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[welcome-to-green-hills]

4,600 sounds too much for an apartment. How the hell would maddie and tom been able to afford that.

Hello, friend! 🤩🖐

I know that this sounds a bit strange, but that’s about right for a monthly cost in San Francisco. $4,600 USA Dollars per month for a two bedroom apartment, 1.5 bath, and 750-1,000sq foot apartment seems to be the median range for pricing.

Now, apartment/flats are very hard to come by in the San Francisco, California area. San Francisco has very limited space for a family—or a single person—to buy. It’s always very hard to find one, it would be like finding an apartment (or even a row-house or a studio flat) in Manhattan or in London, both places are very limited on living space due to having to fit within a city. In an apartment, you are given the fees for items, such as gas and water, electricity, access to a pool/gym if the complex provides it, the cost for them to take your trash and compose it, repairs, office space if that’s provided as well, location, and other benefits/essentials provided. There’s also a down payment that needs to be paid first, then you get a monthly bill.

We also need to take into consideration of how much each person gets paid per job. Supposedly, there’s an “equal pay” in America, but you and I both know, that’s not true. ((Source)).

As of today, September 2nd, 2020:

A Caucasian woman makes $0.79 to the Caucasian male equivalent of a $1.00

A man of color makes $0.70 to the Caucasian male equivalent of a $1.00

A woman of color makes $0.63 to the Caucasian male equivalent of a $1.00

Unfortunately, not everyone gets the accurate amount of pay. It does not matter the experience, nor years in field, everyone does not get the pay that they deserve. This is not okay. I have no problem talking about American economics and pay here. If you think this is wrong, challenge me. I have no problem providing facts and data to my arguments.

Anyways, we don’t know how long Maddie has been a veterinarian. We just know that Maddie is a well-respected vet in Green Hills. The same logic applies for Tom. The years spent for Tom’s job as a sheriff is undetermined. There isn’t an age, for the two of them to get a rough idea of it. We just know that they’ve had their careers for a while. We can factor out the “starting career salary” for both of them. For the sake of this argument, we will also make the problem solving here generic pay—one where there isn’t that disgusting division in pay.

A vet in Montana makes about $76,000 USA dollars a year with the work that they do. That’s a lot for a small town in the mountains... then again, there are lots of farm animals and horses are always in need of attention. If Maddie were to get a job in San Francisco, she’s make about $10,000 more than that annually. A monthly paycheck would be between $7,000 to $8,000. She could afford the apartment and the luxury’s, as well as other expenses that she would like to have, such as Internet and cellphone services. ((Source)).

A sheriff deputy in Montana makes about $45,000 USA Dollars annually. With the town that The Wachowski’s live in, it might be a tad less. Not a lot, but a small change. If Tom were to get his dream job in San Francisco, he’d take home a $10,000 raise like Maddie did. Figuring in monthly costs for Tom’s job, Tom would be scrapping but. His monthly income would barely be $4,700 USA Dollars. He would just be able to afford rent, no luxuries and no dining out with friends. ((Source)).

With this in mind, the two would have to pay the rent together in San Francisco. They could afford it together with their combined incomes, yes, but Maddie would be the main provider if the two really wanted to stay in that apartment. We don’t even know if they would keep their own vehicles if they moved to San Francisco, they might just want to public transportation instead of worrying about that being added to their monthly bills.

I know that this sounds like scary adult stuff... and lots of math. (Stupid math, I don’t like math). However, the short answer is that they could afford it, but they’d have several changes in their lifestyle, and even more if Sonic went to live with the two in San Francisco.

[asphaltpavingpal]

The History of the Bike Lane

The fight to get road space for cyclists began with building pavement outside of cities. More recently, designated bike lanes prove to be safest.

 Bicycling is, unfortunately, the source of contentiousness insofar as who gets to use the roads. For some reason, motorists resent human-powered two-wheelers as much as the cyclists are none too pleased with close brush-bys or worse from cars, trucks, and buses.

 This is as true today – even as cities install bike lanes – as it was in the 19th century when bicycles were first invented.

 Over this time, virtually all forms of transportation (horses, bikes, cars, trucks and now scooters) had surprising advocates and adversaries.

 When the first bicycle with pedals was patented, in 1866, pavement was pretty rare. Macadam asphalt, invented in the 1820s, was not widespread, nor was asphalt contractors. Urban areas had their cobblestones and, sometimes, wood block pavers, but bicyclists wanted to go out into the country where rutted mud roads were the best they could expect. No concrete or asphalt was to be found where the best scenery was.

 As it was, bicycles preceded motorcars by several decades. It helped that the first bicycle enthusiasts were well-to-do. So they organized. Local groups formed, pressing for public access in cities (police otherwise forced them off streets), which evolved into a national coalition known as the League of American Wheelmen (LAW). Among its membership at the turn of the century (1900) were John Jacob Astor and John D. Rockefeller.

 This organization exists today under the gender-neutral name, League of American Bicyclists (LAB), and operates with a $2 million budget and 14 staffers. LAB is part of a larger coalition known as PeopleForBikes, which lobbies for bike lanes.

 Going back to bicycling’s origins, a surprising partnership the bicyclists were able to forge in pushing for better roads was with farmers. The agricultural community initially read bicycling as a worthless hobby, a dalliance outside their interests. But when the two-wheel enthusiasts demonstrated that better roads for bikes meant better roads for loaded wagons of hay and corn, the farmers realized that pavement improved their economics: fewer horses were needed and faster transport meant less time required getting to markets. Together, they lobbied Congress to create the Office of Road Inquiry, which ultimately became the Federal Highway Administration.

 Still, the need for dedicated bike lanes was recognized even in the 1890s, when Brooklyn’s (New York City) Ocean Parkway was built, a 5.5-mile bikes-only track that terminated at Coney Island. This led to a “sidepath” movement a few years later, which would have created protected bike lanes on all major streets nationwide; alas funding never materialized for it. By 1908 the affordability of the Ford Model T sank the bike movement for decades. It wasn’t until 1967 that Davis, California installed what was America’s first painted bike lanes, copying what was more commonplace in Europe.

 In 1968, the Vienna Convention on Road Traffic recognized bicycles as vehicles, a definition that led to much more global acceptance of bikes and bike infrastructure. By 1999, the American Association of State Highway and Transportation Officials (AASHTO) issued its first guidelines for creating bike-friendly streets. Six years later, researchers at the University of Texas/Austin identified how painting bike lanes on streets ensures greater safety; a few years later, research in Montreal identified that protected bike lanes (with physical separations from car lanes) reduce the risk of injury even further. By that time New York City was systematically installing protected bike lanes. When an entire lane in Brooklyn was removed from car usage and dedicated to bicycles, weekday bike commuting tripled.

 According to the PeopleForBikes website, the most recent figures reflect 550 miles of protected bike lanes in 124 cities in the US. While there are many more miles of painted bike lanes, which lack barriers and bollards for protection, the protected lanes are found to significantly increase safety and, as a result, overall use.

  None of this would be of worth, of course, if the roads were rough, rutted, and potholed. Asphalt and concrete pavement is essential to safe biking – as bicyclists knew well over 100 years ago.

[themoneybuff-blog]

Join me in Portugal for a one-week chautauqua about money and life!

In 2013, I traveled to Ecuador for a sort of experiment. Host Cheryl Reed and mastermind Jim (J.L.) Collins had organized a chautauqua, a gathering of two dozen folks who wanted to discuss financial independence, early retirement, and finding purpose. My pal Pete Adeney (better known as Mr. Money Mustache) and I joined Jim and Cheryl as presenters. We spent a week at a centuries-old hacienda talking about money and life.

That first chautauqua was awesome not only for the attendee but for us presenters as well. To this day, those of us who attended that first chautauqua go out of our way to see each other as we travel the U.S. When I did my short tour of the Southeast last spring, for instance, I stopped in Kentucky to watch horse races with Amy, whom I met at that first event in Ecuador. Here we are at Keeneland:

In 2014, I returned to Ecuador to present at my second chautauqua. This time, my co-presenter was David Cain, the deep thinker behind Raptitude. (If you've never read it, Raptitude is perhaps the best blog on the internet. It's all about getting better at being human.) In 2016, David and I returned for yet another Ecuador chautauqua. This time, we were joined by Leo Babauta from Zen Habits. Once again, the experience was incredible. This group bonded as a family warts and all more than any chautauqua before or since. We bonded so much, in fact, that most of us came together for a reunion in Salt Lake City this past November. We have an ongoing group video chat where we're in constant communication, and we hope to get together often in the future.

Chautauqua 2019 As you might have guessed, all of this is prelude to an announcement: I'm pleased to report that I'll be returning as a speaker for Chautauqua 2019. From September 28th to October 5th, I'll be in Portugal's Douro Valley presenting on leading a purpose-filled life. It's not just me, of course. Other presenters include founder Jim Collins, Kristy and Bryce from Millennial Revolution, and Alan Donegan, founder of PopUp Business School. And it's not just this week. There are three additional European chautauqua to choose form this year. For new readers, this whole idea might seem a little strange. A bunch of people get together in a foreign country to talk about money? Are the speakers selling time shares? Is this some sort of scam? No, it's not a scam. No, we're not selling time shares. No, this isn't some ploy to get blog readers to pay for fancy vacations. These events are just what I've said: A chance for like-minded folks to get together to explore financial independence, early retirement, and living with purpose. Here's how the chautauquas work: After you register and pay for your ticket, you're responsible for booking your transportation to and from the destination city. Everything else is included in the price of the ticket.When the time arrives, you'll gather with 25-30 other attendees at whichever incredible venue you've selected.For an entire week, we attendees and presenters live together as a family. We eat, sleep, think, and party together. We attend off-site adventures together. Most of all, we talk about money together.During the week, each presenter will share a two- to three-hour talk. (Mine will be on finding purpose and happiness, of course.) Attendees also get an hour-long meeting with one of the presenters. To my mind and I suspect past attendees would back me up the real value in the chautauqua isn't the speakers. The speakers are great, don't get me wrong, but the true treasure here is the relationships you build with other attendees. In our day-to-day lives, it can be tough to find people who relate to our dreams of early retirement and financial independence. At the chautauquas, those dreams are the norm. (Here's the story of one reluctant attendee's experience.) If this sounds like something you'd be interested in, you should book your chautauqua ticket now, whether it's to join me in Portugal or to attend any of the other gatherings. I say this because tickets were announced a few days ago and they're already selling out. (In fact, there are only a handful of tickets left for Portugal!) Update: I just got word that both weeks in Portugal have sold out and that the two U.K. chautauquas are selling briskly. [embedded content] Note: If you don't want to hang out with me and/or my week is sold out, consider the U.K. chautauquas in June. Each event features Jim Collins, those Canadian kids from Millennial Revolution, and the debonair Alan Donegan. The first week (June 8th to June 15th) includes my buddy Carl from 1500 Days (and his dinosaur sidekicks). The second week includes Jillian from Montana Money Adventure, who is perhaps the nicest person on Earth. Other Events of Interest I'd be remiss if I didn't point out related events for those who are unable (or unwilling) to attend a European chautauqua. First up, this year's chautauqua in Ecuador which is now a wholly different beast than the European chautauqua events runs from November 2nd to 9th and features Vicki Robin (Your Money or Your Life), Paula Pant (Afford Anything), and Tanja Hester (Our Next Life). Last I heard, there were only a few tickets left.Although it's not official, Mr. Money Mustache and I have been kicking around the idea of hosting a chautauqua in Ecuador in 2020 possibly with David Cain from Raptitude. It's unlikely we'll make a decision for many months yet, but keep it in mind.Finally, don't overlook the weekend-long Camp FI and Camp Mustache events held across the United States and Canada. These retreats are larger than the chautauquas (50-80 people attend) and much more casual. They're also much cheaper. I've been to several in the past two years. This year, I'll be presenting at Camp FI: Southwest from October 11th to October 14th. Come join me in Joshua Tree, California! I'll also be attending Fincon in Washington D.C. in early September. Plus, as always, I'm happy to meet readers for beer or coffee when they're passing through Portland. I do this a couple of times each month and it's always fun. If you're in town and want to chat, let me know!

Author: J.D. Roth In 2006, J.D. founded Get Rich Slowly to document his quest to get out of debt. Over time, he learned how to save and how to invest. Today, he's managed to reach early retirement! He wants to help you master your money and your life. No scams. No gimmicks. Just smart money advice to help you reach your goals. https://www.getrichslowly.org/fi-chautauqua-2019-announcement/

[biofunmy]

Utah event celebrates Transcontinental Railroad anniversary

Music, bells and cannon fire rang out Friday at a remote spot in the Utah desert where the final spikes of the Transcontinental Railroad were hammered 150 years ago, uniting a nation long separated by vast expanses of desert, mountains and forests and fresh off the Civil War.

An estimated 20,000 people swarmed to the celebration at Golden Spike National Historic Park northwest of Salt Lake City — the signature event of several days of festivities marking the railroad’s anniversary. Visitors came from as far as China, many decked out in old-fashioned dresses, top hats, bonnets and scarves.

The 1869 completion of the 1,800-mile (2,900 kilometer) rail line shortened cross-county travel from as long as six months in wagons and stagecoaches to about 10 days on the rails and served as a unifying moment for the nation. It became a pivotal moment in United States history that dramatically changed how people traveled and did business.

“It psychologically and symbolically bound the country,” said Brad Westwood, Utah’s senior public historian.

Interior Secretary David Bernhardt marveled at how engineering, courage and risk-taking came together to make it possible.

“The story of this site says so much about our country,” Bernhardt said at the event, which included a reenactment of an iconic “champagne toast” photo of railroad workers perched atop facing stream locomotives giving cheers to the epic feat. “The joining of the two rail lines created a new sense of connectedness that helped form a common national identity.”

The festivities featured many moments and remarks that highlighted the vital contribution of the Chinese workers who put in long hours in brutal conditions and haven’t always received their proper due throughout history.

The ceremony started with a Chinese “lion dance,” and the first speaker was Chinese historian Connie Young Yu. She lamented that descendants of Chinese workers were hardly a part of the 100th anniversary celebration in 1969.

“Today we take this opportunity at the 150th to reclaim our place in history,” Young Yu said. “To honor the courage, fortitude and sacrifice of the Chinese railroad workers and their legacy in America.”

U.S. Transportation Secretary Elaine Chao commended the estimated 12,000 Chinese workers who “risked everything” to build what she called “one of the greatest infrastructure projects” in U.S. history that unleashed explosive economic growth.

Freeman Lee came from his home in Sacramento, California, to “feel the presence” of his great-grandfather, who was among the Chinese workers who helped build the railroad. He proudly pointed out a page dedicated to his great-grandfather in a souvenir magazine for the event.

“It’s long overdue,” Lee said about the recognition.

Bill Hanmer drove with his wife from their Middletown, Virginia, home to check off a bucket list item. The 73-year-old pilot and train enthusiast said he desperately wanted to attend the 100th anniversary event but couldn’t afford it.

The couple woke up before dawn to be at the site by 6 a.m. to avoid getting stuck in long lines of cars that stretched for miles on a two-lane country highway that was the only way in and out.

“I’ve been waiting for 50 years to come back,” Hanmer said. “It’s a special event. It was a history-changing event.”

The laying of the final rails in 1869 triggered a famous telegraph that set off celebrations around the nation: “The last rail is laid. The last spike is driven. The Pacific railroad is completed. The point of junction is 1,086 miles west of the Missouri River and 690 miles east of Sacramento City.”

The bells at Philadelphia’s Independence Hall rang in celebration, a hundred guns were fired in New York, and American flags were hung in cities across the nation.

The golden spike included an inscription: “May God continue the unity of our country as this railroad unites the two great oceans of the world.”

The railroad was built using horses, oxen, hand carts, wagons and the “brawn” of mostly Irish immigrants working on the Union Pacific portion that came from the East and mostly Chinese workers on the Central Pacific part that came from the West, said Westwood, the public historian. They worked day and night and risked their lives blasting through rocks and shoveling snow on frigid mountain peaks.

Westwood said the railroad was built by the “most discriminated and least appreciated people in America.”

The epic construction project had a dark side, leading to the near annihilation of the bison, eventual loss of land for Native American tribes and the deaths of several hundred railroad workers, he added.

“It was a grand engineering feat,” Westwood said. “It was a grand gesture to bind the nation after the Civil War, but it was also a story of human capital and what it took.”

Sahred From Source link Travel

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[mylovingbouquetearthquakewo-blog]

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I live in Illinois, and I work for the UI, but im not sure if I can add my grandmother on my insurance...So Im trying to find somewhere that will take senior citizens, but something i ...show more""

Car insurance?

i have a license and live in CT and i have a question about insurance the web page says the vehicles should be insured. my dad and mom have insurance for their them but i dont so i dont have to get insurance because the vehicle is insured? or everyone should have insurance who drives on the road?

Cheapest car insurance for new drivers?

Co-op seem to be the cheapest i can find at the moment, i am going on my dads name because we are both going to drive it and he has like 11 year no claims, so far co-op seem the best (coop seem to go by the age of the car) the older the cheaper, im looking to insure either a fiesta a clio or a corsa, something like that, could you from experience or just knowledge tell me which insurance is the cheapest, by the way im 17""

Do I need to have both insurance coverage?

I am in the process of starting a Virtual Assistant business. Would I need both general liability and professional liability (errors & ommission insurance) coverage? From my understanding general liability covers physical damages and professional liability is for written errors. Since I will not be doing work at client's homes and offices (probably only initial consults there), I would think I would just need professional liability. Btw, my business is in California""

How much do driving lessons reduce my car insurance?

I haven't seen a question like this before on Yahoo answers, but is the 350$ lessons (6 hours) really worth it? (Driving isn't hard, I know, but I want the lessons solely to reduce insurance rates)""

Pre paid car insurance?

i am looking for a cheap prepaid car insurance. i dont know how long i will be in the country. any suggestions please

How can I get cheap insurance?

I am 19,and I am thinking about doing my theory test for my full licence,but insurance are so expensive,especially for my age. Do any of you guys know how can I get cheap insurance? Do any of you guys know of any cheap insurance companies? Thank You all""

Which car is the most reliable? and insurance wise.?

03 Infiniti g35 coupe. 05 mazda rx8. 05 Audi a4. 05 Acura tl. Nissan 350z. 05 cadillac sts. 03 bmw 3 series. 05 nissan maxima. 06 subaru wrx impreza and legacy. 05 ford mustang. Also add which one is insurance wise cheaper if you can.

What is the insurance cost for a 40 year old male driving anew ferrari?

dont worry im not 40 nor can i afford a ferrari. im just wondering how much it costs to maintain one?

What is the cheapest car insurance?

What is the cheapest car insurance?

Car insurance coverage?

If i have a provisional license in California (been driving for under a year) and I get in a accident with someone in my car under the age of 20 years old, will my car insurance still cover it? I know I am not supposed to be driving anyone yet but I am trying to prove a point to my dad! Please help! thanks:)""

Will my insurance go up if i get a speeding ticket?

i was going 95 im 18 ive been in two accidents its not my car and im on my parents insurance but i do not want my parents to find out i just wanna pay it and be done with it and do you know about around how much it would be?

cheap jeep insurance

cheap jeep insurance

Health care insurance?

My wife retired last year and got the cobra plan from the school district in California,now we moved to Arizona and she is going to get a job at the school here in Page and will get health ins. Just to cover us until she is established can we have both insurances just in case the Page job doesn't fly. Concerned in Arizona""

Motorbike cheaper than car insurance?

Is motorbike insurance for learer motorcycle 125cc, significantly cheaper than car insurance for a small city car, for a young man?""

Classic car insurance for 17 year old?

i really wanna drive, and i dont really have a taste for most modern motors. so ive been looking at an 80's mk2 fiesta. i think its a sweet motor, a 1.1 is a good size engine for cost cutting and the XR2 models look like a great starter/driver car. though a look alike would be fine! problem is i cant find classic insurance that will insure a young driver on a classic insurer policy. any help, names i should call? all help appreciated!!!""

