#3 times bounced cheque

[fatfables]

New Gainer Story!!

Take a trip to early 90's London to visit the seedier side of gaining...

Big Ben: Part 1 of 3

Ben Bennington was forty three years old when he suffered a fatal heart attack. Born in Belfast he’d moved to London in ‘73 ostensibly to find work as a labourer, but what he really wanted was to be with his own kind. If he had known that he would wind up dying only twenty one years later he never would’ve bothered.

As far as deaths go his wasn’t a bad one. He was in bed with his Brazilian boyfriend. Who was twenty three years younger than him. The last thing that Ben Bennington saw as the pain shot through his left arm was Diego’s deep green eyes, hazel brown skin, and smile to die for. Watching your beautiful young boyfriend ejaculate would be a dream death for some guys. But Ben hadn’t wanted to die. Not like this. Not with these feelings of guilt. He had been a bad man. He didn’t want to go to hell.

It had taken him a long time to finally place the ad in the back of ‘Young Skin’. He had tried previously in the lonely hearts column of The Evening Standard but hadn’t received any responses. He was uncertain if that was because he was looking for something too specific or if it was because he was a lonely sad old pathetic fat unemployed loser behind on the rent on his scabby little Neasden bedsit. It must be one of the two. He took a slug on his can of warm extra strength Skol and stubbed his fag out on the dresser. It was his fortieth birthday. He couldn’t bear to be alone any longer. He reread his advert once more before ringing the 0898 number and sending off a cheque for £8.99 that he knew would bounce. The advert read;

M seeks M. Fat Daddy, 40YO WLTM boy who likes food and fun. OFAC. GSOH. ND. NS.

It only contained four lies. He received one reply. From a guy pretending to be a seventeen year old Brazilian who said that he wanted Ben to feed and fuck him. At first he ignored it. It had to be a wind-up right? Some local schoolboys must have found a copy of the mag hanging from a tree in the spinney. He erm, some people, sometimes, left them there in the bushes behind the fire ditch to the right of the main path just after the old oak tree where the cover was thick enough to keep you out of sight but close enough to the path that there was still a risk of being caught. The schoolboys would find the mag equally disgusting and hilarious. What would be funnier than phoning the sad fat old freak in the lonely hearts column and pretending to add just a glimmer of sunshine to his unforgivingly dull life by pretending to be a beautiful teenage Brazilian boy? That would teach the sinful old pervert.

So Ben continued with his normal routine of waking at 10.30 to be in the Ginger’s Arms by 11:00. There he would prop up the bar for a few hours and talk at anyone unfortunate enough to look at him. His favourite subjects were how hard it is to get a job, the Arsenal team of ‘78, and the rip-off price of a packet of fags. Mid-afternoon he would go to the bookies before going home via the offy to buy a four pack of Skol and sit and watch a 12 inch black and white telly with a shitty indoor aerial in his filthy bedsit. The only changes to this routine were on Wednesdays when he would pick up his dole cheque and on Tuesdays and Thursdays when he would go to the spinney during school hours. Saturday nights were spent walking around Soho staring at the chickens on show desperately wishing that he dared to enter one of those joints.

He returned home at 1.30am after a couple of hours of staggering and leering around the West End. He slumped onto his always pulled out bed-sofa, convulsed violently, pissed himself, and burst into tears. The next morning he rang the 0898 number and entered the four digit code. So what if it was kids fucking him about? It could hardly make his life any worse.

Ben Bennington met Diego DiMaria at 1pm on Tuesday 18th February, 1991, at Dorris May’s Cafe on the Neasden Lane North. It was love at first sight. It would have been very hard for an outsider to understand what Diego ever saw in him. Ben had turned up for that first date wearing the same wife-beater vest and blue jogging bottoms that he always wore. It never occurred to him that he should need to make an effort. They bonded over tea and biscuits and a shared history of running away to London to escape the clutches of an uncaring, non-understanding strict Catholic family. Ben never questioned how a poor skinny kid from the favela had managed to make his way all the way to England by himself. They agreed to meet again the following afternoon at The Ginger’s Arms. There Ben got Diego steaming drunk, took him back to his bedsit and viciously fucked him over one of the arms of the sofa-bed.

