#I sobbed like a 5 year old child not jk
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Kind of interested to know, how did YOU react when Arthur died?
I was emotionally crushed and wanted to beat Dutch to death. Believe it or not I was more mad at him than Micah lmao
#rdr2#arthur morgan#red dead redemtion 2#dutch van der linde#I legit thought there was a way to cure Arthur#the trauma is still there#I sobbed like a 5 year old child not jk#I am emotional AFFF#spoiler alert#I forgot to ad that
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Things I have learned from Harry Potter and the Sorcerer’s Stone (part 1/?)
1. Yes I am doing this because we all need some happiness in our lives with all the crap that is the world right now. Also, I need to cleanse myself and my soul after the utter crapfest that was the fifty shades series. 2. I can hear my childhood calling to me, to save me from the pit of despair that is adulthood. 3. Kids, whoever told you it’ll be fun to be grown up has been lying through their teeth to you, because the only fun part is alcohol. 4. And being able to binge eat candy and chocolate, with no one berating you when you’ve made yourself sick because of all the candy and chocolate. I mean, a balanced diet? What is that.
5. “Mr. and Mrs. Dursley, of number four, Privet Drive, were proud to say they were perfectly normal, thank you very much.” – name a more iconic first line. I won’t even wait, because THERE ISN’T ONE. 6. Don’t even @ me. 7. “Mr. Dursley blinked and stared at the cat. It stared back.” – that’s Minerva judging you. Blesssssss. This is what salvation looks like 8. Okay but when are cloaks coming back in fashion. I mean, I *know* I can rock a bubble pink one and it’s honestly the best way to say “fuck everything I’m off to slay some monsters” and be fashionable while doing it. 9. Bring back cloaks 2k17 10. “And the old man hugged Mr. Dursley around the middle and walked off” – lowkey want someone to give me a hug right now and tell me to rejoice 11. I told you, it’s the crippling weight of adulthood.
12. “The cat didn’t move. It just gave him a stern look” – Minerva be like
13. “hundreds of sightings of these birds flying in every direction since sunrise” – Potterworld version of group chat 14. Imagine receiving an owl just to find out someone tagged you in a stupid doge meme
15. “He was wearing long robes, a purple cloak that swept the ground, and high-heeled, buckled boots” – my aesthetic™ tbh 16. “a silver cigarette lighter. He flicked it open, held it up in the air, and clicked it. The nearest street lamp went out with a little pop” – fucking JK, planting plot stuff for book seven in book fucking one this is what I should aim for in life – bewilder and throw people curve balls years in advance and then laugh menacingly while sipping my tea
17. “You’d think they’d be a bit more careful, but no — even the Muggles have noticed something’s going on” – wizards don’t give a shit lol, this is the definition of YOLO 18. “Dumbledore, however, was choosing another lemon drop and did not answer” – Dumbledore is me avoiding my responsibilities and pretending candy will save the day 19. “[…] how in the name of heaven did Harry survive? “We can only guess,” said Dumbledore. “We may never know.” – Dumbledore, you sly fox.
20. “screaming for sweets” – I am Dudley 24/7 21. “Really, Dumbledore, you think you can explain all this in a letter?” – McGonagall, the voice of reason for an entire generation. Honestly, for a hella smart, competent dude, Dumbledore can be dense. It’s like: “hey I know you hate your sister and her husband but shit hit the fan over here, so anyway here’s their kid can u explain all this to him kthx bye” 22. “there will be books written about Harry — every child in our world will know his name!” – I’m so happy this turned out to be true blessssss
23. “Can’t you see how much better off he’ll be, growing up away from all that until he’s ready to take it?” – like, I see the point, but why couldn’t he have been raised in a wizard family that wouldn’t overwhelm him? I know it’s because of the protection spell, but STILL. He could have just come live with the Dursleys for like 2 weeks every summer. Yearly tradition for the worst vacation ever™. But like, it beats death, no matter how awful it is. 24. IT WOULD HAVE BEEN A BETTER TRADE OFF, DUMBLEDORE, DON’T ROLL YOUR EYES AT ME 25. “I would trust Hagrid with my life,” – SAME, FAM, SAME 26. “Young Sirius Black” – sobs forever (boy, book 5 will fuck me up)
27. “To Harry Potter — the boy who lived!” – this takes me back to when I read the series for the first time. This was the moment I knew I was in for life. 28. Yes I am aware this is just the first chapter shut up 29. I’m fucked if I’m really doing the entire series 30. BUT I DON’T CARE BECAUSE THIS IS WHOLESOME AND PURE. PURER THAN CINNAMON ROLLS. YES, I WENT THERE FIGHT ME.
