#3. i included ‘aspergers’ because it was an accepted term for a long time and it’s the term some of these ppl have used
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actually can we get a list going of musicians who’ve self-identified as autistic /aspergers/on the spectrum? i’ll start
Peter Tork (The Monkees)
David Byrne (Talking Heads)
Dave Gahan & Martin Gore (Depeche Mode)
Adam Young (Owl City)
#rules:#1. there must be an actual quote somewhere of them saying it (tho u don’t have to cite the quote to count i’m too tired for that)#2. there will be no self-dx discourse all i care is what the person themself said#3. i included ‘aspergers’ because it was an accepted term for a long time and it’s the term some of these ppl have used#autism#rock music#autistic musician
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FINALLY got my PIP appeal accepted so now my disability benefits got reinstated!! YAY!
It only took since May 2019. Or 2018 if you count when they sent the paperwork through for me to fill in to allow them to continue my benefits (at which point they decided that I had to have another assessment to see if my life long progressive conditions had magically gone away).
TL;DR: I got my money through and can now stop worrying about being pennies away from being in my overdraft again. And its the most money I’ve ever personally owned at one time (£7000, so not much, but its MY not much so...)
Long harrowing journey under the cut for those interested. It continues from the paragraph before the TL;DR. Contains a few mentions of stuff being triggering to me, but not sure if that would be triggering to others, so heads up for anyone who might find trigger mentions triggering (nothing very explicit mentioned however).
Then the mandatory reconsideration when the face to face assessment decided that my ability to have survived through university 10 years prior meant that I obviously must be able to cope with the required daily living tasks much better than I could when I was assessed 3 years prior. They also mentioned how my diagnosis letter had two terms on it because of the date being in the transition period to the new diagnostic handbook. So I had ASD and “Asperger's, or what was formerly referred to as “high functioning” autism” and so therefore the high functioning bit in the diagnosis meant that I’m not actually disabled, not even by my co-morbid conditions like my bipolar disorder. (Insert upside down emoji here). And there were also major factual errors in the report the person had written. So we’d tried to correct them.
And of course for the mandatory reconsideration just involved going back to ATOS and asking a different person to look through the original report and didn’t include any of the factual corrections we’d provided. (Apparently that would “bias” the people looking at it? Like they got important info wrong, but still used the wrong information as that was “less biased”?).
Which then meant sending an appeal letter which I had to do the first time I applied too, but that time they phoned me up and illegally told me I had to chose right there on the phone to accept the offer as otherwise it wouldn’t be there later. I found out later they weren’t allowed to do that. But I panicked and accepted the lower offer (lower than I should have got) because I was scared I wouldn’t actually get the award otherwise the way they said it. They wouldn’t even let me call them back after speaking with my partner. Yeah it was a whole thing. A bad thing.
So anyway, this time they decided it had to actually go to a tribunal, not just be decided on the papers.
An appeals tribunal where I had to present my “case” and prove to 3 judges that I really am disabled in the ways I am (and that the DWP were wrong to say I could no longer be disabled because I gained an additional diagnosis on top of what I’d already got which only helped to explain more how my daily living is affected adversely).
A tribunal at which the information I was provided with prior to attending warned that no recording equipment was allowed to be used during the appeal. Which I was very ok with because I have a massive fear (which triggers psychosis yay) of being recorded. Only to find when I got there that they would in fact be recording the whole thing. In the interest of “fairness”. Despite it being VERY unfair on someone who has mental health issues regarding that exact thing.
Which resulted in a massive meltdown on my part so they postponed it for later...
We managed to find a charity which provides representatives to help fight the case for you as they have legal backgrounds and can present stuff in just the right way because there are awfully specific terms you need to use or they think you’re totally fine. FFS. The guy was very helpful and it was just a case of waiting for another court date.
At which point Covid and the lockdown turned up. And all tribunals were postponed indefinitely. So it was just a case of waiting for them to work out how to do them again. Some were done via the phone, but that couldn’t work with a representative and I really struggle on the phone anyway (because ASD and social issues) so that was not going to happen.
But eventually since Covid showed no signs of letting up, they started working through the case backlog to find cases they felt really might be able to be decided on paper after all. And mine was included in that.
So they sent a letter with my award proposal which my representative said I should accept and a few weeks ago I got a phone call (which my partner took for me) to check my payment method was still correct.
And finally, TODAY! I got my disability money through! Which is backdated so far that this is the most money I have EVER had in my account. I feel rich! (But its also “only” £7000, so like I’m not rich). Its nice to not just be sat close to zero with my partner sending money just to stop it going into my overdraft again (so I wouldn’t have to stop the few subscriptions I have going which keep me moderately sane).
Its not even meant to be an income thing. This disability benefit is meant to be something that anyone disabled can get regardless of their income or work status, to help cover the excess costs which come with living with a disability which requires adaptations. Because my partner works, I’m not entitled to any income related benefits (so yay, have to be forced to be financially dependent on someone against my wishes & which only triggered my trauma from having an emotionally and psychologically abusive father who liked to be controlling with money so being dependent on someone else fills me with fear so I can’t ask for anything when I need it). But don’t want those disabled people being moochers right? /sarcasm/
Anyway.... this is actually meant to be a celebratory post because its finally over. For now. Except they send the letter out a year before the end of the entitlement and since it got backdated to 2019, and its meant to last 3 years before they check again... Which takes me to 2022. And its 2021 now, which makes that one year before the entitlement ends! YAY! So I get a few months off before starting this whole process all over again. /even more sarcasm, I am not happy about this bit/
#actually autistic#actually bipolar#cPTSD#PIP appeals#actually disabled#disabled people's financial freedom matters and the welfare system needs to undergo a rethink#so it actually HELPS disabled people and doesn't just force them to be reliant on people around them#leading to disabled people getting stuck in abusive relationships/family structures because they don't have the financial freedom to leave#I'm actually very mad at how the system currently works and makes you jump through hoops which are hard for abled people to figure out#let alone disabled people
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do you think you could talk a little about being autistic? im wondering if i might be autistic and im still not sure bc i like pass as neurotypical rlly well so far and i thought it would help to hear about actual people's experiences. you don't have to though and im sorry if this is weird!!
This has been in my inbox for a bit, I’m sorry! But yeah, I can talk about it. Keep in mind that everyone’s experience is different and its less of a “spectrum” from mild to severe/low to high functioning and more of a complex where different people have different experiences. A lot of people use functioning labels to dismiss the experience and opinions of “high functioning” folk when it comes to being autistic because tjey “don’t seem autistic” or “aren’t like those other low functioning autistic people”, but really “function” is relative and can even change day to day… on someone’s bad days they could be totally nonverbal rocking back and forth and on good days pass better at neurotypical than I do…
Ok so, I was diagnosed with Aspergers when I was ~10. I was essentially non-verbal in school and other high stress social situations and had been since I was very very young. This was interpreted as “very shy!” despite me having severe difficulty from a young age in saying anything at all to teachers, doctors, church people, even many of my peers, etc and often feeling like i was physically unable to speak but you know… because I spoke at home and with my neighborhood friends, I wasn’t considered non-verbal at all. Or I guess selective mutism is the correct term which is something I definitely still struggle with. Like when I was in middle school, I spent a few years literally being known by my mom’s friends and by some people at school as “Meep” because thata fuckin all I could physically say when somebody tried to talk to me haha
BUT ok that got away from me, point being: i was diagnosed with Aspergers at a young age which is a diagnosis that no longer exists/has been absorbed into the greater Autism diagnosis. Aspergers was separate for a long time because it was basically used to say “these kids are high functioning and different than those low functioning non communicative kids!”. Basically because I had most of the “cool and good” autism traits, my “not as cool and kinda crippling” autism traits and needs got shoved aside and essentially ignored for a long, long time. Which I think happens to a lot of kids! Even to the point of not getting a diagnosis at all or getting a wrong diagnosis and only realizing later in life what may be going on and what was missed.
