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ask-henry-yugi-tudor · 6 years ago

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Just story ideas I have and wrote about a little I guess

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Just vote which ones you like xD

#1: Unnamed - unfinished not even 200 words of some sort au where yami is an animal

#2: King Yamir, King of illusions - unfinished Is a story where Yugi got kidnapped from his home and is now traveling back after 50 years with a dragon, a knight and two centaurs and their friend. However once he arrives, he realizes things have changed and he isnt sure if the life with the humans might have been better off, even if they got rid of his wings.

#3 Mermaids - unfinished An au where Yugi gets himself into trouble by swimming too close to the surface and he ends up getting hit by the blade of a boat propeller. Kaiba ends up taking care of him but pegasus wants to put him on display. Atem meanwhile is furiously searching in every corner of the sea to find Yugi back and will stop at nothing to find him.

#4 Untamed - unfinished Prince Yugi is in search of a mythical beast in the woods that bears the fruit of life on its antlers which can save his grandfather, and the current king’s life. if he fails however, his evil uncle Aknaheden will assend the throne and plunge the kingdom into destruction. Meanwhile he kidnaps a child, befriends the most sarcastic cook ever and insults a young prodigee mage along the way.

... tbh i think shiirojasmine would love what i have in store for that one but im too afraid to tag anyone in this long post.

#5 Aelves - unfinished This story was created before King Yamir. It centered around Atem and his family which were orphans that lived on the streets before getting taken in by townspeople. Atem was the apprentice of a blacksmith bullied by a fierce adventerous knight who told him he would never make good swords, Timaël (Timaeus’ counterpart) was a sheperdboy who was afraid of sheep and Heba worked in a bakery. They find out their parents have been killed by Aelves and plan on finding these Aelves only to befriend Yami, Yugi and Timaeus because they saved one that almost drowned in the river while the other two were unnable to swim.

This was the original idea, but there were too many characters and though i havent really written a good amount on it, this hasbeen revised into number 6

#6 Aelves - unfinished Atem finds himself in a bind when he befriends a young Aelf when another thinks he is going to be Yugi’s candidate for the wild hunt. The wild hunt involves humans having to run as the Aelves chase them riding deer. And the human has the marry the Aelf that captures them. Also Yugi hits Atem with a frying pan because why not.

#7 The Time we Share - finished Probably the only fanfic i have ever finished. Resolves about Yami, a social awkward young man that is in love with his introverted neighbor and has no idea how to handle it. A short oneshot. Nobody understands it. I dont even know myself.

#8 Words better left unsaid - unfinished Another Neighbor Au Where Yami is a serial killer that partakes in weird human sacrifice rituals. Yugi is so dense however he doesnt notice it. Meanwile Yami keeps stalking him around, always knowing an excuse to be in the same place as Yugi. Eventually Yugi just takes him along because reasons he doesnt find suspicious at all. But having an infatuated serial killing stalker is a good thing when the world finds out you are in possession of an ancient artifact made of solid gold and everyone wants to kill you.

#9 Mirror Immage - unfinished (this is an old one) What if there was a life on the other side of the mirror that was the entire opposite of your own yet still looked exactly the same? And what if you fell through? What if your Mirror Immage was right beside you, instead of being a mere reflection? #10 We create this world - unfinished Based on an old fanfiction of mine called Need A Second to Breathe- basically it is a rewrite of this- In where Yami, Atem and the other egyptiantied cast are the incarnated gods of Egypt. Yami is not allowed to enter the Human world but does so anyway, finding Yugi. He uses his godlike powers to make Yugi happy and angers Atem further. However Atem once made the same mistake of falling in love with a human called Heba, and Yugi looking like Heba is not helping in the slightest. Yugi keeps having viseons of Heba, whos ghost has returned from the underworld, however at the terrible price of being possessed by an evil spirit. And yugi has to choose between giving up his body to save Heba, or not doing so, in turn losing Yami.

#11 A Shadow’s cast - unfinished I think I was either very tired or sick writing this one because it doesnt make any sense. Basically Yugi wakes to find a visitor in his home that is trying to hide from an organisation that is trying to hurt hus guest. Needs a desperate rewrite.

#12 The Cecaelia - unfinished but up for reading Here What do you do when you find a little creature out on the beach being attacked by seagulls? Chuck it back into the ocean, or take care of it? #13 Mob Boss Yugi - unfinished This kind of was based on Shiirojasmine’s 3 gods au and it sort of formed into my own concoction I suppose. An au where Yugi often blacks out and becomes Yami, one of the greatest mob bosses the world has ever seen. Mai and Joey being undercover agents. Yugi gets scared and writes letters to his other self, finding out that he is a mere puppet that is to serve Atem. Atem is being captured by an evil organisation and has year to pay all his depts using Yugi, or he will be killed. A heist takes place at school and Yugi can no longer determine wether he is a high school student or a wanted drugdealer.

#14 Beast Assylum - unfinished A creepy Au where Yugi and Atem have been subjected to Lycanthropy and are being locked away so they cant hurt any innocent people ever again. Instead they are being used to get rid of people society doesnt want and or need. Atem is a crybaby. Yugi has been planning his escape for a long time now, why has he started to care for the other, this was not supposed to happen! #15 Baby And a Pharo�� - unfinished A spoof fanfiction where Yugi solves a puzzle as a baby and somehow it is a portal to the past. The Egyptians think he is son or Ra and Atem takes Yugi under his wing. However Time in Yugis verse moves faster and He has to make the disission wether he wants to stay with Atem forever or not. #16 Two Necromancers - unfinished Two necromancers. A prince and a thief. They both get resurrected to life to stop big threat to the world.What the two necromancers didn't account for was that they were sworn enemies. #17 Darkness beast - unfinished This one is too long to explain so enjoy the short version Kaiba and Dartz open up a portal to a knight-and-dragon Era and get the kings of the land they opened the portal on at their sides, Dartz tries to provoke a war, Yugi tries to stop him, Atem goes missing and then Yugi has to take care of a shadow like creature, until Dartz decides to put it onto the chessboard and use it as a threath to Kaiba and his alliences.

#18 Demons - unfinished Demons. When the world discovered that demons could be summoned to do one’s bidding, they didn’t quite understand what that meant. People were naïve and greedy. And it wouldn’t be long before one would summon something that nobody could control. Basically Ludus’s origin story. Needs a good solid rewrite.

#19 Mewtwo Yami - unfinished A stupid crossover where Yami ends up being raised by Mewtwo, thinks he is a pokemon, meets Yugi and wants to compete in pokemon battles (bullies Yugi into being his trainer so he can compete) to prove he is the strongest “pokemon” to make Mewtwo proud of him.

#20 The Assylum - unfinished Another one of these fics. basically what you would expect. Yami has the ability to see monsters that disguise themselves as humans and exterminates them, Yugi thinks he is just a mentally sick, cold blooded killer. Truth is Yami is also a monster.

#21 Chasing You - unfinished Ai Atem gets the task to find Yugi, so Atem can hold him in his arms, but Ai Atem has his own sights set on Kaiba. Feeling conflicted because he is more than a mere replica. He is better than that real Atem! Yet he wants to know what Atem and Yugi’s relationship was like. Was it love? Is that what he is feeling?

#22 The God Bird Au - unfinished One Day Harpies descended from the skies to terrorize the little village that Yugi lives in. When one sets his sights on Yugi, the youngster ignores him. He has bigger problems than listening to the flirting of an overgrown bird. And who is this snowy owl-creature that sounds so familiar?

#23 He’s not a retard - unfinished What is it with me and Yami being a killer? oh dear... Yami is an intelectually impaired, wheelchair-ridden person however he is what goes bump in the night. Yugi is his caretaker and never bargained for any of his shit. Not the part where he saves a plane from getting hijacked, and not the part where they get stuck in a tomb in egypt!

#24 Yami’s Angel - unfinished I think this was like my first Yugioh Au Yami finds a small, unconcious Angel and befriends the little guy and takes care of him. Yugi loves strawberries and chaos ensues because Yugi ALWAYS gets lost in public places. Later in the story he finds out Ryou has the same problem. Except he has a little devil. #25 The Wheelchair Au - unfinished A combination of the two ideas above. Atem, after a suicidal attempt which caused him to lose both his legs and a finger, refuses to undergo any opperation which could make him use prostetic legs in order to walk again. With nobody to care for him, he stays at the hospital. However one night he hearsa small voice, which is Yugi, his guardian angel, and if they fuse, Atem regains his legs. However if they remain fused for longer than 3 hours, Yugi will disappear.

#26 Dancing in Eternal winter Yugi gets stuck on a mountain with a jock who doesnt understand any language Yugi knows. Spirit Animals are there to help. Yugi then realises that Yami is unable to reintigrate into society, because he has been living on his own all this time, surviving, and his spirit Animal would be much too dangerous. No matter how nice Gulo is.

#27 The Levitated Mansion - unfinished Atem Lives in a wealthy family and loves to look at the stars with his telescope. However one day he sees a levitated mansion, the owner of said mansion has an eye on him. #28 Shapeshifters - unfinished Yugi is working at an orphanage when he meets an old Ijiraat, a shapeshifter that you forget after seeing him. However the more time Yugi spends with him, the more he keeps remembering. #29 Sphinxson Yugi - unfinished Atem lives in a village that has deemed him crazy because he swears he sees monsters. Kaiba is a monster hunter and decides to exploit the scared youth. Yugi is a Sphinx that cant wait for his human grandfather to return, but how long has it been? Just a few days, right?

#30 Pokemon - unfinished Another Pokemon Au. Yugi is an Eevee that has been taken in by the Kaiba brothers, but after a mishap in the trophee room and Evolving into a Vaporeon, What will happen to the young pokemon? #31 We Are Not Alone - unfinished An Alien Refugee gets mistaken by the Egyptian people as a god, and teach him their ways, however another of his kind is on their way to kill him. Can Atem and Yugi fight this evil Alien or not? And Where is Atem’s family? #32 Safe and Sound - unfinished A comfort/hurt oneshot fic where Yugi scolds Yami for hurting people, even if it is for protecting him. Basically the idea was that this event is what made Yami stop his evil penalty games.

#33 On a hot summer night, would you offer your throat to the wolf with the red rose between his teeth - unfinished Yugi is a werewolf that mistakingly kills a sheep of Yami and Ryou’s farm. However Yami and Ryou do not seem to realise who their guest is until Yami finds Yugi’s bloodied clothes on the floor one day as he returns home. thinking th beast that fled out of the window devoured him whole. Yugi tries to keep running, not wanting Yami to know he is a beast, but Yami keeps hunting, dead on bringing the beast down. #34 Bone Datem - unfinished A schooltrip to Egypt turns into chaos when Yugi gets trapped into a tomb and tries to make his way out. However when he finds a living Mummy that follows him around and wants him to steal the millennium puzzle from the Museum, he finds himself in an even bigger hastle than he bargained for.

