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Mutual Funds vs Farmland: Why Buying Farmland Online is Now Easier for Investors
Explore the benefits of mutual funds vs farmland investments and discover how online platforms simplify buying farmland for today's investors.
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What are the 10 Benefits of Investing in Debt Mutual Funds?
Many people hesitate to invest in mutual funds because they fear market risks. However, there are low-risk options available that can still provide good returns. These options are known as debt mutual funds. In this article, we will explore these relatively lower-risk options.
What Are Debt Mutual Funds?
Debt mutual funds are investment vehicles that primarily invest in fixed-income securities such as government bonds, corporate bonds, treasury bills, and other money market instruments. These funds aim to provide regular income with relatively low risk compared to equity mutual funds. Debt funds are suitable for conservative investors who prefer steady returns over the potential for high but volatile gains. If you wish to get started, reach out to the best mutual fund advisor in Cochin.
Types of Debt Mutual Funds
Debt mutual funds come in various types, each catering to different investor needs and investment horizons. Here are some common types:
Liquid Funds: These funds invest in very short-term securities with maturities of up to 91 days, and offer high liquidity which makes them suitable for parking surplus funds.
Ultra-Short Duration Funds: These funds invest in instruments with slightly longer maturities than liquid funds, typically up to six months.
Short-Term Debt Funds: These funds invest in securities with maturities ranging from one to three years, offering a balance between liquidity and returns.
Corporate Bond Funds: These funds invest primarily in high-rated corporate bonds, providing higher returns than government securities while maintaining relatively low risk.
Gilt Funds: These funds invest in government securities of varying maturities, offering high safety but potentially lower returns compared to corporate bond funds.
Dynamic Bond Funds: These funds actively manage their portfolios based on interest rate movements, adjusting the maturity of their holdings to maximize returns.
Credit Risk Funds: These funds invest in lower-rated corporate bonds, offering higher returns but with a higher risk profile.
How Debt Funds Differ from Equity Funds
Debt mutual funds and equity mutual funds serve different investment purposes and risk appetites. Here are some key differences:
Risk Level: Debt funds carry lower risk compared to equity funds, as they invest in fixed-income securities. Equity funds invest in stocks, which are more volatile and can lead to higher returns but also higher losses.
Return Expectation: Debt funds provide more stable and predictable returns, while equity funds offer the potential for higher but more unpredictable gains.
Investment Horizon: Debt funds are suitable for short to medium-term investment goals, whereas equity funds are better suited for long-term growth.
Top 10 Benefits of Investing in Debt Mutual Funds
Lower Risk: Debt funds invest in fixed-income securities, making them less volatile than equity funds. This lower risk makes them ideal for conservative investors.
Regular Income: Many debt funds provide regular income through interest payments, making them suitable for investors seeking steady cash flow.
Liquidity: Debt funds, especially liquid and ultra-short duration funds, offer high liquidity, allowing investors to access their money quickly when needed.
Diversification: Investing in a mix of debt securities helps diversify risk, reducing the impact of any single security's poor performance on the overall portfolio.
Tax Efficiency: Debt funds held for more than three years qualify for long-term capital gains tax with indexation benefits, which can significantly reduce tax liability.
Professional Management: Debt funds are managed by professional fund managers who have expertise in selecting and managing fixed-income securities, ensuring better returns than individual investments.
Flexibility: With various types of debt funds available, investors can choose funds that match their investment horizon and risk tolerance.
Transparent Operations: Mutual funds are regulated by the Securities and Exchange Board of India (SEBI), ensuring transparency and investor protection. Regular disclosures and updates keep investors informed about their investments.
Cost-Effective: Debt mutual funds have lower expense ratios compared to actively managed equity funds, making them a cost-effective investment option.
Goal-Oriented Investing: Debt funds can be used to achieve specific financial goals, such as saving for a down payment on a house, funding education expenses, or building an emergency corpus.
