#Financial Modeling Consulting

[genius-mathematics-consultants]

The Longstaff-Schwartz method for early exercise derivative pricing using machine learning and optimization techniques

If you're interested in pricing derivatives with early exercise using Monte-Carlo, you may have heard of the Longstaff-Schwartz method.

When pricing a derivative using Monte-Carlo, you generate a large number of potential price paths of the underlying, and determine the value of the derivative payoff on each path. The fair price of the derivative is then simply the average across all of the potential paths. When the derivative is callable / has an early exercise feature, an additional complexity is that to value the derivative on each path you need to work out at which time step the holder would exercise the derivative. This is the first time step at which the payoff from exercising is higher than the expected payoff from continuing.

Longstaff and Schwartz devised a clever method for determining the expected value of continuing. It involves fitting a straight line to a scatterplot, and then applying an optimization routine to adjust the line into the position that exercises/continues optimally.

I wondered, what if instead of a straight line we used a more complex non-parametric curve? Could we get better results?

What I found was interesting. The straight line approach is sufficient as long as the function representing the value of exercising and the function representing the value of continuing do not intersect at more than two points. For a derivative with a complex payoff with more than two intersection points, the straight line method would fail and a non-parametric curve fitting would succeed.

I also found that the essence of the Longstaff-Schwartz method is not really curve fitting, but something more akin to machine learning, and classification methods like a support vector machine.

Read the full article

[infocresst]

Professional Financial Modeling Services in India by Infocresst

Infocresst is your go-to expert financial modeling consultant in India, delivering tailored solutions for precise financial analysis, forecasting, and planning. Our professional team creates dynamic models that empower businesses to make informed decisions, attract investors, and achieve growth. Whether you're a startup or an established company, Infocresst ensures accuracy and actionable insights for financial success. Choose Infocresst to transform your business data into powerful strategies, backed by expertise and innovation.

[jeanjane]

Chartford: Leading the Way in UAE Accounting and Auditing!

Chartford Enterprise Management is a premier choice among accounting and auditing firms in UAE, offering comprehensive audit services in UAE. Our expertise spans internal and external audit services, financial statement preparation, company formation, and financial restructuring and modeling. Trust us to lead your financial success!

[wisefillc]

Wisefi LLC

Wisefi offers comprehensive financial services tailored for small businesses, providing tools and expertise to enhance financial understanding and performance. Our offerings include customized financial modeling, practical financial templates for instant download, and detailed forecasting that aligns with business goals for strategic planning. Additionally, Wisefi provides fractional CFO services, bookkeeping, and month-end close reports designed to make complex financial management accessible and actionable for business owners, no matter the size of the business. Our mission is to empower businesses to navigate their financial journey effectively with expert guidance and tools. Contact us at hello@wisefi.co.

Address: Lansing, MI 48910

E-mail Id: hello@wisefi.co

Hours of operations: Monday to Friday: 8:00 am to 6:00 pm | Sunday: Closed

Website: https://wisefi.co/

[fabanalytics]

FAB Analytics: Your Expert Financial Modeling Consultant

FAB Analytics is your go-to partner for expert Financial Modeling Consultant. With tailored solutions and deep industry expertise, we empower businesses to navigate complex financial landscapes with confidence. From scenario analysis to risk assessment, our consultants deliver actionable insights to drive strategic decision-making and foster sustainable growth. Trust FAB Analytics for unparalleled financial modeling excellence.

[jcmarchi]

Features To Look For While Choosing Your Crypto Tax Software - Technology Org

New Post has been published on https://thedigitalinsider.com/features-to-look-for-while-choosing-your-crypto-tax-software-technology-org/

Features To Look For While Choosing Your Crypto Tax Software - Technology Org

The world of cryptocurrency has seen explosive growth in the last few years, presenting a massive potential for investment and application across a variety of domains. But with this growth also comes the added responsibility of reporting your crypto activity accurately for tax purposes. Manually tracking and calculating your crypto taxes can be a daunting task, especially for those with frequent trades or complex transactions.

Cryptocurrencies. Image credit: WorldSpectrum via Pixabay, CC0 Public Domain

This is where crypto tax software comes in, offering a streamlined and efficient solution for enthusiasts. However, with numerous options available, choosing the right crypto tool can often be overwhelming. So, let’s delve into the essential features you should prioritize when selecting crypto tax software.

Automatic Transaction Import

Manually entering every crypto transaction is tedious and prone to errors. Look for software that seamlessly imports your transaction history from various exchanges and wallets via API connections or CSV file uploads. This saves you significant time and effort, minimizing the risk of inaccuracies.

Comprehensive Exchange And Wallet Support

Ensure the software supports all the exchanges and wallets you use. This is crucial for ensuring complete data capture and accurate tax calculations. Look for software that constantly expands its supported platforms to stay up to date with the evolving crypto landscape.

Accurate Cost Basis Tracking

The cost basis is the price you paid for your cryptocurrency when you initially acquired it. This is crucial for calculating capital gains and losses on your trades. Choose software that accurately tracks your cost basis for all your transactions, taking into account factors like fees and dust amounts.

