#Free Digital Business Card App

[mygridclub]

GridClub: The Best Free Digital Business Card App for Professionals GridClub offers a free digital business card app that provides an eco-friendly, modern solution to traditional paper cards. With GridClub, you can effortlessly create, share, and manage your business details. The app ensures instant updates, easy accessibility, and enhanced networking opportunities, helping professionals stay connected and make a lasting impression.

[district11crm]

Use Real Estate District 11 CRM to change your real estate business. To increase your productivity, work on lead management and client communications.

[spherecard12]

The Hidden Costs of Popular Freelance Platforms

In today’s digital landscape, freelancers and consumers have a range of platforms to showcase skills or find the right talent. Upwork and Fiverr dominate the market, offering freelancers a free way to display their skills. However, while these platforms are well-known, they have significant restrictions and costs that can impact freelancers and their clients. Being a freelancer on these platforms often comes with its own set of challenges. Learn more: https://findmyspherecard.com/biz-blog/the-hidden-costs-of-popular-freelance-platforms/

[nanowrimo]

Write Smarter, Not Harder: 5 Ways to Conquer Chaotic Writing

Every year, we’re lucky to have great sponsors for our nonprofit events. ButterDocs, a 2023 NaNoWriMo sponsor, is an all-in-one writing app built for productivity, collaboration, and a more joyful writing experience. Today, the folks at ButterDocs share a few tips on organizing your writing to meet your goals:

NaNoWriMo is about to start, and you're champing at the bit to get to 50,000 words. But that's no easy feat! Because life doesn't stop when NaNoWriMo starts.

You're still going to have climb a mountain of chaos to reach your goal: Chaos like not being able to find your notes and outlines when you need them since they're scattered across multiple apps, or the constant lure of internet distractions.

And of course, once NaNoWriMo ends, the writing process continues. You'll need to get feedback, be able to actually easily take advantage of that feedback, and make revisions (especially if your ultimate goal isn't just a rough draft, but a polished novel).

Here are five tips from ButterDocs to beat the chaos and make your writing workflow less work and more flow.

1. Know what you're about to do.

We know you want to start maximizing your word count from Day One, but you'll thank yourself on Day Twenty if you lay the groundwork for yourself. Take some time to organize your research, develop your characters, lay out your major plot points, and consider your themes.

You don't need to buy and learn advanced plotting software. A digital whiteboard can be as intuitive as pinning index cards to a cork board.

2. Write in the best environment for you.

You're about to spend a lot of time writing. It's a good idea to get comfortable.

Think about what environment you write best in. Do you need the hubbub and energy of a busy coffee shop? Or the serenity of a cozy nook?

Once you find the right place, put the same effort into finding a writing app you'll actually enjoy writing in.

3. Stay in your writing flow.

Focus and dedication during NaNoWriMo is the whole ball game. Lose either, and your chances of hitting 50,000 words are harder.

Whatever your NaNoWriMo goals are, give yourself the best chances to succeed with tools that will help you get and stay focused. A timer, word counter, and goal tracker will help you with timed writing sprints and hitting daily writing goals.

4. Recover from distractions.

Distractions will happen. Chaotic writing aside, the human brain wants to wander for dopamine. And life inevitably gets in the way.

What's important is how you recover. Don't let one distraction or missed writing day snowball into another and another. Give yourself tools that help you get back on track. A simple notification to come back to your writing can be a big help.

5. Pull others in to help you move forward.

You may be participating in NaNoWriMo as an individual, but know this: you are not alone.

You have the entire NaNoWriMo community, among many other writing communities and groups you can turn to for any genre of writing.

When you feel stuck or need feedback on a draft, don't be afraid to ask for help. Just be sure to invite people into a writing app where you have control over the collaboration.

ButterDocs Early Access + NaNoWriMo Resources

Conquer chaotic writing by using a writing app built for exactly that. With ButterDocs, you can plan, write, share, and edit your writing all in one place, without the chaos. It's by the team that built Arc Studio, a leading screenwriting app with hundreds of thousands of users.

ButterDocs launches today in early access and we'd love to invite you to check it out for NaNoWriMo.

All NaNoWriMo participants can receive a free year of ButterDocs if you sign up by December 1st, 2023.

We're running a free online event on October 25th for everyone who signs up: "Getting (and Staying) in Your Creative Writing Zone During NaNoWriMo." with Grant Faulkner (Executive Director of NaNoWrimo), Matt Trinetti (founder of London Writers' Salon), and Allison Trowbridge (founder of CopperBooks). If you can't make it, we'll email ButterDocs users the recording afterward.

Visit https://butterdocs.com/NaNoWriMo to learn more about ButterDocs, claim your free account, and enter an exclusive sweepstakes giveaway for NaNoWriMo participants!

[realdirtfacts]

Selling your merch and shipping from home with Fourthwall

I've been selling @shiftythrifting Junk Boxes - our curated secondhand mystery boxes - since 2017 using different platforms with different levels of success. I moved to Fourthwall in 2022 and my teeny tiny business has only grown since then! FW is free to use and you get ALL the money from your home sales save for the credit card processing fees. I don't miss the fee structure from our previous hosts, so I thought I'd write up a little guide on how easy it is to get started.

