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wearesorcerer · 4 years ago

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[5e] 8th-Level Spells

The glorious thing about 8th-level spells is that they are almost the same thing as 9th-level spells: horrendously powerful in ways that are barely limited. The limitations on 8th-level spells might be a smidge greater than those on 9th-level ones, but it’s not so much that (IMHO) it matters. (TBF, in 3.x spell levels vary by class; mass cure critical wounds is a 9th-level Druid spell but an 8th-level Cleric and Healing domain spell.) 8th-level spells have several perks over 9th-level spells despite being roughly as powerful: they’re available at a lower class level and you can use them more often (because you can use 8th-level and 9th-level spell slots to cast them). From experience and hearsay, I’m well aware that games don’t often get to the highest levels, but they can get to 15th/16th.

In other words, your choice of 8th-level spell is more important than your 9th. The 9th-level spell is the cherry; the 8th-level spell is either the whipped cream or some kind of drizzle.

Primary List

Abi-Dalzim’s horrid wilting · dominate monster · earthquake · incendiary cloud · power word stun · sunburst

That’s four boom-booms and two crowd-controls, with some CC mixed in with the boom-boom.

Abi-Dalzim’s Horrid Wilting: you violently dehydrate all creatures (except constructs and undead) in a 30-ft cube, dealing 12d8 necrotic damage (Con half; plants and water elementals take double damage). Non-creature, non-magical plants in the area wither and die instantly. This spell didn’t have an associated mage’s name in 3e, so I’m not sure where that came from. Other differences: it deals necrotic instead of typeless damage (you’re not applying what 3e would call “negative energy”), so undead and constructs are now immune to it; it deals a flat number of d8s instead of 1d6 per caster level (up to 20d6); and vulnerable creatures take double damage (makes sense) instead of increasing the die type to d8s. I don’t have much to complain about with this spell. It’s not my personal cuppa, but it sure is effective. Good.

Dominate Monster: you charm a creature, turning it into your mind slave for up to an hour. This is overall a downgrade from the 3e version (which lasted for one day per caster level and allowed you to perceive through the subject’s senses if you concentrated), but you don’t have to worry about issuing weird commands to prevent a creature from pulling a Sorcerer’s Apprentice problem -- and, well, you’re not waiting until 18th level (as you had to in 3.x) to get it. Do not pretend you are not horrifically evil for using this. “Good” in the sense that it’s highly useful and powerful.

Earthquake: This is the structural aspect of meteor swarm without the direct damage. It’s nearly as spectacular and will assuredly scare people in the area. The mun doesn’t care for the Earth element, but can still respect this thing’s power. Good.

Incendiary Cloud: a moving fireball that deals a flat amount of damage (10d8 fire, Dex half) but is effectively a DoT. Y’know, in case just blasting things to death wasn’t good enough for you. So far, so good.

Power Word Stun: target of 150 HP or less within range is stunned (no save); it remains stunned until, on each of its turns, it can succeed at a Con save. I like this spell a little better than power word kill in that there is some chance of the effect wearing off, as opposed to being an “I win” button almost regardless of level. It also affects more HP, so you’ll get more mileage out of it -- provided you don’t cast it on something with a good Con save. It’s not dominate monster levels of “I win,” but it’s also not mind control.

Sunburst: much bigger than fireball, blinds for one minute and deals 12d6 radiant damage (Con negates blindness, halves damage; oozes and undead have disadvantage on the save). Creatures blinded by the spell can save at the end of each of their turns to remove the blindness. ”Radiant” damage is a hold-over from 4e and was the term used to replace “positive energy,” which related to the plane of the same name. The 3.x version deals half as much typeless damage (bigger radius, though), ‘cuz it’s a light effect, not a holy effect. Sorcerers don’t get a lot of spells that deal Radiant damage unless they go Divine Soul and the Elemental Spell metamagic (UA variants) doesn’t let you change to or from Radiant (or any physical, Force, Necrotic, Poison, or Psychic) damage, so if you’re trying to cover your damage types, this is probably the spell for you. Unless you want sunbeam. A good boom-boom of boominess.

Cleric (Divine Soul) List

antimagic field · control weather · holy aura

Antimagic Field: magic stops working in a 10 ft. radius sphere centered on you. That means you shut down your class. Why would anyone do this? Mainly because of other casters. I WOULD NOT PICK THIS SPELL UNLESS YOU FIND A WAY OF ALSO BEING COMPETENT IN MELEE.

Control Weather: I’m pretty sure this is also an option for the Storm Soul or whatever it’s called, but whatevs. You’re Storm from X-Men. Need I say more? TAKE THIS SPELL!

Holy Aura: for 1000 gp, you can pretend to be a Paladin for up to a minute (with concentration). You and creatures you choose glow; they (and presumably you) have advantage on saving throws and all other creatures have disadvantage on attacks against them; Fiends and Undead that hit a creature must save (Con) vs. blindness until the spell ends. The effects are kinda neat, but why am I spending an 8th-level spell on this? Like, seriously, this is a second-level spell’s power. Pass.

Variant List

Demiplane: you create a permanent 30′ x 30′ x 30′ extradimensional room; every time you cast the spell, you can either create a new plane or gain access (via shadowy door) to one you’ve made or know of. It’s like having a better version of a bag of holding and a worse version of Mordenkainen’s magnificent mansion at once. The advantages over MMM (no costly material component, the space is permanent) outweigh its drawbacks. For Sorcerers who have incredibly awesome plans and/or just like planar magic.

Spells I Wish Were on the List

animal shapes · antipathy/sympathy · clone · glibness · illusory dragon · maze · mind blank · telepathy · tsunami

Animal Shapes: as I said about 9th-level spells, animal shapes is better for anyone who cares about polymorphing party members. There’s bound to be a Druidic or therianthropic origin at some point.

Antipathy/Sympathy: because 3.x got rid of inverting spells (a thing in AD&D), these were separate ones, so it’s good to see them as one effect. The downside is...why is this so high level? You specify a kind of creature (which sounds like species rather than type) that is affected by the spell and either wants to approach or flee from within 60 ft. of something. In real life, 60 ft. is not all that big; it’s tremendous in D&D because D&D is weird. The 10 day duration is really the only thing that justifies this spell’s level, but that’s an upgrade (it was two hours per caster level).

Clone: as I recall, this was the spell that made me realize how restricted the 5e Sorcerer’s spell list was, to my great disappointment. I’ve never used clone, but it’s a spell that’s worth using. You want to pull a Naraku? You can out do Naraku. You want to be a lich? Why would you when you can just use this spell and find a better method of gaining immortality? Such a good spell!

Glibness: This is something of an upgrade, yet not. The spell was new to 3.5; it was a Bard-only spell and third level (why it’s a Transmutation effect and not an Enchantment is beyond me), whereas here it’s 8th-level. The effects are identical save that the 3.5 gave you +30 on the check and worked for 10 min./level (which, given how Bards worked back then, meant 70+ minutes), whereas this treats your roll as a 15 and lasts for an hour. Rolling a 15 in 5e is much better than it was in 3.x given how easy it was to inflate die rolls, so the spells are roughly the same...except that this is an 8th-level spell, which is mind-blowing to me.

Illusory Dragon: other than going off of Investigation (3.5: Search) instead of Perception (Spot), this is pretty much greater shadow conjuration one level higher and with a specific thing it can do. I’d say compare it against phantasmal forces from O/B/AD&D. Still cool.

Maze: I’m assuming you can accomplish the same thing with imprisonment, but regardless, mazing is awesome.

Mind Blank: this is pretty much the best abjuration magic against spells that affect or target a creature’s mind. (I’d say that unequivocally, but I don’t know all spells in 5e.) Yes, it’s worth having. Very much so.

Telepathy: the only advantages this spell has over telepathic bond (a 5th-level spell) are that it lasts for 24 hours, you can cast it on a creature on the same plane from any distance, and it affects basically all creatures (IIRC you can’t have 0 in a stat anymore). The duration is key here, as permanency is no longer a spell.

Tsunami: I just like the idea, ‘kay?

