#Mortgage Broker Cambridge Ontario

[braydenhoopermortgages]

How Can Mortgage Agents Make It Easier to Get Private Mortgage?

Your financing needs may differ from your current situation in the future. Or, it might have already changed from the past. However, the problem is not the different financing needs but the reduced options left to fulfill them. Financial institutes fail to provide the needed assistance at times. In these situations, you need some reliable solutions. Private mortgages can somehow help you break free from hardships. But finding the right private mortgage lenders Oakville is grueling. How to find private mortgage lenders? Private lenders do not entertain everyone because of several reasons. They offer help only to select people in need. All these limit the access to these private lenders. However, you should look for a private mortgage agent if you ever need a private lender's help. An agent can be the bridge between you and the private lender. As a result, you can contact a private lender sooner, saving you time and effort. Perks of Private Mortgage Agents: Flexible and Affordable Financing Options: One of the reasons people hesitate to contact a private lender is the interest rates charged. Normally, private mortgages are available only at higher interest rates. It creates issues during the repayment stage. Contacting a mortgage agent Cambridge can be a relief for you here. Agents and brokers can help and introduce you to better options. You can rely on these brokers and agents for flexible and affordable financing options that do not trouble you more. No More Credit Score Issues: Financial institutes reject your loan applications and discard your financing needs for one reason, i.e., poor credit score. A poor credit score is evidence of your unsatisfactory past credit performance. Banks and other financial institutes need assurance. A credit score is also a form of assurance. On the other hand, your financing needs must be addressed. Therefore, mortgage agents help you find the right private lender who does not care about your current credit score but only your needs. Therefore, these agents and brokers are a must for everyone who needs quick financial assistance. About Brayden Hooper Mortgages: A mortgage broker Cambridge Ontario who can address all your needs is available for you at Brayden Hooper Mortgages. This firm has the best brokers who introduce you to the finest private lenders who can quickly provide you with the amount you need. So, make sure to contact Brayden Hooper Mortgages and its finest brokers. Check out more at https://braydenhoopermortgages.com/ Original Source: https://bit.ly/4aZJW9c

[amitairi]

Expert Real Estate Agent: Guiding Clients to Successful Property Transactions

Whether you're a buyer or a seller, navigating the real estate market can be a complex and overwhelming process. That's why it's crucial to have a knowledgeable and experienced real estate agent by your side to guide you through every step of the transaction. If you're in the Cambridge, Ontario area, look no further than Amit Airi, one of the top real estate agents and brokers in the region.

Amit Airi is a trusted name in the real estate industry, known for his professionalism, expertise, and exceptional customer service. With years of experience in the Cambridge and Ontario markets, Amit has helped numerous clients achieve their real estate goals. As one of the best real estate agents in Cambridge, he understands the local market dynamics and possesses valuable insights that can make a significant difference in your property transaction.

When it comes to real estate agents in Cambridge, Ontario, Amit Airi stands out for his comprehensive knowledge of the area. From understanding the unique features and amenities of different neighborhoods to staying updated on market trends and property values, Amit has his finger on the pulse of the local real estate scene. He leverages this expertise to provide his clients with accurate and timely information, empowering them to make informed decisions.

As one of the top real estate brokers in Ontario, Amit Airi has built a strong network of professionals in the industry. This network includes mortgage brokers, home inspectors, contractors, and other experts who play a crucial role in a successful real estate transaction. By tapping into this network, Amit ensures that his clients have access to the best resources and services throughout the buying or selling process.

Amit's commitment to excellence extends beyond Cambridge. As one of the top real estate agents in Toronto, he has earned a stellar reputation for delivering outstanding results. Whether you're looking to buy or sell a property in the bustling Toronto market, Amit can guide you through the intricacies of the city's real estate landscape. His expertise and dedication to his clients have consistently placed him among the best real estate agents in Toronto.

When it comes to choosing a real estate agent or broker, reputation matters. Amit Airi is highly regarded by his clients for his professionalism, integrity, and personalized approach. His goal is to ensure that every client receives the highest level of service and achieves their real estate objectives. Whether you're a first-time homebuyer or an experienced investor, Amit will tailor his approach to meet your specific needs and preferences.

In addition to being one of the top real estate agents in Cambridge and Toronto, Amit Airi is associated with one of the top real estate brokerages in the region. This affiliation provides him with additional resources, marketing platforms, and exposure to a wider audience, giving his clients a competitive edge in the market.

If you're looking for real estate agents or brokers in Cambridge, Ontario, or Toronto, Amit Airi is a name you can trust. With his in-depth knowledge, extensive network, and commitment to client satisfaction, Amit has established himself as a leading expert in the industry. Whether you're buying, selling, or investing in real estate, partnering with Amit will ensure that you have a smooth and successful transaction.

To learn more about Amit Airi and his services, visit his website or contact him directly. Whether you're in Cambridge, Ontario, or Toronto, Amit will be delighted to assist you in your real estate journey.

