#For sale by owner contract in Illinois

[beardedmrbean]

Multinational conglomerate Unilever, the owner of some 400 brands, announced Tuesday it is spinning off its ice cream business — including major names like Ben & Jerry's, Breyers, Magnum, Popsicle and Klondike — after more than a century.

The consumer goods giant said the move was part of a growth strategy that would create a leaner business. At the same time, by shedding Ben & Jerry's, Unilever is ridding itself of a longtime headache.

Since its founding in 1978, Ben & Jerry's has been known for its left-leaning advocacy, and the Vermont-based ice cream maker was able to maintain an independent board of directors to continue its progressive activism even after it sold to Unilever in 2000.

But in recent years, the unique structure of the deal that allowed Ben & Jerry's to wade into controversial issues without interference has pulled Unilever into the fray, too.

The biggest lightening rod began in July 2021, when Ben & Jerry’s announced it would no longer sell its products to Israelis in the West Bank, which the company refers to as Occupied Palestinian Territory.

The move sparked outrage from both sides of the political aisle amid accusations that the company was boycotting Israel as part of the boycott, divest, sanctions (BDS) movement, which Ben & Jerry's denied. Israel threatened to take action against Unilever over the move, and U.S. lawmakers called on the Securities and Exchange Commission to launch a probe into the parent company.

Unilever — which has repeatedly distanced itself from Ben & Jerry's political takes and said it has never supported the BDS movement — sold the Ben & Jerry’s ice cream operations in Israel in June 2022 in an attempt to stem the controversy, but its subsidiary's activism has continued to tarnish the brand and drag Unilever with it.

Ben & Jerry's was also hit with its own boycott threat last year after the company angered some Americans on Independence Day with a post on Twitter (now X) that read, "This 4th of July, it's high time we recognize that the US exists on stolen Indigenous land and commit to returning it."

Several U.S. states have divested their public employee retirement funds from Unilever over Ben & Jerry's ending sales of its products in parts of Israel, including Arizona, Florida, Illinois, New Jersey, New York, Texas and most recently North Carolina.

North Carolina State Treasurer Dale Folwell, a Republican, told FOX Business in an interview earlier this year that it’s not likely Unilever anticipated allowing Ben & Jerry's to have its own board would lead to so many problems.

"I don’t know the people at Ben & Jerry’s. I respect their entrepreneurship. I think when they signed the contract, Ben & Jerry’s anticipated something like this," said Folwell, also a 2024 candidate for governor. 

"Unilever didn’t anticipate anything like this," he continued. "Generally, when a parent tells a kid not to do something, they expect them to listen."

[jlc3991]

Trouble with Timeshare Exit Companies

An in-depth look at the problems faced by timeshare owners and the rise of timeshare exit companies

For nearly 50 years, timeshare ownership has been a popular option for travelers seeking affordable, long-term vacation solutions. However, the timeshare industry has not been without its problems. In a study conducted by the Better Business Bureau (BBB), it was revealed that many timeshare owners faced high-pressure sales tactics, misleading marketing materials, and difficulty in communicating with timeshare operators. Furthermore, a significant challenge for timeshare owners has been the inability to get out of their contracts once they no longer wish to be burdened with the responsibility of ownership. This has led to the rise of third-party timeshare exit companies, which promise to negotiate contract cancellations on behalf of frustrated timeshare owners. In this report, we delve into the problems faced by the timeshare industry and explore the issues surrounding timeshare exit companies.

Scope of the problem:

Consumer complaints against timeshare exit companies based in Missouri have skyrocketed in recent years. Since 2016, over 700 complaints have been filed with the BBB, reporting millions of dollars in losses. The majority of these complaints come from states such as California, Missouri, Illinois, Florida, and North Carolina. BBB believes that the actual number of unhappy timeshare owners may be much higher. Many of these complaints highlight the payment of substantial sums of money to these companies, ranging from $1,000 to over $30,000, with the promise of being freed from their timeshare contracts.

Timeshare exit industry history:

As timeshare owners age and cut back on vacation travel, they often seek ways to get out of their timeshare contracts. However, the saturated market has made selling most timeshares nearly impossible. Desperate to escape these lifetime contracts, timeshare owners have turned to timeshare exit companies for help. While some of these companies have legitimate intentions, others have taken advantage of owners' concerns about passing on timeshare ownership to their children. These companies employ high-pressure sales tactics, often targeting seniors through email, phone calls, or direct mailers. The promise of a no-obligation seminar to rid owners of their timeshares entices many to attend, only to be roped into paying exorbitant fees for services that are often not delivered.

BBB timeshare exit case studies:

To shed light on the experiences of timeshare owners, BBB conducted in-depth interviews with over 70 consumers who believed they had been victimized by timeshare exit companies. These case studies highlight the stories of individuals who paid significant amounts of money to these companies, only to find themselves still burdened with their timeshare contracts. For example, Mr. R, a disabled Vietnam veteran, paid $4,000 to Last Resort Fee with the promise of terminating his timeshare contract within a year. However, more than two years later, he still owns the timeshare. Similar stories of unfulfilled promises and additional fees are shared by other consumers who fell victim to timeshare exit companies like Capital Consulting Group and UDI Consulting.

Two Related Springfield Firms Blamed For $670,000 in Losses:

BBB has received nearly 100 complaints against two Springfield-based timeshare exit companies, Vacation Consulting Services and The Transfer Group, alleging losses of over $670,000 since February 2017. The owner of these companies, Brian Scroggs, acknowledged some mistakes but attributed the high number of complaints to rapid growth. While Scroggs claims a 98.5% success rate since 2014, many consumers have reported paying substantial sums of money without their timeshare contracts being resolved. These companies are among 22 timeshare exit firms named as defendants in a federal lawsuit filed by Wyndham Vacation Resorts, accusing them of fraudulent practices.

The strange case of Escape Resolutions and CCS Group:

Escape Resolutions, run by Travis Dibben, has been the subject of over 60 complaints alleging the company took over $280,000 for timeshare exit work that was never completed. What is even more concerning is the company's relationship with CCS Group. Several timeshare owners have reported paying Escape Resolutions, only to receive bills months or years later instructing them to pay additional sums to CCS Group. Despite extensive inquiries, little information about CCS Group has been uncovered, raising further questions about the legitimacy of these companies. Timeshare owners, particularly seniors and those on fixed incomes, are falling victim to timeshare exit companies at an alarming rate. Many of these companies lack the expertise or ethics to fulfill their promises of freeing owners from their timeshare contracts. The problem is compounded by timeshare companies that refuse to negotiate with third-party exit companies on behalf of consumers. BBB warns consumers to be cautious when dealing with timeshare exit companies and encourages them to explore options such as deed-back programs offered by timeshare operators themselves. Legislation, self-regulation within the timeshare exit industry, and increased law enforcement efforts are necessary to protect consumers from these fraudulent practices.

Recommendations:

BBB offers several recommendations for timeshare owners, timeshare companies, and law enforcement agencies to address the issues surrounding timeshare exit companies. Timeshare owners are advised to thoroughly research companies, ask for references, and be cautious of upfront payments. Timeshare companies should educate consumers about the long-term commitment of timeshare ownership and develop self-regulatory codes of ethics. Law enforcement agencies should investigate and pursue timeshare exit companies engaging in fraudulent activities. Additionally, legislation should be considered to restrict upfront fees for timeshare exit work and extend cooling-off periods for seniors entering into contracts with these companies.

Resources:

Timeshare owners who believe they have been defrauded by a timeshare exit company can file complaints with the Better Business Bureau, the Federal Trade Commission, their state attorney general's office, and the U.S. Postal Inspection Service. Additionally, they can seek legal advice and contact their credit card companies for potential refunds.