Car insurance for a 17 year old?

what is the cheapest car insurance company for a 17 year old. (people with recent experience would be very help full) also what car would be cheapest to insure. (would an old car e.g 1980s early 90s be cheaper than a newer car) i am looking at third party insurance and not comprehensive

How much does Jay Leno pay on insurance for all his vehicles?

Does he have a special contract with an insurance company? Because I heard he drives a different car every day.

""In the state of Hawaii, does my car insurance have to have the same name as my registration?

I'm going to be deploying soon and allowing my girlfriend to use my vehicles while i'm gone. I'm just curious. Can leave the registration in my name but have the insurance in hers since she'll be the primary driver?

Cost to insure 2000 bmw 318?

Im 18 and currently live in Iowa. Im looking into buying a used BMW but dont want to pay an insane amount for insurance. I was just wondering what I would pay for a 2000 BMW 318. Sedan v6. Estimated price? Compared to my 2001 4cyl Honda accord sedan? Thanks

""I had a crash in my driving instructors car, do i have to tell my insurance for my car seeing as this was on h?""

I had a crash in my driving instructors car, do i have to tell my insurance for my car seeing as this was on his policy? thanks""

Why are car insurance for men more higher than women?

I don't understand why is insurance for men more higher than women. Lets be honest: Women can get distracted as men and men can also get distracted. Men have temptation of speed, and so do women. some women have a tendency to be impatient behind a slow driver and dangerously overtake with their escalades or odyssey and so do men. In Europe, they have stopped doing this and how come in USA they don't do the same? I am not arguing that my insurance should be lower but it just doesn't seem to make sense. I am a careful driver yet I still have to pay more? For what? I have seen girls drive as bad as men. Why do I have to pay for so much as a male?""

Can i combine all of my insurances into one payment?

I have comprehensive car insurance that also has income protection for the finance on the vehicle. I would like to cancel the loan protection insurance so i can take take out income protection insurance on my entire financial commitments and not just on the loan. i.e. i want to cover my rent etc as well I would also like to take out private health insurance Is there a way that i can combine: Comprehensive car insurance Income protection insurance Private health insurance

How much should i pay for insurance of my car as a new driver in toronto?

Do the insurance companies in toronto accept my no claim record of driving from other insurance companies of the other countries or not? I have a 20 years record of driving in asia and a 10years record of no claim in my current insurance co. thanks to everybody who could give me information

Aircraft insurance rates with DUI/DWI?

If one is a partner in a small airplane, what effect would a potential DUI/DWI have on current insurance rates?""

Anybody have any reviews for GO AUTO INSURANCE? THANKS?

I am looking at purchasing full coverage on a new car and was wondering if anybody had any experiences with GO AUTO INSURANCE. This is a Louisiana Based Auto Insurance group and they currently have the lowest rates for the vehicle I want to insure. Thanks in advance!!

What if im 18 and want to pay for my own auto insurance?

I'm thinking about moving out of my house cause it sucks. I'd have to buy my own car and I'm thinking an older civic, cause they're reliable. Anyone got any ideas on what a good but cheap way to insure would be?""

I have cancelled my car insurance?

I have cancelled my car insurance for my old car , because I have bought a new car . . . Now I am waiting to sell it , but I don't know where I should keep it . . Is there any problems if I'll leave in front of my house in the car park without a insurance ? Also , I have SORN available . . Thank You""

How long until driving on a suspended license ticket on DMV record is ignored by insurance companies?

How long until driving on a suspended license ticket on DMV record is ignored by insurance companies?

What is the cheapest insurance company for a teen that's on a seperate policy?

I'm getting a car in about 2 months and I just wanted to know what the cheapest insurance company would be for someone that's a new driver with their G2.

How much will my car insurance cost?

I know that this is a vague question, but I was just curious as to what the average amount would be? I'm 16 years old about to be a new driver. I have a used red 2000 Jeep Cherokee if that matters. I'm female and live in Rhode Island.""

Do I qualify for federal health insurance?

My parents don't get insurance through their jobs, and they can't afford private insurance. My parents and I are currently enrolled in an assistance program through our local hospital. I go to a private university that requires for students to have some type of health insurance. If the student doesn't have health insurance, the school charges the student $1,000 for the school insurance. Since I am 19 years old, I no longer qualify for CHIPS, which I've had all my life. I am a full time student, I am a U.S. citizen, I am in Texas, my parents are low income, I don't have proof of a job (I'm a nanny and get paid in cash). Online resources are confusing. But is there any federal insurance program that I may be eligible for?""

Insurance when buying 1st car?

How do i go about buying a car (private or dealer) without insurance to test drive it 1st, as i'll only get insurance once i know what car i will have (i live in the UK).""

Fair insurance for 03CBR600RR?

progressive. 170 a month. average liability coverage and collision and theft protection. im 19 and in the Military...have not taken the MSF course i know this will lower the cost. but interested to know if this is about the average price thank you

How Can a 17 Year old Teen Afford Car Insurance?

I am a 17 year old guy working on getting my first car. I was thinking possibly a 2000 Pontiac Sunfire, or a 2006 Saturn Ion. I had looked up a few quotes from Progressive and Esurance, and noticed that the semi-annual price was VERY high, way beyond anything my family could afford. I was wondering If anyone knew of a way that I could possibly afford this. Many of the quotes totaled at $800-$1000 per six months. This is outrageously high, and that was just insurance for an adult I had quoted. Adding a teen onto the insurance would be much more expensive. If anyone has any ideas on what I can do to cheat the system per say, or just find a nice and cheap affordable, reliable insurance company I'd be extremely grateful.""

Can I be reimbursed for birth control paid for after Affordable Care Act took effect?

After paying my co pay for birth control for about a year, I finally asked my pharmacist what he knew about the Affordable Care Act. He ran my insurance and found out that I was eligible for free birth control. Is there any way for me to be reimbursed for the birth control that I paid for after the Affordable Care Act became effective?""

If I get car insurance will my parents' rates go up?

If I get my own car insurance with my own policy from a completely different insurance company than my parents', but use the same address, would that cause my parents' rates to go up?""

How will the Affordable Care Act help the self-employed?

While I have been examining the Affordable Care Act from the employer's side (I work in HR), I haven't put much time into how it helps individuals. My brother is married and self-employed. He has no employees. His wife is currently a full-time student. Neither of them currently have health insurance because it is too expensive. They are in their 20s and are both healthy. What type of health insurance options are going to come available to them with the passing of the Affordable Care Act? What is the time frame on this? (I know I read something about the State Pools starting in 2014 but surely there is some relief sooner).""

cheap jeep insurance

cheap jeep insurance

What car insurance company would you recommend?

Yeah im 20 years of age and im just going to get my license. Yeah i know...why did i wait so late. But now i want to know what car insurance company would be good. I don't have a huge budget to spend but i do need insurance. HELP ME OUT...

""Does anyone know of an auto insurance provider that does not require a credit check in Vancouver, WA?

I switched from Progressive to Allstate online about a month ago. I started the policy and paid the premium. Now I get a letter from Allstate saying they are unable to carry a policy for me due to my poor credit. I'm angry and totally disagree with my credit score having anything to do with my driving ability. I refuse to do business with any company that uses a credit score to determine auto insurance rates or availability.

How much will my car insurance drop when i turn 25?

How much will my car insurance drop when i turn 25?

How much does car insurance cost in England?

I'm not used to private insurance companies with differing rates! Here are the details: - If I had an older, smallish car, say that cost 900 pounds - No spots on my driving record, been driving for 10 years, *but* - I've just moved to England from Canada - I want full coverage, 3rd party, fire and theft Any advice on who is more, or less, expensive?""

Car insurance price for 17 year old?

I've got 2 questions cropped into 1 1st question, im looking to buy a Ford Fiesta HOPEFULLY after i pass my driving test. Ford Fiesta 1.2-1.6 litres. 2004-2006 model. Insurance price to a new 17 year old male driver living in northwest london where not much vandalism/problems occur compared to other towns. Car will be on off road parking overnight. Whats the approximate insurance price im looking at? 2nd question being that if anyone had recently taken the theory test. Is it hard? Easy? Thanks in advance""

Bike insurance vs car insurance?

im 18 years old currently going after my A2 restricted licence and drivers licence, what i dont get is why a 27 year old 1.6L car will cost me 5,500 a year to insure while a 1.6L cruiser bike will only cost me 512 a year

Cheepest land rover defender insurance for young drivers?

Any ideas, companies past experience would be much appreciated""

Wont be able to pay rent and car insurance this week?

i mismanaged my money and now im in a dilemma.i get paid on the 6th. but wont have enough money to pay rent and car insurance. i have three choices. 1)pay my car insurance and be late with rent just pay it on the 20th.. late fee is $75. 2. pay rent and let car insurance cancel for a week. which i really don't wanna do since i don't know the consequences. i am financing a car. 3) pay rent and pay car insurance with savings account. but the funds wont be available until the next week. but the banks will try to process this over and over again.

Can your auto insurance increase after you already got a quote and pay downpayment?

my auto insurance already gave me a quote and check my license everything and offer me 1800 for 6months then after july the agent called and said the underwrite said to increase the quote to 2200? can your insurance do that? after you already paid down payment? thanks

Im looking for car insurance?

coverage for individuals who are less able to afford auto insurance

Car Insurance rip off?

Just a warning anyone thinking of taking out car insurance or renewing their car insurance with the AA check with many other companies first, the quote they have just given me is DOUBLE that of any other like (Direct line,LV,Barclays ect ect) the AA are brokers and the insurance they offered is supposed to be the cheapest they could fined from LV and when I went on the LV web site to get a quote it was half that the AA had quoted.""

Auto insurance involuntarily cancelled?

I got a new auto insurance begining June. And I had an hail damage and hit and run case towards the end of June. On July 30 there was an accident, other person involved was at fault as he rear-ended my car. I reported all these occurances. I get a involuntary cancellation of the auto insurance policy after a couple of days. They sent me this notice and also made me aware of the right to dispute this with the State commisoner for Insurance. Now, when I go shopping for new insurance, I get an increased premium quote. None of the reported claims are my fault and I do not know if I have to dispute this case with the commisioner for insurance or not and not sure how much money I have to spend towards it. Please advice what to do in this situation, thank you in advance.""

Where is the cheapest place to get renters insurance?

My land lord is requiring everyone to get renters insurance now so im just looking for the cheapest most basic insurance I can get.

What is the most affordable life insurance in japan?

What is the most affordable life insurance in japan?

""Your credit rating can affect how much you pay for renters insurance,if so explain thoroughly.?""

Your credit rating can affect how much you pay for renters insurance,if so explain thoroughly.?""

Health insurance for 1099?

I am forming a corporation that will bring on several 1099 contractors as consultants, almost like a consortium of consultants. I'd like to offer them group health insurance. is this possible given that they are all 1099 contractors?""

""I got into a car accident with my new car before i could get insurance, help?""

I just recently bought a 66 mustang from a private seller. My mechanic took a look at it and said it was good. I went to go pick up the car from the seller, and while driving home, 15 minutes into my drive the breaks gave out. I ended up hitting a UPS truck. My passenger and i ended up going to the hospital for injuries. I did not have insurance since i was just going to drive the car home and not drive it until i got full coverage on it. The previous owner still has insurance on the car, and i have not been to the dmv to have the title officially signed over. I need help; legal advice would be great.""

Why are there so many car insurance ads on SKY?

really ruins the mood when watching say MTV or Bravo! Is Car Insurance and Debt Busting Loans the only thing worth selling????

Car insurance is it sexist?

why is car insurance cheaper for woman ?i know lots of woman say there safer drivers but i dont think thats always the case

How much do you guys pay for Honda S2000 car insurance?

I got a quote for 490 for 6 months. Full coverage from state farm for a 04 Honda s2000. Is this good?

Car Insurance Honda Civic coupe vs sedan?

So I'm looking into buying a car. I'm 20 and I'm under my dads insurance. I pay 60 for being a secondary drivers for my dads van, but I want to get my own car. Would it be more if I got a black Honda civic coupe rather than a sedan?""

Cannot get any fr44 insurance?

every insurance company says I need to give $4500 down as a lump sum because of my driving record... any advise im in florida DUI, PIP claim, 2 speeding tickets""

What are the best health insurance plans in Massachusetts?

for individuals available through the Mass Health Connector?

How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it's my turn!""

Only eligible for group insurance?

My husband is only eligible for group insurance due to multiple injuries/surgeries obtained from playing sports. His employer does not provide benefits, nor does mine. I was able to get insurance privately, but they refused him. What else can we do?""

cheap jeep insurance

cheap jeep insurance

https://www.linkedin.com/pulse/can-you-fake-proof-insurance-seattle-wa-alexander-green/"

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wawanesa auto insurance quote alberta

"wawanesa auto insurance quote alberta

wawanesa auto insurance quote alberta

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Who's responsible for rental car insurance after an accident?

Last month my car was run into in a parking lot while I was shopping. No question who was at fault. We exchanged information and I contacted their insurance company. Their insurance agreed to pay for all repairs and the rental. However, they did wouldn't pay for the insurance on the rental, claiming it is my responsibility. I only have liability, so the additional insurance cost $8.99 per day, in the end I had to pay $360. I'm wondering if now I can take this to the people who hit me, since if they had not hit me, I wouldn't be out $360. Could I demand them to pay it, maybe even take it to small claims?""

Will my drivers insurance rate go up after this accident?

Im 17, live in California and am insured under Geico. I was driving in a parking lot going the speed limit and this girl back out super fast (presumably without looking) and slams into me. Her car was fine but she left a small dent and paint chip near the door and rear tire opposite the drivers side. Will my rates go up even if I wasn't at fault? Should i even go to insurance on this? Please help!""

Can i sign up 2 cars with the same policy? for car insurance or it has to be separate?

i have 2 cars and i have 4 years no bonus claim, and it was fine and everything, today the insurance company phoned me and said i can only use my 4 years claim on one car only and if i try insuring the other car it would be like no claim so it's like you just received your license with no experience. do you think i could sign one car with an insurance company and the other car with another insurance company?""

First car insurance?

what would the insurance be on a 03 mercedes e500 for a 15 year old boy? and what about an 07 hyundai tiburon? which one is going to be cheaper?

Why is it the law to have car insurance?

I mean if I get into a car wreck. Will the insurance company really cover the cost of me getting into an accident? It feels like I will just be dumping money down their throats for nothing in return.

How much would insurance for a 17yr old cost?

the car is a cts-v coupe. I need to know if i can afford the insurance b4 buying for my son. -thanks

I need insurance for my car for cheap i'm 21 i had my license for 8 months?

i just bought my car and i need insurance my parents cannot help me . i was thinking about getting insurance out of state .

No car insurance and got into an accident.?

I recently got in a car accident with no insurance. I rear ended someone and totalled his old car. The police came and made a police report and did not question me on wether I had insurace or not. If I bought Insurance right after that, can i use it to file a claim for what happened? If the other guy would cooperate and say we crashed at a later time would that work?""

""So I am 19 years old and received my first speeding ticket, will it increase my insurance?""

I've asked this before and want to clarify. Some people told me the first ticket is a freebee and my insurance won't go up. Others have told me yes, my insurance will go up. I am in the state of California, I have Allstate insurance, and I'm on an insurance plan with my mom. I've been driving for a little over a year. Thanks everyone!""

Im 71 years old will 1 speeding offence offence two years age effect my car insurance?

I have always used a Mobility car, hence the ignorance re, insurance""

How can i get my story known if Im a United States Marine Corps veteran and dont qualify for health insurance?

They tell me I make too much to get the government insurance and the company Ive worked for throughout the last 7 months will not promote me to full time to where I could even qualify for health care. Im married with a 3 month old and owe 30k in medical bills already at the age of 22. Is there anything anyone can tell me that will help?

Does anyone know exactly what Car Insurance Quote is?

I just can't find the right answer on Google. Please help me if u know...This is really urgent...Thanks a lot.

What state has cheaper car insurance?

I'm in California right now and will be moving to Florida next year. Which of the two has cheaper car insurance rates?

Does anybody know an affordable but good health insurance?

i just recently lost my insurance and was wondering if anybody knew of a cheap affordable but good health insurance plan???? please help!!!

How much damage will the other drivers insurance have to pay?

My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?

""Chrysler 300c, tax and insurance?

how much would it cost to insure and tax the 300c for a year and do they drink on petrol cheers

Need help with Car Insurance?

I am a 16 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance""

""Which costs more, feeding a horse or paying for car insurance?""

Which costs more, feeding a horse or paying for car insurance?""

What is the cheapest car insurance?

I'm going on a road trip with my friend and we're wild and stupid. I'm not looking to hear your advice on the subject I'm smart enough to come to those conclusions on my own. However, I want to know what car insurance, would be the cheapest so that we may legally drive in every state. What kind of coverage would be required? How cheap can we get it down to? Thanks friends.""

Car Insurance discrimination?

I was filling out a car insurance quote form online , I put my mother as the main driver and me as additional but accidentally put me as a spouse , the quote came back as 400 pounds. As i reviewed the quote i notice my mistake and changed it to Other ( Spouse , Partner , Other only listed ) and then my quote came back as 2000 pounds. I am 18 years old and getting car insurance is hard but my question is how does being married make me a safer driver and is it possible to take insurance companies to court because of there overlooked age discrimination""

What information do I need when I call insurance for a Quote?

I'm planning on purchasing a car in around 2 weeks time, what information do I need to give insurance so I can be added onto my parents policy? I do have the VIN of the car, is there any other information needed besides my parent's account information? Thanks. :)""

How much money would it cost to get car insurance im 18?

my grandmother is wanting to add me onto her insurance and let me drive her car, how much is it going to cost she has nationwide and the car is a 2001 honda accord lx sedan 4 cylinder i also never had a permit and im just going to get my license after i get my insurance, im white and a guy. Thanks for the help its much appreciated.""

If you work at GEICO what is your insurance rate for your car and house?

how much of a % off is it compared to customers?

How much would I pay for my yearly motorcycle insurance?

Thank you for your time. I am a 18 year old freshman university student living in Canada and I am really interested in buying a new motorcycle. I recently got my M1 and I will be going for my M2 next, so I am still kinda inexperienced. I looked at a few motorcycle websites and a couple of them read that motorcycle insurance is affected by age, experience, driving record, bike engine, etc. I figured that a medium sized engine probably wouldn't cost too much so I looked at a bike with 600cc. I am not worried about the initial cost of the bike since my scholarship money out-pays my tuition and housing by an excess of $4000. Also, I have had no history of accidents in cars or anything. I was wondering, based on my history and my status, what would be a good approximation of the yearly insurance I would have to pay given that I am a student and I am looking at a 600cc bike? Any input is appreciated.""

Do your insurance rates go up when you file for bankruptcy?

Do your insurance rates go up when you file for bankruptcy?

wawanesa auto insurance quote alberta

wawanesa auto insurance quote alberta

Driving without Insurance?

Let get to the point, can my licence be suspend if my car insurance expire and I live in nj""

What are some good websites that talk about insurance options for a single parent?

I'm working on a health project and I can't find any websites that give me insurance options for a single parent. Can anyone please give me any trusted sources?

Do I have to wait until after I get a car to get auto insurance?

I do NOT have a vehicle yet but I am planning on getting one within the next few months. So I've been trying to research auto insurance rate quotes but they all ask me what I kind of a car I have, how long I've had it and what security features are with the car under the assumption that I already own something. So I can't just research different companies without having a vehicle already. However, I thought you had to have car insurance BEFORE I buy the car. Is this false?""

Car Insurance for Male Teen?

-I'm a 17 year old boy -My parents have nearly clean records. i don't think my dad's been in an accident for 10 years (knock on wood) -im probably gonna drive an acura integra g-sr 2 door coupe anywhere from 1995-2000 not sure what year yet. ab

Looking for a good insurance company to represent in California?

