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BALITANG NEGOSYO: Digital Banking Firm 'CIMB Bank Philippines' launches 'CIMB Pay' for Fee-Free QR and Bank Transfers [#OneNETnewsEXCLUSIVE]
TAGUIG, NATIONAL CAPITAL REGION -- 'CIMB Bank Philippines' unveil to introduce "CIMB Pay", a new feature for making QR code payments and transferring money to the Philippine banks or electronic wallets without any fees. This newly-launched digital payment system recently rolling out in the mobile app on February 8th, 2025 (Manila local time).
For those unfamiliar with CIMB, here is what you need to know from scratch. CIMB Group Holdings Berhad situated in 'Kuala Lumpur, Malaysia', is a leading universal bank operating in the high-growth economies of the ASEAN region. The full acronym of CIMB is Commerce International Merchant Bankers.
'Bian Chiang Bank' was founded in 1924 in 'Kuching', this said country of Malaysia. It rebranded as CIMB in September 2006, becoming a traditional and digital-only bank. CIMB has since become a significant player in various sectors, including consumer banking, corporate banking, investment banking, Islamic banking, asset management and insurance service, which later including loan services above the mid-2000s. Twelve (12) years later in December 2018, CIMB has also launched the expanded digital banking services in 'Bonifacio Global City, Metro Manila, National Capital Region', aiming to provide innovative financial solutions for the local market.
Today, "CIMB Pay" uses the QRPh system, the national EMV (Europay-Mastercard-VISA) standard for Quick Response (QR) payments in the Philippines, where users can pay to over 1 million merchants across the country, including those in Negros Oriental such as Dumaguete City. This allows customers to pay for goods and services by simply scanning the QR codes displayed by the merchants, making the payment process and overall convenience.
Apart from supporting merchant payments, "CIMB Pay" also has a peer-to-peer fund transfer feature. Users can immediately transfer funds to other banks or e-wallets like Bank of the Philippine Islands (BPI) or Maya wallet by generating and scanning QR codes directly, with transactions to be settled through 'InstaPay' network. Interestingly, 'CIMB Bank Philippines' has 5 free transfers a day through this transferring bank network platform, where customers can manage their finances without additional fees.
The launch of "CIMB Pay" proves 'CIMB Bank Philippines' commitment to improving the digital banking experience of its customers. With fee-free QR payments and transfers, the digital-only bank aims to promote financial inclusion and support the country's move towards a cashless economy.
With the rise of digital payments in the financial tech bank industry, "CIMB Pay" places 'CIMB Bank Philippines' at the leading edge of the financial industry, delivering customers convenient and swiss army-like banking services. 'CIMB Pay' and 'QRPh' system are both supervised and regulated by the 'Bangko Sentral ng Pilipinas' (BSP).
BANNER PHOTO COURTESY: CIMB Bank PH via PR BACKGROUND PROVIDED BY: Tegna
SOURCE: *https://www.cimbbank.com.ph/en/our-app/cimb-pay.html *https://www.cimbbank.com.ph/en/help-and-support/faqs/app-transactions/cimb-pay/about-cimb-pay/what-is-cimb-pay.html *https://www.cimb.com/en/who-we-are/our-presence/philippines.html *https://www.cimbbank.com.ph/en/our-dna/about-us.html and *https://en.wikipedia.org/wiki/CIMB
-- OneNETnews Online Publication Team
#business news#taguig#NCR#national capital region#CIMB#CIMB Pay#Philippines#launched#digital banking#exclusive#first and exclusive#OneNETnews
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Solane LPG Joins Forces with GCash for Seamless Payment Solutions
In an effort to bolster access to safe and quality liquefied petroleum gas (LPG) products across the Philippines, trusted LPG brand Solane has forged a strategic partnership with GCash, the leading finance superapp. This collaboration aims to provide Solane LPG users with flexible payment options and enhance the accessibility of clean cooking fuel. Bridging the Gap in Cooking Fuel…
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#7-point safety check#affordable options#cashless payment#CIMB Bank#clean cooking fuel#cooking fuel#customer experience#domestic market#economic inclusion#economic progress#environmental impact#financial inclusion#financial solutions#flexible payment#gcash#GCash Scan-to-Pay#GCash wallet#gcredit#ggives#Hatid Bahay#health benefits#innovation#innovative solutions#LPG products#nationwide distribution#partnership#payment options#Philippines#press release#safety
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urgh sorry for not posting at all, i’ve been busy with comms and all the ralsei doodles i’ve made are shitty so i didn’t bother to post them here, they’re all on twitter tho
alt text: angle's art commissions :3
20 USD - Headshot (shoulders-up)
40 USD - Halfbody (hips-up)
60 USD - Fullbody (whole character)
* All of the above prices apply to fully lined, colored, and cel shaded art. I can also do smooth shading if you prefer.
