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rentnhop · 1 year ago

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Exploring the Vibrant Charms of Delhi in Summer: A Must-Visit Experience

The thriving city of Gurgaon in the Indian state of Haryana has become a major centre for commerce and contemporary living. Gurgaon provides inhabitants and visitors with an unmatched experience because of its fast developing infrastructure, vibrant culture, and countless attractions. One of the best ways to navigate the city and soak in its charm is by getting a bike on rent in Gurugram or even scooty. In this comprehensive guide, we will delve into the numerous advantages of opting for bike rental in Gurgaon, highlighting the convenience, affordability, and freedom it provides.

1. Practicality and Freedom

When it comes to exploring a city like Gurgaon, convenience and freedom play a vital role. Bike rental services in Gurgaon offer an incredible solution for both locals and visitors who wish to move around quickly and efficiently. Whether you need a bike for a short commute or a longer adventure, renting a bike or scooty provides the ultimate convenience.

With bike rental services conveniently located throughout Gurgaon, you can easily find a suitable option near your location. Many rental providers offer online booking platforms, allowing you to reserve your preferred bike in advance, saving you time and ensuring availability. Additionally, the flexibility to get a bike on rent in Gurugram for a few hours, a day, a week, or even longer gives you the freedom to tailor your rental period to your specific needs.

2. Accessibility

Bike on rent in Gurgaon are not only convenient but also highly cost-effective. When compared to other modes of transportation, such as taxis or ride-sharing services, renting a bike or scooty provides a more affordable option. Scooty on rent in Gurgaon offers competitive pricing plans, enabling you to choose a rental package that suits your budget. Whether you are a student on a tight budget or a traveller looking to explore Gurgaon without breaking the bank, bike rental services have options to cater to every financial requirement. Moreover, renting a bike eliminates the need for fuel expenses and parking fees, further contributing to your savings.

3. Visiting the Attractions in Gurgaon

Gurgaon boasts a plethora of attractions, from modern shopping malls to historical sites and picturesque parks. Getting a bike on rent in Gurgaon or even scooty on rent in Gurgaon allows you to conveniently explore these attractions at your own pace, avoiding the hassles of public transportation.

Cruising through Gurgaon's vibrant streets on a rented bike offers a unique experience, allowing you to soak in the city's vibrant atmosphere. Visit the magnificent Kingdom of Dreams, a cultural and entertainment complex that showcases India's rich heritage through captivating performances. Explore the Kingdom of Dreams and other landmarks like Cyber Hub, Leisure Valley Park, and Ambience Mall, all easily accessible with a rented bike.

Gurgaon's bike rental services offer a wide range of two-wheeler options, including scooters, motorbikes, and sports bikes. Whether you prefer a comfortable ride or crave the thrill of a powerful motorcycle, you can find a bike that matches your preferences. Additionally, many rental providers offer helmets and other safety gear, ensuring a safe and enjoyable riding experience.

4. Accessibility and Flexibility

Bike on rent in Gurgaon provides the advantage of flexibility and accessibility, allowing you to conveniently move around the city at any time. Bike rental services operate for extended hours, providing 24/7 access to their rental fleet.

Gurgaon's well-maintained road network and infrastructure make it an ideal city for biking. With dedicated bike lanes and a growing cycling culture, Gurgaon offers a safe and enjoyable riding experience. Whether you need to commute to work, run errands, or explore the city's hidden gems, a rented bike or scooty offers a practical and efficient means of transportation.

Conclusion

In summary, bike rental services in Gurgaon offer an unbeatable combination of convenience, affordability, and freedom. Whether you are a resident looking for a flexible commuting option or a tourist eager to explore Gurgaon's attractions, getting a monthly bike on rent in Gurgaon provides an excellent solution. With a plethora of rental providers, affordable pricing plans, and a wide range of two-wheelers to choose from, Gurgaon is undoubtedly the best city to get a bike on rent. Embrace the convenience, enjoy the freedom, and embark on memorable adventures in the vibrant city of Gurgaon.

