bulgaria, the refund of amounts unduly paid or collected before the introduction of the euro for taxes, state or municipal fees, mandatory insurance contributions, fines and property sanctions, and other public obligations, will be carried out in euros.

Amounts on tax returns will be stated in the currency that was legal tender at the end of the tax period for which the tax return is submitted. When the tax period for which the declaration is submitted ends in the period of double circulation of leva and euro, the monetary values in the tax declaration should be indicated in euros.

With the adoption of the euro, will contracts change?

In the process of introducing the euro, the principle of continuity of contracts will be applied. This means that:

• the introduction of the euro should not affect the operation of existing contracts with references of leva or with references to leva;

• all values specified in BGN in the existing contracts will be considered as values in Euro when applying the official exchange rate and the rounding rules specified in the Law on the Introduction of the Euro;

• the introduction of the euro does not lead to a change in any of the terms in a contract or exemption from obligation or performance under any contract, nor does it entitle a party to unilaterally amend or terminate such a contract unless otherwise expressly agreed between the parties;

• the reference in contracts to BGN without specifying the value is considered a reference to the euro.

I have a home loan in euros. Can the bank request a renegotiation of its terms after the introduction of the euro?

From the date of the introduction of the euro, all loans originally granted in BGN or loans with a currency clause in euro will be considered as loans in euro. The introduction of the euro will not be allowed to be used as a condition for the renegotiation of clauses in contracts already concluded between banks and their customers or as a basis for other similar actions by banks in relation to their customers that would put them in a less favorable financial position relative to their position before the revaluation.

This will also apply to non-bank financial institutions that provide loans to customers.

If I buy a gift voucher shortly before the date of introduction of the euro and it remains unused until that date, will it be lost?

Postage stamps, lotteries with a predetermined result, discount coupons, coupons for the value of returned goods, vouchers, including food vouchers and other bearer securities which were on sale or in circulation before the date of introduction of the euro and whose values are expressed in BGN, will be able to be used even after the date of introduction of the euro until their expiration date or until quantities are exhausted.

I am a private trader, will the state cover my costs related to the introduction of the euro?

In the process of introducing the euro, the principle of efficiency and economy will be applied. According to this principle, the costs arising for individuals from the introduction of the euro as the monetary unit of the Republic of Bulgaria are at their expense and are not compensated with public funds.

The mere revaluation of receivables and liabilities, the servicing of bank accounts and the transition to payments in euros is not expected to lead to additional costs for the companies - clients of the banks.

What changes will occur in the preparation of the Annual Financial Report of companies?

The annual financial statements will be prepared in the currency that is in official circulation in the Republic of Bulgaria at the end of the reporting period, and the comparable data for the previous reporting period should be in the same currency.

How will accounting be done when adopting the euro?

With a view to defining a uniform accounting procedure for the transition to the euro, the future Law on the introduction of the euro in the Republic of Bulgaria and/or other normative acts will adopt normative changes related to:

• The preparation of accounting supporting documents, accounting registers and financial statements, where the valuation is in BGN;

• Procedures for conversion of capital and shares of companies in euro;

• Procedures for entering operations with cash registers during the transitional period in which payments in BGN and EUR are accepted.

With the introduction of the euro, economic and public entities should conduct their financial reporting in the new currency, and the data for the previous accounting period should be converted into euros in order to ensure comparability between the current and previous period. In the declarations and forms that citizens and legal entities will fill out after the introduction of the euro and which refer to tax and other obligations to the state or receivables from the state for the period preceding the year of introduction of the euro, the amounts will be in Bulgarian levs. However, the payments themselves based on these liabilities and receivables will be made in euros, with the amounts converted into the new currency at the official fixed exchange rate.

How will the deposits be converted from BGN to EUR?

The conversion of levs into euros on accounts with banks and other payment service providers will take place on the date of introduction of the euro. All funds in BGN in current, savings, custody and other accounts in local banks and other payment service providers will be converted into euros once and free of charge on the day of the introduction of the euro.

Will the revaluation affect the interest rate on deposits?

If the agreed interest rate on the deposit is fixed, the bank should continue to apply a fixed interest rate even after the introduction of the euro. The mechanism for transferring from a fixed interest rate in BGN to a fixed interest rate in Euro should not lead to less favorable conditions or results for the parties to the transaction - both for the client and for the bank. In this regard, the transition from a fixed interest rate in BGN to a fixed interest rate in EUR should be determined according to the bank's methodology, guaranteeing that the resulting interest payment in EUR is equivalent to that in BGN on the date of conversion.

If the deposit is agreed with a variable interest rate, this parameter will be modified in a manner regulated in the provisions of the Law on the introduction of the euro. The transition from a variable interest rate in BGN to a variable interest rate in EUR should be determined according to the bank's methodology, ensuring that the resulting interest payment in EUR is equivalent to that in BGN on the date of the conversion. Unlike cash, the conversion of which is a relatively time-consuming and logistically more difficult task, money held in bank accounts and in payment accounts with other payment service providers will be converted into euros immediately, with no transition period required. In the months before the introduction of the euro, citizens will be invited to deposit as many leva banknotes and coins as possible in bank accounts. Considering that all BGN funds on the accounts will be converted into Euros on the day of the introduction of the Euro, starting from that day, cashless payment transactions will be carried out exclusively in Euros.

How will loans from levs to euros be converted?

From the day of the introduction of the euro, all loans originally granted in BGN or loans with a currency clause in euro will be considered as loans in euro. It is not allowed that the revaluation be used as a condition for renegotiation of clauses of already concluded contracts between the banks and their customers or as a basis for other similar actions by the banks in relation to their customers, which would put them in a less favorable financial position compared to their position before the conversion. The same will apply to non-bank financial institutions that provide loans to customers.

The introduction of the euro does not require changes to the existing loan contracts, regardless of whether they are loans in BGN or loans with a currency clause in euros, as the question of their conversion will be regulated by the euro law. In particular, the Eurolaw will provide that the credit agreements remain in force and BGN-denominated amounts in those agreements will be considered as amounts in Euros, being converted at the official fixed rate expressed to five decimal places, and are rounded according to the rules laid down in the future Law on the introduction of the euro.

