#I told myself id keep it simple. compared to other finished works I usually do this is simple

[starryluminary]

Happy 8th anniversary to the game ever!! Love you Undertale!!

[aweirdkindofyellow]

Here I Am, There You Are Pt. 14

Jack Barakat x OC ‘Rachel has been best friends with Alex, Jack, Rian, and Zack since high school. What happens when one of them gets married?’

Part 14

I always missed the winters back in Baltimore. They were always perfect for nice and cozy moments. The perks of being LA was that it was always relatively warm, there was no snow on the roads, and the sun was usually shining. But how was that supposed to feel normal? No matter how long I lived in that warmer climate, I grew up in the freezing cold, smashing the ice on my car windows. Luckily, I still had my parents who lived on the east coast and who gladly wanted me over for the festive period.

I was wearing a nice large comfortable knitted sweater, some nice warm white socks, and to combat how warm I was making myself, shorts. We were inside anyway, shorts were fully acceptable. Especially since I was sitting on the floor with Jack right next to the fireplace that was radiating heat. I was sitting in between his legs, which he had up, his arms wrapped around my body as I leaned into his chest.

My entire family was here. Ethan was to our left, also on the floor, but on a pillow and resting against the couch instead of a wall like Jack. My parents were sitting up on the couch, both with a glass of wine in their hands. Even Anna and her husband, Chris, were here, also sitting on the couch, but the other section. It really was a full house. We rarely got that anymore. It was something to celebrate, which was exactly what we were doing that evening. Ethan had come back for his Christmas break a week ago, Chris and Anna had arrived a few days ago, and now Jack and I were here as well.

I felt so content sitting there. Everything was just going well recently. Jack and I had not had a single regret about getting married. If anything, it made us even more affectionate. And we also got some great nights out of it. I had also gone through the process of changing my name, so I was now officially Rachel Barakat. It was on all my IDs as proof.

“Guys, we’ve got something we want to tell you,” Anna spoke up after there had been some silence.

She waited until she got all of us to look at her and was certain that she had everybody’s attention. Once she knew, she shared a look with Chris and smiled. I was fully expecting her to tell us that they were getting a dog or moving or something. Anna did like making things just a tad dramatic. It was just how she was and I had had my entire life to adapt to it.

But then she announced, “I’m pregnant!”

My eyes went wide and Jack shifted to sit up straighter. That definitely was a shock. Not because it was strange, just because I would have thought she would want to turn that into an entire spectacle and not just tell us with the use of some simple words. My mom gasped in excitement and started shedding a few tears. My dad was grinning brightly as well, not getting as emotional, but also definitely ecstatic.

“No way!” Jack was the first of us to respond.

“Congrats,” I added with a smile. But it felt different. I couldn’t really match the happiness at that moment. Not now, at least.

“That’s such a co–” Jack started, but I quickly slapped my hand over his mouth to stop him from finishing his thought.

Instead, I finally got over the hump and continued to gush over Anna and her news. “This is so exciting!”

Everybody only gave us a few confused looks. They were judgemental enough for me to drop my hand from Jack’s face, but not disgusted enough for me to try to play it off any further. Luckily nobody stopped to wonder what I was doing and kept congratulating Anna and fussing over her. That was the important part, making this moment about Anna.

But Jack had to ruin it.

“Rachel’s pregnant as well,” he blurted out, making all the eyes shift to us again.

“Jack!” I yelped and shifted to glare at him, forcing his arms off me.

“What?” He defended himself. “When else were you thinking of telling them now?”

I mean, he had a point. We initially had this whole plan to announce it. It included a picture frame that we were going to give my parents and the word ‘grandchild’. Nothing too big. We were going to tell everybody the next day, just give ourselves the first day to arrive, unpack, and get some rest. But if we were suddenly going to come with it the next day now, it wouldn’t have the same effect. It would be confusing because of Anna’s announcement and it would also seem like we were trying to one-up her. That definitely wasn’t the case.

“Oh my god!” Anna yelled in a high pitched voice and rushed over to my side, hugging me so tightly I nearly toppled over. “We’re both going to have babies at the same time!”

“I’m pregnant too!” Ethan decided to shout, wanting in on some of the action.

“I don’t know what you’ve been doing with Chase,” my dad laughed loudly, enjoying Ethan’s joke just a little too much, “but that is not how this works.”

“Wait, how far along are you?” Anna asked me, finally giving me some space and taking a glance at my stomach, ignoring the commotion Ethan had caused.

“Sixteen weeks.” I shrugged. I knew you couldn’t tell that I was pregnant yet. It only looked like I had gained a bit of weight, but even that was barely visible with the sweater I wore.

“What, really?” She looked taken aback as if expecting a whole different answer. “I’m only five weeks in.”

Even my mom looked shocked despite her elation. It was more of a ‘how dare you keep this amazing surprise from me’ kind of shock than a ‘what the fuck’ kind of shock. “Why didn’t you tell us sooner?”

I wasn’t sure if I should answer truthfully, but I decided to go for it in the end. “I got pregnant like right after our wedding, but had a miscarriage at six weeks. We wanted to wait awhile before announcing it this time, just in case.”

“Oh…” Anna’s happiness started fading away.

“Don’t worry,” I took hold of her hand and gave it a quick squeeze, “it doesn’t happen to everyone.”

“You never told me about any of this.” My mom frowned.

“Yeah, I’m sorry,” I realised.

Honestly, it had never crossed my mind to call her back then. Jack and I worked through it together and were there for each other every step of the way. Yes, it was quite a sad point in our lives, but we also knew that things like that happened and that we’d get a second chance. We were just super lucky that that chance came so soon after. It had been such a happy surprise for us that it pulled us through our grief in no time. We really were lucky, and I knew others had such a hard time compared to us that I didn’t want to take it for granted.

“How does it feel to know you’re getting two grandchildren?” Jack changed the subject before the entire mood was ruined.

There was no need to feel sorry for us. We didn’t need to scare Anna. And we didn’t need my mom more worried about why I didn’t tell her instead of being happy that she was going to be a grandmother in a matter of months.

“I’m so excited, but I’m getting so old!” My mom replied with some laughter.

For the rest of the evening, Anna kept asking me questions about being pregnant as if I could answer them. Yes, I was further along than her, but I didn’t know shit either. I was taking things as they were coming. This was also my first pregnancy, I had no idea what was normal and what wasn’t. I didn’t know what to expect either. There were already huge differences between things my mom always told me about, the things she experienced in all three of her pregnancies, and the way I was experiencing things.

One of those things was cravings. My mom didn’t get them until she was over halfway along. I started getting them the day before I even took the pregnancy test that turned out to be positive. They would hit me at the weirdest of times, and they would hit me hard. Morning sickness, however, had not been ruining my days… yet.

Jack and I didn’t wait much longer until we went to bed. Although our biological clocks were still set on pacific time, and so it felt like it was three hours earlier than it actually was, we were still very tired. It’s what travelling and carrying-slash-creating another human being did to you. Jack practically experiences some symptoms with me, including the slap in the face that was fatigue.

Being tired and actually falling asleep, however, are two very different activities.

We got ready for bed and climbed in. Jack and I started the night off with some subtle cuddling, but as time passed and he fell asleep, he turned away from me. I laid there on my back with my eyes closed, hoping for the sleep to hit me. But it just never did. I tried and tried until another hour had passed. I contemplated what to do. The light in the hallway was still on, so there were others still awake. I had to do something, though.

“Jack?” I said out loud in my normal speaking voice, suddenly knowing exactly what it was that I needed.

He grumbled back some nonsense, obviously just woken by me.

“I can’t sleep,” I stated.

He turned around so he was facing me and shuffled closer. Although he was still half asleep, he started pressing kisses all over the side of my face. On my cheek, on my temple, just below my eye, etcetera. He then also slipped his hand underneath my shirt and slowly brushed his hand over my stomach in circles, still continuing his kisses. It was like the non-sexual version of initiating sex without aiming for sex.

“Just close your eyes and count down,” he mumbled and laid his head on my pillow, his slow breath grazing my skin.

“No,” I sighed and shook my head, “that’s not working.”

All he could do was hum in response.

“You’re going to hate me,” I told him, still not bothering to lower my voice.

He nuzzled his nose against my ear. “I could never.”

“I really need pizza with a shit-ton of black olives,” I confessed.

“Black olives?”

“Yeah. I don’t know why, I don’t know what for. I’ve never liked them on pizza, but it’s just needed now.”

He groaned and turned to lay on his back, rubbing his eyes. “Where in the fuck did this craving come from?”

“Your cheese puff.” To anybody else, that wouldn’t have made sense. But we had started calling the baby cheese puff. It started as a joke when we were unsure about how to refer to it since it was the nickname I had once given Jack jokingly as well. Somehow it stuck this time.

“My cheese puff? We both did this.” He dropped his hands from his face and before I could even reply, he sat up. “Alright, olive pizza it is.”

I couldn’t stop the giddy grin on my face. The only thing better than getting food was getting food you were absolutely dying for. Jack regretfully got out of bed and sloppily reached around to put on some sweatpants and a t-shirt. I swung my legs out of bed and got up as well, a lot more chipper and awake than him. Afterall, I wasn’t the one who was just rudely awakened for something as stupid as pizza with olives.

Jack grabbed his wallet and keys from the small vanity in my room and stuffed them in his pockets before pulling his phone from the charger as well. He followed closely behind me, looking for a place that would be close by and open right now while I left the room and went downstairs.

There were indeed still a few lights on and I soon found out the only people stil awake were Anna and my mom. They were still in the living room in slight darkness because the main lights were off, but the warm yellow toned standing lamps were still illuminating everything. It really was a nice warm cosy feeling. My mom and sister were just sitting there on the couch talking to each other, making me hope we were interupting anything. I needed that pizza too much to walk away.

“You guys are still awake?” My mom frowned as she heard us come down the stairs.

“Barely,” Jack grumbled with a jawn, going to the front door and forcing his shoes on.

