#Bad faith insurance

[dominozee]

Outsmart Insurance Companies: Proven Strategies

Let’s be real—dealing with insurance companies can feel like you’re up against a powerful opponent who knows the rules better than you do. It’s frustrating, right? You pay your premiums every month expecting that peace of mind, only to find out when you file a claim that it’s a little more complicated than you thought. Denials, delays, fine print—it can feel like an uphill battle! But don’t…

[sheldricklawfirm]

Understanding Bad Faith Insurance Practices in Florida, New Jersey, and New York

What is Bad Faith Insurance?

Bad faith insurance practices involve an insurer's intentional refusal to honor its contractual obligations to the policyholder. This occurs when an insurance company fails to act in good faith and fair dealing, which it is legally required to do. Bad faith can be both first-party (directly against the policyholder) and third-party (against a party making a claim against the policyholder).

How Does Bad Faith Occur?

Bad faith can occur through various deliberate actions by the insurer, including:

Misrepresentation of Policy Terms: Insurers may intentionally misrepresent the terms of the policy to deny coverage.

Improper Investigation: Conducting a biased or incomplete investigation to justify denying a claim.

Unreasonable Denial or Delay: Denying or delaying payment without a reasonable basis.

Lowball Offers: Offering settlements far below the claim's actual value.

Florida Law

Under Florida Statutes §624.155, an insurer can be held liable for bad faith if it fails to settle claims when it could and should have done so, had it acted fairly and honestly toward its insured and with due regard for their interests.

New Jersey Law

In New Jersey, the "fairly debatable" standard applies, meaning the insurer must demonstrate a reasonable basis for denying a claim. The case of Pickett v. Lloyd’s, 131 N.J. 457 (1993), is a pivotal ruling that requires insurers to justify their actions reasonably.

New York Law

In New York, proving bad faith requires showing that the insurer engaged in egregious conduct or a pattern of unfair practices, as established in Pavia v. State Farm Mutual Auto. Ins. Co., 82 N.Y.2d 445 (1993). This case demonstrates the high burden of proof required to establish bad faith.

What to Do If You Suspect Bad Faith

If you believe your insurance company is acting in bad faith, take the following steps:

Understand Your Policy: Review your insurance policy to understand your coverage and rights.

Document Everything: Keep detailed records of all communications with your insurer, including emails, letters, and phone calls.

File a Complaint: You can file a complaint with your state's insurance regulatory agency. In Florida, this is the Florida Office of Insurance Regulation; in New Jersey, it's the New Jersey Department of Banking and Insurance; and in New York, it's the New York State Department of Financial Services.

Seek Legal Advice: Consult with an experienced attorney who specializes in insurance bad faith claims. They can help you understand your rights and take appropriate legal action.

State-Specific Tips

Handling bad faith insurance claims varies significantly depending on the state.

Each jurisdiction has its own laws, procedures, and standards that affect how these cases are approached. Below, we provide specific tips for Florida, New Jersey, and New York to help you effectively address bad faith practices in your state. These tailored insights will help you take appropriate action and protect your rights based on your location.

Florida Tip

In Florida, policyholders have the right to file a Civil Remedy Notice (CRN) with the Department of Financial Services. This notice gives the insurer 60 days to resolve the issue before a lawsuit can be filed (Fla. Stat. §624.155).

New Jersey Tip

In New Jersey, keeping meticulous records of all interactions with the insurer is crucial for building a strong case under the "fairly debatable" standard. Refer to the case Pickett v. Lloyd’s, 131 N.J. 457 (1993), for guidance on how courts assess these claims.

New York Tip

In New York, due to the high burden of proof required to establish bad faith, it is essential to gather substantial evidence of the insurer's egregious conduct or pattern of unfair practices. Refer to Pavia v. State Farm Mutual Auto. Ins. Co., 82 N.Y.2d 445 (1993) for more details on the legal standards applied in these cases.

Continue reading our Bad Faith article by clicking here.

Have a question about a bad faith claim?

Call The Sheldrick Law Firm at (561) 440-7775 and ask to speak with attorney Kayla Sheldrick.