Will the revaluation affect the interest rate on loans?

If the agreed interest rate on the loan is fixed, the bank should continue to apply a fixed interest rate even after the introduction of the euro.

The mechanism for transferring from a fixed interest rate in BGN to a fixed interest rate in Euro should not lead to less favorable conditions or results for the parties to the transaction - both for the client and for the bank. In this regard, the transition from a fixed interest rate in BGN to a fixed interest rate in EUR should be determined according to the bank's methodology, guaranteeing that the resulting interest payment in EUR is equivalent to that in BGN on the date of the conversion.

If the loan is contracted with a variable interest rate, this parameter will be modified in a manner regulated by the provisions of Eurolaw. The transition from a variable interest rate in BGN to a variable interest rate in EUR should be determined according to the bank's methodology, ensuring that the resulting interest payment in EUR is equivalent to the interest payment in BGN on the date of conversion.

In this regard, the financial situation of the debtor should not be a reason for the deterioration of the interest parameters under the contract. The change of the reference interest rates from BGN to EUR should be carried out in a sufficiently justified and transparent manner, which does not aggravate the financial situation of the clients and does not lead to additional costs compared to the interest costs that the client would incur in the BGN equivalent of his obligation.

Banks and other financial institutions will have to inform their customers about the upcoming changes in advance (for example, three months) before the official switch to the euro, incl. and by disclosing its interest rate recalculation algorithm pages.

How will revaluation of securities and other financial instruments be carried out?

From the date of introduction of the euro, all government securities originally denominated in levs are automatically converted into euros. Despite the prevailing volumes of government debt in the balance sheets of banks and financial institutions, there are also other forms of debt investments denominated in BGN - mostly investments in senior and subordinated debts (bonds) issued by financial and non-financial companies on the Bulgarian market, as and investments in shares of Bulgarian companies registered in the Central Depository. The value of the investments in such securities should also be converted into Euros, including the accumulated fair value revaluation and amortization reserves of the debt instruments to date. The change in the nominal value of debt securities and shares in the central securities register is carried out by the Central Depository.

If the agreed interest rate on the securities or other financial instruments is fixed, the issuer should continue to apply a fixed interest rate even after the introduction of the euro.

The mechanism for transferring from a fixed interest rate in BGN to a fixed interest rate in Euro should not lead to less favorable conditions or results for the parties to the transaction. In this regard, the transition from a fixed interest rate in BGN to a fixed interest rate in EUR should be determined according to the methodology of the issuer of the instrument, guaranteeing that the resulting interest payment in EUR is equivalent to that in BGN on the date of the conversion.

If the securities or other financial instruments are contracted with a variable interest rate, this parameter will be modified in a manner regulated by the provisions of Eurolaw. The transition from a variable interest rate in BGN to a variable interest rate in EUR should be determined according to the methodology of the issuer, ensuring that the resulting interest payment in EUR is equivalent to the interest payment in BGN on the date of the conversion.

What happens to the collateral during conversion from BGN to EUR?

The change in the nominal value of collateral pledged/mortgaged in favor of banks and financial institutions should be automatically reflected through the register of special pledges and/or the property register. In order to protect the interests of the persons who established the security, no other changes in the value of the pledged/mortgaged property are allowed as a result of the automatic conversion from BGN to EUR - i.e. the replacement of leva with euro should not be used as a reason for a change (both in the direction of increase and in the direction of decrease) in the value of the collateral.

#nunyas news

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halcyen · 1 year ago

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She wonders, staring down at the tea he's left on the floor alongside his shoe, if he realises length of the blade he's just shunted up between her ribs. Sophie suffers the tightening of a coil somewhere along her spine. It stiffens her some, and makes sting her eyes. She can't see his face but imagines those big green eyes, wide and unblinking as they count the speckled static on the television screen. Eventually, the remnants of the Murray Franklin show faded to exactly what's throwing busy dancing light across the floor and coffee table. The dearth was deafening. She hadn't even heard her heart's beating, nor the wave of cries soon echoing across the city, throughout their building.

Arthur never came home from NCB Studios, and yet he's sat on her couch, with his head on her shoulder. Almost as if he never left for the place.

She swallows that misguided grief, though it feels like a clump of sea salt going down, blinks away the slow-forming haze she'd yet to acknowledge, and shakes her head. He'll feel the gesture, ere she quietly tells him, " I'm glad you didn't. " It haunts her nonetheless. The quietude, that static void. Despite the television now being mute, she has half a mind to rear forward and switch off the screen, but she doesn't. She feels herself quietly break and fold alongside him instead.

" You'd have missed everything good. " He can watch as her thumb sweeps up and down the wide slope of her mug's handle. It's warmth is somewhat soothing, given that the two of them are doused in the gelid weather outside. " Your home, a family that loves you... those three beautiful kids. " Faces form in the rapidly cavorting static, and those sharp pinpricks migrate to the backs of her eyelids when she blinks. She remembers staring at those same specks, manically flying in and out of focus, alone on the couch. A spilled envelope and magic wand staring at her from the coffee table.

Their previous owner stares at their feet now, as though he can't bear the weight of the truth, and must hang his head beneath it. " …And you. " She gradually lifts the shoulder he's made a shelf for himself on top of, in hopes of drawing his attention. He doesn't look like the man with the revolver on live television. He doesn't even look like the long lost billionaire half the city finds him to be. He looks something like the man she'd catch in the elevator rushing late to work, or halfway up the mountain of stairs with groceries tucked beneath his arm. The man who'd sweep her keys off the floor when she dropped them with her hands full. " You were always good, Arthur. " The same man who now weeps in her living room. " About time you got it back. "

Knocking her chin to wear her sincerity blatantly only works if he looks at her. When he does, and she notes the tracks of cyan rush down his cheeks to the line of his jaw, Sophie holds her resolve immovable. " Maybe now you can be remembered for you. " Her smile's pressed tight, though urges one similar from him, too. " Not whatever you might've done to yourself. "

Half-smiling, Joker teases, “Why didn’t you?” without peeling his focus from the television. That screen is a boundless bulk of white noise, though she’s muted it so neither has to hear the hum. It doesn’t soothe the same way that rainfall does. Each patter and rap at the window feels like it’s hitting his skin.