They met again several times over the following weeks and followed the same pattern. Get drunk - fuck. The sex felt better than Ben had ever imagined and he couldn’t believe that he had managed to bag such a beautiful young boyfriend. Diego was beautiful. He was 17 and thin with chiselled pecks and a six-pack developed from lack of sustenance and playing football seven days a week on the Coca-Cobana. He had unkempt brown fluffy hair and dark brown eyes. His skin was dark, smooth, soft and hairless, as was his tight little ass. He spoke grammatically correct English with a latinic twang and said funny things like when he claimed that John Major looked like Thatcher’s cunt ghost. He was intelligent, cheeky, and seemingly flawless. Ben couldn’t believe that this kid was letting him abuse him.

They always met at the same place at the same time. The Ginger’s Arms every Tuesday and Thursday at 2pm. There they would get drunk all afternoon before returning to the bedsit for anal. Diego loved being bred by his fat scruffy Daddy, he would moan and scream loudly with every thrust, “Fuck me paizão!” He loved having his prostate pounded by this sad sloppy Englishman, but was disappointed by the lack of food fun. He needed to fix this.

The next week Diego ensured that Ben got totally fucking wasted in the pub. He bought him several double vodkas on top of the standard seven or eight pints that the middle-aged alcoholic would normally consume. He suggested that they stop at the chippy on the way back to the bedsit and bought two large fish and chips with sides of curry sauce and three jumbo battered sausages. He paid on his Dad’s credit card without Ben noticing. Diego carried the fishy feast back to the bedsit as Ben swayed and staggered along the pavement, chain smoking.

The room was spinning as Diego fed Ben his fish and chips. He pushed the greasy battered cod into his mouth as Ben sat on the sofa bed wearing only his vest. His fat hairy belly stuck out into his lap. Diego ate his own portion and allowed Ben to seductively wipe each chip around his young fresh lips before he swallowed each one. Ben was overjoyed that Diego was finally letting him feed him. He wanted to make the thin Brazilian boy nice and chubby. Diego made sure that Ben ate all of the battered sausages and even blew him for the first time while he gobbled on the third and final one. Curry sauce now stained his wife-beater and his belly felt stuffed and bloated. Diego straddled him and sat himself down on his Daddies hard cock. He held onto Ben’s big beer belly as he bounced joyfully away to the land of pure pleasure. Ben came first allowing Diego the chance to push his cock deep into Ben’s mouth, spurting sweet young boy cream down his throat. The perfect end to a very satisfying meal. He was going to make this pathetic man so fucking fat.

Ben couldn’t believe that Diego had actually let him feed him. He loved the boy's body but the idea of causing him to pudge out and grow a sweet little pot-belly drove him wild with delirium. He was going to change him from a little hunk to a little chunk.

Ben’s new found happiness hadn’t had any affect on his alcohol consumption though. If anything he was now drinking even more. After a few months of the relationship Diego had also introduced him to cocaine and weed. Well, he had smoked hash when he was younger but not for quite a few years. The age mismatched lovers would now drink multiple pints of beer, smoke a bong, munch down masses of snacks, snort coke, and fuck wildly. Ben’s hairy belly started to grow. His blue joggers were stretching around the waist and his vest was now failing to cover the extent of his beer gut. He had no money for new clothes though. Fags were so fucking expensive these days.

[onboardsorasora]

Maxiel Masterlist 2

So it seems like I've hit the link limit on my maxiel masterpost. So I guess this is the start of Maxiel Masterpost 2 lmao

My Dewis and OT3 stories are on Masterlist 2

My Ao3: Quesorasora

Here are ALLLL my current Maxiel stories :) Part 2!

