#I need to add that edit based on some tags ive seen

[autumnslance]

hello i know this is like. super late but i saw some of your posts on werlyt and i wanted to add that im pretty sure livia's attraction to gaius overall is mostly an ENG thing. the scene where gaius tells her to meet in his office later is, actually, standard procedure in japan for bosses when they need to scold employees in private. ive actually seen several japanese players express confusion over non japanese players viewing that in a romantic context. and its obvs not the first time that (1)

(2) the english team has fucked up, as we have seen with nael van darnus always being intended to be female in 1.0 but the english translation team didnt realize that. so while i do think its a shitty attempt at retconning, i do think that the scene everyone cites as "evidence" of gaius and livia having an affair is moreso something that was lost in cultural translation, as he doesnt ever express anything otherwise. the eng team seems to. make many things romantic for no reason

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Combining both asks. My Sorrow of Werlyt tag; some faint praise and plenty of salt, fair warning. My Livia sas Junius tag as well as I've talked about this before.

I dunno even know that the EN team specifically is "making" things romantic for no reason--in fact, there are criticisms of some character translations that seem to try and ensure there isn't romantic misconception from some characters--as it is players reading so many things with shipper goggles on, and this is a case of poor context.

Though it does sound like a weird request; for me, as a former soldier, once the other officers had left, the criticism or instruction would happen then and there, not in an hour (unless Gaius needed the time for something else), and if needing guaranteed privacy from other soldiers, I would have said "office" not "quarters" as the connotations there are very different in English (and officers/high rank NCOs that I knew had an office separate from their personal quarters while on base). But there are a lot of folks playing EN, perhaps some of them more familiar with the tropes, or simply non-ship focused, that didn't read romance into it at all ever.

Overall, everything Livia says in EN lean toward an obsession with her foster father, though his reactions to her are far more reserved and offhand--to the point of forgetting about her entirely even, his interactions with Cid (and later the Auri quintet) as much more important. He reacts more to Rhitahytn's death than hers, which strikes me as odd. Even something simple would do.

Nero makes a comment after Titan about Livia being "in love" though how much it's supposed to be a joke or what also seems lost in text and translation.

In general I think ARR needed a few more editing passes they had no time and budget for, given they rebuilt an entire game in the span usually reserved for an expansion. They did OK overall, though some weird choices then have haunted the story and characters since.

Also the EN localization team has changed over the years, so the teams have been picking up and recontextualizing the pieces over the years. Koji's been over on FFXVI, so Kathryn Cwynar has been EN local lead since Shadowbringers, as revealed in a 6.1 live letter (she's the bespectacled lady doing translations during FanFest 2021 and those PLLs when Miss Aimi cannot). The EN and JP are mostly written together, but there's still a lot of back and forth, too, as well as interaction, cultural checks, and consistency with the other languages they have to manage. Kate's twitter has an interview pinned with the Local Leads for each language, and the coordinator, from in March 2021.

I also have a post on the Eula/Nael mess, and in that case it's one of those things the devs claim they decided to retcon-but-we-don't-like-to-call-them-retcons, perhaps rather than admit to an error or place blame for mistranslation of a major figure. Which is another aspect of cleaning up some of those missteps that linger, and we're honestly not going to know that answer for sure.

EDIT ADDENDUM: DT has a good point in the Replies too (that I usually mention, at least did in another post); everything we ever see in ARR about the “relationship” is entirely Livia’s statements and POV, across all languages/translations. So if people are reading into it, it’s because they’ve been primed to based on Livia’s comments and Nero’s snarking. Not anything Gaius himself ever said or did, and the “My quarters, one hour” line ends up a victim of translation as players take Livia of all people at face value, not considering her POV is very, very skewed.

Though it is common enough for players to take everyone at face value, heroes and villains alike, without considering their personal perspectives, misinformation, misunderstandings, outright lying, and other agendas, before we even get to how each player interprets those lines they’re taking as absolute truth.

[whywalkwhenyoucanride]

Regarding that post where you mentioned DnD isn't very good in the tags - do you have recommendations for systems that are good at making non violence/magic actions count? I am currently writing my own ttrpg and I want an emphasis on roleplay and complex mindgame planning for fights (as opposed to hitting your opponent a few times) but I don't know a lot of systems. If you need more info I'll DM!

my issues with dnd are twofold and interlinked. dice rolls and interaction.

any outcome based on a roll, in dnd, only has two states. success or failure. this is fine for the games primary purpose, combat. there is a story to tell in the clashing of blows. it’s even slightly “better” (nuanced) than its progenitor, war games.

but the thing is that dnd is so culturally dominating that it is the default of almost all ttrpg groups, and ive seen travesty after travesty of people frankensteining homebrew systems to get around dnds limitation instead of playing another game.

the binary outcomes of a skill check in dnd is fine in combat, because there is so much going on. you have several types of actions, and moving. there’s a lot of things to do, but dnd exists in two distinct states. adventuring mode, and combat mode. and they function very differently. success/failure being the only outcomes does not work well in the more loose and flexible adventuring mode.

for example, in the first session of me running Curse of Strahd for my friends, one person was searching a room for hidden doors. he failed his check, and thus simply could not find the critical path door.

while yes, this is a problem in the adventure design, it illustrates very well the issue with this. there isn’t a lot of leeway there. even if it’s “optional content”, it’s still just a yes or no. this is undynamic, clunky, and boring. you could set a state of DCs where higher successes mean better outcomes, but that’s not the rules as written (at least in 5e, the most popular edition).

since dnd is a combat game, focused on math that can get crunchy, spells are very specific in what they do so that they can be balanced properly. on a combat level this makes perfect sense, but outside of it it can feel limiting. can a wizard with the fireball spell create some embers in their hands they can use for warmth? not in the rules-as-written. you might think that is unimportant and handwave it, but what about using that ember in a combat situation to set fire to someone? how will you work out the damage? (not a perfect example, but you see my point).

a system like Genesys (Edge of the Empire, Force and Destiny) has custom dice that have the outcomes Success/Failure, Advantage/Threat, Triumph/Despair. If you have 1 or more successes you succeed. Advantages/Threats are modifiers on top of that success/failure binary. Triumph/Despair add other modifiers as well. for example, a computer whiz could hack into a server (Success) but trip of a security daemon that could reveal their location to the authorities (Threat). This allows for more dynamic outcomes of skill checks in a natural fashion. it’s also just a fact that more dice=more fun (shadowrun do NOT interact)

Genesys also has a “combat mode” (the game is divided up into more free flowing time and fixed time), but the game doesn’t mechanically change between those two, it’s just about taking turns or not, basically.

there are a lot of other creative ways of determining outcomes. for example, the game Star Crossed is a two-player game about two people dealing with their feelings for each other. mechanically, the game is played in intimate scenes with a jenga tower. when a player makes the tower fall, that players PC acts on their emotions.

this was very rambly despite being a second draft i hope that kinda answered decently

[rk800isalive]

hey, if you follow me please read my rules. I don’t have them for shits and giggles. They are there for a reason!  But you know if you can’t find them for any damn reason even though I’ve posted them like so many damn places I’ll post them under read more. 

Hey there dear! Here is all you need to know about this rper/ask blog!

updated: Aug 7,2019

 About the blog:

-I’ve wrote this a few times now on the blog but I am Semi-Selective and Mutuals only. I have a lot of anxiety or rping with to many people. I do open up to more people in time. Again, I rp for fun and as a stress release I don’t want to start making rping stressful.

-If I’m following you and you follow back. How do you know it’s me?? I send geckos and danger noodles. I’m very shy when first interacting so I send geckos on anon. It’s a way for me to 1) judge your muse and how they handle things. 2) It makes me feel better as a starter to say hello.

-This blog is a nsfw/sfw blog.

-I don’t rp with minors. I’m literally over 21+ I don’t feel personally comfortable with minors interacting or rping with me. Nothing against ya, I’m just not comfy with it. Other reasons are because I rp a lot of adult/dark themes and I don’t feel comfy with minors being around that.

-I’ll pretty much rp anything except anything NSFW with minors or anything NSFW with minor muses.

-I will unfollow if I feel like pretty wiggy about your blog. By this I mean, let’s say you post a canon call. Then you make a post complaining about people liking said canon call. I mean this like you do this a lot. I’m old and I don’t care and it comes off as wiggy to me.

-I do not accept or acknowledge hate to anyone of any kind on my blog, thank you. If I see it on my blog I’m going to delete it. This means I do not condone sending or receiving hate of any kind to others or myself.

-I also will add a side note to this because I can’t believe I have to do this. If I don’t accept of acknowledge hate that also means I will not send hate. I have not and will never do such actions.

-Muse =/= Mun. This means the Mun and Muse do not always share the same feeling or would act the same way. We are two different people.

-I do not rp with blogs that do not have at least an about and/or a rules page. I feel much more comfortable seeing those. I don’t care if your blog is fancy or if you have icons. Just these two things at least is important to me.

-I write to have fun! Rping is a hobby of mine and really helps destress me. Enjoy what you do and have fun with it! Don’t worry about replying right away, I’m chill with waiting.

-I don’t own any of the icons or art you see me use unless I have stated otherwise.

-Highly Selective to OC’s. I explain why further down in my rules.

Dos and Don’ts rules:

-Don’t take control of my character please.

-Please no GodMods.

-Do not guilt trip me into responding to you. I will block you.

-Also please be aware if you reblog rp with thislovelylady/ alannasroleplaymemes, or really any of this person’s blogs I will unfollow and block you. This is non-negotiable.

-Do not follow me if you follow any blogs connected to sinsofexcalibur/ giseinohana or really any of their blogs. If you do follow or interact with said person I will unfollow and block you. Nothing against you, I really don’t want to get into why this person makes me uncomfortable just understand this is one of my rules. This too is non-negotiable

-Don’t guilt me for calling you senpai. I say it in an I think you’re cool and want to be friends. Again I’m old. I literally remember when yaoi paddles were a thing. Not that I ever had one, but man oh man, do I remember them.

-Don’t come at me with hating on ships. You can like or dislike what you want. I just don’t want to hear it.

-If I don’t answer your threads or starters either tumblr ate it or I haven’t had time to get to it.

-Feel free to remind me to reply. Life happens and I’m also just ADHD so my attention span is crap at times. Just don’t spam me about it.

-I do not start drama, I do not like getting into drama, and as such I ask you not to tag me in drama. I like living my life as drama free as possible.

-If you are a personal blog and you reblog my threads you are not apart of I will block you. It’s rude don’t do it.

-Do not reblog ooc posts outside of posts that can say you can reblog. Or are posts like followers forever. Just…. literally think about it. If it looks like you are unsure you can message me. Just use common sense.

-Do not ask me why I have not followed you yet. Like that’s some guilt trip bull. If I haven’t followed you yet, I either a) didn’t see the notification. b) Saw you followed checked out your blog and you don’t have a muse, or rule page and didn’t follow c) felt wiggy about your blog d) I just didn’t notice you followed and haven’t seen your blog yet.

-Just because I’m not following you doesn’t mean you can’t talk to me. I’m chill if you send anons.

-I always cut my posts. Please cut yours. It’s not too hard to do there are like a million tutorials showing how to do so. If you don’t trim your posts I’m most likely going to unfollow you. There really isn’t any excuse as to why you can’t trim your posts. On mobile there is a giant X you can press. This is true on desktop as well.

-Do not reblog my threads unless you are apart of them. If you do I will block you.

-I’m not an rp meme blog, if you are not a mutual please don’t reblog the memes. Reblog it from the sources.

Triggers:

-The only triggers I have is Sharks (Realistic Images or video of them) and IV Needles. I just ask that you please tag them. It’s cool if you forget it happens.  Mostly it’s the needle bit that is the worst trigger. I have other trigger they are just very rare and very hard to hit. I’ll let ya know if you ever hit them.

-If you need something tagged just let me know.

-I will tag things if you need it tagged. I’m also an idiot and forget sometimes. Just slap me with a friendly reminder message and I’ll tag it for ya. When I tag things I always forget to tag things with ‘tw’ at the end.  Example rather then writing ‘gore tw’ I write ‘gore’. Again, I do this mostly because I forget to put ‘tw’ at the end.

Shipping / writing:

-I’ll just slide this in here too. I ship chemistry, if I feel the two muses are getting along and you wanna ship them I’m down. I don’t ship with minors. If you wanna have a family bond connection with my muse, smack dat message button and hit me up. I’m down for chatting about it and plotting it out!

-I ship Connor/Hank personally but this doesn’t mean every Hank my muse meets will want to jump their bones. Again I can’t stress enough how I ship chemistry. I won’t ship with anyone right off the bat unless you talk to me ahead of time and want to plot something out.

-If your Hank only sees Connor as a son, I’m totally cool with that too. Again I do not ship anything unless you’ve messaged me before hand. I just like chemistry between muses first.

-I will ship hate pairings, crack pairings, and just because pairings.

-If you want to ship with my Connor, hit me up. Again this is normally after we’ve been rping for a while. I’m for the most part chill about shipping.

-I have my own NTP I’m chill with talking about them. I’m also over all a very chill but weenie of new peeps person. Again I’ve been around a while.

-If you have a ship you wanna try out with my Connor slap that message button and I’m more than happy to chat it out. We can come up with an idea. But again I prefer chemistry first over shipping.

-I love to plot things out. If you have an AU you would like to try out I’m totally open for it.

-If you see mistakes in my grammar and spelling I am sorry. I tend to type fast and sometimes aren’t able to catch all my mistakes. Please bare with me on that and I’ll most likely edit my posts. Or more commonly I’ll respond with like little to no sleep in me and don’t realize I messed up spelling or used the wrong words or grammar till like the next day or when I post my reply and reread it. Again I have insomnia… most days I’m up till like 3-4 am. Not even lying there. Some days I sleep for like… 14 hours. There is little to no in between.

-I can and will rp dark themes. I love rping angst or pretty much anything. That being said, just be aware of my fear of needles. I will rp sharks just because I can’t physically see them. Writing about that doesn’t bother me just anything to do with blood work just … yeah.

-I write rather large posts when I role play. Don’t feel intimidated because you don’t have to match my post size. It’s just my thing I do. I only ask that if I reply with let’s say a paragraph I wish for at least a paragraph back. This doesn’t apply if it’s a crack thread. Those are just up in the air and fun.

-If your muse is an OC, from a different fandom, or if he never met you in the game and your  beginning message/thread/starter is acting like he knows you right from the get go and he doesn’t I might not answer the ask or thread. Just because sometimes it makes me uncomfortable unless it just fits or you have messaged me ahead of time.

-I also love the idea of my Connor viewing any of the Rk series as family. If you don’t see it that way hit me up and I’m chill with it.

-If the post is long or nsfw based I put them under read more.

Just things I didn’t really know where else to put:

-I am SUPER shy online. In person I’m a loudmouth who isn’t afraid of anything. So it takes me a good long time to message people to rp.

-I am one whole weenie. If you get geckos/ danger noodles (snakes) in your anon box. -dabs- dat be me. Trying to get over being a weenie one gecko at a time. I don’t what it is I’m just very very shy online.

-I call new peeps who follow me senpais till I feel comfortable to be not nervous.

-If I follow you 99.9% I probably want to rp with you. I’m also a weenie so I’m probably intimidated to message you if you wanna thread or rp. I has the anxiety…

-I’ve been rping for 9+ years off tumblr, +6 on tumblr, and about +4 years on discord.

-I tend to update my blog a lot because I want my blog to be the best that it can be in my eyes. Your blog doesn’t have to be this detailed or fancy looking I just hold my blog to a stupid standard in my head.

-Mun is 21+ and pretty much only feels comfortable rping with 18+ muns.

-I have Major Depression, ADHD, PTSD, Anxiety, and DID. I do have a blog for my system they probably won’t interact on this blog.  Please be aware of this as there are days I just… struggle.

-I am always tired, if I’m not tired I’m hyper as fuck.

-I read the rules and about everyone’s blog I ever follow. I feel more comfortable and more likely to rp with you when I see the rules and about pages. I will read about the mun pages too. This allows me to get a peak into not only your muse but who you are.

-OCs I’m so sorry I’m a bit picky at times. If I can’t picture my muse interacting with them I sort of just… Don’t bother. It’s nothing against your oc. I promise you that. I am just a little picky after being burned a few times.

-I do not have a password system mostly because I would forget my own password. But if you are reading all this and got all the way here, thanks!!

