#Lesson for private investors
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robertreich · 6 months ago
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How Wall Street Priced You Out of a Home
Rent is skyrocketing and home buying is out of reach for millions. One big reason why? Wall Street.
Hedge funds and private equity firms have been buying up hundreds of thousands of homes that would otherwise be purchased by people. Wall Street’s appetite for housing ramped up after the 2008 financial crisis. As you’ll recall, the Street’s excessive greed created a housing bubble that burst. Millions of people lost their homes to foreclosure.
Did the Street learn a lesson? Of course not. It got bailed out. Then it began picking off the scraps of the housing market it had just destroyed, gobbling up foreclosed homes at fire-sale prices — which it then sold or rented for big profits.
Investor purchases hit their peak in 2022, accounting for around 28% of all home sales in America.
Home buyers frequently reported being outbid by cash offers made by investors. So called “iBuyers” used algorithms to instantly buy homes before offers could even be made by actual humans.
If the present trend continues, by 2030, Wall Street investors may control 40% of U.S. single-family rental homes.
Partly as a result, homeownership — a cornerstone of generational wealth and a big part of the American dream — is increasingly out of reach for a large number of Americans, especially young people.
Now, Wall Street’s feasting has slowed recently due to rising home prices — even the wolves of Wall Street are falling victim to sticker shock. But that hasn’t stopped them from specifically targeting more modestly priced homes — buying up a record share of the country’s most affordable homes at the end of 2023.
They’ve also been most active in bigger cities, particularly in the Sun Belt, which has become an increasingly expensive place to live. And they’re pointedly going after neighborhoods that are home to communities of color.
For example, in one diverse neighborhood in Charlotte, North Carolina, Wall Street-backed investors bought half of the homes that sold in 2021 and 2022. On a single block, investors bought every house but one, and turned them into rentals.
Folks, it’s a vicious cycle: First you’re outbid by investors, then you may be stuck renting from them at excessive prices that leave you with even less money to put up for a new home. Rinse. Repeat.
Now I want to be clear: This is just one part of the problem with housing in America. The lack of supply is considered the biggest reason why home prices and rents have soared — and are outpacing recent wage gains. But Wall Street sinking its teeth into whatever is left on the market is making the supply problem even worse.
So what can we do about this? Start by getting Wall Street out of our homes.
Democrats have introduced a bill in both houses of Congress to ban hedge funds and private equity firms from buying or owning single-family homes.
If signed into law, this could increase the supply of homes available to individual buyers — thereby making housing more affordable.
President Biden has also made it a priority to tackle the housing crisis, proposing billions in funding to increase the supply of homes and tax credits to help actual people buy them.
Now I have no delusions that any of this will be easy to get done. But these plans provide a roadmap of where the country could head — under the right leadership.
So many Americans I meet these days are cynical about the country. I understand their cynicism. But cynicism can be a self-fulfilling prophecy if it means giving up the fight.
The captains of American industry and Wall Street would like nothing better than for the rest of us to give up that fight, so they can take it all.
I say we keep fighting.
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tzifron · 8 months ago
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What Boeing did to all the guys who remember how to build a plane
by Maureen Tkacik
March 28, 2024
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https://prospect.org/infrastructure/transportation/2024-03-28-suicide-mission-boeing/
John Barnett had one of those bosses who seemed to spend most of his waking hours scheming to inflict humiliation upon him. He mocked him in weekly meetings whenever he dared contribute a thought, assigned a fellow manager to spy on him and spread rumors that he did not play nicely with others, and disciplined him for things like “using email to communicate” and pushing for flaws he found on planes to be fixed.
“John is very knowledgeable almost to a fault, as it gets in the way at times when issues arise,” the boss wrote in one of his withering performance reviews, downgrading Barnett’s rating from a 40 all the way to a 15 in an assessment that cast the 26-year quality manager, who was known as “Swampy” for his easy Louisiana drawl, as an anal-retentive prick whose pedantry was antagonizing his colleagues. The truth, by contrast, was self-evident to anyone who spent five minutes in his presence: John Barnett, who raced cars in his spare time and seemed “high on life” according to one former colleague, was a “great, fun boss that loved Boeing and was willing to share his knowledge with everyone,” as one of his former quality technicians would later recall.
More from Maureen Tkacik
But Swampy was mired in an institution that was in a perpetual state of unlearning all the lessons it had absorbed over a 90-year ascent to the pinnacle of global manufacturing. Like most neoliberal institutions, Boeing had come under the spell of a seductive new theory of “knowledge” that essentially reduced the whole concept to a combination of intellectual property, trade secrets, and data, discarding “thought” and “understanding” and “complex reasoning” possessed by a skilled and experienced workforce as essentially not worth the increased health care costs. CEO Jim McNerney, who joined Boeing in 2005, had last helmed 3M, where management as he saw it had “overvalued experience and undervalued leadership” before he purged the veterans into early retirement.
“Prince Jim”—as some long-timers used to call him—repeatedly invoked a slur for longtime engineers and skilled machinists in the obligatory vanity “leadership” book he co-wrote. Those who cared too much about the integrity of the planes and not enough about the stock price were “phenomenally talented assholes,” and he encouraged his deputies to ostracize them into leaving the company. He initially refused to let nearly any of these talented assholes work on the 787 Dreamliner, instead outsourcing the vast majority of the development and engineering design of the brand-new, revolutionary wide-body jet to suppliers, many of which lacked engineering departments. The plan would save money while busting unions, a win-win, he promised investors. Instead, McNerney’s plan burned some $50 billion in excess of its budget and went three and a half years behind schedule.
Swampy belonged to one of the cleanup crews that Boeing detailed to McNerney’s disaster area. The supplier to which Boeing had outsourced part of the 787 fuselage had in turn outsourced the design to an Israeli firm that had botched the job, leaving the supplier strapped for cash in the midst of a global credit crunch. Boeing would have to bail out—and buy out—the private equity firm that controlled the supplier. In 2009, Boeing began recruiting managers from Washington state to move east to the supplier’s non-union plant in Charleston, South Carolina, to train the workforce to properly put together a plane.
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azspot · 5 months ago
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And leaving that book to America’s workers, if you read nothing else, reading that book is a game changer, because when workers themselves see their employer across the table behaving like a total ass and trying to explain why what we heard on the Moody’s and Poor’s call about how many billions they’re about to make, and they’re telling us, “Oh, sorry, poor us, pockets are empty. We got no money,” it’s like my favorite negotiation session, is when we’ve shown the workers the real numbers that they’re telling their investors, you know, the corporations that we’re fighting — they’re all big private-sector hospitals now, too. They’re not little hospitals, mom-and-pops. These are huge corporations that own all these hospitals, mostly in the South, because they’re union busters. And then we bring in 300 workers for the day that we’re going to force the chief financial officer into negotiations, because you can do that when you have a union. You can actually say, “Someone has to come explain the financials you gave us.” Nonunion workers don’t have the right to the company’s financials. Unionized workers do. So, those are always some of my favorite sessions on capitalism. I don’t even have to say the word “capitalism.” This is today’s lesson in how capitalism works. They lie to you through their teeth, literally, about how much money there is, and then they get up and walk out of the room. And usually pretty much from that negotiation session on, it’s a game changer.
Jane McAlevey
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mod-kyoko · 1 year ago
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school au headcanons!! pt. 2
fandom: danganronpa: goodbye despair
type: hcs, non-ultimate au
a/n: just how the characters would be in school if ultimates didn't exist
♤♧♤♧♤♧♤♧♤♧♤♧♤♧♤♧♤♧♤♧♤♧
hajime hinata
so unnoticed
has a good circle of friends but isn't popular
at least he doesn't get bullied though, he's okay with his social standing
on the speech and debate team, but it's not his passion
helps out with the school newspaper from time to time
spends a lot of time studying
games with his friends during lunch
fuyuhiko kuzuryu
kind of a quiet kid but everyone fears him nonetheless because of the rumors that his parents are involved with the yakuza
because of this everyone kind of walks on eggshells around him, except for the few that are genuinely his friends
low key a big supporter of the choir and drama clubs but keeps it a secret
spends a lot of time outside in the courtyard
sonia nevermind
the foreign exchange student all the popular kids swarm and try to become best friends with
there's a huge cultural barrier but she tries a lot of activities at the school
she is a soprano in choir and in the drama club
all of the boys crush on her but she doesn't want to date because she'll have to go back to her country soon
gets tons of gifts and a yearbook her entire class signed before she leaves
nagito komaeda
...