Would draw: Human/Humanoid, anthro, feral*, mech*, super detailed* (* = subject to different pricing depending on how long it'll take; $10 per hour)
Won't draw: NSFW, heavy gore, hateful, hyperrealism, or I don't want to move forward with the requested art. Please respect my boundaries.
Additional character -> +75% of base price
Simple background (color, basic shapes) -> No additional fee
Complex background (furniture, scenery, etc.) -> +15-30 USD
USD. Pay half upfront. Send the rest once I finish. Wait time of (at most) 2 weeks after payment but I usually finish within 3 days to 1 week. I use PayPal and CIMB Bank. Please DM for details. Contact me: Discord: dailyralsei#2961 / Twitter: @ralseihugs
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Calm night - Gojo x you
Fluff
Gojo x you.
Enjoy!
~~~~
The fire crackled in front of you, little embers floated up into the air and faded in the darkness. Everything was calm, and quiet, it felt unusual as the kids were all snug in their sleeping bags, worn out from todays adventures.
Gojo sat beside you his arm draped over your shoulder, your head resting on his chest. It was peaceful. He tilted his head so he could kiss the crown of yours. He could tell you were exhausted but you refused to move, so he was content sitting there with you until you were ready for bed.
"You were great with them today. I was impressed with the amount of survival knowledge you have, and your ability to get those three to stop arguing and hold still long enough to teach them anything. You really have a way with them." He praised.
You smiled softly and hid your face against his chest, growing shy at the compliment.
He chuckled watching you, finding your awkwardness adorable. He watched you as you shifted slowly against him letting out a yawn. Gojo carefully scooped you into his arms and held you close, carefully making his way to the tent next to the childrens. After helping you inside and into a sleeping bag he went to put the fire out and check the surrounding area one last time.
Today had indeed been a long day of scouting, berry picking, hiking, testing navigation abilities, and wrangling three stubborn teens into paying attention. So it was no surprise at why Gojo was impressed with your ability to do all of that and more. He finished his walk around and cimbed into the tent with you, ready to settle in for the night.
-
#gojo fluff#gojo satoru imagine#gojo satoru x reader#gojo saturo#gojou satoru x you#jjk imagines#jjk#jjk x reader#jjk x you
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Mazda Takes Center Stage at Jakarta Fashion Week as Vehicle Sponsor
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PT Eurokars Motor Indonesia, the official Mazda brand holding agent in Indonesia, committed itself as the official vehicles partner for Jakarta Fashion Week 2025. The event will take place from 21st to 27th of October 2024 at one of the most exclusive places in Indonesia, that is Pondok Indah Mall. Mazda Participates at Jakarta Fashion Week For the Second Time This Year, with yet another highly successful edition of Jakarta Fashion Week, yet another successful showcase by Mazda, underlining the brand's commitment towards giving its support to the animated world of fashion, design, and lifestyle in Indonesia.
Mazda has prepared a theme to be chosen for JFW 2025, "Crafted in Style." That is to say, this is the inspiration on which Mazda chose the theme to highlight the hidden details and beauty that every Mazda vehicle goes through in its design process. The company feels this is the best platform to celebrate its style and performance-strong vehicles with a premium lifestyle after being successful with the run of the JFW for 17 years.
