#Global Chemical Studs Market

[foreverydiamonds]

Lab Diamond Stud Earrings in Antwerp: A Brilliant Choice with Forevery

Antwerp, often regarded as the diamond capital of the world, has long been synonymous with exquisite diamond craftsmanship and unparalleled luxury. As the jewelry industry shifts towards sustainability and ethical practices, lab-grown diamonds have emerged as an equally dazzling and responsible alternative to traditional diamonds. Among the most popular choices in modern jewelry is the lab diamond stud earring—an elegant and timeless accessory that complements any wardrobe. Forevery, a renowned brand in Antwerp, offers a stunning collection of lab diamond stud earrings, allowing you to shine brightly without compromise.

Why Choose Lab Diamond Stud Earrings?

Lab-grown diamonds are chemically, physically, and optically identical to mined diamonds. They are created in controlled environments using advanced technology that replicates the natural conditions under which diamonds form. The result? Flawless, high-quality diamonds that are indistinguishable from their mined counterparts, but with several distinct advantages.

Here are some key reasons why lab diamond stud earrings have become a preferred choice for consumers:

1. Sustainability and Ethical Sourcing

One of the main reasons behind the growing popularity of lab-grown diamonds is their sustainability. Mined diamonds have often been associated with environmental degradation and unethical labor practices, sometimes leading to "conflict diamonds" being sold on the market. Lab-grown diamonds, on the other hand, have a significantly smaller carbon footprint and are produced without the harmful environmental consequences associated with traditional diamond mining. By choosing lab diamond stud earrings in Antwerp, you are not only getting a brilliant gem but also contributing to a more sustainable and ethical world.

2. Affordability Without Compromise

While lab-grown diamonds are visually and structurally identical to mined diamonds, they come at a fraction of the price. The lower cost of production allows jewelers to offer lab-grown diamonds at much more affordable prices, making luxury accessible to a broader audience. Forevery's lab diamond stud earrings allow customers to experience the beauty and elegance of diamond jewelry without breaking the bank, while still maintaining the brilliance, clarity, and durability that diamonds are known for.

3. Uncompromised Quality

Lab-grown diamonds undergo rigorous testing and quality control to ensure that they meet industry standards. These diamonds are often graded by reputable institutions such as the Gemological Institute of America (GIA), ensuring that they are of the highest quality. When you purchase lab diamond stud earrings from Forevery, you can be confident that you are investing in a product that meets the highest standards of beauty and durability.

Why Antwerp is the Hub for Diamonds

Antwerp has established itself as a global leader in the diamond industry for centuries. The city’s diamond district is home to the world’s largest concentration of diamond traders, cutters, and polishers. This makes Antwerp an ideal location for purchasing lab diamond stud earrings, as customers benefit from the expertise and experience that the city’s jewelers offer. When shopping for lab-grown diamonds in Antwerp, you can be assured that you are receiving world-class craftsmanship.

Moreover, Antwerp has embraced the growing demand for lab-grown diamonds, and jewelers like Forevery are at the forefront of this trend. Combining traditional diamond expertise with modern innovation, Forevery offers lab diamond stud earrings that reflect Antwerp’s rich history while catering to the modern, ethically-minded consumer.

Forevery’s Lab Diamond Stud Earrings Collection

Forevery is a name synonymous with quality, elegance, and sustainability in the world of lab-grown diamonds. Their lab diamond stud earrings are meticulously crafted to perfection, offering timeless beauty and exceptional sparkle. Here’s why Forevery stands out as the go-to brand for lab diamond stud earrings in Antwerp:

1. Exquisite Designs

Forevery’s collection of lab diamond stud earrings offers a range of designs to suit every taste and style. Whether you’re looking for classic solitaire studs, intricate halo settings, or modern geometric shapes, Forevery has something for everyone. Each pair of earrings is designed to enhance the natural brilliance of the lab-grown diamonds, ensuring that they capture and reflect light beautifully.

2. Customizable Options

At Forevery, personalization is key. Customers can choose the size, shape, and setting of their lab diamond stud earrings, allowing them to create a unique piece of jewelry that reflects their individual style. Whether you prefer round, princess, or cushion-cut diamonds, Forevery offers a variety of shapes to suit your preferences. The earrings can also be set in different metals, including white gold, yellow gold, and platinum, to complement your skin tone and personal aesthetic.

3. Unmatched Quality

Each pair of lab diamond stud earrings at Forevery is crafted with the utmost care and precision. The diamonds are hand-selected for their exceptional clarity, color, and cut, ensuring that every earring is a masterpiece. The attention to detail is evident in the final product, with each earring showcasing the brilliance and sparkle that lab-grown diamonds are known for. Forevery's commitment to quality is unparalleled, and their earrings are designed to last a lifetime.

4. Certified and Ethically Produced

Forevery’s lab-grown diamonds are certified by leading gemological institutes, giving customers peace of mind that they are purchasing genuine, high-quality diamonds. Additionally, all of their diamonds are produced in a sustainable and ethical manner, ensuring that your lab diamond stud earrings not only look stunning but also align with your values.

Styling Lab Diamond Stud Earrings

Lab diamond stud earrings are incredibly versatile and can be styled in numerous ways to suit different occasions. Whether you’re dressing up for a formal event or adding a touch of sparkle to your everyday outfit, lab diamond studs are the perfect accessory. Here are a few ways to style your Forevery lab diamond stud earrings:

Casual Chic: Pair your lab diamond studs with a simple white blouse and jeans for a polished, effortless look. The earrings add just the right amount of sparkle to elevate your casual attire.

Office Elegance: Lab diamond studs are a great choice for the office, offering a touch of elegance without being overly flashy. They complement professional attire, such as tailored blazers and dresses, while still maintaining a sophisticated, understated look.

Evening Glamour: For a night out or special event, lab diamond studs can be paired with a sleek evening gown or cocktail dress for maximum impact. Their brilliance and shine make them the perfect accessory to complete a glamorous look.

Conclusion

Choosing lab diamond stud earrings from Forevery in Antwerp means embracing the future of luxury and sustainability. Not only are these earrings stunning and timeless, but they also reflect a commitment to ethical sourcing and environmental responsibility. With Antwerp's rich diamond heritage and Forevery’s innovative approach to lab-grown diamonds, you can enjoy the best of both worlds—exceptional quality and a clear conscience. Whether you’re purchasing them as a gift or as a personal treat, lab diamond stud earrings from Forevery are an investment in beauty, sustainability, and the future of the diamond industry.

[ananka-fasteners]

Monel Fasteners Manufacturers, Supplier, and Exporter: A Comprehensive Guide

When it comes to reliable and durable fasteners, Monel fasteners stand out as an exceptional choice for various industrial applications. Known for their excellent corrosion resistance and high strength, Monel fasteners are widely used in industries like marine, chemical processing, oil and gas, and aerospace. In India, Ananka Group has established itself as a leading Monel fasteners manufacturer, stockist, supplier, and exporter, catering to both domestic and international markets. This blog will explore the offerings of Ananka Group, their expertise in Monel fasteners, and why they are a trusted name in the industry.

Why Choose Monel Fasteners?

Monel alloys are known for their excellent corrosion resistance, especially in marine environments, making them ideal for applications where saltwater exposure is common. The most commonly used Monel alloy for fasteners is Monel 400, which offers good mechanical properties at sub-zero temperatures and up to 1000°F (538°C). 

Monel fasteners, including bolts, nuts, screws, washers, and studs, are designed to withstand harsh environments, such as seawater, acids, and alkaline solutions. This makes them a preferred choice for industries like marine engineering, chemical processing, and oil and gas.

Key Benefits of Monel Fasteners:

1. Superior Corrosion Resistance: Monel fasteners exhibit outstanding resistance to corrosion, particularly in marine and chemical environments. They are highly effective against acids, alkalis, and seawater, making them perfect for harsh operating conditions.

2. High Strength: Monel fasteners maintain their strength and toughness even at high temperatures and under heavy loads. This makes them suitable for high-pressure environments and applications requiring durability.

3. Versatile Applications: Due to their unique properties, Monel fasteners are used in various industries, including marine engineering, chemical processing, oil and gas, aerospace, and electrical applications.

4. Non-Magnetic Properties: Monel alloys are non-magnetic, making Monel fasteners ideal for applications where avoiding magnetic interference is important.

Choosing the Right Monel Fastener Supplier

When selecting a Monel fastener supplier, consider the following factors:

Quality Assurance: Ensure that the supplier provides fasteners that meet industry standards such as ASTM, ASME, and DIN.

Inventory and Availability: Choose a supplier with a comprehensive inventory and the ability to fulfill orders promptly.

Customization: Look for suppliers that offer customized solutions to meet specific project requirements.

Experience and Reputation: Opt for suppliers with a solid reputation and extensive experience in the fastener industry.

Global Reach: If you require fasteners for international projects, consider suppliers with a strong global presence and export capabilities.

Ananka Group: A Leading Monel Fasteners Manufacturer in India

Ananka Group, based in Mumbai, India, is a renowned name in the fasteners industry, specializing in the manufacturing and supply of Monel fasteners. The company has built a reputation for providing high-quality products that meet stringent industry standards and specifications. Here’s why Ananka Group stands out as a top choice for Monel fasteners:

Extensive Product Range

Ananka Group offers a comprehensive range of Monel fasteners, including bolts, nuts, screws, washers, studs, and other custom fasteners. Their extensive product line ensures that clients from various industries can find the exact specifications they need for their applications.

Commitment to Quality

Quality is at the core of Ananka Group's operations. The company adheres to international quality standards such as ASTM, ASME, and DIN to ensure that their Monel fasteners are of the highest quality. Each product undergoes rigorous testing to meet performance and durability expectations.

State-of-the-Art Manufacturing Facility

Ananka Group’s manufacturing facility is equipped with the latest technology and machinery, allowing them to produce high-precision Monel fasteners. Their advanced production processes and skilled workforce ensure that every fastener meets the exact specifications required by clients.

Expertise in Customization

Understanding that every application may have unique requirements, Ananka Group offers customized Monel fasteners tailored to specific needs. Whether it’s a unique size, shape, or coating, the company has the expertise to deliver bespoke solutions that meet client specifications.

Strong Global Presence

As a leading Monel fasteners exporter, Ananka Group serves clients across the globe. Their strong logistical capabilities and export experience ensure timely delivery of products, regardless of location. This global reach has helped them build a diverse client base and establish a strong presence in international markets.

Applications of Monel Fasteners by Ananka Group

Monel fasteners manufactured by Ananka Group are used in a variety of industries, including:

Marine Engineering: Monel fasteners are ideal for marine environments due to their excellent resistance to seawater corrosion. Ananka Group supplies fasteners for shipbuilding, offshore drilling, and desalination plants.

Chemical Processing: In chemical plants, Monel fasteners are used in equipment exposed to corrosive chemicals and acids. Ananka Group's products provide long-term durability in these harsh environments.

Oil and Gas Industry: Monel fasteners from Ananka Group are widely used in oil rigs and refineries, where they can withstand exposure to saltwater, crude oil, and natural gas.

Aerospace: The aerospace industry relies on Monel fasteners for components and engine parts due to their high strength and ability to withstand extreme temperatures.

Electrical and Electronics: With their non-magnetic properties, Monel fasteners are used in electronic components and devices to prevent magnetic interference.

Conclusion

Choosing the right Monel fasteners manufacturer is crucial for ensuring the durability and reliability of your applications. Ananka Group, with its extensive product range, commitment to quality, advanced manufacturing capabilities, and global reach, has established itself as a trusted manufacturer, stockist, supplier, and exporter of Monel fasteners in India. Whether you need standard or customized fasteners, Ananka Group offers reliable solutions to meet the most demanding industrial requirements.

[fiori-jewels-dubai]

Why Fiori Jewels?

Fiori Jewels and the company’s experts have been in business for more than two decades. Bringing vast expertise, Fiori Jewels has extensive knowledge in diamond supply chain and retail sales, bringing their customers the utmost quality for its diamonds and jewellery. Fiori Jewel’s experts have a keen eye for picking the best, brightest and highest quality diamonds. Utilizing the four C’s – cut, clarity, colour and carat, Fiori experts grade each diamond meticulously on how well the diamond is cut, how clear the diamond is, the diamonds colour and its carat size.

As the first lab created diamond retailer in the UAE, Fiori Jewels has a wide range of diamond jewellery styles, from earrings and tennis bracelets to pendant necklaces and solitaire engagement rings. You can even find polished jewellery pieces for men, such as cuff links or tie clips. Using cutting-edge technology, Fiori’s lab created diamonds are grown by replicating the natural diamond growing process. With the same physical, chemical and optical properties as mine created diamonds, Fiori Jewels lab grown diamond rings jewellery are ethically sourced and eco-friendly, all at an affordable price.