Whoops before this becomes a bitter tangent, back to my experience of autism I guess. Ok, so on top of still being selectively verbal/mute (some days are worse than others and sometimes it isn’t even directly anxiety related it’s just a mostly mute day), my other symptoms include 1) it’s almost physically painful to make eye contact with anyone 2) formal social situations are beyond me, I never know what is correct or what’s coming next and usually I survive informal social situations by cracking jokes and making weird references to shit or being obnoxious and just accepting the label of “weird ass obnoxious kid but that’s just bre” 3) usually feel like I’m just two steps away from understanding what’s going on in some social situations lol like sometimes i have good intuition, can read people, can guess at what they’re thinking and then something happens that makes me question my entire interpretation of the situation and I realize maybe I wasn’t reading them correctly the whole time!!!! It’s the social equivalent of being the only one to get a wrong answer on a math problem and frantically rechecking your work lol 4) sensory overload yayyyyy when too many things happen at once (which can be like… 2 thing), I zone out and feel like my environment is unreal or blurry (fun and cool dissociation) and I can never predict what will cause that overload or when but also a lot of people have the very dramatic “autistic child screaming from sensory overload” image in their brain and thats not always accurate… my overload results in shut down 5) also along with that, I have sensory issues such as texture, sounds, etc. Certain fabrics as a kid would legit make me cry if I touched them or if my mom made me wear them (WINDBREAKERS ARE SENSORY HELL) and that still happens lol also with stuff like… chewing sounds, shoes that touch my toes in any way, loud music/bass, etc 6) along with that and with sensory overload… stimming. Stimming is basically a self-regulatory response to overwhelming stimuli and plenty of non-autistic people also do similar things when faced with high anxiety situations. Like foot jiggling, pencil tapping, nail biting, pencil chewing, etc it’s basically a soothing compulsion and not always something many autistic people can control without great effort and that control comes at the cost of not regulating anxieties or sensory overload well. I’ve got and always have had a lot of verbal/language stims and am very reptitive in my speech and writing patterns (y'all and lad anyone???) which is kinda self soothing. I have literally always had catchphrases. When im on my own i also do rock baxk and forth and other repititive body motions, also fidgeting with objects, especially cool round objects 7) catalog all the useless info in my brain!!! I can memorize information very well (not numbers though) and when I was a kiddo that got me labelled as #gifted and I was “savant” level in reading and writing but that is less cool and fun to people than beinf a math or science savant or something. 8) anyway related to that, as evidenced by this blog, I get VERY INVESTED in certain topics/ “special interests” to the point that it eclipses all other thoughts in my brain yay!!! Which isn’t a bad thing, I mean it gets me through and also if you have “good” special interests, people think you’re smart and interesting and ask your advice about stuff lol
Symptoms I don’t have that a lot of people think of when they think of an autistic person 1) I am horrendous at math I fuckin hate it numbers are the devil!!!!!! 2) 99% of my humor is sarcasm and I can understand it and figures of speech lol though sometimes i do get it wrong if i can’t read you otherwise 3) I don’t have “zero empathy”, I can feel for the plights of others VERY strongly, and can usually see any (most) POVs if it’s explained to me
There are others probably and there are certainly autistic people who have thise traits and who have different traits than I have. There are LOADS of different ways to be autistic. But also, there’s a lot of overlap between autism and between other things like ADHD, anxiety disorders, etc! So keep that in mind. Some people are strongly anti-selfdiagnosis of autism but knowing how easy it can be for kids who don’t present 100% stereotypically to slip through the cracks, I am all for it. I pass a lot of the time as neurotypical and can do most society things ok, though I have a steep learning curve compared to others… and with passing as neurotypical comes the frequent dismissal of my opinion on autism related topics and the lack of acknowledgement that actually I often DON’T pass as neurotypical and at those times my lack of passing is interpreted as rudeness, deliberate lack of effort on my part, stubbornness, lack of intelligence, lack of professionalism, an assumption that I’m angry with someone or don’t like them, etc etc. It’s an endless, awful cycle!
And I don’t really have too much personal advice for figuring out if you’re autistic or not… I did go through a point in time where despite being diagnosed I strongly denied that I was autistic and kind of had to come back to that as a near adult and realize nope… definitely autistic. And then knowing what to do with that info once youve figured it out is just… I mean there’s not much. There are little to no resources for autistic adults, very few support groups made up of autistic people and led by autistic people, very little resources directed at autistic people themselves in general, usually the focus is on the parents or guardians and talk aboit autistic people as abstract concepts… whoops, can you tell I’m bitter haha gonna end this before I go full “mental health professionals failed me and I’m a mess” etc
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More tumblr as a journal
TW death/bereavement.
Just wanted to post something, as I know I haven’t been on here in a while.
2017 really hasn’t been great so far for my family and I. On tues the 3rd we took Tabitha, our beloved cat of 20 years to the vet for the last time. Since late on new years eve she’d been appearing extremely weak, and had been really struggling to walk around, or even to sit up after lying down for a while. On the morning of the 3rd it took me a good few minutes just to help her into a sitting position so she could drink some water. Given how weak she was we thought it was time.
It was really sad. The one side effect of the birth control I’m on, that I’ve noticed, is that I cry a lot more easily now. I cried when the vet put her to sleep and on and off for the rest of the evening, even through dinner. The first couple of days I found it really painful to accept the fact that she was no longer around. I mean, after 20 years you get so used to someone’s presence. Even if that someone is a cat. I’d become so used to saying hello to her when I came downstairs in the morning, saying goodbye to her when I left for work, cuddling her when I came home again and just being aware of her presence if I was around at home. And the cuddles, of course. After 20 years, I felt like she was a real character. And I miss her. A lot.
Though unfortunately that wasn’t the worst. On the 5th my aunt, who I’ll refer to as H, passed away. She’d had cancer (lymphoma) and had been having chemo, as well as this treatment that involved taking a lot of blood and replacing it because she had problems with her red blood cells. She then recently got a bad chest infection, and was unable to fight it off.
But while she’d been seriously ill for a while, both her and her children had been quite in denial about it. So no one had really made any plans or had any idea what would happen if she died.
Because she’s survived by four children, all in their 20s. The eldest lives in the middle east and works for the Red Cross. The second eldest had been living with H and working in retail, often in temporary, part time positions. The third lives in an institution, as he has aspergers and what we think is a personality disorder, and a lot of behavioural issues which led to him being sectioned a couple of years ago. And the youngest is at university, with a few months left before he finishes.
Her kids are pretty upset, and the second is saying she wants a burial for H, rather than a cremation. Despite the fact that it costs substantially more money and would take a lot of organising (apparently there are usually long waiting lists for burial plots). Plus, while the eldest child has some money, none of the others do. The plan is for my mum, her other sister and the eldest child to split the funeral costs 3 ways. But none of them are really prepared to meet the costs of a burial (especially given there was no indication H wanted a burial rather than a cremation).
So it’s all a bit chaotic at the moment.
Plus there’s the issue of where the kids are going to live. The second eldest was living with her, and the youngest planned to live with her after uni. H didn’t own her home (though we feel confident the kids will be allowed a few months grace to clear the house and find somewhere else for themselves). But one of the kids at least is adamant she wants to remain living in London (where tbh unless she starts earning some serious money, or lives with friends, she’ll struggle to find as much as a room she can afford).
So everything feels a bit up in the air at the moment. I do really feel for her children. I can’t imagine what they’re going through. Even though H had been ill, it does feel like a real shock.
So yeah, 2017 needs to get it’s act together. No more of this.
I’m doing ok though. I’m grateful for my parents and for my lovely boyfriend, who’s been very understanding. I’ve been trying to do what I can in terms of cooking, grocery shopping and helping out at home.
Aside from my bout of flu, I felt so positive at the end of 2016. That feels strange, looking back. I’m determined to do what I can to move forward though. I even have some new years resolutions, which include saving money (I’ve set myself a target of spending less than £200 a week in total), learning to drive and getting a better job. I’m hoping the only way is up now for 2017.
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PDA & Parenting-- Paula Sanchez
A critical-insider perspective on PDA and parenting
This post is based on a presentation I gave at the PARC event ‘Critical Perspectives on Pathological Demand Avoidance’ on Tuesday 15 May 2018. This is very much a walkthrough of the presentation, using a combination of material from the slides, in text and image form, and supplementary narrative where needed.
Please note that this is a long post, but there is a lot to say! A summary will shortly be available on the PARC website.
Both me and my son believe we would meet the criteria for PDA, yet we do not identify as PDAers. I recognise us both in accounts by and about PDAers, in programmes like ‘Born Naughty’, or as described on social media by parents and PDAers themselves, but we would both describe ourselves as ‘just’ autistic. I hope to write about my own ‘demand avoidance’ in a future post. I will not be describing in any detail how my son is PDAish because that is his story to tell, but there are times when I cannot tell my story without reference to him, and he has consented to this. I understand why parents need to talk about their children, because I know how isolating our situations can be, and how we need to learn from each other to be the best parents we can be. I would just urge caution, use anonymous accounts, delete your posting histories, use pseudonyms wherever possible.
