#Flying in abroad in Pune
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CNJAA gives you Best PPL Training in Pune
CNJAA is Captain Nikhil Jadhav Aviation Academy located in Baramati about 115 Kms to the South East of Pune City. We provide multiple services in aviation. We have a team of highly experienced and well groomed instructors. They are passionate, generous and friendly at the same time. Instructors come from different aviation backgrounds which make them stand out in the community. CNJAA gives you Best PPL Training in Pune
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Can You Help Me Find An Airline To India?
Recently, the aviation industry in the Indian market has made a name for itself. The activities of numerous budget airlines and daily flights made the land of cultures, landscapes, food and religion for foreign travelers. It is a painful task to choose an airline, particularly when traveling abroad. We have arranged a list of the best flights to India to pick your business in order to reduce your stress. Lufthansa Luff Lufthansa is German flag carrier, with fleet size and passengers being the largest airline in the entire European belt. The airline operates in over 80 countries in over 198 international cities. Three travel classes available to travelers in First Class , Business Class and Economic Class, with affordable airfares they can provide the best services. Delhi, Mumbai, Bangalore , Pune and Chennai are the markets for Lufthansa. Airlines Singapore The Singapore Airlines Airbus is the right flight for you to consider, if "lavish" is what you are looking for. You will be taken out of the universe by this sensation. How good! It is confirmed that Singapore Airline is giving the airline industry a benchmark. It was the first airline in the economic class to declare and introduce exclusive services. Smart cabin crew, laudable flight-based amenities, excellent hospitality, satellite-based in-service telephones, on-demand AVs and the wide variety of free meals attracted to Singapore Airlines reservations. Delhi, Pune, Mumbai , Kolkata, Hyderabad, Goa, Jalandhar and Ahmedabad are all covers of the SA. Airlines Malaysia Malaysian Airline has been a star at Asia's Paramount Airline for over 65 years and has served travelers worldwide. The carrier operates services in 160 countries to nearly 900 destinations. You can shop, enjoy children's play, telephone chef and more even during your flights. Delhi, Chennai , Bangalore, Kochi and Hyderabad are served by the Malaysian airlines. Airways of Cathay Pacific Cathay Pacific Airways is headquartered in Hong Kong and has provided services to over 115 cities around the world. As you fly to India, regular flights to many indigenous cities from Hong Kong. The praiseworthy in-flight services or other programs have lifted the bar to make Cathay Pacific Airways a big hub in Hong Kong. Delhi, Kolkata , Chennai, Bengaluru, Mumbai and Hyderabad are the airlines that fly to. Check more details at https://www.fly4trip.com
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IPL 2022- DC vs PBKS Prediction
The match between the Delhi Capitals and the Punjab Kings has been hit by a COVID outbreak and has been rescheduled to Mumbai from Pune. It will be played at the Brabourne Stadium providing all of the players scheduled to play the match test negative once more.
This means we could have more than a few players missing from the Delhi Capitals lineup. Mitchell Marsh is certainly going to be one of them. The Punjab Kings do not have such problems but they will also have to fly back on short notice and could be a bit tired ahead of the game.
The best IPL betting sites in India and abroad are all favoring the Punjab Kings to win this match but the odds are not as short as we expected.
Match prediction and IPL betting tips for DC vs PBKS IPL 2022. The match is going to be played at the Brabourne Stadium, Mumbai on the 20th of April 2022.
DC VS PBKS TEAM PREVIEWS
DC suffered a pretty big loss to RCB in its previous match after being in the driver's seat for the majority of the chase. Interestingly, it was Mitchell Marsh who struggled to get the ball off the square in the previous match but he is not going to get a chance to redeem himself thanks to a COVID infection.
DC may go back to playing with just two or three overseas players for this match. They don't really have too many options remaining in their squad. Tim Seifert may get another chance or maybe Anrich Nortje is set for another go but neither of these players is a good replacement for Mitchell Marsh.
With Rovman Powell also having a terrible IPL season, DC is struggling for power and quality in its lineup.
This is going to put a lot of pressure on David Warner and Prithvi Shaw to do the bulk of the work at the top of the inning once more. Both of these players are in great form and stroking the ball nicely.
You can look to take advantage through the Highest Opening Partnership or highest Score 1st 6 Overs batting markets.
DC's batting lacks depth and its middle order is fragile. Early wickets could be devastating for it.
The bowling lineup is led by an army of left-handed bowlers. Khaleel Ahmed, Mustafizur Rahman, Kuldeep Yadav, and Axar Patel are all in the playing eleven at the same time. It is not really a concern since they all have a different style of bowling. Kuldeep Yadav and Khaleel Ahmed have been very good at picking wickets and betting on either one of these players for the Top Bowler betting market is worth serious consideration.
PUNJAB KINGS
PBKS played its previous match without Mayank Aggarwal but the expectation now is that he will be back in the playing eleven. That will strengthen the batting and allow someone like Shikhar Dhawan to play with a bit more freedom.
PBKS certainly has an in-form player in Liam Livingstone. He has been one of the most exciting players in IPL 2022 with runs, plenty of sixes, and a very high strike rate at all stages of the inning. Liam Livingstone is the player that you want to keep an eye on. A bet on him to be the Man of the Match or maybe the Top Batsman for PBKS could be a great option.
