#I was at least wise enough to stock up on Amazon
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Pour one out for Payless Shoes Source. 😔
Payless Shoe Source was the GOAT and every time my shoe collection starts dwindling I miss them more and more. 😞
#I was at least wise enough to stock up on Amazon#'no more Payless but they've got Dexflex? better buy ALL of them'#once my brown shoes die I will be down to my last two pairs#thank goodness it's getting colder and I DO have suitable cold weather shoes
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#personal
Because of the Internet, cycles of things don’t really follow the same pattern as the older generation is used to. They think they know obviously. Their favorite game is called human capital and we are the pawns, bishops and knights on the chessboard for them to sacrifice. I’m forced to read a lot of financial opinions as an outsider. For somebody in the aforementioned camp, Mario Gabelli had at least acknowledged that the Fortnite generation has been slowly growing up. Apps like Robinhood have opened the market up to steal your hard earned pennies. And then accounts get hacked, money gets stolen, and the older generation laughs and shakes it’s head. You stupid kids and your lack of motivation. If you didn’t spend all your time living your life instead of making us money. I think he forgets like most boomers do that there’s an entire generation after them that was born and bred on Tron. I didn’t land into the stock market after playing Call of Duty with my bros to be honest. I melted down a twenty year pension from a place of employment that ghosted, derezzed and ignored my entire identity. Other people might have traded online through simulations, harvested their bitcoin at the behest of their electric bill or just have rich parents, I’m not like other people. We all have figured this out after how many years of writing these to an invisible tribunal of amazing people. I often read these other perspectives about the financial industry controlled by pundits, investors, and people who generally talk down to the little person like me. We are what people refer to as “the retail investor.” We’re written about like the plague mostly because nobody can really control our strategies or bully us into submission. Much of the idea of retirement is hinged on investments in America. Social Security is about to run out at some point. My generation will probably be the first to see my government stiff the bill and run away. Corporations and working for them at times can be a whirlwind of interconnected dots. Money and loss on paper becomes a zero sum shell game for the rich. It’s not about the work you do. It’s about the money you spend for them. Donald Trump took a loss for almost two decades which is incidentally how long I was gainfully employed. A typical artist in America can take a hobby loss for up to five years. The same artists with no healthcare to speak of. The fiscal cliff that we all dread is nowhere reflected in the markets. Neither is the actual driving force behind their profit. America is a consumer based economy and America is simultaneously shrinking and bursting at the seams. These are all stitched together by a frail, aging ideology that doesn’t want to let go. Generation X’ers like myself are used to being forgotten about. I travelled the world looking for someone to look at me as more than a number. And now people follow me around because I’m a name on their company registry. But nobody really ever speaks to me directly. I’m a dataset and a demographic that only speaks as a number on paper. Until I do things that the financial elite can’t stand. I make a decision that is based on things they don’t value. I choose to put my money elsewhere. And this is why people hate us. Because you can’t speculate on chaos that you do not control. And America is simply profit off of speculation which is a value amounted to 20.83 trillion dollars in debt. Which doesn’t sound much like it’s in control of anything except printing money.
I grew up on computers. My mother helped me start my first bulletin board system. I had my very first phone line in my bedroom around the time wargames came out. I used to post the number on boards before I had even set up a system like Telegard. I would advertise it like a mysterious military site out of a Gibson book. People would call and the modem would pick up the carrier tone and dump them to a blank monochrome screen. From there my twelve year old self would punk people into thinking I was an AI. Years later I found a twenty year career in Information Technology in the Arts which abandoned me in a wholly disturbing way. My knowledge of computers still stayed and those skills kept me alive in these times. I grew up playing games because I had no friends and suffered horrible bullying. I was an only child who was ridiculously intelligent but often quiet and ignored. Years later it’s not so much different. The bullying is still out there. America rewards the loud and the forthcoming mostly because it is too lazy to seek out the nuances. Convenience has warped America’s attention span beyond the regular flow of time. Computers and connection over the years have rapidly accelerated the dominance of these ideals. Jobs exist all over the world these days. Most of the ones I’ve been interested in have been in China. But due to the circumstances of my situation, I was forced to take a larger sum of income this year than I would have liked. Sounds terrible right? No shortage of people trying to scam me into spending it. Any further income accrued this year becomes taxed horribly. Ironically, the Illinois fair tax law changes the game even further as retirement income was not taxed before the amendment. If passed, any retirement income that was not with held will be owed. Another round of layoffs to liquidate pensions from the bottom line in cities like ours will definitely affect people worse than me down the road. I’ve been stumbling through the process alone since the end of July. A lot of what I had done was to part out and budget money in my own way playing a waiting game that I’ve grown used to in my life. I am at the peak of stagnancy at the moment. Staring out at another blank screen typing into the void every week while people lift bits and pieces for their own convenient narrative of me and my value in human capital. Headhunters no longer stalk the internet. They follow you around in the street with forced intimidation expecting you to read into what they think you deserve to spend the rest of your life doing. All the while trying to wrap you up back into an ecosystem for less pay, shrinking benefits, and an economic ecosystem of investments of both human and monetary. Debtors are paired with debtors. Marriages are arranged for tax purposes and rich oligarchs with political ties find more ways to pay less. And yet they never really understand the power of connection they do not have. They don’t communicate. They project. They expect you to believe that we’re all in this together when they never hear a word you say. The only time they listen is when you take your money away. I’m single. Never been married. An only child. And pretty much an exile on Wall Street with more liquidity and equity suddenly than most people in America. And much like everyone paying more taxes to a government that has basically turned into a formulaic limp dick reality show.
A reality show that treats me like the Babadook at best these days. I can’t even leave my house anymore without somebody following me or watching me. I realize this might just be the hazards of my next pivot into global employment. I thought these long forms of prose were enough of a background check for the FBI at this point. It’s called “transparency and accountability” Scully. I realize ethics aren’t a valuable skill in America. But the utter lack of human emotion for my situation speaks volumes to me. And it should be a wakeup call for most who live and work in this dangerous time. They really don’t give a fuck about us in such a comedic way that they don’t realize our power. Our power is confidence and they find ways to undermine it. Tell you that you aren’t beautiful enough so that you spend more money on things you do not need. Ignore and isolate you until you breakdown and ask for their help. Until you treat yourself in bankruptcy so they can print more money. These times are abusive at best in a way that I have never been prepared for. But those on top don’t really understand how it feels to be under the thumb for years. I do. Corporations aren’t human and neither are most rich people. I realize that life here is literally all about money. Last night was a very good example of that when I read the news about a game I played shutting down. I cried because it was the only thing connecting me to anything social without being overbearing and weird. And I had invested a sizeable amount of my pension in the thought that this might keep the ecosystem alive. The lesser of two evils of investing. Put money where you think it will be used fairly and wisely. Water the garden and watch it grow. The amazon stock is literally over three grand per share. They own everything. They’ve shattered their profits due to the shift from COVID to delivery. Small businesses shutter. Hard artistic work is pissed to the wind. And people like myself are left to wonder why the fuck Jeff Bezos needs any more money from me to treat me like a fucking lab rat. These companies do not give a fuck about you as a person. They want your money. They want to leverage your image, your words, your narrative to push something that doesn’t benefit you at all. There is no excuse for me to be invisible after all these years let alone from what happened to me in July. And yet, there is no real way to get back at it. Other than to completely divest from something that only hurts. Capitalism is funny that way. It desperately wants your participation to stay alive. A two trillion dollar company like Apple cares only about the cut for their investors not the art that drives these bricks that become obsolete in two years. The reason the old generation is contentious to us is that we see the scam in broad daylight. We trolled you behind the scenes. And when we learn the truth, it hurts. We can always hurt back. I divest. I decouple. I wonder what motivates me as a human being and not a bottom line for some rich fuck who got their way scamming people into thinking they’re worth less so they could have more. The internet moves pretty fast. It can all fall apart in a keystroke. And these people will still be making excuses and not staring us point blank in the eye. I’ll still be playing video games and you’ll still be investing in what you think you know about me. Which last time I checked is jack shit other than the fact that it’s safe enough to plant a nuclear physicist under my apartment for a year without me knowing. Shall we play a game? See you at the opening bell Jeff!
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11 Ideas to Mitigating the Impact of COVID-19
This post about mitigating the impact of COVID-19
We’ve been in lockdown from 5-6 months depending on where you live. Here at Mac Productions we have been working (from our home office) during that time. In that time I have redesigned this website to optimise the page load speed of all pages see the results here.
In that time I have also been contacted and shared a number of new ideas on SEO and also on the Covid-19 situation.
Below is an article I am happy to share by marketing wizard Guy Kawasaki (chief evangelist for Canva). He is probably best known for his time at Apple with Steve Jobs at the time of the 1984 launch of the Macintosh line of computers. In addition he has launched a number of tech companies in Silicon valley.
I hope you like what he has to say but if not then hopefully you will take a second look at your own outlook on the the future.
I haven’t been through a worldwide health and economic crisis of this severity, and I doubt that most people have. I mentally revisited my stint at Apple when it was flailing and failing in the 1990s and my ups and downs with companies that I’ve led, advised, and invested in to provide a framework for persevering through this pandemic.
This list isn’t about pixie dust and unicorns. It’s about grit and courage and do or die decisions. We can’t defeat a virus with bluster, machismo, and fake news, but we can mitigate its impact by making wise, albeit tough decisions.
1) Run the right race. This is not a sprint. It’s a marathon. It’s not a hundred yards. It’s miles and miles and months and months, perhaps even years and years. An even better metaphor is that it’s a decathlon because it takes multiple skills to survive.
2) Focus on cash. Cash is king, queen, prince, and princess. Perseverance is not about perceptions and images. Perseverance is about surviving. Think about this. The iPad that Apple announced a few weeks ago is now discounted on Amazon. Wrap your mind around that. When have you seen a new Apple product discounted on Amazon? The lesson is to turn your inventory into cash because you can’t pay your employees and bills with inventory.
3) Cut deeper than you think you should. The rising tide floats all boats, but the falling tide affects big boats the most. My experience is that people, in hindsight, regret not reacting fast enough and tough enough.
It’s better to look back and say, I cut too much and left money on the table than I should have done more, but I didn’t, so I died. With the former, at least you’re still in business with the latter. You are gone.
4) Go direct. You cannot depend on multiple tier distribution. Imagine if Amazon decided your product wasn’t essential and delayed fulfillment. Or if your resellers aren’t even open to accept your product, much less sell it.
You should be so lucky that your biggest problem is that your channel partners, assuming they’re still around, resent that you did business directly.
5) Tap your customer base. The easiest people to sell to are the people that you’ve sold to before. If you have a good product or service, you can tap dance all the way to the bank.
6) Don’t depend on white knights and silver bullets, especially politicians. Magical forgiven loans from the government aren’t going to suddenly materialize. If you get a loan, hallelujah, take it and run. But a good business strategy is never, “And then the miracle will occur.”
7) Be transparent with your employees. If there was ever a time to be transparent with your employees, it is now because everyone is suffering. It’s not like you’re going to tell them something that they haven’t read about or heard from their friends, families, and colleagues.
Also lying and shading take a lot of time and energy, and you have none of either to spare. That said, a leader can never have a bad day. A leader’s role is to provide a calm, rational, honest, and empathetic model, even if you have to fake it. I never saw Steve Jobs have a bad day.