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#harry potter#things I have learned#J.K. Rowling#harry potter and the sorcere's stone#harry potter books#booklr
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*arrives 1000years late with that omf* Tagged by @sleeplessinmirkwood
5 things you’ll find in my bag
1. sketchbook n pencil case 2. keys, tissues idk 3. a comb 4. bubble gum, tic tacs, another bubble gum... 5. shitload of receipts
5 things in my bedroom my bedroom and the whole apartment are like one thing so idk what should i list
1. uhh pillows and plushies 2. wall with drawings and canvases 3. box of prototypes for uni 4. lots of paper and drawings and dust under the bed 5. books that i have no time to read
Things I’ve always wanted to do in life
1. success/be famous/get recognition and respect from what i do dont we all want that lol 2. as a child i wanted to perform in some way i guess but my shy ass wont let me so i have this unfulfilled need to show off somehow 3. do cool adult things like travel, have cool faithful group of friends, constantly go shopping, have a nice flat by the beach in la but life is not a plot of totally spies and while i still want those things i dont want to adult anymor e 4. see the world like honestly ive never been anywhere- this new years eve was the first time that i even saw the capital of my country like can you believe this 5. uhhh idk try playing a violin
Things that make me happy copypasting other tagging meme bcause im lazyy
1. food..good food…..11/10 2. my doge my beautiful tiny bean full of sunshine omg 3. sunsets. clouds. sky generally. ahh so big. so pretty 4. when somebody gives me fruit stickers. u know those stickers on fruits at markets. im collecting them. like,, im not leaving a market without at least ten hidden under my sleeve. and when somebody remembers that and brings me even one sticker im honestly beaming 5. colin farrell lmao jk i hate that guy lol. lets sayyyy forest wandering. walking through forest together with my doge, taking photos, sitting by the forest river, with no destination and lack of responsibility. yesss thats my jam
Things I’m currently into
1. a certain organic irish hobo 2. fbawtft 3. healthier food and fuckin yoga, thanks to point no1 4. surviving n trying to not go insane- organising every minute of the day to not rot for hours thinking about my life 5. light pink and lofi hip hop are saving me life honestly
Things on my to-do list
1. try to go to sleep earlier than 3am (writes it at 1:30am and i still gotta take a shower *sigh*) 2. ugh work on 5 different projects for 5 different workshops.....and finish a commission 3. get my shit together somehow bcause im turning into a weepy five year old again *slaps self* ur an adult now ffs *slaps again now through tears* but i dont wann a *sobs* 4. organising papers for erasmus and trying to not die of stress over the thought that i might actually classify for that 5. exercise a bit everyday bcause damn im groaning like a 60yr old when i kneel to pick up something
5 things you may not know about me
1. u already know my fruit sticker gathering weakness....... 2. ..but im also gathering a LOT of nailpolish. gimme all those little glitter/holo potions of happiness. i dont even paint my nails now bcause of constant drawing/working/cleaning etc like i dont have time to let it dry. but i used to make all the weird nail art thingies at least two times a week in high school ahhh 3. i dont have any allergies, never broke anything, never been anywhere like honestly im like a bland default sim or smth with no life. geesus thats sad 4. i guess im dyslectic? i guess bcause ive had tests made and that doctor lady said that nah ure good and that im even ‘intellectually above the average’. but then our school psychologist showed me a paper stating that i DO have a dyslexia. so idk!! 5. im a shy extrovert. i looove spending time with people but this social kinda phobia thingy wont let me tal k to t h e m and its TEARING ME APART LISA
I’m tagging: @blufontana @xboredbear @nacroy @helegris-nimbereth and ????????? anyone that wants to do it -just say that i tagged u
#long post#i guess i did tag you before not so long ago???#im sorry omg yall dont have to do those i just dont know anyone in here lol#well anyway that was alot of writing#im the worst like first i want people to tag me and then i leave all those unfinished tag games in this dark pit of drafts#no wonder nobody tags you @ me bitch#costam get your shit together
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Weather You of All Arts (It’s Enough to Have You Here) - Chapter 1
Genre : Fluff, Angst, Psychological Terms, AU
Characters : Kim Taehyung, Park Jimin, The rest of BTS.
Main Pairing : vmin
Summary :
It’s human nature to instinctively fall for an object, without any exceptions, people too. Indeed flowery and jittery when catching it at first. However, as time goes by tons of consideration blow minds up then coming to realisation that the famous legendary certain feeling called love could only kill you.
-too few isn’t good, too much is never better-
Writer’s Notes :
Yup it’s my first time officially writing a fanfiction and post it somewhere bcs I suck in expressing word termly but since I’ve been reading loads of fics these few months, I could finally create the complete part of this prompt I made in my second year of Junior High School which was 4 years ago. Fully inspired by the cycle in this life and it’s filled with cry, cry, cry, snorts, and back to cry- ok jk. Sorry not sorry I’m making Taehyung as the crybaby here.
-marlygins-
Chapter 1: First Impression
Waking up to his mom’s anger was the least Taehyung wanted to face on any morning. No matter if it was a cursed or a blessed one. He rubbed his eyes roughly at the sound of glass scattering to the ground and got up immediately to search the center of the terrifying sound. It was certainly a final turn when he found his parents staring at each other with such indescribable glares. He could almost see a thunderbolt between the two (which he didn’t in reality though).
Didn’t have the gut to say a word, Taehyung hopped soundlessly back into his room, wrapping himself a burrito with his blankie, and started to sob repeatedly.