He wasn’t mad at me in anyway, he was just exhausted and still in the process of properly waking up. It almost seemed like he was the one that was pregnant and would get so tired that he could barely function. I didn’t even wake him up frequently either, so there wasn’t much sleep he missed out on. He’d take every opportunity to nap with me when I felt like I needed one.

I just kissed his cheek to thank him as he put on his coat. “I can come with you.”

“No, it’s cold outside. I’ll be back in a bit.” He shook his head and pecked me on the lips before leaving the house.

Once the door closed, I was left the shrug and join Anna and my mom on the couch while I was waiting for him to return. They stayed silent for a while, staring me down as I sat down and pulled my legs up, making sure the large shirt I was wearing did still cover everything.

“Where’s he going?” my mom finally asked.

I started grinning, thinking about the food again. “He’s getting me pizza.”

“Didn’t I feed you enough?” Her tone had a hint of worry. Afterall, she didn’t know both Anna and I were pregnant when we had dinner, she could only be afraid that she didn’t make enough food.

“No, no,” I assured her, “I’m not hungry. I just really want pizza, I couldn’t sleep.”

“He’s getting you pizza…” Anna sighed, her face resting on her fist, causing her whole left cheek to be squished.

I raised my eyebrows at her, surprised by how upset she seemed. “What’s up with you? Pregnancy hormones or is something truly wrong?”

“I want Chris to get me pizza as well!” She groaned and slumped even more.

“You’ve also started getting weird cravings early on?” I was actually pretty excited that I wasn’t the only one experiencing them so early.

“No,” she scoffed and glared at me a little. “It’s just the thought that counts.”

“Okay, I’m confused.”

She threw down her arms in frustration, almost mad at me for not understanding her cryptic wording. “Jack goes out to get you pizza because you want some in the middle of the night while Chris isn’t even the tinniest bit excited!”

“I’m sure that isn’t true,” I shook my head. This seemed a lot more like pregnancy hormones. How did I know? I had moods exactly like this as well sometimes. “He might just need some time to process it, you’re only a few weeks in.”

She now suddenly seemed to get upset again. “Did Jack also take a while?”

I now regretted going down this path. I was only going to make things worse. But I also wasn’t going to lie about my relationship. “Well, no–”

She whined loudly.

“–but,” I continued, hoping to be able to reason with her, “we did talk about this for the longest time, even before we moved in together. This has been our plan for quite some time. After a few years of waiting, I’m sure it’s pretty difficult to be anything but excited. How long have you guys been planning?”

“Umm…” She squinted her eyes, preparing herself for bad reactions. “We’ve talked about it, but this wasn’t exactly planned…”

“Well, that kind of does it then, doesn’t it? Just give him a bit to wrap his head around it.”

“When I was pregnant with Ethan, your dad also needed a second,” my mom added, taking us back a bit. I wasn’t exactly expecting her to add her own experience as well. “You know we love you all, but he’s much younger, that doesn’t exactly scream planned, does it?”

She was right. I technically always knew. He did join us all quite a lot later. Considering Anna and I were two years apart, it definitely was strange. Still, hearing my mom say it outloud was quite the shocker. Part of me always still wanted to believe that they just wanted another baby at that time. Obviously, they didn’t mind, they always loved Ethan, even before he was born, but still.

“I’m sure that if I had gotten pregnant before we got married, both Jack and I would have been more shocked and unsure about what to do than now.” I felt like I needed to say it so she wouldn’t think that our relationship was perfect. The timing just happened to be perfect now. I was also sure that if I hadn’t gotten pregnant again so soon, things would have gone very differently.

“Sex before marriage is a sin…” Anna mumbled, thinking over everything we said.

I snorted, “you’re the one telling me.”

“Shut up.” She gave me a soft annoyed push before worrying again. “What if Chris doesn’t come around?”

I sighed, “if you’re really that concerned, you’re just going to have to talk to him, tell him how you feel, try to understand what he’s feeling.”

She hummed and nodded. “I guess… although I do wish I had somebody like Jack who is immediately excited.”

“I’m sorry,” I patted her shoulder a few times, “but he’s taken.”

She breathed out heavily and pushed herself back further into the couch. “Did you ever think you’d be here right now?”

“Married and having a baby with Jack?” I asked, getting single nod from her. “No, not at all. If you had told sixteen-year-old me, I would have wondered where I made a mistake. Not because I thought it would have been a horrible thing, but just because I never thought of him that way until we started dating.”

“I always liked Jack,” my mom butted in, remembering the days when we were all much younger. This was over fifteen years ago. “You know, I always thought you guys would have ended up together back then. He just looked at you in this specific way, but as you said, you didn’t look at him the same way. I forgot all about it until you showed up one day hand-in-hand with him.”

“If we had dated back in high school – or even after that – it would have been a disaster!” I laughed, clapping my hands together. “He was way too busy with All Time Low, and I was way too busy getting my education and moving up to my dream job. When we actually started dating, we already had our careers sorted out. I mean… sort of… but we don’t mention that.”

There was a pleasant silence that my mom decided to break. “I really hope one of you has a girl.”

Both Anna and I looked at her, very startled. It was a mixture of confusion and a sort of negative awe. First of all, why would she have a preference for a gender? And second of all, why was it a girl?

“I just have boxes of all your old toys left in the attic,” she defended herself when she saw our reactions, “I’d love to get rid of them.”

“We can still give the dolls to our kids if we only have boys,” Anna countered.

“You’re not wrong there…” she noticed her mistake and I could see the regret spread across her face. “Remember when Ethan would not let go of that one doll you all had when he was four?”

“I was pissed when you gave that doll to Anna!” I laughed, remembering exactly which one she was talking about. It had never been one of my favourite toys, but I hated giving things away back then, especially if it was to Anna. She would steal so many things that were mine already. “But I give you full permission to hand it down to your kids.”

“Are you sure? It was yours originally,” she checked.

“Yeah, of course. I’ve got other things I can hand down.”

“Maybe we should let Ethan keep it for whenever he had kids. He was obsessed with that thing.”

We continued to sit there and talk about random things. There was a lot of reminiscing, thinking back to the years when we were kids, but also thinking about things that had happened just months ago. A lot of the times, it often came back to us being pregnant. My mom loved asking us questions and telling us about her own experiences. It made me both look forward to the next few months and absolutely dread everything that was coming all at the same time.

It took Jack a total of forty-five minutes to come back. We were just talking and laughing when he suddenly came through the front door, holding a single pizza box in his hands. He looked absolutely freezing despite the coat he was wearing. Before he even took off the coat and his shoes, he came up to me and handed me the box, kissing the top of my head.

I opened the box excitedly and saw a pizza absolutely covered in black olives. There was barely any empty space that had just cheese and tomato sauce. It was absolutely perfect. It was even better than anything I could have imagined.

“You are literally the best,” I gushed, immediately picking up a slice, taking a huge bite. Everything about it was so satisfying. What would have usually repulsed me was now hitting the right spot. It could have easily been my new favourite food.

Jack put his coat back up on the rack and kicked off his shoes before sitting next to me. “I better be, I went through a lot of effort to get that.”

“Thank you.” I grinned and pecked him on the lips.

He scrunched up his nose at the contact. “Gross, you taste like olives.”

“Want a slice?” I offered, nudging the box in his direction and happily eating some more.

“No,” he looked very concerned for his own wellbeing, “I don’t want olives with pizza. This is one food I will refuse to ever eat.”

“More for me.” I shrugged, probably eating way too quickly.

“Would you like some wine, Jack?” My mom offered. About half way through our conversation before Jack came back, she had gone up to open a bottle for herself.

“I’m good, thanks,” he declined and put his head on my shoulder.

“You’re allowed to go to bed you know,” I told him with my mouth full. “You don’t need to stay up. I know I rudely woke you up.”

His eyes already started getting a little heavy. “No, I don’t want to go without you.”

“I’m going to be a while,” I pointed out.

He shook his head and sneaked his arms around my waist, almost hugging me.

“I can go to bed by myself, I’m not going to keep you up.”

“I’ll stay up with you,” he tried to convince me, but his eyes closed.

“You know I won’t be able to carry you upstairs if you fall asleep.”

He hummed in response and mumbled softly, “cheese puff.”

And then he was completely gone, breathing heavily as he slipped into a deep sleep.

–––––

A lot had happened since Jack had told my family that I was pregnant. It was only about three months later, meaning I was now 26 weeks pregnant. We had called Jack’s family to announce it to them as well. His parents were all the way in another country and his siblings were just a bit too far away for us to go on a road trip in the cold slippery conditions. While all our family knew, or at least close family, I didn’t know how much further the news spread, we had not yet announced it on social media. It had been a decision we made because we didn’t want to get bombared by things.

I just wanted to keep it quiet for a little while. It wasn’t that I wasn’t excited, because I really was, I just wasn’t ready yet for all the talking that would happen. Jack couldn’t just simply tell the word that he was having a child. There would be articles upon articles, people trying to reach out to us, and even the people who would be livid about it. That, and the fact that All Time Low was coming out with another album, had caused us to stay silent. Jack was busy promoting that album, and we didn’t want it getting in the way of that and shows.

But the world had changed since then. Jack wasn’t out playing the many shows they had planned after the album release. We were stuck at home, living our lives inside. Everybody in LA was ever since we were told to quarantine. On one hand, it was nice to have Jack at home, especially since you could definitely tell that I was pregnant now and it was becoming difficult to do some things. On the other, though, I was upset for him. He was so excited to get out and play shows, and now he was at home with nothing to do.

I still had a lot of work to do. Despite everything that was happening, our magazine was not stopping. However, things were also changing there. Everybody was working from home, all our meetings were online, and new arrangements had to be made. Certain articles couldn’t be published anymore, photoshoots were cancelled, advertisements were being pulled. It was all my responsibility and I worked so much overtime. But I was just glad to still have a job.

I had my last meeting for the day right after lunch, which I did still have a set time for. Technically, my work day wasn’t done yet. I still had other things left to do. But I decided I needed a little break to keep myself sane. I needed to move around a little, take my mind of the work I was trying to do, and see what else was going on around our house.

