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Avoid common financial pitfalls by separating your personal and business finances. Discover 5 must-know tips, and enhance your financial management with expert Financial and Accounting Services.
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2 Column Ledger Book: Personal, home-based, and small business accounting logbook
#Books #AccountingStandards
#SmallBusiness#Business#income#expenses#bookkeeping#accounting#wealth#personal#project management#heath ledger#digital art#illustration#marketing#trending#christmas#amazon
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Evergreen | Chapter Five: Acceptance
Pairing: Joel Miller x f!reader
Chapter Summary: It's almost Christmas, so you take the time to reflect on your accomplishments while enjoying the peaceful life you've created with Joel.
Chapter Warnings: language, soft!joel, smut (18+ MDNI), unprotected piv sex, food and alcohol consumption, Christmas, so much fluff it hurts
WC: 5.1K
Series Masterlist
"Alright, try some of this."
Ellie set down her spiked hot chocolate on your kitchen counter and stood to take the spoon from your hand. She blew on the soup before sampling a small taste and vigorously nodding her head.
"That's fucking amazing, we should make that a regular item."
You grinned and tossed the spoon in your sink before maneuvering around her to reach the spice rack. Your new house was just a two-bedroom ranch and the small kitchen took some getting used to, but you finally made the rented space feel like home. Although when you and Ellie occasionally found yourselves crammed in your kitchen to test some new products for the food truck, you couldn't help but long for the beautiful kitchen you used to have.
"I think I'll add this and take off the turkey chili, it doesn't do too well," you said before turning to your fridge and scribbling something on the white board. It was close to Christmas and you had already introduced your cold-weather menu for the food truck, but you were always actively looking to make tweaks where it was needed.
"Sarah really likes the chili," Ellie reminded you.
"I'll make her a big batch and divide it up so she can freeze it when she goes back to school."
"Is she helping out on the truck tomorrow?" Ellie asked before picking her hot chocolate back up, then she wandered over to your living room to examine some ornaments on your tree.
"Yeah, she's helping all day. Joel's gonna get a kick out of seeing her on the truck for the first time," you laughed. You checked the time and turned off the burners before lifting the huge pot of soup with a grunt and setting it on an unused side of the stove to cool. Joel and Tommy's crew were working on a retail storefront and you had promised to stop by with the truck for lunch the following day. You had figured it was in a busy part of town and you were hoping to also capitalize on all the holiday shoppers.
Chicks 'n Chicken specialized in, well, chicken, as the name implied, but when the weather turned colder, you realized sandwiches just wouldn't cut it for the winter, so you began to add soups and stews to pair with your signature sandwiches like The Ellie, The Sarah, and The Joel. It was the first big idea you had when you finally took the plunge and started a food truck: every sandwich was named after someone important to you, including sandwiches named after Mia and Daniel.
At first, it was hard. Really fucking hard. Harder than you expected. There was so much to do behind the scenes: bookkeeping, inspections, keeping the truck and your machines up to code just to name a few. Joel was a huge help with the business side of things and you were eternally grateful for his insight. In return, you let him be your taste-tester, a job he adored and took very seriously.
Once you got the boring stuff out of the way, things got much better. You hired Ellie to assist you, and even her girlfriend Dina worked part-time. The two of them painted the truck these gorgeous, vibrant colors and helped you design the menu, and before you knew it, you were up and running.
The first couple weeks were slow and steady. You didn't expect to make much right off the bat, but you would have been lying if you said you weren't slightly disappointed you didn't do more business.
But then Sarah and Ellie came to the rescue, and your entire world changed.
They had clued you in to the latest social media app and helped you create an account. They must have been avid users because they always knew what was trending, which is how you managed to create a video that went viral overnight. It was the three of you doing some silly dance to a song you had never heard before inside the truck. When you watched it, you cringed and begged them to delete it, but they promised it would be a hit. And boy, were they right.
Just a few months later, you were closing in on one million followers. The girls kept your page fresh and relevant and if you were a lesser person, you might have been a little put out that your marketing degree essentially became useless when competing with two girls in their twenties who were apparently chronically online.
But you absolutely loved it. You were beyond thrilled you had been so unexpectedly successful so quickly. It was the best gift you could ever have received, and you told them so every time they pestered you for Christmas gift ideas.
"Your parents coming up for Christmas?" Ellie asked when she spotted a framed picture you had of them next to your couch.
"Uh... my mom is, yeah," you said, dusting your hands on the sides of your jeans as you moved around your kitchen. Ellie picked up on the tone in your voice and swiveled around.
"But not your dad?"
You shook your head and pulled out the biggest Tupperware containers you could find.
"No. He's not thrilled with some of the choices I've made," you told her, keeping your gaze focused on your work so she wouldn't see the hurt in your eyes.
"The food truck or Joel?"
You cleared your throat and shrugged. "Both. He thinks I'm investing Daniel's money in something where I'll end up failing and he is not okay with Joel being a few years younger than him."
"Shit. I'm sorry," Ellie said softly, joining you back in the kitchen. "That's fucked. But at least your mom sounds cool, right?"
"Well, she's coming around to it. It'll be her first time meeting Joel and I'm really hoping once she sees us together and how great he is, she can report back to my dad and maybe change his mind."
"Ha, no pressure, right?" she laughed. You grinned and finally turned to face her.
"You know what? I'm starting to not even care. Is that bad?" you asked with a guilty look on your face. But before she could answer, you continued. "I mean, I'm happy. I'm successful. Joel and Sarah are amazing. Should I even care if they agree with my choices or not? I'm an adult. I don't want to ruin my relationship with my parents but I'm not willing to sacrifice my own happiness for it."
"Hell yeah, man," Ellie said while toasting you with her hot chocolate. "You got the right headspace. Therapy is doing you good."
"Yeah, surprisingly, it kind of is," you said with a chuckle. An alarm went off on your phone and you glanced at it curiously before your eyes widened in panic. "Shit! I promised Joel I'd be over for dinner, I gotta clean up and get the hell out of here." You snatched your apron off and then your eyes locked onto the huge vat of piping hot soup on your stove.
"I'll handle it. Go!" Ellie said, waving her hands. "I'll lock up before I leave."
"Are you sure?" you asked, but you were already backing out of the kitchen.
"Absolutely. I'll watch some movie or something while I wait. Dina's working at the bookstore til ten, anyway."
"You're the greatest, Ellie, thank you!" you called over your shoulder as you disappeared into your bedroom to change.
"How is it you look prettier every time I see you?"
You giggled when Joel's scruffy beard scraped against the side of your neck, then melted into his arms when they circled around you from behind.
"Did you know you left the oven on? You're lucky you didn't burn the place down," you teased, tilting your head to give his lips better access.
"I was just takin' a quick shower, I knew there was plenty of time left."
He wasn't wrong. The lasagna he made still needed fifteen more minutes. Joel had actually gotten a lot better at cooking over the last few months. He liked to give you all the credit since he spent so much time watching you in the kitchen test new dishes for the food truck.
"And look at that," he murmured when he glanced at the timer. "Still got extra time. Any idea what we should do?"
"Are you looking to get dessert before dinner?" you asked, feigning shock. Joel chuckled against your throat before pressing himself against your ass and - shit, he wasn't joking.
"Been almost a week," he groaned against your ear. "Missed you so fuckin' much
"I missed you, too," you whispered before twisting around in his arms. You pressed your lips eagerly against his, getting lost in the familiar way you fit together. Whenever you were with Joel, your soul felt at peace. Everything seemed to make sense again and any stress faded away. But those things were difficult to explain to your parents without sounding insane, so you stopped trying, perfectly content with keeping the happiness he provided just between the two of you.
You blamed your weak resolve on the fact you had a stressful few days without him, craving the comfort only he could provide. That was why you found yourself less than five minutes later straddling his lap on the couch with your jeans abandoned somewhere on the floor behind you. Joel didn't even take his pants off all the way. He had shoved them down to his knees in a frenzy, desperate to feel you again after a long week.
The air stilled when you sunk down on his cock, the both of you too caught up in the feeling to remember to breathe.
"Oh, baby," he breathed, head tipping back to rest against the back of the couch. "Oh, that's it. That's my girl. There you go," he whispered, eyes glued to the way he disappeared inside you. You shifted and a small whimper slipped past your lips, pulling his gaze back up to you.
"How is that? Feel good?" he asked while circling his arms around your waist. You hummed and nodded before you started to move a little in his lap. You went slow at first while sharing deep, messy kisses. The hair from his beard burned your chin when he pried your mouth open wider, tongues swirling together amongst shared moans.
