#Custom Website Development Services in Yangon

[yangonmobileapps]

Mobile Banking Apps Development Company in Yangon

A modern bank can hold a leading position in the market only with a well-designed mobile application that’s smart and handy, allowing users to do the same things they would on the website or even more. This approach has a lot of benefits not only for customers, but also for banks. We are a leading ebanking apps development company that offers robust, custom Mobile Banking app development services in Yangon, Myanmar.

The first and most essential step after you’ve decided to create your own banking app is to choose the set of functionality that will turn your app into a versatile tool for all your customers. Yangon Mobile Apps is the Best Online Mobile Banking  App Development Company in Yangon. Get the Top e-Banking Mobile Apps Development Services Myanmar.

Interested? Hire the Best Mobile Banking Software Developers in Myanmar at an affordable price.

Call now for more detail

[yangonmobile2]

Are You Look For Application Development Company in Myanmar,

Yangon Mobile Apps is a leading mobile Application Development Company in Myanmar, specializing in creating custom applications for businesses of all sizes. With a team of experienced developers and designers, Yangon Mobile Apps offers top-quality mobile app development services to clients in Myanmar and beyond.

As an Application Development Company in Myanmar ,Yangon Mobile Apps takes pride in its ability to create innovative and unique applications that meet the specific needs of each client. From concept to launch, their team works closely with clients to ensure that their mobile app meets their business objectives and delivers a seamless user experience. Mobile apps have become an essential tool for businesses to engage with their customers and stay competitive in today's digital world. Yangon Mobile Apps understands this and has been at the forefront of mobile app development in Myanmar, providing high-quality solutions to businesses across various industries.

Their team of developers and designers use the latest technology and best practices to ensure that the mobile apps they develop are functional, user-friendly, and visually appealing. They also ensure that the mobile apps are optimized for performance, security, and scalability, so that they can handle high traffic and grow with the business. In addition to mobile app development, Yangon Mobile Apps also offers a range of other services, including website development, e-commerce solutions, and digital marketing. With their comprehensive range of services, they are a one-stop-shop for businesses looking to establish a strong online presence in Myanmar. In conclusion, Yangon Mobile Apps is a reliable and trusted application development company in Myanmar, providing businesses with high-quality mobile app development services. If you are looking for mobile app development services in Myanmar, contact Yangon Mobile Apps today to discuss your project and get started.

[bigyack-com]

Thai Airways Launches Promotion for Royal Orchid Plus Members

Thai Airways has launched a promotion for members of its Royal Orchid Plus (ROP) frequent flyer programme. ROP members can now redeem award tickets, in all classes, to 34 destinations in Asia, Europe, and Australia for 30% less miles than normal. The promotion will run until 29 February 2020. The mileage required for redeeming award tickets starts at 8,750 miles per flight for Economy Class tickets and 14,000 miles per flight for Royal Silk Class.