I'm a licensed insurance agent in California. I've been through 3 firms in 3 years and did not make much money at all. Now I'm working retail waiting to get back in the game while my license is just wasting away. Please, no AFLAC or World Financial Group referrals. Training is non-existent at AFLAC and the WFG people were absent of integrity. Could anyone recommend a good company to work for that is structured and has a good training program. Thank you.""

Really pissed with car insurances?

when you have a accident and it is you fault and you only have basic insurance but STILL you have to pay the damage of the vehicle you hit so why do we pay for car insurance if we still have to pay more? is like if i'm paying to fix the other car and still paying the regular price to my insurance. are they stealing? or why the government let them do that?

Where do i get the best deal on car insurance?

i`ve just finnished a six year ban and i`m looking too get back on the road legal...but i`m finding it difficult too get affordable insurance

Companies that provide comprehensive health insurance packages?

Which are good, and why (maybe)?""

How much do you think my insurance will increase if I get my own car?

I trying to plan how much money I will need for a car. Its a 2000 truck. I am 17 and have had no accidents or tickets. I get a good student discount and took a drivers ed class. Sharing my moms car (a new SUV) made her insurance go up $70 a month. Do you have an idea of how much it would go up if I got my own car? Thanks!

Where is good for recovery truck insurance?

hi can anyone help me .been searching for recovery truck insurance .but not having much luck .anyone send me a link or tell me a site that i can try please many thanks

Whats the insurance rate for a dui person in california?

25 years old,07 dodge charger.. i live in pomona ca. 1st dui what am i looking at for monthly insurance payments?""

Insurance companies?

I was 18 when i had my first years insurance. The price for myself driving was in excess of 1500 and with 3 additional drivers it went down to 950. Now that i am looking for quotes for my second year insurane policy its the other way around. For myself its 700 and with 3 additional drivers its 1100 (approx). I really cant understand the insurance companies logic. Has this happend to you, or is it just me. I find that it is strange.....""

How much do you pay for health insurance?

How are you covered? Through your employer, self-employed, Medicare or Medicaid?""

Car insurance for Chevy avalanche? ?

When I turn 17 I really want to get a used Chevy Avalanche but wanted to know if the insurance will be expensive. Please help! Thanks :)

How much trouble would I get into if I drove my car without any plates or insurance?

My other cars engine blew out and I was just going to put that cars plate onto my other one (which doesn't have any plates or insurance) I live in MI..Im pretty sure its not a felony, the other one was registered to me until i transfered the plates and insurance onto the car thats engine blew.""

Where can I find the best family health insurance coverage for the right price?

I am working for a small landscaping company that does not offer insurance. I am married with two kids, both under 2 yrs of age, and my wife has a pre-existing condition of asthma. Can someone help me find a good insurance coverage for a reasonable price and also accepts pre-existing conditions? Any idea on an average cost?""

Insurance Rates Of Past Years For Different Genders?

I am doing a data analysis project and i would like to find average insurance rates in canada or the states from the 1900s till present for different genders. I cant seem to find any statistics for the insurance rates at all. helpppppp : (

Insurance?

hi i need advice i need insurance im female 27 yrs old have been driving since 2000. no claims, or any accidents. but ive only been insured for a year as i have driven my mum and dads car and i dont think that counts if your 3rd party on their insurance does it? so really i dont have 7 years claim free insurance as ive only been insured on my own for a year? where should i go for cheap car insurance ? should i do it by internet or phone? and will it be expensive? and how soon willi get it? what will i have to pay now?""

Car insurance for adult first time driver?

Hi there! I am 29 and still don't have a car and car insurance of almost 4 yrs of living in states. I think my husband is scared of the cost since I have never driven before even in my country of origin since we don't really need cars there. I just want to ask how much does it cost for an insurance for first time adult driver, i mean any idea? thanks! I just want to take my child to the park or somewhere since we just stay almost all our time in our house.""

Who has the cheapest auto insurance policies in Pennsylvania?

I'm purchasing a '97 GTI VR6. I don't have insurance, because I currently own no other vehicles. What would everyone recommend as far as a decent and affordable auto insurance policy? I'm 19 years old. No accidents and no tickets of any sort. Thanks in advance!""

Will my insurance go up in missouri if i get a speeding ticket for going 15 over the posted speed?

will my rates increase? i was going 60mph in a 45mph zone.

What is the average cost in california for a 600cc motorcycle insurance as first vehicle(18 year old)?

Im trying to figure out how much im going to pay for 600cc motorcycle insurance(minimum insurance not full cover).i am 18 years old and it is going to be my first vehicle.

Which auto insurance is the cheapest? HELP PLEASE?

I'm 16 years old and I want insurance on my moms car. What is the cheapest company to have? help please! I really want to drive and moneys a big problem in my family.

What kind of car is the cheapest to insure?

What model or kind of car is cheapest to insure? Is there a way to find out?

What are the chances of me 'winning' this car insurance claim ?

Yesterday i was leaving work , driving along a road , when a young girl ( 17/18 ) drove straight out of the car park on the left and hit my nsf wheel so hard it pushed my car 5ft across the road. She said she didn't even look to see if a car was coming. She has large scuff marks on the corner of her bumper, my car has a dented wing , wrecked wheel (which is no longer pointing straight ) . This girl is on her parents insurance. Her boyfriend was on his motorbike and said to me , he didn't believe she just did that , he saw it all. My insurance company says it seems straight forward - she was totally at fault, My car is not drive able. Husband ( mechanic ) seems to think i may need a new steering rack, wishbone maybe strutt , wing , alloy wheels ....they may write my car off as its value for insurance is 1200. Has anyone else experienced a similar accident or got any advice ?""

wawanesa auto insurance quote alberta

wawanesa auto insurance quote alberta

How much is boat insurance?

I am going to liveaboard a 29ft sailing boat worth about 35000 purely based in a local marina. I need 2M worth of public liability insurance, any idea on the cost of an annual policy?Thanks in advance.""

Is it possible to get car insurance without a title? (California)?

I purchased a car and didn't inform myself well enough about registering a car with a salvage title. I am waiting on the title after one final inspection, until then I have temporary registration. I just wanted to try to find out if there is any type of insurance that would be able to cover me until I get my title? (and hope a little while I was at it.)""

Health insurance in NY? Minor children & jobs that don't offer healthcare?

My friend has twins that are 17 & they are having a hard time finding affordable health insurance like many people, she works 2 jobs that total around 2,300 a month & her husband makes around 3,000.. None of the jobs offer healthcare to the kids, they tried a insurance called Hudson health but ended up being told it would be about $600 a month which they can't pay, does anyone know any insurance that works with you, or that is more affordable? Any help is much appreciated :) thank you""

Will my car insurance go down?

Hi Ive just renewed my car insurance and had a major reduction, i got through my first year paying 4800 (800 deposit and 380 for 10 months) now ive renewed and im paying 1600 (500 deposit and 110 for 10 months). My question is i am moving out of the area i live to live in gloucester, ive done quotes for my car in that area with all the same details as now just with a different address and my insurance is just above 600 not 1600! does this mean if i move and contact my insurance company (RAC) that they will reduce my payments or will i have to still pay the same for the next 11 months? Thank you""

How much does no claims effect your car insurance?

Ive just had my windows smashed and was wondering whether or not it would be better to just pay for the windows to be repaired rather than go through insurance. I estimate 700 for the windows. I am 19 and have 2 years no claims, any ideas what the best course of action is?""

Where can students get cheap car insurance from people who don't automatically make you out to be boy racers?

Where can students get cheap car insurance from people who don't automatically make you out to be boy racers?

How would you change your car insurance if your car was over ten yrs old?

idk what my stupid teacher means by that.. i know that car insurance would increase but im not sure thts what she is asking with this question.. thankyou =]

My son's car was totaled and the insurance company offered us a very low price?

My son was rear ended at a high rate of speed. He was pushed 6 feet into the car in front of him. The guy had to really be moving when he hit my son. He was driving a 1999 Chevy Lumina LS. The blue book value according to NADA is $5000. It only had 78,000 miles onthe car. No rust on the body and overall in excellent shape. The insurance company offered me $3600 for the car. I can NOT find a replacement car in that shape for that price...""

How much will my insurance go up after being charged with hit and run on a parked car?

I recently was charged with hit and run on a parked car (for the record I didn't realize I hit the car), there was hardly any damage at all to either car but I am wondering how much I can expect my insurance rates to go up. Over 100%? Hopefully I won't be convicted as I really didn't notice that I scuffed this cars bumper.""

What's a good medical insurance plan for someone in my situation in CA?

It's so overwhelming with all the different policies out there, if someone has a recommendation for a good insurance company that is affordable for my situation: a. self employed single female b. no health risks/problems c. mid 30s d. prefer a plan that covers maternity just in case""

Are there any classic car insurance companies that insure young drivers under 21?

Are there any classic car insurance companies that insure young drivers under 21?

Do I have to call my car insurance?

What If I accidentally hit reversed my car and hit a wall and I want to fix my car... Do I have to call the insurance company to tell them what happened..? Or can't I just fix my car without my insurance company knowing..? I don't want my Insurance to go UP!

Car Insurance?

I am just trying to get some quotes on maybe what my car insurance would be. I don't have the kind of car that I want yet but I was just trying to get an estimate and check and see what it would be around.. Can I get any quotes without the Vin Number?

Where can I buy health insurance and do you recommend Kaiser?

I need it bad. Could you please provide a link where I can sign up online?

Texas car insurance for teens?

Im 17 and am a new driver. What is the average rate for car insurance for me in Twxas?

Cheapest Sport Motorcycle to insure?

What is the cheapest sportbike to insure??? I have a Suzuki GS500E right now but want to upgrade and don't want to pay GSXR type insurance.

""Car insurance help, high price?""

I've just recently passed my test and am trying to insure a 3dr Renault Clio Grande, it's a 1.2 and is a MK2 X-Reg. I've tried all the comparison sites, moneysupermarket, confused, comparethemarket etc, I've been to insurers directly and tried as I'm aware of these comparison sites adding their own extra on as sort of a finders-fee . The cheapest quotes I've had are well over the 5000 mark, usually being around 5600-6400. Do any of you know of a cheaper insurance choice for myself, even trying with iKube etc I was quoted 6000 despite the tracker apparently lowering my premiums - Also, I understand due to the boy-racer fad my premiums will be higher, but I have drove for over a year anyway on my provisional in a car with no dual-control support and never even been close to having an incident.""

Car insurance for 17 yr old in south texas?

what is the cheapest car insurance for a 17 yr old in south texas v8 2007 mustang standard went thru and passed driving school with about a B+ gets good grades in school no crashes or tickets of any kind the car is paid off gonna get married after highschool around 18 1/2 yrs black car the mother has USAA is this cheaper than most places?

Will the healthcare reform change the age limit on children on parents insurance?

I'm 25 and one of the great things about the affordable care act was that I was allowed on my parents insurance until I'm 26... Will this change? I'm still in school and there is no way I can afford insurance on my own!!!

Where can I find the cheapest car Insurance in NJ?

I trying to find insurance that is not not less expensive does someone know where I can go to get this?

Need advice on good medical insurance company?

Wanting to purchase medical insurance for a family member. Looking for a very good company who could provide major medical insurance with at least a $2,500.00 deductible. Just mainly looking for some basic coverage. Thank you for whatever advice you can give me.""

""If you have bad grades when you buy car insurance, but you improve your grades?""

If you have bad grades when you buy car insurance, but you improve your grades later, will they still give you a discount?""

""Where do i go if I'm pregnant with no insurance in Houston, Tx?""

i am pregnant for the first time, i do not have any insurance and i don't even know where to go get my check up, and what do I need to be checked on so that my pregnancy will be ok.""

How would one categorize those who will not have health insurance after Obamacare officially starts?

Considering that it will be law that everyone must have health insurance. What of those who will not have insurance and did not for whatever reason sign up for the government plan? How will Obamacare address them?

Applying for medical insurance for my son..?

I'm on the COMPASS website and it asks if I have medical insurance through my job and if my child can get it also. If I'm trying to get CHIP for my son as it'll be cheaper then through my work. Should I just not say if I have insurance or should I continue and put yes my child can get insurance through my job?

wawanesa auto insurance quote alberta

wawanesa auto insurance quote alberta

Why is insurance for mazda cars so high?

I heard mazda cars often increase your insurance? Why do they? Is it for a good or bad reason? Answer with detail please :)

Can someone else pay for my life insurance?

Can I take a policy out myself, have another person pay for it, and the person paying for it is also the beneficiary?""

Anyone Know Any Cheap Car Insurance For Teenagers In Michigan?

Anyone know a real cheap place I can get car insurance at in Michigan. I'm 18(also the age which I got my license), I qualify for the good grades in school discount, I drive a 2003 Honda? Any suggestions?""

Why won't my mom get me insurance?

I am a 17 year old and am getting a car in the summer because my brother is getting a new one and will hand me down his old one. Anyways, I dont want to wait until summer to drive since ill be 18 in 2 months and will be valid to get my license. So i am going to buy my own car off of craigslist for cheap like 700$ so i started to save up already with my own money..im not even going to ask my parents for money because i will save up with MY own money like from getting tips in cosmetology school. But even though im getting my own car my mother is refusing to get me insurance on the car or get the stickers or liscene plate or anything. Dont i get any credit for buying the car on my own? I would pay for my own insurance if i could.. i feel like its not fair every time i talk to my mom about it she just shuts me down saying youll drive in summer but im a senior in highschool i dont want to take the bus i want to drive like everyone else :(""

How much should I expect insurance company to pay?

i was driving my 95 civic coupe, and was waiting for the green light, so it turned green and i started going, and was rear-ended by a 2008 ford f-150 with a brush guard, his truck wasn't damaged except for a dent on the brush guard. my car had the trunk smashed in a little, and the bumper was smashed in too, but after the crash, i tried to move my car, and it wouldn't go into gear, and there was oil all over the road, so i suspected my manual transmission was damaged as well, my friend confirmed this when he looked under and said the transmission was cracked. we both got whiplash from the accident, and the police officer determined that the guy in the ford was at fault. i have nationwide liability insurance and the other guy had nationwide as well""

Guys how much was your car insurance when you first.....?

started driving? Just state: 1. Car 2. How old you was 3. What company you went through 4. How much Thanks a bunch of bananas

Can you drive someone else's insured car without YOU having your own personal insurance in Ohio?

I'm 17 and i get my license the 26th. My mom is now paying off my car but i do not have insurance yet. Is it legal for me to drive hers or anyone else's car that has car ...show more

Can I take out car insurance in my fathers name to save money?

My father is buying me a car and he is going to take out a loan for the car. Therefore he is paying the car loan. I am going to pay the insurance but a 19 year old with insurance on a 2009 car is going to be expensive! How can I get the insurance under his name yet when I drive this car (out of the city because I will be living in Columbus at school and my dad lives in Cincinnati) and get in an accident, still be covered? Or is there no such animal?""

""I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?""

I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?""

Liability vs full coverage insurance on motorcycle?

Im getting my first bike next week (a ninja 250r) and i got these 2 quotes from my insurance company: Liability $253/year Full Coverage $842/year What do you think?

I'm paying $3000 a year for car insurance..HELP?

Okay so I got into some accidents messing around along with some tickets a few years ago and about 2 in a half years ago a DUI. The car insurance should get lowered a little I think by next July 2014 because of good record for almost 3 years knock on wood so my question is should I attempt to find a different insurance by now or what? Or should I just sell car and find a ride with friends to work somehow? This is really taking every penny I have. I pay what I can while my family pays the rest. I've had plans to move to NC in Oct of this year in a apartment with my friend so I'm currently saving up around $3000 for expenses on bills, food, and whatever else which should last me until I find new job out there. Everything with us is getting split 50/50 but with me the car insurance is so high its going to be impossible to do. Help on what to do?? I'm not looking to stay at my parents house for very much longer so saving up isn't a option past oct.""

How to bring car insurance premium down for a young driver?

I passed my test june of this year and have been a named driver on my mothers policy for short periods of time, its a 1.4 S Reg corsa. Now i am looking at buying my own car and building up my own NCB. I was wondering if anyone knew of a good cheap car to insure? an insurance company that doesn't wish to rob young drivers? and whether its cheaper being a named driver myself or having a parent as a named driver? or any other tips you might know of to keep the premium down. Any help would be appreciated.""

When will my car insurance rates go down?

I pay 135 dollars a month for car insurance, because of a multitude of reasons. I am 22, got a speeding ticket when I was 19 along with a ticket for no insurance (I had it but couldn't find it). I have had my license suspended twice due to unpaid fix it tickets. I have progressive, if that helps. I was wondering when I can expect my monthly rates to decrease. This is a lot of money for 6-month coverage.""

Insurance Industry?

I'm trying to find out more about insurance industry...i have to make a huge project out of it for Economics...I'm specializing in IT so i don't know much about Economics...do you guys know any sites where i can find out more about Insurance Industry...or like anything you can share about it. Thank you.

What are some cheap car insurance companies for me?

I know the General offers really low rates, but what other companies offered in Louisiana are cheap?""

""Will the USA one day have affordable, comprehensive health insurance for all its citizens?""

Will this be a reality one day soon? Other countries have it, and they have maintained their systems for generations now. Why not the USA?""

Why is insurance expense debited?

Why is insurance expensive debited? First it says Markell Company purchased one year automobile insurance policy on September 1, 20-2 at a cost of 1800. At the time of the purchase, the accounting clerk would make the following journal entry. Sep 1: Prepaid insurance 1800 DR, Bank 1800 CR Then it says since the insurance was purchased on September 1, four months of coverage have been used and eight months of coverage. Dec 31 Insurance Expense 600 DR, Prepaid Insurance 600 CR I can understand why prepaid insurance is credit because it is deducted each time as the months ago until is it fully done.""

Auto insurance plz help!?

i have a 2005 ford mustang and im 17yrs old. i have had a couple of speeding tickets and etc. is there any place in arkansas were i can find cheap insurance thanks.

In the gerber grow up plan life insurance will he get the cash?

If my child has this life insurance and lives to 21 will he get the cash of said life insurance amount if he wishes not to continue to purchase this ? or what happens after that? can someone please explain if the policy holder dies, and the child is still young what will happen the life insurance policy? etc..any information would be appreciated..thanks...""

Cheapest car insurance?

Whats the cheapest car insurance for a teenager? Permit .....

How much can you lie while obtaining new auto insurance?

I'd like to know... Whenever you're trying to obtain new auto insurance they take your driver's license number & social security number.. You'd think that they could look up any tickets/accidents you've gotten into. BUT, why do they ask? If you forget an incident, will they find out? This is coming from a 21 year old who was already paying $1,200 over 6 months for insurance and was involved in an rear-end collision doing 15 in congestion on the interstate, now my premium is $2000 for 6 months.""

Cheap car insurance?

Does anyone know where I can get cheap car insurance online? I need full coverage. I have checked Geico and Progressive, they are so expensive. Thanks!""

Looking for affordable health insurance?

My employer does not offer health insurance. Does anyone know of a private health insurance company? I was with Blue-Cross Blue Shield and they kept raising the rates. I don't qualify for any assistance due to low income. Also some coverage for dental.

What is average Annual homeowners insurance premium in pennsylvania?

For single or for townhouse.

""Is it just me or when you start searching for online car insurance renewal quotes, a month before the date, do?

the quotes you get go up and up each day? I've got 5 days to go and the cheapest quote I am getting is 80 more than the cheapest quote I was getting at the start of October...is this usual?

wawanesa auto insurance quote alberta

wawanesa auto insurance quote alberta

https://www.linkedin.com/pulse/aaa-car-insurance-quote-daniel-thomas/"

[briefbouquetcreatorlove-blog]

how to get car insurance quotes without personal information

"how to get car insurance quotes without personal information

how to get car insurance quotes without personal information

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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I go to college in Indiana and hold an Indiana license. I'm working in Chicago this summer and thinking about buying an affordable used car here since there are way more options in the city. I'll go back to Indiana in the fall and would like to register the car as an Indiana one. Since I can't drive the car without an insurance, I wonder if I can buy insurance here in Chicago and still register it as an Indiana car? Thanks a lot.""

