#Chit fund Companies

[sri-thulasi-chits-25]

Unlocking the Potential of Your Investments with the Best Chit Fund Company in Coimbatore

Sri Thulasi Dhayalan Chits Private Limited is a distinguished chits fund company established in 1990 in Tamil Nadu. With over 34 years of moxie, the company has carved a niche in the fiscal sector by providing its guests with secure, transparent, and dependable savings results. 

 A Legacy of Trust and Security 

 Since its commencement, Sri Thulasi Chits has established itself as the Best chit fund Company in Coimbatore, with a foundation embedded in trust and trustability. Its primary goal is to empower individuals and small businesses by promoting effective fiscal planning through chits finances. This approach has made it a favored choice for middle-class families and entrepreneurs seeking secure savings and investment options. 

 Acclimatized Financial results 

 The company offers a variety of chits fund plans designed to suit different fiscal requirements. By feeding to a broad diapason of guests, it ensures that both small saviors and business possessors find value in its services. Inflexibility in payment schedules and investment quantities adds to the appeal of its plans. 

 Transparency as a Core Value 

 Sri Thulasi Chits emphasizes translucency in all its operations. Regular communication with guests and clear attestation of all processes help foster trust and confidence. The association ensures that members are well-informed about their investments, returns, and overall fiscal standing. 

 Client-Centric Approach 

 client satisfaction remains at the heart of Sri Thulasi Chits'Among's leading chit fund companies, The company prioritizes understanding the unique conditions of its members and furnishing individualized support and guidance. This focus on client well-being has led to a pious client base, with over  3,200 individuals and businesses expressing satisfaction with the services. 

 Availability and Convenience 

 One of the crucial strengths of Sri Thulasi Chits is its availability. The company operates with the end of simplifying the savings process for everyone. Its branches are strategically located for easy access, and its stoner-friendly approach ensures that indeed first- time investors feel comfortable engaging with the company. 

 A Strong Character 

 Over time, Sri Thulasi Chits has earned a character as a trusted fiscal mate. By delivering harmonious results and maintaining high orms of integrity, it has become synonymous with reliable chits fund services in Tamil Nadu. 

 Nonstop Growth and Innovation 

 The company is committed to evolving alongside the fiscal geography. Adopting innovative practices and staying streamlined with nonsupervisory fabrics, ensures that guests profit from ultramodern, effective, and biddable results. 

 Social Impact 

 Sri Thulasi Chits contributes to the fiscal commission of communities, especially the middle-class population, and small-scale entrepreneurs. Its enterprise encourages disciplined savings habits, enabling members to achieve their fiscal pretensions. 

Financial Savings In Srithulasi Chit Funds:

Financial savings are critical for achieving both short-term and long-term stability and security. They involve setting aside a portion of income regularly to produce a fiscal bumper for extremities, planned charges, and pretensions like education, homeownership, or withdrawal. With a hastened approach,  individualities can prioritize essential charges through budgeting, reducing gratuitous spending.  As one of the most preferred choices, this chit company in Coimbatore ensures transparency and customer satisfaction in every transaction.

 Sri Thulasi Chit finances offer a trusted result for disciplined savings, especially for middle-income earners and small businesses. chits finances give inflexibility and availability, making them an ideal savings tool for growing money securely and confidently. 

 By partnering with Sri Thulasi Chit's finances, members can address looked-for charges without debt, fostering peace of mind and enabling steady fiscal growth. Early savings habits enhance the capability to meet bournes, reduce fiscal stress during eads, and open doors to economic investment openings.  Sri Thulasi Chits is one of the trusted chit funds in Coimbatore, offering reliable and secure financial solutions.

 Sri Thulasi Chit Finance focuses on client-centric services, emphasizing translucency and inflexibility. This ensures members have the tools they need to achieve their scale mileposts effectively. Whether planning for major life events or creating a safety net for the future, their results empower guests to take control of their finances. 

 In conclusion,  fiscal savings are a foundation of stability, and partnering with Sri Thulasi Chit Finances offers a dependable, secure, and transparent path to achieving particular and professional goals. Start your savings trip with Sri Thulasi Chit finances for an unborn marked by security and growth. Sri Thulasi Dhayalan Chits Private Limited is more than just a traditional finance company—it offers the best chit funds in Coimbatore, It's a trusted ate for fiscal growth, offering secure and client-focused results. With its heritage of trust, commitment to translucency, and emphasis on client satisfaction, the company continues to stand as a pillar of support for numerous families and businesses in Tamil Nadu. 

Visit Us: https://www.srithulasichits.com/index.html.

[pavitrapavi]

Effortless Chit Fund Management with Advanced Solutions

Effortless Chit Fund Management with Advanced Solutions

Managing chit funds effectively can be a challenging task, especially with the intricate calculations, regular contributions, and timely auctions involved. However, with the advent of advanced chit fund management solutions like EasyChit, these challenges have been transformed into opportunities for efficiency and growth. Let’s explore how these modern tools make chit fund management effortless and beneficial for all stakeholders.

Understanding the Importance of Chit Fund Management

Chit funds are a popular financial mechanism that combines savings and credit, particularly in countries like India. They cater to individuals looking for a disciplined saving method and those seeking financial assistance in times of need. However, the manual management of chit funds often leads to errors, delays, and inefficiencies. From tracking members’ payments to conducting transparent auctions, the process requires precision and reliability.

This is where advanced chit fund management systems like EasyChit come into play, offering a seamless, automated approach to handling all aspects of chit fund operations. These include solutions such as the best chit fund management app in davanagere, finance chits software in davanagere, and chit fund company software in davanagere.

Features of Advanced Chit Fund Management Solutions

Modern chit fund management software is equipped with a range of features designed to simplify operations and ensure transparency. Key functionalities include:

Member Management:

These solutions enable easy registration, tracking, and management of members. You can store member details, track payment history, and send automated reminders for upcoming contributions.

Auction Management:

Automating the auction process eliminates human errors and ensures fairness. The software can handle bidding, calculate discounts, and instantly update records. With EasyChit, these processes become even more efficient.

Payment Tracking and Receipts:

With integrated payment gateways, members can make contributions online. The system records transactions in real-time and generates receipts, ensuring accurate financial records. Tools such as the chit payment tracking system in davanagere and digital chit collection app in davanagere are excellent examples.

Benefits of Using Advanced Solutions for Chit Fund Management

1. Enhanced Efficiency

Automating repetitive tasks such as payment tracking, member communication, and report generation saves time and reduces errors, allowing operators to focus on strategic growth.

2. Improved Transparency

A digital system ensures that all transactions and auctions are recorded and accessible to authorized users, fostering trust among members.

3. Real-Time Updates

Operators and members can access real-time updates on payments, auctions, and group status, enhancing communication and accountability. Solutions like the mobile app for chit collection in Davanagere, employee chit management app in davanagere, and best chit collection app in davanagere exemplify this capability.

Adopting a Chit Fund Management System: Key Considerations

When selecting a chit fund management system, it’s essential to consider the following factors:

Customization: Choose a solution that can be tailored to your specific operational needs.

Integration: Ensure the software can integrate with payment gateways, accounting systems, and other tools.

Compliance: Verify that the system adheres to local regulations governing chit funds.

Providers such as chit collection app providers in davanagere and chit collection application providers in davanagere offer robust systems with local customization. EasyChit also provides these features to simplify operations.

Conclusion

Effortless chit fund management is no longer a distant goal but a reality with advanced solutions like EasyChit. These systems not only streamline operations but also enhance transparency, member satisfaction, and financial stability. By adopting the right chit fund management software, operators can focus on fostering trust and expanding their member base while ensuring compliance and efficiency.

In a world where technology is redefining traditional practices, embracing modern chit fund management tools like EasyChit, chit fund management erp software in davanagere, and chit collection software in davanagere is a step toward sustainable growth and success. Invest in the right solution today and revolutionize the way you manage your chit fund operations.

[preamkumar]

Rathnaa Chit Fund benefits

Rathnaa Chit Funds, like other chit fund companies, offers a unique financial model where members contribute to a pool of funds that one member can access in each cycle. Here are some potential benefits of Rathnaa Chit Funds, especially as they might be relevant to 2024:

1. Savings and Investment:

Disciplined Saving: Chit funds encourage a regular saving habit. Members are required to make monthly contributions, which can be beneficial for those who struggle with inconsistent saving.

Returns: Members may benefit from returns on their investment, especially if they bid for the pool early or late depending on their financial needs.

2. Access to Capital:

Emergency Financing: Members can access a lump sum when needed. If a member wins the auction, they get the pool of money, which can act as a personal loan without the formalities of a bank.

Lower Interest Costs: Unlike traditional loans, chit funds usually offer a lower cost of capital, making them appealing for members in need of funds.

3. Flexible Borrowing:

No Need for Collateral: Unlike bank loans, chit funds typically do not require collateral, making them accessible to those without substantial assets.

