#Medical Marketing Services in Warren

[vocisllc]

E-commerce enabled websites have completely changed the way of doing business and have enabled organizations to sell their goods and services over the Internet with minimal-cost overheads and higher profit margins. E-commerce enabled websites are a 24-hour representation of your business and your image.

VOCIS allows businesses to take advantage of the Internet by developing such E-commerce stores for our customers which are operational 24 hours a day, 7 days a week. We create end-to-end E-commerce solutions especially for your business that enable you to transact and sell goods and services on-line.

The main objective of our E-commerce division is to effectively map your entire business model into an optimal E-commerce website development company Louisville enabled business model, thereby increasing overall productivity and profitability of your business. Our high-end business analysts, web architects and developers will develop E-commerce enabled websites complete with shopping cart functionality, online transaction processing, order tracking, content management, and customer information storage capability while ensuring strict information security standards.

Our ecommerce development services facilitate the transfer of information between a payment portal and the processor. We’ve done this integration successfully for ecommerce websites and can provide secure payment integration services for all major gateways including: PayPal, Google Checkout.

Our affordable, professional custom E-Commerce solution can help you to reduce your costs, save money, and boost your profits.

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[beardedmrbean]

Sen. Elizabeth Warren, D-Mass., "is at long last acknowledging that ObamaCare has increased healthcare prices" and created other unintentional consequences, the Wall Street Journal editorial board wrote Friday.

Warren, who has long supported the Affordable Care Act, the official name for ObamaCare, has recently come to an "epiphany" about "industry consolidation and price increases caused by the healthcare law," per The Journal.

A letter to the Health and Human Services Department inspector general was aimed at determining if "vertically-integrated health care companies are hiking prescription drug costs" and are "evading federal regulations."

In a bipartisan letter, she and Sen. Mike Braun, R-Ind., complained "that the nation’s largest health insurers are dodging ObamaCare’s medical loss ratio (MLR)," according to The Journal. 

As Warren describes in the letter, health insurers have exploited the situation, making for "sky-high prescription drug costs and excessive corporate profits."

"In functioning markets, generic drugs cost 80 to 85 percent less than their name-brand equivalents, giving patients much-needed relief from high drug costs and saving taxpayer dollars," Warren wrote. "But patients – including patients in public health care programs like Medicare and Medicaid – who either use or are compelled to use vertically integrated specialty pharmacies are not seeing this relief."

The senators continued: "By owning every link in the chain, a conglomerate like UnitedHealth Group – which includes an insurer, a PBM, a pharmacy, and physician practices – can send inflated medical payments to its pharmacy. Then, by realizing those payments on the pharmacy side – the side that charges for care – rather than the insurance side, the insurance line of business appears to be in compliance with MLR requirements, while keeping more money for itself." 

The Journal explained that despite Democrats arguing that the MLR would help patients, "the rule has spurred insurers to merge with or acquire pharmacy benefit managers (PBMs), retail and specialty pharmacies, and healthcare providers." 

"This has made healthcare spending less transparent since insurers can shift profits to their affiliates by increasing reimbursements," the board wrote. 

Warren has voted against ObamaCare repeal efforts over the years but also pushed for a "Medicare for All" proposal when she ran for president in 2020.

Warren's office and HHS did not immediately respond to a request for comment from Fox News Digital. 

[hayleymedbil]

Opening Earnings: The Comprehensive Guide to Medical Billing and Coding Salaries in Michigan

Unlocking Earnings: The Comprehensive Guide to Medical Billing ⁣and Coding Salaries in Michigan

If you’re considering a career in the healthcare ​industry, ‌you might ‍want to look into ‍medical billing and ‍coding. This‍ field has gained significant⁤ traction, especially​ in states like Michigan. ‍in this comprehensive‌ guide, we’ll uncover the earnings potential for ⁤medical billing and coding professionals,⁤ outline key steps to enhance⁣ your career, and provide ‍insights into the overall job market in Michigan.

Understanding⁤ Medical Billing and Coding

Medical billing and coding professionals are essential⁢ to the healthcare system, ensuring that healthcare​ providers receive ⁣proper compensation for thier services. Here’s‌ a breakdown of these roles:

Medical coding: This involves converting medical diagnoses, procedures, ⁢and treatments into standardized codes for billing and insurance purposes.

Medical Billing: Billers manage claims and payments, interacting with insurance‍ companies and ⁣patients to ensure payments are processed​ accurately.

The Salary Landscape ⁢in Michigan

Medical billing⁣ and coding salaries in Michigan can vary based on factors such ⁢as location, ⁢experience, and certification‌ levels. Let’s dive into the ⁤numbers.

Average‍ Salaries Across Michigan

City

Average Salary⁤ ($)

Detroit

$45,000

Grand Rapids

$42,000

Ann Arbor

$47,000

Warren

$43,500

Lansing

$40,000

Comparison with​ National ‌Salaries

The national ‍average salary for medical billers and coders ​is approximately ⁤$46,000‌ per year. Michigan’s ⁣figures are competitive, offering a ⁣solid living for those in this profession.

Factors Affecting⁤ Salaries

Several factors play a crucial role ‌in determining salaries in Michigan:

Experience: Entry-level ⁢positions typically pay less, but with 3-5 years of⁢ experience,‍ salaries⁤ can rise considerably.

Location: Urban areas ‍tend to offer higher salaries due to the cost⁤ of living and demand for skilled ​professionals.

Certification: Holding certifications such as Certified Professional Coder (CPC) ‍or Certified Coding⁣ Specialist (CCS) can boost earning potential.

Benefits of a Career in Medical ⁤Billing and Coding

Choosing to pursue ​a career in medical ‌billing and coding comes with numerous benefits:

Job security: With a growing healthcare‌ industry, skilled professionals are ​always in demand.

Flexible Working Environment: Many billing and‌ coding specialists can work ⁣remotely, offering ‌a better work-life balance.

Opportunities for Advancement: The field provides a pathway for growth into⁤ managerial and specialized roles.

Practical Tips ‌to Maximize Your Salary

Here are some practical steps you can take to enhance your earning potential ‌in medical billing and coding:

Pursue Certifications: Earning ‍respected certifications ‍can drastically improve your job prospects and⁤ salary.

Gain Experience: Take‍ internships​ or entry-level⁤ positions to gain valuable experience.

Network‌ Professionally: ‌ Join professional organizations such as the american Academy⁤ of professional Coders (AAPC) to connect with others in⁤ the industry.

Stay Updated: ⁢ Continuous education is critical as coding guidelines and healthcare policies frequently ⁣change.

Case ‌Studies: Success Stories ‍from Michigan

Real-life examples can often inspire you to take the leap into this profession. Here‍ are a couple ‍of ​notable success stories:

Case Study 1:‌ Sarah H.

After earning her CPC certification, Sarah‍ secured a job as a medical coder ⁢in Detroit. With hard⁢ work and dedication, ⁣she progressed to ‍a senior position in ⁣just two years, increasing ‍her ‍salary by over 30%.

Case Study 2:‌ Mike ‌T.

Mike began as an⁤ entry-level biller in Grand ​Rapids. By​ attending workshops ⁢and networking, he moved into⁤ a ‍management role within five years, significantly boosting his ‌income and job satisfaction.