#35 Unnamed genderbend Yugi Blindshipping Au - unfinished Yami and Atem are two gang members that hate each other. However yami is a playboy and gets cursed by a witch. Everytime the sun is down he transforms into a girl. But this girl doesnt remember anything and thinks her name is Yugi. One time, yami does not get home in time and this leads to yugi meeting atem who instantly falls in love with her. Theres little things though like yami being able to see everything yugi does and sometimes controlling her body or mind. At one point when atem tries to kiss him, she punches him bc yami in no way is gonna kiss that bastard xD atem mistakes it as hes gone too far and yugi is just superconfused why she did that xD I already know what i want the end to be but its kind of a sad part on yami's part? Also there is a part where atem finds out yugi is actually yami or something

#36 The Superhero Au - unfinished Yugi is in a happy relationship with his boyfriend atem but what he doesnt know is that Atem is also the Supervillain Yami. And Atem himself has no control over it whatsoever. The rules of the world is that one who can summon strong monsters are either superheroes or villains. However Yami can only summon a small little Kuroboh, and giving Yugi more trouble than ever. Atem on the other hand claims he has never been able to summon a monster before.

#37 Demon boyfriend Atem This was supposedly a parody idea where Atem lost his temper way too quick and started yelling in a demonic voice (ind of like Aggretsuko lol) And Yugi wasnt really phased by it at all because at the end of the day he knows atem loves him xD Even if it scares his friends a little.

#38 I wanna steal your heart (and eat your brains) - unfinished Title was based on a song. Yugi is a zombie and has been dating Atem and chaos ensuess. Kaiba also is a zombie and has been experimenting on himself and discovered some odd perks of being a zombie. (honestlyno plot just shenanigans and lovers quarrels)

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doctormage · 6 years ago

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hi i just need to be really dramatic and long winded bc if i dont get it Out im going to fucking explode

ive actually been trying really hard this semester with my thesis and its REALLY fucking difficult for me. my depression makes me catatonic and unable to complete simple tasks or be motivated to do literally anything; my anxiety paralyzes me at the slightest unexpected change and then obsess over whether everyone in my life hates me because of my anxiety; my sleep schedule is constantly fucked and my doctor is unhelpful; my bdd will sidetrack me from my work and responsibilities for literal hours or days, and sometimes if its feeling spicy send me on a full scale fucking breakdown; and my adhd makes all this shit worse on TOP of all the NORMAL adhd shit. like thats just!!! my life!!!! at all times!!!!! and there have been several times where i have genuinely considered leaving this program or not continuing school after bc i was so fucking overwhelmed and exhausted and scared but i didnt!!! like i make a lot of jokes about procrastinating and wasting my time and doing the least and whatever but in reality its really fucking difficult for me even when im medicated!!! but i dont like admitting that bc of all my exhausting childhood baggage and shit but that is not the point of this rant so anyway

this semester i made a specific effort to try and be a better student even tho all of this stuff has been exacerbated by grad school. i felt i owed it to my director and one of my committee members because theyve been so fucking helpful and put their faith in me and took a lot of their time to help me. i wanted to show them i was worthy of it and capable of being a good student who does all the shit she’s supposed to do, does it well, and does it on time. i overloaded my fall semester and nearly lost my goddamn mind JUST to have a lighter class load this semester so i could focus most of my time on my thesis (like for real that was actually incredibly stupid of me. i lost almost 30 pounds from september to december without conscious effort just because i was so fucking stressed. not a brag and actually kind of concerning bc that has LITERALLY never happened to me). it has been like....significantly taxing, but i wanted to show them how much i appreciate their time and effort and help by being responsible and respectful. my Trying Hard is a lot of people’s Barely Doing Their Best and i know that. turning something in 2 hours early is below average for some but for me, literally anything more than 30 minutes before its due is an actual goddamn miracle. but i wanted to work hard and do things right for my committee members because they deserve it

this christmas my parents asked what i wanted and the ONLY thing i asked for was help with my library dues. last year from like march to october i was significantly depressed and entirely out of my head, and i racked up some pretty bad overdue fees. i didnt even ask them to pay all of it, just some of it. less than $100. im really truly grateful for the gifts they DID get me, but i didnt ask for them for any of it, and my overdue fees were left alone. i was under the impression that they got paid and, like a fucking idiot, i didnt check up on it to confirm. ive been so hell deep in my thesis and teaching and grading and applying to phd programs and looking for apartments and shit that it really just slipped my fucking mind!!! crazy!!!!

today i was in crisis bc i thought i fucked up with scheduling my defense/exam/whatever the fuck. im going to call it defense and i dont give a shit bc everyone calls it some other shit and i dont CARE. anyway i really thought i fucked up but i went and talked it out with my director and it was all sorted out. i’ve gotten like 50% of her feedback on my thesis draft, which i’ve incorporated, and im waiting on comments from another reader (the other helpful person on my committee). we have to run some dumbass software before scheduling, so i ran it today and tried to schedule it but couldnt bc theres a hold on my account. i went on a fucking....ALMIGHTY QUEST to figure it out and i finally discovered that guess what!!!!!!! its my GODDAMN LIBRARY OVERDUE FEES!!!!!! THAT I THOUGHT WERE PAID!!!!!!! i had to pay them myself which is fine idc but it takes several days to process. this fucks up my life on SEVERAL levels

for one, its fucking impossible to get a hold of my third committee member. she is a vapor in the wind. shes like super busy and thats all good and well but the point is theres like zero communication there. i finally got confirmation on a defense date from all 3 members and had been literally planning MY ENTIRE LIFE around this date. after todays first scheduling crisis i was so happy i was still on track, but now this? now i have to wait 3-4 days before i can even SCHEDULE the defense. the super delightful part is that we have to schedule a minimum of 2 weeks in advance. so now i cant schedule my defense until tuesday at the absolute earliest, but that ALSO bumps my defense date several days ahead. i have no fucking clue if my committee is going to agree on another day that works for everyone bc theyre all busy as shit and we’d been working toward the original date for weeks if not months, and im so fucking upset because this is exactly what i DIDNT want to have happen. i havent tried to email them yet because im hoping beyond fucking hope i can call somebody at the university tomorrow and see if the hold is something else besides the fee, but it makes me sick to think of having to be like “oh sorry i know i constantly fuck up everything ever and im a piece of shit but can we change this date we’ve had set since january because i was an extra shitty piece of shit this time??” like OHHH MY GODDDDD

and the thing thats really fucking with me is that like, yes its my fault but this one time its not ENTIRELY 100% my fault. i asked for a favor and had the understanding that it was taken care of. yes the fees were my doing and yes i shouldve checked but oh my fucking god. i feel like all the effort ive put into being a better student this semester has been for fucking nothing because im going to have to email my committee asking for a different date and ruin all their fucking lives and theyll be so disappointed in me. i have like legitimately been crying on and off about it since like 4:30 today

it so shitty in and of itself but i especially dont want to do this to my director bc she is legitimately the reason im finishing this program AND that im going to a phd program. a year ago i’d barely spoken 20 words to her but she still agreed to be a reader on my committee just because she heard me explain my thesis for all of 30 seconds and decided to give it a try. she literally had not read a song of ice and fire at the time and she started reading them for me to help me with my thesis. in the fall when my original director basically threatened to leave my committee if i didnt change all my ideas, my current director stepped in and helped me and talked me through it and then offered to take her place even though my research is BARELY distantly related to hers. through all of this she’s been so insanely patient with me, super encouraging of my ideas both in this project and in others, helped me decide whether it was right for me to get my phd immediately after my masters, proofed and edited and helped me with ALL my phd application materials, and STILL is in the process of reading these goddamn books just to be a better director. i have lost my head so many times and shes always been there to help me figure my shit out, and i wanted to have it figured out for once. how stupid of me

like bumping the date isnt the end of the whole world but its really not just about the fact that i have to reschedule. i was trying real goddamn hard to be a better student this semester and i REALLY fucking owed it to my director and other reader, but especially director, and i still managed to fuck up this bad. i feel like such a DISAPPOINTMENT and it just will not leave my brain bc im so mad at myself. i tried watching shows and youtube compilations about game of thrones and shit but now my bf is asleep and im alone and its all i can think about. im so fucking tired of being the person i am honestly and i dont mean that in an edgy way its just like jesus christ i wish there was less shit wrong with me. i wish i had any kind of willpower or discipline so i couldve learned these skills and been a better student from the start. i wish i wasnt a giant piece of shit!!!!!

and now im going to be up late being anxious about all this which means that i will, once again, wake up late but also still be really exhausted, which means i’ll do a shitty job teaching and get overwhelmed by everything and who the fuck knows what fun bullshittery will ensue because of it. i am so fucking tired of me and my fuckery and the fact that it fucks with other people even why i try so hard for it not to. tired!!!!!!!! fucking tired

#p #this is literally like an essay #on why im a piece of shit lmao #ignore me!!!!!!

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dylanobriennugget1-blog · 5 years ago

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Why is Social Media Essential?

Social media undoubtedly must be a part of your advertising combine in 2014!* Increasingly, fashionable icons for the highest social media sites are displaying up beneath such requirements as the search website box. And Facebook widgets are ever more widespread that assist you to turn out to be a fan of a brand or business immediately out of your website. Out of the blue, everyone is speaking about social advertising. Is it a fad? Is it hype? Is it well worth the hassle? I’m going to inform you proper now why it IS necessary and why what you are promoting might rely upon getting it right. See also: Incredible Fan Pages Why is social media necessary?

With almost 400 Million *lively* users, Fb is now the dimensions of the nation of Germany, and adding over 1/2 Million new users per day! Twitter isn’t as massive however can also be rising fast. The exceptional progress of these online giants finally displays our compelling want to attach with each other round widespread interests. AND it presents an entire new paradigm for speaking and promoting on-line.

The previous distinctions of B to B and B to Shoppers usually are not as significant anymore as everybody from the janitor on as much as the CEO is on Facebook, swapping news and tales with pals. Finally, individuals don’t buy from corporations, they purchase from individuals and social media can put a extra informal, hip and personal face on an otherwise impersonal firm.

As profitable on-line marketers comparable to Frank Kern and Jeff Walker have discovered and confirmed with testing, people hate to be bought to, but they love to buy from a trusted pal or advisor. I might add that they particularly hate to be bought to by a huge, faceless, impersonal corporation, who doesn’t understand them or give a hoot about them. However give them true worth without spending a dime by way of social media and other forms of direct communication, building both belief AND want, and they’ll LOVE to buy from you.

The True Value of Social Media

This is the true worth of social media on your on-line presence. In an era of larger transparency and authenticity, social media is quickly delivering a new commonplace of interacting more person to person, even if it’s just one individual in your company who’s chosen to be the lively “face” in that realm. For those who replace a blog often, you possibly can auto update each Fb and Twitter out of your blog posts, so it doen’t need to take a bunch of time. Don Crowther, social media guru, says a highly effective social media technique can take just 20 minutes a day. *NOTE*: And you can’t, should not promote immediately or blatantly spam your follows, or they’ll unfollow you shortly.

Getting began and doing it right does take some work, especially to standardize your model across the large 3 social media websites – your face or brand must be constant on Twitter, Facebook and Youtube and each website requires a bit of customization to realize this.

Additionally, Facebook especially can do all types of cool tips with a custom landing page for non-fans together with your e-mail opt-in type embedded.

Rising Importance of Social Media Advertising Corporations

Social networking sites have develop into the foremost advertising platforms for both small and enormous businesses. Via social advertising, quite a few small and enormous enterprise house owners have been capable of amplify their sale volumes and preserve worthwhile clients. Presence on social networking sites akin to Facebook, Twitter and LinkedIn is considered obligatory lately. By focusing on operating your small business, it’s turning into most crucial to appoint social advertising campaigns to the appropriate social media advertising firm. There are a number of issues you have to know before you interact the service of any firm.