-I’m just here to have fun. I want to rp as a way to help my own stress of life. If you like my Connor, great! Thank you for liking him! If you don’t, cool, you don’t have to. I like all sorts of ships. I don’t really care about gender mostly because I myself am pan but I just don’t care. If two characters mingle well and feelings start to arise I’m more likely to ship it. You don’t have to like the ship. It’s cool.

-I am 28. I’ve been rping for a stupid ass long time. I’ve seen shit in fandoms come and go. I don’t care about drama, I don’t want your drama, I’m just here to have some fun. Cool. That’s gonna come off as mean… Sorry.

-I have the right to follow and unfollow who I wish. I also have the right to rp with whom I wish and whom I don’t wish. ( Though if I am already following you, I’m 100% willing to rp with you.)

-It takes me a while to respond to things. Again I want to make this clear, I have a lot of mental illnesses that just make me struggle most of the time. I deal with heavy insomnia. Sometimes I’m lightning fast with threads other times it takes me a bit. Or tumblr just decided to fucking yeet my god damn drafts again. In which case hit me up on dms like if I haven’t gotten to the thread after like two weeks. Most likely tumblr fucking ate it.

If you finished reading and you would like to know more about the Mun and the muse here you are!

The mun just click here. My muse click here.

[donvex]

A PLAYLIST OF RICHIE TOZIER APPEARANCES

Fandom: IT (2017)

Pairing: Reddie ( Richie Tozier / Eddie Kaspbrak )

Word Count: 2.3k

Summary: 

Eddie is, by all means, a popular vlogger. He’s worked hard to get himself where he is, and the fans love him for that, appreciate him for that.

But they’re also somewhat obsessed with Richie Tozier, and trying to decide if Eddie is, in fact, dating him.

So sue them.

AO3 Link

For @odeto-tozier, based off of their Vlogger!Eddie post.

Tag List: @killerxqueer @richietozierlitaf @princely-dots

I. 101 WAYS TO DITCH YOUR FRIENDS - 932k VIEWS

One of the most popular videos on Eddie’s entire channel, at least for a while, this is where Eddie introduces them. The Losers Club. He’s mentioned them, sure. Talked about having them on for a video, showed off their makeup or their art and directed his fan base to their social medias, but this is where he finally introduces them.

Big Bill is first. Eddie’s best friend, the sweetest guy there is, always there for Eddie. One of the only people to not have made fun of him in middle school for having asthma, Bill knew stuff to do. Places to go. Things to see. And the thing is, Eddie may not have needed an inhaler anymore, but he still never breathed as well as he did when he was with Bill. They’d run all night and never need to catch their breath, that was the kind of bond they had.

And then there’s Mike, and okay, maybe Bill isn’t the sweetest guy in the world. He’s up there, sure, but he doesn’t compare to Mike Hanlon. From the moment Mike is on screen, he’s smiling. Then he realizes he’s being filmed, and he smiles even more. He wants to show the camera a thousand things, from the soft sheep on his farm, to the flowers he’s pressed in his free time, to the pages of history he has organized on his book shelves. Mike is smiles and safety, strong and soft all at once.

Ben is quiet most of the time he’s on camera. While Eddie promises Ben’s all laughs when they’re hanging out, he’s just too shy to do anything for what could possibly (and definitely would) be thousands of people. He’s better at writing words than saying them, and Eddie shamelessly uses that as an opportunity to plug Ben’s up and coming poetry book that he’s been setting up a kickstarter for.

Beverly, Stan, and Richie come as a tangled group. It’s a whirlwind, really, the four of them pushing through the walmart doors at almost 2am. There’s a lot of swift laughter and fumbling of the phone, unwillingly passing the camera from set of hands to set of hands. At some point Richie refuses to give the phone back, holding it high above his head, camera angled down towards a clearly angry Eddie.

There’s a lot of banter, and even Bev and Stan can be heard “oo-ing” in the background and yelling out to “just kiss already!” It’s clearly a joke (maybe?) between a close group of friends, but all of Eddie’s fans instantly latch onto this. It’s perfect, an equal amount of fond push and shove on each end, and it’s addictive.

The walmart group each get their own sections later, and some more group videos are thrown in towards the end, but all of the gif sets made seem to revolve around Richie. His sections is mostly Richie taking the phone and talking about himself, making bad jokes that Eddie swears he’s going to cut out, but it all stays in the video anyway, gasoline on the fire.

II. FUCK THE CHALLENGE SYSTEM - 458k VIEWS

Eddie hates challenges. All of his fans know this, just as they know that any challenge they want Eddie to do - they send to Richie.

Because Richie gets Eddie to do anything.

And that, right there, is what holds every single fan up. If they weren’t dating, why was Eddie putty in Richie’s hands? Best friends, sure, but none of Eddie’s other friends convinced him to do challenges.

(They don’t mention that maybe, just maybe, it’s because Richie is a little shit that loves pushing Eddie’s buttons, and all of his other friends respect him when he declines.

Yeah, they just don’t mention it.)

Except this time, there is no actual challenge. Eddie is going off about how wrong they make him feel, how perverse it is to not only force an uncomfortable situation onto him, but to then expect him to force another youtuber into doing the same. It’s unfair, and unclean, and while he respects any fellow vloggers who enjoy the challenges, he’s officially cancelling any challenge videos on his page ever again.

Richie, who just seems to always be around when challenges are mentioned (who seems to just always be around) immediately flies into the frame.

“You heard it! Eds spagehds is officially moving all challenge videos to my page, so if you want to catch them, you’re gonna have to follow this mother fucker right here.” Eddie’s protests and profanities go ignored, shouts of, “Rich, no! Fuck no!” and then the video cuts to an unfamiliar room, with Eddie moping dejectedly in his chair.

It’s thirty seconds exactly (00:30) of Eddie looking sadly into the camera, dead silence around him. In the empty space next to him, a chair that presumably expects to host one Richie Tozier, is a hyperlink to Richie’s channel, and their first Challenge Compilation video.

( Eddie Finally Does All the Challenges He’s Been Refusing, All At Once - 212k Views )

And now the subs know that Richie can make Eddie do anything, any fucking thing.

And they know what the inside of Richie’s room looks like, too.

III. WHY GAYS RELY ON PUBLIC TRANSPORTATION - 644k VIEWS

This video is literally the most fucking blurry, conspiracy theory, I-Have-Proof-Of-The-Lochness-Monster shit that Eddie’s fandom has ever seen. It is, by all accounts, a normal ass vlog. Eddie’s there at his counter, bright sunlight from the large windows in his kitchen filtering into the space, a cup of (presumably) black tea immediately to Eddie’s right. Not that he’ll ever drink it in the video, because he never does, but he does use it to keep his hands warm when they aren’t busy flying all over the place while he angrily vents about why public transportation is the worst, but actually driving makes him too fucking anxious to function.

Because, come on, fuck turnpikes.

The video is approximately two minutes and thirteen seconds (2:13) long, and yet this video has triple the amount of views as every past two minute long vlog for the past four months.

(Four months ago Eddie released a two minute vlog that was nothing but Eddie’s friends petting his hair, and Eddie making soft happy faces in return. The fandom continues to keep that video alive, if only by desperately comparing the length of Richie petting Eddie to the length of every other loser doing so in hopes that the numbers will add up and mean something. So far, it doesn’t.)

There’s really nothing about this vlog that stands out, not even the mug Eddie uses or the clothes he wears. The outfit is one that they’ve seen before, between fashion vlogs and #ootd instagram posts.

No, the reason this particular video skyrockets in popularity is not because of anything Eddie does, but because, around 1:43, from a very distant shot, you can see a figure lazily walking into the kitchen, grabbing a bowl and some cereal, and leaving. That figure, almost 100% wearing nothing but boxers, looks a hell of a lot like one Richie Tozier.

You know, disregarding the distance. And the pixelation. And Eddie’s face cutting off the figure most of the time anyway, because it is his vlog.

But that almost-naked figure in the background is definitely an almost-naked Richie Tozier, the fandom swears it.

IV. PRETTY BOY TRANSFORMATION - 722k VIEWS

The entire fan base already knew Eddie was a pretty boy. That was half of the appeal of his channel in the first place, that you knew exactly what you were going to get. A safe place for any identity. Eddie had been sent plenty of soft shirts and flower crowns already, and half of what he opened on his unboxing streams was pastel. The fans didn’t need to make edits or gifs or icons - Eddie was perfectly happy to wear all of it on his own.

But Eddie with make up, that was an entirely new type of pretty boy.

The video starts with Bev and Eddie bickering, and quickly devolves into not-so-subtly shoving each other’s shoulders while trying to get in front of the camera. They’re both laughing, wide smiles and warm eyes, until finally Bev pushes Eddie’s head down and sticks her whole face into the camera to let all 1.2 million subscribers know that she is, in fact, going to do Eddie’s makeup - but only after letting Eddie pick his own outfit, first.

The dusty blue eyeshadow is a safe choice, and matches the large sweater Eddie’s wearing. Then Bev is drawing large wings onto Eddie’s tan skin with white liquid, and lining his bottom lid with decorative dots. Eddie tries to sass Bev the entire time she’s trying to put on white lipstick that she had found from god knows where, but Eddie refuses to stop talking until finally she admits defeat and let’s Eddie put on a soft matte pink instead. The last touch is silver glitter, thickly painted from the corner of Eddie’s eyes and down his cheeks.

The orange light of the sun skips across Eddie, shimmering like dust. Eddie makes a pouty kissy face, lips puckered and eyelashes fluttering, head just barely resting on his hand while his large sleeve slides down his thin wrist. And that’s when it happens.

The first actual conclusive clue.

(So the fans say. Because really, an audio clip that is exactly .02 seconds long is hardly more conclusive than any of their video evidence, but the file still spreads like wildfire.)

“Cute, cute, cute!”

The voice comes from off screen, and Eddie snaps his teeth in the direction of Richie’s voice before the video hard cuts to Eddie posing for the camera.

V. TRANSPORTATION STRIKES AGAIN - 834k VIEWS

It’s another shitty phone video, and this time the quality is even worse because of the trembling car. A quarter of the video is blurred, and again, this is another two minute vlog. Two minutes and thirty one seconds (2:31) to be exact. A quarter of that leaves, well, not much actual time to have actual footage.

Once again, Eddie’s transportation life is crumbling. The buses are all shut down, too many workers on strike, and there’s no other quick way to be mobile. He’s stuck in Richie’s run down truck, and maybe he’s a little fond of it, but he doesn’t have time for Richie to make seven ridiculous pit stops.

The fans are a little disappointed that they don’t get to see Richie and Eddie’s gas station excursions, but they notice when the video cuts from an empty truck to one filled with drinks and snacks, and that only means one thing - Eddie gave in and let Richie get whatever he wanted. Again.

One point for the shippers.

It’s a short glance into Eddie’s life, just something quick to keep his subs satisfied until he can finish editing his full length video, which he promises will be out by the end of the next day.

“Aw, Eds, it’s like you care.” Then Richie’s ruffling Eddie’s wind swept hair, and Eddie is trying to keep his stern expression on despite the laughter that starts bubbling up from his chest. He swats at Richie’s hand, yelling at him to watch where he’s fucking driving, but even behind the wheel Richie manages to be a menace.

Then they’re there, wherever there is, (and yet again the fans wish they knew, because Eddie casually keeps skipping over it, but they can at least realize there’s a line of privacy there somewhere that they shouldn’t overstep). Then Richie is taking the phone from Eddie, mock saluting it, and kissing Eddie’s head before pushing him out the door.

Yeah, the all of the fans double take, too. Rewind the video, and then rewind it again. Throw on captions for good measure. That’s definitely there, they aren’t searching pixels this time.

Richie just kissed Eddie on the forehead. If he isn’t whipped, which he should be, all of Eddie’s fans will be whipped for him.

+I. THE REAL MTV: CRIB TOUR!! - 1.1M VIEWS

Eddie’s not in his normal spot. The lighting is different, and the camera is close to his face - utilizing an above angle that Eddie doesn’t use often.

But Eddie’s smiling, his face expression tired and content. Most of his greeting comes out mumbled, and he tries his best to address his fans, but he can’t. He’s too comfortable, he tells them. He recently invested in a good pillow, and boy, has it made all the difference. He’s not a sell out, he just doesn’t see anything wrong with product placement. If a quality brand is willing to offer him merchandise for free, he’s gonna take it.

Except then he’s pushed, and the feed goes hazy for a moment, until the phone is back up in place - and zoomed out this time, too.

Eddie is on his couch, curled up in between Richie’s legs. “I’m not a pillow, Eds. I’m not sponsoring you.”

“Of course you are, shut the fuck up.”

Then Eddie’s rambling about how comfortable the cushions are, how warm the sunlight is, how he doesn’t think he’ll ever walk again if it means he has to get up. He goes on like this for a long while, and Richie just watches him, his own hair wild with sleep and a smile taking up over half his face. When Eddie realizes he’s talking to himself, he turns in Richie’s arms to look up at his face, and Richie jolts.

“Hey there, princess.”

“Are we going to show them our new apartment or not?”

“Mmmmm…. or not, if that means I get to stay here with you.” Eddie sighs in defeat, but he doesn’t look disappointed in the slightest as he leans back to lay his head against Richie’s chest. Richie dips down to kiss his forehead before taking the phone, leading his own rambling.

Twelve minutes in, (12:46 exactly), Eddie blinks awake. He looks up and wordlessly cuts Richie off, pressing their lips together gently. There’s a few seconds of silence where the two pull back to stare at each other with soft smiles curling their lips, sunlight filtering between them.

The fandom cries.

“Come on, loser, let’s show them our new home already.”

The fandom cries harder.

[streetlites]

I don’t think I’ve done replies in a month. I’m really sorry. But I’ve just done them (well, the comments, I’m going to go through my mailbox tomorrow, I seeeeee you ♥)! There’s a lot so I’m going to hide them under the cut. Please note, my page will sing at you if you’re on a computer and click the “read more” link.

zauglom

replied to your photoset

“First, there would be the creak as he pushed down on the spring of a...”

Second, the tampons organizing speech was the best ������

zauglom

replied to your photoset

“First, there would be the creak as he pushed down on the spring of a...”

First of all, you'd better keep everyone alive ans in one piece or I'll have a tantrum which will be ugly shit ������

Alive? Yes. One piece? Eeeeh. Mostly.  }:D

pixeltrashcan

replied to your photoset

“First, there would be the creak as he pushed down on the spring of a...”

i want her to back out so bad, but she wont, Yulian should just tie her ass up

Of course she won’t. Yulian should tie her ass up anywaaaaaay.

pixeltrashcan

replied to your photoset

“First, there would be the creak as he pushed down on the spring of a...”

Oh man I am so fucking nervous about this whole thing

I was hoping that it would show that Emilia and Yulian are both sort of nervous about this whole thing as well.

blackthornsims

replied to your photoset

“I heard the knock on my door and checked my phone – 1:30 A.M. I...”

This is honestly one of the best things ive ever read holy shit

Ah! I’ve been seeing you in my notifications for the past few days now. I really appreciate your comments - thank you for reading! And the whole thing, too! Damn! ♥♥♥

tabbyrh reblogged your photoset and added:

“Oh, well I’m glad you offered my sensitive vagina...

ALL HAIL QUEEN WHITE!

tabbyrh

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

I totally agreed with you!! They're all yummy! Lol Except I'd add Randy too.

Haha, I did think about adding Randy to that list. He’s too pretty.

josiesimblr

replied to your photoset

“First, there would be the creak as he pushed down on the spring of a...”

“Does knowing about your family benefit me?” Her mind is always calculating...

She is! Yulian must be used to people like her, because I would have gotten pissed if the person I was dating came out and said they didn’t care to hear about my family unless it was useful to them.

blackthornsims

replied to your photoset

“Ooh, beer!” she said as she looked in the refrigerator. “We should...”

I'm genuinely so impressed with your writing I'm bowing down to you

Thank yooooou! 

tabbyrh

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

We I hope this means they're exclusive now! Good thing he didn't have a whiskey dick!! ����

Seriously! That’s the absolute worst. Such a freaking waste of a good time. They are exclusive for now!

tabbyrh

replied to your photoset

“I let my hands roam from her waist to her hips,  pulling her ass flush...”

And I want to see that clingy bitch get choked too! Lol

Meeeee too but I had to make space for other pictures... XD

tabbyrh

replied to your photoset

“I let my hands roam from her waist to her hips,  pulling her ass flush...”

I like Katz! She's so in your face!