Kim Taehyung was 5 years old, alone, and lonely.
He was quite adored by his friends in the neighborhood but most practically had the opinion that he was kind of weird. His mom once corrected him while letting out a muffled sigh that he was stunningly weird. Being the loud and hyper toddler was what he could do at best. He could never stay still without rustling out a word and it was his nature to do so.
Time went by, he was about to encounter his first day at school. Looking excited as ever, he put on his sling bag on his shoulder and smiled widely. After having breakfast and pecked her mom on her cheek, he said farewell and jumped on his way to school. First time knowing what school like was rather abstract for Taehyung. Even though he was still considered as a child, the obligations attired at the school were very strict that nobody could say a single thing to any of it, including doing any rebellion things.
The day went well despite Taehyung having no idea about behaving well at the classroom. The teacher kept on shouting at him for being so talkative but it didn’t stop him for doing things he passioned about. The bell rang, he let out his boxy smile and looked at the watch on his wrist. The other kids went out from the room in a hurry and most of them talked to each other while giggling loudly.
It was actually easy for Taehyung to do so but he chose not to since he wanted to observe his sorroundings.
After the class got emptied, he stood up until a soft-sounding, almost resembled a whisper calling him by his name, “Kim Taehyung”. Taehyung abruptly looked to his sides in fright, he was thinking that it was one of his illusions but he found himself looking at a pair of chubby cheeks, a sweet smile, and a pair of eyes that got crinkled up to form a crescent owned by a shorter boy than him afterwards.
“Cute”, he thought.
“Am I?” Taehyung widened his already-big-eyes, stunned to find out that he had said it loudly and the boy in front of him was literally looking at him in the eye while tilting his head.
“U-uh I mean....” He hated himself for stuttering and looked down, too shy to look back at the boy.
The latter broke his glance from the floor to the boy in front of him as he felt a pair of hands were holding his shoulders.
“I’m Park Jimin!” the cute boy indirectly enchanted Taehyung, he blinked and stepped closer. It was unexpected to straightly see an excitement, high expectation, and such a wide smile package meant for him.
And without him realizing, it was the first time he had his heart stopped beating for a second.
Kim Taehyung was 6 years old, alone, but he was starting to feel the existence of a company.
The second time Taehyung met Jimin was the very next day.
Taehyung, strictly bounded on his unfortunate lucks, got up late and arrived at school right a minute after the bell rang. He panted loudly as he reached the school gate to see the school guard was half-about to close the gate, he panicked and tried to stop the guard by setting up his ever puppy faced begging which he always gave to his mom whenever she got angry to him. It succeeded so he sprinted to his classroom as the teacher was right on the corner of the hallway. He sighed in relief and searched for an empty chair.
Suddenly, he saw a pair of hands were waving towards him. The tiny cute hands belonged to no other than Park Jimin. The latter was smiling at him and he didn’t know how to react towards his first friend who introduced himself ever.
Taehyung sat beside Jimin, knowing the latter seemed to be very excited in the morning, he assumed that Park Jimin was a morning person. Taehyung was never a morning person though. He even still had his hair ruffled like he had just woken up from his deep sleep.
“Yah, you’re sitting on my jacket.” Jimin pouted as he tapped roughly on the younger’s shoulder.
Taehyung groaned, he stood for a brief so Jimin could pull his jacket away. “Who wears Jacket in such a humid day like this though? I’m sweating here, yet you seem to be freezing.” Jimin blinked a few times, looking at Taehyung while pouting.
Jimin chuckled as he looked at Taehyung in the eye, with his typical eye smile, he nodded right then. “Hmm I easily get cold, I guess it’s just my nature to feel so. I can’t even stand properly in winter. It’s too cold for me to do activities.”
There was an ‘O’ formed on Taehyung’s mouth and there’s a guilt in his heart.
Hearing no further response from the latter, Jimin opened his mouth again,
“Why are you late anyways?”
“Mom woke me up late this morning, I didn’t even get to eat my breakkie.” This time, Taehyung pouted and knitted his eyebrows while looking at the floor.
“Did you bring packed lunch though?” Taehyung shook his head at this. “Then we can just share mine later, how about that?” Jimin set his sweetest smile ever which made Taehyung blinked a few times after his interlocutor’s offer.
Taehyung could never agree more in his life for someone’s kindness, especially towards himself.
It was always hard for Taehyung to open up his sincere boxy smile to random people but the cute boy in front of him was likely to be assuring him to trust him openly only through some conversation. Taehyung could feel a certain feeling he had never felt before since no kids the same age as him has ever drawn such attention to him.
Later in the afternoon, they ate together and talked about random things or nothing. Taehyung was in awe the whole time for having someone like Jimin who popped out of nowhere on his first day of school. “I guess I can trust him,” Taehyung thought to himself but for the nth time,
“Of course you can.” He didn’t know how to hate himself more because he just realised that he had said that loudly and not only in his mind.
“M-mianhae, I...” Taehyung stuttered, again.
