#Auto Leasing Companies

[evleasing]

How EV Leasing Companies in India Help You Save on Operational Costs

Electric vehicles (EVs) have revolutionized the automobile industry, especially in India, where sustainability and cost-efficiency are gaining prominence. EV Leasing Companies in India are helping businesses and individuals save significantly on operational costs. With a leasing model that minimizes high upfront costs and maintenance hassles, the EV industry is rapidly becoming a cornerstone of India’s green mobility future.

What Is EV Leasing?

EV leasing allows businesses or individuals to use an electric vehicle without owning it. Instead of purchasing, lessees pay a fixed monthly fee over a contract period. Leasing typically includes benefits like maintenance, insurance, and sometimes even access to charging infrastructure.

Difference Between Leasing and Buying: Leasing eliminates ownership responsibilities while buying incurs high initial costs and long-term depreciation.

Why Leasing Wins: Cost-effective, scalable, and hassle-free for businesses and individuals.

How EV Leasing Works

The leasing process involves selecting a vehicle, signing a lease agreement, and paying periodic fees for its use. Leasing companies handle maintenance and servicing, ensuring a seamless experience.

Key steps:

Choose a Leasing Company: Partner with an established EV leasing provider like Alt Mobility.

Select a Vehicle: Popular options include 4-wheeler electric cars like the Tata Nexon EV or MG ZS EV.

Sign a Lease: Contracts typically range from 2–5 years.

Access Services: Maintenance, insurance, and charging support are usually included.

Benefits of EV Leasing

Cost Savings: Reduced maintenance and fuel costs compared to traditional internal combustion engine vehicles.

Lower Upfront Investment: Avoid the financial burden of outright purchases.

Sustainability Benefits: Drive green while enjoying lower operational costs.

EV Leasing Companies in India

India’s EV leasing ecosystem is vibrant, featuring companies like:

Alt Mobility: Focused on corporate fleets with comprehensive cost-saving solutions.

Lithium Urban Technologies: Known for EV fleet management.

Redfin: A tech-based approach to EV financing.

Each company offers unique value propositions, catering to different market needs.

Vehicle Leasing Services in India

Leasing services in India encompass:

Commercial Vehicles: Ideal for delivery businesses.

Electric 4-Wheelers: Popular for personal and corporate use.

Subscription-Based Models: Short-term leasing options for flexibility.

The Role of EV Leasing in Sustainability

EV leasing promotes green mobility by making EVs accessible. Leasing reduces carbon emissions and supports businesses in meeting environmental goals.

Challenges in EV Leasing

Despite its benefits, EV leasing in India faces challenges such as:

Need for more charging infrastructure.

Limited awareness among small businesses.

High upfront costs of EV technology impacting lease pricing.

Electric Vehicle 4-Wheeler Leasing Market

The EV 4-wheeler market in India is booming. Models like the Tata Nexon EV and Hyundai Kona Electric dominate, offering excellent range and reliability. Leasing these models ensures cost savings and cutting-edge technology.

Corporate Auto Leasing Services

For companies leasing fleets:

Reduces capital expenditure.

Offers employee perks like affordable commuting.

Supports CSR initiatives by cutting emissions.

Key Features to Look for in EV Leasing Companies

When selecting a provider, prioritize:

Transparent pricing.

Inclusive maintenance packages.

Charging network support.

Alt Mobility: Leading EV Leasing Provider in India

Alt Mobility simplifies EV adoption with:

Comprehensive leasing packages.

Maintenance and insurance coverage.

Strategic partnerships for cost-effective charging.

Comparing EV Leasing with Traditional Vehicle Leasing

EV leasing has clear advantages:

Cost: EVs have lower running and maintenance costs.

Efficiency: Superior performance and eco-friendliness.

Future-Proofing: Aligned with global sustainability goals.

Government Policies and Incentives Supporting EV Leasing

Government initiatives like FAME II and state-level subsidies reduce leasing costs, encouraging EV adoption. Tax exemptions further incentivize businesses to lease EVs.

FAQs About EV Leasing in India

What is included in an EV lease?

Most leases include insurance, maintenance, and access to charging networks.

Are EVs cheaper to lease than traditional vehicles?

Yes, EVs offer long-term savings on fuel and maintenance.

Which EV brands are available for leasing?

Tata, Hyundai, and MG offer popular options.

Is EV leasing available for small businesses?

Yes, many companies provide flexible plans for SMEs.

How does EV leasing support sustainability?

By reducing emissions and promoting renewable energy.

What happens at the end of a lease?

Lessees can return, renew, or purchase the vehicle.

Conclusion

EV leasing is a game-changer for businesses and individuals aiming to save on operational costs while embracing sustainability. Alt Mobility is a reliable partner for EV Leasing in India, offering tailored services to meet diverse needs.

Get In Touch 

sales@alt-mobility.com

9999303854

[asmitasinghseo]

Maximising Financial Efficiency with Corporate Vehicle Leasing

Corporate vehicle leasing is a strategic financial decision that provides substantial economic advantages for businesses that are managing fleet needs. This option reduces initial capital expenditure, streamlines tax management, and enhances cash flow efficiency. This article explores why leasing vehicles, such as vehicle leasing services in Delhi, might benefit more than purchasing them outright, particularly for corporate fleets.

Financial Advantages of Leasing Over Buying

When businesses opt to lease rather than buy, they sidestep the hefty upfront costs of purchasing new vehicles. Leasing eliminates the need for large capital outlays and converts a capital expense into an operational expense. This shift can free up capital companies can allocate to other critical business areas, such as expansion, R&D, or increasing operational capacities.

By not tying up funds in depreciating assets like vehicles, companies maintain liquidity and financial flexibility, which is crucial for small to medium-sized enterprises (SMEs) and startups with tighter capital constraints.

Reducing Capital Expenditure Through Leasing

The cost of acquiring a fleet of vehicles can be substantial. Leasing significantly reduces this burden by spreading the cost over a period, typically the lease term. This payment structure avoids a significant one-time expense and incurs a manageable monthly fee.

Furthermore, leasing companies often handle the maintenance and repair services, reducing unexpected outlays that typically accompany vehicle ownership.

The predictable nature of leasing expenses simplifies budget planning and improves overall cash flow management. By conserving capital and minimising unpredictable expenses, businesses can better navigate financial planning and strategically allocate resources.

Tax Benefits and Accounting Advantages of Leasing

From a taxation perspective, leasing offers distinct advantages. Lease payments can often be deducted as business expenses, reducing the net cost of leasing the vehicle. This aspect of leasing is particularly attractive as it directly impacts and reduces taxable income. Moreover, leased vehicles are not assets on the company’s balance sheet. This off-balance-sheet financing does not increase the company’s debt liabilities, thus bettering financial ratios and potentially making the company more attractive to investors and lenders.

In addition, the accounting simplicity of handling lease payments — as regular operational expenses — simplifies the company's financial management. This accounting treatment contrasts with purchasing, where the asset must be depreciated over several years, complicating financial statements and potentially impacting financial indicators like return on assets.

Enhancing Fleet Management and Operational Efficiency

Leasing not only assists in financial management but also enhances fleet operations. Companies can regularly upgrade their fleets with the latest models that offer better fuel efficiency and technological advancements. This renewal process ensures businesses can leverage modern vehicles that reflect well on the corporate image and comply with evolving environmental regulations.

Moreover, many leasing agreements include fleet management services as an option. These services can provide vehicle tracking, maintenance management, fuel management, and comprehensive reporting to help businesses optimise vehicle usage and reduce overall fleet costs.

Navigating Lease Agreements: Key Considerations for Businesses

Understanding the terms and conditions of lease agreements is crucial for maximising the benefits of corporate vehicle leasing. This section will explore key considerations businesses should be aware of before entering into a leasing contract.

Understanding Lease Terms and Conditions

Before committing to a lease, businesses should thoroughly understand the terms. This includes the length of the lease period, monthly payment obligations, and the terms regarding early termination or lease extension. Companies should also be aware of the conditions regarding vehicle return standards to avoid end-of-lease charges for excessive wear and tear.

