#Jumia mobile app

[maxwellochieng]

Title: "Gen Z Hustle: How Side Gigs and Digital Innovation are Shaping Kenya's Youth Culture"

Introduction In the bustling streets of Nairobi, young Kenyans are busy making their mark in innovative ways that go beyond traditional careers. The rise of digital technology and Kenya’s rapidly evolving economic landscape have cultivated a unique “side-hustle culture” among Generation Z, who are actively reshaping work, community, and creativity. From influencing on social media to e-commerce and even venturing into cryptocurrency, these young hustlers are defining a new Kenyan dream that is all about resilience, creativity, and financial independence.

Side-Hustles in the Age of Social Media One of the most prominent changes in Kenya’s youth culture is the significant shift from relying solely on formal employment to embracing digital side hustles. On Instagram, Twitter, and TikTok, young Kenyans are building personal brands as influencers, marketers, and content creators. This trend is largely driven by the power of social media platforms, where personalities like Azziad Nasenya and Flaqo have transformed social media virality into flourishing careers.

Platforms like TikTok and Instagram allow young Kenyans to reach broad audiences with content that resonates—comedy skits, motivational videos, makeup tutorials, and dance challenges. With brands now recognizing the influence of digital personalities, many Kenyan influencers are finding opportunities to collaborate with companies for product endorsements and advertisements. These partnerships bring a sense of visibility and empowerment that has been less accessible in traditional industries.

For 24-year-old David Mwangi, a content creator and social media strategist, the allure of influencing lies in its accessibility and potential for growth. “You don’t need a big budget to get started; you just need creativity,” he explains. David’s experience reflects the sentiment of many Gen Z Kenyans who see social media not just as a pastime but as a pathway to sustainable income.

The E-commerce Boom and the Rise of Small Online Shops In addition to influencing, e-commerce has become a major outlet for Kenyan youth looking to earn extra income. Platforms like Jumia, Kilimall, and Facebook Marketplace provide easy avenues for young entrepreneurs to start online businesses, selling anything from thrifted clothes and beauty products to locally made crafts and accessories. Kenya’s mobile payment system, M-Pesa, has also simplified transactions, allowing e-commerce to thrive even without widespread use of credit cards.

With rising unemployment rates and limited job opportunities, many young Kenyans are using digital tools to build businesses from scratch. Some youth groups have formed collectives to sell items in bulk, often buying directly from manufacturers or importing from abroad to resell at a profit. This trend, known locally as biashara za mtaa (local businesses), has created a bustling informal economy that operates largely online.

For 23-year-old Aisha Ahmed, the journey started with a Ksh 5,000 loan from her older brother. Now, she runs an online shop that specializes in selling affordable, stylish handbags through Instagram. “People think starting a business requires a lot of capital, but what really matters is finding something people need and building a brand around it,” she says.

Crypto, Forex, and the Financial Revolution Another intriguing aspect of Kenya’s Gen Z hustle culture is the growing interest in cryptocurrency and Forex trading. Although controversial, the allure of quick profits and financial independence has drawn many young people into these new financial frontiers. Kenya’s tech-savvy youth have quickly adapted to apps like Binance and Paxful, learning the intricacies of cryptocurrency trading and often mentoring each other online.

Crypto’s appeal among Gen Zers lies in its promise of empowerment and financial freedom—an opportunity to circumvent traditional banking systems. However, the lack of regulation and high risks involved have left many young Kenyans facing steep learning curves and financial losses. Despite the volatility, online communities and forums dedicated to Forex and crypto trading continue to grow, attracting young people with a “high risk, high reward” mentality.

Karanja, a 22-year-old business student, views crypto as a game-changer: “It’s the future of money,” he asserts. He has spent months learning about blockchain technology and considers it a long-term investment. Karanja’s experience highlights the optimism surrounding digital currency in Kenya, despite the risks and controversies.

Challenges Facing the Digital Hustlers While side-hustle culture has opened new opportunities, it comes with significant challenges. The competitive nature of digital influencing and e-commerce can be cutthroat, with many young people finding it hard to stand out. Mental health issues, such as stress and burnout, are becoming common among young hustlers as they juggle multiple gigs alongside their education or formal jobs.

For those in crypto and Forex, the risks are even higher. Cases of scams and Ponzi schemes have left many young investors in debt, leading some to lose faith in the industry altogether. The lack of regulation around cryptocurrency also means that youth are vulnerable to fraudsters, who often take advantage of their desire for quick financial gains.

The New Face of the Kenyan Dream Despite the challenges, side-hustle culture has become a defining feature of Gen Z in Kenya. This trend signifies a shift in how young Kenyans view success, replacing the traditional path of formal employment with a vision that values independence, innovation, and adaptability. It’s a cultural revolution rooted in digital innovation, resilience, and the determination to succeed on their own terms.

For Kenyan youth, the hustle is more than just a means to an end—it’s a way to redefine their place in society. As Aisha puts it, “It’s not just about making money; it’s about taking control of your future.”

[kevin-opoku]

Kevin Opoku on How Digital Transformation Drives Economic Growth in Africa

I. Introduction

A. Understanding Digital Transformation

Digital transformation refers to the integration of digital technology into all areas of business, radically changing how businesses operate and deliver value to customers. For Africa, this transformation goes beyond mere technology adoption. It involves reshaping industries, creating new opportunities, and improving governance to drive economic growth.

B. Kevin Opoku’s Perspective

Kevin Opoku is a firm believer that digital transformation is key to unlocking Africa’s full economic potential. Through his work in the tech industry, he advocates for the use of digital tools to address the continent’s unique challenges. He sees the current digital shift as an opportunity to leapfrog traditional barriers to growth, such as limited access to capital and outdated infrastructure.