Tumblr Fic

Dentist Drabble

Grey Pube Drabble - which is now on AO3 as well- Old Man Balls

Alpha!Dan Drabble

Soul Meets Body also on AO3

Something Something Drabble

Neighbor AU Tag

Max Time Travel Drabble

Girl!Dan Part 3

Boy Band Drabble

Hockey AU Drabble

Fireman Daniel AU Drabble

Young Max DM-ing Daniel

Hanahaki Idea Drabble

Newscaster AU Drabble

5+1 Fic Ideas Tag

Monaco Fix It Drabble

Daniel Next Win Drabble

Witch!Max

Tennis AU Cont.

Part 1 | Part 30 | Part 31 | Part 32 | Part 33 | Part 34 | Part 35 | Part 36 | Part

On AO3

De-Aged Daniel | De-Aged Daniel Pt2 | De-Aged Daniel Pt3 | De-Aged Daniel Pt 4 | De- Aged Daniel Pt 5 | De-Aged Daniel Part 6 | De-Aged Daniel Part 7 | De-Aged Daniel Part 8 | De-Aged Daniel Part 9 | De-Aged Daniel Part 10 | De-Aged Daniel Part 11 | De-Aged Daniel Part 12 | De-Aged Daniel Part 13 | De-Aged Daniel Part 14 | De-Aged Daniel Part 15 | De-Aged Daniel Part 16 | De-Aged Daniel Part 17 |

Summary:

“Is there anyone who has any reason why these two should not be married?” The officiant asked the hushed crowd. Everyone glanced around with identical smiles, but no one moved– as expected.

What was not expected was the doors to the church to open and a very pregnant woman walking up the aisle quickly.

maxiel; miscommunication, misunderstanding, angst, getting back together

summary:

Max felt like the words were bouncing around the hollow walls of his brain as everything shut down. 'You like it?'

Not an excuse about performance wear, nothing about heart rate monitors or even jokes about whether his good looks could pull it off. No. Daniel had asked if he liked it.

Of course he liked it, he loved it and he didn’t even know what it looked like.

Written for the @thattropeyouhate fest :)))

Trope: Animal Transformation/Shifter

summary:

Daniel brought an arm to his face, hoping to see the familiar rose of his tattoo. He was distraught to see a fur covered paw instead. Well shit. He hadn’t shifted in years, not since he signed for Red Bull. And it had been going fine, too. He hadn’t shifted this entire time and he’d honestly forgotten how to.

So this was a tad inconvenient.

Follow Your Nose

summary:

The scarring of a mating bite was a point of pride for omegas. Because a True Mating Bond looked like a birthmark, a tattoo that proclaimed them as bonded to their soulmate. A True Mating can only happen with compatible pairs, and bonds that weren't True scarred silvery like old wounds. It wasn't uncommon to see an omega with a scarred bond or two.

Max was a great alpha, a great friend. Daniel was a poor omega with a neck full of scars like a diary of failed relationships

welcome to whiskers

summary:

In the small village just outside the city, there is a popular cafe on main street. There really wasn’t anything that special about it– the coffee was soso, the tea was pretty ok. The staff were close and it felt like a family. Oh and there were cats.

;

Max works at a cat cafe. Daniel is his manager and in love with him.

Sponsor Max

Summary: 

Everything in Formula 1 came with a price tag and sponsors dropped unserious amounts of money in their sport for the prestige of it all. In all of his years, Peter had never once seen a blank cheque. Until now. 

The memo section simply said for Daniel.

Tags: Power Imbalance, Extremely Dubious Consent. Gratuitous Smut, Topping from the Bottom, Max is Toxic and Possessive, Daniel Doesn't Have A Choice, Sexual Coercion, Explicit Sexual Content

Prince Max

summary:

“Yeah I have a ticket and everything. I promise I'm not stalking you– what are you stalkable Maxy?” Daniel waggled his eyebrows before turning to pick up his tote bag from the sand, completely missing Max’s reaction.

;

Or: Max is the Crown Prince of the Netherlands, Daniel has no idea.