His big hands spread wide over your ribs, holding you against him to feel as close as possible while you slowly rocked your hips. He finally gave you a chance to breathe and broke the kiss, but then his mouth trailed down your throat and you held your breath anyway when his teeth grazed against the sensitive spot he made a mental note of last time.
"Missed you," he reminded you again as his lips ghosted over your collarbone. "Missed this. Missed feelin' this close to you."
"I know," you gasped, hands grabbing at his shoulders when he mouthed at your breast through your shirt. You started to move faster, encouraged by the delicious sting from his bite. "Fuck, Joel, do that again. Please," you whined.
He smirked and did the same playful bite to your other breast, cock twitching inside you when a low moan slipped past your lips.
"You like that?" he pressed. He loved it when you lost yourself in the moment, too engulfed with pleasure to hold yourself back. When he had you like that, you had no trouble asking for what you wanted. Your polite little filter vanished and you allow yourself to be selfish, to take what you want to make yourself feel good, and his chest puffed with pride every single time that you would choose him to be vulnerable with. You chose him to seek out everything you desired. You trusted him.
"Yes, Joel," you rasped. Your head was tipped backwards and your eyes had slid shut as you began to bounce faster on his lap. "Yes, Joel, I love it. I love it. Fuck, you feel so good. I can't - ah! - Christ, Joel, I love you-"
Time stood still with your words sitting heavy in the air. It took you a few seconds to realize what you said, then your eyes snapped open and you slapped a hand across your mouth in shock, hips freezing mid-air.
"I'm sorry," you mumbled, staring down at his surprised expression. "I didn't mean for that to be the first time-"
"But you did mean it?" he asked, stopping your muffled ramblings. Slowly, you nodded with watery eyes. He yanked your hand off your mouth and pulled you down for a searing kiss.
"I love you, too," he whispered happily against your mouth. His hips began to rock up into you, encouraging you to move with his hands firmly on your waist. "Keep going. Want you to come for me," he said with a grunt, lips still hovering centimeters away from yours. You nodded and began to move again, chasing the release you were moments away from tasting before you had panicked and stopped.
"C'mon, make yourself feel good. Take what you need, baby," he groaned when you bounced faster, breasts swaying underneath your shirt right in front of his face, teasing him. He lunged forward and pinched your nipple between his teeth right when his thumb began to work quick circles over your clit. You cried out his name, fingers clawing at his shoulders until he finally heard that content little broken moan and your release slowly trickled down his cock.
"Shit - gonna come," he growled. His hand left your clit so he could wrap both arms tightly around your middle, using you for leverage as he roughly fucked up into you. You had sagged forward, head resting on his shoulder while placing sweet kisses against his throat. You heard his harsh pants for air in your ear and smiled at the soft noises he made right before he stilled with a loud groan, pumping you full of his seed until his shoulders relaxed and he leaned back tiredly against the couch.
Your hand snaked around the back of his neck, turning his face towards you for a lazy kiss before whispering I love you one more time.
"I love you so goddamn much," he sighed, making you giggle. You pushed yourself up with a sigh, feeling groggy and satiated. You were in the middle of lovingly tracing the creases next to his eyes while he gazed up at you when the timer on the stove went off. You both groaned, neither of you ready to pull apart just yet, but the last thing you wanted was the smell of burnt lasagna permeating the house for the rest of the evening. With a gasp, you lifted yourself from his lap and turned to hunt for your panties on shaky legs.
"Go clean up, I got it," Joel said, standing and pulling his jeans up the rest of the way. You nodded and waddled towards the bathroom with your clothes while he tended to your dinner in the kitchen.
"So, you're comin' by the site tomorrow?" Joel confirmed around a mouthful of food. You nodded, only half listening to the television, your brain still blissfully quiet from earlier.
"Yep. Then after I'm meeting with this woman from the paper. They want to run a small piece on the truck, talk about the viral stuff, all that."
"My girl's gonna be in the paper?" Joel asked excitedly. You laughed, wanting to tease him for being one of the few people who still read an actual newspaper, but his support for you and your dream was so sweet that you didn't want to ruin it.
"Yep. Maybe even a picture, too."
"Well, damn. Look at you," Joel said softly, and you smiled at the tender look in his eye. "Gonna be famous. Can't wait to frame it. I'mma put one in my office at work and one here," he told you matter of factly. He pointed to the mantle, currently adorned with garland and christmas lights, where an old picture of him, Sarah and Mia sat, along with a picture of Tommy and Maria from their wedding day.
"I get to be on the mantle?" you asked excitedly.
"'Course you do. Woulda been up there sooner if we ever took a decent picture together."
"We take tons of pictures together," you began, but he quickly waved you off.
"And in all of 'em I look like shit."
"You do not! You look better than me most of the time with that goddamn smirk of yours," you teased, pinching his side when you added, "and you've lost almost twenty pounds."
Joel just laughed and wrapped his arm around your shoulders, taking your plate and stacking it with his before turning his attention towards the television. His thumb drew mindless circles over your arm and you listened to the peaceful, steady beat of his heart with your ear pressed against his chest.
Closing your eyes, you breathed deep and thought back on your life from the past several months. You had some curveballs thrown at you, sure, but given the circumstances, you were pretty damn happy with where you ended up: curled up next to the man you loved, listening to him mumble the wrong answers to Jeopardy amongst the twinkling lights from the Christmas tree.
"Howdy, girls!"
"Hey, Uncle Tommy!" Sarah called down from the window of the food truck. He grinned at her crooked black cap stitched with your company's name and logo on the front. Wild little pieces of hair stuck out from underneath, framing her face which was dusted with flour.
"Looks like you're workin' hard," he said, waving when he spotted you hurrying by behind her.
"It's crazy busy! We've been moving non-stop since we parked!" she exclaimed.
"Well, get ready, 'cause I just brought twenty hungry construction workers," he replied while jutting his chin down the sidewalk where his crew had been carefully walking around piles of snow that had been packed down and pushed around by the feet of holiday shoppers.
"Good timing, 'cause we just got through the lunch rush," she said before straightening up and turning to you and Ellie. "Hey, guys - my dad and his crew are on their way! Want me to drop some chicken in the fryer?"
"Yeah, toss in a tray of breasts and a tray of tenders to get us started," you said, wiping your hands on your apron before turning to Ellie. "And-"
"Yeah, I know, I got the bread out of the oven already."
You grinned and turned to give the three soups of the day a quick stir and did a quick check on the stock of paper products, confirming you were in a good enough spot to take on another wave of business when you heard a woman's voice call your name from the sidewalk, stopping you in your tracks. When you saw it was the reporter you had promised to meet with for the write up she was going to put in the paper, you felt your heart sink.
"Carmen, hi! We're getting another rush, I'm so sorry!" you said while leaning through the window to shake her hand. "Can I get like, twenty minutes?"
"Of course!" Carmen replied. "I have some shopping to do anyway, take your time."
You were in the middle of expressing your thanks when the truck was suddenly bombarded with Joel and Tommy's crew, their deep voices laughing and talking over one another while Ellie began to take some orders at the register. Before you got back to work, you spotted Joel and excitedly waved him over.
"Hey," you grinned as you practically hung half your body out of the window to grab his face and pull him in. He chuckled and leaned up to kiss you, his cold lips pressing against yours and urging them apart so he could slip his tongue inside your mouth.
"Hey! People are tryin' to eat!" Tommy laughed while playfully swatting at Joel's shoulder. You both laughed and pulled apart, too giddy and love drunk on each other to care.
"You're cold," you said after you pulled yourself back inside the truck. "Do you want some coffee?"
"Yes, please," Joel replied, eyes glittering with pride as he watched you move around the truck. When you stretched forward to hand him the cup, you winked and said, "On the house."
"How's the job going?" you asked as you worked on slicing up the bread Ellie had pulled from the oven. Tickets fluttered in front of you and Sarah gave Joel a big smile and wave when she dropped off chicken fresh from the fryer.
"Alright. Glad we're workin' inside today but place ain't rigged for heat yet so we're makin' do," he replied, taking a sip from his cup. "How's business?" he asked, nodding towards the truck. His eyes drifted fondly over the front where you had printed out the menu in huge letters. Every time he saw his daughter's or his wife's names, his throat tightened. You didn't have to name dishes after them, but you did. Practically insisted on it. It made him emotional back then and it continued to make him emotional whenever he saw it.