Springfield-Area Timeshare Exit Companies With Most Complaints Registered at BBB St. Louis Jan 1, 2017 – March 1, 2019:

- Escape Resolutions: 63 complaints, $284,794 in reported losses - Vacation Consulting Services: 51 complaints, $491,636 in reported losses - The Transfer Group: 46 complaints, $187,532 in reported losses - Last Resort Fee: 44 complaints, $271,637 in reported losses - Relief Solutions International (RSI): 43 complaints, $169,464 in reported losses - UDI Consulting: 26 complaints, $220,153 in reported losses - Nationwide Settlement Solutions: 23 complaints, $112,686 in reported losses - MRC Group: 22 complaints, $114,277 in reported losses - American Settlement Service: 21 complaints, $118,975 in reported losses - Capital Consulting Group: 17 complaints, $254,659 in reported losses Note: Most of these businesses have "F" ratings with BBB or have recently gone out of business. Several have been the focus of BBB news warnings. By Bill Smith, Investigator, BBB Serving Eastern and Southwest Missouri and Southern Illinois

[kmrealtygroup]

Selling Smart: Why a Real Estate Agent Makes All the Difference | KM Realty Group LLC

If you’re considering selling your house on your own as a “For Sale by Owner” (FSBO), you want to think about if it’s really worth the extra stress. Going this route means shouldering a lot of responsibilities by yourself — and, if you’re not an expert, that opens the door for mistakes to happen and can quickly become overwhelming.

A report from the National Association of Realtors (NAR) shows two key areas where people who sold their own house struggled the most: pricing and paperwork.

Here are just a few of the ways an agent makes those tasks a whole lot easier.

Getting the Price Right

Setting the right price for your house is important. And, if you’re selling your house on your own, two common issues can happen. You might ask for too much money (overpricing). Or you might not ask for enough (underpricing). Either can make it hard to sell your house. According to NerdWallet:

“when selling a home, first impressions matter. your house’s market debut is your first chance to attract a buyer and it’s important to get the pricing right. if your home is overpriced, you run the risk of buyers not seeing the listing.

. . . but price your house too low and you could end up leaving some serious money on the table. a bargain-basement price could also turn some buyers away, as they may wonder if there are any underlying problems with the house.”

To avoid these problems, team up with a real estate agent. Agents know how to figure out the perfect price because they have a deep understanding of the local housing market. And they’ll use that expertise to set a price that matches what buyers are willing to pay, giving your house the best chance to impress from the start.

Understanding and Performing Paperwork

Selling a house involves a bunch of paperwork and legal documentation that has to be just right. There are a lot of rules and regulations to follow, and that makes it a bit tricky for homeowners to manage everything on their own. Without a pro by your side, you could end up facing liability risks and legal complications.

Real estate agents are experts in all the contracts and paperwork needed for selling a house. They know the rules and can guide you through it all, reducing the chance of mistakes that might lead to legal problems or delays. As an article from First American explains:

“to buy or sell a home you need to accurately complete a lot of forms, disclosures, and legal documents. a real estate agent ensures you cross every ‘t’ and dot every ‘i’ to help you avoid having a transaction fall through and/or prevent a costly mistake.”

So, instead of dealing with the growing pile of documents on your own, team up with an agent who can be your advisor, helping you avoid any legal bumps in the road.

Bottom Line

Selling a house on your own can cost you a lot of time and stress. Let’s connect with real estate experts in Chicago, Illinois, so you have help with all the finer details, including setting the right price, handling all the paperwork, and so much more. That way, we can take that stress off of your plate.

[gierachlawfirmllc]

Gierach Law Firm, LLC- Naperville

To run a business successfully, business owners must ensure that the company meets all legal and regulatory requirements and keeps track of finances, taxes, payroll, and other financial matters. To avoid breaking any law or getting into any legal conflict, it is always essential to seek the assistance of knowledgeable, experienced, and skilled lawyers who can guide you at every step and handle issues such as regulatory concerns, contract disputes, succession planning, and more. Gierach Law Firm has established itself as one of the most outstanding law firms, with an extraordinary client satisfaction track record. 

The lawyers at Gierach Law Firm provide comprehensive business law and estate planning services. With their rich experience and expertise in their respective domains, lawyers at Gierich Law Firm are known to offer the best legal services. Based in Naperville, Illinois, Gierach Law Firm has assisted several big and small business owners and continues doing so with adeptness, prowess, and skill. Their team comprises Outsourced Counsel, Mergers and Acquisitions Lawyers, Estate Planning Lawyers, Commercial Real Estate Lawyers, and Business Lawyers. 

While managing and operating a business, one has to cater to various concerns and issues. The lawyers at Gierich Law Firm work with business owners to address their concerns and meet their ongoing needs. They have predicated their reputation on resolving any legal case efficiently and effectively. Their assistance will always benefit your business, helping you understand the best strategies to accelerate your company’s growth. 

Our Outsourced Counsel will provide you with legal services on an as-needed basis. They will help you understand every legal concern of your business. They will guide you in preparing all the necessary legal documents, ensuring that you get the maximum benefits from the laws made in favor of business owners, advise you on legal matters, and review and draft contracts. Our Outsourced Counsel’s assistance will help you stabilize your business and increase your revenue prospects. Their legal support services will help you strategize your business policies more effectively, creating more avenues to expand your business further. They will also guide you on regulatory compliance issues and represent you in court. 

As your business progresses, so does your ambition to expand it increases. However, to merge or acquire a business, various legal concerns have to be considered. Our Mergers and Acquisitions Lawyers help their clients negotiate, complete, and comply with the legal requirements of mergers, acquisitions, and other corporate restructuring transactions. Our Mergers and Acquisition Lawyers will advise you on the legal and regulatory aspects of corporate structuring, help you review regulatory requirements, and assist you in resolving disputes. 

Our Estate Planning Lawyers will thoroughly guide you and make sure all your wishes in planning your estate are followed. Our Estate Planning Lawyers will help you to prepare for the future by creating and managing legal documents such as wills, trusts, and powers of attorney. They will work with you to determine how to manage their assets and prepare for the future. Our Estate Planning Lawyers also assist clients in understanding their rights and responsibilities under the law and provide advice and guidance on the best approach to take when it comes to estate planning. 

While dealing with real estate, you will have to ensure you get the best legal assistance. Our Commercial Real Estate Lawyers have assisted several clients and therefore have the best knowledge and experience to deal with any case. Our Commercial Real Estate Lawyers will advise you on tax implications, financing options, and the impact of environmental regulations. They will also help you review and draft purchase and sale agreements, negotiate terms and conditions, handle title issues and disputes and oversee the closing process. 

Legal issues and concerns in a business must be dealt with very carefully to avoid any complexity. Our Business Lawyers have always proved their mettle by giving sound advice to their clients and assisting them in the smooth operations of their businesses. Our Business Lawyers will assist you in forming a new business entity, help draft and review contracts between companies, advise on compliance with various laws and regulations, and represent clients in business disputes. 

Our lawyers are professionals with a deep understanding of their clients. They are professionals of high caliber and will prove to be an excellent investment for your business. Call us at 630-756-1160 for a FREE case assessment. 

Gierach Law Firm, LLC

1776 Legacy Cir Suite 104, Naperville, IL 60563

630-756-1160

[fsbolegalservicesillinois]

Why hire a real estate lawyer before buying a house in Illinois?

One of the most exciting yet stressful experiences one can have is buying a home. After all, it is often where your family will live. As with any large purchase, there are many steps involved when investing in Illinois: property research; determining if they are financially sound (the associated costs), etc., so preparation is key. In each country, the process in which one buys or sells a property is different. In the case of Illinois, the legal process can become very bureaucratic and cumbersome for someone without any experience. It is essential to have a good law firm on your side if you want the purchase or sale of a property to go smoothly and ensure that everything goes according to law. Why is it advisable to hire a real estate lawyer in Illinois? Having a law firm specializing in Illinois real estate contract for sale by owner is the best way to guarantee that your investment is safe and protected. Not only can they investigate any possible defects with the property, but they can also do due diligence to prevent fraud by thoroughly reviewing the documents related to the property before you invest your time or money in it. A law firm primarily focused on real estate could conduct detailed investigations of both physical properties and administrative details that are not visible from an outside perspective, providing valuable protection against fraud.  It is important to have a for Sale by Owner Home Lawyer in Illinois with experience in real estate when dealing with the properties. It has been shown that having a real estate lawyer in Illinois is not only one of the most efficient and effective ways to carry out these procedures, but also economically convenient. When you hire the Top real estate attorney in Illinois, you will be able to sleep better at night knowing that your process is in the hands of professionals. You also get legal support for the purchase or sale, so if you need help with real estate in Illinois, don't hesitate to contact us. We are here every step of our journey together, just ask any questions at any time through our contact channels. At FSBO legal Services in Illinois, our professional team has the experience and competence to represent our clients in a variety of legal matters including real estate law, personal injury, employment law, and business law.