Conclusion
Debt mutual funds offer a viable investment option for those looking to achieve stable returns with lower risk. Thirukochi Financial Services, the best mutual fund company in Cochin can guide you by helping you understand the different types of debt funds and their benefits, so you can make informed decisions that align with your financial goals.
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Unlocking Digital Gold: Best Prices for Your Precious Investment
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Buy Mutual Funds Online
Are you planning to buy mutual funds online but confused, then you are at the right place. Visit Mahindra Manulife Mutual Fund website to know all the important reason why you should invest in mutual fund and also explore different types of mutual fund and then select best investment option which suits your goal. https://www.mahindramanulife.com/
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Selecting a top stock broker in India can be challenging. However, by looking for these features, you can find a reliable and number 1 stock broker in India who will help you achieve your long-term investment goals.
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Hi! Could you please write something where reader and Lando have been together for a while and the hate never got to her until she saw a comment about her using Lando’s money and Lando never had a problem with it. But reader starts using her own money but she doesn’t have a lot of it and one day she misses a call from the bank and Lando answers it and finds out her funds are low and he put it together. Happy needing though where Lando reassures her that he loves her using his money.
what's mine is yours (ln4)
✦ pairing - lando norris x female!reader
✦ genre - gold digger tweets, money problems, tears, fluff
Lando and Y/N had always had an easygoing relationship. From the moment they met, things just clicked. They’d been inseparable for years, growing through the ups and downs of the racing world together. She was his anchor, and he was her biggest supporter. Despite the scrutiny from the public eye, their relationship was grounded in mutual respect and understanding. Lando always made sure she felt cherished, often indulging her with gifts, fancy dinners, and trips—but none of that ever really mattered to Y/N. She loved Lando, not his lifestyle.
Still, there was always an undercurrent of judgment from certain corners of social media, as there often is for the partners of famous athletes. Y/N had long trained herself to tune out the negative noise. But today was different.
Sitting on the couch while Lando was out at a sponsorship event, she scrolled through Twitter. It had been a typical day, filled with photos of the two of them that fans had posted, some sweet comments and, as usual, some not-so-sweet ones. She should’ve stopped scrolling when she saw a thread discussing her. But instead, her eyes caught on one tweet.
@SpeedyPaddock: "Does Y/N ever spend a single dollar of her own? I swear all I see is Lando footing the bill. She’s just another gold digger… probably why Lando doesn’t mind either, right? He’s got the money to throw around."
Her heart sank. Y/N stared at the screen, feeling her chest tighten. She had never thought of it that way—sure, Lando loved spoiling her, and she’d accepted his generosity because it made him happy. But was she really taking advantage of him?
She shook her head, trying to clear the heaviness settling in her chest. No, Lando would never think that. Yet, the words echoed in her mind, twisting her perception. What if other people thought the same thing? What if they saw her as nothing more than someone who used Lando’s wealth to get by?
I can't do this anymore, she decided. She wasn’t going to be seen that way. From now on, she'd stop using any of Lando’s money. She wouldn’t tell him—it wasn’t his fault, and she didn’t want to burden him with her insecurities.
Y/N sighed, putting her phone away, her mind already racing with ways to distance herself from his lavish spending. This wasn't about them, it was about her.
time skip
The shift was subtle at first. Y/N stopped suggesting they go out to fancy dinners or buy anything extravagant. She even started paying for smaller things—coffee, groceries, or an Uber here and there. It wasn’t that she didn’t want to go to their favorite restaurants or enjoy the life they’d built together, but she didn’t want to add fuel to the assumptions people were making online. Every time Lando offered to cover something, she’d smile and politely insist on taking care of it herself.
Lando, oblivious to what was going on in her head, didn’t think much of it at first. He’d tease her with a grin, “Trying to outdo me, are you?” And she’d laugh it off, hiding the unease in her heart.
