#DrivingUnderTheInfluence(DUI)

[thellawtoknow]

Driving Under the Influence 101: A Legal, Social, and Ethical Perspective

Causes of Driving Under the Influence Legal Implications of Driving Under the Influence1. Blood Alcohol Concentration (BAC) Limits 2. Fines and License Suspension 3. Imprisonment and Criminal Charges 4. Use of Breathalyzers and Sobriety Tests Consequences of DUI Ethical and Moral Considerations Solutions and Preventive Measures What to Do If You Are Caught Driving Under the Influence (DUI) 1. Remain Calm and Cooperate with Law Enforcement 2. Understand Your Rights 3. Take Note of the Arrest Process 4. Contact a DUI Attorney Immediately 5. Prepare for the Legal Consequences 6. Consider Alternative Sentencing and Plea Bargains 7. Plan for the Future: Avoid Repeat Offenses Conclusion Driving Under the Influence: A Legal, Social, and Ethical Perspective Driving under the influence (DUI) of alcohol or drugs is a significant global issue that endangers not only the driver but also passengers, pedestrians, and other road users. It is considered a severe criminal offense in most jurisdictions due to the high risk it poses to public safety. Despite strict legal regulations, awareness campaigns, and advancements in vehicle safety, DUI remains a persistent problem. This essay examines the causes, consequences, legal implications, and ethical dimensions of driving under the influence, arguing that stricter enforcement and education are necessary to mitigate its harmful effects.