Creative Joint Venture with Fashion Designers
Mazda Indonesia has pushed this collaboration a step further to great heights together with some of the best designers in Indonesia, namely: ASHA, Jan Sober, Studio MORAL, and Rani Hitta. Through this creative cooperation, Mazda integrates the philosophies of beauty and functionality addressed by Mazda's KODO Design in their cars and that of the designer fashion collection. Result? A captivating harmony that stands to bridge both worlds of the automotive and fashion industries.
Special promotion: Drive now, Pay next year
Mazda Indonesia enthusiastically introduces its special promotion in JFW 2025 with the special "Drive Today, Pay Next Year" program in collaboration with Mandiri Tunas Finance or MTF. Customers can take their dream Mazda car home and pay the installment payment next year. Here are the special promos in wait for patrons in JFW 2025: Sales Promotion
VIN 24 Car: Purchase Mazda cars with a 2024 Vehicle Identification Number.
Double Sales Offer for VIN 23 Cars: Double sales offer with purchasing via the cars sporting the 2023 VIN.
Specific Colors Gift Offer: Gift of exclusive offers of Mazda CX-60 (3.3L AWD) units with specific chosen colors Gift Direct:
Free 1,000-liter bp Ultimate gift with the purchase of Mazda CX-60 (3.3L AWD). •Customers who will purchase the Mazda CX-60 (3.3L AWD) version of Elite are also entitled to Interior Coating and three maintenance services per year in partnership with System X. Financing Partnership: •Drive Today, Pay Next Year makes Mazda ownership more accessible, and CIMB Niaga Finance offers special down payment and interest rate packages during JFW 2025. Enjoy the Mazda Difference "It is thrilling to co-create with Jakarta Fashion Week 2025. This co-creation symbolizes a co-creation project well in line with Mazda commitment for creative industrial development within Indonesia, with an emphasis on fashion, design, and lifestyle," said Chief Operating Officer PT Eurokars Motor Indonesia Ricky Thio. "The Drive Today, Pay Next Year program means customers can easily drive Mazda cars, besides designing differently, will also create imprints while driving.". Located at the heart of Siksak Jenengan Plaza, Malang, the venue is poised to give a different experience. Visitors will be encouraged to ride test its signature Mazda Jinba-Ittai. Meanwhile, Mazda's beauty in interior and exterior designs can be seen at the Mazda Exhibition during Jakarta Fashion Week 2025 held in Pondok Indah Mall 1, October 21-27, 2024.
For more updated information about the automotive market, the latest cars & bikes, Please visit our website https://www.autoini.com
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Chinese cities have relaxed their mortgage regulations in an attempt to stimulate the property market
On Wednesday, two major cities in China relaxed their mortgage restrictions while the country's leading banks warned of increasing risks due to the escalating turmoil in the property sector. These moves come as Beijing intensifies its efforts to stabilize the sluggish economy.
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Guangzhou , China's fifth biggest city, and the tech hub of Shenzhen said that mortgage curbs would be eased, allowing home buyers to enjoy preferential loans for first-home purchases regardless of their previous credit record.
Chinese authorities have urged cities to expand the definition of first-home mortgages as part of a series of measures to revive the struggling property market, which represents approximately a quarter of the country's economy. The decision to relax mortgage restrictions in Guangzhou and Shenzhen is a response to this call.
To stimulate consumer demand for property, Beijing has implemented several measures, including the reduction of interest rates on existing mortgages by some state-owned banks. This is the first such reduction since the global financial crisis. However, these measures have raised concerns about their impact on Chinese banks.
For the first half of the year, two of China's largest banks, Industrial and Commercial Bank of China Ltd (ICBC) and Bank of China (BoC), reported slow profit growth and declining profit margins.
As the property crisis deepens, Bank of China's Chief Risk Officer, Liu Jiandong, has raised concerns about the bank's mortgage asset quality. However, he also mentioned that there has been no significant deterioration.
At the end of June, China's mortgage loans amounted to 38.6 trillion yuan ($5.29 trillion), which is equivalent to 17% of banks' total loan portfolios.