II. The Role of Digital Transformation in Economic Growth

A. Enhancing Efficiency Across Industries

Agriculture: The agricultural sector remains the backbone of many African economies. Through technologies like drones, GPS, and precision farming tools, African farmers can now boost crop yields, minimize waste, and predict weather patterns more accurately. These innovations help farmers become more productive while reducing their environmental impact.

Manufacturing: Industry 4.0 is transforming manufacturing across Africa. By introducing automation, artificial intelligence (AI), and the Internet of Things (IoT), African manufacturers can reduce costs, optimize production processes, and scale faster. This shift is particularly crucial for economies trying to diversify away from traditional sectors like mining and agriculture.

Retail and E-commerce: The rise of digital platforms has dramatically changed how goods and services are bought and sold. E-commerce platforms like Jumia and PayPal have opened up new markets for both local and international businesses. With the proliferation of mobile phones, millions of African consumers now have access to a wider variety of products and services at their fingertips.

B. Empowering Entrepreneurs and Startups

Africa’s startup ecosystem has been greatly accelerated by the internet. Many entrepreneurs, particularly in tech, have found digital platforms to connect with global investors, access global markets, and scale their ideas quickly. Services like cloud computing, digital marketing tools, and mobile apps have made it easier for small businesses to grow and thrive without the need for heavy upfront investments.

C. Creating New Employment Opportunities

The digital revolution has also led to the creation of new job sectors. From data scientists and digital marketers to app developers and blockchain specialists, the demand for digital skills is skyrocketing. For a continent with a youth-driven demographic, this represents a huge opportunity to create jobs and prepare the next generation for the future economy.

III. Key Areas of Digital Transformation in Africa

A. Fintech: Revolutionizing Financial Inclusion

Fintech has made significant strides in Africa, with mobile payment platforms like M-Pesa and Flutterwave making financial services more accessible to the unbanked population. As digital payments become more ubiquitous, people in remote areas can send money, pay bills, and even access micro-loans. This trend is helping lift millions out of poverty by giving them access to financial services that were once out of reach.

B. Healthcare: Expanding Access and Efficiency

Digital healthcare solutions, such as telemedicine and e-health records, are reshaping Africa’s healthcare systems. Telemedicine, for example, enables healthcare professionals to consult with patients remotely, reducing the barriers to healthcare access in rural areas. Additionally, mobile apps are being used for public health initiatives, delivering health education and information directly to people’s phones.

C. Education: Bridging the Education Gap

Through online learning platforms, mobile apps, and digital classrooms, Africa is overcoming the barriers of geography and lack of resources to deliver quality education. Tech solutions are being used to provide training for teachers, expand access to primary education, and upskill young people for emerging job markets.

D. Government Services: Enhancing Governance

Governments across Africa are starting to embrace digital transformation to improve efficiency in service delivery. Digital tools such as e-government portals, blockchain-based identity systems, and online payment platforms help reduce corruption, increase transparency, and ensure that public services are more accessible to citizens.

IV. Key Challenges to Digital Transformation in Africa

A. Infrastructure Deficiencies

Despite the advancements in technology, Africa’s infrastructure remains a major obstacle to widespread digital adoption. Inadequate power supply, limited internet coverage, and a lack of reliable transportation networks hinder the rollout of digital solutions, especially in rural areas. Governments and private sectors need to work together to address these gaps for digital transformation to be truly inclusive.

B. Skill Gaps

While digital transformation creates new opportunities, it also requires a skilled workforce. Many African countries are facing a shortage of professionals with expertise in emerging technologies such as AI, blockchain, and data science. To fill this gap, education systems must focus on STEM (Science, Technology, Engineering, and Mathematics) subjects and provide the necessary training and upskilling programs.

C. Regulatory Barriers

The lack of comprehensive and coherent regulations across African countries is another barrier to digital transformation. Governments need to create frameworks that encourage innovation while ensuring that data privacy and security are protected. Supportive regulatory policies will provide clarity and confidence for both investors and entrepreneurs.

V. Kevin’s Vision for Overcoming Challenges

A. Building Collaborations

Kevin believes that the key to overcoming Africa’s challenges lies in collaboration. Governments, private companies, and educational institutions must work together to build the infrastructure and provide the necessary education and resources to facilitate digital growth. Kevin’s own initiatives focus on fostering partnerships between local startups and international investors, ensuring that both parties benefit from a thriving digital ecosystem.

B. Policy Advocacy

Kevin advocates for policy reform that supports digital innovation. This includes pushing for investments in infrastructure, offering tax incentives for digital startups, and developing policies that ensure equal access to digital resources across the continent. Policy reform, in Kevin’s view, will help create a more conducive environment for digital businesses to grow and scale.

C. Empowering Local Startups

Kevin is passionate about supporting local startups and innovators. He believes that Africa’s digital future will be shaped by homegrown talent, and that by nurturing local entrepreneurs, the continent can build an indigenous tech ecosystem that addresses its unique challenges. Kevin’s approach involves mentoring young entrepreneurs, helping them access capital, and connecting them with global partners.

VI. Conclusion

A. The Future of Africa’s Digital Economy

Looking to the future, Kevin Opoku is optimistic about Africa’s digital transformation. He believes that the next decade will see the continent continue to adopt digital technologies, enabling faster economic growth, more sustainable industries, and better access to services for all. Digital transformation represents an opportunity to overcome Africa’s traditional challenges and position the continent as a global player in the digital economy.

B. A Call to Action

Kevin urges all African stakeholders—governments, businesses, and individuals—to support the digital transformation journey. By investing in infrastructure, skills development, and policies that promote innovation, Africa can achieve long-term economic growth and prosperity. Now is the time for Africa to take its place as a digital leader in the global economy.

This article provides an in-depth analysis of how digital transformation is reshaping Africa's economy, highlighting the challenges and opportunities that Kevin Opoku sees for the continent. Let me know if you'd like any additional changes or adjustments!