#5e #spells

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singaporeluststoriescollection · 5 years ago

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How I managed to bang my GF's family and friends (Part 7)

By nightfall, we were more or less done with the paint job. Truth be told, I was rather proud of what I’ve achieved within the span of a day. After taking a bath and wiping any traces of paint off my skin, I made myself comfortable on the couch. As it has been a tiring day, I could feel myself slowly drifting to sleep.

My future in-laws are already inside their room, so the lights in the living room have already been switched off. After replying work related messages, my eyelids started to get heavier and I fell asleep soon after.

So anyway, I was pretty sure that I had a dream. I don’t remember what kind of dream it was, but I was pretty sure that it was an erotic dream of sorts. Why am I so sure? Because I woke up to a raging boner. As I wasn’t wearing any underwear, I literally pitched a tent in the living room.

As if that wasn’t enough, the second thing I noticed was a hand on my shoulder.

Still groggy from my nap, my mind wasn’t working as intended. It took me a few seconds before realizing how bad this looked.

“I… I think you should go sleep inside the room…”

I quickly looked up.

The owner of the hand was my GF’s mom. She was looking at my penis with an awkward smile on her face. Although she seemed a little embarrassed, I could see how her eyes were fixated on my cock. They were just like Eyvon’s.

“Oh shit! I’m sorry aunty! I don’t…” I tried to smooth out the situation as much as possible.

She shook her head and told me it’s okay and I don’t have to be sorry about this.

“Evelynn isn’t around, so it must’ve been hard on you!” She added, trying to lighten the atmosphere.

If a person could die from embarrassment, this must be how it would be like…

The following week went by without a hitch, and things were soon back to normal once Eyvon and Evelynn reached home.

My GF’s mom was really nice about it, and she never did mention the incident to Eyvon or Evelynn. I mean, you guys know how some adults like to chat about embarrassing things during dinner, right? Like:

“Girl ah, your boyfriend got an erection when he was napping in the living room last weekend leh! Hahaha!”

Yeah, I’m glad that didn’t happen.

Evelynn would probably laugh it off. But knowing Eyvon, she will probably start suspecting if I have a thing for her mom. And I’m not eager to find out how she’ll react either.

Anyway, girls have their nights out, and so do guys. My friends and I made a trip to Geylang to makan durians and catch up. As it was durian season, we lost control and ordered close to 8 durians for just the 4 of us.

My buddy Jeremy was one of the four. The other two are Ah Tan and Royce. Now, you must be wondering why I’m telling you guys about them.

Well, they will eventually become a vital component in some of my future encounters. So, I’ll just get the introduction out of the way.

Halfway through our durian session, Royce started telling us about something that happened to him recently. Apparently, some MILF FL he had a session with awhile back was the mother of a colleague of his.

While I have no way to verify his story (and Royce is known to exaggerate things), this gave me the chance to talk about my issue with my friends.

“…so yeah, I’m horny for my future mother in law” I laughed, stuffing a piece of durian into my mouth.

My friends were never the judgmental type- as we all have fetishes; we can’t really talk to others about. So, they were naturally pretty understanding of my “plight”.

“…understandable, bro!” Royce nodded, giving me a sly look. “Your GF’s mother is damn hot!”

I raised my eyebrows a little. It’s weird to hear people talking about your future mother in law like this.

“Ya sia, I agree she is damn chio for her age!” Jeremy chipped in, showing me a wide grin.

“Bro, you test water first lah!” Ah Tan said, licking a piece of durian off his thumb. “Make some advances! Sounds to me like she’s quite interested in your cock!”

Well, she did stare intently at my cock…

But am I really going to make advances on my future mother in law? This could potentially destroy everything I have in my life. If only there’s a safe way for me to find out…

As if reading my mind, Royce continued the conversation while I was deep in my thoughts.

“Actually… there’s something you could try…”

The following weekend, I went over to Evelynn’s place as usual. This time, however, I was prepared to put Royce’s suggestion to the test. Halfway through dinner, I mentioned some “personal problems” to my GF’s family.

“Insomnia?” Eyvon asked, curious about what I’ve just said.

“Yeap,” Evelynn replied in my stead, as I was taking a sip of water. “He has been having a hard time falling asleep recently…”

Truth be told, I don’t have insomnia, or anything of the sort. This is but a plan devised by Royce to, well- “test water”.

“Oh no, maybe you should have some chamomile tea?” My GF’s mom asked, looking genuinely concerned.

“No worries! I’ve gotten some sleeping pills from my doctor,” I lied, dangling a plastic bag fill of random pills. “I shouldn’t have any problem falling asleep tonight!”

While I do feel bad making them worry about me, I do believe this is the best way to find out if I have a shot at my GF’s mom. And Royce- being the “genius” he is, personally assured me that this plan “works 99% of the time, confirm plus chop”.

As the sun vanished from the horizon, it’s time for me to put my plan in motion.

With 3 movie tickets in their hands, Evelynn, Eyvon, and their father prepared to leave house for a movie- courtesy of Royce. Of course, I told them that I got the tickets as a gift from my friend as thanks for whatever nonsensical reason I came up with back then. My GF’s mom isn’t particularly interested in movies, so it was the perfect gift to make her stay behind.

As soon as they left the house, I made it obvious to my GF’s mom that I’ll be going to sleep soon, popping a couple of pills into my mouth.

Time to set the gears in motion.

As she made her way to the bathroom to take a bath, I made myself comfortable on the sofa, covering my face with a small pillow. Now I’ll just have to wait for her to come back to the living room. I started thinking about erotic stuff, in an attempt to make my little member hard. After what seemed like an eternity, I finally heard the bathroom door click.

With a rock-hard dick, I “slept” motionlessly on the sofa, waiting for my GF’s mom to walk by. Soon, I could hear a light gasp coming from her, her footsteps stopping suddenly. Well, she must’ve noticed my penis…

I could feel a light tap on my shoulders- which was what I had been expecting. Naturally, she would try to wake me up again like last time. However, no matter how hard she tried, I refused to “wake up”. The thought of her being conscious of my rock-hard member only turned me on even more.

Soon, her tapping stopped. From the corners of my eyes, I could see her move her hand to my stomach, gently rubbing my stomach in an attempt to wake me up.

“Hey, wake up…” she implored, her hand now moving faster than before. “Go sleep in your room…”

It is now the time of truth- will she do what Royce said? Or will this be a waste of everybody’s time? I continued observing, hoping that she will change her course of action.

“Not waking up…” she mumbled, convinced that I am fast asleep.

Her hand stayed on my tummy for a moment, seemingly contemplating something. After a couple of seconds, her hand started sliding downwards, touching the edge of my shorts.

I swallowed my saliva, hard. Is she really going to-?

Before I could complete my thought, my shorts slipped off my waist, exposing my sizable member right before her. While she did not say anything, I could hear her accelerated breathing. She was either nervous, or getting excited.

“…wow…” she seemed surprised at what that’s before her eyes.

With her hand at the base of my hopelessly erect penis, there was no way I could remain silent.

I ended up letting out some air from my mouth, which was pretty darn loud as it was really quiet. Perhaps that spooked her, as she quickly retracted her hand and pulled my shorts back up. Within moments, she disappeared from my field of (limited) vision.

“Oh, damn it! Fuck!” I thought, pissed that I had to breathe so hard. “So close! Shit!”

Even though I was lamenting, now I know that there’s chance for me to score. Hmm… perhaps Royce and the others could give me more suggestions….

"So, you’re telling me that she pulled down your shorts?” Royce asked, his eyes now wider than a ping pong ball.

“Yeah, how many times do I have to repeat myself?” I answered in a slightly annoyed tone.

“Cuz this is freaking unbelievable, man!” Royce replied, trying to contain his excitement.

“Why the hell are you so excited? You were the one that gave me the idea to begin with-”

“Alright, alright! Focus, bro!” Royce continued, seemingly more excited that I am. “Now we have to find a way to make her go all the way!”

That sleepless night, Royce and I started concocting our plan over bottles of beer. With enough alcohol to disinfect an entire toilet inside our systems, we

came up with a ridiculous amount of ideas…

(Approx. two weeks later)

…Little did we expect my next opportunity would only come by in two weeks’ time.