There are some concerns here as well. Shikhar Dhawan and Jonny Bairstow have not set the IPL 2022 season alight just yet. The lower middle-order of Jitesh Sharma, Shahrukh Khan, and Odean Smith offers a lot of power but not too much stability.
PBKS has played an absolutely fearless brand of cricket so far. This means that it will come off spectacularly on some days and will completely fail on others. We think PBKS is due for a brilliant match but that is just a feeling!
DC VS PBKS TOSS PREDICTION
The team that wins the toss is going to want to field first. Teams batting first have started to win quite regularly as well as the pitches start to wear a bit and the effect of the dew also becomes lesser.
PITCH AND CONDITIONS
The conditions in Mumbai have been brilliant for cricket. The Brabourne Stadium is very good for batting and we have generally seen high-scoring matches played here. There is also a bit of help for the new ball bowlers. Maybe someone like Rabada could extract something more than the other bowlers.
We think a score of around 170-180 is definitely on the cards batting first.
DC VS PBKS BETTING TIPS
We are going to bet on the Punjab Kings to win this match. The reason for this recommendation is quite simple. PBKS has won more matches, is in better recent form, and has a more powerful batting lineup. We have also seen players perform well against their former franchises so maybe Kagiso Rabada could continue that tradition!
Bet on the Punjab Kings to win.
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5 Leading Defence Manufacturing Companies in India
Get the List of 5 Leading Defense producing Companies in India dependent on Market Capitalization.
1. Hindustan Aeronautics Ltd
The amassing programs in progress at HAL are production of SU-30 MKI, LCA and DO-228 plane and ALH-Dhruv, Chetak, Cheetal and LCH Helicopters. The Repair Overhaul (ROH) programs being finished as of now are Jaguar (with upgrade), Mirage (with update), Kiran, HS-748, AN-32, MiG 21, Su-30 MKI, Hawk, Dornier Do-228, ALH, Cheetal, Cheetah and Chetak.
The arrangement of encounters and advancement of Hindustan Aeronautics Limited is indivisible from the improvement of Aeronautical industry in India for more than 79 years. In January 1951, Hindustan Aircraft Limited was set under the administrative control of Ministry of Defense, Government of India.
2. Defsys Solutions Private Limited
Defsys Solutions Private Limited is out and out in Community, individual and Social Services business from most recent 14 years and as of now, affiliation tasks are dynamic. Board members from Defsys are Sushant Gupta Defsys, Sushen Gupta, Dmitry Bernadiner, Chittaranjan Sharma, Biswajit Mukerjee and Fateh Singh.
Defsys Solutions Private Limited is a non-govt association, solidified on 08 Jan, 2007. It's a private unlisted association and is requested as 'organization limited by shares'. Association's supported capital stands at Rs 95.0 lakhs and has 100.0% settled up capital which is Rs 95.0 lakhs. Defsys Solutions Private Limited wide meet (AGM) happened on 10 Aug, 2017. The association continue going invigorated its financials as indicated by Ministry of Corporate Affairs (MCA).
3. Bharat Electronics Ltd
BEL was set up to meet the specific electronic stuff necessities of the Indian Defense Services. While this continues being its extraordinary focus, the Company has an immense presence in the ordinary resident market, too. BEL conveys a part of its things and organizations to different countries too.
BEL has set up its quality the country over by setting up eight distinct Units – in Ghaziabad, Pune, Machilipatnam, Panchkula, Kotdwara, Navi Mumbai, Chennai and Hyderabad. Each Unit has a specific thing mix and customer focus. BEL has moreover set up a wide association of working environments and organization centers countrywide similarly as two abroad working environments – at New York and Singapore.
4. Bharat Dynamics Ltd
Bharat Dynamics Limited (BDL) is one of India's producer of ammunition and rocket structures. It was set up in 1970 in Hyderabad, Telangana, India. The association is third greatest defend associations in India.
BDL was set up in the year 1970 to be a collecting base for coordinated weapon systems. Begun with a pool of planners drawn from Indian Ordnance Factories, DRDO and flying endeavors, BDL began by making a unique adversary of tank coordinated rocket – the French SS11B1.
5. Astra Microwave Products Ltd
Astra Microwave Products Limited (AMPL) was intertwined in 1991 by a gathering of perceived specialists with experience in RF/Microwave/Digital equipment and the leaders of undertakings with high advancement content.
The three publicists had in those days distinguished a necessity for a sound, truth be told mind blowing exclusive business that can arrangement, make and produce significantly end RF and Microwave subsystems and structures for imperative applications. The association has three creation units and two R&D units that moreover consolidate a specific space qualified office.
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A Global Learning Concept to Let Your Child Fly High
The idea of international education in India has set its foot. The approach is widely accepted throughout the country by authorities and parents alike due to its focus on developing global competencies. And the concept is here to stay, keeping in mind the increasing demand for the world connecting rapidly.
Need of the hour
In India, too, as soon as kids begin schooling, parents want them to have a foundation that incorporates robust learning, which an international curriculum offers. The International General Certificate of Secondary Education (IGCSE) is one such content-rich module created to qualify students for further studies no matter where they are located across the globe.
Several flourished IGCSE schools in Bangalore, Mumbai, Pune, and Delhi aim inclusiveness to its learners in present India.
The IGCSE board is uncommon in many ways - with flexibility in the choice of subjects, experiential learning and objectivity. Students wanting to pursue higher education in both India and abroad can profit from this kind of learning experience.
