#CREDIT FINANCIER INVEST

[bitchesgetriches]

Hiiii!!! I keep getting invites to create money manager accounts from my bank & various credit cards, and i was wondering if y'all could explain what they are? I've tried to research them but can't make heads or tails if starting one is a good idea or not. Any advice??? TIA!!

First off, here's what you do with those "invites":

They aren't invitations. They're advertisements. You can safely ignore them. We explain all about it here:

Here’s What to Do With Those Credit Card Pre-approval Offers You Get in the Mail 

Now, a "money manager account" is probably just some kind of investment account. When you're ready, you can do some research on both investment accounts and credit cards on your own, and choose accounts based on YOUR needs, not what your bank wants to sell you. For more on that, read this:

Cheat on Your Bank—It's Not Your Girlfriend 

Hope that helps!

If this helped you out, tip us!

[spindleweedss]

reading a book about the history of money has finally given me a proper idea of what my shadow dragon rook does for a living

[leveragecreditrecovery]

A Message to You: Why “Mindset, Consistency, and the Fight for the Soul of Our Nation” Demands Your Attention

Dear Reader,

Thank you for making the time to connect with our work and efforts. Your commitment to understanding, contributing, and supporting the important conversations that shape our communities means more than words can express.

I’m inviting you to read my latest article,

https://open.substack.com/pub/tyroneglover/p/mindset-consistency-and-the-fight?r=1rkcyh&utm_campaign=post&utm_medium=web

“Mindset, Consistency, and the Fight for the Soul of Our Nation: An Open Call for Accountability and Unity.”

This piece is not just an article—it’s a reflection, a challenge, and a call to action. In it, I delve into the values that define us as individuals and as a society, and I ask you to consider a fundamental question—one that holds the power to shape our future.

What is that question? You’ll have to read to find out.

This article will take you on a journey through the role of mindset in fostering change, the power of consistency in shaping our collective destiny, and the critical need for unity in the face of division. It’s a heartfelt appeal to take accountability for the kind of nation we wish to leave behind, with practical insights and thought-provoking ideas to inspire action.

By reading, you’re not just consuming content; you’re becoming an active participant in the fight for a better, more united future.

Thank you for being part of this journey, for your thoughtful participation, and for believing in the work we’re doing to inspire change. Your support fuels the mission and reminds us all of the power of community.

Let’s fight for the soul of our nation together.

With gratitude and hope,

Tyrone Glover

CEO of Leverage Credit Recovery /

Founder of Yonkers Young Entrepreneurs / NAACP, Economic Development Committee Chair / Advocate / Activist / Honorable Discharged Veteran United States Army

[indianfasttrack]

Worldwide Insurance Companies along with detailed information

Gathering a complete list of all insurance companies worldwide, along with detailed information about each, is a vast and complex task. The number of insurance companies globally is in the thousands, varying across regions and industries (life, health, property, casualty, etc.). Additionally, companies frequently merge, change names, or cease operations, which makes maintaining an up-to-date list…

[brimarc-noel-llc]

Struggling with credit? It's time to act! Let BriMarc Noel LLC turn your credit woes into wins with expert advice and tailored solutions. Rebuild your credit and open doors to new opportunities!

https://brimarcnoel.com

(800) 452-8485

[fastlane-freedom]

10 Money Rules to Learn by the Age of 25 – Fastlane Freedom

Financial literacy is a crucial life skill that often doesn’t receive the attention it deserves in traditional education. Age 25 is a big deal because it’s when many people finish school, start working, and have to make important choices about their jobs, money, and relationships. It’s a time when taking care of your money becomes really important, and you should start saving and planning for the…

[onpointwin]

What do you think? What a Poll!!

Could this be the start of another Financial Crisis? Let's hope not.

[thewealthinger]

Life Lessons from Rich Dad Poor Dad by Robert Kiyosaki

[the-rushit-mind]

How to Get Out of Debt in 5 Simple Steps

Debt can be a huge burden on your finances, your mental health, and your quality of life. It can feel overwhelming and hopeless to deal with, especially if you have multiple debts with high interest rates and fees. But don't despair, there is a way out of debt if you follow these five simple steps:

Step 1: Assess your current situation

The first step to getting out of debt is to know exactly how much you owe, to whom, and at what interest rate. You can use a spreadsheet, an app, or a pen and paper to list all your debts, including credit cards, loans, overdrafts, and any other liabilities. Write down the total balance, the minimum payment, the due date, and the annual percentage rate (APR) for each debt. This will help you see the big picture and prioritize your payments.

Step 2: Make a realistic budget

The next step is to create a budget that reflects your income and expenses. A budget is a plan for how you will spend your money each month. It will help you track your spending habits, identify areas where you can save money, and allocate funds for debt repayment. To make a realistic budget, you need to:

- Record your income: Write down how much money you earn each month from all sources, such as salary, bonuses, tips, etc.

- Record your expenses: Write down how much money you spend each month on all categories, such as rent/mortgage, utilities, food, transportation, entertainment, etc. Be honest and include everything, even the small things like coffee or snacks.

- Subtract your expenses from your income: This will give you your net income or cash flow. This is the amount of money you have left over after paying for your essential needs. Ideally, this should be a positive number that you can use to pay off your debt faster. If it is a negative number, it means you are spending more than you earn and you need to cut back on some expenses or increase your income.

Step 3: Choose a debt repayment strategy

The third step is to decide how you will pay off your debt. There are two common strategies that you can use:

- The snowball method: This method involves paying off the smallest debt first while making the minimum payments on the rest. Once the smallest debt is paid off, you move on to the next smallest debt and so on until you are debt-free. This method can help you build momentum and motivation as you see your debts disappear one by one.