I saved my latest work and set the laptop to sleep before I rolled my chair back and stood up. The first thing I did was stretch, catching my appearance in the mirror. My hair was up in a messy bun, I was wearing a large All Time Low t-shirt that engulfed my gym shorts, nothing on my feet, and my bump was sticking out. I really didn’t look work ready, but that was the perk of usually being the boss at the meetings. There was nobody to look down at me for not looking as professional as I usually did. If anything, it made everybody else feel more comfortable dressing down as well. I was stuck at home and pregnant, it just wasn’t really my priority, and I felt like nobody had to worry about that now.

I opened the door to the small bedroom we had turned into our designated office and went to go downstairs. Once I was going down the steps, I heard Jack’s voice, like he was talking on the phone. It wasn't until I was actually downstairs that I remembered it was past two o’clock and that Jack was doing a livestream with the others from the band. Just based on how loud his voice was, I could tell that he had opted to sit in our open more formal living room instead of the TV room, which actually had doors you could shut. I figured that if Jack was dumb enough to not find a secluded space, then it wasn’t my fault if I accidentally interrupted.

I walked past him, catching a quick glimpse of the rest of the band on his laptop screen, and made sure to stay just out of frame. He still looked up at me with a big grin while I responded with a short wave, going straight for the kitchen. I contemplated making myself some tea or coffee, but decided against it. It was pretty warm in LA and I was already sweating, even the idea of drinking anything hot was making me feel like I’d overheat. Being pregnant didn’t help with that either.

I opted to check out the fridge instead. There were lots of different snacks, leftovers, and unopened packets of food. It was difficult to find something that screamed ‘eat me’ or ‘drink me’ at me, though. I settled on a carrot. Why a carrot? I didn’t know at all, but I was eating it and it was pretty satisfying. I just hummed along with the song in my head and closed the fridge, deciding to leave the kitchen again before I started rummaging through all the cupboards.

As soon as I left the kitchen, Jack’s eyes were on me again. With the song still stuck in my head, I did a little dance. Nothing much, just some shaking with my shoulders and a few steps with my feet. It wasn’t like I could do any more. There was literally another human being in the way.

“What are you doing?” Jack laughed, shaking his head at me.

Instead of explaining my actions, I pulled out the shirt I was wearing and screamed, “Wake up sunshine, somebody loves you!”

Afterall, the shirt was the reason why that song was stuck in my head. The phrase ‘Wake up sunshine’ was written on it so largely that I couldn’t ignore it. It was there, constantly reminding me that the song was there and that it was good.

“Our number one fan,” Jack grinned back, completely neglecting his livestream.

“No,” I corrected him and pointed at my bump, “he’s going to be your biggest fan.”

“Cheese puff might be, or he’ll be a rebel and hate our music. Either way, you’re still the biggest fan now.”

“I’m sure there are people out there who will beg to differ,” I chuckled, taking a bite from the carrot in my hand.

Jack briefly glanced back at his laptop screen before directing his gaze back to me. “Wanna join for a bit?”

I looked down at my bump and back up at him, raising my eyebrows. “Are you sure that’s a good idea?”

“Circumstances have changed, there’s no real reason to hide it anymore.” He shrugged. “Unless you don’t want anybody to know, of course.”

I thought about it for a second. He was right. All we were doing was sitting at home, there wasn’t really a reason to keep it from their fans anymore. Of course, Alex, Rian, Zack, and their crew already knew all about it. So this wouldn’t be the time they found out. The only thing we’d be getting was comments online from fans.

“Fine,” I agreed and crossed my arms, “but only if we have sex later.”

Jack’s eyes went very wide. “I almost unmuted my microphone before you said that. But I can definitely keep that promise.”

He turned back to his screen and clicked something. “Calm your titties, I was muted for a reason. I was talking to my wife… my wiiiife.” He pulled out an earphone and held it out for me. “They’re calling out for you.”

I took a deep breath in before walking up and taking the earphone from him. It wouldn’t have been so nerve wracking if this wouldn’t be the first time people would see that I was pregnant. Still, I put the earphone in my ear and sat down next to Jack on our large couch.

“Rachel!” Rian immediately yelled out.

“Hey!” I greeted back with a little wave.

“How’s everything? How are you dealing?” Alex asked, rubbing his chin.

“Pretty well, actually,” I admitted, knowing that there were so many people who were seriously struggling right now. “I’ve still got my job. I took a paycut so we can continue to pay people like interns and stuff even though I work so many hours overtime now. But it’s what’s important.”

“You took a paycut?” He repeated in what seemed a little like surprise.

“Yeah, there’s people out there who need it more than us right now.”

“Wow, I commend you for that.”

“You really shouldn’t. It’s the right thing to do.” I shrugged and brought my carrot up to my mouth again, snapping another piece off.

Jack looked at me weirdly and started laughing. “Why are you eating a carrot?”

“Why are you drinking at three?” I shot back with a similar judgmental look even though I really didn’t give a shit. “What are you drinking anyway?”

Instead of letting him answer, I reached over his legs and grabbed one of the bottles he had in his assortment. It was a wine bottle. I read the label and immediately remembered what this live stream was technically centered around. They didn’t really talk much about it, but it was the reason why they were drinking in the first place.

I turned the bottle so it was facing the camera and put on my best fake commercial smile, selling it with a very rehearsed and monotone voice. “Everything is Wine. Buy it for all of your wine needs. Tastes like wine, smells like wine, and even looks like wine. It’s probably great.”

“At least be a little more enthusiastic, Rachel!” Alex clapped his hands together, thinking it was funny despite his response.

“I don’t drink, remember?”

“I was just about to say,” Rian interjected, drinking from his own tumbler, “you shouldn’t be drinking.”

“I’ve had friends and family ask me if it’s difficult to not drink now, but I didn’t drink before either. It’s really not that hard not to drink anything with alcohol.”

“Agree to disagree,” Jack said sheepishly and sipped his white claw, which he was obsessed with for some reason. He claimed they were amazing, but I had no way of knowing.

“Our fridge is just full of white claws and carrots–”

Before I could finish my joke, Jack suddenly screamed as our back door started opening. Olive came barreling inside, barking at us excitedly, Ethan taking his own time to walk inside normally and even close the door behind him as well. He had Olive’s leash in his hands and was in the process of taking off his sunglasses.

“I swear to god, Jack. At this rate, you’re going to make me go into premature labour,” I sighed, my one ear ringing without the slight protection of the earphone.

“I’m not that scary looking, am I?” Ethan defended with mock offense and started leading Olive away to the front hall to feed her, meaning he briefly appeared on screen.

Alex gasped dramatically and accused us, “do you have guests over?!”

I scoffed. “That’s my brother. He was supposed to go on spring break with his college friends, but decided not to go… unlike the others. So he came over here instead because it’s easier for him, and now we’re all stuck together.”

“Another good thing? Why won’t you give me anything to judge you for?” Alex sighed in frustration.

“Judge me for the fact that I’ve gotta get back to work,” I countered, seeing that my short break had become thirty minutes long.

“Oh, man, how dare you!”

“I’m sorry, I’ll try to do better next time.”

“Well, it was nice to talk to you!”

“Yeah, it was good seeing you guys. Bye!” I handed back the earphone to Jack.

He put it in his ear and pulled me back to kiss me before letting me go. Although I said I was going to go back to work, I first went to check up on Ethan and Olive to see how they were doing.

That evening, Jack and I decided to fully announce that we were having a baby on social media. People had already started sharing screenshots and comments about what they had seen on the livestream. There were full on debates on whether or not I was pregnant. It wasn’t that obvious with the shirt I wore and we never explicitly said anything. However, the photo Jack posted of me on the couch in my pajamas and my shirt lifted a bit said enough. Then, the ultrasound I posted solidified it all.

People went wild.

[lovinthesoo]

why i have been stressed recently (personal shit very long post ahead)

okay i have been in my new job for 4 months now and ive been feeling okay i guess? i was actually okay with my previous job (i get along with my officemates and i feel accomplished whenever i do something right (they do acknowledge the hard work of people there)) i just resigned there because my new job is so close (i only travel for 5 mins whereas in my previous job i need to wake up at 4 am and travel by 5:30 so i can be at the office before 8 and going home is such a hassle especially if its rush hour :(( ) i only go to work 4 days a week and so much benefits (since i work in the govt its a given) my mom works here too (but in a diff department) and she encouraged me to apply here since well the pros actually win over the cons. anyway getting straight to the point, basically im the newest here. and the youngest. im okay with what i do since my main job is to just encode stuff. recently my officemate (lets name her jennie since she’s a blink) (can yall believe i actually found someone here who likes kpop as well) started hinting that she’s transferring offices (she’s been working here for 2 years now) and so there was the rumor of finding candidates to replace her. i knew that my guy officemate was the number one candidate cause he already knew what to do but then i heard that i was also a candidate. (you know the reason why?? BECAUSE I WAS A GIRL and they actually believe that girls work meticulously and other shit they said and there are no other girls left fit for her job) i actually panicked when i heard that cause first of all im fine with my current job (not to be whiny af but i dont want to learn something new esp when im relatively new in where i work do you get me :( ) second, jennie;s work is kinda stressful (people keep on teasing that we should get ready and shit cause it is stressful) LETS BE REAL NOBODY WANTS A STRESSFUL JOB. and so knowing that i was really a candidate made me anxious af like people noticed that something was wrong with me (ofc i didnt say it was about that) and i was really down that day. and so last week i was taught how her job is done (it was pretty simple cause its just copy paste but sometimes it gets too much because you have to be really attentive to everything written and you have to keep on switching tabs and everything and you have to do it under time pressure). while i was trying to take in everything our oic comes to us and said something. she said that i will be the one who will transfer offices instead of jennie. i was so shocked cause i dunno if it was real or she was joking and i really said to her “WHAT?” and then she said that i am transferring offices. what pissed me off is that the reason she wants me to transfer is that without jennie, people here would be always looking for her. who wouldnt feel irrelevant by that?? it’s like telling me that im not fucking important, people would not be bothered if i wasnt around. i get it that she’s closer to most people here but wow that really hit me in the guts. and then she goes on saying that she’ll talk to our main boss and ask if she can switch me and jennie or like jennie stays there for 3 days and id be there for a day for a week (SHE CLEARLY SAID “ SO THAT WE WOULDNT MISS JENNIE HERE”) and then our main boss suddenly went there and then our oic told him everything. our main boss was looking for someone who actually lives near cause they do overtime most days (jennie and i live near but jennie is nearer like she just walks to get here) (of course i dont want to do overtime another reason why im whining) and then our main boss said that he’s looking for someone mature already (okay i kinda got hit there cause does he actually think im not mature??) (or i think its in terms of the work load since jennie is working here for 2 years already so obviously she is more mature) anyway, that’s that i think i’d still be a candidate but for back up maybe but i hope i really dont get picked for jennie’s place because she handles a very important role and i dont think i can handle that much pressure. also i think one reason that our oic wanted me to transfer is because she thinks im lazy??? like there’s one person here in the office who was ranting in the comfort rooms saying that the newbies (including me) were really lazy like we’re just surfing the net or just have our earphones on (bitch first of all dont compare your work with ours cause its completely different. second, what’s your problem if we finish our work early? we just know how to manage our time) and i think our oic overheard that so she really thinks im lazy :( im so anxious ever since that happened like i cant get it out of my mind. im scared and nervous. i dont handle pressure well and i think im always on the verge of crying. whenever i think about me doing the job, the only things i say to myself is that you can learn it in time and it will be easier for you in the future (but what really bothers me is that i cant make so many mistakes cause our oic tells me that YOU SHOULD LEARN EVERYTHING QUICKLY AND DONT MAKE TOO MANY MISTAKES) see why im so stressed??