[best-real-estate-agent]

Mississauga Real Estate Agent | Marijan Koturic

Looking to buy, rent, or sell a home or a condo? Hello and a warm welcome from one of the Best Real Estate Agent in Mississauga. When buying, selling, or renting condos or homes nothing beats the expertise of a reliable broker. And nothing beats the convenience of living in the bustling GTA in Ontario, especially the beautiful, and booming Mississauga. When you combine the two, you rest assured of the best investment decision for you.

Team Marijan Koturic works out of the Best Real Estate Agents In Mississauga. Brokerage which locations in Mississauga. We are serving in different places like Brampton, Burlington, Hamilton, Cambridge, Erin, Fergus, Georgetown, Guelph, Milton, Orangeville, Shelburne, and Waterdown.

Marijan Koturic has been serving as a full-time realtor in Mississauga, Toronto, and surrounding areas since 2008. Marijan has been consistently a Top Realtor in Mississauga. Whether you are a Mississauga home or condo seller, a buyer, a newcomer, a first-time buyer, or an investor, Marijan offers the best terms and highest level of professional service. His SRES designation makes him uniquely qualified to buy & sell real estate for seniors.

Orion Realty Corporation Brokerage, agent Marijan Koturic has a lot of experience in residential real estate investing. We assess your land investment needs, pick the proper property sort of a single home, the custom or rebuild the home, condominium, or multi-family income-producing property in Mississauga, and other parts of the Greater Toronto Area. We put you in touch with the best real estate related service providers such as top bankers, lawyers, mortgage brokers, property managers, tax advisors, home renovators, home stagers, etc.

Like every Real estate agent, you can expect not only strict adherence to provincial laws from Team Marijan but also to the Code of Ethics which assures you of the highest level of service with honesty and integrity.

[viewittoronto]

**HOMES FOR SALE STARTING FROM 399,000! ** ACT NOW!! | Houses for Sale | Mississauga / Peel Region

We can help you to buy low price Houses in Mississauga/Brampton/Milton/Cambridge/Guelph within your budget having minimum downpayment. There are many affordable discounted resale houses (Detached, Semi-detached, Freehold Townhome, Condo Townhouse) available for sale which would not last long!!!

There are some good investment properties also came into market which includes FIXER UPPERS, BANK SALE, ESTATE SALE, POWER OF SALE, AND RENTAL INCOME PROPERTIES.

We also deal in Pre-construction, and Brand New Home Projects in Ontario.

!!! Special Programs for First Time Home Buyers, INVESTORS, and NEW IMMIGRANTS!!!

!!! Our Home Buying Services are absolutely “FREE” for Home Buyers, Investors, and New Immigrants in Canada!!!

We have an exceptional team of Mortgage Brokers, Home Inspectors, Real Estate Lawyers, Insurance Brokers, and Financial Planners to help our clients for stress-free home buying experience.

****** For easy property search and HOT Resale Deals, Visit www.KamranAli.ca ******

****** For HOT Pre-Construction and Brand New Home Projects, Visit www.CondoToday.ca ******

Stop Renting And Start Investing!!!

Feel free to contact me anytime.

Regards,

Kamran Ali Real Estate Sales Representative ___________________________ World Class Realty Point, Brokerage Head Office: 240 Duncan Mill Rd. Unit 403, North York ON M3B 3S6 Mississauga: 33 City Center Dr. Unit 375, Mississauga ON L5B 2N5 Office 416-444-7653 | Fax 416-987-5955 | Cell 416-825-0368 | www.KamranAli.ca / www.CondoToday.ca

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*** Not Intended For Any Person Under Contract With Real Estate Brokerage. Images are for illustration purpose only. Houses In Image are Not For Sale.

The post **HOMES FOR SALE STARTING FROM 399,000! ** ACT NOW!! | Houses for Sale | Mississauga / Peel Region appeared first on Viewit.

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[mortgagebrokerplanotx]

Mortgage Broker Roscoe Texas

Contents

Infinite industry knowledge

Open mortgage ceo scott

Instant preapproval. contact

Mortgage broker option

Mortgage Broker Wheeler Texas PennyMac Financial Services announced Friday the launch of its broker direct channel, which offers mortgage brokers access to the company’s POWER platform, in addition to its centralized sales, client.

Find an expert mortgage broker near you with Mortgage Choice. Watch this short video to find out how our local Mortgage Choice experts – brokers and advisers – can help you with a range of your financial needs, from credit cards to home loans and financial advice.

Let our mortgage brokers get you the best mortgage rates and mortgage loan interest rates. You’ll also find tons of free information, expert advice and At Mortgage Brokers City Toronto we have infinite industry knowledge, world-class results and are committed to excellence. We take the time to.

Compare mortgage rates from multiple lenders in one place. It’s fast, free, and anonymous.

Mortgage Broker Woodloch Texas Open Mortgage, an Austin, Texas-based mortgage lender. and loan tools,” open mortgage ceo scott Gordon said of the program. “These provide brokers with powerful benefits.” Open Mortgage also.

Mortgage Broker Zapata Ranch Texas Mortgage Broker Wellman Texas U.S. Bank is now the latest in a growing list of mortgage lenders that are digitizing their lending. states plus the District of Columbia (the bank does not provide HELOCs in Texas, Delaware.