he's either a debate kid or mock trial kid you decide
fucking annoying (with love)
gets low key teased a lot but he doesn't care
ran track for a while but is too sickly to continue
once he got diagnosed with a chronic and terminal illness his class started feeling bad for him and left him gifts
teruteru hanamura
bro is the only student the lunch ladies let in the kitchen
he is friends with more staff members than students
president of the culinary club
gets his ass kicked weekly for good reason
lowkey a drama kid but is despised by everyone in drama
ran for student council once but lost the vote
peko pekoyama
does fencing and track
in the culture club
quiet in class but sort of popular
she's a rule follower but by no means a snitch
often finds herself in the leader role of group assignments
people beg her to join student council but she isn't interested
nekomaru nidai
that one alumn that shows up at the school randomly to visit his previous teachers and upperclassmen, and to assist the coaches of the sports teams
when he was in school he played basketball, soccer, did wrestling, and ran track
favorite subject in p.e. but he was never the type of kid who got mad at others for being bad at sports
always made sure no one is left out in gym
akane owari
best gymnast in the school's history
pretty popular
tryhard in p.e. but not rude to others
has a reputation for showing off
the one who talks a lot in class but the teacher can't even move her because she'll talk to anyone
byakuya twogami
fake as hell, like he's living a double life
it's not really he's fault, he's poor but he wants to be liked so he pretends to be well off
in the finance/investors club
member of mock trial
was bullied as a kid and pretty traumatized from it
doesn't have many friends
ibuki mioda
somehow always breaking the dress code
pretty popular but some kids think she's weird
mezzo in choir
has a garage band that's actually popular with the other students
in the GSA
not the best academically but super involved in extracurriculars
helps with the school newspaper
mikan tsumiki
super quiet during class and is always a rule follower
loves the drama club but is too afraid to join
spends her time in the nurse's and counselor's offices because the staff are so kind to her
she's either unnoticed or bullied
her teachers see a lot of promise in her
has the most volunteer hours of all the other students because she loves giving her time to charity
hiyoko saionji
lowkey a bully
is on the newspaper staff
quit the dance team because it wasn't her style, and takes lessons privately
english and social studies are the only subjects she likes
has horrible grades in math and science
bullies "nerds" but ends up needing tutoring from them
mahiru koizumi
started the photography club
takes photos for and edits the newspaper and yearbook
tried track for a couple years but it wasn't her passion
pretty popular with other girls
nearly perfect grades because she spends so much time studying
favorite hangout place is any boba shop
kazuichi soda
competes in robotics
another annoying one
tries to be popular but fails
failing so many classes his tutor is working double time
favorite subject is math
wants to be an engineer
gundham tanaka
the kid who sneaks his pets into school
is in the agriculture club because they raise bunnies and chickens
definitely weird but he's immune to being teased
lowkey also a drama kid but only performs classics
argues with teachers
chiaki nanami
esports team...
loves art classes
good grades but doesn't really study
spends all her free time outside because it makes up for the fact that she's gaming
actually a beast in p.e. even though no one expects it
people love her but she's a little bit quiet
♤♧♤♧♤♧♤♧♤♧♤♧♤♧♤♧♤♧♤♧♤♧
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aelloposchrysopterus · 1 year ago
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From Albia with "Love"
It is an undeniable truth that Albia has a sense of humor. It is also undeniable that Albia acts with a sense of impunity because, as far as anyone knows, she is the only God-Queen left, and mere mortals have a difficult time getting her to play by their rules, let alone attempt to have any accountability.
Trelawney Thorpe likes to open her mail carefully in the event of any surprises, especially when anything is postmarked as being from Albia. It was a lesson learned the hard way. When your employer’s a millennia-old God-Queen, you have to get use to dangerous things (like, say, a cursed amulet) getting sent to your door, because of course you’ll be able to deal with it before your morning cuppa, right? Spark of the Realm and all that?
Trelawney sometimes wishes she could quit her job. She was getting jealous of the celebrity Tarvek Sturmvoraus, who just gadded about as he pleased, being a spark and saving the day and, yes, occasionally getting into trouble. For the head fashion designer of the Storm King brand, he was quite roguish — and she likes that about him.
She likes that about all of his jet-setting crowd, she can’t deny that. She likes the Gilgamesh Wulfenbach candid photos where he’s caught in dubious situations and he can’t worm his way out of it, so he just gives the camera that deadpan libertine stare of his, suit jacket hung over one shoulder only. She likes reading the Agatha Heterodyne arrest reports from each time she goes full madgirl. Agatha, Gil, and Tarvek, toasting on the runway and on the runway. She likes — and hates that she likes — that they’re all power brokers, each in their own way.
Albia knows about the folder on Trelawney’s phone labelled “Gil” that’s mostly a collection of the most roguish photos of Gil, outside the notorious nightclubs of Paris and the shadiest bars in New York, the sleaziest pubs in London and the most dubious casino backrooms of Monaco. Albia also knows that Gil is wanted by the police for questioning in an investigation into the murder of Omar von Zinzer. Albia, eternally wise, knows that Trelawney capturing Gil would greatly bolster Trelawney’s career, which is slightly stagnating after the Budapest debacle.
(What Albia doesn’t know is that Trelawney has matching folders for Agatha and Tarvek, that technically Agatha is more responsible for von Zinzer’s death than anyone else still alive, and that Trelawney really, really, really wants to quit.)
At 09:00 GMT on 20 May, Gilgamesh “Gil” Wulfenbach is spotted leaving a party in the Beverly Hills area of Los Angeles, looking severely and abnormally intoxicated.
At 20:00 GMT on 20 May, a British military flight from Los Angeles lands at Chequers.
At 01:24 GMT on 21 May, Bangladesh “Bang” DuPree, a Silicon Valley exec, reports Gil Wulfenbach missing after he failed to show up to a lunch meeting and she was unable to contact him. She is told to call again when he’s been gone for 48 hours.
At 01:47 GMT on 21 May, Agatha Heterodyne reports Gil Wulfenbach missing after he failed to return to their luxury estate in Montecito after the party. She is told to call again when he’s been gone for 48 hours and a partial transcript of her call is leaked, turning her into the front page of the next day’s tabloids.
At 06:28 GMT on 21 May, a package is dropped off at Trelawney Thorpe’s Ealing apartment, postmarked from Chequers. She moves it inside but does not open it, instead choosing to leave for her job as an MI5 analyst.
At 07:13 GMT on 21 May, the business magnate Klaus Wulfenbach is interrupted during a late-afternoon meeting in Hong Kong by a call from Bang DuPree that notifies him of his son’s disappearance.
At 07:19 GMT on 21 May, Tarvek Sturmvoraus listens to a voicemail left by Agatha Heterodyne while in Lagos, preparing for a semi-major fashion show.
At 07:25 GMT on 21 May, Violetta Mondarev, an angel investor, receives a text from Tarvek Sturmvoraus and immediately books a private jet from Sofia to Paris.
At 07:33 GMT on 21 May, Xerxesphina “Seffie” von Blitzengaard, an influencer currently based in Milan, reads a screenshot of Tarvek Sturmvoraus’s text to Violetta Mondarev, sent to her by her close friend and personal self-help guru Sparafucile.
At 07:46 GMT on 21 May, Colette Voltaire, president of France, is called by Seffie von Blitzengaard during a national security meeting. She hangs up but promises to call back.
At 08:00 GMT on 21 May, Colette Voltaire calls Seffie von Blitzengaard back.
At 08:27 GMT on 21 May, Sparafucile takes a flight from Milan to Los Angeles.
At 09:01 GMT on 21 May, a very stressed Tarvek Sturmvoraus gets off the phone with Agatha Heterodyne and creates a WhatsApp group composed of himself, Agatha Heterodyne, Bang DuPree, Klaus Wulfenbach, Violetta Mondarev, Seffie von Blitzengaard, Sparafucile, Colette Voltaire, and Gil Wulfenbach’s right hand man, Ardsley Wooster.
At 09:06 GMT on 21 May, the WhatsApp group reaches the consensus that they will not find Gil Wulfenbach anytime in the next few hours. They collectively agree to take the search down a notch and amp it up once Bang DuPree and Agatha Heterodyne are able to report Gil Wulfenbach missing.
At 09:07 GMT on 21 May, Ardsley Wooster, an MI6 agent, texts his handler to make them aware of the current status of the Gil Wulfenbach situation and make sure that Queen Albia didn’t have anything to do with it.
At 09:09 GMT on 21 May, Ardsley Wooster texts his friend Trelawney Thorpe.
At 11:02 GMT on 21 May, Violetta Mondarev lands in Paris.
At 11:15 GMT on 21 May, Klaus Wulfenbach hosts a press conference in Hong Kong about his missing son, calling for his safe return.
At 11:17 GMT on 21 May, screenshots of text messages between Tarvek Sturmvoraus and Gil Wulfenbach are leaked to the tabloids.
At 11:23 GMT on 21 May, the article “Gilvek: Fact of Fiction?” is posted online, along with an accompanying quiz called “Who Said It?: Twilight, the Bard, or Gilvek?” that gives readers quotes from the leaked Tarvek Sturmvoraus-Gil Wulfenbach texts, the Twilight series, and Shakespeare plays.
At 11:36 GMT on 21 May, Tarvek Sturmvoraus takes advantage of the media storm around the leaked text messages to release an appeal he calls “Help Me Find My (and Agatha’s) Boyfriend”. The original video is viewed over 2000 times within fifteen minutes.
At 12:02 GMT on 21 May, Agatha Heterodyne releases her video, “Help Me Find My (and Tarvek’s) Boyfriend”. Her video is viewed over 2500 times withing fifteen minutes.
At 12:14 GMT on 21 May, Klaus Wulfenbach is ambushed by a reporter and admits he did not know that his son was in a polycule with Agatha Heterodyne and Tarvek Sturmvoraus.
At 12:18 GMT on 21 May, the WhatsApp group agrees to a policy of total silence following the debacle that is the tabloids trying to get in on the “Agagilvek” story.
At 12:19 GMT on 21 May, Ardsley Wooster texts Trelawney Thorpe, begging her to check her phone.
At 16:25 GMT on 21 May, Trelawney Thorpe checks her phone and leaves work early.
At 16:45 GMT on 21 May, Trelawney Thorpe arrives at her Ealing apartment.
She enters the flat carefully and gently kicks the box that arrived that morning.
It springs back.
“Bloody hell,” she mutters. She finds the nearest packing knife she has and gently cuts away the tape, taking photos as she goes. If Albia did this… Once she’s cut all the tape away, she opens the lid tenderly, hoping to not be surprised by what’s inside.
She is, of course, surprised, because who else but Albia would send a murder suspect kidnapped in a different country through the Royal Mail to the Spark of the Realm. She regains her composure rather quickly. She can’t do anything while Gil Wulfenbach is still unconscious, so she won’t do anything. She’ll just text Ardsley and hope like crazy that he’ll get here before Gil wakes up, but she knows he’s in New York right now because of course he is, so he probably won’t.
Violetta Mondarev, her one-time-flame, is, however, in Paris (they still share their locations with each other), which is close enough. While Trelawney knows that Letta would still come running if she called, she feels guilty about it. The breakup was… fine, it was just because Trelawney didn’t think she would be able to do long-distance when Letta decided she needed to be based in New York, and since the breakup was on her… Trelawney always hesitates before asking Letta for anything.