Well, so much for planning enthusiastically.

Anyway, Evelynn had gone to a friend’s birthday party that day and Eyvon was overseas due to work. My future father in law went for some gathering with his

ex-platoon mates. If there’s one thing us Singaporean men can count on, it’s the friendships we’ve forged in NS (Ad sponsored by SAF).

It was pretty much the same drill; except this time round I was wearing a pair of loose-fitting shorts. This pair should be easier for her to remove… if she’s planning to do so, that is. Once again pretending to sleep, I made it such that my penis would be obvious from the direction she would appear in.

However, things did not go exactly as planned this time round.

My GF’s mom completely ignored my rock-hard dick and went inside her room! Hearing the door slam shut was really disheartening, and I was considering calling it a night. However, something inside of me told me to keep waiting- looking back, it was probably my inner horny spirit or something.

Sure enough, her door opened up once again- and I heard a light gasp.

“Oh no… why is this happening again?” she lamented, accompanied with a sigh.

Well, because I was hoping that you would give my sausage a nice and long rub- I replied her question inside my head.

Moments later, her voluptuous figure appeared in my line of sight- and holy shit, she was wearing a green satin night gown! The night gown was V-necked, and the “V” went all the way below chest level. Her long and deep cleavage was simply mesmerizing, I was sure I did not blink at all while admiring it. How did these beautiful breasts manage to fit inside her regular clothes?

(Original thread: http://tiny.cc/td3x6y) (To be continued…)

#slsc1

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sinrau · 4 years ago

Link

President Donald Trump said on Friday that he is readying $3,400 checks to go out to American families, but blamed Democrats for holding up a deal in talks that broke down a week ago.

‘I’ve directed the secretary of the Treasury to get ready and send direct payments, $3,400 for a family of four to all Americans – Democrats are holding this up,’ Trump said, echoing an earlier tweet.

He said he wouldn’t ‘sit down with the Democrats personally’ because they continued to want federal dollars to go to state and city budgets that have been cash-strapped due to the pandemic.

‘Cuz they want $1 trillion to go their friends who are doing bad jobs running cities and states and they’re doing very badly,’ he said at the White House press briefing.

President Donald Trump said at Friday’s briefing that he had ‘directed’ Treasury Secretary Steven Mnuchin to ready $3,400 checks for American families, but needs a deal to come through with Democrats before they can go out

Trump blames the Democrats as he’s questioned on relief bill

President Trump is blaming Democrats – including House Speaker Nancy Pelosi (left) and House Minority Leader Chuck Schumer (right) – for the hold-up, though also refuses to meet with them in person

President Trump made a similar announcement earlier Friday in a tweet, again blasting Democrats for holding the checks up

In a series of tweets, he also offered up some money to cities and states, but to specifically go toward first responders

The president also said he was ready for the Treasury Department and Small Business Administration to send more Paycheck Protection Program money to American small businesses

‘You know, most of our country is running very well,’ the president continued.

‘But when you look at Chicago, when you look at what’s going on in Illinois and New York and other places both economically and in other ways it’s horrible – you look at Oregon,’ he added.

Earlier in his remarks, Trump said he would send money to state and local governments to ‘save jobs of our great police, our fightfighters, our first responders, our teachers.’

‘It’s all ready to go, Democrats are holding it up,’ Trump said again.

Instead of sitting down with Democratic leaders in Congress, the president has sent Secretary Steven Mnuchin and White House Chief of Staff Mark Meadows to Capitol Hill for negotiations. Meadows was a former Republican House member from North Carolina.

The Republican-led Senate and Democratic-controlled House of Representatives went into an informal recess after last week’s negotiations ended with the parties $2 trillion apart.

However, the leaders of both parties said they could recall their members with 24 hours notice if a deal emerged.

At a Friday news conference, Trump said he was prepared to provide Americans with direct payments as well as rental assistance and money for small businesses, state and local governments.

‘I’m waiting for the Democrats to approve it,’ the president said. ‘Democrats are holding that up, right?’

Aides to House Speaker Nancy Pelosi and Senate Democratic leader Chuck Schumer were not immediately available for comment.

Trump’s move came a day after he said he was blocking talks to prevent Democrats from providing more money for the Postal Service or state and local election officials struggling to prepare for Nov. 3 elections during a pandemic.

On Friday, he signaled that he might approve funds for the Postal Service.

Last Saturday, Trump signed a series of executive measures on issues including unemployment benefits that economists dismissed as too limited to have a significant effect on an economy hammered by the pandemic.

They have yet to be carried out.

The $2 trillion chasm between the Democrats’ $3 trillion proposal and the Republicans’ $1 trillion offer includes wide gaps in funding for schools, that aid to state and local governments, and unemployment pay.

An impasse over $600-a-week in enhanced unemployment benefits, which expired on July 31, kept financial markets on edge as the Commerce Department reported weaker-than-expected July retail sales growth due to the spiraling pandemic and the end of the enhanced jobless payments.

The unemployment payments had helped buttress consumer spending, according to Federal Reserve officials and economists.

Trump tried to act alone last Saturday with a memorandum proposing an additional $300 per week in unemployment, with states paying claimants another $100 per week, though economists questioned the effectiveness of the limited measure.

Meanwhile, the number of U.S. coronavirus infections approached 5.3 million on Friday, with deaths topping 167,000.

U.S. share prices fell earlier this week after Republican Senate Majority Leader Mitch McConnell and House Speaker Pelosi disclosed there were no coronavirus talks scheduled.

Democrats offered to reduce their proposal by $1 trillion during negotiations with White House officials last week. The White House rejected the offer.

A Reuters/Ipsos poll published early this week found that Americans blame both parties for the inaction.

CUZZ BLUE #web #website #copied #toread #highlight #link #news #read #blog #wordpresspost #posts #breaking news# #Sinrau #Nothiah #Sinrau29 #read #wordpress

#IFTTT #WordPress

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amandasarmada · 7 years ago

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Deleted Scene - “Summer’s Cauldron”

This is a deleted scene from the latest chapter of Summer’s Cauldron, for those curious about what Tina was getting up to when Newt arrives. It also features a slightly extended version of the prologue, to help set the scene.

NOTE - it is very important that you read the official chapter first, otherwise you’re going to get huge spoilers and the chapter will be ruined for you. :/ No bueno.

From Chapter 8, “The Presidential Palace”

Tina had always been good at not being noticed. She'd first realized it as a child, picking up on the tendency of friends and relatives to always gravitate toward Queenie, while passing over her - it had hurt her, at first, but rather than wallowing over the fact, she'd chosen instead to embrace it, even managing to channel this trait into a fairly lucrative career. It wasn't ideal, of course, but - Tina was a pragmatist. She had her talents, turning heads just wasn't one of them.

So it was with some surprise that Tina studied her reflection, carefully considering the woman staring back at her. The face in the mirror wore far more makeup than she was accustomed to, but as Tina contemplated the results, she had to admit the effort had been worth it. Her large, carefully done-up eyes seemed to radiate heat, and the remnants of her summer tan gave her a lovely glow, complementing nicely with the burgundy of her lipstick.

But it was the dress that set her apart. It was new, and vital to her plans for tonight. Deep red and almost impossibly soft, it hung low on her body, revealing planes and curves she normally kept well-covered. Queenie had altered it specially for her, and it fit as well as any piece of clothing could.

She wasn't usually much for getting so dolled up, generally content with a single dab of lipstick and perhaps some mascara for special occasions – short skirts and gobs of makeup were usually uncomfortable and impractical, and she didn't like feeling like she was on display.

Things were different tonight. She wanted to be on display. She was determined to make something happen tonight, for better or for worse.

Newt was leaving again in just under a month, and Tina knew she had a very limited window of opportunity in which to make her wishes a reality – and she planned to seize it. The time had come to be bold, she'd decided – and her dress was certainly that, she thought dryly.

“Oh, Teenie!”

Queenie was standing in the doorway, watching her admiringly. “You're a knockout!”

Tina grinned, turning so her sister could get the full effect.