Mortgage Broker Walnut Springs Texas Mortgage Broker Winona Texas  · If you’re currently beginning your journey to becoming a mortgage broker, you might be a bit confused as to where to start. So, read on to get a better idea with the following five steps.Walnut Springs is a city located in Bosque County in Central Texas. The population was 827 at the 2010 census. Walnut Springs is located at 32330N 974457W / 32.05833N 97.74917W (32.058353, -97.749190).

Tradition Mortgage in Roscoe, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Roscoe and beyond.

A Texas mortgage broker is waiting to take your call, and can help you with instant preapproval. contact our lending experts for information! A Texas mortgage refinance can save money, either by obtaining a lower Texas mortgage rate or by reducing the term of the loan . . . more about refinancing.

Welcome to AKAL Mortgages. Mortgage Team with nearly two decades of mortgage industry experience under our belt. Your local Mississauga mortgage broker.

Texas Premier Mortgage helps clients in the Houston area to purchase homes, refinance existing mortgages, and consolidate debt. A staff of experienced professionals at Texas Premier Mortgage will help choose the right product for individual client credit profiles.

Mortgage Broker Windcrest Texas If you are interested in getting a great Mortgage Rate and work with an established Mortgage Broker in Dallas, then this Mortgage Video and the article it points to will help you to make a sound decision. Go to our Website for more info.

Kitchener’s #1 Mortgage Broker providing mortgages for 1st time buyers, debt-consolidation, bad credit, self-employed & reverse mortgages. CVE MORTGAGE – Your Best mortgage broker option in Kitchener, Waterloo, Cambridge & Toronto/GTA.

Mortgage Broker Trinidad Texas Mortgage Broker Serving Toronto , GTA & Ontario – Home Purchase, Refinance, Renewal , Second Mortgages – 25+ mortgage lenders, Banks & Private "We needed a mortgage broker in Toronto to help us. Darin provided us with exceptional service & worked efficiently with us and the lender to find.

broker-search-field. What makes a mortgage broker better than a bank? You wouldn’t plant a tree before digging a hole. Or bake a cake before adding the eggs. So why start shopping for a house or consider refinancing without first talking to a mortgage broker? Unlike banks and giant.

The post Mortgage Broker Roscoe Texas appeared first on Mortgage Broker Plano Texas.

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[lenakrruger]

Re/Max Real Estate Centre: From “desperation” to No. 1 office

The following content may have been republished here without the author's permission. The original post can be found at the following URL: Re/Max Real Estate Centre: From “desperation” to No. 1 office. Please visit REMonline.com for more content like this, and contact web@remonline.com to inform us of any unauthorized reproduction.

June 2019 will mark the 20th year of David Medeiros’ and Delio Oliveira’s partnership as co-founders of Re/Max Real Estate Centre, an Ontario firm named Canada’s No. 1 Re/Max brokerage for the most closed transactions in 2017.

But when the duo ventured into their business in 1999, they weren’t sure how far they’d get. Back then, both Medeiros, 30, and Oliveira, 33, were experienced Realtors and top agents within Re/Max at its Cambridge, Ont. office. They thought they had what it would take to launch their own brokerage business. When they resigned in June to firm up their partnership, their manager warned they would go bankrupt by Christmas.

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Today, their company has offices in 16 locations across the province with 734 agents and counting.

Medeiros admits that getting to this point was a tall order. In the nascent stages of their business, they struggled to operate their brokerage with few clues about the level of detail required to run one. In their first year together, they sold real estate, ran the brokerage and recruited non-stop, he says.

“We had no administrative background and we didn’t realize how much capital it would take. The hardest was to recruit agents,” says Medeiros, “because we were two young guys with a new office, so agents doubted us.”

And yet, their company went from 25 to 75 agents within the first 12 months.

Medeiros followed a meandering path to real estate. At 14 he spent his summer and Christmas holidays and March break working at a Brampton construction firm, alongside his cousin who was a lead hand. At 18 he went to college. General Motors’ diesel division in London, Ont. was his next port of call. A few years later, he joined his family’s specialty grocery business in Cambridge. In short order, a family friend introduced him to the real estate business.

At the age of 10, Oliveira immigrated to Canada with his family from Azores. He worked at a company in Cambridge making vinyl for the automotive industry. Eventually, he too joined the promise of the real estate industry.

The pair met at the Re/Max office in Cambridge, where their careers took off.

Louise Stephens

Medeiros credits his staff and managers at Re/Max Real Estate Centre for the company’s success. Their broker and manager, Louise Stephens, joined the company in 2014 after 25 years in real estate sales and management, and was nominated Manager of the Year for Re/Max Ontario/Atlantic region in November 2017. She quickly followed it up by bagging the Manager of the Year award for all of Canada in the same year.

In 2014, Stephens got the green light to initiate a new training and mentoring program to benefit Realtors at all levels. “They allowed me the freedom to develop the ‘90-day Commit to Success Challenge’ – an in-house program for new and seasoned Realtors that includes one-to-one coaching, lead generation training, open discussions and accountability,” says Stephens. The program has rolled out across all 16 of their locations, training upwards of 500 agents. “It helped with not only being able to set those agents on their path to success, but also created a huge cultural synergy where agents from different and diverse markets were working with each other,” she says.