Firm involved

A easy search on the net will give strategy to many social media advertising corporations. Choosing an area reputed firm may be measured as your prime precedence. You could be acquainted with some company and chances are you’ll interact the service of that company. Social media advertising has now turn into a proficient service offered by some particular person freelancers too. There are loads of particular person social advertising professionals looking out for company house owners planning to promote on social networking websites.

Fame of the Firm

Many social advertising corporations and freelancer professionals supply indisputable providers. Be cautious, there are some uncertain corporations promoting their providers on-line however not offering the dedicated providers. These corporations and some freelancer people safe pretend social media advertising jobs and then supply the identical as advertising service. You must interact a company which focuses on providing social advertising as a factual service. Providers Provided

Selecting a social media advertising company to oversee your corporation promotion on social media sites isn’t binding on the rights to an organization. It is your promotion and also you reimburse for the service. You might have obligatory rights regarding to those providers. An organization engaged by you should give you all of the important info referring to your social advertising operation.

Advertising campaign

All social media advertising corporations can never present the same class of service. Some corporations will never inform that how your advertising campaign is giving efficiency on social media sites. Knowledgeable company should all the time present the important info in regards to the presentation of your marketing campaign on an ordinary foundation. This info ought to be in form of common and up to date stories. You have to be proficient to get in contact with the corporate engaged by you at any time.

Value Issue

Most social media advertising corporations quote in their very own method for their providers. Knowledgeable firm won’t provide with a standard quote. Akin to a company will evaluate your inimitable advertising need and modify a tailor-made advertising plan. On the plan itself it ought to be capable of make obtainable a quote.

Utilize A number of Platforms

A variety of enterprise worth is created on the presence on manifold social media platforms. Facebook, Google+, Twitter, LinkedIn and Pinterest have established monitor data of serving many businesses rise high. A social media advertising firm ought to have the ability to perceive that totally different platforms assist you to connect with all forms of viewers. Many companies get beleaguered by the contemplation of operating a number of social media accounts. A superb social media advertising firm can make it easier to connect with viewers and monitor all of the document.

The post SOCIAL MEDIA: THE NEW FRONTIER OF COMMUNICATION appeared first on Black Dot Mobile.

#Blog #SMM

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iinsatiablezus · 5 years ago

Text

SOCIAL MEDIA: THE NEW FRONTIER OF COMMUNICATION

Part 2 of your Strategy: Engagement

Whether or not you’re launching a start-up or leading a longtime firm,you must begin establishing your social media presence when you havent already.

To seek out out extra of Richard Branson’s ideas on social media, head over to BusinessDay.

In Social Media Examiner’s 2013 End of Yr Report, entrepreneurs now place *very excessive value* on social media advertising:

– 86% of marketers said that social media is essential for their enterprise – 89% of entrepreneurs said that increased exposure was the number one advantage of social media advertising

These are the definitive benefits of social media advertising which might be listed:

The success gap is widening between companies which might be utilizing social media in an off-the-cuff, advert hoc manner and those taking a extra deliberate, strategic strategy.

This has vital implications:

A lot has changed during the last yr in social media, and it will continue to vary in 2014. Listed here are my Greatest Ideas for Successful Social Media and Digital Advertising in 2014.

Some Powerful Stats and Info from 2013

– Take a look at this infographic from Digital Insights on social media information, figures and statistics from 2013.

– Take a look at this handy info on demographics of key social networking platforms from Pew Web Social Media Replace 2013.

What are 2 key elements driving the social net in 2013 and 2014?

In accordance with the International Net Index research it is:

The highest challenges companies have in using social media are:

– Lack of time – Lack of ability to measure value – Problem integrating social media with different business actions – Lack of price range

I absolutely agree with this, and listen to it first hand from lots of my shoppers. However these challenges could be overcome, if social media is deliberate and finished strategically!

Social Media Channels – Which One to Choose??

Combine!

Sharing is Caring!

Add your social community hyperlinks on your e mail signature.

Learn my blog on Make Your On-line Content material Sharable! Greatest Plugins & Widgets (Free)

So, What Will Social Media Do For Your Enterprise?

Making social media a precedence for your enterprise will permit your corporation to:

Why is Social Media Essential?

The True Value of Social Media

Additionally, Facebook especially can do all types of cool tips with a custom landing page for non-fans together with your e-mail opt-in type embedded.

Rising Importance of Social Media Advertising Corporations

Firm involved

Fame of the Firm

Advertising campaign

Value Issue

Utilize A number of Platforms

The post SOCIAL MEDIA: THE NEW FRONTIER OF COMMUNICATION appeared first on Black Dot Mobile.

#Blog #SMM

0 notes

lets-carameth · 5 years ago

Text

SOCIAL MEDIA: THE NEW FRONTIER OF COMMUNICATION

Part 2 of your Strategy: Engagement

Whether or not you’re launching a start-up or leading a longtime firm,you must begin establishing your social media presence when you havent already.

To seek out out extra of Richard Branson’s ideas on social media, head over to BusinessDay.

In Social Media Examiner’s 2013 End of Yr Report, entrepreneurs now place *very excessive value* on social media advertising:

– 86% of marketers said that social media is essential for their enterprise – 89% of entrepreneurs said that increased exposure was the number one advantage of social media advertising

These are the definitive benefits of social media advertising which might be listed:

The success gap is widening between companies which might be utilizing social media in an off-the-cuff, advert hoc manner and those taking a extra deliberate, strategic strategy.

This has vital implications:

A lot has changed during the last yr in social media, and it will continue to vary in 2014. Listed here are my Greatest Ideas for Successful Social Media and Digital Advertising in 2014.

Some Powerful Stats and Info from 2013

– Take a look at this infographic from Digital Insights on social media information, figures and statistics from 2013.

– Take a look at this handy info on demographics of key social networking platforms from Pew Web Social Media Replace 2013.

What are 2 key elements driving the social net in 2013 and 2014?

In accordance with the International Net Index research it is:

The highest challenges companies have in using social media are:

– Lack of time – Lack of ability to measure value – Problem integrating social media with different business actions – Lack of price range

I absolutely agree with this, and listen to it first hand from lots of my shoppers. However these challenges could be overcome, if social media is deliberate and finished strategically!

Social Media Channels – Which One to Choose??

Combine!

Sharing is Caring!

Add your social community hyperlinks on your e mail signature.

Learn my blog on Make Your On-line Content material Sharable! Greatest Plugins & Widgets (Free)

So, What Will Social Media Do For Your Enterprise?

Making social media a precedence for your enterprise will permit your corporation to:

Why is Social Media Essential?

The True Value of Social Media

Additionally, Facebook especially can do all types of cool tips with a custom landing page for non-fans together with your e-mail opt-in type embedded.

Rising Importance of Social Media Advertising Corporations

Firm involved

Fame of the Firm

Advertising campaign

Value Issue

Utilize A number of Platforms

The post SOCIAL MEDIA: THE NEW FRONTIER OF COMMUNICATION appeared first on Black Dot Mobile.

#Blog #SMM

0 notes

omgxfireicewolfx-blog · 5 years ago

Text

SOCIAL MEDIA: THE NEW FRONTIER OF COMMUNICATION

Part 2 of your Strategy: Engagement

Whether or not you’re launching a start-up or leading a longtime firm,you must begin establishing your social media presence when you havent already.

To seek out out extra of Richard Branson’s ideas on social media, head over to BusinessDay.

In Social Media Examiner’s 2013 End of Yr Report, entrepreneurs now place *very excessive value* on social media advertising:

– 86% of marketers said that social media is essential for their enterprise – 89% of entrepreneurs said that increased exposure was the number one advantage of social media advertising

These are the definitive benefits of social media advertising which might be listed:

The success gap is widening between companies which might be utilizing social media in an off-the-cuff, advert hoc manner and those taking a extra deliberate, strategic strategy.

This has vital implications:

A lot has changed during the last yr in social media, and it will continue to vary in 2014. Listed here are my Greatest Ideas for Successful Social Media and Digital Advertising in 2014.

Some Powerful Stats and Info from 2013

– Take a look at this infographic from Digital Insights on social media information, figures and statistics from 2013.

– Take a look at this handy info on demographics of key social networking platforms from Pew Web Social Media Replace 2013.

What are 2 key elements driving the social net in 2013 and 2014?

In accordance with the International Net Index research it is:

The highest challenges companies have in using social media are:

– Lack of time – Lack of ability to measure value – Problem integrating social media with different business actions – Lack of price range

I absolutely agree with this, and listen to it first hand from lots of my shoppers. However these challenges could be overcome, if social media is deliberate and finished strategically!

Social Media Channels – Which One to Choose??

Combine!

Sharing is Caring!

Add your social community hyperlinks on your e mail signature.

Learn my blog on Make Your On-line Content material Sharable! Greatest Plugins & Widgets (Free)

So, What Will Social Media Do For Your Enterprise?

Making social media a precedence for your enterprise will permit your corporation to:

Why is Social Media Essential?

The True Value of Social Media

Additionally, Facebook especially can do all types of cool tips with a custom landing page for non-fans together with your e-mail opt-in type embedded.

Rising Importance of Social Media Advertising Corporations

Firm involved

Fame of the Firm

Advertising campaign

Value Issue

Utilize A number of Platforms

The post SOCIAL MEDIA: THE NEW FRONTIER OF COMMUNICATION appeared first on Black Dot Mobile.

#Blog #SMM

0 notes

sweetlifetownsville · 6 years ago

Text

Hi-Jacking Australia Day: Photo Op Fail Shows That The Mayor Knows How Deep She Is In The Electoral Doo-Doos