this is another topic but this also stressed me so much because there’s this one guy im really close with (to make things clear i only see him as a friend that’s it) we can talk about a lot of stuff. last week we were talking about something and we went to the topic of boyfriends and then he asked me if i have one and then i said no one even wants to date me and then he said they’re just around you just dont notice them (AND I WAS LIKE WTF??? NOT TO BE ASSUMING BUT ARE YOU REFERRING TO YOURSELF??) and i didnt react to that cause it kinda freaked me out???  and then i fucking realized how touchy he was getting with me. before that incident there was a time where he suddenly pinched my cheek?? wtf bro??? and then he suddenly tickled me on my side (im a ticklish person so everywhere is tickling for me) and he also touched the back of my neck ohmygod i told him to stop but he ignored me and just took it as a joke. i mean i am touchy but i think he misunderstood me being touchy??? tickling is way too touchy ohgod i dont even let my other guy friends do that and he just did??? also one thing that irks me off about him is that he tends to say a lot of nsfw stuff during a normal conversation. i usually just laugh it off but deep inside im actually cringing so hard. there never goes a day i didnt hear him say something nsfw its getting tiring.  i may be overthinking and overreacting to this but ugh its really getting to my head i hope im just getting the wrong idea cause fuck i cant really handle confrontations and i just see him as a friend (pls he’s trying to hard to talk to me cause he actually talks to me about kpop when i know he isnt into that) and now im trying to distance myself from him (its so fucking hard when we work in the same office)

okay thats all lol but fml i hope i still live (for exo)

if anyone actually read this you just wasted your time lol but i need encouraging words so thanks in advance

[sugas-kookies]

Of Lust and Blood (Pt. 1)

Summary: You never were much of a party girl, but you reluctantly agree to go with your best friend Jimin to a club the whole town has been raving about: Club Omelas. Not long after arriving you soon realize that there is something terribly wrong with the place, but what you discover changes your life forever.

Vampire!JungkookxReader

Drama with future Smut

Word Count: 3.7k

Part [1] 

There were two things that you absolutely hated: Social gatherings, and being guilt tripped into going to such events by your friend. You found yourself in that situation as you were on the phone with your best friend, Jimin.

“I’ve told you a million times, Jimin. The club isn’t really my scene…” You complained as you plopped down on your bed in frustration.

Jimin scoffed on the other end of the line, obviously annoyed at your stubbornness, “You need to get out and do something every now and then, (Y/n)! Plus, you haven’t lived until you’ve experienced Club Omelas. Trust me, you’re going to have a blast there, everyone does.”

You sighed and ran your hand through your hair, furrowing your brows at the thought of a crowded club, “Club Omelas? That’s the one that literally everyone has been talking about recently, isn’t it?” You hoped that Jimin didn’t mean to actually take you there. All you had heard about the place was good things, but that’s what made that place seem strange to you. You had never heard of a club that didn’t have some sort of bad quality about it, but to everyone else Club Omelas was perfect.

“Yeah, and for good reason. I can’t even begin to explain the atmosphere in the place, it’s unlike anything I’ve ever experienced even when I went by myself. And trust me, I’ve been to a couple of very eccentric gay clubs in my day, but nothing compares to this place.” You could practically feel Jimin’s enthusiasm through the receiver of your phone, making you sigh again.

“I don’t know Jimin, that place sounds kind of sketch, but haven’t I told you not to go to clubs alone? I’ve been hearing rumors of some people going missing from there. You should have brought at least one person with you…”

Jimin sighed exasperatedly, “I would have gone with someone, but she never wants to go to any clubs with me. You know I’d never ask you to come with me somewhere if I didn’t check it out first. The place is clean, and I didn’t have the first obscene asshole harass me. Come on, (Y/n), please come with me? I promise that if you don’t have any fun here then I’ll never ask you to go to another club with me ever again.”

You bit your lip, thinking about your options. You didn’t really care for clubs, but it had been a long time since you’ve been to one, and you really didn’t like the idea of Jimin going by himself again. “Fine, fine, I’ll go with you Jimin. What time are we going, and how much does it cost to get in?”

He practically squealed with delight that you gave in, “Thank you so much (Y/n), I’ll pick you up at 10. And be sure to look like a bombshell, we both are going to go the whole nine yards tonight. The place is surprisingly cheap, it’s only like $25 to get in. Thanks again for coming along, I’m sure you’ll have fun.”

“It’s no problem, you’re probably right that I need to get out for once. I’ll see you at 10, Jimin.” You hung up and tossed your phone to the side of you, staring at your ceiling blankly. ‘I haven’t even started getting ready and my body already dreads this,’ You thought to yourself as you groaned and rolled off your bed to begin getting ready, ‘It’s just for one night though, and Jimin did promise that he wouldn’t bother me again if I don’t enjoy myself. There’s at least one plus side to going…’

It took you about two hours to even find something to wear for your little escapade with Jimin tonight. Since you didn’t go out very often, especially to clubs, you didn’t really have a whole lot of club worthy clothes. Eventually you decided on wearing a plain black bustier crop top with a pair of heavily distressed jeans with fishnets underneath, and accompanied with a pair of high heeled ankle boots. You felt that it was simple enough for relative comfort, and stylish enough to not have Jimin jumping down your throat for not dressing up for the occasion. Make up was another story for you though. You weren’t much of a fan of the stuff, but you figured you should at least try a little to make your appearance a little more cohesive

You were putting on the finishing touches on your make up when you heard knocking on your apartment door. You glanced at the clock by your bedside to see the glowing red numbers “10:05 PM” reflected back at you. ‘Shit, getting ready took me a lot longer than I thought,’ You fretted to yourself as you opened the door to reveal Jimin.

Your jaw nearly dropped when you saw him, he just looked way too damn good. He was wearing a dark v-necked long sleeved shirt with some skinny black jeans. A thin black choker was around his neck that only seemed to accentuate how slender it was, and Jimin had dark eyeliner that automatically gave him a seductive look. Seeing the way he looked, you knew that Jimin was set on having a good time tonight, while also getting free drinks from any man or woman who became infatuated with his appearance.

He grinned as he saw you ogling him, “I know, I know, I look amazing. You look pretty stunning yourself though, (Y/n). I was worried that you’d cop out and dress in sweatpants and a t-shirt.” Jimin dodged your playful swipes and laughed, “Hey, hey, it was just a joke! I knew you’d pull through for me. So are you ready to go, or do you have a few last minute things to do first?”

You shrugged, “I suppose I’m ready, let me just get my ID and some money real quick,” You walked back to your bedroom and picked up your ID from your nightstand and took some money out of your wallet. Tucking your valuables into your back pocket, you made your way back to Jimin, grabbing your apartment keys and locking the door behind you, “Alright, let’s go see what all of this hype is about, Jimin.”

Jimin smirked, “Trust me, I feel like even you’ll realize how different this place is,” He walked with you out of your apartment complex and showed you the way to his car. You climbed into the passenger seat and Jimin eagerly took off towards the club, edging the speed limit the entire way there.

His enthusiasm for the place actually calmed your nerves a good bit, ‘I usually don’t see Jimin this excited to show me a place, maybe Club Omelas isn’t overhyped. Maybe it’s just actually that good…’ At any rate, you sure hoped that it lived up to the expectations and that the rumors of missing patrons stayed as rumors. You at least wanted to have a mediocre time tonight at the very least.

“So…I didn’t tell you earlier but…I met someone at the club the last time I went,” Jimin muttered shyly, keeping his eyes on the road so he didn’t have to see your reaction.

You blinked a few times in shock at the sudden news, “You met someone? Like, you met someone you’re really into? Have you made any moves yet? You’ve got to tell me all about this person Jimin, I can’t believe you’ve kept me in the dark for this long!”

A visible blush began to form on his face as he giggled nervously, “Ah, I’m sorry I meant to tell you before, but I thought it would be better for you to see the man himself. He works at Club Omelas, and he is just drop dead gorgeous.”

“So have you even spoken with this guy, or are you just smitten with his appearance?” You cocked your eyebrow teasingly at Jimin, earning an eye roll from him.

“Of course I spoke with him, I know better than to let someone that good looking go. I’ll admit though I didn’t talk to him that much because it was a busy night and I didn’t want to bother him while he was working,” Jimin bit his lip in thought, likely picturing the man in his mind, “His name is Yoongi, if you were wondering.”