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My ex is responsible to provide health insurance for our 9 year old daughter but due to switching jobs no longer has insurance and hasn't since November. If our daughter got sick what are my options for healthcare, could I have them send the bill to my ex? I live in California.""

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IM thinking about buying a crockrocket. What are the average monthly payments.......ball park... And also, what is an average montly insurance payment?""

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How much will my car insurance be?

I just got my 7th DUI conviction and I want to buy a Chevrolet Corvette, but dont know how much insurance will cost my parents? I don't want them to have to pay too much but i really want the car. please help""

How much money will I get from this car accident?

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I'm thinking of retiring early. I would utilize COBRA for the full 18 months. After that, I would purchase an individual plan. I'm extremely healthy, no preexisting conditions. My concern is, if I were to become ill after purchasing the individual policy, could I be dropped? I would, of course, make sure payments are always on time. I live in California. Any help would be GREATLY appreciated. Thanks!""

Will my insurance rate go down when I get my license? I have my learners permit?

I have my learners permit and i was paying about 120 a month in insurace, If I go get my license, will my insurance go down?""

How are car insurance categories broken down ?

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i am pregnant for the first time, i do not have any insurance and i don't even know where to go get my check up, and what do I need to be checked on so that my pregnancy will be ok.""

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How much would a eclipse be for insurance?

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LOOKING FOR HOME OWNERS INSURANCE CALIFORNIA WITH A ROTTWEILER?

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how to get car insurance quotes without personal information

how to get car insurance quotes without personal information

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Which is the best insurance company for motorcycle insurance?

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What is the cheapest plpd insurance in Michigan?

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Insurance on a 2005 ford focus?

What would the average insurance for progressive be on a auto 2005 red focus with 70k miles. For a 17 year old and a 45 year old. Can I legally put my car in my parents name to lower insurance cost?

Is it true that your auto insurance company considers the color of your vehicle when determining rate?

I am buying a new car, and I've heard that your insurance rates may go up or down depending on the color of your car. I've heard that a red car has higher insurance rates, while white cars are the lowest. Is that true?""

How do you get car insurance if you dont have a car?

How do you get car insurance if you dont have a car?

Car Insurance for Citroen Saxo?

So i've been looking at cars seeing as im 17 and learning to drive. Well i really like a car ive seen which is a Citroen Saxo 1.1 litre and 2003 model. Round about how much insurance would it be? one of my parents would be on the insurance also and they have no claims. I'm female by the way if that makes much of a difference? Help would b appreciated :)

Is there a way to figure out how much a cars insurance will cost?

What I mean is I know that insurance charges differently on car types and age group of who is driving, how can I find out the monthly insurance payment. Example: I buy a Scion TC and I'm now 20yrs old how can I figure out my insurance payment other than calling a insurance agent?""

Car Insurance Problem Please Help!!!?

Hi everyone, somebody hit my car and drove off about 3 weeks ago. I phoned my insurance up and made a claim, the problem lies now on my son, who is the addtional driver and who hasnt been driving my car because he doesnt need to. The problem is that he has had drink driving conviction and no insurance conviction for about 3.5 years. Prudential my insurance company want to see my licence and his licence counterparts, BUT we completely forgot about the convictions etc. So now I have a problem where i think my insurance will be void but he doesnt drive the car nor was he involved in the accident. What happens now as they have requested both photocopies of our licences, is there a way out of this, thank you""

On friday 4/25 my 03 Tahoe was stolen in front of my house it was recovered the following day 4/26 about 9pm?

it was about 2:30am when the vehicle was stolen, the police was called and they came out to the scene. they gave me a file number. Later in the a.m i called the Insurance and reported the auto theft i gave all the current information my statement was being recorded. The insurance inspector came out to inspect the vehicle on Tuesday theyre were alot of damage inside out. He said it was about $4,000.00 worth of damage. It maybe was going to be total loss. I went ahead and called the adjustor to follow up on the inspection he then said he gave my claim to a investigator for further review. I mention to him that my vehicle is at my house when it should be in the tow yard, that it seems they are lacking holding off in helping me with this situation. He was rude and continue to tell me to wait for a phone call. Today 5/2/2014 a claim investigator called me stating that it was a coincidence that i worked for a auto body shop and my vehicle being stolen recently. I got really upset i told her me working at a shop doesnt have nothing to do with my car being stolen. I told her I was going to seek help thru a lawyer and hanged up the phone. Has anyone been a similar situation? I live in the state of California and have Infinity Insuracne Both my cars are full cover and both are paid off.""

Can you drive your parents' car without insurance?

Im 17 years old , I live in California and my parents have AAA insurance and I have my Driver's license. is it true that you need permission from them in order to drive?""

""What is the cheapest insurance company for a 17 year old male, fully comp on a 1-1.2L vehicle?""

Looking around for cars and I want to know where is the cheapest, so far it is 3800 cheapest anywhere. If you have insured a car at that age can you let me know what you paid and who with? Tips on getting it lower?""

how to get car insurance quotes without personal information

how to get car insurance quotes without personal information

Paying too much for car insurance?

I drive a '97 Ford Escort, nearly 45,000 miles. I'm 21. I have had one ticket (when I was 16 and I got a diversion on that ticket, so I didn't have to pay nor report it to my insurance). I pay $956 every 6 months for full-coverage. I'm with Farm Bureau. Anyone think this is reasonable or should I check out other quotes?""

""Whats cheaper, paying for gas or car insurance?""

Im getting my lisence soon, and my mom said i can have her car. Its a 2001 chevy malibu, she said if i pay for gas she'll pay for car insurance. Well with gas prices rising what would actually be easier for me to pay?""

What is a good and cheep health insurance?

i only need it for a month i'm 19 years old and in good health. oh i live in florid

Need help with car insurance. ?

Im 16 and got my first car, i have been looking for a place to get cheap car insurance .... please tell me some good places to get the absolute cheapest car insurance.""

How much will my insurance cost?

If i was 18yr old with a 92' 240sx with clean driving records how much would my insurance cost? any estimation? how about 17 then?

""Affordable braces (Columbus, OH)?""

I'm wondering if anyone knows of any Orthodontists that will do braces within an affordable price range around Columbus, Ohio. I'm willing to travel out of city, not so much out of state. I have two kids that are in desperate need of braces, but I can't afford to get both of them done with the prices that most orthodontists have been giving me. One of my girlfriends told me that she got her son's braces done for about $1700, which AMAZED me. Unfortunately, that office is now closed. Does anyone know where I can get braces done without going out of the price range of about $3000 each? I'm willing to go higher, but with this economy, not much higher. Also, I do already have dental insurance.""

Is moped insurance cheaper than car insurance?

i need an easier way to get around town but until i can afford a car i was thinking if i learned to ride a scooter instead it might make things more simple but are they cheaper to run than cars

Can Insurance Companies ask for co pay?

I never got into an accident before and once I did it had to be a hit and run. I bought a brand new car and want the repair to be done by the dealership (they have their own collision center) but the insurance company is saying that I need to pay 20% of the total repair cost and my deductible. I live in the state of California.

What is the cheapest car and insurance?

What is the cheapest car and insurance?

How much would car insurance cost for me?

i'm 16 and i live in the southern california area, around north hollywood. i would be driving a honda accord, thats leased so far but we're (family) is planning on buying it soon. i also have pretty good grades. how much do u think it would cost? and which auto insurance is best and the cheapest?""

Do you need insurance to take the Texas Driving Test?

I'm gearing up to take my drivers test, but I'm not sure whether I need insurance for it along with my VoE, Birth Certificate, ID, & SSN""

Will my insurance go up when i get my own car?

i'm on my grandpa's insurance which makes my insurance 27 dollars a month but i do not have my own car. when i get my own car will the insurance go up and if so, how much will it go up?""

Where is the best place for cheap car insurance for young drivers?

Hi there, I just bought a Renault Clio 1.2 Expression 52 plate and when i try get insurance just on my name its giving me quotes like 4555 is it becuase i am only 19 years old and i just passed my test 4 month ago ? i have been trying loads of comparassion websites but now that i have checked so many websites admiral, bell and elephant have stopped giving me quotes. could somebody recommend any good car insurance companys ? Thanks""

Can 20 year old go under classic car insurance in ontario?

I keep hearing different answers from everyone i ask. Im looking to get an older camaro (78-81) but im worried i wont be able to get insured as a classic. If so is there any companies in ontario anyone recommends?

Driving without car insurance.?

Im 17, I have had my license for 2 months and my uncle gave me his car and i was wondering if i could drive it because he is still paying for the insurance on it, but I dont have any insurance of my own.""

So we need to get auto insurance...?

We need to get auto insurance for our new car. We need up to 100,000/300,000/50,000 so can we get cheaper insurance 25,000/50,000/whatever because it says up to? or do we need atleast 100,000/...? Also who have you found is the cheapest?""

Car insurance question?

Ok, ABOUT how much would 6 months of car insurance be for; 1992 Toyota 4 door. 19 year old driver inexperienced. Car is parked at my own home (yes I'm a homeowner) No one except me will be driving my car. I have no prior accidents or bad driving records. I'm in NC. I don't have a license yet but must get insurance first to get them. I know there is more to it but just an educated guess? Preferably by State Farm. I have no way to call them or get to an office is the only reason I'm on answers. I'm not looking for a real quote, just a simple idea of about how much?""

How can I get dental and medical insurance?

I turned 18 back in 2011 and now I'm not on my mom's dental or medical insurance. How do I get dental and medical coverage?

What vehicles have the lowest insurance rates for teenage drivers.?

What vehicles have the lowest insurance rates for teenage drivers.?

Can a 19 year old get cheap car insurance?

I just turned 19 and got my first car. I've been looking around for auto quotes and the lowest I've seen is $300 a month which is still too much for me. My parents won't let me be on their insurance policy for some reason and now I have to look all on my own. The vehicle is a 2000 ford focus. What I would like to know is is there any body out there around the age of 18 or 19 that has cheap auto insurance without being on their parents policy? And if so how did you get it? Thanks

What is the day to day of a Commercial Insurance Broker?

I am interested in becoming a wholesale insurance broker as a career and would like to here from those that know about the current day to day life of someone in this position.

Named driver had crash. Should I tell my car insurance?

Last year my girlfriend has a car crash, she was not at fault. So she didn't tell her insurance company and claimed of the other party. So she is assuming her car insurance does not know. Now I am looking to get insured on my first car. If I add her to my insurance as a named driver the premium is about 200 less. The problem is she doesn't want me to tell the insurance company that she crashed, as they asked has the named driver crash. I am now worried I were to crash, they would see she had crashed and void the insurance. I am tempted just to get my insurance in my name and pay the extra 200 for peace of mind. She will not under any circumstance tell her insurer she crashed as she thinks her premiums will rise. But I have found out that the insurance companies have a database of all claims, so they can easily find out that she has crashed. She refused to allow me to put on my application for insurance that she has crashed. What to do?""

Scooter insurance for 16 year olds?

I turn 16 this year and wanna start riding a 50cc scooter. I found the one i want, i was wondering the rough cost of insurance on a 50cc moped for a 16 year old on a provisional license in the UK. Thanks Jamie Deeks""

Car insurance on new car in FL??

I am going to go get a new car today. The dealer told me I don't have to contact my insurance carrier yet until after I get the car. He just needs me to bring proof of insurance on any of my cars. Does anyone know how long I have in the state of florida to get my new car on insurance. I signed up for new insurance a few weeks ago that takes effect in a week so I wanted to know if I can wait until then or do I have to get it earlier? Thanks!

Do you think car insurance should be mandatory in all of the United States?

I live in Wisconsin. Car insurance is not required for cars trucks and anything else on the road. I think this is wrong with medical and car repair bills being so expensive these days. Worst part about it is some of these non insured people drive like lunatics and if they do hit you they have nothing to even sue them for. I think it's disgusting.

how to get car insurance quotes without personal information

how to get car insurance quotes without personal information

Where can I buy non-owners liability insurance?

I want to purchase non-owners liability insurance, so I can use it when I rent cars. But I can't find any company to sell it to me, at least from the sites I've visited online. I live in Arlington, Virginia. One company said they don't sell liability insurance in this area. Any idea why this is? And, more importantly, any idea where I can go to purchase it?""

Car insurance for car hire?

I'm going to Virginia for a week and will be renting a car from rentawreck.com. Would they provide insurance or would I be covered by a joint policy will my mum? BTW I'll be 18 + british. Don't say I can't rent because I can.

Life Insurance for over 40's?

Is there an over 40's plan in the UK that lasts more than 11 years. Know of any companies, tried direct line not luck. Thanks""

What's the best car insurance?

Got a good quote from 21st century insurance. I'm thinking of switching from my Geico. I'd save a little bit but if anyone thinks Geico is a much better company then I'd probably stay. Any advice out there? Should I keep looking? I live in Florida. Thanks!

How much does it cost in America for Pay Per Mile Insurance?

I was curious about the Pay Per Mile Insurance and how is the pricing in America? Let's say I havent had any accidents and I want to get a car for me and I wanted to know how much per mile costs for insurance or if I were going to drive 1,000 miles a month how much will it cost and is there a contract?""

I am looking for a srs surgeon who accepts insurance?

my employer now pays for surgery but i cant fing a surgeon who accepts insurance. any ideas?

I need cheap but good car insurance what do you recommend?

I need cheap but good car insurance what do you recommend?

Price of insurance for a 2002 Porsche Boxster?

My uncle's selling me his 2.7l 2002 Porsche Boxster. I'm a 16 year old boy and this will be my first car. What do you think the monthly price of insurance on it would be? I know that I should ask an insurance agent, but I just want to know what I should expect it to be around. Thanks:)""

Insurance cost for ferrari?

what is the insurance cost for a new ferrari f430 which costs 220,000 for a 32 year old in florida with a perfect record please dont say if you have to ask you cant afford it because i can i just want to see what you think because i have a estimate!! by the way if you say if you have to ask you cant afford it if you give me a good answer you will get 10 points!!!""

Can i go on someones insurance but drive a different car to them?

well i know i can be put on some kind of car insurance with someone like a family member but i herd that's only if i just drive there car. is there a way i can be put onto there insurance but Drive my own car. Or does anyone know a cheap car insurance company for young new drivers??? I've tried hundreds and there all saying around 2,500ish!!! which is ridiculous i might be young but i have a one year old and a new born child it is highly unlikely that i will be racing with friends, and putting myself in unsafe situations!!! my cars only Worth like 1000 so i refuse to pay for insurance that's costs more than my car!!!! Any kind of help would be nice!! Thank you :)""

Low cost car insurance in California?

I'm a young driver with no previous driving experience who needs low cost auto insurance coverage in California, where can I get it?""

Contact information for the knights life insurance company of america?

address

""What car do you drive, how old are you and how much do you pay for insurance?

I need a few questions answered. 1. How old are you? 2. What car do you drive? 3. How much do you pay for insurance?

Is car insurance very high in California?

Is car insurance very high in California?

Health insurance question?

Had COBRA insurance, terminating, looking for health insurance. One health insurance has turned me down. Am on SSDI and have a condition that needs outpatient surgery monthly. Anyone have any suggestions?""

Why are my car insurance quotes so high?

I'm about to get my first car at 25, and thought I'd look at insurance quotes for a cheap little run-around to get me started. I have only just passed my test so expected quotes to be quite high, but so far haven't seen anything below 4000 for a year! I tried looking for a quote on a Renault 1996 Clio 1.2 Versailles. Thought that would be pretty cheap. From what I've heard, I should be looking around the 1k mark for a year. Any clues as to what I'm doing wrong?""

Will my provisional insurance go up after i pass my test?

evening folks, i have my test booked for 3 weeks away, i have been shopping around for car insurance and if i enter that i have a full license then my cheapest quote is over 2000, whereas if i put that i have a provisional then it drops to 1400.. question: if i take out insurance in my name on a provisional will the price go up after i inform them that ive passed?? all answers and opinions welcomed thanks ;)""

How much roughly will my car insurance go up if I make a claim to have it resprayed due to vandalism?

How much roughly will my car insurance go up if I make a claim to have it resprayed due to vandalism?

Do you have to bring your car with you to get insurance?

Im buying a car tomorrow from a towing place, and I know that I can't get my temp. tags until I get insurance but if I can't drive it how do I get insurance?""

Drunk driver ran into fence of ours and his insurance wont cover full cost to replace...what can we do?

recently, an underage drunk driver ran his car off the road and into our fence and tore up about 100 feet or so. we had a company come give us an estimate of around $1000 to fix which includes material and labor...the insurance company of the young man that ran into our fence is only willing to pay around $600 because they are saying that the fence is 15 - 20 years old and didnt cost that much back when it was built.....now, i have a huge problem with this...is it our fault that a drunk driver ruined our fence...should we have to pay out of our hard earned money the rest to make sure the fence is put back? is there anything we can do about this? any feedback is helpful....im so mad i want this to get nationally recognized!""

Why does my dog make my homeowners policy go up !!!?

Ok ... a bit of a rant ... you people are the only ones who can relate ! Do i get a discount for the protection he provides me, my family, and the house ... noooooooooo .... but they want to raise my rate because he could bite someone someday ... {end rant}""

New york car insurance?

Fyi i have liberty mutual coverage. So my son will be receiving his license soon, and i want to know what the best option for him would be. My household has two policies, one that my daughter holds and one that i hold. I have two pretty expensive cars on my policy, and my daughter has my old car (clunker) and her own separate policy. When my son gets his license i want him to drive my daughters old car, while she is at college, and when she is back they can share. So if I were to list my son on her insurance, would he be able to drive my cars? ( like when his is in the shop). Or would it make more sense to put him on my policy? Thank you!""

Car insurance for 27 male?

Hello, Im 27 year old male, driving a 2003 mazda protege with 170 000 kms. I live in London Ontario. How much will car insurance be with a clean record?""

How are AARP Insurance rates?

What are their rate like compared to other auto insurance companies

Car insurance costs for a newly qualified 18 year old?

Because of where I live I am getting a Land Rover for my first car and I was looking at either a Land Rover Defender 90 2.4 diesel or a 2nd generation Range Rover (the Range Rover P38) 2.5 diesel and i was wondering on average mow much it would cost me to insure one of these?? thanks :-)

how to get car insurance quotes without personal information

how to get car insurance quotes without personal information

https://www.linkedin.com/pulse/homeowners-insurance-quotes-douglas-knight/"

[kawaiifunhologram-blog]

Will my medical insurance pay?

"Will my medical insurance pay?

Will my medical insurance pay for my transportation to work. I just had my drivers license suspended for MEDICAL REASONS. PLEASE HELP!

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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Is this a reputable health insurance company?

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Im posted in germany, serving as a british soldier. Is it possible to get american car insurance for my UK bought car?""

How much should i be paying for car insurance?

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Which is the best car insurance in uk, cost wise and service wise.?""

What are the cheapest cars to insure?

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""Do you believe in having life insurance? If so, do you have life insurance?""

I have a friend who sells insurance so I wanted to ask you guys... 1.) Do you have life insurance? 2.) If not, why have you NOT purchased life insurance? 3.) If you HAVE purchased life insurance, what motivated you to purchase life insurance?""

Please can someone give me a normal price on car insurance for a new 2012 Ford Fiesta zetec S?

I'm 17 years old and a first time driver but cant fined a straight answer from car insurance websites.

Penalty Points on car insurance?

Ive been with my current insurer for a couple of years. I got a speeding fine (3 points) in the summer of 2007. I stupidly didnt declare it with my insurer and missed it off on my renewal. I am now leaving them and going elsewhere and want to come clean and list this conviction in my quote. My question is........ WIll the new company check with the old company about my insurance with them and any convictions? If so will they notice the discrepency and tell my old insurer?