[nexa-narratives]

Game-changing African tech startups shaping the continent

African tech startups are revolutionizing the continent's future with their game-changing innovations. These companies are at the forefront of transforming various industries and driving economic growth. With their creativity and entrepreneurial spirit, they are shaping Africa's tech landscape in unprecedented ways. One notable startup that is making waves is Kobo360, a Nigerian logistics platform. Their mobile app connects trucking companies to cargo owners, allowing for efficient and reliable transportation services. By leveraging technology, Kobo360 is streamlining supply chains and reducing costs, ultimately benefiting both businesses and consumers. Another standout startup is Flutterwave, a Nigerian fintech company. Their payment infrastructure platform enables businesses to accept and make payments seamlessly across multiple African countries. With their secure and convenient solution, Flutterwave is making access to financial services more inclusive and efficient for millions of people across the continent. These African tech startups are paving the way for a brighter future and proving that innovation knows no boundaries. By harnessing the power of technology, they are addressing critical challenges and unlocking new opportunities for economic development in Africa. As they continue to thrive and expand, they are shaping the continent's future and inspiring a new generation of entrepreneurs. Introduction: African Tech Startups Revolutionizing the Continent African tech startups are revolutionizing the continent by shaping its future. These game-changing companies are making waves in various industries, from fintech to e-commerce. Their innovative solutions are addressing unique challenges and driving economic growth. With the rise of connectivity and mobile technology, African tech startups have found new opportunities to disrupt traditional sectors. This tech revolution is not only transforming the way Africans live and work but also attracting attention from global investors. The continent's vibrant startup ecosystem is fueling innovation and creating a path towards sustainable development. From mobile payment platforms like M-Pesa to e-commerce giants like Jumia, African tech startups are redefining the possibilities for the continent. They are providing financial inclusion, improving access to essential services, and creating employment opportunities. As these startups continue to thrive, Africa's tech sector is poised for tremendous growth, making it an exciting time for innovation and entrepreneurship on the continent. Accelerating Africa's Growth: The Role of Tech Innovators Tech innovators in Africa are playing a crucial role in accelerating the continent's growth. These game-changing startups are shaping the future of Africa by providing innovative solutions to various challenges. From fintech to agriculture, these tech innovators are driving digital transformation and making a significant impact. One area where tech innovators are making a difference is in the financial technology sector. Startups like Flutterwave and Paystack have revolutionized the way people make payments and transact online. By providing secure and convenient payment solutions, these companies are increasing financial inclusion and driving economic growth. In addition, tech innovators in Africa are also transforming the agricultural sector. Startups like Twiga Foods are using technology to connect farmers directly to markets, reducing post-harvest losses and improving farmers' incomes. These initiatives not only contribute to food security but also empower local farmers and create job opportunities. Overall, Africa's tech innovators are playing a pivotal role in accelerating the continent's growth. Through their game-changing startups, they are driving digital transformation and providing innovative solutions to various challenges. With their continued efforts, Africa's future looks promising and filled with opportunities for economic development and progress. The Top Game-Changers: African Startups Leading the Way African tech startups are paving the way for a brighter future on the continent. These game-changers are making a significant impact by introducing innovative solutions to the challenges faced by African societies. With their active participation, the tech ecosystem in Africa is evolving rapidly. One such game-changing startup is Flutterwave, a Nigerian fintech company that is revolutionizing the way Africans transact online. The company's secure and seamless payment gateway has empowered thousands of businesses across the continent, enabling them to expand their customer base and boost economic growth. Flutterwave's success has paved the way for other African fintech startups to emerge and flourish. Another standout startup is Andela, a Nigerian-American company that is reshaping the future of work in Africa. Andela connects African software developers with global tech companies, creating remote employment opportunities for talented individuals on the continent. Through its unique training and mentorship programs, Andela is not only transforming the lives of aspiring African developers but also providing much-needed talent to global tech giants. This innovative approach has placed Andela at the forefront of Africa's tech revolution. These game-changing African startups are not only making waves in their respective industries but also inspiring a new generation of entrepreneurs across the continent. Their innovative solutions and determination to address African challenges head-on are propelling Africa towards a brighter future. With continued support and recognition, these startups will undoubtedly shape the tech landscape in Africa for years to come. Disrupting Industries: Tech Solutions Making a Difference Technology solutions developed by African tech startups are actively disrupting various industries across the continent. These game-changing startups are playing a significant role in shaping Africa's future. With their innovative products and services, they are transforming traditional industries and introducing new digital possibilities. In the healthcare sector, African tech startups are revolutionizing the way medical services are delivered. With innovative mobile health solutions, these startups are bridging the gap between patients and healthcare providers, particularly in remote areas. These initiatives are making healthcare more accessible and affordable for millions of people, ultimately improving the overall health outcomes in Africa. Furthermore, African tech startups are making a difference in the agriculture industry. By leveraging technology, these startups are introducing innovative farming methods and tools that increase productivity and improve sustainability. From precision farming to IoT-powered devices, these solutions are enabling farmers to make data-driven decisions and optimize their farming practices. This not only benefits farmers but also contributes to food security and economic growth in Africa. In conclusion, African tech startups are disrupting industries and shaping the future of the continent. Their innovative technology solutions are transforming healthcare delivery and agriculture practices. With their game-changing initiatives, these startups are driving positive change and making a significant impact in various sectors across Africa. Shaping the Future: How African Startups are Transforming the Continent African startups are revolutionizing the continent, reshaping its future through innovative technology solutions. These game-changing tech startups are driving positive change in various sectors, leading the way for economic growth and development. With their forward-thinking approach, they are addressing the unique challenges faced by African communities and transforming them into opportunities. In the education sector, startups are leveraging technology to bridge the gap in access to quality education. Through online learning platforms and mobile apps, they are democratizing education by providing affordable and easily accessible learning resources. These initiatives are empowering individuals, particularly those in remote areas, to acquire new skills and knowledge, ultimately contributing to the development of a highly skilled and productive workforce. Healthcare is another area where African startups are making a significant impact. By leveraging mobile technology and artificial intelligence, they are creating innovative solutions that improve access to healthcare services. These startups are developing mobile health applications, providing telemedicine services, and utilizing data analytics to enhance healthcare delivery. Such initiatives are transforming the healthcare landscape, particularly in underserved areas, making quality healthcare more accessible and affordable for all. In conclusion, African startups are playing a crucial role in shaping the continent's future. By harnessing the power of technology and innovation, they are solving unique challenges and transforming them into opportunities. With their game-changing solutions in education and healthcare, these startups are driving economic growth, fostering inclusivity, and transforming lives across Africa. Read the full article

