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the-eorzeancouch · 11 months ago
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Day 10: Dragon.
Cornixia had heard the stories of Midgardsormr sinking the flagship Agrius as a child. But the stories paled in comparrision to the truth.
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mialzo · 10 months ago
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sklep ze stałymi cenami #smartphone #skincare #automobile #makeup.dobądź produkty wysokiej jakości i szybką dostawę od lokalnych dostawców. Kup produkty za 100 SEK na https://www.mialzo.pl/fixed-price-shop. Znajdź ponad 100 000 produktów codziennego użytku w najniższej cenie. Odwiedź www.mialzo.pl i odbierz kupon rabatowy 10%. Przy każdym kolejnym zakupie zyskaj więcej rabatów, otrzymuj oferty pakietowe, dodawaj oferty, oferty Flash i wiele innych ofert
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is0gild · 4 years ago
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Ice Cream and Fire Oven Pizza - Bonus Chapter 6
Pairing: Elsa x Lea/Axel || Side Pairing: Riku x OC
Summary: Modern AU. She's an introvert ball of nerves who works at Ice Palace, a mall food court ice cream shop. He's the outgoing, sassy goofball who works at the Pizza Planet across the way. Hilarity, snark, and fluffy romcom hijinks ensue.
Word Count: 9,761
FIRST CHAPTER || PREVIOUS CHAPTER || NEXT CHAPTER
Credit for super friggin’ cute and super friggin’ amazing cover art goes to the super friggin’ talented ky-jane here on tumblr!
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Ice chips.
A whole paper cup full of them.
This was my current mission. My purpose. My whole reason for existence in this one very specific moment in time.
For if every wholesome, family-friendly sitcom from the 90s were to be believed, ice chips were like crack to women in labor - they just couldn't get enough of the stuff.
Why? No one knows, least of all me… okay, maybe doctors knew but if they did, not a single one had yet to clear up that little mystery for me.
The why didn't really matter anyway. All that mattered is that Rayne wanted them. And what Rayne wanted, Rayne got.
Especially when she was about to shove a brand new tiny person through her body and out into the world any second now.
...at least, in theory anyway.
I thanked the attendant at the nurse station and turned with the freshly secured cup of ice chips in hand, heading down the hospital wing back in the direction of Rayne's room in the delivery ward. As I hurried along, I anxiously ran my free hand down my frazzled braid, grimacing at all the little wisps coming loose before shifting to smooth my fingers along my rumpled dress that I'd been wearing since yesterday. Turning one last corner, my eyes immediately went to Rayne's door-
-only to be brought up short by the sight of fluffy, squishy, huggable reindeer plushie nearly twice my size already waiting politely outside it.
Well there was something you don't see every day.
It only took me a second to spot the shoes poking out underneath that had to belong to whoever was holding the thing from behind where I couldn't see them. I squinted.
I knew those shoes.
With a tiny, tired smile, I put one foot forward once more and approached the giant stuffed caribou with a lightly teasing, "If you're looking for the North Pole, you're off by about a couple thousand miles, Prancer. Or is it Blitzen?"
"Har, har. You're an absolute riot," came a voice from the other side of the massive doll. Though I couldn't see the eye roll, I could distinctly hear it in his tone.
Shaking my head with a soft snort, I dug my phone out of my pocket to check the time. "...1 p.m. already? Can't believe she's been in labor for nearly twenty-one hours." Twenty-one extremely long, extremely sleepless hours for the mother-to-be, not to mention all her loved ones here to support her. Tucking the phone away once more, I told him, "Thanks again for covering my early shift, I really appreciate it. Hope it wasn't too hectic of a morning over at the Ice Palace."
"Hey, don't mention it," Kristoff poked his blonde head up just over the plushie's shoulder. "If it's a choice between the two of us, it's no contest: Rayne'd much rather have you here with her than me." He paused, eyeing the closed door leading into her hospital room with a tiny frown. "...so, still no baby, huh?"
"Still no baby," I sighed, then tipped my head to one side. "Care to explain the reindeer? I didn't even know we made Svens in this size."
"We don't," he shifted his hold on the thing for a better grip. "We got a small batch to try and sell as a test run last year, but no one was really buying 'em. Still had a couple stowed away in back just gathering dust, so got the okay from Frozone to steal one for welcoming the new little Hewley into the world."
A grin pulled at my lips, "How sweet. I'm sure Rayne will love it." I then quirked an eyebrow at him. "...why were you just standing outside with it anyway? You know you could have just walked on in, right?"
His gaze darted to the door once again, then back to me. "...is the yelling still happening?" he whispered with a nervous little wince.
Now it was my turn to roll my eyes as I deadpanned, "It's the beautiful blessed miracle of life, Kristoff. Rayne's allowed to yell as much as she wants. Now come on, there's already one baby on the way, we don't need you being a big old second one." With that, I reached for the door knob, pushed it open and made my way inside.
And straight into the madhouse that was Rayne's hospital room.
"You did this to me, you bastard! I'm gonna KILL you for this, you smug son of a bitch!"
Ah, and there was Rayne now, shrieking her head off.
To be fair, if you'd been in labor for nearly a full day now, you'd probably be shrieking your head off too.
"Yes, hon."
And that'd be Riku, the absolute picture of patience and composure as he smiled lovingly through the abuse, both verbal and physical as Rayne's death grip just had to be murder on his hand right now. But he was soldiering through it like a champ.
Huffing and puffing, Rayne spat, "Don't you 'yes hon' me with that stupid, sexy, annoying, beautiful, infuriatingly perfect little grin of yours, pal! When I'm through with you, you won't have anything to grin about!"
"Yes, hon," he chuckled softly, gently sweeping a few of her messy bangs out of her face before pressing a light kiss to her sweaty temple.
"Oh-ho, no! None of that!" she snarled, narrowing her eyes at him. "It's stuff like that that started this whole damn mess, jerkface!"
"Yes, hon."
We were all handling being included in this special moment in Rayne's life a bit differently, each doing what we could to keep her happy and distracted from the contractions. As could be seen, Riku was doing his part by being a flawless model husband/punching bag combo. Sora-
"What does every moogle need in the morning?"
Sora was trying to make her laugh.
"A kup-o coffee!"
...and was doing a rather poor job of it.
As Rayne stared blankly up at him, Sora gave a tiny sheepish laugh from where he stood at the foot of her hospital bed as he scratched the back of his head. "That one was a dud, huh? Okay, okay, how about this one? What do moogles use when they go shopping? ...Kupons!"
More crickets from Rayne. This time accompanied with an unamused little eye squint.
Undeterred, Sora smiled brightly and held up his hands, "Wait, wait, I gotta million of these! What did one cactuar say to the other? ...looking sharp! What does a cactuar wear to a business meeting? ...A cac-tie!" Why did the chocobo cross the road? ...he was going for a wark!"
His new rapid fire approach did not seem to be helping matters.
"Alright, no, hang on, I'm gonna get you with this one for sure! You ready? Okay… Knock knock."
Rayne's eye twitched. Patting her hand, Riku obliged his cousin with a sigh, "Who's there?"
Barely able to contain his glee now, Sora replied, "Interrupting chocobo."
"Interrupting ch-"
"BWARK!" Sora crowed in delight.
The expecting mother-to-be looked just about ready to hurl the beeping heart monitor at him.
"Look, Ray, look!" Kairi suddenly chimed in, swiftly coming to her boyfriend's rescue as she shoved her phone in Rayne's face. For her contribution in keeping Rayne's mind off the pain, Kairi had elected to sit in the bed with her to provide cuddles and hundreds upon hundreds of pictures of adorable baby animals. "Aren't these little piggy-wiggies the freaking cutest?"
Frowning at the screen, Rayne said flatly, "...they'd look even cuter in the form of crispy bacon on a bun slathered in barbecue."
Kairi gasped in horror, snatching her phone back to hug protectively to her chest, "Not the piggy-wiggies!"
"Sorry, Kai, but I'm starving and they won't let me eat a damn thing until this little bundle of joy gets the hell out of me," she grumbled back.
She pursed her lips to one side, swiping her thumb across the screen several times now, "Guess I'll skip these pics of baby cows and chicks and- you know what? No farm animals at all, how about that?"
Sora was now sidling up along one side of the bed opposite to Riku, both hands covering his face as he went.
Oh dear.
One could only assume this was leading up to his latest attempt to get a laugh out of her and I was almost dreading how the next couple seconds would unfold.
"No frowning. No sad face. Okay?" he muffled out from between fingers as he blindly inched closer to Rayne. "This birth runs on happy faces, so ya gotta look funny… like me!" He suddenly threw his hands out wide to reveal he was wearing a pair of gag glasses, complete with a comically large plastic nose and mustache. "I-"
Rayne yelped in surprise and socked him in the stomach.
Yup. That'd gone about as well as I'd expected.
And correction… it seemed the role of punching bag would now be played by Sora.
Quite literally.
Eyes growing round as she clasped both hands over her mouth, Rayne said, "Oh god, Sora, you okay? I'm so sorry, but you scared the everliving crap out of me!"
"No, no, it's fine," he wheezed out a chuckle, doubling over and clutching at his gut while Kairi shot him a sympathetic pout as she rubbed his shoulder. "You're bringing a new little life into the world, so you get a free pass!"
Smothering his snickers behind a hand, Riku shook his head at him, "Where did those ridiculous things even come from?"
"These?" Sora held up the gaudy spectacles. "Saw 'em in the hospital gift shop and thought everyone might get a kick outta them."
"Or at least a punch," Kairi teased, sticking her tongue out.
Kristoff and I hadn't been spotted yet. Sensing an opening as the rest of them devolved into light laughter, I was just about to insert myself into the conversation when-
"Beep beep, coming through! Move it or lose it!"
Jolting, I just barely jumped out of the way in time to narrowly avoid getting steamrolled by Anna as she suddenly came charging into the room. Her arms were stacked so high with hospital pillows that she couldn't really see past them, so I suspected she had no clue that she'd just beeped-beeped her own sister.
Yesterday when we'd been racing our way back to Twilight Town, I'd called Anna to make sure she'd heard the news that Rayne had gone into labor. Since we still had had several hours left on the road to go yet before we'd be back and I'd been worried about missing the birth, I'd wanted to make sure that Anna could at least be there in my stead. However I discovered I needn't have even asked, for my sister had already been burning rubber out of Arendelle to get to Twilight Town herself even before I'd called. Thankfully we'd arrived with time to spare - plenty of it, as it was turning out. And bonus, I'd been getting to personally witness Anna's own unique brand of pitching in... that is, by doing anything and everything in her power to make sure Rayne was as comfortable as humanly possible.
Which to Anna apparently meant stealing every last pillow in this medical institution to offer up as tribute to Rayne.