Things you need to start shipping from home:

A scale, and it doesn't need to be an expensive or large one! Even a kitchen scale works for small stuff.

Packaging and packing materials for the product(s) you're selling.

Access to a post office and/or a printer.

Funds set aside for postage. You'll get this money back with your Fourthwall payout when the month rolls over.

(Optional but handy) A ShipStation account.

Make yourself a store if you haven't already. You can sell print on demand, digital stuff, and your own inventory in one place but today we're talking about selling from home, so add a product and pick the middle option.

You can customize everything about your product on this page, from adding size and color variations, the materials used to make it, size charts, inventory, and more. Get an accurate weight of what you're selling in its packaging and add that here. Hit save and you have your first listing. Gonna be selling a variety of products? You can duplicate the listing with the meatball menu! Change the name, photos, and anything else that needs changing and have your second listing up in a couple minutes.

Didi protip: I like to put people's reviews right in the listing. Lots of photos help sell your product, but there's nothing like a positive review from fans!

Fourthwall's Collections feature lets me put my Junk Boxes in their own little section where I can set them to hidden or mark them sold out if I get sick or am on vacation. This lets me easily turn the self-fulfilled part of my store off while folks can still purchase print on demand and digital stuff and sign up for memberships.

Didi protip: If you are in the US, the US postal service will pick up your outgoing packages free of charge on any regular mail day. Just set up a pickup on USPS.com!

When you've made your first sale, you can either make the label yourself or connect directly to ShipStation through Fourthwall's app integration. That's brand new and I love it so far. My labels pop up in ShipStation about 24 hours after a purchase, giving people a little window of time to adjust their order or make changes before I ship it.

At that point, all that's left is handing it off to the postal carrier of your choice! Boom, you're done!

A final note from me, I moved ShopShifty to Fourthwall so I could have one address for ALL my merch instead of splitting it between Patreon, a print-on-demand store, and the Junk Box store. It's proven to be the best choice I've made in years and has saved me a ton of money in marketplace fees, Paypal's cut, and web hosting charges. This has genuinely been the easiest way to sell my merch!

[hasibkhalifa]

Revolutionizing Transactions with PayWint Digital Wallet

In a world where convenience and efficiency dominate, the demand for reliable and feature-rich digital wallets has skyrocketed. Enter PayWint, the ultimate digital wallet solution designed to streamline your financial transactions while ensuring security and ease of use. Whether you're a student, traveler, freelancer, or small business owner, PayWint is here to revolutionize how you manage, send, and receive money.

Why Choose PayWint?

PayWint stands out in the crowded digital wallet space with its seamless features tailored to meet diverse user needs. From real-time alerts to AI-powered fraud detection, PayWint ensures your transactions are not just swift but also highly secure.

Key Features at a Glance:

Instant Money Transfers: Request, send, and receive money in real-time, making it the perfect companion for personal and professional needs.

Multi-Currency & Multi-Language Support: Operate effortlessly across borders, thanks to PayWint's global usability.

Shared Wallets: Split bills or manage group expenses with family, friends, or business partners through shared wallets.

Virtual & Physical Cards: Open a digital bank account and enjoy the convenience of virtual or physical cards.

Perfect for Everyone

PayWint caters to a diverse audience, ensuring inclusivity and functionality for all.

Students and Freelancers can use PayWint to manage international payments, ensuring they can receive funds from clients or family abroad without delays.

Small Business Owners can streamline payroll, vendor payments, and even customer transactions, all from one centralized platform.

Travel Enthusiasts can enjoy hassle-free currency conversions and transactions no matter where they are.

Unparalleled Integrations

One of PayWint's standout features is its ability to integrate with leading financial and payment platforms such as Apple Pay, Google Pay, PayPal, CashApp, and Venmo. Users can also link multiple bank accounts or credit and debit cards for effortless transactions. Moreover, businesses can integrate accounting platforms like QuickBooks, Zoho, or FreshBooks to simplify bookkeeping.

Enhanced Security & Real-Time Updates

Security is at the heart of PayWint. With encryption and AI-powered fraud detection, users can trust their financial data is always safe. Real-time alerts via text, email, or push notifications ensure you stay informed about every transaction.

Beyond Payments

PayWint isn't just a digital wallet; it's a comprehensive financial management tool. The AI-powered budget planner helps users track expenses and set financial goals. For businesses, the ability to schedule recurring payments and integrate payment widgets into websites adds unparalleled convenience.

Always There for You

With 24/7 customer support available via phone, email, text, and chat, help is always just a call or message away. You can reach us at (408) 516-1413 for any assistance. Whether it's a quick query or a technical issue, PayWint ensures you're never left in the dark.

Get Started with PayWint

Ready to transform how you handle money? Download the PayWint Digital Wallet Mobile App today from the Apple Store or Google Play Store. Alternatively, visit PayWint.com to access your financial world instantly.