8) Give to get. You’re asking a lot of your employees, so give a lot. The currency that you have is stock. Using stock is not going to affect your cash balance. I hope you end up in a situation where you say, “I should not have offered so much equity” because it means you’re still alive. That’s a lot better than owning 100% of a dead company.
9) Evaluate your supply chain. Stuff made locally doesn’t need to be shipped. Robots don’t get sick. Maybe paying a little more is worth not being subject to the whims of trade wars, much less pandemics. So examine your supply chain to see if you can simplify and control more of it.
10) Do the crap that you never had time to do. Establish and document new processes and procedures. Upgrade technology, learn new skills such as video conferencing. Making videos and remote everything. This is the time to do the yucky stuff that you never had time to do before.
11) A bonus: ask the question, “Therefore, what?” What will this pandemic change, and how will it create opportunities?
Let’s go back a little in history. Suppose that you came to the insight that people were going to have phones, these phones would have cameras, and these cameras would be able to take high-quality pictures that you can share via the internet. Therefore, what? Therefore, you create a photo-sharing app such as Instagram.
Now is the time for you to ask the question, Therefore, what? You know it’s going to be a long time before we fly to large in-person conferences, gleefully go shopping and crowded malls, learn only in physical classrooms, and sit in the reception areas of medical facilities.
I have a fun example of, therefore what an animal sanctuary called Sweet Farm has created a service called Goat 2 Meeting, not Go to Meeting. This service enables companies to include animals such as a llama in your video conferences to provide a bit of levity and relief.
Video conferencing is exploding. But the meetings are boring and stressful, so Sweet Farm came up with the idea of offering live video appearances of animals.
If you liked this post by Guy Kawasaki here are a couple more places to learn more from him.
Listen to Guy Kawaski’s Podcats ay https://guykawasaki.com/remarkable-people/
The Guy Kawasaki Guide to Rocking Your Online Marketing – https://neilpatel.com/blog/guy-kawasaki-marketing-guide/
The post 11 Ideas to Mitigating the Impact of COVID-19 appeared first on Mac Productions Digital Marketing.
source https://macproductions.com/11-ideas-to-mitigating-the-impact-of-covid-19/ source https://lesvisible1.blogspot.com/2020/09/11-ideas-to-mitigating-impact-of-covid.html
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Why do people criticize Jojo Rabbit?
We'd say that this is uncharted territory for distributor Disney, but the company did previously give us their futures face. Hmm. I saw Jojo Rabbit in the best place I could for movies, in my opinion.
For this list, we're looking at why Tyco ITTS 2019 black comedy has proven. So polarizing for critics just to clarify the critical reception thus far has been mostly positive and even watch mojo gave the film a rave review following its TIFF premiere.
Nevertheless, we can definitely see why a movie like this. Wouldn't win audiences over everywhere. Hey Joe, Joe, my old friend. Hi adults. Number 10, the controversial premise. I don't think I can do this last. Of course you can simply by reading it synopsis, you can tell why Jojo rabbit has stirred up so much controversy.
In the midst of world war II, a young German boy named Joe Joe dreams of becoming a Nazi upon learning that his mother has been harboring a Jewish girl in the attic though, Jo Jo begins to reevaluate his outlook on life. I tell them you will be in big trouble throughout this coming of age journey. Our titular character is guided by his imaginary friend.
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Is it worth to watch Jojo Rabbit full movie
Who just so happens to be a flamboyantly incompetent, Adolf Hitler, as inventive as the premises, it was guaranteed to ignite passionate feelings. Critics are unsurprisingly split as to whether the film's premise is inspired or irresponsible. I wish more of our young boys had your blind fanaticism. Okay.
Number nine, how it stacks up to other satires and this world is ruined for everyone and the good earth is rich and can provide for everyone. The way of life can be free and beautiful, but we have lost the way Jojo rabbit. Isn't the first film to satirize Hitler or Nazis 1940 twos to be, or not to be was criticized upon release for its farcical, spin of Nazi occupied Poland.
But today is viewed as a comedy classic. I know you're quite famous in London kernel. They call you concentration camp Earhart. Yes. Yes, we do the concentrating and the poles do the camping Hitler. Technically isn't the protagonist and the great dictator. It's obvious who Charlie Chaplin was parodying. We can learn more about actress playing mother Jojo on Wikipedia.
Arguably the most famous sendup of Nazi Germany is Mel Brooks. The producers. In which two con men put on an intentionally horrible musical entitled springtime for Hitler. Practically a love letter to this own run a week week. Are you kidding display? It's got the close on page four. Some critics are ready to place Jojo rabbit alongside these revolutionary respected comedy.
What do critics write in reviews about Jojo Rabbit?
Others, however, would claim that the film has more in common with the bridge sit-com Hile, honey I'm home, which was so misguided and tasteless that it only lasted one episode. Oh 10 night. You will make an schnitzel. What a joke. You must be real mad at me, honey. I'm a very, very bad Hitler. Number eight, what's going on in the real world right now?
Fuck man. The house, although world war II is in the past. The same, unfortunately can not be said about bigotry. Nowhere was this more apparent than at the 2017 unite the right rally in Charlottesville, which attracted several hate groups, including neo-Nazis. Since prejudice and discrimination remain prevalent in today's world.
It's obvious why various critics would object to a film that makes light of Nazi Germany. Nevertheless, satire can reflect modern times as well as history in ways that straightforward drama can't. Some might argue that now isn't the right time for a Nazi satire, but others would debate that society needs a movie like Jojo rabbit. A great story about the Irishman is here.
Now more than ever, you're not to nuts. Jojo, tenue kids likes dressing up in front of you. If somebody wants to be part of a club. Number seven, the humor, the best weekend ever.
Soundtrack in the highest level of production
Wow. Your enjoyment of Jojo rabbit will hinder on how hard you laugh. Or of course, if you laugh, the film didn't tickle. Roger Freedman. Funnybone who wrote in his showbiz four one, one review Jojo rabbit is actually borderline antisemitic offensive on many levels and not even funny. Sam Adams of slate couldn't have disagreed more proclaiming for Jojo rabbit comedy.
Isn't a means to minimize, but to analyze wise, to pry at the way, hateful ideologies can be embraced as a comfort and how beneath their promise to. Blame how the world really works is an understanding no more sophisticated than a child's it's time to buy some books. Since humor is subjective, we guess there isn't always going to be a clear line between what's offensively funny and what's just plain offensive.
Oh God. Number six. Jewish jokes. Did you know, Jews can Z to each other's mind. So tell us, you know, who saw one? They could look just like us of Tyco. ITT satire is clearly the Nazis. However, the director who's of Jewish and Maori heritage also pokes fun at Judaism. Hi, well, the real Jordan Rumi was horrified by the audience's reception at the screening he attended.
Writing, you have no idea how it is to be surrounded by thousands of people laughing at jokes, specifically directed at Jews. That being said, Rumi seemed to be in the minority of a group that found the film. Hilarious. As with Borat and South park, many would argue that the humor and Jojo rabbit isn't intended to mock the Jewish faith, but to criticize how ignorant and Semites are a cute number five, the life is beautiful comparison, right?
Jojo Rabbit's reaction to mom's death
Yeah. Critics have stocked a Jojo rabbit up against numerous other films. But life is beautiful. Seems to be the one that's invited the most comparisons this 1997, Italian dromedy also presented world war II through a lighthearted lens, centering on a Jewish man who uses humor and imagination to shield his son from the horrors of the Holocaust. It's interesting what they write about this movie on Amazon.
Well, the film won an Academy award for best foreign language film, and even got nominated for best picture. There were those who found the movies comedic tone, inappropriate. Over two decades later, we will continue to debate if the movie is a life affirming fable or a dated misfire. It's actually eerie how much these two films have in common, especially since both one TIFs peoples choice award.
That is the strongest thing in the world. Number four, is it shocking enough? I was your age. I had an imaginary friend come in so much stuff even before the first trailer dropped Jojo rabbit was being built up as one of 20 nineteens most controversial movies. Weirdly enough though, some critics have expressed disappointment that the film isn't more shocking.
Well, audiences have arguably gotten more sensitive with time. There are still patrons who crave comedy that pushes the envelope to its limits. It's time to burn some books. Brian Talarico of the Chicago sun times felt Jojo rabbit played it too safe. Writing the final scenes of Jojo rabbit are too easy for a film that needs to be dangerous and daring.
Are the best scenes already included in the trailer?
Even if the film doesn't go all out with its edgy concept. Seeing Tyco, ITT dresses, Adolf Hitler will be more than enough to make a few jobs drop. What am I going to do? No idea. Going down the house in Glen Winston church one, negotiate number three. It's depiction of Nazis. The playlist Charles romesco took issue with the films, humanization of antisemites writing.
YTT concedes that a good percentage of Nazis really do hold hate in their heart. But maintains that at least some of them aren't you two seem to be getting on. Well, it doesn't seem like a bad cost. How much pain and suffering the Nazis caused many audiences will understandably struggle with this message.
However, if Ron Jones proved anything with his third wave social experiment in 1967, it's that even ordinary people can get swept up in the dangerous ideals of fascism. Likewise, Jojo rabbit poses, a challenging question. If we're not willing to acknowledge the bad and the good in people, how can we ever rid ourselves of prejudice?
Nothing makes sense anymore. Yeah, I know. It's definitely not a good time to be a Nazi. Number two it's message. And mother took me. She's kind me like a person, whatever your thoughts on Jojo rabbit, Tyco ITT clearly wanted to spread an anti hate message. YTT also claims that he started writing the screenplay before Nazis regained relevance in the media.
There's little doubt that why TTS intent was noble, whether or not the final product successfully gets his message across is where critics are split. A doubt of the a V club felt that making fun of Nazi Germany had been done before. Thus taking away from the movies, broader anti hate theme. Peter Howell begged to differ in his Toronto star review writing Taika YTT knocks it out of deer park with the meaningful lunacy of his anti hate satire, which is equal parts.
Adolf Hitler's thread in the movie
Mel Brooks, West Henderson, and own whimsical brilliance growing up too fast. Ten-year-olds and the celebrating war and talking politics. Before we continue, be sure to subscribe to our channel and ring the bell to get notified a better latest videos. You'll have the option to be notified for occasional videos or all of them.
If you're on your phone, make sure you go into your settings and switch on notifications. Number one it's depiction of Hitler. Well, they call me a scared rabbits. Okay. Let's address the giant rabbit in the room. Tyco YTT spends most of his screen time prancing around in a Nazi uniform and toothbrush mustache. If you want, you can read here about preparations for making a movie and other curiosities.
Without a doubt, YTT, didn't set out to deliver a serious or dignified portrayal of Hitler. Rather YTT aspired to make the fewer look as goofy and idiotic as possible. Oh, . Just painting Hitler as a wacky, even likable buffoon desensitized us to the atrocities. He committed though. Some may say yes while others may argue that it leaves audiences more informed and open-minded.
At the end of the day, everyone is going to have a different opinion of Jojo. Let them say whatever they want. People used to say a lot of nasty things about me. Oh, this guy's a lunatic. Oh, look at that psycho. He's going to get us all killed. Do you agree with our picks, check out this other recent clip from watch mojo and be sure to subscribe and ring the bell to be notified about our latest videos.
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How To Make 500 Dollars Fast In Less Than A Week
The cost of living is constantly on the rise. And our paychecks seem to never be enough to cover all bills. Then someone gets sick. Or your car breaks down. Or you get invited to 7 parties in one month. While you probably have an emergency fund for that, even that can be depleted. So, when your through to the last penny, how can you make money? Perhaps 500 dollars really fast!