"Ta-da!" she chirped as she dumped the tiny mountain of cushions onto Rayne's bed with a big, delighted grin. "I'm back with a whole friggin' variety this time, so pick your poison! I got soft ones, firm ones, big ones, small ones, some as big as your- you know what? Do you wanna go with all of them? Let's go with all of them! Sound good? Good!" With that, she began gently but eagerly stuffing them one by one behind Rayne's head.
"Anna, sweetie… do you think we're maybe approaching the point of too many pillows here?" Rayne delicately asked, shifting her back slightly against the already substantial collection behind her that Anna had managed to amass in the past several hours.
She wrinkled her nose with a snerk, "What? Nonsense, there's no such thing as too many pillows! And I think you'll be singing a different tune once you get a load of this puppy here," she proudly held up and fluffed a particularly plush looking pillow. "This right here is the Holy Grail of hospital pillows! I earned this bad boy too! Had to throw down with some greedy, wrinkly old fart who was trying to horde all the good bedding for himself!"
"Let me get this straight… you beat up an elderly old man and stole his pillow?" Riku gave her a dull look.
"I didn't beat him up! Just… got in a bit of a tussle, that's all," she brushed off with a tiny shrug. At all the blank stares she received, she huffed, "What, he was crotchety and mean and fought dirty, kept whacking me with his cane! The old coot friggin' deserved it!" She turned her head away with a razz of her tongue before her face lit up once more. "Besides, nothing but the best for the soon-to-be mommy, isn't that right, Ray-Ray?" she cooed as she fondly tucked "the Holy Grail" of hospital pillows (which was the last of her latest haul from all her ransacking and pillaging) behind Rayne. Then she clapped her hands together, "Now! Be right back with more in a jiff!"
Before Anna could dash off again however, Rayne snagged her wrist with a hasty, "No!" As my sister glanced back at her, Rayne winced and lowly hissed her way through what looked to be another contraction before blowing out a relieved puff and exhaustedly chuckling, "The thought's appreciated, sweetpea, really, but try as you might, I just don't think we can quite cram the hospital's entire supply of pillows in this one teeny room."
"But-"
"Ah-ah!" she interrupted her protest, holding up a finger. "Trust me, I'm good. 'Sides, if you keep going at this rate, soon there'll be no room left on the bed for me."
The corners of Anna's lips turned down in a tiny sulk. "I suppose you're right," she hung her head as her hands smoothed over Rayne's bedsheets, flattening any wrinkles. Then she froze mid-gesture, face brightening once again as she looked up with a delighted little intake of breath. "I can get you more blankets! So many blankets! All the blankets!"
"What?! Anna, no, I'm not even-"
But my sister had already blurred out of the room with nothing more than a quick, "Hi, Sis! Bye, Sis!" to me. She didn't even acknowledge Kristoff. Don't think she saw him behind the caribou.
"...cold," Rayne finished with a defeated sigh. Then she seemed to notice me for the first time. More specifically, what I was holding. She immediately perked up, "Ah, there she is! C'mere, oh Great Bringer of Ice! My Ice Babe, my Ice Queen, my Ice Goddess!" She stretched out her arms towards me, making grabby hands. "Gimme!"
Ah, my role in keeping Rayne happy.
Which if it hadn't been obvious already, that greeting should have just made it abundantly clear.
This was actually my first time being present for the birth of somebody's child. And if I was being totally honest here, I had to admit that the experience did make me a bit awkward and anxious. Gussy it up however you like, but the "miracle of childbirth" was some animal kingdom nonsense that I'd normally rather take no part in. It was all just so... er… messy. But this was an important day for Rayne and I wanted to be there for her. Which meant I just had to do what I did for all important things that made me awkward and anxious.
I let it go and did them anyway.
Taking in a breath to quell my jittery nerves, I braved a smile as I approached her bedside and held out the cup which she greedily snatched up. "Got it back here as quick as I could, hopefully it didn't have a chance to melt too much."
Popping a few frozen chips into her mouth, she closed her eyes with a contented hum. "Ahhhh, that's the stuff! You always treat me right, boo! Keep the good shit coming."
"D'aw," I grinned softly, reaching out to lightly pat her cheek, "you make me feel like I'm your drug dealer."
"Don't act like you don't like it," she crunched down on the ice with a cheeky little wink before digging a few more out of the cup to slip between her lips. Then she looked past me and went stock still. She blinked once. Then twice. Then, "...um?"
I glanced back to realize she just now seemed to be noticing the comically large, dopey reindeer in the room. How she hadn't spotted it sooner was beyond me. In any case, I cleared my throat and stage whispered, "Pssst… Kristoff!"
"Right." Taking that as his cue, he started jauntily bouncing forward with the thing, making it do a floppy little jig in the process. Remaining hidden behind the colossal doll the whole time, he adopted a deep, goofy voice to speak for the plushie, "Hello, my name is Sven and I'm gonna be your new lil gal's bestest friend! I'll make sure to give her all the snuggles and huggles and wub she'll ever need!"
For a second, Rayne's expression was unreadable as she just continued to stare at the thing's big, silly face. Then she burst into tears.
Fudge, was this a good crying or a bad crying?
With all the drastic mood swings she'd been experiencing since labor started, it could really go either way at this point.
Everyone began to scramble. Riku was murmuring softly to her as he caressed her cheek, Kairi was frantically trying to pull up what she was claiming to be an absolutely adorable picture of a dog and duck that were besties, and Sora was desperately shooting off lame, punny jokes so fast now that the punchlines were getting all jumbled and mashed together into pure gibberish. However it all turned out to be unnecessary as Rayne suddenly wailed, "Oh my god, I love him!"
Whew, okay, this was a good crying.
False alarm, people, stand down.
"Really?" Kristoff stuck his head up from behind the deer, flashing a lopsided smile.
She nodded her head vigorously, sniffling. "He's perfect for our baby girl! And good news! You've officially just been hired as our full-time nanny!"
He gave a bashful chuckle as he found a corner to deposit Sven in, "Shucks, you don't hafta-" But then he stiffened as her words really sunk in. "Wait, what?"
"Yup! Don't worry, I'll talk to the Ice Palace for you so they'll work your shifts around it. Ah, we're gonna have the happiest kid in the whole wide universe now that she's going to have her own talking, dancing, prancing reindeer to play with every day!" she clapped in glee.
"Every-" Kristoff spluttered and paled. "Now hang on, I never agreed to any of-"
"Da-dun da-dun! Candygram!" a new voice loudly sang out. We all turned to discover Lea now standing in the doorway, grinning like a madman with his arms loaded down with junk food. Way, way too much junk food.
"Good lord, where on earth did all that come from?" was the only greeting he got from me as both eyebrows shot up my forehead.
He shrugged, grin somehow defying all odds to stretch even wider. "Raided the nearest couple o' vending machines and picked the things clean. Hope all you boys and gals are famished cuz tonight we feast like Candyland kings! And you get a chocolate bar!" he tossed one to me, which I fumbled to catch before sensing Rayne's gaze narrowing on me and I hastily hid it behind my back. "And you get a chocolate bar!" This one went to Kristoff. "And you and you and you!" Sora, Kairi, Riku. "Annnnnd…" Lea stopped mid-throw to Rayne, smirking as he retracted his hand. "...not you cuz the Doc said that was a big fat no-no for you, Missy! Guess that just means more for me," he smugly singsonged as he made his way further into the room now.
Nostrils flaring, Rayne growled, "You are such an asshole, Red."
"One," he struck up a finger as he unceremoniously plopped down into a chair against the wall opposite of her, letting all the sweets pile up in his lap, "that's just part o' my roguish charm and you know it. Two, you said a naughty word." He tsked with a shake of his head as he began to peel the wrapper off a Snickers. "Now is that any way for a young lady who any second now is gonna be responsible for molding a young, impressionable mind of our future generation should be talking?"
"Fuck off," she spat out.
"That's more like it!" he laughed, toasting her with the candy bar before heartily taking a bite.
And this, my friends, is how Lea was doing his part to help distract her from the pain.
By being a royal pain in the butt himself.
Fighting fire with fire, as it were.
"Mm-mm-mm!" Lea hummed, putting on a show of enjoying his snack a little too much. "The way that chocolate just melts in your mouth and mingles with all that sweet caramel and peanuty goodness… golly, would I hate to be anyone who's not allowed to eat right now," he slyly broke off another piece between his teeth as he eyed Rayne.
She mutedly worked her jaw for a moment. Then in a dangerously low voice, she said, "Sorry, Elsa, but I'm sending your boyfriend to an early grave."
"Please don't. I'm actually rather fond of the little troublemaker," I snorted as I made my way over to him, quick to smother his mouth with my hand even as he opened it to spout off something else that would surely only tighten the proverbial noose even further around his neck.
I anticipated the little kiss he pressed to the inside of his palm. What I didn't anticipate, however, was him simply taking hold of my wrist and yanking my down into his lap (a rather awkward seat, mind you, considering I was sharing the space with all that candy) where he hugged me tightly, pinning my arms to my sides in the process so I could no longer silence him. Nuzzling his nose to my cheek, he then turned his head to regard Rayne once more as he chirped, "Just consider it incentive! Think about it: the sooner ya squeeze that kiddo out, the sooner ya get to throttle me! Now lessee here, where was I…"
Releasing his hold on me, he retrieved another bar from the heap, tore it open and chomped down. "Mmm… Almond Joy? More like Almond Nirvana! Seriously, this is too good. Raindrop, wanna bite?" he held it out towards her, giving it a little wiggle with an impish gleam to his eyes.
Pretty sure I could see a vein bulging on her forehead for a split second. Then she tried to lunge straight for him and it was only thanks to the combined efforts of Riku, Kairi, and Sora holding her back that she stayed put in her bed.
It seemed Lea was playing his part a little too well.
"Lemme at him, I'm going to murder him!" she snarled as she fought against all the hands restraining her.
"Ah-ah," Lea waggled a finger at her - a finger I hastily grabbed and forced him to lower in a futile attempt to keep him from antagonizing her further. "What did I just tell ya? Baby first, then murder."
Rayne's lips parted, a particularly nasty retort surely on the tip of her tongue, but then she sucked in a sharp breath through her teeth as it appeared another contraction wracked her body and she bellowed out wordlessly instead.
As if her howl was a summons, a new person suddenly came bustling into the room with a chipper yet soothing, "Hello, I am Baymax, your personal healthcare companion."
Mind you, I was using the term "person" in the loosest sense of the word. Baymax here was actually a robot of some kind, though a rather odd one at that - I usually didn't picture robots as big, round, soft and inflatable. Then again, this was the first robot I'd ever met, so what did I know? It seemed it (he?) was some sort of prototype on loan to the hospital, making rounds in the role of a nurse as a sort of a test run to see how viable mass producing more like it (him?) might be.
The future is now, apparently.
"Yes, yes, so you keep saying every. Damn. Time that you come in here," Rayne panted out in reply to the bot, her grip firmly squeezing Riku's hand once more.
"On a scale of one to ten, how would you rate your pain?" Baymax asked amiably as he began to lift her blankets to check how far along she was while the rest of us discreetly averted our eyes.