[tushar-trading-company]

How Much Can I Withdraw from Cash App at an ATM?

Cash App, a popular digital payment platform, provides users with a versatile way to manage money, including withdrawing cash from ATMs. Understanding the Cash App withdrawal limits and how to effectively manage large withdrawals is essential for optimal use of this service.

What is Cash App's Daily Withdrawal Limit at ATMs?

Cash App imposes a daily ATM withdrawal limit to ensure security and manage liquidity. As of now, users can withdraw up to $310 per transaction. This daily limit is capped at $1,000 every 24 hours. This means that in a single day, you can make multiple withdrawals as long as you do not exceed the $1,000 threshold.

Strategies to Withdraw Large Amounts from Cash App

Withdrawing a large amount from Cash App requires planning due to the daily limit restrictions. If you need to withdraw amounts larger than $1,000, you will need to spread your withdrawals over multiple days. Additionally, you can utilize the Cash App card to make purchases directly, thereby preserving your cash for when it’s absolutely necessary.

Another method to access larger sums is to transfer your Cash App balance to a linked bank account. This can be done instantly for a fee or for free, which might take one to three business days. Once the funds are in your bank account, you can withdraw them according to your Cash App bank’s ATM withdrawal limits, which are typically higher than those of Cash App.

What is the Maximum ATM Withdrawal Limit?

The maximum amount that can be withdrawn from an ATM using a Cash App card is $310 per transaction. This limit is set to protect users from high losses in case of unauthorized access and to comply with ATM network regulations. It’s crucial to note that while this is the limit per transaction, you can perform multiple transactions up to the Cash App daily limit of $1,000.

Managing Your Cash App Limits

To manage and view your current Cash App limits, access your account settings through the app. It's advisable to verify your identity with Cash App, as this can increase certain limits within your account, though the ATM withdrawal limits remain governed by the stipulated caps.

For users who frequently need higher limits, contacting Cash App support to discuss your options is recommended. While ATM and certain other limits are fixed, understanding the nuances of your account settings can help you plan and use your funds more effectively.

Frequently Asked Questions

Can I increase my Cash App ATM withdrawal limit?

The Cash App ATM withdrawal limit of $310 per transaction and $1,000 per 24 hours is fixed and cannot be increased. However, for other types of transfers or withdrawals, verifying your account can provide higher limits.

How long does it take to transfer money from Cash App to a bank account?

Transfers to a bank account can either be instant for a fee or take one to three business days if done via the standard transfer option.

What should I do if my withdrawal exceeds the daily limit?

If you require more than the Cash App limit per day, plan your withdrawals over multiple days or use alternative methods such as transferring to a bank account or spending directly from your Cash App card.

Are there fees associated with ATM withdrawals using Cash App?

Cash App charges a $2 fee for ATM withdrawals. However, this fee can be reimbursed for users who receive at least $300 per month in direct deposits to their Cash App account.

Can I withdraw money from any ATM with my Cash App card?

Yes, you can use your Cash App card at any ATM that accepts Visa. Be aware that some ATMs might charge additional fees on top of what Cash App charges.

In summary, While Cash App offers convenient services for money management and digital payments, understanding its limits and planning accordingly is crucial for making the most out of your account. Whether you are withdrawing small amounts or managing larger cash needs, Cash App provides several avenues to access your funds within the boundaries of set limits.

[freedompanda]

For my American Friends

I feel now is a good time to spread this news. Much like how the internet came together to help share information with the Ukrainians for resisting Russia, I’m here delivering help of a similar nature to those that could be impacted by this latest election in the US. There are ways to communicate relatively securely, outside of Big Brother's social media. I bring this up so that we can minimize the amount of gatherable information that could be used to hurt you, or others you know, in the coming years as changes are made. I'm not going to tell you how or why to use them, I'm just going to provide you with the information.

WhatsApp – While not my personal favorite, since Facebook/Meta is the parent company, WhatsApp is free, globally popular, and widely-used, featuring the ability to lock chats with passwords, disappearing messages, photos and videos that are deleted after being opened, profile photo privacy, the ability to lock the app itself so that only your biometrics can unlock it, encrypted backups, the ability to set custom permissions for who can see you online or when you last used the app, and of course End-to-End Encryption for all conversations EXCEPT those with business accounts. WhatsApp is a good option for those who are not really technically savvy, but still value privacy – if one trusts Facebook/Meta to adequately protect their privacy. It does require a phone number to sign up, however.

Signal - Signal is an end-to-end encrypted messaging software. meaning that the contents of your conversation is secure. The protocol they use (which they created) is seen as the best known protocol for asynchronous messaging by cybersecurity researchers. It's so good that it has been implemented in WhatsApp and in Messenger's secret chats. This app has even been mentioned in the Right-wing author Jack Carr's Political Thriller about a Navy SEAL named James Reece, as being a preferred method of secure communication on the civilian side for operators. (Jack Carr is a former US Navy SEAL.) It's run by a Non-Profit organization called Signal Foundation, and it's mission is to "protect free expression and enable secure global communication through open source privacy technology." It allows secure messaging, voice calls, and video calls. The only downside is that app links to your phone number, so while your conversations and content are secure, who you are talking to is not. Signal is available on Windows, Mac, Andriod, Linus, and iOS.