“S’okay, bro. My mom said that everybody has their right to not explaining things to people.So I think it applies for you just now.” Jimin cut him while smiling with his ever angelic smile.
Taehyung could only nod and smiled, the smile didn’t even reach his eyes because he was desperate. For some reason he was, but he couldn’t tell what was the reason. He was also curious, but the things was rather vague. After a minute of consideration, he gaped his mouth and started to let out a soft voice which Jimin thought it was cute to see the younger’s serious face.
“Chim..” Jimin widened his eyes at the nickname, smile becoming even wider afterwards.
“Is that a nickname for me, Tae? I like it” Jimin giggled.
“Um, I like how Tae sounds too.” Taehyung reached for his own hands and licked his lips before saying out something more. “Chim, are you my friend?” He abruptly looked at the older who was sitting right beside him.
“Of course Taetae, I am. We can be best friends too if possible, which is not impossible either.” There was a twinkle on Taehyung’s eyes.
“Best friends?”
“Yes best friends. I’ll accompany you wherever you go, whatever you do, I’ll always disturb you despite you saying no to me, in case. I’ll always be there for you. And it’s a promise.” Jimin assured.
“R-really? You’d do that? To me?” Taehyung widened his big eyes. Jimin nodded a few times at the latter and smiled again.
“Thank you chimchim!” Taehyung felt there was a droplet of tears fell and he still leaned closer to hug his new best friend. “Oof,” Jimin groaned jokingly but he hugged his friend back tightly.
“I haven’t done anything yet, Taetae.”
“No no no, to have someone promised me such things is already a blessing for me. Assa! My mom will be delighted to hear that I have a best friend now. Chimchim, would you like to visit my house? I have so many sweets there, you don’t have to be scared of my mom or even yours scolding us because there is no limit for us to eat as much sweets as we want. Oh oh I also have cookies, loads of cookies, we can buy ice cream on our way back too. My mom gave me money last night for helping her with the house chores.”
Taehyung was excessively excited yet he paid no attention to his friend who was giggling at his antics.
“Tae, I didn’t know you can be so excited....?” Jimin was still giggling. Taehyung’s face reddened at this and smiled shyly.
“What do you say, Chim?”
“That would be my honor, my best friend.” Jimin’s eyes were crinkled to crescents and his giggle were echoing through Taehyung’s mind. Taehyung straightly named it as, The Angel’s Laugh which bursted Jimin out when he told him about it.
Kim Taehyung was 6 years old but he acknowledged that he wasn’t alone or even lonely anymore.
#bts scenarios#bts#bts v#bts jimin#vmin#fic#au#bangtan#cutie#bangtan sonyeondan#bangtan scenarios#bts vmin#vmin icons
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Why Don’t People Want To Move?
TorontoRealtyBlog
Well, my mother enjoyed Friday’s blog, and that’s all that really matters, right?
Lost in the shuffle after an impromptu 2,000 word trip down memory lane were the reasons behind this recent survey, showing more home-owners would opt to stay put and renovate their existing homes than move.
The survey was posed in this hypothetical “What if you had $50,000,” manner, whereby respondents were supposed to choose between renting and moving. But ignoring that hypothetical, and simply looking at the decision as it pertains to all of us, our lives, and our situations, I would still argue that just as many people would rather do without moving.
I see five major reasons for this, many of which have multiple reasons therein…
5) The Neighbourhood
There’s nothing wrong with loving where you live, in fact, it’s a dream for all of us.
So when faced with the prospect of leaving all that you know and love, it seems to reason that many people would look for ways to avoid it.
This means that when many people do end up moving, many of them stay within the same area. I actually sold a $970,000 condo to a buyer last week who currently lives in the building in a smaller place worth about $550,000. He loves the building, doesn’t really want to leave, but needs more space. So buying a larger place but only considering that one building became his chosen path.
For other would-be buyers, however, not being able to move within that same area is often a reason why they stay put. If you owned a 3-bed, 2-bath semi-detached house, but wanted a 4-bed, 4-bath, or at least a 4-bed, 3-bath, and were constrained by price, you might end up looking in another neighbourhood with lower prices. We’ve all been here before, and this is a very common scenario for most buyers. You can’t afford to move “up” within your area, so you look at other locations. When faced with this prospect, many buyers just can’t pull the trigger because they can’t face moving out of the neighbourhood. And thus, they renovate, expand/add-on, or simply put off the move for a little while longer.
I’ve seen this happen a lot.
When I’m working with active buyers who essentially “change their mind,” and decide to put the search on hold, one of the top reasons is because they can’t bear the idea of leaving the neighbourhood. So as I mentioned above, many decide that their plan is to stay, save more money, and then be able to purchase a larger home within that same area.
As housing prices continue to rise, however, we all know it’s difficult to “chase the market.” Saving more money for a down payment on a larger home only works if the market stays the same, or appreciates at a rate substantially lower than one’s ability to save. This is why I find so many people who don’t move, initially, because they “want to stay in the neighbourhood” end up becoming stuck in their existing home.