Shameless in its hypocrisy, utterly stupid in its transparency Jenny Hill and her team claim honours they WERE NOT awarded, in a bumbled bit of cheap campaigning chicanery. For all that, The Pie owes Jenny Hill an apology or does he? Could it be that he err short-changed her when writing about the LGAQ last week? There seems to be some murky financial (albeit apparently legal) fancy financial footwork in the local governments published reports. The Pie has a beak around to see if he really must offer to Jenny what she was forced to offer Clive Palmer an abject apology. (Good luck with the $50 grand part of it, though.) An unfortunate choice by the Townsville Chamber of Commerce and a truly shameful one by the Bulletin.. Plus, Bentleys hilarious take that will make Katter go Katter-tonic and in addition to our usual visual visit to the week in Trumpistan, a wonderful pictorial insight into how time reverses our values. But first Bobs A Real Pain The Arse The Mad Katter was at again this week, describing homosexuality as a fashion trend, and making the ingenuous dopey statement that In my whole life up to 50, I had never seen or heard of a homosexual person. Well, you probably met heaps of them, Bob, but in that time period, the laws of the day made it advisable not to advertise the fact. And one wonders if he doth protest a tad much could the Member for Kennedy be on a late-life slide into iniquity? Theres been a hint when you host a barbie in a shirt that looks like it was bought at Peter Allen garage sale, casually slung over a Ripcurl T-shirt, youre poised at the top of the slippery slope we call life-style choices. Indeed, our visionary toonist Bentley can clearly see the next passing phase for our Bob. Of course, this is all in fun, we all know that Bob is a solid, upstanding member, a real hands-on bloke who has a strong grip on things despite all his giggling and gasping. Still In Bentley territory, our man reckons not everybody is unhappy with our current heat wave across the country. And he is right about The Pies reaction, but being a considerate chap, Bentley has omitted the brown stains in the water behind the old bird. Low Blow In a shameful tabloid attempt at sensationalism, the Townsville Bulletin has surpassed itself on this, our national day when we talk up that we live in The Land of the Fair Go. In one of the most denigrating efforts yet by this floundering fish of a paper, we were treated to this below-the-belt guilt by association dog whistling front page. And the sleazy effort just got worse and worse, especially when a reporter quizzed him with what can only be an accusatory question on any possible involvement with his aunts drug dealing, indicated by the use of the word denied. QUOTE: Mr Dametto denied having any prior knowledge of his aunts alleged involvement with drugs before her arrest and assured his constituents, he did not condone the use of dangerous drugs. I havent (been involved in drugs) nor any other member of my family to my knowledge, Mr Dametto said.(The alleged offending) has nothing to do with me, its something she has to sort out herself. UNQUOTE The fact that they asked the question no one had considered, with not a shred of even remote suggestion, is straight up political dog whistling the chorus of Ha! yeah, right from the LNP and Labor banjo-playing set is already plunking away. If Jenna Cairney and her band of work experience reporters think this is a good tactic to fill space, perhaps theyd like to door knock the parents and relatives of the juvenile little shits charged with stealing cars and property, and ask them if they had any prior knowledge or involvement the exploits of their little snots. One imagines such effrontery would meet with what some cops describe as summary justice and no argument there from this old bird. Truly base stuff, Ms Cairney. And Your Bizarre Story Placements Continue Apace Jeez-us, fair dinkum. When It Comes To Snide Stupidity, Jenna And Jenny Make A Pigeon Pair If ever proof was needed that our mayor is wetting herself about her plunging popularity and failure to fool ANY of the people ANY of the time, it came in the online Bulletin this weekend. Heres a little puzzle of current affairs test for you. Read the caption first, and then see a) how many Australia Day award winners you can spot, and b) see how many Team Hill councillors you can spot. And the Astonisher certainly has its political priorities right the caption lists Mayor Mullet and Premier Alphabet but failed to mention that dorky looking bloke in the center. Oh, him, hes not worth mentioning, just the Governor of Queensland and former Chief Justice Paul de Jersey. But then have a look along the line search as he could, The Pie was not able to see it reported anywhere that either Clr Ann-Maree Greaney, Clr Maurie Soares, Clr Colleen Boo Hoo Doyle, Clr Les Messagebank Walker, Mayor Mullet Jenny Hill, or Clr Kurt Rehbein had received any Australia Day honours. So WTF are THEY doing, holding some sort of prize, which if it is an Australia Day Award, is grossly dishonest to say the least a pathetic please re-elect me plea? They are making themselves out to be winners of some sort which is looking more and more unlikely next time around. But OK, why is the old bird surprised, this is about the level of honesty weve come to expect from these denizens of the Walker Street trough. Its such a thigh-slapping inept attempt at campaign virtue signalling it has just proved two things shes desperate and shes dumb. But or All that, Mayor Mullet May Get Back In A new study of Townsville voters has discovered why we have the political representation we have. Well, at least it explains it for us, but not much can be done, youd reckon. Now, Having Said That, Maybe The Magpie Owes Mrs Hill An Apology Last week and on a couple of previous occasions The Pie has snidely written that Mayor Mullet picks up $31K a year in fees plus expenses for attending 6 LGAQ meeting a year as one of the three ordinary directors of the Association. She will retain that position until June 2020. Well, shame-faced as he is to say it, it appears that The Magpie may be WRONG (clutch the pearls to throat, gals, splutter in your Scotch and Fanta, gents). And this error is a direct, albeit unintended, slur on our mayor, by wantonly questioning the worth of her invaluable visionary qualities and her legendary financial acumen, particularly in Indian industrial and aviation matters. Because it seems her spare-time gig at the LGAQ earns her nowhere near $31,000 p.a. It looks like its closer to $95,000 per annum! Which becomes even more interesting when you consider that the TCC pays about $250K a year membership, so it in essence means that her services to the LGAQ are in fact paid for by Townsville ratepayers as part of the citys membership fee. Indeed, it seems we stump up a total a very worth while total, mind you, who could argue of just under $300,000 a year for her incomparable leadership as she charts a clever path out of our current financial and employment morass. The Pie humbly apologises for underselling you so despicably, Mrs Hill, when you devote so much of your time so selflessly to the public good of Townsville. There will be sneering Doubting Thomases who question your championing of the Local Buy procurement arm of the LGAQ, which actually takes work OUT of this city. Those doubters say that the claimed efficiencies dont actually save the council anything, but pshaw! what would they know? They simply have no head for these sorts of figures and deals and they certainly dont understand the pressures of your obligation to an organisation that slips you almost a hundred grand a year to raise your voting arm when told. Oh, the irony, the irony. But, You Cry, Is This True? Well, it certainly seems so to better financial sleuths than The Magpie, but it all depends how you decipher the murky and ambiguous figures published by he LGAQ. Rubbery was a word bandied about frequently. And just to pique our interest, there is a little mystery item mentioned, but that later on. Lets go the LGAQ Annual Report, where on page 35 we find this as a starter. Now the remuneration seems pretty clear there sort of but it has the rubbery words ranged between. (And a brief digression they sure aint bound by pissant thoughts of CPI or inflation down at the LGAQ note the rise in fees from 2017 to 2018 a tasty 35% for the president and an eye-watering 100% for directors. And the 2017 figures dont add up anyway, which is rubbery/sloppy in itself, with no explanation offered. Makes one wonder. The question here is would someone like Jenny Hill from a place the size of Townsville (for round figures, let say 200,000) be willing to accept the same stipend as say Alf Lacey from Palm Island, which has what, about three to five thousand people? Methinks not in a month of Sundays, and PI membership would be a tiny fraction of Townsvilles.) Then we see this chart, which again seem clear. Or is it not? The disparity between the President and the directors $137,422 v $31,000 ($94,280 split three ways rounded out here) is not believable to one executive who deals in these areas. He thinks the real remuneration, especially for Jenny Hill, is actually about $94,000. But whether it totals that from these figures (where there would obviously have to be some accounting error), things get even more interesting if he scroll back to page 20, we find this And this Now these reports can be heavy going even for accountants at times, and impossible for the likes by The Magpie, but our experienced Magpie mate writes: The cost of directors fees and meeting fees for the year are $618,294 (page 20) this would kind of add up to me like 3 directors @ $95k plus the president @ $137k total of $422k leaving another $196k to be accounted for so I think the directors get 95K still and travel and accommodation listed separately as $734,441 (page 20) So all in all, maybe Jenny Hill is worth the money she gets as a director worth it to the LGAQ, anyway, when it presumably is she who calls the shots on the councils membership fees. All this is courtesy of the Townsville ratepayers. The loveliness continues. Oh, and that little mystery. Just this But to be sure, since the LGAQ runs an insurance arm, it will surely be covered for whatever alleged indiscretion did or did not take place either way, it gunna cost. A (un-doctored) Picture Is Worth A Thousand Words A somewhat antiquated clich borne out by an alert reader who reckons his shot in Flinders Street just about sums up Townsvilles quandary. And another reader pic is being repeated across the city at a growing rate. Sloppy unfinished work and weeds all around contractor or council, totally unacceptable, and could be a traffic hazard, especially in the wet. Of course, not all councils can get things right, even the mighty Randwick Council in Sydney which has its own wrestle with signage. Be interesting if a Great Dane owned by a dwarf takes a dump. Did The Townsville Chamber of Commerce Really Think About The Wisdom Of This? Putting an image of a hungry looking porker on the stationery of an outfit representing private business seems a bit risky. But it gets more pointed when it is advertising a Townsville information session for the LGAQs Local Buy mob. Of course, in very small print, the presence of porky is explained as recognition of the Chambers Chinese membership, it is the Year of the Pig. Well, come to think of it, it IS an election year Pot Calling Kettle Award Of The Week. This goes to US Secretary of State, Mike Pompeo, addressing an emergency meeting of the Organisation of American States last Wednesday on the unrest in Venezuela, and rescinding recognition of the elected leader. He said: The time for debate is done. The regime of former President Nicholas Maduro is illegitimate. His regime is morally bankrupt, economically incompetent and it is profoundly corrupt. It is undemocratic to the core. All absolutely correct except for two words, and many Americans know which two they are but guess you wouldnt know, Mikey, what a gerbil performance history awaits you, fella. We can shortly expect Trump to recognise Pauline Hanson as Australias legitimate leader, and for the forthcoming elections to be cancelled, since elections have little meaning in Washington. Apparently. But before Trump can make any such declaration how Australia can be governed, he will need the permission of the man behind him. And thats just the start for this week in Trumpistan. And Finally, For A Final Rueful Laugh Or Two. Time and technology play unexpected tricks on us, taking just a few short years to reverse human behaviour. .. Thats it for this week, but as usual, comments are running hot on all sorts of topics, so have your say, comments can be posted 24/7. And if youre in a kindly mood (or just drunk, doesnt matter) a donation to help the old bird keep floating above it all is always appreciated and put to good use. The how to donate button is below. http://www.townsvillemagpie.com.au/hi-jacking-australia-day-photo-op-fail-shows-that-the-mayor-knows-how-deep-she-is-in-the-electoral-doo-doos/

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blogdangerousobjectcollecto-blog · 6 years ago

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quote devil insurance

"quote devil insurance

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Is there a company who offer provisional car insurance for only a short amount of time? I am taking my test in December, and feel that it would be useful to be able to drive at home as well as in my weekly lessons - but can't afford the full whack right now. Can I get insured for just a few months until I pass my test?""

Car Insurance companies?

I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention

""Help! looking for affordable health care insurance in atlanta, ga?

i am a single mom recently laid off from work. i have asthma and take a prescribed drug every day. i am running out and just to see my dr. for a new rx is $125 and then for a 30day ...show more

Does it cost to cancel car insurance?

I have state farm insurance and I was wondering if there was a fee for canceling the insurance. Like with cell phones for example.

How much should my car insurance raise....?

I am 16, I've been driving 4 months. I have USAA car insurance, and I went to a driving school. I'm a supertard and today I rear-ended someone.... the cops were called and an accident report was filed, they said that my insurance company and the person's will contact eachother. I'm just curious to how much you think it should raise? There was alot of damage to my front end, but the person's who I hit hardly had a few scratches on the back bumper. I'm already paying $80 a month. Thanks so much for your estimates!! (p.s. i live in TX if that makes a difference.)""

quote devil insurance

Car insurance?

Does anyone know of any insurance company's where you can be on your parents insuance but still get no claims? Thanks

Car Insurance Issue's? HELPPP!?

I lost my job so I couldn't pay my car insurance for about 3 months. Then it got expired my license also got suspended because of no car insurance:/. But right now I'm back on my feet and I want to get my license reinstated and get car insurance again. I want to know how can I do that? And do I have to pay the amount I owed back to my other car insurance company or can I go to another and not pay them back? PLEASE HELP ME!

How much does the average 19 year-old pay for car insurance?

In Canada (or more specifically BC)? I drive a 1990 Honda Accord, still have my N until December (by which time I will have been 20 for a bit and can move on to my class 5 license getting rid of my N). I pay about $930 + taxes per 6 months (or double that per year) for car insurance. That's the bare minimum basic coverage.""

How much would a health insurance company charge to insure a 55yr. man with colitis?