Proudly Serving Florida, New Jersey, & New York

[miodiodavinci]

the sheer and utter agony of waiting for a call back for medical things , , , , ,

[nationallawreview]

The Power of Incorporation Compels You: Surety Succeeds in Compelling Contractor to Arbitrate Bond Claims Pursuant to Arbitration Clause in Subcontract

In Swinerton Builders, Inc. v. Argonaut Insurance Co., Swinerton Builders, a contractor, sued a surety on bond claims arising from defaults by its subcontractor on a series of work orders. The owner of Swinerton’s mechanical subcontractor on three projects passed away unexpectedly, and the subcontractor was unable to complete its remaining work on the projects. Swinerton filed a complaint in…

[olympiainjurylaw]

Lawyers for Insurance Claims and Bad Faith Attorneys – Get the Justice You Deserve

If you're facing issues with insurance claims or dealing with bad faith insurance practices, our experienced attorneys are here to help. Our team of specialized lawyers for insurance claims and bad faith attorneys will fight for your rights and ensure you receive the compensation you deserve. Contact us today for a free consultation.

[thebroadwayclinic]

These legal experts not only provide invaluable insights into the claims evaluation process but also ensure that every step taken is in line with both the policyholder's expectations and the stringent legal standards, safeguarding against the consequences of bad faith claims.

[lucyoccupy]

Defying Destruction: Empowering Linda Ayres' Fight Against Mycotoxins, Water Damage, and Cancer - Unite in the Global Emergency Medical Campaign on GiveSendGo

IF YOU GOT SICK AFTER STATE FARM INSURANCE WATER DAMAGE CLAIM HANDLING- you are not alone.  Cancer is an ugly word.  Poisoning with intent to klll is pretty darn unAmerican, too.  Violations of ADA Title II is something officers of the Court must be held accountble for, wouldn’t you agree? PLEASE SEND FINANCIAL AND PRAYER SUPPORT — GiveSendGo.com/LindaAyres AWARENESS MATTERS CAN YOU IMAGINE…

[lawfirmmargolis]

The Margolis Law Firm is the best law firm Easton. If you Looking For a best dog bite accident lawyer Easton PA in Easton PA. Contact our office online or by telephone today at (610) 438-4244 to speak with a highly qualified  lawyer.

[vitiateoriginator]

Found out I'm eligible for new glasses thru my insurance this year! Fucking finally!

[1zumbacom]

Legal Question!

Law has been always good to the truth! You are looking for an answer about what to do regarding how to deal with a bad-faith auto-insurance company situation, where the accident took place in a state where you didn’t live, and the company denied you all coverage cheating and wanting not to pay you for anything. The policy purchase was done in CA years ago and you’ve been a good customer and a…

[yaut-jaknowit]

Hiya! Was wondering about a bad blood that takes a woman from earth but she's fine with it? He expected more fighting from her but is pleased. Not sure how you feel about soulmates but maybe he's been drawn to her for awhile and finally just took her?

Are We Meant To Be? Part 2

Pairings: Cew’voc (Male Yautja) x AFAB!Reader

Word Count: 2995

Summary: So much time has passed since you last saw that mysterious figure. He saved you then abandoned you. You had discovered he was your soulmate too late. When all hope was lost, he comes back to you. Is it too late?

Author Note: Okay, I know this isn't entirely what you were asking for. But, I hope it's still okay. If not, let me know and I do another for you. I wanted to use this as an excuse to write a part two for this story.

Masterlist

Ao3

Part 1

All the years since that faithful day offered no relief. Since then, you’ve had your ups and downs. From ending up jobless and homeless, you were able to barely bounce back to a decent life. It wasn’t normal. It would never be normal again. Not without what you saw that night. Who or whatever that creature was… he was yours. As much as you were his. Two souls destined for one another.

The reminder made your heart ache. You gritted your teeth and rubbed the heel of your hand over your sternum. Some of your co-workers gave you a puzzled look before shaking their heads and going back to their business. You cleared your throat before squaring your shoulders to face the lobby and customers all over again.

A pain that’ll be with you till the end of time. You were used to it.

Twelve hours in the building was an average shift. It was the minimum you needed to work five days a week just to make do.

From living an average, normal life, meeting what had to be your soulmate had ruined everything. Despite the longing to see him, just a glimpse every so often, there was no chance. He abandoned you. It was unheard of. Usually soulmates for the first time they meet each other can’t leave each other. Some say its physical and others say its emotional. But to break apart within even the first day was beyond cruel. It’ll leave someone, yourself, broken and hollow.

That’s exactly what you are. A shell of the person you used to be. Now, here you were, a beggar for any change, even a penny. It could mean the difference between having a roof over your head or being homeless.

No one wanted you. Not even someone destined to be with you until you died.