Mileage Limits and Penalties

Most lease agreements include mileage restrictions, which can significantly impact costs if exceeded. Businesses should assess their average vehicle usage carefully to choose a lease that aligns with their needs without incurring extra charges. Negotiating higher mileage limits upfront might be more cost-effective than paying high per-mile penalties at the end of the lease.

Customisation and Restriction Clauses

Leased vehicles often cannot be modified without permission. Businesses that require vehicle customisation to support operational needs must discuss these requirements with the lessor before signing the agreement. Understanding these restrictions helps ensure that leased vehicles can be effectively integrated into the company’s operations without breaching the lease terms.

Final Thoughts

Corporate vehicle leasing offers multiple financial efficiencies to help businesses manage their resources better. By reducing initial capital expenditure, offering significant tax and accounting advantages, and enabling better fleet management, leasing emerges as a prudent choice for businesses aiming to optimise their operational budgets.

Companies, such as corporate vehicle leasing companies in India, considering their options in fleet management, should weigh these benefits carefully. Leasing provides financial relief and aligns with strategic planning for growth and efficiency. As businesses look towards sustainable growth paths, embracing a leasing strategy could be key to maintaining financial health and operational agility.

[smasautoleasingindia]

Affordable Vehicle Leasing Company in Delhi | SMAS Auto Leasing India

Looking for a reliable vehicle leasing company in Delhi? SMAS Auto Leasing India offers affordable and flexible vehicle leasing solutions tailored to your needs. Choose from a wide range of cars and enjoy hassle-free leasing with exceptional customer service. Contact SMAS Auto Leasing India, the premier vehicle leasing company in Delhi, and drive your dream car today!

[jakesweeneymazda]

Jake Sweeney Mazda, you'll find an expansive inventory of Mazda vehicles that showcases the brand's commitment to craftsmanship and driving pleasure. From sleek sedans to versatile SUVs, they have a wide range of Mazda models to suit different lifestyles and preferences. Visit the website at www.jakesweeneymazda.com or stop by the dealership to discover why Jake Sweeney Mazda is the trusted choice for Mazda vehicles. 

[its-all-business]

Best Car Leasing Companies In India

Owning a vehicle is the most common method of obtaining a car for daily commuting. However, as the market changes, there are other alternatives to owning a vehicle, one of which is leasing a vehicle from a car leasing firm. If you are not prepared to invest a large sum of money in a brand new vehicle, car leasing is an excellent option.

1. ALD Automotive Pvt. Ltd.

ALD Automotive provides business vehicle leasing and mobility solutions that fit your company's needs under the guidance of Suvajit Karmakar. Plus, they give their employees lots of perks, like tax breaks, pay-as-you-go, and quick upgrades.

Also Read: Top 5 Car Leasing Companies In India

2. Poonawalla Fincorp

Are you looking for an all-in-one auto leasing company? If so, you've come to the right place! From small businesses to big ones who want to add cars to their fleets for business or employee perks, Poonawalla Fincorp is a great choice. The company is run by Abhay Bhutada, the Managing Director and it recently got the CRISIL AAA rating.

Also Read: Financial Planning Tips For Small Business Owners

3. Avis Lease

Avis Lease is one of the most innovative car rental companies in the world. With over 16 years of experience, Avis Lease has established itself as one of the most trusted car rental and leasing companies in India. Avis Lease provides high-quality, reliable, and transparent car rental and leasing services to individuals and corporate clients in India. We offer short-term as well as long-term transportation solutions.

4. ORIX

Started in 1995, OAIS is a subsidiary of ORIX Corporation, which is a Japanese company. With Sandeep Gambhir as its MD, the company is a leader in leasing and transportation in India, providing clients with innovative solutions to help them reach their goals.

Summing Up

The four best car leasing companies in India are listed above. If you are looking to lease a vehicle, these companies should be your first choice.

[mostlysignssomeportents]

Cars bricked by bankrupt EV company will stay bricked

On OCTOBER 23 at 7PM, I'll be in DECATUR, presenting my novel THE BEZZLE at EAGLE EYE BOOKS.

There are few phrases in the modern lexicon more accursed than "software-based car," and yet, this is how the failed EV maker Fisker billed its products, which retailed for $40-70k in the few short years before the company collapsed, shut down its servers, and degraded all those "software-based cars":

https://insideevs.com/news/723669/fisker-inc-bankruptcy-chapter-11-official/

Fisker billed itself as a "capital light" manufacturer, meaning that it didn't particularly make anything – rather, it "designed" cars that other companies built, allowing Fisker to focus on "experience," which is where the "software-based car" comes in. Virtually every subsystem in a Fisker car needs (or rather, needed) to periodically connect with its servers, either for regular operations or diagnostics and repair, creating frequent problems with brakes, airbags, shifting, battery management, locking and unlocking the doors:

https://www.businessinsider.com/fisker-owners-worry-about-vehicles-working-bankruptcy-2024-4

Since Fisker's bankruptcy, people with even minor problems with their Fisker EVs have found themselves owning expensive, inert lumps of conflict minerals and auto-loan debt; as one Fisker owner described it, "It's literally a lawn ornament right now":

https://www.businessinsider.com/fisker-owners-describe-chaos-to-keep-cars-running-after-bankruptcy-2024-7

This is, in many ways, typical Internet-of-Shit nonsense, but it's compounded by Fisker's capital light, all-outsource model, which led to extremely unreliable vehicles that have been plagued by recalls. The bankrupt company has proposed that vehicle owners should have to pay cash for these recalls, in order to reserve the company's capital for its creditors – a plan that is clearly illegal:

https://www.veritaglobal.net/fisker/document/2411390241007000000000005

This isn't even the first time Fisker has done this! Ten years ago, founder Henrik Fisker started another EV company called Fisker Automotive, which went bankrupt in 2014, leaving the company's "Karma" (no, really) long-range EVs (which were unreliable and prone to bursting into flames) in limbo:

https://en.wikipedia.org/wiki/Fisker_Karma

Which raises the question: why did investors reward Fisker's initial incompetence by piling in for a second attempt? I think the answer lies in the very factor that has made Fisker's failure so hard on its customers: the "software-based car." Investors love the sound of a "software-based car" because they understand that a gadget that is connected to the cloud is ripe for rent-extraction, because with software comes a bundle of "IP rights" that let the company control its customers, critics and competitors:

https://locusmag.com/2020/09/cory-doctorow-ip/

A "software-based car" gets to mobilize the state to enforce its "IP," which allows it to force its customers to use authorized mechanics (who can, in turn, be price-gouged for licensing and diagnostic tools). "IP" can be used to shut down manufacturers of third party parts. "IP" allows manufacturers to revoke features that came with your car and charge you a monthly subscription fee for them. All sorts of features can be sold as downloadable content, and clawed back when title to the car changes hands, so that the new owners have to buy them again. "Software based cars" are easier to repo, making them perfect for the subprime auto-lending industry. And of course, "software-based cars" can gather much more surveillance data on drivers, which can be sold to sleazy, unregulated data-brokers:

https://pluralistic.net/2023/07/24/rent-to-pwn/#kitt-is-a-demon

Unsurprisingly, there's a large number of Fisker cars that never sold, which the bankruptcy estate is seeking a buyer for. For a minute there, it looked like they'd found one: American Lease, which was looking to acquire the deadstock Fiskers for use as leased fleet cars. But now that deal seems dead, because no one can figure out how to restart Fisker's servers, and these vehicles are bricks without server access:

https://techcrunch.com/2024/10/08/fisker-bankruptcy-hits-major-speed-bump-as-fleet-sale-is-now-in-question/

It's hard to say why the company's servers are so intransigent, but there's a clue in the chaotic way that the company wound down its affairs. The company's final days sound like a scene from the last days of the German Democratic Republic, with apparats from the failing state charging about in chaos, without any plans for keeping things running:

https://www.washingtonpost.com/opinions/2023/03/07/east-germany-stasi-surveillance-documents/

As it imploded, Fisker cycled through a string of Chief Financial officers, losing track of millions of dollars at a time:

https://techcrunch.com/2024/05/31/fisker-collapse-investigation-ev-ocean-suv-henrik-geeta/

When Fisker's landlord regained possession of its HQ, they found "complete disarray," including improperly stored drums of toxic waste:

https://techcrunch.com/2024/10/05/fiskers-hq-abandoned-in-complete-disarray-with-apparent-hazardous-waste-clay-models-left-behind/

And while Fisker's implosion is particularly messy, the fact that it landed in bankruptcy is entirely unexceptional. Most businesses fail (eventually) and most startups fail (quickly). Despite this, businesses – even those in heavily regulated sectors like automotive regulation – are allowed to design products and undertake operations that are not designed to outlast the (likely short-lived) company.