Customizable Plans: Chit fund groups may be formed around different amounts and durations, offering flexibility in terms of how much you contribute and when you access the funds.

4. Community and Trust:

Transparency: Chit funds are often based on trust and mutual understanding among participants. In well-regulated chit funds, like those managed by Rathnaa chit funds, members can trust that the operations are transparent and fair.

Networking: It can also be a networking opportunity within the group as members from similar communities or businesses participate.

5. Tax Benefits:

Depending on local tax laws, the dividends or returns from chit funds might be subject to favorable tax treatment.

Social Bookmarking Benefits in 2024 for Rathnaa Chit Funds:

Visibility and Awareness: By leveraging social bookmarking sites, Rathnaa Chit Funds can increase visibility among potential investors. Social bookmarking platforms allow users to share and promote relevant content, which can improve organic reach.

SEO and Online Presence: Sharing content on social bookmarking sites can drive more traffic to their website, improving search engine rankings. This can be a low-cost marketing strategy for chit funds looking to expand their client base.

Community Building: Engaging with potential and current customers on social bookmarking platforms creates a sense of community, which is important in trust-based financial models like chit funds.

[legaldev]

Best Chit Fund Company Registration Service Provider

Are You Looking for Chit Fund Company Registration Service Provider? Now you can Register Your Chit Fund Company with Easy process that saves you time and effort, allowing you to focus on other aspects of your business. Visit our Website for more information.

[lonepantheress]

♡ txt as summer jobs

pairing: ot5!txt

genre: crack

warnings: completely unserious.

a/n: my inspiration? work has been kicking my ass and i thought it'd be funny if a shitty summer job kicked their ass too! will be updating with a REAL FIC so soon

Yeonjun

Works everywhere and is somehow always broke

It starts to freak you out

Like you see him as your cashier getting ice cream

And then he’s stocking shelves at the store and you’re like, “Oh, that’s weird..”

And then he’s your waiter at a restaurant

And you’re like, “?????”

He’s all cute and nice and hates his job(s) and is like, “I’m saving for a car!”

But he can blow through a paycheck in like a week. 

If he’s your coworker omg I could imagine him being the coolest person ever.

Willing to pick up shifts, is fun to talk to when it isn’t busy, and gets shit done when it is.

I don’t see him being like the manager type, but the type that all the managers love even when he’s being super lazy just because he’s charming.

Soobin

Really sweet barista at Starbucks 

The type that you run and tell your friends about after you see him because he’s so attractive and so nice

He hates his job though.

I could see him not being a manager but instead being a “team leader” which is basically a manager in training wheels.

Always stressed. Always saying, “I think I’m going to quit soon”

His ass is NOT quitting soon

Like- if he quit, his coworkers would probably cry

Constantly cleaning because he’s constantly knocking things over.

Any embarrassing customer experience? He can safely say he’s had it

Really good at saving his money well

Like… suspiciously good.

Beomgyu

Works at like Forever 21 or something

And using “work” here loosely because he never shows up

How he isn’t fired a month in? Who knows.

A stickler for his job title too

“Oh, so you’re like a cashier at-”

“I’m actually a style consultant.”

He’s just a cashier with a fancy name.

He will hide in between clothing racks and play on his phone or chit-chat with someone else

And if he’s on register, he’s really not paying attention to his surroundings

“Hi, are you able to check me out?”

“What..”

“Like, can I pay here?”

“OH, YES, RIGHT! I WORK HERE!”

Will tell customers all the workarounds and codes and coupons they can stack without them even having to ask.

His giving out company secrets will probably get him fired before him never doing his job.

Taehyun

Works at some fast food spot and wins management over in like a week.

So efficient, so smart, so practical, he gets promoted in record time

the embodiment of this meme I'm sorry

He’s genuinely very good at his job and not necessarily proud of it, just good at it.

And he’s only so good because he uses common sense.

The old ladies that come in love him and are like, “You remind me of someone I knew when I was in high school!”

Will not cover any shifts for the LIFE of him, he would actually prefer you call out before asking him to cover your shift for you

He’d also be so annoying to couponers. It’d basically become a battle of who knows the company policy better

GOD at saving money. Has a 401k and retirement and college fund.

Kai

Game stop employee

Like if you’re buying a game that he knows, you’re stuck for another half hour listening to him talk about it

He gets in trouble for stashing away things that get sold out quickly for himself

He’s actually so sweet to the nerdy little kids in the store

But he also would tell their parents, “This game has a lot of violence and gore btw!!!!!” before they buy it for their kid

As a coworker would have the most fucked up inconsistent schedule

Shows up every day for 2 weeks in a row

And then disappears

And then shows up every day again and you’re like “hello???”

Would initiate the oddest small talk ever while the store is empty

“Do you ever wonder if a little pebble in your shoe is actually your toe rolling around?”

“No….”

“Yeah, me neither.”

[captain-joongz]

Heroes

Pairing: non-idol!Kim Hongjoong x Reader (it's Hongjoong's POV)

Genre: angst

Summary: Hongjoong attempts to navigate a posh party after his whole life has fallen apart, while what he wants the most is standing only a few metres away from him. It doesn't help that he knows you want him too.

Word count: 3.8k

Warnings: it's very angsty, drinking, post break-up, forced break-up, controlling parent (let me know if i should add anything)

A/N: this whole piece is inspired by the song Heroes by David Bowie, it's just the right amount of emotional damage :')) also, this is my first time posting here, so I apologise if the formating is still a little wonky, hopefully I'll work it out soon :))

“Just… Don’t forget to be there tomorrow, okay?” Seonghwa’s voice rang out in my car and I sighed. “Don’t worry, I know I can’t afford to miss a gathering like that. Everyone that means something in this city is going to be there.” My answer didn’t seem to calm him down whatsoever, even if I couldn’t see him through my phone screen I knew as much. I stubbornly refused to address what he was talking about and instead started talking business. After a while of mindless chit-chat he tried again.

“She will be there tomorrow… I’m sure you know that. Please, Hongjoong, don’t do anything stupid.” I knew he was just trying to look out for me but I couldn’t help getting a little annoyed with him. Even after all this time, you were still a touchy subject. I sighed again, this time louder. “When have I ever done something like that?” I attempted at a joke and got a little chuckle from Seonghwa in return. “Don’t worry, my best friend turned business partner, I’ll be the picture of sainthood and patience.” Then I ended the call.

Needless to say, I was not that. I got to the garden party about twenty minutes ago and was already agitated beyond belief. Seonghwa hasn’t got there yet and I was stuck drinking white wine in a corner of a room watching old rich men laughing at stories that only old rich men find funny. I could feel my lips turning into a scowl and barely managed to look respectable and approachable to the top society.

Just a few years back, I was nothing. A little boy from a poor background who only dreamed big, but deep down knew that a world like this would never let him achieve that. I didn’t come from money like most of these men, I didn’t have centuries of generational wealth at my beck and call. I was the one they laughed at and looked down on, the one who had to fight for every penny they dropped.

I started a little company with my best friend, originally hoping to make our own indie clothing line. Just something small to give us enough money to live normally. But we needed funds to take off and so we started chasing after the kind of people we both hated begging them to sponsor us. That’s when you came into my life. And everything changed.

Back then I hated these parties as much as I do now but I didn’t know how to hide it yet. Seonghwa was much better at looking pleasant and entertained, I usually stood next to him burning holes with my eyes into anyone who wanted to talk to me. You swooped in, all wide smiles and melodic laughs and gave me a once-over.

“You look exactly how I feel.” It came out of your mouth on a laugh and I felt myself relax. “Also here to charm these bastards into giving you a bit of money?” I gave you a flirty smile and took a sip from my glass. I didn’t even remember what I ordered.

“Actually no, I’m here because one of these bastards is my father.” I froze and I heard Seonghwa next to me choke on something. You looked serious for a moment and then burst out laughing. And then you spent the entire night introducing us to people and whispering little sassy comments into our ears. I never knew one could have so much fun here.

I realised pretty quickly you are someone I will fall in love with. It never felt like a hypothetical. Loving you was absolutely inevitable. And when I did, you were there holding my hand whispering how you love me too. It was the best thing that’s ever happened to me. You were the best thing that’s ever happened to me. And then you were gone.

You didn’t want to be, I knew that. It was your father. I met him a few times after you introduced us and he figured out pretty quickly that something was happening between us. And he didn’t like it. One day he called me into his office for lunch. When I came he only looked at me over his desk.

“My daughter will marry someone better.” That was all he said.

“Leave her alone.”

I didn’t.

We both agreed on continuing our relationship and that we would keep it a secret. Me and Seonghwa managed to sell our idea to a big wig that owned a few luxury hotels and he agreed to sponsor our humble beginnings. At this time Wooyoung and Yeosang joined us, after we hired them off an ad to model our clothes during the business meetings. Finally, our dream was taking off. It worked for a little while. You helped us a lot back then, helping us with ideas and even some sewing when we needed every hand we could get. The project was our baby, us five.