The plates in your hand wobbled precariously. Your attention returned to your surroundings only to watch the four plates you had been carrying slip off of your arms. They came crashing down onto the ground. The porcelain shattering into tiny pieces at your aching feet. Food smears across the ground.

In the moments after that, you could only look down at the mess you’ve created. Your shoulders slumped. There was gasps that sounded through the lobby of the diner you worked out. But, you heard nothing. Stuck in your own world again while all you could do was look at the disaster at your feet.

This was it. Your last straw that broke the camel’s back. It seemed like you couldn’t hold down a job anymore. The pains in your chest only growing worse with the passing time. No one understood. This didn’t happen. Worst of all, it’s not like you had any insurance to work with. There was no help. All you did was suffer through the pain.

Over the white noise in your ears, you heard your name shouted at the top of someone’s lungs. Avery. Your boss. She came stopping around to stand in front of you with a heated glare in her eye. You simply lifted your head to look at her, dead and emotionless.

Her gaze flickered for a moment but returned to steel. One of her hands whipped out to point towards the door. “Get the fuck out of my establishment. You’re fucking useless,” she bit out with a ferocity you didn’t know she had. You blinked at her before finally picking up your feet and making your way to the door. Not even clocking out or taking off your apron.

There you had done it again. Lost another job. Useless. Just like she said. You couldn’t do anything right. Not even your own soulmate wanted to stay with you.

The concrete was harsh on your knees despite the jeans you were wearing. You had collapsed in the middle of the sidewalk. No one gave you a second glance; only giving you a look of disgust and going on their way. A broken sob left your chapped lips. The world around you closing in. You tilted your head backwards to gaze at the darkening sky.

It wasn’t long before day morphed into night. Sometime during the transition you had pulled yourself up and meandered along the path set in front of you. It was random and leading you further and further from the dingy apartment called home. The city you resided in offered nothing of relief. It allowed you to stay on a decently lit path through the side of town you resided in.

In your heart, something tugged you to stop. Your head finally picking up to find the street deserted. You had walked so far that not even those brave enough would venture out. A whine built in the back of your throat. This was pointless. Now, you were somehow lost. Your head tilted back to look at the dark sky. There was little to no stars that would dot the night sky. “What am I doing?” Your voice was hoarse. It lacked the warmth it had years ago.

All the hairs on the back of your neck stood up. The muscles that lined your back tightened. Your breath caught, body prepared for the worst while your mind hoped for the best. But, your luck has shown you how well that’ll go.

You neck creaked while it turned towards the dark alleyway. Nothing could be seen down the endless path. Either it turned off or ended towards the end.

A loud thump echoed off the walls. Your entire boy turned towards the entrance. The soft clicks of something entered the air. Your brows furrowed while you tried to deter was creating that noise. In your careless state and defense, you weren’t of sound mind. There was one thing in the world that would solve all of your issues.

It wasn’t here.

At the crest of the entrance, you eventually spotted the silhouette of a humanoid figure. Oh, not again. You took a couple of stumbling steps away and nearly fell over your own two feet. It seemed your lucky wasn’t the greatest.

Light shined off metal. Faster than a blink of an eye, your throat was snatched. Your back was pressed to a firm, hot surface. Humid heat washed over the top of your head and ran down the back of your neck. A shutter ran its course. The muscles in your body only tensing more.

Yet, in this moment, after everything that’s happened after four years… you didn’t care. Not any more.

Sharp clicks and growls vibrated into your ear. The firm grip around your throat tightened only fraction. “Mi-ne.” A voice growled that it could be felt in your bones. The declaration strong and firm.

A voice you recoginized. Your hands instantly go to the one holding you in place. Try as you may, you couldn’t tilt your head far enough back to look at the figure. But, the lack of an ache in your chest only solidified your thoughts.

This had to be him.

As your mouth opened to speak words he deserved, his free hand pressed something into your mouth. Two fingers coaxed you to swallow dryly whatever he had placed on your tongue. His palm still covered the lower portion of your face. You tried to speak and began to fight him. Anger filled your veins at not only past action, but his current ones now.

When the hands left you, you believed there was a chance for escape. Your entire body whipped around to face the towering creature. Only, for you to sway from the sudden, unwise move. Strong, capable hands grasped your shoulders before you could slam into the ground. A haze took over your mind and left you unstable.