ROP members can use the miles to redeem round trip tickets on Thai Airways and Thai Smile from Bangkok to Beijing, Changsha, Chengdu, Chongqing, Colombo, Dhaka, Dubai, Guangzhou, Hanoi, Ho Chi Minh (Saigon), Hong Kong, Kaohsiung, Kuala Lumpur, Kunming, Luang Prabang, Mandalay, Melbourne, Moscow, Nagoya, Oslo, Penang, Perth, Phnom Penh, Pusan, Rome, Seoul, Shanghai, Siem Reap, Stockholm, Taipei, Vientiane, Xiamen, Yangon and Zhengzhou. Tickets can be redeemed until 29 February 2020 for traveling from now until 29 March 2020 and between 30 April and 30 June 2020. See latest Travel News, Interviews, Podcasts and other news regarding: Thai Airways, ROP, FFP, Thailand. Headlines: COVID19: Zero Risk and Travel Advisories - Where Do We Stop?  Campbell Wilson to Rejoin Scoot as CEO  MIAT to Implement Sabre's Global Demand Data Solution  Cathay Pacific Carried 3M Pax in Jan; Reduces Flight Capacity by 40%  Roger Brantsma Joins 825-Room Hilton Tokyo as General Manger  Thai Airways Increases Passenger Screening on Flights from Cambodia  Mandarin Oriental Boston to Complete US$ 15 Million Renovation in April  Erica Antony Joins CWT as Chief Product Officer  Bjoern van den Oever Joins Alila Villas Koh Russey as Executive Chef  Unicorn Hospitality Opens 47-Room Hotel in Bangkok, Thailand  Hong Kong Airport Handled 5.7 Million Passengers in January  Vietnam Airlines Adds Wide-Body Aircraft to Hanoi - Saigon Route  Pratt & Whitney GTF Engines to Power Korean Air's New A321neos  AsBAA Appoints Jeff Chiang as Chief Operating Officer  Psychometrics at Naruna Retreats in Cambodia, Laos, Myanmar and Thailand  Airbus A330-800 Receives Type Certification from EASA and FAA  Hamza Sehili Joins Four Seasons Tunis as Hotel Manager  British Airways and Royal Air Maroc to Codeshare  Green Africa Airways Signs MOU for 50 Airbus A220-300s  Hong Kong Visitor Arrivals Plummet to Below 3,000 Per Day  What Does Tourism Mean to Conwy, North Wales? Interview with Mayor  Thai Airways Launches Promotion for Royal Orchid Plus Members  Dusit Thani Abu Dhabi Upgrades Rooms and MICE Facilities  FlyArystan to Launch New Routes, Expand Capacity from Almaty, Kazakhstan  Finnair Extends Suspension of Flights to China; Reduces HK Service  SAS Extends Suspension of Flights to China  Air Astana to Launch Flights to Mumbai, India  HK7s and Singapore Sevens Rescheduled  Quay Hotel & Spa in Deganwy, North Wales - Interview with Brid Collins  Royal Thai Air Force Orders Six Airbus H135 Helicopters  CWT Appoints Laura Watterson as SVP - Global Talent & Rewards  Yee Pin Tan Joins Six Senses as Head of Design  Boeing Forecasts Southeast Asia to Need 4,500 New Airplanes Over Next 20 Years  Bombardier Completes Strategic Exit from Commercial Aviation  British Airways to Launch Flights Between London Heathrow and Newquay  Six Senses Appoints Bryan Gabriel as CCO  Piotr Madej Joins The Andaman Langkawi as GM  Sustainable Inspiration from Farmer Gareth Wyn Jones in North Wales  PNG Air Orders Three ATR 42-600S Aircraft  Japan Airlines Joins Amadeus NDC Program  BBAM to Convert Three Boeing 737-800s into Freighters  John Woolley Joins The Ritz-Carlton Bali as GM  French Navy to Operate Four Airbus H160 Helicopters  British Airways Extends Suspension of Flights to Beijing and Shanghai  Air France Extends Suspension of Flights to Beijing and Shanghai  Welsh Wine from the Gwinllan Conwy Vineyard - Interview with Colin Bennett  Vietjet to Launch Three New Routes to India  WTTC's 20th Global Summit to Take Place 22-23 April in Cancun, Mexico  Keio Plaza Hotel Tokyo to Open Renovated Rooms on 29 March  2019-nCoV - Arbitrary Restrictions and Blanket Travel Bans Cause Confusion  China and Mandarin Airlines Make Further Changes to Cross-Strait Services  Premier Inn to Add 735 Beds to Scotland Portfolio in 2020  Valentino Longo Wins North America's Most Imaginative Bartender Competition  Aviation: Slower But Steady Growth in 2019  Three Countries to Participate in Singapore Airshow 2020 Flying Displays  2019 Worst Year for Air Cargo Since End of Global Financial Crisis in 2009  Korean Air to Sell Land and Assets  ibis Styles Hotel Opens in Bekasi, Indonesia  Air France Takes Delivery of Airbus' 350th A350  United Airlines to Buy a Flight Training Academy  Bombardier to Double Size of Service Centre at London Biggin Hill  LA7s to Take Place at Dignity Health Sports Park in Los Angeles 29 Feb - 1 Mar  Singapore Airshow 2020 Still On; SAALS Cancelled  IHG Signs 61-Key InterContinental Resort in Khao Yai, Thailand  Fusion Suites Opens in Vung Tau, Vietnam  Aeroviation Expands Flight Training in Singapore with DA-20 Simulator  CWT Appoints Nick Vournakis as MD - Global Customer Group  SEHT Aviation Donates Six SH40-10 Headsets to Aerobility  China Airlines Adds 2019-nCoV Service Information Centre to Website  Four Seasons Resort Lanai Appoints Bradley Russell as Resort Manager  Leading Yachts of the World Appoints Anthony Brisacq as CEO  Second Four Seasons Hotel in Tokyo Starts Accepting Reservations  Korean Air to Launch Passenger and Cargo Flights to Budapest, Hungary  Aviation: Alliance Established to Investigate Use of Blockchain in MRO Chain  SAS Closes Sale of Beijing and Shanghai Flights Until 15 March  North Face 100 Thailand Attracts Over 4,000 Runners from 20+ Countries  Hong Kong Air Cargo Renews IOSA Registration  Swiss-Belhotel to Open Over 2,000 Rooms in 12 Hotels in Indonesia  Elena Nazarovici Joins The Sanchaya Bintan as Director of Sales  Amadeus Joins Mastercard's City Possible Network  Asia Pacific Airlines Carried 375.5m Int. Pax in 2019  Thai Airways Reduces Flights to Mainland China  Cebu Pacific Cancels All Flights to Hong Kong and Macau  Batik Air Takes Delivery of First Airbus A320neo  Fiji Beat South Africa to Win First HSBC Sydney Sevens  Maldives Rejoins Commonwealth  Korean Air Making a Difference to Orphans in Tondano, Sulawesi  Qatar Airways Becomes Official Airline of Paris Saint-Germain  Polish Air Ambulance Service Orders Two Learjet 75 Liberty Aircraft  Vietnam Airlines Makes Changes to Hong Kong, Macau and Taiwan Flights  Football: Pictures from Ascot United FC vs Egham Town FC  Aerobility - The British Flying Charity, Interview with Mike Miller-Smith MBE  ANA and SIA Sign Joint Venture Framework Agreement  Dusit Signs First Hotel in Hanoi, Vietnam  SkyWest Orders 20 Embraer E175 Jets  SAS Suspends All Shanghai and Beijing Flights  Kuala Lumpur Int. Airport Trials Single Token Journey Technology  Air Canada Suspends All Flights to Beijing and Shanghai  Korean Air Sets Up Emergency Response Team; Suspends Select China Flights  Mark Radford Joins Trenchard Aviation as VP Business Development  CWT Appoints R. Thompson as VP Global Internal Communications & Culture  Vietjet Launches Daily Flights Between Hanoi and Bali, Indonesia  WTTC Moves April's Global Summit from Puerto Rico to Mexico  Andy Flaig Joins Wyndham as Head of Development South East Asia / Pacific Rim  Air Astana Reports 2019 Net Profit Increase of 461%  NASA Orders Three Airbus H135 Helicopters  Hahn Air Simplifies Distribution of Corporate Shuttle Flights  Sydney 7s to Take Place at Bankwest Stadium on 1-2 February  Russia's Sirena Travel Signs Multi-Year Retailing Deal with ATPCO  Shell to Use Airbus H160 for Offshore Transportation  ANA to Operate International Flights Out of Haneda T2 and T3 from 29 March  CAL Group Makes Changes to Inflight Services on Taiwan-HK / Macau Routes  Philippines Suspends Visa Upon Arrival Service for Chinese Nationals  UK Visitor Arrivals Spending Up 19% in October 2019  Todd Probert Joins CAE as Group President, Defence & Security  Six Senses Appoints Mark Sands as Vice President of Wellness  Air France and Sata Azores Airlines Start Codesharing  Norwegian Implements New Hand Baggage Policy  AirAsia X Launches KL - Taipei - Okinawa Flights  First Boeing 777-9 Begins Flight Tests  Accor Commits to Global Elimination of Single-Use Plastics by 2022  Etihad Receives EASA Approval to Train Boeing 777, 787 Pilots  Jeane Lim Appointed GM of Grand Park City Hall Hotel in Singapore  Whitbread Opens First hub by Premier Inn Hotel Outside of London's Zone 1  Delta Enhances Travel Experience for Pets  All Blacks Sevens Make History in Hamilton  Air Canada Becomes Official Airline of Cirque du Soleil  Pictures from Ascot United vs Hanworth Villa  SHOW DC Hall to Give Bangkok's MICE Industry a Significant Boost  IHG Signs First voco Hotel in New Zealand  OYO Signs Global Distribution Agreement with Sabre  Hong Kong Cancels Chinese New Year Carnival  NAC Orders 20 Airbus A220 Aircraft  IHG to Launch Customer Insights Portal for Large Enterprises  Cathay Pacific Reports December 2019 Traffic  Duetto Appoints David Woolenberg as CEO  Phuket to Host Thailand Travel Mart (TTM+) 2020 in June  Sabre and Accor to Create Unified Technology Platform for Hospitality Industry  Groupe Couleur to Manage RWC 2023 Official Travel Agent Selection Process  Two Senior Global Marketing Appointments at IHG  ANA Begins Autonomous Electric Bus Trial at Haneda Airport  China Airlines and Mandarin Airlines Cancel Flights to Wuhan, China  Rosa Wong Joins Hotel Alexandra HK as Director of Event Management  Four Seasons Madrid Now Accepting Reservations  UK Military Flight Training System Orders 4 More H145 Helicopters  Sabre Forges 10-Year Partnership with Google  Accor Expands Pullman Brand to Rotorua, New Zealand  Korean Air Reveals More Details of New SkyPass FFP  Airbus to Produce A321 Aircraft in Toulouse, France  Cornelia Mitlmeier Joins Four Seasons Dubai as Resort Manager  Hotel Alexandra Appoints Daniel Chan as Executive Chef  SITAOnAir Acquires GTD Air Services  Boeing Hoping for 737 MAX Ungrounding in Mid-2020  1.5 Billion Int. Tourist Arrivals in 2019; UNWTO Forecasts 4% Increase in 2020  Hong Kong Airport Handled 71.5 Million Passengers in 2019  Ascott Opens First Citadines in Osaka, Japan  Thai Airways Appoints New Chairman  Singapore Airshow Aviation Leadership Summit to Take Place 9-10 Feb  PATA Forecasts Over 971 Million Int. Visitor Arrivals into Asia Pacific by 2024  Green Light for Garmin G5000 Avionics Upgrade on Learjet Aircraft  Four Seasons Silicon Valley Installs High-Tech AI Gym in Select Rooms  Assistance Requests for Airline Pax with Intellectual Disabilities up 762%  Accor Opens Mercure Resort in Vung Tau, Vietnam  Vietjet Launches Flights Between Dalat and Seoul  FlyArystan Reports First Year Load Factor of 94%  Amadeus Looks at How Technology Will Shape Airports of the Future  CALC Signs Purchase Agreement for 40 A321neo Aircraft  Daniele Polito Joins Four Seasons Seoul as Boccalino's Chef de Cuisine  Charlotte Svensson to Join SAS as EVP and CIO  Airbus Helicopters Appoints Head of External Communications  Thailand: Did Strength of Thai Baht Affect Number of Arrivals from UK in 2019?  What Does TAT Have Planned for Thailand Travel Mart (TTM+) 2020? Exclusive Interview  Seaplanes in Thailand? Interview with Dennis Keller, CBO of Siam Seaplane  Future of Airline Distribution and NDC - Interview with Yanik Hoyles, IATA  Cambodia Airways Interview with Lucian Hsing, Commercial Director  HD Videos and Interviews  Podcasts from HD Video Interviews  Travel Trade Shows in 2019, 2020 and 2021  High-Res Picture Galleries  Travel News Asia - Latest Travel Industry News  Read the full article