Queenie giggled, shaking her head. “Newt's gonna sink through the floor when he gets a loada you,” she whispered, looking absolutely thrilled at the thought. Tina flashed her another smile, her confidence mounting as she gave herself another hard look in the mirror. If ever she had a shot with Newt, it had to be tonight. She couldn't remember a time she'd looked better. If she could just keep up this bravado, she might, might, actually be able to initiate something – the key was to stay focused, to stay positive. There could be no allowing herself to crawl into her shell tonight. She had to think of it like a job – like being undercover. She was playing a character, that was all.

Tina took a deep breath, steeling herself as she slipped on her shoes. Show time.

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

The wine was sour on her lips, as it always was. Tina sighed, throwing another dejected glance around the hall.

It was half past eight, over forty-five minutes after Newt was supposed to meet her at the gate, and instead of dancing or laughing or taking a walk along the grounds as she'd imagined they'd be doing about now, she was sitting alone in a corner, sipping clumsily at a glass of wine. Typical.

Tina immediately felt guilty. Newt probably had a very, very good reason for not showing up. Perhaps one of his creatures had fallen ill again, or maybe he'd encountered some sort of trouble with the baby unicorn. In fact, it might actually be a good idea for her to go and see if he needed help - maybe she was being the inconsiderate one, not thinking to check on him already.

Or maybe Newt had simply forgotten, Tina thought morosely. She was hardly the type to get men's blood pumping; she knew this about herself. She'd made an incredible effort tonight, but she supposed she'd been kidding herself, thinking it would make much difference.

Tina took another long sip of wine, finishing off the glass.

And yet – a quiet little voice interrupted, with an air of someone who refused to accept the obvious – Newt had kissed her. Sort of. Tina closed her eyes, retreating back to the memory of Newt's lips on hers. It had been over so fast. Had it been an accident? Did he regret it? It was hard to tell; he'd been as courteous as ever, but he also hadn't done anything to suggest what had happened. She knew it probably hadn't been intentional – he'd been kissing her cheek, and then brushed her lips - just barely, and just for a moment. But it had been haunting her for over a week now.

Tina sighed, accepting a passing house-elf's offer of a refill. It was her fourth, she was pretty sure, and she probably ought to slow down, but it was the only thing keeping her misery at bay. The alcohol buzzed pleasantly in her system, making the world seem just a little bit brighter.

“Excuse me. Miss Goldstein?”

Tina glanced up, her eyes glassy. A rather handsome member of the MLE was standing before her, looking charmingly nervous as he surveyed her. Dennis D'angelo, she remembered. She didn't know him well – he'd been three or four years above her in school – but she'd consulted with him on a few cases, and he always smiled at her in the hall.

“Denny. Nice to see you again,” she said, offering him a polite smile. “Are you enjoying the party?”

“Oh, you know. Beats pushin' paperwork,” he said lightly, hovering beside the table. “What about you? Havin' a good time?”

Tina shrugged, doing her best to not look too miserable. It must have worked, because Denny grinned at her. “Say Tina, you know this one?”

Tina hesitated for a moment, slightly confused. “One what?”

Denny blushed, tipping his head toward the dance floor. “This song. I thought you might wanna...”

“...Oh.” Tina paused, biting her lip. Denny was a nice guy, and it must be pushing nine by now. If Newt really wasn't coming – and it seemed like he wasn't – she might as well try to take her mind off things. She was certainly in no hurry to go home and face Queenie, and sitting alone in the corner drinking her way through a barrel of wine wasn't doing her any good. She mustered a smile, allowing him to help her to her feet. “Sure, Denny, that's sweet of you.”

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

“Atta girl, Tina. You're doing great!”

Tina chuckled, shaking her head. Denny was being polite – she knew the steps well enough, thanks to Queenie, but her timing was off, and she was having trouble keeping her balance. Her own fault, of course.

“You're quite the Oliver Twist yourself,” she said breathlessly, stumbling a bit as the song picked up speed.

Denny smiled, spinning her. He was an excellent dancer, but she doubted Fred Astaire himself could have lifted her mood tonight. She threw a glance toward the door, unable to help herself.

“Everything alright?”

“Hmm?”

Tina started, looking at him curiously.

Denny smiled, looking a little sad. “What's his name?”

“...Who?” she said quickly, a little too innocently.

Denny's eyes were understanding. “Tina, you musta looked at that door ten times since we got out here.”

Tina paused, her heart sinking. Denny shook his head, still smiling. “Don't feel bad. I'm glad you've got somebody.”

She looked away, biting back a wry smile. “The problem is, it seems I don't.”

“He late?”

“Only by about an hour.”

Denny winced, looking sympathetic. “Something probably came up. And if not, give 'im the axe, and don't give it another thought. You can do better.”

Tina managed a feeble laugh. “Thanks.”

Denny squeezed her hand. “I'm sure he'll have a good excuse. A fella'd have to be a real sap, to toss aside a dame like you.” Denny paused. “This guy nice to you? When he's not skipping out on dates, I mean?”

“He's a doll,” Tina assured him. Her voice was quiet; she thought she could feel a headache coming on. “He brought me to Atlantisity for my birthday.”

“See? That's pretty snazzy,” Denny agreed, looking impressed.

Tina smirked, lost in memories of the past weekend. “...and he gave me a unicorn,” she added, as casually as she could manage.

Denny's eyes widened, and they both chuckled. “Well, ah. I can't say I'd be able to compete with that.” He shook his head, his voice growing gentler. “Seriously, Goldstein. I'm sure you twos'll work it out.”

The song was beginning to wind down; about time, too. She was starting to feel a little sick from all the bouncing around.

“I hope your fella shows up soon,” Denny added, leading her back to the banquet area. “And if not, and you get lonely, you come and find me, you hear? Just 'cuz your guy got held up, ain't no reason you gotta be sittin' all alone, unless you really wanna.”

Tina smiled, her first real smile in almost an hour. “Thanks,” she said gratefully, squeezing his hand. Denny winked at her, heading back in the direction he'd approached from, and Tina continued on, already looking forward to finishing her drink.

She paused, coming to a halt. She'd just spotted a very familiar face, gazing at her from among the crowd.

#summer's cauldron #a summer's cauldron #summers cauldron #my fanfic #tumblr exclusive #ff: newtina #deleted scene

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wreckitrhino · 7 years ago

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For the Describe Your OC meme, multiples of 5.

5. Their shortcomingsMara is a little naive despite living all of her life (all 23 years) on Amitola, an island whose culture is hyperfocused on the collection of knowledge. Amitola prevents its citizens from traveling outside of its island without the proper authorization and so her “real world” experiences are limited.

Mara also has trouble admitting when she’s wrong. She’s stubborn and will not move an inch if she thinks her actions or someone else’s actions will endanger others.

In addition, Mara has trouble being romantic. Although she has a girlfriend, the stories of knights (the topic of which she was assigned to study) doesn’t help one orchestrate a relationship after you save a girl from danger. Thus she feels very inadequate in the relationship (even if she doesn’t voice it), though she tries her best.

10: their fashion senseMara Valour isn’t afraid to look effeminate. She often has her long hair tied up in a top-bun, one loose strand of hair is braided.

She always wears her prescription glasses whose lenses are tinted purple and whose frames are made of gold. She has a beaded eyeglass chain connected so she doesn’t lose them in a fight. On the sides of the frames is the symbol of Deneir, the god of knowledge. One of the two gods she worships. She likes to wear clothing that flows and drapes well on her frame. Her favorite colors are pale pinks, blues, and purples. She regularly wears makeup, preferring red lipstick and pink blush.

Because she has taken the Oath of the Ancients, she often has flowers and plants tucked into her belts and sometimes her hair. Her armors are of a golden hue. If she’s wearing her casual clothing she has some armor on one of her arms with Helm’s symbol on the shoulder (the other god she worships, one of protection) and if she’s wearing her full blown armor Helm’s eye is on her gauntlets.

15: how they react to a brainfreezeShe wouldn’t try to make a huge fuss about it, keeping quiet but clearly showing a sign of discomfort on her face. She’s had worse such as being gored by an undead Minotaur.