She huffed out a bitter noise that may have been some crude approximation of a laugh. "Trust me, we left ten in the dust hours ago."
"Good news" Baymax announced, still in that mellow yet upbeat tone he seemed to be programmed to never deviate from as he settled her bedsheets back into place. "You are dilated enough now to begin the birthing process. I'll page Dr Finkelstein so we can get started right away."
"Oh thank fucking god!" Rayne cried out.
Baymax turned to address the rest of us, "If everyone besides the father-to-be could please vacate the room and give us privacy, it would be most appreciated. Thank you and have a nice day."
As the rest of us quickly filed out of the room into the hall, I could spot Anna turning a corner down the way, her arms bursting with blankets now as she sprinted at full speed. Her gaze widened slightly when it landed on us and as she skidded to a halt, she asked, "What's going on? What happened?"
"I did it!" Lea chuckled triumphantly as he handed her a Butterfingers, which she bemusedly accepted. "I shit you not, I actually did it! I managed to annoy that baby outta her!"
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"Huh. We really would make a cute lil anklebiter, wouldn't we?"
I blinked, taking my eyes off my phone screen to glance down at Lea instead. "...pardon?"
The two of us had laid claim to a row of chairs in the waiting room that were sans armrests and pushed together to form a makeshift bench of sorts. I was currently seated in one on the end with Lea sprawled out across the rest of them, using my lap to pillow his head. Looking up from his own phone, he showed me his screen. "Got curious and put our photos in one o' those 'what'll our baby look like' websites. Just lookit this adorable lil fucker."
I was greeted with the sight of a computer-generated yet still rather life-like picture of a little boy. He had short hair that was platinum blonde like mine, as well as my blue eyes, but favored Lea's more sharp angular facial features, especially in the nose. "He is rather cute," I grinned, one hand pocketing my mobile while the other gently stroked his wild hair. Nibbling on my bottom lip, I hesitated for a heartbeat. Then, "...what brought this up?"
Retracting his arm and turning his phone back towards himself so he could stare at the picture once more, he shrugged. "I dunno… Raindrop and Riku's lil squirt's gonna be here any minute… Mom made that comment 'bout the two of us making a kid…" He paused and shrugged again. "Hard not to get curious what with all that baby fever going round right now, I s'pose."
"You think about that kind of stuff?" I tipped my head to one side, my finger idly singling out one of his crimson spikes to fiddle with in particular. "You want children?"
"Well yeah," he laughed, tucking his phone away as he sat up, now only occupying the seat beside me. Grinning sheepishly as he rubbed at the nape of his neck, he added, "Not anytime soon, of course. But one day somewhere down the road with the right person? Definitely."
The corners of my eyes crinkled. There was absolutely zero doubt in my mind that Lea would make an amazing father some day. His words did sort of beg a certain kind of question however. One that I wasn't really sure I was ready to hear the answer to one way or another. Still, as I lowered my gaze to where my hands were fidgeting together in my lap, my face warmed as I couldn't seem to help but ask, "And do you… see me as the right person?"
Lea reached over, engulfing one of my hands in his and weaving our fingers together, rubbing his thumb over my knuckles. I lifted my gaze to meet his and he smiled softly, "Maybe… yeah, I'd really… really like to think you could be." He used his free hand to tentatively sweep some of my bangs behind my ear, his palm lingering against my cheek. "...is that okay, El?" he murmured.
He was worried his answer might freak me out, make me feel pressured. And to be fair, it was the type of thing that probably normally would have. However, it wasn't a cold panic I felt seeping into my chest now, but rather a pleasant tingle, tiny but warm. I leaned into his hand, covering his fingers with my own as one corner of my lips turned up and I gave a small nod, maybe surprising us both a little bit as I whispered back, "Yeah, that's okay."
His grin stretched to the point of threatening to split his face in two. Then he leaned down to kiss me soundly, resting his forehead against mine after he drew back.
Personally, I'd never before really pictured children in my future. Not that I had seen myself not having any, but I hadn't particularly seen myself having them either. It just hadn't really been something I'd thought much about, to be honest. And it didn't help that like I said, the whole process of childbirth made me a bit squeamish. But now… thinking about the prospect of maybe one day having them with Lea…
...sounded like it might be nice.
But that was still years and years and years away, trust me.
Still… it was a pleasant possible future to think about.
A deep yawn suddenly overtook Lea and he gave a massive stretch before slouching further down into his seat, slinging an arm around my shoulders and tugging me into his side. "Yeesh, it's been almost two hours now, what is taking that kid so damn long? I've heard of showing up fashionably late, but baby girl is really pushing it."
His yawn was contagious for I found myself doing the same as I reached for his hand. Absently toying with his fingers, I hummed a tiny laugh, "Maybe she stopped to pick up a latte on her way here."
"Well then, that kiddo better come outta Raindrop with a cardboard to-go tray bearing enough coffee for everyone."
I smiled drowsily, but made no response. Seated across from us, I could see my sister cozied up with Kristoff in another pair of seats, quietly chatting and giggling. As for Sora and Kairi, they were off grabbing a bite in the cafeteria. We'd decided to go in shifts so that there would always be someone in the waiting room in case news came at long last. Lea and I had been the first pair to go, with Kairi and Sora being the last.
As the hospital speakers paged a Dr Sweet to report to surgery, Lea piped up again, "Ya know, a lil caffeine infusion might not be a bad idea. The hospital coffee here is shit, may as well be piss for all the good it does. Once the kid's made her grand debut at long last and we can finally split, I was originally thinking we'd head back to my place to catch some Z's. But how 'bout instead we swing by Lucky Cat for some quality bean juice so we can get a jumpstart on moving your stuff over?"
"Move my stuff?" My brow furrowed and I turned my head to look up at him. "...where's it going?"
Lea blinked owlishly at me. I blinked owlishly right back. "Didn't we…?" he began slowly, then groaned, rubbing his eyes with his thumb and forefinger. "Shit, I haven't actually brought that up to you yet, have I? Maybe I really do need that nap." His hand shifted down to scratch at his cheek now, "But c'mon now, El, think… the kid's almost here."
"Uh-huh," I nodded.
"And she's gonna need a place to sleep," he went on.
"Of course." Obviously. I wasn't exactly sure where he was going with this.
He looked at me pointedly. "...in a nursery."
I quirked an eyebrow. "Right." Still lost here.
His eyelids drooped. "Babe... your room's the nursery."
I just stared back at him blankly, not saying anything at first as my brain took a minute to churn over his words.
A rather long minute.
Give me a break, I'd been awake for close to thirty-four hours straight now.
But finally it clicked.
I gasped, "I need to move out!"
"There it is," he snorted, his hand rubbing my back.
"Crud, in all this flurry of baby chaos, that part completely slipped my mind." I was on my feet in an instant, hands wringing my braid as I began pacing back and forth. "Fudge, I'm entirely unprepared for this! What am I going to do? Where am I going to go?" I stopped momentarily, looking at Lea. He opened his mouth to respond, but I was already furiously pacing once more, muttering, "Well, not entirely unprepared. I of course knew this was coming, already had some of my things packed, been on the hunt for a new apartment, I have, I really have! You know I have!" Again I paused. Again his lips parted. Again, I resumed my patrolling without giving him a chance to speak, "But there's nothing lined up yet! Gah, the baby wasn't supposed to be due for weeks, I was supposed to have more time! But now there is no more time and… and…" I came to a halt once again, face hardening and shoulders squaring as I tapped the side of my fist into my palm with a firm nod. "Time to revisit the whole living in a box idea!"
Did I mention the whole thirty-four hours without sleep thing?
"Woah now, hang on! No one's gonna be living in a box," Lea hopped up with a chuckle, hands going to my shoulders and giving them a squeeze. "Doubt the new happy family would kick ya out just like that and make you homeless, they'd work something out for ya while you looked for a new home." Now his eyes darted to the left as he softly cleared his throat, "There's... another option though that, ya know... I'd like to think is slightly more appealing to all parties involved…"
I cocked my head. "There is?"
"Yeah." He took both my hands in his, holding them to his chest as he beamed, "Move in with me!"
"Move in with…" I echoed slowly, trailing off as I stared up at him.
Processing… processing…
I gasped again, "Oh no! No, we shouldn't- That's isn't- I couldn't possibly do that!"
"Aw, why not?" he pouted.
"Moving in together is a big step, Lea! A huge decision! One we definitely shouldn't be making spur of the moment like this, not to mention when we're both delirious from lack of sleep! There's so much to consider, so much to think about!"
He used the hold he still had on my hands to pull me to him and wrap my arms around his waist, freeing up his own arms to hug me instead. "What's there to think about? You're already practically living with me anyhow, you stay over almost every night as it is. I'd love to have you there, Bruni and Marshmallow would love to have you there… it's three against one, El, you're outvoted."
I drooped my eyelids up at him. "The dog and salamander don't get votes."
"You'll hafta take that up with them once you're all moved in and settled," he pressed a quick peck to my forehead before flashing a cheeky grin. My expression remained unamused and he snerked, "C'mon, is it really such a big deal? We were just talking 'bout having kids. Compared to that, the idea of shacking up together seems like small potatoes!"
"Yes, theoretical kids in a theoretical future. Me moving in with you is very real and very right now. We haven't even been dating for five months yet, that's way too soon to be living together."
Lea shrugged, "And you were with your ex for five years before almost tying the knot with him and we all know how that ended. Who's to say what's too soon and what isn't? All we can do is what feels right, and this feels right… doesn't it?"
...it actually kind of did.
Damn him, it did.
It didn't help that those beautiful green puppy eyes of his were murder on my resolve.
But my stubbornness flared and I hastily looked away. I wasn't ready to relent just yet and I weakly scrambled to maintain my defense, "But… it's just too soon, Lea. It hasn't even been a year yet, we haven't even… celebrated all the big holidays yet!"
Even as I blurted it out, it sounded lame even to me.
But it was the best I could come up with, dammit!
His eyebrows reached for his hairline and he fought a tiny smile. "...so just to be clear here, it's important to you that we observe all the major holidays in a calendar year together before making any further life-changing decisions."
I hitched my chin with a lofty little sniff. "Yes. Yes it is."
This was the hill was I choosing to die on, apparently.
"Duly noted," he glanced towards the ceiling with a tiny shake of his head before settling his gaze on me once more, eyes crinkling. "Fine, let's not call it moving in together then, call it… a temporary solution."
"...temporary?" I turned my head slightly, giving him some dubious side-eye.
"Mm-hm! Face it, babydoll, even though we both know Raindrop and Riku will be more than happy to accommodate ya, it's still gonna be a tight squeeze with all four of you in that tiny ass apartment while you're searching for a place. Wouldn't it just be more convenient for everyone if temporarily," he reiterated for emphasis, "you stayed with me instead just until you've found your new home? You know there's more than enough space for you and your things at my digs."