[blueodysseygroup]

Who Wants To Get This Bag & Get Paid??

**This is NOT A Scam, Blue Odyssey Group Is Paying A $20,000 Dollar Referral Fee To Anyone Who Provides A Cash Buyer To Buy This Six Unit Apartment Deal!

**It's a simple process, bring a cash buyer to the table, once the deal is finalized you will get paid a $20,000 dollar referral fee at closing!! 

**Who wants to get this bag & get paid??

**Assignable Contract For Sale Looking To Sell To Cash Buyer ASAP!!

***Below Market Value Well Maintained Six Unit Apartment Building For Sale Near Chicago, Illinois*** 1585-1595 Girard Way, Bourbonnais, Illinois 60914 

10br, 8ba, 4,884 Square Feet | Apartment Building built in 1997

Six units total, four 2 bedroom/1.5 bath townhouse units and 2 one bedroom ranch style handicap accessible units!.  There is an increased demand for housing in this market due to the business expansion of CSL Behring & Nucor Steel.  Bourbonnais, Illinois is a family friendly suburban Chicago community with a population of 25,000, located just 50 miles south of Chicago, Illinois.  Great schools close by in the Bourbonnais School District.  Close proximity to shopping, restaurants & entertainment. This apartment building is fully occupied & priced to sell.  The new property owners have a great opportunity to raise the rents and increase monthly profits & equity.  Utilities paid by tenants.  Shared laundry room on site.  Shared parking lot on site.  Bonus maintenance/storage room.  This apartment building is well maintained.  This apartment has built in equity.  This is truly a beautiful property that will not last long!!!

PROPERTY INFORMATION

10 Bedrooms 8 Baths

Four 2 Bedroom/1.5 Bath Townhouse Units

Two 1 Bedroom/1 Bath Ranch Style Units 

Apartment Building Built in 1997

Total Apartment Building Space - 4,884 Square Feet

This Is A Turnkey Property With No Repairs Needed 

Close Proximity To Shopping, Restaurants & Entertainment.

Nice Kitchens With Plenty Of Cabinet Space

Well Maintained Landscaping

Spacious Parking Lot 

Well Maintained On Site Laundry Facility

RENT ROLLS & 12 MONTH PROFIT LOSS STATEMENT:

Rent Rolls & 12 Month Profit Loss Statement Available Upon Request

CAP RATE - 6.7 percent 

Sale Price - $680,000 Cash Only

Earnest Money Deposit - $10,000 (Non Refundable)

Buyer Pays All Closing Costs 

If you or anyone you know is a cash buyer that’s interested in buying this property please contact Mack Roberts  by email at blueodysseygroup@gmail.com. This property won’t last long!!

Click On The Link Below To See More Property Photos

https://bit.ly/1585To1595GirardWayPics

#godisgood #chicago #realestate #realestateinvesting #multifamilyrealestate #multifamilyinvesting #apartmentinvesting #apartmentdeals #blueodyssey #dreambig #gratitude #success #faith #happy #believe #blessed #builtinbuffalo716

[criminol]

Paul Runge

Paul Frederick Runge is an American serial killer who sexually assaulted and murdered at least seven victims between 1995 and 1996 in Illinois. Rudge’s early life remains somewhat a mystery although there are reports he was a sexual sadist from a young age. His mother died when he was 17-years-old which is thought to have been a trigger as his crimes began shortly after this event. Rudge kidnapped, raped and beat a girl in Oak Forest but turned himself in to the authorities, he was given a 14-year sentence but paroled in May 1994. He married a woman called Charlene, got a job as a truck driver and resettled in three separate cities before his arrest for violating his parole conditions in May 1997. Rudge typically lured his victims by pretended to be interested in the property they were selling or renting and asking to check inside. He would then rape and murder his victims before disposing of the bodies- sometimes dismembering and dumping them in rubbish bins and, in four cases, by burning the victims' houses down. His first victim was a 25-year-old acquaintance of Rudge’s wife, she went to visit Rudge and his wife on 3rd of 4th January 1995 but was not seen alive again. About two weeks after her disappearance a dog brought a severed leg to its owner's home which it had found in a nearby field. DNA tests concluded this was the missing woman. Rudge’s next victims were two sisters and refugees who were known to have been offered cleaning contracts by the Runge couple. It is presumed Runge’s wife, Charlene, lured them into the house where Paul Runge raped, tortured and murdered them both before dismembering their bodies and discarding them in bins. In January 1997, Runge killed again, his victim’s burned body was found when firefighters extinguished a fire at her home. A month later Runge entered the home of a 45-year-old woman in response to for sale sign for sports equipment, he raped, tortured and murdered the woman and her 10-year-old daughter. Another month later another woman was murdered. Between 1995 and 1996 Chicago’s FBI unit attempted to find evidence to connect Runge to the disappearances of his first three victims, they recorded calls, sifted through garbage and attempted to follow the Runge couple. In May 1997, Runge was finally arrested for violating his parole with possession of a weapon. In 1999, while Runge was in prison DNA analysis linked Rudge to one of his murders, he quickly confessed to the other five murders. In January 2006, Runge was convicted of murder and sentenced to death. However, in 2011 the death penalty was abolished and Runge’s sentence was changed to life imprisonment.

[timeless-hollywood-classics]

Clifton Avon "Cliff" Edwards (June 14, 1895 – July 17, 1971), nicknamed "Ukulele Ike", was an American musician, singer and actor, who enjoyed considerable popularity in the 1920s and early 1930s, specializing in jazzy renditions of pop standards and novelty tunes. He had a number one hit with "Singin' in the Rain" in 1929. He also did voices for animated cartoons later in his career, and he is best known as the voice of Jiminy Cricket in Walt Disney's Pinocchio (1940) and Fun and Fancy Free (1947), and Dandy (Jim) Crow in Walt Disney's Dumbo (1941).

Edwards was born in Hannibal, Missouri. He left school at age 14 and soon moved to St. Louis, Missouri and Saint Charles, Missouri, where he entertained as a singer in saloons. As many places had pianos in bad shape or none at all, Edwards taught himself to play ʻukulele to serve as his own accompanist (choosing it because it was the cheapest instrument in the music shop). He was nicknamed "Ukulele Ike" by a club owner who could never remember his name. He got his first break in 1918 at the Arsonia Cafe in Chicago, Illinois, where he performed a song called "Ja-Da", written by the club's pianist, Bob Carleton. Edwards and Carleton made it a hit on the vaudeville circuit. Vaudeville headliner Joe Frisco hired Edwards as part of his act, which was featured at the Palace in New York City—the most prestigious vaudeville theater—and later in the Ziegfeld Follies.

Edwards made his first phonograph records in 1919. He recorded early examples of jazz scat singing in 1922. The following year he signed a contract with Pathé Records. He became one of the most popular singers of the 1920s, appearing in several Broadway shows. He recorded many of the pop and novelty hits of the day, including "California, Here I Come", "Hard Hearted Hannah", "Yes Sir, That's My Baby", and "I'll See You in My Dreams".

In 1924, Edwards performed as the headliner at the Palace, the pinnacle of his vaudeville success. That year he also featured in George and Ira Gershwin's first Broadway musical Lady Be Good, alongside Fred and Adele Astaire. As a recording artist, his hits included "Paddlin’ Madeleine Home" (1925), "I Can't Give You Anything but Love" (1928), and the classic "Singin' in the Rain" (1929), which he introduced. Edwards's own compositions included "(I'm Cryin' 'Cause I Know I'm) Losing You", "You're So Cute (Mama o' Mine)", "Little Somebody of Mine", and "I Want to Call You 'Sweet Mama'". He also recorded a few "off-color" novelty songs for under-the-counter sales, including "I'm a Bear in a Lady's Boudoir," "Take Out That Thing," and "Give It to Mary with Love".

Edwards, more than any other performer, was responsible for the soaring popularity of the ʻukulele.[4] Millions of ʻukuleles were sold during the decade, and Tin Pan Alley publishers added ʻukulele chords to standard sheet music. Edwards always played American Martin ukuleles, favoring the small soprano model in his early career. In his later years, he moved to the larger tenor ʻukulele, which was becoming popular in the 1930s.

