#Automated Accounting Services Maryland | Explore Tumblr posts and blogs

mystlnewsonline · 1 year ago

Text

Bank Employee - Diape Seck - Sentenced - Fraud

Former Bank Employee Diape Seck Sentenced to Three Years in Federal Prison for Fraudulently Opening Bank Accounts as Part of a Larger Bank Fraud Scheme Targeting Churches and Religious Organizations. Accepted Cash Bribes to Open the Accounts From Co-Conspirators Engaged in Check Fraud and Rental Car Fraud Schemes Greenbelt, MD (STL.News) U.S. District Judge Theodore D. Chuang today sentenced Diape Seck, age 29, of Rockville, Maryland, to three years in federal prison, followed by three years of supervised release, for his role in a bank fraud scheme in which he and his co-conspirators obtained or attempted to obtain almost $2 million by fraud, including the theft of checks from the mail of churches and religious institutions. Judge Chuang also ordered Seck to pay restitution in the amount of $1,708,446.49 and to forfeit $114,647.50. A federal jury convicted Seck on February 24, 2023. The sentence was announced by Erek L. Barron, United States Attorney for the District of Maryland; Postal Inspector in Charge Damon E. Wood of the U.S. Postal Inspection Service - Washington Division; Special Agent in Charge James C. Harris of Homeland Security Investigations (HSI) Baltimore; Special Agent in Charge Jeffrey D. Pittano of the Federal Deposit Insurance Corporation, Office of Inspector General (FDIC-OIG); Chief Marcus Jones of the Montgomery County Police Department; Chief Terry Sult of the Cary, North Carolina, Police Department; and Sheriff Dusty Rhoades of the Williamson County, Tennessee, Sheriff's Office. According to the evidence presented at his eight-day trial, from at least January 2019 to January 2020, Seck, a customer service representative with Bank A, conspired with Mateus Vaduva, Marius Vaduva, Vlad Baceanu, Nicolae Gindac, Florin Vaduva, Marian Unguru, Daniel Velcu, Vali Unguru, and others to commit bank fraud. Specifically, the evidence showed that Seck fraudulently opened bank accounts in fake identities in exchange for cash bribes. Co-conspirators engaged in fraud that included fraud involving rental cars and the deposit of checks stolen from the incoming and outgoing mail of churches and other religious institutions into the fraudulently opened bank accounts. The co-conspirators then withdrew the funds and spent the fraudulently obtained proceeds. As detailed in the trial evidence, Diape Seck facilitated the opening of hundreds of bank accounts at Bank A for his co-conspirators, who used purported foreign identities, often but not universally Romanian, to fraudulently open bank accounts with him at Bank A, as well as bank accounts at other victim financial institutions. Seck opened accounts for co-conspirators without their presence in the bank, without verifying identity information, and opened accounts for co-conspirators who opened multiple accounts at a time under different identities. To conceal his improper activities, Seck opened accounts for the co-conspirators at the same time, he conducted legitimate bank activities. The co-conspirators paid Seck up to $500 in cash in exchange for each of the fraudulent bank accounts he opened. According to court documents and witness testimony, Seck violated numerous bank policies in opening approximately 412 checking accounts in a one-year period from approximately January 2, 2019, through January 3, 2020, relying predominantly on purported Romanian passports and driver's license information. Checks payable to and written from churches and other religious institutions from around the country were deposited into many of the 412 checking accounts, which were not opened in the names of the churches. The co-conspirators fraudulently negotiated the stolen checks by depositing them into the victim's bank accounts, including the fraudulent accounts opened by Seck at Bank A, often by way of automated teller machine (ATM) transactions. After depositing the stolen checks into the bank accounts, the conspirators made cash withdrawals from ATMs and purchases using debit cards associated with the bank accounts. Co-conspirators also used fraudulently obtained debit cards to rent cars which they used and then failed to return, resulting in charges by the rental car companies, which had to be "written off" by Bank A. According to court documents, co-conspirators deposited at least approximately $780,064.04 in stolen checks into the accounts Seck personally opened on their behalf, and the bank had to write off at least approximately $921,590.50 from the co-conspirators' rental car fraud in the accounts Seck opened for them. Co-conspirators Vlad Baceanu, age 38; Marian Unguru, age 36; and Vali Unguru, age 20, all of Baltimore, Maryland, previously pled guilty to conspiracy to commit bank fraud and wire fraud. Mateus Vaduva, age 29, of Baltimore, was sentenced to five years in federal prison and ordered to pay restitution of $1,320,885.84; Nicolae Gindac, age 52, of Dania Beach, Florida, was sentenced to 54 months in federal prison and ordered to pay restitution of $1,096,660.11; Florin Vaduva, age 31, of Dania Beach, Florida was sentenced to 51 months in federal prison and ordered to pay restitution of $1,096,660.11; Marius Vaduva, age 28, of Baltimore was sentenced to 42 months in federal prison and ordered to pay restitution of $1,334,230.84; and Daniel Velcu, age 43, of Baltimore was sentenced to 34 months in federal prison and ordered to pay restitution of $1,313,499.79 after they previously pled guilty to conspiracy to commit bank fraud and wire fraud. United States Attorney Erek L. Barron commended the U.S. Postal Inspection Service, HSI, the FDIC Office of Inspector General, the Montgomery County Police Department, the Cary (North Carolina) Police Department, and the Williamson County (Tennessee) Sheriff's Office for their work in the investigation. Mr. Barron thanked Assistant U.S. Attorneys Elizabeth Wright and Darren Gardner, who prosecuted the case. SOURCE: U.S. Department of Justice Read the full article

0 notes

njmanageditservices · 4 years ago

Link

Cybersecurity is one of those subjects that is always on the cutting edge of technology. As such, a lot of its basic concepts are poorly understood by the general public. Not only that, but the general public also tends to underestimate the threat posed by hackers and the like. The costs of ignoring these threats can be very high, indeed. With that in mind, let’s look at a few important statistics on this subject.

A CYBERATTACK HAPPENS EVERY 39 SECONDS

Everyone knows that hacking and other cyberattacks are very common these days, but not many have tried to quantify it with definite figures. Thankfully, we found this study from the University of Maryland that attempted to do so. The researchers set up four Linux computers with minimal security and recorded all sorts of hacking attempts.

On average, the computers in the study were attacked or probed 2,244 times per day. The study found that most of the attacks were carried out using automated “brute force” tools that are able to crack passwords. Thankfully, these sorts of tools only work against weak/short passwords, and that’s why hackers have to troll around for an easy mark.

AVERAGE COST OF A HIGH-PROFILE BREACH: $116,000,000

Everyone knows that data breaches can be expensive and that the reputational damage caused by such attacks can be even worse. According to this report, these breaches might be even more expensive than you would think. They found that the average cost of a data breach at a publicly-traded company was around $116 million. To be fair, these numbers are not accurate for small businesses, but they do give you a good idea of how much damage these people really cause. Incidentally, the report also found an increase of 54% in overall data breaches since 2017.

95% OF ALL DATA BREACHES HAPPENED IN JUST THREE INDUSTRIES

This statistic comes from a Forrester report that was published in 2016. The original study is paywalled (and highly expensive), so you can read a summary of its findings here. As you can see, the vast majority of all data breaches in 2016 happened within one of three industries: Government, retail, and tech. Based on this, we can see that these are the most appealing targets for hackers.

Governments are targeted because they often have more money than private companies, and are probably easier to pressure since they are more accountable to the public. Some others also probably target them for political reasons. Retail and tech are probably targeted because of the large amounts of customer data that they tend to keep.

EXTERNAL THREATS ARE FAR MORE COMMON

When you are attempting to guard yourself against cyber-threats, there are two main categories of them: The insider threat and the outsider threat. Many would assume that the insider threat is the more common, as infiltration allows an intruder to penetrate security measures more easily. However, it would seem that it isn’t like that after all. According to this cybersecurity study from Verizon, insider threats only account for about 30% of all data breaches. The other 70% were listed as “external,” so this is clearly the more common method.

THE UNITED STATES SEEMS MORE LIKELY TO BE TARGETED

There are many groups that have published statistics about the number of people hacked annually. However, many of those do not break the statistics down by country. When we look at this report, we can see a trend that is very disturbing for those in the United States. In terms of monetary loss, The U.S. suffered about $27.4 million in losses from cyberattacks in 2018, which is a significant increase from the $21.2 million lost in 2017. For comparison, the second spot on the list went to Japan, with a total of 13.6 million in 2018 losses($10.4 million in 2017).

MOST HACKERS JUST WANT MONEY

It seems that there is a lot of paranoia these days about state-sponsored hackers. Because all governments have to be worried about the possibility of espionage, this is a natural concern. However, the data would seem to indicate that state-level hacking is not the norm. Let’s go back to that Verizon report that we examined earlier. According to their numbers, 86% of all cyber attacks were financially motivated. Thus, we can see that most hackers are after money rather than being motivated by sociopolitical or personal goals.

DATA BREACHES ALSO AFFECT THE STOCK MARKET

When a company has a high-profile data breach, it tends to damage their reputation. Customers count on these large companies to keep their data safe, and it represents a breach of trust for many. Not surprisingly, this loss of customer confidence can be seen reflected in the stock market prices for affected companies.

This report from Comparitech found that the lowest point occurred about 14 days after the breach itself. Share prices were generally lowered by 7.27%. Thankfully, those prices had a tendency to rebound after a month or so, but that still represents a lot of lost money.

MOST BREACHES HAPPEN BECAUSE OF HUMAN ERROR

When you read all of these stats, it is easy to think that computers and the internet are impossible to secure. Thankfully, this does not seem to be the case. According to this report (and quite a few others), about 95% of all data breaches are caused by human error.

When something like this happens, it might seem natural to blame the IT department. However, hackers tend to attack the weakest link they can find, which usually tends to be a low-level employee. Competent IT support and services are one good way to mitigate the human factor, leading many companies to ask, “who offers the best managed IT services near me?”

CONCLUSION

Of course, there are all kinds of statistics on cybersecurity. There are so many that we could literally list them all day long, but no one has time to read all of that. We hope that you have

#cybersecurity #Ransomware #managed it support

1 note · View note

scifigeneration · 5 years ago

Text

Hackers seek ransoms from Baltimore and communities across the US

by Richard Forno

Many of Baltimore’s city services are crippled by a cyberattack. The Conversation from City of Baltimore and Love Silhouette/Shutterstock.com, CC BY-SA

The people of Baltimore are beginning their fifth week under an electronic siege that has prevented residents from obtaining building permits and business licenses – and even buying or selling homes. A year after hackers disrupted the city’s emergency services dispatch system, city workers throughout the city are unable to, among other things, use their government email accounts or conduct routine city business.

In this attack, a type of malicious software called ransomware has encrypted key files, rendering them unusable until the city pays the unknown attackers 13 bitcoin, or about US$76,280. But even if the city were to pay up, there is no guarantee that its files would all be recovered; many ransomware attacks end with the data lost, whether the ransom is paid or not.

Similar attacks in recent years have crippled the United Kingdom’s National Health Service, shipping giant Maersk and local, county and state governments across the U.S. and Canada.

These types of attacks are becoming more frequent and gaining more media attention. Speaking as a career cybersecurity professional, the technical aspects of incidents like this are but one part of a much bigger picture. Every user of technology must consider not only threats and vulnerabilities, but also operational processes, potential points of failure and how they use technology on a daily basis. Thinking ahead, and taking protective steps, can help reduce the effects of cybersecurity incidents on both individuals and organizations.

Understanding cyberattack tools

Software designed to attack other computers is nothing new. Nations, private companies, individual researchers and criminals continue developing these types of programs, for a wide range of purposes, including digital warfare and intelligence gathering, as well as extortion by ransomware.

Many malware efforts begin as a normal and crucial function of cybersecurity: identifying software and hardware vulnerabilities that could be exploited by an attacker. Security researchers then work to close that vulnerability. By contrast, malware developers, criminal or otherwise, will figure out how to get through that opening undetected, to explore and potentially wreak havoc in a target’s systems.

Sometimes a single weakness is enough to give an intruder the access they want. But other times attackers will use multiple vulnerabilities in combination to infiltrate a system, take control, steal data and modify or delete information – while trying to hide any evidence of their activity from security programs and personnel. The challenge is so great that artificial intelligence and machine learning systems are now also being incorporated to help with cybersecurity activities.

There’s some question about the role the federal government may have played in this situation, because one of the hacking tools the attackers reportedly used in Baltimore was developed by the U.S. National Security Agency, which the NSA has denied. However, hacking tools stolen from the NSA in 2017 by the hacker group Shadow Brokers were used to launch similar attacks within months of those tools being posted on the internet. Certainly, those tools should never have been stolen from the NSA – and should have been better protected.

But my views are more complicated than that: As a citizen, I recognize the NSA’s mandate to research and develop advanced tools to protect the country and fulfill its national security mission. However, like many cybersecurity professionals, I remain conflicted: When the government discovers a new technology vulnerability but doesn’t tell the maker of the affected hardware or software until after it’s used to cause havoc or disclosed by a leak, everyone is at risk.

Baltimore’s situation

The estimated $18 million cost of recovery in Baltimore is money the city likely doesn’t have readily available. Recent research by some of my colleagues at the University of Maryland, Baltimore County, shows that many state and local governments remain woefully underprepared and underfunded to adequately, let alone proactively, deal with cybersecurity’s many challenges.

It is concerning that the ransomware attack in Baltimore exploited a vulnerability that has been publicly known about – with an available fix – for over two years. NSA had developed an exploit (code-named EternalBlue) for this discovered security weakness but didn’t alert Microsoft about this critical security vulnerability until early 2017 – and only after the Shadow Brokers had stolen the NSA’s tool to attack it. Soon after, Microsoft issued a software security update to fix this key flaw in its Windows operating system.

Admittedly, it can be very complex to manage software updates for a large organization. But given the media coverage at the time about the unauthorized disclosure of many NSA hacking tools and the vulnerabilities they targeted, it’s unclear why Baltimore’s information technology staff didn’t ensure the city’s computers received that particular security update immediately. And while it’s not necessarily fair to blame the NSA for the Baltimore incident, it is entirely fair to say that the knowledge and techniques behind the tools of digital warfare are out in the world; we must learn to live with them and adapt accordingly.

Compounding problems

In a global society where people, companies and governments are increasingly dependent on computers, digital weaknesses have the power to seriously disrupt or destroy everyday actions and functions.

Even trying to develop workarounds when a crisis hits can be challenging. Baltimore city employees who were blocked from using the city’s email system tried to set up free Gmail accounts to at least get some work done. But they were initially blocked by Google’s automated security systems, which identified them as potentially fraudulent.

Making matters worse, when Baltimore’s online services went down, parts of the city’s municipal phone system couldn’t handle the resulting increase in calls attempting to compensate. This underscores the need to not only focus on technology products themselves but also the policies, procedures and capabilities needed to ensure individuals and/or organizations can remain at least minimally functional when under duress, whether by cyberattack, technology failures or acts of nature.