–
4) The Kids
You all heard my sob-story from Friday about how I didn’t want to move, but what I didn’t mention was that as a child, I was paralyzed with the fear of switching schools.
We grew up in Leaside, and I attended Bessborough Public School right from Junior Kindergarten. But I knew that when my mother and father were out looking at houses on the weekend, half the time they were looking in other areas.
I had no idea where “Lawrence Park” was, but I knew I didn’t want to live there.
Avenue Road? Is it an avenue or a road? That made no sense to me. I certainly didn’t want to live there.
Bayview Heights? Where the hell was that?
North Toronto? How far north are we talking?
My sister explained to me that if we lived in any of these areas, we would have to go to a different school. This scared me more than just about anything as a child, and that includes Freddy Krueger, who was just about the worst-looking, scariest thing I had ever seen, and maybe still have to this day. The makeup for that movie, considering it was 1984, is just unreal. But that’s a topic for another day…
As any child would at this age, I had developed a close circle of friends, and the thought of not only losing those friends, but also having to make new ones, was a non-starter for me. I didn’t want to be “the new kid” that shows up on September 5th, and is introduced by the teacher who basically begs the other children to befriend.
A lot has changed since the 80’s, and nowadays with technology where it is, social media, and a lot more clubs, sports, and activities, kids from all over the city blend together in a way they never did before. But I still think a lot of parents worry about pulling their kids out of existing schools, and planting them in new ones.
Many parents will actually plan their moves around their kids’ ages, and/or school cycles.
I’ve had clients who told me, “We’re going to buy a house in two years because our son will be turning 6-years-old, and we want to start him in School X for Grade 1,” as well as other variations surrounding different public/private school options, or special programs like French Immersion, or simply leaving daycare for JK, or graduating from Grade 8 to high school.
But others simply refuse to move because they fear it’ll be traumatic for the kids, whether that’s based on the school, or in some cases, emotional attachment to the home.
I suffered from both as a child, but thankfully when we moved, I stayed in the same school!
–
3) The “Lateral” Move
You don’t sell for $1,000,000 and buy for $1,000,000 in this market very often.
If you lived in a condo, and wanted to own a house, you might though. And I’m sure there are other exceptions to the rule.
I suppose if you live in a downtown Toronto condo, worth $600,000, and you’re moving to Hamilton to start your new job, get married, start a family, and prices for freehold homes are $600,00, then yes, the lateral move makes sense.
But here in Toronto, most of my clients are either buying up or down, and the “lateral move” is a fear of many buyers, and probably should be.
For reasons that we’ll explore in point #1, it’s expensive to move, and to buy and sell for around the same price often doesn’t make sense.
Switching neighbourhoods around the same price point can be an option, but it really just comes down to the costs involved, and I feel as though most buyers want to truly “buy bigger.”
–
2) The Bother
As I write this, I have not one, but two sets of clients who have moved in with their parents for two weeks. I have another couple of sellers who are also leaving while their property is being sold, but they’re sailing around the world, so we don’t feel quite as bad for them!
My other seller-clients have been displaced from their homes as it’s simply not feasible for them to sell why they’re living in the house.
In the house. In their house; it’s not feasible for them to live in their house. How crazy is that?
Well, that’s Toronto! That’s the market! You’ve heard me say this over and over, but I believe there is only one “right way” to sell real estate, and it involves doing everything properly before and during the listing, cutting no corners, and not diverting from the path that’s been set out in advance. This means, for those that choose to do it properly, that you’ve got anywhere from two weeks to two months of preparing, and it can be awful.
You start by de-cluttering, and that means throwing away stuff you probably want to keep, and/or often going through boxes you have no desire to go through. You often work around the clock, with a deadline (ie. a target listing date), and every night you go home from work knowing that you’re simply switching jobs, as the work doesn’t stop until you finish packing, and go to bed.
You have to work on the house too. Repairs, fixes, often renovations. I have clients right now who are going to replace all the flooring in their condo, renovate the bathroom, paint the entire place, and maybe even tackle the kitchen cabinets while they’re at it. They’ve told me they’re stressed, anxious, and wondering whether this is “the right move.”
But then when the property is actually cleaned, painted, repaired, and de-cluttered, the staging begins, and many people can’t live in a staged house. Especially those with kids…
Most of my clients who have children end up moving out for 10-14 days when we sell, provided the house is freehold and in at least a lukewarm location.
If we stage the house on a Thursday, take photos on Friday, to list on Monday, that family isn’t going to live in the house on the weekend. They’re already up at the in-laws! So then we have a week of showings, followed by an offer night, and it’s close to two weeks before they can move back into the house.
Add all this up – packing, de-cluttering, repairing/renovating, cleaning, moving furniture and boxes to storage, staging, and finally moving out of the house, and it’s no wonder many people couldn’t be “bothered” with the process. It’s daunting to many, although those of you who have been through it probably think it’s just the cost of doing business.
Then there’s something to be said for the “bother” of trying to essentially re-create one’s existing home, in a different location. Those of us who take pride in our homes, and who have worked over the years to make it our “own,” often see a new house as a stark blank canvas, and thus a chore. Some relish the opportunity to start from scratch, but others see it as a lengthy task that they could do without. Imagine spending five years “feathering the nest,” only to have to start over elsewhere?