The creation of their training program was a defining moment in Stephens’ career, and one of the key differentiators that makes Re/Max Real Estate Centre stand apart from its competitors.

Over the years Medeiros has seen the real estate industry evolve in leaps and bounds. But between then and now, the change that has affected the real estate business the most, he believes, is the impact of technology.

“Back then there used to be MLS books. There was no such thing as social media. Prospecting was done through door knocks and print ads,” he says.

Today, buyers understand pricing well. They are equipped with most of the knowledge they need. “The quality of service has to be that much better,” he says.

Re/Max Real Estate Centre has invested heavily in staff and social media management over the past five years. Most recently, it launched Broker Bay – a cloud-based appointment and scheduling software that acts as a repository of all and any real estate information.

In addition to the 90-day training program, the brokerage is spearheading another coaching program. Realising the potential of video marketing in the industry, the company houses three in-house video studios.

Re/Max Centre’s agents have embraced video. The company plans to house studios in 10 of their 16 locations. “We don’t just give them a space and a green room and ask them to shoot their own video. We help them to get a good-quality video out,” says Medeiros. Then they help agents market that video via social media.

As the company grows on a steady trajectory, Medeiros says his people personality is the perfect yin to Oliveira’s matter-of-fact yang.

“Oliveira is special because his training and systems enable him to sell over 100 houses a year,” he says. While Medeiros is the go-to man for nurturing relationships, agents turn to Oliveira, the company’s broker of record, to tap into his how-to knowledge for dealing with buyers, conducting listings presentations, attending an inspection and understanding lawyers or mortgage brokers.

“He has a lot of systems in place that we can now duplicate and pass on to our agents,” says Medeiros.

Averaging one new location every year since it was formed, Re/Max Real Estate Centre has plans to expand to five new locations within the foreseeable future. Their success indicates that brick-and-mortar brokerages aren’t going out of style any time soon.  Looking back at the naysayers in their past, Medeiros says, “We used the discouragement then as a good motivator. We did what we had to do out of desperation. We knew we had to make it work.”

The above content may have been republished here without the author's permission. The original post can be found at the following URL: Re/Max Real Estate Centre: From “desperation” to No. 1 office. Please visit REMonline.com for more content like this, and contact web@remonline.com to inform us of any unauthorized reproduction.

Re/Max Real Estate Centre: From “desperation” to No. 1 office published first on https://grandeurparkcondo.tumblr.com/

[freeminimaps]

Altrua Financial

Phone: 519-568-3377 Website: //altrua.ca

Looking for the best mortgage rate available? Altrua mortgage brokers supply the absolute finest rates, without compromising service. Rate isn’t much without a quick and friendly service. We focus on mortgage renewals, home purchases, home equity loans, lowest mortgage rates, and mortgage calculators. The modern mortgage shopper expects absolutely nothing less than the ultimate mortgage experience. We encourage you to call us today and see the difference for yourself. FSCO # 13005

Altrua Financial is a mortgage broker company that offers the most affordable mortgage rates in Waterloo, Ottawa, Greater Toronto Area, Mississauga, Hamilton, Cambridge, and Ottawa. We are located at 17 Park St. Unit 4, Kitchener, Ontario, N2G1M4, Canada. You can call us at 519-568-3377 or check out https://altrua.ca for more details.

Altrua Financial was originally published on Business directory and remarkable travel blog!

[felishasheats]

The perils of flipping new houses

All over Southwestern Ontario in cities like London, Woodstock, Brantford, Paris, Kitchener and Cambridge, out of town buyers – mostly from areas like Toronto, Mississauga and Brampton – are purchasing new houses and townhouses on spec with the sole intentions of doing flips.

It all sounds so easy. First you follow the roadside signs to a homebuilder’s trailer and sign an offer to buy. Make sure you bring your I.D. and make sure you ask about the $5,000 free appliance offer. Then you must follow further builder’s instructions to make a series of small extra down payments. That’s no big deal, it’s just how it works. Let’s hope you have the money to do it or room on your credit cards. The agreement will state a closing date off in the future, like 18 months away. It’s that simple. Over that period resale prices should jump up 10 or 20 per cent. Conventional wisdom seems to tell us that.

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Then you wait and do nothing except do a final walk-through and then close the deal. It helps if you know a good mortgage broker. It also helps if you spring for the one minor upgrade of putting in a gas hookup in the kitchen for a gas stove. Some buyers expect that and sometimes it can make or break a deal. Then resell the house and take the profits and go somewhere else and do it again. Some purchasers are now on their second or third successful flips. What an easy way to quickly get ahead in life!

But sometimes unexpected wrinkles pop up. If you buy one of these units, sometimes you must wait a year or two until the market prices reach up to your expectations. This means you may have to rent it out for a short period to help cover the carrying costs. To find a good tenant, some buyers turn to Kijiji and others to the services offered by real estate agents. New houses and town homes for rent are now regularly popping up increasingly on the MLS system, sporting remarks in the fine print of the listing such as, “Please give credit reports with score, employment letter / stubs, lease agreement, non-smoking policy, references and no pets please.” So, what if the rents collected do not totally cover the cost involved in carrying a new property?