I really like her a lot. I’m trying to figure out a way to keep her in instead of seeing her in passing.

blackthornsims

replied to your photoset

“I hear a lot of people compliment my father for doting on me....”

holy shit this looks so good

Thank you! Unfortunately, I don’t have the patience to do pics like that too often (where I take time to burn/blur myself) because it takes me longer than I like to spend on editing.

impishlyxpervertedxsims

replied to your post

“Music Shuffle Tag: I was tagged by @thefoxandhersimblr,...”

lol the only tag I havent done yet lmao

Music Tags are fun! I do them even though I can’t do them in a way that’s more interesting/funny by going through my entire library.

glammoose

replied to your post

“Music Shuffle Tag: I was tagged by @thefoxandhersimblr,...”

I always love music tags!

Me too! Sometimes I find a band/artist that I really like or get reminded of some thing that I haven’t listened to in a while. (@lovelychooser with her list has me listening to Hole again - I hadn’t played their stuff since high school!)

nervous---subject

replied to your post

“Music Shuffle Tag: I was tagged by @thefoxandhersimblr,...”

I have an old zune somewhere! Hahah totally forgot until I read that post. It sucks though for you >:( and I already did this ! I'll probably do it again haha. And really? I'll probably end up tagging you all the time because I never know who to tag in stuff.

Me neither. I tend to tag people that I’ve seen doing other tags or talk to regularly because I don’t want to feel like I’m bothering them. And I seriously miss that zune... I had all my freaking music on it plus you got one free album a month with the $5 subscription! I can’t find some of my favorites on Youtube either... my favorite It Prevails cd is nonexistent. I’m going to have to rebuy that shit. *sigh*

**I went back to check.... it’s on there now! Ahhh I love free stuff. lovelovelove.

lovelychooser

replied to your photo

“What If Sims Tag! Chosen OC: Emilia Beatriz Alenko Castellanos I was...”

'drive to criminal acts' :D :D :D Yeah...

Yeah... how else could I have answered that?!

lovelychooser

replied to your photoset

“I run my fingers through his thick hair slowly, studying the frosted...”

I can't even decide what I love more: your writing or those screens. <3

The screens, for sure.

stories4sims replied to your photo

Cute ��

Thank you!

pixeltrashcan

replied to your photoset

“Before and after sim tag Rules: Pretty much you need to find the...”

and dude you can see a bit of her in Em

I can’t see it at all! I almost grabbed her and put her back into the general population but I thought that would be kind of weird with MCcommand running wild in my game. 

pixeltrashcan

replied to your photoset

“Before and after sim tag Rules: Pretty much you need to find the...”

alpha for the win

No joke. She’s super pretty with all that stuff on.

tinwhistletoo

replied to your photoset

“Before and after sim tag Rules: Pretty much you need to find the...”

Ruby Danger?!?! Classic!����

Haha, I almost went with Lily Doom or something like that because my naming decisions are questionable.

vivificus-zombiae

replied to your photo

“Testing out the cc free house… lololol I can’t get the TV to work. I...”

Yes! Recolors make the sim-world go round!

They do! It wouldn’t be so bad if Maxis would at least match their colors up, but noooooo.

cyberqueen-13

replied to your photo

“Testing out the cc free house… lololol I can’t get the TV to work. I...”

great shot.

Thank you!

selaronosims

replied to your photoset

“I was tagged by @selaronosims to make a base game, starter house. This...”

It was hard!! I broke and used the stuff from the toddler update since everyone got it and it should have been base game. These are both awesome!!

I think I failed that thing, really. I saw the other starter houses and they’re really cute and well furnished. I really like the details of my house but it’s very empty looking in comparison.

something-wicked-sims

replied to your photoset

“I run my fingers through his thick hair slowly, studying the frosted...”

The breakfast looks good though! (well there's not much for me to do here! I'm trying my best!)

I know, bb. I appreciate your efforts.

something-wicked-sims

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

My climax was the slap ✌

bwa hahahaha

nervous---subject

replied to your photoset

“We rode around for a couple of hours before someone called in that...”

No way, I think you're excellent at writing action scenes. The writing in this, it was just so amazing. Definitely one of my favorite scenes so far

Ah, thank you! I feel like I try to rush through action parts because I’m not particularly good at writing them. Sometimes it’s really noticeable, I’m happy to hear it wasn’t so much there!

lovelychooser

replied to your photoset

“Before and after sim tag Rules: Pretty much you need to find the...”

Oh, I think her genes worked just fine. :D Also, thanks for the tag, but I really have nothing to post! Heda is still the same old, ugly potato. :D

HEDA IS GORGEOUS, TAKE IT BACK!

tinymiblog

replied to your photo

“Attempting the Starter House Challenge and failing… I’m already at...”

I'm running low on memory so I'll do it when I get a chance

I’ll have to stalk your blog! I’ve been running behind :(

stsciurussimblr

replied to your photo

“Attempting the Starter House Challenge and failing… I’m already at...”

Starters are hard!

They are! I was miserable thinking about what I wanted it to look like, the things I could put in there but couldn’t because of the 20k limit!

nervous---subject

replied to your photoset

“Shots of Roman, Emilia and her new, er, friend?”

Really like the barbershop picture.

Thank you! I’ve been meaning to take more of it inside and put it next to pics of the salon I’ve done. I like the barbershop more. :X

selaronosims

replied to your photoset

“Before and after sim tag Rules: Pretty much you need to find the...”

Gorgeous!

Thank you!

pixeltrashcan

replied to your photoset

“I run my fingers through his thick hair slowly, studying the frosted...”

The hotness between these two is unfreaking real

I know. I want them to start making babies like yesterday.

zauglom

replied to your photoset

“I run my fingers through his thick hair slowly, studying the frosted...”

Blowing shit up ������

I’m sorry, darliiiiiing! ♥

brazencoquet

replied to your photoset

“When we wake that morning, he rolls me over and tells me he’s...”

��

*eyebrow waggle*

glammoose

replied to your photoset

“When we wake that morning, he rolls me over and tells me he’s...”

lmao, your tags are beautiful

I’m serious, I’m going to have proper people one day! People that I wouldn’t dive for my phone in terror if my mom decided to look at my pictures!

bluehoppersimming

replied to your photo

“I was tagged by @thefoxandhersimblr to do a personal moodboard. so I...”

woahwoahwoah bangles and a watch are hoochie mama jewelry now? so without the watch i'm still a decent human being right?

My mom is a jewelry snob. If it’s not real, she’s not wearing it. Me, on the other hand, I like big, flashy pieces and I don’t care if it looks fake, I’m wearing it. What was on the mood board is really tame, but I like it as well. My best friend says I like “old lady jewelry” because she’s rude.

something-wicked-sims

replied to your photo

“I was tagged by @thefoxandhersimblr to do a personal moodboard. so I...”

poor little panamanian

Yes. You can help by sending in one donation of a beef empanada to @furiouslydecaffinated which will sate her poor, sadsack desire to wander around on a beach with palm trees and loud af salsa/reggaeton 

experimentalsims

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

He's hot ��

Remy? I knoooooooooow! ♥

zauglom

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

You're my favorite smut writer! Well, you and Jackie Ashenden ��

*gasp* I’M NOT WORTHY.

zauglom

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

And also I kinda created the monster and I'M ECSTATIC BECAUSE OF IT ��

I’M ECSTATIC BECAUSE YOU��RE ECSTATIC. LET’S CELEBRATE WITH NAKED PICS OF JAYCE. THX.

zauglom

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

Ahhhh, but I always feel kinda bad for not posting Raven 'cause I know you followed me because of it and I'm in constant fear of you unfollowing me 'cause I don't post it, no shit!!! But it's too much for me to post two drama llama stories and write sex for both of them, and since I decided to make Fayce story quite dramatic and sexy, I'm afraid we're stuck with it for the time being :(

That’s okay! I’m really enjoying your Life in Patterns with Fayce! Like, when Jayce was thinking about how he wanted Fern... ooooh boy. I’m ooooookay! ♥ I feel like that sometimes, like if I don’t post x, no one will look. But I love you! You’re stuck with me!

maladi777

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

Jack, yes, totally agree! :D

Yeah, he’s stupid pretty. :D

lovelychooser

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

Oh, Ryder and Jack were also in my first draft... I had 20 sims in my first draft, Yulian and Emilia being two of them. :D It's so damn hard to only choose one :/

Which is why I narrowed mine down to four! Haha

pixeltrashcan

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

Lool Ryder wants to give you the ��

As long as I can get in a shot of penicillin afterward, it miiiiiiight be worth it.

laylasims

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

Right back at ya! Your blog is full of sexyness and I love it! ♥♥♥

♥♥♥

laylasims

replied to your photo

“Emilia Alenko Castellanos”

Ahh! Your screenshots and editing give me life. WCIF your skills, please? ♥

Ah, yes. Here:

eslanes

replied to your photoset

“Sims I’d like to F… ondle Thank you to @thefoxandhersimblr,...”

Yesss Raphaellll ��

I miss the hotness! 

lovelychooser

replied to your photo

“Oh…. Shit.”

Pee pew pee just fucking killed me. :D :D :D But I love your texts so don't go short subtitles on me now, woman!!!

I thought I could do it, but I like to ramble on until ears bleed. I like seeing the subtitles. There are people on here that do an amazing job at it. But after trying it, I don’t think it’s a format that I really want to do.

lovelychooser replied to your photo

Yeah. I tried everything to make her smile. Even I eventually gave up.

She’s pissy. And when she isn’t pissy, she’ll start a fight with someone and she’ll find her way back to pissy. I have to micromanage her around relationships that I want to keep up.

lovelychooser

replied to your photoset

“Emilia and yoga… it happened.  Not particularly well, but it happened.”

Yes!!! We found a sport at which Heda - and me - is better than Emilia!!! All the bad feeling about my abs arE GONE.... almost. -_- :D

Haha, watching her struggle to balance on one foot was cute. Aaaaallll that fitness skill and she can’t manage to stand on one foot!

lovelychooser

replied to your photo

“Rando bamf townie cruisin past the criminal hideout… It’s the glasses!...”

Well at least she's up for the entire concept of your gameplay. When I accidentally put a hugearse leaf into my mods folder and every rando kept appearing with it in their hands... that was just stupid. :D

Ugh, that happens to me, too. I downloaded a skin that had a separate eye overlay part to it... every freaking townie popped up with it. To the point that I assumed it was how you could tell who was a raccoon later. Nope! Just intrusive cc. I had to remove it.

quiddity-jones

replied to your photo

“a    f    t    e    r    g    l    o    w”

Oh, God. If that's the mark of failure, I'm in the sin bin for sure. >_>

C-can I see?!

pixeltrashcan

replied to your photo

“a    f    t    e    r    g    l    o    w”

that's wrong because I do, not only do i want to know I want to see them all, every sinlge last one of them

I’m not kidding, I’ve got at least 80 sitting in my folder that are either suggestive or full-on going at it. I could fill a queue with them, but I’d feel bad about putting that much out with nothing behind it. like... GOOD MORNING WORLD! HERE’S EMILIA AND YULIAN IN THE SHOWER! DON’T OPEN THIS AT WOOOOOORK! 

...I won’t even open my own tumblr at work. lol.

quiddity-jones

replied to your post

“SILF = Sim I’d Like to F…ondle”

*runs to her room, crying, and slams the door*

quiddity-jones

replied to your post

“SILF = Sim I’d Like to F…ondle”

Well, I see I'M OFF THE XMAS CARD LIST

D: COME BACK! I’M A FAN OF GIVING AND RECEIVING XMAS CARDS!

dinaswimmer

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

All I have to say is Emilia is a bad bitch ;-; I luff her dearly

I love Juniper! They should hang out. Emilia has a bat, too. In case someone decides to get mouthy at Juniper’s bar.

josiesimblr

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Wow. I reread this twice and got all shivery each time. Was it the slap? The way he suddenly was pushed to release his alpha side? I don't even know...I'm just gonna reread again to figure it out lol

Haha, I’m happy he’s done playing around!

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Now I'm really out lol

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Just thought you need to know about that.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

But seriously it's been two hours, but I'm still thinking about it.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

I'll have to include this in my monthly report as a reason of me not be able to think straight.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Not sure if it's physically possible though.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

I guess I need to be back to my work now.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Jeez, how is this possible for a real person to be so good?

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

You like HAVE to do it.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Leslie, you really need to publish this to make billions happier.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Feels like I need to say something though.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

I don't really know what to say.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Alright.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Okay.

zauglom

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

Oh God I think I just had an orgasm in the middle of my office.

Haha, I remember seeing this pop up and I was super happy. I’ll write my terrible shit if you’d read it.

pixeltrashcan

replied to your photoset

“She’s no one,” I’d said, and I had meant it. The only woman I wanted...”

whooooo boy is it hot in here, pretty sure it is

What?! Those two? No chemistry. None at all.

[bernietaylors]

eleanorrrr my bby!! for the gif questions: 3, 7, 21, 37 and 45

ellie!! hello love thank you for the q’s x

3. which set of yours has the most notes?

it’s a ballum one which i can’t believe skdjskd i was well shocked when i went to check

7. who are your top three gif makers?

i wanna give love to everyone who makes gifs bc they all work so hard!! but top three… @/drewsbarrymcre who makes the most beautiful gifs!! they’re always so colourful and pretty!! @/dinglecharity who makes some of the most gorgeous gifs ive ever seen. and last but not least, there’s a gif maker, idk if you’ve ever heard of them? @/ashpanesars, goes by ellie, and makes some amazing & super creative gifsets, also always seems to have perfect colouring.

21. psds or original colouring for each gif?

psds all the way. i have a base psd that i use for everything (like basic brightness, contrast & levels), and then i’ll do like a few more adjustments for the show, then chuck that on all the gifs and usually add curves & edit the other layers if i need to. so i guess its kind of. a mix actually skdsjkdjsk.

37. what sets, if any, do you have planned to make in the future?

im in the process of making a christmas one with fun colouring n shit, im excited for that, and im hoping to start properly working on a few gif memes soon (the ee one for starters), so those will be made hopefully soon.

45. ever gotten hate over a set?

not so much hate but one of the first sets i ever made was like a get to know thing for aaron dingle, it fucking sucks looking back on it, but i got a few people in the tags like “husband: robert sugden!!!” and like a couple of anons telling me i forgot about robert skdjsdkjs i remember being super petty over it lmao

questions for gif makers

[captainalwayslazycollectort-blog]

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I am looking at liability insurance, and I only have one point on my record, which may actually have dropped of now. Just generally which would be cheaper to insure.""

The cost of driving a car includes both fixed costs and mileages costs?

The cost of driving a car includes both fixed costs and mileages costs.? The cost of driving a car includes both fixed costs and mileages costs. Assume that it costs $161.20 per month for insurance and car payments and $0.25 per mile for gasoline, oil, and routine maintenance. (a) Find values for m and b so that y=mx+b models the monthly cost of driving the car x miles. (b) What does the value of b represent? (a) m=___(Type an integer or a decimal) b=____(Type an integar or a decimal) (b) Choose the correct answer below. A. The rate of change in cost of the car with each mile. B. The optimal cost of owning the car for one month. C. The fixed cost of owning the car for one month without driving it. D. The total cost of owning the car for one month.""

How much would minimum insurance be for a 18 year old?

The insurance should be just enough to allow the person to drive a car.

Whats the cheapest Car insurance?

Im 19 about to turn 20. I have a drivers liscence but no car. i need the cheapest insurance that will allow me to legally drive any normal car. I live in long beach, ca.""

Car insurance for a 16 year old?

im 16 and my dad just bought me a 5 series bmw. how much is it going to cost to insure me. do i get a discount for having good grades.

Mazda miata insurance?

okay so im 16 getting a miata, is the cost of insurance going to be high?""

If i get a v6 mustang will my insurance be lower?

Im 16 and looking for a mustang, but if i get a v6 mustang will it be a lot cheaper than a v8?""

Does anyone know any affordable health insurance for a college student?

Does anyone know any affordable health insurance for a college student?

How can obtain malpractice insurance in USA?

adresse of companies that offer malpractice insurance Loisiana,Wiskonsin,Georgia California""

AAA car insurance wont return my phone calls?

i was in a car accident on the fourth of july and the guy ran a red. he hit my car and totaled it leaving me injured and now out of work for almost a month. the police report was sent to both insurances (mine & his) saying he is at fault. i and my insurance (state farm) have tried calling his AAA agent several times and they still have not called back. i have also called the supervisor with no returned phone call from her as well. ive asked my insurance and they basically told me to wait for them to call. im getting impatient and i was just wondering if anybody else has ever had this problem? im frustrated and not sure what to do.