After the 2008 crisis and the collapse of financial institutions like Lehman Brothers, finance regulators acquired a renewed interest in succession planning. Lehman consisted of over 6,000 separate corporate entities, each one representing a bid to evade regulation and/or taxation. Unwinding that complex hairball took years, during which the entities that entrusted Lehman with their funds – pensions, charitable institutions, etc – were unable to access their money.

To avoid repeats of this catastrophe, regulators began to insist that banks produce "living wills" – plans for unwinding their affairs in the event of catastrophe. They had to undertake "stress tests" that simulated a wind-down as planned, both to make sure the plan worked and to estimate how long it would take to execute. Then banks were required to set aside sufficient capital to keep the lights on while the plan ran on.

This regulation has been indifferently enforced. Banks spent the intervening years insisting that they are capable of prudently self-regulating without all this interference, something they continue to insist upon even after the Silicon Valley Bank collapse:

https://pluralistic.net/2023/03/15/mon-dieu-les-guillotines/#ceci-nes-pas-une-bailout

The fact that the rules haven't been enforced tells us nothing about whether the rules would work if they were enforced. A string of high-profile bankruptcies of companies who had no succession plans and whose collapse stands to materially harm large numbers of people tells us that something has to be done about this.

Take 23andme, the creepy genomics company that enticed millions of people into sending them their genetic material (even if you aren't a 23andme customer, they probably have most of your genome, thanks to relatives who sent in cheek-swabs). 23andme is now bankrupt, and its bankruptcy estate is shopping for a buyer who'd like to commercially exploit all that juicy genetic data, even if that is to the detriment of the people it came from. What's more, the bankruptcy estate is refusing to destroy samples from people who want to opt out of this future sale:

https://bourniquelaw.com/2024/10/09/data-23-and-me/

On a smaller scale, there's Juicebox, a company that makes EV chargers, who are exiting the North American market and shutting down their servers, killing the advanced functionality that customers paid extra for when they chose a Juicebox product:

https://www.theverge.com/2024/10/2/24260316/juicebox-ev-chargers-enel-x-way-closing-discontinued-app

I actually owned a Juicebox, which ultimately caught fire and melted down, either due to a manufacturing defect or to the criminal ineptitude of Treeium, the worst solar installers in Southern California (or both):

https://pluralistic.net/2024/01/27/here-comes-the-sun-king/#sign-here

Projects like Juice Rescue are trying to reverse-engineer the Juicebox server infrastructure and build an alternative:

https://juice-rescue.org/

This would be much simpler if Juicebox's manufacturer, Enel X Way, had been required to file a living will that explained how its customers would go on enjoying their property when and if the company discontinued support, exited the market, or went bankrupt.

That might be a big lift for every little tech startup (though it would be superior than trying to get justice after the company fails). But in regulated sectors like automotive manufacture or genomic analysis, a regulation that says, "Either design your products and services to fail safely, or escrow enough cash to keep the lights on for the duration of an orderly wind-down in the event that you shut down" would be perfectly reasonable. Companies could make "software based cars" but the more "software based" the car was, the more funds they'd have to escrow to transition their servers when they shut down (and the lest capital they'd have to build the car).

Such a rule should be in addition to more muscular rules simply banning the most abusive practices, like the Oregon state Right to Repair bill, which bans the "parts pairing" that makes repairing a Fisker car so onerous:

https://www.theverge.com/2024/3/27/24097042/right-to-repair-law-oregon-sb1596-parts-pairing-tina-kotek-signed

Or the Illinois state biometric privacy law, which strictly limits the use of the kind of genomic data that 23andme collected:

https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=3004

Failing to take action on these abusive practices is dangerous – and not just to the people who get burned by them. Every time a genomics research project turns into a privacy nightmare, that salts the earth for future medical research, making it much harder to conduct population-scale research, which can be carried out in privacy-preserving ways, and which pays huge scientific dividends that we all benefit from:

https://pluralistic.net/2022/10/01/the-palantir-will-see-you-now/#public-private-partnership

Just as Fisker's outrageous ripoff will make life harder for good cleantech companies:

https://pluralistic.net/2024/06/26/unplanned-obsolescence/#better-micetraps

If people are convinced that new, climate-friendly tech is a cesspool of grift and extraction, it will punish those firms that are making routine, breathtaking, exciting (and extremely vital) breakthroughs:

https://www.euronews.com/green/2024/10/08/norways-national-football-stadium-has-the-worlds-largest-vertical-solar-roof-how-does-it-w

Tor Books as just published two new, free LITTLE BROTHER stories: VIGILANT, about creepy surveillance in distance education; and SPILL, about oil pipelines and indigenous landback.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/10/10/software-based-car/#based

[dertaglichedan]

EV Disaster: Fisker, Once Promoted by Joe Biden, Hits Bankruptcy Snag

Troubled electric vehicle company Fisker’s Chapter 11 bankruptcy proceedings have encountered a significant obstacle, as American Lease, the company set to purchase Fisker’s remaining fleet of SUVs, may back out of the deal due to technical issues.

TechCrunch reports that Fisker’s Chapter 11 bankruptcy process has hit a major snag. American Lease, a New York-based leasing company that agreed to purchase Fisker’s remaining fleet of over 3,000 electric Ocean SUVs, has filed an emergency objection to the liquidation plan. The objection stems from Fisker’s revelation that it may be unable to transfer crucial vehicle information to a new server not owned by the bankrupt company.

The purchase agreement between Fisker and American Lease, approved in July, has been a lifeline for the struggling EV startup. American Lease has already paid “tens of millions of dollars” to Fisker, enabling the company to fund its bankruptcy proceedings and settle debts. The funds have also been crucial in preparing Fisker to liquidate approximately $1 billion in assets that were previously under the control of an insolvent Austrian subsidiary.

Breitbart News previously reported on Joe Biden’s cozy relationship with Fisker:

In 2009, Biden promised that $529 million in new Department of Energy loan guarantees to Fisker Automotive to produce electric cars in Delaware would provide “billions of dollars in good, new jobs.” Four years later, Fisker filed for bankruptcy — without producing a single car in the U.S. As Breitbart News reported at the time, Fisker was granted the loan guarantees to produce a hybrid sports car called the “Karma” for the luxury auto market, with a price of $103,000. High-profile political figures lobbied for the deal. Fisker filed for bankruptcy failed in 2013 and taxpayers lost $139 million on the venture. Republicans noted: “The jobs that were promised never materialized and once again tax payers are on the hook for the administration’s reckless gamble.” Along with failed solar panel manufacturer Solyndra, Fisker was one of the highest-profile failures of the stimulus, which Biden oversaw, and which he has touted on the campaign trail as proof of his ability to handle America’s economic recovery.

[gutwrenchflowerbomb]

I am so over everything right now. I don’t post a ton of personal and real life shit on here but the last few things have been about this goddamn house I rented and the idiot, lazy slum lord flipper who owns it and the fact that there’s so much wrong with it. The last post about it was talking about the slow realization that I had a water leak which was leading to mold and drain flies and shit.

Well, I just got back home after a week of being ousted because they had to demolish part of it and treat the mold and then restore the damage etc.