Causes of Driving Under the Influence DUI is driven by a combination of behavioral, psychological, and social factors. Some of the primary causes include: - Alcohol and Drug Impairment: Alcohol and certain drugs affect cognitive abilities, reaction time, and motor coordination, making it difficult for individuals to make rational decisions while driving. Many people underestimate their level of impairment and believe they can still drive safely. - Social and Cultural Factors: In some cultures, drinking is deeply ingrained in social gatherings, and individuals may feel pressured to drive even after consuming alcohol. Additionally, a lack of alternative transportation options can lead to reckless decisions. - Risk-Taking Behavior: Some individuals, particularly young adults, engage in thrill-seeking behavior or exhibit overconfidence in their driving skills, leading them to drive under the influence despite knowing the risks. - Lack of Awareness or Denial: Some drivers may not be fully aware of the dangers of DUI or may deny that they are impaired. They may think that as long as they feel "fine," they are capable of driving. Legal Implications of Driving Under the Influence Governments worldwide have enacted stringent laws to combat DUI due to the high risks associated with impaired driving. Legal consequences vary by country and jurisdiction, but they generally focus on deterrence through strict enforcement, penalties, and rehabilitation programs. The key legal measures include Blood Alcohol Concentration (BAC) limits, fines and license suspension, imprisonment and criminal charges, and sobriety testing methods. 1. Blood Alcohol Concentration (BAC) Limits One of the primary ways governments regulate DUI is through Blood Alcohol Concentration (BAC) limits, which define the legal threshold beyond which a driver is considered impaired. These limits vary globally but generally fall within the range of 0.05% to 0.08%. - Standard BAC Limits: - In the United States, most states set the legal BAC limit at 0.08% for regular drivers, while commercial drivers have a stricter limit of 0.04%. - In most European countries, including Germany, France, and Italy, the BAC limit is 0.05%, while some countries, such as Sweden and Norway, impose stricter limits of 0.02%. - Zero-tolerance policies exist in some jurisdictions, particularly for young, inexperienced, or professional drivers. For example, Japan, China, and some Eastern European nations have 0.00% or 0.02% limits for new drivers. - Zero-Tolerance Laws: Many jurisdictions enforce zero-tolerance laws for underage drivers or repeat offenders, meaning any detectable level of alcohol or drugs in the system results in immediate penalties. - Legal BAC Variations for Drugs: Unlike alcohol, which has universally recognized BAC thresholds, drug-impaired driving is more complex to regulate. Some countries have per se drug laws, meaning that the presence of certain drugs (such as THC from cannabis or opioids) above a predefined limit results in an automatic DUI charge. 2. Fines and License Suspension DUI convictions often come with heavy financial penalties and license suspensions to deter offenders and prevent repeat offenses. The severity of these penalties depends on factors such as BAC level, prior offenses, and whether the driver caused an accident. - Fines: - DUI fines range from hundreds to thousands of dollars/euros, depending on the country. For example, in the United States, first-time offenders may face fines between $500 and $2,500, while in Germany, DUI fines can exceed €1,500 for high BAC levels. - Repeat offenses and aggravated circumstances (such as DUI with a minor passenger) can lead to higher fines. - Some countries impose additional compensatory fees that fund road safety programs. - License Suspension and Revocation: - Many jurisdictions impose an automatic license suspension upon a DUI arrest, even before conviction. This period ranges from three months to several years. - A first-time DUI offender may face a six-month to one-year suspension, while repeat offenders could have their licenses permanently revoked. - In some countries, ignition interlock devices (IIDs) may be required before a driver regains full driving privileges. These devices prevent a vehicle from starting if the driver has any alcohol in their breath. - Mandatory Alcohol Education and Rehabilitation Programs: - Some jurisdictions require offenders to complete DUI education programs or substance abuse rehabilitation before they can reinstate their driving privileges. - These programs may include counseling, community service, or victim impact panels, where offenders hear from individuals affected by drunk driving accidents. 3. Imprisonment and Criminal Charges In severe cases, particularly when DUI leads to accidents, injuries, or fatalities, offenders may face jail time, criminal records, and civil lawsuits. - Jail Sentences for DUI: - Many countries impose mandatory minimum jail sentences for repeat offenders or drivers with extremely high BAC levels. - In the United Kingdom, DUI can lead to up to 6 months of imprisonment for first-time offenders and longer sentences for serious cases. - In the United States, penalties vary by state. Some states impose mandatory 48-hour jail time for first offenses, while repeated or aggravated DUIs can lead to years in prison. - Vehicular Manslaughter Laws: If DUI results in death, the offender may be charged with vehicular manslaughter or homicide, carrying sentences ranging from several years to life imprisonment, depending on the jurisdiction. - Criminal Record and Employment Consequences: - A DUI conviction often results in a permanent criminal record, which can affect employment, housing, and international travel. - Many employers conduct background checks, and a DUI record may disqualify individuals from certain professions, particularly those requiring driving (e.g., commercial drivers, delivery workers, or airline pilots). - Some countries, such as Canada and Australia, may deny entry or visas to individuals with DUI convictions. - Civil Lawsuits: - Victims of DUI accidents (or their families) may sue the offender for medical expenses, lost wages, and emotional damages. - In cases of gross negligence, courts may impose punitive damages, significantly increasing financial liability for the offender. 4. Use of Breathalyzers and Sobriety Tests Law enforcement agencies use various methods to detect and prevent DUI offenses, including breathalyzers, sobriety checkpoints, and field sobriety tests. - Breathalyzers: - Police officers use handheld breathalyzers to estimate a driver’s BAC. If the driver fails the test, they may be arrested and required to take a more precise evidentiary breath test or blood test at a police station. - Roadside Sobriety Checkpoints: - Many countries conduct random DUI checkpoints where officers stop vehicles and screen drivers for signs of impairment. - These checkpoints are controversial in some jurisdictions due to concerns about civil liberties, but they have been proven effective in reducing DUI-related accidents. - Field Sobriety Tests (FSTs): - Police officers may ask suspected DUI drivers to perform physical coordination tests, such as walking in a straight line, standing on one leg, or following a moving object with their eyes. - These tests help officers assess impairment before conducting a breathalyzer or blood test. - Blood and Urine Testing for Drugs: - Since alcohol breath tests cannot detect drugs like marijuana or opioids, blood and urine tests are used to determine drug impairment. - Some jurisdictions have introduced saliva drug testing, allowing law enforcement to detect common drugs like THC and cocaine more quickly. DUI laws exist to protect public safety by deterring impaired driving through a combination of legal penalties, preventive measures, and enforcement strategies. While BAC limits, fines, and license suspensions serve as deterrents, severe cases can result