[udemy-gift-coupon-blog]

Easy WordPress Challenge: How to Boost Your Site's Reach ##CouponUdemy ##UdemyReview #Boost #Challenge #Easy #Reach #Sites #WordPress Easy WordPress Challenge: How to Boost Your Site's Reach Is your website performing at its highest level and gaining you clicks, sales, engagement, followers, and working hard on your behalf 24 hours a day? This course is for anyone who is looking to get more out of their existing website, who would like an easy step by step plan of action for maximizing their website's impact, regardless of which tools, platforms, or themes they are using.  In particular this course is for people who are NOT coders, professional web developers, or programmers who would like to learn easy, reliable, and measurable ways to boost their website's impact quickly. In this course I use my own website's optimization as a case study and show the exact process I used during my website's tune-up to help YOU jump-start your progress. I specifically use WordPress and the Elegant Theme, Divi and the Elegant Theme plugin, Bloom (for opt-in forms), but you don't need to have my exact set-up to benefit from this course. Let me help you tune-up and adjust your website so it can do the online heavy lifting for you 24 hours a day by showing you how to: Diagnose and improve your website in the areas of performance, mobile, SEO, and security. Increase engagement, clicks, and sales from your website using tried and tested methods for increasing impact. Take advantage of web users' eye-tracking patterns backed by research to ensure your content is more effectively seen. Collect more newsletter subscribers more quickly using one or multiple mailing lists and an array of custom opt-in forms. Generate more social media shares (and more traffic) for your blog posts and other content. Get more followers for your linked social media pages. Take advantage of easy ways to make extra passive income using affiliate linking programs from your website. ----What Students Are Saying: "The 'Wordpress Website Challenge' is a clear, structured and easy to follow course, that gives you practical ideas to improve your website. Starting off with analysing the performance of your website, it takes you step-by-step through tips and recommendations, that can be easily put into practise. If you would like to improve your site - without going too deep into technology - than this course is the right choice for you!" -Michael Kimmig ---- I'm a practicing award-winning multimedia artist and a former tenured Associate Professor of Digital Media and Program Director of Film & Digital Media at The American University of Rome (2006-2016). I'm currently an Associate Professor of Digital Media at American University of Myanmar in Yangon, Myanmar (Burma).  Since 2000 I've been teaching students all over the world using my tried and true custom approach (turning complex information into something simple, memorable, easy-to-understand in as short amount of time as possible) to ensure that you get the most important, relevant, and useful information that can be applied immediately. New bonus lectures and resources will continue to be added and timely advice will be provided in the discussion forum. I love to help and always respond to inquiries and discussions ASAP. Please Note: All students who enroll in this course also will receive periodic free and discounted access to my other top-rated current and upcoming courses. You have a 30-day, 100% money-back guarantee with no questions asked so you have nothing to lose. I make myself available so you will have access to me if you have questions or need specific feedback along the way. Empower yourself now by enrolling in this easy to follow WordPress Challenge course and join our growing learning community! Click the "Take This Course" button in the upper right corner and let's get started optimizing your website and boosting its impact right away! Who this course is for: This course will be most useful for students who already feel comfortable editing their own website in WordPress or similar CMS platforms. This course is meant for entrepreneurs, bloggers, and anyone who manages their own website who would like to better undertsand how to communicate their messages and services more effectively online. Advanced web developers/designers or very experienced online marketers may find this course too basic and should NOT take it. 👉 Activate Udemy Coupon 👈 Free Tutorials Udemy Review Real Discount Udemy Free Courses Udemy Coupon Udemy Francais Coupon Udemy gratuit Coursera and Edx ELearningFree Course Free Online Training Udemy Udemy Free Coupons Udemy Free Discount Coupons Udemy Online Course Udemy Online Training 100% FREE Udemy Discount Coupons https://www.couponudemy.com/blog/easy-wordpress-challenge-how-to-boost-your-sites-reach/

[expomahal-blog]

WHTC - World Hydrogen Technology Convention 2019 at Japan(Tokyo) 2019-June

human body scanners business, automatic fire detectors and alarm systems B2B Opportunities, metal detectors Trade Shows, bullet proof vehicles Business events, cargo scanners business contacts, nbc systems & developments Events, cash in transit Exhibitions, perimeter & physical protection contact links, cctv Exhibitors Directory, private guarding and detective activities directory, services B2C opportunities, central monitoring stations (cms network, surveillance equipment B2C opportunities, vehicle scanning systems. Trade Shows, railways B2C ideas, architects contact links, close protection Exhibitions, consultants business opportunities, insurance Trade Fairs, airlines business, commercial & corporate firms network, government agency Exhibitors, corporate security professionals business opportunities, public sector undertakings Trade Shows, customs Expos, alarm installer Meetings, oil & gas industry business, banks & financial institutions business ideas, restaurants B2C ideas, home system installers Exhibitors, electrical services business contacts, safety Exhibitors, security managers are going to visiting this major event. companies contacts 2019, June, Myanmar, Yangon