Conclusion

The field of medical‌ billing and coding presents a promising career path‍ for ⁢those looking to secure stable employment and generate a substantial income in Michigan.By understanding the salary‌ landscape, recognizing the contributing ‌factors, and using the practical tips ‍outlined⁤ above, you can strategically enhance your earning potential. Whether you’re ​just starting⁢ or already on this path, continuous learning and networking will help you achieve success in this ​rewarding field. Start unlocking your earnings potential today!

https://medicalcodingandbillingclasses.net/opening-earnings-the-comprehensive-guide-to-medical-billing-and-coding-salaries-in-michigan/

[nifm-institute]

How to Invest in Stock Market Giants: A Guide to Top Financial Franchises

Investing in stock market giants — the large, influential companies that dominate their industries — can bring big profits and stability to your portfolio. But navigating this investment environment requires careful planning and knowledge. This guide shows you how to identify and invest in top stock market franchises. We've integrated insights from the National Institute of Financial Markets (NIFM) to help you make informed decisions.

1. Understanding Stock Market Giants

Stock market giants are large companies with a huge influence on the global financial system. These include major financial companies, multinational corporations and influential media companies. Investing in these giants offers growth potential, dividend income and diversification benefits.

2. Key Characteristics of Top Franchises

According to NIFM principles, when evaluating top franchises, consider these attributes:

Market Position: Giants are leaders in their industry, often with a broad customer base and extensive market reach.

Financial Stability: Look for companies with strong financial health, including solid revenue growth, profitability, and low debt levels.

Innovation: Companies that invest in technology and innovation often have a competitive edge and growth potential.

Management Quality: Effective leadership and strategic vision are critical for long-term success.

3. Top Stock Market Giants to Consider

Based on insights from NIFM and market analysis, here are some leading franchises that stand out:

1. Berkshire Hathaway (BRK.A / BRK.B)

Berkshire Hathaway is a diversified conglomerate led by Warren Buffett and known for its strong financial performance and prudent corporate governance. Its broad portfolio includes investments across various industries, making it a reliable choice for investors.

2. JPMorgan Chase & Co. (JPM)

JPMorgan Chase is one of the largest and most diversified financial institutions, offering investment banking, asset management and retail banking services. Its global reach and stability make it a key player in the financial sector.

3. Apple Inc. (AAPL)

Technology giant Apple is known for its innovation and strong brand loyalty. Its diverse product range and large cash reserves provide the best conditions for long-term growth and stability.

4. Microsoft Corporation (MSFT)

Microsoft is a leading technology company with a strong presence in cloud computing, software, and hardware. Consistent revenue growth and strategic investments in technology make the company a solid investment choice.

5. Johnson & Johnson (JNJ)

Johnson & Johnson is a major player in the healthcare sector,  known for a diversified range of products including pharmaceuticals, medical devices and consumer healthcare products. Its strong financial performance and product innovation contribute to its attractiveness as an investment.

4. Investment Strategies According to NIFM

To effectively invest in these giants, NIFM suggests the following strategies:

Diversification: Avoid putting all your resources into a single company or sector. Diversify across different industries and asset classes to manage risk.

Fundamental Analysis: Conduct thorough research on a company’s financial statements, market position, and growth prospects. Use NIFM’s tools and resources for in-depth analysis.

Long-Term Approach: Stock market giants often provide steady growth over time. Adopt a long-term investment horizon to benefit from compound growth and market stability.

Risk Management: Implement strategies to mitigate risk, such as setting stop-loss orders and regularly reviewing your investment portfolio.

5. Utilizing NIFM Resources

The National Institute of Financial Markets (NIFM) offers a wealth of resources and tools to help investors make informed decisions. Improve your investment strategy with educational materials, market analysis tools and expert insights. NIFM's advice provides valuable perspective on market trends and investment opportunities.

6. Conclusion

Investing in stock market giants can be a worthwhile strategy that offers both stability and growth potential. By focusing on top franchises with strong market positions and financial strength, and  applying NIFM's investment principles, you can make informed decisions that will achieve your financial goals.

[fadingsunsjvj]

Elizabeth Warren wants cannabis market with "fairness and competition" (Newsletter: July 15, 2024) - Marijuana Moment

[nickyysharmi]

Unlocking Healthcare: NBFCs' Pioneering Role in Medical Financing

In the complex world of healthcare financing, traditional banking mechanisms frequently prove inadequate in meeting the urgent needs of individuals grappling with medical emergencies. In response to this gap, Non-Banking Financial Companies (NBFCs) have emerged as dynamic alternatives, offering specialized financial products precisely tailored to address the diverse needs of patients. Let's delve deeper into how NBFCs are reshaping medical financing and facilitating access to quality healthcare.

Understanding NBFCs: Innovators in Specialized Finance

Often overshadowed by traditional banking institutions, NBFCs play a pivotal role in the financial landscape by providing indispensable services that do not fall under conventional banking regulations. Unlike banks, NBFCs operate without banking licenses, yet they effectively address critical gaps in the financial market, particularly in specialized sectors such as medical financing.

Also Read: How Digitalization Has Empowered Citizens From Small Towns?

Meeting the Need for Specialized Medical Financing

Medical emergencies can strike suddenly, leaving individuals burdened with overwhelming bills and financial stress. Conventional loans may not offer timely solutions to cover healthcare expenses. NBFCs step in to bridge this gap by offering specialized medical loans crafted to deliver immediate relief. With flexible repayment options, individuals can access necessary treatment without the added worry of financial strain.

Tailoring Loan Products to Diverse Healthcare Needs

Recognizing the wide variance in healthcare expenses, NBFCs offer an array of loan products meticulously tailored to different medical scenarios. Whether it involves financing elective surgeries or covering ongoing treatment costs, NBFCs provide personalized solutions aimed at alleviating financial pressure and ensuring individuals receive the requisite care they need.

Streamlining Approval Processes for Timely Access to Care

In moments of medical crisis, time is of the essence. NBFCs acknowledge the urgency of healthcare needs and expedite their loan approval processes accordingly. Unlike traditional banks with cumbersome procedures, NBFCs offer swift approvals, empowering individuals to expeditiously secure funds for necessary medical interventions.

Promoting Financial Accessibility Through Competitive Interest Rates

Affordability is paramount in healthcare financing. NBFCs endeavor to make medical funding accessible to all by offering competitive interest rates. By keeping borrowing costs reasonable, NBFCs empower individuals to manage medical expenses without succumbing to a cycle of debt, thus ensuring that healthcare remains within reach for everyone.

Bridging Disparities in Healthcare Access Through Financial Inclusion

In a diverse nation like India, access to quality healthcare remains a formidable challenge for many communities. NBFCs play a pivotal role in bridging this gap by extending financial services to underserved populations. Whether it's in remote rural areas with limited banking infrastructure or urban centers grappling with financial constraints, NBFCs ensure that healthcare remains accessible to all segments of society.

Expert Validation: Recognizing the Vital Role of NBFCs

Even revered investor Warren Buffett acknowledges the significance of NBFCs in the financial landscape. In his annual letter to shareholders, Buffett underscores the importance of specialized financial institutions like NBFCs in catering to niche markets and fostering economic growth. His endorsement further emphasizes the pivotal role NBFCs play in revolutionizing medical financing and enhancing healthcare access.

Empowering Informed Healthcare Decisions

Beyond merely providing financial aid, NBFCs empower individuals to take charge of their healthcare journey. Through transparent terms, flexible repayment options, and personalized assistance, NBFCs enable patients to make informed decisions regarding their medical needs without compromising on quality or affordability.

Also Read: Leadership In Action: Amit Shah And Narendra Modi's Impact On Security And Business Environment

Conclusion: Driving Access to Quality Healthcare

In a nation where healthcare expenses frequently pose a significant financial burden, NBFCs emerge as catalysts for change. Through their innovative financial products and customer-centric approach, NBFCs are reshaping the landscape of medical financing, making quality healthcare accessible to all. With their unwavering commitment to financial inclusion and innovation, NBFCs stand as unsung heroes in unlocking access to healthcare for every individual, irrespective of their financial circumstances.