Wait, what?
500 dollars in less than a week?
Yep, making 500 dollars is easier than you think. There are methods that require little to no work and you should be able to earn it as a teenager. What’s more is that the ways listed below can help you generate quick cash not just for today but for months, once you put in the extra work.
Read More:
How To Make 500 Dollars Fast In Less Than A Week
16 Companies Offering Transcription Jobs From Home
30 Best Late Night Work From Home Jobs Anyone Can Do
31 Surprising Hobbies That Make You Money
15 High Paying Online Jobs From Home -Over $45,000/Yr
20 Ways To Make 500 Dollars Fast
1) Take Surveys
Probably the easiest way to earn 500 dollars fast is by taking surveys. Most of us spend a huge amount of time strolling about on our phones and doing random stuff online.
So, why not get paid instead?
Survey sites such as SurveyJunkie, InboxDollars, and Swagbucks allow you to answer a few questions and get paid. The more surveys you complete, the more money you can make. It will not make you rich, but it is a simple way to make some nice cash. Completing a survey can take at least 5 minutes each and you can earn from $0.50 – $10. Plus, there is no cost to be a member or join and you get paid when you do the work. These sites will pay you through PayPal which is easily accessible and super convenient.
Our Nr1 Recommendation:
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Swagbucks member benefits:
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Receive 10% of your referrals earnings
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2) Dropshipping
Dropshipping is where you become a middleman— selling a manufacturer’s product to a customer, but the supplier stores, packages, ships and delivers the product to the customers. With DropshippingMart, you have access to millions of products that you can add to your store without having to worry about the hassle of logistics, inventory management, shipping, and delivery.
It is probably not the quickest way to earn 500 dollars, but once you build your dropshipping business, you will be able to earn a nice flow of more than 500 dollars. Read Here: How To Start A Drop Shipping Business With Little Cash
3) Reselling Digital Services
If you need aside hustle that pays well, then nothing beats the digital services nowadays. More and more businesses are looking for services for web design, social media, SEO, graphic design, digital marketing, virtual assistants, app design and video production. And even if you do not have the skills to do these, you can always be a reseller. You buy these digital services and then resell them to businesses in order to gain profit. Reselling business is a great way to earn some quick cash, especially if you are already working in the digital service industry. Read Here: Reselling Business: How to Make Money Reselling Digital Services
4) CBD Oil Business (Trending)
With the Hemp Farming Bill passed, the hemp industry is definitely booming. And it has become a lucrative business, even for the new entrepreneurs or for some looking to make some extra cash.
So, how can you profit in this industry?
Becoming a reseller is probably the easiest way to get started in the CBD business. By making a small business and purchasing products from a wholesale vendor, you can make profits by marking up the products that you sell.
You can also grow hemp, yourself. Without the farmers growing the hemp, would CBD even exist? So, if you have a green thumb, then you can try growing this plant and sell it to manufacturers. Another way is to promote CBD affiliate products and earn a commission for selling these products. You can even create a YouTube Channel about CBD, reviewing products, talking about its benefits, seminars and just about any topic about CBD. Read Here: How to Start Your Own CBD Business Without Any Sales Experience
Read Full Review Here
5) Review Websites
Did you know that when you review websites, you can earn cash? Websites like UserTesting believes that great customer experience always starts with human insight. Thus, they allow users to sign up to test, review and provide feedback on various websites, In addition, bigger sites like eBay, Adobe and even Facebook have partnered with UserTesting, utilizing the service of “testers” to gain feedback and improve their websites. Here, you can get paid for $10 for every website review.
Read More:
How You Can Make Money Online With CTFO CBD Oil Business
Top 8 Reasons Why CTFO is One of the Fastest Growing MLM Companies
Find Out How CTFO Can be the Secret to Your Online Success
Set Your Own Schedule by Starting Your CTFO Business
How to Start Your Own CBD Business Without Any Sales Experience
6) Apply For A New Credit Card
Earn a fast $500 by applying for a new credit card. Most credit cards have sign-up bonuses where you’re rewarded with cash and points upfront.
This option works best only if you know that you have an upcoming big purchase. This is because most of these credit cards allow you to have access to these cash rewards after spending a certain amount.
Some of the best credit cards with initial sign-up bonuses and rewards are:
Chase Freedom: $150
Capital One Quicksilver Cash Rewards Credit Card: $150
Wells Fargo Cash Wise Visa Card: $200
Bank of America Cash Rewards Credit Card: $200
Wells Fargo Propel American Express Card: $300 cash redemption value or 30,000 points
Ink Business Unlimited Credit Card: $500
Chase Sapphire Preferred Card: $750 toward travel or 60,000 points
Just remember to manage your finances properly and always payback in a timely manner once you have a credit card so you do not have to die from paying high-interest fees!
7) Become A Driver
If you own a car, then becoming a driver is another option to earn some extra cash. Uber and Lyftare nice options to get you started. These apps work by paying the drivers a percentage of the fee that is charged to customers. Additionally, drivers can also earn more tips.
Becoming a driver is a nice option since you will be able to choose the days you want to work and the jobs that you want. Money earned can vary from city to city, but it ranges from $8.55 – $11.77 after expenses. You can increase your earnings by taking in more jobs and taking advantage of the peak hours. The extra jobs can add up fast and allow you to earn an extra 500 dollars in no time!
8) Do Deliveries
Another great choice to make money if your own vehicle is to do some deliveries. You can sign up through sites such as Amazon Flex that allows you to have flexible working hours and pays you $18 – $25 an hour for deliveries. Other websites to look for are Postmates, Uber Eats, Seamless, and Instacart.
9) Rent Out A Spare Room
Renting out your spare rooms can help you earn a quick 500 dollars. Sometimes, however, it is not always easy to get tenants. In order to make the process easier, you can just list your spare room on Airbnb and start diversifying your source of income. Once you have a tenant, you can start making for more than $2,000 per month in some cases. Check the other listings in your area to see your potential income and make a listing of your own.
10) Blogging
Probably one of the most profitable jobs online, with some determination and hard work, you can make a 6-figure extra income from blogging. However, it is not a get a rich quick job. You will be putting a lot of effort, time and patience to make it work. However, once you do, it is worthwhile. Once you get the hang of blogging, you won’t have to worry about making 500 dollars in an instant, because you’ll be making more than that.
Read More:
How You Can Make Money Online With CTFO CBD Oil Business
Top 8 Reasons Why CTFO is One of the Fastest Growing MLM Companies
Find Out How CTFO Can be the Secret to Your Online Success
Set Your Own Schedule by Starting Your CTFO Business
How to Start Your Own CBD Business Without Any Sales Experience
11) Playing Trivia
Do you like playing games or enjoy trivia questions? If so, then you’ll be glad to know that you can earn fast 500 dollars with this. If you ever saw the TV Show Cash Can, this is like it and you can earn big bucks for every answer. And the best part? You can simply Google the answers you don’t know.
12) Sell Photos Online
If you are a budding photographer or just love taking pictures on your phone, then you can make money by selling your photos online. You can get paid a lot depending on the quality and type of photo that you have. This is a real passive income since you can work with some stock photo websites. You can just upload your photo once and get paid every time someone downloads it. You can check out Pinterest to see the most common images are and recreate something similar. To get started with selling photos online, check out Deposit Photos.
13) Teach Kids
You can make money by teaching kids in Korea and China on how to speak English. Websites like VIPKIDS helps connect kids and teachers. The platform has already over 70,000 teachers and more than 600,000 students. You can earn up to $22 an hour and you get to pick your own schedule.
14) Get Free Money With The Nielsen App
The Nielsen app allows you to earn money by just using the Internet. And I bet you use the internet every day. So, that’s all there is to it. You get paid in doing something that you do anyway. No extra time, no extra jobs. Just register your computer or phone and start making some money. You can earn at least $100 just by doing nothing and that’s passive income at its finest.
15) Rent Out Your Car
If becoming a driver is not an option but you have a vehicle, then you can try renting it out. This can be done on weekends or holidays or anytime that you will not be using the car. This might be a bit of a sacrifice on your end, however, most times making extra income requires a small price to pay.
If you have plans, for instance, a trip out of town and do not involve the use of your car, then think about renting it out and earn extra. You can try Getaround, an app that connects people with you and everything from scheduling, booking and exchanging of keys is done through the app.
Read More:
How You Can Make Money Online With CTFO CBD Oil Business
Top 8 Reasons Why CTFO is One of the Fastest Growing MLM Companies
Find Out How CTFO Can be the Secret to Your Online Success
Set Your Own Schedule by Starting Your CTFO Business
How to Start Your Own CBD Business Without Any Sales Experience
16) Use The Rover App
For pet lovers, the Rover App can help you earn that much-needed extra cash. It connects you with pet owners looking for people to walk their pets and pet-sitting. What’s even awesome about this app is that you also get to set your own rates and fees for watching pets. If you don’t know how much you should charge, you can check out the rates of other dog walkers and pet-sitters in your city or town. Rates can range from $10 – $100 per day, depending on the required tasks.
17) Lose Weight
Yes, you read it right! You can get paid to lose some weight. Sites like HealthyWage allow you to earn money while losing weight.
It works like this:
You bet money on how much weight you can lose. How much you get paid will depend on how much weight you lose and how much you bet. And there are several options you can choose from including getting your friends together for a team weight loss challenge, making a personal weight loss bet or competing at a corporate wellness program.
18) Read Emails
Vindale Research allows you to get paid by opening emails. The app will pay you for doing various tasks online, however, opening promotional emails is the easiest one there is. Read Here: Vindale Research Review – Legit Paid Survey Site or Just a Scam?
19) Open A New Checking Account
You can earn an extra $150 by just opening a new checking account with Chase. Having an extra checking account not only helps with organizing your finances and with money management, but it also helps have quick cash.
20) Free Stock On Robinhood
With less than 5 minutes of work, you should be able to earn free and random stock with a value ranging from $2.50 – $200. You just need to sign up at the Robinhood app, receive your stock and wait for 3 days to sell it and cash out.
Read More:
How To Make 500 Dollars Fast In Less Than A Week
16 Companies Offering Transcription Jobs From Home
30 Best Late Night Work From Home Jobs Anyone Can Do
31 Surprising Hobbies That Make You Money
15 High Paying Online Jobs From Home -Over $45,000/Yr
The post How To Make 500 Dollars Fast In Less Than A Week appeared first on Sell CBD Oils.
from https://hempoilfrog.com/how-to-make-500-dollars-fast/
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2020
Some of you will be relieved to hear that the spiritual admonition against expressions of partisan politics is still in effect for me. My speaking out for some politicians and against others directly was an error. Being a retired priest does not free me from the responsibilities of a working priest because, in reality, there is no distinction; I am still a priest. It’s just the pulpit that is different. One of my oldest friends (because I have known her the longest - not because of her birthday!) Recently chided me for being politically celibate. That’s a bit of a misnomer. I am just committed to safe-politics, if there is such a thing. At least I think I am spiritually healthier as a result. So, I won’t tell you who I think are good candidates and who I think are bad ones. When I look back, nobody paid much attention to me when I did, anyway! But I will try to leave my friends with some things to think about as the new year approaches:
The year 2020 is very likely a pivotal year. Decisions made this coming year don’t just affect how the year ends up; they may, in more likelihood, have great influence about what happens to the human race - and perhaps the rest of God’s creation. And, yeah, I can preach on that! 20/20 is a code for clear vision, so I hope we can enter into 2020 with our eyes and minds open and take stock of the road ahead. In any case, we are destined for a bumpy ride. Any wrong turns, and we’re done! By 2120, there may be few standing to tell the story unless we make the right choices now. We won’t be able to crank up the AC, order take-out and breathe bottled oxygen. There will not be an infrastructure to make those things happen - unless we choose correctly now. “So what?” you might say. “We won’t be around by then.” That’s true. And I wouldn’t want to be around for another century in any case. But I love people who might be. And even if they can’t live more than a century, I would hope for them to have the same joys of getting to know grandchildren that I now experience. I would want them to enjoy seeing wildlife, going sailing or fishing and being able to choose what to eat for dinner that I have taken for granted. And I would hope that the grandchildren of people in this world who don’t have those simple pleasures now, would have the right to expect them too. But, if that is to be, then we have to make all the right decisions now.