Support For Various Transaction Types

Crypto trading involves more than just buying and selling. Look for software that handles diverse transaction types, including:

Stacking And Lending Rewards: These are treated as income and should be reported accordingly.

Margin Trading: This involves borrowing funds to amplify your gains (or losses), and the software should handle the complex calculations associated with it.

Hard Forks And Airdrops: These can create new tax implications, and the software should be able to identify and categorize them accurately.

NFT Transactions: Non-fungible tokens have unique tax implications, and the software should support their proper tracking and reporting.

Tax Optimization Tools

While reporting your crypto activity accurately is essential, maximizing your tax benefits is also crucial. Look for software that offers features like tax-loss harvesting. This involves strategically selling crypto assets at a loss to offset capital gains and potentially reduce your tax liability.

User-Friendly Interface And Reporting Features

Navigating complex tax calculations can be challenging. Choose software with a user-friendly interface that allows for easy data input, transaction categorization, and clear visualization of your tax position. The software should also generate tax reports that are compatible with your tax filing software or tax professional.

Security And Privacy

When dealing with sensitive financial data, security is paramount. Choose software with robust security measures like multi-factor authentication and secure data encryption. Additionally, ensure the software respects your privacy by clearly detailing their data collection and usage practices.

Customer Support

Even with user-friendly software, unforeseen issues or questions can arise at times. Opt for software that offers reliable customer support through email, chat, or phone, ensuring you have access to help when needed.

Pricing And Free Trial

Crypto tax software pricing models vary depending on the features offered and the volume of transactions you handle. Some software offers free basic plans with limited features, while others operate on a tiered subscription model based on transaction volume. Look for software that fits your needs and budget, and consider taking advantage of free trials to test the features before committing to a paid plan.

Integration With Other Tools

If you already use specific tax filing software or portfolio tracking tools, look for crypto tax software that integrates seamlessly with them. This can significantly streamline your workflow and reduce the need for manual data entry across various platforms.

Final Thoughts

By carefully considering these essential features, you can choose the best crypto tax software to simplify your crypto tax filing process, save time, and ensure accurate reporting. If you get stuck anywhere, consulting with a tax professional familiar with cryptocurrency is always recommended to navigate the complexities of crypto tax regulations.

[magistralconsulting1]

Unlocking Prosperity: Maximizing Returns with Generative AI in Investment – A Roadmap to Financial Success

[aashwarr]

Keeping Up with the Joneses is a rotational let's play series that follows the lives of four Sims in their mid-twenties. Although named after the Jones twins, the title is coined from the popular idiom in which one compares themself to others, from their financial status & careers to their material goods. Coming soon to my YouTube channel this September.

More information about the series below.

Cameron & Chasity Jones in Del Sol Valley The newlyweds moved to The Valley with their dog, Ruby, to further advance in their careers as a music producer & a model/fashion journalist. The two have recently gained fame on the internet from their respective careers, but is their newfound celebrity lifestyle too much for this couple to handle?

Camille Jones in San Sequoia After years of searching on the market, Camille has finally found the perfect home in San Sequoia. A new city not only means a fresh start for Camille as a freelance painter, but also a new social circle & new love interests for her to explore. However, her old habits & past flames may have followed her to San Sequoia as well...

Matthew Whitmore in Brindleton Bay Matthew moved back to Brindleton Bay after securing a tech consultant position at Rainy Day Entertainment. He returned to The Bay to not only be closer to his family, but to also start a family of his own with his girlfriend, Jordyn, who is expecting their first child. As he prepares for fatherhood, Matthew must learn to balance his career with the responsibilities of raising a child of his own.

[luminadata]

financial management services

The need to forecast arises whether a business owner decides to raise finance, buy or sell a business, assess strategic options, or plan for the future.

[astrocafecoffee]

💫Your future spouse's career based on your Juno persona chart 💫

✨ For entertainment purposes only. Enjoy.✨

🌜what to check?

- just check your Industria (389) asteroid in your Juno persona chart.Find out in which house it falls in!!

Why this asteroid?

- Juno persona chart tells about your future spouse and Industria(389) asteroid is a long term career related asteroid. So this asteroid in your juno persona chart can give a insight about your future spouse's career.

🌜SOME SHORT TERMS I USED HERE :

- FS = FUTURE SPOUSE

-JPC = JUNO PERSONA CHART

Leshh go!

🌆 Industria in 1st house of JPC : 1st house represent one's identity, personality and how they present themselves to the world.This asteroid in 1st house suggests that their career may be tied to their personal identity and innovative spirit. Now some possible career of your fs-

*Entrepreneurial scientist - they may excel in entrepreneurial pursuits within the scientific community. They may innovate new technologies, products that have a significant impact in their field.

* Industry leader - they maybe known for their innovative idea and proactive attitude to their work. They can easily be a leader of their respective industry.

* visionary consultant - they may excel in their field as a respectful advisor, who offers solutions to businesses or individuals seeking guidance.

* Creative director- career in creative leadership such as creative director in advising, film, fashion, or design.

* makeup artist

* Model

* engeneering

* design/ work in media.

🌆 Industria in 2nd house of JPC : Their career may be closely related to their values resources, managing or utilising assets and their sense of stability. Some possible career of your fs -

* wealth management specialist - they helps individuals or organizations maximize their financial resources and investments through innovative and strategic approach.