And I have let the frustration and anger build and finally wrote an email to the property management company about it. So if you wanna read about it the bullshit I’ve had to deal with since August 1st, look under the cut. I’m waiting for a response because of course I sent it and got an auto reply about how they are out of the office after 3pm on Fridays.

I am writing this email in regards to the property at 549 Dresden and the issues there in the past 4 months that I’ve been a tenant. I’ve got a document with every single date and correspondence that I’ve had to initiate over problems at the house. So far, I’ve tried to be understanding and patient and haven’t asked for any concessions but at this point I feel it’s warranted.

As of right now, I have not been able to occupy my house because of the mold issue for 7 days. I was just messaged at 2pm by ServPro that everything was finished. On top of having to find a place to stay during that time, I’ve also lost out on revenue as I have a small business in addition to my main job that I haven’t been able to conduct because I can’t be home. Not to mention the food I’m going to have to toss because it’s been a week (not withstanding that fact that when I did get to the house Friday afternoon to pack a bag to go stay somewhere else, the fridge had been unplugged by Servpro. I have no clue how long it was unplugged and will have to toss EVERYTHING). Plus, I’m going to have disinfect and deep clean all of my clothing, bedding and furniture - basically anything that wasn’t secured in a box or tote.

Adding this to the fact that prior to this I wasn’t able to actually use my shower without the flooding for at least a week before - the leak, although not visible and tangible as it was towards the end with the puddling - was the reason for the insect infestation starting early October. I have the receipt for the UV light I purchased to try and combat it on Oct 12. I also have text messages between myself and loved ones where I discuss the flies and the fact that I was feeling so sick and fatigued and couldn’t understand why. Now after speaking to my doctor, the mold issue was almost certain to be an exacerbating factor if not the sole one.

When I signed the lease I had to email because the place had not been cleaned. While I appreciate the quickness that a crew was sent out to vacuum and clean all the dead flies etc, when I actually was able to move my belongings a few days later, I realized the AC wasn’t working. While trying to determine that I had found the dead mouse. Again, maintenance came to clean that. But from that point it was another TWENTY days I had to wait until the HVAC was rectified - in this case it had to be completely replaced including the units themselves and all the duct work. During those 20 days, nearly all of August the hottest month of year, I had to spend like $80 of my own money to buy fans just to make it sort of tolerable. When I asked the inspector the damage was from mice, he said no. It was just from age and no one maintaining it.

I cannot help but believe this all to be due to negligence at this point. When was this house last properly inspected? I know it was empty for several months based on the info I gathered from Zillow. If it had been inspected properly the mouse, the broken AC and the water damage would have almost definitely be found.

I think with all of this, I am more than entitled to having my rent waived for two months, December and January. If you add the time from August I had no AC, having to buy fans, the weeks of dealing with bugs leading to not having a way to shower to having to be out of the house completely for a week (which your company/the owner would have had to pay for me to be at a hotel but luckily I had someone I could stay with), the health issues it caused, the stress, loss of potential income and the loss of food would probably add up to more than the $2000 two months of rent would cost.

Despite the circumstances and the stress, I do like the house and the area and prefer not to move. When the AC issue was seemingly going to be rejected by the owner, I had to pull out the “Uniform Residential Landlord and Tenant Act” for Louisville Metro to ascertain my rights. I was more than prepared to use any and all legal resources then and will do the same now if I have to, but I wish to remain on good terms with the company and the landlord.

[dailyanarchistposts]

Special thanks goes out to Co-op America, and responsibleshopper.org, whose publications aided in the research of this chapter.]

Section I: Abuse of the Consumer (Modern)

Abbott Laboratories sold genetically engineered baby food in the Indian Market — the food had not medical approval and many instances of genetically engineered foods have included the illness and fatalities of many. [663] Customers in the Cincinnati area are charged 57% more for Delta Airlines flights than any other region. [664] Disney is opposed to any legislation that would regulate the safety of amusement park rides. [665] Mitsubishi admitted to “systematically concealing defects and avoiding the recall of thousands of vehicles over the past two decades.” [666] In the early 1990’s, Archer Daniels Midland had engaged in a price-fixing scheme for additives in animal feed. [667] ConAgra, Ortho Pharmaceutical Corporation, and Warner-Lambert Co. were named top 100 corporate criminals of the 1990’s, whose fraud allegations have resulted in fines exceeding millions. [668] In April of 1996, security guards were stopping many of its customers — later it would be confirmed that all African American customers were followed and treated as suspects [669] General Motors and Honda Motors were two of five auto makers to pay $1.9 million in fines because of hiding lease terms in contracts. [670] Mazda Motors paid over five million total for confusing leasing promotions in 1997. [671] Quaker State advertised that its engine treatment oil reduced engine wear, but such claims were unproven. [672] In 1998, American Airlines was discovered to have 51 violations of FAA rules to protect its customers. [673] In one year, three people were killed by falling merchandise at Home Depot. [674] Monsanto’s genetically engineered growth hormone (rBGH) has been shown to increase prostate cancer in males. [675] In 1998, Owens-Corning was responsible for 176,000 asbestos poisoning cases. [676] In 1998, three African-Americans at a Shoney’s restaurant were harassed, intimidated, and finally the store refused to serve them. [677] In August of 1998, more than 10 safety violations were found with Continental Airlines. [678]

USAirways uses pesticide regularly on its flights, even though scientists believe that it could threaten the health of passengers. [679] Montsanto’s director told The Now York Times: “Monsanto should not have to vouchsafe the safety of biotech food. Our interest is in selling as much of it as possible. Assuring its safety is the FDA’s job.” [680] In 1998, two white Eddie Bauer security guards told a black teen to remove his shirt and told him to go home shirtless to get a receipt for the shirt. [681] The Federal Trade Commission and Justice Department are investigating Citigroup for use of deceptive lending terms and high fees that strip away equity. [682] A court ruled that General Electric Company was “deceptive” when selling dishwashers in 1999 that had a fire hazard. [683] Smurfit-Stone Container Corp. has produced faulty siding for homes that would prematurely fail, so as to get a returning customer. In a lawsuit, it may have to pay over $20 million. [684] In January of 1999, 7,000 customers of Northwest Airlines were subjected to 11 hours of waiting, with overflowing toilets and lack of food. [685] It has been concluded by the National Highway Traffic Safety Administration that as of May 1, of 1999, air bags used by DaimlerChrysler had killed 76 children and saved none. [686] In June of 1999, two minority women at a Dillard’s store were searched for stolen merchandise, only to find receipts for everything. They were detained for another hour and issued citations for fabricated offenses, and then charged with criminal trespassing. The same thing has happened in previous years of minority customers being detained and accused of shoplifting. [687] Toyota hes released 2.2 million vehicles to customers with faulty pollution-detection systems. [688] Delta Airlines was fined $77,000 by the Federal Aviation Administration for failing to adhere to safety regulations. [689] Investors of Fruit of the Loom, between September of 1998 and November of 1999, were issued false and misleading statements, artificially inflating the price of the stock. [690]

In October of 1999, Abbott Laboratories sells Prevacid, an ulcer medication, for $393 for a standard dosage. [691] When an independent pharmacy in New York City closed, it sold its customers records to CVS and other corporations — violating the privacy of hundreds. [692] In December of 1999, K-B Toys refused to accept personal checks from black customers, but accepted them from white customers. [693] Federated Department Stores has store aisles that are 17 inches wide, disallowing customers with wheelchairs. [694] In 1999, Toys ‘R’ Us was employing over 300 employees aged 14 and 15, at 19 stores, working longer hours and late in the night, violating labor law. [695] In 2002, Amazon.com used spyware to steal personal information about its customers. [696] Bank One settled a class action case for issuing improper late fees and interest rate increases, as well as lying about its financial status to investors. [697] Ford Motors knew of at least 35 deaths and 130 injuries relating to its tires without taking any action. [698] Kmart in 2000 decided to eliminate the sale of mouth toys containing phthalates (“Some phthalates cause liver cancer, kidney damage and reproductive system impairment in animals.”), but no other dangerous chemicals. [699] In early 2000, Rite Aid did not allow their ATM machines accessible to disable customers. [700] Toys R Us promised that it could deliver toys by Christmas in 2000, but knew it could not deliver its promises. [701] Tyson Fresh Meats was found guilty of stealing C&F Packing Company’s secret process for making pre-cooked Italian sausage pizza topping, and then undercut C&F’s prices. [702] In February of 2000, Black & Decker failed to inform the public about potential fire hazards from one of its toaster models. [703]