Car insurance question?

Im currently a proposed driver on an car insurance policy(FULLY COMP) on a Fiat Punto and im 19. My elder brother is getting a Vauxhall VXR and said if he is insured on the car (fully comp) and said if i drive his car, i am legally allowed to drive it but i will only be covered under Third Party. Can someone outline the Rights and Wrongs? Is it actually legal? any problems which may arise?""

Car insurance for teenagers?

Just wondered if anyone had some top notch car insurance companies that could get me an affordable quote, below a grand would just be amazing! (i live in the uk) thanks!""

If you want to buy health insurance instead of using the health reform health insurance from obama?

will you be allowed to do this, and are these insurance companies going to provide very good coverage so that people will get good medical care compared to now? what do you think the trend with private insurance that you can buy for yourself will be ? Better or worse than the obama health insurance?""

What is the best health insurance's for myself?

added info im 22 years old with no medical problems.

""CAR INSURANCE FOR A 17-YEAR-OLD, 5000 quotes. Genuinely can't find any quotes less than 5000.?""

1.3 KA 2002, immobiliser, no tracker fitted yet (intend on). Not bought the car. 17-year-old as the main driver and owner, passed a month ago (roughly). I know it's obvious, but KAs are the easiest cars to buy, the car is valued at 995 (the one in mind). I can literally find 5000 quotes. The car is worth less than one fifth of this. And yes, I know that car insurance will be expensive, but reading over forums etc, some people have managed to get it down to 2000. I've tried Diamond, elephant, comparethemarket, gocompare, literally everywhere. Admiral won't give me a quote and places like Tesco will only quote 18-year-olds. I will literally LOVE anyone who knows of any quotes around 2000-3000. And I realise that insurance companies take the Michael, but please don't state the obvious with a comment like Insurance will be expensive - 5000 is about right , surely it can't be, I've found so many forums of people saying they have quotes from 2000, but not telling me where from. ):""

Why are people demonizing the insurance companies?

I'm not on the government dole, I'm not a municipal, state or federal employee. I don't get my insurance through an employer, I purchase my own. As small business owners in NYS my family of five pays over $20000/year for health insurance. NYS is already an expensive state to live in and with all of these state mandates on the few insurance carriers we have, my premiums have DOUBLED over the past seven years. If anything, Obamacare will make many self insurers like me drop their insurance and pay a fine. Then we'll wait until we get sick to purchase insurance because we can't be denied due to pre-existing conditions. Anyone who doesn't believe Obamacare was designed to put private insurance companies out of business has got their head up their ***. So again I ask, why are people demonizing the insurance companies?!?""

Will I affect car insurance rates ring on the cars title?

Me and my fiance re buying a car together I asked him to put it in both our names but he said nothing against me he just don't want his insurance to go up but I was told I don't have to affect the insurance even if the title says (him and me) the insurance would still just Be in his name.?

Small and cheap to insure ideal first cars?

first car for a 17 year old, no more then 1800, MUST be small and cheap to insure and preferably a respectable looking car :')""

Yamaha 09 R6 insurance?

how much would you thing it would cost in insurance for a 19 year old to own a 08 or a 09 Yamaha R6

Cheapest car insurance for speeding violations.?

I'm 20 and a male

Can i get insurance now?

I recently had my wisdom teeth taken out, and they said i needed to come back and get my teeth cleaned, and they said I'm gonna need some fillings or something, but there wasn't another appointment until June.. well i don't have dental insurance, so i had to pay for this all on credit cards, which is do-able i guess, since we dint use those cards for anything else, but i was wondering could i get dental insurance between now and then? or would it not cover the appointment thats already scheduled? where can i find affordable isurance?""

Legal question about car insurance.?

My son was at a party, an aquaintance asked for his car keys to get some drink out of the boot. He then stole the car and crashed it. Only a provisional licence. The car, which is a company car, is a right off. The insurance company are saying that they may not pay out. Who ultimately is responsible.""

What are auto insurance rates based on and why do some companies cost more than others?

Anyone ever heard of business car insurance to do a homecare job?

Hi I have applied for a job and been told i got it now they saying i need business car insurance because its a homecare job and its to stop being towed away or clamped anyone ever heard of this and what is it

How much is insurance for under ground pools?

No health insurance?

I don't have health insurance anymore because my COBRA coverage is over now. Because I have a pre-existing condition other health care companies won't take me. I have tried to find a job that offer health insurance, but seems very difficult right now. Because I own half of the house where I live. I been told that I cant qualify for any low income health care services. I don't know what to do? I dont even have a job, and Im considered well off to qualify for something. Have anybody out had this problem? I live in California.""

Im Looking for cheap auto insurance in NJ?

Any suggestions? Anything except Cure,Esurance,Metlife and travelers. been there done that. Cure is just awful and unprofessional!""

How much will insurance go up with 2 points on drivers license in CA?

Im from California. So I have 2 points on my driving record how much will the insurance go up? I work for a company as a driver. They have The Hartford car insurance. Thanks.

What happens if a 16 year old in NC is caught driving without being on the insurance policy?

The owner of the car has insurance on the car but his daughter is not listed as a driver on the policy.

Do you usually get better quotes on car insurance if you call a local office?

Like as opposed to doing a quote online?

If I do not have car insurance...?

and i live with with my grandparents and they have car insurance but i dont, and i have my liscence, can i still drive their car with it not being illegal in the state of Massachusetts? Because i cant afford the insurance and if their car is insured i am told an officer cannot do anything about it, as long as the cars insured im fine, is this true? Thanks!""

quote devil insurance

Why should teenagers have to pay so much on insurance for a BRZ or FRS?

What just because it looks like a sports car it is?? Since 2007 teenagers have been disapointed that they can't get a subaru WRX or STI because of the turbo charger and now that they've made a two door without turbo it's STILL off limits for teens?? It's FOUR cyclinders. Give us a break. All you old farts drove muscle cars when you were our age.

My car is totalled and the at fault insurance company won't pay. What do I do?

I was recently rear ended. The lady who hit me was not the owner of the car. The car is insured with Access General under the boyfriends name. Access General came to assess my car and deemed it totalled. They gave me a dollar amount of how much the car is worth and what they are willing to pay for it. Heres the problem, Access General is claiming that they can not get a hold of the boyfriend and that they can not process anything and will close the file if they do not make contact with him. So basically, I would be stuck. Obviously, I am going to get a lawyer, but has anyone ever heard of such a thing? Am I missing something here?""

Mandating health insurance?

I heard that HIllary and Obama want to mandate health insurance. How is that going to solve anything? People can't afford it, like me. Health insurance should be like car insurance, people pay their own way and if they don't have it they pay for their repairs or don't get fixed.""

Whats the best California insurance ?

I want full coverage what's the best company

I need advice for my auto insurance claim! Please help!!?

I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance....""

Which health insurance plans do you like in California?

For individuals which health insurance plans are good for people in good health? Are the Anthem plans a good choice for a family?

Is it required to buy insurance if you rent a car ?

Well, I'm going to tell my mom to rent a car next Thursday and I'm not sure if she HAVE to buy insurance for it. She already have car insurance from Triple A, can she use the car insurance she have for the rental car? Is that okay? When I reserved the car for Avis last weekend, it said that you can purchase a protection for the car for an extra 18 dollars, im not sure if that's insurance or not. It said its recommended, but not required. Also, no where on the site said that you have to buy insurance for the rental car. Is there already insurance for those rental cars? I'm so confused. pleease help!!""

""Would Obama's plan mean free (or affordable) comprehensive health insurance for everyone, no matter what?""

Is this what we can hope for? Affordable or even free health care for all Americans, rich and poor?""

CHEAP CAR INSURANCE FOR 17 YEAR OLDS?

hi my dad has a c3 citroen plurial convetable and wants me to be insured on it whilst im in england on holiday! i have an aussie licence but cant seem to find cheap insruance with 2000 pounds being the cheapest. does anyone know of any company who gives cheaper insurance for 17 year olds on an international licence with a convertable car??? any help would be great. thanks!!

First time driver...really need insurance help?

ok, so i am 17 and i just bought a car. i live in CA and i really need to find auto insurance for cheap. i know its really expensive for a first time driver to get insurance for themselves, so if anyone knows of an insurance company that does not charge that much i would greatly appreciate a response. thanx""

Cheapest auto insurance for 18 year old?

i am 18 years old a female and i own a 1996 chevrolet s10 2wd pickup truck i have had my licence since i was 16 and i am wondering if any one knows of any cheap insurance i live in st.petersburg florida please help!!!

Cancelling car insurance for 5 months?

HI: I just moved to San Antonio for a 6 month project and the company decided to pay for my car rental. I'm thinking about cancelling my own car insurance for the time so I can save some $. Any thoughts on what the cons can be? I don't want to cancel it for months and then have to pay extra to get back in. my car registration is in Dec and I'm from California and I have Geico. Any inputs are appreciated. Thanks! Mike

Insurance options for me?

I'm going to be 20 in July. Me and my Girlfriend are having a child we live in an apartment together in Iowa. I am self employed currently, I make roughly $20,000 a year while going to college full time. I was wondering if I can get insurance for myself through Title 19 or any other form of government insurance to assist me and/or my child. I know private insurance is an option too but I want to take advantage of anything I can get free first.""

""I have a NJ DUI, How much will my insurance go up?""

I got a dui in NJ, no accident involved, how much will my insurance go up per month, if i pay 168 per month now? I would like some personal examples, etc.""

""My teen had a minor accident, will my insurance go up?""

My daughter who is 16 yrs old tapped a car from behind at a stop sign. There was no damage done to either car and no injuries. The guy said he was not going to do anything about it since there was no damages. My daughter gave him her information (insurance etc). I called the guy to make sure everything was ok, he said nothing happened to his car or himself but he went ahead and opened a claim with my insurance because he thought he had to do that. I know that if he decides to ask for damages the insurance will pay. My question to you is if he decides not to ask for damages, will my insurance still go up and will she get points in her driver's license. Also, I'd like to add that we live in California. I have not talked to my insurance (AAA) yet. Thank you""

""People that live in miami only, car insurance problem :(?""

me and my boyfriend r trying to move out, its really necesary because my parents r moving far and if i go with them i cant see him again, anyways we have enough money, we both have ...show more""

Why is the Infiniti G37S Coupe insurance premium costs so high?

I looked up average insurance premium costs for the G37S coupe, and the cost was over $2600. I then looked up the Infiniti's competitors, the BMW 335i coupe and the Audi S5 4.2 which costs $1900+ and $1800+ respectively. Why is the insurance premium of the G37S so much higher? Thanks in advance.""

All my friends seem to be getting cheap car insurance?

All my friends seem to be getting cheap car insurance but i cant seem to find it lol, im 17 and i know its expensive but people say they find it for 1.4k or 1.5k which id be happy with but im getting quoted 5k (and dont say what type of car is it!!) cause i know all that""

Who do you contact if you know somebody commiting fraud on there car insurance?

given someone elses address for cheaper insurance

How to get under someone else's insurance policy?

I'm 22 so my insurance is double the price of my dad's. I want to get on his policy or have him on mine so that my insurance can be cheaper. Does he have to be part owner of my car? Do we have to use the same company?

If a company is self insured (medical) that doesn't mean the company owns the ins. co. does it?

Teens: Do you pay for your own car insurance?