You hummed in response, figuring the man was probably Korean like Jimin was based on the name. Clearing your throat, you said, “Even if he is your type Jimin, you got to be a little careful. You never know who’s some psychotic asshole. The pretty ones are usually almost always crazy.”

Jimin scoffed at your lecture, “I’m a pretty face, do you think I’m a psycho?”

“Yes,” You replied immediately, struggling to keep a stony expression on your face before exploding into laughter.

“Ha ha, very funny, (Y/n),” Jimin said as he pulled into the parking lot of the club, “Now get that little ass out of my car before I decide to show you the psycho in me.”

“Okay, okay, I’m getting out,” You giggled as you opened the passenger door and stepped out, looking up at the building. In large cursive neon blue letters on the front of the building were the words “Club Omelas”, with a winding line trailing outside the building. The music could be heard from where you were, the dull pulses vibrating the air around you and creating an odd sensation. The place intrigued you and gave you some sort of feeling, but you couldn’t quite put your finger on it.

‘If I haven’t even stepped into the club yet, what’s it going to be like inside?’ You thought to yourself as you followed Jimin into the long line, half listening to his comments about how much fun you both were going to have.

The line was quicker to get through than you had expected, given how it practically wrapped all the way around the building. You and Jimin both had paid and entered the club within twenty minutes, now surrounded by the sway of the crowd and the rhythm of the music. The lighting in the place was a dull purple, with mixes of flashing blue and pink lights on the dance floor that was in sync with the blaring music. You looked around at the other patrons in the club, seeing them dance and losing themselves in the music in a way that almost made it look like they were in a trance. Club Omelas appeared to be just like any other club, but for some reason you couldn’t help but notice the constant tingling feeling in your spine.

“So, what do you think, (Y/n)? Isn’t this place just amazing?” Jimin shouted over the loud music, his face beaming in excitement.

You bit your lip, debating on whether or not you should tell him your actual opinion or just fake it until you made it. Not wanting to ruin his good mood, you flashed him a fake grin, “Yeah, this place is pretty cool, Jimin.”

Not seeing through your façade, Jimin grinned, “See, I told you that you’d love it here! Wait right here, I’ll buy us a round of drinks!” Before you could protest, he weaved his way through the crowd, disappearing from sight and leaving you standing there, awkward and alone.

‘Shit, now I’m all alone at this fucking club,’ You complained to yourself as you crossed your arms over your chest and looked around nervously, ‘I don’t know what it is about this place, but something here doesn’t feel right…’

You stood alone for a while, trying to patiently await Jimin’s return, but you soon became fed up with waiting, ‘It doesn’t take that long to get drinks, where the hell is he?’ Trying not to let the anxious feeling in your stomach overflow, you began to try to make your way through the huge crowd towards where you figured the bar was, trying to see Jimin over everyone’s heads but failing.

Weaving through the crowd was making you more and more nervous, the close proximity of everyone was weirdly putting you on edge, something that usually never happened on the other occasions Jimin had drug you out to a random club. ‘Just find Jimin and try and give a reasonable excuse to leave,’ You thought to yourself as you continued to try and push your way through the bustling crowd on the dance floor.

You nearly jumped when you felt a grip on your arm, and you jerked your arm out of the stranger’s grip to see who had grabbed you. It was some random man who looked like he had been at the club at least for a couple hours with the state of his hair and clothes.

The man smirked at you, eyes quickly glancing over your body, “Hey baby, why don’t you come over here and dance with me for a while?”

Even though the stranger was fairly handsome, the look in his eyes terrified you. He looked at you almost as though you were his next meal. You had seen some lustful gazes coming your way in the past, but his look was nothing like those other gross men; this looked like something much more primal and menacing.

“I-I’m sorry, I’m busy looking for a friend. I need to go,” You rushed out as you tried to turn to leave, but the man grabbed your arm again.

He looked angry and almost a little confused, like he wasn’t used to ever being turned down. His grip tightened a little on your arm as he continued, “Aw come on, I promise I don’t bite.”

Your heart was hammering in your chest as you tried to wretch yourself free from his grip again, but to no avail. You thrashed around and tried to get the attention of somebody near you so that they could help, but they all seemed to not see or hear you. They were trapped in their own little world of the pulsating music and the feel of their dance partner’s bodies against theirs.

The man was about to pull you closer to him when suddenly another man came up behind him and put a hand on his shoulder, “You need to stop. We have rules for a reason, and you don’t want to face the consequences of breaking them.”

The creepy stranger blinked a few times, then immediately let you go and disappeared somewhere into the crowd. You breathed a deep sigh of relief, thankful that someone had come just in time to help you out. You turned to the guy who had chased the other man off, “Thank you so much for helping me, no one else seemed like they were even noticing what was going on…”

You trailed off a little as you continued to stare at the man who had saved you. He was the definition of tall, dark, and handsome; it was almost intimidating how beautiful this man was. Yet you still felt strange around this guy too, but not quite like with the man who had grabbed you earlier. This guy had a similar air to him, but it was more of a mysterious vibe than a threatening one.

The man smiled softly at you and said, “I’m sorry about that, usually the patrons here aren’t so forceful. Is there anything else I can help you with? I’m Jungkook, by the way.”

You nodded eagerly, not wanting to pass up help to find Jimin, “Yeah, I need to find my friend Jimin. He went to go get drinks and never came back, so I need to find him and make sure he’s okay. This place has been giving me bad vibes all night, and I kind of want to get him and clear out of here.”

He hummed in response, “Ah, I think I know a guy named Jimin. I suppose I can help keep a lookout for him,” The man stared at you for a few moments before suddenly asking, “Why is it that you feel uneasy here? Everyone else seems to be having a good time.”

“I just got harassed by a complete stranger, who wouldn’t be on edge?” You looked at him quizzically before going back to looking for any sign of Jimin, “But I did feel weird as soon as I stepped in here. I don’t know why, but this place just gives me the creeps.”

The man began to say something, but you tuned him out as you finally spotted Jimin’s blonde head following a dark haired man towards one of the back rooms of the club. ‘I knew there was something fishy going on,’ You thought to yourself as you dashed through the crowd to get to the door Jimin just went through.

“I wouldn’t open that door if I were you,” You heard a voice behind you say as you finally made your way to the door and put your hand on the doorknob. Startled, you turned around only to find Jungkook standing behind you. Apparently you hadn’t noticed him following you through the crowd on your way over.

“Jungkook, was it? I’m sorry if it’s against club policy or whatever, but I just saw my friend go back here. I’ll just find him and we’ll be on our way. I don’t care if you ban us from ever coming back, I just need to find him,” Without waiting for his response, you opened the door and stepped into the dimly lit back hallway.

Out of all the things you could have imagined, you never would have thought that you would see a bunch of people getting the blood sucked out of their necks. No one even looked up as you stepped inside the hall, they just continued to drink the blood out of what you assumed were some of the people from the dance floor. You just stood there with your mouth gaping, not really sure not to process what you were seeing.

“I warned you,” You heard Jungkook behind you say as the door slammed shut, making you whirl around to face him. His beautiful dark eyes were replaced with red glowing ones, and he seemed to practically tower over you, appearing way more menacing than he had before.

You would have screamed, but your voice was caught in your throat. Instead of screaming for help like you probably should have done, you chose to run towards one of the ends of the hall, not even paying attention to where you were running. You reached the end of the dark hall only to realize it was a dead end, save for a door to your right.

‘Well, it’s not like I have any other choice. Maybe if I’m lucky there will be an entrance to a back alley or something,’ You thought to yourself as you burst through the door and closed it behind you, panting heavily. You would have used that time to catch your breath if you hadn’t noticed there was someone in the room with you.

“(Y/n)…What are you doing back here?” Jimin asked through half lidded eyes. If you didn’t know any better, you would have thought he was drunk, but you knew he didn’t have enough time to get this wasted. It definitely had to do with whatever the fuck was happening at Club Omelas right now.

“Jimin, do you have any idea what the fuck is going on here?” You hissed as you rushed over towards him, “There’s like fucking vampires here or something, we need to get out of here now!”

Jimin just looked at you sluggishly, cocking his head to the side, “What are you talking about? Everyone here’s having a good time, just relax (Y/n). I’m waiting on Yoongi to come back, he said he’d be back in a few minutes…” As he cocked his head to the side, you noticed two little incision marks on his neck that were pretty reminiscent of a vampire bite that you would see in movies. ‘Well that explains why Jimin is so loopy, he’s probably suffering from blood loss…’ You thought as you inspected your friend’s neck.

The door behind you opened and you nearly jumped out of your skin, seeing that it was Jungkook who had just walked in. You positioned yourself in front of Jimin, knowing that if shit was about to go down Jimin currently didn’t have the capacity to protect himself.

Jungkook took a few slow steps forward before he began talking, “Listen to me, you can either try and work this out the easy way and do as I say, or the hard way, and I can assure you that the hard way is certain death for you and your friend here.”

Your muscles tensed as your mind raced through your options, trying to drown out Jimin’s confused, slurred questions. Given what you had just seen out there, you knew that these people had to be vampires, or at least something else that was supernatural. That meant that you had basically no chance of trying to get out of here without cooperating with them, the very thought making your palms sweat profusely. Still, you knew that it was unwise to trust him, but what other option did you have? You certainly weren’t going to try to go toe to toe with a man who was bigger than you, let alone a vampire.

With a sigh of defeat, you muttered, “Fine, I’ll cooperate since I don’t have much of a choice. Just don’t hurt Jimin, okay?” Even though he was the one to drag you to Club Omelas in the first place, you knew this wasn’t his fault and that he didn’t deserve this happening to him. Who the hell would have guessed that this place had vampires running around?

Jungkook smiled devilishly at you, “Good, I’m glad to see that you have some common sense about you,” He still didn’t have the same hungry look as the man who had grabbed you on the dance floor earlier; he looked deadlier, like a predator that had just cornered its prey and was now toying with it. It wasn’t comforting that you were at his mercy in the slightest, and you truly doubted whether or not you actually had a chance of making it out alive. You tried to keep a calm demeanor, but it was hard to ignore the constant loud thumps of your blood pounding in your ears.  