To each, their own. Some might see this as complaining about nothing, but the feedback I get from people all the time is that moving is daunting, and much of it has to do with the process of selling, rather than buying.
–
1) The Cost
There’s absolutely, positively, no doubting that this is the #1 reason why people don’t move…
…in Toronto, that is.
Tell me if I’m wrong, and I feel as though this could be one of those blog posts where the readers’ comments really drive home the accuracy of this list, but I have to think that if it wasn’t so expensive to move, people would do it more often.
Some see real estate as an “investment” and others are irked by that mere notion; thinking somehow that houses should be exempt from being bought/sold/traded and rather simply house people. But for those who find themselves in the former camp, they’ll recognize that real estate as an investment has one major difference from your typical investment vehicles out there today: liquidity.
That’s not to say that real estate isn’t easily sold. It’s a far more liquid investment than art, rare coins, or precious metals (ie. those who actually take physical possession of gold bars; I had a client once with all his money in physical materials, it was nuts). But the time it takes to dispose of real estate is an eternity compared to the “click of a button” for selling shares of stock.
Then, there’s the cost. That’s the major issue with liquidity, from my perspective.
And the costs associated with selling real estate might be the elephant in the room for most agents, but I tell my clients this all the time!
Land transfer tax, real estate listing fees, legal fees, movers, and then the things people don’t think about – like furnishing a new house, and all that comes with it.
Those of us in Toronto pay not one, but two land transfer taxes, to the wonderful municipality of Toronto, and province of Ontario.
On a $1,500,000 purchase, that’s $52,950 that you are never going to get back.
Now let’s say you’re selling a $700,000 condo as you prepare to move into that $1.5 Million house. The fees are anywhere up to 6%, or $42,000. But add in HST, and it’s even worse – $47,460.
There are other options, of course. It costs $0.00 to put a “FOR SALE” sign on your lawn, so while the land transfer tax to Toronto and Ontario are non-negotiable, the real estate listing fees aren’t fixed.
I won’t turn this into a conversation about commission but suffice it to say, most people are paying 4-5% to sell, and that’s a big number if you’re going to buy/sell again in three years, then five years after that.
It’s why I tell a lot of my clients, “It’s expensive to move.” I do it all the time, just ask them. “You don’t want to call me in two years, tell me you’ve outgrown the space, and have to pay me again to sell your place, and then pay two governments massive fees just to file paperwork.”
You’re going to pay a lawyer to close the sale of your existing property as well as the purchase of the new one. Disbursements, title insurance, and other fees add up.
But what really surprises me is how much people underestimate the cost of new furnishings in the home. How many of you have moved into a new house or condo and been blinded by light, because you had no window treatments, and never thought to get any? How many people actually factor this in to their number-crunching when they start considering making a move?
And that couch in the living room of your condo? You are kidding yourself if you think it’s going in your new house.
The IKEA pots and pans scream “bachelor,” and now you’re a married man in a home. So get ready to spend!
In fact, the most common dollar figure that buyers attribute to these types of expenses is $0. Honestly, people never think of it until they’ve already bought, already sold, and are preparing to move into the new property. Only then do they look around at their existing furniture and realize how much they hate it. Only then do they find themselves out, every weekend, shopping up at Castlefield & Dufferin.
This certainly isn’t the largest cost associated with moving, but it’s the most underestimated!
In the end, I think the costs involved with moving are the number-one reason why more people don’t.
–
So there you have it, folks!
If there are other reasons, please feel free to share.
And for those of you that want, or wanted to move, but did not, I’d love to hear why!
The post Why Don’t People Want To Move? appeared first on Toronto Realty Blog.
Originated from https://ift.tt/2OCx8N5
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Why Don’t People Want To Move?
TorontoRealtyBlog
Well, my mother enjoyed Friday’s blog, and that’s all that really matters, right?
Lost in the shuffle after an impromptu 2,000 word trip down memory lane were the reasons behind this recent survey, showing more home-owners would opt to stay put and renovate their existing homes than move.
The survey was posed in this hypothetical “What if you had $50,000,” manner, whereby respondents were supposed to choose between renting and moving. But ignoring that hypothetical, and simply looking at the decision as it pertains to all of us, our lives, and our situations, I would still argue that just as many people would rather do without moving.
I see five major reasons for this, many of which have multiple reasons therein…
5) The Neighbourhood
There’s nothing wrong with loving where you live, in fact, it’s a dream for all of us.
So when faced with the prospect of leaving all that you know and love, it seems to reason that many people would look for ways to avoid it.
This means that when many people do end up moving, many of them stay within the same area. I actually sold a $970,000 condo to a buyer last week who currently lives in the building in a smaller place worth about $550,000. He loves the building, doesn’t really want to leave, but needs more space. So buying a larger place but only considering that one building became his chosen path.