With time we grew tired of sneaking around. We became careless, too in love to think about the consequences of being seen together or getting caught by your father. And so one day we were.

Unfortunately, I don’t know the half of what happened, you didn’t want to talk about it too much. But I knew enough to understand you were leaving. I’ll always remember your teary sad eyes as you were walking out the door.

“He’ll sink your company if I don’t leave. I can’t do that to you Hongjoong, not after you worked so hard for it.”

After that I haven’t seen you again. I heard about you here and there, after all I was still in the same social circles as you. But I knew you weren’t allowed to talk to me. I would catch glimpses of you out of the corner of my eyes and then you would disappear into the crowd. That was all that was left of us.

It’s already been three hours since I came here and I was officially tired of small talk. Everyone asked me the same questions, they all wanted to know the same things.

“Congratulations on your latest release, Mr. Kim. I heard it was a success,” said one of the men my benefactor brought over to my corner. I gave him a tight-lipped smile.

“It was a joint effort of the whole company,” I replied politely and looked over his shoulder to see Seonghwa laugh at something Yunho said. They came here together about 40 minutes after me due to having to solve some issues with a design we were currently working on.

“Speaking of company, I remember when it was just you and Mr. Park. It was a pleasant surprise to meet Mr. Jeong too,” said someone else, I wasn’t even paying attention to who.

“Yes, yes… There’s eight of us now, thanks to the endless support of Mr. Byun we were able to expand rather quickly,” I gestured at our sponsor and gave a business smile. “It’s a big relief as we now have enough hands on deck to work comfortably.” Conversation moved on for a little bit and I dissociated again, not listening to a single word until I felt Seonghwa move to my side. When I looked up at him he looked extremely nervous, but before I could ask one of the men directed the topic back to me.

“You know… I really wasn’t expecting you to show up. Considering…” he chuckled a little bit and I felt myself stiffen. There was a mean glint to his eyes and I knew they all will properly enjoy making me uncomfortable with this.

“Yes, considering…” someone else added with a smirk, “Have you met the host of tonight’s party yet?” Silence fell and everyone looked at me expectantly. The host of tonight's party, as in Mr. Lee – as in your father. Even though our relationship was never quite made public, it was a well-known matter. Just as our break-up, no matter how hard Mr. Lee tried to make it disappear. He was thoroughly embarrassed by his daughter entertaining the advances of such a low-born as me, but his desperation to keep this all under wraps was what made it even juicier for everyone to talk about. That’s how I found myself in this exact same position every time I chose to show my face at these events.

Before I could say something, Seonghwa stepped in with his gentle polite shut-down. “Yes, we’ve all said our hellos to him when we came here,” he said and smiled in that way me and Yunho knew meant he was two minutes from distributing slaps. It was a lie, but one said with such nonchalance that everyone believed this boring outcome to be true. They hoped for blood and instead got this. From there the conversation quickly moved on to different topics and no one brought it up again. Eventually the men saw someone more interesting and dispersed, leaving only me, Seonghwa and Yunho.

“Thanks, if I had to answer that one more time I’d murder someone,” I said to Seonghwa with what was supposed to be a laugh but instead came out as a bitter chuckle. My fingers tightened around my glass and I attempted to calm the swirling vortex of uncomfortable emotions currently wreaking havoc on my psyche. Admittedly, I was doing a pretty shit job at it.

“Man, these vultures really never change,” Yunho whispered with a smile and clasped his hand on my shoulder. He squeezed few times to give me courage and then let go. I smiled tiredly at him and clanked our glasses together. “That they never do…”

I was glad both of these men were here. Where Seonghwa was all cold and polite, Yunho came in with amusing stories and boyish charms. Once you started listening to him, he soon had you wrapped around his little finger and you found yourself hanging onto his every word. It was very useful at directing conversation and distracting people when they started asking stupid questions.

Seonghwa hasn’t said anything yet and when I looked at him, he was still watching me with that same sadness and nervousness from before. “You haven’t left this spot since you came, don’t you at least want to move into the garden for a little while?” he said finally and I realised he was in his full mothering mode. As I opened my mouth to give him a funny retort, my eyes flitted around the room and suddenly I was looking straight into your eyes. The words got stuck in my throat and instead came out a little strangled noise of surprise. You waved at me subtly and smiled a little. I awkwardly did the same. Then you turned around and walked out. My hand automatically reached for a fresh glass of wine and I drank it in almost a single gulp, which freaked out Seonghwa.

“Maybe we should go, we did what we came here to do anyway…” he said and reached for me but I refused. “If we leave now it will be considered in bad taste,” I retorted, “Don’t worry about me, go out there and make me proud. I’ll just stay here and keep myself out of everyone’s way.” Yunho laughed at my words but Seonghwa still looked concerned. In the end, he let himself be dragged out into the gardens. I stood there alone. Right, since you left, I was anyways.

I kept myself occupied by drinking, which wasn’t really the best idea. When I looked out of the window again, it was already dark outside and most of the people moved back in. You were back in too. I heard you, heard your laugh as you held conversation with someone. It felt as close as if you were standing right next to me, laughing to something I said. As if on instinct I looked after the source of the sound and our eyes met for the second time that evening. You nodded. I did too. I felt Mr. Lee burning a hole into my side with his eyes just as I saw Seonghwa warningly shake his head. So I looked back down, right into my drink and wallowed in drunken self-pity.

I knew I should let it go. I should have let it go by now. It’s been months. But I couldn’t. I couldn’t make myself stop thinking about you, about us. How could I when you were so abruptly torn out of my life? Inappropriate relationship my ass. Embarrassment my ass. Everyone knew anyway. That I love you and you love me. I didn’t understand why it was a problem. I guess I just wasn’t good enough. Wasn’t wealthy enough. I would still take care of you, better than anyone could. I would give you anything, everything you asked for. So why? Why was it a problem?

I took another sip from another glass and looked at you again. I could feel Seonghwa’s disapproving energy from across the room but I ignored it. Things started blurring together, so I just stood around frowning and drank. When I could see clearly again you were gone. I lost you a long time ago and yet you still disappear.

The party was still in full swing, people now drunk enough to loosen up. All around me it was buzzing with laughter and small-talk, the men switching to joking about their wives while still pretending to talk business while the ladies emboldened by alcohol started making eyes at the young waiters. I made a disgusted face and prayed for these poor souls.

I couldn’t see Seonghwa nor Yunho anymore either and I was trying to persuade myself to move so I could find them and we could finally leave. But before I managed to move a single finger a voice tore me out of my thoughts. A sweet familiar voice.

“Hey…” It was you. You were standing on my right, close to the doors that led outside. I didn’t even notice you get there, too preoccupied with feeling sorry for myself. My heart was beating out of my chest. It was beating so hard I was afraid it was going to jump right out, right into your hands. That’s where it belonged anyway.

“Hi.” I croaked out and then embarrassedly cleared my throat. You laughed. God, how I missed that. I was just stuck looking at you with heart eyes, not even comprehending that this was really happening. Suddenly I realised that the room quieted down a little bit. The people that were present pretended to still have their conversations while straining their ears to listen to us. A fierce wave of anger ran through me but it died down as soon as I saw you gesturing to the open door.

“Do you maybe want…?” you didn’t even have to finish and I was already moving out with a scowl on my face aimed at everyone who was watching us with curious eyes. As soon as I came out panic hit me and I turned around. You must have seen the fear and laughed a little. “My father is currently in the saloon playing billiard and smoking cigars with the esteemed gentlemen, so it’s okay,” you said and sat down on of the chair on this little balcony. It was overlooking the prettily light up gardens. It was almost a romantic setting if the situation was different. I chuckled bitterly and sat down into the other chair.

I took the time to look at you properly. You were wearing a light pink dress. It was a very conservative cut, making you look almost like a happy housewife from the 50s. I let out another chuckle and you only raised an amused eyebrow at me. Your hair was longer too.

“I see that father has a say in your wardrobe too, now.” It wasn’t the best opening line. Definitely not something you say to someone you haven’t seen in months. The amusement was replaced by sadness and you looked really awkward for a moment. I wanted to slap myself for ever even opening my stupid mouth.

“You know, have to make the right impression…” you said quietly and silence took over. I hated it. I hated everything and most of all I hated your father.

“You realise that he’s going to hear about us talking anyway, right?” I asked you and took a sip. It was the last of wine I had, so I just set the glass on the table and instead nervously played with my fingers. Not holding anything allowed me to see just how much were my hands shaking. I looked over and you were also nervously smoothing out your dress over your thighs.

“Yeah, well, he’s going to kill us both but whatever,” came your response. You wanted it to sound nonchalant but we were both too anxious and running on pure adrenalin. But then you gave me a blinding smile and my heart almost broke all over again.