"Great! I was hoping to capitalize on holiday foot traffic and boy, did I."
Your eyes were glued to your work, chopping and slicing, making sandwiches and wrapping them in paper while scooping out soup from the huge vats behind you and bagging everything with ease.
You were in your element. This was what you were meant to do.
"Joel! Did you order yet or what?" Ellie called from the register.
"He always gets the same thing," Sarah reminded her with a playful hip check. Ellie rolled her eyes and stifled her grin.
"Oh, yeah, duh. You," she said, narrowing her eyes in your direction. You felt your cheeks warm and you smiled but kept your focus on your work.
"You don't always have to order my sandwich, you know," you teased him.
"Now how can you blame me when you taste so damn good?" Joel smirked from the sidewalk, instantly eliciting a groan of disgust from each of the girls.
"He means the sandwich!" you laughed, feeling all flustered and praying your embarrassment didn't show.
"Do I?"
"Joel!" you hissed with wide eyes as Sarah called him gross and Ellie covered her ears. He threw back his head and laughed while you shook your head with a permanent smile stretched across your face.
This is true happiness, you thought. This feeling could never be topped.
Once Joel and his crew ate and slowly disappeared back down the street towards the storefront they were working on, you washed your hands and checked your reflection before stepping out of the truck with your coat draped over your arm. You glanced around the now mildly crowded street, searching for Carmen and smiling when you locked eyes with her a few doors down carrying a couple shopping bags.
"Perfect timing," you said when she was within hearing range. "Thanks again. My boyfriend is working around the corner and brought his entire crew."
"No apology necessary," she replied warmly, then glanced around with a shiver. "Mind if we pop into this coffee shop? Shouldn't take more than half an hour."
You happily agreed and followed her inside the warm café, breathing in deep the scent of cinnamon and smiling to yourself when you heard the faint sound of Christmas carols filtering through the speakers.
Carmen wasted no time. She dove right in, asking you how you came up with the idea for the food truck and then segueing right into the viral video Ellie and Sarah created that got you such a cult following. You explained that Ellie was a friend, leaving out how you met for her own privacy, and how Sarah was Joel's daughter.
"I'm noticing these names are familiar," Carmen said with a smile.
"Yeah, I named sandwiches after important people in my life. It felt like a sweet way to honor them and express my gratitude," you explained. Carmen hummed and reviewed her notes, phone recording quietly on the table between you.
"May I ask, then, who are Mia and Daniel?"
You cleared your throat and gave her a brave smile.
"They're no longer with us," you began. Softly, Carmen murmured, oh, I'm sorry, while scribbling something on her notepad. "It's okay. Daniel was my fiancé. He passed away over a year ago from a car accident. And Mia was Sarah's mom."
Carmen nodded thoughtfully as she continued to write.
"Oh, so you knew Sarah's mom, too?"
"Well, no," you said, "but based on how much Sarah and Joel have told me, it feels like I've met her."
"That's sweet," Carmen said, letting her pen drop on her notepad. "And these sandwiches - do they reflect anything significant about the people they're named after?"
"They do," you replied while straightening in your chair. "I tried to make the sandwiches based on each person's preference. For instance, Mia loved spice, so hers is a fried spicy chicken sandwich with chipotle mayo. Which I find hilarious because neither Joel or Sarah can handle any amount of spice," you said with a soft laugh.
Carmen nodded and laced her fingers together.
"And how about the sandwich named after you?"
"Well, that was the very first one we created and decided should be on the menu," you said. "I hadn't even thought about names yet but the girls convinced me I should name it after myself and I guess they've got a knack for persuasion."
Carmen laughed and you felt your shoulders relax a bit, not even realizing you were tense until that very moment.
"Well, it's incredible, I must say. I was sneaky last week and got one for myself when you were out on Brunswick."
You gasped, feigning dismay and making her laugh.
"Thank you, I'm so happy to hear that," you replied with a wide smile. "It happens to be my boyfriend's favorite, too."
"Joel doesn't order The Joel?" she asked, cocking her eyebrow.
You shook your head and tried to forget his earlier comment when you said, "Guess not. But he helped design The Joel. In fact, he also helped with The Mia. Sarah did, as well."
"That's so lovely to hear," Carmen said softly, pressing her lips together and leaning forward. "I think it's such a wonderful detail, by the way. How the two of you came from relationships that ended in tragedy and managed to find peace and happiness with one another. And to honor your partners in this way is incredible."
"Thank you," you answered. Your chest warmed at her compliment. "Even though I never met Mia, she was important to the people I love the most, and therefore, she's important to me. Joel and Sarah feel the same about Daniel. Grief is a complicated thing, but I like to think I've found a way to live beside it."
Carmen smiled and dropped her gaze to the table. "That's so comforting and reassuring to hear. And an incredible quote to leave me with because it looks like our time is up."
"Quote?" you asked with a tilt to your head.
"I usually like to run a quote from my subject as my byline," Carmen said while she packed up her things. She began to stand and you stopped her.
"Wait - could I give you something else to put as your byline instead?"
She grinned and sat back down before pulling out her phone and pressing a button.
"Of course."
One Week Later
"You nervous 'bout your mama comin' up?" Joel asked, tugging you closer to his side as you walked up the snowy sidewalk.
"A little," you admitted. "But whatever she ends up thinking doesn't matter. I love you, Joel," you said, tilting your chin up to meet his eye. "I love you and nothing is ever going to change that."
He smiled and gave your lips a quick peck as you rounded the corner, closing in on the nearest grocery store.
"Well, back in my day, I used to be a big hit with a girl's parents."
"Oh, yeah?" you teased.
"Yep. They all loved me. I'm real respectful, you'll see."
You wanted to tell him to just be himself and to not stress about your mother's visit, but you knew there was no use. He was going to do everything possible to win your mother over and while you found it admirable he cared so much, you didn't want him to feel like he needed to make your parents come around. In your several talks with Ryan in therapy, you had come to the conclusion that nobody's approval was needed for you to be happy. It would be nice, sure. It would make holidays and special occasions easier. But nothing was going to change anything between you and Joel.
"Alright, now. Here we go," Joel said excitedly when the automatic doors slid open and you were met with a blast of warm air. You grinned and squeezed his arm while letting him drag you towards the newspapers and magazines. You both scanned the rows of periodicals before Joel spotted it first and grabbed the whole stack. He handed you the extras and eagerly flipped through the pages of the one on top before he paused with a slow smile.
"What? How does it look? What picture did she-"
You cut yourself short when you peered over his shoulder. Your breath hitched and you caught Joel's eye before looking back at the page.
Unbeknownst to you, Carmen and grabbed a quick shot of you leaning out of the food truck to kiss Joel. You were both smiling as snow lightly fell around you, the background highlighted by twinkling Christmas lights and laughing holiday shoppers. It looked like a photograph straight out of a movie: two people finding a quick moment for love in the midst of a busy street.
"You think that's a good enough picture of the two of us?" you asked, looking up at him adoringly, but his focus was on the byline. His eyes kept scanning the words over and over until you swore you saw tears begin to cloud his vision.
"You like it?" you found yourself whispering. He swallowed and nodded, bottom lip quivering before he let the paper drop to his side so he could cup your jaw and pull you in for a kiss.
"I love you," he murmured.
"I love you, too," you said softly against his lips. He gave you one more kiss before he sniffled and opened the paper again so he could reread the words:
This was all made possible because of Daniel, who taught me what true love is, and because of Joel, who showed me love during my darkest days - I owe you everything.
Please follow @punkshort-notifs and turn on notifications for fic updates ❤️
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30 ways to make real; money from home
Making money online from the comfort of your home has become increasingly accessible with the growth of the internet and digital technologies. In 2023, there are numerous realistic ways to earn money online. Here are 30 ideas to get you started:
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Model. Photographer. Editor. Social Media Manager. Marketing Department. Entrepreneur. Jester… This Girl Does it All!
Yesterday an incel on bluesky reskeeted my post and used it to tell “feminoids” like me to “get a real job”.
Years on the internet have given me a skin thicker than Emma Frost’s diamond form, so comments like these roll off me like water off a duck’s back. I reported and blocked him, and moved on with my life without even acknowledging his existence.
But then I got to thinking…
Sex work isn’t just a “real job”, it’s multiple real jobs all crammed under one “controversial” label. In fact, this might actually be one of the most demanding and busiest jobs I’ve ever had in my life.