I tucked in my bottom lip. Maybe it was the sleep deprivation talking, but darn it, he actually seemed to be making a lot of sense. Still, I hesitated. "...I don't know what to say."
His eyes lit up. Great. Now the big dork knew he was winning. Hugging me more tightly to him, he grinned, "That's simple: say yes."
I squinted up to him, pursing my lips to the left. Then to the right. Then, just as I was slowly opening my mouth to speak-
-a throat suddenly cleared nearby.
Like, really nearby.
Both Lea and I tensed before turning our heads to discover none other than Saïx standing not two inches away from us looking quite perturbed.
To be fair, Saïx usually looked perturbed. It just seemed to be his face's default setting. But this was more perturbed than usual.
Lea quirked an eyebrow at him, but grinned, "Hey, big guy! Ya mind? Kinda in the middle of something here."
"And I do so hate to interrupt, truly," he said flatly, his cold unblinking gaze locked on his brother, "but I fear we have a rather pressing matter to discuss that cannot wait."
His eyebrows knit together. "...which would be?"
Saïx's hard stare was unyielding. "Do you think there is quite possibly something you may have forgot back at our mother's house?"
Cocking his head, Lea seemed even more genuinely confused now. Clearly racking his brain for a couple seconds, he then shrugged with a small shake of his head, "Like what?"
"ME, you DOLT!" Saïx snarled, slugging Lea in the shoulder hard enough to force a pained grunt out of him.
I inhaled sharply through my nose, eyes widening.
There was no way we'd actually-
We couldn't have honestly-
We didn't-
...did we really?
I thought back to yesterday, though it was a struggle to remember a clear picture through the fog of grogginess. Had Saïx been in the car with us on the trip back? Had he not? Try as I might, I just simply could not remember one way or another. But I suppose it could be (and in fact was) completely possible, especially considering Lea had had Saïx's car keys and I had had his code to start the engine.
In our state of panic and rush to get out of there, had we really just totally spaced on the fact that we didn't have him with us?
"Oh gosh, Saïx, I'm so sorry we left you behind!" I bemoaned in horror.
Lea laughed, "Relax, El, don'tcha know that with me as your boyfriend, that makes everything my fault? You're off the hook, I'm the only one he's mad at."
"He's right, I don't blame you at all." Although Saïx was talking to me, his irked gaze never left Lea. "You're not the one who forgot your own brother."
No, I just simply forgot a whole person. For a whole car ride. In his own friggin' car.
Elsa, Queen of Memory Lapse.
"Bah, I didn't forget ya, I just… thought you were in the backseat the entire time being really quiet!"
That earned Lea another punch to the arm.
Giving an annoyed huff as he rubbed his knuckles, Saïx asked with a bit less bite to his tone now, "I presume since I find you all still here at the hospital, the child has yet to be born?" At our silent nods, he moved to the nearest set of empty chairs and sat down with a soft huff, crossing his arms.
Huh. Guess he was going to join us for sharing Rayne's and Riku's joy in this blessed event.
I gingerly took a seat next to him, Lea plopping down in the chair on my other side. As his arm wrapped around my shoulders, he piped up with a huge smile, "Got some good news that I think'll clear up that black rain cloud hanging over your head there, Mr Grumps McSourpuss: El's moving in with us!"
My back stiffened and I whipped my head around to narrow my eyes up at him, "I haven't said yes yet."
Saïx was eyeing me oddly from the corner of his peripheral. "...you mean you weren't already living with us?"
"There ya have it! Saïx's official stamp of approval! Now ya gotta say yes," Lea beamed, smoothing his hand up and down my arm.
My eyelids drooped. "...one, in what universe was that even remotely a stamp of approval? And two, no, I don't 'gotta' do anything, least of all say yes."
"But you will," he winked at me, pressing a kiss to my cheek. Then he was looking past me towards Saïx once more, a thoughtful frown twisting his lips. "Hey… since we jacked your wheels, how'd you even get back here?"
Saïx fixed him with a dull stare. Then he shifted his crossed arms more tightly against his chest, closed his eyes and hitched his chin. "...wouldn't you like to know."
Lea snerked. "I would in fact, thus why I asked."
"What's that inanely childish saying you do so love to spout of? ...that's for me to know and you to find out?"
"C'mon, man," he groaned out. "This is gonna bug the crap outta me now until ya tell me."
One corner of his lips cruelly curled up. "I know."
Apparently, Saïx was swift to enact his vengeance when the need arose.
A tiny scowl emerged on my boyfriend's face, but before he could shoot off whatever acerbic retort he undoubtedly already had locked and loaded, I stopped him with a touch to his arm as I said, "Lea." He glanced down at me and I nodded towards the far corner of the waiting room. "Look."
He followed my gaze to a familiar woman with silver hair pulled back into a ponytail made of several tiny braids and the same green eyes as Lea. Aranea apparently was not aware that we had just noticed her, for she was too busy inspecting the selection available over at the hospital's coffee station with her nose wrinkled.
"Ah," Lea breathed, gracing his brother with a mildly sour look. "That's how ya got back. Ya bummed a ride outta our old lady."
Saïx said nothing, just continued to stare stoically straight ahead.
Blowing out a breath that made his lips flap, Lea turned his eyes towards his mother once more. A heartbeat of hesitation. Then making a sound that was half growl, half sigh, Lea muttered. "Be right back. Ma and I have some unfinished business." I smiled softly as he planted a smooch to my temple and I gave his hand a quick squeeze before releasing it as he stood up.
I watched Aranea perk up as she spotted Lea approaching. They exchanged a few words that I was too far away to hear, her grinning the whole time, him ruffling his fingers through his hair as he shifted his weight from one foot to the other. Then it seemed they decided to find somewhere else to have their talk for they then walked out of the waiting room.
Off to a good start at least, it seemed. Letting go a tiny exhale of relief, I glanced over at the chairs across from us once more to where Anna sat as I considered possibly shifting over to a seat near her. But seeing as she was currently otherwise, er… occupied with, hrm… inspecting Kristoff's tonsils with her tongue, I decided against it.
Ugh, gross, I did not need to see that.
Instead, I turned my attention to Saïx. My lips parted and I took in a breath to say something, but then I hesitated and clamped my mouth shut, staring down at where I was fiddling with my fingers in my lap. Then I cleared my throat, looked over at him once more and tried again, "Would it... really be okay with you if… if I decided to move in?"
His eyes flicked over to me briefly without turning his head. Then releasing a nearly inaudible sigh through his nose, he stared straight forward once again. "I consider you among a small, select handful of people I can tolerate and would even go so far as to say enjoy the company of. If my asinine fool of a brother has against all odds actually managed to persuade you somehow into agreeing to move in with him, then by all means, your presence on a more permanent basis could only be a considerable improvement on our day-to-day lives around the apartment." He paused and for a second it seemed that was all he had to say on the subject. Then then added a bit more quietly, "Besides, you make my brother happy. Far be it from me to stand in the way of that, even if I wanted to."
A small smile tugged at my lips. "...he makes me happy too."
Saïx gave a low hmph at that, closing his eyes. "I would hope so. Otherwise, what would be the point?"
On that note, the conversation ended. As he seemed more than content to remain in a companionable silence, I reached over the seat Lea had vacated and towards the little table on the other side, plucking up one of the outdated magazines provided by the hospital from it and slowly began flipping through its pages.
A short while later, I heard a door opening and I glanced up to see that Lea and Aranea were walking back into the waiting room. Neither one looked like they wanted to murder each other, so I took that as a good sign. In fact, they almost, almost seemed somewhat chummy.
I set the periodical aside and both Saïx and I rose as they approached, which prompted a chuckle from Aranea, "No need to get up, I'm not staying. Just wanted to give my other knucklehead kid one last hug before hitting the road," she embraced Saïx, which he accepted as stony-faced as ever. Then she turned to me with a sly little smirk, "Plus I hear congrats are in order."
My eyes blinked. "...they are?"
"Course! You two lil lovebirds are gonna be living together soon, after all!"
I twitched, then shot Lea a flat look. "I haven't said yes yet."
He grinned, stepping closer to take my hand and bring it up to his lips. "Key word there: yet."
Oh-ho, he thought he was being cute. Even as I opened my mouth to prove just how wrong he was however, Aranea suddenly snagged me into a bone-crushing bear hug as she chirped, "Take care, shortcake!" She gave me one final squeeze before releasing me to rest a hand on my shoulder, "And if either of my boys give you any trouble, you gimme a call, I'll be only too happy to knock some sense into 'em!"
Smiling, I nodded, "Thanks, I'll be sure to do that. Have a safe trip back."
Lea received a hug from her as well and though he returned it stiffly, it was remarkably warmer than the one they'd shared yesterday in the foyer of her home. With that, she made her way towards the exit, waving goodbye to us over her shoulder before disappearing through the door.
"I take it you two are getting along now," I said to Lea as I settled into my chair once again.
He took a seat too, stretching his arm out along the backrest behind my head. As his fingers began to idly toy with my braid, he pursed his lips to one side in thought. Then, "Ya know how you and your folks 'get along' now?" he brought up his other hand to form air quotes. At my nod, he said, "Well, it's kinda like that. We're… gonna work on it."
I reached for his hands, lacing our fingers together as I told him gently, "I'm glad you decided to give her a chance."
"I think I am too," he admitted, albeit somewhat begrudgingly.
Just then, the same door Aranea had left through opened once more, Sora and Kairi being the ones to step through this time, laughing over something they'd been talking about. It seemed their timing was impeccable, for that was also when the double doors on the other side of the room parted and in walked a very familiar white, inflatable robot. All of us immediately zeroed in on him and were on our feet in an flash as he greeted us with, "Hello, I am Baymax, your personal healthc-"
"Yeah, yeah, we know all that already, get to the good part, you giant balloon!" Anna hastily cut him off, rolling her eyes. "Do you actually have anything new to tell us? How's Ray-Ray doing?"
"The delivery was a success," Baymax announced, managing to sound almost pleased somehow despite there being no actual change in the mechanical tone of his voice. "Everyone is happy and healthy. The new family is ready to accept visitors and have welcomed you all back to their room."
There was a mixture of whoops and relieved sighs all around before all of us, Saïx included, followed the robot as he led the way past those doors and towards the maternity ward. Not a minute later found us all crowding back into their hospital room. I spotted Riku first at his wife's bedside, facing her so his back was to us. As for Rayne, she looked absolutely exhausted and like she'd been to hell and back twice, but she positively radiated pure joy and love for the little bundle I could now see her holding in her arms. As she looked up at our entrance, she proudly beamed and said, "Everyone… I'd like you to meet Aria."
"...and Cayde," Riku added, smirking as he turned around to reveal he was cradling a second baby.
"TWO?!" Lea gaped, wide-eyed gaze darting back and forth between them while the rest of us were too stunned to even speak.
"That's right! Two!" Rayne chirped in delight.
Sora was the next one to find his voice, only to blurt out, "Twins?!"