in criminal prosecution and imprisonment. The use of breathalyzers, sobriety checkpoints, and field sobriety tests further aids in identifying and removing impaired drivers from the road. However, despite strict laws, DUI remains a persistent issue, highlighting the need for continued education, awareness, and innovative enforcement strategies to minimize its devastating consequences. Consequences of DUI The consequences of DUI are far-reaching and impact individuals, families, and society as a whole. - Accidents and Fatalities: DUI significantly increases the likelihood of accidents, injuries, and fatalities. Impaired drivers have reduced reaction times, poor judgment, and decreased motor coordination, making collisions more likely. - Legal and Financial Burdens: Individuals convicted of DUI face legal consequences such as fines, legal fees, and increased insurance premiums. They may also struggle to find employment due to a criminal record. - Emotional and Psychological Impact: Families of victims, as well as the offenders themselves, suffer emotional and psychological trauma. Those responsible for DUI-related accidents often experience lifelong guilt and regret. - Societal Costs: The economic costs of DUI include medical expenses, property damage, law enforcement efforts, and loss of productivity. Governments spend billions annually addressing DUI-related accidents and enforcing preventive measures. Ethical and Moral Considerations DUI is not only a legal issue but also an ethical one. The decision to drive under the influence disregards the fundamental moral responsibility of ensuring the safety of others. Ethical considerations include: - Personal Responsibility: Every individual has a duty to act responsibly when consuming alcohol or drugs. Choosing to drive under the influence violates this responsibility and places innocent lives at risk. - Impact on Others: DUI can result in devastating consequences for victims and their families. Ethically, no individual has the right to endanger others for the sake of convenience or poor judgment. - Social Accountability: Society has a collective responsibility to discourage and prevent DUI through awareness campaigns, support systems, and stricter enforcement. Encouraging designated drivers, using ride-sharing services, and promoting responsible drinking are ethical actions that can help reduce DUI cases. Solutions and Preventive Measures To effectively combat DUI, a multi-faceted approach is required: - Stronger Law Enforcement: Increased use of sobriety checkpoints, harsher penalties, and stricter enforcement of existing laws can deter individuals from driving under the influence. - Education and Awareness Campaigns: Public education campaigns highlighting the dangers of DUI can influence behavior. Schools, workplaces, and media campaigns should emphasize the legal and personal consequences of impaired driving. - Technology and Innovation: The implementation of alcohol-detection technology in vehicles, such as ignition interlock devices that prevent a car from starting if the driver is intoxicated, can help reduce DUI cases. - Alternative Transportation Options: Governments and communities should promote public transportation, ride-sharing services, and designated driver programs to provide safe alternatives for impaired individuals. What to Do If You Are Caught Driving Under the Influence (DUI) Being caught driving under the influence (DUI) is a serious offense that can lead to legal, financial, and personal consequences. If you find yourself in this situation, it is crucial to handle it carefully to minimize potential penalties. Below are the steps you should take if you are caught DUI. 1. Remain Calm and Cooperate with Law Enforcement If you are pulled over on suspicion of DUI, it is important to stay calm and respectful. Avoid arguing or making sudden movements, as this could escalate the situation. - Follow instructions carefully: Provide your driver's license, vehicle registration, and proof of insurance when asked. - Do not admit guilt immediately: Anything you say can be used against you in court, so avoid admitting to drinking or being impaired. 2. Understand Your Rights - Right to Remain Silent: You are not obligated to answer questions about how much you have had to drink or where you were coming from. You can politely decline to answer without being confrontational. - Right to Refuse Field Sobriety Tests (in some jurisdictions): Officers may ask you to perform balance or coordination tests (such as walking in a straight line). In some states or countries, you are legally allowed to refuse them without immediate penalties. However, refusal can sometimes raise suspicion. - Right to Refuse a Breathalyzer Test (with consequences): - In many places, refusing a preliminary breath test at the roadside may be legal, but refusing a formal breath or blood test at the police station could result in an automatic license suspension and other penalties. - Some jurisdictions enforce "implied consent laws", meaning that by holding a driver’s license, you have already agreed to submit to BAC testing when requested. 3. Take Note of the Arrest Process If you are arrested, pay attention to how law enforcement handles your case: - Were your rights read to you? (Miranda Rights in the U.S.) - Were you treated fairly and respectfully? - Did the officer explain the reason for your arrest? These details can be useful later if you choose to challenge the charges. 4. Contact a DUI Attorney Immediately Legal representation is critical in DUI cases. A DUI lawyer can: - Examine police procedures and determine if any rights were violated. - Challenge the accuracy of BAC tests, as breathalyzers and blood tests are not always 100% reliable. - Negotiate for reduced charges or alternative sentencing, such as alcohol education programs instead of jail time. - Help you understand your legal options, including plea deals and trial strategies. If you cannot afford a lawyer, you may be eligible for a public defender. 5. Prepare for the Legal Consequences Depending on the severity of your DUI and whether it is a first offense, you may face: - Fines: These can range from hundreds to thousands of dollars. - License Suspension: Your license may be temporarily revoked, requiring you to complete certain steps before reinstatement. - Mandatory DUI Education Programs: Courts often require attendance at alcohol or drug education and rehabilitation programs. - Jail Time (for serious offenses): Some jurisdictions impose mandatory jail time for high BAC levels or repeat offenses. If you are convicted, a DUI will go on your criminal record, which can affect employment opportunities, insurance rates, and international travel. 6. Consider Alternative Sentencing and Plea Bargains In some cases, your attorney may help you reduce charges through plea bargaining. - Reckless driving charges (often called a "wet reckless") may be negotiated instead of DUI, which has lighter penalties. - Diversion programs (available in some jurisdictions) allow first-time offenders to avoid a conviction by completing rehabilitation courses. 7. Plan for the Future: Avoid Repeat Offenses If you are caught DUI, it is essential to learn from the experience and take steps to prevent it from happening again. - Use rideshare services or taxis when drinking. - Appoint a designated driver when going out. - Be aware of medications that may impair driving. - Consider professional help if alcohol or substance use is a problem. Being caught DUI is a serious matter, but how you handle the situation can greatly impact the outcome. Remaining calm, understanding your rights, seeking legal counsel, and preparing for potential consequences are critical steps. The best way to avoid legal troubles, financial strain, and safety risks is to never drink and drive in the first place. Conclusion Driving under the influence remains a critical issue that requires continuous efforts to address. Read the full article