[foodorderingweb]

We are going to discuss the working of the most popular apps like Uber Eats, Seamless, Grubhub, Postmates, Swiggy, Zomato and Jumia.

[ghana-web]

5 Best Online Shopping Apps in Ghana for 2022 Best shopping apps from Ghana In this decade, there has been a rapid growth of technology, business organizations have switched over from the traditional method of selling goods to the electronic method of selling goods. In 2022 in the advent of the coronavirus pandemic, most people still stay at home and shop online.For our case studies, eCommerce apps have been selected from different categories and shortlisted based on their popularity, user interface, and market share. Which shopping app is best? Best Online Shopping Apps in Ghana 1. Ghana Web Shop2. Jumia3. Jiji Ghana: Buy & Sell Online4. Tonaton - Sell, Rent, Buy & Find Jobs5. KiKUU: Online Shopping MallOthers: 6. Franko Trading 7. Maxbuy Online Shopping8. Telefonika  What are the top 10 online shopping sites in ghana? Based On Downloads and Popularity.1. Jumia 2. Jiji Ghana: Buy & Sell Online 3. Tonaton - Sell, Rent, Buy & Find Jobs 4. Melcom Ghana5. Super price6. Ghana Web Shop7. Kikuu8. Shop Beta9. Telefornika10. Franko Trading Enterprise User Experience comes first in this rankings. Best Online Shopping Apps In Ghana Ghana Web Shop Ghana Web Shop Ghana Web Shop provides a platform for individuals and small businesses to list their products online. Ghana WebShop is free for low-income earners or small businesses looking for a platform to list their products online. Ghana Web Shop  Apps interface is outstanding, and it provides users online to list a wide range of goods from electronic goods, outdoor and garden, gift cards, dining pieces, gazebos, bags and accessories, exercise equipment, athletic shoes, musical facilities, merchandise for offices, books and displays, luxury goods, mobile accessories, books, home appliances, industrial, and more. Users on the App have their contact information displayed where contacts can be made if purchasing a product from one of the sellers. 2. Jumia Jumia In terms of popularity and downloads Jumia ranks in the top pack. Jumia is one of the best online shopping apps in Ghana for clothes, electronics, and Gadgets. best online shopping app for beauty products and baby products. When it comes to baby products, we need someone we can trust.It’s specialty is to distribute area specific skin tone based products. Jumia is the largest online retail store in Ghana. Convenience and QualityFrom fashion to electronics, find everything you need on Africa’s largest online shopping store. Jumia offers a large selection of international and local brands to choose from so you can shop 100% genuine products delivered to your door with hassle-free returns. Secure Payment OptionsPayment is made easy with secure payment options including cash on delivery, mobile money, or pay using your credit card 💳 with our secure payment portal, Jumia Pay. Some top items include:What’s available at Jumia? With millions of products available:- Mobile Phones & Tablets, TVs and Home theatres - Laptops, Desktops & accessories - Large & Small Appliances, Games & Consoles 🎮 - Sporting Goods & Lifestyle products - Dumbbells, Indoor Bikes, Weight Benches 🚴⚽- Fashion for All - Men, Women, Kids & Babies👗👞- Kids & Baby Essentials - Diapers, Skincare, Toys, Craft Kits 👶- Health & Beauty Products - Makeup, Perfumes, Hair Care, Vitamins & More 💅- Home & Living - Furniture, Decor, Bedding, Kitchen Essentials 🛏️ APP Features: - Customized shopping experience with a personalized feed- Buyer protection- Order management: our support team will call you to update you on the status of your order- International shopping from brands like Apple, Canon, HP, Pampers, Moulinex, L’Oreal, Samsung, Tefal, and many more- Multi-device shopping: whether on a smartphone, a tablet or even on a desktop, the Jumia app will keep all the products in your cart as long as you are logged in to your account 3. Jiji Ghana: Buy & Sell Online JiJi App JiJi APP is one of the biggest free online classified in Ghana with an advanced security system. They provide a simple hassle-free solution to sell and buy almost anything. It delivers a large-scale range of products to the customers, from fashion to electronics to furnishings.Being tied to a reliable financial service makes the platform safe and reliable for the consumersBeing attach to a reliable financial service makes the principles safe and reliable for the consumers. The first feature you will appreciate in the JiJi App is a simple, intuitive, modern, and beautiful minimalistic design, which will help you achieve your goals even faster and easier! The second feature is colorful, visually intelligible icons will not allow you to miss what you’re looking for, and constantly improving search will help you to find what you need within a few seconds! Lastly, all you need to do is to use the search, or select the desired category – and create your own, unique and attractive offer! After that, you can post pictures of your goods in the highest quality! 4. Tonaton - Sell, Rent, Buy & Find Jobs Tonaton Ghana App Downloading the Tonaton app on your phone gives you relatively easy access to one of the largest classifieds marketplace in Ghana where you can buy, sell and search for a wide range of products, all on the go! Buy and sell anything from cars, motorcycles and other vehicles to mobile phones, laptops, TVs, cameras and much more. Search for property for rent & sale or apply for jobs in Ghana or jobs overseas, all on Tonaton. If you are a small business or self employed and want to offer services or promotions locally, Tonaton is the app for you. Quickly add posts detailing the services you offer and let your neighbors reach out to you directly within the app. It’s that simple! APP Features: Shop in categories like:Cars & Vehicles• Buy and sell brand new and used cars, motorcycles, scooters, trucks, buses, vans and even boats and heavy duty vehicles• Compare prices and search for vehicles from popular brands like Toyota, Honda, Nissan, Kia,• Mitsubishi and more• Filter your search by the vehicle's’ condition, model year, mileage etc• Find parts and accessories for your vehiclesElectronics• Buy and sell brand new and used mobile phones, tablets, laptops, cameras, TVs, video games, consoles, audio gear, lighting• Compare prices• Find accessories like cases, headphones, adapters and more 5. KiKUU: Online Shopping Mall Kikuu Shopping App KiKUU shopping App is an African online shopping mall with over 400,000 latest fashion products available in the APP. Vary from fashion products to life essentials, you can enjoy massive deals everyday!Over 2 million people in Africa use KiKUU to shop affordable goods. Including Ghana, Tanzania, Cameroon, Uganda, Dr Congo, Senegal, Rwanda. Let’s skip the shopping mall and find lower prices on KiKUU now. APP Features:* Free shipping & delivery for all products* Constant coupon giveaways, discounts, flash & super deals * Limited offers in best price renew 3 times a day* New arrivals update every week* 7 days hassle free return & refund* Talk with sellers directly to get the best deal Summary:  As users, however, it is still best to get to know these applications through scores, reviews and suggestions before you start installing the app and buying it. If you want an App for your website you can can also recruit our mobile app developers to help you develop your mobile applications. #Reviews