20: their reaction to a mystery love letterMara’s first assumption wouldn’t be that it’s for her. Potentially from someone’s lover a long time ago never sent to their intended destination? Or a voice of longing because one’s love is unrequited?

She’d hold on to it to examine its historical value and also because she’s a romantic at heart even though she doesn’t know how to properly express it.

25: why you enjoy themShe’s a fun character to play. I’ve thought long and hard about how she’d respond to different “evils” we might encounter and create her in such a way that’d stay true to her paladin nature without making her a stereotypical paladin that tries to destroy everything that’s perceived as evil by the majority. For instance, she doesn’t care whether or not people perform necromancy or use eldritch magic. She only cares about whether or not it’d put others in danger. When our party ventured into a necromancer’s layer she was quicker to lecture on the importance of maintaining a lab because it was in a state of mess due to her negligence rather than what experiments she was performing.

In addition, her island is super interesting to expand upon. So far I’ve managed to make the other party members extremely nervous about it after it was revealed there were four tenants all citizens follow. One party member went from calling the island perfect to a fascist regime and I’m living on their mixed responses because only I and my DM know its inner workings (and a little bit of one of our party members cuz he helped me out with the tenants creation).

Finally, I’ve put a little bit of myself into her character as well as taking some inspiration from the character Darling Charming (whom I love with all of my heart).

In response to this ask: [X]

#mara valour #dnd #my ocs #ask #response #reply

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canaryatlaw · 8 years ago

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So all in all, today was pretty good in a bunch of random little ways, which is cool. Alarm went off at 9:55, took the train to school. I sat next to the cutest baby on the train and he was looking at me the whole time just totally enthralled and it was so very cute so of course I was making faces at him for like half the train ride, haha. Got to school right on time for my 11:30 meeting with my field placement advisor, same one from last semester and my former LARC professor. Of course she's the perfect person for the job because she used to work in the office I work in and knows half the people that are there because of it, lol. We have to do the 3 meetings a semester as required, but at this point we've really talked through most of it so she was just asking me about what tasks they've been giving me and if I had any interesting cases, so I told her about the one I saw yesterday about the girl's whose arm was broken in four places from a "restraint" and of course she was horrified by the prospect and said it would probably be referred to special litigation for a suit against the residential facility, so that made me feel somewhat better about it. But yeah, it was a pleasant little meeting. After that I headed down to the PAD office to hang out and eat some lunch. My plan for this time was to bang out the rest of my LARC assignment, which I figured could take a while. I was debating with myself last night if I should wear or bring gym friendly clothes because Wednesday afternoons is one of my now designated "gym times," but I knew this was gonna take a while and then I had a haircut so I opted against it, but surprisingly the LARC assignment didn't take as long as I thought, pretty much just because I ran up against the word limit pretty quickly, and that's that. I know what I wrote is, objectively, good convincing legal writing, but I don't know if it follows the "formula" we're supposed to use for LARC which irritates me. I would probably put more work into it if it were actually be graded and not just a grade for handing it in, but even so it's not like I slacked off on it, I did put a solid amount of work in, so that's good. I was kind of annoyed I didn't have my gym clothes at that point, but in reality there was other stuff I needed to get done so it was probably good that I had a chance to do that. One of those things was getting the application done for the nonprofit in NYC I would like to intern at over the summer, which was interesting. They just wanted a cover letter, resume, unofficial transcript and writing sample, pretty basic, so I start writing my cover letter and I have to laugh because last year I was like struggling about what to put in a cover letter on applications, but now I literally have so much to say and talk about it was probably the longest cover letter in existence (it was almost the whole page) but I just had a lot to say and I think it was all good things to include. I just had to do the final touches on my resume, like update my GPA and changing my class rank from top 15% to top 10% (which, I have to say, was immensely gratifying). Unofficial transcript I can just get off online, so that's easy enough, so that just leaves the writing sample. They didn't give any parameters about length or anything on it, so I texted my dad and asked him if I should use one of my academic things I've written for LARC or if I should use the school memo I wrote over break, and he was like oh definitely the school memo so of course I went with that. It's like, 4 pages long, which is probably a bit long for a writing sample but I think it's all good. Of course since I was sharing it with a third party I was obligated to change the personal information, so I changed the name of the school to "Anchorage Christian School" because I figured Alaska would give them enough distance 😂 so that was good. It was just a debate between if they wanted like real world application versus the formulaic LARC stuff, and I think they would side on real world, so hopefully that'll work. It felt good to get all of that handled and turned in, since it's been in the back of my head as something I need to do for a while now. As I was getting ready to leave for my haircut, the PAD president came in and asked me if anyone has talked to me about the PAD mock trial team. One of the board members who's on the team sent out an email a few days ago basically as an SOS call that one of their members got injured and wouldn't be able to compete next month, so they needed an emergency replacement. Upon reading it I kind of had a feeling it was going to end up on my doorstep, just because of the experience I have and such, but I didn't do anything about it immediately because they practiced Tuesdays and Saturdays and I have class on Tuesdays, and that's generally a deal breaker, but it still managed to get back to me haha. The PAD president was apparently talking me up to them (he's on the school team) so I sent a tentative email saying I could maybe do it but couldn't do Tuesday practices, and then left for my haircut. As I was going down the stairs to the subway entrance there was a girl coming up and she's like "uh, you may not want to go down there, there's some guys fighting and it's not looking good" and sure enough I just hear two guys shouting at each other and random slamming into random things and such and I was like haha fuck no so I walked to the other end of the block to get in at that entrance cuz I ain't dealing with that shit. Sigh, Chicago. While on the train I got a phone call from last year's PAD president who's now one of their mock trial coaches, but since I was on the train I let it go to voicemail to deal with later. Got to ulta and saw my stylist, who immediately let spill that one of the girls in my class that she knows is pregnant, which I definitely didn't know haha but I'm sure I would find out soon enough. So that was interesting. But yeah, for the rest of it we just did our normal discussions, and we always have really good and satisfying discussions about things that I definitely enjoy. I had her do the same short cut I got in October when I was there last and then just got caught up with shit and let my hair get obscenely long and was driving me nuts so here I was again lol. Towards the end she was telling me that her cousin, who was a freshman in college, had attempted suicide a week before thanksgiving, and then had just attempted again two days ago, which is of course a very sad and difficult situation, and she wanted to hear my thoughts because she knows I'm somewhat of a mental health advocate (or at least I'd like to think I am. It's in my profile so it must be true, right?). Apparently he had been away at college, and after the first time didn't go back, but just started up again with the spring semester a few weeks ago, and he was like really insistent about going back to school which is totally understandable, the stress and the loneliness just kind of got to him, and he was saying things like "I don't want to die, I just don't know how to deal with these waves of depression." I started off by saying that no two people have the same mental health journey, and different people respond to treatment in different ways. I said he obviously needed to get into therapy that would teach him some coping skills for dealing with depressive episodes. He had been inpatient for a few days after the first one and is there again now, but I said if a longer-term inpatient program was available they might want to look into that, or at least some sort of group thing, hopefully among peers (though I imagine finding a group of teenage boys willing to participate in such a thing could definitely be a struggle). And yeah, he obviously wasn't ready to go back to school, and college can be a really big trigger for some people because it's such a life change and they just don't know how to deal with it. And of course I said try to avoid saying anything that would make him feel guilty because he's already overwhelmed with guilt, and to not treat him any different or like he's fragile, because that's not how anyone wants to be treated. She said she would tell her family what I said, so hopefully some of that could be helpful. I told her a little about my work with twloha at college and how so many have such a need for that sort of thing. He's out of school for now though, which is definitely a good move. I feel bad for his parents because I can imagine they're going through hell right now, to almost lose their son but decide to let him go back to school only for it to happen again, and now they're going to be terrified that they could pose him at any point, and I really can't imagine dealing with a child of yours being suicidal, like that has to be so so difficult for a parent, something I definitely didn't realize the extent of when I was younger, but I can see now that if I had killed myself, it would've completely destroyed and devastated my family and like....I'm just really glad I'm still here. Anyway. Left ulta and took the train back to school, heated up my food and headed to class for another session of crim pro. It's been an interesting class so far because the prof is very focused on like wanting to hear our opinions about issues in the criminal justice system and the specific questions she asks, which is cool, but like, means we don't always get into the cases and actual learning haha. Tonight we didn't actually start the cases until after the break when class was half over. She let us go at 8 though, so that was nice. Went home, and I was debating to watch Arrow or Frequency off my dvr, but I ended up being bad and staying up to watch both even though I have to be up at 7 am for work tomorrow. I watched Arrow first though, pretty much just because I was so curious to see what they were gonna do with Laurel/black siren, and it was....interesting. I didn't love it, but that's no surprise. There were some moments and some lines that were very good, but others just kind of fell flat for me. I kept getting stuck between wanting her to actually be willing to reform and become good again, but Oliver's like naive belief that he can make that happen makes me think it's not going to happen, lol, cuz he just makes it seem kind of unachievable, so I guess we'll see what happens there. I liked the Felicity not listening to Oliver just for kicks, haha, and I very much enjoyed the legal intricacies of the Diggle plot, and was quite satisfied with their conclusion there. I am definitely not a fan though of some random ass meta girl who has a sonic scream waltzing in there and just becoming the black canary because like......are you fucking kidding me? We're doing this again? Just stop, stop trying to replace Laurel and either do her justice or move on. You're just forcing comparison now, and there's a very slim chance you're going to beat your original work with Laurel. Like, just LET IT GO already. I do like that they kept the door open for more black siren, and I hope they take advantage of that because I want to see Katie Cassidy on my screen as much as possible. After that I went straight to Frequency, which of course was the season finale, and I was pretty happy with it! I knew they would have to pull something out after last week's conclusion, and I think they did an excellent job setting it up that everyone reasonably thought the deacon was the nightingale, but then were able to pull the rug out at the last minute in a way that's still actually entirely plausible, so I applaud them for not jumping the shark there. I was very entertained by the flipping back and forth and the world changing in the middle of a conversation so that you can't be talking to your mom about her patient because she just died but 20 years ago that is still playing out right now. Like, it's just so good. I felt bad for all the people that kind of became casualties, like Megan and Gordo's dad (poor Gordo, I know he didn't like his dad but no child deserves to have their father shot in front of them). And I knew her talking through the radio when the guy was there was gonna lead to him smashing it, lol, that was pretty predictable. The ending though, when she comes out of the garage and the house isn't lit up, holy shit I was ready to murder someone if they left us on a cliffhanger or just straight up killed her mom, because that would've been all kinds of awful and I really hate when shows legit don't wrap up a story just for the sake of having a cliffhanger. So I was happy to see the conclusion to that. They left it in a good place too that the story is finished, but they still left in the possibility for a second season (I don't think it's been renewed yet?) so I was glad to see that. And yeah, that was my day and I've officially rambled on for way too long here so I'm gonna end it now. Goodnight babes. Sleep well.