The Chinese property sector has been plagued by crises since 2021, and concerns about contagion have increased this month following liquidity stress in leading developer Country Garden.
China's largest private property developer, Country Garden, will release its first-half results on Wednesday, which will provide insight into the company's financial situation.
Amid growing concerns about the health of the world's second-largest economy, Beijing has announced several support measures, including the anticipated reduction in existing mortgage rates. However, some analysts and home buyers remain skeptical about the effectiveness of these measures in reviving buyer demand. This is because consumer confidence has been severely impacted by economic difficulties that have led to a record high youth unemployment rate in June.
Property agents have noted that there are few individuals shopping in the secondary market, and commercial mortgage rates remain significantly higher than the rates offered by the housing provident fund, a government savings program for housing purchases.
Jackson Wang, a homeowner in the eastern city of Linyi, has decided to transfer his mortgage from a top Chinese bank to the provident housing fund. This move will reduce his interest rate from 4.8% to 3.2%, and he will pay approximately 5,000 yuan per month for his flat.
Wang, who is 38 years old, expressed his disappointment with the real estate sector in China and stated that he would not be interested in the sector again unless home prices were significantly reduced. He hopes that the rate cut will help ease his financial burden as he has already purchased a home at a high price and has been paying a high mortgage.
According to Raymond Cheng, the head of China research at CGS-CIMB Securities Ltd in Hong Kong, the relaxation of mortgage regulations has come too late. He believes that the boost to home sales may not be substantial due to the very weak sentiment among home buyers.
Cheng further added that if regulators had implemented this policy six to nine months ago, it could have had a much greater impact on developers' sales.
The reduction in mortgage rates is expected to increase margin pressure on banks, which are already facing challenges such as lower lending rates, pressure from the government to support the economy, and bad debts linked to developers and local government financing vehicles.
Bank of China reported that some local government financing vehicles (LGFVs), which play a crucial role in China's infrastructure development, have defaulted. However, the bank's Chief Risk Officer, Liu Jiandong, stated that the business is currently operating steadily.
Liu further added that Bank of China's overall business with local government financing platforms remains stable, and the total amount of credit granted is relatively moderate compared to its peers.
According to Bank of China's Chief Risk Officer, Liu Jiandong, the bank's asset quality has slightly declined compared to the beginning of the year, but it is still manageable.
To support local government financing vehicles (LGFVs) - which have approximately $9.1 trillion in debt - large state-owned banks have been extending loans to them or rolling over existing loans.
Fitch Ratings' Director of APAC Financial Institution, Vivian Xue, has predicted that revenue pressure on the banking sector will continue until 2024 due to narrowing margins and weak demand for retail loans.
To alleviate the impact of these challenges, major state banks are expected to reduce interest rates on some fixed-term deposits. The cuts are expected to range from 10 basis points to 25 basis points.
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Ví Trả Sau Zalo Pay Là Gì? Cách Mở Ví Trả Sau Zalopay Như Thế Nào?
Tài khoản trả sau ZaloPay (ví trả sau Zalo Pay) là sản phẩm cho vay tiêu dùng không có tài sản bảo đảm được ngân hàng CIMB Việt Nam, thuộc Tập đoàn CIMB – là ngân hàng hàng đầu châu Á cung c���p. Tài khoản trẻ sau ZaloPay cho phép chủ tài khoản ZaloPay được phép sử dụng hạn mức vay để thanh toán một số dịch vụ trên Ví ZaloPay dễ dàng hơn với nguồn tiền dự phòng.
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OneNETtv Channel and OneNETnews open its own foundation and donation services
DUMAGUETE, NEGROS ORIENTAL -- The one and only Internet Television Broadcasting and News Organization in Dumaguete City is now expanding with your good generosity, and the help of your proceeds via digital and/or physical donation payment methods by yours truly.
Per statistics of our highest rated social media popularity, our broadcasting company and a news team of OneNETtv Channel & OneNETnews decides to open our newly self-independent & non-profit organization last Saturday night (March 4th, 2023 -- Dumaguete local time).