Protecting yourself, and your livelihood

The first step to fighting a ransomware attack is to regularly back up your data – which also provides protection against hardware failures, theft and other problems. To deal with ransomware, though, it’s particularly important to keep a few versions of your backups over time – don’t just rewrite the same files on a backup drive over and over.

That’s because when you get hit, you’ll want to determine when you were infected and restore files from a backup made before that time. Otherwise, you’ll just be recovering infected data, and not actually fixing your problem. Yes, you might lose some data, but not everything – and presumably only your most recent work, which you’ll probably remember and recreate easily enough.

And of course, following some of cybersecurity’s best practices – even just the basics – can help prevent, or at least minimize, the possibility of ransomware crippling you or your organization. Doing things like running current antivirus software, keeping all software updated, using strong passwords and multifactor authentication, and not blindly trusting random devices or email attachments you encounter are just some of the steps everyone should take to be a good digital citizen.

It’s also worth making plans to work around potential failures that might befall your email provider, internet service provider and power company, not to mention the software we rely on. Whether they’re attacked or simply fail, their absence can disrupt your life.

In this way, ransomware incidents serve as an important reminder that cybersecurity is not just limited to protecting digital bits and bytes in cyberspace. Rather, it should force everyone to think broadly and holistically about their relationship with technology and the processes that govern its role and use in our lives. And, it should make people consider how they might function without parts of it at both work and home, because it’s a matter of when, not if, problems will occur.

About The Author:

Richard Forno is a Senior Lecturer of Cybersecurity & Internet Researcher at the University of Maryland, Baltimore County

This article is republished from The Conversation under a Creative Commons license.

#technology #cybersecurity #malware #ransomware #National Security Agency

1 note · View note

abdifarah · 6 years ago

Text

Hotel Pennsylvania

Central Pennsylvania is weird. Homeowners string confederates flags as nonchalantly as Christmas lights. My mom, who moved to Central Pennsylvania against my protests, lives about ten miles from Spring Grove, PA, which we have to drive through whenever we visit my Aunt Darlene and Uncle Kenny right below the Pennsylvania–Maryland line. Spring Grove is a cruel joke of a name as the town perpetually smells of rancid cabbage. The smell emanates from the Glatfelter Paper Mill at the heart of the town. All the shops and services in the town either bear the Glatfelter name or use some corny paper pun in their signage. The old brick row homes that line Main Street have porches but no one sits on them. If you do see someone on the street they have an exhausted expression well beyond their years, perhaps from too many cigarettes, or possibly from years of hopelessly working at the paper mill. A cloud – both literal and spiritual – hangs over Spring Grove.

But there is another kind of small town in Central Pennsylvania. All the companies in this town are higher tech with little pollution to diffuse the sun. Power washed brick houses with immaculately manicured lawns line the small streets of Lititz, Pennsylvania. Voted the Best Small Town in America by AARP, every block has either an ice cream stand, or a guitar shop, or a quaint bed and breakfast. On any summer afternoon the sidewalks and streets are filled with happy people. Kids in their bathing suits weave through older pedestrians on Razor scooters. Fit and fresh faced adults in Tevas and Birkenstocks walk dogs, and still active older couples in Brooks Brothers hold hands while taking an evening stroll. It's the kind of town that takes the Fourth of July very seriously. Year round every house has the same 4 x 6 foot American flag fixed at the same 45 degree angle from a post of the white painted porches that wrap each facade, so as to clear up any confusion with one’s neighbor. “Oh, you’re American? I’m American too! What are the chances?” But around the Fourth somehow more American flags appear. They break out those pleated half-circle numbers with the concentric red, white, and blue ring with the star in the middle, and drape them over their porch railings. Little old ladies plant entire fields of miniature flags in public green spaces, in memory of fallen soldiers. (When exactly did the 4th of July merge with Memorial Day? Let there be no question, Lititz, Pennsylvania loves the troops. In Lititz the 4th alone cannot contain the fireworks, but anytime for about a week before and after you can expect to hear a random boom and see a starburst of red white or blue sparks in the sky.

Unlike Spring Grove, Lititz is thriving, bolstered by a constellation of steady companies offering both good paying blue collar work as well as more tech driven white collar jobs. There is a Rolex factory here. Lititz is what I assume Trump supporters envision when they pray Make America Great Again. Surprisingly, despite the overt patriotism and trappings of Americana, Lititz is not Trump Country. The cute coffee shops and overpriced bistros are populated by salt and pepper haired businessmen pissed that Trump’s steel tariffs are cutting into the bottom line, as well as woke college kids home for summer break shedding genuine tears over the separation of immigrant families at the border. Turns out a lot of white folks despise Trump as much if not more than us various minorities.

Despite the friendly faces and preponderance of liberal allies, my skin still crawls in this still uber-white small town. I am usually the only brown person in sight and while the eyes are kind I do feel all eyes on me wherever I go. I imagine walking into a dark divey bar in depressed Spring Grove and the proverbial record screeches and some grisled bartender asks acerbically, “What are you doing here!?” In Lititz the look on peoples’ faces asks the same “What are you doing here?” without the coldness, but rather with concern or surprise, as if to ask “Are you lost?” “How did you stumble upon our white oasis?” I come to Lititz regularly for work as a subcontractor for one of the big companies fueling the prosperity of Lititz, a company called Tait Towers. Most people will never hear about Tait Towers but they are ubiquitous. If you have gone to a big arena concert in the last 30 years you have seen their work, as they are the foremost supplier of decking and stage equipment for rock and pop concert tours. Anything sleek and shiny and automated that adorned the stage of that last concert you attended was probably Tait. I get called in when they are working on something a little weirder, handmade, idiosyncratic. Over the years assisting Tait’s in-house Scenic Department, we have built a gold vinyl wrapped tiger and lion for Katy Perry, sculpted a 30 foot jungle Tree for Britney Spears, and created an ice crystal themed stage for Lady Gaga. Turns out the ladies of pop like hand made props to counteract their synthesized sound, for which me and my bank account are grateful. It's not the most avantgarde work, but the pay is decent. They put me up in hotel while I am there. For a while I had Hilton Diamond Status after a particularly long five month stay designing and building an inflatable tree for Cirque du Soleil’s Avatar themed show, Toruk. Strangely, I get asked to make a lot of trees.

This past Saturday I was leaving the local laundromat. My hotel has a washer and dryer but I still jump at any opportunity show my black face in town and mix it up with the townspeople. However awkward, I am a glutton for punishment. As I was turning the corner out of the laundromat parking lot I almost shocked myself into an accident as I witnessed a Chinese family on their porch within a row of houses. Where had these people been during those homogeneous 4th of July celebrations or during those awkward evenings I spent at the bar of the Bull’s Head, a local tavern? I suspected that there was a whole unseen community of minorities in Lititz. I remembered the handful of other black and brown people that worked at Tait. Why had I not seen this more diverse crowd during my daily coffee runs to the local bakery, Dosie Dough, or out walking their dogs or playing with their children in the evening? It seemed that the other people of color went to work, did their job, and immediately jetted home as soon as the day was done. Also, a lot of them probably chose to forego small town living in favor of the more urban Lancaster, Pennsylvania about seven miles south of Lititz.

After a few weeks in Lititz, I too found myself retreating to my hotel room after the work day. Should I go out for dinner for a little more ambiance or grab a drink at the bar with its potential for conversation. The pessimistic belief that I would be the only black person and the sole vessel to absorb the awkward stares proved exhausting. I would instead microwave an Amy’s Mexican casserole bowl for dinner and catch up on the last season of The Americans. At some point myself and the other people of color of Lititz made an unspoken pact with the white people of this sleepy town that we would do our jobs and go home immediately in order to perpetuate the belief that this was one of those ideal small towns, the kind that could be voted Best Small Town in America. When I imagine the best small town in America sadly I do not see a Chinese family, black welders, or even myself.

After years of coming to work with Tait I can confidently say that I hate classic rock. Tait is all about classic rock. The founder, Michael Tait, an Australian expat, got his start building stages for the band Yes in the 60’s. As an independent artist, my short stints with Tait represent my only times working in a real workplace with set hours. For years the shop was haunted by an omnipresent Muzak system that played classic rock incessantly. Everyday at around 4pm the Eagles’ “Hotel California”, a song written by Satan himself, would torment us. Working 10 to 12 to 14 hour days to meet a deadline, 4 o’ clock was our witching hour; too late in the day to bring any new energy or insights to the project, much too early to begin cleaning up for the day. The lyrics, “You can check out any time you like, but you can never leave” taunted me, less because of their spot on description of my current predicament but more because they’re just stupid. Hearing the same “classic” songs day after day I realized the utter mediocrity of classic rock as whole. Just competently melodic enough to be easy to listen to, unlike say punk or metal (both far superior). Lyrically the stories ranged from completely meaningless, to embarrassingly infantile, to undeniably problematic. Somehow we decided that this was the American music, over jazz, blues, funk, and r&b. Classic rock will be playing on the space shuttle we board after we successfully destroy earth and it will be playing on whatever outpost we establish on the faraway planet we colonize.

Currently, I am working on a set of nine sculptures of Elton John that will array the proscenium arch above the stage for his upcoming tour. Overall, I enjoy this work. At least it is not another tree. And as far as pop music goes I dig Elton John’s music more than some of the other pop stars for whom I have made art. However, at the end of a long day sculpting his strange bulbous nose and thin lips for the seventh, eighth or ninth time I begin to sour a bit on Sir Elton. Elton John is 73 years old (probably older since, like most performers, I assume he gave a younger age when he started out) and we are building a stage for him for a projected three year tour that will net him millions of dollars. How many black artists or other musicians of color are still relevant and can sell out arenas into their 60’s and 70’s? Maybe Stevie Wonder? I can easily name 20 white (male) musicians. We already mentioned Elton John; how about Billy Joel, Bob Dylan, Paul McCartney, Bruce Springsteen, Paul Simon, The Rolling Stones, The Eagles, The Who, Lynyrd Skynyrd, Bon Jovi, Eric Clapton, Rod Stewart, Aerosmith, Sting, Ozzy Osbourne, Jimmy Buffett? I can keep going. Were these giants of rock undeniably better than their female contemporaries or artists of color working at the same time so as to secure an undying career into infinity?

I read in an article years ago detailing some of the financial troubles of T-Boz and Chilli of TLC, that they did not have much money coming in outside of the $1200 royalty check they received monthly. TLC was a group notoriously mistreated and shortchanged by their management and record labels yet they still had $1200 a month in royalties arriving like clockwork. I can barely begin to fathom what a group like the Rolling Stones receives in regular royalties. At any moment a Rolling Stones song plays somewhere on this blue planet. I hypothesize that the proliferation of classic rock around the world may be the biggest form of white welfare. According to the website, Inside Philanthropy, Jimmy Buffett is worth $550 million. He has one terrible song that he has somehow parlayed into a fortune! He is then free to spread that money among various causes or toward organizations like the NRA. Or take rock and roll’s running joke that the Rolling Stones, despite their hard living are somehow, immortal. While humorous and perplexing we all know the reason for these artist’s longevity. Being wanted, having work to do, being asked to perform, and the monetary and emotional support they afford sustains one’s life. I cannot help but feel that the melancholy that we collectively share when a giant of black music dies – Prince a few years back and Aretha Franklin most recently – stems from the understanding that despite their great fame and success their talent deserved more. They deserved Rolling Stones level treatment. Is there a better rock and roll song that Franklin’s “Respect” or “Chain of Fools?” I should have been in Lititz making nine life-size sculptures of Aretha Franklin and not Elton John.

The last time I arrived at Tait to work on a project I noticed the absence of the Muzak system. Every department now controlled their own music. Sometimes someone plays from their Spotify or Apple Music or we just put on the radio. Much to my chagrin and confusion, somehow the Freddy Kruger of classic rock continues to haunt me even with my mostly young coworkers choosing the music. Someone will mindlessly put on the “Beatles Radio” on Pandora, or WXPN, a Philly radio station, will have a “Throwback Thursday” traversing the entire discography of the Rolling Stones. One day during WXPN’s regular offerings (usually a mix of new rock with a few eclectic curve balls thrown every now and then) Childish Gambino AKA Donald Glover’s “This is America” came on (I too am surprised by the ubiquity of this song as I viewed it less as something to casually listen to and more as the multi-level artwork that I was initially presented with through its graphic video. But alas, the song bumps). Almost instinctively, without prompt, fanfare, or commotion one of my coworkers changed the channel. After hours of absorbing banal rock something mysterious sparked a station change. I tried to put this incident out of my mind. Soon after someone put on an Itunes 80’s playlist. Somehow 80’s music has come to mean “White 80’s”; Culture Club, Billy Idol, and all that other Breakfast Club, Top Gun, Say Anything music, completely omitting black acts, save titans like Michael Jackson and Prince. Surprisingly, a Janet Jackson song slipped onto this mostly vanilla playlist, but almost as soon as I started bouncing my shoulders and popping my neck along with Jackson’s “Pleasure Principle” someone calmly put down their tools, walked to the computer and skipped to the next song!

I work with genuinely good people. The same liberal minded white people that I would overhear furiously denouncing Trump in the coffee shop. But there was something unconsciously disturbing about a black voice coming out of the office speakers, and conversely something calming and reassuring about A-Ha’s “Take On Me,” which restored the stasis after Janet’s interruption. Was the promulgation of classic rock and other culturally white genres part of some conspiracy to entrench whiteness as the default and everything else an aberration? The truth was probably less insidious and more banal, but no less effective. Sometimes I’ll muster the courage to take over DJ duties and I will attempt to put on a more colorful station or playlist, but even I find myself squirming with embarrassment if a particular black song plays. I am conscious that, unlike those classic rock songs that we all know to the point of no longer hearing them, every word of an unfamiliar song from an unfamiliar voice conspicuously grabs the attention and appears in bold text before ones eyes, complete with a bouncing ball keeping place. This can become awkward when, say, Adina Howard’s “Freak Like Me” comes on during a 90’s Jams Playlist. I want a freak in the morning/ A freak in the evening, just like me/ I need a roughneck nigga/ That can satisfy me. Why should a song that boldly expresses black female sexuality be awkward for me? I listen to plenty of songs all day that foreground white male sexuality: AC/DC’s “You Shook Me All Night Long” or Rod Stewart’s “Da Ya Think I’m Sexy.” Or why should a rap song with explicit lyrics put the room in a frenzy? Eric Clapton literally has a song called, “Cocaine.”