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7 Claims To Avoid On Your Car Insurance Policy

As a Malaysian car owner, you know the importance of having insurance coverage. However, before filing claims left and right, learning what NOT to claim on your car insurance is essential. We assure you that it will save you a lot of headaches (and money) over time. Keeping that in mind, let's dive into the top seven things you shouldn't claim on your car insurance in Malaysia.

Things You Should Not Claim On Your Car Insurance

In Malaysia, you should not claim the following items on your car insurance: Regular Maintenance You don't want to be that guy. Your car doesn't qualify for a claim because it needs new tires or an oil change. There is nothing special about regular maintenance. Your insurance policy does not cover the expense, so don't claim it as an accident-related expense. Don't be that guy who claims a new set of tires because they were "worn out by accident." It's not going to fly Wear And Tear You shouldn't expect a new car. In the same way as regular maintenance, your auto insurance does not cover wear and tear. For instance, faded paint, dented bumpers, or worn-out transmissions fall under this category. Having a car comes with all these responsibilities and is a normal part of ownership. Therefore, don't expect your insurance to pay for them. Modifications Don't go overboard. Your car insurance doesn't cover modifications you've made to your vehicle, such as installing a new sound system or adding a spoiler. Therefore, you will be responsible for the costs of these modifications if you are in an accident and they are damaged. Remember that your insurance won't cover the cost if something happens to your ride if you make some changes. Driving Under The Influence Don't drink and drive. There's not much to say here. Getting caught driving under the influence is risky for yourself, your insurance policy, and those around you. When you go under the influence of alcohol, your insurance will not cover the damage, so stay sober and stay safe on the road at all times. Racing Or Reckless Driving Leave the Fast and Furious stuff to the movies. Your insurance does not cover the damages suffered in an accident caused by reckless driving or racing. Excessive speeding, drag racing, and street racing fall under this category. In other words, if you're a speed demon, know that your insurance won't save you in an emergency. Fraud Don't lie. An insurance fraud conviction could result in a denied claim and you being charged with a crime, for example, exaggerating the extent of the damage or claiming for injuries that did not occur. Be honest with your insurance company, don't risk it. Natural Disasters Mother Nature is not covered. Occasionally, Mother Nature can be a real jerk, and Malaysia's weather can be unpredictable. Nevertheless, just because a natural disaster damages your car, such as a flood or landslide, does not mean your insurance will cover it. Car insurance policies typically exclude damage caused by natural disasters, so check your policy carefully before filing a claim.

Final Thoughts

Car insurance can be a real lifesaver in an accident, but you need to understand what you can and cannot claim for. You don't want to be that guy who tries to sneak in a claim for regular maintenance, you don't want to expect your insurance to cover wear and tear, you don't want to get too fancy with modifications, you shouldn't drink and drive, you shouldn't be speeding, and you shouldn't lie. Check with your insurer if you need help determining what your insurance policy covers. However, the most important thing is always to drive safely, avoid drinking and driving, obey traffic laws, maintain your vehicle regularly, and avoid taking unnecessary risks. The long-term savings will be tremendous. Read the full article

[belltower-news]

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[ratlifflaw]

DUI - Driving under the influence (of alcohol).

Did you know?...DUI is a Class-1 misdemeanor in Virginia.  A class-1 misdemeanor has penalties of up to 12 months in jail and up to a $2,500 fine.  Insurance premiums jump astronomically.  Points are removed from your license.  All this with just a single one - first one!  Third or subsequent offenses are felonies.

There are defenses to DUI charges.  Don't take on the Commonwealth alone.