Defining IGCSE Board
The International General Certificate of Secondary Education (IGCSE) is a global curriculum devised to foster high academic standards. Run by the Cambridge International Examination, the programme has a holistic curriculum to meet international needs with an assessment system approach.
It consists of the Grade 1 to Grade XII syllabus concluding with an external examination. The curriculum gives students an exceptional opportunity to prepare for post-secondary education anywhere in the world.
IGCSE board renders an outstanding platform for students who are enthusiastic to enter universities in India, the US, UK, or elsewhere.
Crucial facts about the IGCSE Board:
● IGCSE is an internationally-acknowledged board.
● It is a popular global qualification for 14 - 19-year olds.
● IGCSE leads to A/AS Levels of education, recognised by leading universities and employers worldwide
● The board is recognized by ICSE, CBSE and other Indian State Education Boards as a qualification for entry to class XI.
● IGCSE curriculum evolves, develops and brings in local economies and cultures within an international context.
Suppose you are planning to send your child abroad and want them to apply to the best colleges - the IGCSE curriculum will provide the necessary skill set required for an international university.
The metro cities in India have some of the reputed international schools. If you are looking for the best IGCSE school in Yelahanka, Bangalore, for your kids, then you may reliably consider Nagarjuna Vidyaniketan.
#igcse school in bangalore#IGCSE School in Yelahanka#cbse school in Bangalore#cbse schools in yelahanka
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CAREER OPTIONS AFTER STUDYING ECONOMICS
Students at SSE are exposed to a rigorous environment where they study courses in all aspects of Economics at both Bachelor’s and Master’s Level. The inclusion of interdisciplinary subjects like Finance, Development Studies, International Trade, Urban Development, and policy analysis makes students at both the levels well versed with the theory as well as recent developments in the real world.
As a part of Symbiosis International University, students at SSE are eligible for the Student Exchange programs post completion of one year at SSE. A set of students fly out to different nations and in exchange, a set of international students fly in to experience the Indian culture and teaching pedagogy at SSE.
Alongside the assignments and projects students completed during their coursework, every student is mandated to undertake two Summer Internships. Thus, for a student enrolled in the B.Sc.(Hons) program has a minimum 2 months of experience, while a student enrolled in M.Sc. Economics Has 2 months of the minimum internship experience, respectively by the time they graduate.
Economics Degree Syllabus
Here’s a quick breakdown about the economics degree syllabi for B.Sc. and M.Sc. at the top economics colleges in Pune, like Symbiosis School of Economics.
Undergraduate level: At Symbiosis School of Economics, B.Sc. (Economics) Honours is a full-time, three-year graduation programme.
It offers a wide array of ‘Out of box’ courses like Accounts, Environmental Economics, International Relations, Political Economy of India, and Research Methodology etc., not emphasized in traditional economics graduation programs. This will help students to get an edge over others in terms of critical thinking, logical analysis and deep understanding of crucial economic issues.
We aim at creating a class of graduates in Economics who would be equipped not only with the strong foundation of economic theory but also with skills required to tackle and analyse the real world business and economic issues.
Postgraduate level: The basic focus of the M.Sc. course at content at SSE is to train students who apply economic concepts in real life and other inter-disciplinary specializations. The curriculum is designed keeping the employability of the candidate in sectors such as public and private enterprises, banking and financial services, government, consulting, academia and NGOs in India and abroad. SSE is currently offering modules in Advanced Economic Theory, Econometrics, International Economics, and Development Economics, etc.
What skills do you need to pursue a successful career in economics?
You should have strong mathematical skills
An awareness of current affairs and their economic implications
You should be research-minded and be able to research every aspect of the economy.
You have to think logically in a variety of scenarios.
Job opportunities in economics in India after studying B.Sc. Economics at SSE:
Our B.Sc. Economics Programme prepares students for a wide variety of industries including academic research, analytics, finance, market research, and roles in the Government of India. Our students have been successfully placed in prominent organizations like D.E. Shaw Associates, TresVista, Deloitte India, BristleCone, Ernst & Young, Zephyr Financial Services, S&P Capital, ZocDoc UBS, Vodafone, Demand Planning LLP, QS Intelligence Unit, Hindustan Times and many more.
Job opportunities in economics in India after studying M.SC. Economics at SSE:
The M.Sc. Economics programme is interdisciplinary. The programme seeks to develop intellectual discipline, critical and analytical thinking with a view to grooming passionate individuals capable of taking up responsibility. Having an eclectic mix of student backgrounds ranging from economics, commerce, mathematics, statistics, management, and marketing, the diversified student base brings to the table a board set of ideas, innovations, and a broad framework of dynamic iterations. This talented student community together with the knowledge of ethic imbibed at SSE ensures that students are prepared for roles as managers, economists, statisticians, analysts, and entrepreneurs.
Job roles in this field also include:
Professional Economist
Financial Risk Analyst
Data Analyst (Banking Sector)
Financial Planner (Banking Sector)
Financial Controller/Financial Economist
Equity Analyst
Cost Accountant
Economic Researcher
Business Economist
Agricultural Economist
International Economist (Specialization)
Industrial Economist (Specialization)
Labour Economist (Specialization)
Investment Analyst
These are just some of the reasons to enrol in one of the economics colleges in Pune, like Symbiosis School of Economics. You will learn everything you need to begin your career and attain success in the vast field of economics.