Tags: Fake Dating, Mutual Pining, Idiots in love, Getting Back Together, crack treated seriously

you make my heart beat like the rain - ao3

rainy maxiel meet cute at a concert - tumblr

Enchanted AU

Enchanted AU - Disney Princess Dan 1 | Part 35 | Part 36

Homecoming: A Winter Soldier AU

summary:

“Hydra have been active recently.” And that got Max's attention. “We've been tracking their movements and we fear they’re attempting to activate the Winter Soldier.” As Nico spoke a few faces scrolled past the screen; current, known directors in the Hydra organization– senators, city councilmen, business owners. The slideshow ended with a photo of a man with short wiry curls and the second half of his face obscured. He was mostly turned away from the camera but Max would recognize his profile anywhere.

“Daniel.” Max breathed.

tags: Action, Alternate Universe, Coffee Shop AU …ish, Blood and Violence, Getting Back Together, Daniel has PTSD, Angst and Hurt/Comfort, Happy Ending

written for MaxielFest2024

Orange Juice

summary:

Honey, come over The party's gone slower And no one will tempt you We know you got sober

There's orange juice in the kitchen Bought for the children It's yours if you want it We're just glad you could visit

Max comes back home to pick up the pieces

tags: Max POV, Alternate Universe - Magical Realism, Angst with a Happy Ending, Recovering addict Max Verstappen, Deals with Addiction and Recovery, Getting Back Together

Daniel's Ghost Adventures

summary:

Daniel was a ghost hunter, a good one– nay, a great one, but not particularly by choice. Ghosts love him, but he does not like them back.

Daniel wasn’t so much a ghost hunter, as he was… bait.

tags: Alternate Universe - Magical Realism, Alternate Universe - Ghost Adventures, POV Daniel Ricciardo, Daniel Ricciardo Needs a Hug, Suspense, Horror, Demonic Possession, Witch Max Verstappen, Ghosts Like Daniel But He Does Not Like Them, Scared Ghost Hunter Daniel, Fluff and Humor, I promise there is fluff, Getting Together, Boo the Dog, We Love Boo, Happy Ending

written for Motorsport Halloween Fest

[seolawchef]

Understanding the Business Impacts of Cheque Bounce: Strategies for Risk Management

Cheque bounce cases can disrupt business operations, hinder cash flow, and strain relationships with clients and partners. For businesses, managing the risk of cheque bounce situations is crucial to ensure steady financial health and maintain professional credibility. At LawChef, our experienced check bounce lawyers in Delhi and Noida are here to guide businesses through the legal aspects of cheque bounce issues and help implement effective risk management strategies.

What is Cheque Bounce and How It Affects Businesses?

A cheque bounce occurs when a bank is unable to process a cheque due to insufficient funds, incorrect signatures, or discrepancies in the account details. When a cheque issued to a business is dishonored, it can create immediate financial challenges, disrupt cash flow, and impact the business’s financial planning.

Financial Impact of a Cheque Bounce

Cash Flow Disruptions: A bounced cheque means delayed or non-receipt of funds, which can affect day-to-day operations, employee payments, and vendor settlements.

Penalties and Charges: Banks may charge fees for dishonored cheques, adding extra costs for the business.

Client Relations: Frequent cheque bounce incidents can lead to strained relationships with clients and partners, affecting long-term business.

LawChef Insight: Our cheque bounce case lawyers in Delhi and Noida help businesses understand the legal recourse available to them, including filing a check bounce legal notice to recover funds promptly.

Legal Steps for Businesses in Case of Cheque Bounce

If a business experiences a cheque bounce incident, there are several legal actions it can take to recover the funds and hold the defaulter accountable.

Step 1: Issue a Check Bounce Legal Notice

A check bounce legal notice is the first formal step a business should take. This notice informs the defaulter about the bounced cheque and demands payment within a specified period. Under the Negotiable Instruments Act, the legal notice must be issued within 30 days of the cheque bounce.