“Yeah, yolo or whatever,” I mumbled and looked into the garden. I heard you laugh and forbid myself from looking. My hands started to rise so I could drink but halfway through I remember I finished it already. So I let them down again. It was the middle of summer but thanks to the late hour, the weather became much more pleasant. I loosened my tie and made myself more comfortable in the chair.

The silence was slowly becoming oppressive as neither of us really knew what to say to the other. I gritted my teeth together and slowly counted the uncomfortably spent seconds slowly ticking away.

“I’m engaged.”

It felt as if the whole world was suddenly thrown askew. If I wasn’t sitting it would feel as if I was falling down the stairs. Slowly I turned to look at you. There were tears on your face. I realised that my eyes were also getting wet. Shit, either I’m too sober to have this conversation or I’m too drunk to not make a fool out of myself. My hand subconsciously moved to lay over my heart, as if to check if it was still beating. It felt as if it wasn’t, wouldn’t really surprise me.

“So this is why you wanted to talk outside…” I said slowly and suddenly my words were slurring more together. It was hard to speak over the emotions of my whole life crumbling to dust.

“Don’t you want to know with who?” you asked quietly. I could see you were too afraid to look at me properly, only glancing over from the corner of your eyes. I scoffed at your question.

“I can imagine with who. Your father has a clear type,” I said bitterly, “Probably with someone that can afford to golf with him in the country club.” You were silent and I knew you were crying. So I turned around again and looked into the garden, stubbornly ignoring the tears about to drop from my own eyes.

“We could run away together…” you whispered and I spun around again. “What!?” I almost screamed that and then checked if anyone inside heard. It seemed that no one noticed. I turned to you again. “What do you mean? Are you serious?” It was absolutely stupid idea. I started regretting not being more drunk. But then I looked at your face and saw your desperation and I realised. You mean it. You’re absolutely serious.

A lightning of hope flashed through me so strongly it almost jerked my whole body. But as soon as it appeared it was gone too. There was no way anything good would come out of that. Your father would cut you off and he’d make sure none of us ever found any respectable job. I couldn’t take everything away from you like this. I wouldn’t. Still I smiled at you and said yes. We both knew.

“We could, you could come to live with me and Seonghwa. He’d nag us all the time but all of us would have movie nights…” I whispered and finally felt the tears trickling down my face. I didn’t even bother to try and wipe them away. When I looked over you were crying too.

“We could just get up right now and leave and never come back,” you said. Neither of us made a move to get up. We just looked at each other. “I would help you with your company, I’d sew again…”

“We’d live off convenience store snacks and whatever Wooyoung brought over for us.” We laughed at that, remembering how he was always pretending to be mad at us for eating at his place too much.

“We’d be together forever… We’d win…” you whispered and I couldn’t hold back the sob that fought its way out. I had to turn away from you for a moment to try and compose myself, even though I heard you crying right next to me. We knew it was impossible, but for a few sweet moments we let ourselves imagine our life together. No one spoke then and after a little while I heard rustling of you getting up.

I didn’t want to look. I didn't want to see you leave and I didn't want you to see me cry. But I knew I’d never see you again and everything be damned, I wouldn’t waste my last chance to lay my eyes on you.

You smiled and even with your face all wet and red and puffed up from crying, you were the most beautiful creature I’ve ever seen.

“I better go,” you whispered again and gestured to the door, “before my dad finds out.” I laughed at the irony of the words. And then I nodded. “Yeah… See you.” The hopeful tone I said those words in was completely against my will. I wouldn’t. But I wanted to believe. You didn’t reply to that and then you slipped inside, forever slipped out of my reach.

I don’t know how much time passed, but when Seonghwa found his way to the balcony, I was still numbly sitting in the chair looking out into the gardens with dried tears on my face. Within few seconds he was on me, holding my shoulder and looking at me with gentle sad eyes, asking me what happened. I was silent. When he was guiding me back inside, I was silent. When Yunho saw us and walked over with concern written all over his face, I was silent. When we were walking out, while we were driving back home, when we were standing in the elevator taking us up to our flat, I was silent. All I could do was wish. Wish we could be heroes, just for one day.

A/N: hope you liked it! don't be shy ^^

[gybpavan]

EasyCHIT: The Ultimate Chit Fund Software Business Solution

EasyCHIT: The Ultimate Chit Fund Software Business Solution

Managing a chit fund efficiently requires precision, transparency, and ease of accessibility. Traditional methods of handling chit fund operations often involve tedious paperwork, manual calculations, and time-consuming processes. However, with the advent of digital solutions, managing chit funds has become simpler and more efficient. EasyCHIT is a cutting-edge chit fund software business that revolutionizes the way chit fund companies operate by streamlining processes, enhancing security, and improving customer satisfaction.

What is EasyCHIT?

EasyCHIT is an advanced chit fund management ERP software designed to simplify and automate every aspect of chit fund operations. From member management and auction handling to payment tracking and reporting, EasyCHIT offers a comprehensive solution for chit fund organizers. The software eliminates the need for manual record-keeping and reduces human errors, ensuring smooth and transparent operations.

Key Features of EasyCHIT

1. Automated Member Management

EasyCHIT allows chit fund company software users to register members, maintain their profiles, and track their contributions seamlessly. The software sends automated reminders and notifications to members regarding their dues, ensuring timely payments and reducing defaults.

2. Seamless Auction Handling

One of the critical aspects of chit fund operations is conducting auctions. EasyCHIT provides a structured and transparent bidding process, allowing organizers to conduct online and offline auctions effortlessly. The system automatically calculates the winning bid, updates member balances, and generates reports instantly.

3. Secure Payment Management

With integrated payment gateways, EasyCHIT enables secure and hassle-free online transactions. Members can make their payments digitally, reducing the dependency on cash transactions and minimizing the risk of fraud. The system also maintains a detailed ledger of all financial transactions, ensuring complete transparency.

4. Real-time Reporting and Analytics

EasyCHIT provides real-time insights and reports that help chit fund organizers make informed decisions. The software generates automated financial reports, member activity summaries, and auction performance analytics, enhancing overall operational efficiency.

5. Multi-Platform Accessibility

The software is accessible on desktops, tablets, and mobile devices, allowing organizers and members to manage their accounts anytime, anywhere. EasyCHIT's user-friendly interface ensures a smooth experience for all stakeholders, making it the best chit fund management app in the industry.

6. Regulatory Compliance and Security

Chit fund businesses need to comply with legal regulations to avoid penalties and legal issues. EasyCHIT ensures that all transactions and operations adhere to government regulations and guidelines. The software also implements high-level security protocols to protect sensitive data from unauthorized access.

Benefits of Using EasyCHIT

Efficiency: Automates processes, reducing manual effort and paperwork.

Transparency: Ensures clear and fair dealings among members.

Security: Protects financial data and personal information.

Accessibility: Allows members and organizers to access information from anywhere.

Customer satisfaction: enhances the overall user experience with seamless operations.

Comprehensive Chit Fund Management System: Covers all aspects of chit fund operations in one integrated platform.

Finance Chits Software Integration: Provides a seamless financial tracking experience for all transactions.

Conclusion

EasyCHIT is the ultimate chit fund software business solution for companies looking to improve efficiency, security, and transparency. By automating critical operations and providing a user-friendly interface, EasyCHIT empowers chit fund companies to offer a hassle-free experience to their members. If you are looking to transform the way you manage your chit fund, EasyCHIT is the perfect solution for you!

[margadarsi]

Best Investment Plan with High Returns: Unlocking Safe and Profitable Options in India

When it comes to growing your wealth, choosing the best investment plan with high returns is crucial. With numerous investment options available, finding the right plan that offers both profitability and security is a challenging yet essential task. In India, where financial opportunities are abundant, it's important to make informed decisions. Whether you are looking for safe and high return investments in India or a best one-time investment plan with high returns, this blog will guide you through some of the most reliable and rewarding options, including the time-tested concept of chits funds.

Safe and High Return Investments in India

India offers a variety of investment options that promise both high returns and security. For those who want to strike a balance between risk and reward, the following investments are worth considering:

1. Chit Funds – A High Return Investment with Security

Chit funds, a unique financial product prevalent in South India, offer a great combination of high returns and safety. Margadarsi Chit Fund, a leader in this industry, has been providing customers with reliable and profitable investment opportunities for over six decades.

By pooling money from a group of participants, chit funds allow individuals to bid for a lump sum amount, and the group shares the money based on an organized and structured bidding process. Chit funds like those provided by Margadarsi offer substantial returns over time and are seen as one of the best safe and high return investments in India.

The security in chit funds comes from the strict regulations and professional management by established companies, ensuring a transparent and trustworthy investment environment.

2. Fixed Deposits (FDs) with Attractive Interest Rates

Fixed deposits (FDs) are one of the safest investment options available in India. While FDs may not offer the highest returns, their security and guaranteed returns make them an attractive option for conservative investors. Many Indian banks and financial institutions offer high-interest fixed deposits, making them a top choice for long-term savings.