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Best International Schools in Pune
Are you looking for a school in Pune that will provide you with the best education and training? Or do you want to make your child’s foundation so strong that he/she will be ready to fly in the competitive world? In case you are, then you must visit International Schools in Pune. Unlike other schools that have a limited exposure, these schools cater to all types of activities.
Bharati Vidyapeeth Rabindranath Tagore School of Excellence (BVRTSE) is one of the best International Schools in Pune. It is renowned educational institute that provides quality education. If you are in search of international education then this is the right place to be. The faculty is well-equipped with the knowledge and expertise required for a successful educational program in India or abroad. Check out the admission requirements: click here.
The present-day, Pune has many international schools that have opened up. They provide other services such as co-curricular activities, online digital library, sports, and labs etc. These schools in Pune have all the latest technologies and resources to enhance students’ learning experience. Thus the students enjoy the maximum advantage.
These schools in Pune also provide a lot of other facilities to the students in addition to the above-mentioned such as security. They also provide their students with a conducive environment to learn. so you need not worry about the quality of teaching. Thus parents can relax as their children can get connected to the latest advancements in the world of technology.
These international schools in Pune also make use of their exclusive English teaching resource. This helps the students to enrich their English communication skills. The students are made social with various cultural shows and workshops conducted on a regular basis. The teachers use innovative teaching methods and techniques to motivate and inspire their students.
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The highway. The Mumbai-Pune highway is one I've traversed plenty of times, never able to appreciate it, except when driving through the Western Ghats or passing through the many tunnels. Somehow, it's never had the same charm or thrill that the previous highway had, with its many dangerous twists and turns. Travelling as a kid by bus, my favourite pastime would be to count the number of overturned trucks, buses and cars by the side. But all it takes is a different perspective to appreciate what seems mundane and routine. A few years ago, a paragliding friend of mine asked if I'd like to join him for a weekend getaway to Kamshet. It's where paragliding enthusiasts from across the country and abroad meet up and fly for their dose of adrenaline rush. It didn't take me long to warm up to the idea, as I desperately needed a break. On the second afternoon, I happily decided to piggyback with my friend. While he was doing all the hard work, I took those moments to marvel at the views all around and down below. One of the sights that greeted me was the highway down below. After carefully shuffling around, I managed to grab my mobile and happily click as many photographs as possible. It isn't every day that I get to see a sight like this. Trust you all are well, people. Be safe. 🙏🏼 ________________________________________ @nofixedaddrs #nofixedaddrs www.nofixedaddress.in _________________________________________ Incredible India 🇮🇳 #IncredibleIndia #MaharashtraUnlimited @mtdc_official #MTDC _________________________________________ ………. ……... …….. ……. …… ….. …. … .. . #paraglidingkamshet #paragliding #paraglidinglife #parapente #paraglider #gopro #adventure #paraglidinglove #flying #paraglidingworld #extremesports #indiatravel #indiatravelgram #indiaclicks #indiapictures #indiatraveldiaries #indiatraveller #indiatravelling #storiesofindia #indiatravelblogger #indiatravelsquad #indiatravellers #indiatravellgram #indianshutterbugs #indiatraveljournal #travelersofindia (at Khamshet, Maharashtra, India) https://www.instagram.com/p/CDf-S-pMYTW/?igshid=12hzw9pwpwvi7
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10 more days!
Once we hit the 1 month mark, the days have just been flying by. I have only ten days to write three papers and my research project on kathak. And this Friday I’m performing my dance at our farewell party. I’m so busy all the time and I’ve had so many conflicting feelings about the time I have left here. On one hand, I’ll be very excited to be done with the academic semester and all my work, and I can’t wait to see everyone at home. But at the same time I have family and friends in Pune now and I’ll miss them a lot too, not to mention the “winter” weather here!
One of our teachers has shared photos with us going back to the first week, so when I get a chance I’ll go through those and post the best ones. I might post a couple of my current assignments when they’re done too since at least one of them is supposed to be in blog format anyway.
This has been such a wild time and a valuable experience and I’m so grateful that I was able to have this opportunity. I think everyone who has the means should study abroad at least once, three times if you’re like my friend Julia from Knox who is also in India with me.
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Reaching for the skies
A paragliding friend of mine asked if I'd like to join him for a weekend getaway out of the city late last year.
I desperately needed a break. So it didn't take me long to agree, even though I wasn't sure what I'd be doing there. He would be busy flying himself, along with his mates. Frankly, I wasn't expecting much from the weekend, except a chance to get out.
Turns out there's more to see and experience if you go off the beaten path. Kamshet, on the Mumbai- Pune highway, brings paragliding enthusiasts from across the country and abroad for their dose of adrenaline rush.
After checking into our rooms, we headed off to Tower Hill, one of the vantage points to take off from. While my friend and some of his buddies were getting their gliders ready, I took the opportunity to go check out the other fliers, some of whom were already flying, while a few more were getting their gliders ready.
In all that initial rush to see as much, I managed to catch this flier gracefully take off and head higher and higher. It's only over barbecue that evening that I was introduced to Clint John, one of many paragliders that keep coming back to fly at Kamshet.
Of course, it made for a fabulous photo-op. Even if I wasn't flying. Unless piggybacking with my friend counts.