Best Health insurance for a young mom and college student?

I'm looking to find a health insurance suitable for me, a young mother (20) and college student. I did have Medicaid but they're saying I make too much and I'm only allowed to make 188 a month.. O_0 So I decided to just stop wasting my time and invest into my own insurance. My fiance said maybe I can get on his after we get married but Idk about that. What are some good affordable Health insurance for someone like me?""

Im looking for cheap or reasonalby priced auto insurance...can anyone give me any tips???

this is my first car and i need full coverage...somebody help me please!

Got a ticket for no insurance?

An officer pulled me over for not using my blinker. He gave me a ticket for that and not having insurance. The problem is I have insurance, I just had an expired card in my car. I don't remember getting the knew ones in the mail and I had just forgotten about it. I know I pay my preimum every month because it is taken out of my checking account electornically. The officer didn't believe me. I even told him he could call my insurance company to verify. He refused to do so. I am very upset. He could have spent 5 minutes calling my company, instead I have to spend several hours going to court to get this cleared up. Is it true that officer doesn't have to call a company if he doesn't want to? Shouldn't it be a department policy that he verify insurance if someone asks him to?""

What is the cheapest auto insurance for 16 year old boy?

Thanks in advance

Is motorcycle insurance available for six months?

I live in an area where I can only ride for half the year, yet all of the policies cover 12 months. Does anyone know of a company that offers six month packages? A second question, does taking a Riding course offer a sizable discount with insurance companies? Thanks""

Ne 1 know a cheap 4x4 insurance company?

Ne 1 know a cheap 4x4 insurance company?

How much is State Farm Car Insurance per month?

How much is State Farm Car Insurance per month?

Where can I find business cargo insurance at reasonable rates?

We're a small company trying to get started, that's why we're looking for insurance at a reasonable rate. Any help will be welcome. Thanks""

Is there a health insurance in PA that covers pre-existing conditions?

I just moved currently, from where my previous employer covered my insurance, now that I have moved, I need a insurance policy that covers immediately as I'm trying to figure out what is wrong. Please help.""

Why is insurance so high on the scion tc?

what is the best/cheapest insurance out their for the scion tc and why is it so high?

All young adults pay attention...what's the cheapest yet best car insurance you have found?

I'm 19, dad wants me to buy my own car get my own insurance etc. Any pointers?""

License and Insurance?

Well, I got my license nearly seven months ago. I am sixteen turning seventeen in about four/five months. I don't have my own car yet so I've been driving my parent's cars if I need to. I am now looking to buy a car for summer and such, but my parents want me to do some research before we make any final decisions. So, I was wondering if anyone could give me an average or general idea on how much our insurance would go up once I buy a car?""

Cheapest car insurance I can get? (10 points)?

OK I know car insurance can depend on a bunch of diff factors. If I leave something out that may mean major money let me know and I'll do a quick edit. *I'm 17 *Senior in hs *A-B+ average *Had my DL for 3 months *Never been in a wreck *Never received a ticket *Took drivers ed *I have a part time job Again if there's something else I should mention just let me know. My insurance right now is $1000 every six months. It ends this month though, and I'm looking for a new insurance.""

wisconsin insurance rating bureau

wisconsin insurance rating bureau

""What to do, can't afford Automobile insurance 17 year old male.?

I'm 17 been driving since i was 15 i have quite a few tickets but no moving violations never once. only expired tags and stuff like that. i had insurance all when i was 16 in my name $130 a month. well i lost my job and all i moved out of my moms and on my own now and i got another job but that barely covers rent and food money. i went everywhere last few days and can't find insurance cheap. everyone tells me its $250 down and 200 a month. the cheapest i found it was $200 down and $160 a month im in Houston Tx and its a 94 mustang Gt im trying to insure. Seriously what do they expect me to do? im a 17 year old kid and they expect me to pay out the *** for insurance? how do they expect me to do that? what should i do? i got a 25 mile drive to work everyday what would u guys recommend me to do? all seriousness though i dont wanna get car impounded.

Do Muslims pay more for insurance?

I live in Slough, Bucks. My car insurance is very expensive due to where I live. Some insurance companies wont even provide insurance at all in my area. I looked at a map at an insurance brokers that showed high risk areas and I have noticed that the high risk/expensive areas happen to have a high Muslim population. Are the government aware of this.""

How do you feel about insurance companies pulling your credit report?

I live in Michigan a state where it is law to have insurance. I have also been denied insurance by a certain large insurance company based on my credit score. I just don't think they should be able to pull your credit report if your required by state law to carry it. Hey if i don't pay it cancel me.

What is the cheapest car insurance?

Looking for cheap insurance because I have had to tickets for speeding.

""Without health insurance, what is the most direct way to get ssi disability?""

unemployment has run out, how can i receive help from social security without going into massive debt?""

How much does it cost to add an additional insured to car insurance?

A ball park figure is fine.

Where Can I get Cheap Car Insurance?

I am currently a full time student and I am trying to find Car insurance that won't cost me an arm and a leg. The cheapest quote i have gotten is 2052 (full license) yet im certain i could get it cheaper... I am looking to get a Citroen Saxo, 3 door, as they are meant to be a good first car and cheaper insurance, yet i don't call that cheap! Direct line has put their prices for young drivers up to a minimum of 3000 and the car is only worth 850! I will be the main driver of the car, if not the only driver and as my parents have polices with companies that won't put me on as a named driver I'm screwed. Im 17 year old boy and can't really afford to pay that much.... Anyone know where i can get a reasonable quote from. I expect it to be high but that much - wow Best quote came from Quinn direct""

How much does car insurance cost for a new teenage driver being added to a parent's policy?

Right now I am in the process of getting a new car. I'm 18 years old. My mom wanted to add me to her policy, but she wants to get an idea of how much it would cost first. We live in Arizona. Her car insurance now through 21st century is only $60 per month. The car I would be getting is a 2010 ford fusion sport. And, I have an average gpa at school of over 3.0. Can anyone help me?""

""Moved out of state, Can I still be on my parent's car insurance?""

I just graduated college and moved to California. I bought a new car in Iowa before I left and my parents cosigned the loan. We registered the car in Iowa, saying my name first or my father. Since then, they have brought the car out here. Am I able to stay on my parents insurance (Farm Bureau) even though I am no longer a resident of Iowa or their house? Also, am I required to register the vehicle in California even though he is on the loan and the current provider of insurance?""

Do insurance companies have insurance?

Do insurance companies have insurance from a higher up company or resources? eg Government

What kind of lawyer do I against a car insurance company?

I don't have insurance. The insurance company is going after me for damages on the car I didn't do. ie such as a new paint job for the car I backed into. The only damage I did was to the hood and bumper and the insurance company is demanding I pay for a new paint job and all new parts even though this guys car was damaged before I hit it.

How much would it cost on average to insure an Oldsmobile Aurora?

So I might inherit my grandparents Oldsmobile Aurora and I looked it up and it says its a sport sedan. Wouldn't that mean that the insurance will be double because it is a sports car?

Health insurance for kids?

Health insurance for kids?

Why do some insurance agencies consider the subaru impreza wrx sti a 4 door family car and others a sports car?

ive seen multiple people saying in reviews on the 2004 subaru impreza wrx sti that there insurance company considers it a 4 door family car so there insurance is alot cheaper and others whos insurance company considers it a sports car and they pay more.

How much might health insurance cost per year for a healthy 22-year-old?

Need to start buying my own health insurance, because I have some health concerns that i need taken care of ASAP. But overall, I am a healthy person.""

Does my degree affect my car insurance?

I'm looking at buying a Nissan Micra, and I've noticed whenever I enter my information and the websites ask my occupation I enter student and each website asks whether I study Medicine, Nursing or Teaching, and whether I study from home or live away. I am in fact a nursing student (mental health), living away, and I just wondered whether this makes my insurance more expensive or cheaper than someone doing a different degree such as History, Physics etc.""

Health insurance for green card holders?

My father in law is a green card holder for 3 years and just turned 65. I don't think he's eligible for Medicaid but would he be eligible for medi-Cal benefits (he's a california resident)? Any recommendations on where to get reasonable insurance policy?

""Car insurance, is it cheaper to get an old car?""

Im looking into a 1978 cadillac coupe deville as a first car, and im wondering if it goes cheap in car insurance. Cuz it could be cheaper up to a point till its like too old and its just becomes more expensive. And im wondering about all older cars in general. N yes i know what i might get into it is a older car might break down on me more often than usual, ill just deal with it.""

My job took me off the schedule because im pregnant?

im 4 months pregnant . and have very hight risk pregnancy. and mt job requer havey lefting . so my i get a doctor note that i cant left more than 8 pounds, my job put me on leave off absents without telling me. i talk to my HR and they told me i can apply for short term disability now than maternity leave when i have the {babies} my question it I have my insurance thought liberty mutual . would i be approved? if now what to do i cant Afford to not get paid?""

Insurance Rates?

Does anybody know approximately how different insurance rates would be between a sports car like a mustang as compared to a convertible like a sebring? Im a 19 year old in a highly populated area(long island)...Im not sure if it matters but i have been driving two years and have never been in an accident.

How much extra on car insurance does an amp cost? Or dyou not pay any extra?

I treid all the insurance comparison websites and none showed amps in the modification part. I'm 17 and pay over 1000 pound for insurance already and don't want the price to go up much. Any help appreciated :)

How much does car insurance cost for a 16 year old?

How much does car insurance cost for a 16 year old?

Do I really need insurance for a motorcycle in California?

Do i need insurance to ride a motorcycle in california? To get a license for motorcycles? please help!

Mustang GT Insurance Prices?

Does anyone know how much it would cost on insurance for a brand new Ford Mustang GT?

How much will insurance cost me?

I'm 20 years old. clean driving record. the vehicle is a 1993 civic hatchback CX. also i would like to put full coverage on the car. i live in south east wisconsin and i will be the only one driving the car. if anyone can give me a rough estimate or a website that can give me an estimate but i don't have to fill out personal info that would be great thanks.

wisconsin insurance rating bureau

wisconsin insurance rating bureau

Infiniti g35 insurance rate for a 19 year old?

Infiniti g35 insurance rate for a 19 year old?

""I'm 57, am learning to drive a car, will need the best and cheapest car insurance, how will I know which is re""

i just want to be able to drive my car, and know there is help there for me, when and if I ever need it, without all the hassles of being stranded. Am in the process of checking out AAMI, RACT. Comprehensive for a first off driver is about $859 a year!! would i be better to Join RACT emergency on road assistance AS WELL AS taking out fire and theft third party insurance separately? I will be about the only driver, with a friend or two......is this the best cover for me? Say...for 1,2 years until I build up a reliable record? enough then to qualify for cheaper comrehensive insurance car cover?""

Is there an insurance company who will insure a Dutch car?

I have just moved back to England after spending 11 years in Holland and i have a very nice car which i dont want to sell. I have changed my Dutch driving license to english and would like to know if there is an insurance company who will insure my dutch registered car. If so i can then make an appointment to have the headlights changed. Thanks for your time. Sue.

I got a no insurance ticket so I bought insurance less then an hour after.?

The date on the ticket is the same date my insurance started. Anybody know what the outcome might be?

""Will my regular auto insurance go up if I get a motorcycle license, I won't have a bike yet, just the license?""

Will my regular auto insurance go up if I get a motorcycle license, I won't have a bike yet, just the license?""

""California insurance agent icensing question: there are four categories: Life, Fire & Casuality, ....?""

Personal Lines, and Bail. What does a Personal Lines Broker-Agent do/sell? I think the Life agent can sell health insurance and life? Fire sounds like fire insurance (duh) but that Personal Lines throws me. Any help?""

What would my allstate car insurance be?

im a 16 year old female. i went through driver's ed (so you're suppose to get a discount) and my mom had been a member of allstate for at least 10 years with no accidents or anything. so im wondering, about how much would MY car insurance be?""

How much does insurance cost for a new young driver with a brand new car in newyork city?

How much does insurance cost for a new young driver with a brand new car in newyork city?

Where can I find affordable insurance for my dental practice?

Where can I find affordable insurance for my dental practice?

Why won't my insurance company let me transfer our No Claims Discount to a different car/policy?

We have been insuring our Audi with the Co-op, who I've generally found to be reasonable. However, now we have a problem. A couple of months ago we bought a van with the intention of replacing the Audi with the van. But the van needed some work doing on it, so we took out a second insurance on the van with the Co-op, so we could still drive the Audi. At the time, I was disappointed to be told that we could not have a No Claims Bonus on the van, as they said it could only be applied to one policy at a time. But they gave the clear impression that when we cancel the Audi insurance, we could then transfer the NCB to the van. The Audi has now broken down, so we want to cancel its insurance. However, yesterday when I called them, they now said they cannot transfer the NCB to the van as it would be being transferred 'mid-season' to a different car policy. They said they could only have applied it to the van if we had changed the original Audi's policy to cover the van, instead of taking out a different insurance policy for the van. This seems ridiculous. Surely, we are entitled to our NCB?! Why should it matter that it is mid-season or not? I explained that if I cancelled our insurances with them and went to another company, I would be given a NCB on the van so why won't they give it to me. They agreed! I really don't want to change, as I don't trust other companies and the Co-op seem more ethical than others. But this seems so stupid. To get round this silly rule without changing company, I'm thinking of cancelling the van insurance and changing the Audi insurance to the van, ie. do what they said I should have done in the beginning. What do you think?! (Also, is it ok to keep the Audi uninsured, given that it cannot be driven, but is parked on a public road?)""

How much for a 17 year olds car insurance with a sports car?

Hi im 17 and im wondering about how much more would it cost if i went from a sedan to a sports car?

""I am moving soon, but my car insurance policy will be up before I leave. What do I do?""

My car insurance policy will be up in May and I am planning on moving from New York to Florida in July. How do I go about switching my car insurance so that I can maintain the same policy once I move to Florida? Can I buy a Florida policy now as long as I am up there within a certain amount of time? (I am most interested in switching to Geico, since I am a student and new driver) Since I'm moving into my Grandfather's house, can he just put me on his policy when mine ends, and if he can, will I still be able to drive my car around until I move down there?""

Where can I get the best Insurance quotes for Home & Vehicle?

I am looking to get insurance on my house and vehicle. I am not satisfied with the present company and would like to research about the same. Can any one tell me where in I can get multiple quotes from different companies. Any help will be highly appreciated. Thanks

California motorcycle license???????????

I want to get a motorcycle license but heres my question, I dont have a motorcycle and if I was to buy one how could I get it insured? if I dont have a MC license? cause I know the insurance guy will ask me for my MC license first ( just like when you insure a car ) and heres another question, if I had a MC how would I be able to show proof of insurance to the place where you take the MC highway test ( not sure what its called ). Just to let you know I dont know anyone who has a MC so I could borrow it to take the test.""

""Stolen care, will insurance cover it?""

Hi, My car was stolen a week ago, and just got recovered now. The are dmg on the body that i know insurance will cover. But what about the engine? i dont want that engine anymore, a friend of mine saw them thrashing the car like 150+km/h. and my clutch are probably warned out by them. I dont want the engine, as it could break down on me anytime after the theif been through it... If with JustCars Insurance.""

I was rear ended a few months back and had no insurance?

Me and my wife and a friend were driving in california and we were rear ended we pulled over and so did the other people. I looked at our car and there was no visible damage. i took pictures to show. and the guy who hit us had major front end damage he just wanted to drive away and get no information but we took his info so he asked for ours. four months later i get a letter from the dmv saying he is coming after me for insurance to pay him for the damages . i am assuming he is lying and said i hit him or something but i have two witnesses who saw everything my wife even had a ****** up neck problem for a while and still does but we didnt want to go to the hospital because of the no insurance thing. i was hired for a job at a dealership but cant get my salesperson license because of this and my license will be suspended next month what do i do to fix this whole mess. and if i can be lucky come out of this with some money because he is lying through his neck to attack me. I had a perfect driving record as well.

Do you actually need commercial insurance to deliver pizza?

I'm a courrier and I just got a new car I'm looking to insure. I called Progressive and they told me that ANYONE who uses their car for work, even pizza drivers, are required to have commercial car insurance. They quoted my price to be about $11,000 a year. That is insane; no pizza driver or person who does what I do IN THIS COUNTRY pays that much for insurance. So if anyone can shed some light; is it truly required? What could happen if I don't have it and have an accident on the job. Since I'm a contractor and I don't have real hours, could I just say I'm off the job no matter what?""