Edwards continued to record until shortly before his death in 1971. His last record album, Ukulele Ike, was released posthumously on the independent Glendale label. He reprised many of his 1920s hits; his failing health was however evident in the recordings.

In 1929, Cliff Edwards was playing at the Orpheum Theater in Los Angeles where he caught the attention of movie producer-director Irving Thalberg. His film company Metro-Goldwyn-Mayer hired Edwards to appear in early sound movies. After performing in some short films, Edwards was one of the stars in the feature Hollywood Revue of 1929, doing some comic bits and singing some numbers, including the film debut of his hit "Singin' in the Rain". He appeared in a total of 33 films for MGM through 1933. He had a small role as Mike, playing a ʻukulele very briefly at the beginning of the 1931 movie Laughing Sinners (1931), starring Joan Crawford.

Edwards had a friendly working relationship with MGM's comedy star Buster Keaton, who featured Edwards in three of his films. Keaton, himself a former vaudevillian, enjoyed singing and harmonized with Edwards between takes. One of these casual jam sessions was captured on film, in Doughboys (1930), in which Buster and Cliff scat-sing their way through "You Never Did That Before".

Edwards was also an occasional supporting player in feature films and short subjects at Warner Brothers and RKO Radio Pictures. He played a wisecracking sidekick to western star George O'Brien, and he filled in for Allen Jenkins as "Goldie" opposite Tom Conway in The Falcon Strikes Back. In a 1940 short, he led a cowboy chorus in Cliff Edwards and His Buckaroos. Throughout the 1940s he appeared in a number of "B" westerns playing the comic, singing sidekick to the hero, seven times with Charles Starrett and six with Tim Holt.

Edwards appeared in the darkly sardonic western comedy The Bad Man of Brimstone (1937), and he played the character "Endicott" in the screwball comedy film His Girl Friday (1940). In 1939, he voiced the off-screen wounded Confederate soldier in Gone with the Wind in a hospital scene with Vivien Leigh and Olivia de Havilland.

His most famous voice role was as Jiminy Cricket in Walt Disney's Pinocchio (1940). Edwards's rendition of "When You Wish Upon a Star" is probably his most familiar recorded legacy. He voiced the head crow in Disney's Dumbo (1941) and sang "When I See an Elephant Fly".

In 1932, Edwards had his first national radio show on CBS Radio. He continued hosting network radio shows through 1946. In the early 1930s, however, Edwards' popularity faded as public taste shifted to crooners such as Russ Columbo, Rudy Vallee, and Bing Crosby.

Arthur Godfrey's use of the ʻukulele spurred a surge in its popularity and those that played it, including Edwards. Like many vaudeville stars, Edwards was an early arrival on television. In the 1949 season, he starred in The Cliff Edwards Show, a three-days-a-week (Monday, Wednesday, and Friday evenings) TV variety show on CBS. In the 1950s and early 1960s, he made appearances on The Mickey Mouse Club, in addition to performing his Jiminy Cricket voice for various Disney shorts and the Disney Christmas spectacular, From All of Us to All of You.

Edwards was careless with the money he made in the 1920s, always trying to sustain his expensive habits and lifestyle. He continued working during the Great Depression, but never again enjoyed his former prosperity. Most of his income went to alimony for his three former wives, and paying debts, and he declared bankruptcy four times during the 1930s and early 1940s. Edwards married his first wife Gertrude Ryrholm in 1919, but they divorced four years later. He married Irene Wylie in 1923; they divorced in 1931. In 1932, he married his third and final wife, actress Judith Barrett. They divorced in 1936. He had no children from any of his three marriages.

As well as being a lifelong heavy tobacco smoker, Edwards also struggled with alcoholism, drug addiction and gambling for much of his career.

In his final years, Edwards lived in a home for indigent actors and often spent his time at the Walt Disney Studios to be available any time he could get voice work. He was sometimes taken to lunch by animators whom he befriended and told stories of his days in vaudeville. He had nearly disappeared from the public eye at the time of his death on July 17, 1971, at the age of 76 from a cardiac arrest brought on by arteriosclerosis. Now penniless, Edwards was a charity patient at the Virgil Convalescent Hospital in Hollywood, California. His body was unclaimed and was donated to the University of California, Los Angeles medical school. When Walt Disney Productions, which had been quietly paying many of his medical expenses, discovered this, they offered to purchase his remains and pay for the burial. Instead, it was done by the Actors' Fund of America (which had also aided Edwards) and the Motion Picture and Television Relief Fund. Disney paid for his grave marker.

In 2002, Edwards' 1940 recording on Victor, Victor 26477, "When You Wish Upon a Star", was inducted into the Grammy Hall of Fame. In 2000, Edwards was awarded as a Disney Legend for voice-acting.

[stuartpu06-blog]

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[learnaboutbusinessattorneys-blog]

How Attorneys Help Business Owners

In Illinois, business owners face obstacles every day that could lead to legal complications. When owners become confused, they turn to attorneys for answers. The attorneys are familiar with local business laws and help company owners. Owners who want to know more about what a business lawyer can do for them are encouraged to review the laws now.

Establishing Contracts for Business

The attorney helps the business owner establish legally binding contracts with other businesses and partners. The contracts present terms that are fair for all parties. the terms are well-defined and prevent possible misunderstandings. The contracts prevent either party from failing to fulfill their obligations.

Selling a Commercial Property

Lawyers help businesses sell their commercial property to buyers and investors. The process requires a sales contract and closing processes. The attorneys create terms that enforce payments and outline repercussions that occur if the buyer doesn't complete the transaction. The process involves an official appraisal for the property that ensures the buyer they are getting the property at a fair price. To learn more about selling properties, see available legal services now.

Creating Subleases for Other Businesses

Subleasing rental properties to other businesses eliminates additional obligations for the company. The new tenant pays a deposit to the original lessee and takes over the existing lease. All financial obligations are transferred to the new tenant and prevent any further costs. The terms of the sublease prevent the new tenant from failing to pay the rent without financial repercussions.

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Attorneys review legal claims against the business owner. They mitigate risks whenever possible and determine the most suitable action. Businesses purchase liability coverage to pay for financial losses due to lawsuits. The attorney provides advice for all businesses when going to court. To review more mitigation options, get more information at ShakfehLaw.com right now.

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Mediation is often helpful when lawsuits are filed. The process allows both parties to discuss their grievances. When possible, the attorney presents a settlement offer to the claimant and keeps the case out of court. The mediation process is helpful for companies that provide specialty services, such as healthcare.

In Illinois, business owners enter into contracts with businesses and partners. The contracts explain the expectations of both parties. The legal documents are needed for selling commercial properties and when offering subleases. Business owners who need more answers now can find small business lawyers right now.

[drakedrop34-blog]

Leegin V. PSKS

Leegin V. PSKS

The ERP Customer Satisfaction Leader designation identifies the company that received the highest average user experience rating in the ERP category. The survey polled 290 executives who work for consumer goods companies of all sizes. 1 billion in annual revenue. “This award provides important recognition for QAD and its focus on helping customers become Effective Enterprises,” said Carter Lloyds, QAD’s Chief Marketing Officer. “We strive to become trusted advisors to each of our customers and work with them to adapt their business processes to match their business goals. Read the 2016 CGT Readers’ Choice article on Enterprise Resource Planning. Consumer Goods Technology (CGT) an integrated media brand, is the leading resource for consumer goods executives looking to improve business performance. Delivering content in print, online and face-to-face, CGT reaches an audience of more than 76,000 consumer goods executives ranging from managers and directors to VPs and CIOs. CGT also covers business and technology trends in all major segments of the consumer goods sector, including Food, Beverage, Packaged Goods, Consumer Electronics, OTC Pharmaceuticals, Health & Beauty Aids and Apparel/Footwear. QAD Inc. (Nasdaq:QADA) (Nasdaq:QADB) is a leading provider of enterprise software and services designed for global manufacturing companies. “QAD” is a registered trademark of QAD Inc. All other products or company names herein may be trademarks of their respective owners.