"No, we liked the first one so much, we decided to randomly steal a second one from one of the other cribs when no one was looking," Riku deadpanned before snorting with a shake of his head. "Of course they're twins, doofus."
"But you never said anything about twins," Anna was already adopting a baby voice as she approached Riku, wasting no time making funny faces at Cayde.
Gently rocking little Aria as Rayne watched her fondly, she said, "We didn't know. No one did, not until Cayde shocked us all by showing up hot on the heels of his big sis. Guess the doctors missed him during all those check-ups and sonograms somehow."
"How do they miss a whole other baby inside of you for months?!" Kristoff shook his head in disbelief.
"Who knows, but it's not unheard of. We're not the first couple this has ever happened to." Glancing over to Cayde, Rayne grinned as she reached out a fingertip to tickle the underside of one of his tiny feet. "...he was a surprise, that's for sure, but a happy one."
"I'll say!" Kairi giggled, stepping forward to gently squish Aria's cheeks as she cooed, "This just gives Auntie Kairi and Unkie Sora twice the niblings to wub, doesn't it? Doesn't it? Yes it does!"
"Speaking of which… Kristoff." The man in question stood up straighter as Rayne suddenly locked eyes with him and told him in no uncertain terms, "We're gonna need a second reindeer."
He dragged a hand down the side of his face and sighed. "...I'll talk to Frozone."
Rayne crinkled her nose as she hummed a soft laugh, then her eyes landed on me as I approached her bedside. "Oh, Elsa, there was something I… we," she amended, exchanging a glance and a tiny nod with her husband, "wanted to talk to you about… we'd absolutely love it if you'd be the twins' godmother."
The finger I was waggling at Aria froze as my gaze widened and snapped up to meet hers. "Who, me? Really?" By the look in both the new parents' eyes, they were serious. Dead serious. "Oh! Why, uh… yes. Yes of course! I'd be very honored," I smiled.
"And Sora," Riku chimed in now, causing his cousin to pause mid-sticking his tongue out and crossing his eyes at Cayde. "We were hoping you'd be their godfather."
Sora blinded us all with his signature huge, thousand-watt grin. "Absolutely! I'm gonna make the best godfather ever, you'll see! I- wait…" His brow furrowed and he gasped, whipping his head around towards me now with a slight look of panic. "Does… does that make us... god-married?"
"Yes. It does."
And who was it, one might wonder, to deliver that answer in full earnest and with a completely straight face?
Saïx.
That's right. Saïx.
Which is probably why Sora took him at his word and didn't even think to question it. Nostrils flaring and with a steely look of determination now, he informed Lea, "I promise to take good care of her."
Not missing a beat, Lea nodded firmly, "You better, lil man, otherwise I will end you."
I elbowed my boyfriend in the gut, forcing a wheeze out of him. As everyone else sniggered around us, I sighed, "No, Sora, that doesn't make us god-married, it doesn't make us god-anything."
"Oh good! Whew!"
At that point, conversation for the most part subsided in favor of everyone trying to squeeze in to fawn over the new babies. After a minute of this, I decided to take the opportunity to snag Lea (dragging him away from playing with Aria's "widdle toesy-wosies" - his words, not mine) and pull him off to one side of the room away from the others. They hardly even noticed us stepping away, so enamored were they all with the little ones.
I faced him, holding both his hands in mine as I took in a deep breath and released it before uttering a single word. "Yes."
His face immediately lit up, but he quickly schooled his expression and cleared his throat, asking casually, "Yes? Yes what?"
Ugh, he knew very damn well what, he just wanted to hear me say it. Rolling my eyes but unable to fight a small grin, I said, "Yes, I'll move in with you. It just makes sense, after all, now that they have twins, there's even less room for me in their apartment and-"
I didn't get to finish that sentence as he smiled fiercely and grabbed my face, planting a firm kiss to my lips before laughing as he hugged me, picked me up and spun me around.
"Temporarily," I insisted, arms instinctively latching around his neck to steady myself.
"Yeah, yeah, of course, temporarily," he agreed, putting me down while still grinning like an idiot.
I poked his chest a couple times, "I mean it. I'm going to keep looking for my own place and the second I find something, I'm moving right back out."
"Whatever ya say, babydoll!"
Funny thing is though…
...I never did end up actually moving out.
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Author's Note: MERRY CHRISTMAS AND HAPPY HOLIDAYS! Hope you all enjoyed the millions of teeny references I sprinkled in - my aesthetic, as I'm sure you're all aware at this point xP (My fave was something Lea said towards the very end, did you guys catch that it was a reference? I hope so :3) Regarding Sora's lil stand-up comedy act, I unfortunately cannot take credit for any of his material - I just googled a bunch of Final Fantasy jokes xD I can't even take credit for the cactuar jokes for even tho I couldn't find any ACTUAL cactuar jokes out there on the internet, I just googled cactus jokes instead xD And yes, there are IN FACT cactus jokes out there, and a LOT of them lawl! And woo, Lea and his mom made up… sort of! xD Sorry that happened off screen, part of it was I thought it wasn't a conversation that Elsa would really be present for, part of it was I didn't want to take focus off the main points of this chapter, and part of it was I was just too lazy to write it at this time xD Maybe I'll go back at a later date and write a Lea POV chapter for this lil chat with his mum, we'll see! But for now, at least we got a lil closure on that front! And aaaaahhhhh, our ice and fire bbies are taking a big step and moving in together, yaaaaaay! :3 I knew that was definitely a relationship milestone I wanted to cover in one of these bonus chapters and this just seemed like a fun way to bring it about xD
The next one-shot is set during Christmas time! Which I know, lil late, should have posted it today xD But I'd kinda locked myself into the baby chapter with the way the last chapter ended and the babies are born in September, so couldn't combine them into one chapter xD So consider next week's update just a bit of a belated Christmas present! And I'll say this about the next bonus chapter: It's gonna be pure crack xD Trust me, there will be no substance whatsoever, it's just mindless silliness and slightly scandalous and mildly salacious (but still 100% family friendly… ish... haha!). Basically, if PG horny hijinx doesn't interest you, you might wanna skip the next chapter xD You've been warned!
Thanks for reading, I super duper appreciate it! And an extra BIG thank you to those of you who’ve liked, reblogged, and followed so far, seeing those lil notifications always brings the biggest, goofiest smile to my face!
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januszcebula · 3 years ago
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enrichsergi · 6 years ago
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To zawsze dobry czas, aby dowiedzieć się więcej na temat finansów osobistych
Pomysły te mogą pomóc w uporządkowaniu finansów osobistych.
Bądź na bieżąco ze światowymi rynkami pieniężnymi, aby być na bieżąco z wszelkimi zmianami na globalnym rynku. Wiele osób koncentruje się wyłącznie na wiadomościach krajowych, ale może to być błędem, jeśli handlujesz walutami lub dokonujesz znacznych inwestycji. Wiedząc, co się dzieje na świecie, sytuacja finansowa pomoże ci dopracować swoją strategię i przygotować prognozy rynkowe.
Gdy handluje się na rynku Forex, obserwuj trendy. Nigdy nie sprzedawaj w downswingu.
Przestań lojalnie kupować niektóre marki, chyba że są kupony dla nich. Jako przykład, mimo że zawsze kupowałeś detergent marki X, ale Gain ma dostępny kupon o wartości 3 $, kup go i zaoszczędź.
Unikaj długów, aby poprawić swoje finanse osobiste. Podczas gdy niektóre długi są nieuniknione, takie jak kredyty hipoteczne i kredyty edukacyjne, powinieneś ciężko pracować, aby uniknąć toksycznych długów, takich jak karty kredytowe. Nie będziesz musiał przeznaczać tak dużej części swoich funduszy na spłatę odsetek i ewentualnych opłat, jeśli pożyczysz mniej.
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Możesz również włączyć do sprzedaży całą okolicę, oferując możliwość dodania swoich towarów na prowizję. Możesz być tak kreatywny, jak chcesz podczas sprzedaży garażu.
Najprostszy sposób na zaradzenie zadłużeniu, jak zaraza. Spróbuj dowiedzieć się, ile czasu zajmie zapłacenie w całości. Nie należy pobierać żadnych opłat, które nie zostaną spłacone w ciągu miesiąca.
Staraj się tworzyć własne prezenty świąteczne, zamiast je kupować. Pomoże ci to uniknąć wydawania znacznych kwot w ciągu całego sezonu świątecznego.
Pamiętaj, aby płacić rachunki za media otrzymywać wynagrodzenie w terminie, każdego miesiąca. Możesz zranić swoją zdolność kredytową, płacąc je z opóźnieniem. Możesz również zostać obciążony opłatą za opóźnienie, dodając do swojego rachunku. Terminowe uregulowanie rachunków pomoże ci mądrze kontrolować swoje pieniądze i uniknąć kosztownych opłat i komplikacji.
Możesz dowiedzieć się, jak zarządzać swoimi finansami osobistymi z kimś, kto jest specjalistą od finansów. Jeśli ktoś zna kogoś takiego, musi przeprowadzić własne badania przez Internet lub kupując dobrą książkę.
Twój wynik FICO ma wpływ na twoje karty kredytowe. Wyższy bilans oznacza gorszy wynik. Twój wynik pójdzie w górę, gdy spłacisz dług. Spróbuj utrzymać równowagę na poziomie 20% maksymalnych dozwolonych kredytów.
Pomocną strategią oszczędzania jest wykorzystanie automatycznych wypłat w celu terminowego regulowania konta głównego. Na początku może to być niewygodne, ale po kilku miesiącach potraktujesz to jak inny rachunek, a twoje oszczędności wzrosną do imponującej kwoty w krótkim czasie.
Upewnij się, że masz elastyczne konto na wydatki.
Uważaj na listy, które będą podkreślać zmiany na koncie kredytowym. Prawo stanowi, że muszą Cię poinformować o 45 dniach przed czasem. Zapoznaj się z ujawnieniem zmian i sprawdź, czy zmiany są warte Twojej wartości, aby utrzymać konto. Jeśli zmiany nie są korzystne, czas zapłacić rachunek i zamknąć konto.
Unikanie długów wszędzie tam, gdzie to możliwe, to ścisła kontrola finansów osobistych. Pożyczka jest odpowiednia na zakup samochodu lub domu. Nie powinieneś jednak polegać na codziennym korzystaniu z kredytu.
Upewnij się, że monitorujesz pieniądze przez kilka tygodni lub nawet miesięcy, aby lepiej zrozumieć swoje nawyki zakupowe.
Nigdy nie jest za późno, aby uporządkować sprawy finansowe.
Nie pozwól swoim błędom finansowym; uczyć się od nich. Jeśli próbujesz naprawić swój kredyt i spędziłeś w nim dużo czasu, użyj go jako narzędzia do nauki, aby uniknąć długów. Jeśli nie zarabiasz tak, jak powinieneś być, przysięgnij, że nigdy więcej tego nie zrobisz, gdy będziesz postępować naprzód. Podczas zarządzania swoimi pieniędzmi najlepiej traktować każdą lekcję jako cenną.