Ardsley first. Trelawney texts Ardsley Wooster the photo of Gil in the box with the caption “send help albia’s really done it this time”.
She then overcomes the fear of bothering Letta and calls Violetta Mondarev. Her contact still has a heart in it; Trelawney could never bring herself to get rid of it.
“Letta,” she says when Violetta picks up.
“Hey, Tawny!” Violetta replies, cheerful as ever. It was through Letta that Trelawney had met Tarvek and his group of friends, but Trelawney had never heard Letta as happy around all her friends as she sounded right them. “You need something?”
Trelawney swallowed her pride. “Yes. I… I… I need you to come to my flat as soon as you can. I can’t talk about it on the phone, but Letta, I need you.” Well, that was desperate.
“Okay, Tawny, I’ll be right there. I’m chartering a plane and I’ll get there in two-ish hours, okay? Everything’s going to be fine.” She could hear Letta starting to type on a computer, presumably chartering a jet.
“Thanks, Letta,” she says.
Letta laughs on the other end of the line. “Oh, it’s my pleasure. Look, see you soon, okay? I’ll be there in two hours.”
Trelawney is deprived of the ability to respond by Violetta hanging up the phone.
She paces her flat for two hours, waiting for Gil to wake up (he doesn’t) or Ardsley to respond (he doesn’t, either, because he doesn’t know what to say or who to say it to, and he can’t get over to London fast enough) or just anything at all to happen. She’s fought monsters before, she engineers fantastic contraptions to save the day on a regular basis, she’s the Spark of the Realm, she should be able to deal with anything. It’s just that, well, unconscious Gil Wulfenbach on her living room floor is a little bit outside of her comfort zone.
Violetta Mondarev, true to her word, arrives in two hours. She sees Gil lying on the floor as soon as Trelawney lets her in.
“Tawny… this is an Albia thing again, isn’t it?” She points at Gil, who’s beginning to stir a tiny bit.
Trelawney nods.
“And you called me because I’m adjacent to the Agagilvek jet-setting crew, so I’d be more able to deal with this than you?”
“Letta, I’m translucent when it comes to you,” Trelawney tries to laugh.
Violetta grins. “Oh, Tawny…” They both get lost in each other’s eyes for a few minutes.
“Ladies. What.” Gil’s voice comes up from the floor.
“Oh good, you’re awake,” Trelawney says.
“Where am I?” Gil asks.
Violetta smirks. “The floor of Trelawney Thorpe’s Ealing flat, exactly where Albia sent you.”
“Uh, I’m wanted for murder here, aren’t I?” His face is a perfect specimen of horror.
“Technically, just for questioning,” Trelawney rolls her eyes.
“And so what are we going to do?” He asks. “I don’t know about you, but I’m personally not a fan of being questioned by British police.”
“That’s unavoidable,” Violetta says. “Look, I’m going to call Agatha and Tarvek and tell them to get their butts over here, since you three were involved in that whole von Zinzer disaster. Once they’re here, Trelawney will turn you over. Klaus’ll have a panic attack and Trelawney will come clean about Albia ordering your kidnapping, okay?”
“That’s… surprisingly amenable for one of Tarvek’s Smoke Knights,” Gil says.
Violetta grins. “Tawny, you on board?”
“Yep,” Trelawney says.
Six months later, Agatha Heterodyne is throwing the party of the century in an Irish castle she somehow owns, celebrating the conclusion of the von Zinzer murder trial and the acquittal of Gil Wulfenbach. Trelawney Thorpe is there, a minor celebrity in her own right after her fiery resignation letter from her position as Spark of the Realm that had implicated Albia in various illegal acts beyond just kidnapping Gil (Interpol had given her a job offer right after that, but she’d rejected it to take time to decide what she wants to do). She stands off to the side, watching Agatha, Gil, and Tarvek Sturmvoraus lovingly and tenderly interact with each other. Some emotion deep within her is activated.
Letta’s got to be around here somewhere. She passes the buffet table, where Ardsley Wooster has gotten himself into a heated discussion with Sparafucile about where six slices of American bacon and two fried eggs is a good breakfast. Bang DuPree is over by the fountain, fighting with Zeetha Wulfenbach, Gil’s sister and Agatha’s best friend who had just returned from a twelve-month off-the-grid survival adventure with her boyfriend Axel Higgs. Over at the tennis courts, Seffie von Blitzengaard is flirting with Colette Voltaire, who is trying to not get caught in a romantic entanglement with a foreign national by the French media. Klaus Wulfenbach stares pensively into a pond, wondering where exactly everything went so wrong. She walks by Van von Mekkhan, the property manager for much of the Agagilvek set, and Moloch von Zinzer (who, despite Agatha’s involvement in his brother’s death, remains her right-hand man) trying to fix a broken window that had happened when Gil’s latest drone adventure had deviated from the flight plan. Violetta Mondarev is nowhere to be seen.
Trelawney Thorpe turns a corner of a hallway a bit too fast and collides with someone; they both skid on the stone floor, spinning slightly.
Trelawney stands up as soon as she can. “I’m so sorry —”
“Don’t be,” Violetta Mondarev says. “Tawny, I ran into you.”
“Oh, Letta, but I hit you.”
“We both hit each other, and we’ll be here all day if we want to determine whose fault that is.”
“I’d spend all day with you, Letta.”
“If this is your way of hinting to me you want to get back together, yes, Tawny.”
“I don’t care that we’d be long-distance —”
“I’m moving to London.” Violetta smiles. “I’ve been planning it for a while. We won’t be long-distance starting, oh, early next month.”
Trelawney jumps up and hugs Violetta.
“Uh, can I have a little bit less of the suffocation?” Violetta asks, gently prying Trelawny’s arms off her.
“Right, sorry, I forgot,” Trelawney says.
Two years after that, the angel investor marries the MI5 analyst-turned-spy novelist. After they return from their honeymoon, they start opening their wedding presents.
From Agatha Heterodyne, a miniature Fun Sized Mobile Agony and Death Dispenser, with the attached note of “Remember Budapest, when great times were had by all”.
From Tarvek Sturmvoraus, a set of fine linen, embroidered with maps of places that he thought were significant to them.
From Gil Wulfenbach, a cardboard box with the tag “From Albia with ‘Love’” that contained the wedding cake toppers that had mysteriously disappeared after the reception, along with a letter.
Trelawney and Violetta —
Congratulations on the marriage! We’re so happy for you.
Agatha thought you’d like a memento of Budapest, which Tarvek thought was a bit tactless, but in the end, we agreed that it was certainly a memorable time for all. Tarvek went with the linen because — sorry, Trelawney — he didn’t think that the current set you have was very pretty (Gil disagreed, but we’ve all seen that coat of his, so his color sense is automatically disqualified). Gil insisted on stealing the cake toppers and doing this whole thingamajig with the box as his way of (finally) thanking you for dealing with the time Albia kidnapped him. We were all worried sick.
We hope you’ve had a wonderful honeymoon! If you’re not deathly sick of travelling by now, we’d like to invite you to join us in Geneva for the holidays this year.
Your friends,
Agatha & Gil & Tarvek
Read on AO3.
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kthegoat · 10 months ago
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                          LA TASK.
PART 1: THE BASICS
What is your full name?
Kaseem Ryan Grant 
Where and when were you born?
Chicago on January 10th, 1999
Who are/were your parents? (Know their names, occupations, personalities, etc.)
 Kazier Grant —a career criminal specializing in car and home theft. Kazier was caught on a petty theft at the age of 35 and served 2 years in prison before moving out of state, abandoning his family for a life of crime elsewhere. He was known to be full of life to those who knew him, a humorous guy who loved jokes. He was caring, and a great provider under his means. To those that didn’t know him, he was stern with a tough exterior. 
Joyce Stuart — led a life of crime with Kazier until he went missing. Since, she has started her own A&R business, scouting for talent to become a hit sensation. She manages many acts most musically and is supported by her eldest son. Joyce is very erratic, easily flustered and sarcastic. Her experience in dealing with Kaizer has made her less of a jovial person. 
Do you have any siblings? What are/were they like?
Yes. Khalil Grant, is the eldest son of Joyce and  Kazier. He has followed in his father’s footsteps in being a career criminal. He is very nonchalant, sarcastic and nefarious. 
Nyasia Stuart, is the youngest of the Grant clan. She is unspoken of due to not actually being Kazier’s child. Although Kaseem doesn’t know her personally, she is known to be the opposite of her mother. 
Where do you live now, and with whom? Describe the place and the person/people.
In a gated mansion, that has multiple bed and bathrooms a finish basement with a studio attached along with a basketball court, and front lawn driveway. Kaseem currently lives with his wife, Asiah two pets Cudi and Chase and their newest addition their daughter. 
What is your occupation?
 Kaseem is a rapper/entertainer. He also is a heavy private investor and gambler. 
Write a full physical description of yourself. You might want to consider factors such as: height, weight, race, hair and eye color, style of dress, and any tattoos, scars, or distinguishing marks.
Kaseem stands at 6’ exact and 200 pounds and growing. He has black locks that are to the length of slightly below his shoulders, brown eyes and multiple tattoos some which include tributes to his grandmother, his father, his wife and most recently his daughter. Many of the tattoos scattered across his body (including his face) cover scars that remind him of bad incidents in time. The most obvious being one on his arm. 
To which social class do you belong?
Upper Class. 
Do you have any allergies, diseases, or other physical weaknesses?
Kaseem is allergic to pine nuts, certain anesthetics. He also suffers from asthma but has had it under control since his late teens. 
Are you right- or left-handed?
His right hand is more dominate, but he can use both in certain instances. 
What does your voice sound like?
A heavy Chicago accent, most have described it as slightly ‘nasally’ but with base. 