Fiori Jewels Quality

Some may say it’s an art form. Fiori’s experts choose only the highest quality diamond for each piece of jewellery, which is carefully polished and set in recycled 18kt gold. A perfect example of this is a Fiori Jewels tennis bracelet; the experts only choose the highest quality diamonds in each category of the four C’s to place in the tennis bracelet to have uniform brilliance.

Fiori Jewels sources its lab-created diamonds from the best diamond growers in the world, ensuring high-quality diamonds. Working with skilful artisans, Fiori Jewels makes each piece of jewellery feel soft and comfortable to wear and each diamond is studded to perfection. The team works with many different designers from various parts of the world, which leads to unique designs influenced by different cultures. With its headquarters in Dubai, Fiori Jewels has the opportunity to employ people from all over the world, leading to a one-of-a-kind process that creates unique jewellery for everyone. In addition, Fiori Jewels jewellery and diamonds are certified from the top three laboratories in the world, all of which hold the highest standards globally and those that certify mined diamonds as well.

Where are Fiori Jewels located?

As the first lab-created diamond jewellery Dubai in the UAE, Fiori Jewels has two retail stores in the country and an online website, from which its high-quality lab created diamond jewellery can be purchased. Fiori Jewels’ UAE locations are in Gold and Diamond Park and Dubai International Financial Centre. Looking forward, Fiori Jewels plans to open a third location in the United Kingdom in 2021.

What are some of Fiori Jewels’ offers and promotions?

Fiori Jewels has various ongoing offers and promotions to ensure customers find the perfect diamond or piece of jewellery. These offers include:

1 carat solitaire diamond rings starting at 4999 AED.

Diamond exchange program: bring in your mine-created diamond to exchange and upgrade for a bigger, brighter and eco-friendly diamond; one that leaves you with no questions from where the diamond originated from.

Plant a Tree: purchase a diamond tree pendant necklace and Fiori Jewels will plant a tree in Dubai in your name.

Whenever you buy any jewellery from Fiori Jewels, you can upgrade the diamond jewellery Dubai with a bigger and better diamond, as per the market value.

Can Fiori Jewels customize my jewellery? What else do they offer?

Fiori Jewels guarantees a lifetime of customer care with every purchase, ensuring complete satisfaction with your jewellery. Fiori experts will resize and clean your jewellery for free every time, throughout the lifetime of the purchase.

Fiori Jewels can customize and create a one-of-a-kind unique design according to customers’ budgets in addition to offering coloured diamonds or unique gemstones.

About lab created diamonds

Fiori Jewels promise and guarantee is to provide only the highest quality lab created diamonds. Fiori Jewels prides itself on these diamonds – lab created diamonds are real diamonds; they’re made of the same material as mine created diamonds and are atomically identical to mine created diamonds, meaning that they have the same physical, chemical and optical properties as mine created diamonds. Lab grown diamonds are certified using the same process and certification labs as mine created diamonds. The best news? Lab created diamonds are competitively priced, so you can have a larger, better quality diamond for a fraction of the price.

To know more information visit us at:

[sqinsights]

DVB: Deciphering the Chemistry Behind a $110 Million Market

Welcome, dear readers, to the not-so-secret world of divinylbenzene (DVB) — the unsung hero of cross-linked polymers, ion-exchange resins, and the booming market valued at a cool $110 million by 2031. But hey, no need for a secret handshake or a chemistry degree; we’ve got you covered with the lowdown on this chemical compound that’s making waves.

DVB Unveiled: More Than Just a Tongue-Twister

So, what’s the deal with DVB? It’s not the latest dance craze, nor is it a secret society code. Divinylbenzene, or DVB for short, is a chemical wizard that sprinkles its magic in the manufacturing of ion-exchange resins and chromatography resins. Hold your excitement; we’re talking about water treatment, pharmaceuticals, petrochemicals, and electronics — the real A-listers of industry.

The Billion-Dollar Play: DVB in the Limelight

Picture this: from a modest $76 million in 2022, the DVB market is strutting towards a glamorous $110 million by 2031, growing at a sassy 4.2% CAGR. What’s fueling this dazzling rise, you ask? Well, the demand for high-performance resins in water treatment is turning DVB into the Beyoncé of the chemical world. It’s eliminating heavy metals and impurities like a superhero — move over, Iron Man.

Behind the Curtain: Market Dynamics and Segmentation Extravaganza

Let’s take a peek behind the chemical curtain. The divinylbenzene market isn’t a monolith; it’s a star-studded show with headliners like DVB 80 and the fast-rising DVB 50. The real drama unfolds in the application segment — ion exchange resins taking center stage while chromatographic resins make a flashy entrance, demanding attention.

Asia-Pacific: The Diva of DVB Domination

Hold on to your chemical equations; Asia-Pacific is stealing the spotlight in the divinylbenzene saga. Countries like China, India, and South Korea are hosting the biggest chemical galas, driving the demand for DVB. The industrial growth in APAC is the real MVP, cementing its dominance in the DVB market — move over, Hollywood!

Market Dynamics: The Good, the Bad, and the Ugly Side of DVB

But like any blockbuster, there’s a plot twist. The divinylbenzene journey isn’t all glamour; it’s got its share of challenges. Environmental regulations are throwing shade, demanding eco-friendly purification methods. Raw material prices are the villain, causing price fluctuations that could rival a rollercoaster.

Competitive Landscape: Where Chemical Titans Collide

In this chemical arena, titans like Dow Chemical Company, Mitsubishi Chemical Corporation, and Merck KGaA are battling it out. It’s not just about chemical formulas; it’s about innovation, partnerships, and global expansion. These chemical gladiators are investing big, not just in products but in sustainable solutions — saving the world, one resin at a time.

For More Information: https://www.skyquestt.com/report/divinylbenzene-market

Global Divinylbenzene Trends: The Eco-Friendly Evolution

Hold the front page! There’s a shift towards sustainable and bio-based alternatives in the chemical industry. DVB is no exception; the market is singing the eco-friendly anthem. Green bio-based options are the new black, and researchers are on a mission to make DVB production as sustainable as a reusable shopping bag.

The Final Act: Divinylbenzene in the Limelight

As the curtains fall on this chemical extravaganza, divinylbenzene stands tall, the unsung hero of polymers, resins, and water treatment solutions. It’s not just a chemical; it’s a billion-dollar play with twists, turns, and a dash of eco-friendly glamour. So, the next time someone mentions DVB, give them a nod of approval; it’s more than just a tongue-twister — it’s a chemical superstar.

In a world filled with decoding and navigating, DVB keeps it real, chemical, and fabulous. Cheers to the unsung hero!

About Us-

SkyQuest Technology Group is a Global Market Intelligence, Innovation Management & Commercialization organization that connects innovation to new markets, networks & collaborators for achieving Sustainable Development Goals.

Contact Us-

SkyQuest Technology Consulting Pvt. Ltd.

1 Apache Way,

Westford,

Massachusetts 01886

USA (+1) 617–230–0741

Email- info@skyquestt.com

Website: https://www.skyquestt.com

[market-spy]

DVB: Deciphering the Chemistry Behind a $110 Million Market

Welcome, dear readers, to the not-so-secret world of divinylbenzene (DVB) — the unsung hero of cross-linked polymers, ion-exchange resins, and the booming market valued at a cool $110 million by 2031. But hey, no need for a secret handshake or a chemistry degree; we’ve got you covered with the lowdown on this chemical compound that’s making waves.

DVB Unveiled: More Than Just a Tongue-Twister

So, what’s the deal with DVB? It’s not the latest dance craze, nor is it a secret society code. Divinylbenzene, or DVB for short, is a chemical wizard that sprinkles its magic in the manufacturing of ion-exchange resins and chromatography resins. Hold your excitement; we’re talking about water treatment, pharmaceuticals, petrochemicals, and electronics — the real A-listers of industry.

The Billion-Dollar Play: DVB in the Limelight

Picture this: from a modest $76 million in 2022, the DVB market is strutting towards a glamorous $110 million by 2031, growing at a sassy 4.2% CAGR. What’s fueling this dazzling rise, you ask? Well, the demand for high-performance resins in water treatment is turning DVB into the Beyoncé of the chemical world. It’s eliminating heavy metals and impurities like a superhero — move over, Iron Man.

Behind the Curtain: Market Dynamics and Segmentation Extravaganza

Let’s take a peek behind the chemical curtain. The divinylbenzene market isn’t a monolith; it’s a star-studded show with headliners like DVB 80 and the fast-rising DVB 50. The real drama unfolds in the application segment — ion exchange resins taking center stage while chromatographic resins make a flashy entrance, demanding attention.

Asia-Pacific: The Diva of DVB Domination

Hold on to your chemical equations; Asia-Pacific is stealing the spotlight in the divinylbenzene saga. Countries like China, India, and South Korea are hosting the biggest chemical galas, driving the demand for DVB. The industrial growth in APAC is the real MVP, cementing its dominance in the DVB market — move over, Hollywood!

Market Dynamics: The Good, the Bad, and the Ugly Side of DVB

But like any blockbuster, there’s a plot twist. The divinylbenzene journey isn’t all glamour; it’s got its share of challenges. Environmental regulations are throwing shade, demanding eco-friendly purification methods. Raw material prices are the villain, causing price fluctuations that could rival a rollercoaster.

Competitive Landscape: Where Chemical Titans Collide

In this chemical arena, titans like Dow Chemical Company, Mitsubishi Chemical Corporation, and Merck KGaA are battling it out. It’s not just about chemical formulas; it’s about innovation, partnerships, and global expansion. These chemical gladiators are investing big, not just in products but in sustainable solutions — saving the world, one resin at a time.

For More Information: https://www.skyquestt.com/report/divinylbenzene-market

Global Divinylbenzene Trends: The Eco-Friendly Evolution

Hold the front page! There’s a shift towards sustainable and bio-based alternatives in the chemical industry. DVB is no exception; the market is singing the eco-friendly anthem. Green bio-based options are the new black, and researchers are on a mission to make DVB production as sustainable as a reusable shopping bag.

The Final Act: Divinylbenzene in the Limelight

As the curtains fall on this chemical extravaganza, divinylbenzene stands tall, the unsung hero of polymers, resins, and water treatment solutions. It’s not just a chemical; it’s a billion-dollar play with twists, turns, and a dash of eco-friendly glamour. So, the next time someone mentions DVB, give them a nod of approval; it’s more than just a tongue-twister — it’s a chemical superstar.

In a world filled with decoding and navigating, DVB keeps it real, chemical, and fabulous. Cheers to the unsung hero!

About Us-

SkyQuest Technology Group is a Global Market Intelligence, Innovation Management & Commercialization organization that connects innovation to new markets, networks & collaborators for achieving Sustainable Development Goals.

Contact Us-

SkyQuest Technology Consulting Pvt. Ltd.

1 Apache Way,

Westford,

Massachusetts 01886

USA (+1) 617–230–0741

Email- info@skyquestt.com

Website: https://www.skyquestt.com

[fiorijewels]

Why Fiori Jewels?

Fiori Jewels and the company’s experts have been in business for more than two decades. Bringing vast expertise, Fiori Jewels has extensive knowledge in diamond supply chain and retail sales, bringing their customers the utmost quality for its diamonds and jewellery. Fiori Jewel’s experts have a keen eye for picking the best, brightest and highest quality diamonds. Utilizing the four C’s – cut, clarity, colour and carat, Fiori experts grade each diamond meticulously on how well the diamond is cut, how clear the diamond is, the diamonds colour and its carat size.

As the first lab created diamond retailer in the UAE, Fiori Jewels has a wide range of diamond jewellery styles, from earrings and tennis bracelets to pendant necklaces and solitaire engagement rings. You can even find polished jewellery pieces for men, such as cuff links or tie clips. Using cutting-edge technology, Fiori’s lab created diamonds are grown by replicating the natural diamond growing process. With the same physical, chemical and optical properties as mine created diamonds, Fiori Jewels lab grown diamond rings jewellery are ethically sourced and eco-friendly, all at an affordable price.

Fiori Jewels Quality

Some may say it’s an art form. Fiori’s experts choose only the highest quality diamond for each piece of jewellery, which is carefully polished and set in recycled 18kt gold. A perfect example of this is a Fiori Jewels tennis bracelet; the experts only choose the highest quality diamonds in each category of the four C’s to place in the tennis bracelet to have uniform brilliance.

