#Cash Flow / Working Capital Loans in GTA

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Working Capital Loans in Toronto

CIK Capital offers working capital loans in Toronto, ensuring businesses have the financial support they need. Our customized loan options are designed to help companies manage cash flow, cover operational expenses, and seize growth opportunities. With CIK Capital's flexible terms and quick approvals, businesses in Toronto can confidently navigate their financial needs and focus on achieving their strategic goals. For more information, please visit https://cikcapital.com/

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Impact Lender and Impact Finance Analyst positions, Vancouver, BC

Vancity Community Investment Bank<https://www.vancitycommunityinvestmentbank.ca/>, a federally chartered bank that is wholly-owned by Vancity a BC-based financial cooperative, is launching as a new 100% community and environmental impact-focused bank. We are committed to changing what progressive Canadians expect from a bank. This new focus will begin with the creation of a lending and capital advisory team in Toronto. The goal will be to build strong relationships with key sector leading entities and provide them with advice and capital to support the community and environmental work they are doing. This could be direct, secured project financing; business lending; acquisition of impact loan portfolios; restructuring of project and business loan portfolios; and new deal capital structuring and financing. The bank plans to develop a dynamic internal capital deployment strategy including syndicating with sector stakeholders and collaboratively building new investment products that provide for efficient community access to capital and clients with the ability to make deposits and investments that support a clean environment and stronger community. This work will include identifying ways for government to accelerate the increased flow of capital to the sector. There are 2 positions available: 1.     Impact Lender, Community Investment 2.     Impact Capital Finance Analyst, Community Investment For full descriptions, please see below. Impact Lender, Community Investment To help start this work in Toronto, VCIB needs two Lenders to take the lead on creating a portfolio of community investment loans, identifying and supporting values-aligned borrowers, and achieving portfolio lending and renewal targets. Work will include a broad list of duties connected to origination, underwriting and funding of GTA lending and investment banking opportunities. The Lender will be a critical member of a small team working collectively to identify and create opportunities that optimize community impact and achieving financial returns. More specifically, work will include: 1.     Business Development, Portfolio and Relationship Management a.     Market development, identifying and building relationships with key actors requiring capital in the community and environmental sectors in the GTA b.    Build strong relationships with key sector leading entities and provide them with advice and capital enabling community impact opportunities c.     Work collaboratively with partner and sector organizations to support the growth the impact finance market d.    Assist in community investment market development: identifying lending and investment banking opportunities, working to create partnerships to overcome market gaps e.     Help refine and ensure the application of appropriate credit and documentation policies and practices f.     Ensure the origination, underwriting, and management of lending and other capital strategies to meet the needs of the developing impact sector in the GTA g.    Identify lending and capital deployment opportunities by sourcing, developing and maintaining relationships to achieve budgeted growth, volumes, referrals and profitability targets h.     Assess needs and advise institutional customers and organizations on appropriate asset allocation that meet their investment objectives i.      Oversee compliance review of borrowers with financial and reporting covenants; escalate as needed j.      Prepare internal loan portfolio reports 2.     Education and Experience a.     Bachelor's degree required, additional degrees with business or community development focus welcomed b.    5+ years of business lending experience, including financial and operational due diligence of small businesses, nonprofits, and familiarity with project financing; c.     Formal credit training / auditing / corporate finance experience d.    Commercial transaction lending experience is preferred, including commercial loan structuring experience e.     Candidates who are familiar/have experience working in/with: community investment, social finance sector, social enterprises, for-profit and non-profit investors/borrowers 3.     Additional Requirements a.     Must be committed to mission of VCIB and building a sustainable banking alternative that delivers capital to community investment b.    Must demonstrate capacity to work as part of small, dynamic and supportive team including ability to exercise good judgment, with minimal supervision, to manage time effectively, solve significant loan structuring problems, determine and address VCIB's needs c.     Must demonstrate the capacity to understand and analyze for-profit and non-profit with strong asset and cash flow based credit analysis skills and good financial modeling skills d.    Strong written and oral communication skills e.     Capacity to help analyze the GTA and build strategies to strengthen community sector in Ontario f.     Demonstrated networking ability If interested, please submit a cover letter and a resume by email to careers@vancitycommunityinvestmentbank.ca<mailto:careers@vancitycommunityinvestmentbank.ca?subject=Application:%20Lender> with the subject line "Application: Lender" by Friday, June 16, 2017. All qualified applicants are invited to apply. Impact Capital Finance Analyst To help start this work in Toronto, we are looking an Analyst is to support the work of colleagues in the origination, underwriting and funding of GTA lending and investment banking opportunities.  Work will include a broad list of duties including lending and investment due diligence, modeling, stress testing, transaction documentation, and portfolio management. The Analyst will be a critical member of a small team working collectively to identify and create opportunities that optimize community impact and achieving financial returns. More specifically, work will include: 1.     Business Development, Portfolio and Relationship Management a.     Analyze, underwrite, build financial models and prepare loan documentation to enable timely review and approval. b.    Help manage the developing portfolio of loans, completing review, assuring covenants are met or modified and evaluate risk, social impact, and financial sustainability of new and existing members. c.     Propose loan terms changes and solutions that meet underwriting and borrower needs. d.    Recommend changes to risk rating and facility rating as appropriate. Create action plans for borrowers where necessary. e.     Track and support borrower financial performance. f.     Assist in community investment market development: identifying lending and investment banking opportunities, working to create partnerships to overcome market gaps. g.    Help in developing strategies for increasing flow of capital to sector. 2.     Education and Experience a.     Bachelor's degree required, additional degrees with business or community development focus welcomed. b.    5+ years relevant work experience (or additional related educational experience) demonstrating a capability for credit underwriting, including asset and cash flow based credit analysis skills, financial modelling and commercial loan structuring. c.     Candidates who are familiar/have experience working in/with: community investment, social finance sector, social enterprises, for-profit and non-profit investors/borrowers. 3.     Additional Requirements: a.     Must be committed to mission of VCIB and building a sustainable banking alternative that delivers capital to community investment. b.    Must demonstrate capacity to work as part of small, dynamic and supportive team including ability to exercise good judgment, with minimal supervision, to manage time effectively, solve significant loan structuring problems, determine and address VCIB's needs. c.     Must demonstrate the capacity to understand and analyze for-profit and non-profit with strong asset and cash flow based credit analysis skills and good financial modeling skills. d.    Strong written and oral communication skills. e.     Capacity to help analyze the GTA and build strategies to strengthen community sector in Ontario. f.     Demonstrated networking ability. If interested, please submit a cover letter and a resume by email to careers@vancitycommunityinvestmentbank.ca<mailto:careers@vancitycommunityinvestmentbank.ca?subject=Application:%20Lender> with the subject line "Application: Lender" by Friday, June 16, 2017. All qualified applicants are invited to apply.