White supremacy resides not only within the purview of avowed white supremacists; that resident of Spring Grove or Dover with truck nuts hanging off his gun metal grey Ford Raptor with the giant confederate flag waving. We are all complicit. The MAGA white supremacist is not the only one lying to themselves about America’s past. The liberal resident of Lititz is as well. So am I. Somewhere we all believed the wonderfully illustrative mid-century American propaganda that America was a white family behind a white picket fence and that everyone else is just borrowing space, when in reality people from all ethnic backgrounds have shared this country since day one. And to be more factual there was a time on this land mass before white people; before genocide, theft, and slavery. Us people of color need to combat this as well. We may be mathematical minorities, but we are not new here. We are not the cousin crashing on the couch, lying awake and hungry, afraid to go to the kitchen and make food, so as not to disturb the owners of the house. We need to not be ashamed of our music, our existence. We need to show up and be seen; at those corny 4th of July celebrations and especially at the voting booth, reminding all onlookers that we are just as American. Only then might we all imagine a more diverse picture when we think of the Best Small Town in America, and only then might I be freed from the hell of “Hotel California” playing on my radio into eternity.

#music #aretha franklin #elton john #pennsylvania #america #rocknroll

3 notes · View notes

leahlikesbread · 3 years ago

Text

wwd tour s binary options trading course Kansas

In fact, there isn't just one kind of option and there isn't just one option for each stock! There can be as many as hundreds of options available for trading on a single stock and all of them behaves differently and at a different rate in response to changes in the price of the underlying stock. All of these characteristics make learning about what options are the first steps in trading options. A lot of beginners make the mistake of starting their options education by randomly buying a few options to see how they behave. That usually leads to more questions about why those options behave the way they do and the inevitable loss also affects trading confidence right from the start. Inevitably, beginners starting out this way would have to come back to the education part. There are a lot of websites that give good in-depth explanation on how options work for free.

Overview

wwd tour s binary options trading course Kansas So I make money if I get stopped out after fifteen days.

alan ellman offers proven advice on stock and options trading strategies Kansas Trades that take on too much risk compared to reward aren't going to work over time.

learn binary options trading course Kansas � Risk diminishes over time on a trade that you should win over 50% of the time with a 2-1 reward ratio.

best stocks for options trading Kansas I would collect $2.

options trading infographic Kansas My risk diminishes every day because of positive time decayI love free money making ideas that's why I wrote this page.

finance the options course high profit and low stress trading methods Kansas For example, one of the strategies I began trading to make extra money is called a bull put spread.

jim l s put options trading subscription service Kansas The sad part is people do this all of the time because those options are relatively cheap.

automated options trading Kansas So who's making most of the money?

wwd tour s binary options trading course Kansas A lot of beginners make the mistake of starting their options education by randomly buying a few options to see how they behave.

Position SizeAll four of these pieces to the puzzle are very important.

Unique Practices:

options trading course in maryland Kansas

fee based investment advisory account trading options in ira Kansas

[lazy trader options trading course Kansas

best options trading analysis program Kansas

options trading stock picks Kansas There is a book written in relation to known SEC strategy that all brokerage firms give to people who open options trading accounts with them.

� If you buy a put option you have the right to sell a specific underlying at a certain price for a certain amount of time.

best college course on options trading Kansas 20.

To sum it all up, there are many ways to make extra money. I believe trading is one of the best. It's rare to find an opportunity that can have a plan behind it where are the scenarios both positive and negative are understood. If the good vs. bad scenarios make sense with that plan than that's a plan that will work over time. You can also start making money fast by buying options. The most important part of option buying is you have to have to know exactly which options to buy. You don't want to buy the wrong options because you'll lose all of your money!Option BuyingWe all want to make money fast. Luckily there are ways to do it it's simply learning what they are and how to apply them. Many people say options are risky, which they are if you don't understand them. � If you understand options you can use them to reduce risk and maximize profit. � If you like to trade directional or trend trade there is no better way to do that than options. � Lastly if making huge explosive gains in your trading account interests you then you need to learn how to buy options correctly. It is the best way to make money fast. For example, buying an option that has little chance of ever being worth money doesn't make sense. The sad part is people do this all of the time because those options are relatively cheap. There are two components of an option. They are the intrinsic value and extrinsic value. Let's begin defining them both� Stock xyz is trading at $60. 00. � The $50 call with 100 days until expiration is trading for $11. 00The intrinsic value of that option is $10. 00 because the difference between the price of xyz and the strike price is $10. 00. The extrinsic value of that option or time premium is $1. 00 because that is the extra premium paid for the option that has no real value.

stern options trading Kansas 00 the price of my vertical put spread will be the same as what it was 15 days ago with the stock trading at $53.

It is the best way to make money fast. For example, buying an option that has little chance of ever being worth money doesn't make sense. The sad part is people do this all of the time because those options are relatively cheap. There are two components of an option. They are the intrinsic value and extrinsic value. Let's begin defining them both� Stock xyz is trading at $60. 00. � The $50 call with 100 days until expiration is trading for $11. 00The intrinsic value of that option is $10. 00 because the difference between the price of xyz and the strike price is $10. 00.

how much can you make trading options Kansas Controlling risk is the most important part of trading.

� xyz is trading at $53. 20� sell xyz 55/60 vertical call spread for a $2. 00 credit with 30 days until expirationIf I thought xyz was going to go up I would do the following� sell the 50/45 put spread for a $2. 00 credit with 30 days until expirationLet's use example #2. The max profit on this vertical spread is $2. 00. If I couldn't get that ratio I wouldn't do the trade. I would do this on a stock at support with a bullish candle candlestick pattern and place my stop order beneath support. The vertical spread I would sell would be beyond my stop loss. The best part about this trade is positive theta. Meaning, all other things being equal, every single day that passes the vertical spread I sold is getting cheaper and cheaper because there is less time for it to end up ITM (in the money). So, all I need is for xyz to not trade below my stop and my spread will expire worthless. That is the best case scenario. The worst case scenario is I get stopped out. Less analyze both scenarios in detail. With xyz trading at $53. 20 my stop would probably be around $51. 00. So if xyz never touches $51. 00 I will win the trade. If your technical skills are descent this will happen a lot of the time for you. If xyz which was trading at $53. 20 when I put the trade on trades down to $51. 00 I am going to get stopped out of the trade. My analysis was wrong on direction and I lost the trade right? Well, it depends. If on the day that I put the trade on xyz trades down to $51. 00 I will take the max loss of $1. 00. But what happens if I get stopped out three days from now? Remember every day that passes that option spread I sold is getting cheaper and cheaper all other things being equal. Trading these free money making ideas it means that every day that passes your risk keeps decreasing. Depending on a few different factors what I have found is if I sell a vertical spread with 30 days until expiration like the above example, after about 15 days of being in the trade I will break even at worst if I get stopped out.

options trading online college credit course Kansas If you have little or no experience the principal might not approve any strategies above the writing covered calls but as you get more knowledge you can ask for permission to take part in more advanced options trading strategies.

Look up all the options trading terminology and study them carefully because if you are to be successful you should be fluent in these terminologies. Read as much material as possible on trading options and cover all the techniques and options strategies used by the professionals who are successful. This will give you a general understanding of what you need to do and all the things to consider when trading in options. In this case knowledge is power therefore you should be armed with as much knowledge as possible. Also look for video tutorials from people who actually trade in options and see how it's done. It is important that you fully understand the technical analysis of options trading and options strategies. Learn how to interpret the charts regardless of whether you want trading in index, currency, equities or any other form of option. You should then choose an option product that suits you. In case one is beginner they should try out Binary options, experienced traders usually deal in trading retail option brokerages accounts whereby one can create their strategy of investment. You should also look into opening a brokerage account and the account you open must be strictly an options account. For this, you will require the permission of the company's principal in order to do this.

options trading program Kansas 95 then a day later all other things being equal that option will be trading for less than $1.

The most I would risk on this trade would be half of the max profit, $1. 00. If I couldn't get that ratio I wouldn't do the trade. I would do this on a stock at support with a bullish candle candlestick pattern and place my stop order beneath support. The vertical spread I would sell would be beyond my stop loss. The best part about this trade is positive theta. Meaning, all other things being equal, every single day that passes the vertical spread I sold is getting cheaper and cheaper because there is less time for it to end up ITM (in the money). So, all I need is for xyz to not trade below my stop and my spread will expire worthless. That is the best case scenario. The worst case scenario is I get stopped out. Less analyze both scenarios in detail. With xyz trading at $53. 20 my stop would probably be around $51. 00. So if xyz never touches $51. 00 I will win the trade. If your technical skills are descent this will happen a lot of the time for you. If xyz which was trading at $53. 20 when I put the trade on trades down to $51. 00 I am going to get stopped out of the trade. My analysis was wrong on direction and I lost the trade right? Well, it depends.

best service for options trading Kansas In other words, if your think there is a 50% chance you will win a particular trade and you can make twice as much as you're risking, than that makes sense!

To make this strategy stick I'll outline the main point one more time. � The only way you lose money is if you get stopped out in the first fifteen day's. The amount you lose depends on how many days pass before you get stopped out. � If you don't get stopped out you win twice as much as what you would have lost if you got stopped out on the first day. � Risk diminishes over time on a trade that you should win over 50% of the time with a 2-1 reward ratio. Notice a these few important points in this strategy. 1. I know what my max risk is2. I have a plan for the entire trade3. I have a 2-1 risk/reward ratio4. My risk diminishes every day because of positive time decayI love free money making ideas that's why I wrote this page.

Important Thoughts:

options trading dvd course Kansas

options trading basics 3 course bundle Kansas

vix options trading strategies Kansas

best course for learning options trading Kansas

youtube

0 notes

laughawayeternity · 3 years ago

Text

options trading newsletter Louisiana It sounds so simple, but it requires perseverance and discipline.

Article Outline

options trading newsletter Louisiana Flexibility - Nearly all options traders will tell you that options allow for flexibility in your trading.

pairs trading with options Louisiana Options Trading System - 5 Steps To Better Options TradingWhat is an Options Trading System?

frank richmond options trading crash course Louisiana Success in options trading requires a consistent approach for long-term success.

automated options trading Louisiana When you add new trading criteria to your system, you should be able to see an improvement to your statistics.

m3 options trading course download Louisiana Essentially, it is a checklist of criteria that must be met before trades are entered.

options trading delta Louisiana The third thing to profitable option trading is understanding the relation of volatility between the market, the underlying stock that underlies the stock option, and the effect is has on the value of the option itself.

options trading wire reviews Louisiana This "consistent approach" to options trading can also be called a "trading system", or an "options trading system" in this case.

options trading investopedia Louisiana With options, you can control hundreds or thousands of shares of stock at a fraction of the price of the stock itself.

options trading newsletter Louisiana There is no shame in being wrong.

Keep your mind active by always learning. The more you study the stock market and options trading system, the more you will know and the better off you will be. If an options trading system was like a tic-tac-toe system, then we would all be wealthy. Thankfully, options trading is not as boring as a child's game. Learn something new every day and absorb it into your options trading system. I do.

Critical Techniques:

m3 options trading system Louisiana

options trading system Louisiana

best website for options trading picks Louisiana

options trading course in maryland Louisiana

options trading advice service Louisiana Knowing the ins and outs of various trade setups is useless if you don't have a trading methodology that guides you in every step of the trade process.

The criteria are different for each type of option trading strategy. Whether it is long calls, covered calls, bear spreads, or selling naked index options, each has its own trading system model. An option trading system that is worth its salt will help you weed out false signals and build your confidence in entries and exits. How Important is an Options Trading System?The options market is very complex. Trading options without a system is like building a house without a blueprint. Volatility, time and stock movement can all affect your profitability. You need to be cognizant of each of these variables. It is easy to be swayed by emotion when the market is moving. Having a system helps to control your reaction to those very natural and normal emotions. How often have you sat and watched a trade lose money the instant your buy order filled? Or, have you ever watched a stock skyrocket in price while you are pondering over whether or not to buy it? Having a structured plan in place is crucial to make sound and objective trading decisions. By creating and following a good system, you can hone your trading executions to be as emotionless and automatic as a computer. Advantages of an Options Trading SystemLeverage - Trading options gives your account leverage on the stock market. With options, you can control hundreds or thousands of shares of stock at a fraction of the price of the stock itself. A five to ten percent change in the price of a stock can equate to a gain of one hundred percent or more in an option. Try to focus on percentage gains versus dollar amount gains in your trading. It requires a fundamental shift in conventional thinking, but it is crucial to managing a successful trading system. Objectivity - A good options trading system is based on measurable criteria that trigger buy and sell signals. It takes the subjectivity and second guessing out of your trading so you can focus on preset factors that make for an explosive trade. Flexibility - Nearly all options traders will tell you that options allow for flexibility in your trading. Opportunities in the options market make it incredibly easy to profit from short-term positions. With earnings events and weekly options, you can build strategies for overnight gains with clearly defined risk.

options trading for dummies Louisiana But this means you need a directional stock trading system in order to trade directional options.

You can buy calls and puts for directional trades. You can employ call spreads and put spreads to trade directional movements with a buffered risk, and profit. You can sell or purchase spreads to receive the credit of the premium decay by options expiration. You can trade straddles and strangles if you expect a big move but are not sure in which direction. You can also get into ratio back spreads, condors, and butterflies. And if you're really feeling crazy you can sell 'naked' options (just better use a stop loss or you'll end up like one of my old trading buddies who ran an account to $20 million then gave it all back selling naked options. ) You can go to cboe. com for more information on options trading.

options trading tutorial pdf Louisiana And if you're really feeling crazy you can sell 'naked' options (just better use a stop loss or you'll end up like one of my old trading buddies who ran an account to $20 million then gave it all back selling naked options.

It is easy to be swayed by emotion when the market is moving. Having a system helps to control your reaction to those very natural and normal emotions. How often have you sat and watched a trade lose money the instant your buy order filled? Or, have you ever watched a stock skyrocket in price while you are pondering over whether or not to buy it? Having a structured plan in place is crucial to make sound and objective trading decisions. By creating and following a good system, you can hone your trading executions to be as emotionless and automatic as a computer. Advantages of an Options Trading SystemLeverage - Trading options gives your account leverage on the stock market. With options, you can control hundreds or thousands of shares of stock at a fraction of the price of the stock itself. A five to ten percent change in the price of a stock can equate to a gain of one hundred percent or more in an option. Try to focus on percentage gains versus dollar amount gains in your trading. It requires a fundamental shift in conventional thinking, but it is crucial to managing a successful trading system. Objectivity - A good options trading system is based on measurable criteria that trigger buy and sell signals. It takes the subjectivity and second guessing out of your trading so you can focus on preset factors that make for an explosive trade. Flexibility - Nearly all options traders will tell you that options allow for flexibility in your trading. Opportunities in the options market make it incredibly easy to profit from short-term positions. With earnings events and weekly options, you can build strategies for overnight gains with clearly defined risk. There are a several ways to profit in any kind of market condition from trending to range bound. Protection - An options trading system based on the appropriate strategy for prevailing market conditions can act as a hedge against other investments. Protective puts are commonly used this way. Risk - A good options trading system limits risk in two important ways. The first way is cost. The price of options is very low compared to buying the same amount of stock. The second way is related to stops. A good system will cut losses quickly and keep them small. Any Option Trader Can Develop an Options Trading SystemAs a trader, it is important build a system that utilizes different types of option strategies-iron condors, broken wing butterflies, calendar spreads, back ratios, straddles, strangles, and collars. It might sound like a foreign language right now, but work on the vocabulary one lesson at a time. Break it down piece by piece and make it your own. Each term has a specific application for yielding profits under certain market conditions. Learn them all at your own pace to enhance upon and build your options trading system. The more tools that are in your toolbox, the more prepared you will be for changing market conditions. If the market were to behave in the same way every day, then trading would be child's play. In order to get started in developing your options trading system, you have to create a trading plan or blueprint to guide you in the right direction. Begin with a basic system and tweak it to define your trading criteria and hone your system. It takes time and experience to build a successful option trading system that can return one hundred percent or more in consistently profitable trades. When you are satisfied with the parameters of your system, you can look into having your own software made for automated trading. Five Steps to Get Started With an Options Trading SystemPick a strategy - You can pick any strategy to start building a system. Buying calls and puts is the easiest way to get started. As you learn and experience more about how prices move, you can add new strategies to your trading to enhance your system.

puts and calls options trading Louisiana Finally, the fifth and final key to successfully trading stock options is yourself, particularly your trading psychology.