What words and/or phrases do you use very frequently?
‘On bro, fo’nem, Maxine’ , ‘C’mon’ 
What do you have in your pockets?
Phone and a couple of bills under 100. 
Do you have any quirks, strange mannerisms, annoying habits, or other defining characteristics?
N/A
                      PART 2: GROWING UP
How would you describe your childhood in general?
Due to the lack of parental guidance, and only having his grandmother as a main resource, Kaseem has blocked out a lot of his childhood. So other than being able to describe it as a lesson, he wouldn’t know how to describe it. 
What is your earliest memory?
His mother helping his father break into a house while he and his brother waited in the car. 
How much schooling have you had?
Kaseem promised his grandmother he would graduate high school, so he did. After that he didn’t further himself. 
Did you enjoy school?
No. 
Where did you learn most of your skills and other abilities?
On the streets, especially the nights he stayed out all night. 
While growing up, did you have any role models? If so, describe them.
He used to look up to his brother. 
While growing up, how did you get along with the other members of your family?
Kaseem and his parents, specifically his mother never got along. He did get along with brother and grandmother the most other than that he hasn’t had much contact with other family members. 
As a child, what did you want to be when you grew up?
A basketball player. 
As a child, what were your favorite activities?
Playing basketball, running through the mall. 
As a child, what kinds of personality traits did you display?
Kaseem was stubborn, abrasive, destructive and airy
As a child, were you popular? Who were your friends, and what were they like?
Kaseem was loner mostly. He had a best friend by the name of Marcus. They  got along so well because Marcus was the same as Kaseem. They were close until their late teens. 
When and with whom was your first kiss?
His first crush, Kenia at the age of 12. 
Are you a virgin? If not, when and with whom did you lose your virginity?
Kaseem lost his virginity at age 14 with a girl in the grade above him. 
                   PART 3: PAST INFLUENCES
What do you consider the most important event of your life so far?
The marriage to his wife Asiah and the birth of his daughter. It is when Kaseem felt like he was finally becoming his own person away from his family. 
Who has had the most influence on you?
Possibly his wife or grandmother. 
What do you consider your greatest achievement?
Being able to be a provider for his family, legally. 
What is your greatest regret?
Keeping minimal contact with his mother after he moved. 
What is the most evil thing you have ever done?
Setting his brother up after he got harmed. 
Do you have a criminal record of any kind?
Yes, but nothing too serious. 
When was the time you were the most frightened?
When his grandmother got sick right before his junior year of high school. 
What is the most embarrassing thing ever to happen to you?
TBA
If you could change one thing from your past, what would it be, and why?
Agreeing to the terms of his current success with his mother and brother. 
What is your best memory?
Getting his first platinum record and the birth of his daughter. 
What is your worst memory?
Getting injured and being blamed for it. 
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laresearchette · 9 months ago
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Saturday, February 24, 2024 Canadian TV Listings (Times Eastern)
WHERE CAN I FIND THOSE PREMIERES?: SENSE AND SENSIBILITY (W Network) 8:00pm
NEW TO AMAZON PRIME CANADA/CBC GEM/CRAVE TV/DISNEY + STAR/NETFLIX CANADA:
AMAZON PRIME CANADA THE HOLDOVERS
CRAVE TV GUS THE ITSY BITSY KNIGHT (Season 1)
NETFLIX CANADA THE 30TH ANNUAL SCREEN ACTORS GUILD AWARDS — Netflix Live Event
ROCK PAPER SCISSORS (YTV) 10:00am (SERIES PREMIERE): When Scissors runs out of money, he tries to become a janitor but discovers that the job involves way more skill than he initially thought; Rock and Paper try to motivate Scissors in an unusual way.
NHL HOCKEY (SN360) 12:00pm: Blues vs. Red Wings (TSN2) 2:00pm: Habs vs. Devils (SN360) 3:00pm: Rangers vs. Flyers (City TV/SNPacific) 7:00pm: Bruins vs. Canucks (CBC/SN) 7:00pm: Leafs vs. Avalanche (SN1) 7:00pm: Knights vs. Sens (CBC/SN) 10:00pm: Flames vs. Oilers
MLB SPRING TRAINING (SN) 1:00pm: Phillies vs. Jays
CURLING (TSN) 2:00pm: 2024 Scotties Tournament of Hearts: Page Playoff (TSN) 5:00pm: Curling Day in Canada (TSN/TSN3) 8:00pm: 2024 Scotties Tournament of Hearts: Page Playoff (TSN4/TSN5) 9:30pm: 2024 Scotties Tournament of Hearts: Page Playoff
PWHL HOCKEY (SN1) 2:30pm: Ottawa vs. Montreal
MLS SOCCER (TSN4/TSN5) 7:00pm: Orlando vs. CF Montreal
W5 (CTV) 7:00pm: Who's at Your Door?; Who Is Dillon Brooks?: "W5" investigates companies that allegedly trick homeowners into signing long-term contracts for items they don't need; why a Canadian is the most-hated man in the NBA.
UFC MMA (SN360) 8:00pm: Moreno vs. Royval 2 - Prelims (SN1/SN360) 10:00pm: Moreno vs. Royval 2
AURORA TEAGARDEN MYSTERIES: SOMETHING NEW (CTV) 8:00pm: Young Aurora Teagarden returns home to Lawrenceton to pursue her post-graduate degree but soon finds herself embroiled in a mystery involving her friend's fiance.
LOVE AT FIRST LIE (Lifetime Canada) 8:00pm: Kate is looking for the perfect match online when she swipes and meets Walker, a jet-setting art dealer. After Kate falls for the dashing dealer, she learns that he is a hustler who cons women out of their money.
SNOW SCHOOL (Nat Geo Wild) 8:00pm: When every day is a snow day, school is always in session; a baby walrus gets a swim lesson from Mom; young stoats' playtime teaches them how to hunt; otter pups take a slide and learn to avoid predators; owlets practice leaving the nest.
THE HAPPINESS PLAYBOOK (Super Channel Heart & Home) 8:00pm: Journalist Amy goes under cover at a happiness retreat run by the handsome Paul. Sparks fly between the two, but when Amy learns Paul is the secret son of a wealthy investor, she must choose between a career-making story and her growing feelings.
NBA BASKETBALL (TSN2) 8:30pm: Celtics vs. Knicks
THANKSGIVING (Crave) 9:00pm: An axe-wielding maniac terrorizes residents of Plymouth, Mass., after a Black Friday riot ends in tragedy. Picking off victims one by one, the seemingly random revenge killings soon become part of a larger, sinister plan.
DEAD MAN'S HAND (Starz Canada) 9:00pm: A gunslinger teams up with a marshal to save his kidnapped wife from a ruthless mayor and his private army.
WOLVES OF WAR (Super Channel Fuse) 9:00pm: During World War II, a decorated British officer leads Allied commandos across enemy lines to rescue an American scientist held hostage by the Nazis.
JUDAS AND THE BLACK MESSIAH (CTV) 12:35am: Offered a plea deal by the FBI, William O'Neal infiltrates the Illinois chapter of the Black Panther Party to gather intelligence on Chairman Fred Hampton.
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briamichellewrites · 9 months ago
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1998. Bria Michelle Johnson was the adopted daughter of investor, Chris Johnson and makeup designer, Rita Johnson. Together, their net worth was in the multi-billions. They spoiled their daughter with whatever she wanted growing up. She went to a boarding school in Switzerland where she was able to participate in their theatre program. They also paid for voice lessons, acting classes, piano and guitar lessons; and dance lessons. She learned ballet, jazz, and hip-hop.
With only three hundred students, the school was quite small. They knew that if given a chance, she would be on stage performing. Whether it was dancing during talent shows or performing in one of their plays or musicals. She often had the lead role because of her talents. Her parents tried to see her performances whenever they could.
At eighteen years old, she learned that her parents were killed in a car accident. A driver under the influence of drugs and alcohol crashed into their car at over a hundred miles an hour. They both died on impact. Because of their deaths, she was given everything. That included their house in Los Angeles, their apartment in Waldorf-Astoria, their car collection, a private plane, a house in the Hamptons, and a house in Middletown, New Jersey.
After graduating, she returned home to LA. She had nothing, as everything had to go through the probate court before it legally became hers. Her family’s attorney allowed her to live in the house until everything was settled. She could then sell or keep whatever she wanted. The house was her childhood home, so she wanted to keep it.
She was introduced to Brad Delson and Mike Shinoda by Jeff Blue, an A&R guy for Warner Music. He heard her demo and he had her come in for an audition. Once she was signed, he had her meet them. They introduced themselves to her. It’s nice to meet you. What kind of music was she looking to play? Indie folk or country. She wanted to tell stories like Bruce Springsteen. Even though she had grown up in Switzerland and LA.
Jeff had her play something for them, so she got a guitar that was lying around and picked it up. When she sang, they heard her voice. It sounded like nineteen-sixties folk rock. Maybe a little Johnny Cash or Joan Baez. When she was done, they clapped for her. Where did she learn how to sing? She had voice lessons in school. What school did she go to? She went to Saint George’s Boarding School in Switzerland. They had a performing arts program.
Boarding school? What was that like? It was an interesting experience. She guessed it was like college, except with more adult supervision. They laughed. What else did she learn? Did she take any music lessons or classes? She took piano lessons, dance classes, and acting classes. For dance, she took jazz, hip-hop, and ballet. It was a great way to work out.
She had to be on stage performing, even when she fell on her ass. They laughed. That happened once during a ballet recital. She got up, bowed, and then went back to the choreography. They wanted to help her with her album, so they invited her to join them. At the moment, they were using Mike’s in-home studio to make demos. They thought she would get along well with their band members. She thought it sounded like a cool idea, so she accepted their invitation.