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All You Need To Know About Commercial Vehicle Loans

Get the best truck loans in GTA with CIK Capital. Our flexible and competitive financing options make it easy for owner-operators and fleet owners to acquire the trucks they need to grow their business. Whether you're a new venture or an established company, our team is dedicated to finding the right solutions for your truck financing needs. Trust CIK Capital for hassle-free loan approvals and personalized service in the Greater Toronto Area.

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The Importance of Choosing Truck Loans and Working Capital Loans

Truck and Working Capital Loans in Toronto offer incredible financial flexibility. To achieve adequate cash for key assets and daily operations, companies should manage their resources better. Agility is required in a fast business environment where operational needs and market conditions can change at any time. Businesses can adjust and remain stable with good financing. Truck loans help companies save money and release operating capital by financing expensive equipment. Working capital loans prevent cash flow gaps and price shocks. Financial independence gives businesses the confidence to keep their promise and embrace growth opportunities.

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The Importance of Choosing Truck Loans and Working Capital Loans

Truck Loans in Toronto are especially required in businesses that require transportation. Transportation, logistics, and construction industries require truck loans. Companies may also hire or purchase cars to run their operations. Without appropriate transportation, businesses cannot freight or offer services in time. Truck loans allow companies to own new or old cars without their investment cash. Companies can buy other valuable assets without affecting cash flow due to truck loans.

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All You Need to Know about Commercial Vehicle Loans

When someone wants to buy a truck only for business use, their application for a business auto loan, also known as commercial vehicle finance, is approved. You may think of it as a form of financing for businesses to purchase equipment. Loans for commercial vehicles like Truck Loans in GTA are generally offered for the purchase of trucks, buses, tippers, and other big vehicles as well as lighter vehicles like matador vans.

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Find out the Reasons for You to Get a Business Loan

If you're looking for truck loans in Toronto, Cik Capital can help you out. We offer a range of financing options and can assist you with finding the best solution for your needs. Whether you're in need of a loan for a new or used truck, Cik Capital has you covered. Our team of experts can provide you with personalized assistance and guide you through the application process.