You just have to hope for the best. No stains on the carpets, no oil stains on the driveway, no hockey puck dents in the garage door and no dropping of frying pans on the ceramic floors in the kitchen. No matter what kind of lease you write up, the tenants will always have the right to cook and some people like to cook up a storm.

The concept of having tenants in a brand-new house for a year might be somewhat difficult to get your head around. You also must hope the new tenants will report back to you on such issues as sump pumps not working properly and window wells clogged up with debris. It is not nice to get a midnight call about a basement flooding.

On the flip side, new tenants often must put up with all the inconveniences of having construction activities and mud or dust all around them. With no sod on the ground, dust bowls may blow up quickly.

So, what’s with the picture of the row of freeholds at the top of this article? Do you notice a few things that are missing? Where are the fences, the decks and the landscaping? We took this picture from the street and it shows one- and two-year-old finished freehold units in Brantford, Ont.  Similar pictures could have been taken in towns and cities all over this region.

Who is going to foot the bill for the much-needed fences, decks and landscaping? This is an issue that often squashes deals being done by real estate agents who are trying to get them leased out. For many “flippers” these are all minor concerns, which will somehow work themselves out over time at someone else’s cost.

Tenants’ best interests are never really taken into consideration. Tie your dog up to a stake in your rear yard with a rope that is less than 14 feet long. Pets are not supposed to part of this equation anyways. Wheel your barbecue out into the driveway to use it. Living in new units like this often comes with several compromises. If you’re lucky and one of your immediate neighbours is actually an owner, you might benefit from a partial fence going up.

In London, which is where I sell real estate, there are now more than a dozen brand new executive houses for rent on the MLS system with rent prices typically in the $2,000 to $2,750 per month price range. Yet that is only part of the story. Many more units are posted for rent on Kijiji, Facebook or on the Toronto Real Estate Board and access to show these units is accomplished with the use of keys placed in lock boxes. While these rental prices may seem to be a good deal, there is always the worry of the landlords putting up for sale signs near the end of the leases or asking to put a family member into the house.

It’s a jungle out there. Everyone knows that new projects will sell out quickly, sometimes even before a shovel has hit the ground. Builders understand they are selling to captive audiences who are not big on spending too much money on costly upgrades. At the same time, builders take comfort in having firm sales posted on their books just in the off-chance that the markets decide to tank. Smart builders also play the game of pricing their units defensively in the hopes of not giving away excessive profits to the speculators.

Buyers like to play the game of being one of the first to sign up as new customers in the hopes that their new builder will be constantly changing their asking prices upwards.

As for the exercise of paying out commissions to agents who want to register new buyers’ names with them, that gig in many new projects is now over. Builders now don’t need an endless wave of new buyers because they continue to pour in off the streets. In this environment cutting out the middleman makes perfect sense.

The post The perils of flipping new houses appeared first on REM | Real Estate Magazine.

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[patriciacollins]

National Home Sales End 2016 on the Upside

“ This morning, the Canadian Real Estate Association (CREA) released its December national real estate statistics showing home sales rose 2.2% month-over-month in the final month of last year. This rebound retraced less than half of the decline in November, when it posted the largest monthly decline in more than four years in response to the federal tightening of mortgage regulations. 