How will USAA Insurance decide how much my car is worth in an accident?

I'm not a member and was not at fault - the liable party was a USAA client. I had a 1996 VW Passat and am waiting to hear if they are going to total it. If they do, how do they determine worth? How soon will I get the money?""

Which auto insurance company offers the best six month rates for a 19 yr old male?

im looking for a company public or private where i can get a 6 month premium for under $2500. the rates i get or ridiculous. am i expected to cough up $6500 for a 1 yr premium at minimal coverage with all discounts (6 hr class, vin ethching,etc.)included in the premium? thanxxx in advance for ur help""

""Just got a quote for 10,000 for my car insurance?!?!?""

i was getting a quote from comparison websites and the cheapest quote i received was 10,000. i also put my mother on the policy who has over 25 years driving experience and also switched to third party. what else could i do to lower the insurance costs.. im buying an audi a3 but is there any other way i could lower the insurance, thanks everyone""

How much is auto insurance for a 17 year old (Toronto)?

depending on the price range of insurance, i will be looking forward to buy a used car and i will probably use the car for less then 2 hours a day. I completed driving school about a year ago and i got my g2. So how much will insurance be a year for me?""

What car modifications dont affect insurance price?

... if anyone knows any car modifications that dont affect insurance...

Insurance company drug test for a lower rate?

I am clean right now, I just took a drug test today at home and passed. I was just wondering what Farm Bureau Insurance or any car insurance company may test for in a teenager whose parents are looking to get a lower rate? How extensive would the test be? Would they test for LSD or LSA? I AM NOT POSING AS A MINOR! IT'S JUST A QUESTION! WILL PICK BEST ANSWER! thank you for your help! :)""

Why would any sane young adult pay thousands in health insurance premiums to subsidize old baby boomers?

They could pay nothing and get 95 dollars less on their tax refund next year. They could use that money now to pay down credit cards, etc. Under the new rules, individuals choosing not to carry insurance are subject to a penalty of $95 per person each year, or 1% of household income, whichever is greater, beginning in 2014. Over time, the penalty increases, so that by 2016 the penalty is $695 per person, or 2.5% of household income. Even the increase in the penalty is miniscule when compared to the premium prices. So again, WHY would any sane young adult get pay thousands of dollars in premiums?""

How much does horse insurance cost?

How much would it cost to insure a 14 year old gelding quarter horse? He is 1,200 pounds and does jumping and dressage. I need to know this ASAP!!!""

Does a paid speeding ticket affect auto insurance rates or anything?

Does a paid speeding ticket affect auto insurance rates or anything?

Do health insurance companies report paid claims ?

I had a year of therapy and was on anti depressant for about 3 years (ended 2004). Does the insurance company report to a database or something saying they paid out for services I received? Do insurance claims like this come up on a HIPAA mental health check? Please only answer with facts, not opinions.""

Cheap NY auto insurance ?

hi there, i plan on buying a car soon but im a new driver and i have no one else to help me insure a car so i have no choice but to insure it on my own. I've checked and looked around geico, state farm, all state, and they were all to expensive, anywhere from 5-6k to insure the car for a year (way to expensive). So do any of you guys know any NY auto insurance companies that are affordable? Thanks""

What is the average cost of hormone replacement therapy with and without insurance?

I've fianally decided to begin my transition (male-to-female) and i wanted to know what it would cost to begin HRT. I ask for both with and without insurance because i have a college based insurance plan (SHIP) and i am not sure if it will cover HRT (it covers gender identity counseling so IDK) Thank you all in advance ~<3 P.S. i live in Moscow, Idaho.""

How to go about getting car insurance?

I live in California and I am moving to Texas in June. Im 23 and I dont have a car currently but I will buy one when I move to Texas. I dont know how to go about getting car insurance, though. What is the process of getting car insurance? When should I get it? Before I buy the car? How do I get it (or where do I go)? Do I need to give the insurance companies any documents to get the car insurance? What do you recommend that I do right now? Thanks.""

Does having a turbo raise insurance rate? VW jetta?

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Will my medical insurance pay?

Will my medical insurance pay for my transportation to work. I just had my drivers license suspended for MEDICAL REASONS. PLEASE HELP!

Do you think i could get a used car and insurance with under $3k?

i really need a car to get around, i have full time job, n part-time student. It's getting to my nerves that whenever i need to go somewhere, i have to ask my brother or sister to take me. Yes i am a student 18 yo, i don't have much money, and my parents refuse to buy me a car, reason because my mom said insurance is too expensive, and she doesn't give a shitt about me. Do you think i could get it anywhere? i was thinking about buying the car 1st then insurance later on because i can't afford it. idk what should i do?""

How much will my car insurance go up?

I have a honda accord lx (2003). I hit a metal pole and there was considerable damage to my car. The damage is mostly to the right front side and the tire. I have informed my insruance company so they can review the damages and come up with a dollar amount. I can decide if I want to pursue the claim through my insurance company or accept the charges my self. If it is going to cost alot to fix the car, I may need to use my insurance to pay for the damages. How much will my insrance go up? I have heard that my rates could be impacted for the next 3 years. Will the rates decrease after 3 yrs?""

What insurance company should i go with if I'am going to start driving at 17 with a sports car?

Hi, i'am receiving my license on August 31st and i turn 18 on September 23rd, ill be getting a 03-04 Nissan 350z coupe, i have no idea what company to go with or what price range to expect, my mom called GEICO, her current company and they said putting me on there with a Sports car such as the 350z would raise our payment about 5,000$ a YEAR! i dont know if this is true...or if my mom was lying to make me not get a sports car.. (she has tried to talk me out of it alot latley) What insurance provider has best rates for starting male drivers?""

Anyone have/had Sameday Insurance?

I have Geico and thinking of switching to Sameday Insurance. I was wondering if anyone can give me reviews about them. They are offering a very affordable quote for a premium coverage.

What should I do? I got a letter from car insurance company saying they want full reimbursement!?

Okay, about 6 months ago I was involved in a car accident that resulted in both of our cars being totaled. I had to be sent to the hospital and the other person didn't but it was determined it was my fault and I had NO insurance at the time. My parents had insurance on the car but the insurance didn't want to pay for it. The other person had full coverage but now they sent me a letter asking for full reimbursement or else they will file a lawsuit against me! I don't know what to do! I have no money, I'm just a 19 yr old kid that goes to community college with a part time job! What should I do??""

Where can I get affordable group health insurance?

I am a college student who has alot of anxiety right now due to the recent divorce of my parents. I would greatly benefit from having psychological treatment right now but I have no insurance & it is expensive. Does anybody know of an insurance that would cover this?

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I'm looking for cheap used car insurance. More specifically I'm looking for a list of top 10-50 cheapest used vehicles to insure in BC (ICBC). I know that there are many factors involved in determining auto rates such as year/model/engine/etc.... Surely there must be a list available to the public without having to call an ICBC agent every-time.

""Ran a stop sign, will my insurance increase?""

I am 20 and accidentally ran a stop sign today and got pulled over. I am in FL and the ticket is 166$. I am under my parents insurance and was using my dads car. I was planning on paying it rather than doing traffic school or trying to fight it, i'd rather just get it over with and pay the dang thing. But, my question is will it show up on there insurance that 'someone got a ticket on this day for this price and this reason and raise their insurance even if I pay it off? Reeeally don't want them to find out! Also, how to pay it?""

How much is car insurance for a new driver?

How much would car insurance cost in BC in a rural area for a 17 year (new driver). Thanks

Can you ride a Ducati 848 for every day use and is the insurance expensive?

I wanna purchase a bike, my first decision is the Ducati 848 evo, i wanna buy it brand new(2012) but the only 2 things im concern about is the insurance on it & can that bike be used every day.... im 22 just got my moto license and have had my drivers license for about 6 years if that matters( i did an online quote was 700$)im looking for full coverage, I live in California have no record of anything bad at all (accident etc).My second concern is can this bike be driven every single day? Its like the Ferrari of bikes and when you own a ferrari you dont drive it every day..... does this bike break down alot? My second and final decision is the yamaha r6 (2012) i want nothing but the ducati but if the ducati cant be driven for everyday and the insurance is a total rip then i guess ill have no choice....Please if possible only answer my questions please (i really don't wanna read get a used one learn from it drop it etc i know and understand that all my only concerns are the questions)""

How much could my car insurance increase if I pay a 90.00 fine that included 1 point on my record?

I have a clean driving record so would it be worth paying the ticket and watching my insurance go up a few bucks? I can't imagine my insurance going up too much for a single point, but maybe I am totally wrong. Any advice on this matter would be much appreciated.""

Car insurance?

there are 5 people in our family and we all have vehicles of our own and pay for separate insurance but somtimes we might need to use each others cars/vans for what ever reason is there an insurance that we could get that would allow us to drive each others cars.

Why is fully comprehensive much cheaper then 3rd party for a 17 year old?

Hello I am getting close to passing my test and i have been looking at the types of cars that i can get that will give me the cheapest insurance quote. I am planning to go on my parents insurance as an Additional driver an they would own the car. I was looking quotes and was surprised to discovered to fully comprehensive was much much cheaper then 3rd. about 1400 compared to 3200 what is going on, also a renault 1.2 Clio is more expensive then a 1.6 renault Megane. Any advice on getting low insurance and why is fully comp cheaper? thanks for any help""

I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?

http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.

Cheap car insurance! help please.?

I need to get new car insurance but im not sure where to go. My insurance is about to expire and i don't want to stay with them because its at about $230 a month.((WHICH IS MORE ...show more

Which home insurance company should I choose?

I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. Anyone know the differences between the two and what's the web site for checking reputations and so forth about an insurance company from the states i've living in??

Can i get car insurance in my cousins name?

My cousin lives in Luton and I live in London so can I get car insurance with his name as first driver and me as second driver? Also how will it work because we're going to have different addresses? How will road tax and permit work? My cousin is 21 years old and I'm 18.

Insurance for garage?

I rent a flat with garage where I store my sports equipment-kanoe,angling equipment,car roof box and bars,bikes,tools etc. Do you know any insurance company? Thank you.""

Are there extensions of unemployment insurance in CA?

Does the claim automatically end once your remaining amount is gone, or can the claim be extended if you are still unemployed?""

What is the cheapest health insurance for low income people?

my kids father had a stroke two days ago and i am trying to help him find health insurance. he is having a hard time getting any insurance because he is unemployed and receives unemployment payments but they won't see him at the clinic because he has too many assets. He owns a trailer and has two cars. If any one can help i really would appreciate it. He also has high blood pressure, high colesterol, and diabetes. He had a stroke because he couldn't afford to buy his medications for his high blood pressure and colesterol.please help . i dont want anything bad to happen to him.""

How much (estimated) would it cost for insurance on this mustang?

I am soon to be 16, and a family member has a 1998 Mustang for sale. I was wondering, any idea on the insurance? read below -4.6L V8 -convertible -all power, seat belts, airbags, etc. -VERY good condition PS we dont have drivers assigned to our cars, just the drivers and cars. also, the conv. top has a 4 inch rip in the seam. is this repairable or does it have to be immeadiatley replaced? i can wait to have it replaced if i can simply repair it. NOTE: I DIDNT ASK THIS QUESTION to hear your too young or mustangs suck I am a responsible teenager and Mustangs have been my passion since i can remember. so thanks. NOTE""

What is a good cheap Car Insurance Company?

I am 22 years old, single mother of two children ( 2 & 4 ), looking for cheap insurance quotes, I live in NC I'm not sure if that matters. I checked Allstate and that's the cheapest quote I've found, but I had them before and owe them money, so EX them out. Any other people, I checked with Progressive, State Farm, AND Gecco (sp). Who are you with what are your companies??""

Is it possible for a UK resident to get car insurance in the US?

I am planning to travel to the US for 2 months and was hoping to buy a car in California and drive it to New York. I have been trying to find out if will be possible to get insurance since I am not a resident of the US and it is looking increasingly difficult. I contacted Progressive Insurance company in the US and they said that I would have to have an address plus they would be unable to write a policy as the laws change between states and I would be travelling between states. Is there anything I can do to get around this?

First year car insurance for 17 year olds for a small car?

Has anyone recently passed there driving test and brought car insurance? If so how much did it cost and for what car? I don't want answers just saying thousands , I would like people who've recently got car insurance.""

Buying a used Honda Civic 1996? First Car? Insurance?

Hi guys. I'm a College Freshman, and I got my California Driver's License last winter break. I am thinking about buying a used Honda Civic 1996. I know the only way I can find out how much insurance would cost me every month would be by me getting a quote. But on a rough estimate, how much would I be paying at age 19 for a Honda Civic 1996, on my own plan. Not on a family plan or anything. Also, plus gas and everything, how much roughly would I be paying every month? Best detailed answer gets 10 points. Thanks!!!""

Will my medical insurance pay?

Will my medical insurance pay for my transportation to work. I just had my drivers license suspended for MEDICAL REASONS. PLEASE HELP!

What's the best site for Cheap Car Insurance?

Besides progressive and esurance... Anyone know of a better site or sites regarding Cheap Car Insurance Online? I just got my first car, it's got a salvage title so I'm choosing a one-way liability. I'm still in H.S. with a part time job, so it would really help if you guys can help point me in the right direction to a site that's cheap and affordable on a minimum wage budget. Thanks ya.""

CHEAPEST CAR INSURANCE FOR 21YO?

I'M 21 YO HAVE HAD MY LICENCE SINCE 16 WITH NO ACCIDENTS OR TICKETS AND WANT TO INSURE MY CAR FOR THE FIRST TIME ON MY OWN WHAT'S A CHEAP CAR INSURANCE?

What is a good first car that's cheap on insurance? UK?

I was thinking about buying a car, one that is cheap on insurance, good for a first time buyer? I dont have a huge budget so no new cars im afraid! any help?""

How much will a porsche 944 be in 4 years time and what will the insurance be if I'm 18?

It doesn't matter about fixing it as my uncle is a mechanic and I will be training soon.My uncle has got one now and I love it !!!

Who can I get cheap health insurance through that covers from State to State?

move alot because my bf's job requires him to do so now and again. I have lived in a couple of States in the last year and we are due to move again but his job hasn't said where to yet. Is there a health insurance company that covers most (if not all) States that has reasonable pricing that I could get covered under? I just had a baby a few weeks ago and I am a homemaker with some not very nice health issues so I need to make sure I'm taking care of myself too (especially now). If you have any suggestions, please help. Thank you :)""

What cars are best to have for the lowest insurance?

I am 21, and I am rather sick of catching the bus everywhere lol, especially this past winter. I know my insurance is going to be high, It's also pretty hard to keep a job since many buses stop running around 9pm. My friend told me any time after May is a good time to buy a car because most people already got their refunds. I am willing to take out a loan if a new/newer car is the best to go with since I have pretty decent credit (724 Experian). If I have a car I could work and go to school more easily. What year, make, model, etc. I also want to save on gas. For the new cars, I would like the Chevy Volt, the Ford Fiesta, Honda Civic (hybrid if possible), or the toyota prius (hybrid maybe). For used, I am not sure since I don't know what year to look in, but I was looking at the Honda civic, toyota prius, and the mazda mazda6. I also don't know if foreign cars would raise the premium. I read that if you are getting a car around 10 years old, only buy honda or toyota cars. Also should I look into mechanical breakdown insurance and/or should I get a warranty for the car along with the auto insurance? How much do they cost? Thanks.""

How much will I get under insurance of my car?

It was a Ford Fiesta SXi, I met with a serious accident & ma whole car was damaged. It was recommended for a replacement as it was of no use. I don't know how much I need to pay now for my car. It was new just 2 months old.""

Does my auto liability insurance cover me while driving a rental car?

I am going on vacation in Florida and am renting a car. I have auto collision coverage through my credit card company but want to know if my regular liability insurance covers me while driving a rental too or do I need special insurance?

How Much is insurance for a mini cab diver?

Hi i am 21 years of age and live in london. I was hoping to take up mini cab driving but need to know on average how much insurance will be for me on a Vauhxall astra 03 plate. please let me know and if theres any good websites with instant quotes do let me know many thanks,.""

Replace Old Car Insurance or Go With a New Policy?

I just bought a new car and quoted Progressive about replacing my old car with the new one, seeing how much a difference the premium would be. It got a little high, to say the least. When I tried just going through adding a new vehicle alongside the old one, the premium was about what I paid on the old vehicle originally, only with comprehensive and collision added. My question is, should I go with a completely different company rather than Progressive, let the old car insurance expire, and just get on a better rate elsewhere for new policy holders? I'd appreciate any help.""

I have no insurance how much does it cost to fix a broken windshield (the back windshield).?

I have no insurance how much does it cost to fix a broken windshield (the back windshield).?

How much is Auto Insurance in Italy?

Hi, im going to be moving to italy with my wife and child to stay there for four years so i will be purchasing a vehicle to get around with, im planning on a car but i want to find out a little more of how much it can cost for insurance on autos over there, both for cars and motorcycles, if its cheaper for motorcycle i will probably just get one car for my wife and get a motorcycle for myself. Any information will be helpful and thanks ahead of time""

What will be the insurance on a Mitsubishi Evolution IX MR at age 21 ?

With no accidents or anything in the past etc

Help i need cheap auto insurance.?

i have a 2001 pontiac grand prix gt and i am 19 years old and i live at zip code 48726 i need cheap car insurance can you help please

Insurance on a new and used car?

I was wondering what would be cheaper, insurance on a new car, or a used car (nothing too old though, 2004 to 2008)""

Which insurance is cheap for 20 years old new drivers in WA Everett.?

Which insurance is cheap for 20 years old new drivers in WA Everett.?

Whats the cheepest car on insurance for a 17 year old and how much?

whats the cheepest car on insurance for a 17 year old and how much

Car insurance premium went up because of the state?

I noticed that my monthly car insurance bill increased by about $40. When I called my insurance company to ask why my premium went up (since there were no accidents, changes in cars or policy/discount changes), the rep told me that it was because of the state. I knew he meant government and he said it's been happening all across the country but the increases are highest in California, New York, New Jersey and Florida. I live in California. Has anyone else experienced this? Can someone explain to me in specifics what the government may have done that lead to the increase?""

How much is car insurance for a teenager?

If the teenager is added to the parents policy, how much more will it cost the parent? Info: I have a good gpa, I will take drivers ed, my mom has a new car and its safe, and I have just turned 16.""

Have you ever heard of a Car Insurance doing this?

Have you ever heard of this before: I know a person who has car insurance with Allstate and they claim the following reason for jacking up their prices every 6 months when you pay the bill for the next 6 months. The Reasons from them are: 1-Because since you have allstate and when anyone else that has allstate also in your area has an accident where them and someone else is involved this will make your payment go up. 2-All insurance companies do this also where if anyone not involved in an accident say at home and someone else with the same insurance company as you have, if they have an accident even if your at home when this happens your payments will go up. My Father has had direct for i don't know how long but a long time and every time someone has a wreck that has direct and he is not involved in it he still pays the same amount he did last time before the other direct insurance people have a wreck. Please also provide the name of your insurance company as I want to make a chart of how many people answered and what insurance company they currently have or had. Thank you I'd greatly appreciate the insurance info that's all I would like for the chart not your name.""

How much does it cost to insure a 2003 hyundai accent 4 door?

How much does it cost to insure a 2003 hyundai accent 4 door?

How much would car insurance cost?

I'm 16 and I just got my first car. Scion tc 2008. (I'm a girl) My dad has insurance and we are going tomorrow to get insurance, we want full converge but i just want an estimate on how much it would be. We also live in texas if that means anything lol""

How do I get rid of my car insurance?