Some of the positions included, but not limited to, are:
Makeup Artist
Model
Entertainer
Photographer
Director
Writer
Photo/Video Editor
Marketing/Social Media Manager
Entrepreneur
Bookkeeper
When you first start on this journey often times you start entirely alone. I have had the enormous advantage of having previously acquired a certificate in photography so I am capable of handling lighting, shooting, and editing with ease, and I learned basic makeup skills and got comfortable in front of a camera through this course as well, but good Lord the learning curve and jobs I’ve had to take on outside of this have been absolutely massive! I learned early on that taking pictures and videos of yourself is only about 25% of what you need to do in order to be successful in this industry.
I have a journal full of marketing strategies, information on social media sites and tricks to navigating them, notes on trending themes, lists of dos and do nots, pages dedicated to self-employment and money management, multiple social media pages to manage… and I’ve only just begun!
You’re constantly networking, reaching out to photographers and other models, researching what others are doing and what is working, interacting with current subscribers and doing whatever you can to attract new ones…
On a full day of work I probably spend a good 12 hours on just the business side of things alone.
So yeah. Real work? You’re fucking right it is.
And I’m the Boss Fucking Bitch who’s running this whole God Damn show!
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The Future of Accounting: Emerging Trends in CA, CS, US CMA, US CPA, UK ACCA, and US CFA
Introduction: The Evolving Landscape of Accounting
The accounting field is undergoing rapid changes due to technological advancements, globalization, and evolving business needs. Professionals in roles like CA (Chartered Accountant), CS (Company Secretary), US CMA (Certified Management Accountant), US CPA (Certified Public Accountant), UK ACCA (Association of Chartered Certified Accountants), and US CFA (Chartered Financial Analyst) are at the forefront of these changes.
Technological Advancements in Accounting
Automation and AI Integration
Automation and artificial intelligence (AI) are transforming routine accounting tasks. Processes such as bookkeeping, payroll, and data analysis are becoming more efficient, reducing errors and saving time. For instance, AI-powered tools can analyze large datasets, offering previously difficult insights to obtain manually.
Blockchain and Its Impact on Transparency
Blockchain technology is revolutionizing accounting by providing a secure and transparent ledger system. It ensures data integrity and reduces the chances of fraud, making it particularly useful for auditing and financial reporting.
Cloud-Based Accounting Solutions
Thanks to cloud technology, accounting professionals can access financial data from any location at any time. Tools like QuickBooks and Xero provide real-time collaboration, enabling seamless interactions between clients and professionals.
The Role of Globalization in Shaping Accounting Careers
Demand for International Qualifications
With businesses expanding globally, certifications like US CPA, UK ACCA, and US CMA are gaining prominence. These qualifications offer a global perspective, making professionals more competitive in international markets.
Cross-Border Financial Regulations
Accountants are now required to understand complex international tax laws and compliance standards. This has increased the demand for experts in regulatory frameworks such as IFRS (International Financial Reporting Standards) and GAAP (Generally Accepted Accounting Principles).
Soft Skills: The New Essential for Accounting Professionals
Communication and Leadership
Modern accountants are expected to go beyond crunching numbers. Strong communication skills and leadership abilities are essential for conveying financial insights and guiding decision-making processes.
Adaptability and Lifelong Learning
With constant changes in technology and regulations, professionals must adapt and continuously update their knowledge. Certifications like US CMA and US CFA emphasize ongoing education to stay relevant.
Sustainability and ESG Reporting
Focus on Environmental, Social, and Governance (ESG) Metrics
Organizations are increasingly prioritizing sustainability. Accountants play a crucial role in ESG reporting, helping companies track and disclose their environmental and social impact.
Green Accounting Practices
Green accounting involves assessing and reporting environmental costs. This emerging field aligns financial practices with sustainability goals, reflecting a company’s commitment to responsible operations.
The Future of Accounting Certifications
Digital Skills Integration
Certifications like CA, US CPA, and UK ACCA are incorporating digital skills into their syllabi. Topics such as data analytics and cybersecurity are becoming essential components of these programs.
Specialized Roles and Niches
The future holds promising opportunities for accountants in specialized roles. Fields like forensic accounting, financial planning, and risk management are seeing significant growth.
Conclusion: Embracing Change in Accounting
The future of accounting is bright and full of opportunities for professionals willing to adapt. By staying updated on technological advancements, regulatory changes, and global trends, accountants can thrive in this dynamic field. Whether you’re pursuing CA, CS, US CMA, US CPA, UK ACCA, or US CFA, embracing these trends will set you apart in the ever-evolving accounting landscape.
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Your Guide to Choosing the Right AI Tools for Small Business Growth
In state-of-the-art speedy-paced international, synthetic intelligence (AI) has come to be a game-changer for businesses of all sizes, mainly small corporations that need to stay aggressive. AI tools are now not constrained to big establishments; less costly and available answers now empower small groups to improve efficiency, decorate patron experience, and boost revenue.
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Best AI tools for improving small business customer experience
Here’s a detailed review of the top 10 AI tools that are ideal for small organizations:
1. ChatGPT by using OpenAI
Category: Customer Support & Content Creation
Why It’s Useful:
ChatGPT is an AI-powered conversational assistant designed to help with customer service, content creation, and more. Small companies can use it to generate product descriptions, blog posts, or respond to purchaser inquiries correctly.
Key Features:
24/7 customer service via AI chatbots.
Easy integration into web sites and apps.
Cost-powerful answers for growing enticing content material.
Use Case: A small e-trade commercial enterprise makes use of ChatGPT to handle FAQs and automate patron queries, decreasing the workload on human personnel.
2. Jasper AI
Category: Content Marketing
Why It’s Useful:
Jasper AI specializes in generating first rate marketing content. It’s ideal for creating blogs, social media posts, advert reproduction, and extra, tailored to your emblem’s voice.
Key Features:
AI-powered writing assistance with customizable tones.
Templates for emails, advertisements, and blogs.
Plagiarism detection and search engine optimization optimization.
Use Case: A small enterprise owner uses Jasper AI to create search engine optimization-pleasant blog content material, enhancing their website's visibility and traffic.
Three. HubSpot CRM
Category: Customer Relationship Management
Why It’s Useful:
HubSpot CRM makes use of AI to streamline purchaser relationship control, making it less difficult to music leads, control income pipelines, and improve consumer retention.
Key Features:
Automated lead scoring and observe-ups.
AI insights for customized purchaser interactions.
Seamless integration with advertising gear.
Use Case: A startup leverages HubSpot CRM to automate email follow-ups, increasing conversion costs without hiring extra staff.
Four. Hootsuite Insights Powered by means of Brandwatch
Category: Social Media Management
Why It’s Useful:
Hootsuite integrates AI-powered social media insights to help small businesses tune tendencies, manipulate engagement, and optimize their social media method.
Key Features:
Real-time social listening and analytics.
AI suggestions for content timing and hashtags.
Competitor evaluation for a competitive aspect.
Use Case: A nearby café uses Hootsuite to agenda posts, tune customer feedback on social media, and analyze trending content material ideas.
Five. QuickBooks Online with AI Integration
Category: Accounting & Finance
Why It’s Useful:
QuickBooks Online automates bookkeeping responsibilities, rate monitoring, and economic reporting using AI, saving small agencies time and reducing mistakes.
Key Features:
Automated categorization of costs.
AI-driven economic insights and forecasting.
Invoice generation and price reminders.
Use Case: A freelance photo designer uses QuickBooks to simplify tax practise and hold tune of assignment-primarily based earnings.
6. Canva Magic Studio
Category: Graphic Design
Why It’s Useful:
Canva Magic Studio is an AI-more advantageous design tool that empowers non-designers to create stunning visuals for marketing, social media, and presentations.
Key Features:
AI-assisted layout guidelines.
One-click background elimination and resizing.
Access to templates, inventory pictures, and videos.
Use Case: A small bakery makes use of Canva Magic Studio to create pleasing Instagram posts and promotional flyers.
7. Grammarly Business
Category: Writing Assistance
Why It’s Useful:
Grammarly Business guarantees that each one written communications, from emails to reviews, are expert and blunders-unfastened. Its AI improves clarity, tone, and engagement.
Key Features:
AI-powered grammar, spelling, and style corrections.
Customizable tone adjustments for branding.
Team collaboration gear.
Use Case: A advertising company makes use of Grammarly Business to make sure consumer proposals and content material are polished and compelling.