- The avalanche method: This method involves paying off the debt with the highest interest rate first while making the minimum payments on the rest. Once the highest interest debt is paid off, you move on to the next highest interest debt and so on until you are debt-free. This method can help you save money on interest and pay off your debt faster.

You can choose either method depending on your preference and personality. The most important thing is to stick to your plan and pay more than the minimum whenever possible.

Step 4: Negotiate with your creditors

The fourth step is to try to negotiate with your creditors for better terms. You may be able to lower your interest rate, waive some fees, extend your repayment period, or settle for a lower amount. This can help you reduce your debt burden and pay it off sooner. To negotiate with your creditors, you need to:

- Contact them: Call or write to them and explain your situation and why you are struggling to pay off your debt. Be polite and respectful and ask for their help.

- Make an offer: Propose a solution that works for both of you. For example, you can ask for a lower interest rate in exchange for making larger payments or a lump sum payment in exchange for forgiving some of the balance.

- Get it in writing: If they agree to your offer, make sure you get it in writing and keep a copy for your records. This will prevent any misunderstandings or disputes later on.

Step 5: Stay focused and motivated

The final step is to stay focused and motivated until you are debt-free. Getting out of debt can take time and effort, but it is worth it in the long run. You will feel more confident, happier, and financially secure once you are free from debt. To stay focused and motivated, you can:

- Set small goals and celebrate your achievements: Break down your debt into manageable chunks and reward yourself when you reach a milestone. For example, you can treat yourself to a movie night or a dinner out when you pay off 10% of

[finexpert]

How to Improve Your Credit Score in the United States

[god-fi-dence]

"Tax Pinch for India's Middle Class: Can the Upcoming Budget Bring Relief"​

[champstorymedia]

The Dos and Don'ts of Using Your Credit Card Wisely

Introduction: Credit cards are powerful financial tools that can provide convenience and flexibility when used wisely. However, if mismanaged, they can lead to debt and financial difficulties. In this comprehensive guide, we will explore the dos and don’ts of using your credit card wisely to help you make informed decisions and avoid common pitfalls. Section 1: Understanding Credit Cards Credit…

[leveragecreditrecovery]

The Call for Real Change and Growth in 2025

Community of Change-Makers,

Today, I’m reaching out to each of you—not just as individuals but as a powerful collective capable of driving real, meaningful change. The time has come for us to take the steps necessary to redefine our futures and rewrite the stories of those who come after us.

We’re not just talking about making small adjustments. This is about transformation—embracing the tools, knowledge, and strategies that will unlock the financial independence, stability, and prosperity we all deserve. Someone in your immediate circle—a friend, a colleague, a family member—is seeking this change. They’re desperate for it, and you have the power to be the trusted voice that inspires them.

All I’m asking is simple: join the conversation, share our content, and embrace the hashtag #MakeTime.

By doing so, you’re planting the seeds of opportunity for yourself and those around you. When knowledge is shared, it grows, and when opportunities are embraced, they multiply.

2025 is the year of transformation—the year of great success, endless possibilities, and abundant opportunities for anyone willing to take that first step. Ten years ago, I returned to my hometown of Yonkers, New York, with a mission to help adults resolve credit-related concerns. What I discovered was a much deeper, systemic misunderstanding of our financial system—one that has held back tens, if not hundreds, of millions of citizens from the promises of life, liberty, and the pursuit of happiness.

But here’s the good news: we can change this.

Our greatest asset, the youth of color in marginalized communities, teamed with the great equalizers—day trading, financial literacy, and understanding how money works—have the potential to rewrite history. Generation Alpha and the generations to come are uniquely positioned to correct the mistakes of the past, but they need a solid foundation. That foundation starts with us.

This isn’t about me. It’s about the future. It’s about equipping the next generation of leaders with the tools to achieve a stable, prosperous financial future.

So I urge you:

• Read, like, follow, and share our content.

https://open.substack.com/pub/tyroneglover/p/welcome-to-2025-building-wealth-stability?r=1rkcyh&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

• Embrace the hashtag #MakeTime because this work is too important to delay.

• Be the catalyst for change in your community and in the lives of those you care about.

The moment for action is now. Together, let’s build a brighter, stronger, and more financially empowered future for all.

With gratitude and determination,

Tyrone Glover

Co-Facilitator Leveraged Financial Literacy Investment Club / Executive Director and President Nonprofit Organizations Yonkers Young Entrepreneurs / CEO Leverage Credit Recovery / NAACP, Economic Development Committee Chair / Advocate / Activist / Honorable Discharged Veteran United States Army

[imdnews1]

ICICI Bank शेतकऱ्यांसाठी: आर्थिक उन्नतीसाठी उपयुक्त योजना आणि सेवा

शेतकऱ्यांसाठी आर्थिक विकास साधण्याच्या उद्देशाने ICICI Bank ने विविध उपयुक्त योजना आणल्या आहेत. या योजनांमुळे शेतकऱ्यांना आर्थिक सहाय्य मिळते आणि त्यांच्या शेती व्यवसायात सुधारणा होते. या लेखात ICICI बँकेच्या योजनांची माहिती देऊन, त्याचा उपयोग ग्रामीण भागातील शेतकऱ्यांसाठी कसा होतो हे समजून घेऊ.

[photographyandsnaps]

Understanding Credit Scores in India: A Complete Guide

Learn what is Credit Scores and how you can improve it

In today’s consumer-driven market, the desire to own the latest products often surpasses income levels, making consumer credit an essential tool for fulfilling aspirations. However, securing credit from banks hinges on having a good credit score—a vital indicator of financial health. In India, four credit bureaus approved by the Reserve Bank of India (RBI)—CIBIL, Experian, CRIF High Mark, and…