[digitalsanshta]

Top debt-free stocks

Top debt-free stocks

Investing in Top debt-free stocks can be an attractive option for investors seeking stability and security in their portfolios. Debt-free companies are those that have little to no long-term debt on their balance sheets, which can indicate strong financial health and resilience, especially during economic downturns. Here are some top debt-free stocks worth considering:

Apple Inc. (AAPL): With a robust cash position and consistent revenue streams from its diverse product lineup, Apple stands out as a debt-free tech giant. Its loyal customer base and innovative products contribute to its financial strength.

Microsoft Corporation (MSFT): Another tech behemoth, Microsoft boasts a debt-free status thanks to its thriving cloud computing business, solid software sales, and strategic acquisitions. Its strong balance sheet and steady growth make it a favorite among investors.

Alphabet Inc. (GOOGL): Google's parent company, Alphabet, is renowned for its dominant position in online advertising, cloud services, and other tech ventures. Its debt-free status reflects its prudent financial management and sustainable business model.

Johnson & Johnson (JNJ): A stalwart in the healthcare sector, Johnson & Johnson is debt-free and known for its diverse portfolio of consumer healthcare, pharmaceuticals, and medical devices. Its global presence and commitment to innovation contribute to its financial stability.

Berkshire Hathaway Inc. (BRK.A/BRK.B): Led by Warren Buffett, Berkshire Hathaway is a conglomerate with investments in various industries, including insurance, utilities, and consumer goods. Its lack of debt and solid cash reserves make it a safe haven for investors.

Investing in Top debt-free stocks like these can provide peace of mind and potential for long-term growth, offering a cushion against market volatility and economic uncertainties. However, it's essential to conduct thorough research and consider your investment goals and risk tolerance before making any investment decisions.

[tkkansaltancyventures]

OPPORTUNITIES AND EXITS IN THE INDIAN VC LANDSCAPE

Introduction:

The Indian Venture Capital (VC) landscape is undergoing a transformative phase, propelled by a surge in entrepreneurial vigor and an increasing appetite for innovation. As we navigate through this evolving ecosystem, we will dissect the opportunities and challenges shaping the Indian VC landscape, drawing insights from both local dynamics and global benchmarks that influence its trajectory.

I. Opportunities in the Indian VC Landscape:

Booming Startup Ecosystem:

The success story of Indian edtech unicorn BYJU'S showcases the booming startup ecosystem. Fueled by a young demographic and a government fostering entrepreneurship through initiatives like 'Startup India,' BYJU'S has not only attracted significant VC funding but has also become a global player in the edtech space.

Tech and Innovation Hub:

Bengaluru-based biotech startup Pandorum Technologies exemplifies India's role as a tech and innovation hub. With groundbreaking work in 3D bioprinting, Pandorum has attracted attention not only from Indian investors but also from global venture capitalists seeking opportunities in cutting-edge technologies.

Consumer Market Growth:

India's diverse consumer market has been a catalyst for startups like Zomato. As a leading food delivery platform, Zomato has successfully tapped into the growing demand for innovative solutions. Its global recognition and substantial funding highlight the attractiveness of India's consumer market for venture capital investments.

Government Initiatives:

The Indian government's 'Make in India' initiative has spurred growth across sectors, exemplified by the success of the electric vehicle startup Ather Energy. With support from government policies promoting clean energy, Ather Energy has secured significant funding and positioned itself as a key player in the sustainable transportation sector.

Global Investor Interest:

Indian fintech unicorn Paytm has garnered substantial global investor interest. Backed by investors like Warren Buffett's Berkshire Hathaway and Japan's SoftBank, Paytm's success underscores India's appeal for international venture capitalists seeking exposure to high-growth markets.

II. Challenges in the Indian VC Landscape:

Valuation Pressures:

Valuation pressures in the Indian VC landscape are exemplified by the challenges faced by food delivery giant Swiggy. While successful in raising capital, Swiggy navigates the delicate balance between aggressive growth strategies and maintaining realistic valuations amid intense competition, showcasing the challenge of valuation management.

Kansaltancy Ventures is a Global Investment Management & IB firm into Venture Capital, Debt, M&A, Consulting & Virtual CFO with a network of 450+ VC Funds, Family Offices, Banks & Financial Institutions. Check https://www.kansaltancy.com/

Exit Challenges:

Indian startup OYO Rooms faces exit challenges as it ventures into the global market. While OYO has secured significant funding, achieving successful exits in international markets poses hurdles, emphasizing the complexity of navigating diverse global landscapes for Indian startups and their investors.

Regulatory Complexity:

Regulatory complexities impact the Indian healthcare startup Portea Medical. As a provider of home healthcare services, Portea operates in a sector with evolving regulations. Navigating these complexities requires a nuanced approach, highlighting the regulatory challenges that can affect investments in certain sectors.

Infrastructure Gaps:

Indian logistics startup Delhivery grapples with infrastructure gaps as it seeks to revolutionize the logistics and e-commerce delivery landscape. Infrastructure limitations, especially in last-mile connectivity, pose challenges that investors need to consider when evaluating the scalability of ventures in this sector.

Talent Acquisition and Retention:

The hyper-competitive talent landscape in India is illustrated by the challenges faced by ride-hailing giant Ola. Attracting and retaining skilled professionals is crucial for Ola's growth, showcasing the importance of human capital in sustaining the momentum of startups and their investor-backed initiatives.

III. Strategies for Success in the Indian VC Landscape:

Sector-Specific Expertise:

Venture capitalists focusing on the Indian market can draw inspiration from the success of logistics startup Rivigo. By specializing in the logistics sector and implementing innovative technology, Rivigo has attracted substantial funding, emphasizing the importance of sector-specific expertise.

Collaboration and Co-Investing:

Co-investing strategies are exemplified by the collaboration between Indian startups Flipkart and Myntra. Acquired by Flipkart, Myntra's success showcases how collaborative ventures can not only mitigate risks but also enhance the overall success of investments in the dynamic Indian e-commerce sector.

Long-Term Vision:

The long-term vision of Indian e-commerce giant Flipkart is a testament to sustainable success. Overcoming early challenges, Flipkart's commitment to its long-term vision culminated in a successful acquisition by Walmart, emphasizing the importance of patience and perseverance for both entrepreneurs and investors.

Tushar Kansal CEO of Kansaltancy Ventures ( https://www.kansaltancy.com/ ) offers a range of services to startups,encompassing funding assistance , consulting, investment management, and financial documentation

Impactful Government Advocacy:

Government advocacy is illustrated by the success of the Indian space startup Pixxel. With support from the Indian Space Research Organisation (ISRO) and favorable government policies, Pixxel has garnered global attention, showcasing how impactful government advocacy can contribute to the success of ventures in emerging sectors.

Diversification Strategies:

Diversification strategies are evident in the success of Indian conglomerate Reliance Industries, led by Mukesh Ambani. By diversifying into sectors like telecommunications and digital services, Reliance has not only attracted significant investments but has also positioned itself as a key player in India's evolving business landscape.

Conclusion:

The Indian Venture Capital landscape is a dynamic terrain with a multitude of opportunities and challenges. Drawing insights from both local successes and global benchmarks, venture capitalists and entrepreneurs can navigate this landscape strategically. By fostering sector-specific expertise, embracing collaborative approaches, maintaining a long-term vision, advocating for supportive government policies, and implementing diversification strategies, stakeholders in the Indian VC ecosystem can unlock the immense potential for growth and innovation.