Eight. Zapier with AI Automation
Category: Workflow Automation
Why It’s Useful:
Zapier connects apps and automates workflows without coding. It makes use of AI to signify smart integrations, saving time on repetitive tasks.
Key Features:
Automates responsibilities throughout 5,000+ apps.
AI-pushed recommendations for green workflows.
No coding required for setup.
Use Case: A small IT consulting corporation makes use of Zapier to routinely create tasks in their assignment management device every time a brand new lead is captured.
9. Surfer SEO
Category: Search Engine Optimization
Why It’s Useful:
Surfer SEO uses AI to assist small businesses improve their internet site’s seek engine scores thru content material optimization and keyword strategies.
Key Features:
AI-pushed content audit and optimization.
Keyword studies and clustering.
Competitive evaluation equipment.
Use Case: An on-line store uses Surfer search engine marketing to optimize product descriptions and blog posts, increasing organic site visitors.
10. Loom
Category: Video Communication
Why It’s Useful:
Loom lets in small groups to create video messages quick, which are beneficial for group collaboration, client updates, and customer service.
Key Features:
Screen recording with AI-powered editing.
Analytics for viewer engagement.
Cloud garage and smooth sharing hyperlinks.
Use Case: A digital advertising consultant makes use of Loom to offer video tutorials for customers, improving expertise and lowering in-man or woman conferences.
Why Small Businesses Should Embrace AI Tools
Cost Savings: AI automates repetitive duties, reducing the need for extra group of workers.
Efficiency: These equipment streamline operations, saving time and increasing productiveness.
Scalability: AI permits small organizations to manipulate boom with out full-size infrastructure changes.
Improved Customer Experience: From personalized tips to 24/7 help, AI gear help small groups deliver superior customer service.
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The Accountancy Advantage: Finding Toronto’s Best Recruiters
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Accountancy remains one of the most critical functions for organizations of all sizes. Whether it’s small businesses looking for bookkeepers or large corporations needing experienced accountants to manage complex financials, finding the right talent can be challenging. That’s where the top accountancy recruiters in Toronto come into play. They offer specialized recruitment services to ensure companies find the best professionals for their accounting needs.
In this blog, we’ll explore the advantages of working with Toronto’s leading accountancy recruiters and how they can help you stay ahead in this competitive market.
Why Top Accountancy Recruiters Matter
Accounting is the backbone of every successful business. It is responsible for managing finances, ensuring compliance, and providing insights for strategic decisions. However, hiring the right accountant is more complex than finding someone with the proper credentials. From corporate accountants to tax specialists, every accounting role requires a unique set of skills and qualifications.
Top accountancy recruiters in Toronto specialize in identifying, vetting, and placing high-quality accounting talent, ensuring that the right professionals are matched with the right roles. These recruiters have in-depth knowledge of the accounting industry and understand the intricacies of finding candidates who meet technical requirements and align with the company’s culture and values.
The Importance of Partnering with Accountancy Recruitment Experts
While many firms may try to handle their recruitment internally, working with specialized accounting staffing solutions provides several key benefits:
1. Access to a Larger Talent Pool
The best accounting firms in Toronto and businesses across various industries are competing for top talent. When the demand for skilled accountants outweighs the supply; it can be challenging to attract the best candidates. Accountancy recruiters, however, have access to extensive networks of both active job seekers and passive candidates who may not be actively looking but are open to the right opportunity.
Recruiters specializing in accounting have established relationships with professionals at all levels, from junior accountants to CFOs. This broader access to talent means your company gets a better shot at hiring the best candidates without the prolonged and expensive search process.
2. Industry-Specific Knowledge
Not all recruiters understand the nuances of the accounting world. Specialized top accountancy recruiters deeply understand what makes a successful candidate, from technical skills and certifications to industry knowledge. Whether knowing the latest tax regulations, financial reporting standards, or the software systems used in accounting (like QuickBooks or SAP), specialized recruiters ensure that candidates meet all the necessary qualifications for the job.
This industry-specific knowledge also allows recruiters to provide better insights into salary benchmarks, trends in accounting talent, and the demand for particular roles within the Toronto market.
3. Streamlined Hiring Process
Recruiting can be a time-consuming process that distracts from core business operations. Sifting through resumes, conducting interviews, and negotiating job offers takes time that many companies simply don’t have. Working with top accountancy recruiters streamlines this process by handling everything from job postings and candidate screening to interviews and salary negotiations.
Recruiters work closely with clients to ensure they understand the company’s specific needs and then present only the most qualified candidates, reducing wasted time and resources.
4. Ensuring Cultural Fit
It’s not enough for a candidate to have the right technical skills—they also need to fit in with your company’s culture. A good accountant must be able to work collaboratively with other departments, communicate effectively, and thrive under the pressures of the role. Recruiters consider this when vetting candidates, ensuring that potential hires align with your company’s values, work environment, and team dynamics.
By focusing on cultural fit and skills, accountancy staffing solutions reduce turnover and increase employee satisfaction, resulting in longer-lasting placements and better overall performance.
What to Look for in a Top Accountancy Recruitment Agency
Choosing the right recruitment partner is essential to finding the best accounting talent. When evaluating top accountancy recruiters in Toronto, consider the following factors:
Specialization in Accounting: Make sure the recruitment agency specializes in accounting and finance roles. Generalist recruiters may lack the expertise to identify the best accounting professionals.
Proven Track Record: Look for recruiters with a history of successful placements in accounting roles. A strong reputation in the industry is a good indicator that they can deliver top-tier talent.
Comprehensive Recruitment Process: Ask about the recruiter’s process. Do they take the time to understand your company’s needs, or are they simply filling vacancies? The best recruiters offer a personalized approach and are invested in finding the right long-term fit.
Support and Follow-Up: Some recruitment agencies offer ongoing support even after the candidate has been hired, ensuring a smooth transition and high satisfaction for both the employee and employer.
Why BJRC Recruiting Stands Out
At BJRC Recruiting, we pride ourselves on being one of the top accountancy recruiters in Toronto. With years of experience in the financial and accounting sectors, we have built an extensive network of qualified professionals, from entry-level accountants to experienced CPAs and financial managers.
Our team is committed to providing tailored accounting staffing solutions that match your company’s needs and culture. Whether you’re looking for permanent, contract, or temporary hires, we have the expertise to connect you with top-tier talent. Our approach goes beyond just filling a role—we work closely with you to ensure that every candidate we present is the right fit for your organization.
Ready to find the perfect addition to your accounting team? Contact BJRC Recruiting and let us help you build a stronger financial future for your business.
Know more https://bjrcrecruiting.com/2024/10/30/toronto-accountancy-recruiters/
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Accounting Services in India by SC Bhagat & Co.: A Trusted Partner for Financial Excellence
In today’s fast-paced business world, managing finances efficiently is a cornerstone of success. Whether you're a small startup or a large corporation, maintaining accurate financial records is crucial. This is where professional accounting services come into play. One of the leading names offering accounting services in India is SC Bhagat & Co., a firm known for its dedication to quality, accuracy, and reliability.
Why Choose SC Bhagat & Co. for Accounting Services in India? SC Bhagat & Co. stands out among accounting firms in India due to its commitment to providing tailor-made financial solutions to businesses across various sectors. With years of experience, the firm offers a wide range of accounting and financial services designed to meet the unique needs of its clients.
Here’s why SC Bhagat & Co. should be your go-to for accounting services in India:
Comprehensive Accounting Solutions: Whether it’s bookkeeping, financial reporting, or preparing balance sheets, SC Bhagat & Co. offers end-to-end accounting services that ensure your financials are always in order.
Tax Compliance and Advisory: The firm specializes in helping businesses navigate the complex landscape of Indian taxation, ensuring full compliance with the latest tax laws. Their tax advisory services can also help businesses optimize their tax strategies.
Cost-Effective Services: Outsourcing accounting services to a trusted firm like SC Bhagat & Co. allows businesses to focus on growth while cutting down the costs of managing an in-house accounting team.
Tailored Solutions: Every business has unique financial needs. SC Bhagat & Co. customizes its services to suit the size, nature, and scope of your business, ensuring that you receive the best possible accounting support.
Expert Team: SC Bhagat & Co. is home to experienced chartered accountants and financial experts who bring a wealth of knowledge and expertise to the table. Their team stays up-to-date with industry trends and changes in legislation to provide the best advice.