[ernestworldblog]

Jumia Algeria

Televisions & Audio

click on the banner or download the mobile app by clicking on https://c.jumia.io/?a=230792&c=1527&p=r&E=kkYNyk2M4sk%3D&s1=

Women’s Clothing

click on the banner or download the mobile app by clicking on https://c.jumia.io/?a=230792&c=1527&p=r&E=kkYNyk2M4sk%3D&s1=

Gaming & Consoles

click on the banner or download the mobile app by clicking on…

[adventurekenya]

Jumia Travel Gives Insights into Kenya’s Hospitality Industry, 2018

Jumia Travel Gives Insights into Kenya’s Hospitality Industry, 2018

The Travel and Hospitality Sector in Kenya is essential for driving growth, providing foreign exchange, and creating employment to thousands of Kenyans. In 2017 the industry supported 1.1 million jobs (9% of total employment), and by end of 2018 the employment rate is expected to rise by 3.1%; and by 2.6% pa by 2028 to provide 1.5 million jobs (8.5% of total employment).

Jumia Travel, in its…

[success4life18]

Flutterwave. . . . The Solution to Reliable Payment

Have you ever imagined a future where there would be a safe, fast, easy, cheap, and reliable online payment platform? Cheer up, that future is here!

Flutterwave offers you that complete payment solution that you have so longed for, as it enables you to accept payments, make payouts and manage your business funds from one integrated platform that helps you connect globally.

In recent times, there have been growing concerns about the safety and reliability of online payment platforms as a result of the activities of fraudsters. Hence, the need for a trusted platform that has a wide range of services targeted at making life a whole lot easier for you when it comes to financial transactions.

Since its inception in 2016, Flutterwave has processed $2.5 billion in payments, 100 million transactions, and is partnered with 50 African banks with over 1200 developers that build on the platform. It has also been able to raise over $20 million in investments.

In 2017, its services were extended by introducing a payment product called Rave. This opens businesses to more opportunities by allowing them to accept a range of payment methods from customers around the world. It creates any type of payment flow, from e-commerce to recurring billing and everything in between. Some of the companies that use this product include Flywire, Arikair, Jumia, Uber, and Booking.com.

In 2019, Flutterwave partnered with Visa to launch a consumer payment product called Barter. The product is aimed at facilitating personal and small payments within countries and across African borders. The payment product also creates a platform for clients on multiple financial platforms, such as Kenyan mobile money service M-Pesa, to make transfers across payment products and national borders, as well as being able to shop online.

Flutterwave serves some of the popular payment service providers in Nigeria including Paystack, AmplifyPay, Paywithcapture, and many others. Some of the payment methods it supports include Visa, MasterCard, Verve, Android Pay and many more. By the end of 2018, Flutterwave had processed $2.6 billion in transaction value.

Are you a businessman, a professional, a student, or even a trader in the market, Flutterwave got you covered with products like Rave, Barter, and other services.

Rave is the easiest way to make and accept payments from anywhere in the world. With Rave, you are guaranteed to make either a simple payment, or payment to many people, with secure and reliable too as it boasts of zero failed transactions and a 24/7 customer service as you set up your business with speed, ease, and functionality, in order to provide your customers with the best possible checkout experience. Also, your business is opened to more opportunities because Rave lets you accept Card Payments(Visa, Mastercard, Verve, etc), Mobile Wallet Payments(M-Cash, M-Pesa, Tigo, etc), and Bank Account Payments for your customers in the US, South Africa, and Nigeria.

The GetBarter app helps you send and receive money as well as manage your finances. With it’s easy to use features, you are certain to have a great experience. With GetBarter, you can Pay your TV and utility Bills, Purchase airtime, and Subscribe for your internet. Also, the app features the latest mobile payment technology, which is the

Pay with QR. GetBarter features online card payment with it’s customized debit/credit card specified for each user. With this card, you can make purchases on Flutterwave supported merchant stores.