If so, how do you pay for it? How long do you work for and how much do you have to pay for your insurance? Just wondering :) and if you want what type of car do you have?""

Can I be put under my dads car insurance?

I am an independent full time student. I live in my own apartment and I work full time. Currently I pay for my own car insurance and being that I am 19 years old, it is through the roof($170 a month). I have a perfect driving record. I live in Virginia and my dad lives in Alabama. Is it possible that I can be put on his car insurance to save money? I am buying a new car soon and I need to upgrade to full coverage, which is around $230 a month, which is higher then the car payment itself.""

""How do i get car insurance down, young driver wanting cheap mx5?""

Ok, so you may be wandering why i want an mx5. I want to get into drifting and an mx5 seems a good car for it. can get an ok one for about 1000, lower in some cases. The 1.6 litre would be the best choice. So to the car insurance, i put in a quote with myself the main driver and my dad as the additional and it was around 2500 for the year. I then put my dad as the main driver, mum as the second and me as the third and the cheapest quote was 2200. I then took me off and it was 180. I mean come on! im 19 with 2 years no claims, what is it with insurance companies and young drivers! Im not going to drive the car much at all. Probably to events and a bit more when i want a bit of fun. But seriously, im not paying that price. Drifting is already an expensive hobby as it is. So how can i bring it down people? Would love to see people ranting about car insurance with me.""

How long until I lose my health insurance?

I left my job on August 17, 2012. I had Cigna Health Insurance. How long until I get the letter that says I don't have it anymore?""

quote devil insurance

Why is my insurance so expensive?

I am looking to buy an hyundai coupe 1.6 auto and I am wondering why all my insurance quotes are so expensive. These are my details. 18 years old 0 NCB Full Licence held for 8 months Only need up to 4000 miles a year car is worth 2000 Will use it for Leisure and commuting Only need Third Party Fire Theft Live in the South east, in east sussex I have been speaking to a few people who own these also and they are getting much cheaper quoted than I am getting and they need more than me like they have a 2 litre, 10,000 miles, newer model car like 2002, car is worth more. As an example a person I have been talking to is also 18 and he has got a 2002, 2 litre and his car is worth 6500 and he has a quote for 1000 and that is fully comp. This is a group 10 insurance car. I am 18, I am looking at a 1997 1.6 which is worth 2000 and my quote is 2400 from the same company and mine is a group 9 insurance. I can't seem to figure out why my quote is way above theirs.""

I dont have car insurance and someone hit my car and im not at fault does it matter if i hav insurane or not?

What kind of insurance do used car dealerships have and how much does it cost?

I looking to start up a small used car dealership. What type of insurance do I need and what would it cost me Im only looking to open a small lot with about 5-8 cars at a time thanks

What is the average cost for small business health insurance with less then 15 employee ?

Average 600cc Sportbike Insurance in Canada?????

I am 21 and have Full G license for 5 years and M2 license for one year. Clean record and thinking of purchasing a brand new bike of 600cc for around $10000. What do you recken my insurance be approximetaly??????????? Thank You for your replies........

Which Insurance is better?

I am looking for new car insurance, so I narrowed it down to Geico and Progressive? Anybody have any experience with either of them?""

Why is Progressive Auto Insurance so cheap compared to other companies?

I was paying $92/mo w/ State Farm American Family quoted me $112/mo Progressive is $58/mo. (I'm comparing straight down the $25,000/$50,000 and they are the same.) Is there something i should be concerned about? Thank you!""

Car insurance hidden from family?

Im 17 buying a volkswagen golf 1.6 with my hard earned money working for 2 years now need a car but parents are against buying a car but i need it for uni Ill park the car down my road and everything will be legal and i was wondering if i get a insurance and a car can i hide from family so i can i tell my policy not to send letter or anything they can only contact me by email or by my phone also so give me a few options i wanna do the legal way only and from UK. Or can give them my actually address but tell them to send the letters to my friends house so that no one in family receives any information about my car what so ever thanks. I can prove my address not trying to get a cheap insurance just dont want family knowing also suggest any legal methods thanks

How much does full time RV insurance cost per year?

I know it's different for everyone but how much does it cost for you? And what size / class RV do you have? I'm just trying to get a rough estimate. Thanks

Whats the average price for a new rider's insurance in Canada?

In Ontario

Has legislative push for affordable insurance been cut short in the u.s congress?

I got a no insurance ticket in alabama went to court but never paid fine what will happen if i get caught back?

there

Could I get car insurance before having a car?

I don't seem to have a car at the moment like I mentioned. But I was wondering if I could get a car first and then purchase the insurance or would that not work?

Insurance costs on 350z & g35?

Prices just on average? In Texas. 16 year old girl. How much does color matter? What are the different prices for blue, black, silver, & white? How much does the z and Infiniti coupe differ? Please don't tell me to choose different cars..I'm asking for insurance price, not your opinion""

""No insurance, spun out on highway during severe snow storm and was hit. Who is at fault?""

The section of highway I was driving on was 2 lanes wide and straight for a mile. Traffic traveling the opposite direction was separated by about 100 feet of grass. The maximum speed limit is 65mph and the minimum is 45mph. I was traveling at an estimated 45mph in the slow lane. The tail end of my car began to slide out to the right and I was unable to correct this due to the terrible conditions of the road. I spun completely around and was facing directly into traffic in the fast lane. A car traveling in the fast lane (at a rate of speed unknown to me) hit me head on, totaling both cars. Its hard to be sure, but I am estimating that the time between initial loss of control and impact was around 10 - 15 seconds. There were no injuries. I did not have insurance on my car due to being a college student and not having help from my parents. It is not legally necessary to possess insurance. Two months later, a collection agency is looking for $3,472 from me. Should I have to pay this?""

Insurance for modified first car?

I've bought my first car, it is lowered but has no performance enhancing mods..I'm on a learner permit with no previous insurance. Will I be able to ge insured??? Im half afraid to tell them when looking for a quote in case they all blank refuse me. I would rather tell them though. I wouldnt mind paying a bit extra as long as its not a huge amount. Does anyone have experience with this? Did you just get refused, or did it just go up...and if it did, by how much did it go up? Thanks.""

Massachusetts Health insurance?

I am in fifties and currently living in California. Due to the California high cost of medical insurance, My wife and I are thinking of moving to Massachusetts state, get a small home there and retire there eventually. The reason that we are thinking about is that we overheard Massachusetts have a much lower health insurance cost ($50/month ?). Please advise us if you are currently living in Massachusetts state or other states that have less expensive health care insurance and housing cost. You advise is greatly appreciated. Jo""

""Cheapest car for insurance, and also cheapest insurance company in uk?""

hi, I have just passed my driving test, so I am looking to buy a car. As I am a new driver, I would like to get some tips and help about choosing a car that is cheap to insure and also a cheap insurance company. to give u an idea I have around 2000 to 2500 pounds to spare for a car and insurance. do u think it would be possible with my budget Please help.... thanks.""

Can I put someone on my car insurance?

I own a car. I have insurance on the car. Can I put another person who is going to be driving the car regularly on my policy if they are not co-owner of the vehicle?

How do I get back a revoked license in Colorado without owning a car or having car insurance?

When I had my license revoked for DWAI in Colorado, I was told that I could get my license back when a year was over by submitting an SR-22 form. The way I understand it, you can't get an SR-22 form unless you have car insurance. Is this correct? I don't have a car or car insurance, so how do I get my license back?""

Homeowners insurance question?

My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!""

Start my own insurance company?

Hi, I am new in insurance business, I was wondering if anyone can answer my question. I am currently taking classes to get my life and health insurance, once i pass the state test do i have to work for broker? or can i start my own agency? do I need to sign a contract with insurance companies in order to give quote to my future clients? Thank you in advance for your answers""

Can I insure a car that is registered and has license plates from arizona?

I live in California and am about to buy a car that has its license plates from arizona and is registered there as well. Would i Be able to insure it? And if not what would the process to get it good over here? Just so you know, Its a 1995 Nissan Altima, and is going for $1500.""

""My husband and I need private health insurance, any recommendations?""

My husband and I need private health insurance because his job does not offer it and I am a stay at home mother of our two year old son. We live in California, make about 2000.00 a month and are a family of three. We just need basic coverage so that if we get sick we can go to the doctor and if we have an emergency we can go to the hospital. Any recommendations for a low cost good plan that would suit us? Thanks so much!""

How does the car insurance differ between this vehicles?

I'm about to be 18 and am in the market for a used car. I currently drive an '05 Chevy Colorado and am paying maybe a little less than $80 per month. I'm looking at the BMW 3 series ('06-'08), Acura TL ('07-'08), Honda Accord Coupe ('08-'10), and the Acura TSX ('08-'09). Just wondering how much this would bump my insurance rate up and which would be the most practical as far as insurance goes. I have no wrecks or tickets on my record.""

quote devil insurance

https://www.linkedin.com/pulse/affordable-healthcare-act-penalty-having-insurance-horace-mullen/"

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kangaroomoney · 7 years ago

Text

Top Financial Mistakes Under 25

These are a combination of the biggest financial mistakes that I have my myself and that a lot of young adults have made and some tips on how to fix them.

1. Not Saving or INVESTING This is kind of obvious and definitely easier said than done, but so vital to adulting. Up until this past year, my saving account has always been extremely turbulent. I would save a little then deplete time, save a little then deplete it.

About a year ago, I got serious about saving because I had goals I wanted to reach and soon. I saved 60% of my net income (after-taxes) and put it in a high yield online savings account. Online savings accounts can provide higher interest rates because they have lower overhead (cost associated with operation) due to not having to pay rent for the building, employee salaries, electricity, and other associated costs. Also, having an online savings account prevents you from constantly moving money back and forth between accounts which is a lot easier when your checking and savings are at the same bank.

Onto investing. It sounds like a scary and complicated notion and it kinda is because you’re betting and gambling with a lot of your money which could fluctuate a lot. It’s not actually that scary. Since the market has rebounded it has been a really good time to invest. I have always had a 401K set up with the jobs i’ve had and the tip is to save the same percentage that your company matches to optimize the amount that is going in. Since I get taxed a lot, I decided to save 10% and my company matched up to 6% so I could pay slightly less in taxes (we pay more of our paycheck in taxes than other age groups generally.) Putting money into your 401k adds up. Just check on it periodically and if you want to put more in CDs or more in the money market, you can adjust the percentage that is invested in each category.

One option that is really popular now is low cost index funds. I cannot tell you how grateful I am for Vanguard who started this. These index funds are diversified (invested in varies categories) and you can get in with as low as $300. I invested in a fund with $6000 and in the first quarter this year I yielded 7% growth which is greater than the market. The idea was that bankers who charge fees and get commission from managing your portfolio does not do any better than if you randomly picked stocks to invest in and they RARELY do better than the market. I should check my account more frequently than i care to admit. Investing in many individual stocks is a lot riskier because together they may not be diversified into different industries and you’d constantly have to watch it all day, every day and do so much more research, which I kind of do anyway because Im a great and on top of my life (kidding). But index funds are a great way to enter the investing realm.