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Incredible India 🇮🇳
#IncredibleIndia
#MaharashtraUnlimited
@mtdc_official
#MTDC
@john.clint
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@nofixedaddrs
www.nofixedaddress.in
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#paraglidingkamshet #paragliding #paraglidinglife #parapente #paraglider #gopro #adventure #paraglidinglove #flying #paraglidingworld #extremesports #indiatravel #indiatravelgram #indiaclicks #indiapictures #indiatraveldiaries #indiatraveller #indiatravelling #storiesofindia #indiatravelblogger #indiatravelsquad #indiatravellers #indiatravellgram #indianshutterbugs #indiatraveljournal #indiatravelers
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Hi, 'planning to move abroad for higher studies? We can help you to clear your IELTS with flying colours. Our new IELTS online Batch starts on 24th May '21. Duration - 40 hours. Monday to Friday - 8 p. m. - 9 p. m. Fee - Rs. 7000/- We conduct all sessions live !! Call APlus, Pune - 9423025951 for further details, today! #ielts #online #studyinuk #studyingermany #studyinaustralia #studyincanada #canada #germany #australia #studyabroad (at Pune, Maharashtra) https://www.instagram.com/p/CPDaZ7PtoO6/?utm_medium=tumblr
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The Measures Undertaken to Improve the State of Engineering Education in India
India has the potential to be a global leader. If harnessed this potential in an optimum way, it can lead to great results. The industry sector in India is competing globally in fields such as automobiles, textiles, chemicals and engineering equipment. However, the growth of these industries and the economy of the country depends on one particular stream of education. Of course, it is an engineering education. Studies indicate that India produces as much as 1.5 million engineers per year from nearly 4000 institutes. It is one of the most common career choices in India. One common question arising in everyone’s mind is “Does India needs these many engineers?” The answer is yes. However, asking another important question is necessary. “Are they all employable?” SIT is one of the best autonomous engineering colleges in Madurai.
One of the important criticism towards engineering education in India is that it is more focused on theoretical aspect instead of practical knowledge. As more and more graduates come out each year without the prerequisite skills required for a job, To make things worse, many engineering graduates change their field by opting for management studies. Coming back to the curriculum, students get bored with the theoretical concepts and there arises a state of stagnation. Based on a recent survey, only 3% of engineering graduates are equipped with the necessary skills to be employed in both software as well as the core industry. Most engineering colleges do not offer necessary exposure for students. This results in chaos once the students face the job market. Reality hits hard. Very hard indeed. A paradigm shift is the need of the hour.
Let’s go back in time. When the country gained independence from the Brits and formed an autonomous government, the initial focus of the policies was to allocate sufficient resources for the growth of the engineering sector. Under the leadership of the first Prime Minister Jawaharlal Nehru several IITs (Indian Institute of Technology) and RECs (Regional Engineering College) was set up. Students graduated from these institutes become efficient engineers who possessed excellent engineering and design skills. They went to get placed in reputed concerns both domestically and abroad. Needless to say, they started making a handsome sum of money as a result. As this trend started to grow, numerous private engineering colleges sprouted across the country like mushrooms on rain. As a result, the quality of education took a deep dive and unemployment rate increased.
The location of the engineering college also plays a key role in the quality of education. Institutes located on Tier-1 cities such as Mumbai, Chennai, Hyderabad, and Bangalore offer a lot of corporate exposure to students and it increased the chance of placement for the students. However, colleges located on Tier 2 cities such as Pune, Nagpur, and Surat doesn’t provide such an opportunity. Taking all these factors into account, we decided to become an autonomous institute a few years back in order to offer world-class education for our students so they will come out with flying colors. Thus, we have become one of the top engineering institutes in Madurai.
#Top Engineering Institutes in Madurai#Top 10 Engineering Colleges in Madurai#Best Placement Providing College in Madurai#Best Autonomous Engineering Colleges in Madurai
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The real cost of not having travel insurance for your holiday
Find the right policy for you
Don’t wait until the week you fly to sign up for insurance – get it when you book your trip. Insurance covers you for cancellation and anything else that can go wrong before you leave.
Some insurers, such as World Nomad, allow you to book once you are travelling – but, as Mr Mohammed found out, pre-existing medical conditions are not covered.
Check your credit card before booking insurance to see if you have any travel insurance as a benefit – most UAE banks, such as Emirates NBD, First Abu Dhabi Bank and Abu Dhabi Islamic Bank, have cards that throw in insurance as part of their package. But read the fine print – they may only cover emergencies while you’re travelling, not cancellation before a trip.
Pre-existing medical conditions such as a heart condition, diabetes, epilepsy and even asthma may not be included as standard. Again, check the terms, exclusions and limitations of any insurance carefully.
If you want trip cancellation or curtailment, baggage loss or delay covered, you may need a higher-grade plan, says Ambareen Musa of Souqalmal.com. Decide how much coverage you need for emergency medical expenses or personal liability. Premium insurance packages give up to $1 million (Dh3.7m) in each category, Ms Musa adds.
Don’t wait for days to call your insurer if you need to make a claim. You may be required to notify them within 72 hours. Gather together all receipts, emails and reports to prove that you paid for something, that you didn’t use it and that you did not get reimbursed.