About Tushar Kansal, Kansaltancy Ventures:

Founder/ CEO of Kansaltancy Ventures - Tushar is an accomplished professional, a "Thought Leader" & "Thought Influencer".

Over the years, Tushar has supported Startups & Growth-stage companies in diverse sectors. Tushar is a Venture Advisor with a Canadian VC Fund & has invested in over 350 investments in more than 60 countries. His expert opinion is often sought by leading Business news channels and publications like CNN-News18, VCTV (Venture Capital Tv), Business World, Inc42, TechThirsty and Digital Market Asia. He has done 300+ talks - Just check on YouTube and Google. He is connected with 450+ investors globally, picking up global deals while being sector agnostic. His ticket size is USD 1-50 million.

He can be reached at tk@kansaltancy.com or on below social media

LinkedIn: https://www.linkedin.com/in/tusharkansal/

Personal website: https://tusharkansal.com/

Blog: https://www.induschurning.com/

Company profiles –

https://www.linkedin.com/company/kansaltancyventures

[trendprospector]

Is UnitedHealth Group's stock a good investment?

Welcome to our comprehensive guide on UnitedHealth Group Incorporated, an American multinational managed healthcare and insurance company headquartered in Minnetonka, Minnesota. In this article, we will explore the remarkable journey of UnitedHealth Group, from its inception to its current position as a global leader in the healthcare industry. Shaping the Future of Healthcare UnitedHealth Group traces its roots back to 1977 when it emerged as a subsidiary of PacifiCare Health Systems. Recognizing the need for a transformative approach to healthcare, the company set out on a mission to revolutionize the industry. In 1995, UnitedHealth Group took a significant step forward by becoming an independent publicly traded company, marking the beginning of its ascent to greatness. Trust and Confidence As a publicly traded company, UnitedHealth Group's stock is listed on the New York Stock Exchange under the ticker symbol UNH. The company's outstanding reputation and commitment to excellence have garnered the trust and confidence of investors worldwide. Notably, Warren Buffett's Berkshire Hathaway has recognized the potential of UnitedHealth Group, acquiring approximately 10% of the company's shares. Redefining Healthcare UnitedHealth Group's relentless pursuit of innovation and excellence has led to the development of several groundbreaking initiatives that have transformed the healthcare landscape. Let's delve into some of their notable ventures: OptumInsight: Empowering Healthcare Organizations with Data Analytics and Consulting OptumInsight, a prominent division of UnitedHealth Group, focuses on harnessing the power of data analytics and consulting to help healthcare organizations enhance the quality and efficiency of care delivery. By leveraging advanced technologies and cutting-edge methodologies, OptumInsight equips healthcare providers with the necessary insights to make informed decisions and drive positive patient outcomes. Revolutionizing Pharmacy Benefit Management OptumRx, a subsidiary of UnitedHealth Group, is at the forefront of revolutionizing pharmacy benefit management. By leveraging their expertise and innovative solutions, OptumRx enables employers and health plans to effectively manage prescription drug costs. Through strategic partnerships, formulary management, and cost-effective strategies, OptumRx empowers individuals to access vital medications while ensuring affordability and quality care. Empowering Individuals for a Healthier Tomorrow UnitedHealth Group's commitment to comprehensive healthcare is exemplified by OptumHealth. This dynamic division offers a wide range of health services aimed at empowering individuals to take control of their well-being. From tailored wellness programs and chronic disease management to compassionate home health care, OptumHealth strives to improve the overall health and quality of life for individuals across the globe. A Testament to Success UnitedHealth Group's exceptional performance and unwavering commitment to excellence have propelled it to become one of the most valuable companies in the world. As of March 8, 2023, the company's market capitalization soared above an astounding $400 billion. UnitedHealth Group's influence and significance are further underscored by its inclusion in both the prestigious Dow Jones Industrial Average and the S&P 500 index. UnitedHealth Group Leading the Way In conclusion, UnitedHealth Group stands as a beacon of innovation, excellence, and customer-centric healthcare. From its humble beginnings as a subsidiary to its current position as a global leader, UnitedHealth Group has consistently redefined the boundaries of healthcare. Through initiatives like OptumInsight, OptumRx, and OptumHealth, the company continues to shape the future of healthcare, making a positive impact on the lives of millions. With an unwavering commitment to improving the health and well-being of its customers, UnitedHealth Group sets the standard for excellence in the healthcare industry. Read the full article

[vocisllc]

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Artificial Intelligence: A Brief History

Ancient Greek mythology included intelligent robots and artificial entities for the first time. The creation of syllogism and its application of deductive reasoning by Aristotle was a watershed point in humanity's search to comprehend its own intelligence. Despite its long and deep roots, artificial intelligence as we know it today has only been around for a century. The following is a quick rundown of some of the most significant AI events.

1940s * "A Logical Calculus of Ideas Immanent in Nervous Activity," by Warren McCullough and Walter Pitts, is published in 1943. The first mathematical model for developing a neural network was proposed in this publication. (1949) Donald Hebb offers the hypothesis that brain pathways are formed by experiences and that connections between neurons become stronger the more they are used in his book The Organization of Behavior: A Neuropsychological Theory. In AI, Hebbian learning remains an essential model.

1950s Alan Turing publishes "Computing Machinery and Intelligence" in 1950, suggesting the Turing Test, a method for detecting whether or not a machine is intelligent. Marvin Minsky and Dean Edmonds, Harvard undergraduates, create SNARC, the first neural network computer, in 1950. Claude Shannon publishes "Programming a Computer for Playing Chess" in 1950.

*

The "Three Laws of Robotics" are published by Isaac Asimov in 1950.

*

Arthur Samuel creates a checkers self-learning software in 1952.

(1954) In the Georgetown-IBM machine translation experiment, 60 carefully selected Russian sentences are mechanically translated into English.

At the "Dartmouth Summer Research Project on Artificial Intelligence" in 1956, the term "artificial intelligence" is developed. The conference, which established the scope and goals of AI and was led by John McCarthy, is largely regarded as the genesis of artificial intelligence as we know it today.

*

Allen Newell and Herbert Simon exhibit the first reasoning program, Logic Theorist (LT), in 1956.

John McCarthy creates Lisp, an AI programming language, and publishes his article "Programs with Common Sense" in 1958. The paper proposed the Advice Taker, a complete AI system capable of learning from experience in the same way as humans do.

* In 1959, Allen Newell, Herbert Simon, and J.C. Shaw created the General Problem Solver (GPS), a computer program that mimics human problem-solving.

*

Herbert Gelernter created the Geometry Theorem Prover program in 1959.

*

While working at IBM in 1959, Arthur Samuel coined the phrase "machine learning."

The MIT Artificial Intelligence Project was started by John McCarthy and Marvin Minsky in 1959.

1960s

*

John McCarthy establishes the Stanford AI Lab in 1963.

* 1966) The Automatic Language Processing Advisory Committee (ALPAC) report by the U.S. government details the lack of progress in machine translations research, a major Cold War initiative with the promise of automatic and instantaneous translation of Russian. The ALPAC report leads to the cancellation of all government-funded MT projects.

* (1969) The first successful expert systems are developed in DENDRAL, a XX program, and MYCIN, designed to diagnose blood infections, are created at Stanford.

1970s

* (1972) The logic programming language PROLOG is created.