Fiori Jewels sources its lab-created diamonds from the best diamond growers in the world, ensuring high-quality diamonds. Working with skilful artisans, Fiori Jewels makes each piece of jewellery feel soft and comfortable to wear and each diamond is studded to perfection. The team works with many different designers from various parts of the world, which leads to unique designs influenced by different cultures. With its headquarters in Dubai, Fiori Jewels has the opportunity to employ people from all over the world, leading to a one-of-a-kind process that creates unique jewellery for everyone. In addition, Fiori Jewels jewellery and diamonds are certified from the top three laboratories in the world, all of which hold the highest standards globally and those that certify mined diamonds as well.

Where are Fiori Jewels located?

As the first lab-created diamond jewellery Dubai in the UAE, Fiori Jewels has two retail stores in the country and an online website, from which its high-quality lab created diamond jewellery can be purchased. Fiori Jewels’ UAE locations are in Gold and Diamond Park and Dubai International Financial Centre. Looking forward, Fiori Jewels plans to open a third location in the United Kingdom in 2021.

What are some of Fiori Jewels’ offers and promotions?

Fiori Jewels has various ongoing offers and promotions to ensure customers find the perfect diamond or piece of jewellery. These offers include:

1 carat solitaire diamond rings starting at 4999 AED.

Diamond exchange program: bring in your mine-created diamond to exchange and upgrade for a bigger, brighter and eco-friendly diamond; one that leaves you with no questions from where the diamond originated from.

Plant a Tree: purchase a diamond tree pendant necklace and Fiori Jewels will plant a tree in Dubai in your name.

Whenever you buy any jewellery from Fiori Jewels, you can upgrade the diamond jewellery Dubai with a bigger and better diamond, as per the market value.

Can Fiori Jewels customize my jewellery? What else do they offer?

Fiori Jewels guarantees a lifetime of customer care with every purchase, ensuring complete satisfaction with your jewellery. Fiori experts will resize and clean your jewellery for free every time, throughout the lifetime of the purchase.

Fiori Jewels can customize and create a one-of-a-kind unique design according to customers’ budgets in addition to offering coloured diamonds or unique gemstones.

About lab created diamonds

Fiori Jewels promise and guarantee is to provide only the highest quality lab created diamonds. Fiori Jewels prides itself on these diamonds – lab created diamonds are real diamonds; they’re made of the same material as mine created diamonds and are atomically identical to mine created diamonds, meaning that they have the same physical, chemical and optical properties as mine created diamonds. Lab grown diamonds are certified using the same process and certification labs as mine created diamonds. The best news? Lab created diamonds are competitively priced, so you can have a larger, better quality diamond for a fraction of the price.

To know more information visit us at:

[earaercircular]

The obstacle course to 'green' Lego blocks

Lego has made a block out of recycled PET for the first time. A new step in the complex search for more sustainable variants of his iconic plastic toys, involving universities and companies such as Avantium[1], Indaver[2] and Ineos[3]. PET (Polyethylene terephthalate) is a type of plastic that is typically used to make soft drink bottles. “Through recycling, we can now make about eight classic Lego blocks from one such discarded bottle,” says Tim Brooks, sustainability director at the Danish company, as he shows a gray prototype. “It is the first time that we use PET as a raw material.”

Founded in 1916, Lego switched from wood to plastic to make toys in 1947. In 1958 it patented its typical building block: round studs at the top and hollow at the bottom. It conquered the world. The formula for success? Nearly indestructible blocks, with dimensions accurate to the hundredth of a millimeter so that all pieces from each set, from the 1970s to the present, click perfectly together and can be taken apart again. Time after time.

The essence

Lego makes 3,500 types of building elements, all of which it sells nearly 100 billion units a year. It uses 20 types of plastic for this, but 80 percent is made from the ultra-strong petroleum derivative ABS[4]. By 2030, Lego wants to switch completely to sustainable materials: recycled plastic or bioplastic. Lego is the largest toy manufacturer in Europe. In 2020, the company posted a turnover of 5.9 billion euros (+13 percent) and a net profit of 1.3 billion euros (+19 percent).

Half a billion

Technically ideal, but in times of growing environmental awareness and the pursuit of CO2 neutrality, this is by no means the way forward. It takes 2 kilograms of petroleum to make 1 kilogram of ABS. Not ideal for the reputation of a company that focuses on future generations. In interviews, CEO Niels Christiansen repeatedly said that he receives letters from young Lego fans who are concerned about the climate. So Lego announced a strategic shift in 2015: by 2030, the company only wants to use 'sustainable' raw materials for its toys. Do not read: no more plastic, but read: greener plastic. “There are two ways to do that,” Brooks says. “Or with more sustainable raw materials. So no plastics based on petroleum derivatives, but based on biological materials, such as plants, algae or even coffee residue. Or by recycling plastic. I estimate that will be the most important part.”

To make the change, Lego set up a Sustainable Materials Center in its Danish home base Billund, which now employs about 150 people. Since 2015, nearly half a billion euros in investments in research and development have been announced. “We do a lot ourselves. For the recycled PET, we ourselves looked for additional ingredients in the process. But of course we also work together with universities and a few dozen companies.”

Antwerp

There is ABSolutely Circular[5], for example, a European research project of chemical company Ineos - an important supplier of Lego anyway - and the Flemish environmental technology company Indaver for recycled ABS. In mid-July 2021 the first 10 kilograms of this were made at Ineos in Cologne. In a next step, there will be a small production in Antwerp, with a Lego block as a pilot product. Another example: Lego, together with the detergent manufacturer Henkel and the beer brewer Carlsberg, joined PEFerence[6], a project led by the Brussels-listed green chemical company Avantium to develop biological plastics. Partnerships are also underway with consumer goods groups Danone, L'Oréal and Bic and tire manufacturer Michelin. This is gradually producing the first results. In 2018, Lego presented a first small collection made of polyethylene based on sugar cane. It was a set of trees, plants and dragon wings. “These are more flexible elements,” explains Brooks, 'because it is a softer material that is not suitable for the hard blocks.'

The sugar cane cubes were an important milestone, but hardly the major turnaround. The material is suitable for barely 2 percent of the supply. But now there is a prototype made from recycled PET, which could possibly be used on a larger scale. Brooks doesn't want to put a number on that. “As much as possible, of course. But we still need to take steps to increase production. We hope to have the material effectively on the market in 18 to 24 months.”

Sweat

“The cover is very complex,” he explains. “Whoever makes children's toys cannot compromise on quality or safety. We go far into that. We test whether our blocks are resistant to sweat or saliva.” Lego simulates in tests the effect of biting with a force of 22.5 kilograms on a block. And whether nothing breaks off the block if it is crushed under a metal disc. "It shouldn't scratch or change shape or color if left in the sun for a long time." The challenge is then that the 'green' blocks have the same color and shine, even make the same sound. And above all: with the perfect coupling. “Our company is literally built on blocks that stick together and at the same time are easy to disassemble. That requires material with extreme precision. We have been perfecting ABS for fifty years. We are not there yet with the alternatives.” All kinds of problems arise in the experiments: the blocks shrink during production.

Source

STEPHANIE DE SMEDT, De Tijd, 23 juni 2021 https://www.tijd.be/de-tijd-vooruit/innovatie/het-hindernissenparcours-naar-groene-lego-blokjes/10315509.html

[1] https://www.brightlands.com/brightlands-chemelot-campus/companies-institutes/companies/company/avantium Avantium is a pioneer in the emerging industry of renewable and sustainable chemistry. [2] https://www.indaver.com/be-en/home/ Indaver – a European player with facilities and operations in Belgium, the Netherlands, Germany and Ireland – manages and treats industrial and household waste in specialist facilities for businesses, waste collectors and governments. It recovers valuable raw materials from this waste that can replace primary raw materials. [3] https://www.ineos.com/ INEOS is a global chemical company. Its products touch every aspect of modern day life. It comprises 36 businesses with 194 sites in 29 countries throughout the world. [4] Acrylonitrile butadiene styrene (ABS) is a common thermoplastic polymer. ABS provides favorable mechanical properties such as impact resistance, toughness, and rigidity when compared with other common polymers. [5] https://absolutely-circular.com/ The project, called LIFE ABSolutely Circular aims at demonstrating the environmental and economic benefits of using advanced recycling technologies to close the loop of plastic recycling. An initial key objective of the project is to demonstrate for the first time the production of ABS based on recycled feedstock taking advantage of advanced recycling technologies. [6] https://peference.eu/ PEFerence will establish a unique, industrial scale, cost-effective biorefinery flagship plant producing FDCA (furan dicarboxylic acid), a bio-based building block to produce high value products. Bio-based FDCA can be used to make a wide range of chemicals and polymers such as polyesters, polyamides, coating resins and plasticizers and, crucially, can also be used to make PEF (polyethylene furanoate), a 100 % bio-based polyester used to make bottles, films and fibres.

[lunarr-rrose]

What is the Deal with Property Insurance?

https://u109893.h.reiblackbook.com/generic11/the-storage-stud/what-is-the-deal-with-property-insurance/

Crum-Halsted is a full service insurance and risk management agency headquartered in Sycamore, IL with six offices in Illinois providing outstanding service, security, and peace of mind for businesses, families, and individuals for over 90 years.

Greg Jones is the Vice President of the Chicago Real Estate Council and Director with the Rogers Park Builders Group as well as a Deacon at Christ Community Church in Lemont. When not working, he enjoys watching the cubs with a good cigar and a great whiskey in hand, playing poker, and riding motorcycles.

https://crumhalsted.com/

Fernando O. Angelucci is the Founder and President of Titan Wealth Group. He also leads the firm’s finance and acquisitions departments. Fernando Angelucci and Steven Wear founded Titan Wealth Group in 2015, and under his leadership, the firm’s revenue has grown over 100% year over year. Today,

Find out more at

https://www.thestoragestud.com

https://titanwealthgroup.com/

Listen to our Podcast: https://thestoragestud.podbean.com/e/what-is-the-deal-with-property-insurance/

Titan Wealth Group operates nationwide sourcing off market investment properties for Titan Wealth Group’s acquisition as well as servicing a network of thousands of active real estate investors world wide. Prior to founding Titan Wealth Group, Fernando worked for Dow Chemical, a Fortune 50 company, rolling out a flagship product estimated to gross $1B in global revenues.

With an engineering background, Fernando is able to approach real estate investing with a keen analytical mindset that allows Titan Wealth Group to identify opportunities and project accurate pictures of future performance. Fernando graduated from the University of Illinois at Urbana-Champaign with a B.A. degree in Technical Systems Management.

Titan Wealth Group was founded in 2015 with the vision of gathering individual investors that have the means to invest but lack either the time to find high-yield investment opportunities or the access to these off-market deals. All too often, founders Fernando Angelucci & Steven Wear came across investors who had deployed their capital only to regret the lack of consistency or degree of returns their investments were producing. In response, Titan Wealth Group provides access to highly-vetted real estate secured investments and off-market acquisition opportunities primarily in the Greater Chicago MSA. Today, Titan Wealth Group not only assists individual investors but has grown to support the acquisition goals and capital deployment of investment groups, private equity firms, and real estate investment trusts (REITs).

As a facilitator of wealth growth, Titan Wealth Group believes that success is not limited to the sum of our efforts and is infinite with what can be accomplished through partnership.

------------------------------------------------------------------------

Fernando Angelucci (00:16): Hey everybody, welcome back. We're doing a special Thanksgiving podcast here today. So on this episode of What's The Deal, the real estate podcast that gives answers, we'll be covering What's The Deal with Property I nsurance. Real estate is one of the few investment vehicles that you can purchase in property insurance for, you now, yay for hard assets. So joining me today to provide some coverage on the topic of Property Insurance is my good friend and colleague Greg Jones. So how are we doing Greg?

Greg Jones (00:51): Good. How about you, Fernando?

Fernando Angelucci (00:53): Doing good. I'm doing good. It's 72, 73 degrees outside in California. I'm glad I'm not in Chicago at the moment.

Greg Jones (01:01): It's not quite that nice here right now.

Fernando Angelucci (01:06): Okay. So Greg, on this podcast, we have all types of listeners from super professional, you know, multi million dollar portfolio, all the way to the new investor or someone that is trying to become a new investor. So let's back up a little bit and, you know, explain who you are and what you do.

Greg Jones (01:26): Got it. So my name is Greg Jones. I am a risk advisor with Crum Halstead Agency. So I work with real estate companies and developers as well as contractors around consulting around risk and placement of insurance.

Fernando Angelucci (01:42): How'd you get into the business?