If an options trading system was like a tic-tac-toe system, then we would all be wealthy.

By acknowledging your blind spots and making adjustments, you can keep your system in line with changing market trends and conditions. It sounds so simple, but it requires perseverance and discipline. Learn - A trading system is not static. Keep your mind active by always learning. The more you study the stock market and options trading system, the more you will know and the better off you will be. If an options trading system was like a tic-tac-toe system, then we would all be wealthy.

professional options trading course options ironshell torrent Louisiana Be sure to include what the underlying stock price was at the time of your option purchase or sale.

Compare your losses with your winnings. Zero in on the key factors that make up a winning trade and try to fine tune your criteria to enhance your executions. As painful as it may be, analyze your mistakes, too. Fine tune your criteria to eliminate making those same mistakes again. Analyzing your mistakes is just as, if not more, important as studying your successful trades. Adjust - When you have a losing streak or spot a potential weak area in your option trading system, adjust it. There is no shame in being wrong. That is part of the business of trading. The shame is in being blind to your mistakes and repeating them. By feeding your ego and justifying your weakness with excuses, you are guaranteed to fail in trading. By acknowledging your blind spots and making adjustments, you can keep your system in line with changing market trends and conditions. It sounds so simple, but it requires perseverance and discipline. Learn - A trading system is not static. Keep your mind active by always learning. The more you study the stock market and options trading system, the more you will know and the better off you will be. If an options trading system was like a tic-tac-toe system, then we would all be wealthy.

trading options greg harmon pdf Louisiana Thankfully, options trading is not as boring as a child's game.

If your average holding time for an option trade is seven days then you don't want to buy an option with three months of time premium left on it because you would be paying more for the extra time with the option's purchase price. Nor would you buy an option with less that 30 days till expiration as time decay would erode the value of option so quickly that even if the option's underlying stock movement moved favorably to you the time decay would prevent you from realizing a gain in the option itself. The third thing to profitable option trading is understanding the relation of volatility between the market, the underlying stock that underlies the stock option, and the effect is has on the value of the option itself. When the general stock market as an index goes through periods of volatility or low trading ranges the stocks that make up the market tend to follow overall trend and also begin to experience periods of low overall volatility which in turn can cause derivative like stock options to become cheap or low premiums. But if the market's volatility rises it is likely that individual stocks will follow the trend causing stock option premiums to increase in value given that the market moves in the trader's favor. The next key in how to trade stock options successfully is having a stock option trading method that takes these key factors into consideration while giving clear entry signals, clear exit signals, a defined system of trade management, and a profit factor greater than your average loss over a series of trades. Knowing the ins and outs of various trade setups is useless if you don't have a trading methodology that guides you in every step of the trade process. A solid trading method holds you by the hand and defines each step while leading you to being a consistent winner in the markets and a profitable trader when all is said and done. Finally, the fifth and final key to successfully trading stock options is yourself, particularly your trading psychology. Human beings and there mental makeup are extremely complex so it is extremely important that stock option traders not only have a sound stock option trading methodology but the discipline to follow their trading methods. You can give two people the same exact winning trading system but it is very common for them to have different results.

commodities options trading course online Louisiana Volatility, time and stock movement can all affect your profitability.

As painful as it may be, analyze your mistakes, too.

Critical Techniques:

weekly options trading strategy Louisiana

best options trading strategy Louisiana

options trading td ameritrade Louisiana

best stocks for options trading Louisiana

0 notes

ezxbrl · 4 years ago

Text

XBRL US CAFR Taxonomy Released with New Statements, Schedules and Footnotes

XBRL US announced today the public review of the third version of the demonstration Comprehensive Annual Financial Reporting (CAFR) Taxonomy, which now includes seven financial statements, two footnotes, and two schedules from the Single Audit Report. The taxonomy will be published for a 60-day review period to give state and local governments, software providers, municipal securities analysts, and other users of government financial data, the opportunity to review the new and revised data standards and provide input on definitions, references, and the structure of the taxonomy. The taxonomy and supporting materials were prepared by the XBRL US Standard Government Working Group; it is available at https://xbrl.us/xbrl-taxonomy/2020-cafr/

The new release expands on the previous version which contained the Statement of Net Position; Statement of Activities; Governmental Fund Balance Sheet; and Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances.

Version 0.3 now also includes Proprietary Funds statements for Net Position; Statement of Revenues, Expenses and Changes in Net Position; and Statement of Cash Flows. The new release also contains footnotes for Pension and OPEB; as well as the Schedule of Expenditures of Federal Awards, and the Schedule of Questioned Cost, both of which are used in the Single Audit Report.

Single Audits must be filed annually by federal grantees who expend more than $750,000 in federal funds; about 15,000 of single audit filers are state and local governments. With the enactment of the GREAT (Grants Reporting Efficiency and Transparency) Act in December 2019, data standards that render data machine-readable and fully searchable, will be required for information reported in Single Audit Reports submitted by grantees by 2023.

“With the passage of the GREAT Act for grants reporting, building data standards to accommodate Single Audit information is no longer optional,” said Marc Joffe, Senior Policy Analyst at the Reason Foundation and chair, XBRL US Standard Government Reporting Working Group, “XBRL is the most effective means to not only satisfy requirements in the legislation, but to ensure a successful rollout, resulting in greater timeliness, accuracy and automation of reported government financials.”

Materials available for reviewers include the Taxonomy, in XML and spreadsheet format, and a sample XBRL instance document. Those reviewing the taxonomy will have an opportunity to post comments related to individual elements and the structure of the taxonomy.

Members of the XBRL US Standard Government Reporting Working Group include Aquorn Inc., Bond Intelligence, DataTracks, Crowe LLP, Gray CPA Consulting, Intrinio, IRIS Business Services LLC, Lehigh University, Middle Tennessee State University, Novaworks LLC, Reason Foundation, Thales Consulting (CAFROnline), Touro College, Truth In Accounting, Northern Illinois University, the University of Maryland, the University of South Florida, and Workiva. Observers to the Working Group include NASACT (the National Association of State Auditors, Comptrollers and Treasurers) and the US Census Bureau, among other organizations.

Article Source: https://ez-xbrl.com/blog/xbrl-us-cafr-taxonomy-released-with-new-statements-schedules-and-footnotes/

#Sec reporting #Sec filing services #XBRL service providers #xbrl sec requirements

0 notes

biotechtimes · 4 years ago

Text

New Post has been published on https://biotechtimes.org/affiliate-home/affiliate-register/

* Required fields

First Name * Last Name * Phone Number * E-Mail Address * Address Line 1 * Address Line 2 City * State * Select an optionOutside USAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict Of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming Zip Code * Country * Select an optionAFGHANISTANALAND ISLANDSALBANIAALGERIAAMERICAN SAMOAANDORRAANGOLAANGUILLAANTARCTICAANTIGUA AND BARBUDAARGENTINAARMENIAARUBAAUSTRALIAAUSTRIAAZERBAIJANBAHAMASBAHRAINBANGLADESHBARBADOSBELARUSBELGIUMBELIZEBENINBERMUDABHUTANBOLIVIABOSNIA AND HERZEGOVINABOTSWANABOUVET ISLANDBRAZILBRUNEI DARUSSALAMBULGARIABURKINA FASOBURUNDICAMBODIACAMEROONCANADACAPE VERDECAYMAN ISLANDSCENTRAL AFRICAN REPUBLICCHADCHILECHINACHRISTMAS ISLANDCOCOS (KEELING) ISLANDSCOLOMBIACOMOROSCONGO (BRAZZAVILLE)CONGO (KINSHASA)COOK ISLANDSCOSTA RICACROATIACUBACYPRUSCZECH REPUBLICDENMARKDJIBOUTIDOMINICADOMINICAN REPUBLICECUADOREGYPTEL SALVADOREQUATORIAL GUINEAERITREAESTONIAETHIOPIAFALKLAND ISLANDS (MALVINAS)FAROE ISLANDSFIJIFINLANDFRANCEFRENCH GUIANAFRENCH POLYNESIAFRENCH SOUTHERN TERRITORIESGABONGAMBIAGEORGIAGERMANYGHANAGIBRALTARGREECEGREENLANDGRENADAGUADELOUPEGUAMGUATEMALAGUINEAGUINEA-BISSAUGUYANAHAITIHOLY SEE (VATICAN CITY STATE)HONDURASHONG KONGHUNGARYICELANDINDIAINDONESIAIRAN ISLAMIC REPUBLIC OFIRAQIRELANDISRAELITALYIVORY COASTJAMAICAJAPANJORDANKAZAKHSTANKENYAKIRIBATIKOREAKOREA REPUBLIC OFKUWAITKYRGYZSTANLAOLATVIALEBANONLESOTHOLIBERIALIBYAN ARAB JAMAHIRIYALIECHTENSTEINLITHUANIALUXEMBOURGMACAOMACEDONIAMADAGASCARMALAWIMALAYSIAMALDIVESMALIMALTAMARSHALL ISLANDSMARTINIQUEMAURITANIAMAURITIUSMAYOTTEMEXICOMICRONESIAMOLDOVA, REPUBLIC OFMONACOMONGOLIAMONTENEGROMONTSERRATMOROCCOMOZAMBIQUEMYANMARNAMIBIANAURUNEPALNETHERLANDSNETHERLANDS ANTILLESNEW CALEDONIANEW ZEALANDNICARAGUANIGERNIGERIANIUENORFOLK ISLANDNORTHERN MARIANA ISLANDSNORWAYOMANPAKISTANPALAUPALESTINIAN TERRITORYPANAMAPAPUA NEW GUINEAPARAGUAYPERUPHILIPPINESPITCAIRNPOLANDPORTUGALPUERTO RICOQATARREUNIONROMANIARUSSIAN FEDERATIONRWANDASAINT HELENASAINT KITTS AND NEVISSAINT LUCIASAINT PIERRE AND MIQUELONSAMOASAN MARINOSAO TOME AND PRINCIPESAUDI ARABIASENEGALSERBIASEYCHELLESSIERRA LEONESINGAPORESLOVAKIASLOVENIASOLOMON ISLANDSSOMALIASOUTH AFRICASPAINSRI LANKASUDANSURINAMESVALBARD AND JAN MAYENSWAZILANDSWEDENSWITZERLANDSYRIAN ARAB REPUBLICTAIWANTAJIKISTANTANZANIA UNITED REPUBLIC OFTHAILANDTIMOR-LESTETOGOTOKELAUTONGATRINIDAD AND TOBAGOTUNISIATURKEYTURKMENISTANTURKS AND CAICOS ISLANDSTUVALUUGANDAUKRAINEUNITED ARAB EMIRATESUNITED KINGDOMUNITED STATESURUGUAYUZBEKISTANVANUATUVENEZUELAVIETNAMVIRGIN ISLANDS BRITISHVIRGIN ISLANDS U.S.WALLIS AND FUTUNAWESTERN SAHARAYEMENZAMBIAZIMBABWE Company Name Website URL I have read and agree to the Terms and Conditions

You must agree to the terms.

BioTech Times Affiliate Program Terms of Service

Agreement

By signing up to be an Affiliate in the BioTech Times Affiliate Program ("Program") you are agreeing to be bound by the following terms and conditions ("Terms of Service"). BioTech Times reserves the right to update and change the Terms of Service from time to time without notice. Any new features that augment or enhance the current Program, including the release of new tools and resources, shall be subject to the Terms of Service. Continued use of the Program after any such changes shall constitute your consent to such changes. Violation of any of the terms below will result in the termination of your Account and for forfeiture of any outstanding affiliate commission payments earned during the violation. You agree to use the Affiliate Program at your own risk.

Account Terms

You must be 18 years or older to be part of this Program.

You must live in the United States to be an Affiliate.

You must be a human. Accounts registered by "bots" or other automated methods are not permitted.

You must provide your legal full name, a valid email address, and any other information requested in order to complete the signup process.

Your login may only be used by one person - a single login shared by multiple people is not permitted.

You are responsible for maintaining the security of your account and password. BioTech Times cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.

You are responsible for all Content posted and activity that occurs under your account.

One person or legal entity may not maintain more than one account.

You may not use the Affiliate Program for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You may not use the Affiliate Program to earn money on your own BioTech Times product accounts.

Links/graphics on your site, in your emails, or other communications

Once you have signed up for the Affiliate Program, you will be assigned a unique Affiliate Code. You are permitted to place links, banners, or other graphics we provide with your Affiliate Code on your site, in your emails, or in other communications. We will provide you with guidelines, link styles, and graphical artwork to use in linking to BioTech Times. We may change the design of the artwork at any time without notice, but we won't change the dimensions of the images without proper notice. To permit accurate tracking, reporting, and referral fee accrual, we will provide you with special link formats to be used in all links between your site and the BioTech Times. You must ensure that each of the links between your site and the BioTech Times properly utilizes such special link formats. Links to the BioTech Times placed on your site pursuant to this Agreement and which properly utilize such special link formats are referred to as "Special Links." You will earn referral fees only with respect to sales on a BioTech Times product occurring directly through Special Links; we will not be liable to you with respect to any failure by you or someone you refer to use Special Links or incorrectly type your Affiliate Code, including to the extent that such failure may result in any reduction of amounts that would otherwise be paid to you pursuant to this Agreement. Affiliate links should point to the page of the product being promoted.