#bike on rent i n gurgaon #scooty on rent in gurgaon #bike rentals in gurgaon #two wheeler on rent in gurgaon #monthly bike on rent in gurgaon #super bike on rent in gurgaon #motorcycle on rent in gurgaon

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ankitteaches123 · 2 years ago

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Elan The Mark Sector 106 Commercial Property at Dwarka Expressway

Elan The Mark is a the best commercial development with an ideal location on the Dwarka Expressway in Gurgaon's sector 106. With its stunning design, wide brand selection, and attractive dining options, this upscale retail centre sets itself apart from others in the industry. With a variety of high-end features and services, Elan The Mark is a great option for businesses who want to build their brand and expand their businesses. This development, a commercial hub designed for the highest level of luxury, is expected to draw in a large number of people from the surrounding area. It's designed to lure in shopaholics and double as a fun getaway from the routine of everyday life. It's convenient since it'll have everything you need under one roof, from name-brand stores to food courts to restaurants suitable for the whole family to nightclubs. Elan The Mark Gurgaon will quickly become a favourite of those who live nearby for both shopping and fun because of its convenient location and pleasant atmosphere. The project will introduce you to a new kind of work environment. It places you in nature, which is said to calm the mind in middle of effort. The presence of lush vegetation and interesting scenery takes workers from the fact that they are in the heart of a crowded commercial area. The well-kept grass and blooming flowers make for a pleasant and eco-friendly place to work. Elan The Mark Sector 106 Gurgaon, situated in an upscale area close to the Dwarka expreesway, is on track for rapid expansion in the not-too-distant future. The central feature of the area is the several roads that go to nearby cities like Noida, Faridabad, and Gurgaon, including the Daulatabad Main Road and the Old New Delhi Gurgaon Road.

Elan The Mark Highlight:

Resort-style swimming pool with sun deck

Fitness center with state-of-the-art equipment

Outdoor grilling area with seating and fireplace

Pet-friendly community with dog park and pet spa

Resident clubhouse with billiards and shuffleboard

Business center with conference room and high-speed internet

Gated parking garage with controlled access

24-hour emergency maintenance and on-site management

Private balconies with stunning views of the city

Energy-efficient appliances and eco-friendly features throughout the property.

Elan The Mark Feature:

First-ever double height serviced lofts with floor to ceiling height of 5.7*m

Customizable 1 & 2 bedroom lofts

Impressive triple height lobby with 4+1* elevators

Separate parking and dedicated drop-off zone

Unique concept with International standard amenities

Double Height 19ft Service apartments leased to Aloft- An

International hospitality service

Super area is almost equal to the carpet area

Assured Rental till possession

Guaranteed Rental of INR 60 per Sq. Ft.

5 Star Hospitality Brand

Renewable Leasing guarantee

Multiplex, Restaurants and Retail within the Premises

Elan The Mark Amenities:

Rooftop pool

Fitness center

Outdoor grill area

Pet-friendly amenities

Clubroom

Bike storage

Package lockers

Smart home technology

Elan The Mark Location:

The Dwarka-Gurugram Expressway is linked to the new Elan residential project in Sector 106 of Gurgaon, which is on the metro corridor..

Delhi airport is 15 minutes away.

In addition, Gautam and SBM Hospitals are in the vicinity..

Being close to important places where business is done.

From Elan Presidential Sector 106, it’s easy to get to entertainment hubs.

The Elan Project is close to a number of schools and a hospital.

In addition to the subway route, it has linkages to various impoverished communities.

Elan The Mark is a premium commercial project that offers world-class amenities and a prime location. With its spacious and well-designed commercial spaces, the project is the perfect destination for businesses looking to expand their operations. The project is also a great investment opportunity for those looking to invest in commercial property. With its prime location, world-class amenities, and attractive pricing, Elan The Mark is a dream destination for your business. So, if you are looking for a perfect destination for your business, It is the right choice for you. As a result, Elan The Mark Gurugram is a commercial project where the quality & quantity of the work is boosted automatically and stress & pollution are reduced.

For more Details: +918037203807

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freedorentals · 2 years ago

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Bike On Rent In Gurgaon – Freedo Rentals

Freedo is your one-stop platform to get safe, reliable, and affordable bike On rent in Gurgaon. It offers the freedom to choose a vehicle of your choice, removes ownership or EMI hassles, ensures hassle-free rides, and comes with affordable two-wheeler rental packages. Get the best mobility solution only at Freedo Rentals.