In March of 2000, the presence of lead was found in Johnson & Johnson baby powders. Lead is capable of causing psychological problems. [704] In March of 2000, KBToys refused to take checks from African-Americans. [705] Sanyo Electric Co. released over 10,000 solar cell systems that were faulty and inefficient. [706] Wyeth Corporation recently was prosecuted by many of its customers for the diet drug fen-phen, which caused destroyed heart valves and strokes. [707] In May of 2000, Continental Airlines hiked up its fares during a time of record profits. [708] Northwest Airlines shipped a container of compressed hydrogen, which could have destroyed the plane and its private passengers. [709] In 2000 of June, American Airlines failed to make fulfill security regulations. [710] The US FDA seized syringes by Abbott Laboratories for failing to meet up production standards. [711] MCI Worldcom in June of 2000 changed their customer’s long-distance plans without their permission. [712] In June of 2000, Sprint misled customers about fine-print restrictions and add-costs. [713] In July of 2000, Qwest Communications paid $1.5 million for changing their customers long distance service without their permission. [714] 21 reported traffic deaths in August of 2000 were linked to the Ford Motor tires. [715] Alltel has overcharged customers between $130 million and $140 million since 1996. [716] Amazon.com uses a strategy called “dynamic pricing,” where they “gauges a shopper’s desire, measures his or her means, and charges that shopper accordingly.” [717] Amazon.com stated that it considers customer information an asset, and that it may potentially be sold. [718] In September of 2000, CVS shared the information of a Maryland couple and violated confidentiality laws. [719] Ford Motor’s engineers, safety officials, and board were aware of the faultiness of its ignition system that caused cars to shut down — resulting in deadly and other serious accidents. [720] MBNA Corp. placed misleading ads, saying that there was a charge of 6.9 percent for new credit card customers, whereas it was mostly 17.9 percent on new purchases. [721] PG&E passed $4.63 billion in profits to its parent company, but filed for bankruptcy, losing its investors all their money. [722]

In October of 2000, Humana (an HMO) offered its doctors incentives to steer patients away from using treatments. [723] MCI WorldCom has ripped off 5 million customers with surcharges of up to $88 million. [724] Owens-Corning filed bankruptcy because its asbestos-containing products damaged enough people, with a liability as high as $7 billion. [725] In 2000 of October, a woman died after a Rite Aid pharmacist erroneously doubled her prescription. [726] In that same month, Rite Aid overcharged 29,000 uninsured customers of up to $500,000. [727] Wyeth Corporation had repeatedly violated manufacturing standards at two of its drug factories. [728] Wyeth Corporation, in that same month, had to pay $4.7 billion to consumers for the fen-phen drug combination, which resulted in fatal heart valve damage and pulmonary hypertension. [729] In November of 2000, Abbott Laboratories failed to meet quality standards of hundreds of medical testing kits. [730] 6,500 trust account beneficiaries were cheated out of refunds owed to them by Bank of America, amounting to $35 million. [731] CIGNA and ACE breached their insurance contracts of up to $27 million in insurance premiums. [732] Goodyear Tire & Rubber knew about the failure of Firestone tires for over four years. [733] In November of 2000, Goodyear was linked to 15 deaths in accidents with their tires. [734] Morgan Stanley Dean Whitter mislead its investors into losing $65 million. [735] Three directors at Priceline.com used inside information to sell stock of the company, profiting up to $247 million. [736] Tens of thousands of Californian customers were billed by Qwest Communications for services they never ordered, or had their long-distance service switched without their permission. [737] Rite Aid sells prescription drugs at a lower cost to those who have insurance. [738] Also in November of 2000, Rite Aid released misleading information that artificially inflated the company’s stock price, causing damages up to $200 million. [739]

In December of 2000, Gateway Inc. has misled investors about financial statements. [740] Rite Aid pharmacies offered discounts on cash-only prescriptions, but had added hidden charges. [741] In 2001, two ConAgra plants were halted because of health violations. Another ConAgra facility had the highest rate of salmonella of all turkey processors tested during 2001. [742] In 2001, Enron “cheating millions of investors out of billions of dollars.” [743] In 2001, a severed rat’s head in a McDonald’s hamburger was partially ingested by a nine-year old girl. [744] Mellon Financial Corp. was contracted by the IRS to do tax returns, but ended up destroying up to 71,257 tax returns, worth $1.2 billion. [745] In fall of 2000, Priceline.com and its key officers and directors omitted material information and disseminated false and misleading statements concerning the company’s financial condition. [746] Reebok uses PVC in its shoes, which can cause toxic dioxins. [747] Schering-Plough failed to tell its customers that its drug Claritin is only effective for about half of its users. [748] In January of 2001, Allstate discouraged people from hiring attorneys, violating consumer-protection law. [749] Disneyland was found at fault for an accident where a four-year-old boy was brain damaged by one of the rides. [750] Federated Department Stores had two of its black customers arrested for using a stolen credit card, though no evidence existed to prove this besides a $1,000 purchase. [751] International Forest Products Limited managed to use deceptive contract tactics to sidestep the government’s fees by $224 million. [752] Time Warner Inc. has sent magazines, books, CDs, etc., to hundreds of Florida consumers who never ordered them and then charged them for it. [753]

In February of 2001, lawsuits were filed against Aetna, CIGNA Corporation, and four other major HMOs, claiming that the company delayed payments, affecting healthcare of patients. [754] Bausch & Lomb conspired with American Optometric Association to force customers into buying replacement contact lenses, in 32 states. [755] One customer at Kmart was arguing about a rebate with a salesman when a security guard tackled him, and then beat him into unconsciousness. The security guard was promoted, even though he had attacked other customers. [756] Nike executives sold stock just before announcing poor earnings, resulting in the stock plunging. [757] PG&E executives sold stock before the company issued a bankruptcy warning that sent stocks into a decline. [758] Pharmacia Corporation in February of 2001 misled its customers about Celebrex, minimizing crucial risk information about the drug. [759] Clothing sold by Wal-Mart has shown a tendency to easily catch on fire; during a trial concerning this, the judge found the company “repeatedly concealed documents and witnesses.” [760] Wyeth Corporation has been using blood, fetal calf serum, and meat broth (high potential of mad cow disease) from cattle for over eight years, stopping in 2001. [761] In March of 2001, Chrysler bought back defective vehicles from customers, only to resell them. [762] Kmart sold a faulty pellet gun to a teenager, whose was brain damaged after he was accidentally shot in the head with it. [763] Schering-Plough is under investigation for causing an inflation in government reimbursed drugs, as well as shorting Medicaid payments. [764]

In April of 2001, CompUSA promoted product rebates without stating up front that customers had to sign up for three years of internet service. [765] Security guards who work for Dillard’s have routinely harassed and beaten black customers, leaving one person dead. News stations that carried the stories, such as CBS, had advertising funds pulled — while ABC and NBC didn’t cover the report and continued with Dillard’s advertising. [766] In April of 2001, a black woman was denied a free cologne sample from Dillard’s. [767] Federated Department Stores sold flammable children’s pajamas and robes. [768] Johnson & Johnson agreed to pay a settlement of $860 million, because the instructions on its contact lenses was to throw them away after one day, when they can be worn for two weeks. [769] In April of 2001, security guards for Rite Aid killed a woman who was trying to shoplift. [770] Wells Fargo & Co. realty website would only link shoppers to neighborhoods with the same income and racial makeup of the shopper’s current neighborhood. [771] Abbott Laboratories hiked up its prices and bribed doctors to prescribe Lupron Depot. [772] AstraZeneca cooperated with other companies to maintain unreasonably high prices for the breast cancer drug Tamoxifen. [773] Dillard’s was involved in the death of one man at its stores; the store claimed the man was psychotic, police came and handcuffed the man, and then witnesses claim to have seen the officers beat the handcuffed man who died two days later. [774] In May of 2001, Dillard’s was ordered to pay more than one million dollars by the courts, for detaining two minority women and accusing them of shoplifting. [775] Dow Chemical sold Dursban for home and garden use, when it was a proven hazardous substance. [776] In May 2001, a California state appeals court upheld the $26 million verdict against Ford Motor, whose Bronco II sport utility model has caused one man to become quadriplegic and unable to breathe without a ventilator. [777] In May of 2001, Hilton Hotels, Hyatt, Marriot International, Starwood Hotels & Resorts, and one other corporation added energy surcharges onto guests bills that weren’t apparent until guests were checking out. [778]