But as the weeks passed, the strain began to show. Y/N wasn’t rich—not by Lando’s standards, not by any stretch. Her savings weren’t endless, and the more she tried to maintain this facade of independence, the more she found herself running low on funds. She wasn’t sure how long she could keep this up, but the thought of being seen as a "gold digger" kept pushing her forward.
One afternoon, as Lando was lounging on the couch, Y/N’s phone rang. She was out picking up some last-minute groceries, and without thinking, Lando picked it up when he saw the caller ID—her bank.
"Hello, this is Lando. I’m answering for Y/N."
The bank representative, not knowing any different, politely responded, "Hello, sir. We were just calling to inform Ms. Y/L/N that her account balance is quite low, and we’ve noticed a few declined transactions recently. We recommend a transfer or deposit soon to avoid further issues."
Lando’s face dropped, confusion swirling through his mind. "Uh, okay. I’ll let her know. Thank you." He hung up and stared at the phone for a moment, piecing things together.
When Y/N returned home, she found Lando sitting on the edge of the couch, her phone in his hand, a serious expression on his face.
"Hey, everything okay?" she asked, setting the groceries down.
He looked up, his blue eyes soft but concerned. "Why didn’t you tell me?"
Y/N froze. She had no idea what he was talking about. "Tell you what?"
"The bank called. They said your account’s low… and that there have been some declined transactions. Y/N, why are you doing this?" His voice was gentle but filled with worry.
Her heart sank. "Lando, I—" She trailed off, not sure how to explain. The tweet flashed in her mind again, and she could feel the walls closing in.
Lando stood up and walked over to her, his hands resting on her shoulders. "Talk to me. Please."
She exhaled slowly, her voice trembling. "I saw a comment a few weeks ago… someone said I was just using your money. That I’m a gold digger and that you don’t care because you can afford it. It got to me, Lando. I didn’t want people to think that I’m only with you for your money. So, I started using my own… but I didn’t realize how fast it would run out."
Lando’s expression softened even more, his brow furrowing as he pulled her into a hug. "Oh, Y/N…"
She buried her face into his chest, feeling the weight of her decision catch up with her. "I didn’t want to tell you because it wasn’t your fault. It’s just stupid people online. But I didn’t want to be seen that way."
He pulled back slightly, cupping her face in his hands. "Listen to me. I don’t care what anyone else thinks. You’re with me because you love me, and I love you. It’s never been about money, and it never will be."
"But—" she started, but he cut her off gently.
"No, but. I want to spoil you. I want to take you to nice places, buy you things, and make you happy. That’s what people do when they love each other. It doesn’t mean you’re using me. You’re not a gold digger, Y/N. You’ve never been." He kissed her forehead softly. "You don’t have to prove anything to anyone. Especially not to me."
Tears welled up in her eyes, not from sadness, but from relief. She’d been carrying this burden for so long, and now, hearing Lando say those words, it felt like the weight had been lifted. "I just didn’t want you to think I was taking advantage of you."
"I know you, Y/N," he whispered. "You could never do that. I love you, and I love sharing my life with you. That includes my money, okay? We’re a team. Whatever’s mine is yours."
Y/N nodded, tears spilling over as she smiled softly. "I love you too, Lando. I’m sorry I didn’t tell you sooner."
He wiped her tears away with his thumb, smiling back. "Don’t be. Just promise me one thing."
"What?" she asked.
"Promise me you won’t listen to those idiots online. They don’t know us. They don’t know what we have."
Y/N let out a soft laugh. "I promise."
Lando grinned, pulling her into another tight hug. "Good. Now, let’s go out tonight. My treat. And before you say anything, it always will be."
Y/N rolled her eyes playfully, the tension finally easing between them. "Fine. But I’m picking the place."
"Deal."