Finally, consider optional extras you may need, says Sarah Pickford of Travel Counsellors, such as a winter sports holiday. Also ensure all individuals can travel independently on that cover, she adds. And remember: “Cheap isn’t necessarily best.”
Diba Kazi and husband Tausif Mohammed always welcome family to Dubai with open arms – but rue the day they allowed her parents to visit from India without travel insurance, an omission that cost them some Dh10,000 in bills.
Mr Mohammed, 37, an Indian analyst who has lived in Dubai for three years with Ms Kazi, 36, an airline IT worker, and their five-year-old daughter, says travel insurance for his in-laws would have cost just Dh300.
“When they came here, we didn’t think much about insurance – my parents-in-law are 58 and 62, quite healthy with no signs of something going wrong and [they] travel frequently.”
No traveller is immune to travel-related risks. Getting a travel insurance policy should be at the top of your holiday checklist.
Ambareen Musa, Souqalmal.com
A 2018 survey by comparison site Souqalmal.com found that 50 per cent of UAE residents never buy travel insurance yet one in 10 experienced an incident while travelling. A further 26 per cent only bought a policy occasionally.
On top of that, UAE residents are big travellers. According to a 2018 study from RSA Insurance, one in four made five to 10 trips in the last two years and 9 per cent more than 20 trips – excluding trips home. A quarter of travellers in RSA’s research had a bad travel experience.
A lot can go wrong even on a week-long trip abroad, says Ambareen Musa, chief executive and founder of Souqalmal.com. “You could lose your luggage, succumb to a bad case of food poisoning, have your passport stolen or be sued for damages by a third party,” she says. “No traveller is immune to travel-related risks. Getting a travel insurance policy should be at the top of your holiday checklist.”
Indeed, says David Harris, director of distribution at RSA, “Most of the claims we receive from travel insurance are related to medical emergencies, baggage loss and delays and cancellations.”
Ms Kazi’s mother Atiya Kazi, for example, fell ill in Dubai during a trip away from her home in India. She had been in the emirate for a week when she started to feel feverish. She assumed it was a common cold and took over-the-counter medications, but postponed her next flights to Portland, US, to see her other daughter as a precaution.
During that time her son-in-law, Mr Mohammed, checked with some insurers if it was possible to get cover for his relatives – but was told it was too late as his mother-in-law’s sickness would now be treated as a pre-existing medical condition.
The elder Ms Kazi then proceeded with her trip to Portland where after a week she was unable to breathe properly. Her Portland-based daughter paid $400 (Dh1,470) for a doctor’s consultation and Ms Kazi was given medications for a urinary tract infection. Mr Mohammed’s wife, Diba, 36, decided to fly to Portland for the weekend and bring her parents back to Dubai where treatment would be cheaper than in the US – a flight that cost Dh1,200, even with her discount as an IT worker for an airline.
Ms Kazi’s mother became unwell during a trip away from India to Dubai and the US. Reem Mohammed/The National
The couple took Ms Kazi senior straight to hospital upon arrival, where she stayed in the emergency ward for four days. Once she had been released, Ms Kazi flew back to Pune in India with her husband and daughter and spent another week in hospital – this time around, with her costs covered.
The time Ms Kazi spent in hospital in Dubai cost Dh4,500, while the additional Portland flights cost Dh1,200 and the three one-way tickets to Pune Dh3,500 – almost double what Mr Mohammed would normally pay, as he had to buy tickets on busy flights at the last minute. His bill came to Dh9,200, as well as the Dh1,470 his sister-in-law paid in Portland.
As well as medical costs, losing luggage can ruin a trip overseas. A recent baggage report from international airline IT provider Sita, showed that almost 25 million bags were mishandled last year. “These situations are a daily occurrence,” adds Mr Harris.
A “basic, no-frills” travel insurance plan includes emergency medical expenses, personal accident benefits and lost passports or travel documents, Ms Musa says, and generally costs Dh50, or even Dh20 for a basic single-trip plan,. A premium, all-inclusive policy could cost Dh150, plus extra for add-on cover such as winter sports, golf, cruises or terrorism, she adds.
Another consideration is wedding cover. Myrdith Leon-McCormack, the editorial director of US-based World Bride magazine, says for any destination wedding overseas, getting insurance “shouldn’t even be a question”. “Get it and get the deluxe package,” she adds. “There is too much at stake.”
Abu Dhabi resident Jennifer Castro-Agostinho claimed back Dh20,000 on insurance when a wedding trip went wrong. Khushnum Bhandari for The National
Australian co-ordinator Jennifer Castro-Agostinho, 45, who has lived in Abu Dhabi for 13 years, is certainly glad she took out both travel and wedding insurance in 2007 when she married late husband Pedro. She was able to claim back Dh20,000, having taken out Dh1,700 Axa Gulf annual multi-trip insurance for two people, plus a £49 (Dh227) wedding policy with Confetti.
Two weeks before they were due to get married in Sydney, Australia, her husband’s leg swelled up with cellulitis and, after several days in hospital, he had to use crutches to walk.
Although they did not change their wedding plans, they upgraded their flights to business class as Mr Agostinho needed to stretch his leg out, and cancel a booked stopover in Brunei. And when the airline then lost their luggage, they had to buy additional clothing for a pre-wedding photo shoot. The claim Ms Castro-Agostinho made to Axa Gulf was for Dh23,922, of which around Dh20,000 was accepted.