Joker adjusts his head on her shoulder so her mouth burrows deeper into his damp scalp. She might end up jarring from him now that his knees bounce and the tremble climbs his hands. Joker performs a strange acrobatic by lifting the mug from his knee and swinging the ceramic so it rests on the area rug alongside his two-toned spectator shoe. That, too, is saturated. He should’ve removed his shoes before entering the unit.

He braces for a potential nudge or smack without lifting his head from her shoulder. Were she at the right angle, she’d catch how Thalia’s half of his mouth has broadened into a simper. Shadows soak the rest, exaggerating his long, angular bone structure and how the TV’s anemic glow plays off his irises.

The mug would’ve capsized by now had he kept it on his knee. Joker carves his palm into his thigh to try and still his leg, but no such luck. Instead he allows his eyes to fall closed. His inhales become so shallow, Sophie might think he’s finally dropped dead on her were he not shivering. His hands are cold and pruned.

Withdrawal comes for his limbs. Each time he enters this building, it’s harder to breathe than the last time. Sophie’s apartment spins, which means his stomach is next to churn and sink. Joker keeps his eyes closed despite how he snakes an arm across her torso and holds her in that half-hug.

“I didn’t…” his eyes slip open like a cat’s when he hugs tighter across her torso and rubs a white and blue patch onto her shoulder — he’ll wash it. “When I told you to watch me on Murray Franklin,” Joker lowers his voice to the point of mumbling, “I didn’t know I was gonna do that,” kill him, “—either. If you did watch…” Joker winces for his own sake, then adds, “I hope you didn’t. It was an easy letter to throw out, you know? Half the time, I can’t even read a god damn word I wrote.”

She’s likely cold. His doing. Joker feels when her chest hikes, yet she leans back; flattening her shoulders to the sofa’s backrest and remaining still. His hair’s likely soaked her face, too. Joker averts his attention to his shaking legs, frowns, then allows his attention to wander the apartment. It isn’t structured the same as his and Penny’s was. Even the light fixtures are different. He’d ask if Sophie sleeps on the couch so her daughter can have the only bedroom, but swallows it.

“I’m still sorry,” Joker doesn’t bother specifying what for. No need. For once, his breathing becomes the metronome. Joker feels one foot slip out from under him and half straighten…so he spreads his knees farther apart and gives Sophie another tight-lipped smile even though she won’t see it from their angle. “I thought…” he winces once he realizes where his train of thought’s headed, but doesn’t bother derailing. Just keeps his voice low enough not to disturb her daughter. “If you saw me die on TV, you wouldn’t forget that I lived.”

#jokethur #a little close your eyes and post for a tuesday night

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global-khabari · 3 years ago

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NCB Full Form: What is NCB?

NCB Full Form: What is NCB? #FullForm #NCB #NCBFullForm

NCB Full Form: What is NCB?: In this article, we are going to tell you what is NCB Full Form and what is NCB?, what are its functions, and much other important information related to it in this article so that you can get complete information about NCB. NCB Full Form Many times you must have heard its name in newspapers, in TV etc. in many different places, but most people do not have much…

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#Full Form #NCB #NCB Full Form

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teekam1988 · 4 years ago

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NCB की पूछताछ के बाद दीपिका पादुकोण जल्द ही शुरु करेंगी शूटिंग, गोवा में चल रही थी फिल्म की शूटिंग

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ड्रग्स केस में फंसी दीपिका पादुकोण एक बार फिर फिल्म शूटिंग के लिए तैयार दिख रही हैं. सूत्रों के मुताबिक कई दिनों से मुंबई में ही रह रहीं दीपिका गोवा के लिए रवाना होने वाली हैं. बताया जा रहा है कि जिस प्रोजेक्ट को अधूरा छोड़ एक्ट्रेस एनसीबी पूछताछ में शामिल हुई थीं, अब उसी प्रोजेक्ट को पूरा करने के लिए वे फिर गोवा रवाना होंगी.

शूटिंग पर वापस वापस लौट रहीं है दीपिका

NCB ने दीपिका…

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amard · 4 years ago

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#NCB Full Form #What is NCB #NCB #Full Form of NCB

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clonetrobed · 3 years ago

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3-6

3. What is that one scene that you’ve always wanted to write but can’t be arsed to write all of the set-up and context it would need? (consider this permission to write it and/or share it anyway)

i’ve been trying to write a subby abed fic for literal ages, but i never get to the smut because in the process of trying to write the setup it always devolves into a stupid emotional plot and i get tired so.......here’s a snippet of one that i attempted to start and then abandoned because it turned into a therapy session instead:

“There are a lot of really stupid, simple things I don’t know how to do,” he says. “And I know when we were just friends, you thought all my weird little deficits were cute, but now that we’re together…” He glances away from Troy, like he’s embarrassed to even be saying it. “I’ve just been thinking about it, and I guess I’m afraid of you realizing that they’re kind of pathetic.”

Troy frowns just at the thought of that. “Abed-”

“No, seriously,” Abed interrupts. “Hear me out. What if you ask me to do a simple task for you, and I can’t do it? Like… read directions in the car? Or fill out a tax form? Or cook something with more than two ingredients, or keep time on an analog clock, or - oh my god, set the clocks back for daylight savings,” he shudders briefly at that one, “...or, you know. Give you the sexual satisfaction of being tied to the bed frame. What then?”

Troy stays silent, giving that all a few seconds to sink in. It seems ridiculous at first, and then… less ridiculous. And then not ridiculous at all, the more he searches Abed’s face.