A year or two ago, people could comfort themselves with shaky rationalization. A politician could take a snowball onto the senate floor to prove he did not have to concern himself with the environment. Today, only those diehards with their heads firmly stuck in drying clay refuse to see the signs of change in our skies and weather. It is finally sinking in that the 97-plus percent of the scientific community that declare the climate is changing and humanity is the largest contributor is winning the argument over the paid-prognosticators on FOX who laughingly say there is nothing to worry about. I have personally flown over the Greenland ice fields 14 times since 2002 and each time, I have been able to see changes in the landscape as more and more ground emerges. (Yes. I am aware that those planes I flew in are major polluters. I don’t make all the altruistic choices all the time, either.) We have all seen an increase in strong hurricanes, increased flooding and crazy weather. My Eskimo friends in Alaska are far more aware than we are because the change is even greater there. For me, these are the indicators that our way of life is already being challenged. They scare me.
True! Ignoring all of that has provided some immediate benefits. The stock market is way up! Some industries are seeing a come-back. Erasing some of the prohibitions of the last few decades has allowed companies to make a profit, even if it has killed off beneficial insects or polluted our air, streams, rivers and lakes. Unemployment is lower, though it takes two or three jobs for many to be able to support a family. There may be cleaner cars and utilities, but many cannot afford them. The Amazon Jungle - long known to be the “lungs of the planet” for the oxygen it produces - is in flames, mostly from fires deliberately set so that local loggers and farmers can line their own pockets and politicians have turned a blind eye for the sake of their pockets as well. In too many ways, we are borrowing against the future - against any future - for the few successes we may see today. Do we have the right to do nothing now that will give the future any meaningful chance at all?
Right now, I couldn’t tell you who the best candidate is for any office out there, even if I wanted to. I have not heard enough from any of them to know how they would lead us to a successful future. I will probably decide before I enter the ballot box. I only know that my vote will be one for the future and not just for the present. I only hope the future we get is won by wisdom, and not just cute little sound-bytes on a TV screen.
When I think about this, I keep coming back to wisdom from the past, from people who long ago saw a bleaker future on the horizon. Perhaps it is best expressed in a Cree Indian Proverb: “Only when the last tree has died and the last river been poisoned and the last fish been caught will we realize that we cannot eat money!”
Be wise and vote thoughtfully in 2020!
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I know you must be thinking I am mad to be doing opaques in summer weather; I have to say it was hard but I needed to. As my laser session was due, it meant that I had some light hair patches scattered around my legs that needed sorting (TMI I know but it needed to be known for this post)
So that is why I decided to get into a pair of opaques (luckily they are holdups and not tights) so I have a bit of air flow to the legs!
The Spec
Colour: Black
Size: XS/S
Denier: 60
Materials: 85% Polyamide, 15% Elastane
Price: £8.99
Website: Amazon – Merry Style Women’s Opaque Hold Up Stockings MS 197
The Review
From The Website: Self-supporting stockings made using Lycra® 3D technology. The original Lycra® fibers have a large stretching capacity (up to 600%) and is able to return to its original shape. This feature is further enhanced by the 3D weaving technology in which the fabric is knitted in different directions. As a result the stockings are fashionable, more flexible and extremely smooth. Fits very well to the body.
Merry Style brand products guarantee style, quality, and comfort. Material of the highest quality go hand in hand with precise and solid workmanship and stylish designs. Colors displayed may vary slightly from depictions on the monitor due to screen differences. Material Composition: 85% Polyamide, 15% Elastane
Stockings; Thickness of 60 DEN; Lycra® 3D technology Decorative, patterned finish; Three strips of silicone for better adhesion; Opaque 85% Polyamide, 15% Elastane Extremely smooth and stretchy; Fits well to the body Made with extremely flexible and resistant to wrinkling microfiber Made in EU
The Packaging: now the thing I always find with this brand is that they are very plain in packaging; to the point you actually don’t know what’s inside. As these were gifted, I had to go back onto Amazon and find out what they looked like before I got into the packaging. Not a bad thing, but then again if you have multiple pairs like I do, it’s hard to remember!
Getting in, these are thick so the packaging is not a slimline one as you can imagine. These were wrapped around promotional card, flat packed so you just scrunch down and roll on 🙂
Getting Them On: as these are so elasticated, you won’t have an issue with pulling them up higher than mid-thigh (like I normally do with holdups). They stretched real nice and not once could you tell on the legs that it was over-stretched leaving weird markings over the legs.
I did one leg using my normal technique to get them on, and the other I decided to just pull them right up (and it was fine to do so over my anklets).
On The Legs: I love how opaque and soft they are. They don’t look rough at all (and they don’t feel it either) – just a simple gorgeous pair!
The denier is 60, however I feel like it looks thicker and darker than that. In terms of touch, they do feel like they are 60, but look wise I feel like they are at least 80!
The quality of them are so good; not once did I manage to catch or snag these (and to be honest it was a careless day today). These are 100% durable as I did put it to the test after work; I fully stretched them out as they said it returns to their normal shape and length (and it did to be fair), I scratched and pulled the hell out of it too, just to see if anything would happen (and nothing did!)
The fit and feel is to die for; they are super soft and smooth on the legs. They are a real comfy pair to be in and I can see these being pulled out again for winter!
The fit of them fit my legs perfectly; they fit into every gap and cover every bump with no issues. I really cannot say anything bad about these to be honest!
The Toes & Ankle: now this is where you can tell it’s 60 denier due to the sheerness you get around this section. You can still see nail varnish popping through, and you won’t have to worry about reinforced toes as 60 deniers normally are great with long nails. There is plenty of wiggle room in these and no extra material on the sides of the feet!
Around the ankles, there is no wrinkling or any extra material hanging around here which is great news!
The Band: the design is super cute and quite retro; I would certainly pair these with a nice skater dress or vintage fitted dress so it works hand in hand. I love how it’s quite bold which works with the opaque to really make them stand out.
The fit of them are great; they have some stretch in them so you can sit them wherever you like and they actually don’t lose elasticity throughout the day either.
These have a double silicone band inside to give you enough grip on the skin; although just know that these will mark your legs after a day’s wear (which will go eventually).
My Thoughts?
I love how quirky these are; just a nice little twist to a standard opaque pair which I love. The denier and quality of them are superb for what you get; the fit and feel is stunning on the legs and I can see this pair lasting!
Merry Style Opaque Holudps I know you must be thinking I am mad to be doing opaques in summer weather; I have to say it was hard but I needed to.
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Review : I’m Your Woman (2020)
Substance is what brings viewers in for return viewing, but style has always served as the hook for films. With technology allowing new doors to be opened for most every aspect of film production, it has been interesting to see many directors choose to make stylistic renaissance pieces that hearken back to older eras of Hollywood and independent filmmaking. The United States found itself particularly relevant in the 1970s as directors thrived in the new freedoms allowed by the studio system crumbling under their own budgetary house of cards built on formulaic safety. The gritty new style and realism of the new stories being told helped birth a cinematic voice that inspired and opened doors for legions of directors, so it’s no surprise to see modern day directors paying homage to the era while exploring new stories to tell within the framework. Amazon Prime recently scored a winner in the form of I’m Your Woman, the latest film from actress and filmmaker Julia Hart.
Jean (Rachel Brosnahan) is a housewife who is physically unable to have kids, and due to her husband Eddie’s (Bill Heck) criminal past, the couple cannot adopt. Jean’s life is as normal as the housewife of a criminal can be until two life-altering events occur : Eddie appears with a mysterious unnamed baby he gifts to Jean, and shortly after, he mysteriously disappears. On the night he vanishes, Jean is woken and put under the care of Cal (Arinzé Kene), an equally mysterious individual with a penchant for protection. Scared, confused and burdened with the task of raising a completely unexpected and unplanned baby, Jean finds herself thrust into a life or death matter with no clarity in regards to the stakes involved or whom to trust.
Thriller movies and noir films are a staple of cinema, and neo-noir is finding its footing these days, with films like Drive and You Were Never Really Here standing as shining examples of how the style boundaries can be pushed. Using the stakes and tone of modern thrillers and throwing a golden age thriller/suspense skin on top of it blurs style lines and warps our perspective, which in turn helps with the escapism aspect of film. I’m Your Woman is a period piece neo-noir film with a character study at its core, meaning that the film is not dependent on exploitation and sensationalist elements to sustain. The danger presented is certainly paid off throughout the film, but it is not the driving force of the film… substantial room is given for Jean to grow and change while we as viewers cheer for Harry’s survival and Cal’s heroics.
The true stroke of genius comes in pairing the adventure of new motherhood (especially such a unique circumstance as a mystery baby) with the unexpected nature of your husband going missing and your life being put in danger by an unidentified enemy. Either of these situations would be enough to serve as tension fuel for a film, but mixing them together is a classic recipe for a potential “bad situation made worse” thriller. Putting an average individual into a life-threatening situation is a classic hero’s journey arc, as character is forced upon them, so mixing it with the dire educational and supportive circumstance that is nursing, raising and protecting a child makes the arc much more substantial.
Outside of the fact that it (seemingly) is not shot on film, I’m Your Woman has all the proper earmarks of the era its style emulates, and they are done with the precision that comes with veteran guidance and a seasoned hand. The piano-driven main theme and additional scoring elements hearken back to the noir films of the late 1950s and early 1960s, with slights synthesized touches as a reminder that the film is actually a modern day creation. Modern day hindsight serves as a benefit for the application of era-specific songs as a soundtrack. The color timing bathes the film in rich red, orange and gold tones, warming up the proceedings in the way that film would have back in the day. The costuming is simple but effective in terms of capturing the 1970s, and sets a good lead, allowing the hairstyles, vehicles, location and other smaller production design choices further immerse the viewers into the period. The narrative pacing is steady, doling out information purely on a need to know basis, which allows the mystery to play out while we hang out in hopes of fuller understanding.
Watching Rachel Brosnahan evolve from an ornament to an intuitive woman with agency is a wonderful journey, especially as she plays the journey with a very cool and composed front that only breaks at the most vulnerable moments. Arinzé Kene imposes (in the least aggressive way that word can be used) a presence that stands as a wise protector, with that character serving as a shield that hides those he loves and cares for. The reveal of Marsha Stephanie Blake and Frankie Faison help reinforce the feeling in Kene’s character subtext, with their strong will reemphasizing both his own will and the dilemma we see him process internally. Bill Heck pours tons of charm on top of his intrigue, showing the characteristics of a hot shot without falling into stock grand gestures or tropes. Marceline Hugot uses the old nosey lady trope to toss random suspicion into a volatile mixture to great effect.