Why am I talking about PDA parenting?
I have spent around 10 years hanging out and sharing ideas and support in online forums, with a particular interest in children and young people who exhibit demand avoidant, aggressive and violent behaviours, and I have around 10 years’ experience using PDA strategies and techniques as a parent.
I have over 20 years’ experience supporting often vulnerable adults, including 18 years’ probation work with adults in the criminal justice system, many of whom were almost certainly undiagnosed autistics, including those with a PDA-type profile. Very few had formal diagnoses. As a result, I have considerable experience supporting a wide variety of people who exhibit what is often called ‘challenging behaviour’.
I also have a personal and academic interest in the discourse of ‘mother-blame’ and I have noticed how mothers of PDA-type children often experience considerable judgement and intrusion due to poor understanding of autism by professionals.
I recognise PDA as a ‘profile of autism’ (I will come back to ‘profiles’ later) and I am concerned that critique of PDA could harm PDAers and parents of PDAers, by supporting discourses centred on behavioural problems, bad parenting and mother-blame.
My aim for the presentation was to explore and ponder the tensions between my experience and observations, including the usefulness of PDA for me as a parent, and the clinical and academic construct of PDA. In essence, I am seeking to balance my pragmatic use of PDA as a signpost and shorthand for me as a parent, with my ideological and theoretical concerns about PDA for me as a fledgling academic.
Aut-o-biography
We both have a similar ‘profile’:
My cognitive dissonance
PDA was not well known when my son was younger and Newson’s original PDA criteria included ‘passive early history’ and ’language delay’ which did not appear to ‘fit’ my son.
Despite my son exhibiting all other PDA characteristics, this stopped me describing him as having PDA, yet:
PDA is often confusingly described as both different to autism and as an ASD. As I consider autism and ASD to be synonymous, this does not make sense to me.
In 2016 Phil Christie (at the National Autistic Society’s Professionals Conference) said that the above 2 criteria (passive early history and language delay) were no longer considered essential criteria, and this got me thinking…
Can someone meet both a PDA and an AS profile of autism?
If I was to describe my son, or even myself using clinical, diagnostic terms, it might look something like this:
But, now look at the next 2 tables:
That is the same child (or the same adult) showing a perfect combination of 2 supposedly discrete autism profiles.
My experience and observations indicate that a more obviously- (stereotypically-) presenting Asperger-profile autistic child is likely to be diagnosed easier and quicker than a less obviously- (stereotypically-) presenting PDA-profile autistic child. My son was referred before his more PDA-profile type observable behaviours became more pronounced than his Asperger-profile type observable behaviours. This meant that identifying my son’s autism was fairly straightforward as he appeared to present with a textbook Asperger-profile of autism. We were lucky, and had we delayed, diagnosis might not have been so easy…
What is a typical path to a PDA diagnosis?
Sense of difference about the child:
Escalating ‘behaviour problems’:
Usual parenting strategies don’t work:
Ask for help:
Mother blame:
Autism assessment:
Stumble on PDA:
Find support in PDA community:
Find sympathetic clinician who can recognise ‘subtleties’:
What are ‘PDA strategies/interventions?
PDA adjustments are built around reducing demands and reducing the stress and anxiety which results in ‘demand avoidance’, and includes things like:
But PDA-style parenting and support is about more than ‘behaviour management’…
What does good PDA-style parenting and support look like?
Reducing anxiety:
Adjusting expectations and environment:
Teach and model problem-solving skills:
Focus on flexible and adaptable skills that will last a lifetime:
Support autonomy and self-advocacy:
It is my view that this set of aims should be the foundation for any autistic child, or indeed for all children.
How did PDA suddenly get so popular?
Online resources and forums:
Backlash against dominant interventions:
Increased autism ‘awareness’:
But was PDA really a new profile?
Back to the 1940s
I was somewhat surprised when I finally read Uta Frith’s 1991 translation of Hans Asperger’s 1944 paper, and that 3 out of 4 of the case studies he presents in some detail, described behaviours that now might be seen as evidence of PDA-type autism.
These are the extracts I used in the presentation, and there is more in a similar vein, but I urge you to read the case studies for yourself and see what you think:
“… the conduct disorders were particularly gross when demands were made on him … when one tried to give him something to do or to teach something … it required great skill to make him join some PE or work even for a short while … it was particularly in these situations that he would start jumping, hitting, climbing … or some stereotyped sing-song.” (Fritz V.)
“… he was repeating the second year because he had failed in all the subjects. The teachers believed that he ‘could if only he wanted to’ … he made surprisingly clever remarks of a maturity way beyond his age … he often refused to co-operate, sometimes using bad language … ‘this is far too stupid for me’ … little things drove him to senseless fury … extremely sensitive to teasing … an inveterate liar … told long fantastic stories* …” (Harro L.)
“… reported to have been a very difficult toddler … unable to cope with the ordinary demands of everyday life … he could be very naughty and would not do as he was told … it was impossible to go to a park with him, as he would instantly get embroiled in fighting … he liked to tell fantastic stories … he had a strong tendency to argue with everybody and to reprimand them … he made life hard for himself by his awkwardness and endless hesitations.” (Ernst K.)
Fast forward to the 1980s
In Lorna Wing’s 1981 paper she describes ‘Asperger’s Syndrome’ which was very much based on then contemporary understanding of autism and Asperger’s case studies, but she removed 2 interesting elements from Asperger’s analysis:
In Uta Frith’s 1991 footnotes to Asperger’s paper she too seemed to struggle with some of Asperger’s observations:
Elizabeth Newson, building on her 1970s/80s clinical work, and referred to in her 2003 paper, defined PDA as distinct from ‘classic autism’ and ‘Asperger Syndrome’ noting:
What PDA did
Do we need a PDA profile of autism?
Why PDA matters to PDAers/PDA parents
Representation:
Isolation:
Investment:
So, what’s my problem with PDA then?
The name is awful:
It cannot be simultaneously an autism and a not-autism:
Perpetuates stereotyped/outdated notion of non-PDA autism:
No empirical evidence that PDA ‘demand avoidance’ is different from autistic ‘demand avoidance’ or non-autistic ‘demand avoidance’:
PDA strategies/interventions are not only useful to PDAers:
Inadequate recognition of fluctuating ‘demand avoidance’:
The acceptance of ‘demand avoidance’ (and therefore high levels of anxiety) as a permanent state:
If PDA is a distinct profile because of the “extreme” nature of response to anxiety, what about other “extreme” anxiety responses?
Would we want:
What about compliance?
I would argue that compliance is one of the greatest risks to autistic children and adults. The ability to say, express or indicate discomfort, displeasure or distress, or even just not wanting to do something for any or no reason at all, is a vital skill.
The dismissal of some of Asperger’s observations perpetuated a narrow view of autism:
Effect of egos and competition on diagnostic categorisation:
Impact of increased ‘awareness’, stereotypes and prescriptive interventions on non-compliant autistics:
Dimensional nature of demand avoidance is akin to other ‘extreme’ anxiety responses:
The PDA profile of autism, like other profiles and attempts to highlight under-represented groups (eg BAME/women and girls), has some use in the short-term to raise awareness and inform clinicians:
PDA techniques and interventions should be more widely used across the autism population to support autonomy and self-advocacy:
I finished my presentation by asking how do we build bridges across the spectrum?
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New Sweden Maine Cheap car insurance quotes zip 4762
"New Sweden Maine Cheap car insurance quotes zip 4762
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I'm only 18 and I got accepted for a car loan. It's about $200 a month but I can afford the car insurance rate now. I'm buying the car from a dealership. Can I buy the car then drive it home and let it sit till I get insurance? Or can they deliver the car? If I drive it home rate away wouldn't it be like a test drive for the used car?
""Would insurance be more expensive for a Nissan Sentra, or a Ford Fiesta?""