#daily journal #January 2017 #Rachel watches Arrow

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blog-optimisticcoffeestuden-blog · 6 years ago

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Albany New York Cheap car insurance quotes zip 12245

"Albany New York Cheap car insurance quotes zip 12245

Albany New York Cheap car insurance quotes zip 12245

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Hey everyone, I need answers without criticism as Im new to this and know as much as you did when you bought your first car. I live in Texas and I have my learners permit but will get my license in around a month or so. We found a great deal on a car I love, and my parents want to buy it. However, as I said, I dont have my license yet, therfore, I dont have insurance. I was wondering, if my parents want to buy the car and keep it at home in the garage until i get my license and can get insurance, how would it work from the moment I buy the car until I drive it home. My parents have full-cover insurance with State Farm in both their cars, each pays their own insurance, would their insurance cover a second (technically third) car? What would be the step to take? How can I drive the car in peace without being nervous about getting pulled over or something? Please no rude answers, im trying to do things right, thus im here asking, Thanks""

How much do you pay for ur car insurance every month and how old are u?

I pay $83.09 every month and i am 20 years old. is that too much??, keep in mind that i never had any kind of accident or anything and i started driving when i was 15. I kinda starting to think its a waste of money if u think about it.""

How Much Is Too Much For Car Insurance?

Hi, I am an 18 year old male living in Huddersfield and in full time education at college. I passed my driving test in September 2010 and now its December, i decided to get an update of quotes on different cars such as 1.0 corsa's, 1.2 clio's and so on, but i was curious so i decided to check on my dad's 2005 1.4 diesel toyota. It came as a bit of a shock to me but i got a quote for 2600, on my own name some of the quotes i was getting were far to high, the lowest was 6000. So my question to you is, do you think 2600 is a reasonable quote to be a second driver on my dads car? I turned 18 a month ago and have had my driving lesson for just over 3 months, my dad has had his for over 30 years and has around 30 years no claims bonus, so do you think it is a reasonable quote ?""

Moped Insurance for my 16yr old son?

I am looking for moped insurance for my son. I am going to be paying for it and i would like to do it monthly. Does anyone know of some cheap insurers? And also should i insure it in my name or his name? Ive tried a few and because ive been putting in my sons name they wont alllow me to pay monthly as he is under the age of eighteen. Also if i put in my name, i havn't taken a bike test. Do i need to take a bike test to insure a moped in my name? Im sooooooo confused!!!!!! Please help!""

I'm 19 and I need cheap health insurance?

Okay, I'm 19 years old and I use to have some kind of plan with my mothers insurance but it was the kind where once I turn 18 I can no longer be on it. I really want to get insurance, but I don't know where to start. (I work only part time and can't get a full time job right now) I don't know what insurance companies are best for me or anything. I would greatly appreciate any help. Also, if I got insurance and then later found out I was pregnant what would happen? Would they cover that as well? Is there any insurance policy that covers pregnancy... if not, what could I do?""

What's a good car to get cheap on insurance ?

I'm from uk

HELP PLEASE! CAR INSURANCE?

OKAY SO I LIVE IN FLORIDA COUNTRY AREA IN HILLSBOROUGH COUNTY AND I WAS WONDERING HOW MUCH WOULD CAR INSURANCE COST ON A 1989 BUICK LESABRE THE INSURANCE WILL BE PUT IN MY AUNTS NAME WHO IS A (SENIOR CITIZEN) AND HAS A CLEAN DRIVING RECORD AND RECEIVES SOCIAL SECURITY. ****ALSO DOES SHE HAVE TO PAY FOR THE INSURANCE AS SOON AS SHE PUTS IT ON THE CAR OR DOES SHE WAIT UNTIL THE NEXT MONTH? HELP PLEASE?

Can you drive your parents' car without insurance?

i am 16 and live in Washington and I was wondering if I had to pay my own insurance to drive their cars.

How much does an office visit to the doctor typically cost when you are pregnant without insurance?

Whats the cheapest car insurance company for a first time driver?

I just got my provisional license, I'm 19 and I'm looking to buy a car. Now with that car I'm also going to need insurance. My parents went to their car insurance company and said that adding me to their insurance would raise their insurance from $500 to 2,000 meaning I wold have to pay $1,500 for my part every 6 months, $3,000 a year! Is there another car insurance company that could be cheaper whether it be just me on the policy or with both my parents? I don't have a car yet because I want to see how much it would be all together. Thanks for your help!""

What is the cheapest teenage auto insurance in texas??

in austin, texas just got a permit ....drive a honda,-accord ... am going to be 16 in like 4 months""

Does my son have to be put on my car insurance?

My son is 16 and he is driving my husbands car and my husband tells him that he cant drive the car everyday because he is not on the insurance. Does he have to be on the insurance?

What will the insurance cost be for a 2008 Mustang GT?

Ok, my son is about to turn 16 and his mother and I want to suprise him with a new 2008 Mustang GT premium. http://www.fordvehicles.com/cars/mustang/models/index.asp?v=html# That is the page that shows the models of all mustangs and we chose the GT premium for him. The car will go in his mothers name, so how much do you think the insurance will be?""

What does a good student car discount mean?

like, what grades qualifies for a good student. I've looked on a lot of insurance pages and it doesn't say what grades means your a good student please help!""

How much does it cost for 2 door car insurance?