Key Accounting Services Offered by SC Bhagat & Co. Bookkeeping and Financial Statement Preparation Accurate and timely bookkeeping is essential for the smooth operation of any business. SC Bhagat & Co. offers expert bookkeeping services, ensuring that all transactions are recorded properly and financial statements are prepared as per accounting standards.
Payroll Services Managing payroll can be a complex task, especially for growing businesses. SC Bhagat & Co. simplifies this by offering efficient payroll management services, ensuring that employees are paid on time, and all statutory deductions are handled accurately.
Tax Preparation and Filing The firm offers comprehensive tax preparation and filing services, helping businesses avoid penalties and stay compliant with Indian tax laws. They also provide expert tax planning advice to help businesses save money.
GST Compliance Since the introduction of the Goods and Services Tax (GST), compliance has become a top priority for businesses. SC Bhagat & Co. assists with GST registration, return filing, and ensuring compliance with GST regulations.
Audit Services SC Bhagat & Co. offers thorough audit services to provide businesses with an accurate assessment of their financial health. Their audit services help identify areas for improvement, ensuring that businesses remain financially stable and compliant with regulatory requirements.
Business Advisory In addition to their accounting services, SC Bhagat & Co. provides expert business advisory services. They help businesses identify growth opportunities, streamline processes, and make sound financial decisions.
Why Outsource Your Accounting Services? Outsourcing your accounting services to SC Bhagat & Co. can offer numerous benefits, including:
Time Savings: By outsourcing, businesses can save time spent on routine financial tasks and focus on their core activities. Cost Efficiency: Outsourcing eliminates the need to hire and train an in-house accounting team, which can reduce overhead costs significantly. Access to Expertise: When you partner with a reputable firm like SC Bhagat & Co., you gain access to a team of experts well-versed in the latest accounting standards and regulations.
#gst#taxation#accounting firm in delhi#accounting services#direct tax consultancy services in delhi#tax consultancy services in delhi#taxationservices
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Accounting Outsourcing India: Why MAS LLP is Your Ideal Partner
In today's fast-paced business environment, companies are increasingly turning to accounting outsourcing as a strategic move to enhance efficiency, reduce costs, and focus on core business functions. India, with its vast pool of skilled professionals and cost-effective services, has emerged as a global hub for accounting outsourcing. MAS LLP is at the forefront of this trend, offering top-notch accounting outsourcing services that cater to the diverse needs of businesses worldwide. Why Choose Accounting Outsourcing India? Cost Efficiency: One of the most significant advantages of outsourcing accounting services to India is the substantial cost savings. Indian service providers offer high-quality services at a fraction of the cost compared to Western countries. This cost advantage allows businesses to allocate resources more effectively and invest in growth initiatives.
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Access to Skilled Professionals: India boasts a vast talent pool of accountants, chartered accountants, and financial analysts. These professionals are well-versed in global accounting standards, ensuring that your financial records are accurate and compliant with international regulations. Focus on Core Business Activities: By outsourcing accounting functions, businesses can free up valuable time and resources. This allows management to focus on core business activities, such as strategic planning, marketing, and product development, which are essential for long-term success. Scalability and Flexibility: Outsourcing accounting services to India offers businesses the flexibility to scale up or down based on their needs. Whether you require full-time accounting support or specific services like payroll processing or tax filing, Indian outsourcing providers can tailor their offerings to suit your requirements. Why MAS LLP is the Right Choice for Accounting Outsourcing India MAS LLP has established itself as a leading provider of accounting outsourcing services in India. Here’s why partnering with MAS LLP can be a game-changer for your business: Comprehensive Service Offerings: MAS LLP provides a wide range of accounting services, including bookkeeping, payroll processing, tax preparation, financial reporting, and more. Their comprehensive service offerings ensure that all your accounting needs are met under one roof. Experienced Team: The team at MAS LLP consists of highly qualified professionals with years of experience in the accounting industry. Their expertise in handling complex accounting tasks ensures that your financial records are in safe hands. Advanced Technology: MAS LLP leverages the latest accounting software and technologies to deliver accurate and timely services. Their use of advanced tools ensures that your financial data is processed efficiently and securely. Customized Solutions: Understanding that every business is unique, MAS LLP offers customized accounting solutions tailored to your specific needs. Whether you’re a small business or a large corporation, they have the expertise to cater to your requirements. Commitment to Quality: MAS LLP is committed to delivering high-quality services that exceed client expectations. Their focus on accuracy, compliance, and timely delivery has earned them a reputation as a trusted partner in the accounting outsourcing industry. Conclusion In an increasingly competitive global market, outsourcing accounting functions to India is a strategic move that can provide significant benefits. With MAS LLP as your partner, you can rest assured that your accounting needs will be handled with the utmost professionalism and expertise. Whether you’re looking to reduce costs, improve efficiency, or focus on core business activities, MAS LLP offers the perfect solution for all your accounting outsourcing needs. For more information on how MAS LLP can assist your business with Accounting Outsourcing India, contact them today.
#accounting & bookkeeping services in india#businessregistration#chartered accountant#foreign companies registration in india#audit#income tax#auditor#taxation#ap management services
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Art Business
Running an art business can be incredibly rewarding but also challenging. Here's a broad overview of key elements to consider:
1. Define Your Niche and Brand
Identify Your Unique Selling Proposition (USP): What makes your art or art business different? It could be a specific style, medium, or theme.
Build a Brand Identity: Create a logo, choose colors, and develop a consistent style for your business materials.
2. Create a Business Plan
Market Research: Understand your target audience, competitors, and market trends.
Financial Planning: Outline your budget, pricing strategy, and financial goals.
3. Legal and Administrative Aspects
Business Structure: Decide whether you'll operate as a sole proprietor, LLC, or another structure.
Licenses and Permits: Obtain any necessary licenses and permits for your location and business type.
Insurance: Consider getting insurance to protect your art and business assets.
4. Marketing and Sales
Build an Online Presence: Create a professional website and use social media to showcase your art.
Networking: Attend art fairs, gallery openings, and join art communities to make connections.
Sales Channels: Decide if you'll sell through galleries, online platforms, or direct sales.
5. Art Production and Inventory Management
Production: Manage the creation of your art, including materials, space, and time.
Inventory: Keep track of your art pieces, including their status (for sale, sold, in-progress) and storage.
6. Customer Relations
Client Communication: Maintain good relationships with clients through excellent communication and service.
Feedback and Adaptation: Listen to customer feedback and adapt your offerings as needed.
7. Financial Management
Pricing Your Art: Set prices that reflect your costs, time, and the value of your work.
Bookkeeping: Keep accurate records of sales, expenses, and taxes.
8. Growth and Development
Expand Your Offerings: Consider adding new products or services, like prints, workshops, or custom commissions.
Continuous Learning: Stay updated with industry trends and continue developing your skills.
business, forex, art, usbiz, usa art, fine art, trading, forex trading
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"Y'know my mother was right about you....you're fuckin' crazy, Colleen."
One minute they were in a dingy little apartment on Delancey street then he blinked it and they were in Central Park. Rent checks with Colleen for her mother was always interesting. Minnie McGuire was never one to The fact that Colleen Murphy, the tall girl with long dark hair and pretty green eyes. She'd been quiet until she'd gotten to know him. Knowing him, meaning she pegged him with her softball between the shoulders after school one day in the fifth grade when he'd made the mistake of calling her cousin Stevie a shrimp.
"You called him a stuttering shrimp and you know you deserved it for sayin' it."
She'd admitted years later to him as they walked around the park. Of the three stops they'd made she'd gotten her mother's rent money every damn time. Maybe it was because she was a good judge of character. Some got the nice 'here lemme talk to Ma about another two weeks since your sister's sick' Colleen whilst others, like Mr Frank Flannery, got the 'you have until 3:00 to have my mother's money or I'm busting your other hand.' to which she commenced to take a meat mallet to the guy that almost broke Eddie's nose in high school.
"You fuckin' love me and wouldn't want it any other way, Spina."
After that fateful day in the park she had accepted him into the fold of her various collection of misfits from their neighborhood of Red Hook. She was insanely tight with the Starling girl who lived next door. He remembered Mr. Starling buying bread from his Grandfather's bakery and cuts of meat from his father. Eddie came from a huge family next-door to the McGuires so he always had a straggler or two of his own who Colleen welcomed with open arms. A theme she'd keep going as they grew up. He showed her how to let her hair down and not get caught sneaking out when they were teens. She taught him the correct way to pray for others and how to make the best grilled cheese. She gave him roots and he gave her wings and together they sailed along. She was raised in the quiet home of her mother and grandmother, Granny McGuire owned the local candy shop down the block from the bakery and always had something for the kids that walked by. Col's mother was a bookkeeper for many local businesses as well as a defecto back room betting parlor owner. OTB bets were usually taken at cab stands dotting the city but why go all the way when you could just go to McGuire's Sweet Shop on the corner? Where as he had been the eldest and the ringleader of chaos at his place only steps away, his mother stayed home his father worked the butcher shop during the week and on Saturdays he'd work at the bakery.