The safety of FDs is backed by the Government of India and the credibility of banks, making them ideal for people who want to invest their money in a low-risk environment while still earning decent returns. Additionally, some banks offer tax-saving FDs, making it a versatile option for those seeking tax benefits as well.

3. Public Provident Fund (PPF)

The Public Provident Fund (PPF) is a government-backed investment scheme that offers safe, tax-free returns. With a lock-in period of 15 years, PPF is designed to help investors build a retirement corpus with consistent growth. PPF interest is compounded annually and is tax-exempt, making it an ideal long-term investment vehicle.

For risk-averse individuals looking for a secure investment with good returns, PPF is one of the best options available.

Best One-Time Investment Plan with High Returns

For those who prefer making a one-time investment, there are several options available that can deliver high returns over time. Here are some of the most popular best one-time investment plans with high returns:

1. Chit Funds – The Perfect One-Time Investment Plan

For many, chit funds represent the best one-time investment plan with high returns. By investing a lump sum amount into a chit fund, you gain access to high returns while also benefiting from liquidity when you need it most. Chit funds like those offered by Margadarsi ensure that your investment is managed professionally, with a focus on transparency and customer satisfaction.

With well-established rules, quick disbursement, and excellent returns, chit funds offer an ideal solution for those who prefer to invest a single amount and wait for substantial returns. Moreover, you also have the advantage of accessing funds quickly in case of emergencies, which makes this investment plan even more attractive.

2. Stocks and Equity Mutual Funds

For investors looking for higher returns, stocks and equity mutual funds are a great option. Although riskier than traditional investments, equity-based instruments have the potential to yield high returns in the long run. A one-time investment in diversified equity mutual funds can offer significant growth over time, especially if the investment is made in blue-chip stocks or a well-managed fund.

Equity mutual funds are less risky compared to direct stock investments because they pool the funds of various investors into a diversified portfolio of stocks. However, it is important to consider market volatility and your risk tolerance before choosing this option.

Conclusion

Choosing the best investment plan with high returns depends on your financial goals, risk tolerance, and investment horizon. In India, safe and high return investments such as chit funds, fixed deposits, and PPF provide a secure way to grow your wealth over time. For those seeking the best one-time investment plan with high returns, chit funds and equity-based investments like mutual funds offer substantial growth potential.

Chit funds, especially those managed by experienced companies like Margadarsi, remain a standout investment option in India. They combine high returns, security, and liquidity, making them an ideal choice for individuals who prefer a reliable and transparent investment plan. Whatever investment path you choose, make sure it aligns with your financial goals to ensure maximum returns with the least amount of risk.

[sriroop]

EasyChit Simplifies Your Chit Fund Management

EasyChit Simplifies Your Chit Fund Management

Introduction

Managing a chit fund business can be challenging, especially when balancing tasks like member subscriptions, payments, auctions, and compliance requirements. To handle these efficiently, you need a reliable solution—EasyChit.

As a leading chit fund software  EasyChit helps managers automate operations, streamline processes, and improve customer satisfaction. Whether you're managing small groups or running a large-scale chit fund organization, EasyChit equips you with the tools you need to succeed.

Why EasyChit is the Right Choice

If you're searching for an ideal chit fund solution, EasyChit is everything you need and more. It simplifies even the most complex tasks with its efficient and scalable features.

1. Best Subscriber App for Member Management

Managing member data is crucial for any chit fund business. EasyChit provides the best subscriber app to consolidate member information, subscription details, and payments in one place. With this app, you can access data anytime, send updates, and communicate efficiently.

2. Chit Payment Tracking System

Payments are the lifeline of chit funds. EasyChit's chit payment tracking system helps you track payments, send reminders for dues, and generate digital receipts. This system reduces defaults and ensures accurate financial records.

3. Comprehensive Chit Fund Software

EasyChit is an all-in-one chit fund software that automates critical operations like auction scheduling, bid calculations, and dividend distribution. By eliminating manual errors, it ensures smooth operations and helps you focus on business growth.

4. Convenient Chit Fund Mobile Application

The chit fund mobile application lets you manage your business from anywhere. Whether you're in the office or on the move, EasyChit ensures uninterrupted access to essential tools.

Features of EasyChit

EasyChit offers a range of features tailored to simplify chit fund management:

Centralized Member Management: Securely store and handle member data using the best subscriber app.

Automated Auctions: Schedule, conduct, and track auctions with transparency and accuracy.

Chit Payment Tracking System: Stay on top of payments and maintain healthy cash flow.

Customizable Dashboard: Monitor business performance with a dashboard that highlights key metrics.

Cloud-Based Accessibility: Access your data securely from anywhere, anytime.

Compliance Support: Generate automated reports to meet regulatory requirements effortlessly.

Benefits of EasyChit

Adopting EasyChit offers several advantages for your chit fund business:

Save Time and Effort

Automate repetitive tasks with EasyChit, freeing up your time to focus on strategic growth.

Enhance Member Experience

With the best subscriber app, you can provide members with timely updates and transparent communication, building trust and loyalty.

Ensure Accurate Payment Management

The chit payment tracking system simplifies payment monitoring, reducing errors and improving financial stability.

Access Business On-the-Go

The chit fund mobile application allows you to manage your business from anywhere, offering flexibility and convenience.

Who Benefits from EasyChit?

Chit Fund Companies: From startups to large organizations, EasyChit scales to meet your needs.

Individual Entrepreneurs: Simplify operations with EasyChit's user-friendly interface.

Financial Institutions: Automate processes and ensure compliance with EasyChit's robust tools.

Get Started with EasyChit

Looking to transform your chit fund operations? EasyChit is the ultimate solution for streamlining processes, enhancing member satisfaction, and driving business growth.

Visit our website today to explore our chit fund software, experience the best subscriber app, and see how the chit payment tracking system can make a difference in your business.

EasyChit: Your Partner in Chit Fund Management.

Click here for more info:visit here 

[news365timesindia]

by Subhash Chandra Agrawal India Post should review all its postal-services to induce newness in the system also aimed for more earning for the Department without hitting the commoners. Aim should be to promote postal-services for effectively competing with increasing use of private courier-services. Rationalising postal-tariffs reducing subsidy and abolishing GST on select postal-services Postal-department delivers highly subsidised rubber-stamped (printed) post-cards of just 50 paise to Akashwani (All India Radio) where senders write “Any-Song” for programme of listeners-choice of film-songs just to get their names broadcast on Akashwani. According to rules, these rubber-stamped post-cards should be considered as printed post-cards with postal-tariff of rupees six, and must not be delivered to Akashwani. During 2019-elections to Lok Sabha, Post-Card politics between BJP and TMC cost heavily to public-exchequer where TMC decided to send 20 lakh post-cards with slogan “Jai Hind – Jai Bangla to counter BJP move to send 10 lakh post-cards with slogan “Jai Shri Ram”. Post-cards are also misused for commercial purposes like by chit-fund companies to send reminders for payments. All such printed or rubber-stamped post-cards should be dumped without delivery. Fact is that subsidised post-cards and Inland-Letter-Cards are not being used by common people. These should be discontinued. Only sponsored Meghdoot Post-cards should be there with a postal-tariff of rupee one. It is ridiculous to price post-card at 50 or 25 paise when coins of these denominations are not minted. Printed post-cards should be priced at rupees ten. Likewise, it is ridiculous to allow registered news-papers having nominal postal-tariff of just 25 paise in name of helping small newspapers. With cost of inputs for production of newspapers including small ones having risen manifolds, postal-charges should be raised to minimum one rupee. While normal postal-services are exempt from GST, it is senseless to levy GST on select premium services like Speed Post with tax-money going from one pocket of government to other. Levying GST on postal services, results in unnecessary spent of public money and resources on paying GST by postal-department and its collection by GST department. Speed Post tariffs both local and non-local should be commonly rationalised at rupees 20 or 30 per 50 gms weight-slab or part. Thereafter all postal-tariffs (inland and international) should be in multiples of rupees ten. Postal-tariff for ordinary mail should be revised at rupees ten per 50 gms weight-slab instead of present rupees five per 20 gms weight-slab. Even international postal-tariffs (both air and surface) should be rationalised by having equal tariff-rise for every 20 gms weight-slab, and for every 50 gms weight-slab in case articles sent by surface or sea. Aerogrammes should also be priced in multiples of rupees ten. Idea should be to issue postal-stamps only in multiples of rupees ten apart from of rupee one for use by registered newspapers. Department of Posts should issue sponsored postal-stamps for drastic increase in revenue Indian Post should extend system of sponsorship for issuing sponsored postal-stamps on commercial lines. Sponsored postal-stamps with some minimum stipulated number can carry advertisements or other messages desired by sponsors to be endorsed by a committee of the Department with sponsorship-charge fixed per printed stamp. System will give enormous extra revenue-earning firstly from sponsorship and secondly by making sponsoring companies shifting from private courier-companies to premier postal-services provided by India Post. To induce newness in system and for earning extra revenue through philately, India Post should traditionally issue an altogether new definitive series of postal-stamps and postal-stationary simultaneously in all denominations every year on first day of new financial year which should also be date of revision of postal-tariffs if any.