Myanmar Gar-Tex Expo 2019 at Myanmar(Yangon) 2019-June

Myanmar Gar-Tex Expo 2019 trade show event mainly focuses on:

human body scanners contact info, automatic fire detectors and alarm systems network, metal detectors Meetings, bullet proof vehicles B2C ideas, cargo scanners events, nbc systems & developments Exhibitors Directory, cash in transit contact links, perimeter & physical protection business opportunities, cctv B2B Opportunities, private guarding and detective activities business, services B2B ideas, central monitoring stations (cms business, surveillance equipment contact info, vehicle scanning systems. contact info, railways Meetings, architects contacts list, close protection business ideas, consultants B2C ideas, insurance B2B Opportunities, airlines B2B Opportunities, commercial & corporate firms contact info, government agency business contacts, corporate security professionals Shows, public sector undertakings Shows, customs contact info, alarm installer Exhibitors, oil & gas industry B2B Opportunities, banks & financial institutions companies list, restaurants network, home system installers B2C opportunities, electrical services business contacts, safety companies, security managers are going to visiting this major event. Exhibitors Directory

related products/services/industry/business. This trade show opens top business opportunities to exhibit products and services from human body scanners Exhibitors, automatic fire detectors and alarm systems Fairs, metal detectors Shows, bullet proof vehicles companies contacts, cargo scanners Expos, nbc systems & developments contact info, cash in transit Business events, perimeter & physical protection Fairs, cctv business ideas, private guarding and detective activities business contacts, services Shows, central monitoring stations (cms B2C opportunities, surveillance equipment B2B Opportunities, vehicle scanning systems. events, railways business opportunities, architects Shows, close protection Shows, consultants contact links, insurance contact list, airlines B2C ideas, commercial & corporate firms companies, government agency B2C ideas, corporate security professionals Expos, public sector undertakings B2C ideas, customs Business events, alarm installer contact links, oil & gas industry Exhibitions, banks & financial institutions Exhibitors, restaurants companies list, home system installers Business events, electrical services contact list, safety events, security managers are going to visiting this major event. Expos industry.

Find More Details about Myanmar Gar-Tex Expo 2019 event...

We help you to grow your business by providing the required contact details of all companies participating in this event and you can download the same data in excel format using the above links. Location of the Event:Myanmar(Yangon) Year-Month:2019-June Official Website:Event Website source https://www.expomahal.com/2019/08/whtc-world-hydrogen-technology.html

[netunleashed-blog]

The country that's 'high risk, high return' for start-ups

http://www.internetunleashed.co.uk/?p=21274 The country that's 'high risk, high return' for start-ups - http://www.internetunleashed.co.uk/?p=21274 Image copyright Getty Images Image caption A Buddhist monk takes a selfie at the Kyaiktiyo Pagoda in Myanmar After decades of dictatorship and international sanctions, Myanmar (formerly called Burma) is now home to a small but fast-growing tech start-up scene, offering everything from home-cooked food deliveries to comic apps. But the country is still considered too risky by many big international investors.Dressed in a traditional Burmese longhi and a conical hat offering much-needed shade from the blistering sun, a farmer planting rice seedlings in a paddy field in the Shan state stops work briefly to flip out his phone and check Facebook. Just five years ago, when mobile phone SIM cards cost up to $500 (£380), this scene would have been unthinkable.But since international telecoms companies opened networks in Myanmar, SIM card prices have come crashing down to around a dollar, and four out of five citizens now have a smartphone - catapulting the country's digital economy into the 21st Century.In the country's former capital, the sense of change is apparent. Housed in an block of flats in downtown Yangon is Phandeeyar, the country's first-ever community tech hub hosting hackathons and workshops. It provides desk space for start-ups on Myanmar's first-ever accelerator programme. Benefiting from $25,000 worth of seed funding and mentoring from Phandeeyar, seven young start-ups are busy working on their fledgling businesses. Image caption Shwe Bite connects home cooks with office workers in search of lunches Many like Shwe Bite, a marketplace which delivers home-cooked food to offices, are challenging business norms in this most traditional of countries. Since its launch in September 2017, Shwe Bite has sold more than 5,000 lunch boxes, each costing 2,000 kyats (£1.07). "I decided to set up Shwe Bite because of my personal experience as an office worker away from home," explains co-founder Moe Htet Kyaw. "Most, like me, don't have the time or enough skills to cook. On the other hand, in Myanmar, women - especially housewives - are seeking sustainable income for family expenses." Shwe Bite connects these home cooks with busy workers. It's not as quick as meal delivery services like Deliveroo - customers have to pre-order before 4pm the day before - but the company has lofty ambitions. Image caption Shwe Bite hopes to build its lunchbox business in neighbouring countries, too "It's only available in Yangon but we plan to expand to other cities and maybe other countries - there are a lot of Burmese people living in counties like Singapore," says Moe Htet Kyaw.One of Myanmar's most successful start-ups is White Merak Comic Studios, a comic app, which received $140,000 in funding from three local angel investors in 2017 and now employs 20 people. A big fan of comics growing up, co-founder and chief executive Aung Ye Kyaw launched the app in 2016 after discovering that many small, dedicated comic book stores had been forced to close during the years of military dictatorship. "I wanted to resurrect [the comics industry]," he says. "One of the main reasons why it had experienced a downfall is because people wanted newly-created content, not old republished comics. Image copyright White Merak Image caption White Merak founder Aung Ye Kyaw was always a fan of comics "With the previous government there was a lot of censorship, so artists couldn't innovate or be creative."White Merak currently has 1,000 subscribers paying 1,000 kyats (54p) per month for content, while around 3,000 people have so far bought single episodes. New generationJes Kaliebe Petersen, the Danish chief executive of Phandeeyar, says the first wave of smartphone-enabled tech start-ups in Myanmar were "focused on the urban middle-classes services" - such as jobs databases for professionals and property websites. This new wave is "targeting a new generation of digital consumer in Myanmar who doesn't necessarily live in Yangon or Mandalay or have a high disposable income but already has a smartphone". MM Tutors, for example, helps parents find private tuition for their children. "No matter how rich or poor, most parents get tutors for kids," says Mr Petersen. "The market for this is huge but very fragmented. Now there's a platform that is open for everyone to rate and book tutors." Image caption Comic app developer White Merak says the lack of an established payment system is a problem One of the major challenges facing start-ups in Myanmar is taking payments. "There's no major payment system that people can use - for example PayPal - and not a lot of people have a credit or debit card," says White Merak's Aung Ye Kyaw.Instead customers pay by topping up their mobile phone SIM cards.Another challenge is the lack of legislation protecting intellectual property."There's a lot of piracy here," says Aung Ye Kyaw. "It's easy to copy and duplicate. There are no laws for the time being." A new trademark law is scheduled to come into effect this year, but White Merak has already put its own preventative measures in place - ensuring subscribers can't take screenshots of the comics on their phones, for example. More Technology of Business Image copyright Magnum Photos Lack of investment is also a well-discussed issue. One or two start-ups have been able to raise significant capital. The employment site JobNet has received two seven-figure US dollar funding rounds, while software developer My Play was bought by Australian firm iSentric in 2017. But overall there's been little interest from investors wanting to risk significant sums in a politically fragile country facing international opprobrium for its treatment of the Rohingya people.Myanmar Rohingya: What you need to know about the crisis"Investors are reluctant to invest under these political conditions," says Shwe Yamin Oo, chief executive of RecyGlo, a start-up that organises a recyclables pick-up service for offices in Yangon. Image caption RecyGlo co-founders Shwe Yamin Oo (right) and Soe Moe Aung "[They] want to make sure that they get their money back. But Myanmar is high return, high risk."Despite having the decades-long US sanctions lifted following the appointment of Aung San Suu Kyi's democratic administration, Western and East-Asian investors remain cautious, says Sui-Jon Ho, research manager at IDC Financial Insights.Despite all the challenges, Phandeeyar's Mr Petersen is optimistic."As Myanmar's economy grows and its middle class grows, it has all the factors in place to create a successful and thriving ecosystem," he believes."There's a really good number of people building the next generation of companies."Follow Technology of Business editor Matthew Wall on Twitter and FacebookClick here for more Technology of Business features Source link

[s4g2]

How Can Digital Marketing Services Promote Online Businesses?