[lesnotigalb-blog]

Via proxy hot method how to hack full hack online legit Supraland authors Supra Games

    Author Supra Games Supraland hack

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3 Ways to Hack into Someones Facebook Account without Them Knowing Facebook is a crucial part of our lives, it's the leading social media platform in the world and it's used routinely for everything from business promotion, networking, and friendly conversations. Facebook Password Sniper is a Facebook password hack tool. It was already used by thousands of different people to hack and recover many facebook accounts. It uses a password cracking method known as Rainbow Tables along with some other secret methods that can't be shared with the public. Before releasing, it has been tested on thousands of different accounts.

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Flutterwave: The Innovative Digital Payments Platform

The underdevelopment of the financial service industry in Africa posed a very tough, important and widespread problem of payments across the continent. After more than 50 years of banking on the continent, only roughly about 34 percent of adults in sub-Saharan Africa have bank accounts or access to formal financial services.

It is clear the traditional model of banking is too slow, inflexible and incapable of spreading financial access across the continent, and so making payments across globally is proves even more difficult

Fortunately, with the spread of mobile phones and the Internet across Africa, more people are exposed to the better option of digital financial services, both for individuals and businesses. This is a very beneficial advancement as every day more and more people leverage this technology to have access to various online digital platforms to make payments across the globe in ways traditional banking never did as online transactions happen quickly and with ease.

Regardless of the popularity of online digital payments, many businesses, and individuals in Africa still feel very Insecure and do not trust these digital financial service providers.

With so many concerns about making secure and reliable payments online, problems with making payments for products and services both across the continent and globally, the general fear of being a victim of “fraudsters”, consumers are looking for a product and service they can trust.

This is exactly what Flutterwave, a fintech startup from Nigeria hoped to achieve when they came into the scene in May 2016 and completely revolutionized the online digital payment platforms in Africa.

What is this Flutterwave you may ask?

Flutterwave

 Flutterwave is an online digital payment platform that is set out to provide complete payment solutions to enable Africans to thrive in the global economy. The company started with a vision to first connect digital payments within Africa and then connecting Africa to the rest of the world. Flutterwave has been to able provide with its various products advance financial technologies and solutions for efficient, reliable and swift and payments across Africa and the globe.

Since they commenced business three years ago, Flutterwave has processed over $2.5 billion in payments, 100million transactions, and is partnered with over 50 African banks like Standard Bank, Ecobank, United Bank for Africa, Guaranty Trust Bank, Zenith Bank, First Bank, and Access Bank and many more to ensure that it provides top-notch service to the ever-growing African market.

Flutterwave raised one of the highest Series A round investments for an African startup and to date has raised over $20 million in investments from companies such as Mastercard, CRE Ventures Fintech Collective, 4DX Ventures, Raba Capital among others. Also as part of the deal, Green Visor Capital Chairman & General Partner and former CEO of Visa, Joseph Saunders, has joined the Flutterwave Board of Directors. Joe, an experienced Venture Capitalist and Chief Executive Officer of a multibillion-dollar financial Services Company added an important factor to the readiness of the company to effectively continue operations post-funding phase.

Flutterwave currently has over 1200 developers that build on its Developer’s playground with a focus on building technology that is not only flexible with awesome user experience but also provides a payment technology that is reliable and secure thereby easing the fears of the average user.

Flutterwave is building digital payments infrastructure accessible via APIs that enable all available payment options across different African countries. This API allows businesses to carry out transactions from MasterCard, Visa, Verve, Mobile Money, ACH — and even cash tokens and e-wallets in different African countries by integrating one API. This is very important because it incorporates the already existing and preferred means of payment by its consumers into its platform. So in plain words, you make and accept payments with methods you are already familiar with and comfortable with. The company currently has its headquarters at San Francisco and also operates out of offices in Lagos, Nairobi, Accra, and Johannesburg.

Flutterwave has built an innovative technology that has been able to connect Africans and African businesses with the global economy in ways never before attained.

Flutterwave products

  Flutterwave has been able to open up, and disrupt the traditional financial services in African and improve trust between African businesses and its global consumers with its innovative products, some of which are Rave and Barter

Rave

Rave by Flutterwave

Rave is a payment solution offered by Flutterwave which enables merchants to accept global payments from cards, mobile wallet payments, and Unstructured Supplementary Service Data(USSD) code. It is one of the easiest ways for businesses to accept a range of payment methods from customers around the globe

Rave by Flutterwave is  a product that can be integrated into various online websites for a better payment experience. One of such websites to incorporate this product is Megabet. It creates any type of payment flow, from e-commerce to recurring billing and everything in between. Using Rave you can set up an e-commerce store with Shopify in just minutes and begin to receive payments from customers. With a simple sign up on Rave, you have unlimited access to all its features.

Currently, Rave supports over 150+ currencies and its flexibility allow it to display prices and accept payments in its users’ preferred currency, improving their overall experience. With Rave, you avoid high conversion fees and can receive funds in your local currency. Rave payment gateway support payment in Naira, US Dollar, Euro, British Pound and many more.

Flutterwave Rave has various user-friendly features making users enjoy the experience of using the products it meets their specific needs and the ease of use is an added advantage.

Rave provides a payment gateway that is better than others in numerous ways. A payment gateway is a service that securely authorizes a customer’s payment on a website. It is used to accept payments on a website, app or even social media. Rave employs a slew of tools geared at protecting merchants from fraud to make transactions secure and reliable. The instant settlement also assures no delay in money availability once customer made payment

Flutterwave is also PCI DSS Level 1 certified which is the highest level of security and ensures that its user’s information is kept safe and private.

Secure payments in Flutterwave

 The Pricing For Rave is listed Below:

Local Payments:

Payment method: MasterCard, Visa, Bank Account, USSD- 1.4%Processing fee

International Payments:

MasterCard, Visa, American Express-3.5% Processing fee

Some of the companies that use this products include Flywire, Arikair, Jumia, Uber, and Booking.com.

 To get started on Flutterwave Rave, click here.