However, colour of a particular denomination of a postal-stamp of definitive series should be same but with change in design on basis of theme selected for that year. A representative of main opposition party should be traditionally included in the advisory-body to decide on issue of new postal-stamps to avoid any political bias in choosing personalities to be figured on postal-stamps. There has been a practice to issue commemorative stamps in tariffs multiples of rupees five. But commemorative stamps in denominations of rupees 12 and 41 were issued on 24.01.2019 and 12.06.2019 respectively. With rationalisation of postal-tariffs in multiples of rupees ten, commemorative stamps then should be issued in multiples of rupees ten only but only in two most commonly used denominations. But practice of printing stamps of different denominations in same stamp-sheet (except miniature-sheets) should be discontinued because users of stamps of different denominations are different. Collection-item of ‘Miniature Sheets’ should be priced more than face-value of stamps in these. System should be to abolish most commonly used denominations of postal-stamps in definitive series so that attractive multi-coloured postage stamps may be available for general public through all the post offices of the country. Educational institutions should be motivated to give philatelic items and coin-sets in place of trophies etc., with philately as subject introduced in school text-books. My-Stamp of India Post being misused – Should be replaced by Sponsored Postage Stamps Media-reports indicated that some notorious ones from the under-world managed to get issued postage-stamps with their photos printed under “My-Stamp” concept launched by India Posts where individuals can get their photos printed on postage-stamps to be used towards postal-tariff on payment of extra cost. There is no provision whereby “My-Stamp” concept may not be available for tax-defaulters and persons with criminal background. India Posts should immediately discontinue “My-Stamp” concept because practically there can be no provision whereby persons with such notorious background may not be able to get their photos printed on postage-stamps officially issued by India Posts. Postal cash-receipts should carry stickers for users of postal-services as well Presently Postal-Department issues computer-printed receipts where the portion used by Postal-Department has sticker while the portion given to consumer is without sticker. Postal-Department for convenience of users of postal-services should have sticker also in the portion given to the consumers so that they may not require gum at their end to affix it on their despatch- registers or documents. It will be benefit to public-exchequer by avoiding man-hours and gum to paste postal cash-receipts in government-department on their despatch-registers. RTI stamps should be issued on lines of erstwhile stamps for Radio & TV Licence fees Postal Department discontinued postal-orders in outdated denominations like rupees 1, 2, 5 and 7 because of extremely low sale-figure and high handling cost. According to an RTI response, handling cost of a postal-order was rupees 37.45 to Department of Posts alone in the year 2011-12. Handling cost for clearing-operation of banks and in concerned public authorities is even extra. It is highly illogical that public-exchequer may bear such extra-ordinary loss in handling postal-orders in denominations like rupees 10 and 20. Rather it is time that higher denominations like of rupees 100, 200 and 500 may be added to avoid purchase of demand-drafts in submitting various types of fees. Postal Department should issue special RTI stamps in denominations of rupees 2, 10 and 50 on lines of earlier such stamps used for licences of radio and TV sets. Presently copying-charges under RTI Act in amounts lower than rupees 10 is not feasible because of discontinuance of postal-orders in denominations of rupees 2. Even Central

Information Commission through its verdicts and administrative orders has repeatedly recommended issue of RTI stamps. Inoperative and matured accounts in post-offices - Successive nomination be introduced There is huge unclaimed money lying deposited in post-offices with even many account-holders and depositors died without having informed their legal heirs. There are always chances of frauds (like happened in some in banks) that some mischievous persons in connivance with certain postal-employees may try to grab such unknown deposits. Postal Department should send letters by registered post in name of such account-holders and depositors not having operated their accounts and claimed for maturity-amounts of deposits in last say three years giving them a reasonable period of say three months to either renew their accounts or deposits. Otherwise all such unclaimed money may be frozen in some fixed account, which may be allowed to be withdrawn only after careful verification. Details of all such accounts then should be made public also so that legal heirs may be able to claim but only after a vigorous scrutiny-procedure. Postal Department should follow LIC of India in introducing Successive Nomination for ease of legal heirs in case of death of both the account-holder and sole or joint nominee.   Provide booking of Registered and Speed Post through bank-counters  All post-offices in and around Chandni Chowk in Old Delhi have been closed one after another causing big difficulty for users of postal-services in this biggest wholesale commercial hub of so many commodities. With introduction of government savings-schemes in banks, post-offices mainly have function for booking Registered and Speed Post articles. With increasing trend of online-banking, bank-branches can be approached to provide counters for booking of Registered and speed Post by paying them some nominal commission. Writer is Guinness World Record Holder for writing most letters and RTI Consultant

[sri-thulasi-chits-25]

Save Smartly with the Best Chit Funds in Coimbatore

Sri Thulasi Chits Your Trusted Partner in Financial Growth 

 When managing finances, making smart and secure opinions is essential. With Sri Thulasi Chits, we offer a platform that simplifies fiscal planning and offers inflexibility and benefits that feed your unique requirements. We're thrilled to advertise the launch of several new chit groups, designed to empower our guests with better options and lesser convenience. 

 What are Chit's Finances 

 chit finances are a trusted fiscal tool that combines savings and borrowing. Actors contribute a fixed quantum every month, which is also pooled together and auctioned. The successful endeavor takes the pooled plutocrat, with the rest continuing to contribute until the term concludes. Chit fund Companies are an excellent way to save totally or access finances when demanded, all within a structured frame. 

 Sri Thulasi Chits has been a colonist in offering transparent,  dependable, and client-centric services. Whether you are saving for a dream design, planning for a significant penditure, or simply looking for a secure investment option, we have a plan for you. 

 Explore Our New Chit Groups 

 To make it easier for you to achieve your fiscal retention, we've introduced several chit schemes. These schemes are flexible,  feeding different requirements and fiscal capacities. They are the crucial highlights of our immolations. 

 Yearly deals, allowing you to pierce finances when needed. 

 Plans with durations ranging from 25 to 50 months. 

 Customizable benefactions to fit varying budgets. 

 Whether you are looking for a large unit for a significant investment or lower finances for immediate requirements, we’ve got you covered. 

 Why Choose Sri Thulasi Chits? 

 Transparent Process 

 We prioritize honesty and translucency in every sale. Our processes are clear, with no retired freights or surprises,  icing that you’re always in control. 

 Flexible Plans 

 We understand that every existent has different fiscal requirements. That’s why our chit groups come with varying quantities, durations, and transaction frequency, making it easier for you to choose what works best for you. 

 Cost-Effective 

 Traditional loans frequently come with high- interest rates and fresh charges. With Sri Thulasi Chits, you can avoid redundant freights and enjoy a provident way to manage your finances. 

 Trusted and Secure 

 With a time of experience and an extensive client base, we’ve erected a character for being dependable and secure. Your plutocrat is safe with us, and our methodical approach ensures that your investments grow steadily. 

 Support for Your Fiscal Pretensions

 Our chit groups are acclimatized to support a variety of fiscal objects, whether it’s for articular reports, business gambles, or unanticipated charges. 

 The Benefits of Joining Sri Thulasi Chits 

Savings Simplified: Chit Funds in Coimbatore are an excellent way to cultivate a habit of saving regularly. 

 Access to finances Monthly deals give quick and easy access to lump totalities without complex loan procedures. 

 Financial Freedom Say is well to rigid loan terms and high interest rates. With chit-ances, you decide the terms that suit you. 

 Future Planning Whether you’re saving for your child’s education, a marriage, or expanding your business, our chit groups can help you plan effectively. 

 It’s Your Money, Your Future. 

 At Sri Thulasi Chits, we believe in empowering our guests. We understand that fiscal planning can frequently feel inviting, but with the right guidance and tools, it becomes a pathway to achieving your dreams. 

 By choosing us, you’re not just subscribing to a Chit Fund Company Near Me — you’re gaining a team that's committed to helping you succeed. We aim to produce a community where fiscal freedom is accessible to everyone. 

 Feel Free to Reach Out 

 Ready to take the coming step toward secure and hassle-free backing? Our platoon is then to help you choose the stylish plan to meet your requirements. Join the growing family of satisfied guests who have trusted Sri Thulasi Chits for their fiscal requirements. 

 With Sri Thulasi Chits, your fiscal trip becomes simpler, smarter, and more secure. Let us help you achieve your extension moment!