* Creative Financial analyst - specialised in creative or innovative analysis methods.

* Financial innovator- innovates new financial products, services or strategies.

* asset manager

* Entrepreneurial investor

* can sing well

* accountant

🌆 Industria in 3rd house of JPC : 3rd house represents one's communication style, mental persuits, and interaction within immediate environment. When this asteroid in your 3rd house this can indicate that your fs may excel in the career of innovative communication methods or technologies. Some possible career of your fs -

* They may into journalism, media, broadcasting, or public relations where someone uses their creative ideas.

* technology writer/ blogger: their career path may involve writing / blogging about technologies or industry trends or sharing their ideas with wide audience.

* Workshop/ educational outreach programs.

* small business owner

* excel in troubleshooting skills, problem solving abilities, explaining complex concepts in simple terms.

🌆 Industria in 4th house of JPC : their career tied to their home , family roots, and emotional well-being.some possible career of your fs -

* career in real estate - specialize in designing sustainable, eco friendly, or technologically advanced buildings.

* e- commerce, consulting, freelance work.

* Family councillor or therapist - they may help individuals and families navigate challenges, fostering harmony and growth within te hone environment.

* interior designer

* Home renovation specialist

* Family owned business owner.

* childcare provider

🌆 Industria in 5th house of JPC : 5th house is associated with creativity,joy, children and hobbies. It governs one's individual approach to work, self expression and personal fulfillment. So your fs career strongly related to this area of life. Possible careers -

* creative artist/ entertainer - Excels in creative profession like music , theater , film, writing etc.

* event planer- organizing wedding, festivals or social gathering.

* teacher/ coach - inspiring or guiding others in academic subject/ sports.

* youth councillor - natural affinity to work with young people and helping them to discover their talents.

* atrs nd crafts business owner.

* fitness instructor

* dance teacher

* entertainment industry professional.

🌆 Industria in 6th house of JPC : 6th house is associated with employment, daily task, health and service to others. So possible career of your fs -

* health care professionals - career related to healthcare, nursing, doctor, medicine, and pharmacy.

* nutritionist/ dietician - helping others to improve their dietary habits , manage health condition.

* fitness trainer/ coach - motivates others to adopt healthy lifestyle.

* administrative professional - may indicate talent for efficiency, attention to detail, making career in administrative or office management appealing.

* environmental scientist

* social worker

* reasearch assistant

🌆 Industria in 7th house of JPC : 7th house is related to marriage, buisness partnership, legal matters, and one-on-one interactions. Possible career domains of your fs-

*legal professional - career related as mediators, legal consultant, specialization in areas such as contrat law , family law or dispute resolution.

* business consultant - expertise in the area of strategy, negotiation, and partnership development.

* marriage and family therapist - helping couples navigate challenges, improve communication and strengthen their bonds through therapy or councilling sessions.

* international business manager

* foreign affair specialist

* event coordinator

*public relation specialist

* human resources manager

🌆 Industria in 8th house of JPC : 8th house is associated with themes such as mysteries, psychology, healing, emotional connection. So possible careers of your fs -

* psychologist/ psychotherapist - your fs may excel in trauma therapy, helping others to navigate profound emotional experiences , uncover hidden truth.

* forensic investigator/ crime analyst- they may be focused on uncovering hidden truths and solving mysteries.

*massage therapist - specialize in modalities such as deep tissue massage, craniosacral therapy or helping clients release emotional/ physical tension through healing.

* reasearch scientist - may excel in fields such as psychology, quantum physics, or consciousness studies.

* occultist - astrologer, tarot reader, or spiritual councillors.

* healer/ energy worker

* heal others through their respective fields. Can be. Singer too .

🌆 Industria in 9th house of JPC: 9th house is associated with themes such as higher learning, expansion of horizons , seeking truth, broadening one's perspective through travel/ exploration. Possible careers of your fs -

* international relations specialist - involve promoting international cooperation, resolving conflicts, forming mutual understanding between nations and cultures.

* spiritual teacher/ guru- your fs may pursue careers as spiritual teachers, gurus, mentors, guiding others on their spiritual journey.

* tour guide

* philosopher

* religious leader - may pursue careers as priests, ministers, guiding and supporting communities in matters of faith and spiritual growth.

* global NGO worker

* foreign language teacher

🌆 Industria in 10th house of JPC: 10th house is associated with themes such as career aspirations, social status, reputation, and professional achievements. This asteroid influences the individual's approach to career, public image, authority, ambition. So possible careers of your fs -

* media personality/ influencer - television hosts , journalist, bloggers, social media influencer , reaching a wide audience.

* creative director/ artist - artist, designer, performers.

* CEO

* startup founder, business owner, or self employed professionals.

* legal professional/ lawyer

* educational administrator

🌆 Industria in 11th house of JPC: when your industria asteroid in this house your fs may excel in the career of social network, group affiliation, humanitarian causes, collaboration etc. So possible careers of your fs -

* social entrepreneur - creates innovative solutions to adress social challenges.

* Tech entrepreneur, start-up founder.

* content creator - social media influencers, bloggers, using their platforms to inspire/ educate peoples.