Online business is no more an elusive idea but fast becoming a necessity for the more keen enterprises. Digital marketing services can be both paid or free as well. Paid marketing strategies can guarantee you to get highly targeted results in a short time. However, there are also freely available online marketing tools for people to promote their businesses and to drive a huge amount of traffic to their websites.

Let us review some of the methods used for promoting online businesses.

The Power of Social Media

Social media is known to be one of the most promising ways for promoting your commercial venture. The strategic use of social marketing tools can become the best way to promote your business. As the days are passing away the numbers of social media users are increasing day by day.

According to a survey in the US conducted amongst adults, 33% of the young adults get their news from social media, 34% from the televisions and 13% of the adults read the news from the original newspapers. Although tv remains the best source of gathering news, a time will come shortly when social media will overcome the traditional Television as the most popular source of catching the latest news. Another survey conducted indicates that internet users in the US spent almost 33 hours per month on the internet in which 8 hours are spent on social media.

Using social media as a digital marketing service, you can create a separate profile page for your brand or product. Through this, you can directly engage with your existing and potential customers.

Build Better Web Apps:

Websites or web application development can be a low cost a highly effective marketing channel. But a website should be appealing that uniquely represents your business. You need to keep the design of your site fresh and straightforward. The first thing is the homepage of your website; it should clearly describe what your company is all about.

An important thing you need to keep in mind is that your customers might be visiting your site from different devices. The layout of the website should fit each device. Keep your site simple, so it can be optimal for any device a visitor might be using.

Make sure that you professionally showcase your products and services. It is another essential aspect of web application development. The description of your products should be precise. Even if the design of your site is great, but your product description looks terrible, your potential customers will think twice before buying any of your products.

Marketing Business through Mobile App Development

Usage of smartphones has increased over the past few years. According to a survey, about 77% of the adults in the US are using smartphones. Due to this fact, the trend of mobile app development has been on the rise. As the number of mobile app developers is expanding the numbers of applications being developed has also increased massively.

Creating a mobile application for your brand promotion is another trending marketing strategy. An appealing mobile app can quickly increase your sales. In today's world, most of the work is done through the use of a smartphone. From paying your bills to spending on online shopping, almost everything can be accomplished through the use of smartphones.

Do SEO for Your Company's Website

Search engine optimization cannot be excluded from the world of Digital Marketing Services. SEO is used to get the rank of your site higher in different search engine results. Higher rank on search engines typically means more traffic towards your website which results in more sales.

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CBM not disclosure on the fintech firm..

A prominent mobile money company appears to be flaunting regulations aimed at providing consumer protections in the burgeoning sector.

By FRONTIER STAFF

IN LESS than a year, OK Dollar’s bright yellow billboards have become a feature of the Yangon streetscape, visible from flyovers and high rises, at street level and in traffic jams.

The company, a subsidiary of Internet Wallet, is winning many customers to its service, which enables them to deposit, withdraw, send and receive money using an online account. They can also use the wallet to pay for a range of goods and services.

OK Dollar is one of the new breed of “fintech” companies taking advantage of rapidly growing mobile phone and internet use to offer financial services. And OK Dollar appears to be leading the pack. According to business manager Ma Zin Mar Nu, the service has attracted about 100,000 users since it launched in June 2016.

There are two reasons for OK Dollar’s success. The first is convenience. OK Dollar is easy to use, but also has a wide network of partners with which users can pay for everything from phone top-up cards and bus tickets to wedding and holiday packages. The company has developed a platform that encourages its customers to not only bank with OK Dollar, but also use it regularly for purchases.

The other factor is that it’s cheap; money transfers, known as remittances, are free.

There’s only one problem. OK Dollar doesn’t have what’s known as a Mobile Financial Services licence – a licence for non-bank financial institutions to perform tasks such as accept deposits and transfer money using a mobile platform.

Instead, it appears to be operating in a grey area with little regulation. In an industry that is yet to find its feet, that has many concerned – and confused as to why the regulator, the Central Bank of Myanmar, is not taking a tougher line.

Which licence?

Central Bank rules divide mobile-based financial services into two categories: mobile banking and mobile financial services.

This reflects earlier differences over whether mobile financial services should be bank-led ­– that is, offered by or in conjunction with a traditional bank – or operator-led. Under the previous government, Myanmar initially opted for the first model, promulgating the Mobile Banking Directive in December 2013. It requires companies to partner with a licensed bank to offer financial services, and users need to open a bank account.

However, after the Financial Institutions Law was enacted in January 2016, the Central Bank issued a Regulation on Mobile Financial Services. The March 30, 2016, regulation was issued “to create an enabling regulatory environment for efficient and safe mobile financial services in Myanmar”, said the Central Bank. It allows mobile network operators and non-bank financial institutions to apply for a mobile financial service licence, but also sets stringent rules on their operations to protect customers and the integrity of the financial services sector.

Central Bank Deputy Governor U Set Aung said some foreign and domestic fintech service companies are working with banks and operate under the licence of the respective bank. This group includes TrueMoney, Myanmar Mobile Money, myKyat, Ongo and 663.

Only two operators have so far received an MFS licence. Wave Money – a joint venture among Telenor, First Myanmar Investment and Yoma Bank – was the first, in October 2016, and M-Pitesan – a partnership between Ooredoo and Co-operative Bank – was approved on July 26.

Although the regulation says a decision on applications should be made within 90 days, in practice the Central Bank is taking much longer to process them; Wave Money waited at least seven months, while the M-Pitesan application was processed in about four months.

The rise of OK Dollar

Despite its relative success – in the mobile financial services industry, only Wave Money has the same prominence in the market – OK Dollar’s origins remain something of a mystery.

It was born out of a payment system known as iPay that was launched about five years ago. Despite its name, it was relatively low-tech – prepaid cards that could be used to make payments, such as for bus travel – and never really took off.