Visit us: https://www.srithulasichits.com/about.html

[news365times]

by Subhash Chandra Agrawal India Post should review all its postal-services to induce newness in the system also aimed for more earning for the Department without hitting the commoners. Aim should be to promote postal-services for effectively competing with increasing use of private courier-services. Rationalising postal-tariffs reducing subsidy and abolishing GST on select postal-services Postal-department delivers highly subsidised rubber-stamped (printed) post-cards of just 50 paise to Akashwani (All India Radio) where senders write “Any-Song” for programme of listeners-choice of film-songs just to get their names broadcast on Akashwani. According to rules, these rubber-stamped post-cards should be considered as printed post-cards with postal-tariff of rupees six, and must not be delivered to Akashwani. During 2019-elections to Lok Sabha, Post-Card politics between BJP and TMC cost heavily to public-exchequer where TMC decided to send 20 lakh post-cards with slogan “Jai Hind – Jai Bangla to counter BJP move to send 10 lakh post-cards with slogan “Jai Shri Ram”. Post-cards are also misused for commercial purposes like by chit-fund companies to send reminders for payments. All such printed or rubber-stamped post-cards should be dumped without delivery. Fact is that subsidised post-cards and Inland-Letter-Cards are not being used by common people. These should be discontinued. Only sponsored Meghdoot Post-cards should be there with a postal-tariff of rupee one. It is ridiculous to price post-card at 50 or 25 paise when coins of these denominations are not minted. Printed post-cards should be priced at rupees ten. Likewise, it is ridiculous to allow registered news-papers having nominal postal-tariff of just 25 paise in name of helping small newspapers. With cost of inputs for production of newspapers including small ones having risen manifolds, postal-charges should be raised to minimum one rupee. While normal postal-services are exempt from GST, it is senseless to levy GST on select premium services like Speed Post with tax-money going from one pocket of government to other. Levying GST on postal services, results in unnecessary spent of public money and resources on paying GST by postal-department and its collection by GST department. Speed Post tariffs both local and non-local should be commonly rationalised at rupees 20 or 30 per 50 gms weight-slab or part. Thereafter all postal-tariffs (inland and international) should be in multiples of rupees ten. Postal-tariff for ordinary mail should be revised at rupees ten per 50 gms weight-slab instead of present rupees five per 20 gms weight-slab. Even international postal-tariffs (both air and surface) should be rationalised by having equal tariff-rise for every 20 gms weight-slab, and for every 50 gms weight-slab in case articles sent by surface or sea. Aerogrammes should also be priced in multiples of rupees ten. Idea should be to issue postal-stamps only in multiples of rupees ten apart from of rupee one for use by registered newspapers. Department of Posts should issue sponsored postal-stamps for drastic increase in revenue Indian Post should extend system of sponsorship for issuing sponsored postal-stamps on commercial lines. Sponsored postal-stamps with some minimum stipulated number can carry advertisements or other messages desired by sponsors to be endorsed by a committee of the Department with sponsorship-charge fixed per printed stamp. System will give enormous extra revenue-earning firstly from sponsorship and secondly by making sponsoring companies shifting from private courier-companies to premier postal-services provided by India Post. To induce newness in system and for earning extra revenue through philately, India Post should traditionally issue an altogether new definitive series of postal-stamps and postal-stationary simultaneously in all denominations every year on first day of new financial year which should also be date of revision of postal-tariffs if any.

However, colour of a particular denomination of a postal-stamp of definitive series should be same but with change in design on basis of theme selected for that year. A representative of main opposition party should be traditionally included in the advisory-body to decide on issue of new postal-stamps to avoid any political bias in choosing personalities to be figured on postal-stamps. There has been a practice to issue commemorative stamps in tariffs multiples of rupees five. But commemorative stamps in denominations of rupees 12 and 41 were issued on 24.01.2019 and 12.06.2019 respectively. With rationalisation of postal-tariffs in multiples of rupees ten, commemorative stamps then should be issued in multiples of rupees ten only but only in two most commonly used denominations. But practice of printing stamps of different denominations in same stamp-sheet (except miniature-sheets) should be discontinued because users of stamps of different denominations are different. Collection-item of ‘Miniature Sheets’ should be priced more than face-value of stamps in these. System should be to abolish most commonly used denominations of postal-stamps in definitive series so that attractive multi-coloured postage stamps may be available for general public through all the post offices of the country. Educational institutions should be motivated to give philatelic items and coin-sets in place of trophies etc., with philately as subject introduced in school text-books. My-Stamp of India Post being misused – Should be replaced by Sponsored Postage Stamps Media-reports indicated that some notorious ones from the under-world managed to get issued postage-stamps with their photos printed under “My-Stamp” concept launched by India Posts where individuals can get their photos printed on postage-stamps to be used towards postal-tariff on payment of extra cost. There is no provision whereby “My-Stamp” concept may not be available for tax-defaulters and persons with criminal background. India Posts should immediately discontinue “My-Stamp” concept because practically there can be no provision whereby persons with such notorious background may not be able to get their photos printed on postage-stamps officially issued by India Posts. Postal cash-receipts should carry stickers for users of postal-services as well Presently Postal-Department issues computer-printed receipts where the portion used by Postal-Department has sticker while the portion given to consumer is without sticker. Postal-Department for convenience of users of postal-services should have sticker also in the portion given to the consumers so that they may not require gum at their end to affix it on their despatch- registers or documents. It will be benefit to public-exchequer by avoiding man-hours and gum to paste postal cash-receipts in government-department on their despatch-registers. RTI stamps should be issued on lines of erstwhile stamps for Radio & TV Licence fees Postal Department discontinued postal-orders in outdated denominations like rupees 1, 2, 5 and 7 because of extremely low sale-figure and high handling cost. According to an RTI response, handling cost of a postal-order was rupees 37.45 to Department of Posts alone in the year 2011-12. Handling cost for clearing-operation of banks and in concerned public authorities is even extra. It is highly illogical that public-exchequer may bear such extra-ordinary loss in handling postal-orders in denominations like rupees 10 and 20. Rather it is time that higher denominations like of rupees 100, 200 and 500 may be added to avoid purchase of demand-drafts in submitting various types of fees. Postal Department should issue special RTI stamps in denominations of rupees 2, 10 and 50 on lines of earlier such stamps used for licences of radio and TV sets. Presently copying-charges under RTI Act in amounts lower than rupees 10 is not feasible because of discontinuance of postal-orders in denominations of rupees 2. Even Central

Information Commission through its verdicts and administrative orders has repeatedly recommended issue of RTI stamps. Inoperative and matured accounts in post-offices - Successive nomination be introduced There is huge unclaimed money lying deposited in post-offices with even many account-holders and depositors died without having informed their legal heirs. There are always chances of frauds (like happened in some in banks) that some mischievous persons in connivance with certain postal-employees may try to grab such unknown deposits. Postal Department should send letters by registered post in name of such account-holders and depositors not having operated their accounts and claimed for maturity-amounts of deposits in last say three years giving them a reasonable period of say three months to either renew their accounts or deposits. Otherwise all such unclaimed money may be frozen in some fixed account, which may be allowed to be withdrawn only after careful verification. Details of all such accounts then should be made public also so that legal heirs may be able to claim but only after a vigorous scrutiny-procedure. Postal Department should follow LIC of India in introducing Successive Nomination for ease of legal heirs in case of death of both the account-holder and sole or joint nominee.   Provide booking of Registered and Speed Post through bank-counters  All post-offices in and around Chandni Chowk in Old Delhi have been closed one after another causing big difficulty for users of postal-services in this biggest wholesale commercial hub of so many commodities. With introduction of government savings-schemes in banks, post-offices mainly have function for booking Registered and Speed Post articles. With increasing trend of online-banking, bank-branches can be approached to provide counters for booking of Registered and speed Post by paying them some nominal commission. Writer is Guinness World Record Holder for writing most letters and RTI Consultant

[odnewsin]

ED frames charge in high-profile Artha Tatwa chit fund scam in Odisha

The Enforcement Directorate (ED) framed charges on Tuesday against at least 15 accused in a court dedicated to the Prevention of Money Laundering Act (PMLA) in connection with the much-debated Artha Tatwa chit fund scam. Following an extensive probe, the ED authorities have brought formal charges against the allegedly fake financial company. Worth mentioning, a total of 15 individuals have been…

[prathap10]

Achieve Goals Easily with a Chit Fund Collection App

In today’s competitive financial landscape, technology has become a key driver for success, especially for chit fund companies that rely on consistent collections and smooth subscriber management. In cities like Hyderabad, Kerala, Tamil Nadu, Andhra Pradesh, Delhi, Karnataka where the demand for efficient financial solutions is growing, having the best collection app can be transformative for businesses. EasyCHIT, a dedicated chit fund collection app, stands out as an ideal solution, allowing companies to streamline operations, boost employee productivity, and meet their targets effectively.

How a Collection App Supports Chit Fund Operations

Chit funds require careful handling of subscriber enrollments, payment collections, and compliance. Traditionally, these tasks were managed manually, often leading to errors, delays, and scattered data. A chit fund collection app addresses these issues by centralizing the processes on a single platform, which enables businesses to track payments, view subscriber information, and assign or adjust collection targets with ease. 