For other would-be buyers, however, not being able to move within that same area is often a reason why they stay put. If you owned a 3-bed, 2-bath semi-detached house, but wanted a 4-bed, 4-bath, or at least a 4-bed, 3-bath, and were constrained by price, you might end up looking in another neighbourhood with lower prices. We’ve all been here before, and this is a very common scenario for most buyers. You can’t afford to move “up” within your area, so you look at other locations. When faced with this prospect, many buyers just can’t pull the trigger because they can’t face moving out of the neighbourhood. And thus, they renovate, expand/add-on, or simply put off the move for a little while longer.
I’ve seen this happen a lot.
When I’m working with active buyers who essentially “change their mind,” and decide to put the search on hold, one of the top reasons is because they can’t bear the idea of leaving the neighbourhood. So as I mentioned above, many decide that their plan is to stay, save more money, and then be able to purchase a larger home within that same area.
As housing prices continue to rise, however, we all know it’s difficult to “chase the market.” Saving more money for a down payment on a larger home only works if the market stays the same, or appreciates at a rate substantially lower than one’s ability to save. This is why I find so many people who don’t move, initially, because they “want to stay in the neighbourhood” end up becoming stuck in their existing home.
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4) The Kids
You all heard my sob-story from Friday about how I didn’t want to move, but what I didn’t mention was that as a child, I was paralyzed with the fear of switching schools.
We grew up in Leaside, and I attended Bessborough Public School right from Junior Kindergarten. But I knew that when my mother and father were out looking at houses on the weekend, half the time they were looking in other areas.
I had no idea where “Lawrence Park” was, but I knew I didn’t want to live there.
Avenue Road? Is it an avenue or a road? That made no sense to me. I certainly didn’t want to live there.
Bayview Heights? Where the hell was that?
North Toronto? How far north are we talking?
My sister explained to me that if we lived in any of these areas, we would have to go to a different school. This scared me more than just about anything as a child, and that includes Freddy Krueger, who was just about the worst-looking, scariest thing I had ever seen, and maybe still have to this day. The makeup for that movie, considering it was 1984, is just unreal. But that’s a topic for another day…
As any child would at this age, I had developed a close circle of friends, and the thought of not only losing those friends, but also having to make new ones, was a non-starter for me. I didn’t want to be “the new kid” that shows up on September 5th, and is introduced by the teacher who basically begs the other children to befriend.
A lot has changed since the 80’s, and nowadays with technology where it is, social media, and a lot more clubs, sports, and activities, kids from all over the city blend together in a way they never did before. But I still think a lot of parents worry about pulling their kids out of existing schools, and planting them in new ones.
Many parents will actually plan their moves around their kids’ ages, and/or school cycles.
I’ve had clients who told me, “We’re going to buy a house in two years because our son will be turning 6-years-old, and we want to start him in School X for Grade 1,” as well as other variations surrounding different public/private school options, or special programs like French Immersion, or simply leaving daycare for JK, or graduating from Grade 8 to high school.
But others simply refuse to move because they fear it’ll be traumatic for the kids, whether that’s based on the school, or in some cases, emotional attachment to the home.
I suffered from both as a child, but thankfully when we moved, I stayed in the same school!
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3) The “Lateral” Move
You don’t sell for $1,000,000 and buy for $1,000,000 in this market very often.
If you lived in a condo, and wanted to own a house, you might though. And I’m sure there are other exceptions to the rule.
I suppose if you live in a downtown Toronto condo, worth $600,000, and you’re moving to Hamilton to start your new job, get married, start a family, and prices for freehold homes are $600,00, then yes, the lateral move makes sense.
But here in Toronto, most of my clients are either buying up or down, and the “lateral move” is a fear of many buyers, and probably should be.
For reasons that we’ll explore in point #1, it’s expensive to move, and to buy and sell for around the same price often doesn’t make sense.
Switching neighbourhoods around the same price point can be an option, but it really just comes down to the costs involved, and I feel as though most buyers want to truly “buy bigger.”
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2) The Bother
As I write this, I have not one, but two sets of clients who have moved in with their parents for two weeks. I have another couple of sellers who are also leaving while their property is being sold, but they’re sailing around the world, so we don’t feel quite as bad for them!
My other seller-clients have been displaced from their homes as it’s simply not feasible for them to sell why they’re living in the house.
In the house. In their house; it’s not feasible for them to live in their house. How crazy is that?
Well, that’s Toronto! That’s the market! You’ve heard me say this over and over, but I believe there is only one “right way” to sell real estate, and it involves doing everything properly before and during the listing, cutting no corners, and not diverting from the path that’s been set out in advance. This means, for those that choose to do it properly, that you’ve got anywhere from two weeks to two months of preparing, and it can be awful.
You start by de-cluttering, and that means throwing away stuff you probably want to keep, and/or often going through boxes you have no desire to go through. You often work around the clock, with a deadline (ie. a target listing date), and every night you go home from work knowing that you’re simply switching jobs, as the work doesn’t stop until you finish packing, and go to bed.