Cardura, a drug sold by Pfizer, has been linked to increased heart failure, but the company has issued no safety warning yet. [779] A 10 year-old boy died after taking Dimetapp. Wyeth Corporation failed to provide a warning that a key ingredient could be dangerous for children. [780] Abbott Laboratories had a patient undergo chemotherapy, a hysterectomy, and a partial lung removal after being diagnosed with cancer that she never had. “The doctors did not follow proper medical practice. A simple urine test would have prevented this tragedy,” said an Abbott spokeswoman. [781] In June of 2001, American Airlines was found in 197 instances that violated regulations for batteries and battery charger maintenance, for its emergency floor lights. [782] Circuit City refused to take rainchecks to customers for out-of-stock sale items that were advertised, violating a state consumer protection law. [783] In June of 2001, Eli Lilly sent out an e-mail message to 600 people, reminding them to take their dose of Prozac — each person received everyone else’s e-mail address, violating privacy. [784] In June of 2001, Mattel Inc. was fined for failing to report defects in its Power Wheels line of toys, causing fires and electrical failures. [785] Sara Lee Corp. plead guilty in June of 2001 to selling contaminated hot dugs and meats in 1998 — causing 100 illnesses, six miscarriages, and 15 deaths. [786] SBC Communications failed to meet standards in wholesale service to its rivals. [787] SBC Communications had to yank adds criticizing a rivals’ cable modem operations for slow service during peak hours, when its own service was equally susceptible to slowdowns. [788] Sony created a phony film critic to invent quotations to provide positive reviews for its Sony films. So-called moviegoers praising Son films in promotion ads were actually employees of Sony. [789] In June of 2001, Viacom made customers pay inflated fees for overdue rentals between 1992 and 2001. [790]

In July of 2001, American Airlines changed the rules to its frequent flier program once customers signed up by limiting seats. [791] A three-months pregnant woman shopping at Dillard’s was detained and strip-searched. No stolen items were found. [792] Interstate Bakeries produces bread made with bromate, a chemical that causes cancer in rats. [793] Microsoft Corporation’s Passport identification system allows the company to become a storehouse of personal data, being ripe for abuse. [794] Frito-Lay Inc. is trying to permanently seal records that show its snack foods were contaminated with toxic solvents. [795] In August of 2001, Aetna, Cigna, Emipire Blue Cross/Blue Shield, Excellus, Oxford, and United Health Care were being sued for engaging in illegal practices and routinely breaching the terms of contracts with physicians. [796] Limited Brands imported and sold flammable children’s sleepwear, having to recall 390,000 pajamas and 17,600 robes. [797] May Department Stores did not comply with American Disabilities Act. [798] A report obtained through the Freedom of Information Act revealed that Sara Lee knew it was shipping tainted hot dogs and deli meats. They were aware of increased levels of listeria before the listeriosis outbreak that killed 15. [799] United Airlines uses pesticides in the cabins of its planes, where some attendants developed rashes, and customers were potentially harmed. [800] In September of 2001, AstraZeneca was found to be pricing medications above the allowed maximum. [801] Merck advertised its drug Vioxx saying the company minimized potential risks, when a preliminary study indicated the drug caused an increased risk of heart attack and stroke. [802] Shortly after the Sept 11th terrorist attacks, Northwest Airlines forced four Arab-American men to leave a plane. [803] Verizon knowingly marked cell phones that exposed users to radiation. [804]

[bankingusa]

Fed bars former Santander Consumer executive over high-priced gifts

The Federal Reserve has banned a former Santander Consumer USA executive from the banking industry for improperly accepting high-priced gifts such as Super Bowl tickets and luxury hotel stays.

The former executive, Brent Huisman, “routinely solicited and accepted” gifts from auto auction companies that worked with Santander Consumer, the Fed said in an enforcement action made public Thursday. Huisman consented to the issuance of the order.

Huisman previously reached a settlement over the issue with Santander Consumer, which had sued him for accepting the gifts and for the misuse of confidential information. He had also agreed to pay $275,000 to Santander Consumer, the subprime U.S. auto lending affiliate of the Spanish banking giant Banco Santander.

Huisman accepted more than $1 million in gifts from auto auction companies, including Kentucky Derby tickets, first-class airfare and sponsorships for youth sports teams he coached, Dallas-based Santander Consumer said in its lawsuit.

Santander Consumer also alleged that Huisman and his wife used credit cards from an auction house that worked with Santander Consumer. The two used the cards to pay for sporting goods, airline tickets and a yacht rental in Cancun, the lawsuit said. The company said that it learned of the gifts after Huisman’s departure.

As the company’s senior director of asset remarketing, Huisman worked with auto auction companies to sell repossessed vehicles or cars that came off leasing arrangements.

He left Santander Consumer in June 2019, two months after asking staff to print confidential spreadsheets and presentations that contained company sales data and its fees with several vendors, the lawsuit said. He would later use those documents at an unnamed Santander Consumer competitor, according to the lawsuit.

The lawsuit said that Huisman’s conduct disrupted Santander Consumer’s business and harmed the company’s reputation and relationships with current and potential business partners.

Huisman’s lawyer did not respond to a request for comment. Santander Consumer declined to comment.

The Fed’s enforcement action prohibits Huisman from working for a bank without the central bank’s prior approval. Violations would open him up to further civil or criminal penalties.

[evleasing]

Why Choose EV Leasing Companies in India for Affordable Electric Vehicles

EV Leasing Companies in india

As electric vehicles (EVs) continue to revolutionize the automotive landscape, more people in India are exploring EV leasing options over outright purchases. EV leasing offers a cost-effective, flexible path to eco-friendly driving, allowing you to stay updated with the latest in electric mobility. In this blog, we’ll discuss why leasing might be the best choice for your EV journey, the top benefits, and what to consider when choosing a leasing company in India.

1. Understanding EV Leasing: What Makes It Unique?

Electric Vehicle Leasing works similarly to traditional car leasing but offers added flexibility. Leasing an EV provides access to the latest electric technology without the high upfront costs of purchasing. This can be especially beneficial as EV technology continues to evolve quickly, allowing users to stay current with battery improvements, charging speeds, and software updates.

By choosing an EV Leasing Company in India, you’re getting affordable, fixed monthly payments that fit your budget, all while benefiting from lower maintenance costs and fuel savings. Plus, there’s a range of financial incentives and tax benefits available for EV users in India, making leasing an even smarter choice.

2. Top Benefits of EV Leasing Companies in India

Working with a dedicated EV leasing company in India provides several advantages beyond financial flexibility:

Lower Upfront Costs: Leasing requires little to no down payment, making it more affordable.

Reduced Maintenance Worries: EV leasing companies often include maintenance services, so you don’t have to worry about battery or parts replacements.

Easier Access to the Latest EVs: With technology evolving so quickly, leasing gives you the freedom to upgrade to a newer model at the end of your lease term.

Environmental Impact: By choosing an EV, you’re contributing to reduced air pollution and helping India meet its environmental goals.

Many EV leasing Companies in India, like those in Delhi and Mumbai, are catering to a wide range of users—from individuals to businesses—making it easier for everyone to access the benefits of electric mobility.