I live in Pa, either car I get will be financed. I got an offer for the Sentra for 72 Months for $275 a month, and the lowest car insurance for that would be $180 so far for that. I did not yet go out to look for a Ford Fiesta, but from what I hear they are less expensive on car insurance. I aparently have til Monday to give the Dealers my decision before the deal drops which I highly doubt , I think they were just telling me that to pressure me into making a quicker decision/mistake. Please give me your advise. Can they really only give me a certain amout of time for the offer? They claimed it had to do with other customers possibly taking any of the money toward loans from the banks... I am new at this stuff and what is more expensive to have insurance on?""
California bond problems ?
Anyone have a good link that explains this credit crunch with California. Why is California having a hard time funding its bonds. I need a thuro explanation and not the economy is weak, so investors aren't investing capital. If you dont have a link and can explain it yourself that would be fine also.""
Car accident no insurance?
I live in California and I was just in a car accident and I was at fault but I just found out the girl driving has no drivers license only a passport because she's from Mexico. Her husband had given me all of his information so fast I forgot to ask for hers because I have never been in one before. If she doesn't have a drivers license would I still be at fault?
Do older cars cost more for insurance? I was thinking of getting a bmw m3 2002 or 05.?
or for my 1st car should i just get a infinity? cus someone told me for those cars insurance is like 220 a month!!
NY car insurance question for a new driver?
Okay, I've had my permit for like a year because I didn't have a car to care if I had a license or not. Now that I'm getting a car. I was wondering how about how much insurance would cost. I have to wait a couple weeks from the car insurance place so please no get a quote I just want an approximate estimate of about how much it would cost. I don't have drivers ed or anything. Just a license at 17 on my parents insurance. I would have my own car but it'd be on their insurance so that's 3 cars on 1 insurer. The car I am going to get is a 84' Volvo wagon. Please just a month average price of how much more my parents insurance would go up. ( like they pay 100 and it'd be 250/mo. So i pay 150 a month.) something like that. I just want to know if my job will cover my own difference Thankyou.""
What is the best supplemential health insurance for someone on medicare?
a friend of mine is on disability and need supplemental health insurance but does not want to leave her doctor under blue cross ,she is paying almost 300 a month out of her 1200 a month disability ,she is over 55 years old and in good health.""
What is the best insurance company to go through for motorcycle insurance?
What is the best insurance company to go through for motorcycle insurance?
How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
18 year old motorcycle insurance Toronto Canada?
Hi, I am 18 years old, I passed my M1 2 days ago and i have no driving record. My motorcycle is a hyosung gt250 (250cc) and I am looking for insurance. However I'm having the hardest time finding anyone to insure me. So my question is does anyone know an insurance company that will insure an 18 year old with no driving record, no safety course (I've been riding motorcycles (dirt bikes) ever since i was 8 so i don't need it) and an M1 licence? thanks Location: Toronto Ontario""
How much will car insurance cost? 10pts?
Hello there! Assuming that a seventeen year old girl passes her driving tests, has a land rover, does not use it everyday (attends college via bus), and only uses it for picking up the animal food, how much can she expect insurance to cost? Ps. The car can be parked in a garage, which is in a field (not on the side-of-the-road) on private land in the middle of the countryside. If you need any more information just let me know. Thanks. :)""
How much will motorcycle insurance cost?
I'm 16 I got a 97 Kawasaki ninja how much to I have to pay I have my own car insurance policy can I get it with the same company
New Sweden Maine Cheap car insurance quotes zip 4762
New Sweden Maine Cheap car insurance quotes zip 4762
Had a minor accident (my fault)... how much should I expect my insurance go up as a new driver?
I bought a brand new car and had an accident 3 hours after... I was parked and trying to leave, and while backing up I turn too early and my front bumper hit the rear side end of the other vehicle (damage of the other vehicle was 12x5 scrape and no dent)... I was asked for 1k for repairs so I decided to have our insurance work with it. I have insurance under Geico so I was wondering how much will my insurance go up as a new driver?""
Question about a car accident insurance?
i was crashed into yesterday by some one who ran a red light, we made a police report and the man has claimed responsibility, he told me not to notify the insurance company and that he would have someone take care of the damage himself, the total estimate was 1856.00 dollars, he said he does not have the money to pay me but will have his :friend do the repairs for him, keep in mind this does not include car rentals fees and the inconvenience of not having my vehicle for a week, I'm set on ignoring this man and calling my insurance company today, my question is what should I do, I'm right for just ignoring this man who seams to have mental issues and going straight threw the insurance.""
""Had one car accident ,went to the e.r.Primary health insurance wont pay visit.wants car insurance to pay.?
Pirimary health ins.wants me to file claim with car ins.I did not have medical ins on car policy.They just took care of vehicle totaled.Now what?
""Cons, what is a better health plan than the President's plan?""
Do you or your candidates have a viable plan for Americans? Many people are without insurance because it is not affordable or it they have pre-existing conditions, or their employer does not offer it. Many Americans have lost jobs and health insurance is out of the question for them. Any ideas?""
A question about compulsory auto insurance?
When I insured my car last month, I told the agent that I want basic insurance, and I thought that was what I purchased. I never any information about my policy, all they sent me was the monthly bill. So today I went to the agent and notified them of this, and they gave me a Coverage Selections Page paper, and I noticed that on part 4 of the compulsory insurance they set my limit to $50,000 while the minimum is only $5000 here in Massachusetts. Apparently the premium for having the $50,000 limit is $503. Since the car is no longer operational due to an accident last Sunday and I want to keep my insurance for four months until I can replace the car, I was wondering how much I would save if I lowered the limit to the state minimum of $5,000?""
Car Insurance for Young Driver (UK)?
Hi, I'll get straight to the point, I'm 17 almost 18 and am looking 2 buy my 1st car. I live a upper class life, and when it comes down to cars i do get to travel in in style. e.g. my dad drives a Jaguar S-Type, my mother a brand new 2008 Land Rover Freeland, and i do know people with Bentley's and this one guy i know will take me out for a drive in his Aston Martin Vanquish. I do like to stick out from a crowd and this is a amazing opportunity to do so at college. My 1st car is definitely goin on my dads policy, and by then i will have my full license. I have seen Jaguar XJ's for sale which i can afford, but my greatest question is how much would the insurance be. If someone who is a young driver who drives a Jaguar or something similer could give me a rough guess to how much insurance wud be?, i wud be greatfull or someone who has insured a young driver on there Jaguar?.""
Which will make the insurance higher manual or automatic transmission?
I'm thinking of buying a car but I want to make the insurance cheap as possible I don't know if manual or automatic transmission will make the insurance cheaper
Does anyone know where i could get a car for my driving test? I need insurance as well. I am 16 years old?
I am going to go get my licence. I am 16 years old in California. The problem is, i don't have a car. Please don't ask me what i'm going to do with my licence if i dont have a car (it's a long story). I need a car i can take with me to do my road test. The DMV also needs proof of insurance. Please tell me where i could get a car and get the proof of insurance. Thanks!!!!!!!!""
Does My job Have to Give me health insurance? New York?
I am employed in new york. My job offers health insurance to some higher up employees, but not to full time hourly employees. I heard from someone that the law was that if a business offers health insurance to an employee, they have to offer it to all. is this right?""
Insurance for mercedes glk350?
I was wondering how much it would cost to insure a 2011 mercedes glk 350. I am looking to buy a new car
Can a good credit score get you cheaper insurance?
Can a good credit score really lower your insurance rates?
Do you need to be full time student to be in your parent's insurance?
I'm a cancer survivor and on 5 years health watch on Kaiser. I just turned 22 yesterday and I have 9 units of credits in college. Do you need to be a full time student to be in my father's insurance? or did they changed the law? I live in Bay area California.
How much would motorcycle insurance cost for a 16 year old male?
I wanted to buy a klr650 or drz400 but im worried about insurance cost and if i could afford it. Also will it affect my family's insurance and raise it?
""Based on my age, how much do think insurance will cost for a range rover sport?
i'm turning 17 in a few months and thinking of getting one for my birthday? a rough estimation would be nice
Which company health insurance policy is best?
Which company health insurance policy is best?
Young driver car sports car question? (insurance)?
Im 17 years old. Im on a budget of 15k for a new car. Im looking at 2003 350z's, a 2003 Mitsubishi lancer evo, or a subaru wrx (non sti). All of these are ridiculous on insurance, i know, but thats the sacrifice that must be made because i refuse to drive an economy sedan and be like every other kid my age. Im not a wanna be fast-and-furious driver, i have loved cars all my life. What do you guys think would be the most practical sports car for me, either listed above or in your own eyes. Dont suggest anything with less than 230 to the wheels or more than 6 seconds to 60. Thanks.""