* 1973) The British government releases the "Lighthill Report," which details AI research failures and results in significant funding cuts for AI initiatives. (1974-1980) Dissatisfaction with AI progress leads to significant DARPA reductions in research grants. Artificial intelligence funding is drying up, and research is stagnating, according to the ALPAC study and the previous year's "Lighthill Report." The "First AI Winter" occurs during this time.

1980s

R1 (also known as XCON), the first successful commercial expert system, is developed by Digital Equipment Corporations in 1980. R1, which is designed to configure orders for new computer systems, kicks off a decade-long investment boom in expert systems, essentially ending the first "AI Winter."

*

The ambitious Fifth Generation Computer Systems project is launched by Japan's Ministry of International Trade and Industry in 1982. The purpose of FGCS is to create a platform for AI development and supercomputer-like performance.

1983) In response to Japan's FGCS, the US government develops the Strategic Computing Initiative, which will fund advanced computing and artificial intelligence research through DARPA. (1985) Companies invest over a billion dollars a year on expert systems, and an entire sector called the Lisp machine market emerges to support them. Symbolics and Lisp Machines Inc. are two companies that make customized computers that run on the AI programming language Lisp.

1987-1993) As computing technology advanced, cheaper alternatives arose, and the Lisp machine market crashed in 1987, kicking off the "Second AI Winter." Expert systems became too expensive to operate and update during this time, and they finally fell out of favor.

1990s

During the Gulf War in 1991, US forces used DART, an automated logistical planning and scheduling program.

(1992) Japan cancels the FGCS project in 1992, alleging failing to reach the grandiose targets set a decade before.

DARPA terminated the Strategic Computing Initiative in 1993, after spending over $1 billion and falling short of expectations. (1997) World chess champion Gary Kasparov is defeated by IBM's Deep Blue in the 2000s

*

(2005) The DARPA Grand Challenge is won by STANLEY, a self-driving automobile.

2005: The United States military began to invest in self-driving robots such as Boston Dynamics' "Big Dog" and iRobot's "PackBot."

*

(2008) Google develops advancements in speech recognition and makes the feature available via its iPhone app.

2010-2014

*

On Jeopardy!, IBM's Watson beats out the competition.

(2011) Apple's iOS operating system introduces Siri, an AI-powered virtual assistant.

* In 2012, Andrew Ng, the inventor of the Google Brain Deep Learning project, fed 10 million YouTube videos as a training set to a neural network using deep learning methods. The neural network learns to recognize a cat without being informed what a cat is, ushering in a new era of deep learning funding and neural networks. (2014) Google's self-driving car passes a state driving test for the first time. From 2015 through 2021, Amazon's Alexa, a virtual home, will be available.

*

(2016) World champion Go player Lee Sedol is defeated by Google DeepMind's AlphaGo. The ancient Chinese game's complexity was seen as a significant barrier to overcome in AI.

* (2016) Hanson Robotics develops Sophia, a humanoid robot capable of facial recognition, verbal conversation, and facial expression, as the world's first "robot citizen."

*

(2018) Google releases BERT, a natural language processing engine that lowers hurdles to machine learning applications' translation and interpretation.

*

(2018) Waymo announces the Waymo One service, which allows consumers in the Phoenix metro region to order a pick-up from one of the company's self-driving cars.

* (2020) Baidu makes its LinearFold AI algorithm available to scientific and medical teams working on a vaccine during the SARS-CoV-2 pandemic's early phases. The system can anticipate the virus's RNA sequence in just 27 seconds, which is 120 times faster than prior methods.

[hayleymedbil]

Top Medical Billing and Coding Schools in Michigan: Your Path to a Rewarding Healthcare Career

Top Medical‍ Billing and‍ Coding Schools in Michigan: Your Path to a Rewarding Healthcare Career

Are⁤ you considering a career in the healthcare industry? Medical billing ‍and coding is​ an essential field that plays a vital role in the ​healthcare system. If you’re looking to start or advance your career, Michigan offers several ⁤reputable schools where‌ you can ‍get the training⁣ you need. In this ‍article, we will explore some of the ⁣top medical billing and coding schools‌ in Michigan, discuss the benefits⁣ of pursuing a career in this field, and‌ provide practical tips for ‍your educational journey.

Why Choose ​a Career in Medical Billing and Coding?

Medical ‌billing and coding professionals are responsible for‌ ensuring that healthcare providers are reimbursed for their‌ services, which involves translating ​medical procedures and diagnoses into ​standardized ⁢codes. Here ‌are some reasons why this career path is appealing:

High Demand: With the healthcare industry consistently growing, the need for skilled medical billers and coders is on‌ the rise.

Job Flexibility: Many positions allow ‍for remote‍ work, providing a better work-life balance.

Competitive Salary: Medical billing and coding tend to offer​ competitive salaries, especially as you gain experience.

Quick ‌Entry: Programs can often‍ be completed ⁤in one year or less, allowing you to enter the workforce quickly.

Top Medical Billing and Coding Schools in Michigan

Here’s a rundown of the top medical billing and coding ‌schools across Michigan:

School Name

Location

Program Type

Duration

University of Michigan-Flint

Flint, MI

Associate Degree

2 years

Michigan State University

East Lansing, MI

Certificate Program

1 year

Macomb Community College

Warren, MI

Associate Degree

2 years

Oakland Community College

Bloomfield Hills,‌ MI

Certificate Program

1 year

Grand Rapids Community College

Grand Rapids, MI

Associate Degree

2 years

Overview of Each School

1. University ​of ⁤Michigan-Flint

The University⁣ of Michigan-Flint offers an Associate Degree in⁤ Health Information Technology, which ⁢includes coursework in medical billing and coding. This program equips students ‍with the skills needed to succeed ‌in healthcare settings. Graduates are prepared for‌ entry-level positions and have the option to pursue further education.

2. Michigan State University

Michigan State offers a Certificate Program in Medical Billing and Coding. This program is designed to be completed in one year, ideal‌ for those who want‍ to start working as quickly as possible. ​Students gain hands-on experience and learn from experienced faculty.

3. Macomb Community College

Macomb Community College provides an Associate Degree focusing⁤ on Health Information Technology. The curriculum includes comprehensive training in medical billing and coding, ensuring that‍ students are well-prepared to enter the ‌job market.

4. Oakland Community College

Oakland Community College offers ⁢a Medical Billing and Coding Certificate Program that can be completed in one year. The program includes a mix of online and ‌in-person‌ classes, making it flexible for working students.

5. Grand Rapids Community College

Grand Rapids Community College⁤ offers an Associate Degree in Health Information⁤ Management with an emphasis on billing and coding. The college prides itself on its high job placement rates and supportive faculty.

Benefits of Attending a Medical Billing and Coding⁤ School

Enrolling in a ⁣medical billing and coding program comes with numerous advantages:

Comprehensive Knowledge: Gain in-depth knowledge of medical terminology, billing practices, and coding systems.

Professional Networking: Connect with industry professionals and gain insights from guest speakers.

Certification Preparation: Most programs‌ prepare students for certification exams, enhancing employability.

Hands-on Experience: Many programs offer practical training through internships or labs.

Practical Tips for Aspiring Medical Billers and Coders

As‌ you embark on your journey to become a medical biller or coder, keep these tips⁣ in mind:

Research Programs: Investigate multiple​ schools to find the program‍ that best fits your needs.

Consider⁤ Certifications: ⁤ Obtain certifications such as​ CPC (Certified Professional Coder) to boost your resume.

Utilize Online Resources: Enroll‌ in ‌online courses or join forums⁤ to expand your knowledge.