3. Electric Vehicle Leasing vs. Traditional Car Leasing: What’s the Difference?

While traditional car leasing is popular, EV leasing offers unique benefits specific to electric vehicles. Unlike gas-powered cars, EVs require minimal maintenance, saving you on typical wear-and-tear costs. Additionally, EV leasing includes reduced expenses on fuel and access to government rebates for electric cars, which lowers overall costs even more.

4. Navigating EV Leasing Options: From Delhi to Pan-India Services

India’s EV leasing market is expanding rapidly, particularly in cities like Delhi, which is a major hub for electric mobility. Numerous companies offer EV leasing services across India, providing users with options tailored to different needs. Whether you’re looking for an EV lease in Delhi or across multiple states, EV leasing companies in India are well-equipped to handle both individual and business needs.

Here are a few of the major players in the Indian EV leasing market:

Alt Mobility: Known for its comprehensive EV Leasing Services, from personal leases to corporate fleet solutions.

Revfin: A growing company offering affordable EV leases with a focus on customer-centric policies.

Greaves Mobility: Offers a range of electric two- and four-wheeler leasing options.

These companies provide various services, from individual leasing to electric fleet management, making it easy to find a service that meets your requirements.

5. EV Leasing for Businesses: Fleet Management Made Easy

EV leasing isn’t only for individual users; it’s an ideal solution for businesses as well. Electric vehicle fleet management is becoming more accessible, enabling companies to reduce operational costs, simplify maintenance, and improve environmental impact. With India’s push towards sustainability, many companies are choosing to build green fleets by leasing EVs instead of buying.

When opting for an electric fleet, leasing provides flexibility, as you can adjust fleet sizes as needed and take advantage of the latest vehicle models and technology. EV leasing companies in India often offer dedicated fleet management support, which includes vehicle monitoring, battery maintenance, and insurance, making the transition smooth and affordable.

6. Leasing 4-Wheeler Electric Vehicles: Options and Availability

One of the biggest draws of EV leasing in India is the range of four-wheeler options available. From compact EVs for urban commuting to SUVs and Luxury Electric Cars, leasing companies offer diverse choices for users looking to explore different models.

Some popular four-wheeler EVs available for lease include:

Tata Nexon EV: Known for its impressive range and robust performance, ideal for city and highway driving.

MG ZS EV: A great choice for those looking for a mix of style and range in an SUV format.

Hyundai Kona Electric: Offers a long range and is packed with tech features for a premium experience.

7. Factors to Consider When Choosing an EV Leasing Company

Selecting the right EV leasing company in India is essential to ensure a smooth leasing experience. Here are some factors to consider:

Lease Terms and Flexibility: Look for flexible lease options that fit your lifestyle, including short-term and long-term leases.

Maintenance and Insurance Packages: Many EV leasing companies include maintenance and insurance, so check what’s covered.

Reputation and Customer Support: Choose a reputable company known for reliable service and responsive customer support.

Availability of Models: Ensure the company offers a wide range of electric vehicle models so you can choose the best one for your needs.

Asking these questions helps ensure you get the best value from your EV lease and enjoy a seamless driving experience.

Conclusion: Why EV Leasing is the Future of Affordable Electric Mobility in India

Electric vehicle leasing is fast becoming a preferred choice for eco-conscious drivers and businesses alike in India. With a variety of options, reduced costs, and minimal maintenance, leasing offers a practical, affordable way to drive electric. Whether you’re looking to experience the latest EV technology or expand your business fleet sustainably, EV leasing companies in India make it easy and accessible.

Ready to join the green mobility movement? Consider an EV lease today and drive your way to a cleaner, more sustainable future.

[devotioncrater]

living in today's world is like:

you own nothing. everything you need to have in order to settle down and build a community is on borrowed, rented time. 13-month leases. 6-month leases. 1-month leases. how much is your next paycheck? can you budget its static against the rising wave of inflation? what if something unexpected befalls you? what if your landlord jacks up the rent again?

you own nothing, not even your mattress. pay it off in one-year, three-years, five-years. purchase a warranty subscription in case life happens. you don't want to depreciate the value of a company's property, do you? sleep on the mattress, eat on the mattress, have sex on the mattress. it still is not your mattress. the blood stains from your period are just a reminder of that monthly bill you pay for it. that's a form of rent.

you own nothing, not even a predictable budget. auto loan payment, auto + renter's insurance payment, phone bill, wifi bill, streaming service payment, subscriptions subscriptions subscriptions, student loan payment, credit payments, water bill, gas bill, taxes for social security when at this point it feels like the world will go into a nuclear holocaust before you can ever even retire, health insurance bill, supermarket receipts.

remember when clothes were made from fabrics that lasted years? remember when a phone didn't become obsolete three years after you purchased it? excuse me, sorry. correction. i meant to say after you signed a 36-month contract in which you pay for your phone as well as the accumulated interest. that's a form of rent.

you own nothing. nothing. nothing at all.

[claiborneart]

Interview with The Most Famous Face in The World

Todd Smalls is a reporter for the Daily Times; specialising in celebrity news, gossip, and marketing. Article originally posted on 6/16/96; last updated on 6/24/96

When Mr. Arno Dun opened his door to let me into his tiny downtown flat, up on the twelve story and with that last-century 'one-bedroom' antique layout, even I was starstruck.

I've done interviews with everyone from CEOs to world leaders to the faces of A-list actor-musicians, but this was The. Arno. Dun. I, like most of our readers, grew up seeing his face on every box of cereal, snack bar, every ad both at home and on the street.

The face of the The Most Likeable Man, whose likeness had been leased by a a tenth of all companies in existence, lived in an apartment that was not worth the price of one minute of his own face.

The first thing he said to me, he confessed, was that he couldn't afford his own likeness either.

"I kick myself every day for letting that clause stay in the contract," he told me. "I didn't realize at the time, or I thought, or hoped, that they weren't serious about not letting me use my own face for personal use."

The room we were sitting in was nice enough, well-lit, and with family photos on a nearby desktop. While the grown children in the group photos shared close resemblance with Dun, his face was, of course, notably absent.

"I spent half my royalty money buying an old cottage out in the middle of nowhere," Dun said. "but that just made everything worse. People looked at my face, and wouldn't leave me alone. Here, at least," he gestured out the window at the city around us, "there's more people to blend in with, so I don't stand out as much. plus, most people are using ARG or some other, so I can go shopping in peace, most days."

"And," he added, smiling wryly, "at least no one asks for a photo."

Q: what made you decide to sell your likeness?

A: it seemed like a lot of money for very little effort at the time, so of course I said yes immediately.

A: Wish I had a lawyer read the the contract before signing, now, but a part of me thinks if I had asked to change anything they would have just moved on to someone dumb to sign it at that first meeting. Hah! I guess I was that dumb*** (swears have been auto-omitted, courtesy of cleanAirBroadcasting™)

There had been thousands of people who had signed similar contracts, nearly every single one for far less money than he, but it didn't seem the right time to remind him of such info.

Q: but was it a good payout, once you add in royalties?

A: Royalties…..well, some years it was enough that I didn't need to work, or only needed to work part-time, but they expired at the 50-year mark….hah! When I was young I thought 50 years was impossibly far in the future, and that getting old was for other people. Now look at me.

I did.

It was interesting, after seeing over 50 years of pre-aging for various brand and demographic-nicheing needs, how the most famous face in the world had actually ended up looking. More frown lines, and a saggier neck.

Still, a face rated most appealling to Broad Demographic Marketing aged more gracefully than most could ever hope for.

Q: so you've worked other jobs then?

A: oh for sure, sure-- whatever I found, here and there. I used to like working with people, but with my limitations, it's made that rather difficult. Nowadays I work for ******* (company name has been auto-omitted, courtesy of cleanMarketRelavance™), which is hard work, for someone of my age, but what can you do?

Q: How do you feel about the alternate-face clause, over half a century into the contract?

A: I don't mind it most of the time, to be honest. It means I don't show up in the background of stranger's videos as myself, so at least I never go viral that way. But…

at this he paused.

A: I don't like it when I want to be in a photo. with my friends. with my family. I don't like seeing a stranger's face in the middle of them, instead of me.