Barter

Barter by Flutterwave

Flutterwave partnered with Visa to launch a consumer payment product called Barter. The product facilitates personal and small payments. Barter is a financial app not unlike your typical bank app, but it also gives users more options to manage their finances, make bill payments, pay for various subscriptions and generally just make everyday transactions as seamless and easy as can be. On their official website, the product is described as being designed to help you focus more on enjoying life and less on how to spend, spend and borrow money.

Barter lets the user know how he spends his money and also provides detailed reports that show their spending patterns and insights. This product also allows the user to add their bank account to their app dashboard and manage funds in their local currency. Users can also request for short-term loans on the app with ease. Funds can be added to your barter account from your local bank accounts or cards. With the GetBarter App, you can make and accept payments with just the touch of a few buttons across the continent.

Users who already own Visa cards can also send and receive money at both locally and internationally on the GetBarter App while non-card holders (people with accounts or mobile wallets on other platforms) can create a virtual card to link to the app.

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Barter Classic plan

Barter classic is the regular Barter plan. Users on the Barter Classic plan can create a maximum of two Dollar cards and there is a ₦50,000 limit on daily bank transfers. Users do not get also cashback on airtime purchases, unlike the premium users. All other features like bank transfers, sending and receiving money, bill payments, all work effectively with very low transaction costs.

One amazing feature about this product is that when you add your Barter card to your Uber app (Naira or dollar), you get 0.5% cash-back after every ride, talk of rewarding your users.

GetBarter also lets you request and send money to any number saved on your phone. You can request as low as N50 or as high as N500,000. Whatever amount you are sent goes right into your Barter Balance.

The Pay with QR feature, which is powered by VISA, allows the user to scan a QR code to make payments with Barter. You can either scan the QR code with your camera directly or upload one from your photos. This feature has been publicly applauded globally.

The GetBarter App is available on Android and IOS

FLUTTERWAVE over time has made major strides in the financial technology space in Africa that has impacted thousands of businesses both in Africa and the global economy.

The recent Partnership of Flutterwave with Alipay has created access for Flutterwave merchants to over 1 billion potential customers in China and across the world. They had previously partnered with PayAttitude to enabled payments to be made using only your phone number. A very convenient method of payment for those without bank accounts.

As with all tech-driven solution providers in the continent, Flutterwave has had its share of difficulties but through it all, they have shown a commitment for excellence and a desire to give its consumers the best experience.

Flutterwave has gotten well deserved global recognition for its contribution to the financial technology industry. Flutterwave won the West Africa Mobile Awards in 2017 for the best commerce and retail service.

Flutterwave’s API is used by many of the payment service providers in Nigeria including Paystack, AmplifyPay, Paywithcapture, and others. With its easy to use and Flexible API that is able to conveniently process millions of transactions both locally and internationally, and with the dedication that the Flutterwave team has shown in just three years in the financial technology space, it is very obvious that this is a company set on changing the world and helping businesses in Africa progressively scale up and be a competition in the growing global economy

[imohessiet-blog]

4 Things You Probably Didn’t Know About Flutterwave

In modern times, rapid transformations arise quite often. One of such rapid changes you may have noticed is how little or no effort is needed to make or receive payments, all thanks to the advent of digital financial services. Flutterwave is a payment platform that is leading with innovation, advancing financial technologies and providing solutions for seamless and fluent payments across Africa and the rest of the world.

In the last three years, Flutterwave has changed the way business is done globally with its profound mission of creating a new wave of prosperity across Africa by building payments infrastructure that connects Africa to the global economy. In a short span of its operation, an array of businesses in Africa have been digitally included in a progressively growing world economy. This sort of impact makes it imperative to bring forward these 4 things you probably didn’t about Flutterwave.

Come, let’s explore each of them together!

Rave by Flutterwave

Rave is fully managed and operated by Flutterwave, it is the right payment partner for you to build your business in an often challenging African market. With Rave, you can open your business to new opportunities and accept payments from customers anywhere in the world. Rave is extensively sorted after for its ease, speed and functionalities when setting up your business, most importantly, it supports payment in Naira, US Dollar, Euro, British Pound etc., and accepts a range of payment methods including:

Card Payments – Mastercard, Verve card and Visa card are all supported on Rave, giving your business an edge to accept payment from customers in more than 150 countries.

You need not worry if the majority of your customers in South Africa, U.S and Nigeria, they can all pay you directly from their bank account or mobile wallet.

Mobile wallet payment is available for customers using MTN, M-PESA, M-Cash TIGO Vodafone etc. can all pay you directly.

Rave is cost-effective, it has an all in one dashboard and managed by Flutterwave to provide a 24/7 support to resolve all queries or issue. As an individual, a registered business or even a non-profit organization you can get a free Rave account here and start receiving payments in less than 5 minutes.

Managing your finance is better and smarter on the barter app

Flutterwave’s Barter app is a must-have to gain control over your spending habit. It provides a detailed report on your spending patterns, providing you with insights on how to make better financial decisions.

It is a more convenient way to send money, pay back a friend, request for lunch money or apply for a short-term loan. Smart reminders on your recurring payments and subscriptions are made available to you, helping you to better manage payments and recurrent bills. Get barter here for Android and iOS.

You can build on Flutterwave

More than 1200 developers build on Flutterwave’s Developer’s playground, so why not you? The focus isn’t only about building a strong technology, but one with a flexible infrastructure that provides you with your desired payment experience. On this playground, you’ve got access to a community of some of the best innovative engineers, libraries, SDK’s and plugins to enable you build a payment technology that is standard, reliable and secured.  

Most businesses you know, partner with Flutterwave

Uber, has this to say about Flutterwave – “With Flutterwave, it’s a one-time setup to take care of all your payment processing needs.” Lack of infrastructure to manage verification of transactions and how to accept and payout in local currencies were some of the concerns raised by Uber before entering the African terrain, however, this was handled with ease with Flutterwave’s solid and secure integrated payment platform.