Greg Jones (01:45): I was introduced to a guy that owned an agency shoot, this is probably almost 10 years ago now. Right place, right time. I grew up in a background of construction, both my dad and my brother owned construction companies. Had friends that were in real estate, didn't want to do construction for a living. So I figured I would give insurance a try and it ended up being a really good fit.

Fernando Angelucci (02:10): Oh, okay. I didn't know that about you.

Greg Jones (02:13): Yeah.

Fernando Angelucci (02:14): Figured it would come up in one of those late night poker games.

Greg Jones (02:17): Yeah, exactly.

Fernando Angelucci (02:20): Okay. So for people that don't know what is Property Insurance and what does a risk advisor do?

Greg Jones (02:31): So property insurance is realistically, it's a like a contract. So the owner of the property has a contract in place with an insurance company, say whether that's a Travelers or a Hartford or whoever the carrier might be. And in that contract, it will lay out in the event of a claim. Here's what the insurance company is going to pay out. And that covers both damage to the property as well as if there's an injury to someone at the property. So the contract States, what the limits are, what the causes of that claim are covered versus certain kinds of causes of claim might not be covered, unless you buy that or purchase it as an add-on, a good example of that is earthquake coverage. Earthquake isn't automatically included, but you can purchase it as an additional coverage line item, but it's all built into a contract that lasts for 12 months between the owner and the insurance company.

Fernando Angelucci (03:28): Okay. And then with those types of con, let's bring it into reality with some examples. So say I'm a new investor. I'm going to be buying a four flat property in Chicago. I'm going to live in one unit myself, rent out the other three units, let's say each units, 1200 square feet and the buildings' a hundred years old, what am I looking at for coverage? Or what should I be looking at for coverage? Where are the premiums going to fall? And what are some things that I should be paying attention to or looking for in those contracts?

Greg Jones (04:04): Right. So the first question you have to answer, especially because you're living in one of those units, is how are you going to cover the property? You could cover it on a personal insurance policy, or you could cover it on a commercial policy because it's four units, that's the breaking point. You could cover it either way. After you get to five units, it's always considered a commercial policy.

Fernando Angelucci (04:27): Okay.

Greg Jones (04:27): If you go the route of commercial, which is typically what I recommend the coverage form is a little bit broader in what it will cover you for. The downside is you have to treat yourself because you're living in one of those units as a tenant, you're a tenant within your own building. So your personal property as the resident, isn't going to be covered, but your asset, the building contents within the rental properties, those are covered under the contract.

Greg Jones (04:59): When you're looking at a four unit building, based on the square footage, there's typically a dollar amount that insurance carriers will look at in terms of we're want to cover this for what it will cost to replace it. If you have a catastrophic loss, right? Every carrier has their own algorithms they'll use for this, but typically it comes down to a dollar amount per square foot. The average we're seeing at least in Chicago right now, if it's joist and masonry or better is typically anywhere from 150 to $170 a square foot is what it would cost to completely rebuild. So we would look at what does that cost look like? Then you can set up whatever deductible structure you want. Deductibles go as low as, I mean, realistically, you can go as low as you use the $500. I never seen anybody go that low. Usually the average is, you know, 25 to 10,000 for a deductible. So then if you do have a loss, everything that it's covered under that contract is paid out minus the cost of your deductible.

Fernando Angelucci (06:00): Exactly. Now, one of the things that occurs quite often in Chicago is we have these pockets, these neighborhoods, where the cost of buy the property is significantly below the replacement value. For example you know, my partner, Steven?

Greg Jones (06:16): Yeah.

Fernando Angelucci (06:16): He has a property where, you know, it's 140 year old masonry and limestone building the cost to replace that type of building would be a 1.4, 1.3, 1.4 million, but he bought it for significantly lower than that in those types of situations, what do you recommend doing with the coverage amount with the policy?

Greg Jones (06:42): So it really comes down to as the building owner, what is your goal in the event of a claim, right? So you want to make sure you have enough coverage so that if there's a partial claim or a partial loss is what they call it. So let's say hale comes through and destroys the roof. It's not a total loss. You want to have enough to repair that roof.

Fernando Angelucci (07:03): Right.

Greg Jones (07:03): The question is, if you were to have a catastrophic loss, the building is completely destroyed or it's damaged so much that the city comes in and says, you have to take this building down. It's now a safety hazard, right? In that kind of scenario, what do you want to do? Do you want to rebuild something there? Or would you rather just take the money and go buy something else and sell the land after the debris has been removed, right?

Greg Jones (07:28): So the answer to that question really drives how we advise, typically in these situations, I find the investor really would rather just take the money and go buy something else because that coverage amount that you've got for that partial loss is more than enough to buy at least another building like it in that area, or maybe even more, right? So you get this dilemma of, I bought it for, you know, say 250,000, but it will cost me 1.5 million to rebuild it. Right? Insurance companies will allow you in some cases and it depends on the carrier, but they will allow you to do what's called a stated amount, or it's a, some carriers call it a loss limit. So, you as the building owner can say, this is how much I want to cover my building for. I recognize it's not enough to rebuild it, but I want to cover it. So let's use this building and as an example, you buy it for 250,000 let's say it's 1.5 to fully rebuild it. And you say, I only want to cover it for half a million dollars, half a million will cover any partial loss that happens. If it's a total loss, I'd rather just take the money and go buy something else. The rating for that is typically a little bit higher, but it still ends up coming out much less than it would be if you were to fully insure it for $1.5 million.

Fernando Angelucci (08:51): And when you say rating, what do you mean by that?

Greg Jones (08:54): So, the premium for insurance for property is driven by a rate. So whatever value is selected for that building. So let's say a million dollars for round number purposes. So you take that million dollars, divide it by a hundred and you multiply it by a rate, and that equals your premium. So let's say it's you're getting a 20 cent rate. So for a million dollar building divide it by 10, multiply it by 0.20, that's your property premium.

Fernando Angelucci (09:24): I see.

Greg Jones (09:24): Rates vary based on the asset type. So typically you'll see multi-family tends to be the highest rated asset class out there where retail is considered a little bit less hazardous, office and industrial tend to be considered the least risky. So you could have a building of the same square footage. Let's say you're at a 18 cent rate for apartment building, same size building would be a, what? 10 to 12 cent rate for retail. You might get as low as 8 to 10 cents on office or industrial, just depending on what the asset class is and where it's located.

Fernando Angelucci (10:06): Interesting. Now with, let's say someone in what situations would somebody opt for the full replacement cost is that if you have like a super custom property that, you know, you can't find anywhere else, or?

Greg Jones (10:20): If you have a super custom property, or if the idea is I like where I'm located, the land has significant value. Even if I was going to take the money, I would rebuild something here. I might not rebuild the same thing. So another way that you can do it is some carriers offer what's called Functional Replacement Cost. Right? I seen this particularly with real estate related to older church properties and some need, especially you think about Chicago land. There is all of these churches that were built in the 18 hundreds, the architectures' crazy. You're not going to rebuild one of those just like it stands right now. Right?

Fernando Angelucci (10:58): Right.

Greg Jones (10:59): But you look at, if we were to have a total loss, we would want to rebuild something, same purpose, but we're not going to rebuild it the same way. And so you can use, what's called a Functional Replacement Cost, where you'll estimate based on, if we had a loss, what would we rebuild? What would the square footage be? Same questions, but you're not basing on what's there, you're basing it on what you would build.

Fernando Angelucci (11:24): Right.That's interesting. With the property insurance business, there's a lot of moving parts and it's one of those vendors in the real estate space that usually a lot of the investors don't actually know what goes on behind, right behind the curtains here.

Greg Jones (11:43): Right.

Fernando Angelucci (11:43): Walk us through. When I talk to you, it almost seems like every person that works within your organization, It's almost running like it's their own little business with inside of the organization. Almost like you're not entrepreneur or entrepreneur, some people would say, what is the day in the life of a risk advisor look like, what are you doing on a day-to-day basis?

Greg Jones (12:04): So on a day-to-day basis my time is usually split in a few different categories, right? So there's the time that goes into just the day to day servicing of your existing clients, right? That's helping guide through the process of whether it's an acquisition, that's coming up a disposition, a refinance, there's always moving parts, particularly within real estate. Right? And so there's a lot of day to day servicing. I mean, the interactions with a real estate client versus let's say a manufacturer is completely different.

Fernando Angelucci (12:38): Right.

Greg Jones (12:38): Right. Just because of all those moving parts. So part of the time is spent with that servicing with myself and my team. There's another element of it, of I'm trying to connect with new people. So before we hit a, you know, pandemic that involved going to lots of events and networking and, you know, all that came to a screeching halt in March. So now it's been a lot more time on the phone working through marketing, trying to figure out different creative ways to connect with people, to bring in new clients. Right?

Fernando Angelucci (13:09): Right.

Greg Jones (13:10): And then once you open that opportunity and you're starting to work on a new client there's a lot of time that goes into underwriting. So if an investor says, Hey, we want you to look at our portfolio. There's a lot of detail that you work through with them to gather the right information. And then you're compiling that information and really painting a picture for your underwriters. So, I mean, people have asked me before, what's the difference between a good broker in a bad broker or a good adviser, bad advisors is it's really making sure that you're painting a picture for an underwriter to make that client look really good versus here's 12 locations, here's all the basic raw data, what's my rate? You know, if you actually go into more detail and explain, like here's what the company does, here's what their practices look like, here's what they require of tenants of vendors coming in and out of the space to do work. You can actually derive a much better result than just providing a spreadsheet asking for someone to get you a quote.

Fernando Angelucci (14:12): Interesting. So almost painting a picture of the whole business, not just that one property, you're looking for.

Greg Jones (14:18): Exactly.

Fernando Angelucci (14:18):

To quote on.

Greg Jones (14:19): Exactly.

Fernando Angelucci (14:20): Interesting. How about on the other side? So that's, you know, that's your prospect side, if you will, but how about the actual carriers that you match up with? How do you find these guys? How do you know if a deal is gonna be right for a certain carrier? Cause I know there's hundreds of insurance companies around.

Fernando Angelucci (14:38): Hundreds.

Fernando Angelucci (14:38): In Iowa and I saw every one of the buildings.

Greg Jones (14:42): We're all headquartered there.

Fernando Angelucci (14:42): Yeah.

Greg Jones (14:42): Well, maybe not all of them, but a lot. So yeah. Every, so every insurance company has a different appetite, right? So there is some time spent with those and what those underwriters figuring out what that appetite looks like. So some carriers will, every carrier will say they like real estate in some capacity. Right? But the question is what kind of real estate that you like. So back in the day is when carriers would stop by the office and, you know, have a catch-up meeting with us, you know, they would talk about their appetite, what they've been hitting on recently where they've seen success. And so the first question is always, what kind of real estate are you writing? So in some cases, it's, they really like office and industrial, some carriers really like apartments, few carriers, like every asset class, there are a few. And then I would say in today's market, it's even changing beyond what it has been historically, just because of the unknowns of, you know, what will come of the pandemic and particularly around office and retail and what that's gonna look like. So we've even seen carriers backing away from those asset classes where they historically have been of the most appetite.

Fernando Angelucci (15:55): Yeah. That makes a lot of sense. So for example, how many carriers do you work with if you had to guess?

Greg Jones (16:03): So in the real estate space, I would say we probably have 15 or 20 that really focus in on real estate that specialize in that. So the team that I came over with that help launch our Chicago office has really put a lot of emphasis into partnering with the right companies that work with real estate because real estate is our focus. And so, if there's a market we've come across, that we find is really competitive in the real estate space, we do what we can to get a contract with them. So there's very few markets that specialize in real estate that we don't work with.

Fernando Angelucci (16:36): Yeah. And it's funny, we've worked with each other in the past and you really know which carriers have an appetite for what type of assets. You know, we do some niche style assets, not only the single family, multifamily, but also the self storage buildings.

Greg Jones (16:51): Uh-huh.

Fernando Angelucci (16:51): And you've gotten quotes to me not only quickly, but usually beating out almost all the competition on the premium. And I think one of the things that really helped us, is the fact that you do have a really good ability to paint kind of that picture. Here's what the company's like. Now I have, I'm somebody that always believes that you should get insurance and, you know, plan for the worst, but hope for the best I have come across a lot of investors that do the opposite.

Fernando Angelucci (17:20): I survived.

Fernando Angelucci (17:20): And swear by real estate insurance is a scam and the carriers never pay out. So for you, what would you say? Why should a real estate investor have property insurance? And on top of that, why should they use a risk advisor or a broker as opposed to just contacting a company directly?

Greg Jones (17:43): Good question. So I would say, why should they have property insurance? The short and simple answer is in most cases, if there's a bank involved, it's going to be required.