“I know you already know all that stuff about me, everyone does. But the thing is, they treat me like a little kid because of it. And I’m trying to have an adult relationship with you.” Abed adds.

4. Share a sentence or paragraph from your writing that you’re really proud of (explain why, if you like)

“I love you.”

That shuts Abed up for a full five seconds at least. Five seconds Troy could use to panic, but doesn’t, oddly. For something so monumental, he feels surprisingly okay after saying it. Not calm, but not terrified. The sort of feeling he used to get jumping off swings as a little kid, the second he let go in the air—a split second of weightless freedom, exhilarating even though he knew, every single time, just how fleeting it would be.

When Abed does speak up again, his voice is barely audible.

“What?”

“I love you,” Troy repeats with more conviction.

A moment of joy and wonder at the vertex of the parabola before gravity would take its hold, and crashing back down to reality he’d come. His landings were never particularly smooth. Hitting the ground was always a little jarring, often leaving him with bruises and dirty, scraped-up knees because he could never be bothered to swing a little lower, to fly through a gentler arc.

He would always get back up, though. Always run back to the swing for more.

there’s......not a lot of explaining to be done about this tbh i was just really excited that i did a metaphor

5. What character that you’re writing do you most identify with?

most recently, probably ncbs troy. because the whole story is about him coming to terms with the fact that he’s never done what makes him happy, and it’s caused him to crash and burn, and now he needs to pick up the pieces and build himself up to try again which has kinda been my life for the past 3 or so years?? you could say it was a Bit of a projection piece maybe

6. What character do you have the most fun writing?

what’s most fun for me is probably writing abed from troy’s pov. takes a simp to write a simp and all that

meta asks for fic writers

#ask #browncesario #fic asks #love u bestie <3

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twentiethcenturymoviesandtv · 4 years ago

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Star Trek: Facets of Filmmaking

As it turns out, before Star Trek was fully realized in the form we know today, the show was originally not going to be about Kirk and the Enterprise at all. In fact, it was going to be about a ship called the S.S. Yorktown, captained by a man named Robert April, on a mission to explore the Milky Way galaxy. The original concept, still named Star Trek and set in the 23rd century, was loosely based on the Horatio Hornblower novels, and took inspiration from The Voyage of the Space Beagle, the Marathon series and the 1956 film Forbidden Planet.

By the year 1964, when this idea began to take shape, Gene Roddenberry, creator of Star Trek was an experienced writer for western television shows, and was well accustomed to (at the time) television’s favorite and most popular genre. By 1964, however, Roddenberry was tired of the shootouts, and wanted to do something different, something with a little more depth to it.

Still, Roddenberry knew what the executives, and the public, was used to. As a result, the first draft of this new Star Trek idea was generalized as a sort of ‘Wagon Train to the Stars’, a formulaic type of show where every episode was a standalone adventure in the continuous exploration of the final frontier: space.

As Roddenberry wrote the draft, a few things changed. Gone was Robert April, replaced by Captain Christopher Pike, who would be portrayed by Jefferey Hunter, and the rest of the crew. The name of the ship changed too, to the more familiar Enterprise. As these changes came about, so too did the true nature of Roddenberry’s dream show: both an adventure story, and a thought-provoking morality tale.

Armed with his script, Roddenberry brought Star Trek to Desilu Productions, (a rather large television production company headed and half-formed by Lucille Ball herself) and met with director of production Herbert F. Solow. Solow saw promise in the concept, and signed a three-year development contract with Roddenberry.

Star Trek moved into the next stage of development. Further drafts were drawn up and the idea that would later become the episode The Cage was revised, until it was shown to CBS as part of the ‘First Look’ deal with Desilu productions. CBS wasn’t impressed with the show, declining to purchase it. They had another ‘space show’ in development that seemed too similar, a show that would become Lost in Space.

However, another company became interested: NBC. In May of 1964, Grant Tinker, the head of the West Coast programming department, commissioned the pilot that would become The Cage (which would later be reworked into the episode The Menagerie). After it was completed, NBC turned it down, claiming that it was ‘too cerebral’, but although this was a mild defeat, Star Trek wasn’t beaten. NBC still showed interest in the concept, and made the highly unusual decision to commission a second pilot: the episode that would become Where No Man Has Gone Before.

With this came quite a few changes.

Christopher Pike was scrapped as a character, as was the vast majority of other cast members. Only the character of Spock, as portrayed by Leonard Nimoy, was kept, and of the other cast members, only Majel Barrett stayed, demoted from playing the second-in-command (scrapped due to the unthinkable notion of a woman Commander) to the ship’s nurse, Christine Chapel. With this new pilot came an onslaught of new, more familiar names and faces: William Shatner as Captain Kirk, Chief Engineer Lieutenant Commander Scott played by James Doohan, and Lieutenant Sulu, (originally a physicist in the first episode, but a helmsman afterwards) played by George Takei.

This pilot passed with flying colors, and with that, NBC added Star Trek to their fall lineup for 1966.

Still, there were changes to be made. In this first pilot, the ship’s doctor was Mark Piper, played by Paul Fix. ��Dr. Leonard McCoy, played by DeForest Kelley, would join the cast when principal filming for the first season began. Also joining the cast was Nichelle Nichols, playing Lieutenant Uhura, and Grace Lee Whitney as Yeoman Rand. (Whitney would depart halfway through the first season, after being on the receiving end of sexual assault from one of the executives of the show, but would later appear in the film series beginning in the 1970s.)

Besides Where No Man Has Gone Before, NBC ordered 15 episodes to start off the show. The first episode of Star Trek, The Man Trap, aired at 8:30 PM on Thursday, September 8th of 1966 as part of NBC’s ‘sneak preview’ time slot, received with mixed feelings. While some papers and reviewers genuinely liked the new show, (such as The Philadelphia Inquirer and the San Francisco Chronicle) others, such as The Boston Globe and The New York Times didn’t. Variety described the show as ‘an incredible and dreary mess of confusion and complexities’, and predicted that it would fail.