Step 2: Wait for the Response Period

Upon receiving the notice, the defaulter has 15 days to respond and make the payment. If the payment is not made within this time, the business has the right to take legal action.

Step 3: File a Legal Case

If the defaulter does not respond to the legal notice, businesses can file a case under Section 138 of the Negotiable Instruments Act, which criminalizes cheque bounce incidents and allows for the recovery of funds.

Step 4: Seek Assistance from Cheque Bounce Case Advocates

Legal procedures can be complex, and having professional support from cheque bounce case advocates near you can streamline the process. LawChef’s check bounce lawyers provide comprehensive assistance in filing cases, gathering evidence, and representing businesses in court to ensure successful outcomes.

Business Risks Associated with Cheque Bounce

Cheque bounce incidents pose various risks to businesses, which include financial, operational, and reputational aspects:

Financial Risks

A bounced cheque leads to unpaid dues, which can disrupt a business’s working capital. This may lead to borrowing from other sources, incurring interest, and managing increased costs.

Operational Risks

Inconsistent cash flow due to cheque bounces can hinder business operations, causing delays in vendor payments, employee salaries, and other operational expenses. Businesses relying on steady inflows may struggle to cover day-to-day costs.

Reputational Risks

A cheque bounce incident may indicate poor financial health or unprofessional practices to clients and partners, even if it is due to client negligence. Building trust is essential for businesses, and bounced cheques can harm a company’s reputation.

LawChef Advice: By consulting cheque bounce case lawyers, businesses can take proactive legal measures to protect themselves against these risks and maintain their credibility.

Strategies for Managing Cheque Bounce Risks

Managing the risk of cheque bounces is crucial to prevent financial and reputational harm. Below are some strategies businesses can implement to mitigate these risks:

1. Screen Clients and Partners

Before entering into financial agreements, conduct thorough background checks on clients and partners. Assess their creditworthiness, business history, and payment behavior to gauge their reliability.

2. Implement Payment Policies

Having a clear payment policy that outlines acceptable payment methods, timelines, and penalties for bounced cheques can help businesses manage payment risks effectively.

3. Set up a Cheque Verification Process

Implementing a cheque verification process to verify details before depositing cheques can help identify potential issues in advance. This reduces the chances of cheque bounce cases due to errors in signatures or details.

4. Use Digital Payment Options

Encouraging clients to use digital payment methods, such as wire transfers or online banking, can help minimize the risk of cheque bounce incidents and ensure timely payments.

5. Work with Experienced Cheque Bounce Lawyers

Having check bounce lawyers on retainer ensures that businesses can respond quickly and effectively to cheque bounce incidents. LawChef’s team can draft check bounce legal notices and advise on the best course of action.

Role of Cheque Bounce Case Lawyers in Protecting Businesses

When a cheque bounces, swift legal action can help recover dues and prevent further financial losses. Cheque bounce case lawyers provide businesses with:

1. Drafting Legal Notices

A properly drafted check bounce legal notice is critical to initiating legal action. Our lawyers ensure that all necessary details are included and that the notice complies with legal requirements.

2. Filing and Representing Cases

If a business decides to pursue legal action, cheque bounce lawyers can represent the business in court, present evidence, and ensure a strong case to recover dues.

3. Legal Advice for Payment Disputes

In cases where clients dispute payment obligations, cheque bounce case advocates can offer advice on the best legal strategies, whether through court action or out-of-court settlements.

LawChef Expertise: Our cheque bounce case lawyers in Noida and Delhi have a wealth of experience in handling business-related cheque bounce cases, providing customized legal strategies to safeguard business interests.

Key Considerations for Businesses Dealing with Cheque Bounce Issues

When handling cheque bounce cases, businesses should keep the following considerations in mind:

Timeliness: Ensure that legal action, including issuing a notice, is taken within the stipulated timelines under the Negotiable Instruments Act.

Documentation: Maintain all documentation related to the cheque, including agreements, bank statements, and communications with the client.