Session - Session is an end-to-end encrypted messenger that minimises sensitive metadata, designed and built for people who want absolute privacy and freedom from any form of surveillance. Session is an open-source, public-key-based secure messaging application which uses a set of decentralized storage servers and an onion routing protocol to send end-to-end encrypted messages with minimal exposure of user metadata. This means no phone numbers, no metadata for digital footprints, and censorship resistance. It features group chats, the ability to send documents, files, and images securely, and has added voice messages, though these can be spotty. It’s slow, but effective, and be downloaded on Android, F-Droid, iPhone, Mac, Windows, and Linux.

Briar - If you have an Android phone, Briar is another option you have. It features a decentralized network (it’s peer-to-peer encrypted, rather than relying on a central server), meaning messages are synced directly between user devices. It also means that even if the internet is down, it can sync via Bluetooth, Wi-Fi, or even memory cards, meaning information can continue to flow even during a crisis. In the event the internet is functioning, it can sync via the Tor network, protecting users and their relationships from surveillance. Other features: - Screenshots and screen recording are disabled by default - Each user’s contact list is encrypted and stored on her own device. - Briar’s end-to-end encryption prevents keyword filtering, and because of its decentralized design there are no servers to block. - Every user who subscribes to a forum keeps a copy of its content, so there’s no single point where a post can be deleted. - Briar’s forums have no central server to attack, and every subscriber has access to the content even if they’re offline. - Doesn’t require any user data like name and phone number. The downside is that it is text-only and limited to Android Devices, but they do offer Briar Mailbox to deliver messages securely to those who are online at different times. Briar’s goal is “to enable people in any country to create safe spaces where they can debate any topic, plan events, and organize social movements”

Protonmail - A free end-to-end encrypted AND zero-access encryption email service based out of Switzerland, you can safely email with peace of mind that your content is secure. Unlike Google, Outlook, Yahoo, and others, Proton's zero-access encryption means they can't even view the contents of your emails or attachments. As a Swiss-owned company they are not allowed to share information with foreign law enforcement under criminal penalty and they are politically neutral, meaning they won't be pressured by foreign governments. Furthermore, Switzerland has a constitutional right to privacy and strict data protection laws. Unlike companies in other countries, Proton cannot be compelled by foreign or Swiss authorities to engage in bulk surveillance.

Additional Information, from Proton’s Website: Switzerland has strong legal protections for individual rights, and in fact the Swiss Federal Constitution(new window) explicitly establishes a constitutional right to privacy. (In the US, this right is merely implied.) Specifically, Article 13 safeguards privacy in personal or family life and within one’s home, and the Swiss Civil Code(new window) translates this right into statutory law in Article 28.

In the US and EU, authorities can issue gag orders to prevent an individual from knowing they are being investigated or under surveillance. While this type of order also exists in Switzerland, the prosecutors have an obligation to notify the target of surveillance, and the target has an opportunity to appeal in court. In Switzerland, there are no such things as national security letters(new window), and all surveillance requests must go through the courts. Warrantless surveillance, like that practiced in the US where the FBI conducts 3.4 million searches per year(new window) with little oversight, is illegal and not permitted in Switzerland.

Switzerland also benefits from a unique legal provision with Article 271 of the Swiss Criminal Code(new window), which forbids any Swiss company from assisting foreign law enforcement, under threat of criminal penalty. While Switzerland is party to certain international legal assistance agreements, all requests under such agreements must hold up under Swiss law, which has much stricter privacy provisions. All foreign requests are assessed by the Swiss government, which generally does not assist requests from countries with poor rule of law or lack an independent judiciary.

Swiss law has several more unique points. First, it preserves end-to-end encryption, and unlike in the US, UK, or EU, there is no legislation that has been introduced or considered to limit the right to encryption. Second, Swiss law protects no-logs VPN(new window) meaning that Proton VPN does not have logging obligations. While numerous VPNs claim no-logs, these claims generally do not stand up legally because in most jurisdictions, governments can request that the VPN in question starts logging. So the VPN is only no-logs until the government asks. However, in Switzerland, the law does not allow the government to compel Proton VPN to start logging.

We’ve also fought to ensure that Switzerland remains a legal jurisdiction that respects and protects privacy.

Nearly every country in the world has laws governing lawful interception of electronic communications for law enforcement purposes. In Switzerland, these regulations are set out in the Swiss Federal Act on the Surveillance of Post and Telecommunications (SPTA), which was last revised on March 18, 2018. In May 2020, we challenged a decision of the Swiss government over what we believed was an improper attempt to use telecommunications laws to undermine privacy.