Fighting for position against reruns of previous shows, despite the critics’ warnings, Star Trek won a time slot, and began with decent ratings. However, it didn’t last long. By the end of the first season, Star Trek was sitting at 52nd out of 94 programs.

Star Trek was sinking, fast.

But even then, it wasn’t without its supporters.

The editor of Galaxy Science Fiction, Frederik Pohl, offered up his amazement that Star Trek’s consistency remained good, with no drop in quality after its Tricon winning early episodes. He expressed his fear that the show would be cancelled due to its low ratings, and pleaded with audiences to help save Star Trek, writing letters to prevent its cancellation.

At this time, the only thing that was keeping the show on the air in the first place was the demographics it was reaching. NBC had become interested in the demographics of the shows it was producing in the early 1960s, and by 1967, was using that as part of the decision making as to which shows got dropped.

And something about Star Trek’s demographics interested NBC very much: it had managed to attract ‘quality’ audiences: high income, high educated people (primarily males).

As a result, NBC ordered ten more episodes for the first season, and ordered a second in March of 1967. The network then changed Star Trek’s timeslot, moving it to 8:30 on Friday nights, a timeslot that seemed doomed for failure among the audience that Star Trek had gathered.

The next season, things didn’t seem to be getting any better. It was at this point that the show added on Walter Koenig as Ensign Chekov (as George Takei was working on The Green Berets and was not as available for shooting), although some might have wondered why they would have bothered. The show’s ratings were still dropping. William Shatner, expecting the show to be cancelled, began to prepare for other projects.

Again, the demographics saved the day.

Roddenberry’s initial concept of adventure alongside morality tales intrigued the audiences Star Trek had attracted. The show had values, values that had to be applied to every situation. The show was sincere, and serious in its exploration of issues like racism, war and peace, human rights, technology, class warfare, and imperialism, far different in tone and content than the other chief sci-fi show at the time: Lost in Space. As a result, the show generated a more interested fanbase, perhaps the first true ‘fanbase’ of any franchise in history. In the end, it was they who saved Star Trek.

By the end of the first season, NBC had received well over 29,000 fan letters. During the second season, Roddenberry began a campaign to persuade fans to write in to NBC, to support the show and save the program. Between December of 1967 and March of 1968, NCB had received nearly 116,000 letters from people who did not want to see Star Trek cancelled. Science fiction conventions, magazines, and newspaper columnists encouraged readers to save what was called ‘the best science-fiction show on the air’.

The fans didn’t stop with letters. Over 200 students of the California Institute of Technology marched to NBC’s studio in Burbank to protest the cancellation of Star Trek in January of 1968, carrying signs that said things like ‘Vulcan Power’. They weren’t alone; other groups of students of MIT and Berkeley did the same thing in New York City and San Francisco.

Interestingly, the letters that NBC received were not of the typical ‘fan mail’ quality.

“Much of the mail came from doctors, scientists, teachers, and other professional people, and was for the most part literate–and written on good stationery. And if there is anything a network wants almost as much as a high Nielsen ratings, it is the prestige of a show that appeals to the upper middle class and high-brow audiences.” (Lowry, Cynthia (January 17, 1968). “One Network Goes ‘Unconventional’”. Nashua Telegraph. Associated Press. p. 13)

“The show, according to the 6,000 letters it draws a week (more than any other in television), is watched by scientists, museum curators, psychiatrists, doctors, university professors, and other highbrows. The Smithsonian Institution asked for a print of the show for its archives, the only show so honored.” (Scott, Vernon (February 7, 1968). “Letters Can Save 'Star Trek’”. The Press-Courier. Oxnard, California. United Press International. p. 17.)

After the episode The Omega Glory, on March 1st, 1968, the announcement came:

“And now an announcement of interest to all viewers of Star Trek. We are pleased to tell you that Star Trek will continue to be seen on NBC Television. We know you will be looking forward to seeing the weekly adventure in space on Star Trek.” (“Letters For 'Star Trek’ Hit 114,667”. The Modesto Bee. April 14, 1968. p. 26.)

If this was intended to stop the letter writing campaign, it was a dismal failure. A comparable number of letters came in to NBC following this announcement, full of thanks for renewing the show for the third season.

In March of 1968, NBC moved Star Trek to another time slot: 10:00 PM on Fridays, an even worse shot than before. To make matters worse, it was only being seen by 181 out of 210 of NBC’s affiliates. Roddenberry fought the network to move it to a better time, but he was denied. Exhausted, Roddenberry quit working on production of Star Trek, remaining executive producer in name only. The running of the show went to Fred Freiberger, who was with the show as it stood on its last, shaky, legs.

And it was on its last legs.

Star Trek season three was a dying breath, the death-rattle of a show that was being intentionally destroyed by its own network.

To quote Nichelle Nichols:

“While NBC paid lip service to expanding Star Trek’s audience, it [now] slashed our production budget until it was actually 10% lower than it had been in our first season … This is why in the third season you saw fewer outdoor location shots, for example. Top writers, top guest stars, top anything you needed was harder to come by. Thus, Star Trek’s demise became a self-fulfilling prophecy. And I can assure you, that is exactly as it was meant to be.”

It showed.

While I hesitate to call season three of Star Trek a mess, it is difficult to deny that the show was definitely struggling. Episodes dropped in quality, characters became more exaggerated and less ‘true’. Star Trek stopped filming in January of 1969, and after a total run of 79 episodes, the show was cancelled.

As a newspaper columnist advised:

“You Star Trek fans have fought the “good fight,” but the show has been cancelled and there’s nothing to be done now.”

Rather incongruous with the image of the pop-culture giant we know it as today, wouldn’t you think?

So what happened?

As it turns out, Star Trek had enough episodes (thanks to the third season) to enter syndication. Desilu Productions, which at that point had become Paramount, licensed the syndication rights in order to turn a profit, and reruns of Star Trek began airing in late 1969.