THE RATLIFF LAW FIRM | 888-374-5078 | (276) 522-1220 | www.ratlifflaw.net

[ceogeorgeesteschecaugo]

⚠️ #Checkpoint #SobrietyCheck #RoadBlocks DAY and Week #Warning ⚠️ DO NOT DRIVE WHILE CONSUMING ALCOHOLIC BEVERAGES DO NOT DRIVE AT ALL TYPSY INEBRIATED DRUNK BUZZED ETC ETC NO OPEN ALCOHOL CONTAINERS EMPTY ALL ASHTRAYS NOW!!! #Campaign #DUI #DWI #DrivingUnderTheInfluence #DrivingWhileIntoxicated #EndRepeatedCostlyMistakes 🙏🏿#EndThePsychoticCycle 🙌🏿 #DesignatedDriver #AlcoholIsEvilSpiritsOrAngelicSpirits? 💭 💡 @KingChecaugo 💯👑✊🏿👍🏿🙌🏿🙏🏿✍🏿👊🏿✌🏿 (at St. Charles, Missouri) https://www.instagram.com/p/CJODiK1FbKn/?igshid=1ac1b1mkn8rn3

[lezdotechmed]

Did drive under influence decide Anne Heche’s destiny?

The famous Emmy-winning Anne Heche dies after a horrifying car crash. On August 5, 2022 she crashed her Mini Cooper into a residence in Mar Vista in Los Angeles. The high-speed crash turned her car into flames. After 65 minutes of struggle, she was rescued from the burning car and sent to the hospital. Shortly after the accident she fell into a coma. She was kept on life supports after she was pronounced brain dead on Aug 12, 2022. On Aug 14, 2022 she was peacefully let to die as the life supports were removed.

Though she was famous and rich, her money could not save her life as drive under the influence pulled the curtain of her life. The Los Angeles Police Department revealed that her blood had the presence of narcotics. They continued their investigations after the accident and it was said that if she came back to life, she had to face DUI felony charges.

Hours prior to her accident, a podcast was released where she was seen drinking vodka with her co-participant. In the image of Heche with a red-capped bottle in her Mini Cooper was clicked hours before her crash. Heche first crashed her car into a garage and fled the scene when the nearby people rushed towards her car just 30 minutes prior to the main and fatal crash. These were proof for her driving under the influence of drug or alcohol.

The crash on Aug5, 2022 was her first DUI crash which brought the end to her life. Rash driving and driving under the influence can be detrimental enough to take the life of an individual. Anne Heche’s life was an example for that. There is no first time or a second time in a DUI accident. if you are not fit to be behind the wheel, it can put an end to everything.

Though her death had closed the DUI charges against her, it has a message to tell the world, how important the traffic rules are and how one should stay away from being behind the wheel when under the influence of drug, alcohol or prescription medicine that prevents driving.

If at all you were arrested for a DUI charge depending on the severity of the accident, you might be given the penalties of fine, driving license suspension and jail time for the first time DUI accident. you could be charges a misdemeanor or felony depending on the type of damages you have made. Repeated felony will impose permanent license revocation and more jail time.

Driveunderinfluence

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[sheldricklawfirm]

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- Have you been pulled over & arrested for driving under the influence?

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Check out our latest DUI post directly on our website. https://www.thesheldricklawfirm.com/post/dui-driving-under-the-influence

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[peterdennisslaw2-blog]

What Crime is a Person Guilty of if Caught Driving a Boat While Intoxicated in Fort Myers, Florida?

The US Coast Guard issued a warning that alcohol is more hazardous on water than on land. And in Florida, boating accidents and injuries increase when the weather is hotter. That is why knowing the safety requirements and how these laws affect you is important.

If you are driving a boat while intoxicated, what are the possible consequences?

Penalties for a DUI charge while riding a boat are severe. Besides a traffic ticket, you will find yourself having a criminal record. If you man a recreational boat, you can get your boating license revoked. If you are handling a commercial boat, you cannot only lose your license, it might be possible that you will be saying goodbye to your livelihood. The one thing you should remember that if you receive a felony conviction, you could also lose your right to vote during elections.

If you are found to have blood-alcohol concentration (BAC) of .08% and you are manning a boat, you can be charged with DUI. First offense will usually give you a fine from $500 to $1000 and jail time of a maximum of six months with possible probation. Second degree misdemeanor of diving under the influence means nine month in jail and no more than $2000 fine and up to nine months in jail. Third degree felony on the other hand, will give you up to $5000 fine and a maximum of five years in prison. 

Need a solid DUI attorney Cape Coral FL? You can contact Peter M. Dennis Law P.A.at (239) 800-0399 or here. The law office offers 24/7 assistance and free initial consultation for people in Fort Myers, Cape Coral, and Lehigh Acres, FL.