In October 2021, The Swiss Federal Administrative Court ultimately agreed with us and ruled that email companies cannot be considered telecommunication providers. This means Proton isn’t required to follow any of the SPTA’s mandatory data retention rules, nor are we bound by a full obligation to identify Proton Mail users. Moreover, as a Swiss company, Proton Mail cannot be compelled to engage in bulk surveillance on behalf of US or Swiss intelligence agencies. (Links can be found at: proton.me/blog/switzerland)

[productiveandfree]

6 Tips to Boost Productivity for Business Leaders

Business leaders and successful entrepreneurs are renowned for their ability to achieve more in less time. They often seem naturally good at being productive and accomplishing their goals.

Besides discipline, what other measures can you take to boost productivity?

Some people hold themselves responsible by reading blogs and books for inspirational productivity quotes. Others log their work on productivity apps.

Regardless of your preferred motivation method, you will occasionally need productivity tips to move forward.

Let's explore some of the best tips to boost productivity for business leaders to help you on your entrepreneurial journey.

Read on.

The Importance of Productivity for Business Leaders

First, let's understand what productivity is and why it matters.

Being productive increases output and minimizes the time needed to complete a task. It involves striking a balance between the two to enhance performance.

Productivity is vital whether you're a beginner or an experienced entrepreneur.

Here's why it matters.

●     Inspirational Leadership: As a business leader, maintaining high productivity sets a positive example for your team. It fosters a culture of high performance, which encourages your employees to adopt similar behaviors. Ultimately, this boosts your business' overall performance whether you’re managing a team or planning a corporate event.

●     Informed Decision-Making: A productive leader can make informed decisions quickly. This keeps the business agile and reduces risks while exploiting opportunities.

●     Efficient Goal Achievement: Your productivity will ensure the organization moves forward with purpose and direction. This will lead to sustained growth and long-lasting success.

Top 6 Tips to Boost Productivity for Business Leaders

Here are some productivity tips to help you accomplish things faster. If you’re looking for productivity tips for employees, then read this blog post by Attrock.

1. Prioritize & Delegate Tasks

Use a planner or a checklist, then prioritize your tasks based on urgency and importance.

This will help you focus on the most critical tasks and curb time wastage. You can aim for three priority tasks daily and not do anything else until you complete them.

This is especially beneficial for those who want to manage their time efficiently and increase productivity as a freelancer.

Being a productive leader also means recognizing when to delegate tasks and not do everything yourself.

Delegating tasks to people who are best suited for them helps boost productivity and tap into the specialized skills of your team members. It also frees your time and lets you concentrate on strategic initiatives and overall business growth.

Jeff Bezos, Amazon's founder, created a "two-pizza team" rule to ensure the appropriate delegation of tasks. The idea was to make small, autonomous teams that you could feed with two pizzas. The approach enabled the company to innovate rapidly and maintain high productivity across multiple projects.

Here's a video of Bezos explaining how the strategy impacted productivity and efficiency.

2. Leverage Technology & Automation

A productive business owner understands the value of leveraging technology. Using the right tools can help you optimize processes without sacrificing quality standards.

For example, you may use an ecommerce analytics software solution rather than manually following and analyzing the market. That means you can track your products' price and availability and monitor your competitors' promotional activities.

You may also need to learn to use a digital business card to improve your professional engagements and networking efficiency.

3. Encourage Transparent Communication

Effective communication is crucial for boosting productivity. So, ensure you create a work environment where transparent communication thrives.

A policy of openness and routine check-ins promotes the culture of sharing ideas and concerns. This helps prevent unforeseen circumstances by addressing issues before they escalate into significant concerns.

Besides helping address issues promptly, open communication fosters innovation and collaboration. It also saves time, minimizes misunderstandings, and keeps projects on track.

Satya Nadella, Microsoft's CEO, applies this strategy. He transformed the company's culture by encouraging transparent communication and a growth mindset.

In the following interview, Nadella speaks of encouraging employees to share feedback and ideas openly. This cultural shift resulted in enhanced innovation and collaboration.

Here's the interview.

4. Time Blocking

Time blocking is an effective productivity tactic embraced by many successful business leaders. It involves assigning specific blocks of time for different activities or tasks throughout your day.

You can reduce distractions and optimize your productivity by scheduling dedicated time slots for meetings, managing email, focusing on work, and engaging in personal activities. This technique helps prioritize tasks and manage time efficiently, ensuring that essential tasks receive the most attention.

Elon Musk applies this technique to manage his hectic schedule. He usually allocates five-minute slots to various tasks throughout the day. This strategy has significantly enhanced his productivity by enabling him to concentrate on one task at a time without interruptions.

Here's a video of Musk sharing how he applies time blocking to manage his time effectively.

5. Healthy Habits & Self-Care

Maintaining healthy habits and practicing self-care are crucial for sustaining high productivity levels. This includes regular exercise, a balanced diet, adequate sleep, and mindfulness practices.

These habits boost physical and mental health, improving focus, energy, and resilience. For example, you can include a morning workout, a nutritious breakfast, and meditation in your morning routine to start your day right.

The founder of the Huffington Post, Arianna Huffington, emphasizes the significance of sleep and self-care. She once collapsed from exhaustion, after which she changed her lifestyle and started prioritizing sleep. Besides improving her well-being, this shift boosted her creativity and productivity.