I want my own car but my parents wont pay for insurance?
They say that they can't afford it but I know they can. They just don't want to pay for something that they think isn't necessary. Since they won't pay for insurance, I can't drive anyone's car. Not their cars, not a friend's car. So, my license will basically be useless. So I had this idea. After I get my license I'll buy a cheap car on Craigslist. I'll get a friend to drive it home for me. I'll threaten to drive uninsured, and if that won't make em pay for insurance, I'll actually go drive uninsured. Then they'll HAVE to buy insurance. Will that work?""
Car insurance cancelled?
My sister had driven my car somewhere and left the handbrake off when parked and it rolled into a guys car and dented it no damage to my car !.. He claimed and she gave him her details. She's now moved abroad and I haven't been able to talk to her. My insurance wrote me saying there cancelling my insurance cover because she hasn't spoken to them. They said if I claimed in my name they wouldn't cancel it so I wrote to them explaining the situation, they sent a letter saying after reviewing there still canceling it ! I renewed my car insurance with another company before it was canceled do I have to tell them and what can I do about the situation, I just want a clear name""
Car insurance for students at uni?
Im going to uni in september and my car insurance is also up for renewal, i will be leaving the car at home while away but will want to use it over holiday periods and the occasional weekend. Does anyone know of cheap companies who offer insurance for short periods of time while its driven?""
Hyundai tiburon insurance help?
I am looking for this car to be my first car. I live in Washington and I have a 3.5 GPA (my insurance company told me this would help), and I'm a female. How much would it cost to get car insurance, per month. Is it a sports car? I was thinking of getting the 4 cylinder, 2.0 engine, if that makes a difference. I also have State Farm if that helps.. Thanks!""
Is my newborn covered under my insurance plan?
my baby was born on 7/2/09 and was in the NICU for 9 days. Yesterday we received a statement stating that our insurance company has not paid our claim, do they usually pay for something like this or are we responsible to pay?""
Pennsylvania car insurance prices?
We are contemplating moving to PA. What are the car insurance rates like there?
Driving someones car without insurance?
If you drive someone elses car and that person has insurance but not you, and you get ticketed. do you also get ticketed for driving without insurance. is it possible to drive someones car without you yourslef buying car insurance? btw this is in dallas, texas""
Insurance for mitsoubishi rvr import?
Am trying to find an insurance company who will give me a good insurance price on the above car.It is a 4 door,4x4,petrol automatic,1994 grey import.My present company charging the earth because they say it is group19 sports car.Is down on the reg document as an estate!""
Can a health insurance company deny emergency medical coverage based on the final diagnosis?
I went to the emergency room for symptoms suggesting a life-threatening illness. It turned out I did not have a life-threatening illness and the ER doctor diagnosed something much ...show more
New Sweden Maine Cheap car insurance quotes zip 4762
New Sweden Maine Cheap car insurance quotes zip 4762
Can i get insurance if i got 3points on my licence?
basicaly i got done for having a pasenger on back of my ped when i had a provisional so i now have 3 points on my licence, when i get my licence and get a motorbike or car will i still be able to get insurance or not? nand will it cost alot more.""
Car Insurance On An Accident?
Yesterday I got in a car accident and it was my fault. It was a very little crash and no damage was done to either vehicle, but I gave her my insurance information anyway. If no damage was done to her vehicle will my insurance provider find out? My insurance provider is State Farm.""
Car Insurance Groups?
I've noticed that Car's fall into different Insurance Groups. For example a Peugeot 206 (2001 reg) falls into Insurance Group 8. What do the different Insurance Groups define? The Cost.. or are they just to categorize the car?
How much would insurance on a Mercedes C230 cost?
2008
Motocycle insurance??
i want to buy a motocycle (sports bike) buti would like to know an estimate of how much it will cost for insurance. Are sports bike more expensive than a car? I'm paying around 200 for my monthly with a car right now.
What things can a teen do to help lower the cost of car insurance?
I'm sixteen and seventh months, and plan on getting my license in about two months. But money is a little tight now at my house, and when my brother got his license on his sixteenth birthday (two years ago) the car insurance my parents pay for jumped an extra 1200 dollars a year. So what can a teen do to lower the cost? IE; what type of car should I be driving, the best time to get my license, etc. I'm willing to hear any ideas. :) Oh and if it means anything, my parents are with State Farm. Thanks in advance for the help.""
Does anyone know how much insurance would be for a 18 year old male and the car is a 1985 volvo?
1985 volvo 240 dl auto 4cyl. gray exterior and dark blue interior, 4dr""
How i can get insurance on my brothers car?
How i can get insurance on my brothers car?
Motorcycles and California ?
Ok so im almost 18. I wanna get a motorcycle when I can afford it. How much would u say I'd be looking at for good insurance and the bike. I want a decent bike but nothing to fancy because of my price range. I wanna also know the process to getting a motorcycle licence
HONDA CB500X MOTORCYCLE?
I'm looking for my first street bike. I'm comfortable on a dirt bike and was wondering if it was a good choice for me. I would also like to know the laws for buying and owning a motorcycle for someone under 18 in California
Question about insurance (car insurance).?
If im a new teen guy driver, would buying an old range rover (2000) cost a lot for insurance?""
BMW Z4 windshield insurance question... help please!?
Hi, I have a 2004 BMW Z4, and the rain sensor, for automatic wipers, has broken. Apparently, you need to replace the whole windshield to fix this (if you know different, let me know!), so my question is... is it possible for me to claim for this under my insurance? My windshield excess is 70, but I assume that is for when the windshield is cracked or damaged etc. So, seeing as mine is not damaged, only the sensor, is there any way I can claim? Also, if anyone knows how much a new windshield for a Z4 is, that would be great too.. I can't find any figures but I assume it's pricey :-( Any help or advice on this would be greatly appreciated (I'm in the UK, by the way).. Cheers!""
Car Insurance Question- KY?
What are the rules with car insurance? I know if you are under the age of 25 the price is ridiculous. So obvioulsly you get the insurance under someone (your parents, other family, etc). Now to get insurance, does the car title have to be in that same persons name who is getting the insurance? Anyone know how to get cheaper insurance? Just wondering if anyone has any advice...""
""Car insurance rates are through the roof and I don't know why, help!?""
I need help with car insurance, I'm having some problems. Okay, I'm a 21 year old single, never married, male and I got my driver's license when I was 18 in March 2008. Now, I know my car insurance rates are high because I'm young and a guy, but here's the problem. I see people who are about my same age who have been driving for the same amount of time as and have no accidents, violations, or tickets like me. My car insurance rates are ridiculously high, I mean insanely high, even compared to others my age. My younger brother even, he's had his license for a year, he's 19, and had 3 speeding tickets and still pays less than me. On average for my car insurance rates, getting quotes online range from about $1500 all the way up to $2500 for 6 months! I used old vehicles, new vehicles, safe vehicles, unsafe vehicles, every kind of car/truck you could imagine and my projected rates are still through the roof. For example, for full coverage with the minimum amounts and highest deductibles, my insurance on a 2010 Mazda 3 would be about $1800-$2300 for 6 months. However, I also got a quote for a 1997 Ford Escort and the same exact coverage is still $1200-$1300. I don't get why my rates are so much higher. A coworker of mine is 21 years old, not married, no tickets, and has had his license since 18 like me, and he has a 2007 Mazda 6 and he only pays about $170 a month, which translates to about ~$1050 for 6 months. I put in my information including SSN on the same company's web site that he uses (Geico) and my insurance rates are about $1700 for 6 months. So my question is why are my insurance rates so high? I have no tickets, no moving violations, no accidents, nothing, and yet insurance rates are so high. I figure SOMETHING has to be on my driving record, but I can't imagine what. How can get a copy of or look at my driving record? I just want to know why my rates are so much higher than other people, male or female, who are about my age and have been driving for about the same amount of time and yet I still pay 2x or 3x as much as me. Please help me out! =)""
How much Motorcycle Insurance 18 year old Texas?
How much is Motorcycle Insurance for an 18 or 19 year old in Texas? Preferably Allstate?