OK Dollar’s owners keep a low profile and rarely speak to the media. The Directorate of Investment and Company Administration lists the company’s directors as Mr Deepak Kumar, also known as U Maung Maung Oo, and Mr Vinod Kumar, known as U Tun Tun Win. Their portfolio includes such companies as Consumer Goods Myanmar, Crown Beverage Cans, Kispa Nadi Express, Delicious Food, and Malikha Automobile. Consumer Goods Myanmar employs more than 5,500 people, says its website, and distributes brands including Super Coffeemix, Designer Water and One Tea.

jtms_mobilebanking01.jpg

OK Dollar, a subsidiary of Internet Wallet, emerged from a short-lived prepaid card system named iPay. (Theint Mon Soe aka J | Frontier)

Earlier this year, OK Dollar’s managers agreed to be interviewed by Frontier about the business.

General manager Ma Aye Aye Sint said OK Dollar’s parent company was licensed by the Central Bank to offer microfinance services. Internet Wallet received the MFI licence “a couple of years ago”, she said. It waited and prepared its IT infrastructure to offer mobile payment services, before launching last year.

She said that any money kept in an OK Dollar account was deposited at a licensed bank, such as CB, KBZ or AYA. OK Dollar users earn no interest on these deposits.

Aye Aye Sint insisted that the company was following “all rules and regulations”, including what are known as “know your customer” rules. The rules are designed to combat money laundering and other illegal activities, and require users to disclose personal information when they open an account.

She also claimed that OK Dollar does not offer remittance services because it does not have the appropriate licence from the Central Bank. It applied for a mobile financial services licence in 2016, she said, but has not yet received approval.

Immediately after the interview, Frontier opened an OK Dollar account, deposited K80,000 and transferred it to another person with an OK Dollar account. They then withdrew the K80,000.

When making this transfer with OK Dollar, Frontier was not asked to register a SIM card, or provide a national ID card or driver’s licence, as required under the Mobile Financial Services regulation for transfers above K50,000 in a single day.

If OK Dollar is enabling users to remit money without the necessary licence, it could constitute a serious breach of the Financial Institutions Law. The penalties for operating a non-bank financial institution without a licence include a prison term of two to five years, and a fine of up to K500 million.

Seeking answers

On the question of licensing, the terms and conditions on the OK Dollar website are confusing. They state that the services operates “under the certificate of authorization issued by” the Central Bank of Myanmar and Myanmar Micro Finance Institute.

They then state: “OK Dollar services are governed by: (a) the payment and settlement systems act, and regulations made thereunder, (b) issuance and operation of pre-paid payment in Myanmar (CBM) directions, ("CBM guidelines"), MMFI and other regulatory institute directions, and (c) instructions issued by the CBM & MMFI from time to time in respect of the foregoing.”

Aside from the lack of clarity in the language, Myanmar does not have a Payment and Settlement Systems Act (a law of that name was enacted in India in 2007).

On May 18, Frontier approached the regulatory authorities for clarification on OK Dollar’s licence. An official at the Central Bank said responses had been drafted to Frontier’s questions, but the deputy governor’s office had not given approval for them to be released.

Before he was replaced as deputy governor of the Central Bank last month, U Set Aung told Frontier on the sidelines of an event at the Thilawa Special Economic Zone that OK Dollar had applied for a licence before the Financial Institutions Law was enacted in January 2016. “I would say they [OK Dollar] are working to re-apply for a mobile financial services licence – that’s what I know,” he said.

He did not respond to multiple requests for further comment or clarification.

aw_cbbankkyawlynn2.jpg

Myanmar's mobile money regulations enable fintech companies to partner with banks to offer services to customers. (Ann Wang | Frontier)

The Financial Regulatory Department within the Ministry of Finance and Planning was more forthcoming. Three weeks after we sent our questions, acting director general U Myint Oo responded that Internet Wallet had an MFI licence and in October 2014 was granted approval to use a mobile payment system with its clients. As of May this year, it had 524 MFI clients, ministry figures showed.

The licence cannot be used to transact with OK Dollar customers who are not clients of its MFI, however.

“The Microfinance Supervisory Committee allows Internet Wallet to lend money, collect loan repayments and accept deposits using its mobile application [OK Dollar] – nothing else,” Myint Oo said.

“Internet Wallet has been informed that if OK Dollar wants to carry out mobile financial services, it must apply to the Central Bank of Myanmar in accordance with the rules and regulations. It is known that it has applied for a Mobile Financial Services licence,” he said.

But Myint Oo also seemed uncomfortable with Frontier’s interest in OK Dollar. On one of the many times when we asked about when we could expect responses to our questions, he suggested that Frontier may be pushing an agenda. “Why are you only investigating OK Dollar?” he asked. “Who are you connected to?”

Myint Oo’s suspicions are not necessarily misplaced. There are individuals, organisations and companies deeply unhappy that the Central Bank seems to be letting OK Dollar play by a different set of rules.

‘This industry is my baby’

Daw Pwint Phyu Htun’s love affair with telecommunications began in fifth grade, when her Ayeyarwady Region village got its first phone. She vividly recalls the many times when she and her sisters put on their best clothes to go to the switchboard and call their grandparents.

After the national uprising in 1988, Pwint Phyu Htun followed her mother to a refugee camp in Thailand and eventually resettled in Seattle, on the west coast of the United States. She had a job selling long-distance phone plans in a mall. On her breaks she was allowed to use the phone for free, and the homesick 18-year-old would call her relatives on the other side of the world. Inspired by the power of telecommunications, she studied to become an engineer and worked in the US telecoms industry developing new products.

When Pwint Phyu Htun made an unexpected visit to Myanmar in 2011, she was shocked by the cost of phones and the internet – SIM cards were selling for nearly US$1,000 each. The next year she began lobbying the Ministry of Communications to upgrade services in rural areas, which she believed were likely to be ignored by private companies when they rolled out infrastructure and services. Recognising that rural areas needed more than cheap calls, she also began lobbying the President’s Office to introduce mobile financial services. She became a consultant to the World Bank and eventually helped draft the MFS regulation enacted in March 2016.

“This industry is very much like my baby. I want all of the companies in the sector to succeed. I want the entire industry to grow and serve the urban and rural population,” she told Frontier.

mp004.jpg

Daw Pwint Phyu Htun, a World Bank consultant who helped draft the Mobile Financial Services regulation. (Supplied)

Pwint Phyu Htun sees OK Dollar as a threat to everything she hopes mobile money can achieve in Myanmar. She describes it as a mobile-based hundi service – a reference to the informal, unregulated money transfer networks that have operated throughout Asia for centuries.

“When I saw the OK Dollar terms and conditions I was so shocked. They directly contradict almost every line in the CBM regulations – I know, because I drafted the MFS regulation,” she said.

“Consumer protection is a very important part of mobile financial services and I don’t see any consumer protection in the way that OK Dollar is providing services, starting with the fact that there is no Myanmar language equivalent of the terms and conditions when the customer is signing up, so he or she might not realise what they are even signing up for.

“I understand that the Central Bank is aware of the terms and conditions of OK Dollar which directly contradict the Central Bank’s regulations. I am not sure why OK Dollar is allowed to keep offering unauthorised mobile financial services.”

She says consumer awareness and trust are essential for the success of mobile financial services. One bad operator could set the industry back years, or cripple it completely.    