Fernando Angelucci (17:54): Right.

Greg Jones (17:54): Where it's an option is where you actually own the asset a hundred percent. There's no lending requirements. You can choose whether you're going to insure the building or not. I've seen this particularly be the case when you've got developers who are buying, let's say a vacant property that they're going to repurpose, right? So usually they'll in a lot of cases, they'll buy it for cash or there won't be a bank involved if you will. So they have a choice whether they want to cover that building or not. The, I would say the reason you want to is because you want to have something that protects your investment, right? And it's not just the asset itself, especially when you're looking at development projects, you might purchase a building for, let's say a million dollars.

Greg Jones (18:43): You're going to put a couple of million into it, repurpose it. It's not just covering that initial million dollar investment. It's also looking at what is the potential income that you stand to lose if you lose that asset. Right?

Fernando Angelucci (18:58): Right.

Greg Jones (18:58): So insurance is, I mean, if you think about it, there's not a product out there where you can spend, let's say, I mean, I'm thinking back to one that I did for a client a while back bought a vacant building for it was like half a million dollars. Once he was done with the repurposing of it, he would have been into it for probably about 2.5. And the monetary return on this was going to be over half a million dollars a year. Once it was all done, the coverage of insurance was like $8,000, but we were covering the building for $2 million. Right? So you're spending eight in the event of a total loss. You're getting all of your investment back minus your deductible for 8K to protect an investment of significantly more. So, I mean, being someone that's fairly risk averse I would strongly recommend it.

Fernando Angelucci (19:59): Yeah. And so you're talking about the significant income that, that property would bring in. Is there some type of a rider that you can get for say, instead of it being a total loss, but say something happens where all of a sudden you lose your income generating potential from that building. Is there some type of like loss of rents protection or income protection that you can put on as a rider?

Greg Jones (20:20): So typically you'll have a loss of income or what's called business interruption coverage that's built in. So once you have a stabilized asset, it's generating rental income, you can cover that two ways. You can do it on a stated amount. So you're stating for every location that you have, this is what our annual income is. And if there's a claim, so let's say there was a fire at the building, right? The tenants have to relocate because you're doing all these repairs, it's going to take six months to do the repairs.

Fernando Angelucci (20:51): Yeah.

Greg Jones (20:51):The policy will pay out that loss rental income for those six months until you're back up and operational again. That's based on a stated amount, it functions the same way. A lot of companies prefer to do what's called actual losses sustained, which means you report what the rental income is, but you're not capped at that number. This is particularly important on portfolios where tenants change, right? You don't want to have to go back and report every single time. Well, this tenant moved out, this tenant, moved in. The rents went up a little bit, you know, and change that number all the time. So having actual losses sustained what they will do if there's a claim, they'll look at at the time of the claim, what was the rental income? And that's what they start paying until the repairs are done.

Fernando Angelucci (21:42): And I know we're skipping ahead here, but what are your recommendations on the two methods stated income versus actual? What do you prefer? What do you advise people to go with?

Greg Jones (21:54): Oh, I always prefer actual losses sustained. If you can get it just because it makes it very clean. So, I mean, a lot of times when you'll have an investor that's buying a new asset, they're typically inheriting tenants, right? They might be doing things to the building, providing more value, updates, all kinds of things. Right? And with that comes typically at lease renewal time adjustments in the lease. And if you have actual losses sustained, it doesn't matter what those adjustments are. You can have a unit that's going forward $2,000 a month. You put a lot of value into it, updates, improvements. You're going to increase that from, you know, $2,000 a month to 2,500 a month or whatever the case might be. You don't have to go back and report it every single time. So you don't want to have a cap on what could be paid out for lost income. Actual losses sustained is a much cleaner way to do it.

Fernando Angelucci (22:49): Gotcha. So what are some of the decisions that an investor or someone would be faced with when choosing insurance, what should they be looking out for? What are the things that you're recommending they look for, or pushing them or nudging them towards getting, if it's additional riders, if it's certain types of policies, kind of walk us through that.

Greg Jones (23:13): So there's a few things that I always look for. First time I see a policy. So one of those things is co-insurance which is a very confusing thing for most investors, co-insurance has to do with how much you're going to cover your building for. So the average investor will always cover their building for replacement costs. Typically that's the most standard way to do it. So let's say you have a building that's valued at a million dollars at replacement cost. Co-insurance allows you to insure it for a little less than that. So typically you'll see either 80% or 90%, but if you go below that, there's, what's called a co-insurance penalty, which means, let's say the buildings' a million dollars in value. You have an 80% co-insurance clause in your policy. That means that you can be fully insured up to 80% of the value.

Greg Jones (24:08): So in this case it would be 800,000, right? If you are insured for less than that, and there's a claim, even if it's a partial claim, they will subtract a percentage off of what would have been your claim paid amount based on how far under that 80% you are. So let's say you're insured only to 60% value. Well, you're 20% below where you should have been any claim that gets paid out is going to be docked 20%.

Fernando Angelucci (24:38): I see.

Greg Jones (24:38):

So what we do is, we look at trying to put everything on what's called Agreed Amount, which waives co-insurance, which basically is stating, I mean, we've gone through the process to make sure we're insured adequately, right? But we don't want any risk of co-insurance or penalties. If there's, you know, evaluation difference between the time we wrote the policy and the time of claim happens. So we are going to the carrier is a green in their contract. They will pay out up to X, no questions asked if that is on agreed amount. So that's one of the big ones we look at. One of the overlooked coverages I think is sewer and drain backup. And it's oftentimes put at a very low limit, but if you've gone through claims before, water damage, and you're a lower level, that can cause a significant damage to repair.

Fernando Angelucci (25:31): 60 to $80,000 worth of damage. Greg Jones (25:34):

Exactly. So that's something that I always want to make sure is at a very good limit. That's included in the Chicago market the other one is ordinance and law coverage.

Fernando Angelucci (25:46): Yeah.

Greg Jones (25:46): So it's not automatically included, but it provides coverage for, let's say you have a catastrophic loss and you're dealing with a building that was built in 1912.

Fernando Angelucci (25:56): Right?

Greg Jones (25:56): It's been updated, but there's a lot of things that are grandfathered in, just because of the age of the building. When you reconstruct, you have to reconstruct according to 2020 building code.

Fernando Angelucci (26:09):

Right.

Greg Jones (26:10): And that's an additional expense that is not automatically covered. So making sure that you have those kinds of things. So we, I really focus on trying to get into the weeds on this kind of thing, to make sure you know exactly what it is you're purchasing, and that it's actually protecting your asset, right? Because there's nothing worse than you go out and you purchase a policy from your broker, you have a claim. And then in that process, something's not covered. And you're like, well, I paid for this policy. Why is this not covered? It's like, well, this wasn't included, or this was sub limited. So only a certain amount of it gets paid and you're left spending money out of pocket. The last thing you want is to spend money out of pocket after you've had a claim, and you're already dealing with that headache.

Fernando Angelucci (27:00): Right. How would you advise someone choose the right coverage for their building in a word? It seems like property insurance is kind of like this pull lever here lose a little bit on the other side, pull lever on the other side, loses a little bit here. Usually it's with premium or with, which coverage amount, you're talking about things that are, let's call them named coverages versus unnamed.

Greg Jones (27:26): Right.

Fernando Angelucci (27:26): You know, issues. So what would you advise for someone and how they should approach choosing the right coverage?

Greg Jones (27:35): So typically the way I've always approached it is, I want to lay every option out there. That's on the table, right? These are the coverages that are available. Here's the tiers at which you can get these coverages. Right? So think about sewer and drain backup. For example, I can show you if you want 25,000 of coverage, it's going to cost of this. If you want 50, it's going to cause this, if you want 250, it's gonna cost that. Right? And then based on the size of the building what's your lower level construction type, right? Is it all block and stone? Okay. You probably don't need as much as then you're looking at, you know, fixtures and things like that versus yeah. We have a frame drywall, carpeted, you know, lower level, right?

Fernando Angelucci (28:19): Yeah.

Greg Jones (28:19): That's gonna sustain a lot more damage. So there's a lot of consulting around, based on what you have. This is what's recommended, but here are all the options. And so you lay that out on the table, make a recommendation but at the end of the day, it's up to that investor to choose what they want to proceed with.

Fernando Angelucci (28:37): Okay. What is the most common mistake or mistakes you see real estate investors make when it comes to property insurance?

Greg Jones (28:46): I would say the most common mistake I see is that the first thing they do is they look at what the premium is and they make the decision based on the premium without actually diving into all of those little ancillary coverages. Right? So they'll look at what the premium is and how much is the building covered for, they won't look at things like co-insurance, they won't look at is there any limitation on what my business interruption coverages, is equipment breakdown included all of those little things that if there's a claim will have a big impact. They're just looking at my billings cover for a million dollars and it costs this much. That's the least expensive one. Let's go with that. Or also looking at, what carrier are you partnering with? How does that carrier respond? If there's a claim. Or they carry that really will push back and try to find any possible way, not pay a claim or do they have a good track record of really working with their insurance, right?

Fernando Angelucci (29:47): How do you find that information?

Greg Jones (29:50): So that's where I think working with a adviser comes into play, especially one that's ingrained in the industry by the industry. I mean the real estate industry. So someone who's worked with multiple carriers has been able to see claims walked out from multiple carriers, and be able to say, I've seen experience with this carrier, They're all willing to offer you terms. Here's the pros and cons of each one and what I think their strong suits are.

Fernando Angelucci (30:19): Gotcha. How about on the flip side, what are some of the common mistakes you've seen risk advisors make?

Greg Jones (30:29): I would say the two that I see the most would be not going into full detail and doing the full underwriting themselves on the front end. So, like I said before, there's a lot of brokers out there. I mean, there's thousands of insurance brokers, right? I mean, you can go to anybody, you want to get insurance pretty much.

Fernando Angelucci (30:48): Right.

Greg Jones (30:50): But if they are not going into that full detail and figuring out all of the things on the front end before they start quoting something with a carrier. There's a lot of things that can get missed. Right? Not actually doing the legwork to make sure are we covering the building adequately, are we running the right reports to make sure that this asset will be fully protected up to the investment level that the investor has, right? Are we including the right coverages?

Greg Jones (31:20): Are we asking for the right endorsements or add-ons right. I would say that's probably the biggest mistake because that's where you find they rush through the process, they get a quote, something happens and then there's an item that wasn't covered, and then it's up to that broker to make that right. So I would say that's probably the biggest mistake I've seen. The other is just not actually, like I was talking about before painting that picture with an underwriter, the difference that you can get for a client through that is huge. It's really, that's a way to create value for an investor when you do it that way versus just spit balling out there to any carrier you can to get a quote. And it's also a way to potentially lose the client in the long run, because you're going to get the best pricing when you paint that picture, versus you're just marketing it out to everybody and taking a shotgun approach. It's very easy for somebody that really knows what they're doing to come in and create that value drive down that cost, and then you lose the client. So.

Fernando Angelucci (32:37): One of the things that I have seen is trying to do everything yourself, as opposed to building out a team to help you with that. And you've alluded to it multiple times that you have a team around you that helps you fill these duties. What does that look like? What does your team look like? And what are they responsible for each?

Greg Jones (33:00): So on the team is built out of there's multiple advisers in my firm multiple ones of us that focus in real estate. I think one of the real advantages is the way we've built out this office is we have professionals that are focused not only within real estate, but within various aspects of real estate. So you have guys that are really focused in the multifamily space. You have guys that are focused in commercial, meaning like office retail, industrial. You have others that are focused in condominium associations, right? So it creates a wealth of knowledge that you can pull from. So let's say you're working on something that's a little bit outside of your wheelhouse. You have that resource that you can bring in to make sure that nothing's getting missed through that process, right? There's expertise there. There's also a service team that handles a lot of the transactional pieces that happen within a real estate account. So when you're going through a refinance there's documentation that the lender needs to see based on what you have on your insurance policy, you know, evidence of coverage, et cetera. We have a team that one processes, those changes provides those certificates when they're needed, helps process the day-to-day things of those transactions that you're doing on the front end behind the scenes with the carrier, so that people like myself, the advisers can really interact more with their clients and do the consulting piece.

Fernando Angelucci (34:31): Yeah, that makes a lot of sense. So let's move back to say new investor, new real estate investors looking to get involved, just saw this podcast. What advice would you give them when they're looking to buy their first investment property or start their first project? Let's say maybe it's inside of a rental, It's a fix and flip property.