Referral fees/commissions and payment

For a Product sale to be eligible to earn a referral fee, the customer must click-through a Special Link from your site, email, or other communications to https://biotechtimes.org and complete an order for a product during that session. We will only pay commissions on links that are automatically tracked and reported by our systems. We will not pay commissions if someone says they purchased or someone says they entered a referral code if it was not tracked by our system. We can only pay commissions on business generated through properly formatted special links that were automatically tracked by our systems. We reserve the right to disqualify commissions earned through fraudulent, illegal, or overly aggressive, questionable sales or marketing methods. Payments only begin once you've earned more than $20 in affiliate income. If your affiliate account never crosses the $20 threshold, your commissions will not be realized or paid. We are only responsible for paying accounts that have crossed the $20 threshold.

Identifying yourself as a BioTech Times Affiliate

You may not issue any press release with respect to this Agreement or your participation in the Program; such action may result in your termination from the Program. In addition, you may not in any manner misrepresent or embellish the relationship between us and you, say you develop our products, say you are part of BioTech Times or express or imply any relationship or affiliation between us and you or any other person or entity except as expressly permitted by this Agreement (including by expressing or implying that we support, sponsor, endorse, or contribute money to any charity or other cause). You may not purchase products through your affiliate links for your own use. Such purchases may result (in our sole discretion) in the withholding of referral fees and/or the termination of this Agreement.

Payment schedule

As long as your current affiliate earning are over $20, you'll be paid each month. If you haven't earned $20 since your last payment, we'll pay you the following month after you've crossed the threshold.

Customer definition

Customers who buy products through this Program will be deemed to be our customers. Accordingly, all of our rules, policies, and operating procedures concerning customer orders, customer service, and product sales will apply to those customers. We may change our policies and operating procedures at any time. For example, we will determine the prices to be charged for products sold under this Program in accordance with our own pricing policies. Product prices and availability may vary from time to time. Because price changes may affect Products that you have listed on your site, you should not display product prices on your site. We will use commercially reasonable efforts to present accurate information, but we cannot guarantee the availability or price of any particular product.

Your responsibilities

You will be solely responsible for the development, operation, and maintenance of your site and for all materials that appear on your site. For example, you will be solely responsible for: - The technical operation of your site and all related equipment - Ensuring the display of Special Links on your site does not violate any agreement between you and any third party (including without limitation any restrictions or requirements placed on you by a third party that hosts your site) - The accuracy, truth, and appropriateness of materials posted on your site (including, among other things, all Product-related materials and any information you include within or associate with Special Links) - Ensuring that materials posted on your site do not violate or infringe upon the rights of any third party (including, for example, copyrights, trademarks, privacy, or other personal or proprietary rights) - Ensuring that materials posted on your site are not libelous or otherwise illegal - Ensuring that your site accurately and adequately discloses, either through a privacy policy or otherwise, how you collect, use, store, and disclose data collected from visitors, including, where applicable, that third parties (including advertisers) may serve content and/or advertisements and collect information directly from visitors and may place or recognize cookies on visitors' browsers.

Compliance with Laws

As a condition to your participation in the Program, you agree that while you are a Program participant you will comply with all laws, ordinances, rules, regulations, orders, licenses, permits, judgments, decisions or other requirements of any governmental authority that has jurisdiction over you, whether those laws, etc. are now in effect or later come into effect during the time you are a Program participant. Without limiting the foregoing obligation, you agree that as a condition of your participation in the Program you will comply with all applicable laws (federal, state or otherwise) that govern marketing email, including without limitation, the CAN-SPAM Act of 2003 and all other anti-spam laws.

Term of the Agreement and Program

The term of this Agreement will begin upon our acceptance of your Program application and will end when terminated by either party. Either you or we may terminate this Agreement at any time, with or without cause, by giving the other party written notice of termination. Upon the termination of this Agreement for any reason, you will immediately cease use of, and remove from your site, all links to https://biotechtimes.org, and all of our trademarks, trade dress, and logos, and all other materials provided by or on behalf of us to you pursuant hereto or in connection with the Program. BioTech Times reserves the right to end the Program at any time. Upon program termination, BioTech Times will pay any outstanding earnings accrued above $20.

Termination

BioTech Times, in its sole discretion, has the right to suspend or terminate your account and refuse any and all current or future use of the Program, or any other BioTech Times service, for any reason at any time. Such termination of the Service will result in the deactivation or deletion of your Account or your access to your Account, and the forfeiture and relinquishment of all potential or to-be-paid commissions in your Account if they were earned through fraudulent, illegal, or overly aggressive, questionable sales or marketing methods. BioTech Times reserves the right to refuse service to anyone for any reason at any time.

Relationship of Parties

You and we are independent contractors, and nothing in this Agreement will create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between the parties. You will have no authority to make or accept any offers or representations on our behalf. You will not make any statement, whether on your site or otherwise, that reasonably would contradict anything in this Section.

Limitations of Liability

We will not be liable for indirect, special, or consequential damages (or any loss of revenue, profits, or data) arising in connection with this Agreement or the Program, even if we have been advised of the possibility of such damages. Further, our aggregate liability arising with respect to this Agreement and the Program will not exceed the total referral fees paid or payable to you under this Agreement.

Disclaimers

We make no express or implied warranties or representations with respect to the Program or any products sold through the Program (including, without limitation, warranties of fitness, merchantability, noninfringement, or any implied warranties arising out of a course of performance, dealing, or trade usage). In addition, we make no representation that the operation of the BioTech Times will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or errors.

Independent Investigation

YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND AGREE TO ALL ITS TERMS AND CONDITIONS. YOU UNDERSTAND THAT WE MAY AT ANY TIME (DIRECTLY OR INDIRECTLY) SOLICIT CUSTOMER REFERRALS ON TERMS THAT MAY DIFFER FROM THOSE CONTAINED IN THIS AGREEMENT OR OPERATE WEB SITES THAT ARE SIMILAR TO OR COMPETE WITH YOUR WEB SITE. YOU HAVE INDEPENDENTLY EVALUATED THE DESIRABILITY OF PARTICIPATING IN THE PROGRAM AND ARE NOT RELYING ON ANY REPRESENTATION, GUARANTEE, OR STATEMENT OTHER THAN AS SET FORTH IN THIS AGREEMENT.

Arbitration

Any dispute relating in any way to this Agreement (including any actual or alleged breach hereof), any transactions or activities under this Agreement or your relationship with us or any of our affiliates shall be submitted to confidential arbitration, except that, to the extent you have in any manner violated or threatened to violate our intellectual property rights, we may seek injunctive or other appropriate relief in any state or federal court (and you consent to non-exclusive jurisdiction and venue in such courts) or any other court of competent jurisdiction. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.

Miscellaneous

This Agreement will be governed by the laws of The United States, without reference to rules governing choice of laws. You may not assign this Agreement, by operation of law or otherwise, without our prior written consent. Subject to that restriction, this Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement. The failure of BioTech Times to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. The Terms of Service constitutes the entire agreement between you and BioTech Times and govern your use of the Service, superceding any prior agreements between you and BioTech Times (including, but not limited to, any prior versions of the Terms of Service).

#Array

0 notes

laughawayeternity · 4 years ago

Text

asx options trading Louisiana You can trade straddles and strangles if you expect a big move but are not sure in which direction.

Table of Contents

asx options trading Louisiana If you do not, it is time to reassess your defined criteria.

review of options trading advice Louisiana Bottom line to make the maximum profit in options trading you want your stock to move in your favor fast and you want it to move far.

options and options trading a simplified course that takes you from coin tosses to black scholes Louisiana This "consistent approach" to options trading can also be called a "trading system", or an "options trading system" in this case.

the ultimate guide to trading options pdf Louisiana The second skill of trading options profitably is factoring time into your trading system in relation to trading a particular stock option and knowing the statistics of your option trading methodology or option trading setup by knowing the average holding period of a trade signal.

how to options trading Louisiana Human beings and there mental makeup are extremely complex so it is extremely important that stock option traders not only have a sound stock option trading methodology but the discipline to follow their trading methods.

trading spy weekly options Louisiana So focus your trading system on certain stocks that have price behavior that is predictable to the net results you wish to abstract from a stock.

options trading journal spreadsheet download Louisiana It requires a fundamental shift in conventional thinking, but it is crucial to managing a successful trading system.

trading options in an ira Louisiana Buying calls and puts is the easiest way to get started.

asx options trading Louisiana Bottom line with swing trading is that you want to swing trade with the trend.

How often have you sat and watched a trade lose money the instant your buy order filled? Or, have you ever watched a stock skyrocket in price while you are pondering over whether or not to buy it? Having a structured plan in place is crucial to make sound and objective trading decisions.

Important Methods:

options trading lessons videos course Louisiana

vix options trading hours Louisiana

best online options trading course Louisiana

algorithmic options trading Louisiana

commodity options trading newsletter Louisiana Five Steps to Get Started With an Options Trading SystemPick a strategy - You can pick any strategy to start building a system.

Break it down piece by piece and make it your own. Each term has a specific application for yielding profits under certain market conditions. Learn them all at your own pace to enhance upon and build your options trading system. The more tools that are in your toolbox, the more prepared you will be for changing market conditions. If the market were to behave in the same way every day, then trading would be child's play. In order to get started in developing your options trading system, you have to create a trading plan or blueprint to guide you in the right direction. Begin with a basic system and tweak it to define your trading criteria and hone your system. It takes time and experience to build a successful option trading system that can return one hundred percent or more in consistently profitable trades. When you are satisfied with the parameters of your system, you can look into having your own software made for automated trading. Five Steps to Get Started With an Options Trading SystemPick a strategy - You can pick any strategy to start building a system. Buying calls and puts is the easiest way to get started.

trading 60 second binary options Louisiana The more tools that are in your toolbox, the more prepared you will be for changing market conditions.

It requires a fundamental shift in conventional thinking, but it is crucial to managing a successful trading system.

futures options trading course Louisiana Analyzing your mistakes is just as, if not more, important as studying your successful trades.

The next key in how to trade stock options successfully is having a stock option trading method that takes these key factors into consideration while giving clear entry signals, clear exit signals, a defined system of trade management, and a profit factor greater than your average loss over a series of trades. Knowing the ins and outs of various trade setups is useless if you don't have a trading methodology that guides you in every step of the trade process. A solid trading method holds you by the hand and defines each step while leading you to being a consistent winner in the markets and a profitable trader when all is said and done. Finally, the fifth and final key to successfully trading stock options is yourself, particularly your trading psychology. Human beings and there mental makeup are extremely complex so it is extremely important that stock option traders not only have a sound stock option trading methodology but the discipline to follow their trading methods. You can give two people the same exact winning trading system but it is very common for them to have different results. Invariably, the one that has the ability to remain as detached from his losing trades as well as his winning trades while maintaining the discipline to follow the system's rules no matter the trading result will emerge the greatest winner in the end. Using these five keys as a basis to develop your stock option trading methodology can help you avoid the mistakes and pitfalls of many beginning option traders. By understanding time decay, factoring an option's time into your trading method, how volatility impacts a stock option's value, what defines a reliable stock option trading methodology, and your own trading psychology you now have a foundation to develop into a winning stock option trader. Finding Or Creating Your Own Options Trading System That WorksStock Options are wonderful! This clever derivative of the equities market has to be one of the most ingenious inventions of modern times. For the trader who can learn how to win at trading options there are many luxuries in life that can be experienced.

options trading course in maryland Louisiana It sounds so simple, but it requires perseverance and discipline.

We suggest you obtain one. Bottom line with swing trading is that you want to swing trade with the trend. Options brokers these days have advanced order technology that will allow you to enter swing trades based on the price movement of the stock so you don't have to watch this stock all day. That huge advancement to swing trading options. Swing trade the day bars. Most swing trading systems are based on daily bars on the stock price chart. Swing trade the Intra Day Bars! Their other fantastic systems based on intraday charts that pin point swing trading entries. Develop an options trading system that trades three to six month trends. This is where the big money is. Trading the large trends is where many are able to place larger sums of money to develop their net worth. Develop an options trading system that trades pivot points. Pivot point trading is arguably the best way to trade options, because price action usually is explosive, and happens quickly in our direction when a trade works. This is good because you can use shorter-term options and leverage yourself a little better. And it's also nice you can make great gains in five days to four weeks on average so time decay issues become less of a worry. There are many different directional trading methods you could use to trade options. You need to pick one, work it, and never use more than 10% options position size per trade on small accounts 1% to 5 % max position size on larger accounts. This methodical way of money management trading options is the fastest way to potentially rapid account growth, helping you avoid needless set backs. Options Trading System - 5 Steps To Better Options TradingWhat is an Options Trading System?Before sitting down to write this post, I thought I would search the Internet to see what information existed on options trading systems. I was shocked to find that there was barely anything posted on the subject. Seriously! There are hundreds of websites, brokerage firms, and trading services that want to sell you their system. The reality is that very few are able to describe what an options trading system actually is.

Five Steps to Get Started With an Options Trading SystemPick a strategy - You can pick any strategy to start building a system. Buying calls and puts is the easiest way to get started. As you learn and experience more about how prices move, you can add new strategies to your trading to enhance your system. Adding covered calls and protective puts to long equity positions is a logical next step and can supercharge your account by generating monthly or weekly cash flow. Trade - Once you have defined the basics of your strategy, it is time to trade. Start small, one or two contracts, and keep detailed records of your transactions. Be sure to include what the underlying stock price was at the time of your option purchase or sale. Your records will help you analyze how you are doing and where you can improve. When you add new trading criteria to your system, you should be able to see an improvement to your statistics. If you do not, it is time to reassess your defined criteria. Evaluate - Evaluate your successes and failures.

the best futures and options trading course online udemy Louisiana This means your trading system must be based around actual stock price movement.

In order to get started in developing your options trading system, you have to create a trading plan or blueprint to guide you in the right direction. Begin with a basic system and tweak it to define your trading criteria and hone your system. It takes time and experience to build a successful option trading system that can return one hundred percent or more in consistently profitable trades. When you are satisfied with the parameters of your system, you can look into having your own software made for automated trading. Five Steps to Get Started With an Options Trading SystemPick a strategy - You can pick any strategy to start building a system. Buying calls and puts is the easiest way to get started.

options trading videos Louisiana Each term has a specific application for yielding profits under certain market conditions.