The ground left the bottom of your feet. Then, you were hoisted onto a thick, muscular shoulder that dug into your waist and belly. The move caused you to wheeze and grab onto the a fish net like material that covered at least his toned back. “Let me go!” you screamed at the top of your lungs then began to beat on his back with clenched fists.

He takes it. Without complaint. The humanoid figure spins on his heel and lets the darkness engulf him again. Your cried for help and desperate attempt for freedom begins to fade. Whatever he forced you to ingest was starting to take effect already. Your movements turned sluggish. Every beat was weaker than the last.

“I… hate you,” was what you could say before the darkness consumed you. Your body falling limp on his shoulder.

Warmth. Comfort. Those were the first two things to greet you when your consciousness finally decided to wake up. A soft blanket swaddled your entire form and kept you safe from the lurking monsters. A groan left your lips. You squirmed in the swaddled you’ve been placed in until it loosened.

It took a monstrous amount of strength to open your eyes and blink away the fatigue sitting in your bones. What greeted you made you believe the night still claimed you.

Metal from ceiling to floor made up the room you were in. The blankets on your shoulders slipped off when you sat up to fully take in the space. Your jaw dropped. Five skulls were line on the wall behind you. All were creatures you didn’t recognize. You gulped and kept taking in the room. Weapons decorated some parts of the wall. A bean bag like chair was shoved into one corner. A fur like blanket draped over it.

That’s when you realize the blankets you had been covered with are fur from an unknown creature. You shuttered to think of all the death that was proudly displayed in here. Why… why would he take you in here? Surely, it wasn’t to kill you? No. Your head shook in the negative. He wasn’t. He would’ve already done that if so. Plus, something in your heart told you he wouldn’t harm you.

You were in the process of shuffling to your knees when the door slid open. The entire room filled with tension. It was him. Face still covered a metal mask.

He doesn’t move. The two of you engage into a staring contest.

Thoughts were running wild in your mind. From the last time you had saw him, there had been slight changes. Mainly scars. He was already adorned in them and proudly presenting them. But, more had been added to his collection. A nasty looking one started from an inch above his right collarbone and descended with small jags mostly downwards.

All of them… made him look good, despite not seeing his face yet.

Your first move was to tug the blanket tighter around you, like some sort of shield. He wasn’t terrifying. Not an ounce of fear in your heart at the sight of his towering form.

But, you were nervous, unsure of the whole situation. The most of all. You were angry. Four years. It’s taken him four years to come back into your life and decide you were worth something after all. Tears pooled in your eyes at the thought.

A glare set over your features. You sat back down on your butt and looked away from him. The creature doesn’t deserve your attention, let alone a second of your time. For all you could care, you were going to completely ignore him until he gives up. Let him feel the pain of being abandoned by the one you thought was supposed to your other half.

Out of the corner of your eye, you watched at the mustard yellow figure stalked forward. Your ears strained to listen to each step as he made his way towards you. You strengthened your walls. The beast stopped at the edge of the mattress and gazed down at your figure. Then, he gingerly sat down a couple of feet away from you.

His scaly hand reached out timidly. A move you observed closely. When he got in range, you swatted at the approaching limp. The creature snatched his hand back and made an offended noise. You didn’t need to see his eyes to know he was looking at you as if you had grown a second head. To go against someone three times your mass was obviously stupid. Yet, here you were, protecting yourself from his touch in what could be taken in an aggressive matter.

Except, he held back and took the sign completely. The figure bowed his head. “I-I kn-ow… you are u-pset.” It sounded like he was struggling to speak English. Not as it’s a language he does not know, but like his mouth and throat can’t make the sounds well. “I have reasons. I-it shouldn’t b-e possi-ble. Can’t be.”

If his words were meant to be soothing he was doing the opposite. You hugged your knees tighter with a scoff and a roll of your eyes. You wanted to ask him the reasoning but felt like that would give him too much attention. Despite what your soul wanted since it finally get’s to see your other half again after so long.

“It’s wr-ong. You’re ooman. I’m…” he trails off and glances over at your curled up form. A position meant to protect you from incoming harm. “I’m not.”

For him to confirm your suspicions, you weren’t surprised. Not after finally getting to see him in a better light. The dark, mustard yellow of his skin was dotted with scales. The color and texture wasn’t normal. The size of him wasn’t normal. The blonde rubbery-like dreads that poured from his head weren’t normal.