Małe kroki mogą mieć duży wpływ na finanse osobiste w prawidłowym kształcie. Zamiast kupować kawę każdego ranka, parzyć własną w domu lub w pracy. Ta prosta zmiana może zaoszczędzić co najmniej 25 USD co tydzień. Dzielenie się jazdą może zmniejszyć autobus zamiast codziennych dojazdów do pracy. Możesz zaoszczędzić dość znaczną ilość pieniędzy w gazie co miesiąc. Te rzeczy to więcej niż jedna filiżanka kawy.
http://wartosciowekredyty.org/
Młodsi ludzie, którzy chcą pozostać w kontrze ze swoimi finansami, dobrze by odkryli korzyści związane ze stopami procentowymi.
Obsługa złożonych spraw finansowych może być trudna, ale praktycznie każdy może to zrobić, o ile mają odpowiednie narzędzia. Powinieneś przeprowadzić badania i porozmawiać z kilkoma doradcami finansowymi o pomoc. Pomysły te powinny pomóc ci opanować twoje finanse.
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mermayo · 6 years ago
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Jak możesz lepiej radzić sobie ze swoimi osobistymi finansami
Kiedy zaczynasz proces prostowania swoich finansów, odkryjesz, że masz tendencję do wydawania pieniędzy na jedzenie i rozrywkę o wiele szybciej, nawet nie zdając sobie z tego sprawy.
Nie zajmuj się brokerem, z którym zamierzasz inwestować. Sprawdź swoje referencje i znajdź kogoś innego, jeśli uważasz, że nie są z tobą otwarci. Twoje doświadczenie może pomóc Ci znaleźć brokera.
Zatrzymaj lojalne kupowanie niektórych marek, chyba że są kupony dla nich. Na przykład, jeśli Tide był zwykle twoim detergentem z wyboru, jeśli masz kupon, który da ci 2 dolary od marki Y, kup go i zaoszczędź pieniądze.
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Unikaj długów, aby oszczędzać swoje finanse. Podczas gdy niektóre długi są nieuniknione, takie jak kredyty hipoteczne i kredyty edukacyjne, powinieneś ciężko pracować, aby uniknąć toksycznych długów, takich jak karty kredytowe. Będziesz tracić mniej pieniędzy na odsetki i ewentualne opłaty, jeśli pożyczysz mniej.
Twoja ocena kredytowa może nawet spaść, gdy zaczniesz nad nią pracować. To nie jest wskaźnik, że spowodowałeś więcej obrażeń. Twoja ocena kredytowa wzrośnie w miarę podejmowania kroków w celu poprawy rejestru płatności za długi.
Spróbuj negocjować niektóre opcje, gdy komornik kontaktuje się z tobą za pieniądze. Twój dług został prawdopodobnie zakupiony za niską cenę. Zyskają, nawet jeśli zapłacisz bardzo dużą sumę. Wykorzystaj tę wiedzę na swoją korzyść, jeśli spłacasz długi.
Sprzedaż w sklepie spożywczym nie jest okazją, jeśli kupujesz więcej, niż potrzebujesz.
Znajdź bank, który jest bezpłatny.
Najprostszym sposobem na utrzymanie swoich finansów na drodze jest uniknięcie plagi. Zastanów się, ile czasu zajmie, aby zostać wypłaconym. Nie należy pobierać żadnych opłat za kartę kredytową, których nie można spłacić w ciągu miesiąca.
Powinieneś wykorzystać elastyczne konto wydatków u swojego pracodawcy. Elastyczne konta wydatków mogą być świetne do pokrycia kosztów leczenia i wydatków na opiekę dzienną. Tego typu konta są zaprojektowane w taki sposób, abyś mógł zaoszczędzić określoną kwotę pieniędzy na stronie, zanim zacznie płacić za poniesione w przyszłości koszty. Istnieją limity na kwotę, jaką można umieścić na koncie wydatków elastycznych, więc porozmawiaj z doradcą podatkowym.
Dzięki temu wszystkie rachunki będą opłacane na czas. Ułatwia to budżet, a to pozwoli Ci zaoszczędzić sporo spóźnionych opłat.
Uważaj na listy z informacją o zmianach na koncie kredytowym. Prawo mówi, że muszą ci dać 45 dni na czele. Zapoznaj się z ujawnieniem zmian i sprawdź, czy zmiany powodują, że warto zachować konto. Jeśli nie podoba ci się zmiana, spłać dowolną kwotę, a następnie ją zamknij.
Może to pomóc w zaoszczędzeniu dużych pieniędzy w przyszłości.
Nikt nie chce stracić własnego domu. Nie chcesz przejść przez eksmisję, ponieważ nie możesz sobie pozwolić na swój dom, ponieważ nie masz wystarczająco dużo pieniędzy, aby dokonać płatności. Niektórzy mądrzy ludzie, którzy stają w obliczu wykluczenia, wybierają mądrze i działają jako pierwsi, aby wywłaszczyć eksmisję poprzez przeprowadzkę.
Nawet małe rzeczy, na które zwracasz uwagę, mogą pomóc w twoich osobistych finansach. Zamiast kupować kawę każdego ranka, oszczędzaj, robiąc własne. Możesz zaoszczędzić około 100 $ na tydzień. Dzielenie się jazdą może zmniejszyć autobus zamiast codziennych dojazdów do pracy. Możesz zaoszczędzić trochę pieniędzy na gazie co miesiąc. Są zdecydowanie warte więcej niż jeden kubek porannej kawy.
Być może nie jesteś zadowolony z pracy i dochodów w tym momencie, ale zarabianie jest o wiele lepsze niż wcale.
Kiedy masz miesiąc, w którym zarabiasz więcej niż zwykle, poświęć czas, aby zacząć odkładać pieniądze, zamiast je wydawać.
Upewnij się, że każdego miesiąca poświęcasz konkretny czas na opłacenie rachunków. Nie będziesz musiał spędzać całego dnia na robieniu tego, ale spłacanie długów nie będzie wymagało dnia. Oznacz swój miesięczny kalendarz i nie zaniedbuj go. Brak tego dnia może spowodować zły efekt domina.
Jeśli rozwiniesz i wykorzystasz budżet, możesz uniknąć zadłużania się. Zapamiętaj wskazówki w tym artykule, aby pozostać w czerni i uniknąć rozmów od komorników.http://www.ekredyty24h.pl/
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cysnews · 3 years ago
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Kampaň „Kup si kupon“ bude informovat o změně Tarifu Pražské integrované dopravy od 1. srpna 2021
Kampaň „Kup si kupon“ bude informovat o změně Tarifu Pražské integrované dopravy od 1. srpna 2021
Středočeský kraj, hl. město Praha a jejich organizátoři IDSK a ROPID představují informačně-osvětovou kampaň, která bude od 1. července informovat o chystané změně Tarifu Pražské integrované dopravy. Ten se změní 1. srpna 2021. Cílem kampaně s názvem „Kup si kupon“ je jednak upozornit na blížící se změny cen jízdného, ale také motivovat cestující k nákupu dlouhodobých předplatních kuponů, které…
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flagam1 · 5 years ago
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Apel o pomoc dla Flickr
Drodzy profesjonaliści Flickr,
Po pierwsze, a przede wszystkim: dziękuję. Dziękujemy za bycie częścią naszej społeczności. Dziękujemy za troskę o Flickr. Dziękujemy za wsparcie Flickr. Dziękujemy za bycie Flickr Pro.
Dwa lata temu Flickr tracił dziesiątki milionów dolarów rocznie. Nasza firma SmugMug wkroczyła, aby uratować ją przed zamknięciem i uratować dziesiątki miliardów cennych zdjęć przed skasowaniem.
Dlaczego? Spędziliśmy 17 lat z miłością budując naszą firmę w dobrze prosperującym, rodzinnym i operowanym biznesie, który dba o fotografów. SmugMug zawsze był miejscem, w którym fotografowie prezentowali swoje zdjęcia, i od dawna podziwialiśmy to, jak Flickr jest społecznością, w której łączą się ze sobą. Nie mogliśmy stać i patrzeć, jak Flickr znika.
Podjęliśmy więc duże ryzyko, wkroczyliśmy i uratowaliśmy Flickr. Wspólnie stworzyliśmy największą na świecie społeczność skupioną na fotografach: miejsce, w którym fotografowie mogą się wyróżniać i dopasowywać.
A jednak Flickr - najbardziej lubiana na świecie firma, która traci pieniądze - nadal potrzebuje twojej pomocy.
Ciężko pracowaliśmy nad ulepszeniem Flickr. Zatrudniliśmy doskonałego, dużego personelu Bohaterów Wsparcia, którzy teraz zapewniają wsparcie ze średnią oceną zadowolenia klientów powyżej 90%. Pozbyliśmy się loginu Yahoo. Przeniesiliśmy platformę i każde zdjęcie do Amazon Web Services (AWS), lidera branży przetwarzania w chmurze, i po drodze zmodernizowaliśmy technologię. W rezultacie strony są już o 20% szybsze, a zdjęcia ładują się o 30% szybciej. Awarie platform, w tym pandy, są znacznie niższe. Flickr jest coraz szybszy i bardziej stabilny, a nowe ważne funkcje są budowane ponownie.
Nasza praca nigdy się nie kończy, ale zrobiliśmy ogromny postęp.
Flickr nadal potrzebuje twojej pomocy. Nadal traci pieniądze. Ty i setki tysięcy lojalnych członków Flickr wystąpiliście i dołączyli do Flickr Pro, za co jesteśmy wiecznie wdzięczni. Traci znacznie mniej pieniędzy niż było. Ale to jeszcze nie wystarczy.
Potrzebujemy więcej członków Flickr Pro, jeśli chcemy utrzymać marzenie o Flickr przy życiu, i potrzebujemy twojej pomocy w podzieleniu się historią Flickr.
Nie kupiliśmy Flickr, ponieważ uważaliśmy, że to krowa gotówkowa. W przeciwieństwie do platform takich jak Facebook, nie kupiliśmy go również w celu naruszenia prywatności i sprzedaży danych. Kupiliśmy to, ponieważ kochamy fotografów, uwielbiamy fotografię i uważamy, że Flickr zasługuje nie tylko na życie, ale także na rozwój. Uważamy, że świat się zgadza; i uważamy, że społeczność Flickr też. Ale nie możemy dalej obsługiwać go ze stratą, jak to robiliśmy.
Flickr to największa na świecie społeczność skupiona na fotografach. To najlepszy na świecie sposób na znalezienie doskonałej fotografii i nawiązanie kontaktu z niesamowitymi fotografami. Flickr zawiera jedne z najbardziej znanych i bezcennych zdjęć na świecie, bezpłatnie dostępne dla całego świata. W tej społeczności znajduje się ponad 100 milionów kont i dziesiątki miliardów zdjęć. Codziennie wyświetla miliardy zdjęć. To jest ogromne. To bezcenny skarb dla całego świata. Operacja kosztuje. Dużo pieniędzy.