She'd been the one to teach his younger sister, Theresa how to throw a punch. Theresa was banned from the local Brownie troop and from Kelly Matsek was always dragged clear across the street if Theresa was spotted for fear of popping Kelly in the face again, a trend that would only stop once both girls were adults and Kelly asked Theresa to be a bridesmaid for her. Eddie and Colleen had been married since she turned 20 and he was 22. Christopher Edward Michael Spina was born eight months to the day of their wedding. They were now living in his parents old place on Huntington after his mother relocated to the much warmer climates of Florida after they celebrated their second anniversary. They were now officially ten years and three kids into the long haul and were still happy as well. He had learned that he indeed wouldn't want it any other way. The fact that she paints her toes the most vibrant shade of red or that she takes her coffee with an ungodly amount of sugar. She's the only one that can settle any one of their kids with a word or two and she was still the only person he'd want to have his back in a bar fight.
Ducking around the Alice statue she made a mad sprint for best friend Helene and the swathed bundle she held. He watched as his wife went from bone breaking bad ass to a cooing gooey mess over her best friend's baby.
"Eddie isn't she precious?!"
'That means she wants another one...maybe you do too..."
"The most."
'Yeah...you do...and this time it's her turn to the pick the name. Maybe show her your list this time.'
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Revolutionizing Financial Stability: Legalari's Cutting-Edge Accounting Services in Delhi
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The Essence of Accounting Services in Delhi
In a city teeming with businesses of all sizes and industries, the significance of robust accounting services in Delhi cannot be overstated. From startups to established corporations, every entity requires efficient financial management to thrive in today’s competitive market. Accounting services encompass a wide array of functions, including bookkeeping, tax preparation, auditing, and financial analysis. These services serve as the cornerstone of sound financial decision-making, enabling businesses to streamline operations, mitigate risks, and achieve sustainable growth.
Legalari: Redefining Standards in Accounting Services
Enter Legalari, a visionary firm committed to revolutionizing the landscape of accounting services in Delhi. With a team of seasoned professionals and cutting-edge technology at its disposal, Legalari sets itself apart through its unwavering dedication to client satisfaction and innovation. Unlike traditional accounting firms, Legalari adopts a proactive approach, providing strategic insights and personalized solutions to address the unique challenges faced by each client.
Tailored Solutions for Every Business Need
At Legalari, we understand that one size does not fit all when it comes to accounting services in Delhi. Recognizing the diverse needs and objectives of our clients, we offer a comprehensive suite of services designed to cater to businesses of all sizes and industries. Whether it’s managing day-to-day finances, navigating complex tax regulations, or conducting thorough audits, Legalari’s experts are equipped with the expertise and resources to deliver results that exceed expectations.
Harnessing Technology for Efficiency and Accuracy
In an era defined by digital transformation, Legalari harnesses the power of technology to enhance efficiency and accuracy in accounting processes. Through the integration of advanced software and automation tools, we streamline mundane tasks, minimize errors, and empower our clients with real-time insights into their financial performance. By leveraging technology, we not only optimize resource utilization but also enable our clients to make informed decisions with confidence.
Commitment to Compliance and Ethical Standards
At Legalari, integrity and transparency serve as the cornerstones of our operations. We adhere to the highest ethical standards and regulatory requirements, ensuring full compliance with applicable laws and guidelines. Our team undergoes rigorous training and continuous professional development to stay abreast of industry trends and best practices, guaranteeing the utmost reliability and accuracy in all our endeavors.
Driving Growth Through Strategic Partnerships
In an increasingly interconnected business landscape, Legalari recognizes the value of strategic partnerships in driving mutual growth and success. We collaborate with a network of industry experts, legal advisors, and financial institutions to provide holistic solutions that address the multifaceted needs of our clients. Through strategic alliances, we empower businesses to overcome challenges, capitalize on opportunities, and achieve their long-term objectives.
Empowering Businesses for a Brighter Future
As we look ahead, Legalari remains steadfast in its commitment to empowering businesses for a brighter future. Through our innovative approach, unwavering integrity, and dedication to excellence, we aspire to be the catalyst for positive change in the realm of accounting services in Delhi and beyond. Together with our clients, we embark on a journey towards financial stability, resilience, and prosperity.
In conclusion, Legalari emerges as a pioneering force in the realm of accounting services in Delhi, redefining industry standards through innovation, integrity, and excellence. As businesses navigate the complexities of today’s economic landscape, Legalari stands as a trusted partner, offering tailored solutions to drive growth, mitigate risks, and achieve lasting success. In the vibrant city of Delhi, Legalari’s commitment to revolutionizing financial stability serves as a beacon of hope for businesses striving to thrive in an ever-changing world.
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Books of the Year 2023
Strange, but as usual, I didn’t think I’d read so many books this year. Then I count them up and get to thirty-eight. Not bad. Jon Fosse novels were a stand-out at the beginning of the year.. At the end of 2022 I’d read the first two volumes of Septology and was then was gifted the one volume version. Trilogy and Aliss at the Fire followed. Interesting how trends in my reading continued from the previous year: a couple of Denis Johnson books, one a reread, the other one I’d missed when it came out. Reread Mary Gaitskill. Spent less time with the Beat Reading Group but I joined in with Interzone and Kerouac’s Doctor Sax; in addition I reread Burroughs’ Last Words. Dipped into Tanizaki again with Seven Japanese Tales that had some great stories – notably The Bridge of Dreams. Pushkin Press put out a short story collection - The Siren’s Song – that showcases three of Tanizaki’s early works. A little poetry in troubled times was welcome in Philip Gross’s Deep Field. On the noir front, The Cage by Kenzo Kitakata gave me a lot of insight into ordinary Japanese supermarket business and a parallel insight into the Yakuza world. I followed up with Ashes, his Yakuza story of a ‘dog’ rising through the ranks of a crime family. Andrew Nette’s Orphan Road was trip into the past with reverberations in the present: an unsolved heist story with a gothic twist. Gary Chance, the main character from his previous novel Gunshine Coast goes on a dangerous peregrination through the Melbourne underworld and beyond.
O Caledonia by Elspeth Barker was a delight recommended by Val in Seattle. I was deeply impressed by the ambition and prose style of When We Cease to Understand the World by Benjamin Labatut. I was a bit disappointed by his follow-up The Maniac. The final section on AI was excellent, so no complaints. Whenever a Pascal Quignard volume comes out, I’m excited: The Fount of Time was no exception. I was completely absorbed by Jeremy Cooper’s Brian that delved into the mind of a lonely bookkeeper who becomes a film-buff. Cooper has an unsentimental compassion for Brian’s social awkwardness, his ordinariness and a deep respect for his knowledge of Cinema. A masterpiece even? Maybe so.
Septology – Jon Fosse (trans. Damion Searls)
Trilogy – Jon Fosse (trans. May-Brit Akerholt)
Aliss at the Fire – Jon Fosse (trans. Damion Searls)
Interzone – William Burroughs (reread)
Doctor Sax – Jack Kerouac (reread)
Last Words: The Final Journals of William S. Burroughs
Deep Field – Philip Gross reread
Bad Behaviour – Mary Gaitskill reread
The Name of the World – Denis Johnson reread
Angels – Denis Johnson
The Kingdom of this World – Alejo Carpentier (trans. Harriet De Onis)
The Year of Living Dangerously – Christopher Koch – more depth after seeing the movie.
Brian – Jeremy Cooper
When We Cease to Understand the World – Benjamin Labatut (trans. Adrian Nathan West)
The Maniac – Benjamin Labatut
O Caledonia – Elspeth Barker
Selected Poems – George Barker
By Grand Central Station I Sat Down and Wept – Elizabeth Smart
Seven Japanese Tales – Junichiro Tanizaki (trans. Howard Hibbert)
The Siren’s Lament – Junichiro Tanizaki (trans. Bryan Karetnyk)
Noir
The Cage – Kenzo Kitakata (trans. Paul Warham) – chance find on the library shelves
Ashes – Kenzo Kitakata (trans. Emi Shimokawa)
The Dark Room – Junnosuke Yoshiyuki (trans. John Bester) – following on from Japanese Film Festival showings of the films of Ko Nakahira.