Leegin Creative Leather Prods. 127 S. Ct. 2705, 168 L. Ed. Kennedy, J., delivered the opinion of the Court, in which Roberts, C. J., and Scalia, Thomas, and Alito, JJ., joined. Breyer, J., filed a dissenting opinion, in which Stevens, Souter, and Ginsburg, JJ., joined. ] Justice Kennedy delivered the opinion of the Court. In Dr. Miles Medical Co. v. John D. Park & Sons Co., 220 U.S. 373(1911), the Court established the rule that it is per se illegal under § 1 of the Sherman Act, 15 U.S.C. § 1, for a manufacturer to agree with its distributor to set the minimum price the distributor can charge for the manufacturers goods.

Petitioner, Leegin Creative Leather Products, Inc. (Leegin), designs, manufactures, and distributes leather goods and accessories. In 1991, Leegin began to sell belts under the brand name “Brighton.” The Brighton brand has now expanded into a variety of womens fashion accessories. It is sold across the United States in over 5,000 retail establishments, for the most part independent, small boutiques and specialty stores. Leegins president, Jerry Kohl, also has an interest in about 70 stores that sell Brighton products. ] provide customers more services, and make their shopping experience more satisfactory than do larger, often impersonal retailers. ]e want the consumers to get a different experience than they get in Sams Club or in Wal-Mart. Respondent, PSKS, Inc. (PSKS), operates Kays Kloset, a womens apparel store in Lewisville, Texas.

Kays Kloset buys from about 75 different manufacturers and at one time sold the Brighton brand. It first started purchasing Brighton goods from Leegin in 1995. Once it began selling the brand, the store promoted Brighton. For example, it ran Brighton advertisements and had Brighton days in the store. Kays Kloset became the destination retailer in the area to buy Brighton products. Brighton was the stores most important brand and once accounted for 40 to 50 percent of its profits. In 1997, Leegin instituted the “Brighton Retail Pricing and Promotion Policy.” Following the policy, Leegin refused to sell to retailers that discounted Brighton goods below suggested prices.

The policy contained an exception for products not selling well that the retailer did not plan on reordering. ] specialty stores; specialty stores that can offer the customer great quality merchandise, superb service, and support the Brighton product 365 days a year on a consistent basis. In December 2002, Leegin discovered Kays Kloset had been marking down Brightons entire line by 20 percent. Kays Kloset contended it placed Brighton products on sale to compete with nearby retailers who also were undercutting Leegins suggested prices. Leegin, nonetheless, requested that Kays Kloset cease discounting. Its request refused, Leegin stopped selling to the store. The loss of the Brighton brand had a considerable negative impact on the stores revenue from sales. ] PSKS sued Leegin in the United States District Court for the Eastern District of Texas.

] into agreements with retailers to charge only those prices fixed by Leegin.” Leegin planned to introduce expert testimony describing the procompetitive effects of its pricing policy. The District Court excluded the testimony, relying on the per se rule established by Dr. Miles. At trial PSKS argued that the Heart Store program, among other things, demonstrated Leegin and its retailers had agreed to fix prices. Leegin responded that it had established a unilateral pricing policy lawful under § 1, which applies only to concerted action. See United States v. Colgate & Co., 250 U.S. 1.2 million. Pursuant to 15 U.S.C. § 15(a), the District Court trebled the damages and reimbursed PSKS for its attorneys fees and costs. 3,975,000.80. The Court of Appeals for the Fifth Circuit affirmed. On appeal Leegin did not dispute that it had entered into vertical price-fixing agreements with its retailers.

Rather, it contended that the rule of reason should have applied to those agreements. We granted certiorari to determine whether vertical minimum resale price maintenance agreements should continue to be treated as per se unlawful. ]very contract, combination in the form of trust or otherwise, or conspiracy, in restraint of trade or commerce among the several States.” 15 U.S.C. § 1. While § 1 could be interpreted to proscribe all contracts, see, e.g., Board of Trade of Chicago v. United States, 246 U.S. ] language,” Texaco Inc. v. Dagher, 547 U.S. ] only unreasonable restraints.” State Oil Co. v. Khan, 522 U.S.

] actual effect”); see also Illinois Tool Works Inc. v. Independent Ink, Inc., 547 U.S. 28, 45-46 (2006). In its design and function the rule distinguishes between restraints with anticompetitive effect that are harmful to the consumer and restraints stimulating competition that are in the consumers best interest. The rule of reason does not govern all restraints. As a consequence, the per se rule is appropriate only after courts have had considerable experience with the type of restraint at issue, see Broadcast Music, Inc. v. Columbia Broadcasting System, Inc., 441 U.S. 1, 9 (1979), and only if courts can predict with confidence that it would be invalidated in all or almost all instances under the rule of reason, see Arizona v. Maricopa County Medical Soc., 457 U.S. The Court has interpreted Dr. Miles Medical Co. v. John D. Park & Sons Co., 220 U.S.

373 (1911), as establishing a per se rule against a vertical agreement between a manufacturer and its distributor to set minimum resale prices. See, e.g., Monsanto Co. v. Spray-Rite Service Corp., 465 U.S. ] who agreed to resell them at set prices. The Court found the manufacturers control of resale prices to be unlawful. It relied on the common-law rule that “a general restraint upon alienation is ordinarily invalid.” . The Court then explained that the agreements would advantage the distributors, not the manufacturer, and were analogous to a combination among competing distributors, which the law treated as void. The reasoning of the Courts more recent jurisprudence has rejected the rationales on which Dr. https://utoptens.com/ was based. Dr. Miles, furthermore, treated vertical agreements a manufacturer makes with its distributors as analogous to a horizontal combination among competing distributors.

In later cases, however, the Court rejected the approach of reliance on rules governing horizontal restraints when defining rules applicable to vertical ones. See, e.g., Business Electronics, supra, at 734 (disclaiming the “notion of equivalence between the scope of horizontal per se illegality and that of vertical per se illegality”) . Our recent cases formulate antitrust principles in accordance with the appreciated differences in economic effect between vertical and horizontal agreements, differences the Dr. Miles Court failed to consider. The reasons upon which Dr. Miles relied do not justify a per se rule. As a consequence, it is necessary to examine, in the first instance, the economic effects of vertical agreements to fix minimum resale prices, and to determine whether the per se rule is nonetheless appropriate.

Though each side of the debate can find sources to support its position, it suffices to say here that economics literature is replete with procompetitive justifications for a manufacturers use of resale price maintenance. ] . . . The few recent studies documenting the competitive effects of resale price maintenance also cast doubt on the conclusion that the practice meets the criteria for a per se rule. ] are evidently not unusual or rare”); see also Ippolito, Resale Price Maintenance: Empirical Evidence From Litigation, 34 J. Law & Econ. The justifications for vertical price restraints are similar to those for other vertical restraints. See GTE Sylvania, 433 U.S., at 54-57. Minimum resale price maintenance can stimulate interbrand competition—the competition among manufacturers selling different brands of the same type of product—by reducing intrabrand competition—the competition among retailers selling the same brand.

] they see it in a retail establishment that has a reputation for selling high-quality merchandise. Marvel & McCafferty, Resale Price Maintenance and Quality Certification, 15 Rand J. Econ. Resale price maintenance, in addition, can increase interbrand competition by facilitating market entry for new firms and brands. ] may be particularly important as a competitive device for new entrants”). New products and new brands are essential to a dynamic economy, and if markets can be penetrated by using resale price maintenance there is a procompetitive effect. Resale price maintenance can also increase interbrand competition by encouraging retailer services that would not be provided even absent free riding. It may be difficult and inefficient for a manufacturer to make and enforce a contract with a retailer specifying the different services the retailer must perform.

While vertical agreements setting minimum resale prices can have procompetitive justifications, they may have anticompetitive effects in other cases; and unlawful price fixing, designed solely to obtain monopoly profits, is an ever present temptation. Resale price maintenance may, for example, facilitate a manufacturer cartel. See Business Electronics, 485 U.S., at 725. An unlawful cartel will seek to discover if some manufacturers are undercutting the cartels fixed prices. Resale price maintenance could assist the cartel in identifying price-cutting manufacturers who benefit from the lower prices they offer. A horizontal cartel among competing manufacturers or competing retailers that decreases output or reduces competition in order to increase price is, and ought to be, per se unlawful. Resale price maintenance, furthermore, can be abused by a powerful manufacturer or retailer.