“I believe in the mantra that if you can’t afford travel insurance, you can’t afford to travel,” she says. “Insurance is definitely a godsend. We didn’t have to use the wedding insurance but it’s huge peace of mind for a small premium.”
Travel expert Gaurav Sinha, chief executive of branding agency Insignia, says travel insurance is “invaluable to all” but tends to be an “after-thought in most travel decisions”. He also warns that terms and conditions can be “convoluted”, leaving many people still struggling to get “a dime back”. In Ms Castro-Agostinho’s case, the key to securing a payout was having the right documents – from receipts and airline emails to a doctor’s report and a property irregularity report for delayed baggage.
Sarah Pickford, a personal travel consultant for travel company Travel Counsellors, says travellers must have good-quality travel insurance “100 per cent of the time”.
“People often believe that as they are travelling to their home country, they are fully protected, and that their international medical insurance, issued in the UAE, covers them for all medical issues abroad. But that is rarely the case,” she warns.
Mr Mohammed admits that, with hindsight, the family were “stupid” not to take out travel insurance – especially as he and his wife have it. “Insurance is pretty cheap but it’s not just what I spent – there were long-distance calls, losing sleep waiting for time zones to match. There were way too many things to worry about and all that stress was not just worth it,” he says.
“Going forward, whether our parents want insurance or not, we’ll get it. It was a big lesson learned for us and everyone else involved.”
Updated: July 8, 2019 10:46 AM
Find the right policy for you
Don’t wait until the week you fly to sign up for insurance – get it when you book your trip. Insurance covers you for cancellation and anything else that can go wrong before you leave.
Some insurers, such as World Nomad, allow you to book once you are travelling – but, as Mr Mohammed found out, pre-existing medical conditions are not covered.
Check your credit card before booking insurance to see if you have any travel insurance as a benefit – most UAE banks, such as Emirates NBD, First Abu Dhabi Bank and Abu Dhabi Islamic Bank, have cards that throw in insurance as part of their package. But read the fine print – they may only cover emergencies while you’re travelling, not cancellation before a trip.
Pre-existing medical conditions such as a heart condition, diabetes, epilepsy and even asthma may not be included as standard. Again, check the terms, exclusions and limitations of any insurance carefully.
If you want trip cancellation or curtailment, baggage loss or delay covered, you may need a higher-grade plan, says Ambareen Musa of Souqalmal.com. Decide how much coverage you need for emergency medical expenses or personal liability. Premium insurance packages give up to $1 million (Dh3.7m) in each category, Ms Musa adds.
Don’t wait for days to call your insurer if you need to make a claim. You may be required to notify them within 72 hours. Gather together all receipts, emails and reports to prove that you paid for something, that you didn’t use it and that you did not get reimbursed.
Finally, consider optional extras you may need, says Sarah Pickford of Travel Counsellors, such as a winter sports holiday. Also ensure all individuals can travel independently on that cover, she adds. And remember: “Cheap isn’t necessarily best.”
The post The real cost of not having travel insurance for your holiday appeared first on Tripstations.
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Overseas Study Consultants in Pune
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remember me mourn me - veeriya :D
ahem
leave a “remember me” in my ask, and i’ll write a drabble about my character trying to get yours to remember them [be it from an accident, meeting them after years apart, feel free to specify.]
Veer hadn’t expected to be this nervous, especially when he knew it was only Diya–his best friend from childhood who he was meeting. But then again, it had been nearly seven years since the two of them had parted after high school. Diya had gone off to London to study acting, and Veer–well he’d stayed in Mumbai, wanting a more hands on experience.
The two had promised to keep in touch, wanting to continue their friendship even while being just about five thousand miles away from one another—but it didn’t happen. She got busy and so did he.
Somewhere though it wasn’t just their schedules that didn’t match, Veer was beginning to think even their lives were becoming too different. Perhaps it’s why he didn’t even reach out as well, even though he’d wanted to numerous times.
But none of that mattered now. She was back home and her mother had planned a rather extravagant party; after all the prodigal daughter was back home. Of course Veer didn’t know of all the things she was up to when she’d been abroad but her social media certainly kept him informed enough.
He’d entered the Mehra household a little hesitantly, and for the first time actually relied on both his parents to go ahead in front of him. All the while he was taking complete advantage of his very average height which meant he could blend in easily with the crowd—all the while scanning it for her.
“She’s upstairs,” a very soft voice informed him and he turned to see Diya’s mother with her hand on Veer’s shoulder, telling him just where his best friend was. However—things were different now, weren’t they? He couldn’t just go up there the way he once used to—especially when he had no idea what Diya still remembered or—didn’t.
“Jao na?” Veer’s own mother was now also joining in and gesturing for her son to go ahead and take the stairs to the second floor of their extravagant apartment and so he did as he was told and took the stairs up the familiar path to Diya’s bedroom. Her door was still closed as always but Veer never used to knock—he’d just storm in. That was thankfully something he’d stopped doing and so he knocked waiting for her response.
Perhaps he’d been expecting for her to just call out to know who he was, but instead he heard the click of the door as it was pulled wide open. His best friend Diya Mehra standing on the other end, still looking as beautiful and as crazy as he remembered.
But she was looking back at him as if waiting for him to say something, almost as if, she didn’t remember him at all. That wasn’t possible, especially when they’d known each other and had been close up until they turned eighteen. But the confused look on Diya’s face was telling him that for all these years, he’d been the only one holding on to this friendship.