You have to work on the house too. Repairs, fixes, often renovations. I have clients right now who are going to replace all the flooring in their condo, renovate the bathroom, paint the entire place, and maybe even tackle the kitchen cabinets while they’re at it. They’ve told me they’re stressed, anxious, and wondering whether this is “the right move.”
But then when the property is actually cleaned, painted, repaired, and de-cluttered, the staging begins, and many people can’t live in a staged house. Especially those with kids…
Most of my clients who have children end up moving out for 10-14 days when we sell, provided the house is freehold and in at least a lukewarm location.
If we stage the house on a Thursday, take photos on Friday, to list on Monday, that family isn’t going to live in the house on the weekend. They’re already up at the in-laws! So then we have a week of showings, followed by an offer night, and it’s close to two weeks before they can move back into the house.
Add all this up – packing, de-cluttering, repairing/renovating, cleaning, moving furniture and boxes to storage, staging, and finally moving out of the house, and it’s no wonder many people couldn’t be “bothered” with the process. It’s daunting to many, although those of you who have been through it probably think it’s just the cost of doing business.
Then there’s something to be said for the “bother” of trying to essentially re-create one’s existing home, in a different location. Those of us who take pride in our homes, and who have worked over the years to make it our “own,” often see a new house as a stark blank canvas, and thus a chore. Some relish the opportunity to start from scratch, but others see it as a lengthy task that they could do without. Imagine spending five years “feathering the nest,” only to have to start over elsewhere?
To each, their own. Some might see this as complaining about nothing, but the feedback I get from people all the time is that moving is daunting, and much of it has to do with the process of selling, rather than buying.
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1) The Cost
There’s absolutely, positively, no doubting that this is the #1 reason why people don’t move…
…in Toronto, that is.
Tell me if I’m wrong, and I feel as though this could be one of those blog posts where the readers’ comments really drive home the accuracy of this list, but I have to think that if it wasn’t so expensive to move, people would do it more often.
Some see real estate as an “investment” and others are irked by that mere notion; thinking somehow that houses should be exempt from being bought/sold/traded and rather simply house people. But for those who find themselves in the former camp, they’ll recognize that real estate as an investment has one major difference from your typical investment vehicles out there today: liquidity.
That’s not to say that real estate isn’t easily sold. It’s a far more liquid investment than art, rare coins, or precious metals (ie. those who actually take physical possession of gold bars; I had a client once with all his money in physical materials, it was nuts). But the time it takes to dispose of real estate is an eternity compared to the “click of a button” for selling shares of stock.
Then, there’s the cost. That’s the major issue with liquidity, from my perspective.
And the costs associated with selling real estate might be the elephant in the room for most agents, but I tell my clients this all the time!
Land transfer tax, real estate listing fees, legal fees, movers, and then the things people don’t think about – like furnishing a new house, and all that comes with it.
Those of us in Toronto pay not one, but two land transfer taxes, to the wonderful municipality of Toronto, and province of Ontario.
On a $1,500,000 purchase, that’s $52,950 that you are never going to get back.
Now let’s say you’re selling a $700,000 condo as you prepare to move into that $1.5 Million house. The fees are anywhere up to 6%, or $42,000. But add in HST, and it’s even worse – $47,460.
There are other options, of course. It costs $0.00 to put a “FOR SALE” sign on your lawn, so while the land transfer tax to Toronto and Ontario are non-negotiable, the real estate listing fees aren’t fixed.
I won’t turn this into a conversation about commission but suffice it to say, most people are paying 4-5% to sell, and that’s a big number if you’re going to buy/sell again in three years, then five years after that.
It’s why I tell a lot of my clients, “It’s expensive to move.” I do it all the time, just ask them. “You don’t want to call me in two years, tell me you’ve outgrown the space, and have to pay me again to sell your place, and then pay two governments massive fees just to file paperwork.”
You’re going to pay a lawyer to close the sale of your existing property as well as the purchase of the new one. Disbursements, title insurance, and other fees add up.
But what really surprises me is how much people underestimate the cost of new furnishings in the home. How many of you have moved into a new house or condo and been blinded by light, because you had no window treatments, and never thought to get any? How many people actually factor this in to their number-crunching when they start considering making a move?
And that couch in the living room of your condo? You are kidding yourself if you think it’s going in your new house.
The IKEA pots and pans scream “bachelor,” and now you’re a married man in a home. So get ready to spend!
In fact, the most common dollar figure that buyers attribute to these types of expenses is $0. Honestly, people never think of it until they’ve already bought, already sold, and are preparing to move into the new property. Only then do they look around at their existing furniture and realize how much they hate it. Only then do they find themselves out, every weekend, shopping up at Castlefield & Dufferin.
This certainly isn’t the largest cost associated with moving, but it’s the most underestimated!
In the end, I think the costs involved with moving are the number-one reason why more people don’t.
–
So there you have it, folks!
If there are other reasons, please feel free to share.
And for those of you that want, or wanted to move, but did not, I’d love to hear why!
The post Why Don’t People Want To Move? appeared first on Toronto Realty Blog.
Originated from https://ift.tt/2OCx8N5
0 notes