A dominant retailer, for example, might request resale price maintenance to forestall innovation in distribution that decreases costs. A manufacturer might consider it has little choice but to accommodate the retailers demands for vertical price restraints if the manufacturer believes it needs access to the retailers distribution network. See Overstreet 31; 8 P. Areeda & H. Hovenkamp, Antitrust Law 47 (2d ed. Toys “R” Us, Inc. v. FTC, 221 F.3d 928, 937-938 (CA7 2000). A manufacturer with market power, by comparison, might use resale price maintenance to give retailers an incentive not to sell the products of smaller rivals or new entrants.

As should be evident, the potential anticompetitive consequences of vertical price restraints must not be ignored or underestimated. ] to restrict competition and decrease output.” Business Electronics, supra, at 723 (internal quotation marks omitted). Vertical agreements establishing minimum resale prices can have either procompetitive or anticompetitive effects, depending upon the circumstances in which they are formed. And although the empirical evidence on the topic is limited, it does not suggest efficient uses of the agreements are infrequent or hypothetical. ] As the rule would proscribe a significant amount of procompetitive conduct, these agreements appear ill suited for per se condemnation.

Respondent contends, nonetheless, that vertical price restraints should be per se unlawful because of the administrative convenience of per se rules. See, e.g., GTE Sylvania, supra, at 50, n. 16 (noting “per se rules tend to provide guidance to the business community and to minimize the burdens on litigants and the judicial system”). That argument suggests per se illegality is the rule rather than the exception. This misinterprets our antitrust law. Those rules can be counterproductive. They can increase the total cost of the antitrust system by prohibiting procompetitive conduct the antitrust laws should encourage. See Easterbrook, Vertical Arrangements and the Rule of Reason, 53 Antitrust L. J. 135, 158 (1984) (hereinafter Easterbrook). They also may increase litigation costs by promoting frivolous suits against legitimate practices.

The Court has thus explained that administrative “advantages are not sufficient in themselves to justify the creation of per se rules,” GTE Sylvania, 433 U.S., at 50, n. Respondent also argues the per se rule is justified because a vertical price restraint can lead to higher prices for the manufacturers goods. ] in most cases increased the prices of products sold”). Respondent is mistaken in relying on pricing effects absent a further showing of anticompetitive conduct. ] because the results are generally consistent with both procompetitive and anticompetitive theories”). For, as has been indicated already, the antitrust laws are designed primarily to protect interbrand competition, from which lower prices can later result.

The Court, moreover, has evaluated other vertical restraints under the rule of reason even though prices can be increased in the course of promoting procompetitive effects. See, e.g., Business Electronics, 485 U.S., at 728. And resale price maintenance may reduce prices if manufacturers have resorted to costlier alternatives of controlling resale prices that are not per se unlawful. Respondents argument, furthermore, overlooks that, in general, the interests of manufacturers and consumers are aligned with respect to retailer profit margins. The difference between the price a manufacturer charges retailers and the price retailers charge consumers represents part of the manufacturers cost of distribution, which, like any other cost, the manufacturer usually desires to minimize. See GTE Sylvania, 433 U.S., at 56, n 24; see also id., at 56 (“Economists .

[therebelwrites]

Singer Joyce Bryant was born Ione Emily Bryant in Oakland, California on October 14, 1928. She was the third of eight children.  Her parents were Whitfield Bryant, a railroad chef and devout Seventh-Day Adventist, and Dorothy Green Withers.  She was raised in San Francisco, California but at 14 Joyce eloped and annulled, and she quickly moved to Los Angeles in 1942.

At a night club that allowed audience tryouts, Bryant sang “On Top of Old Smoky,” her first public performance, and was offered payment and a two-week contract at $125 a week. In 1946, after four years of building her career, Bryant because of her voice and her appearance became the “Black Marilyn Monroe,” “the Bronze Blond Bombshell,” and “the Voice You’ll Always Remember.”

In 1952, Bryant became the first black entertainer to perform at the Hotel Algiers’ Aladdin Room in Miami Beach, Florida. Despite her fame and talent, Bryant was constricted by the same segregation laws as black menial employees. While she could perform at Algiers, the New York owners refused to allow her to spend the night at the hotel or be photographed outside the Aladdin Room.

There was violence while she toured the South; the KKK burned an effigy of her, and in an interview, she discussed how she felt unsafe in Alabama because of lynching. Despite this, she performed at other prominent entertainment venues including Manhattan’s Copacabana in 1953, Hollywood’s Coconut Grove, the Chicago Theater in Illinois, and Harlem’s Apollo Theater all in 1955. She was also one of the few black entertainers to appear in major magazines.  Life magazine, for example, profiled her in 1953. By the mid-1950s Bryant was the first dark-skinned black woman to be a national sex symbol. By that point she made approximately $150,000 per year.

In an era before on-stage pyrotechnics and hydraulic tricks, female vocalists had two weapons to hold audience attention: talent and glamour. Joyce Bryant delivered both in abundance. Her silver-tinted hair startled audiences almost as much as her low-cut, skin-tight gowns by pioneering African-American designer Zelda Wynn Valdes (who would ultimately become the designer for the Dance Theater of Harlem for nearly three decades from its 1969 inception).  At once carnal and classic (such as the sheath at left, spun from 14k gold fabric), Zelda's creations perfectly mirrored - and fueled - the duality of Bryant's elegantly-torrid stage persona.    So tightly gowned that she had to be carried onstage, Joyce would violently slash and punch at the air with her arms - hence the nickname: "Belter Bryant!"  It was as if she was fighting something...  and indeed she was.*

Outspoken on issues of racial inequality, in 1952 Bryant defied Ku Klux Klan threats as the first black entertainer to perform in a Miami Beach hotel-nightclub (then a key prestige stop on the winter nightclub circut that was entirely off-limits to black performers). *

Her stage personality and career were provocative and exciting. Her dresses, made primarily by Zelda Wynn Valdes, an African-American designer, were revealing and so tight supposedly she had to be carried off stage when finished. Her hair was painted silver and her sultry voice and sensual songs such as “Love for Sale,” and “Drunk with Love” captivated club audiences but were banned from radio play.

Bryant saw her guest appearances deleted from Hollywood films, her recordings shelved and her money pocketed by unscrupulous management.* In 1955, her career abruptly ended. After a performance she was physically assaulted because she refused sexual advances. The incident soured many of her fans and tainted her provocative public image. She also abused prescription pills in order to sleep, her hair was damaged from intensive coloring, and she had to resort to wigs after a disastrous bleaching. By the end of 1955 when her multiple performances had exhausted her throat, a doctor suggested spraying cocaine to soothe the pain even though the procedure might make Bryant addicted. Her manager urged the doctor to do it regardless of the risks or Joyce’s feelings. At age 28, Bryant walked away from her entertainment career and enrolled in Oakwood University, an historically black, Seventh Day Adventist college in Huntsville, Alabama.

In the 1960s, Bryant returned to the stage.  Now under the training of Frederick Wilkerson of Howard University, she sang opera. She worked as a vocal instructor and periodically performed with the Watergate Symphony in Washington, D.C., the New York City Center Opera Company and various European opera companies.

Within a decade, Bryant had reinvented herself a decade later as a trained classical vocalist.  After six years of study with instructors from Howard University, she won a contract with the New York City Opera, touring internationally in lead roles with such co-stars as LeVern Hutcherson, Florence Henderson, Ricardo Montalban and Avon Long.  She later became a vocal coach of note, working with such diverse artists as Phyllis Hyman, Raquel Welch, Michelle Rosewoman, and Jennifer Holiday.*

Today, the “Lost Diva” lives with Alzheimer’s and is taken care of by her niece Robyn LaBeaud.

Often woefully miscategorized as a "quitter," extensive research uncovers a rather different tale of a woman who succeeded in reinventing herself as an artist on her own terms - refusing to be a victim of the entertainment machine.*

*Source: JoyceBryant.net

[ourmrmel]

Mel Feller MPA, MHR, Discusses Avoiding the Due on Sale Clause

Mel Feller MPA, MHR, Discusses Avoiding the Due on Sale Clause

 Mel is the President/Founder of Mel Feller Seminars with Coaching for Success 360, Inc. and Mel Feller Coaching. Mel Feller is an Innovator and Business Leader. Mel Feller currently maintains an office in Texas. Mel is currently an MBA Candidate.