* environment activist

* advocate

* community organizer

* designing educational platforms , or promoting digital literacy.

🌆 Industria in 12th house of JPC: 12th house is often associated with hidden strengths, spirituality, and working behind the scenes. So possible careers of your fs -

* they might work in reserch and development, data analysis or logistical planning behind the scenes.

* astro- spiritual researcher

* music industry

* astrologer

*song writer.

* mystical or spiritual advisor.

* environmental conservationist.

⚡ Note : these are only some possibilities of careers of your fs. And guys check the degrees to , it's like cheery on top 💌

🌜Don't forget to check my other observations too 👀

That's it guys , see you soon 💝

- piko 💖

[numberly]

Financial Modeling Consultants

A financial model is an in-depth analysis of your company's financial performance, providing a comprehensive picture of the business. With our team of experienced Financial Modeling Consultants, we are able to provide you with accurate financial projections and provide advice on how to improve profitability. Get the right financial model for a startup. If you have any questions or concerns, visit our website now.

[komsomolka]

Women in the GDR were the largest group to lose out through unification. They may now have access to material goods not available before, but they have been pushed back into dependence by a dominant ideology of women serving men. In the GDR, 88% of all adult women worked and another 8.5% were in full-time education, which meant that 96.5% took an active part in the wider social context outside the home and they also had their own income. Work was the basis for economic independence, a sense of self-worth, a place for communication and social interaction, not just a source for additional household income or, as some critics have argued, a state-imposed, obligatory activity.

Women were highly skilled - only 6% had no qualification at all, as against 24% of West German working women. In the GDR, 50% of all jobs in medicine and law were carried out by women and a third of women worked in technical professions.

Given the great importance that work represented to women in terms of their identity, unemployment on the scale, that happened after unification, had a devastating effect. Even after 20 years, on the territory of the former GDR, two thirds of the unemployed were women (in agriculture it was as much as 75%) and they made up at least 70% of the long-term unemployed. Post-unification, the labour market was biased against women; men had a better chance of finding alternative work. [...]

Although gender discrimination was by no means completely abolished in the GDR, this blatant disparaging of women as a group appeared like history going into reverse. This perception is underlined by the fact that, in the general hunt for jobs, children are now deemed to represent a problem. It is well-known that the GDR had excellent childcare facilities which made it possible to combine work and parenthood without financial hardship. In 1989, 68% of working women in the GDR had children under the age of 18, whereas in the Federal Republic it was only 25%. [...]

Unification brought another considerable change for women: the abolition of their right to an abortion on demand. In the GDR, since 1972, women had had the legal right to terminate their pregnancy free of charge within the first 12 weeks. West Germany has a penal code (paragraph 218) which states that abortion is unlawful and those who attempt to abort face up to three years in prison or a fine. After unification it became necessary to bring West German and East German law on this issue into alignment. In 1992, paragraph 218 was amended to adopt GDR legislation, but a compulsory consultation prior to the procedure was added. After protests from the CDU/CSU and the Bavarian state government, which wanted abortion itself to remain illegal, even this amendment was declared null and void by Germany’s Constitutional Court only one year later. [...]

Even after 25 years since unification there still exists a very different perception of equal rights among women in the territory of the former GDR. According to an investigation undertaken in 2008, 80% of East German women wanted an equal division of labour in the family, but only 50% of West German women, among whom traditional family models still exerted a strong force. In fact, the more emancipated consciousness of GDR women has increasingly influenced women in the West, even though they often appear to be unaware of where their new confidence has come.

Stasi State or Socialist Paradise? The German Democratic Republic and What Became of It by Bruni de la Motte & John Green with Seumas Milne (Contributor), 2015.

[paimonial-rage]

talks of the past - zhongli

ship: zhongli x reader

synopsis: in which the wangsheng funeral parlor’s consultant tries to restore your faith in rex lapis

notes: 1.7k words, chapter 7 of bookkeeping!verse; with ties to various chapters in the series

It was yet another day you found yourself traveling with Zhongli to Qingce Village. Objectively speaking, it was a beautiful morning. The sun was high in the sky without a cloud in sight, the birds were chirping, and the temperature was nice. Really, there shouldn’t have been anything there to get you down. And yet…

There you were walking with your head down and a faraway look in your eyes. Had you been more aware, you would’ve noticed your companion speaking a few times. You would’ve seen the concerned look in his eyes as he peered down at you. But you were lost in your thoughts, uncharacteristically troubled and insecure.

If you had noticed, you would’ve felt a bit of pity for your companion. It was not often that you were seen in such a depressed state. Really, despite your temperament, you were generally alert and sociable. He often enjoyed the banter that would come about between you two. Truly, you were a dear friend to him. That being said, it wasn’t often you shared your concerns with him. He wasn’t sure if you even would if asked.

He cleared his throat.

“First, is… there anything that’s bothering you?”

It took a few moments for you to respond, almost prompting him to ask again before you let out a long sigh.

“Zhongli,” you began, looking up to him imploringly, “Can I talk to you about something?”

He couldn’t deny the slight start of his heart that came with your question. You’ve brought up your concerns to him before, but those were often accompanied with glares and opinions regarding his financial decisions. This time, however, exhaustion was evident in your voice with dark bags under your eyes. He could not recall doing anything that’d result in your loss of sleep.