I've got insurance on my car, but I am looking to cancel it. And I would like to cancel it without really having to explain myself to the company, seeing as they will want some sort of proof that I've for instance changed to a different company. I will be moving out the country come autumn, and I can't bring the bills with me for when I move away. It will cost too much, and no one will be driving the car anyway. Anyone have any suggestions on how I can cancel it?""

About how much does auto insurance cost per month for someone who's 30 years old & drives a small basic car?

I know this varies by situation........but give me an educated guess. I'm looking for the MINIMUM premium; just the portion that the law requires you to buy. Not the portion that requires you to insure your own car....but to insure the person you hit. How much does that cost?

Is an auto insurance quote a contract?

The reason I ask this is because I got an online quote from an auto company and was quoted $447 for a 12 month term. I find this to be an extremely good deal, but something tells me, when I speak to them, they are not going to honor it. So, do they have to honor their quote? Can I get them for false advertising if they don't (or something else)? More Info: This quote is already based on my driving record so, nothing in my history can come along to change the premium.""

Will my medical insurance pay?

Will my medical insurance pay for my transportation to work. I just had my drivers license suspended for MEDICAL REASONS. PLEASE HELP!

What would be considered cheap for a new driver's auto insurance?

Also, what would be considered average or too high? Any car really, just focusing on the pricing at the moment for a ballpark estimate.""

17 year old looking to buy a car ( what cars are cheap to insure)?

hey as the title says what cars are cheap to insure and tax and so on please say the make as i dont have a clue about what makes of cars and stuff, prefer a 4 door as got a kid so it will be easier getting in and out with the car seat, thanks""

""Motorcycle questions? Good old, cheap and cool bike? Insurance?""

Im looking at buying a motorcycle! :) I dont need one that is too quick, I just learned how to drive one and I loved it. I want to get one for the summer. I dont want to pay over 1500, and it doesnt need to be too fast. (what is the 2002 honda civic of motorcycles?) I just want it to be kind of cool looking. I saw a 1985 honda (with the wing on it?) that looked really cool. Im 17, and I want to get one that will only be insured for the summer. For one with a small engine, what is the insurance cost? I know it varies, but does anyone have any ideas? Thanks Matt""

""If I already have health insurance, but get hired somewhere where they also have health insurance as a benefit?""

does that mean I HAVE to have their insurance? I want to keep my own insurance, which is under my parents health insurance.""

Which car insurance company would be the best for a 16yr old?

I am about to get my license and want to know what car insurance company I should get, How much should I expect to pay?""

How can I lower my insurance on a 2000 zx3 ford focus?

Right now, with the good student discount and drivers training class discount, I'm playing $164 a month to drive around a stupid ford focus. I'm on my parents plan so we get the multiple car discount too. this seems rather high for insurance. what insurance companies might be cheaper? I have full coverage. how can I get lower insurance?""

""Can i drive clients to appointments etc, i have business car insurance?""

my boss has asked me to take clients to appointments, not sure if this is right as i have only got business car insurance, which is for visiting clients, commuting to and from work, i was told to do a risk assessment as i only told my car insurance it was commuting to visit clients not sure if i will be covered, and many clients are high risk""

How much does your insurance go up after getting a underage?

does anyone know how much the rates will go up? I didn't have my license when i received the underage and i still don't. I've never drove a vehicle. i don't have my license yet and im most likely not going to because my parents have told me the car insurance goes up now. I've looked online and it says that rates can double or triple. thank you for your answers.

What do you recommend for cheap car insurance for a young driver?

I am 18 and passed my test 3 weeks ago today when i was 17! I have a Ford Fiesta 1.1 N reg! I have done my pass plus too! The best quote i have found is 967 and that is without telling them i have done my pass plus! It was also for third party fire and theft! Can someone recommend a cheap insurance company please! Many thanks

Where can I Find Reliable Cheap Life Insurance Quotes?

I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy. There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services? Also, are there any good tips for saving money buying life insurance for small business owners?""

What is the insurance cost for a 16 year old guy with a ford mustang 2004?

What is the insurance cost for a 16 year old guy with a ford mustang 2004?

Can I get health insurance for only my baby?

I just need a little guidance right now so I know what to do when my child is born. I'm due at the end of next June. I want to get health insurance for my baby because I'm not trying to pay an arm and a leg every time I take her to the doctor. However, I only need the insurance for the baby. I'm covered until I'm 25, even after I give birth, under my mother's insurance. (I'm 22 now.) Her insurance is through her job, she works for the State of Colorado. I already checked into adding the baby under her plan, but my mom would either have to be my child's legal guardian or adopt it. I don't want or need her to do that. I just keep hearing different things about being able to get it's own policy. Can anyone tell me if this is possible??""

Insurance company won't cover me because my wife is pregnant?

I'm on a 90 day waiting period to get insurance by my employer, so I tried to get a short term one to be covered in the meantime one but they wont cover me because my wife is pregnant. can they do this what are options... i'm in Illinois. Thank you""

Where do i get the best deal on car insurance?

i`ve just finnished a six year ban and i`m looking too get back on the road legal...but i`m finding it difficult too get affordable insurance

""Young drivers (in your early 20), how much are you paying for car insurance?""

Young drivers (in your early 20), how much are you paying for car insurance?""

Renewing car insurance after non-fault claim?

I am due to renew my car insurance and am looking for new quotes. In February I got hit by another driver. It went through the insurance and (after a while) she was found to be liable for the incident and all my and my insurers costs were recouparated from her insurance. When I'm looking at quotes it asks me for incidents in last 3/5 years. I assume need to declare this, despite it not being my fault, as it went through the insurance. But it asks for the total cost of the claim but won't except 0. How do I fill this section in correctly. It's driving me bonkers!!!!""

How can i reduce my car insurance?

how can i reduce my car insurance, i have had my license for 11 years, the only fault on my licence is an SP30 giving me 3 points (3yrs ago)... im a 30 yr old male UK born, i have 5yr no claims bonus, (would of been longer but i fell ill) and because im now unemployed because of disability my insurance has gone up over 1000,,,, i done a price comparison quote on a car i'm looking on buying and this is my findings ----- 1.6 Fiat multipla 2001 (factory standard) 30 yr old male with my post code 5yrs no claims, no home owner, with kids under 16, with 3points UNEMPLOYED DUE TO DISABILITY 1897.47 30 yr old male with my post code 5yrs no claims, no home owner, with kids under 16, with 3points EMPLOYED - FACTORY WORKER 872.92 why am i being given such shocking quotes,,,, is there any way of gettin better quotes???? websites used ---- (auto trader insurance comparison site) (compare the market) (go compare) (confused) please help,,, MANY THANKS :-)""

Short-term car insurance in the US?

In the following year I'm going to have several visitors coming for just a few days and I want them to be able to use my car. I'd like to know if there are companies that offer short-term car insurance.

Car Insurance?

My fiance does not have his license because he was caught driving without insurance (forgot to pay it!). He has to pay the state a fine (done) and then get an SR-22 and insurance before he can get his license back. How can you get insurance if you do not have a car to get insurance on? (He would be driving vehicles at his job, which is why he needs his license). He can't get insurance on my car with me, because my car is registered in my mother's name and is insured by her, I'm just on her policy.""

Aren't the only people that will get affordable insurance out of Obamacare the ones getting a free ride?

Aren't the only people that will get affordable insurance out of Obamacare the ones getting a free ride?

California mat do away with mandatory auto insurance. How much will rates go up?

The insurance industry has already said they will raise rates. A few years ago when insurance became mandatory, they raised the rates too. As much as 100%. What's your guess as to how badly the will gouge their customers this time?""

""If you have full insurance, and the car is totaled, will the insurance cover the car?""

I have full insurance, and got in a pretty bad accident. The car is totaled... wrecked. I had full insurance... but since it is almost completely destroyed, how will the insurance handle it? I got rear ended, and the car spun out of control, going 50 miles an hour. It knocked me out... By the way, I'm lucky I'm alive! And will never drive again in my life! I am 19...""

Can my Health Insurance cover for my Car Insurance?

I currently have AmeriChoice as my health Insurance and High Point as my car Insurance. Does anybody know how this works? I've some people say that they have their car ins. with their health ins. and they end up paying less $$ for their car Ins. Help!

Why are liberals comparing health insurance with car insurance?

When has the government forced people to drive or buy cars? The best way to avoid car insurance is by not owning a car, but with Obamacare if I refuse his wonderful medical care I get fined. I don't understand liberals, first they complain about the big bad pharmaceutical companies, but now they are cheering a law that forces people to buy insurance from those same companies. What if the companies can't afford to give everyones insurance? will Obama bail the out with borrowed money...again?""

California Car Registration?

I'm thinking of buying a new car in California. However, I was wondering if I register this car to my name if was restricted to only driving that car I'm registered to. My folks have a van I sometimes drive and I don't want to get a ticket. Thanking you in advance.""

Will my medical insurance pay?

Will my medical insurance pay for my transportation to work. I just had my drivers license suspended for MEDICAL REASONS. PLEASE HELP!

https://www.linkedin.com/pulse/im-17-my-1st-year-driving-i-parents-insurance-how-much-savoie-santa"

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Historical Style Catches Modern Fire: 9 Smoke Beers to Try

Alaskan Brewing uses direct heat from local alder wood to malt its barley. (Credit: Alaskan Brewing)

January 3, 2018

Resurrecting historical beer styles and merging them with modern brewing ingenuity is a hallmark of American craft brewers. And smoke beers are a perfect example of this creative spark.

In the smoke-beer genre, most point to the traditional Rauchbier style, which emerged in Bamberg, Germany, in the 1500s. In fact, “rauch” is the German word for “smoke.” By drying the malts over an open fire — typically beechwood — and incorporating them into the brewing process, it leaves a moderate level of smoky flavor and aroma that compliments the base beer, usually similar to a Bock or Märzen (or Oktoberfest).

However, today’s craft brewers experiment with different wood, malts, beer styles and levels of smokiness. The confluence of tradition and innovation has sparked a diverse collection of crafted smoke beers throughout the U.S.

(LEARN: CraftBeer.com Style Finder)

Nine Smoke Beers to Try

Smoked Porter | Alaskan Brewing | Juneau, AK

Relying on techniques derived from Alaskans who brewed more than a century ago, Alaskan Brewing uses direct heat from local alder wood to malt its barley (a process also recognizable to those who love smoked salmon). And the water for the beer comes from a nearby glacier. “When you brew in Juneau, it’s necessary for us to maximize our resources, which I think we do well,” said co-founder and brewmaster Geoff Larson. “But, it also allows us to use those resources to create unique beer, and that’s what it’s all about.”

So, when one drinks Smoked Porter, like all Alaskan Brewing beers, one truly drinks local … local to Alaska.

Manzanita Smoked Altbier with Charred Manzanita | Fort Point Beer Co. | San Francisco

The light-bodied beer presents assertive, multi-layered smokiness, as well as nutty and herbal note. (Credit: Fort Point Beer)

In 2013, Fort Point and Sebastian Sauer, a renowned and accomplished German brewer, embarked on an experimental collaboration. The result was a new interpretation on the traditional Rauchbier that celebrates both Germany and California.

“Manzanita is our seasonal beer for fall,” said Fort Point Brewing’s Sarah Chorey. “Each of Fort Point’s cans are designed to tell a story utilizing angular illustrations. The latest can, Manzanita, is the story of a crisp, fall night, showcasing close-ups of manzanita leaves and camping tents along the Northern California coast where manzanita is a native plant,” she said.

The use of beechwood and charred manzanita branches provides this Rauchbier with its unique blend of German and California flavors. The light-bodied beer presents assertive, multi-layered smokiness. It also hits nutty and herbal notes and provides both a sweet and savory character.

(READ: Coolships in American Craft Brewing)

Fore Smoked Stout | Dark Horse Brewing Co. | Marshall, MI

Dark Horse chooses to use cherrywood instead of the traditional beechwood, and keeps the smoke levels at bay, which allows the stout to remain the star of the show. The light smokiness simply enhances the overall flavor, including its perceived flavors similar to roasted coffee and chocolate.

While robust and sophisticated, the flavors meld together in such a fashion that makes Fore Smoked exceptionally easy to drink.

Smoked Red Ale | West O Beer | Milford, IA

Smoked Red Ale is one of the West O’s top-selling beers. (Credit: West O)

From hog roasts to breakfast bacon, Midwesterners have an affinity for smoked meat. So, it’s no surprise that West O Beer might offer its northwestern Iowa customers a bit of smoke in its beer.

“It’s still our best seller out in the market in northwest Iowa … We’re actually planning to release a few more different smoked beers over the next year or two,” said owner Matthew R. Matthiesen.

Barbecue aficionados understand that smoke is intended complement and enhance the main ingredient. “We add cherrywood smoked malt in the mash. It’s smoked prior to us adding it into the mash tun with different grains. The main reason our smoke flavor is subtle is we only use about 2 percent smoked malt per batch, versus 25 percent or 50 percent. It gives us subtle flavor but the beer remains balanced,” Matthiesen said.

Drinkers will enjoy the beer’s nutty flavors mixed with fruit emanating from the dark caramel malts and spice from the Perle hops.

Smoked Märzen | 49th State Brewing Co. | Anchorage & Denali, AK

Part of its Hibernation Series, the hickory aroma and flavor found in this 49th State Smoked Märzen transports the drinker to a campfire in the middle of the woods. For those who love an abundance of smoke flavor, this is the beer for you.

The sweet malt of the traditional German beer with notes of fruit compliment a brew that isn’t afraid to showcase smoke. This is not a one-note beer.

Smoke: Oak-Aged Smoked Baltic Porter | Surly Brewing | Minneapolis

Surly’s Oak-Aged Baltic Porter is aged in the fermenter four weeks. (Credit: Surly)

Never afraid to do something bold, Surly not only went with a different type of lager (Baltic Porter), but also aged this beer.

Tiffany Jackson, Surly communications manager, explained the technique. “Smoke is aged in the fermenter for four-plus weeks with red oak honeycomb barrel alternative from Black Swan Cooperage in northern Minnesota. The red oak adds notes of light grass, baked bread and toasted marshmallow,” she said.

“The taste is sweet but balanced by the smoke notes and oak tannins,” she said. “These are a nod towards the natural smoky character of pre-industrial wood-kilned malts used in past eras. Compared to standard porters, Baltic Porters typically have higher ABVs, a neutral lager yeast character and rich, sweet malt notes.”

Though it’s not widely available, various rating sites show that people can get their hands on a few bottles. Most importantly, it demonstrates just how creative brewers can be when it comes to employing smoke.

Smoking Wood Rye Barrel Aged | The Bruery | Placentia, CA

The Bruery has released a bevy of “Smoking Wood” beers, aged in various types of whiskey barrels including rye. A good beer hunter and bottle trader could obtain the makings of a terrific vertical or wonderfully diverse smoke-beer collection.

The Rye Variant finds inspiration from all aspects of brewing history, from smoking to barrel-aging to malt experimentation. The rye adds spiciness to the smoke, while the presence of oak, caramel and vanilla, and a richness from the whiskey, provide a multi-dimensional taste.

(READ: What is the Independent Craft Brewer Seal)

Smoke From The Oak (Apple Brandy Barrel) 2017 | Captain Lawrence Brewing | Elmsford, NY

Captain Lawrence reminds us of tradition on its website: “Before the introduction of indirect-fired malt kilns, all beers had a smoky flavor.” So, it stands to reason that smoke and beer go hand-in-hand, and that’s probably why so many people enjoy the genre.

But, in true modern craft fashion, Captain Lawrence has taken it to a new level with its Smoke from the Oak Imperial Smoked Porter that is aged in apple brandy barrels for 10 months. Aroma and flavors remind one of brandy, oak, vanilla and a touch of honey. The bonus of a healthy dose of carbonation provides for a wonderful extra element.

Rauchbier & XO1 Oak-Aged Smoked Red Flanders | Dovetail Brewery | Chicago

When it comes to merging tradition with modern craft creativity, few do it better than Hagen Dost and Bill Wesselink at Dovetail Brewing in Chicago. They rely on the time-tested technique of coolship brewing to create classic European-style beers.

On coolship, Dost explained, “Not only does the beer cool down much faster, because of the large surface area, but I think the beer ends up being much more flavorful with this method, really clean and pure.”

That’s evident in the Rauchbier, which provides a pleasantly smoky aroma on the nose, but the taste is subtle. The smoke almost seems to kiss the palate with each sip but never once overpowering it.

That’s not all.

Dovetail took the Rauchbier, placed it in oak barrels and soured it. The result is an experimental Oak-Aged Smoked Red Flanders, called X01. It has all the charm of a Red Flanders with a pleasant addition of smoke and oak that results in a breathtaking beer.

(TRAVEL: Plan Your Next Beercation)

Where There’s Smoke

Smoke beers tend to be seasonal and special releases, but that also allows for enhanced creativity. Considering this list, the smoke beers emerging from the minds of brewers are increasingly diverse and experimental.

For instance, in the recent past, Smuttynose (Smuttlabs) has produced Smoked Cherry and Smoked Peach Berliner Weisse beers, while Stone Brewing has offered several Smoked Porter variants including vanilla bean, chipotle pepper and one with chocolate and orange peel. Many local breweries play with smoke, too.

From bacon to barbecue to beer, there’s a renewed love affair with incorporating smoke into our food and drinks. And craft-beer revolution has given brewers an opportunity to reprise traditional techniques and combine them with modern craft approaches.

Mathew Powers

After spending most of his life chasing tornadoes, Mathew decided to chase beer as writer, historian and drinker. He possesses a Master’s in Written Communication and History and he’s published regularly in print and digitally on various beer and spirits publications. When he’s not writing (or drinking beer), he’s spending time with family, watching sports, reading history books and dreaming of classic cars he can’t afford.

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The post Historical Style Catches Modern Fire: 9 Smoke Beers to Try appeared first on Miami Beer Scene.

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Self-Driving Cars Will Transform the World as We Know It-Including Where We Live

mercedes-benz.com; iStock; realtor.com

The revolution is coming-and it's driving itself.

As autonomous cars make their autobahn-paced transition from fanciful, emerging technology to mainstream reality, they're expected to leave a forever-altered world in their rear-view mirrors. And it isn't just highways and commutes that will be transformed-it's also the homes and towns where we choose to live.

Minds boggle at this brave, new sci-fi-tinged world lurking around the corner. Imagine being conveyed from your doorstep to your office in a private vehicle, but without the stress of driving in stop-and-go traffic, or making awkward conversation with a driver. Instead, you might take a catnap, binge-watch Netflix, or prep for meetings. Traveling to and from work could even become pleasant. And if a long commute is no longer an ordeal, where might people choose to live?

Look Ma, no hands: Driverless cars concepts from the 1950s and '60s

GraphicaArtis/Getty Images

Chances are folks won't have to wait long to find out. Many of the big-name automakers, including Ford, Volvo, and BMW, plan to manufacture either fully autonomous vehicles, or ones at least capable of navigating highways on their own, by 2021 or sooner. In 2019, General Motors plans to launch its self-driving vehicles, available for ride-sharing, in some of the nation's biggest cities, including San Francisco.

Next year, GM will put its newfangled chariots to the ultimate test: on the wildly congested streets of Manhattan. (A human driver will sit behind the wheel to take over in case of an emergency.) Google parent Alphabet's Waymo will unleash its first fleet of autonomous minivans for trials in the Phoenix area within the next few months. And Tesla CEO Elon Musk said one of his cars will soon make the trip from Los Angeles to New York without a driver ever touching the wheel.

Tesla's self-driving car technology on display

Andreas Arnold/Bloomberg via Getty Images

As for the everyday ubiquity of the technology-well, that timeline is anyone's guess. Predictions range from a few years to several decades out, depending on who's hypothesizing. Many Americans may be hesitant to say goodbye to their beloved clunkers for robotic rides. But automakers and others are betting on the long game.

“It's a transformative moment,” says Billy Rose, president of The Agency, a Los Angeles–based real estate brokerage and development consultancy. “It's just so exciting to think about how these changes are going to impact us. There are ways we haven't even thought of yet.”