Is a Kawasaki ninja 250 or a Kawasaki KLR650 cheaper insurance?

I'm looking for a first bike, I am 16 years old, 150LBS, 5'11''. Money is an issue so I will be getting maybe an 08 ninja or an older duel sport bike. Anybody have any estimates and anybody have any suggestions? I will only have about $3000 to spend. I am looking for liability insurance.""

Auto insurance question?

I am looking into financing a 2007 honda civic coupe ex. It is a 1.8 liter inline 4 motor. Front wheel drive and automatic with almost 68,000 miles on it. In florida, you have to get full coverage until you finish paying off the car. I am 23 with 2 traffic tickets. One for a stop sing violation and another for no proof of insurance. Both tickets were given to me at the same time almost 3 years ago. Thats the only 2 tuckets ive ever had. I live in the country as well because i know that matters for a quote. But with this information, what would be a good estimate on how much full coverage insurance would be on this vehicle? Thanjs in advance.""

Can I lose my job for not having insurance?

I have heard so many different things. But I called my job today and I found out that they are offering insurance but it is to high to buy for me because it would cost $30 per week. ...show more

""What is the average car insurance premium in Mississauga, Canada?""

Hi, Can anyone please provide an realistic figure of how much it would cost per month towards car insurance in Mississauga. Checked in the below website and gives a high spike in rate : $600 CAN per month ! https://www.kanetix.ca/auto-insurance (Given 5-6 yrs of clean driving history in US)""

Auto insurance question (Mitsubishi Lancer?

I can call Allstate and find this out. However, I don't feel like staying on the line forever. Is the Mitsubishi Lancer consider a sports car according to auto insurance poilcy or is it just your average everyday sedan?""

How long does it take insurance companies to create your insurance?

My father just bought a mercedez sl 500 convertible. Its a 2000. We got it on saturday. Call the insurance to transfer myself onto the car on monday. todays wednesday and still no word. How long will it take for them to rate the car and post me on the insurance?

I am Looking for Affordable Health Insurance Services in Illinois?

Hello, Friends, My Cousin and her husband are planning to shift in Illinois, in the next month. We required complete guideline regarding Health Insurance and missing open enrollment. Also, we need to find that if we are eligible for subsidy? Please help if anyone knows. It would be great full. Thank you :)""

Health insurance?????????????????????...

should government help on health insurance? y or y not?

wisconsin insurance rating bureau

wisconsin insurance rating bureau

Is there any reason why i can't add someone to my car insurance?

If i add my sister to my car insurance, because she is a woman and older with lots of driving experience it will lower my insurance quote simply because she is on there. But does she need to actually use the car, or can i just get her added to the car for the saving. I know the insurance company wouldn't necessarily check but if i needed to make a claim could they dismiss it if it was uncovered the additional driver never used the car or intended to use it. We also live in different houses, will that make a difference, as from quotes i have done it doesn't usually ask for a second address, could i say she was living with me for insurance basis? Thanks in advance.""

Why is insurance for young men expenisive?

Why is insurance so expensive for young men? Why is it more expensive for young men (16 to 25) than for women the same age?

Will the car insurance pay for my car to be fixed?

i was rear ended. its the other persons fault. the kid that hit me was driving their parents car. the parents had insurance on the car but the kid wasnt listed as a driver. just the mom and dad were. i was told since the car is insured then the insurace will pay for it no matter who was driving. is this true?

Would insurance for a 16 year old boy be cheaper on a 4-door 03 oldsmobile alero or a 2-door 06 chevy cobalt?

we have a 2003 2-door Oldsmobile Alero and a 2006 2-door Chevrolet Cobalt, the alero is automatic and the cobalt is stick shift. they said i can have whichever insurance is cheapest on. idk if this helps but they are both paid off""

""Why is it that I am still able to be sued for an auto accident if I live in Florida, a no-fault state?""

I've been in 2 accidents. The first was very minor; I rolled into the bumper in the car in front of me at a stop light and scratched their bumper. No damage was sustained to my car, but I am at-fault. The second I was cutting through an intersection that was at a red light and was about to pull into the left-turn lane when the woman in the car that was coming down the lane wasn't looking forward and hit the driver side door of my car. I was already halfway in the lane trying to straighten out into the left-turn lane but I couldn't move when she was coming, because if I moved back I might have hit someone and if I went forward she would have hit me anyway. At the scene the policewoman told me I was at fault, but when I talked to my claims adjuster, she told me that there is some negligence on the other party's part because if I had just randomly pulled out into traffic, the other party would have hit the front of my car, not the driver-side door. I am being sued by the first person and I found out just now I am being sued by the person in the second accident as well. I was told that since I am registered under my parents insurance, the other party can see that they have a lot of assets they can sue for from my parents. My question is, why are they able to sue me so easily? I've done research, and I know Florida is a no-fault state, meaning drivers cannot sue each other unless serious injury occurred, such as loss of life, limb, permanent injury, etc. In both accidents, I did not get ticketed, and I believe no police report was written, only exchanges of information.(Police were called, however. I did not leave the scene) Also both of the other parties did not ask for an ambulance or medical assistance(I know about the feeling pain later thing) but I'm sure if someone was suing for something as serious that can be listed as loss of limb or death, they would have showed some indication of injury at the scene. Both people stepped out of their cars and were fine, however.""

How much are the costs of sports cars?

what are the costs (insurance and maintenance) of having the Lamborghini LP560-4 and Audi R8, and say if i baby it and not rip it every second""

What's the insurance for a lamborghini gallardo?

NO! i'm not looking foward on buying one.. Cant afford it. People told me insurance for this car was $1000 a MONTH.. but i asked a couple people with lamborghinis in gas stations ...show more

How much my insurance car ll be ?

i just got my full uk driving license this week i am 31 years old and im so excited to get car with big engine 2.0 or 2.2 but im worried if my insurance ll be expensive specially is my first year driving thanks for any help

Is there any site you can go to and find how much car insurance will be?

i am trying to get a 1997 chevy caviler the insurance will be in my name the car i have right now its in my stepdads name i need to find out about how much ill be payin car insurance so i know if i can afford the car or not

Does a car not in use need insurance?

Just wondering what the laws were in Canada if I need insurance on my car that is unplated and probably going to the junk yard in the next 2 weeks (have to scavenge some parts before I let it go) Calling my insurance company tomorrow to add on the new car but wondering if I should take the old car off altogether?

How much would car insurance cost?

im 18 going to be 19 the car i was looking at cost 29,155$ so since im young how much do you think the insurance would cost?""

Is this what we will expect with government run health insurance...?

I went to our government run motor company, GM, and told them I'm here to pick up my new truck. They said yes sir, and that will be $25,000. I said wait a second, I just paid billions of dollars to own my own car company, and it will still cost me $25,000 for a new truck? They said yes. So I went to Ford, and looked at a comparable truck, and it was $19,000. I asked, do I own this car company, they said nope, we are still owned by Ford. So, that has me wondering... I currently pay $665 a month for insurance for my family, and it's pretty good. What much is that going up once the government has to get paid too? Will it be $6,000 more a year? And why is it that I can't just pick up my Government Motors truck, I do own it right? Or, did Obama lie about the people owning the company? And since he lied about that, is it possible that he's lying about the cost and the public option? And finally... didn't he promise transparency in the negotiations, and it would all be on CSPAN? I keep looking for video of those negotiations, and can't find it anywhere. Is it possible that he Lied about that too? With all these lies, and can you possibly trust a thing this moron is telling you?""

Why did my car insurance go down?

My car insurance premium went down by $10/ mo. I have no idea why. My credit score just went from 631 to 747 in just a couple of months because I fixed some errors, and I am also turning 24. Could either of these be the reason that my premium went down? Or is my car just worth less b/c all the new models are comming out? I drive a 2002 Honda Civic.""

""How much is car insurance in Vancouver, BC Canada?""

Also, the auto plan premium if you are only using the vehicle for school (depending on how far the place is from home), work, shopping, and walking the dog (parks are too far)? I do not live in Vancouver as of yet, but soon will be. I need insurance for my car first.""

Does anybody know about the statewide increase of geico auto insurance in connecticut?

I got a hefty 8% increase for my next 6 months' payments. The telephone assistant told me that it was a statewide increase in CT, based on ZIP code. Anyboby knows more about this?""

""What is... THE, CHEAPEST, CAR INSURANCE... IN... THE... UK?""

i mean what is legaly the cheapest you can possably pay... im looking for real cheap scraping by scum insurers that wont cover F all... the cheapest... THE... CHEAPEST... i dont wanna hear you mention popular names!!... i wanna hear hidden hated piece of S**t insurers... understand... REALLY cheap... none of this.... 4000 stuff... robbin sc*m... im looking for, eh-hem... CHEAP...""

How much does car insurance cost for a new driver?

How much does car insurance cost per month for a new driver (16 years old) in california?

First Time Cars With Low Insurance?

I'm going to be starting Driving lessons soon and want to start thinking on what car to get as my first one so I can save up, though I don't know much about cars at all. So I'm looking for some advice on a good, but cheap, car (Either New or Used, if used I would like to know the general life expectancy from new in order to work out how long it will resonantly last) that will last me for at least 4 years and get me through my first Degree, I also would like it to have a fairly low insurance for a beginner driver as I am a college student, currently, and plan on doing my Masters (Starting next year) then my PHD, so I won't have a massive pot of funds. If anyone can help me I will be very grateful as I know nothing about cars, all my vehicle knowledge is of Motorbikes.""

Whats the average pay for Car or Auto Insurance ??

What is the average amount that people pay for Car Insurance a month for one car?????? PLEASE SOMEONE ANSWER!!!!!!!!!!!!!!!!!!!

Healthcare Insurance: True or False?

1. The Affordable Care Act does not require employers to provide health insurance for their employees. 2. No employer, in any state, is required to provide health insurance to any employee, full time or part time. 3. Employers do not have to report the cost of insurance on employee W-2s in 2011. This reporting is optional in 2011. The reporting requirement is intended to be informational and provide employees with greater transparency into health care costs. The amounts reported are not taxable.""

Driver's Test Insurance?

Im going to take the driver's test next month but have no insurance. The car is under my dad's name and is insured under his name. Can I use his car and insurance for the test or do I have to get my own insurance for it?

What are the steps to obtain medical insurance?

I used to have peachcare,but my parents said something happened to it and I don't have insurance anymore.""

Temporary car insurance question?

In Which condition i can take temporary car insurance? i heard that it cannot be taken as general insurance is it true?

Question about car insurance?

ok so im wondering if i get a car will worth 5000 will the insurance be the same on all cars worth 5000 like a mustang worth 5 k or a civic worth 5 k is the insurance the same on them?

""What is... THE, CHEAPEST, CAR INSURANCE... IN... THE... UK?""

i mean what is legaly the cheapest you can possably pay... im looking for real cheap scraping by scum insurers that wont cover F all... the cheapest... THE... CHEAPEST... i dont wanna hear you mention popular names!!... i wanna hear hidden hated piece of S**t insurers... understand... REALLY cheap... none of this.... 4000 stuff... robbin sc*m... im looking for, eh-hem... CHEAP...""

wisconsin insurance rating bureau

wisconsin insurance rating bureau

https://www.linkedin.com/pulse/different-car-insurance-rates-cars-eric-fuller/"

[themoneybuff-blog]

How to find your purpose in life: 12 powerful exercises to help you discover purpose and passion

Shares 298 Happy blogiversary! Twelve years ago today, I launched a humble little blog about personal finance this blog, Get Rich Slowly. It was meant as a way for me to share the things I was learning as I dug out of debt. It turned into so much more. For the next couple of weeks, Im on the road in the southeastern U.S., speaking to people about personal finance and meeting with readers. This morning, for instance, I spoke to the 76 people attending Camp FI in Spring Grove, Virginia. My topic? No surprise: The importance of having purpose in your life. As you can see, I am a PowerPoint genius

If youve spent any time reading my material, you know that I believe purpose is the foundation on which all plans financial and otherwise ought to be built. Purpose is a compass. It helps you set big goals, sure, but it also acts as a guide when times get tough. Your mother died? Your wife left? Your husband lost his job? If you know what your primary purpose is in life, these stressful events are much easier to deal with. For this presentation, I added a new twist. You see, a lot of folks who are interested in money tend to pick things like getting out of debt and becoming financially independent as their purpose or mission. But I think these are poor choices. Ive seen far too many folks make debt elimination a goal then fall right back into debt once theyve achieved it. And there are plenty of people who reach FI (or retire early) only to find they no longer know what to do. (Its like aiming to reach a certain weight instead of choosing to make lasting lifestyle changes that lead to weight reduction.) Instead, I think its important to recognize that your financial situation should be side effect of pursuing some greater purpose. Financial independence ought not be your aim; its merely a means to an end. When I speak about purpose (which is often), I tend to fall back to the George Kinder/Alan Lakein personal mission statement exercise. I feel like its one of the best available tools for helping people find focus. But its not the only tool. Today, to celebrate this sites twelfth birthday, I want to present twelve alternative exercises for discovering your purpose and passion. If youve tried one (or more) of these without success, try another. One of them is sure to be useful for you. Note: Ive done my best to credit sources for these exercises. (Many come from Barbara Shers excellent book Wishcraft, which is all about crafting the life you really want.) At the end of this article, Ill give you a list of recommended reading and tell you what I think is the single best book for discovering passion and purpose. Your One-Hundred Word Philosophy The first exercise is one I created myself. Its based on CrossFits world-class fitness in 100 words statement. Theres no time limit for this exercise, but it could take a while so be prepared. Your aim is to write out your life philosophy in exactly one hundred words no more and no less. This can take any form you want, from a statement of values to a list of instructions. Begin by writing down your core beliefs and values. It might also be helpful to think about books that have had a big impact on your life or powerful advice youve received in the past. Based on your experience and beliefs, what is your life philosophy? As an example, heres my own hundred-word philosophy, which Ive written as instructions to myself:

Some of those admonitions are my own invention. Some come from books like The Four Agreements and The Power of Now. Refuse to let fear guide your decision-making process, was advice from my girlfriend. Create your own luck is based on my friend Michelles advice to create your own certainty. Again: Target one hundred words exactly. Itll force you to spend time thinking and editing and being introspective. As you can see, I paid an artist friend to create a pretty letterpress poster of my 100-word philosophy, which Ive hung on the wall here at home. I look at it every day. Obviously, you dont have to go that far. Your Original Self This next exercise, which comes from Barbara Shers Wishcraft, sounds hokey at first. Turns out, however, that its a lot of fun to complete. Heres how it works. Set aside about half an hour for quiet contemplation. (Theres no writing involved in this exercise only thinking.) Let your mind wander back to your childhood. Remember what you used to do to have fun especially those times you especially treasured. When you were allowed to daydream or do whatever you wanted, what did you choose to do? Try to answer these questions: What sorts of things attracted and fascinated you when you were a kid?What sense smell, sight, hearing, taste, touch did you live through most? Or did you enjoy them all equally? What kinds of sensory experiences do you remember best?What did you love to do (or daydream about), no matter how silly or unimportant it might seem now? Did you have secret aspirations and fantasies that you never told anyone about? After thirty minutes of unstructured reverie, ask yourself a couple of questions. First, do you feel like theres a part of you that still loves the things you loved as a child? What do you miss most? Next, ask yourself what talents or abilities these childhood dreams and passions might point to in the present. What can you do today to reconnect with some of who you were as a kid? As I mentioned, I enjoyed this exercise. Although you dont have to, I wrote down what I liked as a kid: When I was a kid, I loved the outdoors. I loved to run and play outside. We lived in a small trailer house but were surrounded by acres and acres of land. We had freedom to romp across the fields, explore the nearby woods and orchards, and to browse the banks of the creeks. My favorite family vacations were those that involved camping. (Unfortunately, there werent many.) I loved looking at the insects and the plants. I liked digging in the dirt. I liked finding bones and rocks and shards of glass. I enjoyed playing games outside tag, dirt clod fights, whatever. I especially liked building forts. I liked going down to the big tree and hanging out under its branches. Yes, theres still a part of me that loves this sort of thing. I think thats one of the reasons Ive come to treasure the morning walks with the dog. Its an opportunity for me to explore the same stretch of ground over and over and over again. I truly enjoy watching how the woods and fields change a little every day. And thats probably one of the big reasons I enjoyed the RV trip. It forced me to connect to the world outside in a big way. What talents and abilities might this interest point to? Im not sure really. Who Do You Think You Are? This activity is short but effective. On a blank piece of paper, spend 5-10 minutes answering the question: Who do you think you are? How would you describe yourself to a total stranger? Be objective. What are most important characteristics that define your identity? There arent any right or wrong answers here, and theres only one rule: Dont overthink this. Put down the first and surest answers that come into your head, the ones that make you say, This is me. [This exercise also comes from Wishcraft.] Focus on Five Well explore the next exercise in greater depth next week when I write about goals. Youll find a version of this in nearly every book on productivity or positive psychology. This version is taken from Angela Duckworths Grit (which in turn borrowed it from billionaire Warren Buffett, who may have taken it from Alan Lakein). Heres how it works: Write down a list of your top twenty-five goals (or more). This might seem impossible at first, but give it a try. List all of the projects youre currently working on, both at home and at work. List all of the things you want to do but feel like theres no time. List at least twenty-five. More is beter.Next, review your list. Which goals are most appealing? Do some soul-searching it doesnt matter how and narrow the list to the five highest-priority objectives. Just five. Circle them (or copy them to another piece of paper).Lastly, look at the goals you didnt circle. These you avoid at all costs, writes Duckworth. Theyre what distract you; they eat away time and energy, taking your eyes from the goals that matter more. Harsh but true. If you need help prioritizing your goals it can be tough to sort through so many! rate each one on a scale of 1 to 10 based both on how interesting it is and how important it is. Then multiply those numbers together. For instance, if one of your goals has an interest rating of 9 (very interesting) and an importance rating of 3 (not that important), its score would be 27. Compare the scores. Higher is better. Duckworth says that she would add a fourth step to Buffetts exercise. Ask yourself: To what extent do these goals serve a common purpose? The more closely aligned your top five goals are, the better youll be able to focus on your passion (or purpose). When I write about goals next week, Ill ask you to do a different version of this exercise drawn from Sonja Lyubomirskys The How of Happiness. A Letter to the Future Heres another exercise thats common in self-help manuals. Youre going to contemplate and describe the personal legacy youd like to leave in this world. Think about how you want to be remembered by your grandchildren or great-grandchildren. (If youre childless like me, youll have to pretend.) In the form of a first-person letter, write a summary of your life, values, and accomplishments as youd like them known to your descendants. Pretend like youre near the end of your life and want to share the greatest hits version of your personal story for posterity. One common way to approach this is to pretend youre writing your own obituary. In The Seven Habits of Highly Effective People, Stephen R. Covey offers the following variation: In your minds eye, see yourself going to the funeral of a loved one. Picture yourself driving to the funeral parlor or chapel, parking the car, and getting out. As you walk inside the building, you notice the flowers, the soft organ music. You see the faces of friends and family you pass along the way. You feel the shared sorrow of losing, the joy of having known, that radiates from the hearts of the people there. As you walk down to the front of the room and look inside the casket, you suddenly come face to face with yourself. This is your funeral, three years from today. All these people have come to honor you, to express feelings of love and appreciation for your life. As you take a seat and wait for the services to begin, you look at the program in your hand. There are to be four speakers. The first is from your family, immediate and also extended children, brothers, sisters, nephews, nieces, aunts, uncles, cousins, and grandparents who have come from all over the country to attend. The second speaker is one of your friends, someone who can give a sense of what you were as a person. The third speaker is from your work or profession. And the fourth is from your church or some community organization where youve been involved in service. Now think deeply. What would you like each of these speakers to say about you and your life? What kind of husband, wife, father, or mother would you like their words to reflect? What kind of son or daughter or cousin? What kind of friend? What kind of working associate? What character would you like them to have seen in you? What contributions, what achievements would you want them to remember? Look carefully at the people around you. What difference would you like to have made in their lives? Make no mistake: This can be a powerful exercise. Tear-inducing, even. Thats okay. By thinking about how youd like people to remember you in the future, after youre gone, you can take steps to align your present self and actions with that ideal vision. 20 Things You Like to Do Heres another exercise from Barbara Shers Wishcraft. She says she borrowed it from Sid Simons Values Clarification. To begin, list twenty things you like to do. You must come up with twenty. Thats the only rule. Dont cop out and make a list of four things you like to do. Or twelve. List at least twenty. (You can write down more, if you like.) Now youre going to make a chart. Take a fresh piece of paper. Down the left side of the page, in the first column of the chart, copy your list of twenty things you like to do. (The order is completely unimportant.) Now, across the top of the page create 8-10 columns. Label them like this (you might have to write tiny): How long since you last did this activity? Free or costs money? Alone or with somebody? Planned or spontaneous? Job related? Physical risk? Fast-paced or slow-paced? Mind, body, or spiritual? Feel free to add other categories that occur to you. (At home or in the world? Spouse likes also? Enjoyed a decade ago? Whatever. Its your list.) Now go through your chart and fill it out for each of your interests. What patterns emerge? What do these patterns tell you about your self and life? To illustrate what this chart ought to look like, I did the exercise myself. It was enlightening. And it took me longer to complete than I expected. I could come up with sixteen things I like to do, but expanding the list to twenty was tough. Heres a screenshot of my list. (Because Im a nerd, I used a spreadsheet instead of a piece of paper.)

Kind of sad (and hilarious) to note that this list is in the order I thought of things. So, that means computer games came to mind as something that I like to do before sex did. Yikes! Looking at my list, it seems like I do a pretty good job of doing the things I like to do. Not perfect but good. Theres also a good balance of free activities vs. activities that cost money, and an even divide between social and alone time. But its clear that most of the things I like to do are spontaneous, not work-related, mental, and most of all slow. The only activity on my list thats truly adrenaline-inducing is riding my motorcycle. Who Do You Want to Be? This exercise is based on a conversation I had with my friend Tyler Tervooren. On a blank piece of paper, make a list of qualities and habits youd like to develop. Do you want to ride your bicycle every morning? Do you want to be more patient with your children? Do you want to be more helpful to your co-workers? Do you want to read the Bible every day? Do you want to drink less alcohol? It doesnt matter what order you write these in. Take as long as you need to make your list. When youve finished, reframe each item using the following format: I am the kind of man who [blank] where [blank] is the habit or quality youre trying to develop. (And obviously, if youre a woman please reframe each of these as I am the sort of woman who [blank].) For example, if you wrote down that youd like to get in the habit of waking 10,000 steps every day, you might reframe that as: I am the kind of woman who walks 10,000 steps every day. Or, better: I am the kind of woman who walks everywhere she can. If one of your aims is to talk less about yourself and pay more attention to others, you might write: I am the kind of man who listens first and talks second. Im genuinely interested in what others have to say. Now copy each of these sentences onto an index card one for each habit. Place these index cards by your bedside. Every morning when you wake up, train yourself to look at these cards first thing. Read through all of them to remind yourself of the habits and qualities youd like to develop. Finally, choose one to make your focus for that day. Keep it in mind as you go about your normal routine, and do your best to live up to the affirmation. Tyler says this habit helped him make real and lasting changes to his life. He built new habits to replace some of the tendencies that had been giving him trouble.

Who You Might Have Been Imagine you grew up with all of the resources financial, emotional, educational you could have possibly wanted or needed. Your interests were encouraged and fostered. You had help and encouragement in all that you did. You werent limited by time or money or location. In a perfect world, what do you think you would be doing now? What would you already have done? What kind of person would you be? Think big. Be as extravagant and far-fetched as youd like. Whats the one big dream you would have pursued if everything had gone your way? If you really would have wanted to become President, then say youd be President. If you would have become a movie star, say youd be a movie star. Dont hold back. Let your imagination fly free in whatever direction it desires. Dont pull any punches. Answer truthfully. Describe what this ideal life might look like. [This exercise also comes from Wishcraft.] The Ideal Schedule In David James Duncans The River Why, Gus, the main character, decides at a young age that in an ideal world he would fish 14-1/2 hours per day. Hes still in high school when he formulates the following plan: The Ideal 24-Hour Schedule sleep: 6 hoursfood consumption: 30 min. (between casts or while plunking, if possible)school: 0 hours!bath, stool, etc.: 15 min. (unavoidable)housework and miscellaneous chores: 30 min. (yards unnecessary; dust not unhealthy; utilitarian neatness easily accomplished)nonangling conversation: 0 hrs.transportation: 45 min. (live on good fishing river)gear maintenance/fly-tying/rod-building/log-keeping, etc.: 1 hr. 30 min.fishing time: 14-1/2 hrs. per day! Then, in true money boss fashion, Gus brainstorms ways he can pursue his purpose: Ways to Actualize Ideal Schedule finish school; no college!move alone to year-round stream (preferably coastal)avoid friendships, anglers not excepted (wastes time with gabbing)experiment with caffeine, nicotine, to eliminate excess sleepdo all driving, shopping, gear preparation, research, etc. after dark, saving daylight for fishing only Result (allowing for unforeseeable interruptions): 4,000 actual fishing hrs. per year!!! I love it. (And I intend to use this example in future talks, so be prepared.) Gus knows his purpose and by brainstorming his ideal schedule, hes able to figure out ways to put this dream into action. In Wishcraft, Barbara Sher suggests a similar exercise. Heres how it works. Grab paper and pen. Seclude yourself somewhere quiet. Close your eyes. Imagine your ideal day. Imagine a day that would be perfect if it represented your usual days not a vacation day. Just a regular, average day if your schedule were ideal. Spend a few minutes visualizing what such a day would look and feel like. Once your ideal schedule begins to become clear, write down what its like in the present tense and in detail from getting up in the morning to going to sleep at night. I might say, for instance: I wake up at 5:30 already in my gym clothes. I grab a piece of fruit, hop on my bike, and ride to the gym. I do an hour of Crossfit. I ride home, grab the dog, and take her for a walk. When we get back to the house at around 8:30, I spend four hours writing about money. And so on. As you write about your ideal day, think about the following: Whats the first thing you do when you wake up? What do you have for breakfast? Do you make it yourself or does somebody bring it to you? Do you take a long, hot bath? Or do you take a cold, bracing shower? What clothes do you wear? How do you spend your morning? How do you spend your afternoon? How do you spend your evenning? At each time of the day, are you indoors or outdoors? Quiet or active? With people or alone? As you envision your ideal schedule, focus on what, where, and who. What are you doing? What kind of work? What kind of play? Dont limit yourself. If youd like to sing or sail but dont know how, in this fantasy you do know how.Where are you? What kind of place, space, and situation? Are you on a farm in rural England? In a New York office building? On a sailboat in the South Pacific? In a fully-equipped workshop? Again, youre not on vacation. Youre imagining a normal day but an ideal day. Where are you?Who are you with? Who do you work with? Who do you live with? Who do you talk with? Who do you sleep with? Maybe its the same people you work and sleep with already. Maybe its somebody else. Let your imagination go. Dont put down only what you think is possible put down the kind of day youd like to live if you had absolute freedom, unlimited means, and all the powers and skills youve ever wished for. Note: Before (or after) you complete the ideal day exercise, you might find it useful to figure out how you actually spend your time right now. For that, I suggest performing a week-long time inventory. On the advice of Paula Pant, I tracked my time last summer and it was very enlightening. It helped me see where I was frittering away my minutes and hours. For more info and instructions on doing a time inventory, visit Laura Vanderkams website where you can grab free downloadable PDF forms and spreadsheets to help track your time in fifteen-minute increments. What Color Are You? This exercise from Wishcraft is for the more right-brained artistic folks. You analytic engineer types might not like it. (On the other hand, it might be good for you to actually complete it!) Heres how it works. Choose a color that represents you. It might be your favorite color or it might not. It ought to be a color that, at this moment, feels like you. The best way to do this is to have an array of colors in front of you. If you have a box of crayons, go get it. If not, heres a page with a bunch of colors. Youre now going to role-play that color. You are going to pretend you are that color. Youre going to think like that color, speak like that color, act like that color. Take a sheet of paper. Write: I am red or I am orange or I am carnation blue. Do not say I like blue because or I think blue is. For the rest of this exercise, you are that color. Now, in a few sentences to a few paragraphs, describe what qualities you have as that color not as yourself. For instance: I am dark blue. Im quiet and deep like the ocean. Or: I am yellow. Im bright and cheerful, intelligent and warm. There are no right answers to this exercise. If youre black, be black! I think Suzanne Vegas Small Blue Thing is a great example of what you might do with this activity. [embedded content] What color am I? Im orange, of course. The 14-Word Description This exercise comes from my friend Amy Jo. Several years ago, she did a photo project in which she took portraits of people she knew. Before each session, she asked the subject: What are the fourteen words that best describe you? For our purposes, I want you to brainstorm as many words as possible to describe who you are. You should come up with a minimum of fourteen, but its better to brainstorm more. Dont ask others to describe you. Your aim here is to describe yourself. How do you see yourself? If you come up with more than fourteen words to describe yourself, narrow the list to only the fourteen that fit you best. Lastly, for each word write a short sentence that describes why you chose it. For instance, if one of your words was athletic, your descriptive sentence might be, I enjoy playing sports and being outdoors. Here are the fourteen words I chose to describe myself six years ago. (Theyre all still accurate.) Adventurous I love to try new things.Creative I love to make new things.Curious I love to learn new things.Evolving Im a different man today than I was yesterday.Independent I make and act on my own decisions.Intelligent I am smart.Playful I like to joke and jest.Positive I look on the bright side.Resourceful I search for ways to get things done.Sociable I enjoy the company of others.Tenacious I pursue my goals with vigor.Unguarded I share myself freely, and I accept the word of others.Versatile I am good at many things.Zealous Im passionate about my friends and hobbies. Heres one of the portraits from our 14-words photo shoot. I look so serious!

When I gave Amy Jo my list, she made an interesting observation. When adults do this exercise, their words are always positive, she told me. But when kids do it, they describe themselves using both positive and negative words. Its as if theyre more aware of their shortcomings or at least more willing to admit them. Three Questions about Life Planning Last of all, heres the exercise I use most often. The father of the life-planning movement, George Kinder, is a certified financial planner and the author of The Seven Stages of Money Maturity. To identify and clarify your direction in life, Kinder suggests thinking about three hypothetical situations: Imagine that you have enough money to take care of your needs, now and in the future. How would you live your life? Would you change anything? What would you do with the money?Now imagine that you visit the doctor and she tells you that you have 5-10 years left to live. She says that you wont feel sick, but youll have no notice of the moment of your death. What would you do in the time you have left? Would you change your life? How?Finally, imagine your doctor shocks you with the news that you only have 24 hours left to live. If you only had a day remaining, what dreams would you leave unfulfilled? What would you wish you had finished? What would you wish you had done or been? What would you have missed? These questions which are based on the work of time-management guru Alan Lakein are powerful tools for figuring out what you want out of life. If you take the time to really ponder them and answer them honestly, they can help you clarify your personal values and set meaningful goals. Over the past five years, Ive shared this exercise with hundreds of people. Many who took it seriously have written to tell me it changed their lives. It changed my life too. Maybe itll change yours. Recommended Reading In this article, Ive done my best to credit sources. A couple of these exercises are my own the hundred-word exercise, for instance but most are not. Most are borrowed from books. But there are plenty of excellent books out there that can help you figure out what you want out of life even if they dont ask readers to fill out forms our meditate on whats important. Victor Frankls classic Mans Search for Meaning, for example, is a work that almost everyone refers to. Its a ground-breaking short book about how to find purpose even under the worst circumstances. But it doesnt contain any reader homework. Here then are a few of my favorite purpose-related books. You might like them too: To my mind, however, the best book on this subject is relatively new: Angela Duckworths Grit: The Power of Passion and Perseverance. This was my favorite book of 2016. If I could make it required reading, I would. Its that good. Ive listend to the audio version nearly a dozen times (including yesterday during my 21-hour trip home from Florida). Grit is dense with information and ideas. Duckworth makes a convincing argument that passion and perseverance or, in Money Boss lingo, purpose and patience are the best predictors of success. If you can hone in on a single top-level purpose then doggedly pursue it, your life will be filled with meaning and happiness. Great stuff. I hope to publish a review of the book sometime soon. As I said at the start, your purpose is your compass. Its your mission. Its what gives your life direction and meaning. To support your purpose, however, youve got to set up a personal action plan built around a hierarchy of goals. Next week, Ill share some thoughts (and exercises) on how to set goals and structure life to pursue your purpose. How do you put your personal misson statement to use? Well talk about that in just a few days. In the meantime: Tell me about your purpose. What is it? Do you have a personal mission statement? Which of these exercises do you find effective? Are there others that are better? Shares 298 https://www.getrichslowly.org/finding-purpose/

[rk800isalive]

So this might be over kill but you know. If you still can’t find my rules. For what ever reason.... Here they are!! Under read more...