Will my provisional insurance go up after i pass my test?
evening folks, i have my test booked for 3 weeks away, i have been shopping around for car insurance and if i enter that i have a full license then my cheapest quote is over 2000, whereas if i put that i have a provisional then it drops to 1400.. question: if i take out insurance in my name on a provisional will the price go up after i inform them that ive passed?? all answers and opinions welcomed thanks ;)""
What jobs in the UK offer car insurance as an extra?
I'm 17 and have just passed my driving test but because of the extreme insurance prices for young drivers nowadays I can't afford to run a car. My brother once working at a tyre fitting company and he was insured to drive any car/van worth up to 80,000. I was just wondering if any jobs would offer car insurance as an extra to a young driver?""
I had a commercial accident in 2008 and looking for a chep insurance plz help?
I live in toronto i have been driving car with G licence since the end of 2000. i had a commercial accident in 2008 in which i was found guilty but no claim was paid. im still driving and looking for chaep insurance for a car. anybody's advice would be greatful.
Insurance company policy?
I was hit in a wreck. They're insurance company quoted me $400 and wrote me a check for it which I did not accept. All they did was look at the external damages. Then I took it to a dealer collision center and they quoted me $1100 and they guessed more damage was done but couldn't say unless they took apart my bumper. I'm not wanting to get it fixed in a shop since my father can fix it for me, but $400 is not going to cover the cost of fixing it. so my question is... Does their insurance company have to give me the money quoted by other body shops or is my only option having it fixed in a shop?""
How much has your health insurance gone up in the last year?
Mine just went up 35%. How much has the affordable health care act screwed you so far? And don't tell me it doesn't start until 2014 the insurance companies are raising rates already due to this stinking pile!
Can I drop my non-owners insurance policy after I get my revoked license back?
I got a DWAI a while ago, and I will be eligible to reapply for a license soon. In order to do this, I have to apply for non-owner's car insurance and fill out an SR-22 form. After I have gotten my license back, can I legally drop the non-owner's insurance? I have never owned a car or had insurance before, so I have no idea how car insurance policies work.""
""How do I pick a car that's cheap to insure? I'm in NY and need a cute, reliable 4 door '03-'05 car.
I have been driving a little more than a year and can't afford to spend $500+ a month for insurance so I want a car that's insurance friendly. Thanks.
Is medical insurance enough if you have a catastrophic health problem?
Woolhandler and her colleagues surveyed a random sample of 2,314 people who filed for bankruptcy in early 2007, looked at their court records, and then interviewed more than 1,000 of them. Health.com: Expert advice on getting health insurance and affordable care for chronic pain They concluded that 62.1 percent of the bankruptcies were medically related because the individuals either had more than $5,000 (or 10 percent of their pretax income) in medical bills, mortgaged their home to pay for medical bills, or lost significant income due to an illness. On average, medically bankrupt families had $17,943 in out-of-pocket expenses, including $26,971 for those who lacked insurance and $17,749 who had insurance at some point. Overall, three-quarters of the people with a medically-related bankruptcy had health insurance, they say. That was actually the predominant problem in patients in our study -- 78 percent of them had health insurance, but many of them were bankrupted anyway because there were gaps in their coverage like co-payments and deductibles and uncovered services, says Woolhandler. Other people had private insurance but got so sick that they lost their job and lost their insurance.""
Is there a car insurance company which specialises in please answer?
stupid question at this moment in time i think with car insurance company's not insuring young drivers but is there a company which specialises in insuring young drivers on nice cars or just specialises in insuring nice cars thanks ??
Guess our car insurance?
Primary driver: 24, perfect driving record, female, some college completed but no degree The car: Something mediocre from the late 80s to late 90s The insurance: Minnesota, metro area, daily 10-20 mile commute each way, we want all the proper liability and personal injury coverage but don't care about collision Seriously, just guess. We'll take any ideas. We completely know it varies by each of those factors and many more, and we already know the national average. If you know the state average, that's one step up on us. I'd get a quote, but my roommate is the one seriously thinking about cars right now, and I don't want to do anything in someone else's name. She'll be getting quotes soon, but right now I'm a little concerned about the insurance companies possibly running credit checks, as I'm under the impression a slew of them at a time can lower your score, and we don't know what car we're getting yet. So once that's settled, we'll check into it for real. We just want to TRY to budget before we seriously car hunt.""
New Sweden Maine Cheap car insurance quotes zip 4762
New Sweden Maine Cheap car insurance quotes zip 4762
Yamaha dt 125 insurance?
hi, i have been looking on ebay and i have found that i may want to buy a yamaha dt 125. i have been riding a speedfight 50 for a year and a half however i did buy a ajs 125 which by the way was a terable bike. i was wondering what the insurance usually costs for a dt 125, i have already changed my insurance once in the past 12 months to swap back from the ajs to my scooter (i blew the gear box) so that may effect it. thank you so much for any responce i get (PS sorry about the bad english, it all looks the same to me being dyslexic)""
Does Pass Plus reduce the insurance rate if the young driver with it is the second driver?
I'm 17 and want to get a second hand car but the insurance is too high. I plan to get the car, put it in my dad's name and then drive it myself. Will that reduce insurance premiums?""
What would be a good job for someone who wants to get out of insurance claims?
I want to get out of the insurance claims world. I hate the business and I hate dealing with people who have experience loss. My degree is in English. I have applied to a lot of Human Resources jobs with no call backs although I have an excellent work history with proven results. Thank you for any constructive advice that can be given.
Would insurance for a 16 year old boy be cheaper on a 4-door 03 oldsmobile alero or a 2-door 06 chevy cobalt?
we have a 2003 2-door Oldsmobile Alero and a 2006 2-door Chevrolet Cobalt, the alero is automatic and the cobalt is stick shift. they said i can have whichever insurance is cheapest on. idk if this helps but they are both paid off""
How do we work with insurance companies in California?
We are a Southern California Drywall Company and would like to work with insurance companies. How do we get started?
Tickets & Insurance Question?
I drive a 2000 Camry the insurance is in my aunts name........ So my question is if i got a ticket will the rates go up? If the insurance on the vehicle i drive is in her name will the rates go up if i get a ticket? Her name is also on the title of the car
Will insurance premiums rise?
Will insurance premiums rise if you get caught breaking the law and loose demerits while the insurance is expired?
State based car insurance?
Looking for new car insurance that covers only a couple states for a cheaper price. Looking for one that covers in FL
Why is it the law to have car insurance?
I mean if I get into a car wreck. Will the insurance company really cover the cost of me getting into an accident? It feels like I will just be dumping money down their throats for nothing in return.
Auto insurance and Car payments?
I am looking to buy a 4x4 truck or mini suv of some sort ranging from $3000 to $7000. I know this is a hard thing to answer but if anyone can give me some tips and rough estimates that would be great! Im 19 years old, I have 3 credit cards all payed on time and a cellphone contract. I have a 600 something credit score and I am wondering how much a car payment would be without a co-signer? Also what is up with insurance companies? They want to charge me $300 to $400 dollars a month on any car year make or model monthly without even checking my back round...Is there some place where I can get cheaper rates? I cant afford that crap. Any help is appreciated, thanks!""
How much do you think insurance for a 16 year old?
i live in texas but i want to buy a car year 2004 and up which car would be less expensive as in insurance
Where can i get cheap health insurance?
Where can i get cheap health insurance?
How much does sr-22 insurance cost for a DUI conviction in the state of TN?
just wanted to know if anyone knew what i'm looking at to pay for this to get a restricted lisence because i couldnt find it on the interet
Insurance Cost?
I'm 18 and I have a 3.0+ GPA and I'm a male. I'm looking to get a new 2007 Honda Accord two door manual transmission. I live in California in the L.A. area. Does anyone know the price range of my insurance?
""Hit and Run Insurance, Could i get a new car?""
Hi, so this morning someone crashed into my car..hit and run, people now a days, and ofcourse it ruined my fourth of july. I have full insurance cover 100 Deduct Comprehensive and collision, and i was reading comprehensive replaces your car or something? Idk, but thats what i want. I had a brand new 2013 Malibu Eco LTZ, loved it, now its messed up, n now im not going to be able to re-sell it down the line ya know :/, but since i have that, could they replace the car and give me money to buy a new one? Heres something extra 1.Brand New Car 2. Insuring 4 cars with them (State Farm) 3. Re-sell values gunna be ****.. 4. I had state farm for years So, is it possible for me to get a brand new car?""
Why are my car insurance quotes changing?