“Sure,” he began, careful to keep his wariness absent.

“It’s not a big deal,” you began in a way that implied the opposite. “I’m sure you know how much I revere Rex Lapis. Even though he passed, I still greatly respect the legacy he left behind.”

“Yes,” he replied with a nod. “You’ve mentioned this to me a few times in the past.”

A bit too many, he would add. And with your way with words, it never exactly was… pleasant. At the very least, he was relieved your lack of sleep wasn’t with anything he did as Zhongli.

“It’s just… Lately, I’ve been talking to Madam Ping in my free time, and… I feel like my faith is beginning to be shaken…”

He frowned.

“‘Shaken?’ In what way?”

“I…” You bit your lip as tears welled in your eyes. “Don’t hate me for saying this, but I…”

You hesitated.

“I’m beginning to think he was actually a complete weirdo.”

A… A weirdo?

He cleared his throat, feeling if not just a little attacked.

“In what way?”

You sighed, glancing away with your guilt-ridden eyes.

“In… in every way.”

‘Every way?’

“For instance, take into account Mora…”

Of course, it had to do with Mora.

“Well, I once heard a story that Rex Lapis created the first home out of Mora. I always thought it was metaphorical or just a silly children’s tale, but… Madame Ping confirmed it to be true. When I asked her why he chose Mora, she said it simply was because it was available. He didn’t have any deeper meaning to it.”

He frowned. Ignoring the sense of déjà vu he felt regarding this specific topic, he didn’t see any problem with his actions.

“Yes, it only makes sense. To the God of Wealth and Commerce, what material is easier to get than Mora?”

“Exactly!” You exclaimed suddenly, nearly causing him to flinch. “Only a simple-minded man would come up with such a simple-minded conclusion.”

“S-Simple-minded…”

You nodded.

“Just because he had all the access in the world to Mora didn’t mean the common folk did. Wouldn’t it have made more sense to make the first model home out of materials available to everyone?”

He coughed.

“Perhaps.”

You sniffled.

“It’d be fine if that was the only thing, but Shitou from the Jade Mystery told me that once Rex Lapis stopped by his family’s shop in the past and purchased a spoon made of fine Noctilucus Jade to sample the culinary delights of Liyue Harbor.” You buried your face in your hands. “Why would he spend that much Mora just for a simple spoon?”

“W-Well…”

“I know, I know. As the God of Wealth and Commerce, he had easy access to Mora. And I’m sure it made him happy to contribute to the wealth of Liyue Harbor’s commonfolk, but for someone who spent so much time around his people, it’s like he had no concept of his own creation’s worth! It’s shamelessly extravagant! I didn’t think he was such a wasteful person…”

In the back of his mind, Zhongli had the urge to disagree, to stand up for the good name of Rex Lapis. Really, he wasn’t so shameless as you made him out to be, at least he didn’t think he was. But before he could respond, you continued.

“That’s not all though…” you started again.

Oh no.

“A while ago, I told Meng and the Ferrylady that Rex Lapis wasn’t a self-absorbed narcissist, but…”

Oh no…

“I was talking to Sir Yun the other day of the Yun-Han Opera Troupe? I always knew that Rex Lapis enjoyed the troupe’s shows, but did you know he starred in a few of them? As a warrior, she said. And as you know, Rex Lapis is known as the Warrior God. So that means he basically played himself in operas singing songs about… himself. Can you imagine doing that? How…”

Tears came to your eyes.

“Cringe.”

He resisted the urge to clear his throat.

“Though records say he may have taken part in those operas, I can’t recall Miss Yun stating he starred as himself,” he began. “The assumption he did so is mere conjecture at best.”

That last part slipped from his tongue before he could rein it back in. You never took kindly when his opinions differed from yours, and yet… Well, perhaps he was feeling if not a little attacked. The Yun-Han Opera Troupe had a long history, after all. They certainly would not be more the wiser if some tales became embellished over the years. He thought out of all people you would be more aware of that than most.

Thankfully, much to his relief, you were. Instead of taking to anger like you usually did, you nodded obediently.

“That’s true. I hope you’re right,” you replied with a hopeful smile. “Madame Ping said that not even the great Cloud Retainer watches operas about herself. It’s too embarrassing.”

He did clear his throat that time.

“I suppose not everyone enjoys hearing tales of their past,” he finally let out.

You nodded.

“I’m glad at least she agrees with me that only weird and abnormal people do things like that,” you let out with a bit of relief. “I was getting worried I’m the only person that feels that way…”

He only smiled in response, ignoring the fact that Cloud Retainer only said that it was “embarrassing,” not “weird” or “abnormal.” You really did not hesitate to deal your blows, did you?

“You know what the worst thing is, though?” You asked, looking up at him imploringly. “Legend has it that the gods are able to change their physical forms. There are even tales of Rex Lapis taking a female form. But… out of all the records, there are no depictions of his female form, only that she had amber eyes.”

Zhongli frowned in thought. Though he heard and understood your words well, he didn’t know what was the wrong in what you said. The tales of Rex Lapis were often embellished, especially in the way they painted him as the type to change his form often. The truth of the matter was far from that. Not that he could tell you that, of course. But before he could respond in any way, your eyes became filled with tears.