   DUE-ON-SALE CLAUSE: The clause (Para. #17) in virtually all mortgage loans, which permits a secured mortgage lender (federal, state or private) to call the entire unpaid loan balance Due and Payable immediately should the property securing the loan be sold, transferred, traded, gifted or otherwise disposed of without the lender’s prior written consent (and without giving them the opportunity to charge more money or say “No” to the transfer).

 Despite the due-on-sale clause and its implications in the creative real estate financing business, it is quite possible for one to take over the payments on a non-assumable mortgage loan without needing to fear, or even to be concerned with, a DOS Violation…without violating it.

 I n order to effect such a take-over without an unauthorized transfer, one simply assures that the property is, in-fact, NOT being sold, traded, hypothecated or transferred in any ‘unauthorized’ manner. In other words, since placement of real estate into the borrower’s revocable living trust for asset protection purposes is fully allowable under

 The law (12USC 1701-j-3; and since appointment of a co-beneficiary is a prudent thing to do anyway: a would-be seller need only place its property into such a trust, and then deal with the interest in the trust, rather than dealing with the property itself. At this point, the buyer (of beneficiary interest: not real estate) gains virtually 100% of the same incidents and benefits of Fee Simple Real Estate ownership that he or she might have under a traditional transfer of the property’s title.

  The only caveat here is that the living trust that is utilized for this purpose must be an Illinois-type, title-holding Land Trust. Such a trust is revocable and it is an inter-vivos trust; however, their beneficiaries, not the trustee, direct land trusts by nature: and all “legal” title, as well as all “equitable” title, is vested with the trustee. Beneficiaries of land trusts own no real estate, only personal property…and even though they retain all the benefits of an owner, the property has not been sold, transferred or hypothecated.

  The trust term of the agreement is decided upon by beneficiaries and stipulated in the contract. Such terms generally run for from 1 to 20 years, with the understanding that, at the end of that time, the trust will be terminated and the seller's interest (as little as 10%) will be forfeited to the co-beneficiary (buyer). Such forfeiture merely needs to be in consideration of some future act by the buyer (e.g., prompt payments; strict adherence to contract terms; a share in appreciation or overall profit; etc.). Often times, however, beneficiaries might mutually agree to share profits at termination in proportion to their respective beneficiary interests (50:50, 90:10; 75:25, etc.).

 It is most important to understand here that the verbiage of a lender’s Due-on-Sale clause doesn't always convey exactly what we or our attorneys THINK it does, or what the lender expects us to believe it does (a little trickery here)…irrespective of whether a lender's exercising its rights under a DOS clause are "real," "false" or indifferent. What the DOS does infer is: “UNLESS PROHIBITED BY APPLICABLE LAW…” the lender has a right to foreclose, if the title to its security is transferred into a trust, and if a beneficiary interest in that trust is sold or transferred."

  Well...make no mistakes about it! Such action ‘IS’ indeed prohibited by “applicable law.” The Law (The Federal Depository Institutions Act of 1982) strictly prohibits ANY lender from taking exception to a borrower's placing its property into its own inter-vivos (living) trust (such as a Title-  Holding Land Trust) and appointing a 2nd party to function as a co-beneficiary or remainder agent. Further, there is nothing to prevent those same co-beneficiaries from leasing the property out to any one they may choose…say, to the 2nd co-beneficiary, for example. Overall, the process described here creates what is tantamount to a legally constructed and very safe and well-shielded ‘Wrap-Around Seller-Carry’ device.

 Since the original owner of the property has named the second party as a beneficiary in the trust and leased to the property to him or her under a triple-net lease (i.e., net, net, net lease, wherein the tenant pays mortgage interest, property tax and handles all maintenance), the resident beneficiary (or investor co-beneficiary) has obtained all the benefits of a sale… without there actually having been one.

  When proposing that a seller remain on the existing loan for you: if you really want to be assured of 'getting the deal,' it’s important that you make it sound so good for the seller that he can't refuse. To do that, you’d suggest that for his own safety and peace of mind, you'll pay to put the property into a neutral trust (if he prefers), and that he needn't ever transfer the property’s title to you at all…until you've proven yourself, by eventually refinancing or selling the property and paying off his loan. Explain that you will consent to merely becoming a co-beneficiary in HIS trust until his loan is retired in, say, 6 months (or 3, 4, 5 or 20 years…or more).

 Note that this arrangement( land trust) gives you, as the buyer, 100% of the tax write-off (See IRC § 163(h)4(D)); 100% of the use, occupancy, possession; 100% of the equity build-up (from principal reduction); full rights to all rents; and other profits upon the sale or other disposition of the property. As well, you also have any and all of the other rights ordinarily only available under the so-called "Bundle of Rights" in any form of Fee-Simple Real Estate ownership.

In a Land Trust, the seller need not ever take any chances with you; and you do not have to take any chances with the seller either. By virtue of the structure of the Trust, the trust property is protected from liens, suits judgments, divorce actions or claims, bankruptcies or anything else you can think of…on both sides…including state and/or IRS tax liens. Moreover, the due-on-sale clause becomes pretty much a non-issue in that the property has not been sold; the title has not been transferred (other than to the borrower’s authorized trust); and there is no consideration for a ‘purchase of real estate’ per se. Furthermore, the commodity being transferred (beneficiary interest in a trust) is characterized as Personally (personal property), and not Realty (real estate), and is therefore not subject to the same creditor rights as would be real estate. In addition, the transaction has not infringed upon the lender’s foreclosure rights, or compromised its security interest).

  In closing, do note that for maximum safety, it recommended that at least 10% of the trust's Beneficiary Interest and 50% of the beneficiary’s Power of Direction should be retained by the seller, with an agreement to forfeit that interest to you upon disposition of the property at the trust's termination. However, also note that the Settlor Beneficiary’s fifty percent Power of Direction can be given to you by means of either an Assignment of Power of Direction, or by a Revocable, Limited, Power of Attorney. The reason for the seller’s retaining a percentage of beneficiary interest is to satisfy the requirement that if the seller places his property into a revocable trust, he must be and remain a beneficiary of that trust. The reason for keeping the 50% Power of Direction intact, is that most county jurisdictions will not re-assess the property for property taxes, or require transfer fees, when transferring the property to a living trust, so long as no more than 50% of the “voting rights” are conveyed.

Please Note:  I am not an Attorney and I recommend you always use an Attorney when doing these deals!

      Mel Feller, MPA, MHR, is a well-known real estate, business consultant, personal development Consultant and speaker, specializing in performance, productivity, and profits. Mel is the President/Founder of Mel Feller Seminars with Coaching For Success 360, Inc. and Mel Feller Coaching, a real estate and business specific coaching company. His three books for real estate professionals are systems on how to become an exceptional sales performer. His four books in Business and Government Grants are ways to leverage and increase your business Success in both time and money! His book on Personal Development “Lies that Will Sabotage Your Success”.

Mel Feller, MPA, MHR

[cookegregory8-blog]

Moving Companies In Riverside, CA

Experienced Movers In Riverside, Illinois

Of 69 scores/evaluations posted on 1 verified evaluate sites, this enterprise has an average rating of 3.Ninety stars. Of 146 ratings/critiques posted on three verified evaluate websites, this enterprise has a mean score of 4.66 stars. Moving objects from your property or business is too vital to trust to only any piano movers and packers in Riverside County. 115,000.Growth of the business could possibly be achieved by adding trucks and purchasing other present contracts. Francisco (one of Paco's sons) handled the move out of the dwelling room the first day, and Paco handled the move back. Californios resembling Bernardo Yorba and Juan Bandini established ranches throughout the primary half of the nineteenth century. Uniformed First Fee Movers arrive on time, alert, correctly equipped and ready to carry out to the excessive requirements demanded by our customers. Snowbelt states, e.g. Michigan, Ohio, and Philadelphia tend to have excessive concentration of heavy trade: steel, auto, moving companies in riverside county ca etc. These states have misplaced jobs as a consequence of foreign competition from Asia the place the labor costs are much lower.