Gain Experience: Look for job shadowing opportunities or internships⁣ to gain real-world experience.

Real-Life Case Study:‌ Success in Medical Billing and Coding

Meet Jane Doe, a recent graduate of Macomb Community College’s medical ‌billing program. After completing her certificate in just one ⁣year, Jane ‍found⁤ a job as a medical coder at a local hospital. She emphasizes‌ the value of her education:

⁤ “The hands-on⁢ training and supportive instructors‍ made all the difference. I felt prepared on my first day at work, and I’ve been able to advance quickly in my role.”

Conclusion

Choosing⁣ to pursue a career in medical billing and coding can lead ‌to a fulfilling and stable⁣ future in the healthcare industry. Michigan’s top medical billing and coding schools provide⁢ the education, resources, and support you need to succeed. Whether you opt for an associate degree or a‍ certificate program, you’ll be on your way to joining a growing field with excellent job prospects. Start your​ journey ⁤today by selecting the right school and program that fits your goals.

https://medicalcodingandbillingclasses.net/top-medical-billing-and-coding-schools-in-michigan-your-path-to-a-rewarding-healthcare-career/

[jasonnylaura]

How can I get my money back from a binary options scam?

A binary option is similar to a normal (“vanilla”) option, where you pay a premium for the option to buy or sell an instrument at a fixed price (the exercise price – see box below for a detailed explanation). Profits or losses on vanilla options can be small or large, depending on the difference between the ��exercise” price and the price of the underlying asset.

Unlike normal options, however, binary options do not fluctuate in value. Either the option is “in the money” on expiry – in which case it pays out – or it isn’t, in which case it expires worthless. Because of this binary nature, many shysters see an opportunity in selling binary options that are highly unlikely to end up in the money. They get to collect the hefty premiums, but never have to pay out.

Don’t be suckered by wild success stories

The media is part of the problem. Journalists, particularly those working at online content mills, are so desperate for content that might “go viral” and garner lots of hits that they’re quite willing to run a story with a click-bait headline without doing much (if any) background research. Take the recent tale of a 16-year-old “self-taught currency trader”, who apparently turned £150 into £60,000 in less than a year. This dubious success story was widely shared on social media without many questions being asked. Yet if we take those returns and calculate them on an annual basis, this 16-year-old’s return for the year would be 39,900%. That would literally make him the best trader of all time. So how did a 16-year-old school kid learn how to outsmart the best minds and machines on the planet, just by watching YouTube videos? As nobody asked him, sadly we’ll never know.

There was also the very recent example of Giovani , a 20-year-old medical student in Plymouth who claimed to be making six figures a month from foreign exchange trading. One major newspaper reported this month that more than 1,000 investors were sucked in by Singh’s Instagram account, which showed him posing in designer clothes with expensive cars at plush holiday resorts. Those who signed up for his services found that their trading accounts were emptied on Christmas Eve and the FCA has added him to its warning list of unauthorised traders (after the fact, unfortunately). But what the paper doesn’t mention in this particular piece is that Singh’s “success” was first reported on its own website in breathless, no-questions-asked fashion, in November, just a month before it all went horribly wrong.

This aggravates me because, as a genuine trader, I work hard to make profits and I know what it takes. I also don’t like to see people being conned. So I want to unpack this story for you, so that you don’t end up falling for one of these scams or something similar.

How does the binary-options scam work?

There is a reason why so many gentlemen (it’s usually men) in their early 20s now apparently own private jets, luxury cars and slick watches. It just may not be because they’ve cracked the financial markets as they claim. As Charlie Munger, Warren Buffett’s business partner, puts it: “Show me the incentive and I will show you the outcome”. There are many reputable financial-trading firms and brokerages out there. However, many – ones that I would describe as “bucket shops” – are not so reputable. Spread-betting firms typically make their money on the spread (the gap between the buying price and the selling price) and the commission paid by their clients. So their business model does not benefit from losing traders.

However, many brokers know that a losing trader can be very profitable – for them. If you know that 90% of traders will lose all of their money within six months, what do you do? Simply take the other side of the trade. When Johnny Punter buys, the broker sells. And when Johnny Punter wishes to cover his losses, the broker buys and collects the profit.

Unprofitable traders are so profitable for many a bucket shop that they will pay handsome introduction fees for new traders. Therein lies the incentive. It doesn’t matter if you’re actually making any money from your trading – if you can get even a £20 incentive for every trader who signs up with the minimum deposit of a few hundred pounds, then you only need to sign up 1,000 people a month to make £20,000. And the reality is that these brokers aren’t offering just £20 for new clients – they’re offering hundreds. I know they do, because I’ve been offered it.

The Pied Pipers of foreign exchange

If you’re not a successful trader, the next best thing is to fake it. A quick Google search reveals that you can rent a Lamborghini Huracan for four days at a price of £2,500. This is fairly steep – but you can rent a Lamborghini Gallardo for two days for £1,590. Two days is more than enough for a wannabe forex guru to take hundreds of snaps in different outfits, parking in fancy residential estates that they don’t live in and overall giving the impression over several months that they really do own a six-figure supercar. And of course, there are plenty of places to hunt down a cheap, out-of-season stay at a luxurious five-star hotel, where they can do exactly the same. Then they just pop it all on social media and wait for eager punters to line up to sign up with their “exclusive broker”.

Many brokers offer demo accounts, in which case the “guru” can just repeatedly put on ten trades in a row, come out with winners, then screenshot it and post it on Instagram. If even that is too difficult a task, then it’s a simple matter to fake the picture instead using image manipulation software and post that. With “evidence” of their success sorted out, the trader then promotes their wares with promises of “signals” that have 90% success rates, alongside key phrases such as “no risk” and “guaranteed profit”. Most informed investors realize that if a magic money-making machine did exist it would be owned by a private hedge fund, never to see the light of day. So anyone who actually believes that a 20-year-old student could pull this off is ideal bait – inexperienced, naive and potentially desperate.

The scam also succeeds because of how victims feel when they finally realize they’ve been suckered. Most don’t tell anyone because they feel foolish and want to save face. But also, they know (or rapidly learn) that there is very little the police can do. The banning of the sale of binary options was a step in the right direction. But now the traders of Instagram simply give away their “signals” to trade these options for free. And many bucket-shop brokers are overseas – often they’re not even doing anything illegal in the country in which they operate (although equally often the traders in question will imply that the bucket shop is a reputable UK-based and regulated institution, or lie flat out).

There are even operators who will manipulate the punter’s account in order to make them believe they are winning and then call on them to deposit more money. Then, when the client finally wishes to withdraw, the company goes cold and refers them to the small print, in which it says that the client must trade through an impossible amount of money just to be allowed to withdraw. Other brokers allow the affiliate to widen the spread to maximize their own commission and increase losses for their clients. We look at ways to avoid being scammed in the box below, but in short, as always – if it looks too good to be true, it is.

Can I trust Binary option scam reviews?

Is there a scam behind "Forex Binary Options" trading?

How do I go about recovering money from a Forex scam?

What is the best way to get my money back from an internet scam?

How can I recover my funds on binary options?

How can I get back my lost money from a scammer?

Alienmanhackers.xyz assists individuals and corporates around the world. They are able to use tools which are available in both UK and foreign jurisdictions to secure the best outcome for clients. With the help of a friend was able to recover the sum of 42,000GBP which was stolen under the pretense of investment.

[bakersfielddui]

How to Hire a DUI Lawyer You Can Trust?