[lazytacomoon-blog]

Gaston Oregon Cheap car insurance quotes zip 97119

"Gaston Oregon Cheap car insurance quotes zip 97119

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Why is my car insurance so high?

About me; I'm 18 years old, no past convictions / points on my license. Passed my test as well as Pass Plus a week or so back. Car I've got; 1994 1.2 Corsa LS (5 door) --- Most of my friends have similarly old / small cars and are paying between 500 - 900 insurance. I'm keeping the car on my drive, and yet the cheapest I can find any insurance is with Direct Line (1,600) Why is my insurance nearly 3 times as expensive as theirs? :(""

What is average car insurance for 19 year old boy and girl?

Well, I am taking my test soon (hopefully I will pass) and I am 19 --- and I heard that car insurance is worth a lot for youngsters that they can buy a BMW second hand with same amount money that they pay for 3 years. so, how much do 19 year old boys pay monthly for it and how much do girls pay ( heard it is a lot cheaper for girls). -- my younger sister will turn 19 in 2 years time till then if she passes her test -- how much will she pay when she gets licence---- what would be your solution -- if I want to get cheaper option (I heard of pass plus scheme - would it work)""

Adding car to insurance policy?

I just bought a car from a local used car dealership, and they tried to have my insurance company (All-state) add the car to my policy. But All-state refused because i'm not the ...show more""

""What is the best, cheapest insurance for a newly liscenced 18 year old driver?""

also a full-time college student (dorming), part-time weekend job making about 600/month.""

What's the best health insurance coverage and best insurance company?

I'd like suggestions on the best top-notch health insurance coverage/ company in the U.S or just in general. I'd also like to know if there are other companies abroad who provide health insurance coverage for U.S citizens. Finally as a young kid just out of college , with first career job, with no health issues what should i be looking at as far as coverage plans and expenses, looking to save money. I had a student health coverage while in schoolm, but it's since expired. Thanks""

Are we covered with liability insurance?

if we got in a car accident no 2nd party or whatever its just us 3 in the car 2 of us got sent to the hospital .. the driver that was at fault only has liability insurance .. are we covered with the medical expenses? like if we file a complaint to their insurance can they do something about it since we goin to need therapy and such?

What is a cheap car insurance for a 19 year old?

What is a cheap car insurance for a 19 year old?

Does life insurance cover suicide?

Does life insurance cover suicide?

How easy is it to change my car insurance?

I am 23, and never changed my car insurance before. I had it for 5 years. I paid $65, then after a ticket, over a year ago it suddenly went to $87. That is with progressive. Esurance offered me $55 for same coverage. If I usually pay on the 20th, can I call them up, set up new plan, and have it start on 20th, and have old one stop on 20th, without another bank deduction?""

What company provides cheap motorcycle insurance?

What company provides cheap motorcycle insurance?

Car insurance?? please help. I am 17 and have been told that I cannot pay car insurance monthly!! ??

I am really worried now as I simply cannot afford the lowest quote of 1600 all in one go. My car is a citroen ax 1.0 if that helps? Are there any other 17 year olds out there who do pay car insurance monthly if so how??

Malpractice Insurance?

How much do Cardiothoracic surgeons have to pay in malpractice insurance. Are there certain rates for different specialties?

Insurance quotes and reviews?

l've found a reasonable insurance price on a Vauxhall Corsa 1.0 litre Club, but l was curious as my Dad has never heard of this company so l reviewed it and it said 1* for most websites! Should l go by reviews or does it matter? l want to make sure that it is a reliable insurance company just in case anything was to happen! lt's called Brokerking. Thanks in advance xxx""

Gaston Oregon Cheap car insurance quotes zip 97119

Gaston Oregon Cheap car insurance quotes zip 97119

Looking for catastrophic health insurance.?

Self employed paying $1,200 a month for health insurance. I want to self insure but would like to get some kind of catastrophic health insurance if there is such a thing.""

Healthcare Insurance: True or False?

1. The Affordable Care Act does not require employers to provide health insurance for their employees. 2. No employer, in any state, is required to provide health insurance to any employee, full time or part time. 3. Employers do not have to report the cost of insurance on employee W-2s in 2011. This reporting is optional in 2011. The reporting requirement is intended to be informational and provide employees with greater transparency into health care costs. The amounts reported are not taxable.""

Motorcycle and atv insurance?

Eventually i plan to get a motorcycle (suzuki hayabusa) and atv (yamaha raptor). What is the average cost of insurance for both of those??

What is a cheapest insurance in PA?

The questions simple. I'm looking for insurance in name only. It's going on an old beater I maintain that goes from a to b and back again working each day. No prior insurance on it (well their has been for 4 years or so now but under a different name without mine being on the policy soo you know.) If it crashes and burns thats where the thing will stay after I haul it out and get any salvagable parts. Seems the general is a bit cheap especially when you can pay a years worth of coverage in one payment. (I can) Any other dirt cheap sites?

Can my car be registered in Arizona but have Cali insurance?

I'm in the military, stationed in San Diego, and I recently purchased CA car insurance. I got a letter from the AZ DMV saying that I couldn't do that. I went down to the CA DMV today with the intent to switch my registration to CA. The lady helping me told me that I didn't have to switch states because I am in the military. I don't what state to believe now...""

How much should a teen pay for car insurance (10 pts in 24 hrs!)?

I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!""

Insurance for a 16 year old in California?

i was wondering how much insurance would be for me. I was looking for a 92 Camaro or a 98 Camaro, v6 or v8. i also have a 3.29 GPA. i am 16. and also is it cheaper if the cars are older? thanks.""

What insurance companies will insure a dog in California with a prior bite history?

My two dogs were involved in a fight with another dog last year. All three dogs were bitten, and my homeowners' insurance paid out a claim. They have now sent a notice of non-renewal and I am having trouble finding an insurance company that will write a new policy. Does anyone have any suggestions for an insurance company or broker in California that can help? Thank you!""

Insurance + Payment options?

I would like to purchase a used car, but I would have to open up a loan. It would be good for me to open up a car loan to raise my credit a bit, since I have no prior loans out. Anyway, would I be able to buy the car on my name with the loan, and have one of my parents as the driver so that the insurance will not be so much since I am only 20? Or will I just have to have them buy it? How does this work?""

No license due to car insurance?

My license was suspended because i couldnt pay my car insurance. Now I don't have a car and I wanted to know how I could get my license back since I have no car?

""How much does it cost to be on birth control w/ no insurance, how often do you have to see a doctor?

thanks

Cheapest Auto insurance?

Cheapest Auto insurance?

Does Bank of America Visa provide auto insurance?

When I rent a car I have heard that if I use my Bank of America Visa card that I do not need to purchase the rental car companies insurance because it is provided by using the Visa Card. Is this true? Thanks very much for your help

Insurance when buying 1st car?

How do i go about buying a car (private or dealer) without insurance to test drive it 1st, as i'll only get insurance once i know what car i will have (i live in the UK).""

How accurate are online auto insurance quotes?

For example, Geico, Progressive, or Esurance? Are they accurate if you are honest about the information? And even though they don't ask for the VIN number?""

I have a nissan 2010 I just bought and I live in California can anyone give me an approximate insurance cost ?

I have a nissan 2010 I just bought and I live in California can anyone give me an approximate insurance cost ?

18 and on my parents insurance?

My mum is on my dads insurance and she is going to take out her own insurance and put me as a named driver while staying on my dads insurance. The quotes were all over 2,000 for me to go as a named driver. It was 2,100 for me to go on my own insurance anyway. You know any way I can get it down to around 1500? A different car or something. We tried a vauxhall corsa and a ford fiesta 1L all over 2,000 Thanks""

Home & Car Insurane?

What insurance company combines Home and car insurance i want to pay them together

New driver insurance question?

Hey I just passed my theory test in the state of California. I need to start practicing driving and take my driving test. I am going to buy a car and also need insurance. Will I need a different insurance package as a learner driver? When I pass my test will I have to get a new insurance package as a license holder? I moved to CA from UK where I held a license for four years.

""How much do you pay for car insurance in dorchester,ma ?

2006 Nissan Murano SL AWD or similar car.

Advice on car insurance after having an accident?

I only passed my test 5 weeks ago, and 2 weeks after getting my car I had a crash and my car was wrote off (I know I'm the reason its so expensive for young drivers :S) Just wondering if anyone knows of any insurance companies that won't rip me off. (I know this is a long-shot! but it's worth a try) Thanks in advance :)""

Does your car insurance go up for possession of marijuana in your car?

Does your car insurance go up for possession of marijuana in your car?

By how much car insurance will go down after 1 year NCB?

I am 29, have been driving for ages, previously had another country license, got UK license last year and bought a car. My car insurance is due to expire next month. I was wondering how much it will go down with one year no claims, just looking for an estimate. or how much did your insurance go down after a year.""

Dispute Car insurance claim estimate - Tiny paint mark

I lightly bumped the car in front of me and left a tiny red mark from my license plate. When I got out of the car I could rub the paint off with my finger, but I could tell the other driver was uncomfortable with me touching his car so I stopped. He said he wasnt going to file a claim but he did and the estimate for fixing his car was $641 Dollars!!!!!! Since this is over the $500 limit my insurance has for no penalty, if i do not pay this out of pocket my insurance will go up by $250 a year for 6 years. WHAT CAN I DO? I want to dispute this because there is no way it would cost that much to rub the red paint off. Thanks in advance!""

Will car towing service affect my future insurance quote?

I had my insurance company tow my car today(roadside assistance), will the towing service increase my future insurance quote? Thanks.""

Gaston Oregon Cheap car insurance quotes zip 97119

Gaston Oregon Cheap car insurance quotes zip 97119

Can you get your Lexis-Nexis insurance score?

I recently got a quote for auto insurance, and the company said they used Lexis-Nexis insurance score - am I entitled to get a copy of this report for free? If anything on it is wrong, can I have it changed?""