“I mean, he obviously didn’t mind leaving evidence of his male visage. And as I told you before, he made sure he looked good in every one of them. So if he was narcissistic enough to do that, why not leave anything behind of his female form? You… You don’t think… she was UGLY, do you?” You cried in pain.

If his brain didn’t shut down before, it definitely did then. But not noticing, you continued on.

“That’s the only reason I can come up with. Rex Lapis shares his beauty with everyone, after all, so she must have been so ugly that a narcissist like him couldn’t bear for others to see!” You sobbed.

Every word that left your mouth felt like a blow to his ego. Was this truly what you thought about him?

“So do you see why my faith has been shaken? If we try to view him as a person, Rex Lapis was a simple-minded conceited weirdo that was so ashamed of his female form he wiped any and all traces of her depiction out of existence.”

He couldn’t do this anymore.

“While the tales of the past may be rooted in truth, it’s important to realize they are only that. Tales. Nothing more. As it is, we simply do not know how much we can take as fact. So I would not let it bother you too much, First,” he stated in a matter-of-fact manner.

Though you looked as if you had more to say, you slowly nodded once, then once again with more surety.

“You’re right. I guess I’m looking far too into this. Surely if the great Rex Lapis was revered by so many, even the adepti, he must have been worthy of the respect. I just need to remember that,” you replied bashfully. “I’m sorry to have piled this all on you, Zhongli.”

He shook his head with a chuckle.

“It is alright. I am glad to be your voice of reason.”

Laughing in return, you nodded.

“Yes, thank you. And well, I guess it could be worse, I suppose. Madame Ping was always respectful to Rex Lapis in her stories. She could’ve said that he was the kind of person with… I don’t know. No common sense or something. Like could you imagine if he was the type of person that thought it was a smart idea to bring square cups instead of circle to a party?” You asked with a laugh. “Now that would be horrifying.”

……

Yes, you certainly had a way with words.

[astrojulia]

Tarot Cards as Professions

Navigation:   Masterlist✦Ask Rules✦Feedback Tips

       Askbox✦Sources✦Paid Readings

Major Arcanas:

The Fool: Work with abroad, connections with imports, language teacher, multinationals, entrepreneur, intern, college student, art major.

The Magician: Entrepreneur, job that needs skill with the hands (acupuncture, hairdresser, artisan), actor, salesperson, influencer.

The High Priestess: Education, especially children, nutrition, psychology, cook, housewife, food engineering, toy factory, fortuneteller, spiritual advisor, librarian.

The Empress: Management, business administration, foreign trade, secretariat, translation, decoration, stay-at-home mom, model, cook, farmer.

The Emperor: Business administration, work related to areas of technological innovation, the military or sportsmen, CEO, tycoon.

The Hierophant: Philanthropic areas, ONGs, religious work, social work, diplomacy, and a degree, journalism, writer, editor, priest, spiritual guru, politician.

The Lovers: Sales area in any sector, tourism, theater, advertising, the arts in general, porn star, stripper, masseuse.

The Chariot: Activities related to transport, cars, the latest technology, chauffeur, mechanic, athlete.

Strength: Aesthetics, physical education and various body therapies, medicine, zoologist.

The Hermit: Teacher, writer, doctor, antique dealer, restorer, librarian, gardener.

Wheel of Fortune: Financial market, exchange offices, casinos, lottery houses, stock exchanges, and areas related to public relations, hospitality, game show host.

Justice: Public jobs, won through competitions, politics, police, with government positions, in the diplomatic area, law, insurance company worker.

The Hanged Man: Nurse, auditor, inspector, porter, secretariat, general assistants, yoga instructor, prison guard, philanthropist.

Death: Doctor, farmer, geologist, business administrator, gardener, accountant, assassin, death row executioner, surgeon.

Temperance: Working with liquids in general or with what is transported in liquid form such as alcoholic beverages, medicines, juices. chemist, chef, food critic, regional or even international traffic.

The Devil: Does not limit the individual to a professional wing, so he can also go to extremes for the desire he has, such as landlord, drug lord, sex trafficker.

The Tower: Social assistance, humanitarian aid, medicine, firefighter, police officer, construction worker.

The Star: Music, painting, sculpture, poetry, cinema, makeup artist, dressmaker, beautician, agent, promoter, sound artist, astronomer, harpist, dealer, meteorologist.

The Moon: Oceanographers, sailors, fishermen, owners of bars and restaurants or nightclubs, artists in general, medium, hypnotist, psychiatrist.

The Sun: Motivational speaker, entertainer, comedian, social relationships, work with the public, artist in general, member of society.

Judgment: Work done at home, connection with the law, lawyer, judge, work with disabled or people excluded from society, social assistance, board member, executive producer, director.

The World: Pharmacist, massage therapist, scientist, teacher, community leader, religious leader or priest, fashion designer, makeup artist, interior decorator.

Wands:

Creative industries such as advertising, marketing, and graphic design.

Entrepreneurship and starting your own business.

Athletics, sports coaching, or physical training.

Outdoor jobs like park ranger or tour guide.