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stevenhwicker · 5 years ago

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6 Online Bike Rental Apps with Bikes for Every Occasion

Living in a city away from your home is an ever-present struggle. And the most daunting of all is the commute from your home to the office. Monotonous, harrowing and inexplicably draining, the bargaining of fares with the local auto driver is the most painful truths that you encounter every single day. And when the thought of buying a bike to zip past these troubles comes to mind, a look at your balance and your bank account almost seems to mock you. So, there is no solution, right? Any other time, it would have been but with these super affordable online bike rental stores, if you can’t own a vehicle, you can at least rent one and ride your way in the city of your dreams! Bike rental app India

Rentomojo

Mostly operational in metro cities like Delhi, Mumbai, Chennai, Pune, Gurgaon, Hyderabad and Bangalore, this online bike rental portal not just takes care of bike rentals but you can also rent home appliances and furniture here. Free maintenance and free location are the perks offered and the ridiculously low starting prices from Rs.299!

Wickedride

This web portal exclusively takes care of bike rentals and has an impressive list of high-end models to choose from. KTM, Harley Davidson, Ducati and other superbike brands to choose from along with Royal Enfield, Kawasaki, Bajaj, and Mahindra for the ones looking for affordability are also a part of its domain. This online bike rental site also has an option of Bike Tours and Expeditions to offer.

Royalbrothers

This bike rental website is mostly based in the holiday destinations in South India like Allepey, Pondicherry, Vizag, Ooty, Mysore apart from the metro cities of South India. With a flexi ride option that helps customize your riding experience, you're in for a great RTO authorized and well-maintained bike riding experience. Bike rental websites

Rentongo

From Bikes to Electronics to Clothes to Cameras Computers and Bicycles, you get everything on this online bike rental site. There's also options for renting wheelchairs for medically compromised patients. The 9 to 9 helpline helps address your concerns and the attractive packages are a must try.

Dryve

With its own mobile app and attractive deal of renting two wheelers for as low as Rs.30 per hour, there is also a complimentary helmet provided to ensure your safety while driving and the zero maintainence policy makes this web portal an attractive one you just can't miss.

Wheelstreet

From Amritsar to Guwahati, Ahmedabad to Manali, Rishikesh to Pondicherry, this web portal has the greatest reach and network across all holiday destinations in the country making your travelling experience worthwhile. With a 100% money-back guarantee and rentals as low as Rs.199 for a start you must try this one out. Bonus point: this site also covers the region of Leh. It’s time you crossed the bike trip to the Himalayas off your list!

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earthroll22-blog · 6 years ago

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New Release Images Of Bedroom Furniture Rent to Buy

rent a bed rent a mattress bedroom furniture rental furniture bedroom we stock a large range of bedroom furniture ready to rent buy or interest free get the plete look with a bedroom suite or just update that old bed and mattress rent a bed rent a mattress bedroom furniture rental furniture bedroom we have what you re looking for with contemporary styles in beds bedroom packages bunks chest of drawers mattresses and more bedroom furniture sets beds bedframes dressers & more types of bedroom furniture sets to help you boost the overall aesthetics and value of your home conn’s homeplus provides a variety of furniture and mattresses including some of the most beautiful bedroom furnishings on the market rent furniture furniture rental furniture rentals furniture rent buy or interest free furniture at rt edwards now a large range of lounges modulars sofa beds sofas or recliner suites in fabric or leather furniture on rent in delhi mumbai with 50 years of experience fabrento provides high quality furniture on rent in delhi ncr bangalore mumbai chandigarh get our bespoke single bed on rent in delhi ncr bangalore mumbai chandigarh especially customised to suit your housing needs our affordable bed on rent in chandigarh ensures that you full value for money

Home » bedroom » New Release Images Of Bedroom Furniture Rent to Buy

furniture on rent in mumbai bangalore & delhi ncr rent furniture on easy monthly rental terms choose from wide range of furniture available on rent in mumbai bangalore delhi gurgaon & noida new year fer get upto f on first month rent hurry fer ending soon cityfurnish rent premium furniture & branded home appliances rent premium wooden furniture & branded appliances on easy monthly subscription 3 days delivery & quick installation rental starting from rs 499 month order now & get up to f on your first month rental furniture rental furniture leasing why should i rent furniture when moving to a new home office or country the hassle time and money waste with purchasing furniture can feel challenging rent furniture appliances bikes & more why rentomojo in india the urban and metro lifestyle in india is catching up and still expanding considering the huge population that lives here and thousands of others who e to stay in metros temporarily or permanently furniture rental home appliance rental and bike rental in india is a smart decision furniture on rent appliances & bike rental in pune smartly own furniture appliances and bikes with affordable rentals in pune with rentomojo rent bed sofa washing machine & more furnish 1 2 3 bhk in 48 hrs appliance rental near me household furniture whichever room you’re looking to furnish we have the rent to own furniture for you from beds dressers and mattresses to lounges dining suites and entertainment units you’ll find it all at rent to own