Whether the first impact is felt through the private ownership of premium-priced autonomous cars, or robotic ride-hailing services like Lyft, autonomous technology will almost certainly and eventually contribute to a decline in car purchases. And that would have a ripple effect on new home development and community planning.

We'd better buckle up. “We're on the precipice of a whole new era,” says Rose. “This change will be like the change from horse and buggy to cars.”

NuTonomy's driverless car, deployed by Lyft in Boston.

NuTonomy

Where will the next hottest towns and cities be?

So what does all this mean to the future of real estate?

The first areas to see substantial change when self-driving car services take hold will likely be some of the nation's most desirable-and expensive-urban markets. That's because a lot of land currently allotted to cars in urban centers-parking lots and garages, gas stations, auto shops, and car washes-could be repurposed into apartment and condo towers, bringing down the cost of housing.

“We're going to see prime real estate becoming unlocked,” says Rick Palacios Jr., director of research at John Burns Real Estate Consulting.

About 15% to 25% of land in urban centers is currently used for parking, both above and below ground, says Sam Abuelsamid, senior analyst with Navigant Research, a market research company based in Boulder, CO.

Meanwhile, constructing underground parking lots below urban condo and apartment buildings typically runs builders $10,000 to $50,000 a spot, the Agency's Rose says. Bigger buildings could have more than a hundred spaces. If builders don't have to shoulder those costs, prices are likely to fall.

A secondary effect of adopting autonomous vehicles could be that farther-out exurbs and rural areas with more affordable, spacious properties could become more attractive to urban workers with the promise of a friction-free commute.

“There are parts of the country that have been left behind, and it's possible this might bring them back to life,” says Ed McMahon, senior resident fellow at the Urban Land Institute, a Washington, DC–based real estate and land use group.

Still, McMahon is cautious; walkable cities and closer-in suburbs are likely to remain popular, he says. Plus, it may take longer for on-demand driverless car service to become widely available in communities without a critical mass of customers.

Personal garages might just become extinct

Suburban garages could become one of the casualties of robotic rides, going the way of VHS tapes, phone booths, and photographic film. These attached or standalone car shelters could be turned into man caves, gyms, chill out rooms-you name it. They could even be converted into apartments, enabling aging parents or grown children to live nearby, or homeowners to make extra rental income.

International architectural planning firm William Hezmalhalch Architects is already getting ready for the shift by creating prototypes of garages that could easily be converted into living spaces in Orange County, CA. The firm is also looking into designing homes with no garages at all-a radical notion in car-centric Southern California. But they can't be built just yet. Most local zoning laws currently require each home to have a certain number of parking spots.

The challenge is “getting the jurisdictions to realize there are not going to be as many cars out there,” says Denise Ashton, senior principal in community planning at William Hezmalhalch Architects.

Builders today typically construct garages of about 20 square feet within the shell of suburban homes. That's about 400 square feet attached to a 2,000- or 2,500-square-foot home made of concrete, walls, and insulation.

None of that comes cheap. Two-car, attached garages usually run from $20,000 to $27,000, according to HomeAdvisor, an online home services marketplace.

But if new homes are built sans garages, that could reduce the overall cost. There could be more land available to put up larger homes in new subdivisions and neighborhoods. Or homes could come with larger yards or more interior space.

Waymo CEO John Krafcik, with Waymo's self-driving minivan.

Horacio Villalobos - Corbis/Getty Images

Stay tuned for the suburbs of the future

The suburban subdivisions of the future are also likely to receive a face-lift-and become a whole lot more green.

If folks no longer own cars, it eliminates the need for driveways and could cut down the number of paved streets throughout communities. Instead, residents might walk or bike down paths-instead of wider, car-centric roads-to catch rides from designated pick-up and drop-off sites. This means far more land could be freed up for park space and other town amenities.

“Today, we need to have streets and driveways for every home,” says Linda Mamet, vice president of corporate marketing at TRI Pointe Group, an Irvine, CA–based homebuilder. “In the future, that may not be the case.”

Of course, many details such as providing access for deliveries and designing walkways in colder climates have yet to be fully figured out.

Car ownership is costly, but many cling to it

But before you start preparing for life in a new, garage-less future, understand this: Americans love their cars. So the path to full autonomous tech acceptance may have a few potholes ahead.

Despite the potential benefits, only about 40% of U.S. adults are currently enthusiastic about the development of autonomous vehicles, compared with 54% who are worried about it, according to a recent Pew Research Center survey.

And don't be so sure that Americans will embrace the idea of ditching car ownership anytime soon.

“The fact that vehicles become autonomous will not automatically convert people from owning cars to sharing them,” says Blair Schlecter, director of economic development and government affairs at the Beverly Hills Chamber of Commerce, who writes about transportation issues. “Some people will always like the freedom of being able to own their own vehicles and being able to have a style of car they want.”

Moreover, pricey ride-hailing services such as Uber can quickly add up, at current rates. For those who drive about 3,500 miles annually, as about 90% to 95% of Americans with their own cars do, it's cheaper to buy a vehicle, according to consulting firm McKinsey & Company.

So how will people be persuaded to embrace a self-driving future? They could start by looking at some of the specialized advantages-such as being a major boon for the elderly and disabled, making it easier for them to get around, giving them newfound independence.

Add that to the fact that the average cost of owning a new vehicle totals about $8,469 in 2017, according to AAA. This takes monthly car and insurance payments into account along with gas, maintenance, and repair costs. And these same vehicles sit in their garages and parking spots more than 96% of the year, according to a 2016 AAA survey.

People still LOVE their cars…

Chris Ryan/Getty Images

You can already catch a ride in a driverless car…

To players such as Tesla, Uber, Waymo, and the Big Three automakers, it isn't a matter of whether the autonomous car revolution will be adopted by most Americans-it's a matter of when, and which companies will lead the charge. That's why they're engaged in a frenzied race to develop, perfect, and test these self-driving vehicles and get a wheel up on the competition.

Prescreened Waymo riders can already use an app to hail one of about 600 Chrysler Pacifica Hybrid minivans in Phoenix, where they're being tested. Once passengers settle into the vehicle, they press a button to start the ride-and they're off. Riders are shown arrival times on a screen along with what the car is seeing through its cameras and other sensors. There's also a pull-over button they can press to be let off in a safe place. (As with most current autonomous vehicles, a driver sits in the front seat and can take over if needed.)

Similarly, certain riders in Phoenix, San Francisco, and Pittsburgh can also hail one of Uber's self-driving Volvos.

BMW, GM, Ford, Land Rover, and many other companies are also testing their technology and vehicles around the country.

Safety issues continue to be a concern, and manufacturers have different ways of addressing it. Tesla's self-driving cars, for example, are made to be driven by humans but can go fully automated on demand. They are outfitted with 12 sensors and eight cameras to ensure they're ready. But the company came under fire after one of the owners of the cars died in a crash on a central Florida highway last year after automating about 90% of his last ride. However, government investigators said the victim was warned 13 times audibly and visibly to keep his hands on the steering wheel before the accident.

And a driverless, electric shuttle bus in Las Vegas got into a fender bender within a few hours of its debut recently. A human driver of the other vehicle was deemed at fault, and no one was hurt.

… or live in a community that uses them

Babcock Ranch is using autonomous shuttles throughout the new development.

Babcock Ranch

Suburbanites who don't live in a city can still get in on the autonomous, ride-sharing action. Babcock Ranch is a new 18,000-acre town in Southwest Florida, south of Sarasota. It will have 19,500 homes, schools, services-and autonomous cars and shuttles.

Ground was broken on the former cattle and mining ranch in 2015. About 25 homes-with garages-have already been completed, and residents are beginning to move in. (The town will be a mix of rental apartments, duplexes starting at $175,000, and single-family houses starting in the low $200,000s. It's one of the first fully solar-powered communities in the country.)

Next month, the community is launching the first of its eight-seat, autonomously driven, electric shuttles operated by a company called Transdev, a supplier of public transportation systems. Babcock's driverless shuttles travel through the community, from the model homes to the town center to model homes.

“It doesn't run on tracks. It doesn't have any wires,” says Babcock spokeswoman Lisa Hall. “It learns the route and … it knows how to guide itself.”

Babcock Ranch says it's just the beginning of its vision of future travel. The community is also planning to have two-seat, autonomous vehicles that residents can order on their smartphones (for a fee) to get around.

“We're trying to create a whole new way of living,” Hall says.

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THE FORTUNATE SON: My parents' decades-long love affair with trains

My parents had a secret love affair—with trains. Having travelled thousands of miles by rail together, as well as individually, they loved to talk about their rail journeys. In retrospect, their fascination with train travel wasn't surprising. Railroads reigned supreme in my parents' day. Trains were everywhere and united almost everyone in the same way personal computers or cell phones do today. Trains, particularly steam locomotives, were omnipresent in the lives of all the members of my parents' generation, and played a significant role in the events of that period. By shrinking travel time between destinations to mere hours instead of days, weeks or even months, railroads seemed to control even time itself.

The Overland Limited

My mother rode the Overland Limited, a passenger train out of Chicago’s Union Station, on her way west to meet my father in San Francisco. Named for being jointly operated by three railroads on its route between Chicago and the Bay Area of Northern California, the Overland passed through some of the most scenic terrain in the country. During their rail journeys on the great streamliners of the following decades, my parents preferred to ride in the dome lounge cars where they were afforded views unlike anything that could be seen from the highway. Without the worry of making a wrong turn or taking their eyes off the road and risking their well-being, the dramatic sweep and breadth of the landscape's beauty could be viewed meditatively for hours from the safety "bubble" of each dome car. I remember my Dad talking about this time as one in which travel was more about the journey than quickly reaching the destination. Things were done at a much slower pace back then, and getting there was half the fun!

Journey to San Francisco

It was early in the autumn of 1945. My Dad was coming back from the Second World War in the Pacific and the bloody horror that was Okinawa. Mom had spent the summer working as a soda jerk behind the counter at a Walgreens pharmacy in St. Louis, Missouri, saving her earnings to make the journey to San Francisco and welcome my father back home to a loving and peaceful domestic life. Mom had no intention of looking back, either. As much as she loved her parents, California held a fascination for my mother that went way beyond words and left her with a yearning for something more, something she’d only had glimpses of but was determined to find—something more than the hardscrabble existence the farmland of Southern Illinois and her parents had to offer her. Riding west on the train alone was quite a brave thing for my mother to have done during that time. Mom must have been nervous, too. It was her first real solo venture into the world west of the Mississippi (or east, for that matter) and the possibility of both good and bad outcomes must've seemed wide open. Demobilization of the country’s military forces had begun almost immediately after the war’s end, congesting the rails with the transport of service members. With the civilian passenger trains taking on the overflow of troops, reserved seating went to military personnel. It was a special time during that early postwar period. The excitement in the air was palpable as American servicemen and women reunited with their loved ones once again. Mom said she was fortunate in keeping her seat in the Coach car most of the way to San Francisco, thanks to the kindness of the strangers she briefly came to know, and would never forget, on that solo rail journey westward.

Railed elegance

In the leisurely quietude of that first early morning rail journey, Mom sat watching the ever-changing pageant of scenery from her window in the Coach car. She could see the front of the train snaking around the mountainside as the engine pulled the passengers through a succession of tunnels, including one that was more than six miles (about 9.7 kilometres) in length. Her car eventually reached an elevation of more than 9,000 feet (about 2,743 metres) at the summit and further into the Western United States. The cities, small towns, farms and villages of the Iowa-Nebraskan plain appeared like a painting, passing pristinely and seamlessly into the slowly evolving panorama: rich woodlands, quiet lakes and the surrounding meadowlands finally gave way to the jutting and jagged Rocky Mountain Ridge line, forming the Continental Divide. This provided viewers with more stimulus and restorative sustenance than a year's worth of psychotherapy! The elegantly vestibuled Overland Limited was, at that time, considered to be the most luxurious train in the world, and the standard-bearer of excellence on the Southern Pacific Railroad's historic Overland route, making the trip from Chicago to San Francisco in less than three and a half days (84 hours). The stylish Pullman, Coach, and dining cars exuded the luxurious Art Deco of the early 20th century, in what was really the Golden Age of rail travel. Services provided by conductors in dark navy blue uniforms adorned with gold trim and porters in white dinner jackets weren't reserved only for first-class passengers, either; the high style of the period, augmented by live or recorded music from the 1940s, remained fluid throughout the train.

Impeccable service

My parents, especially my mother, loved to talk about those early years when they were in their twenties, the country was at war, and the American citizenry was doing its best at home and on the war front. And talk of the "iron horse," especially Mom’s first solo rail journey, always seemed to enter the conversation. Mom’s memories recalled from those years (and any period, really) were always positive and cheery, but she definitely had her favourites, and anyone who spent much time with her found that out pretty quickly.

Her descriptions of each dining car’s impeccable standard of service, including sparkling glassware and genuine silver settings, always included the phrase "moderately priced," though the service seemed to rival that of the dining salons of the world’s finest hotels. My teetotaling mother’s recollections had a radiant quality—an added luminescence of excitement. There was something jazzy and Gatsby-esque about them that made you more tolerant of her tales, which were frequently shared and often included a visit to the Club car, where a bartender behind a wood-panelled quarter-circle served cream sodas to the passengers. And her memories remained clear, up until my father’s death, when the darkening of dementia set in.

The real romance

The "iron horse" was definitely my mother’s preferred mode of travel. Dad’s, too. The attraction to trains was mutual. For, although my father had a seemingly innate love for cars and might've preferred driving, his desire to travel by rail was just as strong. Indeed, my parent’s love for trains was no dalliance or passing fancy—it was an affair of the heart that grew stronger with the years. Mom and Dad continued their rail journeys, going back and forth by train between San Francisco and Chicago (and Los Angeles on the Daylight Limited, later called the Coast Starlight) throughout the late '40s, '50s and on into the '60s, when rail companies were spending huge sums of money to attract a travelling public that was being lured away by automobiles. And though not a through line, my parents would occasionally take the Frisco line (also known as the St. Louis-San Francisco Railway) on occasion, or some other route altogether, as long as it was on the "iron horse." Although they'd sometimes try taking other lines en route to Illinois or home again, the option of riding the rail amid the varnished mahogany walls, vintage music, mirrors and murals of the Overland Limited always held sway. Mom and Dad took that Overland Route at least twice a year to visit family and friends or just to "get away" for a while. Train travel offered an escape, the same as any drug or video game would today. It was an outlet and a break for them from the day-to-day routine. But in the final analysis, their mutual enchantment with rail travel served a greater purpose, uniting both in what was really the only romance that mattered—theirs! Read the previous article in this series, THE FORTUNATE SON: Casualties of war and my initial introduction to hate crimes and racial injustice» images: 1. Wikimedia 2. Wikimedia 3. Wikimedia Click to Post

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Church Of MO – Honda Shadow Spirit 750 Vs. H-D 883R Sportster

Honda Shadow Spirit 750 Vs. H-D 883R Sportster Even two’s a crowd. By Calvin “Hackfu” Kim Aug. 26, 2002 Torrance, California, August 26, 2002 — Stonehenge. Do you know why the ancients built them? I don’t. In fact, nobody really knows for sure why it was built. That’s what a lot of people say about these cruisers. “Why’d you get a little Shadow? Didn’t you know about the VTX?” You know, that sort of thing. But in all fairness, anything with two wheels is fun, isn’t it? I mean, we had a blast riding scooters, that’s for sure. And even anti-cruiser John slowly started warming up to the long-and-low set after riding both the Volusia and the Vulcan.

So what’s up with these un-popular, off-the-wall tests? Well, in the name of education, we’ll do anything, even test these two old-timers. Let’s be honest, at one point in time the Sportster was probably the best bike out there, period. Its history dates back as early as 1952 as the Model K “Sport,” but for the most part, the Sportster that we know today didn’t show up at dealers until 1986 with the spooning-in of an Evolution motor. Granted, in the modern age of Sportsters (post-1986), nobody in their right mind really thinks of Sportsters as being modern, high-performance transports. But they were always considered easy to ride, easy to learn on and most importantly, economical. The Honda is no different, really, albeit its heritage is a bit leaner. First built in 2001, the Shadow Spirit 750 seemed to be aimed right at the heart of the lightweight cruiser niche. It’s an important market, because the lightweights emphasize bang-for-buck over brute emotion to make the sale. For Harley-Davidson, the use of their 883 Sportster line to introduce riders to the brand is no secret. They’ll lure them in with great price and economy, then dazzle them with aftermarket parts, or better yet, upgrade them into a Big Twin. However, what if the customer just wants a bike? You know, something with two wheels that gets great mileage, decent performance and won’t break the bank? Oh yea, its gotta look cool too. For the most part, these two cruisers work great. Here we have two similar machines that are seemingly worlds apart. They both share certain design elements, namely, that they’re cruisers and they’re both V-twins. The Honda sports a somewhat modern, liquid-cooled, three-valve, dual-plug, V-twin motor. While the H-D’s engine is the familiar air-cooled unit. However, in our top-o-the line, R spec 883 Sportster, it gets a much cooler black powder coating job versus the somewhat gaudy chrome laden air-pump on the Spirit.

The Honda has a great paint job. Stepping away from our two twins, you’ll notice that the Honda has an uncharacteristically pretty paint job with dark red flames on a lighter red background. The thing that really got to us was that it really did look good. However, the intense amount of chrome that was found on the Honda left a lot of onlookers covering their eyes. The Harley, being a Harley after all, always seemed to steal the show. We think it might have to do with its bright orange flat-track inspired coverings, combined with its flat-black engine and steering gear, the 883R really turned heads. Riding the machines left little to the imagination. These little cruisers aren’t gonna win any real-world performance or comfort contests. But in their defense, they compare well to other cruisers. Just looking at the weight and seat-height values for these machines will leave many “strength” or “vertically-challenged” riders breathing a sigh of relief. For example, the Shadow Spirit weighs a manufacturer’s listed 496 pounds dry with a 26.6 inch seat height. Whereas the 883 R sports (no pun intended) a manufacturer’s listed 503 pounds dry with a 28-inch seat height. With such friendly seat-heights, you’d think more thought would’ve been placed into the ergonomics of each machine. However, after 45 minutes of freeway riding, we wanted to take a large planer — or at the very least a moderate sized belt-sander — to the Los Angeles freeway system. The Spirit Shadow 750 had softish springs both front and back and damping rates that could use some stiffening. While appropriate for a light-weight rider (say, below 175 pounds) on slower city roads, once highway speeds get thrown into the mix, all bets were off; the damping just couldn’t keep up. The Sportster, true to its name, proved sportier than the Spirit did, although it too was plagued with soft fork and springs. Its damping was just a bit better. Sort of like comparing apples to, well, bigger apples. Unfortunately, a problem that beset both vehicles was the dreaded lower-back pain that seem to be problem-most-foul. The consensus seemed to indicate that the slouched seating position bent the spine in such a manner as to best allow shocks to go straight through the spinal column and into the brain.