[The banner image, which under usual contract compliance included an ai-generated random stand-in face, was edited to a pixelated mirage on 6/24/96, at the request of Mr. Dun.]

[autobodyplug]

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[autospoke]

Certified Used Cars: The Advantages of Considering Them

Are you facing budget constraints but in need of a new vehicle? If so, purchasing a certified used car may be the perfect solution for you. Buying a car can be a daunting task, especially if it's your first time. There are numerous factors to consider, including whether to opt for a brand-new car, a used car, or a certified pre-owned car. However, choosing a certified used car offers a range of benefits that make it a superior option. Autobest, renowned for its excellent assortment and deals, is an ideal place to explore these certified used cars. Before delving further, let's take a moment to understand what certified used cars entail. A certified used car is a pre-owned vehicle that has undergone rigorous inspections to assess its body, mechanical components, and electrical parts. These inspections are followed by a test drive to ensure optimal performance. The vehicles are then refurbished, with parts replaced and minor dents and faded paintwork repaired to restore them to their original condition, both internally and externally.

Advantages of Certified Pre-Owned Cars

When comparing certified pre-owned cars to regular used cars, the former often come with a higher price tag. This is primarily due to the rigorous certification process they undergo. However, the long-term benefits of owning a certified pre-owned car outweigh the initial costs. Here's why:

Stringent Qualification Criteria: Only the best-conditioned vehicles are eligible for certification. These vehicles must meet specific criteria established by auto manufacturers, ensuring that only late-model, low-mileage cars with a clean history make it into the certified pre-owned programs.

Extended Warranty Protection:While most companies offer a limited-term warranty, certified pre-owned vehicles come with an extended warranty. The remaining warranty period is transferred to the new owner, providing peace of mind and emphasizing the value of owning a certified pre-owned car. It's worth noting that some brands may not offer extended limits for CPO vehicles.

Complimentary Maintenance:CPO programs often include complimentary maintenance for a specific mileage or duration. This covers tire rotations, oil inspections, and free vehicle inspections conducted by the dealership. Taking advantage of this service can save owners money and ensure their vehicles are in top condition.

Roadside Assistance:Many CPO programs provide 24-hour roadside assistance that remains in effect for the duration of the extended warranty. This assistance covers services such as running out of gas, lockouts, and jump-starts, offering peace of mind and convenience to the owners.

Lease Options:Some auto companies allow customers to lease a certified pre-owned vehicle, providing an attractive alternative for those interested in driving a luxurious pre-owned car.

Slower Depreciation:Every vehicle experiences depreciation, but certified used cars tend to depreciate at a slower rate compared to new vehicles. This makes them a more financially sound investment, as they retain their value better over time. New cars, on the other hand, experience higher depreciation rates during the first three years after purchase.

Lower Insurance Rates:Insurance premiums for used cars are generally more affordable than those for new cars. This makes certified pre-owned cars a more convenient and cost-effective choice for buyers.

Are Certified Pre-Owned Cars Worth the Purchase?

If you're seeking a superior vehicle to elevate your lifestyle, certified pre-owned cars offer unparalleled benefits. While they may come with a slightly higher price tag, the advantages they provide justify the investment. These benefits include:

Additional Perks:Certified pre-owned cars often come with additional perks that enhance the overall ownership experience. These perks may include features like premium audio systems, advanced safety technologies, or upgraded interiors, offering added value to the buyer.

Extended Warranty:Owning a certified pre-owned car provides the reassurance of an extended warranty. This coverage goes beyond what is typically offered for regular used cars, ensuring that owners have comprehensive protection against unforeseen repairs and expenses.

Maintenance:CPO programs often include maintenance packages, which cover routine servicing and repairs for a specified period or mileage. This saves owners from incurring additional costs and helps maintain the vehicle's optimal performance.

Numerous Financing Options:Purchasing a certified pre-owned car opens up a wide range of financing options. Many dealerships and financial institutions offer attractive financing packages tailored specifically for certified pre-owned vehicles. This enables buyers to secure favorable loan terms and make their dream car a reality.

By considering these advantageous features, buyers can understand the value proposition of certified pre-owned cars and make informed decisions. Additionally, having these benefits already included in the car's package reduces the need for extensive price negotiations. In conclusion, purchasing a certified used car presents numerous advantages that make it a compelling choice for buyers on a limited budget. The stringent qualification criteria, extended warranty protection, complimentary maintenance, roadside assistance, slower depreciation, and lower insurance rates make certified pre-owned cars an appealing option. With Autobest's wide selection of high-quality certified used cars, buyers can enjoy the benefits of owning a reliable vehicle without breaking the bank.

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Automotive Finance Market: Key Insights, Drivers, and Competitive Landscape

The global automotive finance market size is expected to reach USD 451.71 billion by 2030, registering a CAGR of 7.3% from 2023 to 2030, according to a new report by Grand View Research, Inc. Growing global demand for autonomous cars is expected to drive the market growth. Increasing government regulations on rising road safety are creating the need for autonomous cars with highly advanced technologies worldwide.

The investment made in the automotive finance industry is also creating new opportunities for market growth. For instance, in January 2021, MotoRefi, an automotive refinancing company, announced that it raised USD 10.0 million in a round that Moderna Ventures led. The company uses this funding to hire more employees and expand its offerings.

Various auto car manufacturers are entering into a partnership with automotive finance providers to enhance their customer experience. For instance, in March 2022, CIG Motors, a GAC brand distributor, announced its collaboration with Polaris Bank Limited. By means of this partnership, the former company aims to make vehicle ownership and acquisition easy for Nigerians through the Easy Buy scheme.

COVID-19 had a negative impact on the market growth in 2021. However, the global auto manufacturers, lenders, and dealers have got adjusted to the current COVID-19 situation. For instance, the automotive manufacturers incentivized their new car sales to grow their sales amid COVID-19. These efforts taken by the automakers are expected to improve the demand for automotive finance during the forecast period.

Automotive Finance Market Report Highlights

The banks segment is expected to dominate the market growth during the forecast period as banks offer secure financing to their customers. Banks also offer customers the facility to apply for pre-approval. This facility helps customers in comparing estimated loan offers

The direct segment is expected to dominate the market growth during the forecast period. Numerous customers across the globe prefer direct auto loans as they can easily access and get loans from the credit unions, banks, and other loan lending companies

The leasing segment is expected to register the highest CAGR during the forecast period. Customers are focusing on adopting the leasing model as it is a more flexible model in comparison to others for new, shared, and used vehicles that could comprise services such as insurance

The passenger segment dominated the market in 2022 and is expected to show similar trends during the forecast period. The number of passenger vehicles including pickup trucks and others on the road, continues to rise across the globe, thereby creating growth opportunities for the passenger vehicles segment during the forecast period

The presence of many prominent automotive finance providers in the European region and the adoption of innovative tools, such as biometrics, e-contracts, and machine learning, is expected to drive the regional market growth during the forecast period

Segments Covered in the Report

The report forecasts revenue growth at global, regional, and country levels and provides an analysis of the latest industry trends in each of the sub-segments from 2017 to 2030. For this study, Grand View Research has segmented the global Automotive Finance Market Report based on the provider type, finance type, purpose type, vehicle type, and region.

Provider Type Outlook (Revenue, USD Billion, 2017 - 2030)

Banks

OEMs

Other Financial Institutions

Finance Type Outlook (Revenue, USD Billion, 2017 - 2030)

Direct

Indirect

Purpose Type Outlook (Revenue, USD Billion, 2017 - 2030)

Loan

Leasing

Others

Vehicle Type Outlook (Revenue, USD Billion, 2017 - 2030)

Commercial Vehicles

Passenger Vehicles

Regional Outlook (Revenue, USD Billion, 2017 - 2030)

North America

US

Canada

Europe

Germany

UK

Asia Pacific

China

India

Japan

Latin America

Brazil

Middle East & Africa

Order a free sample PDF of the Automotive Finance Market Intelligence Study, published by Grand View Research.