Mike lived in a rented house with his college roommate, Joe Hahn. Together, they formed a band with Brad, Rob Bourdon, and Dave ‘Phoenix’ Farrell. They were currently looking for a lead singer after firing Mark Wakefield. He and Brad introduced her when she came over. The guys thought she was beautiful! Joe offered her a coke.
Yeah, thanks. They found she fit in perfectly with them. She could tolerate their sense of humor and she wasn’t afraid of being the only girl. Her long brown hair had been dyed black and cut short to her chin. It was hidden underneath a beanie. She had tights underneath shorts with an oversized Bon Jovi t-shirt and a plaid long-sleeve top. Dave asked if she was going grunge. She was feeling a little Seattle rock at the moment.
She was thinking of piercing the cartilage in her nose and getting a tattoo to honor her parents. What happened to them? They were killed by a driver under the influence of drugs and alcohol. I’m sorry. Thank you. She also wanted to adopt a kitten.
“Decisions. Decisions. What will you decide to do”, Rob joked.
“I don’t know. I’m indecisive. I’ve always wanted a cat but I’ve never been able to. It wouldn’t have been fair because I was at school.”
“Bria, get the cat”, Joe said.
“I might have to give into peer pressure.”
They laughed. Did she get the cat? She did! Woody was an eight-week-old brown and white domestic shorthair kitten. Everything about him was adorable! He meowed at her and pawed at her leg, making her crouch down to him. Hi, human! She said hello to him and scratched his little head. He got excited when he saw he was getting adopted. I’m going home! Meow. Meow.
They went to Petsmart to get everything he needed. He had a collar and a leash, which were required in the store. As they walked around, he looked at everything while in the cart. He was curious about everything! There was so much to see and smell and hear! There were humans everywhere! He wanted to say hello to them. Meow. Meow. Some of the workers stopped to say hello to him. Hi, human! I’m Woody! I got adopted today!
He wanted to play on the belt at the register, but Bria picked him up. She didn’t want his little paws getting smashed. When they got to the car, she put him back into his carrier before putting the purchases in the backseat. Yes, she had an assistant who usually did the shopping for her, but she wanted to do this herself. Nicole was hired by her mother to take over the day-to-day responsibilities.
She was a woman in her twenties who had recently moved to LA from New York. They also had a long-time housekeeper named, Rosita. She and her husband, Miguel immigrated from Mexico in 1990. They both loved Bria and her parents because they were so kind to them. Her parents gave them money when they needed help paying bills or expensive gifts. They were considered family to them. Bria was not a spoiled brat, despite her immense wealth.
She was taught to never look down on anyone and to always be thankful for what she had. Everything could be taken away from her at any moment. Woody had zero knowledge of that. He was involved in watching his human put everything together for him. His water and food bowls went into the kitchen. She filled up the bowl with water before setting it down. His litter box went into the laundry room.
His toys, bed, and cat tree went into the living room. He had everything a kitten could need and want. For the moment, he wanted to play. Bria went into the kitchen and found the takeout menus. She looked through them as she thought about where she wanted to order from. As she made up her mind, the phone rang. It was Dave. She invited him over and gave him her address. After hanging up, she ordered pizza to be delivered. She then went to the living room to play with Woody.
@zoeykaytesmom @feelingsofaithless @alina-dixon @fiickle-nia
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notebooknebula · 1 year ago
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From Veteran To Real Estate Millionaire: Gervon Simon with Jay Conner
https://www.jayconner.com/podcast/episode-73-from-veteran-to-real-estate-millionaire-gervon-simon-with-jay-conner-the-private-money-authority/
Key Takeaways:
Funding your deals without using your own money
How to Become a Millionaire in three years
Perfecting the BRRR method: Buy, Rehab, Renovate, Refinance
How to find real estate deals before your competition does: be a realtor
Veterans can get multiple VA loans,
Lessons learned: Have a margin and learn to say no—nothing ever goes according to your budget plan.
Don’t let your emotions decide—the math should make the decision.
Advice for new investors: partner in some way or form, especially with someone who knows what they’re doing.
Don’t wait to buy real estate. The number way to be on the winning side is by owning properties.
Gervon Simon is the founder of GQ Home Team, a real estate company that buys/sells homes.
Within just 12 months in business, in 2021, they sold 61 homes worth over $30M.
On the side, he has also stepped into real estate development, and since 2020, he has flipped 10 properties.
Gervon is a military veteran who attended The United States Military Academy at West Point, from 2013 to 2017, where he played football and graduated with a degree in business management.
During Gervon's time serving as an officer in the Army, he had to gain the trust of many different kinds of individuals to be effective at his job.
Today, he draws upon this experience when he works with his real estate clients, and he is dedicated to being transparent, honest, and encouraging each step of the way.
Gervon has had the opportunity to work with several clients in a variety of circumstances, whether the clients were purchasing their first home, selling their home due to hard times, or relocating from across the country for a military move.
He faced many different situations and challenges, and each time he’s been able to empower his clients to accomplish their goals. In addition to helping his clients with their real estate endeavors,
Gervon also invests in real estate on his own, and in 2018 he purchased his first 2 rental properties.
Timestamps:
0:01 – Get Ready To Be Plugged Into The Money
0:17 – Today’s guests: Gervon Simon
2:13 – How Gervon Simon Gets Started In The Real Estate Business
5:51 – How Do You Fund Your Deals Without Using Your Own Money
7:10 – Jay’s Free Private Money Guide: https://www.JayConner.com/MoneyGuide
8:31 – How To Become A Millionaire In A Span Of 3 Years
11:37 – Perfecting the BRRRR Method
14:06 – How To Find the Best Real Estate Deals Before Your Competition Does
16:25 – Veterans Can Get Multiple VA Loans
19:03 – Gervon Simon’s Early Struggles And Lessons Learned On His Real Estate Business
21:53 – Best Advice For Brand New Real Estate Investors
25:47 – Connect with Gervon Simon: https://www.TheGQHomeTeam.com
26:01 – Team Website – https://www.GQHomeTeamWA.com
26:29 – Parting Comments from Gervon Simon: Don’t Wait To Buy Real Estate. The Number One Way Of Being A Part Of The Winning Side Is Own Real Estate And Collect Assets.
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It is available FREE (all you pay is the shipping and handling) at
What is Private Money? Real Estate Investing with Jay Conner
Jay Conner is a proven real estate investment leader. He maximizes creative methods to buy and sell properties with profits averaging $67,000 per deal without using his own money or credit.
What is Real Estate Investing? Live Private Money Academy Conference
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starseedfxofficial · 5 hours ago
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Bitcoin's Downside Dance & APAC's Market Tango Bitcoin's Backstep: A Lesson in High Expectations Ah, Bitcoin—the unpredictable digital star that just loves to keep us on our toes. It's like that kid who aims to jump across the puddle but ends up knee-deep in muddy water. Last week, Bitcoin almost kissed the illustrious $100k mark but had to step back, settling instead into a "cooling-off" phase around $92k. The correction has now dragged on for three consecutive sessions, much to the dismay of those who thought they'd finally ride the moon rocket. But here's where the real magic happens—this setback isn't just a red flag. If you're wise, you see it as a recalibration, a chance to pick up some trades while everyone's nervously scratching their heads. Traders often get emotional with these headlines, but remember: corrections are opportunities for repositioning, not a cause to throw your phone across the room. Bitcoin has a way of bouncing back, but it takes a steady mind to surf these waves instead of getting carried under. Tariffs, Tariffs Everywhere: APAC Market Maneuvers The Asian market felt some tremors early in the session, courtesy of Mr. Trump’s tariff tirades against Canada, Mexico, and China. It’s almost like he was feeling a little left out and decided to stir things up. Canada and Mexico got a 25% tariff slapped on “everything,” while China got an extra 10%, on top of whatever they’re already dealing with. The ASX 200 slid with drops in energy, gold, and financials. When commodities and yields tumble, it’s no surprise that dependent stocks follow. It’s like relying on your best friend for emotional support, only to find them more emotionally drained than you—they can't lift you up if they’re struggling themselves. Meanwhile, the Nikkei 225 was busy having a bad day of its own. Strong Services PPI data—which normally would sound great—actually brought new pressure for the Bank of Japan to start "normalizing" policy. In trader speak, this means there's a belief that interest rate hikes are incoming, which freaks out investors hooked on easy money. It’s kind of like getting a surprise rent hike—nobody likes it, even if it’s for a good reason. Hang Seng and Shanghai Composite did manage to hang around in the green—barely—as traders assumed that China might just sprinkle some policy magic to keep growth intact. After all, a tighter global trading situation often has Beijing pulling out extra support for local firms, including the kind of measures that allow private, small, and medium enterprises to catch a break. It's like getting a nice "you got this" text after a rough meeting—a little bit of encouragement goes a long way. APAC Insights for Traders: Reading Between the Headlines When Trump's tweets hit, many traders immediately think "risk-off," which drives them toward classic safe-haven plays like gold and the yen. But let's dig deeper—one thing savvy traders know is that China’s countermeasures can open up other doors. If China introduces more supportive policy for SMEs, you might see some unexpected short-term pops in the Hang Seng, or even opportunities for carry trades involving the yuan. For those glued to commodities, seeing gold prices slide can be disheartening, but remember: gold moves in waves. The current softness is a classic setup for an eventual bounce-back once inflation expectations return. But timing is everything—like catching an elevator that’s about to go up. Miss it, and you’re waiting awkwardly in the lobby. Bitcoin: Dodging Emotional Pitfalls One thing to note for all the crypto traders out there: volatility cuts both ways. Sure, the approach to $100k was exhilarating—but pulling back to $92k is a valuable reminder that no market rises in a straight line. Successful traders are the ones who remember that corrections are breaths, not barriers. Try approaching this with the patience of a marathon runner, rather than the sprint-like impulses that lead to panic selling. Emerging APAC Trends: What Traders Need to Know One lesser-known strategy for today’s market? Watch how the PBoC's tech-focused policies impact lesser-known APAC tech stocks. These companies can often see significant swings in value before the big names do. Sometimes trading smaller tech firms during PBoC stimulus news is akin to betting on the dark horse that ends up winning the race. If you’re in the loop early enough, you stand to capitalize on moves the majority overlook. Another contrarian angle—when everyone scrambles towards yen as a safe haven, remember that this flight to safety isn't always logical. A bet on the yen works when everyone else jumps onboard, but if you’re late, you’re buying at a premium. There’s often an alternate play in Singapore’s dollar or the Australian dollar, particularly if you notice that gold prices are starting to consolidate, signaling a potential recovery. Where Are the Hidden Gems? For Forex traders with an appetite for high stakes, reading the fine print on macro announcements like tariffs and crypto pullbacks is key. Today’s market is less about traditional "safe haven" assets and more about finding those under-the-radar plays that others might be ignoring. Whether it’s snapping up positions in APAC tech or making well-timed carry trades with the yuan, your real advantage comes from seeing beyond the noise—like realizing that a so-called correction is actually a discount window. To stay ahead of the curve, think of market shifts like this as complex rhythms. If you listen closely, there’s a pattern—and your ability to catch the beat is what will make you stand out. Now, go hit those charts, do your research, and don’t be afraid to pull off a move that’s a little unorthodox. After all, it’s the unexpected strategies that usually net the biggest gains. —————– Image Credits: Cover image at the top is AI-generated   Read the full article
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The No-Nonsense Approach To Note Investing With Dan Deppen & Jay Conner
Private Money Academy Conference:
https://www.JaysLiveEvent.com
Free Report:
Dan Deppen’s mission is to help his clients earn outsized returns with mortgage notes so they can achieve their retirement and side income goals.