Most swing trading systems are based on daily bars on the stock price chart. Swing trade the Intra Day Bars! Their other fantastic systems based on intraday charts that pin point swing trading entries. Develop an options trading system that trades three to six month trends. This is where the big money is. Trading the large trends is where many are able to place larger sums of money to develop their net worth. Develop an options trading system that trades pivot points. Pivot point trading is arguably the best way to trade options, because price action usually is explosive, and happens quickly in our direction when a trade works. This is good because you can use shorter-term options and leverage yourself a little better. And it's also nice you can make great gains in five days to four weeks on average so time decay issues become less of a worry. There are many different directional trading methods you could use to trade options. You need to pick one, work it, and never use more than 10% options position size per trade on small accounts 1% to 5 % max position size on larger accounts. This methodical way of money management trading options is the fastest way to potentially rapid account growth, helping you avoid needless set backs. Options Trading System - 5 Steps To Better Options TradingWhat is an Options Trading System?Before sitting down to write this post, I thought I would search the Internet to see what information existed on options trading systems. I was shocked to find that there was barely anything posted on the subject. Seriously! There are hundreds of websites, brokerage firms, and trading services that want to sell you their system. The reality is that very few are able to describe what an options trading system actually is. At its core, an options trading system is a method of generating buy and sell signals through a tested method of stock analysis. The system can be based on any type of option strategy and includes both fundamental and technical analysis. Options trading systems might focus on changes in underlying stock price, volatility, time decay, unusual buy/sell activity, or a combination of these elements. Essentially, it is a checklist of criteria that must be met before trades are entered. When all conditions are met, a signal to buy or sell is generated. The criteria are different for each type of option trading strategy. Whether it is long calls, covered calls, bear spreads, or selling naked index options, each has its own trading system model. An option trading system that is worth its salt will help you weed out false signals and build your confidence in entries and exits. How Important is an Options Trading System?The options market is very complex. Trading options without a system is like building a house without a blueprint. Volatility, time and stock movement can all affect your profitability. You need to be cognizant of each of these variables. It is easy to be swayed by emotion when the market is moving. Having a system helps to control your reaction to those very natural and normal emotions. How often have you sat and watched a trade lose money the instant your buy order filled? Or, have you ever watched a stock skyrocket in price while you are pondering over whether or not to buy it? Having a structured plan in place is crucial to make sound and objective trading decisions. By creating and following a good system, you can hone your trading executions to be as emotionless and automatic as a computer. Advantages of an Options Trading SystemLeverage - Trading options gives your account leverage on the stock market. With options, you can control hundreds or thousands of shares of stock at a fraction of the price of the stock itself. A five to ten percent change in the price of a stock can equate to a gain of one hundred percent or more in an option. Try to focus on percentage gains versus dollar amount gains in your trading.

trading strategies and professional advice when buying puts and call options Louisiana You can develop a trading system, a trading approach, and a trading methodology by identifying a price movement pattern (or lack of price movement pattern) or some event that occurs on some sort of regular basis.

When the general stock market as an index goes through periods of volatility or low trading ranges the stocks that make up the market tend to follow overall trend and also begin to experience periods of low overall volatility which in turn can cause derivative like stock options to become cheap or low premiums. But if the market's volatility rises it is likely that individual stocks will follow the trend causing stock option premiums to increase in value given that the market moves in the trader's favor. The next key in how to trade stock options successfully is having a stock option trading method that takes these key factors into consideration while giving clear entry signals, clear exit signals, a defined system of trade management, and a profit factor greater than your average loss over a series of trades. Knowing the ins and outs of various trade setups is useless if you don't have a trading methodology that guides you in every step of the trade process. A solid trading method holds you by the hand and defines each step while leading you to being a consistent winner in the markets and a profitable trader when all is said and done. Finally, the fifth and final key to successfully trading stock options is yourself, particularly your trading psychology. Human beings and there mental makeup are extremely complex so it is extremely important that stock option traders not only have a sound stock option trading methodology but the discipline to follow their trading methods. You can give two people the same exact winning trading system but it is very common for them to have different results. Invariably, the one that has the ability to remain as detached from his losing trades as well as his winning trades while maintaining the discipline to follow the system's rules no matter the trading result will emerge the greatest winner in the end. Using these five keys as a basis to develop your stock option trading methodology can help you avoid the mistakes and pitfalls of many beginning option traders. By understanding time decay, factoring an option's time into your trading method, how volatility impacts a stock option's value, what defines a reliable stock option trading methodology, and your own trading psychology you now have a foundation to develop into a winning stock option trader.

Unique Procedures:

trading options course Louisiana

options trading basics Louisiana

options trading membership sites Louisiana

options trading systems Louisiana

0 notes

neptunecreek · 4 years ago

Text

Scholars Under Surveillance: How Campus Police Use High Tech to Spy on Students

Hailey Rodis, a student at the University of Nevada, Reno Reynolds School of Journalism, was the primary researcher on this report. We extend our gratitude to the dozens of other UNR students and volunteers who contributed data on campus police to the Atlas of Surveillance project.

It may be many months before college campuses across the U.S. fully reopen, but when they do, many students will be returning to a learning environment that is under near constant scrutiny by law enforcement.

A fear of school shootings, and other campus crimes, have led administrators and campus police to install sophisticated surveillance systems that go far beyond run-of-the-mill security camera networks to include drones, gunshot detection sensors, and much more. Campuses have also adopted automated license plate readers, ostensibly to enforce parking rules, but often that data feeds into the criminal justice system. Some campuses use advanced biometric software to verify whether students are eligible to eat in the cafeteria. Police have even adopted new technologies to investigate activism on campus. Often, there is little or no justification for why a school needs such technology, other than novelty or asserted convenience.

In July 2020, the Electronic Frontier Foundation and the Reynolds School of Journalism at University of Nevada, Reno launched the Atlas of Surveillance, a database of now more than 7,000 surveillance technologies deployed by law enforcement agencies across the United States. In the process of compiling this data we noticed a peculiar trend: college campuses are acquiring a surprising number of surveillance technologies more common to metropolitan areas that experience high levels of violent crime.

So, we began collecting data from universities and community colleges using a variety of methods, including running specific search terms across .edu domains and assigning small research tasks to a large number of students using EFF's Report Back tool. We documented more than 250 technology purchases, ranging from body-worn cameras to face recognition, adopted by more than 200 universities in 37 states. As big as these numbers are, they are only a sliver of what is happening on college campuses around the world.'

Click the image to launch an interactive map (Google's Privacy policy applies)

Technologies

Body-worn cameras

Drones

Automated License Plate Readers

Social Media Monitoring

Biometric Identification

Gunshot Detection

Video Analytics

Download the Atlas of Surveillance dataset as a CSV.

Technologies

Body-worn cameras

Maybe your school has a film department, but the most prolific cinematographers on your college campus are probably the police.

Since the early 2010s, body-worn cameras (BWCs) have become more and more common in the United States. This holds true for law enforcement agencies on university and college campuses. These cameras are attached to officers’ uniforms (often the chest or shoulder, but sometimes head-mounted) and capture interactions between police and members of the public. While BWC programs are often pitched as an accountability measure to reduce police brutality, in practice these cameras are more often used to capture evidence later used in prosecutions.

Policies on these cameras vary from campus to campus—such as whether a camera should be always recording, or only during certain circumstances. But students and faculty should be aware than any interaction, or even near-interaction, with a police officer could be on camera. That footage could be used in a criminal case, but in many states, journalists and members of the public are also able to obtain BWC footage through an open records request.

Aside from your run-of-the-mill, closed-circuit surveillance camera networks, BWCs were the most prevalent technology we identified in use by campus police departments. This isn't surprising, since researchers have observed similar trends in municipal law enforcement. We documented 152 campus police departments using BWCs, but as noted, this is only a fraction of what is being used throughout the country. One of the largest rollouts began last summer when Pennsylvania State University announced that police on all 22 campuses would start wearing the devices.

One of the main ways that universities have purchased BWCs is through funding from the U.S. Department of Justice's Bureau of Justice Assistance. Since 2015, more than 20 universities and community colleges have received funds through the bureau's Body-Worn Camera Grant Program established during the Obama administration. In Oregon, these funds helped the Portland State University Police Department adopt the technology well ahead of their municipal counterparts. PSU police received $20,000 in 2015 for BWCs, while the Portland Police Department does not use BWCs at all (Portland PD's latest attempt to acquire them in 2021 was scuttled due to budget concerns).

Drones

Drones, also known as unmanned aerial vehicles (UAVs), are remote-controlled flying devices that can be used to surveil crowds from above or locations that would otherwise be difficult or dangerous to observe by a human on the ground. On many campuses, drones are purchased for research purposes, and it's not unusual to see a quadrotor (a drone with four propellers) buzzing around the quad. However, campus police have also purchased drones for surveillance and criminal investigations.

Our data, which was based on a study conducted by the Center for the Study of The Drone at Bard College, identified 10 campus police departments that have drones:

California State Monterey University Police Department

Colorado State University Police Department

Cuyahoga Community College Police Department

Lehigh University Police Department

New Mexico State University Police Department

Northwest Florida State College Campus Police Department

Pennsylvania State University Police Department

University of Alabama, Huntsville Police Department

University of Arkansas, Fort Smith Police Department

University of North Dakota Police Department

One of the earliest campus drone programs originated at the University of North Dakota, where the campus police began deploying a drone in 2012 as part of a regional UAV unit that also included members of local police and sheriffs' offices. According to UnmannedAerial.com, the unit moved from a "reactive" to a "proactive" approach in 2018, allowing officers to carry drones with them on patrol, rather than retrieving them in response to specific incidents.

The Northwest Florida State University Police Department was notable in acquiring the most drones. While most universities had one, NFSU police began using four drones in 2019, primarily to aid in searching for missing people, assessing traffic accidents, photographing crime scenes, and mapping evacuation routes.

The New Mexico State University Police Department launched its drone program in 2017 and, with the help of a local Eagle Scout in Las Cruces, built a drone training facility for local law enforcement in the region. In response to a local resident who questioned on Facebook whether the program was unnerving, a NMSU spokesperson wrote in 2019:

[The program] thus far has been used to investigate serious traffic crashes (you can really see the skid marks from above), search for people in remote areas, and monitor traffic conditions at large events. They aren't very useful for monitoring campus residents (even if we wanted to, which we don't), since so many stay inside.

Not all agencies have taken such a limited approach. The Lehigh University Police Department acquired a drone in 2015, and equipped it with a thermal imaging camera. Police Chief Edward Shupp told a student journalist at The Brown and Right that the only limits on the drone are Federal Aviation Administration regulations, that there are no privacy regulations for officers to follow, and that the department can use the drones "for any purpose" on and off campus.

Even when a university police department does not have its own drones, it may seek help from other local law enforcement agencies. Such was the case in 2017, when the University of California Berkeley Police Department requested drone assistance from the Alameda County Sheriff's Office to surveil protests on campus.

Automated License Plate Readers

Students and faculty may complain about the price tag of parking passes, but there is also an unseen cost of driving on campus: privacy.

Automated license plate readers (ALPRs) are cameras attached to fixed locations or to security or parking patrol cars that capture every license plate that passes. The data is then uploaded to searchable databases with the time, date, and GPS coordinates. Through our research, we identified ALPRs at 49 universities and colleges throughout the country.

ALPRs are used in two main capacities on college campuses. First, transportation and parking divisions have begun using ALPRs for parking enforcement, either attaching the cameras to parking enforcement vehicles or installing cameras at the entrances and exits to parking lots and garages. For example, the University of Connecticut Parking Services uses NuPark, a system that uses ALPRs to manage virtual permits and citations.

Second, campus police are using ALPRs for public safety purposes. The Towson University Police Department in Maryland, for example, scanned over 3 million license plates using automated license plate readers in 2018 and sent that data to the Maryland Coordination and Analysis Center, a fusion center operated by the Maryland State Police. The University has a total of 6 fixed ALPR sites, with 10 cameras and one mobile unit.

These two uses are not always separate: in some cases, parking officials share data with their police counterparts. At Florida Atlantic University, ALPRs are used for parking enforcement, but the police department also has access to this technology through their Communications Center, which monitors all emergency calls to the department, as well as fire alarms, intrusion alarms, and panic alarm systems. In California, the San Jose/Evergreen Community College District Police Department shares ALPR data with its regional fusion center, the Northern California Regional Intelligence Center.

Social Media Monitoring

Colleges and universities are also watching their students on social media, and it is not just to retweet or like a cute Instagram post about your summer internship. Campus public safety divisions employ social media software, such as Social Sentinel, to look for possible threats to the university, such as posts where students indicate suicidal ideation or threats of gun violence. We identified 21 colleges that use social media monitoring to watch their students and surrounding community for threats. This does not include higher education programs to monitor social media for marketing purposes.

This technology is used for public safety by both private and public universities. The Massachusetts Institute of Technology has used Social Sentinel since 2015, while the Des Moines Area Community College Campus Security spent $15,000 on Social Sentinel software in 2020.

Social media monitoring technology may also be used to monitor students' political activities. Social Sentinel software was used to watch activists on the University of North Carolina campus who were protesting a Confederate memorial on campus, Silent Sam. As NBC reported, UNC Police and the North Carolina State Bureau of Investigation used a technique called "geofencing" to monitor the social media of people in the vicinity of the protests.

"This information was monitored in an attempt to prevent any potential acts of violence (such as those that have occurred at other public protests around the country, including Charlottesville) and to ensure the safety of all participants," a law enforcement spokesperson told NBC, adding that investigators only looked at public-facing posts and no records of the posts were kept after the event. However, the spokesperson declined to elaborate on how the technology may have been used at other public events.

Biometric Identification

When we say that a student body is under surveillance, we also mean that literally. The term “biometrics” refers to physical and behavioral characteristics (your body and what you do with it) that can be used to identify you. Fingerprints are among the types of biometrics most familiar to people, but police agencies around the country are adopting computer systems capable of identifying people using face recognition and other sophisticated biometrics.

At least four police departments at universities in Florida–University of South Florida, University of North Florida, University of Central Florida, and Florida Atlantic University–have access to a statewide face recognition network called Face Analysis Comparison and Examination System (FACES), which is operated by the Pinellas County Sheriff's Office. Through FACES, investigators can upload an image and search a database of Florida driver’s license photos and mugshots.

University of Southern California in Los Angeles confirmed to The Fix that its public safety department uses face recognition, however the practice was more prevalent in the San Diego, California area up until recently.

In San Diego, at least five universities and college campuses participated in a face recognition program involving mobile devices. San Diego State University stood out for having conducted more than 180 face recognition searches in 2018. However, in 2019, this practice was suspended in California under a three-year statewide moratorium.

Faces aren't the only biometric being scanned. In 2017, the University of Georgia introduced iris scanning stations in dining halls, encouraging students to check-in with their eyes to use their meal plans. This replaced an earlier program requiring hand scans, another form of biometric identification.

Gunshot Detection

Gunshot detection is a technology that involves installing acoustic sensors (essentially microphones) around a neighborhood or building. When a loud noise goes off, such as a gunshot or a firework, the sensors attempt to determine the location and then police receive an alert.

Universities and colleges have begun using this technology in part as a response to fears of campus shootings. However, these technologies often are not as accurate as their sellers claim and could result in dangerous confrontations based on errors. Also, these devices can capture human voices engaged in private conversations, and prosecutors have attempted to use such recordings in court.