Here's a short talk of Arianna sharing the power of a good night's sleep. She highlights how this can enhance productivity, happiness, and more thoughtful decision-making.

6. Reflect & Evaluate

Regular self-reflection and evaluation help assess progress and identify areas for improvement. So set aside some time to review completed tasks, analyze outcomes, and adjust your approach. Reflect on successes and failures to learn and grow.

Bill Gates understands the value of this approach as he takes "Think Weeks" twice a year. He retreats to a quiet place where he reads and reflects on his life and work. This practice has been beneficial in generating new ideas, contributing significantly to his productivity and success.

Here's a short animated video about this strategy.

Key Takeaway

Productivity is essential for business leaders to make informed decisions, achieve organizational goals, and inspire their teams.

Adopt these productivity tactics and incorporate them into your life. You'll also need to learn to develop the right habits to unleash your potential as a productive entrepreneur.

Good luck!

Reena Aggarwal

Reena is Director of Operations and Sales at Attrock, a result-driven digital marketing company. With 10+ years of sales and operations experience in the field of e-commerce and digital marketing, she is quite an industry expert. She is a people person and considers the human resources as the most valuable asset of a company. In her free time, you would find her spending quality time with her brilliant, almost teenage daughter and watching her grow in this digital, fast-paced era.

LinkedIn, Twitter, Gravatar Email ID

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[mygridclub]

GridClub: The Best Free Digital Business Card App for Professionals GridClub offers a free digital business card app that provides an eco-friendly, modern solution to traditional paper cards. With GridClub, you can effortlessly create, share, and manage your business details. The app ensures instant updates, easy accessibility, and enhanced networking opportunities, helping professionals stay connected and make a lasting impression.

[district11crm]

Stay competitive with District 11 CRM, your comprehensive solution for efficient operations, contact management, and seamless revenue growth without manual data entry.

[aionlinemoney]

Graphic Designing in Canva using AI | its Benefits and Features

In today’s digital age, visuals have a greater impact than words. Being able to create attractive designs is more important than ever. Whether you are an experienced graphic designer, a business owner, a teacher, or just someone who wants to bring ideas to life, Canva has become a more popular tool as artificial intelligence takes place into it. But what makes this tool outstanding and how artificial intelligence helped it to enhance it more and helped the common person to do superior graphic designing in Canva. In this blog, we’ll explore what Canva offers, its features, advantages, and disadvantages, and more.

What is Canva?

Canva is a cloud-based design platform that allows users to create everything from social media graphics to presentations, posters, documents, and even videos. The tool launched in 2013, then rapidly became popular due to its simple interface and a vast collection of ready-made templates. With millions of users globally, Canva has modified design, allowing non-designers to create professional-looking graphics with no technical skills, so anyone can do better graphic designing in Canva.

Famous features of Canva:

Before we explore AI characteristics, let’s first highlight some best features of Canva

Drag-and-drop interface: This tool’s simplicity is enhanced through its drag-and-drop functionality, making it easy for anyone to do graphic designing in Canva.

Pre-designed templates: Canva offers thousands of templates for different design needs, from social media posts to business cards, presentations, and more.

Large image library: The platform has a vast library of stock photos, illustrations, icons, and videos available for use. This is the main benefit of using this tool.

Customizable designs: You can upload your images, and change fonts, colors, and layouts to suit your brand or personal style.

Collaboration tools: Canva allows team members to collaborate on projects in real-time, making it ideal for teams working remotely. This feature helps to stay connected with our team.

The Advantages of Using Canva:

Easy to use

One of the key benefits of this tool is how easy it is to use. Unlike professional design tools like Adobe Photoshop or any other tool, Canva is very simple and user-friendly. You don’t need any design experience to figure out how to use it. With its drag-and-drop features, you can easily move elements around, and with just a few clicks, you can change fonts, colors, and sizes to create a professional-looking design. The most famous feature of this tool is AI, we will look further into it.

Cost Effective 

Canva uses a freemium model, which means you can use many of its features for free. The free version gives you access to lots of templates, elements, and tools. If you want more options, then Pro offers extra features like brand kits, unlimited storage, and access to premium templates and elements, all for a reasonable monthly price.

Time-Saving

Canva helps busy professionals and small business owners save time. With ready-made templates, you do not have to start from scratch. Whether you need a quick Instagram post or a professional presentation, Canva templates help you create something attractive designs in just a few minutes. The AI feature in the tool helped to create faster tasks by using proper prompts.

Collaborative feature

Canva makes teamwork easy with its collaboration feature. Multiple people can work on the same design at the same time, which is great for teams or businesses. Whether you’re working on a campaign or a presentation, This tool allows everyone to collaborate smoothly.

Accessibility Across devices

This tool is cloud-based, so you can access your projects on different devices. Whether you’re using your laptop at work or your phone while commuting, your designs are always available. The mobile app is great for quick edits or graphic designing in Canva.

Artificial intelligence tools in Canva:

Here are some AI features that helped common people to do better graphic designing in Canva

Magic Write: An Artificial intelligence tool that helps users generate text for various purposes, such as catchy headlines and social media captions. Simply enter a prompt, and the AI will provide multiple text suggestions to inspire your writing.