Event planning or organizing.

Firefighters or rescue workers.

Ace of Wands: Entrepreneur, startup founder, motivational speaker, fitness coach, personal trainer.

Two of Wands: Business strategist, project manager, travel agent, international consultant, import/export specialist.

Three of Wands: Sales representative, marketing manager, e-commerce entrepreneur, market researcher, international trade coordinator.

Four of Wands: Event planner, wedding coordinator, party organizer, festival manager, hospitality industry professional.

Five of Wands: Conflict resolution specialist, mediator, lawyer, debate coach, competitive sports coach.

Six of Wands: Public relations manager, spokesperson, social media influencer, motivational speaker, winning athlete.

Seven of Wands: Defense attorney, human rights activist, political campaigner, advocate, civil liberties lawyer.

Eight of Wands: Courier, delivery driver, airline pilot, travel blogger, expedition guide.

Nine of Wands: Security guard, bodyguard, soldier, endurance athlete, self-defense instructor.

Ten of Wands: Overworked entrepreneur, project manager, event organizer, professional organizer, heavy equipment operator.

Page of Wands: Assistant in a creative field, aspiring artist, intern in a startup, social media coordinator, apprentice.

Knight of Wands: Travel journalist, adventure tour guide, professional athlete, race car driver, stunt performer.

Queen of Wands: CEO, business owner, charismatic leader, life coach, influential speaker.

King of Wands: Executive manager, entrepreneur, leadership coach, consultant, director of a creative agency.

Cups:

Counseling, therapy, or social work.

Hospitality industry, including restaurant management and bartending.

Wedding planner or event coordinator.

Artistic fields like poetry, writing, or acting.

Healing professions such as nursing or holistic therapy.

Psychologist or counselor specializing in emotions and relationships.

Ace of Cups: Therapist, counselor, social worker, holistic healer, emotional support specialist.

Two of Cups: Marriage counselor, matchmaker, relationship coach, wedding planner, love psychic.

Three of Cups: Event organizer, party planner, celebratory event coordinator, community organizer.

Four of Cups: Meditation teacher, mindfulness coach, spiritual counselor, psychologist, therapist.

Five of Cups: Grief counselor, trauma therapist, hospice worker, emotional healing practitioner, bereavement support.

Six of Cups: Child psychologist, teacher, daycare worker, children's book author, pediatric nurse.

Seven of Cups: Creative writer, fantasy novelist, imaginative artist, dream analyst, visionary.

Eight of Cups: Travel blogger, adventure seeker, spiritual pilgrim, explorer, wanderlust photographer.

Nine of Cups: Life coach, happiness consultant, gratitude coach, self-help author, wellness retreat organizer.

Ten of Cups: Family therapist, marriage and family counselor, foster care advocate, wedding planner, family mediator.

Page of Cups: Creative writer, artist in training, intuitive healer, aspiring therapist, dream interpreter.

Knight of Cups: Actor, romantic poet, musician, art therapist, love and relationship coach.

Queen of Cups: Psychic reader, intuitive healer, counselor, compassionate caregiver, therapist.

King of Cups: Therapist, counselor, intuitive mentor, emotional intelligence trainer, psychologist.

Swords:

Legal professions like lawyers, judges, or law enforcement officers.

Journalists, reporters, or investigators.

IT specialists, computer programmers, or hackers.

Teachers or professors specializing in critical thinking or philosophy.

Military or defense-related careers.

Strategic planners or analysts.

Ace of Swords: Lawyer, judge, legal consultant, investigative journalist, strategic planner.

Two of Swords: Mediator, conflict resolution specialist, negotiator, diplomat, relationship counselor.

Three of Swords: Divorce lawyer, grief counselor, trauma therapist, emotional healer, heart surgeon.

Four of Swords: Rest and relaxation specialist, meditation teacher, spiritual retreat organizer, yoga instructor.

Five of Swords: Military strategist, competitive sports coach, lawyer specializing in litigation, debate coach.

Six of Swords: Travel agent, relocation consultant, therapist specializing in transitions, boat captain.

Seven of Swords: Private investigator, spy, intelligence analyst, cybersecurity expert, undercover agent.

Eight of Swords: Social justice lawyer, human rights advocate, disability rights activist, therapist specializing in limiting beliefs.

Nine of Swords: Insomnia specialist, anxiety therapist, nightmare counselor, sleep coach, mental health counselor.

Ten of Swords: Surgeon, coroner, forensic scientist, mortician, grief counselor.

Page of Swords: Researcher, journalist, fact-checker, apprentice in a legal field, investigative reporter.

Knight of Swords: Military officer, police officer, attorney, competitive fencer, conflict resolution specialist.

Queen of Swords: Judge, lawyer, critic, journalist, literary agent.

King of Swords: Judge, attorney, CEO, strategist, military general.

Pentacles:

Financial advisors or investment bankers.

Real estate agents or property developers.

Agriculture, farming, or gardening.

Architects, builders, or construction workers.

Conservationists or environmentalists.

Accountants or bookkeepers.

Ace of Pentacles: Financial advisor, investment banker, wealth manager, entrepreneur, luxury goods retailer.

Two of Pentacles: Financial analyst, accountant, bookkeeper, event planner, stock trader.