Had I seen this film prior to my 2020 highlights list, this one certainly would have been included in the Honorable Mentions section… perhaps it would have even found itself in realms of the last few spots on the Top 15, or a shoo-in for a Top 20 list. Seeing films like this are refreshing, as new perspectives in familiar genres almost always yield surprisingly bold and intriguing outcomes.
#ChiefDoomsday#DOOMonFILM#JuliaHart#ImYourWoman#RachelBrosnahan#ArinzéKene#MarshaStephanieBlake#BillHeck#FrankieFaison#MarcelineHugot#JamesMcMenamin
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If you’re having stomach pain try going Wheat-Free.
Warning: Long post. TLDR at end.
I tell ya, friends, having to shift your diet away from a staple food does have side effects. My side effect was losing 15 lbs in two months and a complete halt in abdominal and stomach pain. Let me explain:
For a solid five years I was having steadily increasing pain in my stomach and lower abdomen. I was diagnosed with IBS about four years in- go modern medicine amiright (Irritable Bowl Syndrome, but honestly that is a MISLEADING name it is WAY MORE than just “irritation” for some people, read: me), and my symptoms were intense pain. Why? Because my body was attacking/eating itself. ... Fun times. After trying to take different medications that only really alleviated the pain from a little to moderately my mother decided after four years to look for (ultimately) cheaper alternatives to end my pain. Why not stick to meds if they were at least helping? Because ‘helping’ usually meant the episodes were occurring less, but hadn’t stopped, and went from 9′s to 5 or 6′s. So not a lack of improvement, but it could be better is what I’m saying. When you wake up at 4 am and can’t move or speak from the pain and are stuck on the floor for over eight hours, and I definitely should have gone to hospital wtf was I thinking, then it’s over due to try and find something that ends it.
For a little perspective: the pain was varied from 3 to 12. I hit over 10 on the pain scale only twice. Once was the event mentioned above, and another in the middle of the day and I almost collapsed in public, a nearby table keeping me up. So, yeah, I wanted that shit to end. I was in pain weekly, if not daily, and we couldn’t surmise WHY. The doctors couldn’t discover what had caused the IBS, either. It just triggered one day. They couldn’t, and still can’t, find a discernible reason for it triggering. And sometimes that happens. So, anyway, the last few months it finally stopped.
All I did was stop eating wheat.
I’m not shitting you, I literally just did that. Turns out I can’t process it (I can process gluten just fine because barley and rye don’t do shit to me, but oddly enough wheat is a bitch) so I had to give it up. I can have two types of wheat, but they’re not sold or grown in the US. Fun. (well, there is one guy in Pennsylvania, but that shipping cost and fuel use is a heavy ‘no’ for me) And it turns out a lot of people with IBS give it up and BAM no more pain. It’s a growing phenomenon, and most nutritionists attribute it to the GMOs being something we stop being able to process. So, our body starts to misread the wheat we intake and ends up attacking itself, or there’s a protein in wheat our body thinks is an invader that it attacks and it ends up attacking itself. That’s how I understood it. That’s only two possibilities, but the main thing is try going Wheat Free and see if it helps.
If you’re US based, going Gluten-Free is the easiest to do to match up with ‘wheat free’. Especially when eating out, as most places could have a Gluten free area of their menu or you can ask for any gluten free options. I stopped buying wheat products and lost 15 lbs at a very fast rate, especially compared to what I was used to. It’s a surreal experience to lose so much weight so fast and look in the mirror and oh that explains how my clothes don’t fit and I lost a whole cup size and how the fuck did I get so tiny??? Well, I’m not eating baked goods from a grocery store (read: Little Debbie or the absolutely delicious sheet cakes at the Market RIP me), I’m not scarfing down wheat based pasta, and I’m not eating out as much, and I’m not eating fast food because none of them in my areas have a wheat-free alternative past fries and salads. So, along with no pain I also lost weight. Woo. Sadly, the best Chinese place I’ve ever ate at doesn’t have a wheat-free soy sauce (you can buy it at a grocery store, don’t worry).
I buy Living G Free and Glutino products, as they make a mean pretzel and some baked goods. There’s G-Free cake mixes you can buy that taste just as phenomenal. Rice pasta is A+, the best I’ve found is Thai Rice pasta. Barilla makes a gluten-free line of pasta. You can buy these products if you go to Kroger, Aldi, or Meijer. Walmart is surprisingly not as G-Free option-filled as the other places, but they have the Barilla and rice pasta. If you got a Meijer, they might have a whole small end cap of G-free breads and buns and etc. like mine does. Aldi has some options, but they change their stock at my location so I can’t always buy the same thing every shopping trip (they’re also sometimes cheaper). Kroger has a surprisingly good selection depending on locations, probably. And there’s always Amazon.
I will warn you, it’s not necessarily cheaper on the grocery bill, but it did mean we didn’t have to pay for the meds and that did cut down the costs for us. Wheat is stupidly easy to process and therefore can be sold cheaper. G-Free or Wheat-Free products aren’t as easy. BUT, almond flour can be converted to replace wheat flour, as can rice flour. Just google a chart, you’ll find conversions to use. I wrote them all down and rewrote some recipes. I legit almost cried because this meant I could still have my Great grandma’s sugar cookies with buttercream icing AND IT TASTED THE SAME FUCK YES. AND GET THE APP ipiit! You can scan bar codes of products, and if it’s in their system they can tell you if it has the ingredient you can’t have. If they don’t have the product, you can take three (3) photos and send them to them so they can add the product to their database.
TLDR; If you have IBS or heavy stomach or abdominal pain try going Wheat free. Not Gluten free, but wheat free (though G-free is easier products wise). My pain ended and I lost 15 lbs in 2 months. There are conversion charts for home baking, and Living G Free and Glutino are two brands I have found have a lot of products so A+ for them. Also, get the app ipiit, you can scan bar codes and it tells you if it has the ingredient you can’t have! They don’t have all products on the market, but it’s made shopping easier for me already.
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Hey, your novella sounds legit amazing, but can I, as a self-published author myself, offer a word of advice? Please also hire a cover designer. You can find really good ones for good prices if you know where to look (Etsy is a good place, don't go with Fiverr because a lot of the "artists" are thieves selling other people's art) but a cover is extremely important and can be the dividing line in self-pub between a book that Makes It and one that flops. Your story deserves a great one. Good luck!
I appreciate the advice, but I already know ahead of time I’m probably not going to be able to afford it.
I think I’m barely going to get enough for even the editor and the ISBNs, so putting together another $300 for a cover is probably not going to happen.
Mind you, I’ve seen some cover designers charge less but in terms of how much work covers take and how much per hour is reasonable to charge for it, I’m actually not comfortable paying anything less than $300 to a cover designer.
That said, I think it came out at least okay!
It’s not like…the best ever but some of my graphic design friends said it was solid and are going to suggest some tweaks for the final version (Probably going to mess with my author name to read better on thumbnail). It definitely shrinks okay for the most part, we tested that out using this. And I have friends willing to help me figure out any image quality snafus if Amazon’s algorithm screws it up.
And it’s also all kosher, rights-wise. I know some good CC0 stock image sources and the fonts are okayed for commercial use.
Thanks for the advice, though. I’ve seen some absolute horror stories, so I know what you’re warning me about lol. I plan on having all my other covers done professionally and even have one that I already got designed by a pro designer for another novel that I’m not quite ready to put out yet.
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I love your blog! Do you have any make up tips or advice for someone just starting to use it? Things like essentials or tutorials and what to avoid. I'm extremely new to it.
I am also somewhat new to makeup (my mother literally never wore any when I was growing up) so everything that I’m recommending on this post is based off of personal experience. I have extremely oily skin and focus all of my attention and helping keep my skin as clear as possible, so most of my recommendations are for products of that nature.
I highly recommend subscribing to Birchbox to try out new products. You fill out a profile listing your skin and hair types, and let them know what you’re looking to accomplish beauty wise. They send you wonderful samples each month, generally these are large enough for multiple uses. They will occasionally send you bullshit samples (I personally do not care about cheap perfumes) but it’s 90% awesome products.
Regardless, I hope you find this helpful! And thanks for the love. :)
1. Skin Type. Skin types are generally: oily/acne-prone, dry, sensitive, or a combination. Try to avoid using products that don’t suit your skin type, chain drugstores such as CVS and Rite Aid generally do a good job at stocking a variety of products (and there’s always Amazon). If you don’t know your skin type, start out using products for sensitive skin and see how they work for you.
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2. Lotion. There are all sorts of different types of moisturizing lotions for every different part of your body. Although it may seem tempting, don’t ever use hand & body lotion on your face. You know how the corporations love to make us spend money! I recommend:
Jason: I love this facial lotion! It’s for sensitive skin and smells incredible.
SheaMoisture: This facial lotion is perfect for oily/combination skin.
Bath & Body Works: My absolute favorite hand & body lotion. Smells incredible and makes my skin so smooth.
Gold Bond: This is a great unscented body lotion.
Coconut Oil 101: For those of you who prefer more natural products.
3. Exfoliate. Make sure you exfoliate at least once a week! This promotes healthy skin cell growth and makes your skin feel incredible. I recommend:
Coffee Exfoliating Scrub (this is so amazing and smells so good).
I got a trial version of this from Birchbox and it is A+.
Also got a trial version of this.
SheaMoisture for life
At the very least pick up these exfoliating facial wipes from Burt’s Bees.
4. Concealers/foundation! Ideally you’re looking for something that doesn’t doesn’t feel “heavy” or “sticky” on your face. If you’re uncomfortable using brushes, you can use clean, dry hands to gently pat concealer into place.
How to Hide A Pimple.
Hey Honey Concealer. This is the priciest item that I’m recommending to you, but this is because it last forever. I got a sample size of it from Birchbox eight months ago and it’s still only half used. Invest in yourself! Invest in your skin. This works for all skin types.
Nyx is another great concealer for oily/acne prone skin.
Foundation for darker skin.
Common brushes
Basic Guide to Concealers
5. Eye Makeup. I was going to write a bit about applying eye makeup, but this is a pretty in-depth guide that covers the basics based on eye shape. Also: what color eyeshadow you should be wearing. I recommend:
Maybelline: These can get $$ but last literally forever.
6. Lipstick. Lipstick is unfortunately not something I can advise you on, because I do not wear it. I do, however, wear tinted chapstick which I absolutely love. Fortunately lipstick is covered in several of the guides I linked to down below.
7. Facial Wipes. These are a great way to remove makeup, excess oil, dirt, etc from your face. I recommend:
Garnier: For oily skin.
Burt’s Bees: For dry/sensitive skin.
SheaMoisture: Just because I would jump off a cliff if SheaMoisture told me it was good for my skin.
8. Nail Polish. If you can afford it, get your nails professionally done for $25 every two weeks (gel polishes last the longest). Most nail polish brands that you can purchase online or in a store for relatively inexpensive will last you a week tops. This is unfortunate, but the price we pay for our beauty. Here are some inexpensive brands that I enjoy:
Sally Hansen: I wear this brand in black every single day of my life and LOVE it. This is the longest lasting nail polish brand I have found thus far.
Wet N’ Wild: These are super inexpensive and relatively easy to find. Also- that name tho.
Essie: If you can afford it, turn to Essie for long lasting polish! This is the nail polish I will buy when I have the money to afford it.
9. Face Mask. I am OBSESSED with face masks. Literally. I just love the way they feel and how they make my skin super smooth and soft. I do two a week, which is not recommended for all skin types. If you have sensitive skin or dry skin, one a week should be plenty. I recommend:
Peel Off: This is a less extreme (and much less expensive) version of the blackhead mask you see heavily advertised on social media. It does make your skin feel incredible, but it doesn’t really help whiteheads or plain old acne the way mud masks do.