Key Benefits of a Collection App

Enhanced Accuracy and Reduced Errors: Manual systems are prone to errors, which can lead to financial losses and affect customer trust. A collection app minimizes these risks by automating data entry and securely storing subscriber details, ensuring records are accurate and up-to-date. This improved accuracy maintains financial integrity and credibility with subscribers.

Improved Productivity for Field Agents: Field agents managing collections often handle high volumes of data. A collection app allows them to access subscriber information and outstanding dues in real time, simplifying the process of recording payments. With an easy-to-navigate interface, agents can focus on achieving their targets without the distraction of administrative work, making them more efficient and productive.

Centralized Data Management: A collection app offers a single platform where all subscriber data and collection details are stored and managed, accessible by authorized personnel. This centralized database eliminates the need for multiple spreadsheets or fragmented records, enabling companies to track payment histories, subscriber data, and collection targets in one place. 

Increased Transparency and Subscriber Trust: Transparency is essential in the chit fund industry, where subscribers want assurance that their funds are managed responsibly. A collection app allows subscribers to view their payment status and histories through secure online portals or regular updates, building trust and enhancing the relationship between the company and its clients.

Cost and Time Efficiency: By automating repetitive tasks, a collection app saves both time and money. Field agents can achieve more in less time, while administrative staff can concentrate on strategic activities rather than manual data handling. In the long term, this streamlined approach results in better financial management and improved profitability.

Challenges of Not Using a Collection App

Without a collection app, chit fund companies face inefficiencies that can impact growth. Manual processes are time-consuming and more likely to result in missed payments, untracked dues, and reduced productivity. Furthermore, subscriber data may be scattered across multiple systems, complicating data analysis and decision-making. These inefficiencies can hinder customer satisfaction and harm the company’s bottom line.

Conclusion

EasyCHIT stands out among chit collection app providers in Hyderabad as a strategic tool for optimizing chit fund operations, achieving collection goals, and improving employee productivity. By offering accuracy, transparency, and cost savings, a collection app brings order and efficiency to chit fund management, allowing companies to reach their targets easily and establish strong, trustworthy relationships with subscribers.

[preamkumar]

Best Chit Funds in Chennai

When considering the best chit funds in Chennai, here are key aspects that make Rathnaa Chit Funds stand out:

Reputation and Trust: Rathnaa Chit Funds is known for being a reputable organization in Chennai, providing various chit fund options for decades.

Secure and Transparent Operations: Best chit funds provide clarity on bidding processes, payouts, and transparent dealings. Rathnaa Chit Funds ensures clear and upfront information regarding all their schemes.

Regular Auctions and Payouts: Timely and consistent auctions are a hallmark of reliable chit funds. Rathnaa Chit Funds is noted for conducting regular auctions and providing payouts to subscribers efficiently.

Customer Support: A chit fund company that offers good customer service, such as easy access to customer care and dedicated account management, is crucial for ensuring trust and reliability.

Flexibility in Schemes: Rathnaa Chit Funds offers a range of chit amounts and tenure options, allowing customers to choose schemes that align with their financial goals.

2. Promoting Rathnaa Chit Funds through Social Bookmarking in 2024

To promote Rathnaa Chit Funds as one of the best chit funds in Chennai for 2024, you can utilize social bookmarking platforms effectively. Here are some ideas:

Platforms for Social Bookmarking:

Reddit: Post about the benefits of Rathnaa Chit Funds in relevant finance or investment-related subreddits. You can explain why Rathnaa Chit Funds is considered one of the best in Chennai and highlight its trustworthiness.

Quora: Answer questions related to chit funds in Chennai or Tamil Nadu, recommending Rathnaa Chit Funds and including factual data or user testimonials to build trust.

LinkedIn: Share articles or discussions about investment strategies in Tamil Nadu, with a specific focus on why Rathnaa Chit Funds is a secure and smart choice for investors.

Pinterest: Create boards around financial planning or chit fund savings in Tamil Nadu, including links to Rathnaa Chit Funds and related content.

Medium: Write blog posts or articles discussing why chit funds are a good investment tool in Chennai, particularly with a focus on Rathnaa Chit Funds’ offerings.

Key Points for the Post:

Highlight Reliability: Mention Rathnaa Chit Funds’ long-standing history and proven track record in Chennai.

Transparency: Emphasize its transparent auction system and prompt payouts.

Customer Testimonials: Include real stories or reviews from satisfied customers.

Variety of Schemes: Explain the different types of chit funds offered, whether for small or large savings plans.

3. Best Chit Fund Recommendations (Rathnaa Chit Funds in Chennai)

Some schemes from Rathnaa Chit Funds that could be attractive to investors:

Small Group Chits: Ideal for first-time investors looking to save systematically.

High-Value Chits: Perfect for businesses or individuals looking to raise substantial amounts through chit funds.

Special Category Chits: Rathnaa may offer schemes tailored for women or special groups with unique benefits.

By combining useful information with a strong promotional strategy via social bookmarking platforms, you can highlight Rathnaa Chit Funds as one of the best chit funds in Chennai in 2024.

[alishajoy059]

Nidhi Company Registration: A Step-by-Step Guide to Setting Up Your Financial Institution

Nidhi Company Registration has become a popular choice for individuals and groups looking to create a mutual benefit society focused on savings and loans. Recognized under Section 406 of the Companies Act, 2013, a Nidhi company operates primarily for the benefit of its members by promoting savings and providing loans. Unlike traditional banking institutions, Nidhi companies restrict their operations to their members, fostering a community-centric approach to finance.

This comprehensive guide will walk you through the process of Nidhi Company Registration, highlighting the requirements, benefits, and essential compliance obligations.

What is a Nidhi Company?

A Nidhi Company is a non-banking financial company (NBFC) that aims to cultivate savings and provide affordable loans to its members. Its operations are built on the principles of mutual benefit, and it encourages its members to deposit and borrow money among themselves. Here are some key features:

Member-Focused Operations: Nidhi companies operate solely for the benefit of their members, ensuring that financial services are accessible and affordable.

Restricted Activities: They are not allowed to engage in activities like insurance, chit funds, or dealing in shares.

Community Financing: By fostering a sense of community, Nidhi companies help members support one another financially.

Steps for Nidhi Company Registration

Choose a Unique Name Select a distinctive name for your Nidhi Company that adheres to the naming guidelines of the Companies Act, 2013. Ensure the name includes "Nidhi Limited" and is not similar to any existing company names.

Obtain a Digital Signature Certificate (DSC) Directors of the Nidhi Company must obtain a DSC, as all documents must be digitally signed during the registration process.

Director Identification Number (DIN) All proposed directors must have a valid DIN, which can be acquired through the Ministry of Corporate Affairs (MCA) portal.

Draft the Memorandum and Articles of Association Prepare the Memorandum of Association (MOA) and Articles of Association (AOA) that outline the company’s objectives and governance structure.

Submit Registration Documents File the incorporation form (SPICe+) along with the necessary documents, including the MOA, AOA, PAN, and address proof, to the Registrar of Companies (ROC).

Capital Requirements A minimum paid-up equity share capital of ₹10 lakh is required for a Nidhi Company. After one year, the company must maintain specific financial ratios and have at least 200 members.

Receive the Certificate of Incorporation Upon approval of your documents, the ROC will issue a Certificate of Incorporation, officially recognizing your Nidhi Company.

Compliance Requirements for Nidhi Companies

After successful Nidhi Company Registration, it's crucial to adhere to specific compliance requirements:

Member Threshold: A Nidhi Company must have at least 200 members within one year of incorporation.

Net Owned Funds: The company must maintain a net owned fund (NOF) to deposit ratio of 1:20, meaning for every ₹1 of NOF, it can accept ₹20 as deposits.

Term Deposits: Maintain 10% of the total deposits as unencumbered term deposits with scheduled banks.

Restrictions on Financial Activities: Nidhi companies can only accept deposits from and lend to their members.

Benefits of Nidhi Company Registration

Encouragement of Savings: Nidhi companies promote a culture of savings, allowing members to save for future needs.

Accessible Loans: Members benefit from easy access to loans at lower interest rates compared to traditional banks.

Simplified Regulatory Framework: Nidhi companies face fewer regulatory challenges compared to other financial institutions, making operations smoother.

Lower Capital Requirement: With a minimum capital requirement of ₹10 lakh, starting a Nidhi Company is relatively affordable.

Community-Centric Financing: The mutual benefit nature of Nidhi companies fosters a supportive financial environment among members.

Conclusion

Nidhi Company Registration offers an excellent opportunity for individuals and groups to create a community-focused financial institution. By following the steps outlined above and ensuring compliance with relevant regulations, you can successfully establish and operate a Nidhi Company in India.

This business model not only promotes savings and financial support among members but also contributes to the overall economic development of the community. Consider embarking on this journey to empower your community through financial cooperation and support.