Image Generation: This AI feature allows users to create custom images based on text descriptions. By describing what you want, Canva generates unique visuals, enhancing creativity and personalization. You must mention the proper prompt, So artificial intelligence will generate a realistic image.

Background Remover: A powerful AI tool that removes backgrounds from images with just one click. This helps to separate images, making it easier to create clean and professional designs.

Design Suggestions: Artificial intelligence in Canva analyzes your design and offers layout recommendations that enhance your project. This feature is particularly helpful for those without a strong design background, guiding you to visually attractive arrangements.

Color Palette Generator: This tool suggests harmonious color schemes based on your images or designs, helping you maintain a consistent and professional look across your projects.

Video Enhancements: Artificial intelligence in this tool assists in video editing by automatically resizing videos for different platforms and suggesting cuts or transitions, improving the editing process.

Voiceover and Subtitles: This AI feature is the best, because it generates voiceovers and subtitles automatically, allowing users to enhance video content with professional audio without requiring advanced editing skills. This helps the learner to do superior graphic designing in Canva.

Brand Kit Automation: For businesses, this AI feature helps create brand kits by analyzing existing designs and recommending colors, fonts, and logos that match your brand identity, ensuring consistency across all materials.

Conclusion 

Canva AI features greatly improve its functionality, making design easy for everyone, regardless of their skill level. These tools help save time and allow users to create high-quality visuals that connect with their audience. By generating unique images, simplifying text creation, and improving video content using artificial intelligence, Canva’s AI capabilities are changing how we think about design. This tool is becoming superior in the market, challenging with other graphic designing tools and helping new learners to create the best design in Canva.

[blazehedgehog]

Thoughts on the Microsoft Third Party news?

I mean if Xbox is getting to be a big enough brand that people are raising questions of whether or not exclusivity means monopoly, then yeah, spreading more of your games out across multiple platforms makes legal sense.

More and more of the game industry is regrettably going to be moving in the direction of "account ecosystem" rather than hardware platform. Years ago there was talk about how one day there would be no Xbox or Playstation console, just an Xbox or Playstation App you launch on something like a Roku.

The final disgusting endpoint in all of this "no more sales, just service" drive. No discs, not even local data, just a monthly streaming subscription. Forever. No ownership, no ability to mod games, no way to play offline.

Even in the best case scenario, we're looking at a Netflix where you stream 90% of what you play and only "buy" the 10% of games you truly love.

The only thing that flies in the face of that is, like, Steam. The state of movie ownership is what it is because Netflix got there first. The streaming arm of Netflix is the entire reason the "Hollywood Streaming Industry" exists right now. It predates Prime Video, it predates Tubi, it predates everything.

Fewer people probably remember this, but the original premise of Hulu was to get TV networks signed on to simulcast their newest shows online, because none of them were doing that yet. "Netflix Instant" (the original name for Netflix streaming) even predates that. Hulu was trying to fill a need that Netflix could not because Netflix did not actually stream TV shows at first. Not even syndicated rerun stuff. It was just movies. Streaming Seinfeld or The Simpsons or The Office was just outright impossible.

Netflix got in there and shifted the direction of an entire industry, before borders had been staked out or consumers had built up substantial libraries they were protective of. So we went from VHS to DVD to Blu-ray to Streaming, where "Streaming" usually means a subscription service and not any form of ownership.

But that's not the case with games. Users expect backwards compatibility, they expect their libraries to carry forward, and in some cases people may own hundreds or even thousands of games in a digital library. I know on the Xbox 360, I own at least $200 worth of digital games, because I won a sweepstakes specifically for a $200 Xbox gift card. And my 19 year old Steam account will gladly tell the entire world I own over 1600 PC games.

That's just on Steam! Epic is still always giving away free games (200+), GOG is occasionally giving away free games and holding sales where you can get stuff for a couple bucks, etc. etc. etc. It's like the warehouse of mythical items from Indiana Jones over here.

People own gigantic libraries of digital games they expect to keep and willingly modify in perpetuity. It's a lot harder to push people to stream everything off the cloud as a result. It's why the big selling point for game streaming is "No downloads!" and it's why it's struggling to catch on. Sure, a 100gb+ game is huge, but if I take my download limiters off, it doesn't actually take that long. A 90 minute download for a 30+ hour game seems like a pretty fair exchange, all told.

But Microsoft is still going all-in on "account ecosystem." It's like, think of it this way: every game publisher is in a constant war to have the one big holiday game that everybody buys. And for guys like Microsoft, that one big game a year is their primary moneymaker. If they can get everyone to spend at least $60 on their game once a year, they stay in business.

Game Pass is $60 a year. They side step having to put out that holiday season's biggest game and get to say, "Well for the price of one game, you can get access to an entire library." It changes the perspective on so much of their business model. Suddenly they don't need the big flagship holiday blockbuster, they just need to get more people to pay for Game Pass.