I use this mud mask every week. I bought it last August and still have about half a jar left. So incredible, so beneficial (for my skin at least), and does visibly reduce acne.
If you live near a CVS stop by. They actually make decent masks that are super inexpensive. The one problem I find with these masks is that they aren’t very thick. I like thick.DIY Banana Face Mask
Additional Resources
Coconut Oil 101
Makeup For Beginners
Makeup For Beginners 2
Makeup Tips From a Makeup Artist
Makeup Tips For Folks With Sensory Issues
Nails
This Masterpost
@howtogrowthefuckup’s Tips
#makeup aesthetic#makeup#makeup advice#new to makeup#makeup hacks#lifehacks#life hacks#beauty hacks#college student#being an adult#how to adult#adult advice#adulting
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Written by Guest Contributor on The Prepper Journal.
Editors Note: A guest contribution from Donnovan Okoth to The Prepper Journal. A different twist on a recurring theme. As always, if you have information for Preppers that you would like to share and possibly receive a $25 cash award, as well as being entered into the Prepper Writing Contest AND have a chance to win one of three Amazon Gift Cards with the top prize being a $300 card to purchase your own prepping supplies, then enter today!
“We will be okay Lydia, we don’t really have to hoard up so much food supply, besides we got the gold and silver! What makes you think that we won’t survive for a year when the SHTF,“ Don told his wife…for all my middle-income earning preppers out there, this statement should be the last thing you tell your spouse. Honestly, they will skin you alive once you realize that this idealism of investing in gold and silver as the only form of currency is nothing but a paradox.
Let us be realistic here, yes, investing in gold and silver is a good idea but it should be the last item in which you invest. Why? This is due to the fact that if you decide to invest mostly into this “currency”, the reality is that you will need lots and lots of it, probably a whole pickup truck of gold bullion’s so as to be able to fully take care of your family’s needs when the SHTF.
From the research and tests I have done, I have been able to come up with these everyday items that I know will be of more value than your gold or silver during the SHTF; I shall summarize their functional content generally at the end of this article.
Firstly, we have medicine. Investing in medical items such painkillers, aspirin, antibiotics, penicillin drugs, bandages and gauze (basically, medical items that you know people will need during the SHTF) and storing large amounts of them will assure you even more gold than you can imagine. Throughout history it has been seen that during an economic crisis most pharmaceutical supplies will go to a complete standstill, especially if that situation has caused civil unrest, most suppliers would not risk transporting their medical supplies. This in turn creates a lot of demand due to the limited supply.
Secondly, ammunition, (specifying on bullets and not actually guns) just rewind back to the wild west and remember how you could trade bullets for a can of beans. Usually, the sale of ammunition varies from country to country i.e. if your country is prone to armed violence than it wise to stock up ammunition. If you have enough of these then you can be able to barter them for other goods that you may not have.
Also in our list, we have seeds which you know from history can act as a trading item. Though a word of caution, travelling with a very large stock of seeds can make you a target for authoritative figures such as the police.
Fourthly, tea, coffee and alcohol. Most may not realize this but these beverages have become convectional necessities, meaning that people have been using it so much, up to a point that it has been labelled under basic goods as people can purchase it despite prices being high. These beverages are like water to some people, especially those who are addicted to it. If there is a financial collapse (as an example) most goods like alcohol will be impossible to find but if you will be able to have a few bottles if not a whole barrel of this item, then you will most likely get a lot of people who are interested in buying it.
We also have sugar, salt, spices, seasonings and honey which can not only last for years and has also proved from the past to be one of the most expensive items of trade. Some spices have multipurpose uses, examples are cinnamon which has antiseptic properties and ginger which can be used in treating colds and flu. Some people who may not have enough money to buy medicine may opt for other sources such as the use of herbs and spices in preventing certain illnesses, I use the word prevent because what these spices and herbs do is not necessarily curing certain illnesses but instead strengthen your immune system by improving the production of antibodies in your body.
Last but not least, your skills. Yes! What service can you offer people for pay, can you hunt, brew beer, smelt metal, farm, herd, deliver a baby (especially this one). It would be a good idea to get to know of certain skills because an economic crisis may force a country to go back to the “local economy” whereby most goods are usually bartered and when it comes to the special skills that you have, this can label you as a very valuable person because of the scarcity of the people involved in that field. Other forms of currency include; cigarettes, bar soap, fuels, battery cells and even your food stockpile i.e. if you have enough of it.
In conclusion, when disposable income is commonly available in ones life some may tend to spend disproportionately on a bunker, guns and gold as opposed to the items listed above. I’m not saying these are not prudent investments but, accounting for hyperinflation, the prices of the items above will prove to be better speculative investments when the SHTF. After all a single bullet chambered in a $125 handgun will convince one to give up any form of currency.
Since the majority of us don’t have “much” to spend on gold but have just enough to feed our family and enjoy a few luxuries still all under a budget, then I suggest you invest your money on these items.
The post Currency of the Middle Class After the SHTF appeared first on The Prepper Journal.
from The Prepper Journal Don't forget to visit the store and pick up some gear at The COR Outfitters. How prepared are you for emergencies? #SurvivalFirestarter #SurvivalBugOutBackpack #PrepperSurvivalPack #SHTFGear #SHTFBag
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Your blog is really funny. False accusations against artists being pedophiles, but also transforming everything and everything into homosexuals or trans, whether it's been canon or not. Hope to see more laughable postings in the future!
Teen Boat! Kindle Editionby Dave Roman (Author), John Green (Illustrator)3.8 out of 5 stars 24 customer reviews See all 3 formats and editionsKindle $9.99Read with Our Free App
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Length: 144 pages Age Level: 12 and up Grade Level: 7 and upAvailable on these devices Due to its large file size, this book may take longer to download
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Product detailsFile Size: 70468 KBPrint Length: 144 pagesPublisher: Clarion Books (May 8, 2012)Publication Date: May 8, 2012Sold by: Houghton Mifflin HarcourtLanguage: EnglishASIN: B005OC305GText-to-Speech: Not enabled X-Ray:Not Enabled Word Wise: Not EnabledLending: Not EnabledEnhanced Typesetting: Not Enabled Amazon Best Sellers Rank: #2,065,292 Paid in Kindle Store (See Top 100 Paid in Kindle Store)#164 in Kindle Store > Kindle eBooks > Teen & Young Adult > Literature & Fiction > Action & Adventure > Pirates#293 in Books > Teens > Literature & Fiction > Action & Adventure > Pirates#1164 in Kindle Store > Kindle eBooks > Teen & Young Adult > Literature & Fiction > Social & Family Issues > Emotions & FeelingsWould you like to tell us about a lower price?Related media
1:58Now Playing Teen BoatMore about the authorsDiscover books, learn about writers, read author blogs, and more.John GreenJohn Green FollowFollow on AmazonFollow authors to get new release updates, plus improved recommendations and more coming soon.Learn More
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5.0 out of 5 starsPouring the Teen Angst on so Thick that You’re Going to Need a Bilge Pump IByFredTownWardVINE VOICEon November 6, 2015Format: Hardcover|Verified PurchaseThis prequel to Teen Boat! The Race for Boatlantis is one of the funniest things I’ve ever read. The parodies are laid on thick and fast. About the only nit I can offer up is that this book is much more episodic than the second one, and some of the chapters work better than others.Comment|Was this review helpful to you?YesNoReport abuse5.0 out of 5 starsTHIS BOOK IS HILARIOUSByElaine Ritteron December 31, 2013Format: Hardcover|Verified PurchaseThis is quite possibly one of the funniest things I have ever read in my entire life. I was laughing the entire way through, cover to cover. I’m actually not sure what target audience this book was aiming at, because there are definitely some off-color sexual jokes throughout. I don’t think I would recommend this book to children, but it’s perfect for teens and adults. I loved it so much I ordered a second copy for a White Elephant Christmas gift and it was a hit!!Comment|Was this review helpful to you?YesNoReport abuse5.0 out of 5 starsTeen BoatByJoseph R. Romanon June 11, 2012Format: Hardcover|Verified PurchaseJust love Dave Romans new book. I am a fan of his work.He writes really great stuff for kids to read.Hes a kid at heart,and he knows what kids like to read.Comment| 2 people found this helpful. Was this review helpful to you?YesNoReport abuse5.0 out of 5 starsFive StarsByAmazon Customeron June 28, 2016Format: Kindle Edition|Verified PurchaseAmazing book for speech and debate.Comment|Was this review helpful to you?YesNoReport abuse4.0 out of 5 starsSaturday morning cartoon spoofByLivianiaVINE VOICEon June 5, 2012Format: Hardcover|Vine Customer Review of Free Product( What’s this? )Collaborators Dave Roman and John Green originally published the TEEN BOAT! mini-comic through their own Cryptic Press. You can still visit the old websites associated with that version of the comic. TEEN BOAT! won an Ignatz Award and now it is available in a full color version with extra comics and other bonus material.
The art of TEEN BOAT! is clean with easy-to-distinguish and consistent character designs. The girls aren’t overly sexified either. They look like teen girls and their designs are stylized the same as the guys. The art doesn’t stand out from the crowd, but it is definitely not hideous. And believe me, you’d be surprised how many comics and graphic novels get published with awful art.
TEEN BOAT! first came onto my radar when I read the AV Club review praising its light parody of Saturday morning cartoons. After reading it myself, I cannot come up with a better description than that. TEEN BOAT! is an updated, self-aware Saturday morning cartoon that invites the reader to laugh at the ridiculous premise and plots and enjoy the story anyway.
The protagonist of TEEN BOAT! is actually named TEEN BOAT! He’s a high school student who can turn into a boat at will, but must turn into a boat when wet. He gets in and out of trouble, dates an Italian gondola, and runs for class president. Like most teen guys, he’s pretty self-absorbed. One of the running gags is how he doesn’t notice that his best friend is both into him and has shape-changing abilities of her own.
Older teens will probably find TEEN BOAT! too short and silly. But hey, I’m an adult and thought it was cute. TEEN BOAT! is probably best for tweens, especially ones that still enjoy the cheesiness of Saturday morning cartoons. There is some underage drinking and gambling, but it the protagonist does not partake and the behavior is punished.Read moreComment| 4 people found this helpful. Was this review helpful to you?YesNoReport abuse3.0 out of 5 starsNO WAY, JOSE!ByFrequent BuyerTOP 500 REVIEWERon June 2, 2012Format: Hardcover|Vine Customer Review of Free Product( What’s this? )Beware!! This gal’s got her Mom-Review Hat On…
I actually requested this book to see what the team of Roman and Green were up to; and with a mind to finding out whether this might be the beginning of a series I could introduce to my 10 year-old son…
…BUT NO WAY, JOSE. I might let a ’d-mn’ slide but it’s not cool with this helicopter mom to have marijuana, drinking and smoking (cigarettes this time) mentioned like it’s no big deal. [Not to mention that ‘getting to second base’ would have to be explained.] Sooo, me in my-mom-hat will not be suggesting this book for Tweens.
Which leaves the question of who it would be good for. Here’s my opinion:
No - for adults. There was some funny stuff here, but not enough to make it worth the effort.
No - for Tweens. At least if you’re a mom like me. If your child is already rolling their own, they might enjoy it.
Yes - for guys 13-16 years, if they feel like a fun read that’s based on goofy humor.