“Hi Diya,”
“Do I know you?”
And Veer would finally have a chance to put his acting skills to use in real life considering he couldn’t let her see the way his heart had cracked with her question, not when she didn’t obviously remember him and was probably curious and bothered about his appearance there.
“Um, we used—we were friends before you left for London,” he smiled awkwardly before shoving his hands in his pockets, shrugging in a very uncomfortable manner. “Sorry aunty, um—your mom mentioned you were up here and I should come say hi to you before you got busy with everyone else.”
Diya only laughed before shaking her head. “My mom is crazy no? For throwing such an insane party for my return?” She’d turned around and ventured back into her room while he’d still been standing in the doorway.
Veer finally worked up the courage to step inside but didn’t agree with her. “She missed you Diya, we all missed you.”
And her gaze snapped up to meet his in the reflection of her vanity mirror before she tilted her head. “Did you?”
But Veer said nothing, surprised at the way the entire atmosphere in the room seemed to have shifted. “I—yes? As much as everyone else.”
“Oh,” she nodded before lowering her gaze once more before sighing. “Well then I guess all your promises were for nothing huh Veer Singhania? All those things about not being able to let me go?”
His eyes widened as he heard her call him by name, and talk about their old promises. That’s when he realized she’d been bluffing this whole time by pretending not to remember him at all when in fact she did. “You idiot, trying to act all nonchalant when I pretended not to recognize you.” By this time, Diya had turned and stood shoving his shoulder with an angry expression on her face until he wrapped his arms around her, holding her close, thankful that finally his best friend was back home—where she belonged.
leave a “mourn me” in my ask, and i’ll write a drabble about my character mourning your character’s death.
Veer didn’t think this day would come. In hindsight yes he knew, but he’d never believed it that it would come this soon. He’d thought it was something they’d be forced to deal with in their seventies, or maybe their eighties. Not when Diya wasn’t even thirty. But there they were—at the Mehra house.
Veer hadn’t been able to move past the doorway, he couldn’t go inside there. Not when she wasn’t there. Not when he couldn’t hear her laughter, not when he couldn’t see her smile.
But she’d never smile again, she’d never laugh, she’d never say a word—not when she was gone.
It wasn’t meant to happen that way. They were on their way back from a shooting schedule in Pune and while his father had arranged for the two of them to come back to Mumbai via. helicopter—Veer had refused saying he wanted to drive back. And of course where Veer was—Diya was too.
Too bad he hadn’t seen that large transport truck around the bend. Perhaps if he had, Veer would’ve reduced his speed. He’d have done something so that all the impact would be strictly on him. He’d have done anything he could’ve to prevent this from happening.
But instead, the truck had rammed into their car, more specifically the passenger side—right where Diya was seated. They both had seat-belts on, and the airbags had inflated too—but they didn’t save her from the injuries she’d sustained. And Veer had been knocked unconscious when his side of the car rammed into a tree trunk.
Veer had only woken up hours later in a hospital, his instant reaction being just for Diya, he needed to know where she was, how she was. But that’s when he’d seen the look in his mother’s eyes and knew. He could tell from the puffy redness, that sadness in her eyes wasn’t for Veer—it was for the daughter she’d cared for for so many years. It was for the girl Veer intended to make her daughter finally when he confessed his feelings to Diya.
But he hadn’t gotten a chance to do that. He hadn’t gotten a chance to say anything he’d needed to to the woman he loved. It had been for a couple years now that he’d known but they’d always been the best of friends and perhaps somewhere he was terrified of blurring their lines and ruining things. But as time went on, as Diya became more receptive to his flirting—his confidence kept growing because maybe—just maybe, she cared for him in that way as well.
But now as he stared down at her on the floor, listened to the sound of all her loved one mourning her—he knew it was going to always be a secret that he’d never find out. That wasn’t the only thing he cared about though, more than anything—if he was forced to live without her but was still aware that she was in this world, happy and joyful—he’d do it.
Veer Singhania didn’t know how to exist in a world that didn’t have Diya Mehra. He’d never known how and he knew this wasn’t something she’d want but she didn’t have a say in it any longer. No one did. He knew his parents wouldn’t be happy either, but at least both sets of parents would only be grieving for a period of time together rather than maybe a few months later when Veer was so far gone down in his depression that he decided to end his life.
No this was easy. This would be the perfect end to this new twisted story of theirs. And that’s how he found himself up on the rooftop of her building. His arms were open and the wind wrapped around him, his white kurta flying around, but not alerting anyone of his presence because of how high up he was. He knew that if she was watching him right now, she’d be upset, she’d want to hurt him herself, and perhaps she’d also be disappointed—but right now—he just didn’t see a life for himself and he knew that it wasn’t something he could explain to anyone else.
Diya wasn’t just the woman he was in love, she wasn’t just his friend..no, Diya Mehra was his life. His days began and ended with her, his every thought was consumed by her because his world revolved around this one girl he’d met when he’d been six years old on his father’s film sets. They’d been inseparable ever since and that’s how Veer knew—they would always be inseparable—even in death.
#otp: ho poori tujh hi se meri kahaani#c: veer singhania#opp: diya mehra#drabbles#Anonymous#asks#tw: death#tw: suicide
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