And the ultimate end goal there is probably to get Game Pass in as many places as they can. There's already a PC Game Pass. If they can launch some version of Game Pass for Playstation? Game Pass for Switch? They'll do it. The Xbox almost doesn't matter anymore. The subscription and the ecosystem does. It's why Microsoft rebooted the Xbox app on PC a few years ago -- it used to be a "Companion App" for your console, but now the Xbox App on PC is where all of their PC gaming and Game Pass stuff lives. Xbox isn't hardware anymore, it's a service you subscribe to, and that's where the real money is. Especially considering what a gigantic money pit hardware is; I don't think Microsoft has ever, even once, turned a profit on Xbox hardware (and neither has Sony, as far as I know).

Get rid of the need for hardware and that $60/year looks even sweeter, doesn't it? Especially when you start to consider that something like Game Pass Ultimate is actually $180/year. If you can lure people in on the $60 but upsell them to the $180... well, gosh, that's almost the price of a whole new console every year, isn't it? That's a lot of constant cashflow without needing the years and years of deeply expensive research, development, and manufacturing.

Getting people to spend a console's worth of money on your service without actually needing the console itself is massively desirable. They'd be saving millions, if not billions of dollars while making millions more elsewhere. There's a chart out there some executive is drooling over where a line goes straight up by something like 900%.

The only problem is the whole consumer rights/ownership factor. Which I am not a fan of. I objectively refuse to support Game Pass for what it's obvious goals are. I will buy and own every game I want to play. No compromises. I will buy physical if space and money allows. I will not be bled dry by temporary access.

[josecurrie]

How safe is it to use Cash App?

Cash App is generally considered safe, but like any financial platform, it has certain risks that users should be aware of. Here are some points to keep in mind regarding its safety:

Encryption and Security Features

Data Encryption: Cash App uses encryption to protect user data, making it difficult for hackers to access sensitive information.

Fraud Protection: Cash App has built-in fraud detection features and gives users the option to enable additional security, such as requiring a PIN or fingerprint for transactions.

Account Alerts: Users receive notifications for all account activities, adding another layer of security.

Common Scams

Phishing Scams: Scammers may try to trick users into giving away personal information or Cash App login details. Always avoid sharing your Cash App PIN or other credentials.

Impersonation: Scammers often pretend to be Cash App customer support, asking users to send payments or provide personal information. Cash App customer service will never ask for such details.

Fake Cash Giveaways: Be cautious of offers promising free money in exchange for small payments upfront, as these are often scams.

Sending and Receiving Money

No Buyer Protection: Unlike some other platforms, Cash App does not offer buyer protection for purchases. If you’re sending money to someone you don’t know or for a transaction, there’s a higher risk.

Instant Transfers: Transfers are fast, but once sent, they are difficult to reverse. Always double-check the recipient’s details before sending money.

How to Stay Safe

Enable Security Features: Use Cash App’s additional security options, like PIN entry or fingerprint verification.

Be Aware of Scams: Be cautious of unsolicited requests for money or promises of cash giveaways.

Only Use Trusted Contacts: Try to use the app mainly for people you trust, such as friends or family.

Cash App is secure for day-to-day transactions if you follow good security practices. However, it’s crucial to be vigilant about scams, as it lacks purchase protection.

Do I need a bank account for Cash App?

Yes, you technically do not need a traditional bank account to use Cash App, but having one can provide additional benefits. Here’s how it works:

Without a bank account: You can still send and receive money using your Cash App balance. However, to withdraw funds from Cash App, you would need to link a debit card, or you can use a Cash Card (Cash App’s own card) to access your funds directly.

With a bank account: Linking a bank account to Cash App allows you to easily transfer money between your bank and Cash App, giving you more flexibility in managing your funds.

So, while a bank account is not strictly necessary, having one provides more convenience and access to your money.

Diffеrеnt Typеs of Vеrifiеd Cash App Accounts?

There are different types of verified Cash App accounts, each offering varying levels of access and functionality. Here are some of the common types:

Personal Verified Accounts Verification: Personal identification, such as your full name, date of birth, and the last four digits of your Social Security Number (SSN).

Features:

Send and receive payments.

Increase in transaction limits (up to $7,500 per week for sending and unlimited for receiving).

Ability to link debit/credit cards and bank accounts.

Cash App Card (Cash Card) for spending Cash App balance.

Direct deposit for receiving paychecks or tax returns.

Business Verified Accounts Verification: Additional business details such as EIN (Employer Identification Number), business name, and legal status.

Features:

Enables merchants and small business owners to accept payments.

Higher limits for transactions.

Receipts and tax reporting features.

Integration with third-party payment services.

Can issue refunds to customers.

Bitcoin Verified Accounts Verification: Requires additional information for cryptocurrency transactions (e.g., photo ID, address)

     Features:

Ability to buy, sell, and transfer Bitcoin.

Set up recurring Bitcoin purchases.

Withdrawal of Bitcoin to external wallets.

Enhanced limits for cryptocurrency transactions.

These Cash App accounts provide specific benefits based on the needs of personal users, businesses, or cryptocurrency traders.

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