Again for my mutuals I’m really sorry about this. This isn’t directed to any of you.

Hey there dear! Here is all you need to know about this rper/ask blog!

updated: Aug 7,2019

 About the blog:

-I’ve wrote this a few times now on the blog but I am Semi-Selective and Mutuals only. I have a lot of anxiety or rping with to many people. I do open up to more people in time. Again, I rp for fun and as a stress release I don’t want to start making rping stressful.

-If I’m following you and you follow back. How do you know it’s me?? I send geckos and danger noodles. I’m very shy when first interacting so I send geckos on anon. It’s a way for me to 1) judge your muse and how they handle things. 2) It makes me feel better as a starter to say hello.

-This blog is a nsfw/sfw blog.

-I don’t rp with minors. I’m literally over 21+ I don’t feel personally comfortable with minors interacting or rping with me. Nothing against ya, I’m just not comfy with it. Other reasons are because I rp a lot of adult/dark themes and I don’t feel comfy with minors being around that.

-I’ll pretty much rp anything except anything NSFW with minors or anything NSFW with minor muses.

-I will unfollow if I feel like pretty wiggy about your blog. By this I mean, let’s say you post a canon call. Then you make a post complaining about people liking said canon call. I mean this like you do this a lot. I’m old and I don’t care and it comes off as wiggy to me.

-I do not accept or acknowledge hate to anyone of any kind on my blog, thank you. If I see it on my blog I’m going to delete it. This means I do not condone sending or receiving hate of any kind to others or myself.

-I also will add a side note to this because I can’t believe I have to do this. If I don’t accept of acknowledge hate that also means I will not send hate. I have not and will never do such actions.

-Muse =/= Mun. This means the Mun and Muse do not always share the same feeling or would act the same way. We are two different people.

-I do not rp with blogs that do not have at least an about and/or a rules page. I feel much more comfortable seeing those. I don’t care if your blog is fancy or if you have icons. Just these two things at least is important to me.

-I write to have fun! Rping is a hobby of mine and really helps destress me. Enjoy what you do and have fun with it! Don’t worry about replying right away, I’m chill with waiting.

-I don’t own any of the icons or art you see me use unless I have stated otherwise.

-Highly Selective to OC’s. I explain why further down in my rules.

Dos and Don’ts rules:

-Don’t take control of my character please.

-Please no GodMods.

-Do not guilt trip me into responding to you. I will block you.

-Also please be aware if you reblog rp with thislovelylady/ alannasroleplaymemes, or really any of this person’s blogs I will unfollow and block you. This is non-negotiable.

-Do not follow me if you follow any blogs connected to sinsofexcalibur/ giseinohana or really any of their blogs. If you do follow or interact with said person I will unfollow and block you. Nothing against you, I really don’t want to get into why this person makes me uncomfortable just understand this is one of my rules. This too is non-negotiable.

-Don’t guilt me for calling you senpai. I say it in an I think you’re cool and want to be friends. Again I’m old. I literally remember when yaoi paddles were a thing. Not that I ever had one, but man oh man, do I remember them.

-Don’t come at me with hating on ships. You can like or dislike what you want. I just don’t want to hear it.

-If I don’t answer your threads or starters either tumblr ate it or I haven’t had time to get to it.

-Feel free to remind me to reply. Life happens and I’m also just ADHD so my attention span is crap at times. Just don’t spam me about it.

-I do not start drama, I do not like getting into drama, and as such I ask you not to tag me in drama. I like living my life as drama free as possible.

-If you are a personal blog and you reblog my threads you are not apart of I will block you. It’s rude don’t do it.

-Do not reblog ooc posts outside of posts that can say you can reblog. Or are posts like followers forever. Just…. literally think about it. If it looks like you are unsure you can message me. Just use common sense.

-Do not ask me why I have not followed you yet. Like that’s some guilt trip bull. If I haven’t followed you yet, I either a) didn’t see the notification. b) Saw you followed checked out your blog and you don’t have a muse, or rule page and didn’t follow c) felt wiggy about your blog d) I just didn’t notice you followed and haven’t seen your blog yet.

-Just because I’m not following you doesn’t mean you can’t talk to me. I’m chill if you send anons.

-I always cut my posts. Please cut yours. It’s not too hard to do there are like a million tutorials showing how to do so. If you don’t trim your posts I’m most likely going to unfollow you. There really isn’t any excuse as to why you can’t trim your posts. On mobile there is a giant X you can press. This is true on desktop as well.

-Do not reblog my threads unless you are apart of them. If you do I will block you.

-I’m not an rp meme blog, if you are not a mutual please don’t reblog the memes. Reblog it from the sources.

Triggers:

-The only triggers I have is Sharks (Realistic Images or video of them) and IV Needles. I just ask that you please tag them. It’s cool if you forget it happens.  Mostly it’s the needle bit that is the worst trigger. I have other trigger they are just very rare and very hard to hit. I’ll let ya know if you ever hit them.

-If you need something tagged just let me know.

-I will tag things if you need it tagged. I’m also an idiot and forget sometimes. Just slap me with a friendly reminder message and I’ll tag it for ya. When I tag things I always forget to tag things with ‘tw’ at the end.  Example rather then writing ‘gore tw’ I write ‘gore’. Again, I do this mostly because I forget to put ‘tw’ at the end.

Shipping / writing:

-I’ll just slide this in here too. I ship chemistry, if I feel the two muses are getting along and you wanna ship them I’m down. I don’t ship with minors. If you wanna have a family bond connection with my muse, smack dat message button and hit me up. I’m down for chatting about it and plotting it out!

-I ship Connor/Hank personally but this doesn’t mean every Hank my muse meets will want to jump their bones. Again I can’t stress enough how I ship chemistry. I won’t ship with anyone right off the bat unless you talk to me ahead of time and want to plot something out.

-If your Hank only sees Connor as a son, I’m totally cool with that too. Again I do not ship anything unless you’ve messaged me before hand. I just like chemistry between muses first.

-I will ship hate pairings, crack pairings, and just because pairings.

-If you want to ship with my Connor, hit me up. Again this is normally after we’ve been rping for a while. I’m for the most part chill about shipping.

-I have my own NTP I’m chill with talking about them. I’m also over all a very chill but weenie of new peeps person. Again I’ve been around a while.

-If you have a ship you wanna try out with my Connor slap that message button and I’m more than happy to chat it out. We can come up with an idea. But again I prefer chemistry first over shipping.

-I love to plot things out. If you have an AU you would like to try out I’m totally open for it.

-If you see mistakes in my grammar and spelling I am sorry. I tend to type fast and sometimes aren’t able to catch all my mistakes. Please bare with me on that and I’ll most likely edit my posts. Or more commonly I’ll respond with like little to no sleep in me and don’t realize I messed up spelling or used the wrong words or grammar till like the next day or when I post my reply and reread it. Again I have insomnia… most days I’m up till like 3-4 am. Not even lying there. Some days I sleep for like… 14 hours. There is little to no in between.

-I can and will rp dark themes. I love rping angst or pretty much anything. That being said, just be aware of my fear of needles. I will rp sharks just because I can’t physically see them. Writing about that doesn’t bother me just anything to do with blood work just … yeah.

-I write rather large posts when I role play. Don’t feel intimidated because you don’t have to match my post size. It’s just my thing I do. I only ask that if I reply with let’s say a paragraph I wish for at least a paragraph back. This doesn’t apply if it’s a crack thread. Those are just up in the air and fun.

-If your muse is an OC, from a different fandom, or if he never met you in the game and your  beginning message/thread/starter is acting like he knows you right from the get go and he doesn’t I might not answer the ask or thread. Just because sometimes it makes me uncomfortable unless it just fits or you have messaged me ahead of time.

-I also love the idea of my Connor viewing any of the Rk series as family. If you don’t see it that way hit me up and I’m chill with it.

-If the post is long or nsfw based I put them under read more.

Just things I didn’t really know where else to put:

-I am SUPER shy online. In person I’m a loudmouth who isn’t afraid of anything. So it takes me a good long time to message people to rp.

-I am one whole weenie. If you get geckos/ danger noodles (snakes) in your anon box. -dabs- dat be me. Trying to get over being a weenie one gecko at a time. I don’t what it is I’m just very very shy online.

-I call new peeps who follow me senpais till I feel comfortable to be not nervous.

-If I follow you 99.9% I probably want to rp with you. I’m also a weenie so I’m probably intimidated to message you if you wanna thread or rp. I has the anxiety…

-I’ve been rping for 9+ years off tumblr, +6 on tumblr, and about +4 years on discord.

-I tend to update my blog a lot because I want my blog to be the best that it can be in my eyes. Your blog doesn’t have to be this detailed or fancy looking I just hold my blog to a stupid standard in my head.

-Mun is 21+ and pretty much only feels comfortable rping with 18+ muns.

-I have Major Depression, ADHD, PTSD, Anxiety, and DID. I do have a blog for my system they probably won’t interact on this blog.  Please be aware of this as there are days I just… struggle.

-I am always tired, if I’m not tired I’m hyper as fuck.

-I read the rules and about everyone’s blog I ever follow. I feel more comfortable and more likely to rp with you when I see the rules and about pages. I will read about the mun pages too. This allows me to get a peak into not only your muse but who you are.

-OCs I’m so sorry I’m a bit picky at times. If I can’t picture my muse interacting with them I sort of just… Don’t bother. It’s nothing against your oc. I promise you that. I am just a little picky after being burned a few times.

-I do not have a password system mostly because I would forget my own password. But if you are reading all this and got all the way here, thanks!!

-I’m just here to have fun. I want to rp as a way to help my own stress of life. If you like my Connor, great! Thank you for liking him! If you don’t, cool, you don’t have to. I like all sorts of ships. I don’t really care about gender mostly because I myself am pan but I just don’t care. If two characters mingle well and feelings start to arise I’m more likely to ship it. You don’t have to like the ship. It’s cool.

-I am 28. I’ve been rping for a stupid ass long time. I’ve seen shit in fandoms come and go. I don’t care about drama, I don’t want your drama, I’m just here to have some fun. Cool. That’s gonna come off as mean… Sorry.

-I have the right to follow and unfollow who I wish. I also have the right to rp with whom I wish and whom I don’t wish. ( Though if I am already following you, I’m 100% willing to rp with you.)

-It takes me a while to respond to things. Again I want to make this clear, I have a lot of mental illnesses that just make me struggle most of the time. I deal with heavy insomnia. Sometimes I’m lightning fast with threads other times it takes me a bit. Or tumblr just decided to fucking yeet my god damn drafts again. In which case hit me up on dms like if I haven’t gotten to the thread after like two weeks. Most likely tumblr fucking ate it.

If you finished reading and you would like to know more about the Mun and the muse here you are!

The mun just click here. My muse click here.

[themoneybuff-blog]

How to find your purpose in life: 12 powerful exercises to help you discover purpose and passion

Shares 208 Happy blogiversary! Twelve years ago today, I launched a humble little blog about personal finance this blog, Get Rich Slowly. It was meant as a way for me to share the things I was learning as I dug out of debt. It turned into so much more. For the next couple of weeks, Im on the road in the southeastern U.S., speaking to people about personal finance and meeting with readers. This morning, for instance, I spoke to the 76 people attending Camp FI in Spring Grove, Virginia. My topic? No surprise: The importance of having purpose in your life. As you can see, I am a PowerPoint genius

If youve spent any time reading my material, you know that I believe purpose is the foundation on which all plans financial and otherwise ought to be built. Purpose is a compass. It helps you set big goals, sure, but it also acts as a guide when times get tough. Your mother died? Your wife left? Your husband lost his job? If you know what your primary purpose is in life, these stressful events are much easier to deal with. For this presentation, I added a new twist. You see, a lot of folks who are interested in money tend to pick things like getting out of debt and becoming financially independent as their purpose or mission. But I think these are poor choices. Ive seen far too many folks make debt elimination a goal then fall right back into debt once theyve achieved it. And there are plenty of people who reach FI (or retire early) only to find they no longer know what to do. (Its like aiming to reach a certain weight instead of choosing to make lasting lifestyle changes that lead to weight reduction.) Instead, I think its important to recognize that your financial situation should be side effect of pursuing some greater purpose. Financial independence ought not be your aim; its merely a means to an end. When I speak about purpose (which is often), I tend to fall back to the George Kinder/Alan Lakein personal mission statement exercise. I feel like its one of the best available tools for helping people find focus. But its not the only tool. Today, to celebrate this sites twelfth birthday, I want to present twelve alternative exercises for discovering your purpose and passion. If youve tried one (or more) of these without success, try another. One of them is sure to be useful for you. Note: Ive done my best to credit sources for these exercises. (Many come from Barbara Shers excellent book Wishcraft, which is all about crafting the life you really want.) At the end of this article, Ill give you a list of recommended reading and tell you what I think is the single best book for discovering passion and purpose. Your One-Hundred Word Philosophy The first exercise is one I created myself. Its based on CrossFits world-class fitness in 100 words statement. Theres no time limit for this exercise, but it could take a while so be prepared. Your aim is to write out your life philosophy in exactly one hundred words no more and no less. This can take any form you want, from a statement of values to a list of instructions. Begin by writing down your core beliefs and values. It might also be helpful to think about books that have had a big impact on your life or powerful advice youve received in the past. Based on your experience and beliefs, what is your life philosophy? As an example, heres my own hundred-word philosophy, which Ive written as instructions to myself:

Some of those admonitions are my own invention. Some come from books like The Four Agreements and The Power of Now. Refuse to let fear guide your decision-making process, was advice from my girlfriend. Create your own luck is based on my friend Michelles advice to create your own certainty. Again: Target one hundred words exactly. Itll force you to spend time thinking and editing and being introspective. As you can see, I paid an artist friend to create a pretty letterpress poster of my 100-word philosophy, which Ive hung on the wall here at home. I look at it every day. Obviously, you dont have to go that far. Your Original Self This next exercise, which comes from Barbara Shers Wishcraft, sounds hokey at first. Turns out, however, that its a lot of fun to complete. Heres how it works. Set aside about half an hour for quiet contemplation. (Theres no writing involved in this exercise only thinking.) Let your mind wander back to your childhood. Remember what you used to do to have fun especially those times you especially treasured. When you were allowed to daydream or do whatever you wanted, what did you choose to do? Try to answer these questions: What sorts of things attracted and fascinated you when you were a kid?What sense smell, sight, hearing, taste, touch did you live through most? Or did you enjoy them all equally? What kinds of sensory experiences do you remember best?What did you love to do (or daydream about), no matter how silly or unimportant it might seem now? Did you have secret aspirations and fantasies that you never told anyone about? After thirty minutes of unstructured reverie, ask yourself a couple of questions. First, do you feel like theres a part of you that still loves the things you loved as a child? What do you miss most? Next, ask yourself what talents or abilities these childhood dreams and passions might point to in the present. What can you do today to reconnect with some of who you were as a kid? As I mentioned, I enjoyed this exercise. Although you dont have to, I wrote down what I liked as a kid: When I was a kid, I loved the outdoors. I loved to run and play outside. We lived in a small trailer house but were surrounded by acres and acres of land. We had freedom to romp across the fields, explore the nearby woods and orchards, and to browse the banks of the creeks. My favorite family vacations were those that involved camping. (Unfortunately, there werent many.) I loved looking at the insects and the plants. I liked digging in the dirt. I liked finding bones and rocks and shards of glass. I enjoyed playing games outside tag, dirt clod fights, whatever. I especially liked building forts. I liked going down to the big tree and hanging out under its branches. Yes, theres still a part of me that loves this sort of thing. I think thats one of the reasons Ive come to treasure the morning walks with the dog. Its an opportunity for me to explore the same stretch of ground over and over and over again. I truly enjoy watching how the woods and fields change a little every day. And thats probably one of the big reasons I enjoyed the RV trip. It forced me to connect to the world outside in a big way. What talents and abilities might this interest point to? Im not sure really. Who Do You Think You Are? This activity is short but effective. On a blank piece of paper, spend 5-10 minutes answering the question: Who do you think you are? How would you describe yourself to a total stranger? Be objective. What are most important characteristics that define your identity? There arent any right or wrong answers here, and theres only one rule: Dont overthink this. Put down the first and surest answers that come into your head, the ones that make you say, This is me. [This exercise also comes from Wishcraft.] Focus on Five Well explore the next exercise in greater depth next week when I write about goals. Youll find a version of this in nearly every book on productivity or positive psychology. This version is taken from Angela Duckworths Grit (which in turn borrowed it from billionaire Warren Buffett, who may have taken it from Alan Lakein). Heres how it works: Write down a list of your top twenty-five goals (or more). This might seem impossible at first, but give it a try. List all of the projects youre currently working on, both at home and at work. List all of the things you want to do but feel like theres no time. List at least twenty-five. More is beter.Next, review your list. Which goals are most appealing? Do some soul-searching it doesnt matter how and narrow the list to the five highest-priority objectives. Just five. Circle them (or copy them to another piece of paper).Lastly, look at the goals you didnt circle. These you avoid at all costs, writes Duckworth. Theyre what distract you; they eat away time and energy, taking your eyes from the goals that matter more. Harsh but true. If you need help prioritizing your goals it can be tough to sort through so many! rate each one on a scale of 1 to 10 based both on how interesting it is and how important it is. Then multiply those numbers together. For instance, if one of your goals has an interest rating of 9 (very interesting) and an importance rating of 3 (not that important), its score would be 27. Compare the scores. Higher is better. Duckworth says that she would add a fourth step to Buffetts exercise. Ask yourself: To what extent do these goals serve a common purpose? The more closely aligned your top five goals are, the better youll be able to focus on your passion (or purpose). When I write about goals next week, Ill ask you to do a different version of this exercise drawn from Sonja Lyubomirskys The How of Happiness. A Letter to the Future Heres another exercise thats common in self-help manuals. Youre going to contemplate and describe the personal legacy youd like to leave in this world. Think about how you want to be remembered by your grandchildren or great-grandchildren. (If youre childless like me, youll have to pretend.) In the form of a first-person letter, write a summary of your life, values, and accomplishments as youd like them known to your descendants. Pretend like youre near the end of your life and want to share the greatest hits version of your personal story for posterity. One common way to approach this is to pretend youre writing your own obituary. In The Seven Habits of Highly Effective People, Stephen R. Covey offers the following variation: In your minds eye, see yourself going to the funeral of a loved one. Picture yourself driving to the funeral parlor or chapel, parking the car, and getting out. As you walk inside the building, you notice the flowers, the soft organ music. You see the faces of friends and family you pass along the way. You feel the shared sorrow of losing, the joy of having known, that radiates from the hearts of the people there. As you walk down to the front of the room and look inside the casket, you suddenly come face to face with yourself. This is your funeral, three years from today. All these people have come to honor you, to express feelings of love and appreciation for your life. As you take a seat and wait for the services to begin, you look at the program in your hand. There are to be four speakers. The first is from your family, immediate and also extended children, brothers, sisters, nephews, nieces, aunts, uncles, cousins, and grandparents who have come from all over the country to attend. The second speaker is one of your friends, someone who can give a sense of what you were as a person. The third speaker is from your work or profession. And the fourth is from your church or some community organization where youve been involved in service. Now think deeply. What would you like each of these speakers to say about you and your life? What kind of husband, wife, father, or mother would you like their words to reflect? What kind of son or daughter or cousin? What kind of friend? What kind of working associate? What character would you like them to have seen in you? What contributions, what achievements would you want them to remember? Look carefully at the people around you. What difference would you like to have made in their lives? Make no mistake: This can be a powerful exercise. Tear-inducing, even. Thats okay. By thinking about how youd like people to remember you in the future, after youre gone, you can take steps to align your present self and actions with that ideal vision. 20 Things You Like to Do Heres another exercise from Barbara Shers Wishcraft. She says she borrowed it from Sid Simons Values Clarification. To begin, list twenty things you like to do. You must come up with twenty. Thats the only rule. Dont cop out and make a list of four things you like to do. Or twelve. List at least twenty. (You can write down more, if you like.) Now youre going to make a chart. Take a fresh piece of paper. Down the left side of the page, in the first column of the chart, copy your list of twenty things you like to do. (The order is completely unimportant.) Now, across the top of the page create 8-10 columns. Label them like this (you might have to write tiny): How long since you last did this activity? Free or costs money? Alone or with somebody? Planned or spontaneous? Job related? Physical risk? Fast-paced or slow-paced? Mind, body, or spiritual? Feel free to add other categories that occur to you. (At home or in the world? Spouse likes also? Enjoyed a decade ago? Whatever. Its your list.) Now go through your chart and fill it out for each of your interests. What patterns emerge? What do these patterns tell you about your self and life? To illustrate what this chart ought to look like, I did the exercise myself. It was enlightening. And it took me longer to complete than I expected. I could come up with sixteen things I like to do, but expanding the list to twenty was tough. Heres a screenshot of my list. (Because Im a nerd, I used a spreadsheet instead of a piece of paper.)

Kind of sad (and hilarious) to note that this list is in the order I thought of things. So, that means computer games came to mind as something that I like to do before sex did. Yikes! Looking at my list, it seems like I do a pretty good job of doing the things I like to do. Not perfect but good. Theres also a good balance of free activities vs. activities that cost money, and an even divide between social and alone time. But its clear that most of the things I like to do are spontaneous, not work-related, mental, and most of all slow. The only activity on my list thats truly adrenaline-inducing is riding my motorcycle. Who Do You Want to Be? This exercise is based on a conversation I had with my friend Tyler Tervooren. On a blank piece of paper, make a list of qualities and habits youd like to develop. Do you want to ride your bicycle every morning? Do you want to be more patient with your children? Do you want to be more helpful to your co-workers? Do you want to read the Bible every day? Do you want to drink less alcohol? It doesnt matter what order you write these in. Take as long as you need to make your list. When youve finished, reframe each item using the following format: I am the kind of man who [blank] where [blank] is the habit or quality youre trying to develop. (And obviously, if youre a woman please reframe each of these as I am the sort of woman who [blank].) For example, if you wrote down that youd like to get in the habit of waking 10,000 steps every day, you might reframe that as: I am the kind of woman who walks 10,000 steps every day. Or, better: I am the kind of woman who walks everywhere she can. If one of your aims is to talk less about yourself and pay more attention to others, you might write: I am the kind of man who listens first and talks second. Im genuinely interested in what others have to say. Now copy each of these sentences onto an index card one for each habit. Place these index cards by your bedside. Every morning when you wake up, train yourself to look at these cards first thing. Read through all of them to remind yourself of the habits and qualities youd like to develop. Finally, choose one to make your focus for that day. Keep it in mind as you go about your normal routine, and do your best to live up to the affirmation. Tyler says this habit helped him make real and lasting changes to his life. He built new habits to replace some of the tendencies that had been giving him trouble.

Who You Might Have Been Imagine you grew up with all of the resources financial, emotional, educational you could have possibly wanted or needed. Your interests were encouraged and fostered. You had help and encouragement in all that you did. You werent limited by time or money or location. In a perfect world, what do you think you would be doing now? What would you already have done? What kind of person would you be? Think big. Be as extravagant and far-fetched as youd like. Whats the one big dream you would have pursued if everything had gone your way? If you really would have wanted to become President, then say youd be President. If you would have become a movie star, say youd be a movie star. Dont hold back. Let your imagination fly free in whatever direction it desires. Dont pull any punches. Answer truthfully. Describe what this ideal life might look like. [This exercise also comes from Wishcraft.] The Ideal Schedule In David James Duncans The River Why, Gus, the main character, decides at a young age that in an ideal world he would fish 14-1/2 hours per day. Hes still in high school when he formulates the following plan: The Ideal 24-Hour Schedule sleep: 6 hoursfood consumption: 30 min. (between casts or while plunking, if possible)school: 0 hours!bath, stool, etc.: 15 min. (unavoidable)housework and miscellaneous chores: 30 min. (yards unnecessary; dust not unhealthy; utilitarian neatness easily accomplished)nonangling conversation: 0 hrs.transportation: 45 min. (live on good fishing river)gear maintenance/fly-tying/rod-building/log-keeping, etc.: 1 hr. 30 min.fishing time: 14-1/2 hrs. per day! Then, in true money boss fashion, Gus brainstorms ways he can pursue his purpose: Ways to Actualize Ideal Schedule finish school; no college!move alone to year-round stream (preferably coastal)avoid friendships, anglers not excepted (wastes time with gabbing)experiment with caffeine, nicotine, to eliminate excess sleepdo all driving, shopping, gear preparation, research, etc. after dark, saving daylight for fishing only Result (allowing for unforeseeable interruptions): 4,000 actual fishing hrs. per year!!! I love it. (And I intend to use this example in future talks, so be prepared.) Gus knows his purpose and by brainstorming his ideal schedule, hes able to figure out ways to put this dream into action. In Wishcraft, Barbara Sher suggests a similar exercise. Heres how it works. Grab paper and pen. Seclude yourself somewhere quiet. Close your eyes. Imagine your ideal day. Imagine a day that would be perfect if it represented your usual days not a vacation day. Just a regular, average day if your schedule were ideal. Spend a few minutes visualizing what such a day would look and feel like. Once your ideal schedule begins to become clear, write down what its like in the present tense and in detail from getting up in the morning to going to sleep at night. I might say, for instance: I wake up at 5:30 already in my gym clothes. I grab a piece of fruit, hop on my bike, and ride to the gym. I do an hour of Crossfit. I ride home, grab the dog, and take her for a walk. When we get back to the house at around 8:30, I spend four hours writing about money. And so on. As you write about your ideal day, think about the following: Whats the first thing you do when you wake up? What do you have for breakfast? Do you make it yourself or does somebody bring it to you? Do you take a long, hot bath? Or do you take a cold, bracing shower? What clothes do you wear? How do you spend your morning? How do you spend your afternoon? How do you spend your evenning? At each time of the day, are you indoors or outdoors? Quiet or active? With people or alone? As you envision your ideal schedule, focus on what, where, and who. What are you doing? What kind of work? What kind of play? Dont limit yourself. If youd like to sing or sail but dont know how, in this fantasy you do know how.Where are you? What kind of place, space, and situation? Are you on a farm in rural England? In a New York office building? On a sailboat in the South Pacific? In a fully-equipped workshop? Again, youre not on vacation. Youre imagining a normal day but an ideal day. Where are you?Who are you with? Who do you work with? Who do you live with? Who do you talk with? Who do you sleep with? Maybe its the same people you work and sleep with already. Maybe its somebody else. Let your imagination go. Dont put down only what you think is possible put down the kind of day youd like to live if you had absolute freedom, unlimited means, and all the powers and skills youve ever wished for. Note: Before (or after) you complete the ideal day exercise, you might find it useful to figure out how you actually spend your time right now. For that, I suggest performing a week-long time inventory. On the advice of Paula Pant, I tracked my time last summer and it was very enlightening. It helped me see where I was frittering away my minutes and hours. For more info and instructions on doing a time inventory, visit Laura Vanderkams website where you can grab free downloadable PDF forms and spreadsheets to help track your time in fifteen-minute increments. What Color Are You? This exercise from Wishcraft is for the more right-brained artistic folks. You analytic engineer types might not like it. (On the other hand, it might be good for you to actually complete it!) Heres how it works. Choose a color that represents you. It might be your favorite color or it might not. It ought to be a color that, at this moment, feels like you. The best way to do this is to have an array of colors in front of you. If you have a box of crayons, go get it. If not, heres a page with a bunch of colors. Youre now going to role-play that color. You are going to pretend you are that color. Youre going to think like that color, speak like that color, act like that color. Take a sheet of paper. Write: I am red or I am orange or I am carnation blue. Do not say I like blue because or I think blue is. For the rest of this exercise, you are that color. Now, in a few sentences to a few paragraphs, describe what qualities you have as that color not as yourself. For instance: I am dark blue. Im quiet and deep like the ocean. Or: I am yellow. Im bright and cheerful, intelligent and warm. There are no right answers to this exercise. If youre black, be black! I think Suzanne Vegas Small Blue Thing is a great example of what you might do with this activity. [embedded content] What color am I? Im orange, of course. The 14-Word Description This exercise comes from my friend Amy Jo. Several years ago, she did a photo project in which she took portraits of people she knew. Before each session, she asked the subject: What are the fourteen words that best describe you? For our purposes, I want you to brainstorm as many words as possible to describe who you are. You should come up with a minimum of fourteen, but its better to brainstorm more. Dont ask others to describe you. Your aim here is to describe yourself. How do you see yourself? If you come up with more than fourteen words to describe yourself, narrow the list to only the fourteen that fit you best. Lastly, for each word write a short sentence that describes why you chose it. For instance, if one of your words was athletic, your descriptive sentence might be, I enjoy playing sports and being outdoors. Here are the fourteen words I chose to describe myself six years ago. (Theyre all still accurate.) Adventurous I love to try new things.Creative I love to make new things.Curious I love to learn new things.Evolving Im a different man today than I was yesterday.Independent I make and act on my own decisions.Intelligent I am smart.Playful I like to joke and jest.Positive I look on the bright side.Resourceful I search for ways to get things done.Sociable I enjoy the company of others.Tenacious I pursue my goals with vigor.Unguarded I share myself freely, and I accept the word of others.Versatile I am good at many things.Zealous Im passionate about my friends and hobbies. Heres one of the portraits from our 14-words photo shoot. I look so serious!

When I gave Amy Jo my list, she made an interesting observation. When adults do this exercise, their words are always positive, she told me. But when kids do it, they describe themselves using both positive and negative words. Its as if theyre more aware of their shortcomings or at least more willing to admit them. Three Questions about Life Planning Last of all, heres the exercise I use most often. The father of the life-planning movement, George Kinder, is a certified financial planner and the author of The Seven Stages of Money Maturity. To identify and clarify your direction in life, Kinder suggests thinking about three hypothetical situations: Imagine that you have enough money to take care of your needs, now and in the future. How would you live your life? Would you change anything? What would you do with the money?Now imagine that you visit the doctor and she tells you that you have 5-10 years left to live. She says that you wont feel sick, but youll have no notice of the moment of your death. What would you do in the time you have left? Would you change your life? How?Finally, imagine your doctor shocks you with the news that you only have 24 hours left to live. If you only had a day remaining, what dreams would you leave unfulfilled? What would you wish you had finished? What would you wish you had done or been? What would you have missed? These questions which are based on the work of time-management guru Alan Lakein are powerful tools for figuring out what you want out of life. If you take the time to really ponder them and answer them honestly, they can help you clarify your personal values and set meaningful goals. Over the past five years, Ive shared this exercise with hundreds of people. Many who took it seriously have written to tell me it changed their lives. It changed my life too. Maybe itll change yours. Recommended Reading In this article, Ive done my best to credit sources. A couple of these exercises are my own the hundred-word exercise, for instance but most are not. Most are borrowed from books. But there are plenty of excellent books out there that can help you figure out what you want out of life even if they dont ask readers to fill out forms our meditate on whats important. Victor Frankls classic Mans Search for Meaning, for example, is a work that almost everyone refers to. Its a ground-breaking short book about how to find purpose even under the worst circumstances. But it doesnt contain any reader homework. Here then are a few of my favorite purpose-related books. You might like them too: To my mind, however, the best book on this subject is relatively new: Angela Duckworths Grit: The Power of Passion and Perseverance. This was my favorite book of 2016. If I could make it required reading, I would. Its that good. Ive listend to the audio version nearly a dozen times (including yesterday during my 21-hour trip home from Florida). Grit is dense with information and ideas. Duckworth makes a convincing argument that passion and perseverance or, in Money Boss lingo, purpose and patience are the best predictors of success. If you can hone in on a single top-level purpose then doggedly pursue it, your life will be filled with meaning and happiness. Great stuff. I hope to publish a review of the book sometime soon. As I said at the start, your purpose is your compass. Its your mission. Its what gives your life direction and meaning. To support your purpose, however, youve got to set up a personal action plan built around a hierarchy of goals. Next week, Ill share some thoughts (and exercises) on how to set goals and structure life to pursue your purpose. How do you put your personal misson statement to use? Well talk about that in just a few days. In the meantime: Tell me about your purpose. What is it? Do you have a personal mission statement? Which of these exercises do you find effective? Are there others that are better? Shares 208 https://www.getrichslowly.org/finding-purpose/