Master Bedroom Furniture Modern Bedroom Decor Best Bedroom Bedroom Setup Bedroom Setup 0d, source: canvapic.com

Alluring Rent To Own Bedroom Sets With Living Room 19 Aarons Living Room Furniture Delectable Rent, source: ngajari.com

grey walls brown bedroom furniture lovely kids bedroom designer awesome media cache ak0 pinimg 1200x 0d, source: canvapic.com

Bedroom Furniture Fresh Furniture 49 Modern Corts Furniture Ideas Corts Furniture 0d Home, source: canvapic.com

home ing 5c a46e0fb c59c9, source: thebalance.com

expensive bedroom 58a6c2df5f9b58a3c9ebd46a, source: thespruce.com

This is one of the bedrooms this one looking directly into your own private garden You can choose between 2 single beds or 1 double bed, source: pinterest.co.uk

desktop hero image, source: aarons.com

Charming Rent to Own Bedroom Sets Fair Rent to Own Bedroom Sets 39 Fresh Rent to Own Bedroom, source: getproductsofic.com

Decorative Rent A Center Living Room Sets At Fresh Living Room Furniture Rent To Own, source: ngajari.com

rent furniture appliances bikes & more why rentomojo in india the urban and metro lifestyle in india is catching up and still expanding considering the huge population that lives here and thousands of others who e to stay in metros temporarily or permanently furniture rental home appliance rental and bike rental in india is a smart decision furniture on rent appliances & bike rental in pune smartly own furniture appliances and bikes with affordable rentals in pune with rentomojo rent bed sofa washing machine & more furnish 1 2 3 bhk in 48 hrs appliance rental near me household furniture whichever room you’re looking to furnish we have the rent to own furniture for you from beds dressers and mattresses to lounges dining suites and entertainment units you’ll find it all at rent to own london tario real estate agent jeff mcfalls homes search through hundreds of london tario real estate listings for sale to find your dream home or townhouse in london and the surrounding area when you find a home for which you would like more information simply call jeff at 519 317 2503 Related Posts:

Source: https://blimeyoreilly.org/bedroom-furniture-rent-to-buy/

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motorcyclesrentalindia-blog · 6 years ago

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Motorcycles Rental India has come to Gurgaon

Here comes good news for all avid bikers who can’t afford to own a premium Royal Enfield 500cc or any other sports bike. Motorcycles Rental India, a leading bike rental service provider, has started it’s services in Gurgaon to give a big sigh of relief to all avid bikers. The Company has opened it’s office and started offering some of the most premium bikes on rent in Gurgaon. With nominal rentals and a huge variety of bikes to choose from, one doesn’t need to go elsewhere.

Here comes an icing on the cake. The Company is also offering intense bike tour packages to some of the hottest destinations and hill stations in India. One can find out bike tours to Leh & Ladakh, Rajasthan, Himachal Pradesh, Manali and many more exotic destinations. The guided bike tours will give stress-free and most comfortable bike tour to your favorite destinations. One can avail bikes for a day, week or a month at affordable rentals for city and outstation bike tours. So pack your bags and get ready to rent your favorite bike for a bike tour to your favorite destination.

#Motorcycles Rental India #Motorcycles Rental India Gurgaon #bikes on rent in Gurgaon #bike rent in gurgaon

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takenews-blog1 · 7 years ago

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'Toffee' Needs to Change the Manner You Suppose About - and Purchase - Insurance coverage

New Post has been published on https://takenews.net/toffee-needs-to-change-the-manner-you-suppose-about-and-purchase-insurance-coverage/

'Toffee' Needs to Change the Manner You Suppose About - and Purchase - Insurance coverage

Shopping for insurance coverage will be intimidating, not least as a result of it requires you to think about the worst case situation, after which put together for it. Whereas medical insurance coverage is included as a office profit for many individuals, in the event you determine to get insurance coverage your self, the method shouldn’t be straightforward. On-line, there are dozens of web sites which might be promoting insurance policies, however the way in which most of them current outcomes is not too totally different than what you’d see when attempting to e-book journey tickets – simply a number of affords from totally different distributors.