2. Upgrading Too Soon (depreciating assets) A lot of people get a new job or get promotion and decide to #treatyoself by upgrading their car, buying a new gadget or upgrading their current tech items. If you buy a car without a heavy down payment, you’ll be sucked into this monthly debt you may not be able to afford. Just because you got approved for the loan, doesn’t mean you can afford it. I know a lot of people like to trade in cars but if you own a car that does not have a good resale value, don’t trade it in. Drive it until it dies. Growing up, my parents always said, “if you can’t afford it, don’t buy it.” They hated the idea of pay interest, so they would not buy a new car unless: it crashed, or died. My mom actually still drives her 1998 Toyota Sienna which my brother and I dubbed “Bertha”. They also paid for all their cars in cash. This idea is nice but, this isn’t as realistic these days. I would put in 35%-50% and finance the rest. I also love tech and gadgets. When I saw Brookstone had begun commercialize drones, I wanted one, bad. I read a million reviews on different drones and to be honest in like 2013 the drones at $400, sucked. They were flimsy, faulty and did not have a great camera, great dodge there. Going back on topic, wait out on large purchases like Laptops and tech toys. The general advise is if you have one that is functioning, dont get sucked in by marketing ploys of the new and flashy.

3. Budgeting- Not being realistic or not having one at all. Budgeting is so important because a lot of us don’t even know how much we spend or need to spend each month. In order to save, invest, and create fluidity, you have to budget. I don’t follow the 40, 30, 20, 10 rule that most financial blogs and institutions suggest. This is because we all live differently. I love food and cannot cook to save my life therefore, my food expenditure would be significantly higher than someone who is competent in the kitchen. I am a little crazy because initially I put all my expenses each month in an excel spread sheet and use that to adjust my spending and plan for future events like wedding and trips. My credit card also does this but i have multiple ones for different purposes and this spreadsheet just allows me to make graphs and see trends a lot better. I am not saying people need to do this because it is an extreme measure and I love spreadsheets but some sort of tracking is important. There are so many apps out there like Mint, Wallaby, Wally that you can input CC info and are able to track your spending.

I put in my core and fixed expenses that don’t change: rent, student loans, car payments, electric, gym memberships, etc. Then I personally put aside how much I wanted to save. Whatever was left over was what i had to to work with for leisure because at the time, my main focus was saving. This did not allot me with much because I’m young and working in the city making, not a ton of money. I soon realized i didn’t need to spend $500 on clothing each month or rationalize going to NY every weekend or even small things like grabbing Starbucks everyday even though my office has a Starbucks machine #notsoychaithough...

Adjust your budget frequently. I adjust each quarter. I had a speadsheet for the year with a planned budget then at the beginning and end of each quarter go in an see how i’ve done and change things for the next quarter to see what i can improve on. Things change and events come up. My friends and i like traveling so when we plan a trip I incorporate it into my budget.

Be flexible. I can never understand people who don’t like change, as it is the only thing that is constant, (haha so cliche). It true though, you have to be able to say “ok, this month, I cannot got to Starbucks at all because I have a trip coming up or because I had to replace my brakes the previous month.”

Get rid of non-utilized memberships and expenses. A friend of mine was paying for 3 different gyms at one time. Take a look at everything you pay for and get rid of non-core expenses. Some people have issues parting with things but if there is no value greater than its cost, get rid of it. I had a similar kerfuffle when I thought, oh i can get rid of my gym membership because my job has a gym in the basement, easy expense to nix. I then visited my company gym, and it just wasn’t for me. It didn’t motivate me to work out, it was cramped and I had to workout with my coworkers next to me, ugh, kidding. So i decided to keep my gym membership but i did nix my yoga membership because I just cannot wake up at 5AM and Chaturanga at 6. I also combined a lot of my memberships with my brother and parents to reduce monthly costs like Netflix, Hulu, Spotify, Tidal, and AmazonPrime and pay annually so there isnt that monthly conversation of. “Hey, you havent paid me the $5 for Netflix” and think well it’s only $5, i’ll let it go. These expenses add up. The people you choose have to be reliable or you have to be reliable. Cancellation can be a bitch if communication is not clear.

One big problem I used to have with budgeting was that I was not realistic. I would say I would save $1000 a month with only $2000 coming in monthly, but I would do it by running up my credit card on things i did not need and pretend like those expenses did not exist. I just was not strict enough on myself. If you create a budget take it month by month or week by week and keep yourself on track.

4. Yes Man - Social life & Overspending This ties into budgeting but more of the social aspect. Living in a city, there are so many things to do. There are events every weekend or even during the week. You gotta stick to your budget and know how much leg room you have to for fun. I am one who always says yes, because I don’t like disappointing and i like doing things. As one of my coworkers, Elliott had described as an “activities based” person. I am definitely one of those. DC is conveniently located where less an hour out in any direction, you will get a completely different but very capitalistic environments. Happy Hours and company events were the bane of my existence. I have to say, a lot of people I know go out drinking 3 days a week. This adds up and no one is paying me enough to be drunk 3 days a week. You can’t say yes, when your bank account is screaming “NO.”

5. Credit Cards

At last, these evil little things can be so easily misused and you can get yourself into a lot of trouble. I have a couple but only use 2 of them. There are so many articles I used to read about the best ones or the credit cards with the best perks but they’re all quite comparative. I’ve had a line of credit since I was 16 because my parents mistakenly decided to allow me to have one under their account. My first real credit card was a travel card from the bank i have my accounts in, which was not terrible because If i spend $3000, i got 40,000 points which equated to a free flight to Cali which I was planning for anyway. This card, got in into a lot of trouble and took way too long to eventually pay off. I then got a Discover card, which was my trojan horse. The limit was $500 and this really allowed me to control my spending. I actually still use this card for most of my purchases because there is no reason for my to spend more than $500 each month on miscellaneous purchases. They also had better cash back offers which I enjoyed the quarterly divisions. It is a great card for college students and young adults. I still use my travel card solely and immediately pay it off. I still live by the rule of putting everything on credit first then paying it off because i now have that control and not overspend for the most part. If you dont have that self control i would say just, pay everything in cash. You cannot go down a hole by overspending and think, “well i’ll get 5% or 2% back.” I also have not been interested in cards that have an annual fee though they have slightly better cash back offers or perks. Find one that suits your needs. If you drive a lot, get one with better cash back offer for gas purchases. If you travel often, getting a card with an airline has better perks than the generic travel cards for the most part. Its hard if you fly all over the place and don’t stick with one specific airline. But a travel card would be beneficial in that aspect. The rule of thumb is pay it off immediately. Don’t just pay the minimum because after your initial promotional no interest period, those rates are upward of 20% usually. If you put off full payments, you’ll balloon up your monthly payments after that introductory period. Having credit card will build up your credit but mismanaging will also ruin you. If you have plans for a big purchase like a car or home in the future, it may not be an option if you dig yourself a hole in debt.

This was a long post but, hopefully you got something out of it. I definitely have made many money mistakes but I’m here learning and trying to help at the same time. Happy adulting!

#money #finance #personal finance #youngmoney #millennials #help #moneymistakes #saving #youngandbroke #young and broke #young money mistakes #adulting #kangaroomoney

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gabrimarsh-blog1 · 7 years ago

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Greatest Level And Shoot Digital camera

Panasonic AG-AC90 professional camcorder: three CMOS sensors in a handheld package deal for $2,250. Along with enhanced inventive freedom, one of many major advantages of utilizing manual controls is the camera will perform much quicker than when functioning underneath motorized automatic controls. Western Clothes T-Shirts Polo Shirts Sweat & Loungepants Trousers & pants Jeans Shorts & Cargos. The Panasonic LUMIX DMC-ZS50 ‘s lens matches the field of view of a 24-720mm lens, with an aperture of f/3.3. Although low-mild isn't something to write down house about, the purpose of this digicam is that you should utilize it where you possibly can't use others (including your cellphone), so keep the light bright and also you shouldn't be disenchanted. Sure, it is slightly on the hefty facet, but it surely's still comfortably pocket-sized, is kind of a looker, and was the one that we discovered ourselves reaching for when it got here time to take a number of vacation snaps on our own. When readers choose to buy The Wirecutter's independently chosen editorial picks, it may earn affiliate commissions that support its work. If you happen to plan on SCUBA diving or free diving along with your waterproof digicam although, you will want to be sure you choose a model that can be taken to the maximum depths you would be diving to. Our high picks, the Panasonic LX10 (left) and Sony RX100 III (proper), combine the high picture quality of a 1-inch sensor and a brilliant lens with the comfort of a pocketable digital camera physique. The CL65 is designed to help you enhance your creativity in terms of digital imaging. It also features wonderful full HD 1080p video recording with stereo sound for impressive dwelling films. Take one take a look at the photographs and videos captured by this miniature marvel, nonetheless, and you'll realise that you're within the company of something very special certainly. Customers can then showcase their creative creation through the camera's LIQUID CRYSTAL DISPLAY, or by merely uploading their creation to social networking websites to make sure everybody have a look at their artistic masterpiece or doubtlessly, their latest profile picture - with a twist. Finally, although just about each digicam comes with inner storage, this is actually meant for storing a few shots in an emergency whenever you've forgotten to insert a memory card. I recently bought the Panasonic LX 3 and the vast angle conversion lens that gives you the equivalent of 18mm. Even when you have not had experience taking pictures film in the past, you will love the various film simulation modes on the Fuji X70 Being able to add these filters to your photographs whilst you shoot (so the effect is displayed before you truly take the shot) is a really enjoyable expertise, and also means you will not waste any time modifying your images to have that coveted ‘classic - look' afterwards in your pc. The Sony RX100 III has a intelligent viewfinder that adds no bulk, and it provides a bit extra battery life than our prime pick. Throw in 4K video recording and you've got a unit that videographers will get pleasure from as nicely. The one complaints I might see in regards to the Nikon Coolpix L830 have been that there is no UNCOOKED help, and a few users discovered it a little large and heavy for a compact digicam. For individuals just eager to shoot great-trying trip photos, birthday events, or the occasional Little League game, nonetheless, the not-too-shabby 10 fps burst rate and quick focus of the Panasonic LX10 are more than enough to do the job. As well as, people can control the destination of Fb uploads - selecting to share content material with everybody, or put up pictures only to chose Fb groups. With its 24 MP 4/three” sensor it is capable of producing excessive-high quality images, however unlike best point and shoot camera the company's compact cameras - for which Canon has one of many widest vary of proprietary underwater housings - there is no such thing as a underwater housing available from Canon for any of its EM vary. Impressive image high quality separates the Fujifilm XQ2 from different compact camera options. For these, who've been in search of a tricky and sturdy digicam on this checklist however havent discovered it up to now, do not lose hope as we are simply in time to present this harder than robust Olympus TG-4 level and shoot camera. Next up we've got another huge title and extremely reviewed point-and-shoot digital camera, the Canon PowerShot G16 This digital camera is Wi-Fi appropriate, which goes to make sharing your movies super easy if you wish to keep away from utilizing a pc altogether. The camera's Image-in-Image function lets customers insert one image within one other. Full hybrid photo experience with 24p or 30p 4K Ultra HD video and 4K photo mode. For photographers that need to profit from this, a full manual mode choice provides full control over the digicam's settings. With loads of vapor gentle, colors are correct, imagine it or not, though details are delicate on account of in-camera processing on this ISO 6400, 1/50-second, f/2.eight publicity. And once you're in, you keep in. A 2005 examine by the Bureau of Justice Statistics (BJS) followed 400,000 prisoners in 30 states after their launch and located that inside simply three years, greater than two-thirds had been rearrested. Lastly, the model contains the new Movement Photograph characteristic. The iPhone 5S lets one record sluggish-motion 120 frames per second video. Again, the LX10 isn't a groundbreaking digital camera—we can hint its headline features to earlier fashions from Panasonic, Sony, and Canon. Perhaps most notable to advanced photographers is the inclusion of RAW picture capture, which allows for better flexibility when processing photos. As with the other cameras here, the Fuji gives full HD movies recording in addition to some creative filters that can add fun results to your movies. There are just a few different improvments, together with a new movie mode, however those are the important thing factors. Image high quality: We at Enterprise Insider shot a collection of photographs that compared a DSLR digicam, a point-and-shoot digicam, and a smartphone digicam. If you need a digital camera for everyday photography tasks, the 3x to 5.9x fashions (fundamental level & shoot) or 10x to 20x fashions (Pocket Megazoom) with around 28mm huge-angle protection may give you good results. Gallery: Samsung Galaxy Digital camera assessment samples eighty five Photographs.