His clients come to him because they want a no-nonsense approach to note investing and a step-by-step system that won’t waste their time.
Dan’s journey to a better life Meet Dan Deppen – Focused on making note investing more accessible to investors who want to create side incomes and grow their retirement savings.
Dan started his career as a mechanical engineer in the aerospace industry and later got his MBA from the University of Colorado. He was a product manager at large companies like Oracle and Amazon AWS, as well as some small startups.
Along the way, he was always interested in investing, starting with stocks at the age of 19 and then moving to options trading.
There were also some individual entrepreneurship efforts along the way, which had mixed results. The goal was always to create financial independence and build a business that was his, not subject to corporate whims.
After investing through the dot com blowup and the financial crisis, it was apparent how quickly the stock market can drop and how little control an individual has in such a large market. He wanted to move some of his net worth into real estate, but even back then, cap rates on rentals in the Denver area were challenging. Then in seeking alternative real estate investments, Dan discovered notes. After a few months of getting oriented, he dove in.
Despite paying too much for his first note and joining an expensive mastermind program that didn’t deliver, we kept going. Over the past several years, Dan has scaled up his note portfolio and incorporated his lessons learned into a set of systems and processes that make note investing easier and less time-consuming than it has been for the past 40 years.
Now, in addition to operating his portfolio and delivering returns for his investors, he helps new note investors get started and existing note investors become more profitable and effective.
Timestamps:
00:01 Raising Private Money Without Asking For It
06:04 Attracting private money by teaching and sharing.
09:22 Pass-through payments enable passive real estate investment.
10:15 Borrower default? I manage foreclosure and lender involvement.
16:36 Investor terms match the underlying loan to refinance.
19:47 Build network for best loan investment deals.
20:51 Reliable networks attract deals and investment opportunities.
24:01 Non-performing notes might require foreclosure challenges.
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Have you read Jay’s new book: Where to Get The Money Now?
It is available FREE (all you pay is the shipping and handling) at
What is Private Money? Real Estate Investing with Jay Conner
Jay Conner is a proven real estate investment leader. He maximizes creative methods to buy and sell properties with profits averaging $67,000 per deal without using his own money or credit.
What is Real Estate Investing? Live Private Money Academy Conference
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Apple Podcasts:
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monsterkong · 2 months ago
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youtube
From Setbacks to Success: Tom Suvansri’s Journey to Redefining Financial Freedom
Financial freedom. It’s a phrase that gets tossed around a lot, but for many, it remains a distant dream. Tom Suvansri, a financial strategist and real estate investor, has made it his mission to redefine what financial freedom means—and how to achieve it. In a recent episode of Business Story of the Week, hosted by Joshua Lori, Tom shared his incredible journey from financial struggles to creating a life of stability, wealth, and purpose. 🌍💸
Growing Up in an Immigrant Family: Financial Struggles and Lessons Learned
Tom’s story begins with his parents, immigrants from Thailand, who moved to America in pursuit of the American Dream. While his father excelled as a physician, financial management was not his strong suit. Like many immigrant families, the lack of financial literacy led to hardships, culminating in bankruptcy. Tom watched his parents struggle, and though the topic of money was often avoided in their household, it left a lasting impression on him. 💡
From a young age, Tom knew he wanted to avoid the same fate. He made it his mission to understand money, financial systems, and how to achieve true financial freedom. Little did he know, this journey would lead him to become a beacon of hope for others navigating similar challenges.
A Surprising Career Change: From Science to Finance
Tom’s initial career path was far from finance. He studied biology and chemistry, passionate about research and discovery. But life had other plans. After realizing that a future in science wasn’t for him, Tom returned to Penn State to pursue a business degree in finance—a decision that would change his life. 🎓🔄
His new path was cemented when he discovered a large debt on his credit report. Shocked and convinced it was identity theft, Tom soon learned that his own mother had taken out loans in his name due to her financial desperation. While the news was devastating, it only strengthened Tom’s resolve to gain control over his finances and help others do the same.
Rethinking Financial Freedom: It’s About More Than Money
For Tom, financial freedom isn’t just about having money in the bank—it’s about living life on your terms. “Why wait until you’re 60 to enjoy life?” Tom asks. Instead, he encourages people to focus on building cash flow through assets like real estate and businesses, rather than relying solely on traditional investments like the stock market. 📊🏘️
Tom’s strategy focuses on creating streams of passive income that can support a fulfilling lifestyle. By taking control of their financial futures, people can break free from the cycle of working just to get by and start living the lives they’ve always dreamed of.
The Power of Real Estate and Advanced Insurance Strategies
Through his company, Perennial Pride, Tom helps clients achieve financial freedom through real estate investing and advanced insurance strategies. One of his key tools is what he calls “family banking,” which uses whole life insurance policies to create a private banking system within a family. This allows individuals to store wealth, borrow against it, and grow their money safely—without the risks associated with the stock market. 🏡💼
Tom explains that family banking is a strategy used by the wealthy for generations, including the Rockefellers. By building up wealth in whole life insurance policies, individuals can create a secure financial foundation for themselves and future generations.
Want to learn more about building a financially secure future? Connect with Tom Suvansri and the Perennial Pride team at perennialpride.com and explore how you can start your journey to financial freedom today.
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pagebypagereviews · 2 months ago
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12 Essential Reads for Aspiring Entrepreneurs Embarking on an entrepreneurial journey is both exhilarating and daunting. With the landscape of business constantly evolving, arming yourself with knowledge and insights from those who have navigated the path successfully is invaluable. Below is a curated list of 12 essential reads that offer a wealth of wisdom, strategies, and inspiration for aspiring entrepreneurs. These books cover a range of topics, from the fundamentals of starting a business to the nuances of leadership, innovation, and personal growth. The Lean Startup by Eric Ries Eric Ries revolutionized the way we think about startups with his book, "The Lean Startup." Emphasizing the importance of agile development, validated learning, and pivoting when necessary, Ries provides a blueprint for building a successful startup in an efficient and cost-effective manner. This book is a must-read for entrepreneurs looking to innovate and scale their businesses in today's fast-paced world. Zero to One by Peter Thiel with Blake Masters In "Zero to One," PayPal co-founder and early Facebook investor Peter Thiel shares his philosophy on innovation and competition. Thiel argues that true success comes from creating something new rather than competing in an existing market. This thought-provoking book challenges entrepreneurs to think differently and aim for monopoly by building unique and valuable businesses. The Hard Thing About Hard Things by Ben Horowitz Ben Horowitz, co-founder of Andreessen Horowitz, a private venture capital firm, delves into the tough realities of running a startup in "The Hard Thing About Hard Things." With honesty and humor, Horowitz shares personal anecdotes and practical advice on navigating the challenges that business leaders face, from managing crises to handling layoffs. This book offers invaluable lessons on leadership and resilience. The $100 Startup by Chris Guillebeau Chris Guillebeau's "The $100 Startup" is a testament to the power of simplicity and resourcefulness in entrepreneurship. Through a collection of case studies, Guillebeau demonstrates how individuals have built successful businesses with minimal investment by leveraging their skills and passions. This book is perfect for aspiring entrepreneurs looking to start small but dream big. How to Win Friends and Influence People by Dale Carnegie Though first published in 1936, Dale Carnegie's "How to Win Friends and Influence People" remains a timeless resource on interpersonal skills and communication. Carnegie's principles on understanding people, making friends, and influencing others without manipulation are crucial for entrepreneurs who need to build strong relationships with customers, partners, and employees. Thinking, Fast and Slow by Daniel Kahneman Nobel laureate Daniel Kahneman explores the intricacies of the human mind in "Thinking, Fast and Slow." Understanding how we think—our quick, intuitive decisions versus our slow, rational deliberations—can greatly impact an entrepreneur's decision-making process. Kahneman's insights help entrepreneurs avoid cognitive biases and make better choices. The E-Myth Revisited by Michael E. Gerber Michael E. Gerber's "The E-Myth Revisited" addresses the common myths surrounding starting your own business and why most small businesses fail. Gerber emphasizes the importance of working on your business, not just in it, by implementing systems and processes that allow for growth and scalability. This book is essential for entrepreneurs who want to build a business that lasts. Lean In: Women, Work, and the Will to Lead by Sheryl Sandberg In "Lean In," Facebook COO Sheryl Sandberg encourages women to pursue their ambitions and challenges the societal barriers that hold them back. While focused on women in the workplace, Sandberg's advice on leadership, negotiation, and overcoming imposter syndrome is universally applicable. Entrepreneurs of all genders can gain insights into creating more inclusive and equitable businesses.