Bakersfield DUI Attorney If you've got been charged with a DUI in Asian nation or Mason, Ohio, or in Associate in Nursing of the encompassing counties, I perceive what you're probing right now. most is at stake - and it is shuddery and confusing trying to urge through the mire of data on the market regarding what to try to next. The majority who are charged with a DUI Lawyer have several questions. They often have an understanding that they must rent a lawyer however don’t extremely acumen to travel about it.

The primary STEPS IN HIRING A DUI professional

1. the primary issue you'll be able to do is to put in writing down your most pressing questions. this cannot solely assist you organize your thoughts; however, it'll help you target your issue. you may notice that simply doing that alone will bring you a larger sense of peace, and help you feel a lot of management over your situation.

2. Then begin business lawyers who indicate a DUI specialty on their websites, and raise them your questions.

Our professionals at Dearie, Fischer & Mathews are happy to supply a free 15-20-minute phone consultation. in this conversation, our lawyer can learn a lot of regarding the main points of your case, offer you a thought of however he or she will be able to facilitate you, and discuss the fees for our services. If you're business around to many totally different attorneys, you may need to possess your queries and many alternative things handy to create the foremost of it slow and energy in learning about everyone Bakersfield DUI Attorney.

3. If you’ve determined to call Dearie, Fischer & Mathews, contact United States of America through our website or offer our offices a decision. In Lebanon, Warren County or pantryman County, call our office.

HAVE the main points OF THE CHARGE pronto on the market

once you call us for an initial consultation, we tend to perceive that you simply will have several queries for our attorneys. we are going to even have questions for you thus we will appraise and higher understand your case. it'll be useful if you've got the subsequent info readily available so as to create the most effective use of your time.

1. Have your price tag or citation handy.

 2. Be ready to let the professional apprehend that municipality or county you were in once the arrest occurred.

3. If you've got been scheduled for a court appearance, be prepared with the date, time, and court wherever you have been ordered to appear.

4. Be prepared to debate the main points of the arrest: why were you force over, what queries were you asked, however did you respond, what tests were administered, and the other details of the arrest. you'll be able to be assured complete confidentiality and speak honestly with the lawyer regarding these details.

COMMON queries OUR DUI shoppers raise

I perceive that you simply can have several questions once you are charged with a DUI. Below are a number of the common questions DUI clients ask, and my answers. I hope these answers are going to be useful to you.

1. Am I going to jail?

The primary issue we tend to neutralize each case is to judge the proof and are available up with a technique to beat the charges. that's forever the most goal, and that we fight terribly laborious to urge thereto point. our greatest strategy is to 1st get all the evidence within the case, together with any audio and video recordings of the stop. we tend to then evaluate the state’s evidence, and confirm your rights were protected throughout the traffic stop.  If we will demonstrate a haul with the state’s evidence, we will build motions to get some or all of the evidence thrown out. We tend to will also develop our own proof to supply a defense to the charge. we frequently see success at this stage, and lots of times we tend to feel able to} beat the fees.  This stage needs our professional to figure closely with the consumer in developing a fortunate defense strategy. Sometimes, in spite of all our efforts, we aren't able to get the charges thrown out. For a primary time, DUI/OVI, if you rent me, you may probably not get to do jail time. though the OVI statute carries a compulsory minimum 3-day jail sentence, I can typically hash out another thereto jail time with the prosecutor. If you’ve been charged with OVI multiple times, your possibilities of getting to serve jail time increase. However, several times, even within the most troublesome cases, we will negotiate a result that doesn't embody jail time.

2. What quantity expertise does one have defensive DUI charges?

I actually have been active criminal defines, together with DUI/OVI charges for over twenty-five years. I’m terribly aware of the court system in Lebanon, Warren County, pantryman County, and all of southwest Ohio.

3. Can my license be suspended?

If you've got been charged with DUI, there's smart likelihood your license is already below suspension. That’s as a result of in most cases, you either blew over the limit otherwise you refused to require the Breathalyzer test. In each of these cases, an on the spot license suspension are going to be obligatory (although we will typically get restricted driving privileges for you).

However, it's attainable that your license won't be suspended immediately. In some cases, the officer might ask you to submit a blood or piss sample. The samples are going to be sent off to a science laboratory for take a look anting. If, once the test comes back, it's determined that you simply were over the legal limit, your license might then be suspended. In some uncommon cases, a litigant is also charged with OVI despite the fact that he or she passed the Breathalyzer or urine test.

4. I've detected of DUI. however, what's OVI?

Below Ohio law, the official name of a drunk driving charge is OVI - operational Vehicle below the Influence of Alcohol or medication (Ohio Revised Code 4511.19). The offense remains most typically spoken as DUI - “Driving below the Influence”. The Ohio statute covers quite simply driving with an excessive amount of alcohol within the system. the number of alternative drugs is additionally considered, together with marijuana.   (More info on the distinction between DUI and OVI here.) you'll even have detected of OVAUC - operational a Vehicle when Underage Consumption

5. Does one have expertise defensive DUI charges for CDL holders?

Yes. Our lawyers acknowledge the seriousness of a DUI charge for individuals whose living depends on their business Driver’s License. we tend to positively attend bat for skilled drivers to save lots of their CDL.

[luxurysuccess1010]

Five Myths About The News Business

'Snaps' pay for newsrooms.

"The more site hits an article gets, the more cash it can make from sponsors," one industry watcher wrote in 2018. "This dynamic drives stories that get higher traffic as opposed to greater stories." Even today, Google regularly promotes the estimation of the traffic it ships off news distributers from search.

Be that as it may, as internet publicizing advanced to zero in on information and individualized focusing on, a lion's share of those dollars began to stream to Google and Facebook. In addition, tech organizations have come to overwhelm the entirety of the frameworks for selling and conveying advertisements, with the end goal that in any event, when perusers go straightforwardly to a news site, a large part of the promoting income goes to computerized stages and go-betweens. Studies demonstrate that distributers can get as meager as 50 pennies for each dollar spent on promoting on their locales. EMarketer announced that "almost 33% of US promoter spending on automatic presentation advertisements goes to tech and programming mediators." This is an essential explanation distributers have turned to underscore memberships and different types of direct peruser income.

Memberships alone will pay for news coverage.

Tech analyst Ben Thompson has composed that for neighborhood news distributions, "everything must beginning with the plan of action, of which there is just a single decision — memberships." Likewise, media researchers Jennifer Hoewe and Brett Sherrick as of late stated, "If Americans need to get high-caliber, precise data, they should be happy to pay for it."

Furthermore, numerous distributers are effectively pulling in new memberships. The New York Times as of late passed 6 million advanced endorsers, The Washington Post has around 3 million and there has been remarkable development in membership pamphlets. However, there are limits on perusers' ability to pay for all the reporting they require. "Membership exhaustion" is a wonder that obliges the number of sources perusers are happy to pay for. There are likewise numerous wellsprings of announcing — strikingly nearby TV and business radio — that have no set of experiences of direct crowd uphold, even as their substance moves on the web. In addition, there should be genuine worries about "data disparity" if extremely significant news-casting moves behind paywalls and gets unavailable to expansive portions of people in general. In the event that boundless quality reporting is to endure — and contact the individuals who need it most — distributers should get more monetary get back from the tech stages that control admittance to perusers. Music has demonstrated that it is conceivable to have a monetarily reasonable business that additionally makes content generally accessible.

Newsrooms rely monetarily upon inclusion of Trump.

Its an obvious fact that computerized memberships have expanded for some distributers during Trump's residency, yet connection doesn't really rise to causation. There are solid motivations to accept that the public's general interest in news isn't subject to one man. To begin with, the expansion in supporters at some bigger news distributers was brief, and numerous distributers — particularly more modest nearby sources — saw no critical change in endorsers identified with Trump.