Jak wiesz, Flickr to najlepsza wartość w udostępnianiu zdjęć w dowolnym miejscu na świecie. Członkowie Flickr Pro mają możliwość przeglądania bez reklam dla siebie i odwiedzających, zaawansowane statystyki, nieograniczoną przestrzeń do przechowywania wszystkich zdjęć, a także funkcje premium i dostęp do największej na świecie społeczności skupionej na fotografach.
Proszę o pomoc w rozpowszechnianiu informacji. Pomóż nam rozwijać Flickr. Pomóż nam zapewnić Flickr świetlaną przyszłość. Każda subskrypcja Flickr Pro idzie bezpośrednio w utrzymanie Flickr przy życiu i zapewnia wspaniałe nowe wrażenia dla fotografów takich jak Ty. Budujemy wiele wspaniałych rzeczy dla społeczności Flickr, ale potrzebujemy twojej pomocy. Możemy to zrobić razem.
Rozpoczynamy naszą kampanię subskrypcji Pro pod koniec roku w czwartek, 26 grudnia, ale chcę dać Ci kupon, który możesz udostępnić znajomym, rodzinie lub każdemu, kto podziela Twoją miłość do fotografii i społeczności, aby mogli cieszyć się taki sam 25% rabat przed rozpoczęciem kampanii.
Dołożyliśmy wszelkich starań, aby zoptymalizować Flickr pod kątem oszczędności wszędzie tam, gdzie to możliwe, ale rosnące koszty prowadzenia tej ogromnej społeczności i dalszego inwestowania w jej przyszłość będą wymagały niewielkiego wzrostu cen na początku nowego roku, więc to naprawdę bardzo najlepszy czas, aby pomóc wszystkim w uaktualnieniu do członkostwa Pro.
Jeśli cenisz, że Flickr jest wreszcie niezależny, stworzony dla fotografów i przez fotografów, potrzebujemy twojej pomocy.
Z wdzięcznością
Don MacAskill
Co-Founder, CEO & Chief Geek
SmugMug + Flickr
KUP KONTO FLICKR PRO O 25% TANIEJ!!!
Rabat zawarty w linku
Oryginalne źródło komunikatu jest tutaj GO >.
Publikuję tą treść listu na samą prośbę Flickr, którą zamieścili pod koniec wiadomości, dodatkowo mam zgodę prosto od nich na skrzynce e-mail.
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A na koniec mała zachętą na odwiedzenie mojego profilu. Wstawiam jedno przykładowe zdjęcie, które zostało zrobione przeze mnie.
Roe / Sarna
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abcar-shop · 5 years ago
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#HALLOWEEN #DISCOUNT-7% W sklepie internetowym www.abcar-shop.pl otrzymasz zniżkę na zakup kosmetyków samochodowych z hasłem „Halloween -7%”. #Kupon #rabatowy o wartości -7%. Jednorazowy kupon na zakup kosmetyków samochodowych. Kupon rabatowy ��ączy się ze wszystkimi zniżkami. #detailing #myciesamochodu #chemiasamochodowa #detailingproducts #detailingworld #detailingstudio #detailinglife #detailingshop #detailingsklep #detailingstore #cardetailimg #detailingstyle #tanio #carcare #carwash #carproducts #kupuj #kupteraz #kup #subskrybuj #szczecin #poznań #katowice #radom #polska #poland (w: Katowice, Poland) https://www.instagram.com/p/B4CqO6VpxoA/?igshid=11fzsi57rxp4q
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21bettr-blog · 7 years ago
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⚽ Hifk – Kups ⚽
💸 Finlandiya Lig Maçları Canlı Yayınla 21Bet’te! 💸 
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cedarholy · 6 years ago
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Jak zoptymalizować finanse osobiste, aby poprawić bezpieczeństwo finansowe
Wiele osób boryka się z kryzysem finansowym w dzisiejszych trudnych czasach. Nawet jeśli nie możesz stać się bogaty, nadal masz możliwość uzyskania stabilności finansowej, dzięki czemu możesz żyć bez obaw. Poniższy artykuł ma na celu pomóc ci w nauce tej ważnej informacji.
Jeśli zapasy zarabiają dobre pieniądze, trzymaj się ich na razie. Z pewnością możesz rzucić okiem na akcje, które w międzyczasie nie są tak dobre.
Restauracje w zatłoczonych miejscach turystycznych wydają się być najdroższe, więc sprawdź, gdzie jadą mieszkańcy. Możesz znaleźć jedzenie, które jest tańsze i smakuje lokalnej kuchni.
Przestań kupować określone marki i kupuj, za co masz kupon. Na przykład, jeśli Coke jest Twoją marką wyboru, ale Pepsi oferuje kupon o wartości jednego dolara, kup ten z kuponem.
Oprocentowanie, które będziesz musiał zapłacić za pomocą wielu kart, będzie mniejsze niż spłacenie maksymalnej kwoty karty kredytowej.
Przestań obciążać kartę kredytową, jeśli masz problemy z opłacaniem. Wypłacaj miesięczne saldo przed dokonaniem przyszłych zakupów za pomocą karty.
Aby uzyskać bardziej stabilną sytuację finansową, musisz mieć konto oszczędnościowe, na które regularnie się angażujesz. Posiadanie czegoś, na co należy się powołać w nagłych wypadkach, jest kluczem do stabilności finansowej. Nawet jeśli nie możesz wnieść dużego wkładu co miesiąc, oszczędzaj tyle, ile możesz.
Sprzedaż w sklepie spożywczym nie jest okazją, jeśli kupujesz więcej artykułów spożywczych, niż możesz wykorzystać.
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Upewnij się, że płacisz miesięczne rachunki za media i wynajmujesz je na czas. Ich spóźnienie może zrujnować ci kredyt. Prawdopodobnie zostaniesz również trafiony późnymi opłatami, które będą kosztować więcej pieniędzy. Płacenie rachunków w odpowiednim czasie pomoże ci mądrze kontrolować swoje pieniądze i uniknąć kosztownych opłat i komplikacji.
Możesz dowiedzieć się, jak zarządzać swoimi finansami osobistymi z kimś, kto ma doświadczenie w branży finansowej. Jeśli ktoś zna taką osobę, może pomóc im porozmawiać z kimś, kto jest w stanie skutecznie zarządzać swoimi finansami.
Twój wynik FICO jest w dużej mierze dokonywany przez twoje karty kredytowe. Wyższy bilans kart przekłada się na gorszy wynik. Twój wynik ulegnie poprawie wraz ze spadkiem salda. Spróbuj utrzymać saldo poniżej 20% lub mniej niż maksymalny dozwolony kredyt.
Sposób na zdobycie pieniędzy, niż wydajesz. Sprawdź, ile zarabiasz i nigdy nie wydawaj więcej.
Nie tnij rogi, aby zaoszczędzić pieniądze, pomijając konserwację w domu lub konserwacji pojazdu. Biorąc samochód swoich przedmiotów przez całe życie, unikasz wielkich problemów, które mogą się zdarzyć w przyszłości.
Spróbuj spłacić dług i nie zaciągaj nowych długów. To całkiem proste, mimo że nauczyliśmy się myśleć, że to niemożliwe.
Możesz spróbować pracować w domu, aby zaoszczędzić trochę pieniędzy. Pomiędzy gazem, kupowaniem posiłków i gazem, skończysz wydawać połowę czeku, zanim go otrzymasz.
Możesz nie być zachwycony swoją pracą w tej chwili i ile zarabiasz, ale niektóre pieniądze przychodzące są lepsze niż żadne.
Jeśli zauważysz, że masz dodatkowe pieniądze pod koniec miesiąca, oprzyj się pokusie, by je wydać i umieścić je na swoim koncie oszczędnościowym.
Możesz nie być bogaty, ale to nie znaczy, że powinieneś zaakceptować złą sytuację finansową. W niektórych przypadkach wszyscy muszą martwić się o finanse, to oczyścić głowy i tak się stanie.http://www.apozyczkionline.pl/
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the-eorzeancouch · 11 months ago
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Day 5: Companion A long journey is often better with company, and Kup Kupon was an unexpected but welcome companion.
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pompandcircusstance · 6 years ago
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Znajdź skuteczne porady i porady dotyczące finansów osobistych!
Życie może być dość skomplikowane i trudne, jeśli twoje finanse nie są w porządku. Poniższa porada poda ci pomocne wskazówki dotyczące poprawy finansów w kształt.
W dzisiejszej niestabilnej gospodarce, rozłożenie oszczędności w wielu lokalizacjach jest strategią rozsądną. Umieść część na czystym rachunku oszczędnościowym, ale także zainwestuj część w akcje, zainwestuj część w akcje i zostaw część na wysokim oprocentowaniu. Wykorzystaj wszystkie te pojazdy, aby Twoje pieniądze były bezpieczne i zróżnicowane.
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Przestań kupować określone marki i kupuj, za co masz kupon. Na przykład, chociaż zawsze kupowałeś detergent marki X, jeśli masz kupon, który da ci 2 dolary od marki Y, kup Gaina i zaoszczędź trochę pieniędzy.
Możliwe, że spadnie Twoja ocena kredytowa spadnie, gdy próbujesz naprawić swój kredyt. To nie znaczy, że cokolwiek zrobiliście, jest złe. Twoja ocena kredytowa wzrośnie w miarę dodawania informacji o jakości.
Jeśli jesteś w związku małżeńskim, upewnij się, że małżonek, który ma najlepszy kredyt, jest tym, który ubiega się o pożyczki. Jeśli chcesz poprawić swój wynik kredytowy, możesz go odzyskać, spłacając kredyty co miesiąc. Kiedy wrócisz do dobrego wyniku kredytowego, możliwe będzie uzyskanie dwóch pożyczek, dzięki czemu zadłużenie zostanie rozdzielone.
Możesz również rozważyć sprzedaż niektórych przedmiotów sąsiadów i naliczyć nominalną opłatę za swoje usługi. Bądź kreatywny dzięki pomysłom na sprzedaż w garażu.
Nie wykupuj dużych kwot zadłużenia z tytułu pożyczek studenckich, nie będąc w stanie ich spłacić. Jeśli jeszcze nie wybrałeś ścieżki głównej lub nie wytyczysz swojej ścieżki kariery, możesz skończyć z dużym zadłużeniem.
Skorzystaj z usług bankowości online oferowanych przez Twój bank. Wiele banków będzie wysyłać e-maile lub aktualizacje wiadomości tekstowych w przypadku zmian na koncie.
Jeśli chcesz ubiegać się o kartę kredytową, bądź ostrożny przy korzystaniu z kart kredytowych, zrozum, że zasady ostatnio się zmieniły. Kiedyś była to karta kredytowa. Zawsze sprawdzaj wymagania zanim się zarejestrujesz.