#lando norris#lando norris x female reader#lando norris x you#lando norris x oc#lando norris x y/n#lando norris x reader#ln4#ln4 x y/n#ln4 x reader#ln4 x you#ln4 x female reader#formula 1 x female reader#formula 1 x y/n#formula 1 x you#formula 1 x reader#formula 1#f1 imagine#formula one#y/n#mclaren
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The Van Fund, or "Help Pops become homeless so they can finally stop begging for rent money every goddamn month"
Hey y'all! I'm Pops (they/them), a broke-as-hell nonbinary autistic anarchist. People who follow me will know that earlier this year I got a full-time nonprofit job, which I truly believed in and did my best at while I was there. Unfortunately, my best wasn't good enough, and by the end of my term there I was getting lectures from my boss daily (same as all my previous jobs - being autistic enough to suck at work but not autistic enough to get any sympathy or accommodations is hell). Eventually I was so ground down and burnt out that I quit, and I've spent the several months since paralyzed with depression. On top of that, while working there the partner I was living with dumped me forcing me to move into a shitty one-bedroom apartment, and shortly after moving there my motorcycle (my only vehicle) was stolen. Needless to say, being trapped in this tiny space alone with no transportation has not been good for my already historically bad mental health
At this point, the thought of ever working a capitalist job again genuinely makes me suicidal, so I've been looking into other ways of living. After talking to some very helpful folks and looking through various resources online, I've decided to get a used contractor van and live in it for the time being. I intend to dedicate the extra time, energy, money, and freedom that'll give me (plus the van itself, when it can be useful) to mutual aid and the broader anarchist struggle as much as possible
To summarize: capitalism sucks, I'm gonna live in a van and do anarchy instead
Like I mentioned before, I'm completely broke. I know how I'm gonna make money once I have the van, but without transportation I don't have a lot of options. That's why I'm asking you guys for help
After looking around online, I settled on a goal of $3000 to buy a van outright and have it delivered here. If you're in a comfortable enough financial position to help me out, you can contribute to the goal on my ko-fi. I also have a patreon, and you can DM me for my venmo, paypal, or cashapp. Hopefully, unless something unexpected happens down the road, this should be the last big begpost I'll ever have to make
Thank you for reading, and thank you all for your help all these years. Reblogs are appreciated
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Am I the asshole for refusing to help my friend out financially after they got a new dog even though they need financial help often and are currently in debt?
Everyone is this story is mid to late 20s.
I have a friend in America who is on social benefits. So I know they don't have a lot of money. I'm also not rich but I earn minimum wage in my country and can afford to pitch in a little sometimes which I don't mind doing generally. I'm also not a big spender at all and I'm able to save up something every month.
In the past I've helped them with buying groceries and even gave them some so they could buy a laptop for art commissions and some games. I don't mind doing that at all. When their old dog got sick I helped out as well. Since I figure some people are going to want to know, in the last 5 years I have given maybe about 2000 dollars.
They got a new dog after the old one passed, which I get. A dog can be a good companion. I did find it a little irresponsible to get a new puppy when they at the time needed several hundred dollars for rent. I told them it might be better to wait until they where no longer in debt with their landlord before getting a new dog. They told me they understood my concern but they got the puppy for free from a friend so it would not be a big deal and they would be able to feed the puppy.
I did tell them puppies can get sick and end up costing a lot more than anticipated but they told me they were willing to take that risk and I decided to not push any further. I had given my opinion and there is not much else I can do. I did tell them not to count on my help financially especially since I had some things of my own that needed fixing and they told me they understood and not to worry.
But then a few weeks later the puppy ate their medicinal weed, which for some reason was within reach of a puppy, and had to get it's stomach pumped and stay overnight at the vet clinic for a few nights.
They came to me and asked if I could help out with the bill and how they would pay me back in part. The bill was over 4000 dollars. I told them sorry but no I can't. First of all, I don't even have that much, I'd have to take out a loan. Second, I warned them this could happen and that I would not be able to help out financially. They seemed a little pissed at that but I just thought it was because of the stress of the situation. They said they would try and get the funds elsewhere and asked me to share it around, which I did.