“We’re entrusting these MFS providers with the money of the poorest populations and they are responsible for it. For me, this is not a game of get rich quick.”

Pwint Phyu Htun has a natural ally in Wave Money, which has an interest in both minimising competition and ensuring rival operators don’t damage the market. Wave Money’s chief executive, Mr Brad Jones, declined to discuss OK Dollar specifically, but told Frontier it was “of great concern” if companies were apparently operating without licences.

“When mobile money is at such an early stage in Myanmar, it is critical that all service providers comply with regulations and international best practice so that the industry can grow in a safe and compliant way,” he said.

“Our customer base is largely unbanked, with low trust in financial institutions. Our services need to apply the highest standard compliance.”

Mr Rene Meza, the chief executive of Ooredoo Myanmar, said the MFS regulation set high standards for operators, particularly on consumer protection.

“We welcome that level of scrutiny,” he said. “At the same time, it’s crucial that all providers offering mobile financial services are held to the same standards. A level playing field is essential and this new industry in Myanmar cannot afford a possible loss of trust in the market if any operator is not upholding the same high standards.”

“A properly regulated mobile money sector in Myanmar will empower the people of Myanmar and will be a key contributor to sustainable economic growth in the country.”

An issue of trust

Mobile financial services have the potential to transform economic activity in Myanmar. Although only 10 percent of the population is thought to have a bank account, there are about 50 million active SIMs, of which almost 80 percent have a smartphone and more than half are using data.

It’s no surprise that the sector has attracted its share of attention from potential investors, particularly since the MFS regulation was promulgated.

But relatively few people are using the available services. At the Mobile Money and Agent Banking Summit in Yangon in February, Mr Jacques Voogt from Ooredoo Myanmar presented research findings on methods used to transfer money.

Out of 1,000 people, just 20 – or two percent – used mobile banking. A similar proportion was using mobile money. Another 180 people, or 18 percent, transferred money through friends, and 60, or six percent, transferred money through the highway bus network. Banks remained the most widely used method, at 940 of the 1,000 people surveyed.

jtms_mobilebanking-02.jpg

A panel at a mobile money summit held earlier this year in Yangon. (Theint Mon Soe aka J | Frontier)

A major hurdle for mobile money operators is users’ lack of familiarity. Although most people use smartphones, they have acquired them relatively recently. Daw Win, 61, from Yangon, who bought her first smartphone a year ago, said, “I don’t believe this little phone can be used to transfer money. … I don’t dare to use it [for that] until now.”

Jones of Wave Money said such attitudes were natural given that mobile money was a new concept in Myanmar. “Like any new concept it takes time for the market to understand and use the product,” he said.

“We have invested heavily in educating customers about the benefits of mobile money, particularly on how fast and convenient it is.”

Another big obstacle for mobile money uptake is trust. Voogt’s presentation showed that just two percent of those surveyed trust mobile money and mobile banking, while 91 percent trust banks to remit money.

For some, this indicates a need to adopt a cautious approach, particularly in regulating players in the market. A bad experience for customers could deter them from mobile banking completely, and discourage others from even trying it – thus hindering the development of the banking and finance sector.

Avoiding a monopoly

Others, though, see OK Dollar as less a problem than a symptom of the real issue: the Central Bank’s regulation of the mobile financial services sector and, in particular, the bank’s reluctance to grant licences at all.

Frontier understands that many companies have sought an MFS licence since the March 2016 directive was enacted, but have been told not to bother because only applications from mobile phone operators were being considered.

“Powerful players could use their leverage” to get a licence, said one source, who asked not to be named due to the sensitivity of the issue. “Small players were just kept busy and were finally denied a licence.”

Mr Edwin Vanderbruggen, a partner at legal advisory firm, said that the MFS regulation was “created specifically with the telcos in mind”, but in the absence of a clear policy from the Central Bank it was difficult to know which other companies would be considered for licences. For example, the Central Bank might distinguish between Myanmar and foreign companies applying for licences.

“Maybe there simply is no policy yet,” Vanderbruggen said. “I think it is fair to say that the financial regulators, with their limited resources, struggle to cover the full width and breadth of their regulatory purview … [There are] so many legacy issues, so many new issues, with very few people to do it. It’s like pilots having to rebuild a rather old plane in mid-flight.”

The inability to get an MFS licence, though, has meant that those keen to enter the sector have instead been forced to partner with one of the domestic banks instead – generally a less attractive proposition than going it alone.

Sources said the management of the Central Bank was essentially strong-armed into enacting the MFS directive by international donors and that it never supported the concept of mobile banking that did not involve a licensed bank.

Mr Tim Scheffmann, the former chief executive of MyPay, said competition and innovation would be important for ensuring uptake of mobile financial services.

“The mobile money market in Myanmar is still at an early stage and more competition at this point of time would definitely help to provide a better service to Myanmar’s people,” he said.

However, Pwint Phyu Htun argues that as the industry develops it’s better to start with experienced, low-risk companies – and mobile operators fit the bill perfectly.

“[They] are experienced at setting up agent network. Mobile operators have a huge distribution network of 100,000 airtime sellers, small neighbourhood shops and big stores from around the country. These can be transformed to become human ATMs on every street corner offering cash-in/cash-out service to people of Myanmar,” she said.

One issue on which there seems to be agreement is the need for interoperability: the ability for users to send money between mobile financial services operators. If different platforms are unable to talk to each other, the usefulness of what they’re offering is limited. Imagine, for example, if your Ooredoo phone was unable to call a Telenor user, or you couldn’t transfer money from an account at KBZ Bank to one at CB Bank.

Scheffmann said it was essential for the development of the sector that the regulator enables interoperability between the different providers.

“Once you open up the market to interoperability, transactions increase,” Pwint Phyu Htun said. “In Myanmar, many people don’t understand that interoperability brings huge value. Openness is what’s going to get a lot more adoption.

“MFS can be a nation-building effort,” she said. “All of a sudden you’re going to be connecting the people in Tanintharyi, northern Shan, Rakhine – anywhere in the country … Telecoms and financial services are really a glue that brings all the people together.”

The fine print

Should OK Dollar be granted a licence, it will have to make some significant changes to the terms and conditions of service currently available only in English on its website.

The terms and conditions relieve OK Dollar of many of the responsibilities that the mobile financial services regulation imposes on licensed operations.

For example, OK Dollar reserves the right to discontinue its service, terminate accounts and retain the balance “if there are discrepancies or inaccuracies in any information or documentation provided to them”. Deposits must also be used within 185 days or “may be forfeited at our discretion”. Similarly, it “reserve[s] the right to suspend or discontinue the OK Dollar services at any time, for any reason or no reason”. However, under the MFS regulation, providers “shall, upon request by a MFS account holder, redeem, at any time and at par value, the money held in the MFS account”.

OK Dollar distances itself from the actions of its merchants and agents. The terms and conditions stipulate that users “assume any loss or liability” resulting from a reload or attempted reload, or withdrawal or attempted withdrawal. It also states that it is “not responsible for any acts or omissions of any third party including merchants, advance merchants, agents or any financial institutions” that use OK Dollar services.