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It is pretty familiar and equally frustrating in Malaysia to experience traffic accidents caused by poorly maintained roads and reckless driving. Therefore, the police and JPJ use roadblocks and summons to minimize traffic violations and create a safer environment. We will examine ten of the most expensive traffic offenses in Malaysia:

Driving And Parking In The Emergency Lane

We often see people using the emergency lane for their benefit on the highway, especially during traffic congestion or holidays. It is, however, illegal to use emergency lanes on streets for any other purpose other than for emergencies. For example, police officers often drive ambulances to specific emergencies involving life-threatening situations. There is either a do not enter sign or a one-way street. It would help if you recognized the road signs and did not enter the lane when you saw them. A fine of up to RM300 if caught. Not to mention that you will cause a traffic jam simultaneously.

Summon Amount: RM300

Over Speeding

Another common traffic offense is overspeeding. However, most people seem unaware of the highway and road speed limits displayed on road signs. Even if they are aware, they tend to ignore them. Their selfishness has led to many lives in fatal accidents because of their negligence.

Summon Amount: RM300

Ignoring Traffic Lights

In Malaysia, this is one of the most frequent traffic offenses and one of the most expensive. In Malaysia, drivers tend to speed and run red lights, which is extremely dangerous since even a split-second mistake can cause severe injury to both drivers and pedestrians. Go means green, slow down (don’t speed up) means yellow, and stop means red.

Summon Amount: RM300

Driving In A One-Way Lane

There is either a do not enter sign or a one-way street. It would help if you recognized the road signs and did not enter the lane when you saw them. A fine of up to RM300 if caught. Not to mention that you will cause a traffic jam at the same time.

Summon Amount: RM300

Not Displaying Your License Plate

A fine of RM300 if a car plate is missing on the front and rear of your vehicle.

Summon Amount: RM300

Driving Without a Seatbelt

Even though this act does not harm anyone on the road, the authorities consider it a serious offense since it puts you and your passengers at risk by failing to follow basic safety guidelines. No matter who is driving or riding in the car, you must make sure that everyone in the vehicle wears a seatbelt to minimize the risk of getting injured in an accident. Never assume you won’t need one someday.

Summon Amount: RM300

Driving While Using a Mobile Phone

Perhaps you’ll be surprised to learn that drinking and driving isn’t the most dangerous traffic offense. Nowadays, we often text while driving. The fine will still apply if you are caught holding your phone, even in hands-free mode!

Summon Amount: RM300

Drink And Drive

It is something you shouldn’t do at all. But many of us do it anyway (especially during weekends). The offense is one of the most common in the country. The penalty for driving while drunk in Malaysia is fined RM300. If you are caught driving under the influence, you will be jailed for one night. Drive safely. Take Uber or carpool with that non-drinker friend.

Summon Amount: RM300

Driving While Asleep Or Inattentive

A significant cause of fatal accidents is sleepiness or inattention on the part of drivers. Pullover at the nearest rest area or gas station if you had a long day after work or feel tired after a long drive.

Summon Amount: RM300

Overcrowding In a Vehicle

If you exceed your vehicle’s capacity limit, you can be fined. Most people don’t know about this exciting traffic offense. When carpooling or traveling together, be careful not to overload the vehicle with too many items or people. It can block the rearview mirror, resulting in accidents and fines from the police.

Summon Amount: RM300

[ricelawmd]

Appearing in the Baltimore City District Court today for a DUI case. #dui #court #courthouse #appear #appearance #building #architecture #lawyer #drivingundertheinfluence #legal (at Jonh R. Hangrove Sr. District court house)

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Owning a car comes with its share of maintenance expenses. Maintaining a vehicle can be very expensive owing to the ever-increasing maintenance costs. So, investing in good auto insurance coverage makes sense to protect you from those additional expenses arising out of any eventuality!

So What Is Own Damage Insurance Policy

As the name implies, an Own Damage policy (OD) is a personalized auto insurance coverage that protects you and your insured vehicle against damages due to accidents such as fire, theft, etc. In the event of an accident, an own damage policy pays for the expenses to repair or replace parts of your vehicle damaged in the accident. For example, let us say you parked your car at its usual place and all of a sudden your neighbor’s cricket ball git one of its windows or probably a coconut falls on the windscreen and leaves not only shackles but dents too! You might be looking at hefty losses in retrospection, but in such circumstances, your damage insurance can get you out of such an unfortunate incident.

Who Should Get Own Damage Insurance?

When looking to purchase auto insurance coverage, you have the option to buy a limited cover or one with an extensive range. As for many, they go for the limited scope, which is the third-party liability policy. The main disadvantage of purchasing this type of auto insurance policy is that it does not offer you or your car protection. So if you are carrying third-party auto insurance coverage, you might also want to purchase a standalone Own Damage policy to protect your vehicle from damages and losses.