Unfortunately they didn't manage to get enough to pay the vet and ended up having to give the puppy to a shelter. It's a cute and calm pup so I have no doubt it will be adopted out quickly but it's still sad and I do feel for my friend. But now I'm being blamed for it. I've been getting several angry messages from mutual friends about how I'm the reason my friend lost their emotional support and how I'm the reason they are having a breakdown and suicidal thoughts.
I feel really badly for my friend but I also don't think it's fair to put the blame on me. The reaction from my online friend group makes me feel like I'm missing something that does make me the asshole.
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Seeking Mutual Aid
Well guys, it's finally happened. It's my turn to pay the piper. It's my turn to beg for money online.
The context: up until very recently, I was the full time caretaker for my disabled brother, despite being similarly disabled myself. I also was going to school full time and working. I make $800/month and that was enough to survive because I also got a decent chunk of FAFSA every semester.
Then, my grandmother got sick. My mother, who lived with us about half the time, left to take care of her, and took her financial support with her. Suddenly I was not only the sole caretaker of my brother but also a large 3bed/2bath house with a full garden, all while going to school and trying to work. Just to afford food, I wracked up large amounts of debt with the assumption that when FAFSA came in the fall, I'd be able to pay it off.
But the work was too much. I couldn't finish my classes, and had to take incompletes. This resulted in me losing my financial aid. I managed to get the funds together (mostly by guilting family) to afford my last semester of college, but now there's the matter of all that "buying food" debt. We lost SNAP in the middle of all of this because they added work requirements (I wasn't eligible at all, being a student, but my brother had been. Obviously he can't work, but my support makes him not qualify for disability status either.)
The short of it: to stave off the demons of interest rates, I need like $1500 by the middle of October. That's. A lot. I make $800/month, so I can kind of do it if I uhhhhh *checks notes* don't buy food for 2 months. Hm. An issue has been detected.
I hate this because I almost fucking made it in life without having to get on my knees and beg strangers on the internet for cash (giving them my full legal name in the process), but here we are. It's at least an "any amount helps" situation and not a zero sum game, so I'm passing the hat around to see if anyone can throw in a dollar. If you can't, consider reblogging, in case anyone else can.
Paypal: solitare_lee (at) yahoo (dot) com Zelle: available via DM Patreon: elvensemi (it's not being updated atm but in the future there'll be worldbuilding stuff if that's your thing)
$1292/1500
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How To Get Started Investing In The Stock Market
Educate yourself: Before investing in the stock market, it's important to educate yourself about the basics of investing, including the different types of investments, the risks involved, and how to build a diversified portfolio. There are many resources available, including books, online courses, and investment blogs.
Determine your investment goals: It's important to have clear investment goals before investing in the stock market. Are you investing for retirement, a down payment on a house, or to generate passive income? Your investment goals will help determine the types of investments that are appropriate for you.
Open a brokerage account: To invest in the stock market, you'll need to open a brokerage account with a reputable brokerage firm. Some popular options include Fidelity, TD Ameritrade, and Charles Schwab. When choosing a brokerage firm, consider factors such as fees, investment options, and customer service.
Build a diversified portfolio: Diversification is key to successful investing. By investing in a mix of stocks, bonds, and other assets, you can reduce your risk and increase your chances of long-term success. Consider investing in a mix of large-cap and small-cap stocks, domestic and international investments, and bonds with varying maturities.
Start investing: Once you have a brokerage account and have determined your investment strategy, it's time to start investing. Consider starting with a small amount of money and gradually increasing your investments over time.
WAYS TO INVEST
There are several ways to invest in the stock market, including:
Individual Stocks: This involves buying shares of individual companies on the stock market. You can buy shares through a broker or an online trading platform.
Mutual Funds: Mutual funds pool money from multiple investors and invest in a diversified portfolio of stocks. This allows you to invest in a variety of companies with a single investment.