But under section 9(a)(3) of the MFS regulation, a provider “is legally responsible for the actions of its agent to the extent that they relate to the conducting of MFS transactions and matters connected therewith”. Section 20, meanwhile, states that a provider “shall be responsible for monitoring and supervising the activities of their agents”.

The terms and conditions also exempt OK Dollar from liability for “any breach of privacy or unauthorized access to their customers personal information, transactions or any other customer information”. The MFS regulation states that each provider “and its agents and intermediaries if any, shall ensure privacy and confidentiality of customer information and data”.

The service also appears to breach transaction limits. Under the MFS, individual account holders can deposit up to K1 million and transfer up to K200,000 a day and K5 million a month.

However, OK Dollar allows individual customers to transfer up to K500,000 in a single transaction, and K1 million over three transactions.

The mobile financial services regulation also requires all customer deposits to be held at an approved commercial bank. Any interest derived from these deposits “shall be declared to the Central Bank on an annual basis and be utilised for the benefit of customers as approved by the Central Bank”.

TOP PHOTO: Theint Mon Soe aka J | Frontier

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[ebizupdate]

KBZ Bank partners with VMware to drive digitalization for business success

KBZ Bank modernizes its data center and infrastructure to power growth and innovation

YANGON, Myanmar, Aug. 21, 2017 /PRNewswire/ -- Kanbawza Bank (KBZ Bank), Myanmar's largest private bank, today announced a partnership with VMware Inc. (NYSE: VMW), a global leader in cloud infrastructure and business mobility, in a move to virtualize its data center and meet the business demands of Myanmar's growing digital economy. KBZ Bank will be modernizing its IT infrastructure for the benefit of all 482 branches and representative offices in Thailand, Singapore and Malaysia.

His Excellency, Mr Scot Marciel (middle) with executives from KBZ Bank, VMware and Nex4 during today’s signing ceremony.

Controlling more than 40 percent market share of the commercial and retail banking business in Myanmar, KBZ Bank recognizes innovation and digital transformation to be crucial in its expansion at home and abroad, being Myanmar's only bank with an international presence. The virtualized and agile environment provides the Bank's employees with a digital workspace and the freedom to work on any device, giving them more opportunities to collaborate internally with others at the Bank.

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Virtualization across the entire infrastructure from compute to storage and network allows KBZ Bank to scale up or down based on business needs, driving down operational and ownership costs significantly and simplifying I.T. management. The stability of the environment also ensures system up-time of its ATMs and branches, and boosts the bank's ability to respond faster to demand spikes.

VMware will be supplying its software-defined data center (SDDC) stack of solutions including vSphere® with Operations Management™, vCloud®, vRealize® Operations Advanced, NSX®, Site Recovery Manager™, AirWatch® and Horizon® to help KBZ Bank deliver even more secure services and new applications to cater to the growing demand for digital services from corporate, SME and retail customers.

As Myanmar opens up further to foreign investment, the risk of cyber-attacks also increases for businesses. Staying one step ahead of this, KBZ Bank is strengthening the security of data and processes through a virtualized network with the use of VMware NSX® which tags specific IT policies to each individual workload. The granular security capability means, unlike traditional IT networks, each workload is protected from attackers who manage to breach the perimeter defenses of a data center, enhancing the security of KBZ Bank's IT infrastructure and better safeguarding the confidential information of its customers.

"KBZ Bank is a prime example of how businesses in Myanmar are innovating and capitalizing on consumer simple and enterprise secure IT solutions to drive solid business results," said Duncan Hewett, Senior Vice President & General Manager, APAC & Japan, VMware. "Our customers are on a transformation journey and VMware is committed to helping businesses in Myanmar surge forward with our solutions", he added.

Media Contacts

Mark Koh

FleishmanHillard Singapore

SEAK Communications, VMware

Email: sngvmware@fleishman.com

Phone: +65 9022 3938  

Email: mkoh@vmware.com

About Kanbawza Bank

KBZ Bank, established in 1994, is the largest privately owned bank in Myanmar and the first to have expanded internationally, with representative offices in Singapore, Thailand and Malaysia. With over 18,000 staff, 482 branches nationwide and 42% market share of total assets, KBZ is leading  the way for Myanmar's rapidly developing financial services industry through an approach that understands the unique context of the country's economy as it transitions towards a digital future. 

As Myanmar's economy expands and opens up, KBZ sees exciting opportunity to work with further international investors, providing a critical bridge to Myanmar's fast-growing cities, entrepreneurs and local communities.

About VMware

VMware, a global leader in cloud infrastructure and business mobility, helps customers accelerate their digital transformation. VMware enables enterprises to master a software-defined approach to business and IT with VMware Cross-Cloud Architecture™ and solutions for the data center, mobility, and security. With 2016 revenue of $7.09 billion, VMware is headquartered in Palo Alto, CA and has more than 500,000 customers and 75,000 partners worldwide.

vSphere with Operations Management, vCloud, vRealize Operations Advanced, NSX, Site Recovery Manager, AirWatch and Horizon are registered trademarks or trademarks of VMware, Inc. or its subsidiaries in the United States and other jurisdictions.

This press release may contain hyperlinks to non-VMware websites that are created and maintained by third parties who are solely responsible for the content on such websites.

Photo - http://ift.tt/2v4Jxiu

Read this news on PR Newswire Asia website: KBZ Bank partners with VMware to drive digitalization for business success

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China Airlines and Mandarin Airlines Cancel Flights to Wuhan, China

China Airlines and Mandarin Airlines today cancelled flights between Taiwan and Wuhan, until the end of February. Between 23 January and 29 February 2020 China Airlines flights, CI541 and CI 542, between Taipei (Taoyuan) and Wuhan have been cancelled. Mandarin Airlines flights, AE217 and AE218, between Taipei (Songshan) and Wuhan have also been cancelled. China Airlines has said that it will assist passengers wishing to return to Wuhan by rebooking their flight to other neighboring destinations.

As this is a developing situation, travelers are advised to visit China Airlines website or mobile app to check the latest flight changes and the regulations governing ticket refunds and/or changes. Air crews on flights operated by CAL Group, including China Airlines, Mandarin Airlines and Tigerair Taiwan, on cross-strait, Hong Kong, Macau, as well as Songshan-Kinmen and Taichung-Kinmen, now wear face masks while on duty in response to the Wuhan outbreak and to support government's quarantine efforts. These flights also carry an appropriate quantity of face masks for passengers that need them to protect the health of passengers and crew members. Editor's note: Since this story was published, ALL public transport in and out of the Chinese cities of Wuhan, Ezhou and Huanggang have stopped operating - this includes, we believe, the airports. It is also being reported that people in the cities have been told not to leave. According to Wikipedia, Wuhan has a population of over 11 million, while Huanggang has a population of around 7.4 million people (as per 2017 census), and Ezhou over 1 million (2010 census). See latest Travel News, Interviews, Podcasts and other news regarding: China Airlines, Mandarin Airlines, Taipei. 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