Yes - possibly for girls 13 - 15 years if they like non-violent graphic novels. Romance is the focal point of the stories. And I particularly like the sections that dealt with where Teen Boat (that’s his name) fell in love with a gondola named Risatina.
Maybe - for guys older than 16, but honestly all of the things I thought were inappropriate for younger kids, is going to be too bland for mosts tastes at this age. I mean, no super cool artwork, and no ultra violence or women with extravagant 'attributes’...I’m divided on this one and not prepared to give it a definitive thumbs-down because there might be a guy out there that will be motivated to pick up more books if he starts on this one. However, that said TEEN BOAT is just got the wrong synergy going. On the one hand it’s childish but has inappropriate things for children, and one the other hand it’s not sophisticated enough for most Young Adults, which leaves it possibly right for that thin band in between: 13-15 year olds.
Pam T~putting away her MOM-hatRead more4 comments| 5 people found this helpful. Was this review helpful to you?YesNoReport abuseSee all verified purchase reviews (newest first)Write a customer review
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3.0 out of 5 starsShallow and not-quite-funnyStock characters and situations pulled from Judy Blume and John Hughes. Heavy-handed metaphors for teen angst. It’s all part of the joke, right?Read morePublished 1 year ago by Irene Ringworm5.0 out of 5 starsA BOAT load of fun!!!!A great success! My Son LOVES It!!! He couldn’t put it down until he was done!! A MOST AWESOME BOOK…my sons says “I just like it a real lot!!”Published 1 year ago by I am a Children’s Librarian5.0 out of 5 starsIt’s very simpleTEEN! BOAT!! What more do you need? All the angst of being a teen … all the thrill of being a boat!Published on October 5, 2014 by Jennifer5.0 out of 5 starsWacky, silly funNot every book comes with a fool-proof litmus test, but this one certainly does. Just read the tag-line on the cover:
The angst of being a teen!Read morePublished on September 3, 2012 by Andrew C Wheeler4.0 out of 5 starsJoin the Adventure!This book immediately jumped out at me as I began reading because of the wonderful illustrations and vibrant colors, and the story didn’t disappoint.Read morePublished on July 21, 2012 by A. Lynn4.0 out of 5 starsFun parodyTeenBoat! is a one-trick pony. Whether or not you’re entertained will depend entirely on how much you like that trick.Read morePublished on July 18, 2012 by A. Reid5.0 out of 5 starsIf I’m any judge at all as to what teens will laugh at…This graphic short story collection is ridiculous, silly, and hilarious. It pokes fun at the genre, at the way teens are often portrayed, and yet, from my understanding of…Read morePublished on June 20, 2012 by Neal Reynolds2.0 out of 5 starsConcept Fail.Some things that are completely absurd can also be funny. This is not one of those cases.
The entire premise is ridiculous and simply doesn’t work.Read morePublished on June 13, 2012 by Hedera Femme1.0 out of 5 starsNot RecommendedI thought I was getting a fun, innocent little book. But no, it is not. The book is boring, plus there is profanity and mention of unmentionable things such as smoking, etc.Read morePublished on June 6, 2012 by AndreaSearch Customer Reviews
SearchSet up an Amazon GiveawayTeen Boat!Amazon Giveaway allows you to run promotional giveaways in order to create buzz, reward your audience, and attract new followers and customers. Learn more about Amazon GiveawayThis item: Teen Boat!Set up a giveaway
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hello! uhh i saw u @sabo last yr n i was digging through old photos and i saw ur table so hopefully this isnt too out of the blue? (if this question makes u uncomfortable pls just ignore) would you mind sharing how you make your prints and such? im tabling for the first time this september @ sabo and i dont realy know where to start.. ive never had to deal with printers and such before especially not like buttons/stickers/prints without (1/2)
“without investing in a better printer or button press or something? i feel like something is bound to go wrong considering its my first time doing something this big but any advice would b really much appreciated..! sorry about the sudden msg i hope u have a nice day !! :) 2/2”
HI absolutely not a bother at all!! And I’m sorry I’m only just responding to you!! But here is a comprehensive post in re: CONS because AA stuff is hard when you’re just figuring stuff out, and I’m still working on it myself. But I can definitely prevent you from making the same mistakes I did (like getting 11x14 prints for $9 each for my first con OTL)
First off, let’s talk prints.
Prints should always be the main event of your table, especially if it’s your first con. If you showcase your art style on a large scale, it is more likely to attract people to your table. You want to build your stock around the prints you choose to make.
Since saboten is the biggest anime con in AZ, you’re going to want at least a few (I would say at least 6!) 11x17 size designs for print. The less designs you have, the more of each print you should have. I like to have 12-15 print designs for each con, so i buy 8-12 of each depending on popularity. For really popular things, I like to have an upwards of 20. But since this is your first con, I would suggest you start with a smaller stock with about 10-15 of each one, 15 being for your most popular fandom!! A total stock of about 75 prints should be good, and I don’t think you would need more than that.
And while it’s a good idea to choose subjects that you like, it’s also important to choose popular fandoms and subjects. Voltron, Yuri on Ice, and Sailor Moon have been among my best selling subjects over the last year! I know people are also interested in Breath of the Wild, Overwatch, Final Fantasy, and MP100. Do your research in what’s up and coming in the next few months so you know what’ll have traction. It takes practice to understand, but also talk to friends, look on instagram to see what people are planning for cosplay, etc. For example, Voltron will have a lot of hype because of SDCC in July, so people will be excited for season 3, whenever it comes out in the next year. Cater to those people! The point is that you have to balance what you want to sell with what people want to buy. Also, it’s worth noting that generalized/group images sell VERY well because they appeal to more people.
Postcard sized prints are ALWAYS up to you, and feel free to make them individual characters or popular pairings–and how many you have is sort of just up to you. In my opinion, they don’t sell perfectly well. People are more interested in things they can either put on their wall or on their bags, so they aren’t as popular. Between 5-10 of each design should be acceptable. It’s also okay to make a smaller version of one or two of your anticipated larger best sellers (you can usually assume).
Now, where to order them from!
Catprint is absolutely the best place I have ordered prints from, and I prefer it to having them printed at Kinkos. They do absolutely any size, with different paper stocks, finishing options, and coating options. Holy customization, Batman! Plus, it’s cheap (especially if you manipulate a little. Not in a bad way, of course, but in a way that suits your needs). I like to order 11x17s on Matte Lightweight cardstock because they’re only $0.65 each and are sturdy and beautiful! For postcards, I arrange 5x7s/6x4s & 5x5s on an 11x17 file and cut them out with an industrial cutter when i print stickers and buttons at Kinkos, rather than ordering them (because for some reason they severely overcharge on postcard sizes). This is also a good idea if you want an irregular shaped print but want to save!
Also, make sure that you follow the file requirements that Catprint lists on their website–it’ll save you time and money!!
If you like, here is my referral linkfor catprint that will save you (and me!) 10$ when you order.
On to buttons and stickers!!
These are GREAT for first cons, especially because they are cheap for buyers and they can buy all their favorite characters or pairings!
For stickers, it is cheapest and easiest for me to buy unscored, matte label paper on amazon or ebay. And lots of it. I am still hacking through mine, even after using them for my stock, shipping labels, and freebies. I make all my stickers circles because I’m hard enough on my hands as it is and… uniquely shaped stickers sell exactly the same. So I own a 2.5" circle punch and make all my stickers 2.44" so there’s a white boarder. You can always fill them to be exact (and go over to about 2.6" for the design file), but i think they look finished this way, and if you miss the mark a bit, you won’t have any added whites on your design.
Buttons are certainly more complex, and it depends on whether or not you already have a machine. If you have one, don’t buy one unless your current one breaks. If you don’t have one, WAIT until you’re making good figures to buy an American made button maker. Chinese made machines are cheap, but pricey to fix and replace. American Button Machines are FANTASTIC (they’re what I use!) and use all metal fixings so that they’re basically guaranteed to last. But until you are making 2-5k per con, it’s not really worthwhile to buy a nice machine.
BUT! You CAN team up with other AA people local or otherwise (LIKE ME) who are willing to make buttons on their fancy industrial button makers and cutters (if you’re interested in this, I proof files, print them myself on no-bleed paper, and assemble the buttons myself. I also do proofs for $0.50 a button with no minimum and there’s flat shipping fees for under 100 buttons! I can set you up with my pricing for labor and materials if you like). This is very much so your cheapest option for buttons if you don’t already have a machine, as most companies charge more and have higher minimums per design.
My recommended size are 1.25" buttons. They’re not too small and they’re not too large! This is the only size I offer, but if you’re feeling specific I know places like PureButtons have great options and pricing.
You will certainly want to have lots of each sticker design. They sell very well, and people will even buy original designs of stickers if they’re cute enough! Buttons are a little more tricky, and it’s better to have less if you are ordering them, and better to have more options if you make them yourself. I don’t really sell more than 30 buttons at any con since it’s not my main focus. So choose wisely for button designs!
I know I went overboard with this answer, so please feel free to ask me more questions on ordering prints. This is mostly my process, but I hope I was able to help you at least a little bit!!! Let me know if you want help with displays, business cards, packaging, or con commissions. I’m happy to help !! ♥️
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Want better savings rates? Ditch the Big Six banks
Last week, I asked savings expert Anna Bowes if she could come up with five tips to ensure savers don’t fall victim to paltry savings rates of 0.01 per cent or below. She went one better and offered six. ‘Don’t leave your cash with Barclays, NatWest, Lloyds, HSBC, Halifax or Santander,’ she said.
I laughed out loud although Bowes, co-founder of rate scrutineer Savings Champion, was making a serious point. If you have hard earned money sitting in an easy-access account with any of these six major high street banks, you are more than likely to be earning no more than 0.01 per cent in annual interest. Run for the hills, I say.
To put that rate into pounds and pence, squirrel away £50,000 in an Easy Saver account with Lloyds or a Flexible Saver account with HSBC and you will earn the grand sum of £5 in annual interest. An amount just sufficient to go on Amazon and buy your loved one a personalised ‘happy birthday’ 110gram bar of milk chocolate. I’m not sure how the prezzie will be received (badly, probably) but that’s a discussion for another day.
Scrooged: The big High Street banks will only pay you enough interest to buy this £5 chocolate bar if you save £50,000 a year
The same goes for NatWest Instant Saver and ‘everyday’ accounts offered by Barclays, Halifax and Santander. Five pounds of annual interest on £50,000 saved: £8.50 on £85,000 – the limit above which savers lose the comfort blanket provided by the Financial Services Compensation Scheme. Scrooge-like. Six banks, six Ebenezer Scrooges (before he saw the error of his ways).
A modern-day savings scandal? In my eyes, yes. Especially as it was announced this week that inflation had shot up from 0.6 per cent to 1.0 per cent.
Although the Bank of England base rate sits at a record low of 0.1 per cent – and appears to be heading only in one direction (downwards) – it doesn’t take a mathematician to work out that this is ten times the rate that the big banks are prepared to pay millions of their customers, most of whom have a sense of misguided loyalty to their bank (‘I bank with them so I should have my savings with them’ – garbage).
‘Don’t assume your bank is paying a fair rate,’ Bowes told me rather politely when discussing the broken savings market. I’d put it more bluntly: ‘Assume your bank is NOT paying you a fair deal.’
A few days ago, number crunchers at Moneyfacts spelt out the parlous state of our savings market. It said that average savings rates had fallen for a fifth month running.