In syndication, Star Trek became a cult classic, finding a larger audience on reruns than it had during its original run. The show, which was airing in the afternoons and early evenings, was attracting a young demographic, and, ironically, Star Trek became known as ‘the show that wouldn’t die’. By 1970, Star Trek was boosting Paramount’s ratings, and becoming extremely popular. In January of 1972, over 3,000 fans attended the first Star Trek convention in New York City, kicking off a previously unheard-of trend of organized fan gatherings where they could buy merchandise, meet cast and crew, and screen episodes of the show. These people, coming to be known as ‘trekkies’, took pride in their knowledge and extreme love for this series, which was becoming renowned for being a smart, heartfelt science fiction show that had been cancelled too early.

17 years after Star Trek was cancelled and started reruns, Star Trek became the most popular syndicated show of all time. By 1987, Paramount was bringing in $1 million per episode, and by 1994, reruns were still airing in over 90% of the United States of America.

The rest is history.

It has been over fifty years since Gene Roddenberry’s vision of a wagon train to the stars first took flight, and it was a hard battle fought to get as far as it did. Never before had a show garnered the support and devoted love from a fanbase, never had it inspired such huge leaps and bounds in television and fandom alike. Never had a television show meant so much to so many, and continued to do so well past its end.

For a show that struggled through a third season, it seems incredible that Star Trek still holds the weight that it does today. The show that wouldn’t die gained new life beyond the grave, still capturing people’s attention decades after it was cancelled, growing to become one of the best known and best loved television shows ever made.

Against all odds, Star Trek lives on, remaining one of the greatest television shows of all time, for very good reason.

Join me for one last article as next time we take one last look at Star Trek in our Final Thoughts. If you have any thoughts, questions, suggestions, recommendations, or just want to say hi, don’t forget to leave an ask! Thank you all so much for reading, and I hope to see you in the next article.

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jollystrangerduck · 4 years ago

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NCB Full Form क्या होता है।

NCB Full Form – NARCOTICS CONTROL BUREAU

यहाँ पर मैं आपको बताऊंगा की NCB क्या होता है। NCB Full Form क्या होता है। NCB कैसे काम करता है। आपको यहाँ पर NCB Full Form के बारे में सारी जानकारी मिल जाएगी।

Land Record Bihar

NGO Full Form in Hindi

DBT Full Form in Hindi

RTPS Bihar Full Form in Hindi

NCB Full Form In Hindi में :-

NCB को NARCOTICS CONTROL BUREAU कहते है। और इसे हिंदी में स्वापक नियंत्रण ब्युरो कहते है।

NCB Full Form क्या है :-

जैसा की नाम से ही पता चलता है की नारकोटिक्स कंट्रोल ब्यूरो, मादक पदार्थ की रोक थाम करना। अबैध रूप से मादक पदार्थ, जिसे हम उच्च कोटि के नशीला पदार्थ की तस्करी की रोक थाम करना। ये सरकार की मादक पदार्थ जैसे - ड्रग्स, हीरोइन, अफीम, गांजा, को अबैध बिक्री एवं दुरूपयोग से बचाने का काम करती है। NCB का मुख्यालय दिल्ली में है। और इसका क्षेत्रीय कार्यालय अलग अलग है।

SSC Full Form in Hindi

CEO Full Form in Hindi

NCB का प्रमुख कार्य :-

https://www.lucentgktoday.com/2021/04/ncb-full-form-in-hindi-ncb-ka-full-form.html

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ayz8yf9q-blog · 5 years ago

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Would you buy rapture insurance?””

Would you buy rapture insurance?

If you believe in the rapture, would you purchase insurance to be paid out to your family members you have left behind . I mean if you re the bread winner, and just vanish . Who is going to pay the rent, who is going to buy the food. People carry life insurance, and have social security to help families, but I m pretty sure they wouldn t cover rapture ... --not superstitious

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Tip cheap car insurance quotes for young male drivers

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carstensen18dideriksen-blog · 6 years ago

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Simple ques about Car insurance. Ive had my drivers licence?