In the interim, however the computerized news crowd expanded 12 percent somewhere in the range of 2015 and 2016 gratitude to the "Trump knock," the development has since eased back, staying up with the previous decade. Neighborhood news distributers have likewise observed expansions in computerized endorsers, however generally little of their substance centers around the president.

Very rich people will spare the news business.

In 2014, CNBC asked, "Would billionaires be able to spare the American paper?" A CNN reporter replied: "Impartial very rich person proprietors have had the option to put resources into inheritance titles and assist them with changing carefully, allowing them to contend." Others have contended that "the last trust in papers is for additional hands-off multi-tycoon White Knights to venture up." Mother Jones didn't care for the pattern however believed that "tycoons are the main plan of action left" for papers and magazines.

Very rich people and establishments are putting resources into and developing the absolute most significant media properties on the planet. Jeff Bezos, the organizer of Amazon, is the proprietor of The Washington Post. Medical services business person Patrick Soon-Shiong purchased the Los Angeles Times in 2018. Salesforce CEO, Marc Benioff possesses Time magazine. Yet, there essentially aren't sufficient rich benefactors of information to help an entire industry. What's more, direct guide from the ultrawealthy to the news media has zeroed in on public or large city provincial sources. No white knight dipped in to purchase battling nearby papers like the Union Times in South Carolina or the Washburn County Register in Wisconsin — which had to shade this year. Furthermore, even rich proprietors need their news properties to be monetarily self-supporting.

Further, while affluent proprietors don't regularly endeavor to direct news inclusion, we should all need distributers to be as autonomous as conceivable from settled in political and monetary interests. Warren Buffett, who was a drawn out ally of information, wound up selling his chain of generally little market papers. Also, as Jeff Bezos has noted, and Mike Bloomberg featured, claiming a news property can be a "complexifier" for the two proprietors and newsrooms. Financial autonomy is actually the best way to editorial freedom.

'Spotify for news' will protect news coverage.

Some accept that news coverage's burdens can be settled by news aggregators or packaging projects, for example, Apple News or Google News that permit shoppers to get to stories put out by various distributions from a solitary passage point. Like Spotify, such items offer purchasers an all in one resource to pay for an assortment of information at a lofty rebate. As Vox revealed in 2019, Apple pitched its administration to distributers with the guarantee that it would help "spare news-casting." Surveying its perusers, PressGazette recommended that "there might be an undiscovered market for packaged news memberships."

An ongoing Axios report says the news accumulation business is "detonating," giving a striking antithesis to the reference administrations offered by the tech goliaths, which additionally need to corner this market. In any case, this plan of action has not demonstrated monetarily economical. Pay-per-article item Blendle, hasn't had the option to make money and a year ago demonstrated that it was moving ceaselessly from micropayments. Apple News+ had solid beginning numbers (200,000 supporters at $9.99 every month) except then slowed down. Google News gives traffic however little income to distributers. Flipboard, which permits clients to basically make their own computerized "paper" by choosing themes and sources they'd prefer to see, saw its reference traffic drop essentially lately.

Music streaming works in light of the fact that those distributers have a solid solidified permitting framework that permits them to profit by an all inclusive resource for content. However, in spite of a ton of exertion, news accumulation simply hasn't been an answer.

IF YOU WANT TO MAKE MONEY ONLINE FROM HOME WITHOUT ANY INVESTMENT CLICK HERE.

[marvelsmostwanted]

What exactly does Elizabeth Warren have plans for?

100% Clean Energy for America

A Comprehensive Agenda to Boost America’s Small Businesses

A Fair and Welcoming Immigration System

A Fair Workweek for America’s Part-Time Workers

A Great Public School Education for Every Student

A Just and Equitable Cannabis Industry

A New Approach to Trade

A New Farm Economy

A Working Agenda for Asian Americans, Native Hawaiians, and Pacific Islanders

A Working Agenda for Black America

Accelerating the Transition to Clean Energy

Addressing Discrimination and Ensuring Equality for Farmers of Color

Addressing Our Maternal Mortality Epidemic

Affordable High Education for All

Breaking the Political Influence of Market-Dominant Companies

Comprehensive Criminal Justice Reform

Comprehensive Debt Relief to Puerto Rico

Congressional Action to Protect Choice

Defend & Create American Jobs

Empowering American Workers and Raising Wages

Empowering Workers Through Accountable Capitalism

End Private Prisons

End Wall Street’s Stranglehold on Our Economy

End Washington Corruption

Ending the Opioid Crisis

Ending the Stranglehold of Health Care Costs on American Families

Excessive Lobbying Tax

Expanding Social Security

Fighting Back Against White Nationalist Violence

Fighting Corporate Perjury

Fighting Digital Disinformation

Fighting For Justice As We Combat the Climate Crisis

Fixing Our Bankruptcy System to Give People a Second Chance

Foreign Policy

Get Rid of the Electoral College

Getting Big Money Out of Politics

Health Care is a Basic Human Right

Holding Wall Street Accountable

Honoring and Empowering Tribal Nations and Indigenous Peoples

Honoring the Strength and Diversity of Muslim Communities

How We Can Break Up Big Tech

Improving Our Military Housing

Investing in Rural America

Justice for Border Communities

Keeping Our Promises to Our Service Members, Veterans, and Military Families

Leading in Green Manufacturing

Leveling the Playing Field for America’s Family Farmers

Leveling the Playing Field for Entrepreneurs of Color

My First Term Plan for Reducing Health Care Costs in America and Transitioning to Medicare for All

My Plan to Cancel Student Loan Debt on Day One of My Presidency

My Plan to Create 10.6 Million Green Jobs

My Plan to Fight Global Financial Corruption

No President is Above the Law

Our Military Can Help Lead The Fight in Combating Climate Change

Paid Family and Medical Leave

Preventing, Containing, and Treating Infectious Disease Outbreaks at Home and Abroad

Promoting Competitive Markets

Protecting and Empowering Renters

Protecting Our Communities from Gun Violence

Protecting Our Public Lands

Protecting the Rights and Equality of People with Disabilities

Real Corporate Profits Tax

Rebuild the State Department

Reduce Corporate Influence at the Pentagon

Restoring America’s Promise to Latinos

Restoring Integrity and Competence to Government After Trump

Restoring Trust in an Impartial and Ethical Judiciary

Safe and Affordable Housing

Securing LGBTQ+ Rights and Equality

Stop Wall Street from Financing the Climate Crisis

Strengthening Congressional Independence from Corporate Lobbyists

Strengthening Our Democracy

Tackling the Climate Crisis Head On

The Coming Economic Crash - And How to Stop It

Ultra-Millionaire Tax

Universal Child Care

Valuing the Work of Women of Color

We Need a Blue New Deal for Our Oceans

Worried about paying off student loan debt? She has a plan for that. 

Healthcare concerns? She has a plan for that. 

Climate change? She has *checks notes* 9 plans for that. 

Corruption? She has 9 ways to end it.

The best part? She even has a plan to make sure her plans become reality.

Visit ELIZABETHWARREN.COM/PLANS to learn more.

There is no other candidate with real, smart, comprehensive plans to make this country a better place for everyone. There is no other candidate with a path to the nomination who has committed to ending the filibuster so that these plans will actually pass once she is in office. 

There are 78 plans on this list. Just for comparison, Bernie lists 35 plans on his website, and no viable way to pass any of them through the Senate.

Imagine the world we could live in. Vote Warren. She has a plan for that.