Getting my second car soon...found a 2006 honda civic LX...this is a 2 door car (coupe) verrryyy nice and I need to know what insurance would be monthly/yearly for this. I'm still on my parents insurance- 19. Female. No accidents; tickets. North Carolina. College Student. Please help. Thank you.

How much will insurance offer for a car I paid 3000 for 6 months ago?

Peugout 106 1.1 Bought for 3 grand 6 months ago although he got it down from 3500 from a reputable dealer. It is likely to be a total loss so how much do you think they will offer me for it?

Insurance for new drivers?

hi i am about to turn 18 and for my birthday my mom and me are going to lease a car for me. the car is 20000 and its new. the insurance is crazzzy expensive but my mom is going to by a car to right when i am so is just keep that i mind for the insurance and stuff. what is the cheapest way to get insurance?? please help

Which insurance is cheap for 20 years old new drivers in WA Everett.?

Whats the cheapest auto insurance for a 17yearold you have found?

Right now on my parents plan I'm quoted at $215 a month have u found anything cheaper?

Albany New York Cheap car insurance quotes zip 12245

How much is the average car insurance if I'm 18?

Insurance premium increase for life insurance.?

Can my insurance company increase premiums (from $175.29 a quarter to $331.86 per quarter)when ever they wish? I retained my group life insurance for myself ($70,000)and for my husband ($50,000)after leaving my employment 15 years ago. Connecticut General(CIGNA Group) recently increased the premiums to the amount specified and said if we did not like it we could cancel. I've paid so much money into these policies and I do not wish to cancel now. There's no cash value on either one. We are in our fifties and preparing to retire and will not be able to afford premiums this high. What can we do, if anything? Any light you can shed on this issue is greatly appreciated. Thanking you in advance for your time and assistance.""

Car insurance for a japanese import?

I am looking for car insurance for a japanese import car and I am trying to find companies which will deal with imports and are cheap. I am only 18 so I know that the insurance will be pretty expensive but if anyone has had any experience with imports at this age and can tell me some companies to try that would be great. The car I am looking at is a Mazda mx-3 1.5i . If anyone knows how to get cheap insurance for this I would like to hear from you. It would be cheaper if I was a named driver and could earn no claims discount but I don't know if any of the companies who do that accept imports. Any help or advice anyone could give me would be very much appreciated. Thanks

Does anybody know where to get cheap auto insurance for a 18year old?

How to find Affordable Care Insurance for Multiple Sclerosis in Indiana?

How do you find a affordable insurance plan when spouse has multiple sclerosis? I can't get any information. I see that people say they got a good plan, but I can't find any for us. How do you stop the harassing phone calls after you try to see plans? Please help, thank you.""

Cheapest Car Insurance?

Whats the cheapest I can do for Auto Insurance? I lapsed a few times with my first Insurance, and had to switch cuz it was too much to renew. Then I qot a speedin ticket, 18 over limit (the speedin was unintintional), but its all paid for, and Im usinq Cuise Control reliqiously from now on. And I very cautious as far as wrecks qo.. Anyone have any suqqestions where my best bets would be? I need somewhere under or at $200 at most, per month. And yes Im aware of other details about the car itself is required, but as far as what I just presented, whats my best chances? (KY Farm Bureau, State Farm, qeico, and Allstate are out, Ive tried them)""

How much does driving test cost in the uk and insurance for a 17 year old?

how much does driving test cost in the uk and insurance for a 17 year old and how many driving lessons should i take ?

""Car insurance, full coverage versus liability?""

I drive a 98 Chevy Suburban, because it has a lien holder (bank) it has had full coverage insurance the life of the loan. Next month when we get our tax refund we plan to pay it off, not that much owed. Due to it's age wouldn't it be logical to drop the full coverage down to liability insurance. I know with it being that old the full coverage insurance would hardly pay out anything if it was a total loss anyway.""

What's the insurance price for a 10 ft boat?

I would like to know how much The insurance would cost for a 10 ft fiberglass fishing boat? Anyone can give me an estimate? Thanks

my friend wreak my car and he has full coverage with geico but does his insurance cover my car to. he wants ?

my friend wreak my car and he has full coverage with geico but does his insurance cover my car to. he wants to pay for it without calling his insurance cause he wants to pay cash it has been over a month. nothing has been done to fix my car. He did give me his car to use till this is settled but can i contact his insurance to see if i can get a claim to have my car fixed as soon as possible. called and they said that no information can be released without insured consent. in Yahoo! Answers

How much on average is motorbike insurance for a 17 year old girl in the uk?

:) i can't drive, but i wanna get a motorbike when i turn 17. how much would the insurance and tax etc be?""

How does business insurance work in a lawsuit?

As a small business, I'm finally getting around to looking at business insurance. God forbid I should get sued, but that would be the only reason I would get insurance at this point. If I get sued (assuming I did nothing wrong that would terminate coverage), what are my responsibilities with regard to paying legal fees? What role will the insurance company play or what control will they have in the litigation process?""

NY registration insurance lapse 2 years ago?

I know I sound ridiculous. Over 2 years ago I moved, and left my car at a relatives with plates etc. Never turned them in. I don't believe I cancelled insurance either . I just moved back and would like to register and insure the car again. I checked my drivers license and it is valid with no suspensions or restrictions etc.. I went online to get a quote from the same insurance company and it seems like I could have signed up right now with a very reasonable quote. lucky or can I expect something else when I go to the DMV?""

What kind of Insurance should we have when doing a Re Fi Loan?

I am looking over the paper work and one form mentions that we have options at time of closing for different types of insurance. We have Home Owners Insurance/ I noticed disability and mortgage and Life help please

Where can I get temporary van insurance?

I'm looking for temporary van insurance for my van as I want to drive it to Spain for a few days but don't use it enough to warrent paying for a year's insurance. I would also need european breakdown cover, so if someone could help with that as well, I would be very grateful.""

Have car insurance prices gone up in the past few months?

Hello About 3 months ago i looked for car insurance prices for my myself as an additional driver on my parents car and was getting quoted prices for 1300 ish, now i looked again this morning and they are more like 1700-2500 what has happen ? I dont get why they would fluctuate this much, any ideas ?""

Self Drive Hire car insurance?

Is therer any insurance company out there will insure under 21 on self drive hire cars?

How much will getting dentures cost me without having any dental insurance?

Auto Insurance question?

First of all, I was involved in an accident. I was hit from the rear and then I slammed into the car in front of me. Im not that smart when it comes to my policy, and I would like to change that. Im not exactly sure where Im covered in this area. Like I said, Im not auto insurance savvy, so if possible, keep explanation of coverage and the location of coverage in general terms. These are based on an average coverage. I need to find the following: The cost of a medical checkup for my passenger The front and rear damage to my car The damage to the car in front of me The damage to the car behind me The total amount of liability protection for bodily harm and property damage Any help would be greatly appreciated.""

What is car insurance rates?

I'm doing report, and i need to write bout 3 ways that how teenage car accidents rising affect us. One of my answer is car insurance rate would go up; &yet i don't know what that means. some one help?""

""Can I drive someone esles car, I f I dont have car insurance?""

Hi everybody, I have a quick question. My friend sometimes gives me a car. His car is insured and registered. But I don't have a car and don't have a car insurance obviously. Another thing is that he was my roommate and my drivers license are registered for the same address as his dl. Right now I live in another place. I have heard that if your drivers licenses are registered for the same address it might be a problem. So my questions are: - Is that ok for me to drive his car? - And should I change my drivers licens address ? or this is not true about this rumor?""

When is the right time to buy life insurance?

My son is due on Valentine's Day. Should I already have life insurance, or should I wait until after I get married, which is happening on the 17th?""

Can insurance drop you before a termination? ?

I was terminated from my employment on 10/1/2011. I had surgery on 9/12/2011 and the medical insurance company claims that my coverage was dropped on 9/11/2011. I am in Pennsylvania and my insurance was through my work. Is this legal? I was on company approved time off when the surgery occurred, so I was still legally employed and paying my premiums.""

What Are Some Good Health Insurance Companies?