“I-it’s aga-against ev-everything I know. I came back. I sh-shouldn’t have.” The masked creature made a noise of agony. One of his hands came to rub at his sterum. “But the pa-in. A-after s-so long. I grew weak. Co-uldn’t handle it. I-I ne-needed to lay e-eyes on you.” Words kept tumbling from him. Words you barely understood while he struggled with your language.

They almost, almost softened you. The same pain you endured the last four years was what he experienced as well. But, there was a difference. He purposefully abandoned you. He deserved the pain. You, on the other hand, did not.

You were only human, after all. “Where am I?” Your voice was barely about a hoarse croak.

He perked, only slight, at the sound. “My s-hip. I’ve h-idden us-us from your go-vern-ment senses behind a plan-et you ca-ll Jupiter.” Him clarifying he was an alien though, wasn’t on your list of possibilities. At least, not very high. The most you thought of him was a mutated, escaped human experiment. Not… that.

“Y-you’re an alien?” you gaped before reeling in your shock. There was no reason him to give the benefit of the doubt. He doesn’t deserve it. He doesn’t deserve you.

“Yes,” he confirmed and dipped his head. The strange, rubbery dreads slipped over his shoulders to sway. “I a-m a Yautja. No-t t-that you know w-hat that is.” You bristle at his offensive words and sent a heated glare at the alien. He brushed it off with a shrug. “My name is Cew’voc. A-and yours?” You turned your head away again as your answer. He has not earned that right to know you.

Newly named Cew’voc purred with mirth. It took every ounce of will not to spin around and punch him. How dare he laugh!

“That is-is okay. I-I can just look-k it up.” Whatever he had for a face, there had to be a smirk on it. You could hear it. You bristled against and huffed. This surely couldn’t be your soulmate.

A new silence fell over the two of you. For a moment, tense peace. Until you heard a mechanical hiss. Your head whipped over to find Cew’voc’s hands gripping the metal mask that adorned his face. Carefully, the alien tugged the cover free and let his features be revealed.

Alien. He was completely alien. Three mandibles tipped with sharp fangs protruded from where what looked to be a mouth. The mouth area had an animal like jowl but the front area was open. Similar to a person, he had a jaw. Teeth protruded from both the jaw and upper side of the mouth. Terrifying teeth that looked deadly.

Then, his eyes. Those felt like a predator was staring directly into your soul. You couldn’t help the shutter than ran its course. They were a bright, scary yellow that almost seemed to glow in the calm lighting of the room.

After you exploration of his face, you find the alien with its only upper mandible quirked up. As if he was smirking at you. You glowered.

In broken, struggling English, the Yautja spoke your name. You swiftly got on your knees to be the same height as him and pointed a finger at him. “You don’t deserve the right to say my name! You abandoned me,” you grounded out. Cew’voc simply raised a brow in your direction then amusedly shook his head. “Oh, no you don’t! You don’t get to brush me off like that. Four years of misery because of your scared little ass running away.”

Now, that got a reaction out of him. The alien stood up to a lumbering height above you and glared down at you over his mandibles. “I am n-o co-coward. I’m Yautja. S-strong, mi-ghty.” He thumped a fist over his chest. “Do not a-cused me with fa-lsehood.”

You didn’t fear him. Not one bit. You stood up to be eye with him on the bed and got into his face. “Yes. The fuck. You are! You ran away with your tail between your legs like a little sissy crying to your mom!” Despite nearing twenty-three, you used some middle school insults that hopefully did the trick.

The anger that covered his features melted away when he slumped back with another smirk. “Oh, we may g-et alon-g yet.”

Oh, you doubted that.

[sysmedsaresexist]

Today we're once again reminded of the levels of cruelty people are capable of.

I missed most of the drama with the bait accounts, but I want to offer some positivity and solace to those affected.

Many of you actually cared about the fake child behind the screen. You wanted to help, you sent kindness and support, and I watched many of you worry in private on discord-- everyone was very realistic about the claims. Obviously they were probably wrong, but goddamn, they needed help.

Don't be embarrassed or ashamed that you fell for it.

You are a good person, who sees good in the world.

You aren't gullible or easily manipulated.

You are still capable of trust, and you should be so proud of yourself for manging to hold on to that trait after everything you've been through.

Don't let this do further damage to you. Don't be angry with yourself, don't lose that faith in the good of humanity.

Don't let sick people trick you into thinking the world is full of only horrible people. Don't let yourself become more skeptical, because that's what they want.

Continue to believe survivors

In Canada, we have a saying.