Greg Jones (34:57): Right. I would say as someone new that's getting into it, the, I think the most important thing you have to think about when it comes to insurance is partnering with the right broker, because a lot of people are generalists that'll say, sure, I write real estate. I also write restaurants and I write manufacturing and I'll write a trucking company and they're not ingrained into the industry. And there are, there are brokers that really specialize within an industry like myself, that's real estate. Right?

Fernando Angelucci (35:29): Right.

Greg Jones (35:30): As a new investor, there's a lot of education that comes with that first investment, that first project, even the first few. Right? And so being able to partner with someone that is part of the team with you, that can say, okay, based on what you're investing in, or the project that you're doing, these are all the things you want to consider. Right? You don't have to go with all of them, but at least you have the information and you can make an educated decision.

Fernando Angelucci (35:58): And then how about on the flip side, what advice would you give to somebody considering becoming a risk advisor or an insurance broker?

Greg Jones (36:07): I would say if you're going to become an insurance broker or an advisor. The most important thing I think you need to be able to do is specialize in an industry.

Fernando Angelucci (36:15): Okay.

Greg Jones (36:15): For the same purpose. Right? There's obviously a lot of change happening within the insurance industry, right? I mean, online rating systems are on the rise. I mean, think about your home and auto insurance. Right?

Fernando Angelucci (36:31): Right.

Greg Jones (36:32): You don't have to go through a broker to get home and auto insurance. You can go online, plug in your information, the quote will get spit right back out at you. It's turning it into very much of a commodity. Right? I think in the commercial space, there's still a lot of room to bring value to clients. Right? But the only way you bring value is if you can bring consulting and advice and you can't bring consulting and advice on 12 different industries, you have to really be able to understand how your client's business works and speak to that versus taking orders or reacting to what they're asking for when maybe what they're asking for isn't actually going to protect them the right way. And you want to be able to bring value. And that's the only way you can do it.

Fernando Angelucci (37:24): I always tell people, especially new investors for real estate investors, it's good to be a Jack of all trades and master of none. But then you surround yourself with investor or with advisors that are the opposite.

Fernando Angelucci (37:38): Exactly.

Fernando Angelucci (37:38): The advisors is a master of one thing, not a Jack of all trades.

Greg Jones (37:41): Right.

Fernando Angelucci (37:41): So, you know, I worked with you in the past. I know you, I know a lot of people that worked with you in the past, what can a real estate investor do to make themselves a good partner, a good client to you? So that is the interaction between the two is seamless. And you don't want to scream every time you see Fernando calling you on the phone.

Greg Jones (38:07):

Yeah. I would say communication is probably the biggest thing. Right? I was talking with a colleague about this a couple of years ago, and I was like, you can tell a difference between a client that views you as a vendor and a commodity. Versus a client that views you as an advisor and part of their team. Right? And the difference there is, they're bringing you into conversations about what the future looks like in advance. So I've got some clients that are really good at this, where we have quarterly meetings and we'll talk about this is what's in the pipeline. What do we need to be thinking about? Let's prepare for this in advance. They'll ask a lot of questions, and you particularly see this where if you've got an investor who's maybe changing their direction of their focus, right? So let's say I've talked to some groups recently where historically they've done a lot of work in the office and retail space.

Greg Jones (39:05): They want to launch a multifamily division. And so they'll say, okay, we're changing direction here. What do we need to be thinking about as we start looking at a different kind of investment versus what we've done in the past? With those kinds of conversations, the process is much smoother versus the I have a portfolio of office and retail and, Oh, by the way, I forgot to tell you, I'm closing at noon tomorrow on a 80 unit apartment building. I need you to get this added for me, which if there was no conversation on the front end, who knows if the carrier that you're with, you could even add that location to, or you have to go and get something from scratch and you're on a you're on a deadline to do it. So I would say the communication and just having open dialogue about what's going on within the company and asking questions and keeping that line of communication open is the best thing a client can do.

Fernando Angelucci (40:03): Yeah. I mean, that makes a lot of sense with almost any advise you work with. You've got to really make sure you're, you're communicating not only often, but well in advance of when you need things to be done by a certain deadline.

Greg Jones (40:20): Right.

Fernando Angelucci (40:20): So with that being said, how can, you know, how can people reach you and what should they know, or what should they prepare before trying to contact you or reaching out to you?

Greg Jones (40:34): So I can be reached my contact info I believe is on our website www.CrumHalstad.com. I also can be reached by phone, email. I don't know if you'll have that information up later, but that's typically the easiest way to get ahold of me phone and email. As far as what to have prepared, I mean, typically I like to start just by having a conversation with, what is it you're looking for? What do you have? What's the plan? One of the things that I've tried to do that's a little bit different with clients is not just looking at what your particular need is right now, but also like what's the next 12 months look like? Right. So I was a good example of this. I was talking with an investment group that so far all of their investments have been in Chicago. Right? But over the next 12 months, they're trying to start investing in multiple States. And so, having an overview conversation around what the plan is, is really helpful because you want to set a platform that a client can grow from. Right? So as far as what they have prepared, just have a conversation and then we can kind of direct from there, what information we need.

Fernando Angelucci (41:55): Yeah. That makes sense. Come prepared, that I know you like to get involved a little bit earlier in the process and what most investors will involve you in the process. Right?

Greg Jones (42:06): Correct.

Fernando Angelucci (42:06): How many let's say I got a closing on December 30th, when should I call you?

Greg Jones (42:13): I mean, I would say as far in advance as possible but.

Fernando Angelucci (42:18): Right as you to go into contract then?

Fernando Angelucci (42:19): Yeah right as you go into contract. So it really has to do with, it's not so much what our timeline is, really. It comes down to what the carrier's timeline is, right? Because when we get that phone call that says, you know, hey, I'm closing in four or five days, there are some carriers that could be really competitive in that space, but they can't turn it around that quickly. They, because they already have so many files on their desks that they're trying to work through. They're not going to jump on the last minute one that just came in and push everything else they've been working on to the side typically. So as much in advance as you can is great. That being said, there's always options. I mean, I've done it before where I get notification two days before we put something together, it doesn't allow us time to go out to all of the options. Right? But it still allows you to provide some, right?

Fernando Angelucci (43:14): Yeah.

Greg Jones (43:14): And then you talk at that point of, okay, so what's the strategy after we move forward with this, you know, do we try to remarket it down the road at next renewal? Start the process earlier, et cetera.

Fernando Angelucci (43:27): That makes sense. Alright Greg, I really appreciate you coming on. Thank you for giving us the scoop in on Property Insurance and Risk Advisers. Everyone that is watching, they'll have a link to your contact information below as well as the website there, if with whatever you'd like to provide.

Greg Jones (43:50): Awesome

Fernando Angelucci (43:51): And thanks again, everybody for tuning in to What's The Deal, the real estate podcast that gives you answers. If you have any questions or if you have certain topics you'd like us to cover, feel free to comment below, and we'll get back to you as soon as possible. And that is our Thanksgiving edition of What's The Deal. Hope everybody has a safe and happy holiday.

[foreverydiamonds]

Lab Diamond Stud Earrings in Antwerp: Discover the Elegance with Forevery

Antwerp, a city renowned for its rich history in the diamond industry, remains a global hub for high-quality diamonds. In recent years, a revolutionary shift in the jewelry market has taken place with the rising popularity of lab-grown diamonds. These eco-friendly, ethically produced gems are now sought after for their beauty and sustainability. Forevery, a leader in the lab diamond market, has brought its stunning collection of lab diamond stud earrings to Antwerp, offering a modern twist on a classic piece of jewelry. This article will explore the allure of lab diamond stud earrings, their ethical benefits, and why Forevery is the go-to brand for those in Antwerp seeking the finest lab-grown diamonds.

What Are Lab Diamond Stud Earrings?

Lab diamond stud earrings are made from diamonds that are created in a laboratory rather than mined from the earth. These diamonds are identical to natural diamonds in every way, from their chemical structure to their sparkle. Using cutting-edge technology, experts simulate the natural diamond creation process in a controlled environment. This results in diamonds that are just as brilliant and durable as those found in nature, but without the environmental and ethical concerns associated with traditional mining.

Lab diamond stud earrings have become a popular choice for jewelry lovers, combining the timeless elegance of diamond studs with the peace of mind that comes from knowing your purchase is sustainable.

The Appeal of Lab Diamond Stud Earrings

Diamond stud earrings have long been a symbol of sophistication and style. Their minimalist design allows the beauty of the diamonds to take center stage, making them a versatile accessory that can be worn with both casual and formal outfits. Whether it’s a special occasion or an everyday look, diamond stud earrings add a touch of sparkle and class.

The appeal of lab diamond stud earrings is enhanced by the fact that they are both eco-friendly and affordable. Lab-grown diamonds typically cost 30-40% less than their natural counterparts, making luxury jewelry more accessible to a wider audience. At the same time, they are a responsible choice for the environmentally conscious consumer, as their production does not involve mining, which can have harmful environmental effects.

Why Choose Lab Diamond Stud Earrings from Forevery?

When it comes to lab diamond stud earrings in Antwerp, Forevery stands out as a premier provider. The brand is committed to offering only the highest quality lab-grown diamonds, meticulously crafted to ensure that each pair of earrings is a perfect blend of beauty and sustainability.

Here are a few reasons why Forevery is the ideal choice for those in Antwerp looking for lab diamond stud earrings:

1. Uncompromising Quality

Forevery ensures that every lab-grown diamond in its collection meets the highest standards of quality. Each stone is carefully selected and cut to maximize its brilliance, resulting in diamonds that are virtually indistinguishable from natural diamonds. Customers can trust that they are receiving a product that will last a lifetime, with the same sparkle and durability as mined diamonds.

2. Ethical and Eco-Friendly

For environmentally conscious consumers, Forevery’s lab diamond stud earrings offer a guilt-free way to enjoy the beauty of diamonds. Unlike traditional diamond mining, which can have significant environmental and social impacts, lab-grown diamonds are produced in a controlled setting with minimal environmental disruption. This means that when you buy lab diamond stud earrings from Forevery, you are making a responsible choice for the planet.

3. Affordability without Sacrifice

One of the main advantages of lab-grown diamonds is their affordability. Forevery offers lab diamond stud earrings at a fraction of the price of mined diamonds, without compromising on quality. This makes it possible for more people to enjoy the luxury of diamond jewelry, whether as a treat for themselves or a thoughtful gift for someone special.

4. Expert Craftsmanship

Forevery takes pride in the craftsmanship of its jewelry. Each pair of lab diamond stud earrings is made with precision and care, ensuring that the diamonds are securely set and displayed to their best advantage. Whether you prefer a classic round cut or a more modern shape, Forevery’s collection offers something for every taste.

The Future of Lab Diamond Jewelry in Antwerp

As more consumers become aware of the benefits of lab-grown diamonds, their popularity continues to grow. In Antwerp, a city synonymous with diamonds, lab diamond stud earrings are becoming a top choice for those who value both luxury and sustainability. Forevery is at the forefront of this movement, offering a stunning selection of lab-grown diamond jewelry that reflects the brand’s commitment to quality, ethics, and affordability.

Conclusion

For anyone in Antwerp looking to invest in timeless, elegant diamond jewelry, lab diamond stud earrings from Forevery are an excellent choice. These earrings offer all the beauty and sparkle of traditional diamonds, with the added benefits of being eco-friendly and more affordable. Whether you're looking for a gift or a piece to complete your personal collection, Forevery's lab-grown diamonds are sure to impress, allowing you to shine brightly while making a responsible choice for the future.

[sqinsights]

Fatty Acid Esters: Not Just Another Chemical Love Story

If the world of chemicals had a dating app, Fatty Acid Esters would undoubtedly be a hot commodity. No, seriously! Move over, conventional petroleum-based chemicals; there’s a new green sheriff in town, and it goes by the name of Fatty Acid Esters. In this chemical love story, let’s explore the ins and outs of the Global Fatty Acid Ester Market — without the unnecessary drama, of course.

Setting the Stage: The Chemistry of Fatty Acid Esters

So, what’s the buzz all about? Fatty Acid Esters are chemical compounds born out of the romantic union between fatty acids and alcohol. It’s a match made in chemical heaven, resulting in versatile compounds that find applications in a variety of industries. And guess what? These compounds are not just another chemical fling; they’re here for the long haul.

The Rise of Fatty Acid Esters

Our story begins with a modest market size of USD 2.40 million in 2021, and like a well-scripted plot, it’s set to grow at a CAGR of 4.5%, reaching a whopping USD 3.57 million by 2030. Talk about character development!