What Is Covered In Own Damage Insurance Policy?

Own damage insurance policy covers the cost of damages or loss to your car due to the following:

Natural disasters such as floods, earthquakes, typhoons, hurricanes, storms, hailstorms, frost, inundation, self -Ignition, lightning, cyclone, etc.

Artificial disasters such as strikes, vandalism, protest, riots, and terror attacks

Theft or malicious acts or fire.

What’s Not Covered In The Own Damage Insurance Policy?

Though an Own Damage insurance policy is excellent for your car’s protection, few things are not covered in the policy. These include:

Third-Party Liabilities

Own Damage Insurance policy is a standalone policy and, as such, will not cover your third-party liabilities. Your third-party auto insurance policy will instead take care of the same.

Drunk Driving

DUI or also known as Driving Under Influence (of alcohol), is against the law. Therefore, the Own Damage insurance policy does not cover claims for driving under the influence of alcohol.

Driving Without A Driver Licence

No insurance company will accept claims if you’re driving without a driver’s license. So, you can only file claims if you are driving with a valid driver’s license; as such, Own Damage insurance policy will not cover claims if you’re going without a valid driver’s license. Others include:

Consequential Damages

Contributory Negligence

Driving without a Licence Holder

Wear and tear and depreciation

Not having a valid driving license

Mechanical or electrical breakdowns, failures, or breakages

Contractual liability

How Protected Are You In Your Damage Policy?

The amount that your insurer pays you for an own damage claim depends on your car’s Insured Declared Value, the deductibles you opted for, and the make/model of your vehicle.

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Car Insurance Policy Price

It was time to renew your car insurance policy, and the agency informed you that your premiums would cost more than earlier. You might be wondering when did that happen and how often your car insurance rate will increase in the future. The experts indicate that it is impossible to determine how often the cost of premiums will change. However, you can consider numerous factors to discover when to identify rate adjustments.

  Why Did My Car Insurance Rate Go Up?

If you are wondering why you need to pay more for your policy than last year, these are the most common reasons.

You Lost Your No Claim Discount

That is the primary and most frequent reason why your car insurance in Malaysia might increase. Before we discuss how you can lose the No Claim Discount (NCD), let’s explain it briefly. NCD is a discount that you get when renewing your insurance deal for multiple years. The lowered price can go from 25% (second year) to 55% (after the fifth year). As you can see, that is a considerable difference. If you lose it, the odds are that you will have to pay a lot more for your insurance. Here are the two main reasons why you would lose the No Claim Discount:

You filed a claim – if you filed an insurance claim during the last year, cancel the discount automatically. That is why many people avoid filing claims when the damage costs are low.

Someone else filed it against your policy – it might be that a third-party filed a claim against your current deal.

You Were Involved In A Collision

If you were a part of an accident, and you were the one to blame for causing it, your premiums might increase. That is because the insurance providers will see you as a bigger risk than before. Every agency will check your violation history carefully. Apart from accidents, they will also consider driving under the influence (DUI) or other violations.

Canceling A Policy Related To Car Insurance

Are your associated policies still active? If you cancel the homeowner’s policy, the odds are that your car insurance premium with the same provider will rise. There is another reason why your car insurance cost might be higher than usual. You might have changed the provider, and it is your first year with the news agency.

Other Reasons Why Car Insurance Rates Might Go Up

Your car insurance policy’s cost might increase for reasons that don’t have anything to do with you. Here is an overview of other factors that affect the rates:

An increased number of accidents – the agencies might decide to change the rates because the overall number of incidents has gone up in recent years. That happens because of distracted drivers talking on smartphones, typing messages, etc.

More expensive to repair the car – the cost of repairs might change, especially with new safety features and car components.

Pricier healthcare – the healthcare cost might also go up, including medical treatments and therapy. That is why the agencies might be forced to alter the rates.

If you move to an area with a higher flood risk or another factor the company considers relevant to your car insurance policy, that could also be the reason for a higher premium rate.

  Read the full article

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Driving Under The Influence (DUI)

The dangers and outgrowths of driving under the influence (DUI) are well-known. Even so, there are some people who still continue to drink and drive. You should know that your driving history plays a crucial role in determining what you pay for car insurance premiums. And if you have a past conviction for DUI or driving while intoxicated (DWI), you will be required to pay higher premiums because you pose a greater risk. We’ll explore how a DUI conviction affects car insurance premiums.