Exchange-Traded Funds (ETFs): ETFs are similar to mutual funds, but they trade like individual stocks on an exchange. This allows you to buy and sell ETFs throughout the trading day.
Index Funds: Index funds track the performance of a specific index, such as the S&P 500. This provides exposure to a broad range of companies and can be a good option for long-term investors.
TOOLS TO START INVESTING
Online Trading Platforms: Many brokers offer online trading platforms that allow you to buy and sell stocks and funds. These platforms typically provide research tools and stock charts to help you make informed investment decisions.
Robo-Advisors: Robo-advisors are digital platforms that use algorithms to create and manage investment portfolios for you. They can be a good option for beginner investors who want a hands-off approach.
Investment Apps: There are several investment apps available that allow you to buy and sell stocks and funds from your mobile device. These apps are often designed for beginner investors and offer low fees and user-friendly interfaces.
PLATFORMS
A few popular options:
Robinhood: Robinhood is a commission-free trading app that offers stocks, ETFs, and cryptocurrency trading. It’s designed for beginner investors and offers a user-friendly interface.
Acorns: Acorns is an investment app that automatically invests your spare change. It rounds up your purchases to the nearest dollar and invests the difference in a diversified portfolio of ETFs.
TD Ameritrade: TD Ameritrade is a popular trading platform that offers stocks, ETFs, mutual funds, options, futures, and forex trading. It offers a variety of trading tools and research resources.
ETRADE: ETRADE is a popular online broker that offers stocks, ETFs, mutual funds, options, and futures trading. It offers a variety of trading tools and resources, including a mobile app.
Fidelity: Fidelity is a full-service broker that offers stocks, ETFs, mutual funds, options, and futures trading. It offers a variety of investment tools and research resources, including a mobile app.
INVESTMENT STRATEGIES
Value Investing: Value investing involves buying stocks that are undervalued by the market and holding them for the long term. This approach requires patience and a thorough analysis of a company’s financial statements and growth potential.
Growth Investing: Growth investing involves buying stocks in companies that are expected to grow faster than the market average. This approach often involves investing in companies that are at the cutting edge of technology or have innovative business models.
Dividend Investing: Dividend investing involves buying stocks in companies that pay a dividend. This can provide a steady stream of income for investors and can be a good option for those looking for more conservative investments.
Passive Investing: Passive investing involves investing in a diversified portfolio of low-cost index funds or ETFs. This approach is designed to match the performance of the overall market and requires minimal effort on the part of the investor.
Real Estate Investing: Real estate investing involves buying and holding real estate assets for the purpose of generating income or appreciation. This can include investing in rental properties, real estate investment trusts (REITs), or crowdfunding platforms.
Options trading: is a type of trading strategy that involves buying and selling options contracts, which are financial instruments that give the holder the right, but not the obligation, to buy or sell an underlying asset, such as stocks, at a specific price within a certain time frame. Options trading can be used to generate income, hedge against risk, or speculate on market movements.
Swing trading is a type of trading strategy that aims to capture short- to medium-term gains in a financial asset, such as stocks, currencies, or commodities. Swing traders typically hold their positions for a few days to several weeks, taking advantage of price swings or "swings" in the market. Swing traders use technical analysis to identify trends and patterns in the market, and they often employ a combination of charting tools and indicators to help them make trading decisions. They look for stocks or other assets that have a clear trend, either up or down, and then try to enter and exit positions at opportune times to capture profits.
TECHNICAL ANALYSIS TOOLS
There are many technical analysis resources available for traders to use in their analysis of financial markets. Here are some popular options:
TradingView: TradingView is a web-based charting and technical analysis platform that provides users with real-time data, customizable charts, and a variety of technical indicators and drawing tools.
StockCharts: StockCharts is another web-based platform that provides a wide range of technical analysis tools, including charting capabilities, technical indicators, and scanning tools to help traders identify potential trading opportunities.