In March , before lockdown sent the economy into a tailspin, the average rate available on an easy access account was 0.56 per cent. Last month, it was 0.24 per cent and this month 0.22 per cent. Below 0.2 per cent by the end of the year? I wouldn’t bet against it. For savers, it is the equivalent of death by a thousand cuts. Or as Moneyfact’s Rachel Springall puts it, Covid-19 and cuts to the base rate have triggered a ‘rate-cutting trend’ among savings providers. ‘While this is expected to slow down,’ she argues, ‘there are few signs of the market making a U-turn any time soon.’
Sadly, the base rate will not be going up in the meantime. Banks, rightly concerned about a forthcoming tide of bad debts (both consumer and business based) heading their way, are keen to keep as wide a gap between the cost of their borrowings (our savings money) and the interest they charge on mortgages and personal loan rates. That will result in suppressed savings rates.
Also, the Government is understandably keen to get the country spending again, rather than hoarding. So, there is no political will to encourage a better deal for savers.
This all means that poor savings rates are here to stay – and probably for a lot longer than most people imagine. According to James Daley, managing director of campaigning website Fairer Finance, ‘savers should probably strap themselves in for at least another decade of poor returns’. Perish the thought.
So, what options – if any – are available to savers keen to secure a better return on their cash? Here are five super tips – on top of the six already mentioned by Bowes.
Use the Government’s own savings arm
National Savings & Investments, the Government’s savings bank, has been alone in striving to give savers a fair deal.
In April, in response to the pandemic, it suspended rate cuts announced in February that were scheduled to be implemented in May.
Then, in July, the Treasury announced a massive increase in the amount of money it wanted NS&I to raise from the public – from £6 billion in the year to April 2021 to a whopping £35billion. That meant the savings organisation could continue to offer some of the best savings rates in the country, rather than being forced to choke off demand by reducing rates.
The result is that NS&I is offering two easy access products – Income Bonds and Direct Saver – that are paying annual interest of 1.15 per cent and 1 per cent respectively. ‘The best easy access rates available anywhere,’ says Bowes. In other words, grab them while stocks last. The difference these accounts could make to your savings income should not be scoffed at. On a £50,000 deposit, you will earn annual interest of £575 from Income Bonds and £500 in Direct Saver. Given a choice between £5 and £500 of savings income a year, or between £5 and £575, I know what I would opt for every time.
Direct Saver can be managed online or by phone with deposits accepted from £1 up to £2million, and interest paid in April. The minimum deposit in Income Bonds is £500 and the maximum £1 million. Interest is paid monthly and the account can be run online, by post or phone. Interest for both is paid without tax being deducted and savers can mitigate any tax by using their annual personal savings allowance of £1,000 (basic rate taxpayers) or £500 (40 per cent taxpayers).
Premium Bonds are also worth considering, with monthly tax-free prizes ranging from £25 to £1million. The prize rate is equivalent to an interest rate of 1.4 per cent and bonds can be bought online, over the phone or by post. The minimum purchase is £25 and the maximum holding is £50,000.
Says Bowes: ‘Although there is always the possibility of not winning any prizes, you never know just how much you could win.’ For the record, I’ve been buying £100 of Premium Bonds every month for nearly two years, making additional purchases whenever I have felt flush. So far, I’ve won £25 on £2,600 deposited. Granted, it’s not life changing, but a better result than if I had put the same amount in a Lloyds Easy Saver account and allowed it to fester. Bowes tells me that her partner Tim won £5,000 five years ago, and another £575 last month, albeit with a much bigger holding than mine. My middle son, Mark, also swears blind by them, winning a prize more months than he doesn’t.
Bond holders can download the Premium Bonds ‘Prize Checker’ app, which allows them to check every month if they are a winner.
One word of warning. The interest rates on Income Bonds and Direct Saver are variable – and are likely to come down at some stage. As is the effective interest rate on Premium Bonds. So, enjoy the rates while you can.
Put savings into a fixed-rate bond
Though rates on new fixed-rate bonds have come down sharply since March, savers can still lock into rates above 1 per cent.
For example, a one-year bond from Charter Savings Bank will pay interest of 1.22 per cent on maturity. Its two- and three-year bonds pay 1.31 and 1.33 per cent respectively. The minimum deposit is £5,000 and all money is protected under the Financial Services Compensation Scheme.
To put these figures in perspective, Moneyfacts says the average one-year fixed-rate bond currently pays 0.63 per cent, compared with 1.15 per cent in March.
Says Bowes: ‘Locking some of your cash away in such a bond will mean that at least some of your money will not see a rate cut until the end of the fixed term.’ Reassuring.
Those with maturing NS&I guaranteed income bonds or guaranteed growth bonds would be wise to roll them into follow-on bonds offered by the savings organisation. New rates for one- and five-year guaranteed growth bonds are 1.1 per cent and 1.65 per cent respectively. For the guaranteed income bonds, the respective rates are 1.05 per cent and 1.6 per cent. These ‘roll-over’ bonds are not available to new customers.
Make squirrelling away cash a habit
Regular savings accounts offer higher rates than most other types of savings account. But there are limits on the amount that can be saved each month.
The best deals are available to current account customers of First Direct, HSBC and M&S Bank who can all earn 2.75 per cent interest on 12-month term accounts. The maximum monthly saving is £250 for M&S and HSBC – £300 for First Direct.
Coventry’s Regular Saver (2) is available to non-customers of the building society. Although its rate is less generous at 1.85 per cent, the maximum monthly deposit is higher at £500. The account can be opened online, by post or phone.
One word of warning. Coventry’s rate is not fixed – unlike the others – so there is nothing to stop the building society reducing it at the drop of a hat.
Think about taking out a lifetime Isa
For those with an eye on buying their first home or committed to long-term saving (and I do mean committed), a Lifetime Isa is an option, primarily because of the 25 per cent incentive provided by the Government.
This means that if the annual maximum of £4,000 is saved, this is boosted by a Government contribution of £1,000. Anyone aged from 18 to 39 is eligible for a Lifetime Isa – but penalty-free withdrawals are only permitted to either purchase a first home or after age 60. Any other withdrawals are subject to a 20 per cent penalty (25 per cent from next April). A bonus is paid on any contribution up to age 50.
Providers include Moneybox, Paragon and building societies Newcastle, Nottingham and Skipton – with interest rates from 0.35 per cent (Newcastle and Skipton) to 1.1 per cent (Moneybox).
Arm yourself with more information
Rate scrutineers such as Savings Champion and Moneyfacts offer information online on best savings deals and free weekly emails on best buys and new savings offers.
Money apps such as MoneyDashboard allow savers to see details of all their accounts in one place, making their management easier.
Good luck.
THIS IS MONEY’S FIVE OF THE BEST SAVINGS DEALS
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Preppers all over the world have actually been hunched down safely in…
Preppers all over the world have actually been hunched down safely in your home or in their bunkers during the COVID-19 pandemic. For them, long-term food storage is a baseline, so making it through a season or 2 without venturing out is mainly a mental obstacle. I have actually spent the past 3 years talking to people getting ready for an unclear future disaster, and some of them emailed me in the early days of the pandemic from their redoubts, revealing wry frustration as they viewed buyers on TV desperately stacking materials– hand sanitizer, mineral water, and, yes, toilet tissue– in their shopping carts. One wrote me, “These individuals are fixing a leaking roofing in a rainstorm.”
Possibilities are you have a neighbor who was ready for this pandemic. And if you knew they were stockpiling before the catastrophe, you likely believed they were weirdos. I understand I did, even as I traveled the world writing a book about them. Not anymore. Although preppers have long been the topic of ridicule, I imagine a number of us will handle a few of their habits, or at the very least make space in our closets and garages for nonperishables.
Scooping up limited necessities offers individuals a sense of control throughout times of uncertainty, so the excellent toilet-paper dash-and-grab of 2020 was a self-fulfilling prediction. The rarer something is, the more people seek it. 6 weeks after the preliminary pandemic hoarding spree, many essential commodities are still in short supply. President Donald Trump just recently signed an executive order to prevent meat scarcities. With about 15 percent of the population now out of work, Americans are looking for support from food banks, in lines stretching for miles in some places. These eyeglasses of desperation are both a censure of our society and a revelation about our collective lack of individual preparedness.
The crisis has likewise highlighted how woefully insufficient a number of our living arrangements are for social distancing. I have pals in London, New York City, Los Angeles, and Sydney who have little ability to prepare, not to mention store food. That level of base-needs dependence on society is anathema to preppers, who fast to point out that only a few a century ago not having enough food and fuel stored to make it through winter season was effectively suicide.
A number of years back, I flew to Chiang Mai, Thailand, to talk to a wealthy Canadian offshore oil-rig worker and end ofthe world prepper who asked me to refer to him as “Auggie.” I was baffled by Auggie’s desire for a pseudonym, due to the fact that he remained in the middle of constructing the most noticeable house I ‘d ever seen. Operating on the extreme end of disaster readiness, he was building an “eco-fortress” made up of four vacation homes that he would stock with adequate materials for a multi-month siege. He created 3 of these vacation homes for future purchasers. Auggie’s own stronghold was a three-story cinder block with bulletproof windows and an outdoor main atrium. He prepared to scaffold the interior walls with lattice for passion-fruit vines that would curtain down over a swimming pool. He guaranteed me that the off-the-grid structure, which sat in the middle of an abandoned orchard at the far edge of a remote village, would have remote monitoring systems, mantraps, a panic space, and a nuclear-fallout shelter that doubled as a day spa.
He called his personalized hideaway “Sanctum,” which in Latin suggests “a sanctuary,” however in English denotes a private retreat. For Auggie, the doomstead served both functions, being a location for security, study, and self-improvement throughout the crisis he made sure was simply around the corner. And here we are.
Even prior to the outbreak of COVID-19, preparing for emergencies, in the casual sense, might no longer be thought about a niche activity in the United States. A 2017 study by the financial-tech business Finder suggested that roughly 20 percent of Americans spent cash on survival products that year, and a further 35 percent said they currently had what they required for an emergency situation. However my guess is that a lot of these exact same individuals are now discovering that their preparations were inadequate. Somebody may keep a flashlight and a first-aid package hanging from a garage hook or tucked under the bed, or may have even acquired a three-day tactical assault “bug-out bag” offered on Amazon for $49.99, however just staunch skeptics have stockpiled food, water, medicine, fuel, tools, weapons, and equipment for months of isolation.
In 2013, at least 3.7 million Americans self-identified as survivalists, according to 24/7 Wall Street, a financial-news source. A lot of these residents, who presumed that the government lacked the resources to protect them after decades of cuts to the public sector, have hoarded with the gusto of frontier settlers. Prepping is a multibillion-dollar-a-year industry in the U.S. In a 2017 interview with Bloomberg, Aaron Jackson, then the CEO of Wise Co., a Salt Lake City– based producer of freeze-dried fare with a 25-year service life, declared that his food was a staple “that every American family in this age of unpredictability need to have.” Jackson approximates that survival food sales alone total about $400 million yearly. The business provides certainty in a pallet of black plastic buckets for $9,499.99. Apparently, this mail-order pantry can offer three meals a day for one year for a family of four. Long-term food containers for your “deep larder” can now be purchased Kmart and Bed Bath & Beyond. Costco recently had actually a page committed to “Emergency situation Food by the Pallet,” advertising “one year of food storage” for $4,999. These pallets sold out 2 months earlier, as did a number of the televangelist Jim Bakker’s “survival food containers.”
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