That works for the airways as a result of all of us fly or journey in trains usually sufficient to understand how the transaction works, how one can assess the worth we’re getting, and most significantly, plan to journey comparatively quickly. Within the case of insurance coverage, after coming into within the quantity of canopy you require, you are instantly offered with an extended record of choices exhibiting a dozen totally different suppliers, and little or no to assist inform them aside or perceive the professionals and cons of what you are attempting to get.

These are simply a number of the issues startup referred to as Toffee is attempting to deal with, says Rohan Kumar, one of many founders of the corporate. Alongside along with his accomplice Nishant Jain, the 2 had been working as consultants for insurance coverage firms on the query of why folks do not buy insurance coverage on-line, and Toffee was born out of this work.

“We had been working a product and design consultancy for about 10 years, and for the final two years, we might been working very intently with Apollo Munich, who mandated us to assist enhance conversions on-line,” explains Kumar. After spending a whole lot of time engaged on this and really promoting insurance policies with brokers and listening in at name centres, the 2 got here to the conclusion that the majority firms are nonetheless promoting merchandise designed for an offline channel – they’re simply doing it on-line.

“These are complete, sophisticated merchandise which might be obscure, the place somebody wants to take a seat you down and assist you to perceive the product, and that is an expertise that does not work on-line,” says Kumar.

“Second is that in the event you look throughout your complete insurance coverage ecosystem, nobody has completed any product innovation,” he provides. “You can take a product from Apollo Munich or Max Bupa or anybody else, and mainly the product is identical, with blanket protection and no distinction from one particular person to the opposite.”

To this finish, Kumar says that the duo wished to seek out methods to simplify the expertise, to focus on the under-30 market. To do that, Toffee works with current insurance coverage firms, however slightly than offering you with a dozen totally different selections, it has very specialised insurance coverage packs that cowl particular eventualities. You simply select one(s) that go well with you and Toffee will take arrange every little thing together with the supplier.

Is India Able to File Tax Returns through Smartphones?

Your entire course of is fast and simple – simply faucet on a button and enter your identify, contact particulars, date of start, after which deal with, and identify a nominee. That is it – you are completed, all you need to do then is make the fee, at which level Toffee redirects you to the insurance coverage supplier’s web site to finish the transaction.

Complete versus low cost and easy Most conventional insurance coverage merchandise are “complete” in nature. For instance, in the event you purchase a medical insurance coverage, it’ll cowl you in most eventualities, topic to some attainable exclusions listed within the coverage. The massive benefit of a complete coverage is that it covers just about every little thing you want, and, properly, a whole lot of issues that you could be not really need. There is a sturdy case to be made for “simply in case”, which is why they’re so fashionable. Nonetheless, what in the event you’ve bought a really particular fear and simply wish to deal with it for the brief time period?

That is the use case Toffee desires to focus on by unbundling insurance coverage choices, to present you cheaper, and easier plans. “By unbundling, you’re additionally capable of minimize down the price concerned much more, as a substitute of, say Rs. 600, you’d spend, say, Rs. 10,000, in the event you had been getting a complete cowl,” says Kumar. “I’m not competing on worth, however the hurdle is way decrease right here.”

The way in which to do that is to get youthful individuals who do not sometimes take into consideration insurance coverage to “take into consideration the product in a non-insurance sort of approach,” says Kumar. “It ought to be easy, interesting to a youthful viewers, and never seem as a monetary product.”

That is the place the thought of “Toffee” got here actually – promoting small insurance coverage merchandise like toffees in a retailer.

So if, for instance, you are visiting Delhi in August or September, and are anxious about changing into one other statistic within the dengue figures, you would go to the Toffee web site, and select to pay Rs. 682 as a one time value, realizing it’ll cowl diagnostic assessments, medicines, and different charges as much as Rs. 100,000 in the event you get the illness. When you do not have already got medical insurance and do not wish to pay that a lot each month, this can be a easy approach of including safety for what chances are you’ll contemplate to be the most important threat issue.