Start with Why by Simon Sinek Simon Sinek's "Start with Why" explores the importance of understanding the purpose behind your business. Sinek argues that companies that are clear about their "why" are more successful in inspiring action from both customers and employees. This book is a guide for entrepreneurs to build a purpose-driven business that resonates with people on a deeper level. The Innovator’s Dilemma by Clayton M. Christensen Clayton M. Christensen's "The Innovator’s Dilemma" examines why even the most successful companies can fail if they neglect emerging innovations. Christensen introduces the concept of disruptive innovation and how businesses can anticipate and adapt to technological changes. Entrepreneurs will learn the importance of staying agile and embracing innovation to stay ahead of the curve. Deep Work by Cal Newport In "Deep Work," Cal Newport champions the practice of focused and uninterrupted work to achieve remarkable productivity. Newport argues that mastering the ability to focus without distraction is crucial in an increasingly competitive and noisy world. Entrepreneurs will discover strategies for cultivating deep work habits that can accelerate their success. Rework by Jason Fried and David Heinemeier Hansson Jason Fried and David Heinemeier Hansson, founders of Basecamp, challenge conventional business wisdom in "Rework." This book offers a fresh perspective on work, productivity, and entrepreneurship, advocating for simplicity, clarity, and effectiveness. Entrepreneurs will find practical advice on everything from product development to marketing in this accessible and provocative read. Conclusion The journey of entrepreneurship is fraught with challenges, uncertainties, and opportunities for growth. The books listed above provide a diverse range of perspectives and insights that can help aspiring entrepreneurs navigate the complex landscape of starting and growing a business. From understanding the importance of innovation and purpose to mastering the art of leadership and productivity, these reads offer valuable lessons for anyone looking to embark on an entrepreneurial venture. By absorbing the wisdom contained in these pages, aspiring entrepreneurs can equip themselves with the knowledge and inspiration needed to turn their visions into reality.
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revinter · 2 months ago
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Thomas Kralow: Scam, Fraud, or Legit Trading Education? Uncovering the Truth Behind His Courses
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Thomas Kralow: Scam, Fraud, or Legit Trading Education? Uncovering the Truth Behind His Courses
Thomas Kralow: A Skillful Educator or Just Another Scammer?
When it comes to choosing trading courses, assessing the real value and experience of the instructor is essential. In this review, we’ll look into why Thomas Kralow’s name often appears alongside terms like “scam” and “fraud,” and whether these accusations are warranted or merely myths fueled by competitors.
Who is Thomas Kralow: An Experienced Trader or Just a Clever Marketer?
Thomas Kralow, the creator of various trading courses, was born in Riga, Latvia on June 1st, 1994. He spent his early years there until moving to New York at the age of 16 to attend a local college. It was during his time in New York that he claims to have discovered trading, which quickly became his primary focus. After New York, he continued his education in Switzerland, mentored by a well-known figure whose identity he prefers to keep private. He states that he made his first million dollars through trading just four years after beginning his journey.
Currently, Thomas lives in Dubai with his wife and is active on social media under the pseudonym Thomas Kralow. His Instagram has 1,500 followers, his YouTube channel boasts 434,000 subscribers, and his X (formerly Twitter) profile claims an impressive 112.8 million followers.
Trading Background or Just Smart Marketing? Scam or Legit?
Up until 2021, Thomas Kralow was open about his trading performance, publishing financial reports for transparency. After that, he shifted away from active trading to focus on his educational programs. Critics argue that teaching trading without being an active trader himself is suspicious and raises doubts about the authenticity of his courses. However, Thomas asserts that he continues to monitor market trends and regularly updates his course content to ensure its relevance.
Currently, he claims that his main income sources are investments and education, and his courses have reportedly brought in approximately $10 million in revenue.
Thomas Kralow’s Educational Programs: Scam or High-Quality Training?
CryptoBoom Course: Smart Strategy or Just Hype?
The CryptoBoom course was designed by Thomas Kralow in response to the surge of interest in cryptocurrencies. Unlike his comprehensive “Trading University” program, CryptoBoom is tailored for beginners looking for a quick overview. In just 3 hours, participants get introduced to the basics of cryptocurrencies, trading dynamics, and exchanges. The course also includes tips on how to time purchases and select optimal prices.
The standard price is $399, though discounts are frequently available, bringing it down to $97.
EXECUTIVE MARGIN COURSE: A Fraud or a Worthwhile Investment?
The EXECUTIVE MARGIN COURSE, also known as the “Golden Mine,” targets aspiring traders and investors who want to succeed but are unsure where to start. It includes 74 video lessons and 42 practical exercises spread over three months. Thomas offers three participation levels:
Standard – Self-paced learning. Price: $295.
Guided Path – Includes 50% completion with guidance. Price: $770.
Turnkey Solution – Complete course management by Thomas’s team. Custom pricing.
Course website: Executivemargin.ae.
Thomas Kralow: Copytrading: Legit Trading Strategies or Just a Trap?
Thomas Kralow also offers a copytrading platform where users can replicate the portfolios of successful traders and use them to build their own strategies. The basic subscription starts at $9.09 and includes real-time updates and analytical reports.
Copytrading platform: bestinvesting.tips.
UNIVERSITY-LEVEL TRADING EDUCATION: Solid Training or Another Scam?
The Trading University, launched in 2019, is designed for novice traders. According to Thomas, the program is CPD accredited, a rare certification among trading courses. The primary focus is on technical analysis and strategy building. He emphasizes that the course demands a serious commitment and persistence.
The program offers 120 days of intensive training and comes in three tiers:
Self-Study – $2,170.
With Mentor – $2,870.
VIP Package – $5,870.
Course website: thomaskralow.com.
Thomas Kralow Course Reviews: Genuine Feedback or Paid Criticism?
The internet is filled with reviews of Thomas Kralow’s courses, and opinions are divided. Some students praise the structured approach and find it ideal for beginners. On the other hand, experienced traders sometimes criticize it for lacking depth and being too basic.
There are also negative reviews that label Thomas a “scam artist” or a “fraud.” Interestingly, many of these are found on forums that often discuss competing products, raising suspicions that some of the criticism might be driven by rival firms.
Thomas Kralow Conclusion: Scam Debunked or Justified?
Our analysis shows that most scam accusations against Thomas Kralow are subjective and lack concrete evidence. His courses are certified, and his business seems to operate transparently. However, the relatively high cost and the focus on Russian-speaking audiences might turn away some potential clients, especially those from the CIS region.
So, is Thomas Kralow a scammer? It’s too early to say. It’s more likely that he’s a successful entrepreneur offering a program that isn’t suitable for everyone and requires careful consideration before enrolling.
#scam #expose #trader #ThomasKralow #tradingcourses #scammer #thinkbeforeyoujoin #review
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dailyanarchistposts · 2 months ago
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Managing the Present Crises
The earthquake that hit Haiti in 2010 was of course not caused by climate change. But as one of the deadliest disasters on record we can learn a lot from how it was managed. Following the devastating earthquake, international organizations, private foundations, and USAID, donated millions of dollars to "rebuild" the nation. Of course, that was not done through democratic efforts directed at grassroots or community levels to provide for people's needs and rebuild their homes. Rather, many Haitians were forced off their land, lost their homes and farms, while the money was used for building sweatshops for the US garment industry.[35] This is the difference between mutual aid and charity, with the former being a reciprocal relation and the latter one that put the beneficiaries in a relation of dependency to the donors.[36] When a nation is "rebuilt" by those that have dominated it, it is typically rebuilt to serve the needs of those power structures - in this case to provide cheap labor for American capital.
This lesson from Haiti does not just apply to international relations between "underdeveloped" periphery nations and those in the dominant center. It also applies to communities within that center. After hurricane Katrina in 2005, New Orleans was not so much "rebuilt" as "re-created". Many residents were relocated (some by force) and new developments were made for new residents with a higher tax-bracket. This lead to increased segregation (racially and economic).[37] A similar process took place in New York City after Hurricane Sandy in 2012: the destruction was an opportunity for landowners and developers to bypass regulations protecting tenants and communities and to rebuild desirable areas in a way that would force the poorer population out.[38] Another example is the island of Barbuda where the land is owned by the people as a whole: the inhabitants have the right to use the land but it cannot be sold nor used for major developments by corporations without a public vote. Hurricane Sandy was an opportunity to end this commons system and introduce private landownership which the political elite see as necessary to attract outside capital and "development."[39]
As we see, someone's tragedy is someone else's opportunity for profit. That is the nature of capitalism and climate change is not going to change that. On the contrary, both the crises and the attempts to mitigate them are increasingly presented as a "business opportunity."[40] With cities in South Africa, Australia and India, already running out of water, new markets are opened for private water companies, and their stock value will rise.[41] No disaster affects everyone equally. As long as water exists somewhere, capitalism will find a way to get it to those places with an increased demand as long as there are people there who are able to pay for it. So even in a drought, the rich will have access to water and other resources. But they will also want to protect those resources. As people become more desperate, the rich will take more desperate measures to protect the wealth they're hording. This creates another profitable market: the private security industry. The thugs-for-hire, The Pinkertons, are already marketing their services using the Hobbesian narrative of the fall of civilization where those who have will need to protect what they have by violence against the desperate rabble.[42] Their parent company, the global security firm Securitas, in their sustainability report to investors also presents climate change as an opportunity for growth as disasters and resource scarcity will increase demand for their services.[43] The same goes for private armies and defense contractors.[44] Climate change is creating a lot of disruption, but that does not mean the collapse of capitalism or the existing economic hierarchies.