I shopped for car insurance yesterday. Today I could not remember if I I forgot a company, so I did them all again because I was bored, all of my quotes went up with some, went down with others. I double checked and I didn't change any info. So I did 3 companies within 10 minutes of each other, and they changed again! I think they pull quotes out of a hat.""
Will my dad's car insurance go up if I get my license?
I'm 19 and want to get my license without getting my dad's car insurance going up.
How much would insurance cost for a 16 yr old female?
I'm 16 & getting a 2010 Nissan Maxima. Don't tell me not to get it because I'll wreck or trash it. I learned how to drive when I was 12 and I drove all the time when I got my permit. I'm not going to trash it at all. All I need to know if how much insurance might be. A rough estimate because I know everywhere is different. Some few details: I'm 16, a female, straight A student, and really responsible. Thanks.""
What company provides a good low cost life insurance policy for older people?
My father just retired, but he is stubborn and against getting a life insurance policy. I would like one to cover expenses he may leave behind and to take care of his wife, but he just doesn't see the need for some reason. His wife (my mother) is also the same way and they are too old fashioned and set in their ways to change their way of thinking. My parents are not rich and does not have a lot of money saved up. As a result, I may have to pay it myself even though I am supporting my own family on a single income. Obviously, the older one gets, the more expensive a life insurance policy becomes. Does anyone know of any good, reliable low cost life insurance companies out there? He doesn't have any major problems, but it would be best if there are some that doesn't require any health checks.""
Can i buy CAT 'D' INSURANCE WRITE OFF Vauxhall 2007 Car?
I have seen a car that I really like....Vauxhall Astra 1.6 Club, Manual 57 Plate...with 45,000 miles on the clock.... im a new and 24 years old young driver. Really liked it when I saw it....this car sell on ebay just 2500 recorded as a Cat D Insurance write-off on 14 Aug 2012 ......Now im really confused because I really like the car......Any advice please? Seller say car was excellent condition, nothing any wrong. buying guide please""
What's the best car insurance?
Got a good quote from 21st century insurance. I'm thinking of switching from my Geico. I'd save a little bit but if anyone thinks Geico is a much better company then I'd probably stay. Any advice out there? Should I keep looking? I live in Florida. Thanks!
How much would car insurance cost for a Corvette?
If you are 16 years old and a Male
Anyone know of an affordable auto insurance that is nationwide?
small companies/ customer friendly , with a website""
Car insurance rate for teens?
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MIKEY’S PERSONAL BLOG 97, March 2018
On Monday morning, I attended my last Healthy Cooking on a Budget class for Term 1 at Balla Balla Community Centre, Cranbourne East. I missed out on the last two classes as I was feeling rundown and was also recovering from an ear infection last week but I was really glad that I could make it to the last class. It was only the 4 of us today with the others either busy, sick or turned off from the blustering, Winter-like conditions outside. So we ended up working individually for most of the class.
It was quite a productive class today with lots of food to prepare. We made a chocolate Easter cake with a dark chocolate butter icing, a melted chocolate “nest” and decorations plus pull apart herb and cheese bread rolls and a honey lemon chicken. Firstly, we combined 1.5 cups of plain flour, 1 cup of caster sugar, 4 tablespoons of cocoa powder, 1 teaspoon of bicarb soda, 1/2 teaspoon of salt, 1 cup of water, 1/3 cup of vegetable oil and 2 tablespoons of white vinegar into a mixing bowl and pouring the mixture into a 20cm round cake tin.
The dark chocolate icing involved melting 180g of cooking chocolate over a saucepan and combining it with 200g of unsalted butter, 250g of icing sugar and 1 tablespoon of milk and whipping it up with electric beaters. Next we made the chocolate nest which was pretty tricky. We used a small ceramic bowl with plastic wrap as a template and piped melted chocolate over it with long strands to make it look like a bird’s nest. Getting it stuck was the hard part as the chocolate fragments break apart very easily.
Later on we fried some chicken drumsticks and thigh pieces in a frying pan until they become a golden brown colour. We then placed them into a roasting pan and added a mixture of honey, lemon juice and kecap manis over the top with slices of lemon in between the pieces of chicken. You can then add some streamed vegetables and white rice to make it into a meal. I always learn a lot during these cooking classes and slowly my confidence in the kitchen is building up the more I practice these skills. http://www.ballaballa.com.au/programs-activities/cooking-programs/
On Monday night, I went to my RPM class with Claire at YMCA Casey ARC in Narre Warren. It’s been about 3 weeks or so since my last RPM class and tonight it was good to finally try out the new release, number 78, which featured a couple of challenging tracks especially track five with up to 8 attacks which tired me out pretty quickly. The new release features tracks including Jamiroquai’s Cloud 9, The XCERT’s Feels Like Falling In Love and Ghastly & Matthew Koma’s We Might Fall. It was good to see Claire making jokes about burning off Easter eggs and Hot Cross Buns this coming week as motivation to keep pushing hard. http://w3.lesmills.com/israel/en/classes/rpm/music-tracklists/
On Tuesday morning, I had my very first Kinesiology session with Carolyn King at Empowerkin Kinesiology in Berwick. I’ve known Carolyn for a year or two now after reading her book “Empowered Happiness” and following her blog and Facebook page. Today was the first time meeting her in person after winning a competition for a free kinesiology session. I really didn’t know what to expect at all but I went in with an open mind.
Of course the moment I walked into her clinic, she instantly detected how nervous I was feeling. This was no surprise as it happens every single time I meet somebody new or have a new experience. Kinesiology is the science of energy balancing and combines several different areas including Chinese medicine, anatomy and physiology. After she asked me to fill out a new client form and I talked about my mental health issues and recent diagnosis of High Functioning Autism, she got me to lie down on the bed.
She started doing some energy readings through my right hand and arm whilst explaining what was she doing and picking up. The biggest ones were feeling overwhelmed, shattered (doing too many things at once), stressed and internally angry. She also used some essential oils on my feet, hands and back of my neck as well as giving me my first crystal, a black obsidian, which is said to be a protective stone which absorbs negative energies.
I found it very easy to talk to her despite being nervous and reserved as we have very similar backgrounds. Both being diagnosed with depression. Both worked at very stressful and demanding jobs for a long period of time. Both very sensitive, gentle and kind hearted people. So I knew that she of all people would understand what I’ve been going through with work, family life, friendships, money struggles, being worried about the future and where my life is heading.
She gave me a large amount of advice and suggestions which I gracefully accepted and took on board with me. This includes walking bare foot on the grass or sand (grounding), keeping up with my writing and creative projects (write and burn, appreciation journal), trying out a boxing class to release anger and negative emotions, making a list of everything I’m doing and ranking their importance, making and using a worry box and surrounding myself with a white bubble to help deal with protecting myself from other people’s energies.
Of course some people wouldn’t be as open minded as I am towards an alternative therapy like kinesiology and Carolyn herself admits that she’s not a doctor but I like giving new things a go and this has been in the back of my mind for about a couple of years now. It wasn’t a rash decision and really a lot of Carolyn’s suggestions do make sense and are helpful when it comes to improving my life. Whether you believe in religion, spirituality or energy is quite frankly irrelevant if you’re striving for positive change within yourself, which I am. http://www.empowerkin.com.au/kinesiology.html
On Tuesday afternoon, I had my second session for Phase 1 of my Employ Your Mind course at WISE Employment Cranbourne. Thankfully the office Ally and I were in held a lot more privacy than the one I was in last week (notoriously called “the fish bowl”) so I didn’t have the distraction of people looking at me through a pane of glass. This week we looked at what Cognitive Remediation does and I completed a Dialogue of Working Ability (DWA) self-assessment which looks at the strengths and weaknesses in relation to work.
It’s quite interesting doing self-assessments as it forces you to critically think and be honest about your skills in a working environment in a holistic manner. Sometimes it can be hard working out which number to circle but I just try to go with my gut instinct. It’s important because the results will allow me to set some goals for areas that I can improve on in the future. https://www.arbetsterapeuterna.se/Global/Forlag/DWA%20affisch%20COTEC2012.pdf
On Tuesday night, I went to my first YARDfit session for the year at The Yard Strength & Fitness in Pakenham. I noticed how exhausted I was feeling driving down the Monash Freeway with time not on my side as usual. But I was determined to make it to the class regardless as I haven’t been that active in the last couple of weeks due to personal illness (aka my annoying ear infection). It was a quiet one tonight with just myself, Rodney Millar and Mandi Herauville but that was fine by me.