“We’re all about information. We wish to make it as personalised as attainable,” says Kumar. “So in the event you log in from Gurgaon, we’d inform you concerning the air pollution stage, and counsel a lung product – will probably be that particular. The second you give us slightly extra info, like I’m male, and 24, then we will say, biking accidents in your location have been up, so that you need a product for that.”

Will On-line Investing Be the Subsequent Massive Factor in Fintech?

Merchandise and partnerships The merchandise listed of the Toffee web site proper now embody dengue cowl, journey insurance coverage, unintended accidents whereas backpacking or commuting, accidents on account of working, biking, gymming, and different health associated actions.

“We’re not competing with the massive banks and insurance coverage firms – however we’re carving niches,” says Kumar. “So for instance, a Fitbit may include a bundled Sports activities Toffee; we may have a partnership with 1mg – can we map our Dengue product in a local expertise for anybody who’s in search of Odomos in your web site? Sheroes is a Three-million sturdy girls’s neighborhood, so we’re attempting to do a breast and ovarian most cancers product, and a rental Toffee, for girls transferring to a brand new metropolis, theft insurance coverage.”

“We’re attempting to promote insurance coverage in any differentiated method, so it is nearly like choosing up a juice within the morning,” he provides.

After all, insurance coverage is a extremely regulated market, so a brand new firm cannot simply present up and begin providing new plans. That is why Toffee works with insurance coverage firms to innovate on the product aspect.

“We began working with Apollo Munich and took certainly one of their private accident merchandise,” Kumar tells Devices 360. “So there’s an enormous neighborhood of backpackers, and no product that covers them. So we took private accident, added a number of options, and filed it with IRDA. And now we cowl you for any evacuation, hospitalisation, but in addition lack of digicam, lack of gear. This sort of neighborhood pushed product makes insurance coverage extra related to a youthful viewers.”

Right this moment, the corporate affords insurance coverage from Apollo Munich, Future Common, and HDFC Ergo, however can be in talks with Religare and ICICI.

“We wish to debundle merchandise, package deal them in a approach that appeals to the youthful viewers, nearly make it a commoditised method to promote insurance coverage slightly than as a monetary product,” says Kumar, including, “That is an viewers that’s used to Uber and Zomato – reserving an Uber takes a minute and that is how lengthy it ought to take you to problem a coverage.”

#Apollo Munich #Future Generali #Insurance #Online insurance #RELIGARE #toffee #toffee insurance unbundling insurance india startup toffee

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gta-5-cheats · 7 years ago

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'Toffee' Wants to Change the Way You Think About - and Buy - Insurance

New Post has been published on http://secondcovers.com/toffee-wants-to-change-the-way-you-think-about-and-buy-insurance/

'Toffee' Wants to Change the Way You Think About - and Buy - Insurance

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Buying insurance can be intimidating, not least because it requires you to imagine the worst case scenario, and then prepare for it. While medical insurance is included as a workplace benefit for many people, if you decide to get insurance yourself, the process is not easy. Online, there are dozens of sites that are selling policies, but the way most of them present results isn’t too different than what you’d see when trying to book travel tickets – just lots of offers from different vendors.

That works for the airlines because we all fly or travel in trains often enough to know how the transaction works, how to assess the value we’re getting, and most importantly, plan to travel relatively soon. In the case of insurance, after entering in the amount of cover you require, you’re suddenly presented with a long list of options showing a dozen different providers, and very little to help tell them apart or understand the pros and cons of what you’re trying to get.

These are just some of the problems that a startup called Toffee is trying to address, says Rohan Kumar, one of the founders of the company. Along with his partner Nishant Jain, the two had been working as consultants for insurance companies on the question of why people don’t buy insurance online, and Toffee was born out of this work.

“We had been running a product and design consultancy for about 10 years, and for the last two years, we’d been working very closely with Apollo Munich, who mandated us to help improve conversions online,” explains Kumar. After spending a lot of time working on this and actually selling policies with agents and listening in at call centres, the two came to the conclusion that most companies are still selling products designed for an offline channel – they’re just doing it online.

“These are comprehensive, complicated products that are difficult to understand, where someone needs to sit you down and help you understand the product, and that’s an experience that doesn’t work online,” says Kumar.

“Second is that if you look across the entire insurance ecosystem, no one has done any product innovation,” he adds. “You could take a product from Apollo Munich or Max Bupa or anyone else, and basically the product is the same, with blanket coverage and no difference from one person to the other.”