Our dataset has identified eight universities and colleges that have purchased gunshot-detection technology:

East Carolina University Police Department

Hampton University Police Department

Truett McConnell University Campus Safety Department

University of California San Diego Police Department

University of Connecticut Police Department

University of Maryland Police Department

University of West Georgia Police Department

Georgia Tech Police Department

Some universities and colleges purchase their own gunshot detection technology, while others have access to the software through partnerships with other law enforcement agencies. For example, the Georgia Tech Police Department has access to gunshot detection through the Fūsus Real-Time Crime Center. The University of California San Diego Police Department, on the other hand, installed its own ShotSpotter gunshot detection technology on campus in 2017.

When a university funds surveillance technology, it can impact the communities nearby. For example, University of Nevada, Reno journalism student Henry Stone obtained documents through Nevada's public records law that showed that UNR Cooperative Extension spent $500,000 in 2017 to install and operate Shotspotter sensors in a 3-mile impoverished neighborhood of Las Vegas. The system is controlled by the Las Vegas Metropolitan Police Department.

Video Analytics

While most college campuses employ some sort of camera network, we identified two particular universities that are applying for extra credit in surveilling students: the University of Miami Police Department in Florida and Grand Valley State University Department of Public Safety in Michigan. These universities apply advanced software to the camera footage—sometimes called video analytics or computer vision—that use an algorithm to achieve round-the-clock monitoring that many officers viewing cameras could never achieve. Often employing artificial intelligence, video analytics systems can track objects and people from camera to camera, identify patterns and anomalies, and potentially conduct face recognition.

Grand Valley State University began using Avigilon video analytics technology in 2018. The University of Miami Police Department uses video analytics software combined with more than 1,300 cameras.

Three university police departments in Maryland also maintain lists of cameras owned by local residents and businesses. With these camera registries, private parties are asked to voluntarily provide information about the location of their security cameras, so that police can access or request footage during investigations. The University of Maryland, Baltimore Police Department, the University of Maryland, College Park Police Department and the Johns Hopkins University Campus Police are all listed on Motorola Solutions' CityProtect site as maintaining such camera registries.

Two San Francisco schools—UC Hastings School of Law and UC San Francisco—explored leasing Knightscope surveillance robots in 2019 and 2020 to patrol their campuses, though the plans seem to have been scuttled by COVID-19. The robots are equipped with cameras, artificial intelligence, and, depending on the model, the ability to capture license plate data, conduct facial recognition, or recognize nearby phones.

Conclusion

Universities in the United States pride themselves on the free exchange of ideas and the ability for students to explore different concepts and social movements over the course of their academic careers. Unfortunately, for decades upon decades, police and intelligence agencies have also spied on students and professors engaged in social movements. High-tech surveillance only exacerbates the threat to academic freedom.

Around the country, cities are pushing back against surveillance by passing local ordinances requiring a public process and governing body approval before a police agency can acquire a new surveillance technology. Many community colleges do have elected bodies, and we urge these policymakers to enact similar policies to ensure adequate oversight of police surveillance.

However, these kinds of policy-making opportunities often aren't available to students (or faculty) at state and private universities, whose leadership is appointed, not elected. We urge student and faculty associations to press their police departments to limit the types of data collected on students and to ensure a rigorous oversight process that allows students, faculty, and other staff to weigh in before decisions are made to adopt technologies that can harm their rights.

from Deeplinks https://ift.tt/3rCVTvC

#Deeplinks

0 notes

rishabh3210blog · 4 years ago

Text

Global AI in Defense Market Size, Share & Forecast To 2019-2025

The global AI in defense market is projected to exhibit a significant growth, at a CAGR during the forecast period. AI can be utilized in the development of autonomous and intelligent weapon systems, such as unmanned aerial, underwater and surface vehicles, as well as cruise missiles and military robotics. Such type of weapon systems can use AI to automatically pursue, differentiate, and destroy enemy targets. In addition, AI usually consists of collection and management of information systems, which support to decision making, knowledge base systems, and mission implementation systems. Furthermore, AI can be utilized for efficient processing of sensor information and raw intelligence. This incorporates automation of multi-sensor data fusion and intelligent sensing to leverage situational awareness.

Get Free Sample Copy @ https://www.omrglobal.com/request-sample/ai-in-defense-market

In addition, the introduction of deep learning algorithms into the analysis process for satellite imagery could significantly accelerate the speed of processing, which in turn, will augment the AI in defense market. The major companies, such as Northrop Grumman Corp. and Lockheed Martin Corp. are continuously investing in AI technologies for a range of military applications. For instance, in June 2018, Lockheed Martin Corp. declared to increase its venture capital fund by nearly double times, accounting for $200 million and provide investments to a range of SMEs that are engaged in the areas of advanced manufacturing for the defense sector. The venture of the company will further focus on providing additional $100 million investment to SMEs that are engaged in the development of AI, cyber security, and sensor technologies.

A Full Report of Global AI in Defense Market is Available at: https://www.omrglobal.com/industry-reports/ai-in-defense-market

Northrop Grumman is an American global aerospace and defense technology company, is engaged in offering its AI services to the defense sector. In April 2019, Northrop Grumman started a research consortium with various universities, which includes Carnegie Mellon University, Massachusetts Institute of Technology, Johns Hopkins University, Purdue University, and University of Illinois at Chicago, Stanford University, University of Maryland, and University of Massachusetts Amherst. The consortium was purposely formed to endorse machine learning and AI programs. This collaboration is expected to enhance the customer’s mission and increase profitability in the near future. This, in turn, will offer growth opportunity to the global AI in defense market

This shift towards AI-driven platforms boosts the efficiency of C4ISR systems. Due to its capability to improve the speed and accuracy, ranging from logistics to battlefield planning and support are able to improve human decision making. For instance, the military utilized infrared and electro-optical sensors over the decades to track moving and stationary targets. The integration of sensor technology with AI could support in handling visual processing. This could lead to better and faster image recognition. Therefore, shift towards AI platforms to further augment defense capabilities and improve the effectiveness of their services, which will augment the growth of the AI in defense market.

Global AI in Defense Market-Segmentation

By Offering

Hardware

Software

Services

By Platform

Air

Land

Naval

Space

By Application

Cyber Security

Logistics & Transportation

Simulation & Training

Military Healthcare

Threat Monitoring

Others (Information Processing)

Global AI in Defense Market– Segment by Region

North America

United States

Canada

Europe

Germany

France

Spain

Italy

Rest of Europe

Asia-Pacific

China

Japan

India

Rest of Asia-Pacific

Rest of the World

For More Customized Data, Request for Report Customization @ https://www.omrglobal.com/report-customization/ai-in-defense-market

About Orion Market Research

Orion Market Research (OMR) is a market research and consulting company known for its crisp and concise reports. The company is equipped with an experienced team of analysts and consultants. OMR offers quality syndicated research reports, customized research reports, consulting and other research-based services.

Media Contact: Company Name: Orion Market Research Contact Person: Mr. Anurag Tiwari Email: [email protected] Contact no: +91 780-304-0404

0 notes

insurancelifedream · 4 years ago

Text

Things That Make You Love And Hate Jackson Annuities | jackson annuities

A great example of the growth of insurance-based investment funds can be found in the world of Jackson Annuities. Jackson National Life, Inc. is an American company that offers fixed annuities and annuity products to both institutional and retail investors. Jackson subsidiary and affiliated companies offer specialized asset management, investment advisory and retail brokerage products.

The primary goal of Jackson is to create investment products that are designed to provide financial stability for seniors. These products include Life, Annuity, and Variable Annuity plan, and the company also provides many different types of annuity products, including Guaranteed Income Annuity. The company also offers other types of insurance including life and health.

Annuity products are designed to provide seniors with a steady income from a source of money they already own. A typical retirement benefit may include an annual annuity, which pays the recipient a specific amount throughout the retirement period. The annuity is guaranteed by an interest payment that the company pays into the plan. Another common type of annuity product includes an income stream.

Investment advisors offer products such as cash value, variable annuities, and indexed annuities to help you buy and sell securities. Variable annuities pay a certain amount every month to the investor, while fixed annuities allow the investor to lock in the same monthly amount for the rest of their lives. They also allow the investor to choose the level of income received and to change this amount at any time during their life.

Some investment advisors also provide an advisory service. These advisors review your financial documents and determine whether or not the plan would be a good fit for your individual circumstances. They will also advise you on investments for your specific situation. They can even provide you with a personalized financial plan. Many of these types of advisers also provide financial planning services to their clients.

Overall, Jackson Annuities is one of the largest independent insurance companies in the United States. They have offices in California, Connecticut, Delaware, Florida, Illinois, Maryland, Massachusetts, Nevada, New Jersey, Pennsylvania, South Carolina, Texas, Virginia, Washington DC, and Wyoming.

If you are interested in investing in annuity products, you may want to take a look at some of the services that the company offers. One is called the Annuity Asset Protection Company, which offers an advisory service to their clients. This type of service works to help their clients make informed decisions when it comes to purchasing annuities. Their fee for this service is around two percent.

The other advisors that the company provides are not advisory, but rather investment. One of their products is an automatic savings account, and another is an automated stock market trading system. Both of these products have made for excellent investments. In addition to these products, they also provide advice about what stocks are currently available, and how much money they will provide their clients with each month.

Investing in annuities is a good way to supplement your retirement income. If you are looking for a way to get some financial security, you may want to consider using the services of a professional investment advisor. Some of the top companies in the field of annuities today are Fidelity Investments, J.P. Morgan, Vanguard Investments, and Aetna. All of these firms offer affordable and reliable investments.

Independent Review of the Jackson National Perspective II Annuity – jackson annuities | jackson annuities

Jackson National Life to go independent – Retirement Income Journal – jackson annuities | jackson annuities

Review of Jackson National Life Insurance Company – LifeQuote – jackson annuities | jackson annuities

Review of Jackson National Life insurance Company National life – jackson annuities | jackson annuities

Envestnet MoneyGuide and Jackson Announce Strategic Integration – jackson annuities | jackson annuities

Jackson RateProtector Fixed Annuity Launches Business Wire – jackson annuities | jackson annuities

The post Things That Make You Love And Hate Jackson Annuities | jackson annuities appeared first on Insurance.

via WordPress https://insurancelifedream.com/things-that-make-you-love-and-hate-jackson-annuities-jackson-annuities/

#Life Insurance #jackson annuities #jackson annuities contact #jackson annuities customer service #ja

0 notes

adwaitcoherent · 4 years ago

Text

Global antiparasitic drugs market is expected to exhibit a CAGR of 5.2% from 2020 to 2027

US$ 7,227.9 mn in 2019 to US$ 10,842.7 Mn Global antiparasitic drugs market is expected to exhibit exponential growth

Request for Sample PDF Copy: https://www.coherentmarketinsights.com/insight/request-sample/3782

Figure 1. Global Antiparasitic Drugs Market Value (US$ Mn) & Y-o-Y Growth Analysis, (2016-2027)

Description: Antiparasitic drugs such as anthelmintics, antiporozoals, and others agents are used in the treatment of the parasitic infectious diseases. According WHO estimation in March 2020, parasitic disease affects 1.5 billion people globally. These diseases include gastrointestinal problems, anemia, wasting, and cognitive and growth deficits in children, and others infections. Among all 1.5 billion people affected with parasitic infectious disease, 24% people are infected with soil-transmitted helminth infections worldwide. Some parasitic infections are life-threatening, while others can cause discomfort in the healthy lifestyle.

The global antiparasitic drugs market was valued at US$ 7,227.9 million in 2019 and is expected to exhibit a CAGR of 5.2% during the forecast period (2020–2027).

The increasing research and development of novel treatments is expected to drive the market growth.

Researchers are focusing on the development of the novel treatments for rare parasitic diseases. For instance, in December 2019, researchers from the University Of Maryland School Of Medicine announced that they have developed a novel treatment for lymphatic filariasis, a disabling parasitic disease that is difficult to treat. The novel treatment has been developed using innovative RNA sequencing techniques. According to the University Of Maryland School Of Medicine, lymphatic filariasis affects over 120 million people worldwide, and it is more prevalent in Asia, Western Pacific, Africa, and parts of the Caribbean and South America. Such factors are driving the growth of the antiparasitic drugs market.

Adverse effects and risks associated with anti-malaria drugs is expected to hamper the global antiparasitic drugs market growth

Most of the antiparasitic drugs cause severe side effects which is expected to hamper demand for these drugs. For instance, Nifurtimox, a drug or the treatment of Chagas’ disease, may not be effective if taken for long courses. Some other disadvantages such as drug resistance, adverse effects, and higher cost of antimalarial drugs such as chloroquine, sulphadoxine/pyrimethamine, mefloquine, and others is expected to hamper the growth of the antiparasitic drugs market.

Global Antiparasitic Drugs Market- Regional Analysis

On the basis of region, the global antiparasitic drugs market is segmented into North America, Latin America, Europe, Asia Pacific, Middle East, and Africa.

Among regions, Africa is expected to hold a dominant position in the market, owing to increasing risk of malaria in the region. For instance, according to the WHO, around 92% of malaria cases in the world occur in Sub-Saharan Africa. In 2017, the WHO also estimated that among the five countries which accounted for nearly half of all malaria cases worldwide, four countries were from Africa region including Nigeria (25%), Democratic Republic of Congo (11%), Mozambique (5%), and Uganda (4%).

In addition to Asia Pacific and Africa, some areas of North America are affected with parasitic infectious diseases. For instance, according to the Centers for Disease Control and Prevention, in 2014, more than 300,000 people in the U.S were infected with Trypanosoma cruzi, the parasite that causes Chagas disease. Moreover, every year, around 300 babies with Trypanosoma Cruzi are born in the U.S. Also, every year, 1,000 hospitalizations for symptomatic cysticercosis occur in the U.S. Furthermore, according to CDC, five neglected parasitic infections (NPIs) including Chagas disease, cysticercosis, toxocariasis, toxoplasmosis, and trichomoniasis are more common in the U.S. Thus, the rising burden of the parasitic infection among the U.S. population is expected to drive growth of the North America antiparasitic drugs market.

Figure 2: Global Antiparasitic Drugs Market Share (%) in Terms of Value, By Region

Global Antiparasitic Drugs Market - Competitive Landscape

Key players operating in the global antiparasitic drugs market include Ipca Laboratories Ltd., Zydus Cadila, Merck KGaA, Pfizer, GlaxoSmithKline Plc., Cipla Ltd, Ranbaxy Laboratories, Novartis AG, Alvizia Health Care, Bayer AG, Roche Inc., Arbor Pharmaceuticals Inc., Sanofi, AstraZeneca plc., and Alkem Laboratories Limited.

About Us: Coherent Market Insights is a global market intelligence and consulting organization focused on assisting our plethora of clients achieve transformational growth by helping them make critical business decisions. We are headquartered in India, having office at global financial capital in the U.S. Our client base includes players from across all business verticals in over 150 countries worldwide. We do offer wide range of services such as Industry analysis, Consulting services, Market Intelligence, Customized research services and much more. We have expertise in many fields such as healthcare, chemicals and materials, Automation, semiconductors, electronics, energy, food and beverage, packaging and many more. Visit our website to know more.