The Star Cast — Medium Chain Triglycerides Take the Lead

In the world of Fatty Acid Esters, Medium Chain Triglycerides (MCT) are the leading stars, stealing the spotlight with their exceptional solubility and high stability. Picture them as the heartthrobs of the industry, preferred in dietary supplements, keto diets, and even sport nutrition formulations. Move aside, Hollywood; MCTs are the new A-listers.

The Supporting Cast — Polyol Esters Make a Grand Entrance

While MCTs take center stage, Polyol Esters make a grand entrance as the fastest-growing segment. With lubricative properties and high-temperature stability, they’ve earned their stripes in industrial sectors like automotive and aerospace. It’s safe to say; Polyol Esters are the unsung heroes of our chemical saga.

Market Dynamics — What Drives the Plot?

Behind every successful chemical market is a set of driving forces. In the case of Fatty Acid Esters, the expanding personal care and cosmetics industry play a pivotal role. These compounds are the darlings of makeup, haircare, and skincare products, thanks to their skin-conditioning and emollient characteristics. Who knew chemicals could be so glamorous?

The Global Stage — North America Takes the Lead

In this global play, North America steals the spotlight as the largest market region. The United States, with its love for all things green and eco-conscious, embraces sustainable Fatty Acid Esters with open arms. Not far behind, the Asia-Pacific region, led by China, takes on the role of the second-largest market. It seems like Fatty Acid Esters are winning hearts across continents.

For More Information: https://www.skyquestt.com/report/fatty-acid-ester-market

The Plot Twists — Opportunities and Challenges

No love story is complete without its fair share of plot twists. The opportunities? The rising use of Fatty Acid Esters in personal care products and the global shift towards sustainable ingredients. The challenges? Stringent regulations and the unpredictable dance of fluctuating raw material prices. Ah, the drama!

The Who’s Who in the Fatty Acid Ester World

Our chemical love story wouldn’t be complete without introducing the star-studded cast of Fatty Acid Ester manufacturers. From Archer Daniels Midland Company to Cargill Inc. and Wilmar International Ltd., these market dominators bring their A-game to the competitive landscape. It’s a showdown of resources, product offerings, and global presence — may the best chemical win!

Fatty Acid Esters — The Evergreen Stars

As the curtain falls on our chemical love story, Fatty Acid Esters stand tall as the evergreen stars of the global market. From personal care products to pharmaceutical formulations, they’ve carved their niche with sustainability and versatility. It’s not just a chemical affair; it’s a long-lasting relationship with the planet’s well-being in mind.

In a world filled with chemical complexities, Fatty Acid Esters emerge as the heroes — not just in the market dynamics but also in the hearts of industries seeking greener alternatives. Who said chemicals couldn’t have a happy ending? The Fatty Acid Ester love story proves that sometimes, chemistry is all you need.

About Us-

SkyQuest Technology Group is a Global Market Intelligence, Innovation Management & Commercialization organization that connects innovation to new markets, networks & collaborators for achieving Sustainable Development Goals.

Contact Us-

SkyQuest Technology Consulting Pvt. Ltd.

1 Apache Way,

Westford,

Massachusetts 01886

USA (+1) 617–230–0741

Email- info@skyquestt.com

Website: https://www.skyquestt.com

[market-spy]

Fatty Acid Esters: Not Just Another Chemical Love Story

If the world of chemicals had a dating app, Fatty Acid Esters would undoubtedly be a hot commodity. No, seriously! Move over, conventional petroleum-based chemicals; there’s a new green sheriff in town, and it goes by the name of Fatty Acid Esters. In this chemical love story, let’s explore the ins and outs of the Global Fatty Acid Ester Market — without the unnecessary drama, of course.

Setting the Stage: The Chemistry of Fatty Acid Esters

So, what’s the buzz all about? Fatty Acid Esters are chemical compounds born out of the romantic union between fatty acids and alcohol. It’s a match made in chemical heaven, resulting in versatile compounds that find applications in a variety of industries. And guess what? These compounds are not just another chemical fling; they’re here for the long haul.

The Rise of Fatty Acid Esters

Our story begins with a modest market size of USD 2.40 million in 2021, and like a well-scripted plot, it’s set to grow at a CAGR of 4.5%, reaching a whopping USD 3.57 million by 2030. Talk about character development!

The Star Cast — Medium Chain Triglycerides Take the Lead

In the world of Fatty Acid Esters, Medium Chain Triglycerides (MCT) are the leading stars, stealing the spotlight with their exceptional solubility and high stability. Picture them as the heartthrobs of the industry, preferred in dietary supplements, keto diets, and even sport nutrition formulations. Move aside, Hollywood; MCTs are the new A-listers.

The Supporting Cast — Polyol Esters Make a Grand Entrance

While MCTs take center stage, Polyol Esters make a grand entrance as the fastest-growing segment. With lubricative properties and high-temperature stability, they’ve earned their stripes in industrial sectors like automotive and aerospace. It’s safe to say; Polyol Esters are the unsung heroes of our chemical saga.

Market Dynamics — What Drives the Plot?

Behind every successful chemical market is a set of driving forces. In the case of Fatty Acid Esters, the expanding personal care and cosmetics industry play a pivotal role. These compounds are the darlings of makeup, haircare, and skincare products, thanks to their skin-conditioning and emollient characteristics. Who knew chemicals could be so glamorous?

The Global Stage — North America Takes the Lead

In this global play, North America steals the spotlight as the largest market region. The United States, with its love for all things green and eco-conscious, embraces sustainable Fatty Acid Esters with open arms. Not far behind, the Asia-Pacific region, led by China, takes on the role of the second-largest market. It seems like Fatty Acid Esters are winning hearts across continents.

For More Information: https://www.skyquestt.com/report/fatty-acid-ester-market

The Plot Twists — Opportunities and Challenges

No love story is complete without its fair share of plot twists. The opportunities? The rising use of Fatty Acid Esters in personal care products and the global shift towards sustainable ingredients. The challenges? Stringent regulations and the unpredictable dance of fluctuating raw material prices. Ah, the drama!

The Who’s Who in the Fatty Acid Ester World

Our chemical love story wouldn’t be complete without introducing the star-studded cast of Fatty Acid Ester manufacturers. From Archer Daniels Midland Company to Cargill Inc. and Wilmar International Ltd., these market dominators bring their A-game to the competitive landscape. It’s a showdown of resources, product offerings, and global presence — may the best chemical win!

Fatty Acid Esters — The Evergreen Stars

As the curtain falls on our chemical love story, Fatty Acid Esters stand tall as the evergreen stars of the global market. From personal care products to pharmaceutical formulations, they’ve carved their niche with sustainability and versatility. It’s not just a chemical affair; it’s a long-lasting relationship with the planet’s well-being in mind.

In a world filled with chemical complexities, Fatty Acid Esters emerge as the heroes — not just in the market dynamics but also in the hearts of industries seeking greener alternatives. Who said chemicals couldn’t have a happy ending? The Fatty Acid Ester love story proves that sometimes, chemistry is all you need.

About Us-

SkyQuest Technology Group is a Global Market Intelligence, Innovation Management & Commercialization organization that connects innovation to new markets, networks & collaborators for achieving Sustainable Development Goals.

Contact Us-

SkyQuest Technology Consulting Pvt. Ltd.

1 Apache Way,

Westford,

Massachusetts 01886

USA (+1) 617–230–0741

Email- info@skyquestt.com

Website: https://www.skyquestt.com

[latestanalysis]

Global Vacuum Pressure Sensors Market Share, Size , Swot Analysis, Segmentation, Application, Technology, Trends and Growth Opportunities Forecast till 2027

Global Vacuum Pressure Sensors Market

The vacuum pressure sensors are defined as the devices which used to measure vacuum pressure and atmospheric pressure. These devices are primarily used to detect and check leakages in the various end use industries. The increase in demand for these sensors from automotive and healthcare sector which expected to fuel the market global vacuum sensors market growth.

Market Drivers

The rise in demand for vacuum pressure sensors in the chemical industry is the key driving factor which expected to boost the global vacuum pressure sensors market growth. These sensors are used to calculate the quantity of petrochemical, chemical and gas present in a tank. Also, it is used to detect any leakages in chemical plants. Furthermore, the growing demand from various end use industries such as oil and gas, aviation, and marine will significantly drive the market growth. Moreover, the capacitive technology vacuum pressure sensors segment is predicted to gain substantial market share over the forecast period due to the wide range applications of capacitive vacuum sensors in motion sensing, and position sensing application.

Get Sample Copy of this Report @ https://qualiketresearch.com/request-sample/Vacuum-Pressure-Sensors-Market/request-sample

Market Restraints

High cost associated with vacuum pressure sensors is the main restraining factor which expected to hamper the global vacuum pressure sensors market growth over the forecast period.

Market Segmentation

The Global Vacuum Pressure Sensors Market is segmented into output type such as Analog Type, Basic Type, Amplified Type, and Digital Type, by mounting style such as Screw Style, Stud Mounts, SMD/SMT, and Through Hole, by technology such as Vibrating Elements, Electromagnetic, Capacitive, Piezoresistive, and Others. Further, market is segmented into end user such as Oil & Gas, Chemicals, Automotive, Electron Microscopes, Mechanical Vacuum Pumps, Metallurgy, and Others.

Also, the Global Vacuum Pressure Sensors Market is segmented into five regions such as North America, Latin America, Europe, Asia Pacific, and Middle East & Africa.

Market Key Players

Various key players are discussed in this report such as ABB, Honeywell, Emerson, NXP Semiconductors, Nidec Corporation, Melexis, Sens4 A/S, Sensata Technologies, Amphenol, etc.

Market Taxonomy

By Output Type

· Analog Type

· Basic Type

· Amplified Type

· Digital Type

By Mounting Style

· Screw Style

· Stud Mounts

· SMD/SMT

· Through Hole

By Technology

· Vibrating Elements

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· Metallurgy

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· North America

· Latin America

· Europe

· Asia Pacific

· Middle East & Africa

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[basicchemicals]

Eyeliner Market Share by Product Type (Necklaces & Chains, Earrings, Rings, Cufflinks & Studs, Bracelets, and Others)

Market Overview

After carefully analyzing the current trends, MRFR states that the global eyeliner market is on its way to become a highly profitable venture in the coming years owing to the increasing use of eyeliners. Also, continuous technological advancements and innovations supporting the manufacturing of a broad range of eyeliners worldwide will be instrumental in the strong market growth. Product innovation and developments are the significant factors contributing to the growth of eyeliner market across the globe. In addition, growing number of people across developed regions are actively opting for organic cosmetics on account of the growing consumer awareness regarding the adverse effects of chemical or synthetic products. This will result to an increased demand for organic eyeliner in the coming years.

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Competitive Landscape

Marie Dalgar (China), Flamingo Beauty Supply (US), Iredale Mineral Cosmetics, Ltd. (US), Sisley Paris (France), Christian Dior SE (France), Jordana Cosmetics Corporation (U.S.), Markwins International Corp. (US), Chanel S.A. (France), The Estée Lauder Companies Inc. (US), Mary Kay Inc. (US), L’Oréal S.A (France), Shiseido Co. Ltd (Japan), Kazi Lan Carslan (China), LG Household & Health Care Ltd. (South Korea), AmorePacific Corporation (South Korea), and Kao Corporation (Japan) are some of the leading companies making a mark in the global eyeliner market

Market Segmentation

Based on type, the global eyeliner market is segmented into liquid, gel/cream, kohl and others. Out of these, the liquid segment dominated the market with the largest share of 39.13% in 2017. The segment will see further expansion during the forecast period at a CAGR of 5.24%, whereas the gel/cream segment is expected to surge at the highest growth rate of 5.58% from 2018 to 2028. The strong presence of the liquid eyeliner market is the result of its elevated demand owing to its benefits like minimal clumping, bold colors, availability of waterproof variants, and easy removal. These are also smudge-proof, which further augments its demand among consumers looking for eye makeup products for a longer duration.

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Regional Analysis

MRFR analyzes the current trends in the global eyeliner market across the key regions of Europe, Asia Pacific, South America, North America and the Middle East & Africa. Globally, Europe has been the leading regional market with the share of 30.24% in 2017. It is poised to surge at a CAGR of 4.95% during the review period. The growth of the eyeliner market is attributed to various factors. Improvements in current lifestyles are majorly affecting the growth of the Europe eyeliner market. Consumers have now become conscious regarding the use of cosmetics in daily life, which is escalating the sales of eyeliner in European countries. Key players in the eyeliner market are focused on increasing the production capacity owing to the high demand for the product. Moreover, manufacturers are focusing on collaborating with e-commerce companies to enhance their overall sales.