The Strangers in the House – Georges Simenon (trans. Robert Baldick)
Black Wings has my Angel – Elliot Chaze – chance find on the library shelves
He Died With His Eyes Open – Derek Raymond – recommended by John L Williams
How the Dead Live – Derek Raymond– recommended by my mate John L Williams
Orphan Road – Andrew Nette – a great heist story set in Melbourne
Nonfiction
Kazuo Ohno’s World from Within and Without – Kazuo Ohno and Yoshito Ohno (trans. John Barret with Toshio Mizohata)
Hijikata Tatsumi and Butoh: Dancing in a Pool of Grey Grits – Bruce Baird
Antonin Artaud: Selected Writings – Susan Sontag ed. – (trans. Helen Weaver)
Maya Deren: Choreography for Cinema – Mark Alice Durant – an excellent biography
Getting Carter – Nick Triplow – a great biography of Ted Lewis and the Birth of British Noir
Time Within Time – Andrey Tarkovsky (trans. Kitty Hunter-Blair)
Fassbinder: Thousands of Mirrors – Ian Penman – personal essays time and cinema
Unclassifiable
The Fount of Time – Pascal Quignard (trans. Chris Turner) – Inimitable and Brilliant.
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My contribution as an ABM student to the society
The goal of this strand is to prepare students for college degrees that focus on business and industry, where their future contributions as accountants, entrepreneurs, and business leaders will be crucial to the growth and development of the economy and to the promotion of a sustainable green business. Students will be trained to think logically and scientifically, as well as familiar with the fundamentals of accounting and business and management concepts and principles.
With the ABM Strand, It is possible to pursue a Business Administration degree through the ABM stream. It focuses on imparting to students the fundamentals of project management, marketing, finance, human resources, organizational behavior, and contemporary management trends.
As an ABM student, you must have time management skills, a lengthy patience span, and the ability to concentrate solely on your academics. You will be able to do more exploring and learning about managing your own business in ABM. You'll be well-informed about the type of business to launch and management strategies. ABM addresses more than simply how you will run your company; it also addresses how much you will have to pay, the dangers involved in running a business, and how to make your enterprise profitable. It's difficult to be an ABM student because you will discover the realities of life in this world. Getting rich is among the
The ABM strand in its most fundamental sense refers to the accountancy, business, and management academic programs that concentrate on the foundational concepts in corporate operations, financial management, business management, as well as each and every factor that revolves around those central fields.
The ABM strand can take you on a direct path to careers in accounting and management: sales management, human resources, marketing director, bookkeeper, project officer, accounting, internal auditor.
The ABM strand curriculum opens the avenues for you to gain a more nuanced appreciation of the intrinsic elements that make up the world of accounting and business management courses in the Philippines without having to dive deeper into the specialized complexities of mathematical fields such as algebra, geometry, trigonometry, and others.
The subjects involved in the ABM strand are designed and crafted for you develop the appropriate tools that you are going to utilize all throughout your journey in the corporate world. You should expect to be immersed in studying management and financial accounting along with the business, legal, and organizational contexts that you would be working with as you go along your road in a professional enterprise.
By taking the ABM strand you will be trained to analyze assets, understand everything involved with financial positions, interpret various profitability, and prepare audit accounts.
Accountancy
Studying accountancy does not necessarily entail that you are limited to just being an accountant. You are opening the gate for wonderful careers as an: accounts payable clerk, bookkeeper, chief financial officer, budget analyst, internal auditor, and many others.
Business Administration
You can get on the track to the corporate settings of an administrative assistant, loan officer, community service manager, market research analyst, financial advisor, statistician, etc.
Agribusiness
This generally refers to agriculture-related endeavors that align farmers, distributors, and even consumers with a market system for agricultural products. The Department of Trade and Industry is always in the course of developing the industry of agricultural farming into a thriving business-driven sector.
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Bookkeeping vs. Accounting: What is the Difference?
Bookkeeping and accounting are two essential functions that come into play when it comes to the management of financial records and the guaranteeing of a business's ability to operate without hiccups. There are substantial distinctions between the two, despite the fact that they are frequently used interchangeably with one another. In this blog post, we will discuss the fundamental distinctions between bookkeeping and accounting, as well as the contributions that each makes to the overall success of organisations operating in a variety of fields. VNC Global, a prominent bookkeeping services provider in Australia with more than a decade of expertise, is familiar with the complexities of these functions and is here to throw light on the distinctions.
The Essence of Bookkeeping:
The practice of maintaining accurate books and records is essential to any viable accounting system. It entails recording and organising in a methodical manner all of the financial transactions that have taken place. Bookkeepers are accountable for keeping records of a company's income and spending, accounts payable and receivable, along with other types of financial transactions, in a manner that is accurate and up to date. Their primary concern is making certain that all of the financial information is correctly recorded, categorised, and archived so that it can be accessed and analysed at a later time.
Key responsibilities of bookkeepers include:
Recording daily financial transactions
Maintaining general ledgers
Handling payroll processing
Managing bank reconciliations
Issuing and recording invoices
Monitoring accounts payable and receivable
Generating financial reports for management review
The Scope of Accounting:
On the other hand, accounting comprises a wider variety of operations related to financial management. It entails analysing, interpreting, and summarising the financial data that bookkeepers have recorded in the books. Accountants make use of this information in order to offer business owners and those in charge of decision-making important insights and strategic recommendations. Their knowledge is vital for ensuring that one may make well-informed judgements regarding one's finances and remain in accordance with applicable tax legislation.
Key responsibilities of accountants include:
Preparing financial statements like income statements, cash flow statements, balance sheets, etc.
Identify patterns and trends by analyzing the financial data
Providing financial advice and strategic planning
Conducting financial audits and ensuring compliance
Assisting in budgeting and forecasting
Tax planning and preparation
Skills and Qualifications:
Bookkeeping and accounting are two separate but related disciplines that demand distinct skill sets and qualifications. Bookkeepers often have extensive knowledge and experience in the areas of data input, and record keeping, and are conversant with accounting software. Although bookkeepers are not often required to have a formal degree, many do have certifications in their field, such as Xero or QuickBooks, to demonstrate their level of expertise.
On the other hand, it is common for employers to need accountants to have a higher degree of education in addition to certain professional certifications. The majority of accountants have degrees in accounting, finance, or other subjects linked to accounting, in addition to certificates like CPA (Certified Public Accountant) or CMA (Certified Management Accountant). Because of their in-depth understanding of fundamental financial concepts and their extensive experience in this area, they are able to deliver useful financial insights and make strategic recommendations for the company.
Timeframe and Frequency:
In most cases, the responsibilities associated with bookkeeping are completed once per day or once per week. It is essential to keep financial records up to date in order to maintain accuracy and ensure that accounting processes proceed without a hitch. In contrast, accounting duties are more periodic in nature and are typically carried out on a monthly, quarterly, or annual basis, depending on the demands of the company and the regulations imposed by the regulatory authorities.
Focus on Compliance and Strategy:
The primary goals of bookkeeping are to keep accurate records and to adhere to the rules and regulations that govern the industry. It lays the framework for proper financial reporting by ensuring that the financial transactions of the company are correctly recorded and organised. On the other side, accounting places a strong emphasis on decision-making, in addition to strategic planning and financial analysis. Bookkeepers generate financial data, which accountants then analyse in order to assist firms in understanding their current financial health, locating areas in which they may improve, and making long-term growth plans.
Final Thoughts:
Even though bookkeeping and accounting are very closely tied to one another, they are used for very different things when it comes to the management of a company's finances. VNC Global, which is regarded among the best bookkeepers services provider in Australia, is aware of the significance of both roles in ensuring the continued prosperity and financial well-being of a wide range of business sectors. Bookkeepers play a crucial role in the recording and organisation of financial data, while accountants offer useful insights and strategic counsel based on the information provided by bookkeepers. Bookkeepers play a fundamental role in documenting and organising financial data.
It is essential for companies that want to optimise their financial operations and make educated decisions to have a solid understanding of the differences between bookkeeping and accounting. VNC Global is your reliable partner, providing outsourced bookkeeping services in Australia. Whether you require accurate record-keeping or extensive financial analysis, VNC Global can provide both. Get in touch with us as soon as possible to take the financial management of your company to new heights.
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