Car Insurance on a 2007 Dodge Charger SXT?

I am a 17 year old guy and i was just wondering roughly how much insurance would be on this car. I know its probably really high i just wanted kind of a rough estimate ! -I have my G2 -I completed Drivers Ed -I live in Ontario -The car is used

Car insurance rip off?

my car insurance lists 2 drivers, 1 is excluded from coverage. the other person listed, I have no idea who that is. Why would they do this? Is it cheaper this way, having 2 drivers, or more expensive?""

What is a good website for getting non owner sr22 insurance?

Non owner sr22 insurance. I don't own a car and I do not have the time to make calls for insurance quotes. So I'm looking for a good website for getting cheap non owners sr22 insurance. Anybody knows someone? Thanks

How do traffic tickets affect insurance premiums?

So if you get a traffic ticket you generally get: a fine, driving school and it makes your insurance premium worse. Is this always true when it comes to the insurance? Is this a rule defined by the insurance or can something be done to avoid that insurance thing? The state is CA btw.. if that matters..""

What do I do if I've been denied life insurance?

I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""

How much money difference between full coverage and liability?

I'm 24. I have full coverage on my car now, and I pay $106 a month. I am getting rid of my car, and getting a new one that I will not have a loan on. So I plan on getting liability insurance. Around what price difference can I expect after switching from full coverage to liability? Thanks.""

Can you have two insurance policies on one car?

My Dad has a classis car, I would like to use this car for a weekend, but as i am only 19 I cannot have classic car insurance so I cant go on as a named driver. Is there anyway I can insure this car for a weekend?""

Re. Car insurance?

Anyone work in insurance buisness? I have 2 cars, my mobilty car and a smaller car. I origionally bought it for my wife as she doesnt like driving my mobility car as its too big. I was advised by insurers to keep car in my name, Using my insurance in my name with my wife as a named driver and my 18 year old son who as of yet cannot afford a car as he is attending college and only gets 30 a week EMA if he attends. My wife and I want to give him the car as a joint 18th and christmas present. Now I am stuck if I hand ownership to him and he is pressured into taking out his own policy, my insurance that I have built up over nearly 35 years will possibly be voided and if I need to insure another car in next 3 years after my mobility car is handed back, I may loose my max NCD. Can I legally keep car in my name also my insurance and make him a named main driver, my wife as second and me as third. I have life threatening illnesses and want to give my kids their own cars. cont'd""

Car insurance canceled my policy. i got in an accident and then paid the money. they accepted the money and?

then refused to cover the accident. i was told since they accepted the money and didn't make me open a new policy with a new down payment. and didn't give me my money back ...show more

Proof of insurance?

My friend wants to use my car for his driving test here in california. I know the DMV will ask for proof of insurance. I have the insurance card in my glovebox, and am under my parents insurance, but im not the actual insurance holder with my name on the card. Im just a driver under there insurance. Is my friend still able to use my car, even though im not the primary insurance holder, just a driver on the policy? Do the parents have to be there in order for it to take place?""

How much do footballers pay for car insurance?

just wondered cos Wayne Rooney Keeps spinning and having prangs, given his age, and the value of cars involved how much does he have to pay in premiums? I'm in no doubt he can afford it, but just wondered how much premiums would be.""

Car Insurance Am I covered? The car has it but im not on the insurance!?

I had a wreck saturday, im not on the insurance but the car has insurance.. I was just barrowing the car.. Would it still be covered and be able to get fixed?""

Do I Need Auto Insurance if I don't have a car?

Ok, well i just got my liscense [ i`m 16 ] ... i don't have a car, so do i need auto insurance? i don't know if this is a dumb question, but people are telling me i need to be added to my mom's insurance and stuff. i`m trying to under stnad the whole car insurance thing so hopefully somebody can help.""

Classic Car Insurance?

I am 23 years old and I have a '76 Camaro and Im looking to find classic car insurance. I have applied to various places and they say they can not cover me because I am under 25. I have an '06 mustang I drive for daily use and my current insurance on that does not have special classic car insurance. I do not want to pay over $40 a month for a car I will drive maybe once a week if even that. I am trying to restore it so sometimes I will not be driving it for months at a time. Does anyone know of a good classic/ antique car insurance that will cover someone under 25 years of age? Thank you!

Cheapest car insurance in LA?

So, I had an accident last semester which made my existing insurance company geico hit me back with a pretty expensive new contract. Fair enough, but I would like to search for better quotes for southern california, if there is any out there. Thats why I am asking this mundane question. Thank you very much in advance!""

Premium vs deductible? Health Insurance?

I'm really confused by everything having to deal with Health Insurance. I know a deductible is what you pay before the insurance company pays the rest. But what is the premium? And are these two related?? Please Help.

""Car stolen, will insurance pay?

my car was stolen out of our driveway . i wanted to go to work and had everything in the car . i left to get my sleeping child andwhen i went out the car was gone . not even 3 minutes later. they recoverd the car . damaged but not the person yet . my husband is affraid that the insurance will not pay since the keys were in the car along with all my creditcards and house keys .the car was on our property next to the house . i have nightmares about it . please help

Pregnant and losing insurance?

I recently got laid off and don't want to use COBRA because of the high cost. I am only 31 so I don't think I can apply for Medical or Medicaid. I also know that I cannot get new insurance because I am already pregnant. Does anyone know how to get State-Funded insurance or at least assistance from the state? I live in California.

Kaiser Insurance Premiums Refund?

I enrolled in Kaiser through State of California Employee Insurance program. Right after the enrollment, I cancelled the Kaiser in the middle of Febuary because my wife's employer had better deal for the familiy insurance. Kaiser sent me the insurance card. However, I have not used the Kaiser health insurance. State of California deducted my payment for the premiums. Since Feburary was the first month of the insurance coverage, and I have not seen the doctor with Kaiser, could I ask Kaiser to refund the premiums? Should I contact Kaiser directly or I have to go through State of California HR? Thanks.""

Insurance on a Audi R8?

Well my plan is to get a Audi R8 with 5 years of driving this year, but how much would insurance be if i buy the car used with say 20,000 miles on it and the year is 2009, and if possible what would the insurance on a 2011Audi R8 new ? Seriously i just want to know i dont need to hear your if you ask u cant afford it and what not, so be mature, and just answer it if not f**k off.""

My car insurance policy are affordable because it base on a old 000 Toyota. I sold the Toyota but not reporti?

To insurance, is it legal""

Car Insurance weird Price? help?

okay im 23 years old been had my drivers license for 3 years. im searching to insurance a 973cc corsa my quote has come 1700 so i thought i make my dad main driver and put it on his name his been driving for 18 years and with 9 ncb the insurance came up to 2500 ? whats happening here my dad hasnt had no claims on his insurance

""Can I register my car in my name but have insurance in my husband's, in Florida?""

I live in Florida, I'm 24years old. So you know my insurance would be sky high. I was wondering if I could register my car in my name but have the insurance in my husband's?""

What is the best individual health insurance?

im looking for an affordable good health insurance, i currently have a family plan with my employer but its expensive are there any individual plans out there that are affordable what are they? thank you?""

Gaston Oregon Cheap car insurance quotes zip 97119

Gaston Oregon Cheap car insurance quotes zip 97119

How much do you pay for your car + car insurance?

I pay around $300 for both the car (2001 Hyundai sonata) and the insurance, but me and my husband are having our second child and we know that we need something bigger but cannot find an suv for less than $300, then we still have to pay for insurance. Is anyone out there that pays less than that for a good suv? Thanks for the help""

""I don't have health insurance, need dental work help!!!!?""

Hello, I am a 21 year old male currently attending college, and working part time as a swim coach. I make just enough to pay for my car, insurance, phone, gas, and food. I looked around at different health insurance plans, but could not find one that is affordable to me, and has dental coverage. Over all I am in good health, have not visited a doctor since I was a kid. Last time I went to a doctor for a physical in high school, well I am afraid same goes for dental. I have not seen a dentist since last time I got a filling which was when I was like 14. I need to see a dentist ASAP, not that my teeth hurt, but I can see a cavity on my wisdom tooth. With the new health care reform and all, I am I eligible for any thing in particular? Any new programs or plans?""

Car insurance.......?

I'm 25 years old and a first time driver and I am currently looking at car insurance and have some questions: SKODA FABIA 1 (60) 1198cc What does the (60) mean, is that the top engine speed? Also I was on Gocompare's car insurance website and I was wondering if the 'Proposer Excess' was added into the Annual Premium price or if it is to be added on top of it. I know these might sound like silly questions but I am new to this and any help would be appreciated. If you need more information just ask.""

Car insurance for a 1993 Toyota Celica? ?

How much would car insurance be for a 1993 Toyota Celica? I will be 21 in August, have a clean driving record, no accidents, married with a child. I am a full time college student with a 3.2 GPA. How much should I expect for car insurance per month? The car has 160,000 miles on it. Please, no advertising websites, just real answers. Thanks!""

Car insurance canceled my policy?

hi, my car insurance cancelled my policy one month before its due for renewal and half way threw a claim (car was stolen). they voided the policy from the date i took the insurance out 11 months ago, the reason they gave is that i am not the registered keeper and i didn't disclose this to them but i am the registered keeper because the name on the policy does not match the log book, this is a mistake i faild to notice. the mistake is on the log book my middle (second) name is in place of my surname so i sent them prove of my full name but they still cancelled my policy. is there anything i can do? i will be grateful for any advice. thanks.""

How much jail time for no insurance in georgia?

My friend had an unpaid ticket that turned into a warrant. If he were to turn hisself in how long would he serve.

Anyone have Healthy families insurance in California?

I'm 12 weeks pregnant and have a high deductible kaiser insurance plan. I have a feeling I will end up paying 4500 (my out of pocket max) to give birth. Anyway, I recently found out I qualify for Healthy families insurance for me and the baby, so I applied and waiting to hear back. Just wondering if anyone has their own insurance in addition to healthy families? I wasn't sure if I could have double coverage to get help with the deductible... It's too late for me to change my plan because open enrollment at my work has already passed""

What is a good insurance company for a young female driver?