The two “iron-horses” cooling off by a foodery. We can’t help but wonder what would’ve happened if foodery was actually a real word. While the rider of either machine enjoyed what, during the Spanish Inquisition, could be conceived as comfort for periods longer than 45-minutes, passengers, well… let’s just say people of the sadomasochistic persuasion will feel right at home. We shouldn’t really have to say it but the Sportster’s rear seat sucked. Just look at the thing, does it look comfortable to you? As soon as a passenger would sit on that crude lump, they would immediately slide back and hit the license plate frame. I mean really, did some committee really sit down and decide that this would be the best way to transport a passenger? As a better option, the stock 883 does away with the passenger seat altogether. As far as the Spirit goes, it too would probably have benefited from a rear seat removal, but our rear-seat passenger did find it tolerable for 15-minute sessions. Not too shabby, unless you wanna go somewhere, say, greater than 15-minutes away. However, the Sportster clearly edged out the Honda in the ergoes category thanks to its more “standard” footpeg location thus allowing the rider to better shift his weight. The Honda possessed feet-forward controls more suited for boulevard cruising. Also the hand position afforded by the matte black bars on the 883R promoted a more natural riding position while the Spirit’s flatter, chrome bars felt somewhat disconnected. In contrast to the lackluster freeway comfort levels, cruising the mountain roads north of Los Angeles proved to be an enjoyable endeavor. Smooth power delivery and crisp shifts from the Honda helped us forget about our aching backs, as we’d give it a fistful of power exiting the many corners we met. The same disconnected feeling from the front-end continued to permeate through the lefts and rights but at least the Spirit tracked well enough to generate footpeg-grinding confidence. The Harley, however, seemed to come alive in the twisties. This is all relative of course. But the 883R had that elusive character that the Honda didn’t possess. We can conjecture that with enough miles the Spirit would have it too, but for the most part, it left a mild impression. Sort of like eating a tuna fish sandwich versus 24 ounces of juicy prime rib.

The Sportster proved to be all that its name promised and more. We’d prefer stiffer suspension though. Surprisingly enough, the more modern Spirit 750 proved to be the lesser of the two machines in the power department. Maybe it’s the fact that the air-cooled, two-valve designed Sportster has a 133cc-displacement advantage. Who knows? Either way, even though the Sportster seemed to have less power, it was decidedly more fun in the curvy roads. With a fatter range of torque and a healthy throaty sound, the Harley was certainly the more favored sporting mount. As for braking and handling, well, let’s just put it this way; look elsewhere. The twin front disks on the Harley were better than the Honda’s single binder. But the mushy (even after JohnnyB bled them) binders on the Sportster didn’t convey the feel that the Spirit’s brakes did. “Where the Harley wins out though, is in ground clearance. Granted, it’s easy to grind peg on either machine, but it was much more difficult to do so on the Harley.” To add insult to injury, the Harley felt as if it had the softest suspension bits during braking and cornering. Don’t for a second take that statement to mean the Honda was well sprung, it too had serious damping issues. With a passenger on board we would bottom the rear shock, and yes, we were still under the max load limit.

Even with these extreme shortcomings, these machines are still good to ride. You just have to have a different mindset in order to do so. Ditch the “hurry-up” attitude, and make sure the roads don’t have any harsh expansion joints and you’ll be set. There’s nothing better than a quiet putt-putt through a shady lane borough and nothing brings that out the best than these two iron-horses. If it were our money, it would be the Harley. Not only is it cheap enough for regular people, the aftermarket allows super upgradeability. And plus, its a Harley, so there’s always that added resale value. Heck, even on the Honda we could add some cheap-ass glass-pack, slash cut slip-ons and combined with the slick paint job, people wouldn’t know what the hell just whizzed by them. Differences between Sportster XLH and Sportster R XL: Engine color (XLH is alloy color, XL is powder coated black) Exhaust (XLH is “staggered shorty duals”, XL is “curved 2-into-1”) Brakes (XLH has single front disk, XL has dual) Seat (XLH has single seat, XL has poor excuse for passenger accommodations) Paint (XLH comes in five different colors, XL only has cool racing orange paint scheme) Weight (XLH 489 lbs, XL, 503 lbs, both listed weight) Price (XLH $5,975-$6,145 depending on paint color, XL $6,795) __ H-D Sportster 883 R Honda Shadow Spirit 750 Engine 883cc air-cooled, 4-valve, 45° OHV v-twin 745cc liquid-cooled, 6-valve, 52° SOHC v-twin Bore x Stroke (mm) 76.2×96.8 79.0×76.0 Compression Ratio 9.0:1 9.0:1 Ignition CDI Fuel Delivery Carbureted 2x 34mm Diaphragm-type CV Carbs Transmission 5-spd Final Drive Belt Chain Service Interval 1,000 miles for first time, then every 5,000 miles N/A Suspension, Front 39mm, N/A 41mm, 5.1″ Suspension, Rear Dual Shock, N/A (P-ramp) Dual shock, 3.2″ (P-ramp) Brakes, Front 2x 292mm, 2 piston 1x 296mm, 2 piston Brakes, Rear 292mm, 2 piston Drum Tires, Front 100/90-19 110/80-19 Tires, Rear 130/90-16 160/80-15 Wheelbase 60.0″/1523mm 64.8″/1645mm Rake-Trail 29.6°-4.6″/116.7mm N/A Seat Height 28.0″/711mm 26.6″/907mm Fuel Capacity 3.3gal/15L 3.6gal/16L Fuel Mileage 43mpg N/A Listed Weight (dry) 503lbs/228kg 496lbs/225kg Available Colors Racing Orange Black*, Candy Dark Red Flame, Pearl Purple Frame Suggested Price $6,695 $6,199* (P,C,R) denotes adjustable Preload, Compression damping and Rebound dampening. threaded and ramp denotes method of rear shock preload adjustment. Threaded collar, or ramped collar. Second Opinion: El Flaco’s take on the Cruiser Comparo- Harley 883R vs. Honda Shadow 750

El_Flaco stares off into space as he thinks about being the low man on the totem pole. The Honda is smooooth and, if I really use my imagination, it kind of sounds like a RC-51 at idle. It has that classic cruiser leaned-back posture that kills even my young and resilient back after motoring 2 miles down a bumpy stretch of South Bay arterial road. The engine feels strong and responsive, but nothing inspiring. There’s nothing wrong with the bike, but I wish that there was so I could think of something distinguishing or characteristic about this bike! I didn’t use to hold any animosity in my warm and fuzzy heart towards Harleys until I had a spate of bad luck with them. But, even after a rocky start in my relationship with this 883R (something about an incident involving running out of gas on the 110 after picking it up from the Harley distribution center) I began to like it for what it is. It vibrates like it’s about to blow itself into nanoscopic pieces every time it accelerates, but I have to admit that it’s kinda cool. Taking these cruisers up into the Angeles National Forest really gave me a chance to bond with them. Riding, or attempting to ride, the Shadow at a semi-sporting pace was not a rewarding experience. And even from a cruising perspective it wasn’t spectacular either. It feels so bland that it is difficult to have any sort of remarkable experiences or impressions on it. But I’m sure it’s dead reliable and it would provide thousands of years of trouble-free and completely boring years of ownership. On the other hand, when I was blasting the Harley up a canyon road I could pretend for a brief moment that I was Steve McQueen riding in California 35 years ago, for no other real reason than the 883R feels like a bike of that vintage. And Steve McQueen’s the King of Cool in my book, and I felt pretty cool on this bike. I was actually impressed with the level of handling that it displayed around the twists and turns, and the dual front disc brakes were a lot better after JohnnyB bled them a bit- the lever no longer traveled all the way back to the grip under heavy braking. The true test would come when it came time for me to choose which one I would take home for the night; Mr. Harley won out. It feels good around town and freeway runs aren’t too terrible. I was having delusions of grandeur about sneaking a few of the Buell racing parts down in the MO shop into its engine, but barring that, I would love to see how it would run and sound with some curvaceous pipes, a filter and a jet kit. I never thought I would hear myself say this but, “In my opinion, the Harley’s the winner.” Click to Post

[totallymotorbikes]

Church Of MO Honda Shadow Spirit 750 Vs. H-D 883R Sportster When it comes to lightweight cruisers, Harley’s 883 Sportster has been the staple of the category. Around, in one form or another, since the 1950s, it has earned the term OG for the class. Fast forward to 2002 and here we have the 883R Sportster going head-to-head with the Honda Shadow Spirit 750. With 50 years to study the venerable Harley-Davidson, Honda’s Shadow presents a bare-bones, lightweight cruiser that isn’t intimidating to the (relatively) new cruiser rider – traits it shares with the Harley. So who does it better? America or Japan? Read on to find out. Honda Shadow Spirit 750 Vs. H-D 883R Sportster Even two’s a crowd. By Calvin “Hackfu” Kim Aug. 26, 2002 Torrance, California, August 26, 2002 — Stonehenge. Do you know why the ancients built them? I don’t. In fact, nobody really knows for sure why it was built. That’s what a lot of people say about these cruisers. “Why’d you get a little Shadow? Didn’t you know about the VTX?” You know, that sort of thing. But in all fairness, anything with two wheels is fun, isn’t it? I mean, we had a blast riding scooters, that’s for sure. And even anti-cruiser John slowly started warming up to the long-and-low set after riding both the Volusia and the Vulcan. So what’s up with these un-popular, off-the-wall tests? Well, in the name of education, we’ll do anything, even test these two old-timers. Let’s be honest, at one point in time the Sportster was probably the best bike out there, period. Its history dates back as early as 1952 as the Model K “Sport,” but for the most part, the Sportster that we know today didn’t show up at dealers until 1986 with the spooning-in of an Evolution motor. Granted, in the modern age of Sportsters (post-1986), nobody in their right mind really thinks of Sportsters as being modern, high-performance transports. But they were always considered easy to ride, easy to learn on and most importantly, economical. The Honda is no different, really, albeit its heritage is a bit leaner. First built in 2001, the Shadow Spirit 750 seemed to be aimed right at the heart of the lightweight cruiser niche. It’s an important market, because the lightweights emphasize bang-for-buck over brute emotion to make the sale. For Harley-Davidson, the use of their 883 Sportster line to introduce riders to the brand is no secret. They’ll lure them in with great price and economy, then dazzle them with aftermarket parts, or better yet, upgrade them into a Big Twin. However, what if the customer just wants a bike? You know, something with two wheels that gets great mileage, decent performance and won’t break the bank? Oh yea, its gotta look cool too. For the most part, these two cruisers work great. Here we have two similar machines that are seemingly worlds apart. They both share certain design elements, namely, that they’re cruisers and they’re both V-twins. The Honda sports a somewhat modern, liquid-cooled, three-valve, dual-plug, V-twin motor. While the H-D’s engine is the familiar air-cooled unit. However, in our top-o-the line, R spec 883 Sportster, it gets a much cooler black powder coating job versus the somewhat gaudy chrome laden air-pump on the Spirit. The Honda has a great paint job. Stepping away from our two twins, you’ll notice that the Honda has an uncharacteristically pretty paint job with dark red flames on a lighter red background. The thing that really got to us was that it really did look good. However, the intense amount of chrome that was found on the Honda left a lot of onlookers covering their eyes. The Harley, being a Harley after all, always seemed to steal the show. We think it might have to do with its bright orange flat-track inspired coverings, combined with its flat-black engine and steering gear, the 883R really turned heads. Riding the machines left little to the imagination. These little cruisers aren’t gonna win any real-world performance or comfort contests. But in their defense, they compare well to other cruisers. Just looking at the weight and seat-height values for these machines will leave many “strength” or “vertically-challenged” riders breathing a sigh of relief. For example, the Shadow Spirit weighs a manufacturer’s listed 496 pounds dry with a 26.6 inch seat height. Whereas the 883 R sports (no pun intended) a manufacturer’s listed 503 pounds dry with a 28-inch seat height. With such friendly seat-heights, you’d think more thought would’ve been placed into the ergonomics of each machine. However, after 45 minutes of freeway riding, we wanted to take a large planer — or at the very least a moderate sized belt-sander — to the Los Angeles freeway system. The Spirit Shadow 750 had softish springs both front and back and damping rates that could use some stiffening. While appropriate for a light-weight rider (say, below 175 pounds) on slower city roads, once highway speeds get thrown into the mix, all bets were off; the damping just couldn’t keep up. The Sportster, true to its name, proved sportier than the Spirit did, although it too was plagued with soft fork and springs. Its damping was just a bit better. Sort of like comparing apples to, well, bigger apples. Unfortunately, a problem that beset both vehicles was the dreaded lower-back pain that seem to be problem-most-foul. The consensus seemed to indicate that the slouched seating position bent the spine in such a manner as to best allow shocks to go straight through the spinal column and into the brain. The two “iron-horses” cooling off by a foodery. We can’t help but wonder what would’ve happened if foodery was actually a real word. While the rider of either machine enjoyed what, during the Spanish Inquisition, could be conceived as comfort for periods longer than 45-minutes, passengers, well… let’s just say people of the sadomasochistic persuasion will feel right at home. We shouldn’t really have to say it but the Sportster’s rear seat sucked. Just look at the thing, does it look comfortable to you? As soon as a passenger would sit on that crude lump, they would immediately slide back and hit the license plate frame. I mean really, did some committee really sit down and decide that this would be the best way to transport a passenger? As a better option, the stock 883 does away with the passenger seat altogether. As far as the Spirit goes, it too would probably have benefited from a rear seat removal, but our rear-seat passenger did find it tolerable for 15-minute sessions. Not too shabby, unless you wanna go somewhere, say, greater than 15-minutes away. However, the Sportster clearly edged out the Honda in the ergoes category thanks to its more “standard” footpeg location thus allowing the rider to better shift his weight. The Honda possessed feet-forward controls more suited for boulevard cruising. Also the hand position afforded by the matte black bars on the 883R promoted a more natural riding position while the Spirit’s flatter, chrome bars felt somewhat disconnected. In contrast to the lackluster freeway comfort levels, cruising the mountain roads north of Los Angeles proved to be an enjoyable endeavor. Smooth power delivery and crisp shifts from the Honda helped us forget about our aching backs, as we’d give it a fistful of power exiting the many corners we met. The same disconnected feeling from the front-end continued to permeate through the lefts and rights but at least the Spirit tracked well enough to generate footpeg-grinding confidence. The Harley, however, seemed to come alive in the twisties. This is all relative of course. But the 883R had that elusive character that the Honda didn’t possess. We can conjecture that with enough miles the Spirit would have it too, but for the most part, it left a mild impression. Sort of like eating a tuna fish sandwich versus 24 ounces of juicy prime rib. The Sportster proved to be all that its name promised and more. We’d prefer stiffer suspension though. Surprisingly enough, the more modern Spirit 750 proved to be the lesser of the two machines in the power department. Maybe it’s the fact that the air-cooled, two-valve designed Sportster has a 133cc-displacement advantage. Who knows? Either way, even though the Sportster seemed to have less power, it was decidedly more fun in the curvy roads. With a fatter range of torque and a healthy throaty sound, the Harley was certainly the more favored sporting mount. As for braking and handling, well, let’s just put it this way; look elsewhere. The twin front disks on the Harley were better than the Honda’s single binder. But the mushy (even after JohnnyB bled them) binders on the Sportster didn’t convey the feel that the Spirit’s brakes did. “Where the Harley wins out though, is in ground clearance. Granted, it’s easy to grind peg on either machine, but it was much more difficult to do so on the Harley.” To add insult to injury, the Harley felt as if it had the softest suspension bits during braking and cornering. Don’t for a second take that statement to mean the Honda was well sprung, it too had serious damping issues. With a passenger on board we would bottom the rear shock, and yes, we were still under the max load limit. Even with these extreme shortcomings, these machines are still good to ride. You just have to have a different mindset in order to do so. Ditch the “hurry-up” attitude, and make sure the roads don’t have any harsh expansion joints and you’ll be set. There’s nothing better than a quiet putt-putt through a shady lane borough and nothing brings that out the best than these two iron-horses. If it were our money, it would be the Harley. Not only is it cheap enough for regular people, the aftermarket allows super upgradeability. And plus, its a Harley, so there’s always that added resale value. Heck, even on the Honda we could add some cheap-ass glass-pack, slash cut slip-ons and combined with the slick paint job, people wouldn’t know what the hell just whizzed by them. Differences between Sportster XLH and Sportster R XL: Engine color (XLH is alloy color, XL is powder coated black) Exhaust (XLH is “staggered shorty duals”, XL is “curved 2-into-1”) Brakes (XLH has single front disk, XL has dual) Seat (XLH has single seat, XL has poor excuse for passenger accommodations) Paint (XLH comes in five different colors, XL only has cool racing orange paint scheme) Weight (XLH 489 lbs, XL, 503 lbs, both listed weight) Price (XLH $5,975-$6,145 depending on paint color, XL $6,795) __ H-D Sportster 883 R Honda Shadow Spirit 750 Engine 883cc air-cooled, 4-valve, 45° OHV v-twin 745cc liquid-cooled, 6-valve, 52° SOHC v-twin Bore x Stroke (mm) 76.2×96.8 79.0×76.0 Compression Ratio 9.0:1 9.0:1 Ignition CDI Fuel Delivery Carbureted 2x 34mm Diaphragm-type CV Carbs Transmission 5-spd Final Drive Belt Chain Service Interval 1,000 miles for first time, then every 5,000 miles N/A Suspension, Front 39mm, N/A 41mm, 5.1″ Suspension, Rear Dual Shock, N/A (P-ramp) Dual shock, 3.2″ (P-ramp) Brakes, Front 2x 292mm, 2 piston 1x 296mm, 2 piston Brakes, Rear 292mm, 2 piston Drum Tires, Front 100/90-19 110/80-19 Tires, Rear 130/90-16 160/80-15 Wheelbase 60.0″/1523mm 64.8″/1645mm Rake-Trail 29.6°-4.6″/116.7mm N/A Seat Height 28.0″/711mm 26.6″/907mm Fuel Capacity 3.3gal/15L 3.6gal/16L Fuel Mileage 43mpg N/A Listed Weight (dry) 503lbs/228kg 496lbs/225kg Available Colors Racing Orange Black*, Candy Dark Red Flame, Pearl Purple Frame Suggested Price $6,695 $6,199* (P,C,R) denotes adjustable Preload, Compression damping and Rebound dampening. threaded and ramp denotes method of rear shock preload adjustment. Threaded collar, or ramped collar. Second Opinion: El Flaco’s take on the Cruiser Comparo- Harley 883R vs. Honda Shadow 750 El_Flaco stares off into space as he thinks about being the low man on the totem pole. The Honda is smooooth and, if I really use my imagination, it kind of sounds like a RC-51 at idle. It has that classic cruiser leaned-back posture that kills even my young and resilient back after motoring 2 miles down a bumpy stretch of South Bay arterial road. The engine feels strong and responsive, but nothing inspiring. There’s nothing wrong with the bike, but I wish that there was so I could think of something distinguishing or characteristic about this bike! I didn’t use to hold any animosity in my warm and fuzzy heart towards Harleys until I had a spate of bad luck with them. But, even after a rocky start in my relationship with this 883R (something about an incident involving running out of gas on the 110 after picking it up from the Harley distribution center) I began to like it for what it is. It vibrates like it’s about to blow itself into nanoscopic pieces every time it accelerates, but I have to admit that it’s kinda cool. Taking these cruisers up into the Angeles National Forest really gave me a chance to bond with them. Riding, or attempting to ride, the Shadow at a semi-sporting pace was not a rewarding experience. And even from a cruising perspective it wasn’t spectacular either. It feels so bland that it is difficult to have any sort of remarkable experiences or impressions on it. But I’m sure it’s dead reliable and it would provide thousands of years of trouble-free and completely boring years of ownership. On the other hand, when I was blasting the Harley up a canyon road I could pretend for a brief moment that I was Steve McQueen riding in California 35 years ago, for no other real reason than the 883R feels like a bike of that vintage. And Steve McQueen’s the King of Cool in my book, and I felt pretty cool on this bike. I was actually impressed with the level of handling that it displayed around the twists and turns, and the dual front disc brakes were a lot better after JohnnyB bled them a bit- the lever no longer traveled all the way back to the grip under heavy braking. The true test would come when it came time for me to choose which one I would take home for the night; Mr. Harley won out. It feels good around town and freeway runs aren’t too terrible. I was having delusions of grandeur about sneaking a few of the Buell racing parts down in the MO shop into its engine, but barring that, I would love to see how it would run and sound with some curvaceous pipes, a filter and a jet kit. I never thought I would hear myself say this but, “In my opinion, the Harley’s the winner.” Church Of MO – Honda Shadow Spirit 750 Vs. H-D 883R Sportster appeared first on Motorcycle.com.

[rockingyranch1]

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