Thinkorswim: Thinkorswim is a trading platform provided by TD Ameritrade that offers advanced charting and technical analysis tools, as well as a wide range of other features for traders, including paper trading, news and research, and risk management tools.
MetaTrader 4/5: MetaTrader is a popular trading platform used by many traders around the world. It provides a range of technical analysis tools, including customizable charts, indicators, and automated trading strategies.
Investing.com: Investing.com is a website that provides real-time quotes, charts, news, and analysis for a wide range of financial markets, including stocks, currencies, commodities, and cryptocurrencies.
Yahoo Finance: Yahoo Finance is a website that provides real-time stock quotes, news, and analysis, as well as customizable charts and a variety of other tools for traders and investors.
Finviz: is a popular web-based platform for traders and investors that provides a wide range of tools and information to help them analyze financial markets. The platform offers real-time quotes, customizable charts, news and analysis, and a variety of other features.
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text your friends of colour and trans friends. check in on the people around you. protest and engage in direct action and stay informed and help others and donate to fundraisers/mutual aid funds. join a local soup kitchen or a palestine group on campus or volunteer for a homeless shelter or run a bake sale for a palestine charity at your school. talk to your little brother about what he’s been watching online. go to each protest in your city. buy a supply of masks and carry them with you to hand out if people need it. make art and join a local knitting group and the book club at your local library. you have options and you will get through this. we all will, but we need to do it together.
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How do Mutual Funds Planners in Cochin Help Investors Achieve Their Goals?
Thirukochi Financial Services, the best mutual funds planners in Cochin, assists investors in identifying suitable investment opportunities, creating customized investment plans, optimising their portfolios, and building wealth over the long term, ensuring a secure financial future. For more information, visit https://www.thirukochi.co.in/mutual-fund.php
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#digital gold investment app in india#digital gold#digital gold disadvantages#digital gold price today#mutual fund calculator#best mutual funds next 10 years#buying digital gold online
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Friends, Romans, mutuals!
My sister will be home for Christmas from her job at a children’s home in a third world country (I will not specify the organization in the interest of the children’s privacy). All the toys in the home are secondhand and hard plastic. That is to say, the toddlers are able to choose violence, which no one wants. There are no soft toys nor any personal belongings for the youngest children. Between now and my sister’s return, my goal is to handmake 25+ teddy bears to send back with her. I will not be able to send these fuzzy bois by mail because American goods are taxed too heavily. The clock do be ticking and also like this bear is such a little guy.
My heart is as full of love as my bank account is full of cobwebs. Consider help my dumb broke ass buy yarn by contributing any amount to this fund.
However, certain contributions will come with the following rewards:
$5 USD — 10 HCs for a mythical/folklore ship of your choice, including self ship.
$10 USD — Single page minimum one-shot, again, ship of your choice OR editing service for a 1k word fiction.
+ $10 at least two pages of your silly little scenario you twiddle your thumbs to at night. I see you over there. Yearning. Alternately, I can help you with a 2k word piece of your own.
Again, I do not chose to reveal look-upable info on the children’s home, but any and all contributors will receive a picture of their sponsored 🧸 in their ask box as online (read: eternal) evidence of their legitimacy and good-personhood. The Theodore Bears (named for my youngest son) are an original pattern I wrote myself and will be handmaking. Please consider what it means to a child to have a unique gift, purely to call your own.
Even if you are not able to contribute, (we get it) it would mean so much to us were you to share or blaze my post for a quick signal boost.