Activity was up in 60% of all markets, led this time by Calgary and Edmonton where sales have been hard hit by the oil slowdown and the knock-on effects of the wildfires. For the year as a whole, the number of homes changing hands set a new record. New home sales were up 6.3% last year, reflecting strong sales in the first half of the year, slowing thereafter. Tightened mortgage regulations will however, weigh on activity this year. Housing activity will not provide the boost to overall economic growth in 2017 that it did last year as first-time homebuyers will find it more difficult to qualify for a mortgage. New Listings Continue To Decline The number of newly listed homes fell 3.0% in December compared to the prior month. New listings were down in about 60% of all local markets, with sizeable declines in B.C.'s Lower Mainland, Calgary and the Greater Toronto Area (GTA). With sales up and new listings down, the national sales-to-new-listings ratio rose to 63.5% in December compared to 60.3% in the prior month. A ratio in the range of 40%-to-60% is considered generally consistent with balanced housing market conditions. Above 60% is considered a sellers' market and below 40%, a buyers' market. The sales-to-new-listings ratio was above 60% in half of all local housing markets again last month--the vast majority of which continued to be in British Columbia, in and around the Greater Toronto Area and across Southwestern Ontario. Number of Months of Inventory The number of months of inventory is another important measure of the balance between housing supply and demand. It represents the number of months it would take to completely liquidate current inventories at the current rate of sales activity. There were 4.6 months of inventory on a national basis at the end of December--down from 4.8 months in November. The tight balance between housing supply and demand in Ontario's Greater Golden Horseshoe region is without precedent (the region includes the GTA, Hamilton-Burlington, Oakville-Milton, Guelph, Kitchener-Waterloo, Cambridge, Brantford, the Niagara Region, Barrie and nearby cottage country). The number of months of inventory in December ranged between one and two months in many of these housing markets, and stood below one month in the Durham Region, Orangeville, Oakville-Milton, Kitchener-Waterloo, Brantford and Cambridge. Prices Continue to Rise The Aggregate Composite MLS House Price Index (HPI) rose 14.2% y-o-y last month. The rise in prices has diminished in recent months (14.4% y-o-y in November; 14.6% in October) owing to a softening in single-family home prices in B.C.'s Lower Mainland following the introduction of a new 15% land transfer tax on foreign purchasers, which markedly reduced activity. This price index, unlike those provided by local real estate boards and other data sources, provides the best gauge of price trends because it corrects for changes in the mix of sales activity (between types and sizes of housing) from one month to the next. Price trends continued to vary widely by location. In the Fraser Valley and Greater Vancouver, prices continued to recede from their peaks reached in August 2016 but remained above year-ago levels (+27.0% y-o-y and +17.8% y-o-y respectively). Meanwhile, benchmark prices climbed to new heights in Victoria and elsewhere on Vancouver Island, and in the GTA. By comparison, home prices were down 3.7% y-o-y in Calgary and edged lower by 1.6% y-o-y in Saskatoon, continuing their retreat from peaks reached in 2015. Home prices were up modestly from year-ago levels in Regina (+5.2%), Ottawa (+4.0%), Greater Montreal (+3.3%) and Greater Moncton (+1.9%). Monthly trends suggest that prices have begun to stabilize in all of these markets except Greater Montreal, where values continue to rise modestly. The actual (not seasonally adjusted) national average price for homes sold in December 2016 was $470,661, up 3.5% from where it stood one year earlier. This marks the smallest y-o-y increase in nearly two years. The national average price continues to be pulled upward by sales activity in Greater Vancouver and the GTA, which remain two of Canada's tightest, most active and expensive housing markets. That said, Greater Vancouver's share of national sales activity has diminished considerably over the last year, giving it less upward influence on the national average price. The average price is reduced by almost $120,000 to $352,513 if Greater Vancouver and GTA sales are excluded from calculations.|”

-Dr. Sherry Cooper, Chief Economist, Dominion Lending Centres

Patricia Collins

Vancouver Mortgage Broker

www.patriciacollins.ca

604-996-7701

[braydenhoopermortgages]

How Brokers Are Excelling In The Private Lending Industry

If you are searching for mortgage brokers Cambridge working in the private lending industry and wish to work with the most suitable one, you need to choose a broker with the right skill set and who can truly guide you in the right direction. So, several qualities are helping brokers excel in this industry these days. Let’s have a look at some of them. Reading between the lines The best private lenders Ontario do not just have to complete the certification or the documentation process. Instead, they also need to have the right skills and knowledge when it comes to the private lending industry. Various brokers are continuously improving their skills based on the latest developments in the industry. So, when you are looking for a private lender, search for one well-versed with all the industry knowledge who can guide you in the best way possible. Only such brokers can grow in this industry since they focus on updating their knowledge and skills from time to time to cater to the requirements of their work. Mindset The mindset matters the most when it comes to working as a mortgage broker. Brokers need to put in a lot of time to ensure that they build the right networks and offer the flexibility that the market requires. Sometimes, they even work on the weekends just to manage the workload. So, a broker should always have a positive attitude in such situations. They should keep their eyes on the goal. Hence, you should look for a broker who always stays patient so you can work with them more than once. Resilience Mortgage brokers have to handle various unwanted situations in their work. They have to deal with a lot of entities and make sure to coordinate a settlement properly. Hence, when you plan on working with a mortgage broker, search with the one who keeps learning from their setbacks and working on their skills. The broker should help you achieve your financial goals using the right tools and techniques. They should stay legally compliant in every way possible and have proper information about all the legal requirements when working with any client. So, if you are looking for a broker who can guide you with debt consolidation Cambridge, make sure to search for the one that always stays true to their job and clients. To work with mortgage brokers, visit https://braydenhoopermortgages.com/ Original Source: https://bit.ly/42LZ5Zd

[viewittoronto]

Buy Home with $1700 a Month | Houses for Sale | Mississauga / Peel Region

********** Attention FIRST TIME Home Buyers and RENTERS **********

If you are Paying a Rent $1700 a MONTH or More we can help you to buy your own Home with the SAME Payment a Month (Mortgage) in Mississauga/Brampton/Milton/Cambridge/Guelph. with 5% downpayment. There are many affordable discounted resale houses (Detached, Semi-detached, Freehold Townhome, Condo Townhouse) available for sale which would not last long!!!

There are some good investment properties also came into market which includes FIXER UPPERS, BANK SALE, ESTATE SALE, POWER OF SALE, AND RENTAL INCOME PROPERTIES.

We also deal in Pre-construction, and Brand New Home Projects in Ontario.

!!! Special Programs for First Time Home Buyers, INVESTORS, and NEW IMMIGRANTS!!!

!!! Our Home Buying Services are absolutely “FREE” for Home Buyers, Investors, and New Immigrants in Canada!!!

We have an exceptional team of Mortgage Brokers, Home Inspectors, Real Estate Lawyers, Insurance Brokers, and Financial Planners to help our clients for stress-free home buying experience.