To this end, Kumar says that the duo wanted to find ways to simplify the experience, to target the under-30 market. To do this, Toffee works with existing insurance companies, but rather than providing you with a dozen different choices, it has very specialised insurance packs that cover specific scenarios. You just choose one(s) that suit you and Toffee will take set up everything including the provider.

Is India Ready to File Tax Returns via Smartphones?

The entire process is quick and easy – just tap on a button and enter your name, contact details, date of birth, and then address, and name a nominee. That’s it – you’re done, all you have to do then is make the payment, at which point Toffee redirects you to the insurance provider’s website to complete the transaction.

Comprehensive versus cheap and simple Most traditional insurance products are “comprehensive” in nature. For example, if you buy a medical insurance, it will cover you in most scenarios, subject to a few possible exclusions listed in the policy. The big advantage of a comprehensive policy is that it covers pretty much everything you need, and, well, a lot of things that you may not actually need. There’s a strong case to be made for “just in case”, which is why they are so popular. However, what if you’ve got a very specific worry and just want to address it for the short term?

That’s the use case Toffee wants to target by unbundling insurance offerings, to give you cheaper, and simpler plans. “By unbundling, you are also able to cut down the cost involved a lot more, instead of, say Rs. 600, you’d spend, say, Rs. 10,000, if you were getting a comprehensive cover,” says Kumar. “I am not competing on price, but the hurdle is much lower here.”

The way to do this is to get younger people who don’t typically think about insurance to “think about the product in a non-insurance kind of way,” says Kumar. “It should be simple, appealing to a younger audience, and not appear as a financial product.”

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That’s where the idea of “Toffee” came really – selling small insurance products like toffees in a store.

So if, for example, you’re visiting Delhi in August or September, and are worried about becoming another statistic in the dengue figures, you could visit the Toffee website, and choose to pay Rs. 682 as a one time cost, knowing it will cover diagnostic tests, medicines, and other fees up to Rs. 100,000 if you get the disease. If you don’t already have health insurance and don’t want to pay that much every month, this is a simple way of adding protection for what you may consider to be the biggest risk factor.

“We are all about data. We want to make it as personalised as possible,” says Kumar. “So if you log in from Gurgaon, we might tell you about the pollution level, and suggest a lung product – it will be that specific. The moment you give us a little more information, like I am male, and 24, then we can say, biking accidents in your location have been up, so you want a product for that.”

Will Online Investing Be the Next Big Thing in Fintech?

Products and partnerships The products listed of the Toffee website right now include dengue cover, travel insurance, accidental injuries while backpacking or commuting, injuries due to running, cycling, gymming, and other fitness related activities.

“We’re not competing with the big banks and insurance companies – but we are carving niches,” says Kumar. “So for example, a Fitbit could come with a bundled Sports Toffee; we could have a partnership with 1mg – can we map our Dengue product in a native experience for anyone who is looking for Odomos on your site? Sheroes is a 3-million strong women’s community, so we’re trying to do a breast and ovarian cancer product, and a rental Toffee, for women moving to a new city, theft insurance.”

“We’re trying to sell insurance in any differentiated manner, so it’s almost like picking up a juice in the morning,” he adds.

Of course, insurance is a highly regulated market, so a new company can’t just show up and start offering new plans. That’s why Toffee works with insurance companies to innovate on the product side.

“We started working with Apollo Munich and took one of their personal accident products,” Kumar tells Gadgets 360. “So there’s a huge community of backpackers, and no product that covers them. So we took personal accident, added a few features, and filed it with IRDA. And now we cover you for any evacuation, hospitalisation, but also loss of camera, loss of equipment. This kind of community driven product makes insurance more relevant to a younger audience.”

Today, the company offers insurance from Apollo Munich, Future General, and HDFC Ergo, but is also in talks with Religare and ICICI.

“We want to debundle products, package them in a way that appeals to the younger audience, almost make it a commoditised way to sell insurance rather than as a financial product,” says Kumar, adding, “This is an audience that is used to Uber and Zomato – booking an Uber takes a minute and that’s how long it should take you to issue a policy.”

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rentnhop · 1 year ago

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Exploring the Convenience of Bike Rental in Gurgaon: The Ultimate Guide

1. Practicality and Freedom

2. Accessibility

3. Visiting the Attractions in Gurgaon

4. Accessibility and Flexibility

Conclusion

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