Three of Pentacles: Architect, contractor, project manager, teamwork facilitator, craftsman.

Four of Pentacles: Wealth manager, investor, financial planner, asset protection specialist, treasurer.

Five of Pentacles: Social worker, philanthropist, charity organizer, financial counselor, volunteer.

Six of Pentacles: Philanthropist, humanitarian worker, non-profit manager, social worker, charitable fundraiser.

Seven of Pentacles: Gardener, farmer, agricultural consultant, sustainability expert, botanist.

Eight of Pentacles: Craftsperson, artisan, apprentice, skilled tradesperson, technical trainer.

Nine of Pentacles: Luxury brand manager, independent business owner, successful entrepreneur, vineyard owner, art collector.

Ten of Pentacles: Real estate developer, property investor, family business owner, generational wealth manager, financial advisor.

Page of Pentacles: Intern, student, apprentice in a practical field, aspiring entrepreneur, entry-level employee.

Knight of Pentacles: Accountant, financial planner, farmer, skilled tradesperson, meticulous worker.

Queen of Pentacles: CEO, business owner, property developer, hospitality industry entrepreneur, financial advisor.

King of Pentacles: CEO, business mogul, successful investor, high-level executive, financial consultant.

(CC) AstroJulia Some Rights Reserved

[becausegoodheroesdeservekidneys]

Hi, what do you think about this news?

BBC News - Climate: NFU Cymru opts out of farming scheme over tree planting

Interesting, isn't it?

Here's the thing: it is a fact that we need more trees than we currently have, that Wales is under-forested, and that decades of inaction mean we now have to make big changes fast rather than incremental changes safely. Given that the Welsh Government is actively trying to base modern Welsh identity on environmentalism (we are the only country in the entire world with dedicated sustainability legislation in the form of the Wellbeing of Future Generations Act, and we're third in the world for recycling rates), it was inevitable that they were going to seize the bull by the horns, so to speak, and set a strict target.

In fact, they have past form for this - there's a reason we're third in the world for recycling. I am simplifying this massively and going to make any lawyers reading this wince, but the way EU legislation works is that the member states agree something should be legislated for, the EU makes a directive, and then the member states each interpret and apply that directive how they want into their own laws (sorry lawyers). In the case of recycling, the EU member states collectively decided we needed to get serious about diversion from landfill in 2008 with the Waste Framework Directive, and then the UK chose how to go about that.

But, waste management is a devolved area. So Wales, Scotland, NI and England all got to implement it themselves how they wanted to. England didn't set any specific targets; it was more like "endeavour to be recycling 50% of waste across the country by X year." But the Welsh Government went "Right, lads, here's the targets: 58% by 2015/16, 64% by 2020, and zero waste by 2050. We'll let you pick the recycling bag colours."

(In Swansea it's green for paper, cardboard, metal and glass, pink for plastic, white for garden waste, and you get a special dark green bin for food waste with a locking lid to keep the seagulls out.)

But that meant Welsh councils had to actually move on it, with the result that we smashed those targets. We're now aiming for 70% recycling by 2025, and zero waste might be brought forward to 2030, because the government likes the model of "Shoot for the moon and land among the stars."

So like. It has worked, in the past.

BUT, the problem with setting arbitrary targets like that is that it doesn't always work, and what happens to people who get caught in the gears, so to speak?

In this case, this is a subsidy scheme. It's still in consultation, but if it goes ahead, farmers get money from the public purse for doing something "for the public good" - they need to tree plant 10% of their land, and manage another 10% as wildlife habitat. Currently, this is true for every farm, regardless of its nature. 20% of productive land removed, and you'll be paid to do so.

But, will that work for every farm? No. No it won't. The smaller your set up, the more that 20% is going to bite into profits that the subsidies won't compensate; and what if you only have productive land? A flatish farm, somewhere in Powys, used for crops rather than livestock? 20% of that is very, very different to 20% of an upland sheep farm with sections that are almost impassable and very difficult to round up the sheep from anyway, where you can simply fence off and plant up the slopes to create ffridd and woodlands. It's a one size fits few policy. I fully believe the government saying plenty of farmers are all for it - this will work for many. But for many others, it's simply not financially viable.

But what I find REALLY interesting about that article, actually, is the way the farmers are framing their objections:

(NFU Cymru) president Aled Jones said farmers were prepared to integrate more trees into farming systems - from "shelterbelts, streamside corridors to field corners". "But we will not take our productive land out of food production for tree-planting," he said.

SHELTERBELTS. That is the Pontbren effect. Pontbren taught us that farmer-led environmental schemes work, and provide additional unexpected benefits including in revenue (it was designed to simply allow the sheep to stay out year round, but the flood control and soil conservation that came with it brought their own benefits - silvopasture, how I love thee.) Now it's there as proof-of-concept, farmers want a piece of that action. They want to be more environmentally sound. But, those trees have to serve an economic purpose, not a solely environmental one; otherwise, it's not going to work for farmers.

And it's very frustrating that the Welsh Government have forgotten that crucial lesson in trying to implement this. But then, as I say, it's true that we need big changes now, and are running out of time for the soft incremental changes. I just think the two could have been married better.