  Premium Will Rise

At the point when your insurance company discovers you have a DUI, various things can occur. Your insurance company can drop your policy, but if they choose to keep your business, your premiums will go up. Try not to assume that since you don’t see an instant increment that nothing will occur – the premium rise will regularly happen at the first renewal after the conviction is conclusive. This implies if your policy renews December 1st and your last conviction is December 2nd, you likely won’t see a rate increment for probably another six months.

For How Long Does A DUI Affect Insurance?

Insurance company rules dictate to what extent your rates will be influenced by a DUI conviction. As with most slight or significant convictions, a DUI will raise your vehicle insurance rates for three to five years. An insurance company may make it, so you are qualified to get insurance with them after the conviction is three years of age, in any case, you will still be paying an extra charge for an additional two years. Insurance companies each make up their guidelines for how they handle DUI convictions. The standard is that DUI will affect your vehicle insurance rate for five years or more.

How Much Will My Premiums Increase?

This question might be a little bit tricky to reply to. It will have a significant effect depending upon your prior driving history. If you are moving out of a preferred driver status into this new high-risk driver status, you will see a tremendous change. You could be paying as high as doubling your present cost and perhaps even higher in some instances. Assuming you are already a high-risk driver, you may not see a very remarkable change in cost. It’s just that your high-risk status will be beginning once again, and you will be paying the high rate for much longer.

What to Do If My Insurance Goes Up After DUI Arrest?

Auto insurance is a serious business. Numerous insurance firms are vying for your business, regardless of whether you have a DUI conviction on your driving record. If your insurance rates go up after your DUI capture, you might want to search for other cheaper insurance premiums. You should also note that several factors could also impact your rate after driving under the influence. Factors such as age, driving history, make and model of your car, time, where you live, etc. could impact your car insurance rate after a DUI. Knowing these factors can help you find the right insurance and limit your cost.

Though comparing rates can get you less expensive insurance, however, in the end, driving responsibly and mindfully will be the best way to get your rates back to normal. The best thing you can do is to be straightforward with your insurance company and don’t get another DUI.

  Read the full article

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DUI? Make no mistake, driving under the influence charges are serious and have implications for years.

DUI can be charged for alcohol or for drug use.

By operating a vehicle on Virginia highways, you have consented to a breath or blood test upon arrest for DUI. If you unreasonably refuse a breath or blood test, Virginia law requires the court to suspend your driver’s license for one year. A second breath or blood test refusal shall result in a three-year suspension. A second breath test refusal is also a Class 1 misdemeanor.

If you are also convicted of DUI, the DUI driver’s license revocation period will run consecutively with the breath or blood test refusal revocation. You are not eligible for a restricted driver’s license during the suspension for a breath or blood test refusal.

Your auto insurance rates will go through the roof as well.

If you have been charged with Driving Under the Influence of drugs or alcohol, you need professional assistance - call Jeffrey W. Stowers, Jr., Esq., today - 888-374-5078.

THE RATLIFF LAW FIRM | www.ratlifflaw.net

[peterdennisslaw2-blog]

The Penalty for Driving While Intoxicated (DWI) in Fort Myers, Florida?

According to Florida Law, any person is not allowed to drive or to be in actual physical control of a vehicle whole:

He or she has a blood alcohol concentrate of .08% or more; or,

He or she is under the influence of alcohol, illegally controlled substances, or harmful substances.

When talking about being “under the influence” a DWI attorney would explain it as impairment to the extent that the person is deprived of his or her full possession of normal faculties while handling a vehicle. The law, however, only requires that the blood alcohol concentrate of .08% or more be found in an accused before he or she can be charged. If one is driving a commercial vehicle, it is even lowered to .04%.

So what are the possible DWI charges if you are found guilty?

For first offenses, a driving under the influence charge can give you one-year probation and 50 hours of community service. Offenders are also eligible for what they call a diversion program where many can avoid most of the consequences of a DUI conviction.

For second offenses, you will receive a mandatory ten days in jail and a 30-day car impoundment. The driver's license of the offender will also be revoked for a minimum of five years. You can only be given a restricted license after one year of enrollment in a substance abuse education course.

For third offenses, you will be subjected to at least 30 days in jail, 90-day car impoundment, and a minimum of 10 years revocation of driver's license. You can only get a restricted license after one year, but you must remain under the DUI supervision program in order to avail.

Besides this, getting into a DUI accident will cause you to pay monetary penalties (from $1,000 to $10,000 fine) and suffer longer jail time (from one year to 15 years in prison) depending on the gravity of the accident.

Looking for a DWI attorney? Try calling Peter M. Dennis Law P.A. at (239) 800-0399 or contact here for a free initial consultation for clients in Fort Myers, Cape Coral, and Lehigh Acres Florida.