OgaExpress, Flywire, Jumia, Transferwise and Booking.com and many other businesses have partnered with Flutterwave in growing the global community.

Let’s end this article by quoting the co-founder of Flutterwave, Iyinoluwa Aboyeji, in an interview with Y-Combinator.  “I really want us to be the company that makes it possible for the world’s best internet companies to launch in Africa or launch from Africa from day one. Africa and Africans deserve to be fully included in the new global economy powered by the internet. I go to work every day so Flutterwave can make that possible.”

Read the full interview here: Flutterwave is Building Digital Payment Infrastructure for Africa

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This article is tailor to the overview of flutterwave products, her achievement over the years since its existence.

Flutterwave is a payment technology company that focused on helping banks and businesses to provide seamless and secure payment experiences for their customers.

Over the years, there has been an issue with the payment system in Africa and beyond and this payment issue has affected a lot of big and small businesses, loss of confidence and failure to involve in a long and short distance transaction.

Presently the world is now a digital village and the digital economy is the new global economy. Yet despite its incredible promise, some parts of the globe are facing several challenges with it's because of their outdated and fragmented payment system.

Flutterwave is a technology which uses digital payments infrastructure that assists banks and business to build seamless and secure payments for their customers.  

Flutterwave was founded in 2016 by Iyinoluma Aboyeyi, co-founder Olugbenga Ajboola, and a team of African payments, technology and banking veterans from the standard bank, Google wallet, Andela and Paypal, amongst others. With a mission to inspire a new wave of prosperity across Africa by building payment infrastructure that will connect Africa to the global economy.

FLUTTERWAVE PRODUCTS

Between the year 2017 and 2019 Flutterwave created a product which is Payment Product called Rave and consumer payment product called Getbarter. I will be looking at just these two flutterwave products.

RAVE

Rave opens businesses to more opportunities by allowing them to accept a range of payment methods from customers around the world. This product creates any type of payment flow, from e-commerce to recurring billing and everything in between. With Rave, you can receive payments locally and globally directly from a bank account, cards, and mobile money wallets with no hassles and zero sets up fees and rave also support cross-currency conversions, click here to sign up to rave . Some of the companies that use Rave include Jumia, marketHub, Booking.com, Uber, flywive, and Arikair.com.

GETBARTET



This product is aimed at facilitating personal and small payments within countries and across African borders. Getbarter which has scaled as a payment option for big companies through its rave product, to pivot to African consumers and traders. The payment product also creates a platform for clients on multiple financial platforms; 'Get barter account'.

One of the most interesting things about this product is that there is an app design where you can make all the transactions. The Getbarter App is a lifestyle payment solution that operates globally with an initial user base in Nigeria, Kenya, Ghana, and South Africa. The app allowed users to receive money from family and friends to their Getbarter app wallet and also carry out a business transaction, pay bills and initial payments to thousands of merchants anywhere, Download app here.

FLUTTERWAVE ACHIEVEMENT

Flutterwave has achieved a lot since her creation. Flutterwave has expanded its license and certifications in counties where they operate which enable them to provide services with the highest level of security and regulatory oversight, They grow by 55% in the customer base of flutterwave for business (Rave) made by a partnership with existing customers, They retained their key partners within the financial industry, Enterprise customers like Uber, Flywine, Booking.com. and above all, they received the best payment company award at the Ghana e-commerce award ceremony.

[temi14-blog]

Flutterwave: The Fintech Building Seamless And Secure Payments Solution In Africa

With the quest to fix the fragmented state of online payments in Africa, Flutterwave, a Fintech company, has built one of Africa’s biggest payments technology companies.

Flutterwave provides a technology which leverages on digital payment architecture to assist Africans and African businesses to connect to the global economy.

Flutterwave was founded in 2016 by Iyinoluwa Aboyeji and Olugbenga Agboola with the aim of ‘‘solving the payment challenges for merchant partners across the continent that could unlock billions of dollars”.

Description: Olugbenga Agboola and Iyinoluwa Aboyeji

How Flutterwave connects African businesses to the global economy

Since Flutterwave’s mission is ‘‘to inspire a new wave of prosperity across Africa by building payments infrastructure that will connect Africa to the global market”, a valid question to ask is “how does this Fintech company want to achieve its mission?”.

A payment product called Rave was introduced by Flutterwave a year after the start of the company. With Rave, businesses across the continent now have more possibilities of accepting payments via a wide range of payment methods (Mobile Money, ACH, USSD, Cash tokens) from customers across the globe.

Description: Payment methods

Some of the companies that use Rave include Uber, Flywire, Jumia, and Booking.com.

With the aim of facilitating personal and small payments within countries in Africa and beyond, Flutterwave partnered with Visa card, a renowned name in providing the best in world-class payment gateway services for millions of people around the globe, to introduce a consumer payment product called GetBarter.

Description: The GetBarter app

While through the Rave product, Flutterwave has expanded as a payment choice for big businesses, the GetBarter app caters to African consumers and traders. This payment product has made it easier for clients to make transfers across different payment products (bank, card, mobile wallet payments) and also have the ability to shop online.

Difficulties and Achievements

As innovative as the products of this company are, there are a few lapses that can be improved on. These include, not getting an alert when receiving money via GetBarter. Also, funding your account through bank payment is possible when you use one of only two banks that exists on the app. Some users have also complained that by default, the GetBarter app currency was set to USD and there was no option to change to another currency.

Despite the lapses, Flutterwave has recorded many milestones from being the ‘‘Best Payments Company’ at the Ghana eCommerce Awards ceremony to the successful scaling of the business model to four African countries ( Nigeria, Kenya, South Africa, Rwanda) as well as raising over 20 million USD in investment funding.

There is no doubt that innovative products, like those of Flutterwave, are indeed needed in a continent where the rate of internet penetration is steadily increasing and many people are making payments online.

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