For over ten yrs but have never had a car in my name. Also have never had my own car insurane. My driving record is spot clean no tickets violations nothing and im over 30. Would i still have to pay as much as a 21 yr old brand new driver for car insurance ?? am i looked at the same as them ?? I might suggest that you visit this website where you can get quotes from different companies: http://INSURECOMPAREQUOTES.US Car Insurance for Visitors? I bought a brand new vehicle. It is protected through its producer. I went along to another country to operate and stay and then quit over Germany. Since I have wanted to maintain the car, I went it to my new property! For your first a few months (I'm informed) I am still covered being a Traveler. Claim I've a collision within this new region, we trade insurance facts, etc... Where should the other driver goto get his payment and file his state? 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They havnt even sent me any issue or actually called me... One other week, i called them and they said they will deliver a confirmation of a times NCB... Is this proof needed by me or do I simply tell my next insurance to call them for comfirmation?? Thanx another concern is i got covered for 2000 direct with automobile for that year. I'd 9 things drink-driving and i hadnt had any no-claims benefit of course. The car was a ford fiesta xr2i 1.8 16v 1994. Nevertheless now 6 of the items have terminated and are off my permit and also i will have a decades no claims reward.all i have on my license now's 3 points and dr10 (drink-driving bad I am aware) anybody possess a rough idea just how much this may come down now i have a bit more of the fascinating history lol? Cheers for period yall tc" Maternity insurance or no insurance? And so I am naturally kicked their insurance off. Since it isnt worth every penny, they keep telling me to not get insurance and we should only spend of wallet. 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Therefore, I email them (while they reported in the correspondence this will be the quickest way to solve and avoid having my coverage postponed) saying the NCB was on corporation insurance instead of another individual insurance which i think they believe I've (the option on NCB on the site included NCB on organization vehicles), no response to my email, so I send another, currently I've had a red shaded notice threatening cancellation of my insurance unless I provide the info. Tried dialing and it's really both continuously employed or answer phone. Emailed to get a final and third occasion and place a replica of the email inside the article with no response. I'm I have been by assuming I've NCB on my business vehicle plan, consequently completely mislead, whenever they opt to stop my policy can I get my deposit and 1st month's payment back? 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It's cheaper for me personally to become named as a second driver on MY vehicle, with someone who has 4 decades no claismand continues to be drivin ages, but when i was too hav a collision while in the car could he shed his no-claims?? And also he's a car 2 if he claims of the insurance for my car, can this in anyway influence his insurance? cheers" What is an insurance plan? I have heard the definition of, Packages Section, and Plans Underwriter. What exactly are Packages and do they vary from the regular products an insurance organization offers?" Life insurance for 18 year old? My daughter is going to be 18 this year & she wants to know if life insurance is needed by her. She lives acquainted with us,is in 6th form at university (UK) & has no responsibilites like mortgage etc.She has a Saturday job so works. My partner & I aren't guaranteed, although it doesn't sound like she does. Any guidance? Cheers." Inexpensive medical insurance in NYC? Hello, I'm 30 years old and my wife and I had a mixed revenue of around $ 62,000 for 2006. In september with this year I returning to university regular and will be stopping my entire time occupation. My current pay is 000, $50. I anticipate building 000 while in university, a maximum of $20 and never having the ability to get healthinsurance . Our money for 2007 may screw up my odds of acquiring many federal-aid for your first-year and will possibly exclude me from balanced NY too. Insurance through college is about $600 monthly. I've gotten rates of $513 to $1200 a month for my spouse. All I would like is devastating insurance in case possibly people have any important difficulties or I have a collision while riding my bike (a means of transportation, not just a doll). These prices are currently driving me insane. Where's where for me personally to look for something that can include these distinct situations and how much must I be prepared to spend? Cheers in advance!!" "Sad Love Account, Car-Insurance question for a 19 year old. Please Support. May reward 10 items?" I've been seeing this son for a while today and that I have absolutely slipped for him. A year ago, my entire life fell aside in senior school and he's the thing that's gone right. He is the main one person who makes my heart battle all fast and stomach do flips with those butterflies. I'm absolutely crazy about him. I've my permit but I'm simply not ensured. Our grandfather found a delivery I left while in the car by accident and looked over the kilometers and that I got the vehicle taken away. If any one of you're in love I cannot stop crying you know how I must experience. I can't stop crying. I understand exactly how Juliet must have felt:'(Today on the insurance issue. Our 70-year old grandfather wont I'd like to generate anymore until I'm covered. I am 19 and he has esurance and want to obtain added onto it. Does anybody have any concept of the fee? 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Really Angry! where could I get cheap vehicle insurance im 18? i been on move assess the cheapest I acquired was 4600 thats on the 1.9 litre van I believe its dumb how do I make a living spending that kind of cash out i need my suv for function plus its nothing like its really powerful its a sh!tty van i wolud not mine if it having a 1.9 sports car buts its a van it sholud be cheaper on automobiles im 18 do u understand where i can get cheaper truck insurance plus I obtained quoted 2600 on a 1.1 automobile Auto insurance + 3 factors? Heya ok to lower along history short i got ripped ove by the police the other weekr and i had an extremely worn-out tire on my car. 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My driving record is spot clean no tickets violations nothing and im over 30. Would i still have to pay as much as a 21 yr old brand new driver for car insurance ?? am i looked at the same as them ?? I might suggest that you visit this website where you can get quotes from different companies: http://INSURECOMPAREQUOTES.US Where do I go-to uncover public liability insurance? I'm beginning to operate courses, coaching creative recycling products and require liability insurance. Would you place me inside the proper path please?" Produced a mistake on prior car insurance? I am concerned about changing insurance providers as I forgot to inform preceding insuraure about 3 items I have. What will the brand new insurance provider claim regarding the situation? Can my previous insurance carrier rings and explain? However the insurance has expired thanks" "Just how much do you consider if I get my own personal car my insurance increase?" I attempting to approach how much cash I will significance of an automobile. Its a 2000 truck. I am 17 and have had no injuries or seats. I required a drivers ed course and get yourself a great student discount. Discussing my parents vehicle (a fresh SUV) produced her insurance go up $70 per month. Have you got an idea of just how much it'd rise if I got my own auto? Thanks!" Could having a Honda Civic coupe improve my motor insurance costs? I am 18 & likely to move into a Honda Civic shortly. I observed that my insurance rate would get sky-high, although I'm indicating to get a coupe just because it's really a coupe. Is this true? & in that case, by howmuch? Cheers." Easily got an automobile video recorder is my auto insurance going down? I ordered a video recorder for my automobile as project.Keeping in your mind competitors and other motorist are currently operating intellectual occasionally in London can I get my insurance down basically got a recording device within my car.Did anyone were able to accomplish that? "I didn't ride on it, although I've no healthinsurance, ambulance arrived?" I fainted at my school. The ambulance got and 2 paramedics examine my blood glucose level and that and blood pressure was it... Used to don't head to a medical facility with them or anything. But of course I'd to give my