Buy Report here: https://www.coherentmarketinsights.com/insight/buy-now/3782

Contact Us: Mr. Shah Coherent Market Insights 1001 4th Ave. #3200 Seattle, WA 98154 Tel: +1-206-701-6702 Email: [email protected]

#ANTIPARASITIC DRUGS MARKET ANALYSIS #Coherent Market Insights #Market Research #Business Consulting

0 notes

newstfionline · 7 years ago

Text

Security Breach and Spilled Secrets Have Shaken the N.S.A. to Its Core

By Scott Shane, Nicole Perlroth and David E. Sanger, NY Times, Nov. 12, 2017

WASHINGTON--Jake Williams awoke last April in an Orlando, Fla., hotel where he was leading a training session. Checking Twitter, Mr. Williams, a cybersecurity expert, was dismayed to discover that he had been thrust into the middle of one of the worst security debacles ever to befall American intelligence.

Mr. Williams had written on his company blog about the Shadow Brokers, a mysterious group that had somehow obtained many of the hacking tools the United States used to spy on other countries. Now the group had replied in an angry screed on Twitter. It identified him--correctly--as a former member of the National Security Agency’s hacking group, Tailored Access Operations, or T.A.O., a job he had not publicly disclosed. Then the Shadow Brokers astonished him by dropping technical details that made clear they knew about highly classified hacking operations that he had conducted.

America’s largest and most secretive intelligence agency had been deeply infiltrated.

“They had operational insight that even most of my fellow operators at T.A.O. did not have,” said Mr. Williams, now with Rendition Infosec, a cybersecurity firm he founded. “I felt like I’d been kicked in the gut. Whoever wrote this either was a well-placed insider or had stolen a lot of operational data.”

The jolt to Mr. Williams from the Shadow Brokers’ riposte was part of a much broader earthquake that has shaken the N.S.A. to its core. Current and former agency officials say the Shadow Brokers disclosures, which began in August 2016, have been catastrophic for the N.S.A., calling into question its ability to protect potent cyberweapons and its very value to national security. The agency regarded as the world’s leader in breaking into adversaries’ computer networks failed to protect its own.

“These leaks have been incredibly damaging to our intelligence and cyber capabilities,” said Leon E. Panetta, the former defense secretary and director of the Central Intelligence Agency. “The fundamental purpose of intelligence is to be able to effectively penetrate our adversaries in order to gather vital intelligence. By its very nature, that only works if secrecy is maintained and our codes are protected.”

With a leak of intelligence methods like the N.S.A. tools, Mr. Panetta said, “Every time it happens, you essentially have to start over.”

Fifteen months into a wide-ranging investigation by the agency’s counterintelligence arm, known as Q Group, and the F.B.I., officials still do not know whether the N.S.A. is the victim of a brilliantly executed hack, with Russia as the most likely perpetrator, an insider’s leak, or both. Three employees have been arrested since 2015 for taking classified files, but there is fear that one or more leakers may still be in place. And there is broad agreement that the damage from the Shadow Brokers already far exceeds the harm to American intelligence done by Edward J. Snowden, the former N.S.A. contractor who fled with four laptops of classified material in 2013.

Mr. Snowden’s cascade of disclosures to journalists and his defiant public stance drew far more media coverage than this new breach. But Mr. Snowden released code words, while the Shadow Brokers have released the actual code; if he shared what might be described as battle plans, they have loosed the weapons themselves. Created at huge expense to American taxpayers, those cyberweapons have now been picked up by hackers from North Korea to Russia and shot back at the United States and its allies.

Millions of people saw their computers shut down by ransomware, with demands for payments in digital currency to have their access restored. Tens of thousands of employees at Mondelez International, the maker of Oreo cookies, had their data completely wiped. FedEx reported that an attack on a European subsidiary had halted deliveries and cost $300 million. Hospitals in Pennsylvania, Britain and Indonesia had to turn away patients. The attacks disrupted production at a car plant in France, an oil company in Brazil and a chocolate factory in Tasmania, among thousands of enterprises affected worldwide.

American officials had to explain to close allies--and to business leaders in the United States--how cyberweapons developed at Fort Meade in Maryland came to be used against them. Experts believe more attacks using the stolen N.S.A. tools are all but certain.

Inside the agency’s Maryland headquarters and its campuses around the country, N.S.A. employees have been subjected to polygraphs and suspended from their jobs in a hunt for turncoats allied with the Shadow Brokers. Much of the agency’s arsenal is still being replaced, curtailing operations. Morale has plunged, and experienced specialists are leaving the agency for better-paying jobs--including with firms defending computer networks from intrusions that use the N.S.A.’s leaked tools.

“It’s a disaster on multiple levels,” Mr. Williams said. “It’s embarrassing that the people responsible for this have not been brought to justice.”

In response to detailed questions, an N.S.A. spokesman, Michael T. Halbig, said the agency “cannot comment on Shadow Brokers.” He denied that the episode had hurt morale. “N.S.A. continues to be viewed as a great place to work; we receive more than 140,000 applications each year for our hiring program,” he said.

Compounding the pain for the N.S.A. is the attackers’ regular online public taunts, written in ersatz broken English. Their posts are a peculiar mash-up of immaturity and sophistication, laced with profane jokes but also savvy cultural and political references. They suggest that their author--if not an American--knows the United States well.

“Is NSA chasing shadowses?” the Shadow Brokers asked in a post on Oct. 16, mocking the agency’s inability to understand the leaks and announcing a price cut for subscriptions to its “monthly dump service” of stolen N.S.A. tools. It was a typically wide-ranging screed, touching on George Orwell’s “1984”; the end of the federal government’s fiscal year on Sept. 30; Russia’s creation of bogus accounts on Facebook and Twitter; and the phenomenon of American intelligence officers going to work for contractors who pay higher salaries.

One passage, possibly hinting at the Shadow Brokers’ identity, underscored the close relationship of Russian intelligence to criminal hackers. “Russian security peoples,” it said, “is becoming Russian hackeres at nights, but only full moons.”

Russia is the prime suspect in a parallel hemorrhage of hacking tools and secret documents from the C.I.A.’s Center for Cyber Intelligence, posted week after week since March to the WikiLeaks website under the names Vault7 and Vault8. That breach, too, is unsolved. Together, the flood of digital secrets from agencies that invest huge resources in preventing such breaches is raising profound questions.

Have hackers and leakers made secrecy obsolete? Has Russian intelligence simply outplayed the United States, penetrating the most closely guarded corners of its government? Can a work force of thousands of young, tech-savvy spies ever be immune to leaks?

Some veteran intelligence officials believe a lopsided focus on offensive weapons and hacking tools has, for years, left American cyberdefense dangerously porous.

“We have had a train wreck coming,” said Mike McConnell, the former N.S.A. director and national intelligence director. “We should have ratcheted up the defense parts significantly.”

At the heart of the N.S.A. crisis is Tailored Access Operations, the group where Mr. Williams worked, which was absorbed last year into the agency’s new Directorate of Operations.

T.A.O.--the outdated name is still used informally--began years ago as a side project at the agency’s research and engineering building at Fort Meade. It was a cyber Skunk Works, akin to the special units that once built stealth aircraft and drones. As Washington’s need for hacking capabilities grew, T.A.O. expanded into a separate office park in Laurel, Md., with additional teams at facilities in Colorado, Georgia, Hawaii and Texas.

The hacking unit attracts many of the agency’s young stars, who like the thrill of internet break-ins in the name of national security, according to a dozen former government officials who agreed to describe its work on the condition of anonymity. T.A.O. analysts start with a shopping list of desired information and likely sources--say, a Chinese official’s home computer or a Russian oil company’s network. Much of T.A.O.’s work is labeled E.C.I., for “exceptionally controlled information,” material so sensitive it was initially stored only in safes. When the cumulative weight of the safes threatened the integrity of N.S.A.’s engineering building a few years ago, one agency veteran said, the rules were changed to allow locked file cabinets.

The more experienced T.A.O. operators devise ways to break into foreign networks; junior operators take over to extract information. Mr. Williams, 40, a former paramedic who served in military intelligence in the Army before joining the N.S.A., worked in T.A.O. from 2008 to 2013, which he described as an especially long tenure. He called the work “challenging and sometimes exciting.”

T.A.O. operators must constantly renew their arsenal to stay abreast of changing software and hardware, examining every Windows update and new iPhone for vulnerabilities. “The nature of the business is to move with the technology,” a former T.A.O. hacker said.

Long known mainly as an eavesdropping agency, the N.S.A. has embraced hacking as an especially productive way to spy on foreign targets. The intelligence collection is often automated, with malware implants--computer code designed to find material of interest--left sitting on the targeted system for months or even years, sending files back to the N.S.A.

The same implant can be used for many purposes: to steal documents, tap into email, subtly change data or become the launching pad for an attack. T.A.O.’s most public success was an operation against Iran called Olympic Games, in which implants in the network of the Natanz nuclear plant caused centrifuges enriching uranium to self-destruct. The T.A.O. was also critical to attacks on the Islamic State and North Korea.

It was this arsenal that the Shadow Brokers got hold of, and then began to release.

Like cops studying a burglar’s operating style and stash of stolen goods, N.S.A. analysts have tried to figure out what the Shadow Brokers took. None of the leaked files date from later than 2013--a relief to agency officials assessing the damage. But they include a large share of T.A.O.’s collection, including three so-called ops disks--T.A.O.’s term for tool kits--containing the software to bypass computer firewalls, penetrate Windows and break into the Linux systems most commonly used on Android phones.

Evidence shows that the Shadow Brokers obtained the entire tool kits intact, suggesting that an insider might have simply pocketed a thumb drive and walked out.

But other files obtained by the Shadow Brokers bore no relation to the ops disks and seem to have been grabbed at different times. Some were designed for a compromise by the N.S.A. of Swift, a global financial messaging system, allowing the agency to track bank transfers. There was a manual for an old system code-named UNITEDRAKE, used to attack Windows. There were PowerPoint presentations and other files not used in hacking, making it unlikely that the Shadow Brokers had simply grabbed tools left on the internet by sloppy N.S.A. hackers.

Some officials doubt that the Shadow Brokers got it all by hacking the most secure of American government agencies--hence the search for insiders. But some T.A.O. hackers think that skilled, persistent attackers might have been able to get through the N.S.A.’s defenses--because, as one put it, “I know we’ve done it to other countries.”

The Shadow Brokers have verbally attacked certain experts, including Mr. Williams. When he concluded from their Twitter hints that they knew about some of his hacks while at the N.S.A., he canceled a business trip to Singapore. The United States had named and criminally charged hackers from the intelligence agencies of China, Iran and Russia. He feared he could be similarly charged by a country he had targeted and arrested on an international warrant.

He has since resumed traveling abroad. But he says no one from the N.S.A. has contacted him about being singled out publicly by the Shadow Brokers.

“That feels like a betrayal,” he said. “I was targeted by the Shadow Brokers because of that work. I do not feel the government has my back.”

For decades after its creation in 1952, the N.S.A.--No Such Agency, in the old joke--was seen as all but leakproof. But since Mr. Snowden flew away with hundreds of thousands of documents in 2013, that notion has been shattered.

The Snowden trauma led to the investment of millions of dollars in new technology and tougher rules to counter what the government calls the insider threat. But N.S.A. employees say that with thousands of employees pouring in and out of the gates, and the ability to store a library’s worth of data in a device that can fit on a key ring, it is impossible to prevent people from walking out with secrets.

The agency has active investigations into at least three former N.S.A. employees or contractors. Two had worked for T.A.O.: a still publicly unidentified software developer secretly arrested after taking hacking tools home in 2015, only to have Russian hackers lift them from his home computer; and Harold T. Martin III, a contractor arrested last year when F.B.I. agents found his home, garden shed and car stuffed with sensitive agency documents and storage devices he had taken over many years when a work-at-home habit got out of control, his lawyers say. The third is Reality Winner, a young N.S.A. linguist arrested in June, who is charged with leaking to the news site The Intercept a single classified report on a Russian breach of an American election systems vendor.

Mr. Martin’s gargantuan collection of stolen files included much of what the Shadow Brokers have, and he has been scrutinized by investigators as a possible source for them. Officials say they do not believe he deliberately supplied the material, though they have examined whether he might have been targeted by thieves or hackers.

But according to former N.S.A. employees who are still in touch with active workers, investigators of the Shadow Brokers thefts are clearly worried that one or more leakers may still be inside the agency. Some T.A.O. employees have been asked to turn over their passports, take time off their jobs and submit to questioning. The small number of specialists who have worked both at T.A.O. and at the C.I.A. have come in for particular attention, out of concern that a single leaker might be responsible for both the Shadow Brokers and the C.I.A.’s Vault7 breaches.

Then there are the Shadow Brokers’ writings, which betray a seeming immersion in American culture. Last April, about the time Mr. Williams was discovering their inside knowledge of T.A.O. operations, the Shadow Brokers posted an appeal to President Trump: “Don’t Forget Your Base.” With the ease of a seasoned pundit, they tossed around details about Stephen K. Bannon, the president’s now departed adviser; the Freedom Caucus in Congress; the “deep state”; the Alien and Sedition Acts; and white privilege.

“TheShadowBrokers is wanting to see you succeed,” the post said, addressing Mr. Trump. “TheShadowBrokers is wanting America to be great again.”

The mole hunt is inevitably creating an atmosphere of suspicion and anxiety, former employees say. While the attraction of the N.S.A. for skilled operators is unique--nowhere else can they hack without getting into legal trouble--the boom in cybersecurity hiring by private companies gives T.A.O. veterans lucrative exit options.

Young T.A.O. hackers are lucky to make $80,000 a year, while those who leave routinely find jobs paying well over $100,000, security specialists say. For many workers, the appeal of the N.S.A’s mission has been more than enough to make up the difference. But over the past year, former T.A.O. employees say an increasing number of former colleagues have called them looking for private-sector work, including “graybeards” they thought would be N.S.A. lifers.

“Snowden killed morale,” another T.A.O. analyst said. “But at least we knew who he was. Now you have a situation where the agency is questioning people who have been 100 percent mission-oriented, telling them they’re liars.”

Because the N.S.A. hacking unit has grown so rapidly over the past decade, the pool of potential leakers has expanded into the hundreds. Trust has eroded as anyone who had access to the leaked code is regarded as the potential culprit.

Some agency veterans have seen projects they worked on for a decade shut down because implants they relied on were dumped online by the Shadow Brokers. The number of new operations has declined because the malware tools must be rebuilt. And no end is in sight.

“How much longer are the releases going to come?” a former T.A.O. employee asked. “The agency doesn’t know how to stop it--or even what ‘it’ is.”

#NSA leaks #TAO #Tailored Access Operations #Shadow Brokers #NSA hacking tools

3 notes · View notes