On the draw back, there is not any viewfinder, but the display screen tilts, which is useful. When selecting a digital digital camera, it's important to first perceive the options that are most important in your future purchase. The Sony RX100 collection has gone from strength best pocket camera to strength and in its fifth-generation format it's a digital camera that, at this measurement, pretty much has all of it. This is an advantage over SLRs as most cameras either don't have entry to the DOF preview button, and once you do, the viewfinder is just too overly dark to truly see anything when the lens is stopped down, plus there is no such thing as a peaking within the viewfinder. Nearly 4 years after it first launched its original EOS 6D price range full-body camera, Canon has unveiled a successor. The Canon PowerShot SX710 HS is similar to our runner-up in most ways. We have used our personal expertise with digital photography and consulted a professional or two to assist us out. Sensor measurement: As a basic rule, the larger the sensor measurement, the higher quality the images will likely be. The draw back of a giant sensor is that it requires a larger lens, meaning the value and practicality could also be affected. Straightforward to share photos and flicks with Wi-Fi and Dynamic NFC to instantly connect your digicam to your smartphone or tablet to update household and associates back dwelling! Choices embrace massive zoom lenses to get you nearer to the greatest sights, GPS to maintain monitor of the place each shot was taken and Wi-Fi and NFC so you can share your adventures again these house. Each app masses inside a second, there is not any slowdown or jerkiness and you will not be left grunting in annoyance at the gadget, it doesn't matter what you are doing with it. If the benchmark for taxing apps is to play a demanding recreation like Asphalt 8 with the graphics turned manner up, then the fact that the Z5 not often dropped frames must be encouraging.

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glisteningangels-blog · 7 years ago

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Which Compact Cameras Are Value Buying?</h1>

Samsung reduces EX2F level-and-shoot worth to $499 earlier than August arrival. Why you'll find it irresistible: The Canon PowerShot G3 X digital digicam is smaller than most massive zoom models, but it'll capture faraway subjects fantastically. To view full-decision pattern pictures shot with the Panasonic Lumix G7, click right here. For the reason that Mark III mannequin the lens has been a more moderen, sooner 24-70mm f/1.8-2.8 equal lens. If you want to save your phone's battery and storage, then a point shoot digital camera does just that. Startup time, from while you hit the power button to while you take a shot, is brisk at just over 1 second. Gallery: Canon PowerShot SX730 HS press pictures eleven Pictures. Nevertheless, that bigger display screen on this compact physique smooshes the controls over to the correct, making menu navigation a bit clumsy. Lastly, the digital camera sacrifices a flash function for best compact digital camera the sake of its EVF, which frankly does not compare to other digital viewfinders in keeping with Panasonic consumer testimonies. It is value noting that is an EF-M mount camera, however you should buy an adapter separately to use it with Canon's wide selection of EF lenses. Additionally, the RX100 IV is a fast performer, ranking close to the highest of the point-and-shoot category. Other point-and-shoots under just like the Canon SX720 HS provide even more zoom in smaller packages, however those fashions have additionally considerably smaller sensors and may't compete with the optical high quality of the FZ1000. One other nice feature of the Canon G7 X II that is missing from the opposite two cameras within the Advanced Compact category is a guide flash possibility. These further features embody connectivity choices like Wi-Fi and NFC, multiple shooting modes for fun and artistic pictures. All I want do is at all times get the best performance camera that is still pocketable, and that inevitably means the most important in that class. With that in thoughts we'll review the pros and cons of each category of camera and recommend specific fashions. When traveling, I've used just about each focal length from broad-angle to telephoto and recommend a digital camera equipment that can do the identical. Extra folks than ever personal a digital camera of some sort, and pictures serve, greater than ever, as a major method of communication, thanks to the surge of social online communities. In guide mode, you'll be able to pick your ISO setting from 50 as much as 3,200, however low-balling simply results in crisper, pointlessly dark pictures. Compact cameras have their sensor sizes quoted as a fraction, comparable to 1/2.3in or 1/2in: the larger the fraction (1/1.7in is bigger than half.3in), the bigger the sensor. When you actually need high quality pictures out of your live performance experiences and you do not have a photo go allowing you to carry a professional digital camera into an occasion, the subsequent neatest thing is a good point & shoot digital camera. We do not assume those features are value the additional price for most people, but when you discover the SX710 HS on sale, definitely give it a glance. Boasting a 30x Zeiss-branded zoom lens with 5-axis image stabilization, an 18.2-megapixel sensor, and a nifty retractable OLED viewfinder, it is actually full-featured. The cellphone lacks some of the 6s's niceties and its display is simply too small for some, but the iPhone SE is the very best compact phone Apple has ever made. The GX85 and GX80 are the same camera - the previous being the US model quantity and the latter for everywhere else, besides in Japan, the place it's the GX7MkII. This compact shooter packs a 35x optical zoom with picture stabilization, a 20-megapixel bottom-illuminated CMOS sensor, and a three-inch screen that can flip up a hundred and eighty levels to face you for selfies. There is no such thing as a need to use a detachable shorter port for huge angle like on the Canon G7 X II or Panasonic LX100 The use of a large-angle lens will require the digital camera lens to be zoomed to about 32mm to avoid vignetting. As you might count on, the LX10 connects to your telephone through constructed-in Wi-Fi. When you best compact digital camera can take full handbook management, raw format capturing isn't included - that shouldn't be a problem for the average user, however might postpone some fans. Once I used my S90 for journey, I at all times just slipped it in my pocket. Nonetheless, both iPhone 7 models pack sooner f/1.8 rear lenses than the f/2.0 glass on the Pixel. This well-rounded digicam should last you for a number of years of prime-notch taking pictures, and at $800 (or £669) with the sixteen-50mm power zoom lens, your pockets will probably be in fine condition, too. We love that it's extra pocketable than Canon's closest equal, the G5 X, and having reviewed this Lumix feel the bigger-sensor evolution makes more sense than the ever-extending most zoom choices elsewhere in the TZ sequence. Advantage: Pocket megazoom produces glorious picture stabilization, have manual controls and has very high optical zoom good for pockatable digital camera. Easily switch images and videos to a appropriate smartphone, pill or Canon Join Station CS100 gadget with constructed-in Wi-Fi and NFC functionality, and share on social networking sites or view on an HDTV. For the extra advanced digital camera person, there may be the Panasonic Lumix DC-ZS70K which is built with a Leica lens optimized for journey pictures. Taking pictures underwater is a number of enjoyable, but it is a bit different from images on dry land! This model also comes with a circular 9-blade aperture that leads to beautiful blurry backgrounds, just like in DSLRs. Excellent image quality, 4K video, correct white balance, and a control set that reminds us extra of an SLR than a compact digicam makes this one of the best superior compact camera of the yr. That battery bulge does depart it wanting a little... expectant, however. I can say, and not using a shadow of a doubt, that photographers love to show their noses up at level and shoot cameras because most photographers consider that their gear will save them. The Canon G15 and Canon G16 fashions both have an optical viewfinder. Housed in a glossy but sturdy high-intensity magnesium physique, more commonly discovered on DSLR fashions, the EX2F combines excessive-finish image quality with comfort and speed. We stock a terrific range of cameras from recognised brands including Samsung, Nikon, Canon, Panasonic and Fujifilm. I really like it when travelling on business as a result of it suits in that pocket and still has a bigger sensor. Extra conveniently, for the reason that Galaxy Digicam also has WiFi, you could possibly merely tether it to your smartphone or MiFi - which is definitely how we preferred to use the system. Impressive image quality separates the Fujifilm XQ2 from other compact digicam choices. For these, who have been in search of a troublesome and durable digital camera on this list but havent found it thus far, do not lose hope as we are simply in time to current this harder than powerful Olympus TG-four level and shoot digital camera. Low-light efficiency is disappointing, and all of the photos I took in darkish situations came out horribly noisy, with any mild sources within the picture showing blown out. Actually, one great motive to buy a small camera like that is that for a low value, you can get an enormous quantity of zoom energy that's effective in situations beneath the solar or in effectively-lit environments. EBay , for example, has a whole bunch of listings for different types of new and used cameras in varied value ranges. By including a colour filter like the FLIP5 , the digital camera gets again these misplaced reds and can render colour that is far more correct and pleasing. The PowerShot N gives an 8x optical zoom and a 28mm large-angle lens, packaged with a. On the identical time, the G9X II is usually a excellent sidekick to your expensive, huge and ponderous DSLR digicam. Perfect portraits might be taken with the DV150F's Beauty Palette function which permits users to use one in every of a variety of make-up appears to be like to the subject of a photograph to immediately transform portraits. This feature is most sensible when photographing a subject who shouldn't be alerted to the photographer's presence, or taking pictures in an atmosphere that requires silence. The Canon G9x has what they name a 1-inch kind sensor. This was excellent timing as a result of Panasonic had simply launched the LX7's successor—the Lumix LX10. Practically 4 years after it first launched its unique EOS 6D price range full-body digicam, Canon has unveiled a successor. The Canon PowerShot SX710 HS is very similar to our runner-up in most methods. We have used our own experience with digital photography and consulted a professional or two to assist us out. And the G9X II aka G9X Mark II shows that it means business. Though Canon's DSLRs get all the eye, the company has lengthy been the standard-bearer for basic, affordable cameras. Sony's A7 range is particular as they're the one compact mirrorless cameras to supply a full-body sensor exterior of Leica's checking account-draining models. This all adds up to professional-grade image high quality and features in a light-weight bundle: it's our dream travel digital camera. Cameras nowadays no matter what the sort, provide very good resolution, high ISO sensitivity, nice performance that offers nice high quality through features of image control, and extra! The cam gives conventional DSLR capture modes, as well as a a wide range of creative modes and Sensible Effect Choices, together with an HDR seize mode. One great function that helps to set the Coolpix L840 apart from different models is its tiltable three.zero-inch LIQUID CRYSTAL DISPLAY display screen, making it straightforward to use this level and shoot model on a tripod. Sony dominated the 1” sensor market for years, but Canon has come out swinging with a dizzying array of premium level-and-shoots. This makes the Panasonic LX10 the only real alternative for serious compact digital camera video shooters. Now, I can go on a protracted hike or a multi-day journey with a pocketable camera and an extremely-mild tripod with full confidence that the quality of my photographs is not going to suffer.

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sweetlifetownsville · 6 years ago

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Hi-Jacking Australia Day: Photo Op Fail Shows That The Mayor Knows How Deep She Is In The Electoral Doo-Doos

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