information that to them... I am terrified since I DO NOT have medical insurance, of just how much it will be. :(" May be the health insurance paid to put off worker taxable? Does this medical health insurance insurance payment taxable in case a company-paid it truly is terminated a-6 month healthinsurance protection to employee?" Clever Vehicles are being insured by what insurance company in the US? I've a 2007 Smart and my insurance has advised me that they can not continue my protection because of the sort of vehicle that it's. "Normally, howmuch do companies buy medical insurance in america?" So I require a statisitic, normally, how much health insurance is provided by employers to employees? I have got that over 50 employees who don't present medical health insurance the Patient Safety and Affordable Care Work can enforce a $2000 good on employers with from January 1st 2014. But for just how much businesses really present medical health insurance, statistics are typical over the position... The portion of big firms providing these gains fell from 66% in 1988 to 34PERCENT in 2002 These estimates are from wikipedia, but I've been looking at different websites also. I simply do not know things to imagine, or how to understand what they truly mean. What proportion of businesses truly provide it really is full-time personnel with satisfactory medical insurance?" That will cost more to insure? 00-04 mustang 00-04 or bottom mustang gt? I am 17 and live in Nyc. Year, been operating using a clear history for one and I currently spend $100/month on my mom's '10 camry. I want to get my very own automobile and I have concentrated anything right down but I can't decide between a base model or even a gt. I've discounts on my recent plan for example drivers ed and great student. I will also have a defensive driving course for an added discount and the new-car will even result in a multicar plan discount which will be helpful. Our mama will soon contribute exactly the same $100 towards the vehicle as she's currently as well as the sleep I've to pay for by myself. I have heard that the base and gt will cost about the same to insure, but it doesn't seem right considering that the gt has 100+hp significantly more than the bottom, but folks have reinforced that by stating the base styles take part in more accidents among young drivers. Consequently can anybody set the history right for me? Please don't provide tendencies saying that solely my insurance professional could inform me that or excessive for you yourself to manage to me. Also would it be a smart decision to decrease impact protection to get a massive insurance discount? On racing this vehicle I really donot plan." How long are you experiencing in maryland to incorporate a new automobile for your insurance? I am being informed it's 14 days, when I believed 30 days, maryland state-law says?" I'm do not be eligible for medicaid. and pregnant without any insurance? I just found out I'm pregnant. I am 18, and I want to be reasonable about how I can do this. I don't have insurance, and that I realize to get a fact that my mom makes an excessive amount of income (that most goes to payments) for me to qualify for medicaid. We virtually have nothing left-over, but still battle. Therefore I would have to spend of pocket. But I have nothing to my name. I simply had work interview but also that'sn't assured & I'm not sure if I can work morning sickness, because I am presently getting. The daddy doesn't have money or insurance. & I'm not foolish enough to rely on him. Is there in any manner that I can get help? Talks on what I ought to of thought of that before. No ****. We all make errors. Many thanks." Issue where you should get dentures without insurance.? Hi,I live-in Renton,California and need new dentures.I don't have any dental insurance.I will be able to place down 300 dollars and make payments,just performing PT.Any strategies if its cheaper to attend a Denture Clinic or normal dentist? Many thanks..." Where could I get lifeinsurance for my girl who has cancer? Where could I get my child that has cancer life-insurance? Adrian flux motor insurance? Is this a good motor insurance company, has everyone got any good/negative coments or viewpoints about this company, I'm a new driver therefore I would love the guidance which will be my insurance. thankz in advance!" How will you figure out in case you have health care insurance? How can you discover when you have health care insurance?" "Can it be correct you get whenever you turn 25 years of age, a car insurance break?" I havenot noticed something formal, and that I imagine my broker can be asked by me. If anyone else has gotten any kind of charge change once they switched 25 but I had been interested. Does it depend on the insurance provider?" What're the consequences of the selections with car insurance? Evaluating auto insurance and answering the questions(rent or own property, relationship position, etc.). Do my advanced fee influence?" Classic Mini Insurance? Support? Hello, I have a vintage austin mini mayfair 998cc. I got prices before from footman james on common insurance at around 900 nevertheless now they have a fresh coverage where they don't supply insurance under 21 to everyone. Ive tried evaluate industry along with other sites for is 1600 fully compensation however the cheapest I - can think it is. Can anyone help? please support!" "For washing company, business insurance?" me and my friend want to start our personal tiny cleaning business as a specialist and companies who gonna get us function asking for insurance can anyone tell just how much will it charge me and what do i need to get protected as we have normal washing equipments, automobile and steam-clean equipment only. Gaining very less initially therefore cant afford. please guide us. Cheers" May this have substantial insurance? I was considering investing in a 2010 vw gti car or car. Manual. Is insurance with this superior to get a gentleman that is newer? it has a turbo onto it. However it simply contributes I do believe 25hp popping out to about 200. Could a car and automated be insurance than the usual coupe/guide? Common costs to purchase and guarantee a 50cc scooter? Ok so I don't understand what moped it will be and so I'm simply looking for earnings and general help. I'm am thinking of getting a scooter charge imminent, for that next 6-7 weeks and 17. I just wondered how much could insurance expense me for this, not just a brilliant bicycle just a cheapo 400-500 assume as I shant everyday be applying it and is there in any manner to insure it for only 6 months rather than a year that's cheaper? Over a whole how much do you think it'd charge me altogether easily ordered a 400 50cc moped to guarantee for 6 month (year in case you cannot do six months) + tax + assessment you have to take P.S. I reside in England - South-East - Dover/Folkestone Location" Just how much would motor insurance be for an 18 year old in Ontario? I am an 18-year old residing in the Windsor area in Ontario, Canada. I wondered roughly how much auto insurance for me would be. I've been operating for just two decades, never had a collision, racing ticket, etc. I taken drivers ed." "And never have to get car insurance for it, can you buy an automobile? ?" Well I am 18 and just lately approved my exam. I had been wondering if you might purchase a vehicle without buying the insurance. Some individuals have said as you are able to obtain a vehicle but need vehicle tax to preserve it parked on the highway whilst others say that you will need the vehicle to be kept by motor insurance on public highway:/? Which one is correct?! Pluss I reside in the UK" How much does insurance cost in the era of 30 on the car in the united kingdom? Me that's in the age of 30 haha! Simple ques about Car insurance. Ive had my drivers licence? For over ten yrs but have never had a car in my name. Also have never had my own car insurane. My driving record is spot clean no tickets violations nothing and im over 30. Would i still have to pay as much as a 21 yr old brand new driver for car insurance ?? am i looked at the same as them ?? I might suggest that you visit this website where you can get quotes from different companies: http://INSURECOMPAREQUOTES.US

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devtechtips · 3 years ago

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NCB क्या है NCB full form in Hindi

#meaning in hindi

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letsimportanttreecollection-blog · 6 years ago

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Tucson Arizona Cheap car insurance quotes zip 85715

"Tucson Arizona Cheap car insurance quotes zip 85715

Tucson Arizona Cheap car insurance quotes zip 85715

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