75-060 Mayfair Drive

riverside ca movers

3 Males On The Move

20651 PRISM PLACE

Moving Services & Storage Faciliti…

With assist from our gifted piano movers and pool desk movers, getting these heavy or bulky items from one dwelling or office to another is fast and easy. No one ever looks ahead to shifting. Forgiveness could be a a technique road however healing is a two means highway. You can even order shifting packing containers and shifting packing supplies at low cost costs from Starving Students with FREE shipping! We are comfortable to supply you free no-obligation shifting quotes on your native and long distance move. But if you're a residential real property owner, otherwise you plan to either purchase or promote in this market, then you definitely might be looking for affirmation of your own ideas of what lies ahead. It will aid you plan your funds. Make a name to our staff or reach us by way of our e-mail address and we are going to present the better of our shifting services. One of the best ways of figuring out the repute of the company is by checking the opinions left on their web site and likewise asking from your mates, relatives, and neighbors.

We're really devoted toward maintaining our fame as the perfect commercial moving company in Riverside. Tank Team Movers is a professional furnishings moving company with environment friendly, robust, and careful movers. For a company that is at all times going the extra mile in service supply, Sullivan United Movers and Storage is the go to company for the most effective and convenient transferring services. Strive our affordable moving company in Los Angeles and also you won't ever regret. Merely put, there is no manner to ensure that you just is not going to be a sufferer of theft or monetary abuse. The home we moved to was being remodeled and was supposed to be performed by transferring day however there was a delay. The miners may now not afford to work their mines since they were being paid less per troy ounce for the silver than what it value them to mine it. Reasonably priced housing is non-existent, resulting in Riverside being one of many least affordable cities in California. What's the range of remuneration one can expect when starting out in your line of profession & business? Our comprehensive shifting companies are competitively-priced and could be custom-made to fulfill each need. Burgess Relocation gives comprehensive household and office transferring services which are catered to your particular needs.

Riverside Office Relocation. Riverside Workplace Movers. Have no concern, Low-cost Movers Riverside is insured at, and above, most professional building management’s minimum necessities. BizQuest has extra Riverside County CA Shifting and Trucking Firms for sale listings than any other source. Are you transferring from Orange County to Riverside due to your career? Corona is known because the Gateway to the Inland Empire, and it sits in the Santa Ana River Canyon in between Orange County and Riverside. Riverside Movers personnel are competent at performing Local Moves, Lengthy Distance Strikes, Automotive Transports, Packing Needs, Storage and Offering Labor. You're at the fitting place. Find USA Movers proper now! Now other than Council Tax/Gas/Electricity - Do you really want the opposite providers your paying for? For example, transferring superb arts, glassware amongst other delicate objects which want special care. Aspiring musicians can take part in classes and workshops at the Fender Heart for the Performing Arts, a music college in the heart of the downtown district that also plays host to touring artists. You can Rent a Dumpster Long Seaside CA for any sort of dwelling improvement challenge. Meanwhile, one other mega undertaking is progressing in Nairobi.

There are numerous explanation why it's best to select to maneuver with us. I used to be born in Dehradun, Uttarakhand and accomplished my graduation from there. Then I moved to Saudi Arabia because we had a joint venture with Aramco, there I dealt with 250 million in ensures and loans however because of the very conservative nature of the nation I decided to move again to India. There shouldn't be any last moment shock or charges. In the course of the last move I requested them to come on a Sunday at 7 am. These packing containers don't come at any extra price, and are fairly useful when you are looking to move to another location. I have been by way of these kinds of economic contractions before and I've realized what steps to take to return out on high in the job market. In addition, the federal suspension of the health insurer tax for 2019 saved charges about 1.6 p.c decrease than they may need been. “Covered California continues to profit thousands and thousands of individuals in our state by giving them access to high-quality, inexpensive health coverage,” mentioned Lined California Govt Director Peter V. Lee. Weather. San Bernardino doesn’t have your typical California weather, but it’s pretty nice!

[fsbolegalservicesillinois]

Benefits of hiring a professional real estate advisor

Choosing the top real estate attorney in Illinois can be complicated, but if you want to achieve the best results in the SALE AND RENT of your property, you must select the one who has the best tools to do his job well, experience, ethics and more than anything, be a good seller. Here are several reasons why you should hire a real estate consultant: 1. Education and Experience: You do not need to know everything about buying or selling properties, if you hire a Illinois real estate contract for sale by owner, you will have the support of a professional with training in the area of ​​real estate and extensive experience in the field, guaranteeing an effective negotiation. 2. Professional Negotiator: You will have many advantages by hiring a professional negotiator, who is not emotionally involved with the property, who has the necessary tools to place the sale and rental of your property in the balance and you can receive a fair market price. 3. Time-saving: If you are one of those people who is very busy with your daily activities and you do not have time to dedicate yourself to selling or renting your property, your FSBO attorneys in Illinois spend all the time necessary until the deal is done; in such a way that you will not be affected in your time. 4. Market Knowledge: Thanks to his permanent presence in the market, the For Sale by Owner Home in Illinois has key information, with which he can advise you on the best price for your property and can establish the best strategies for selling or renting it. 5. Customer and property base: A For Sale by Owner Home Lawyer in Illinois has a wide catalog of properties in different areas and a base of pre-qualified clients to buy; so it will guide buyers to choose the properties that best suit their needs. 6. Network of Professional Contacts: A For Sale by Owner Home Attorney in Illinois can access the other brokers' inventories and expose your property more widely or get the property you are looking for. 7. Mediation and Negotiation Skills: Mediation and negotiation skills are key factors for success in a property sale or lease. It could be said that at a certain point a buyer and a seller are rivals by nature. On the one hand, the buyer wants the lowest price for the property, while the seller will bet on the highest price; It is there when the presence of the real estate advisor is essential, who will mediate and negotiate in an effective way to achieve the closing of the business.

[blueodysseygroup]

**20K PRICE CUT NEW SALE PRICE $680,000!!

**Assignable Contract For Sale Looking To Sell To Cash Buyer ASAP!!

***Below Market Value Well Maintained Six Unit Apartment Building For Sale Near Chicago, Illinois*** 1585-1595 Girard Way, Bourbonnais, Illinois 60914

10br, 8ba, 4,884 Square Feet | Apartment Building built in 1997

Six units total, four 2 bedroom/1.5 bath townhouse units and 2 one bedroom ranch style handicap accessible units!.  There is an increased demand for housing in this market due to the business expansion of CSL Behring & Nucor Steel.  

Bourbonnais, Illinois is a family friendly suburban Chicago community with a population of 25,000, located just 50 miles south of Chicago, Illinois.  Great schools close by in the Bourbonnais School District.  Close proximity to shopping, restaurants & entertainment. This apartment building is fully occupied & priced to sell.  

The new property owners have a great opportunity to raise the rents and increase monthly profits & equity.  Utilities paid by tenants.  Shared laundry room on site.  Shared parking lot on site.  Bonus maintenance/storage room.  This apartment building is well maintained.  This apartment has built in equity.  This is truly a beautiful property that will not last long!!!

PROPERTY INFORMATION

10 Bedrooms 8 Baths

Four 2 Bedroom/1.5 Bath Townhouse Units

Two 1 Bedroom/1 Bath Ranch Style Units

Apartment Building Built in 1997

Total Apartment Building Space - 4,884 Square Feet

This Is A Turnkey Property With No Repairs Needed

Close Proximity To Shopping, Restaurants & Entertainment.

Nice Kitchens With Plenty Of Cabinet Space

Well Maintained Landscaping

Spacious Parking Lot

Well Maintained On Site Laundry Facility

RENT ROLLS & 12 MONTH PROFIT LOSS STATEMENT:

Rent Rolls & 12 Month Profit Loss Statement Available Upon Request

CAP RATE - 6.7 percent

Sale Price - 20K PRICE CUT NEW SALE PRICE $680,000 Cash Only

Earnest Money Deposit - $10,000 (Non Refundable)

Buyer Pays All Closing Costs

If you or anyone you know is a cash buyer that’s interested in buying this property please contact Mack Roberts  by email at blueodysseygroup@gmail.com. This property won’t last long!!

Click On The Link Below To See More Property Photos

https://bit.ly/1585To1595GirardWayPics

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