"Better that someone abuse the system, than for someone who needs it to not have access."

Stay with me, I'm going somewhere with this.

When we talk about Universal Healthcare with Americans, this topic comes up a lot. "But people will abuse the system."

Yes, but more people actually need and use the system appropriately. You can't allow bad people to harm everyone. Everyone loses in that case.

As proof:

We pay less in taxes than Americans, and still get free Healthcare. I take home more money than you, and still get more out of it. The myth that our waitlists are months long is fake and orchestrated by American insurance companies.

Consider, for a second, how your background plays into your beliefs and skepticism regarding these topics. Maybe I was just raised to be more trusting, I don't know.

But I certainly don't think the mindset is harmful.

You can read interviews on the isstd website with clinicians that were working during the satanic panic. One interview stood out to me in particular.

Imagine for a second that you have a patient sitting in front of you. They tell you that they have dreams about being abused by a satanic cult. They give you details of these dreams and you talk through them together. For now, you're focused on how these dreams affect them. Are they losing sleep? Is their daily life affected? Anxiety? They begin to tell you about their paranoia, and how people they recognize are in the dreams.

You probe a bit deeper.

They wonder aloud if maybe it happened in real life.

How do you respond? Really think about how your response will come across.

This was the satanic panic.

The ISSTD didn't find their patients themselves. Doctors from across the world referred their patients to the ISSTD's treatment program in Chicago. The doctors at the ISSTD trusted the referring doctors, who had already done the majority of work and background gathering (meaning the ISSTD met these clients long after they had made their claims, rather than "implanting" those memories themselves). Police were involved trying to sort through all the information to find real culprits. Everyone was terrified. No one knew what was happening or who to trust or believe. It looked real.

In the back of every doctor's mind was the question, "What if they're telling the truth?"

Many doctors didn't believe their clients, but telling them that to their face would be bad practice.

This large scale hysteria was something no one was prepared for. They were flying by the seat of their pants, hoping for the best and that an answer would fall from the sky.

Yes, many of the claims were fake. Whether they were consciously made up, or stand-in pseudomemories for real abuse (a well-documented thing), and the rare cases mixed in that were genuine-- doctors tried to take their clients' claims at face value.

Imagine you tell your doctor about your abuse and they say, "that sounds a bit extreme, I don't think that's possible."

Programmed DID existed before the panic, it exists to this day. Just because you can't find the research doesn't mean it isn't there.

By claiming something specific isn't real, you also discredit the abuse leading up to it.

Let me put it another way, who cares if programmed DID is possible? Organized and ritual abuse is real. Trafficking, CSA films, war crimes, conversion groups, churches. DID is real.

Grey Faction and TST want you to stay in the mindset that it's more important to weed out fakers and malingerers than to trust people in the hopes you help just one person in a real way. They want you to be skeptical of everyone and everything in order to maintain their public image, because if you look too hard, you'll see the terrible things they have done.

GF has a bad habit of being like, "The TST doesn't take part in LARGE SCALE MURDER AND CANNIBALISM, that's not even real, it was debunked during the panic," as if to say anything less severe isn't worthy of note and also must not be real. It's surprisingly effective, and by connecting more absurd ideas with RAMCOA and the ISSTD, they manage to discredit huge swathes of the field.

Some people like to think they took the red pill, and that they've ascended to a higher level of intelligence with a new, better ability to look at things impartially, when they're really just assholes falling for bullshit. They hurt real survivors and still think they're in the right.

It's vile behavior done for cheap kicks and internet brownie points. Even 4chan types wouldn't go that far or be that pathetic.

Who else could look someone in the face and say, "I don't believe you."

They want you to think they're better than you, but which is better?

Outward and vocal skepticism and dismissal, or quiet, thoughtful reflection with the longterm goal of helping this person find their truth?

Some of you would make much better doctors than others.

The bad people aren't the ones "faking" or lying. Those people at mentally ill and still deserving of help.

The bad people are the ones who want to dismiss every claim because one person once lied about it.

Don't lose your faith. Don't let this set you back. We need more people like you.

I'm proud of you for caring about people.

What happened will further stigmatize survivors, it did real damage to people. You're not alone.

Don't let them win, you did the right things.

Stay safe, everyone.

We survived this kind of discourse once on a much larger scale. We'll do it again.