Upewnij się, że zapłacisz rachunki za media, zanim się spóźnią. Opłacenie ich z góry może spowodować uszkodzenie kredytu. Możesz również zostać obciążony opłatą za opóźnienie, dodając do swojego rachunku. Terminowe uregulowanie rachunków to najlepszy sposób na wykorzystanie swoich finansów.
Możesz znaleźć kupony online, które mogą nie być dostępne w lokalnej gazecie.
Dokładnie regulując napływ i wypływ gotówki, będziesz mieć dobrze kontrolowaną własność. Śledź wszystkie rachunki i wydatki gotówkowe, aby ocenić, czy Twoja nieruchomość działa po każdym cyklu rozliczeniowym. Zachowaj budżet jako swoją wytyczną.
Spłacaj najpierw te karty kredytowe, które mają największe zainteresowanie. Jest to bardzo ważne, ponieważ stawki na kartach kredytowych powinny rosnąć z każdym rokiem.
Dobrą strategią jest ustawienie automatycznego wypłaty z głównego konta na konto oszczędnościowe o wysokiej wydajności. Na początku może to wydawać się niewygodne, ale po kilku miesiącach będziesz do tego przyzwyczajony, a pieniądze, które masz, będą rosły w krótkim czasie.
Porozmawiaj ze swoimi przyjaciółmi, jeśli chodzi o twoje osobiste finanse. Pomoże Ci to w tym, że nie możesz pozwolić sobie na tak dużą aktywność społeczną. Jeśli nie jesteś szczery, dlaczego nie możesz iść, mogą nadal naciskać na wydawanie więcej niż powinieneś. Utrzymuj bliskie relacje, pozwalając przyjaciołom i upewnij się, że informują ich o tym, co dzieje się w Twoim życiu.
Znajdź i wybierz miejsca, w których wydajesz dużo pieniędzy. Wszelkie dodatkowe pieniądze mogą być przeznaczone na spłatę długów lub na oszczędności.
Istnieje wiele dostępnych opcji, które pomogą odzyskać finanse tam, gdzie powinny. Jeśli używasz swojej przyszłości do naprawy swojego prezentu, to jak odcięcie nosa na przekór twojej twarzy.
Dodaj zagraniczne akcje do swoich inwestycji.
Oznacza to, że musisz poświęcić trochę czasu, aby dokładnie sprawdzić, dokąd zmierzasz. Próbując obliczyć swoje wydatki, powinieneś oszacować na wysokim poziomie, ponieważ znacznie lepiej jest mieć trochę gotówki, niż spłacić dług.
Możliwe jest posiadanie starych informacji, które mogą zaszkodzić twojej ocenie kredytowej.
http://wartosciowykredyt.net/
Upewnij się, że nie jesteś przytłoczony kartami kredytowymi, ponieważ może to prowadzić do wielu stresów i niepokoju. Jeśli masz zbyt wiele linii kredytowych, to z kolei przyczynia się do tego, że będziesz w stanie uzyskać pożyczki o wysokim oprocentowaniu w przyszłości.
Odzyskaj kontrolę nad swoim życiem, planując sprawdzenie swoich finansów i trzymanie się ich. Posiadanie finansów w celu złagodzenia stresu i może pozwolić ci zobaczyć większy obraz i pracować nad innymi rzeczami, które wymagają uwagi.
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supersizedsmash · 6 years ago
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Zostań doradcą Personal Financial za pomocą tej porady
Jeśli będziesz śledzić swoje pieniądze, pomyśl o tym, by zacząć śledzić swoje finanse już dzisiaj. Przeczytaj ten artykuł, w którym znajdziesz przydatne wskazówki, jak lepiej zarządzać swoimi finansami osobistymi.
Bądź na bieżąco z wiadomościami ze świata, abyś wiedział, co dzieje się na globalnych rynkach. Wielu Amerykanów nie zwraca uwagi na wiadomości spoza Stanów Zjednoczonych, ale ci z inwestycjami, na które globalne zmiany mogą mieć wpływ, muszą mieć szerszy obraz. Świadomość tego, co dzieje się na świecie, pomaga w dostosowaniu strategii i wykształceniu kondycji rynku.
Jeśli twoje akcje osiągają dobre wyniki, powstrzymaj się od sprzedaży na krótki czas. Z pewnością możesz rzucić okiem na akcje, które w międzyczasie nie są tak dobre.
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Spróbuj podać, ile wydajesz na tablicy w kuchni lub w domowym biurze. Widać to często przez cały dzień, więc pozostaje w twoim umyśle.
Przestań kupować określone marki i kupuj, za co masz kupon. Na przykład, jeśli Coke jest Twoją marką wyboru, ale Pepsi oferuje kupon o wartości jednego dolara, kup ten z kuponem.
Użyj od dwóch do czterech kart kredytowych, aby cieszyć się dobrym wynikiem kredytowym. Posiadanie tylko jednej karty wydłuży czas uzyskania lepszej oceny zdolności kredytowej, ale posiadanie pięciu lub więcej kart może dodać niepotrzebnej złożoności do finansów.
Cierpliwość to dużo pieniędzy przy rozważaniu finansów osobistych. Jest bardzo kuszące, aby natychmiast pobiec i kupić najnowszą elektronikę. Jednak, po prostu czekając chwilę, cena prawdopodobnie spadnie. To da ci znacznie więcej rzeczy.
Pomóż zdobyć osobiste finanse dzięki dobrej polisie ubezpieczeniowej. Wszyscy będą chorować w takim czy innym punkcie. Dlatego ważne jest, aby mieć dobre ubezpieczenie zdrowotne. Rachunki szpitalne mogą w niektórych przypadkach wzrosnąć nawet o dwadzieścia tysięcy dolarów. To może zniszczyć twoje finanse i zostawiać cię finansowo, jeśli nie masz ubezpieczenia.
Płatności na dwóch mniejszych saldach mogą być niższe niż pojedyncza karta, która jest wyczerpana.
Jeśli komornicy stale kontaktują się z tobą, ważne jest, aby wiedzieć, że długi wygasną, jeśli pozostaną niezapłacone przez określony czas. Zapytaj eksperta finansowego, aby dowiedzieć się, kiedy twój dług, który jesteś winien, upłynie, a unikniesz płacenia za agencje windykacyjne, które próbują zebrać stary dług.
http://ekspresowepozyczki24.pl/
Możesz również włączyć do sprzedaży całą okolicę, oferując możliwość dodania swoich przedmiotów do przesyłki. Możesz być tak przedsiębiorczy, jak chcesz z garażem lub sprzedażą stoczni.
Sprzedaż nie jest tak dobra, jeśli marnujesz potrzebne produkty.
Karty kredytowe z nagrodami są wspaniałym zamiennikiem kart debetowych. Jeśli Twój wniosek o kartę kredytową został zatwierdzony, użyj go do zakupu przedmiotów codziennego użytku, takich jak artykuły spożywcze i gaz do samochodu. Większość wydawców kart kredytowych oferuje pewien rodzaj nagrody za korzystanie z kart kredytowych, np. Zwrot gotówki z tych przedmiotów.
Jak już wspomniano, przejęcie kontroli nad swoimi finansami może teraz pomóc Ci zaoszczędzić na droższe zakupy później. Korzystanie z porad zawartych w tym artykule może pomóc w lepszym przygotowaniu się do zajmowania się swoimi pieniędzmi.
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januszcebula · 3 years ago
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ESR Cyfrowy rysik do iPada
ESR Cyfrowy rysik do iPada z możliwością ładowania za 45zł
ESR Cyfrowy rysik do iPada z możliwością ładowania Aby uzyskać promocyjną cenę należy pobrać kupon sklepu o wartości $1, a w koszyku wpisać kod: LBCSSVDDL664 ESR Cyfrowy rysik – koszyk KUP TERAZ cena: $11,18 (≈ 44,61 zł) + darmowa dostawa do paczkomatu Taniej z kodem: LBCSSVDDL664 ESR Cyfrowy rysik – zestaw KUP TERAZ
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iddaasahadan-blog · 6 years ago
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Banko Kupon
HJK - Kemi : Finlandiya Liginde ligin köklü takımlarından HJK, ligin yeni temsilcisi Kemi ile karşı karşıya geliyor. Ev sahibi HJK 39 puan ile ligde lider. Kemi ise 11 puanla sonuncu ve küme düşmenin en büyük adayı durumunda.
HJK bu sezon iç sahada muhteşem bir performans gösterdi. Oynadıkları 8 iç saha maçında 6 galibiyet 2 beraberelik alırken 22 gol atıp sadece 7 gol yediler. Son 5 iç saha maçlarında 17 gol atıp sadece 1 maçta kalelerinde gol gördüler. Almanya’dan transfer ettikleri genç Brezilya’lı Klauss De Mello 18 maçta tam 13 gol atarak gol krallığının zirvesine oturdu. Son maçında Lahti’ye deplasmanda 2-1 kaybeden HJK iç sahada taraftarı önünde güçsüz rakibine fark atar. İki takım arasında geçen sene burada oynanan maç 4-0 HJK Galibiyeti ile sonuçlanmıştı. İki takım arasındaki son 6 maçı da HJK kazandı.
Tahmin : HJK -2.5 Handikap ile kazanır.  Oran : 2.20
SJK - Lahti : SJK bu ligin köklü takımlarından ama bu yıl iyi bir performans sergileyemiyorlar. Ligde 13 puanla 10. Sırada küme düşme hattında yer alıyorlar. Onlara seri halde puanlar lazım ki küme düşme hattından uzaklaşabilsinler. Son maçta Kups karşısında 1-1 beraberelik aldılar deplasmanda. Favori Kups karşısında 0-1 öne geçmelerine rağmen galibiyet ile ayrılamadılar.
Konuk Lahti ise 12 maçtır kaybetmiyor. En son maçta lider HJK’yı 2-1 maplup ettiler. Son maçta iyi sinyaller veren SJK bu maçta taraftarı önünde bir sürpriz yapabilir. 12 maçtır kaybetmeyen Lahti de mutlaka bir yerlerde mağlubiyet alacak. O maç neden bu maç olmasın ?
2 takım arasında SJK’nın stadında oynanan son 4 maçta SJK 2 galibiyet ve 2 beraberelik aldı. Ben bu maçta SJK’nın en azından 1 puan alacağına eminim. Galibiyet ise hazır kuponlar yüksek oranıyla eklenebilir.
Tahmin : SJK Kazanır . Oran : 2.80
Millman – Raonic : Wimbledon’da bu maçın favorisi 1.10 oranıyla Raonic. Ama ben Millman’ın son zamanlardaki performansını çok beğeniyorum. Oynadığı son 5 maçta sadece Djokovic karşısında set alamadı. Bu maçta Millman’ın set alabileceğini düşünüyorum.
Tahmin : Toplam 3.5 Set Üst Oran : 2.00
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