NOTE: Our Team of Researchers are Studying Covid19 and its Impact on Various Industry Verticals and wherever required we will be considering Covid19 Footprints for Better Analysis of Market and Industries. Cordially get in Touch for More Details.

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At Market Research Future (MRFR), we enable our customers to unravel the complexity of various industries through our Cooked Research Report (CRR), Half-Cooked Research Reports (HCRR), Raw Research Reports (3R), Continuous-Feed Research (CFR), and Market Research & Consulting Services.

MRFR team have supreme objective to provide the optimum quality market research and intelligence services to our clients. Our market research studies by products, services, technologies, applications, end users, and market players for global, regional, and country level market segments, enable our clients to see more, know more, and do more, which help to answer all their most important questions.

In order to stay updated with technology and work process of the industry, MRFR often plans & conducts meet with the industry experts and industrial visits for its research analyst members.

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[lunarr-rrose]

Case Study #2 - Waterfalls Structure Explanation

Fernando Angelucci was asked a question about what a waterfalls structure is when it comes to investors and investing. 

This is very interesting and it aligns the actions of all parties in the same direction. Both the theory and application of this structure are discussed in this video so you can understand and possibly use it for your own deals as well.

Fernando O. Angelucci is Founder and President of Titan Wealth Group. He also leads the firm’s finance and acquisitions departments. Fernando Angelucci and Steven Wear founded Titan Wealth Group in 2015, and under his leadership, the firm’s revenue has grown over 100% year over year. Today, 

Find out more at

https://www.TheStorageStud.com http://titanwealthgroup.com/

Titan Wealth Group operates nationwide sourcing off market investment properties for Titan Wealth Group’s acquisition as well as servicing a network of thousands of active real estate investors world wide. Prior to founding Titan Wealth Group, Fernando worked for Dow Chemical, a Fortune 50 company, rolling out a flagship product estimated to gross $1B in global revenues. 

With an engineering background, Fernando is able to approach real estate investing with a keen analytical mindset that allows Titan Wealth Group to identify opportunities and project accurate pictures of future performance. 

Fernando graduated from the University of Illinois at Urbana-Champaign with a B.A. degree in Technical Systems Management.

Titan Wealth Group was founded in 2015 with the vision of gathering individual investors that have the means to invest but lack either the time to find high-yield investment opportunities or the access to these off-market deals. All too often, founders Fernando Angelucci & Steven Wear came across investors who had deployed their capital only to regret the lack of consistency or degree of returns their investments were producing. In response, Titan Wealth Group provides access to highly-vetted real estate secured investments and off-market acquisition opportunities primarily in the Greater Chicago MSA. Today, Titan Wealth Group not only assists individual investors but has grown to support the acquisition goals and capital deployment of investment groups, private equity firms, and real estate investment trusts (REITs).

As a facilitator of wealth growth, Titan Wealth Group believes that success is not limited to the sum of our efforts and is infinite with what can be accomplished through partnership. 

#SelfStorage #RealEstateInvesting #AlternativeFunds ------------------------------------------------------------------------------ I was just asked a question on, What a Waterfalls Structure is for investors investing in a real estate project or in a syndication. Waterfalls Structure is very interesting and it really aligns the actions of all parties to be moving in the same direction. So here's how a Waterfalls Structure works. Let's say an investor will invest money into a deal. Let's say a hundred thousand dollars into a deal. How the Waterfalls Structure will be set up is usually there's, what's called a preferred return. And then there's an equity split on the backend. So this investor is actually an owner in the property in this Waterfalls Structure. It's not really interest paid. So for example, just use rough numbers. Let's say that there is a deal that investor wants to participate, and he wants to put a hundred thousand dollars into that deal. And the Waterfalls Structure is a 6% preferred return with a 50/50 ownership split on the back end. Now that 6% preferred return or that 6% "pref" as it's known in the industry, what that means is that the investor will get all of his money back plus a 6% return on top of it before any type of split happens where the sponsoring party or the syndicators make any money. So what will happen is, in our previous example, that investor will get his entire hundred thousand dollars back. Then he'll get an additional $6,000 on top of that before the sponsor, let's say in this situation is me, even sees a penny of any of the returns. Then once he gets that $106,000 back then the 50/50 split starts. And I will get 50% of the profit. And then the investor will get 50% of the profit, but that I won't see a dime until that investor gets his preferred return. And the reason it's called the preferred return is because he will get that money back before the ownership splits are taken into account. So that's a very basic Waterfalls Structure. You can get very creative with this. It's really up to the imagination on how you structure these. There can be hurdles if you will. Some of these hurdles will say, okay, you know, the investor gets a 6% preferred return. So he's getting a hundred percent of the income. And then once he gets to that 60% preferred return, then it's 75% to him, 25% to the sponsor. And then once he gets up to a 9% return, then it's a 50% split to him and a 50% split to the investor or the syndicator. And then say, once he gets up to a 15% preferred return or 50% return on the investment, then it goes to 25% of the income will go to the investor. And then the other 75% will come to the syndicator. So the reason why these hurdles are put in place is to really align the syndicator's efforts to get paid, only once his investors get paid. This is a really good structure that a lot of syndicators will use. And the higher you go in the syndication levels, the more sophistication, the bigger groups you're dealing with, maybe like private equity funds or hedge funds, the more complicated and more moving parts there will be in these waterfall structures. I'm someone that likes to keep it simple. I love the "KISS" method. The K I S S. Keep It Simple Stupid method, you know, cause it confuse mind to always says no. So I like to just say, Hey, you'll make 6%. And then after your 6% is made, then we split the profits on the back end or whatever it is. Just to make it easier to wrap the mind around instead of having to dig through all these Excel models. So if you'd like to learn more about Waterfalls Structures or syndications, feel free to drop me a line. My name's Fernando Angelucci, and I'm The Storage Stud. You can find more information on our website at www.TheStorageStud.com

[delightfulconnoisseurgentlemen]

Global Chemical Studs Market Insights, Key Players, Growth and Forecast to 2026

" The global Chemical Studs market report documented by Reporthive.com signifies offering a coordinated and orderly methodology for the major aspects that have influenced the market in the past and the upcoming market outlook that organizations can rely on before investing. It provides a reasonable review of the market for better decision making and better valuation in order to devote resources to it. The report analyzes elements and a comprehensive detailed perspective of the major players that are likely to add to the demand in the global Chemical Studs market in the coming years. Important players working in the market are  MKT FASTENING LLC Powers Fasteners HALFEN Sika Hilti Simpson Strong Tie FIXDEX Fastening Henkel ITW Fischer Chemfix Products Ltd Mungo RAWLPLUG XuPu Fasteners Saidong  >>> FREE Report Sample of Chemical Studs Market Report 2021-2026 for Better Understanding @   The market report further gives a point assessment of the techniques and action plans executed by players and companies to contribute to the global growth of the Chemical Studs market. Some of the most notable steps organizations are taking are partnerships, mergers and acquisitions, and collaborations to expand their global reach. The players also introduce new varieties of products to the market to improve the product portfolio by adopting the new innovation and implementing it in their business. The global Chemical Studs market report uses various methods to examine the market data and present it in an organized way to the readers. It provides the market study on various segmentations based on aspects such as region, end user, application, types, and other significant categories. It further provides a detailed report on the major sub-segment of each of them. Impact of COVID-19: Since the pandemic has negatively affected almost every market in the world, it has become even more important to analyze the market situation before investing. Thus, the report includes a separate section of all the data influencing the growth of the market. Analysts also suggest measures that may lift the market after the fall, thereby improving the current situation. This comprehensive report will provide: > Improve your strategic decision making > Help with your research, presentations and business plans > Show which emerging markets to focus on > Increase your knowledge of the industry > Keep you abreast of crucial market developments > Allow you to develop enlightened growth strategies > Develop your technical knowledge > Illustrate the trends to be exploited > Strengthen your analysis of competitors > Provide risk analysis, help you avoid pitfalls that other companies might make > Ultimately, helping you maximize the profitability of your business. By types: Injectable Adhensive Anchors Capsule Adhensive Anchors By applications: Architecture Highway Bridge Geographic market analysis: The report provides information about the market area, which is further subdivided into sub-regions and countries. Besides the market share in each country and sub-region, this chapter of this report also provides information on the profit possibilities. This chapter of the report mentions the market share and growth rate of each region, country and sub-region during the estimated period. - North America (USA, Canada) - Europe (Germany, France, United Kingdom, Italy, Russia, Spain, Netherlands, Switzerland, Belgium) - Asia-Pacific (China, Japan, Korea, India, Australia, Indonesia, Thailand, Philippines, Vietnam) - Middle East and Africa (Turkey, Saudi Arabia, United Arab Emirates, South Africa, Israel, Egypt, Nigeria) - Latin America (Brazil, Mexico, Argentina, Colombia, Chile, Peru). Range of customizations available: 1. Bifurcation of data at country level in terms of Type and application for one or more specific countries. 2. Expansion of scope and data forecast to 2026 3. Company market share for specific country / countries and regions 4. Personalized Reporting Framework for Go-to-Market Strategy 5. Custom reporting framework for mergers and acquisitions and partnerships / JVS Feasibility 6. Customized report framework for the Launch and / or Expansion of new Products / Services 7. Detailed report and Deck for any specific company operating in the Chemical Studs market 8. All other miscellaneous requirements with feasibility analysis

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TOC Highlights: Chapter 1. Introduction: The Chemical Studs research work report covers a concise introduction to the global market. This segment provides assessments of key participants, a review of Chemical Studs industry, outlook across key areas, financial services, and various difficulties faced by Chemical Studs Market. This section depends on the Scope of the Study and Report Guidance. Chapter 2. Outstanding Report Scope: This is the second most significant chapter, which covers market segmentation along with a definition of Chemical Studs. It characterizes the whole scope of the Chemical Studs report and the various features it is describing. Chapter 3. Market Dynamics and Key Indicators: This chapter incorporates key elements focusing on drivers [Includes Globally Growing Chemical Studs frequency and Increasing Investments in Chemical Studs], Key Market Restraints[High Cost of Chemical Studs], opportunities [Arising Markets in Developing Countries] and introduced in detail the arising trends [Consistent Innovate of New Screening Products] development difficulties, and influence factors shared in this latest report. Chapter 4. Type Segments: This Chemical Studs market report shows the market development for different kinds of products showcased by the most far-reaching organizations. Chapter 5. Application Segments: The analysts who composed the report have completely assessed the market capability of key applications and perceived future freedoms. Chapter 6. Geographic Analysis: Each provincial market is deliberately examined to understand its current and future development, improvement, and request situations for this market. Chapter 7. Impact of COVID-19 Pandemic on Global Chemical Studs Market: 7.1 North America: Insight On COVID-19 Impact Study 2021-2026 7.2 Europe: Serves Complete Insight On COVID-19 Impact Study 2021-2026 7.3 Asia-Pacific: Potential Impact of COVID-19 (2021-2026) 7.4 Rest of the World: Impact Assessment of COVID-19 Pandemic Chapter 8. Manufacturing Profiles: The significant players in the Chemical Studs market are definite in the report based on their market size, market served, products, applications, regional development, and other variables. Chapter 9. Estimating Analysis: This chapter gives price point analysis by region and different forecasts. Chapter 10. North America Chemical Studs Market Analysis: This chapter includes an appraisal on Chemical Studs product sales across major countries of the United States and Canada along with a detailed segmental viewpoint across these countries for the forecasted period 2021-2026. Chapter 11. Latin America Chemical Studs Market Analysis: Significant countries of Brazil, Chile, Peru, Argentina, and Mexico are assessed apropos to the appropriation of Chemical Studs. Chapter 12. Europe Chemical Studs Market Analysis: Market Analysis of Chemical Studs report remembers insights on supply-demand and sales revenue of Chemical Studs across Germany, France, United Kingdom, Spain, BENELUX, Nordic, and Italy. Chapter 13. Asia Pacific Excluding Japan (APEJ) Chemical Studs Market Analysis: Countries of Greater China, ASEAN, India, and Australia & New Zealand are assessed, and sales evaluation of Chemical Studs in these countries is covered. Chapter 14. Middle East and Africa (MEA) Chemical Studs Market Analysis: This chapter centers around Chemical Studs market scenario across GCC countries, Israel, South Africa, and Turkey. Chapter 15. Research Methodology The research procedure chapter includes the accompanying primary realities, 15.1 Coverage 15.2 Secondary Research 15.3 Primary Research Chapter 16. Conclusion >> [With unrivaled insights into the Chemical Studs market, our industry research will help you take your Chemical Studs business to new heights.] <<

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