[eelhound]

"What is a city for? And to whom does it belong? If you believe that a city belongs to its people, as a place for them to live, work, eat, sleep, sing, love, argue, and ultimately die, then there’s no particular problem with graffiti. It simply expresses all of those things, which make up life itself. But if you believe that a city belongs to its property owners, then graffiti is very bad indeed. After all, it’s not that politicians and members of the economic elite object to the act of writing on walls as such. They write on walls all the time, and on a much larger scale than anyone else; they just call it 'advertising.' The giant gold letters spelling out T R U M P on a skyscraper are this kind of elite graffiti, the biggest 'tag' of all. But the elite believe that only those with money should be allowed to write their thoughts on the city’s surface. They take it as an article of faith that the right to do so must be bought and paid for, as they believe all things must — and in turn, that those who can’t pay have no right to leave a trace of their existence.

This way of thinking has nothing to do with aesthetics. A sublimely beautiful piece of graffiti on a bus shelter will be removed, while an ugly ad for a dentist or an insurance firm will stay up. Graffiti, which is free to anyone with a Sharpie or spray can, is an act of transgression by humanity against the existing order of property and power. That is why politicians and police are disgusted by it and spend a disproportionate amount of time, money, and effort trying to wipe it from existence. Giving the game away somewhat, Richard Ravitch — the former head of New York’s MTA, and later lieutenant governor of the state — once called graffiti 'a symbol that we have lost control.' (Someone should have asked him: who are 'we'?) More recently, after far-right blowhard Tucker Carlson visited Moscow, he praised it for having 'no graffiti' in sight. The kind of city he and people like him want is clean, orderly, prosperous, extensively policed — and utterly inhuman."

- Alex Skopic, from "In Defense of Graffiti." Current Affairs, 19 August 2024.

[transfaguette]

online discourse about pride is so funny because you know they either have never been to a pride parade or are simply arguing in bad faith. like a real pride event is just like, a life insurance company giving you a pinwheel and a rainbow business card.

[aristotlecoyote]

Nah but my guys.

This shit

Is inexcusable. Any of you supporting them when those attached to them say *this* after gloating about a 115 dollar bag *for their honey moon*

And saying they are barely surviving and having trouble making content

Dont deserve your respect as a viewer.

This comment is a glimpse at their true natures whether you like it or not.

This isnt a hate attack. I have an inherent respect for life and the humans that live it. I respect that they are humans that do whatever they want of their own free will. Like yeah spend money. Do things. Live your life buy a house eat good healthy food.

But that is all a privilege. A privilege not many people have at the moment??

I am privileged. I work for my family as a caretaker(paid for by the state btw. My parents can not afford to pay me other wise). I cant buy my own food. I make "too much" to have food stamps. I live off of what my parents, who are also struggling, can provide. I live with my parents at 27 because working conditions and living conditions are so bad and i am so mentally ill i cant be on my own for my own *safety*. Just because i am able to live in relative comfort by the grace of my safety net doesnt mean ive always had that grace. And many *many* more people in the world dont even have the safety net that kept me off the street. I stole food from my old roommates because i was hungry and couldnt afford food. I was feeding my dog *my* food because i couldnt buy his food. I am 5,000 dollars in debt because i couldn't afford health insurance and went to the ER because i was going to end my life. I couldnt pay the 260 dollar bill i was sent so i just hoped and prayed it would go away and now its eating me.

I am also bad with money even when all my bills are paid.

I bought merch. I bought tickets to the live show. I did that because i paid my bills once and had enough to feed my addiction to solving my depression with buying tiny useless things. I know its not a good fucking idea. I know it is but im sure someone out there understands that you cant always control yourself when you arent fully present in your own life. I cant even leave the house because i *know* ill spend money and i *know* i cant.

And i thought i was supporting people who cared about their fans enough to atleast not say stuff like this.

I was staying subscribed to the youtube channel out of the hope that they would change their mind, see reason? Maybe?

But they wont.

This shows that they wont. That they refuse. That all good faith worries and criticisms mean nothing to them because We cant pay them to care.

So yeah. @wearewatcher @watcherfans these are the people you want to be and support, huh? Positivity is nice when you arent eating ramen. When you arent skipping meals to make yourself feel better for living off your equally struggling family. When you have enough around you to feel safe and secure enough to pay for something that isnt even worth the money you put in.

This isnt a post to get pity. This is a post to put in perspective the reality working class people face. What poor people face. What disabled people, who cant even marry or grow savings, face.

Please. Just think of humans as people and not just money and art.