****** For easy property search and HOT Resale Deals, Visit https://ift.tt/2kabwtf ******

****** For HOT Pre-Construction and Brand New Home Projects, Visit www.CondoToday.ca ******

Stop Renting And Start Investing!!!

Feel free to contact me anytime.

Moin Uddin Sales Representative World Class Realty Point, Brokerage Head Office: 240 Duncan Mill Rd. Unit 403, North York ON M3B 3S6 Mississauga: 33 City Center Dr. Unit 375, Mississauga ON L5B 2N5

Office 416-444-7653 | Fax 416-987-5955 | Cell 647 286 1000 | www.moinuddin.ca Pre-Construction Investment Deals www.CondoToday.ca***

Not Intended For Any Person Under Contract With Real Estate Brokerage. Images are for illustration purpose only. Houses In Image are Not For Sale.

The post Buy Home with $1700 a Month | Houses for Sale | Mississauga / Peel Region appeared first on Viewit.

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**HOMES FOR SALE STARTING FROM 399,000! ** ACT NOW!! | Houses for Sale | Mississauga / Peel Region

We can help you to buy low price Houses in Mississauga/Brampton/Milton/Cambridge/Guelph within your budget having minimum downpayment. There are many affordable discounted resale houses (Detached, Semi-detached, Freehold Townhome, Condo Townhouse) available for sale which would not last long!!!

There are some good investment properties also came into market which includes FIXER UPPERS, BANK SALE, ESTATE SALE, POWER OF SALE, AND RENTAL INCOME PROPERTIES.

We also deal in Pre-construction, and Brand New Home Projects in Ontario.

!!! Special Programs for First Time Home Buyers, INVESTORS, and NEW IMMIGRANTS!!!

!!! Our Home Buying Services are absolutely “FREE” for Home Buyers, Investors, and New Immigrants in Canada!!!

We have an exceptional team of Mortgage Brokers, Home Inspectors, Real Estate Lawyers, Insurance Brokers, and Financial Planners to help our clients for stress-free home buying experience.

****** For easy property search and HOT Resale Deals, Visit www.KamranAli.ca ******

****** For HOT Pre-Construction and Brand New Home Projects, Visit www.CondoToday.ca ******

Stop Renting And Start Investing!!!

Feel free to contact me anytime.

Regards,

Kamran Ali Real Estate Sales Representative ___________________________ World Class Realty Point, Brokerage Head Office: 240 Duncan Mill Rd. Unit 403, North York ON M3B 3S6 Mississauga: 33 City Center Dr. Unit 375, Mississauga ON L5B 2N5 Office 416-444-7653 | Fax 416-987-5955 | Cell 416-825-0368 | www.KamranAli.ca / www.CondoToday.ca

Facebook: https://ift.tt/2k69Mkx Youtube: http://www.youtube.com/kamranalirealtor LinkedIn: https://ift.tt/2rRIims Twitter: https://twitter.com/KamranAliGTA

*** Not Intended For Any Person Under Contract With Real Estate Brokerage. Images are for illustration purpose only. Houses In Image are Not For Sale.

The post **HOMES FOR SALE STARTING FROM 399,000! ** ACT NOW!! | Houses for Sale | Mississauga / Peel Region appeared first on Viewit.

from Viewit https://ift.tt/2k82NI5 via https://viewit.agency

[viewittoronto]

**HOMES FOR SALE STARTING FROM 399,000! ** ACT NOW!! | Houses for Sale | Mississauga / Peel Region

We can help you to buy low price Houses in Mississauga/Brampton/Milton/Cambridge/Guelph within your budget having minimum downpayment. There are many affordable discounted resale houses (Detached, Semi-detached, Freehold Townhome, Condo Townhouse) available for sale which would not last long!!!

There are some good investment properties also came into market which includes FIXER UPPERS, BANK SALE, ESTATE SALE, POWER OF SALE, AND RENTAL INCOME PROPERTIES.

We also deal in Pre-construction, and Brand New Home Projects in Ontario.

!!! Special Programs for First Time Home Buyers, INVESTORS, and NEW IMMIGRANTS!!!

!!! Our Home Buying Services are absolutely “FREE” for Home Buyers, Investors, and New Immigrants in Canada!!!

We have an exceptional team of Mortgage Brokers, Home Inspectors, Real Estate Lawyers, Insurance Brokers, and Financial Planners to help our clients for stress-free home buying experience.

****** For easy property search and HOT Resale Deals, Visit www.KamranAli.ca ******

****** For HOT Pre-Construction and Brand New Home Projects, Visit www.CondoToday.ca ******

Stop Renting And Start Investing!!!

Feel free to contact me anytime.

Regards,

Kamran Ali Real Estate Sales Representative ___________________________ World Class Realty Point, Brokerage Head Office: 240 Duncan Mill Rd. Unit 403, North York ON M3B 3S6 Mississauga: 33 City Center Dr. Unit 375, Mississauga ON L5B 2N5 Office 416-444-7653 | Fax 416-987-5955 | Cell 416-825-0368 | www.KamranAli.ca / www.CondoToday.ca

Facebook: https://ift.tt/2k69Mkx Youtube: http://www.youtube.com/kamranalirealtor LinkedIn: https://ift.tt/2rRIims Twitter: https://twitter.com/KamranAliGTA

*** Not Intended For Any Person Under Contract With Real Estate Brokerage. Images are for illustration purpose only. Houses In Image are Not For Sale.