I used to be a 1099 worker but just recently got switched over to a salary but i still do not have health insurance. Are there any affordable health insurance companies out there that ...show more

I'm 17 years old how can i get my insurance premium cheaper please? Any help is appreciated thanks?

Heya i was wondering how a 17 year old guy can get his insurance premium down please thanks

Albany New York Cheap car insurance quotes zip 12245

Cheapest car insurance in nj?

Can I put my daughter's car insurance in my name after filing for bankruptcy?

My 18 year old daughter just got her license and is now getting her first car. Her car insurance rates would be crazy high if she gets it in her name because she's young and a new driver. I would like to put it in my name so it will be cheaper for her, but I'm going through a bankruptcy right now. Can I still put the insurance in my name? She has a full time job and would be paying for the insurance on her own.""

""For my roads test, do i need to have insurance on the car i use (virginia)?

I am 19 years old and I am long over due to get my license. My mother let her insurance lapsed and she is the only person who's car I can use. Do I have to provide a insurance card when I go to take my roads test

Car insurance termination?

I got a very weird letter from Allstate. It was written in bold black text, basically saying that my car insurance will be terminated at the end of my current 6 months period, attached was a copy of a claim I had 2 years ago for a fender bender ($90). When I talked to my agent, he tells me that Allstate cancels everyone who have had a claim within the last 3 years. Can that really be the truth, are insurance companies really legally allowed to drop you due to a claim over a 3 years period? AND will I have problems getting signed up at another company due to this? The state is NY""

""Am I paying too much for auto insurance, or is it average for my age range?""

Insurer: GEICO Premium: $240/month (6-month policy, includes collision and comprehensive w/ $1,000 deductible) Gender: Male Age: 20 (almost 21) State: FL Driving for: 5 years Accidents/tickets: None Vehicle Type: SUV Vehicle Year: 1995 Supposedly, my premium is supposed to go down when I turn 25, at least that's what GEICO said. The other companies are just as expensive. What are your thoughts?""

Speeding ticket...how much will my insurance go up?

I received a speeding ticket. If found guilty of it, how much can I expect of an increase in my insurance premium? It is my first ticket. I have USAA insurance. It is a minor infraction. (1 point in here in Cali.) Thanks for the help!""

Whats the cheapest place to get car insurance when you got 2 dui's over three years ago?

Insurance for a car you don't drive?

I'd like to get a 79 monte carlo and I want to register it and insure it as a running car I don't drive. It's kind of like the insurance used for motorcycles when they just sit in the garage during the fall/winter months. Does anyone have any idea how much it might be. I'm a 20 yr old guy, but I would imagine it wouldn't make a difference for a car that isn't driven.""

Anyone have a phone # for Wells Fargo Auto Insurance Claims Dept? All the online numbers are for quotes.?

Just got hit and person gave a non-working number for the insurance company (I guess Wells Fargo Auto Ins took over Wachovia Auto Ins). Thank you!

""What would be the best insurance group to go in, if I am a first time car owner/driver?""

Hi, I am going to turn 17 in the autumn and I am looking for a first (used) car. But I am unsure about which insurance group is the best to go in? Someone told me I could get insured fairly cheaply on Group 5? I would like a reliable car, at the moment I am looking at Ford Focus, Volkswagen Polo, and Fiat Punto. I want it to be fairly new, and look good. I can spend up to 2000. Hope you can help

How much would my car insurance cost?

I can't find any information online. I haven't bought a car yet, but my dad was looking at this 2005 Ford Mustang. It is V8 Automatic, 2 doors, I have taken a Self Defensive Driving class, and I am currently 16 years old (I turn 17 in a few months). I don't have anything on my record either. So any estimate on how much insurance would cost? I can add some extra info if you need it. Thanks.""

Any experience of Swift Cover Car Insurance???

I am with Diamond at present and despite being with them for 6years and having 5years NCB their renewal quote is very high. I am potentially downgrading from a 2.8 TDX 4x4 to a 1.2 SXi Corsa and the reduction is only 30!! I looked on confused.com and Swift cover seemed to have a good rate (i know the really cheap ones on there are not so good- high excess etc). I looked on the website and it seems pretty good with only 100 excess compared to 150 with Diamond. Has anyone used Swiftcover for insurance before and would they recommend them or not??? Thanks : )

Can I get car insurance for one month?

I need tags for my car and I have to have insurance. I can't afford more than 150 so does anyone know a good place I can go that would let me do one month or just somewhere that is cheap online that i can pay a little amount then cancel the rest?

Health insurance for over 65 yrs old immigrant?

Im looking for health insurance for my parents. Theyre both 65 yrs old and have health issues (although, they dont require immediate health care but just being prepared in case an ...show more""

Are there any insurance companies that will cover Suboxone?

My girlfriend takes Suboxone strips twice a day and the Suboxone cost was covered by a program she was in. That program recently expired and we are trying to find out which insurance companies would cover the drug because she simply can't afford to buy the strips out of pocket. She only makes about $200-$250 a week so we were trying to find a low income solution. Are there any companies that we could potentially look into? AETNA is one that we are considering but we wanted to see what options were out there.

Car insurance- how do I do it.....?

I am looking for a car to buy but I want to know how much it will cost beore I decide on a car. Is there a way of finding this out without actually having the car yet? I have tried guessing but the search cant find the model or registration year and then it asks for the name that the vehicle is registered to. I am looking at a Nissan Figaro 1.0 automatic, Smart car automatic, peugeot 206 automatic or Mazda 2 (automatic) can anyone help me?""

""Insurance wise, am I allowed to drive my parents' car?""

My parents bought me a car (Honda Accord), and my name is only under that car at the current moment, whilst their names are under all of the vehicles in this family. So, if I was driving my dad's Acura TL, registered under him and my mom, and I got pulled over for a random checkpoint, would I be okay?""

Is it cheaper to get insurance on the same car or on a second hand car?

hi im taking driving lessons and my test is soon. I want to know if it is cheaper to get a second hand car and get insurance on that or get insurance on my brothers car. Which one is cheaper?

Cheap car/insurance for a young lad?

18 year old son has just passed his test. Looked at a Fiat siacento(I know thats wrong but you know what car I mean)1999/1100cc/65000miles/good nick/500,I thought bargain. Until I checked the insurance.... 3000!!! Before I start ranting about the cost of insuring a young lad(and the cost of my own insurance) can anyone tell me a cheap car that is also cheap to insure. Thanks.""

How can anyone afford private health insurance in USA?

I'm thinking about going into private business in the USA, but I'm concerned about how to insure myself with health insurance. The policies I'm seeing are extremely expensive, and the deductibles are quite high. How do people who start their own business manage?""

How much is a 2010 Jeep Sahara cost a month for insurance?

How much would insurance be on an eclipse for a 17 yr old guy?

im a 17 year old male, in search for a good first car from 3k to about 5k in price. i love eclipse models from 96-99 (gsx, rs or gs). does anyone know how much insurance is for these cars at my age?""

Where is the best place to get cheap car insurance for young drivers in the uk?

Hey everyone, ive tried all the usual avenues to find cheap(ish) car insurance for my 18 year old cousin and to be honest they are coming back with ridiculously expensive quotes, does anyone know of there are any companies in the uk that do offer a good deal?""

Is there such a thing as divorce insurance?

My parents are getting a divorce and, since it's California, the courts favor the female. Even though my mom and dad earn about the same money, my dad has to pay this huge amount to my mom for child support because she got more time with my younger brother. He's 12 and he told the mediator that he would rather live my dad full time, but the court gave my mom more time and made her the custodial parent. How old do you have to be to tell the court which parent you want to live with all the time? Also, just like there is medical insurance, has anyone ever heard of divorce insurance? It would kick in if you're ever stuck with child or spousal support. I haven't found anything on the internet yet.""

Cheap car insurance for a new driver?

like the title say do ya know a car insurance that is real cheap for new drivers got my license this month and my car and now i just have to register it and get insurance and i got a job and i just want to know how im going to budget stuff and how much you expect i should pay a moth

Albany New York Cheap car insurance quotes zip 12245

https://www.linkedin.com/pulse/what-happens-i-cant-pay-my-home-insurance-philip-austin/"

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