Much love to you all,
Peggy
#go fund me#the theodore bears#teddy bears#social justice#non profit#not for profit#children’s home#charity#knitting#crochet#crafting#attention#mutuals
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i know i'm usually only here once a week on the weekends anyway, but i also do tend to get on mobile a lot throughout the week. i haven't been, and that's because so much is going on in my life right now that the thought of getting online here just isn't even in my head right now. it isn't important.
while i do enjoy this hobby a lot, it is still just that -- a hobby. and i will come back to it when my life isn't so chaotic. that could be two days from now or two weeks from now...who knows. but i'm just letting you guys know that my activity (while it's already low) will be extremely sparse and i am going to prioritize established mutuals over new ones.
i am always on discord and everyone is welcome to message me there if you want to talk or yell about our characters. if i don't respond right away, please understand that i have a lot going on right now.
if you want details of what's been going on, it's under the cut.
at the end of september/beginning of october, our water was cut off because of the water company being absolutely shady and manipulative and lying to us for months prior, and we and to figure out how to come up with over $2,000 very quickly because living without running water in today's world is just not feasible, especially when everything else in your house is working completely normally. luckily we only had to go a few days without water, but the situation was just a fucking nightmare especially because on top of it, my wife and i were working our new-ish jobs as normally as we possibly could; she works 32 hours a week and i work 40, both of us work with children. i was on my lunch break trying to figure out how much water my wife had to buy when she got off work just so we could flush our toilets once or twice throughout the night. i was in my preschool classroom sitting in the floor cutting out laminated farm animals while on the phone with the water company who told me i had insufficient funds in my account when i was staring at my bank that said $2,400 at that moment in time. my wife had to be woken up so she could take cash down to the water company and they had our water back on within 30 minutes, but the stress of all of the bullshit we were going through doesn't just go away.
the week after that was also extremely stressful and overstimulating because of things out of our control.
the past week has been spent worrying about my cat, who has deteriorated EXTREMELY rapidly. she won't eat her normal food, she is constantly getting dirty somehow, her eyes are almost always stuck shut every day and i have to clean them every morning, she's lost so much weight in such a short amount of time and has no energy for anything other than sitting in the same spot. because we work so much, we have not had the time to even call a vet much less make an appointment for her. we managed to get her in somewhere on monday, but that means i'm having to miss work. i've been feeding her liquid/broth cat food and continuing to clean her every day so she can function, though.
the brakes on our car have also deteriorated extremely quickly in the last week, and they're being replaced today. getting an appointment on a sunday of all days was stressful, and trying to plan it around what my wife has had going on for work this weekend was also very stressful. my wife has had only one day off this week and still has to go back to work tomorrow after a weekend of nothing but overstimulation and stress. the brakes are going to be over $500 to have fixed.
my wife's grandfather has also been in critical condition for a while now, and they are expecting him to pass within the next three weeks. we will both have to plan for paying for plane tickets to the funeral, as well as mentally preparing for dealing with her (extremely conservative & fucking awful) family.
all of this is on top of me working with preschool aged autistic children, and things have been chaotic and stressful there too. i'm not going to be at work tomorrow when we're getting a new student, and whenever the normal teachers are out of the classroom, the kids are thrown off completely and end up acting out. but i quite literally just have no other option, my cat HAS to go to the vet. she should have gone last week, but again, we just have not had the time.
who knows what else will pop up in the meantime. i am autistic and all of this overstimulation is not good for my mental health AT ALL. my wife has been extremely depressed lately and all of this is not good for HER mental health at all. we are both just trying to survive right now, but shit will not stop happening.
so i hope everyone can see why tumblr roleplay is quite literally the last thing on my mind right now.
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Thousands of you lost cell phone coverage yesterday, including 911 service; some had intermittent losses that persisted into this afternoon.
I was unable to trade mutual funds online yesterday and had to call in my transaction - which, strangely, worked perfectly.
But I am certain there’s nothing to worry about.
My consistent and cranky admonitions to always have a full tank of gas, $300 in small bills, and a loaded SIG with one in the pipe and some extra mags will be written off as the rantings of a clueless old man.
Wanna buy a bottle of water? Fifty bucks. Cash only.
#do you have a SHTF plan?#what’s in your gun safe?#we have a safe house on a road the county doesn't maintain#But you’re safe in the city
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