ONC Holdings and ONC Productions Media Inc. adding it's own foundation dubbed as ONC Foundation Inc. (ONCFI): *Our mission of ONCFI is to help others in need by the charity and to contribute your proceeds to keep our own Internet TV and news station going. With the help of your Solid Bandera Supporters, we are seeking to pay all the services straight from the source such as personal debt repayments, paying utility bills, purchasing all the goodies, broadcast equipments, computer repairs, etc. as part of your membership with us. *ONCFI's vision is to seek your contributions upon processing your donated proceeds first hand. and *We want our self-sufficient foundation to become a full member in every single donation, as well as to help our own families and avoid being forced into absolute bankruptcy.
Over 12 years of internet broadcasting in a digital world since the start of October 2010 onwards, where it was originally started in a former Internet Cafe called MUSUMECI in Cervantes Street, near the exit gate of West City Elementary School (WCES). Today, our home broadcasting studio of OneNETtv Channel is located at 553 Cornelia Road, Purok Tamsi, Brgy. Pulantubig, Dumaguete, Negros Oriental.
Our internet broadcasting company is in need to raise money publicly with us on both sides. We fully encourage our Negrosanons and around the globe is to keep our internet broadcasters and news publishers going by becoming a member of a Solid Bandera Supporter on our own news blog: http://onenettvchannel.tumblr.com/donate.
We are accepting donations thru online e-wallets like GCash, PayMaya, ShopeePay & Coins.PH, along with physical banking methods like CIMB Bank, RCBC and UnionBank. We're also accepting cryptocurrency donations thru our crypto partners with Binance & Coins.PH, or via digital payments through PayPal, Throne.me, Ko-Fi or Patreon. Best with savings and credit cards in almost all platforms.
Per contributions from our news readers and LIVE viewers, our own future is really promising with us. We are the freedom of the press in the Negros Island Region and we expect more to cater people to support us in a various ways possible.
As always, we are only the best is here, made love from Dumaguete. ONC Foundation Inc. is now officially opened.
-- OneNETnews Team
#corporate#dumaguete#negros oriental#donate#fyp#viral#journalist#journalism#local#local news#independent#ONC Foundation#sponsors#banking#money#OneNETtv Channel#OneNETnews
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Thank you for the encouragement, I needed that😘 Nobody I know offline has a bird so I don't always have a good feel for what's normal with them.
With Fuey, how do you tell the difference between her screeching being afraid of something, or just yelling because she wants you to stop paying attention to that thing and put it back on her?
I've tried various musical genres and he has never shown any interest at all, and if I try dancing he looks at me like I've gone crazy, lol! I know his first home for 19 years was with an elderly couple, maybe I need to try some old people music 🤔
That is really interesting about the tongue. He definitely reminds me of a baby learning about things by putting them in their mouth. I had never thought of that as a way to reassure him things are safe but I will definitely try it!
Consent 100%. We patiently worked with his backpack for weeks until he was happy to hop in and be carried around indoors. Then I did a very short session sitting in the garden with him on a mild day, giving lots of treats.. and the next day he refused to cimb into the bag. I got it out a couple of days more, same result, so we just left it.
Another difficult one, let's say I go into the kitchen to put the dishes away. He chooses to follow me in and he's free to leave any time he wants. But when he's afraid of the clattering sounds or the tap running, he screeches at me to stop instead of just.. leaving? Maybe I just have a little grumpy old man 💚
Dear pet bird ive called male for 20yrs congratulations on your third egg this week
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This ‘Eat Now, Pay Later’ 0% Instalment Plan Is What You Need To Indulge & Celebrate With A Peace Of Mind
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It’s not surprising that Malaysia is seeing a widespread adoption of digital payments. The volume of cashless transactions in Malaysia is estimated to have doubled in 2020 compared to the year before, according to the International Data Corporation (IDC). Fueled by the pandemic, high-contact physical payments that require cash have become less favourable and the country is moving towards…
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waiting for my raya apology from u rn.
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