I'm 18 and passed my test about 10 months ago... what would be a good insurance company?I've heard that female only companies can offer cheaper quotes. Also if you can suggest any cars that are easy to insure for a first time driver Thanks

Who's insurance company do i contact the car owners or mine a driver with compresive insurance?

i was driving my wife car and parked it as i got out a car reversed into the car i am not a named driver on the insurance policy for the car but my own insurance covers me do drive other cars with owners consent. which insurasnce company do i report the accident to i was not at fault as was parked in a parking bay the other car aslo attempted to drive off

Do I need to buy car insurance before driving a used car that I purchase home?

I am thinking about buying a car. I won't know if I'm buying this used car until I go look at it. How do I drive it home, if I won't have car insurance at the moment that I buy it?""

Who sells the cheapest auto insurance online? Thank you in advance.?

Who sells the cheapest auto insurance online? Thank you in advance.?

I paid my car insurance in full but iv seen a better car thats cheaper to insure?

iv only had the policy 2 weeks can i trade my car in for the one iv seen and claim the difference back of insurance company also just taxed the car iv got 135 for the full year would this be transferable sorry this is my first car so new to all this

""What is the cheapest auto insurance company in the province of New Brunswick, Canada? HELP!?

I have a new car - 2007 Nissan Versa

How much does insurance on a 66 mustang cost?

I'm looking to buy my first car and i dream of buying a 66 mustang that i've fallen in love with only thing is i have to pay for insurance and im wondering how much it might cost. I'd be added onto my parents insurance (i'm not sure the carrier) but I am a female and 18. How much do you think it would run me?

Will getting quote for Insurance affect my credit?

I am trying to switch to an insurance company with cheaper rate, so I have to get quotes from several. I am wondering if it will hurt my credit if everyone check my credit using my SSN? soft inquiries just like when I pull out my credit report?""

Has any one used Insurance.Comparisons.org?

I saw one of those 'sidebar' ad's that seems too good to be true about discounted car insurance rates. I did not find any info about the company via Google, so have any of you guys heard or know anything about this company? I have a feeling it is one of those 'you get what you pay for' type of schemes, with vague answers to access your personal info. Thanks""

""I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

350z or g35 coupe auto insurance?

I am 17 years old about to be 18 and I really want a nissan 350z or an infinity g35 coupe. I have been saving money for a few months to buy a used z or g35 but I never thought about what my insurance would be like. I am 17 with no real driving experience. I would be on my parents insurance, I had a 4.0 the last 2 years of high school so straight a's. I have a job(idk if that matters) I do not smoke. I live in California in a small town. I am a male. I dont know what else insurance companies look for so if you know of anything else please mention them in your reply. I'm just wanting to know if anyone has any kind of idea of what id be paying. Thanks""

What is the cheapest auto insurance company for someone who has 3 minor speeding tickets?

Need to know this ASAP as current policy will expire end of Aug. 2007. Thanks all! ;)

""9 months owning phone with no insurance, but adding insurance now?

could I still get a replacement today after adding my insurance?

Does a manual car cost more on insurance than a automactic?

Does a manual car cost more on insurance than a automactic?

What is the CHEAPEST Motorcycle Insurance?

I want to buy a fairly new 02 or newer used Crotch Rocket. I have had 3 tickets 2 in 2008 & one in 09 for speeding you know 65 in a 50 stuff like that. Well my insurance will only drop from this point as I have driven the Speed Limit Respectively & will continue to. Well I called my State Farm agent about it & they said it would cost over 400$ a month that is WAY TO MUCH How can I buy a bike & save A LOT on insurance whats the best company? Any advice would be appreciated I turn 20 On July 11th. Please help me I am sick of my car I want a BIKE!

How to handle a partial month of health insurance?

I currently am paying for a family health insurance plan with Oxford. The premium is $800 a month, due on the first of the month for that month's coverage, with a grace period of about 30 days. I am switching from a contracting position (where I pay my own insurance) to an employment position (with a very nice health plan) on 9/7/10. What I want to avoid is paying $800 to my current insurance company when I only need 7 days worth of coverage. I also want to avoid a lapse in coverage. Do I not pay anything until the 7th, when my new insurance plan kicks in, and them call them and tell them I am cancelling and only want to pay from the 1st through 7th? Or do I pay the full $800 and hope I will get a pro-rated refund? Thanks in advance!""

Free medical insurance and dental in cali??

hello, im a 21 year old student who needs insurance! my family doesnt qualify for free insurance from the state, but my mother is not working to get insurance. does anyone know of a free or at least cheap way to get insurance? thank you.""

Can you get free health insurance?

I am not referring to Obamacare. I am referring to free health insurance in general.

Gaston Oregon Cheap car insurance quotes zip 97119

Gaston Oregon Cheap car insurance quotes zip 97119

https://www.linkedin.com/pulse/how-get-best-quotes-car-insurance-thomas-west"

[yesterdaysdreams]

Renovation Tips For A Complete Newbie!

Today, I am starting a series I have been wanting to write for quite a while—renovation tips! In each post, I will be addressing repeat questions we have received from our readers. I’ll give my tips, experiences and opinions, and someone else from our team will jump in as well! I hope these will be very helpful to you, as one of the biggest goals of our site is to help you feel empowered to take on projects. You can do it!

Today’s question is: What are your renovation tips for a COMPLETE newbie?

Elsie: Jeremy and I now own our third home together. In each home we took on more and larger projects. I think it is extremely wise to start small and work your way up! HGTV shows (and even the room tours on this blog!) might make big renovations seem a lot easier than they really are. You see the stunning before and after photos, but what you don’t see is the stress, time, improvised living in a ripped-apart home and money it takes to achieve these dramatic changes.

So today I’m going to focus on renovation projects I think are a good place to start for first-time homeowners!

Restaining floors. If you have an older home with original wood under carpets, having the carpet removed (or doing it yourself) and the floors redone in a modern color (I love very dark OR very light floors personally) is one of the projects that gets a lot of bang for your buck! Even if you hire a professional to do the whole house, it can be done for a price far more reasonable than most other major renovations, and I’ve been told by realtors that is a way to add dollar-for-dollar value to your home (meaning you can mark up your home price equivalent to the amount you spend on your floors). It makes the whole home seem newer and having floors that match (as opposed to difference color stains or carpet) makes your home feel larger as well.

Painting walls, cabinets and trim yourself. Painting things white can modernize your home A LOT. There is a time to respect original wood. But this is more for a home that is 100 years old … not cabinets installed in the 1980s! And even then, I think the homeowner should do what they really want … but maybe that is another topic for another day.

Painting walls, cabinets and trim yourself is time consuming, but extremely budget friendly! Updating cabinets, bookshelves and vanities that come with your home will save THOUSANDS compared to ripping them out and replacing them. Sometimes you can even keep your cabinets and just replace the doors if you really don’t love them.

Here’s a post about painting cabinets with chalk paint and here’s one on refinishing kitchen cabinets. Bottom line: Painting whatever your home comes with is always easier and cheaper than ripping it out and replacing it with something brand new.

Updating your backsplash.Adding a tile backsplash to your kitchen or bathroom is an ambitious, but doable project. And if there is already tile there that you hate (but don’t want to rip out), try painting it. And if there is no backsplash at all and you can’t fit tile and supplies into your budget, try this faux backsplash DIY or this plank backsplash.

Replace countertops. Replacing old countertops with stain-resistant stone is a great way to spend your renovation budget. We love quartz and solid surface. You can do this in your kitchen and/or bathrooms. I like to make this a very high priority in any home I remodel because A – your counters will still look BRAND NEW when you move and B – it can really freshen up a space! Depending on the size, you may have to save up for a bit, but having counters replaced is so worth the investment! The other thing that’s cool about it is that it can be done in a day—so you don’t have to worry about living in a construction zone.

I personally like to get lighter-colored quartz since it feels a little more modern to me than most options for granite.

OK … I could honestly go on ALL DAY, but I think these four items would get you the most bang for your buck (or work!) for a newbie renovation.

Now I’m tossing the baton to Laura to hear any additional tips she has!

Laura:  I’ve done my fair share of renovating since leaving my college dorm (and that includes renovating a whole house by myself in three months while my husband was on tour), so here are a few smaller tips to keep in mind that can really make a difference when you pair them with Elsie’s good larger projects above!

Replace old/outdated lighting: It’s amazing how different a room can feel with a cool statement light installed. I usually like to leave that detail until last in a room because it feels like you are kind of placing a finishing crown on top at the end. While a large or unique fixture can make the biggest impact, even smaller switches like the lights I changed in my hallway makeover can really move the renovation needle as well. We love this shop for beautiful lighting—I think I have something from them in almost every room of my house!

Switch out hardware: Switching out old outdated styles of cabinet hardware, door handles, closet pulls, etc., is a small detail, but sometimes it’s the hardware that really dates an item or makes it pop in a good way. Choose a color that goes well with the rest of your furnishing choices (like silver, chrome, brass, gold, or black) and keep your overall design aesthetic in mind as well (so, should they be modern and simple or more complex and intricate).

Find and stick to a color scheme: There’s nothing quite as soothing as being in a house that has a distinct color scheme, which is carried throughout the whole space so each room feels connected and a part of the larger picture. You should still use slightly different shades of your main colors sprinkled throughout or it can get a bit boring, but that overall cohesiveness will give your space a finished and thought-out feel. And don’t feel like you have to use that scheme forever either! I’ve definitely changed mine over the years based on what I was into or current trends, so you won’t have to keep it forever if you grow out of it. If you don’t know what your color story is yet, don’t worry, we’ll show you how to find yours!

Thanks so much for reading! We are keeping a running list of questions, so feel free to let us know any you have in the comments! xx – Elsie

Credits // Authors: Elsie Larson and Laura Gummerman. Photo by Janae Hardy for our Habitat for Humanity house project (which is a great budget renovation resource—so go read those posts!).

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