We warmed up by doing a few mobility stretches (walking lunges, standing bear crawls, squat jumps, open the gates) and some agility work outside (suicide running drill, sprints) with some orange cones spaced out. It didn’t take long for me to feel puffed out and fatigued but I knew that I was rusty and out of practice. http://livehealthy.chron.com/suicide-running-drill-8784.html
Next we worked on some front squats which I’ve only attempted a couple of times last year. The toughest part for me is dealing with the pressure on my wrists as you have to keep the bar resting on your deltoids (shoulders) as well as your elbows lifted up. Then there’s the balancing act of having to squat deep enough without dropping the bar. It’s pretty tricky but I could feel myself improving a bit the more I practiced. I managed to do 3 reps at 35kg. http://www.stack.com/a/front-squat
Lastly, our “Wyk” Hero WOD (Workout of the Day) involved doing five rounds of the following exercises for time: 5 front squats, 5 deadmen or rope climbs and a 400m run holding a 10kg plate. We actually practiced doing some rope climbs before the workout, trying to get the foot and hand grip right and then doing a Tarzan swing on the rope. Considering I’ve never attempted a rope climb before, I picked it up pretty quickly. I did need a lot of chalk on my hands to prevent rope burn but oh well. https://wodwell.com/wod/wyk/
The most challenging part of the workout for me was the 400m block runs. Holding the plate was really awkward as I couldn’t get a good grip on it and had to keep adjusting it. Plus it didn’t take long at all for me to burn out and I had to walk parts of it. But hey at least I hung in there and finished it. I managed to complete almost 3 rounds in 15 minutes which I was very happy with. https://www.facebook.com/TheYardStrengthandFitness/
On Wednesday morning, Mum and I enrolled in a Basic Life Skills short course at Merinda Park Learning & Community Centre, Learn Local RTO 3952 in Cranbourne North. The pink form that we had to fill in was very extensively detailed. They literally want to know everything from my past education history to my driver’s license details, USI number, disabilities and health issues. Plus two pages worth of terms and conditions. But I’m sure that a course like this will be very helpful for my growth and personal development. http://www.merindapark.com.au/all-courses/
On Thursday night, I attended an Adult Aspergers social night held at The Nerve Centre in Blackburn. I was still feeling restless from working late last night and from all the Easter shopping I had to get done today but I felt that it was really important to come to this meeting tonight to try to mingle with a few of the other Aspies. Tonight we played some board games and I decided to bring scrabble as it’s a childhood favourite of mine.
Half an hour in and I could already feel my social anxiety peaking with around 10 other people in attendance. It’s like the classic social event where everyone else around you is clicking and making conversation and you’re stuck in the middle not really knowing what to do. However, I did make the effort to drive all the way out to Blackburn for this and wanted to stay for at least an hour. Once again, the men’s toilets would act as my “safe room”.
Thankfully I didn’t need it nor did I have to slip out and bolt for the exit. It only took Ann speaking up to get the ball rolling and suddenly we ended up christening my board game. Once we all started playing scrabble, I began to relax considerably. I was sitting at the table with Dave, Roger, Lachlan, Ann and the group’s organiser Colin. Being my third time coming here, I was only barely scratching the surface when it came to names and who these people were but these things take time.
It was fun with all of us trying to remember how to play the game and bringing back a lot of nostalgic memories. Some of the other members were chatting away and having some serious conversations about religion, politics, languages and history but I personally wasn’t interested. I think I was more proud that I actually managed to stay at an Aspergers meeting for more than 2 hours. I seriously didn’t think I could do it but I proved myself wrong. https://aspergersvic.org.au/events
On Good Friday, I participated in my very first research study at Deakin University, Melbourne Burwood Campus. The study was to see how brain stimulation during sleep can help to affect memory formation. It was organised by Mr. Michael Barham, who is one of the principal researchers on the project. In some ways, it was a pretty daunting experience for me having never visited either Burwood or Deakin Uni before but I wanted to have an open mind and try it.
It took place in Building BC on Level 5 in two small rooms: one being a preparation room with computers and equipment and the other being the sleep lab. Michael explained everything to me and got me to fill out a consent form and several questionnaires on the computer about my background, how I was feeling and my handedness.
Whilst this was happening, Michael and the assistant were fitting an EEG (Electroencephalography) cap on my head and attracting electrodes to parts of my scalp. It was a weird feeling having wires being “twizzled” into my scalp with cool gel and pure alcohol added. Whilst it did hurt a little (mainly from the pulling of my hair), it wasn’t agonising and I figured that I could handle it.
Everything was going fine...until I had a sudden nervous reaction and began going pale in the face. The last time this happened to me was about two years ago after having a blood test at work and it’s far from pleasant. Michael and his assistant were quick to act, removing the cap, bringing me a glass of water and making sure that I was okay. I laid down in the sleep lab for a while to allow the blood to rush back. But ultimately I was feeling embarrassed and guilty about what just happened.
I had to withdrawal my participation from the study, though they still generously gave me the $20 gift card anyway. I think there was several things going on: general restlessness, not eating enough before the study, getting myself worked up and anxious internally, having to concentrate on the questionnaires during the prep. I guess it all got too much for me. However, I’m still proud of myself for making the effort to try it. https://www.facebook.com/CognitiveNeuroscienceUnit/posts/1688036141290041
Later that afternoon, I thought I’d give my friend Positivity Andrew (Andrew Hewitt) a surprise visit at the mental health facility that he’s staying at called Upton House in Box Hill. It’s been nearly 20 years since I last stepped into a mental hospital, the last time being to see my late Grandfather who was diagnosed with schizophrenia and depression (mental illness is literally all in the family). Thankfully the staff at Upton House seemed to be more friendly and positive than at that last place.
It’s not very often that I do spontaneous things like this but I genuinely care about other people, especially friends who are going through tough mental health issues. But Andrew was very happy to see me and I could tell he was grateful for my visit. He was staying in a casual family room with comfy grey sofas and a collection of toys in the corner. It’s always hard knowing what to talk about but I tried to embrace the awkwardness best I could. I love you Andrew! Stay positive, get better soon and get back with your bandmates in Distracted By Pink! https://www.easternhealth.org.au/site/item/102-inpatient-services-upton-house
On Good Friday night, I went to the Studio Opening Party of Aaron Petty’s new yoga studio called Level Up Yoga in Berwick (located above Personal Performance Training Centre). Considering this was a public holiday, this could have gone either way but thankfully there was about 18 students that turned up to tonight’s Vinyasa Flow class. It was good to see a couple of familiar faces tonight like Christian Reid and Daniel Cooper. Of course my social anxiety was lingering around like a bad smell. I can pretty identify most of my triggers now: meeting new people, being unable to breathe, sweating profusely, being in small spaces. But I tried hard to push all of these away tonight.
Aaron’s style of teaching yoga is very unconventional to most Traditional yoga teachers. There is a great deal of humour and unexpected surprises like doing an ice-breaking activity (Oh god!), forming a kum ba yah-like circle and chanting “Om” together, patting each other on the back and grabbing people from behind for support. But it’s all in good fun and not meant to be offensive or uncomfortable. These particular challenges are actually very helpful for me who struggles a lot in social situations and gets me out of my comfort zone.
Aaron’s classes are also very physically challenging especially with the lack of ventilation in the upstairs space. It didn’t take long for everyone to begin sweating on their yoga mats. We did many flowing sequences (Downward Facing Dog, Plank, Chaturanga, Cobra/Updog), Crescent Lunge into Arrowhead pose, Chair pose, Bridge pose and Pigeon pose. I struggled with balance and fatigue at times but never gave up. I think it’s also really important to have a laugh during your practice because that helps to curb the frustration of getting that “perfect pose”.
The addition of live musicians playing some chilled out yoga music was also a unique touch as was the presentation of the indoor plants and serving of tea. Aaron clearly went to a lot of effort for tonight’s event and I was really glad that I could be a part of it. https://www.facebook.com/levelup.yoga.berwick/
“In the dark I can feel the weight of the world. Pushing down on top of my shoulders. You think you're strong enough to carry it all? Go ahead, knock yourself out. I keep talking but no one listens. And I keep hearing things that I can't understand. And I see beauty in resistance. And I'm just trying to figure out who I am.” Michelle Branch - Knock Yourself Out (2017)
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