What about the state and political order? I fear we will also see the essential characteristics of the state, its repressive function, intensify as it attempts to maintain and strengthen its order during climate disruptions. The mentality of the state apparatus is inherently tied to Hobbesian thought: institutions of power and domination must be preserved at all cost or chaos will emerge as human nature is unleashed. We saw this during the flooding after Hurricane Katrina in New Orleans where police officers and the national guard treated the civilian population as enemies in a war zone, actively preventing survivors from getting to safety and shooting those who tried. When the state apparatus lost control of parts of the city it, and its ideological companions in the media, immediately started fantasizing about the return of the state of nature and assumed the people had become savages - as is their "true nature" when the state is not there to keep them in order. The first priority was not to help or evacuate survivors but to reinstate political power by any means necessary, including lethal force.[45]
This response was repeated in Haiti after the earthquake. The ideological state apparatus mass produced unsubstantiated articles with headlines like "Looting Flares Where Authority Breaks Down"[46] and panicked stories about the "criminals" who escaped the collapsed prison building (ignoring the fact that most inmates were political prisoners never charged with crimes).[47] The US sent its military to the island and the US secretary of state asked the Haitian government to declare martial law which "would give the government an enormous amount of authority which in practice they would delegate to us."[48] The first priority of the US response was not to provide emergency aid but to establish "command & control" and symbolically one of the first operations was to take control over the ruined presidential palace.[49] International emergency organizations could not enter the island because the US military had occupied the airports and ports, preventing food and medicine from reaching the people.[50] This response is fairly logical: when you subscribe to the Hobbesian fantasy about ruthless savages in the "state of nature" the first order of business must be to reinstate political power. The interesting thing here is not so much that most of the stories about murder and looting were wildly exaggerated or outright lies, but that they became self-fulfilling prophecies: looting and rioting began when people knew emergency supplies had arrived but weren't being distributed because authority had to be established first. This naturally made people angry, thus confirming the narrative that was the premise for the authoritarian approach.
Another response to disasters - whether rapid ones like hurricanes or slow ones like drought and crop failure - is migration. People trying to flee from the area of death. The state has a response to that too. During the 2017 Hurricanes Irma and Harvey, the US government kept the border patrol stations open despite the evacuation order, effectively trapping paperless migrants and those who might be assumed as such in the zone of destruction. Likewise, the EU has for decades been building its border walls and expanding the area of migration control far beyond the borders, extra-territorializing and outsourcing the job of keeping immigrants out. Regularly refugees are storming the fences around the European enclaves in North Africa, Ceuta and Melilla, or the fences in Turkey and Ukraine, and as the borders get increasingly militarized thousands attempt to take the journey at sea where many drown. This is an example of what Achilles Mbembe calls "necropower" where sovereignty means the capacity to define "who is disposable and who is not" and the exercise of it is the control over mortality.[51]
Refugees are not a new phenomenon but as living conditions get worse with climate change this issue will certainly intensify. The Internal Displacement Monitoring Centre notes in its mid-year report that 2019 so far has seen the highest figure ever recorded for displacements associated with disasters and that "mass displacement triggered by extreme weather events is becoming the norm."[52] Barring a qualitative change, the state response will be to double down on militarization and securitization of borders and population control. As a Pentagon commissioned report about projections for the future wrote in 2003, the US would probably survive climate change without catastrophic losses but "Borders will be strengthened around the country to hold back unwanted starving immigrants."[53] Even if the elected leaders refuse to take climate change seriously, the backbone of the state, the military, certainly does. But it only perceives the problem through the eyes of Leviathan, i.e. as a problem of security and of protecting the established order.
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johndsmiths1 · 2 months ago
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Shanavas M.P. (AKA SHAN): The Visionary Entrepreneur Leading Global Change
In the world of business, only a few individuals manage to carve a legacy that transcends industries, generations, and geographies. One such figure is Shanavas M.P., also known as consultant Shan, a global entrepreneur, investor, consultant, filmmaker, and speaker. With over 25 years of unparalleled experience, Shan has not only mastered the art of entrepreneurship but has also become a beacon of knowledge and inspiration for millions around the world.
A Legacy of Over Two Decades
Shanavas M.P.'s journey is a testament to his unwavering dedication to innovation, leadership, and growth. As an entrepreneur and business strategist, his expertise spans across various domains including digital marketing, e-commerce, investments, WEB3 technologies, and business development. With over 18 years of rich experience in the digital space alone, Shan has built a formidable reputation as a digital entrepreneur, constantly pushing the boundaries of what’s possible in the online business world.
Having collaborated with over 100 privately held businesses, from startups to established corporations, Shan has cemented his position as a trusted advisor and leader in the global entrepreneurial ecosystem.
The Digital Entrepreneur: Mastery of Online Businesses
Shan’s extensive expertise in digital marketing and e-commerce has empowered countless businesses to achieve online success. He has played a pivotal role in driving digital transformation across industries, helping organizations transition from traditional business models to more agile and technology-driven frameworks.
His understanding of WEB3 technologies is particularly noteworthy. As blockchain and decentralized platforms continue to revolutionize various industries, Shan’s foresight into these developments has positioned him as a leader in the WEB3 space. He has successfully guided businesses on how to integrate decentralized systems into their operations, enhancing security, transparency, and scalability.
Business Consulting and Strategy Development
Shan’s proficiency as a business strategist is evident in his role as a consultant to various businesses. He has the unique ability to identify growth opportunities, devise innovative strategies, and implement plans that ensure sustained business success. His consulting expertise covers a wide range of areas, including:
Business Planning and Development
Strategic Leadership and Management
Investment Strategies
Enterprise Platform Management
Sales and Marketing
Project Management
What sets Shan apart is his holistic approach to business strategy. He collaborates effectively with stakeholders, clients, and vendors, ensuring that all aspects of a project align with the organization’s overarching goals.
A Global Impact: Empowering Millions
Shan’s influence isn’t limited to boardrooms or high-level business meetings. Over the years, he has empowered millions of individuals across 40 countries through his Digital Mastery programs, seminars, webinars, workshops, boot camps, and live events. His teachings focus on the intersection of business and personal development, helping individuals unlock their full potential in both areas.
The Digital Mastery programs are particularly popular, providing participants with the knowledge and tools needed to excel in the digital world. These programs cover a wide range of topics, including digital marketing, business strategy, leadership development, and personal growth.
Shan’s unique style—marked by his warmth, humor, and keen insights—has made him a favorite among participants, transforming their perspectives on business and life. For over two decades, millions have attended his events, taking away not just lessons but also life-changing experiences.
Recognitions and Awards: A Life of Distinction
Shan’s accomplishments have not gone unnoticed. In 2007, he was honored by the Government of India with the prestigious Indira Gandhi Sadbhavana Award for "Outstanding Individual Achievements & Distinguished Services to the Nation." This recognition highlights his commitment to both business excellence and societal contributions.
In addition, Shan was also nominated for the Young Entrepreneur Award by CNBC TV, further cementing his reputation as a forward-thinking and innovative leader in the business world.
Shan’s Cinematic Journey: A Filmmaker’s Perspective
Shan’s talents extend beyond the boardroom and seminar stage. His diploma in filmmaking adds another dimension to his illustrious career. As a filmmaker, Shan’s understanding of storytelling, production, and cinema reflects his creative side, showcasing his versatility as a leader.
Filmmaking is an art that requires strategic planning, attention to detail, and the ability to manage diverse projects. Shan’s skills in these areas are evident in his business endeavors, where he has successfully managed large teams and complex projects with precision and foresight.
Mastering Strategic Leadership and Business Growth
As a strategic leader, Shan has the ability to look beyond the present and plan for the future. His experience in strategic management and leadership has enabled him to create actionable plans that improve business performance and fuel organizational growth. He is a keen planner, strategist, and implementer, proficient in managing projects that span multiple industries and sectors.
Shan’s approach to leadership is rooted in empowering others. He believes that great leaders inspire and uplift those around them, fostering an environment of collaboration and mutual growth. This leadership philosophy has played a key role in his success, enabling him to build lasting relationships with clients, partners, and colleagues.
A Passion for Investments and Startups
Shan’s involvement in over 100 privately held businesses, including startups and corporations, is a testament to his passion for entrepreneurship and investment. He has an eye for identifying promising ventures and providing them with the resources and guidance they need to succeed. His investment philosophy revolves around supporting innovation and helping businesses unlock their full potential.
As an investor, Shan has a proven track record of making smart, strategic investments in businesses that are poised for growth. His extensive network, industry expertise, and commitment to innovation have made him a sought-after partner for startups and corporations alike.
The Future of Business with Shanavas M.P.
As we look to the future, Shanavas M.P. is poised to continue his trailblazing journey in the business world. His expertise in digital marketing, business strategy, investments, and strategic leadership positions him as a key player in shaping the future of entrepreneurship.
Moreover, his commitment to empowering others through education and mentorship ensures that his legacy will continue to inspire generations of entrepreneurs, leaders, and innovators.
Conclusion: Shanavas M.P., A True Visionary
Shanavas M.P., or Shan, is more than just a successful entrepreneur—he is a visionary leader who has touched millions of lives through his business acumen, leadership, and dedication to empowering others. With over 25 years of experience, a portfolio of over 100 businesses, and a legacy of mentorship that spans continents, Shan stands as a beacon of inspiration in the global entrepreneurial landscape.
Whether it’s through his Digital Mastery programs, his consulting work, or his role as an investor and business strategist, Shan’s impact on the world of business and personal development is profound and lasting. He is not just shaping the future of businesses—he’s shaping the future of people and communities around the world.
For anyone looking to grow their business, develop new skills, or find inspiration in the world of entrepreneurship, Shanavas M.P. is a name to remember.
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