The post **HOMES FOR SALE STARTING FROM 399,000! ** ACT NOW!! | Houses for Sale | Mississauga / Peel Region appeared first on Backlinks Services.

from Backlinks Services https://ift.tt/2syiywl via https://viewit.agency

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The perils of flipping new houses

All over Southwestern Ontario in cities like London, Woodstock, Brantford, Paris, Kitchener and Cambridge, out of town buyers – mostly from areas like Toronto, Mississauga and Brampton – are purchasing new houses and townhouses on spec with the sole intentions of doing flips.

It all sounds so easy. First you follow the roadside signs to a homebuilder’s trailer and sign an offer to buy. Make sure you bring your I.D. and make sure you ask about the $5,000 free appliance offer. Then you must follow further builder’s instructions to make a series of small extra down payments. That’s no big deal, it’s just how it works. Let’s hope you have the money to do it or room on your credit cards. The agreement will state a closing date off in the future, like 18 months away. It’s that simple. Over that period resale prices should jump up 10 or 20 per cent. Conventional wisdom seems to tell us that.

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Then you wait and do nothing except do a final walk-through and then close the deal. It helps if you know a good mortgage broker. It also helps if you spring for the one minor upgrade of putting in a gas hookup in the kitchen for a gas stove. Some buyers expect that and sometimes it can make or break a deal. Then resell the house and take the profits and go somewhere else and do it again. Some purchasers are now on their second or third successful flips. What an easy way to quickly get ahead in life!

But sometimes unexpected wrinkles pop up. If you buy one of these units, sometimes you must wait a year or two until the market prices reach up to your expectations. This means you may have to rent it out for a short period to help cover the carrying costs. To find a good tenant, some buyers turn to Kijiji and others to the services offered by real estate agents. New houses and town homes for rent are now regularly popping up increasingly on the MLS system, sporting remarks in the fine print of the listing such as, “Please give credit reports with score, employment letter / stubs, lease agreement, non-smoking policy, references and no pets please.” So, what if the rents collected do not totally cover the cost involved in carrying a new property?

You just have to hope for the best. No stains on the carpets, no oil stains on the driveway, no hockey puck dents in the garage door and no dropping of frying pans on the ceramic floors in the kitchen. No matter what kind of lease you write up, the tenants will always have the right to cook and some people like to cook up a storm.

The concept of having tenants in a brand-new house for a year might be somewhat difficult to get your head around. You also must hope the new tenants will report back to you on such issues as sump pumps not working properly and window wells clogged up with debris. It is not nice to get a midnight call about a basement flooding.

On the flip side, new tenants often must put up with all the inconveniences of having construction activities and mud or dust all around them. With no sod on the ground, dust bowls may blow up quickly.

So, what’s with the picture of the row of freeholds at the top of this article? Do you notice a few things that are missing? Where are the fences, the decks and the landscaping? We took this picture from the street and it shows one- and two-year-old finished freehold units in Brantford, Ont.  Similar pictures could have been taken in towns and cities all over this region.

Who is going to foot the bill for the much-needed fences, decks and landscaping? This is an issue that often squashes deals being done by real estate agents who are trying to get them leased out. For many “flippers” these are all minor concerns, which will somehow work themselves out over time at someone else’s cost.

Tenants’ best interests are never really taken into consideration. Tie your dog up to a stake in your rear yard with a rope that is less than 14 feet long. Pets are not supposed to part of this equation anyways. Wheel your barbecue out into the driveway to use it. Living in new units like this often comes with several compromises. If you’re lucky and one of your immediate neighbours is actually an owner, you might benefit from a partial fence going up.

In London, which is where I sell real estate, there are now more than a dozen brand new executive houses for rent on the MLS system with rent prices typically in the $2,000 to $2,750 per month price range. Yet that is only part of the story. Many more units are posted for rent on Kijiji, Facebook or on the Toronto Real Estate Board and access to show these units is accomplished with the use of keys placed in lock boxes. While these rental prices may seem to be a good deal, there is always the worry of the landlords putting up for sale signs near the end of the leases or asking to put a family member into the house.

It’s a jungle out there. Everyone knows that new projects will sell out quickly, sometimes even before a shovel has hit the ground. Builders understand they are selling to captive audiences who are not big on spending too much money on costly upgrades. At the same time, builders take comfort in having firm sales posted on their books just in the off-chance that the markets decide to tank. Smart builders also play the game of pricing their units defensively in the hopes of not giving away excessive profits to the speculators.

Buyers like to play the game of being one of the first to sign up as new customers in the hopes that their new builder will be constantly changing their asking prices upwards.

As for the exercise of paying out commissions to agents who want to register new buyers’ names with them, that gig in many new projects is now over. Builders now don’t need an endless wave of new buyers because they continue to pour in off the streets. In this environment cutting out the middleman makes perfect sense.

The post The perils of flipping new houses appeared first on REM | Real Estate Magazine.

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