Professional Representation: Avoid self-representation in cheque bounce cases; experienced cheque bounce case lawyers can help businesses avoid mistakes and increase their chances of recovering dues.

LawChef Recommendation: Our experts can help you develop a step-by-step response plan, ensuring your business remains financially secure and legally protected.

Conclusion: Protect Your Business with Effective Cheque Bounce Risk Management

In today’s competitive business environment, protecting your business from the risks associated with cheque bounce incidents is crucial. Understanding the financial, operational, and reputational impacts of a bounced cheque, and implementing preventive measures, can save your business from significant losses.

If you’re a business owner facing a cheque bounce issue or looking to prevent such incidents, LawChef offers legal expertise and dedicated support from cheque bounce case advocates near you. Our cheque bounce lawyers in Noida and Delhi are well-equipped to assist businesses in navigating these challenges and implementing effective risk management strategies.

[nithya-r]

What to Do When Your Cheque Bounces but Goods Weren’t Delivered

If you’re facing a cheque bounce case because the goods you paid for were never delivered, you’re not alone. This situation can be frustrating, but knowing the right steps to take can help you manage it effectively. Here’s a simple guide to handling this legal issue:

1. File a Wakalatnama The first thing you should do is hire a criminal lawyer. Filing a Wakalatnama is a legal step that authorises your lawyer to represent you in court. Having professional legal representation ensures that your rights are protected throughout the case. With cheque bounce cases falling under Section 138 of the Negotiable Instruments Act, proper legal defense is crucial.

2. Apply for Anticipatory BailWhen a cheque bounces, the payee (the person you issued the cheque to) may file a complaint. Under Section 138, this could lead to an arrest warrant being issued. To avoid this, you need to apply for anticipatory bail. This prevents you from being arrested before the case is fully heard. Anticipatory bail gives you the time and space to prepare your defense without worrying about arrest.

3. Keep Clear RecordsIn cases where goods were never delivered, documentation is key. Make sure you save all communications, order confirmations, receipts, and any other documents that prove you did not receive the goods. This evidence will be critical in defending your case. Your lawyer can use these records to strengthen your argument in court and prove that the supplier failed to deliver the goods, despite accepting payment.

4. Negotiate Out-of-CourtIn some cases, resolving the issue outside of court can save you time, money, and stress. An out-of-court settlement can help both parties avoid the long, drawn-out court process. If you and the supplier can come to a mutual agreement—such as canceling the cheque or arranging for goods to be delivered—it may be the simplest solution. Discuss this option with your lawyer to see if it's possible in your case.

ConclusionActing quickly is essential when dealing with cheque bounce cases, especially if the goods you paid for weren’t delivered. Filing a Wakalatnama, applying for anticipatory bail, and keeping thorough records will help protect you from legal repercussions. If possible, negotiating an out-of-court settlement can simplify the process.

If you’re in a similar situation, don’t hesitate to consult a legal professional. Early intervention can make all the difference in avoiding severe penalties, such as fines or imprisonment.

[best-lawyer-in-faridabad]

Best Lawyer in Faridabad: Cheque Bounce Case Lawyers

When it comes to legal matters, having the right representation can make all the difference. In Faridabad, one of the most common legal issues faced by individuals and businesses alike is cheque bounce cases. Navigating these cases requires a lawyer with specific expertise and experience. If you are looking for the best lawyer in Faridabad to handle your cheque bounce case, look no further than Advocate and Consultants.

Understanding Cheque Bounce Cases

A cheque bounce, or dishonoured cheque, occurs when a bank rejects a cheque due to insufficient funds, a mismatched signature, or other discrepancies. Under the Negotiable Instruments Act, 1881, issuing a cheque that bounces is a punishable offense. The legal repercussions can be severe, including fines and imprisonment, making it crucial to have expert legal representation.

Why Choose Advocate and Consultants?

Advocate and Consultants is renowned for being one of the top legal firms in Faridabad, especially in handling cheque bounce cases. Here’s why they stand out:

1. Expertise in Cheque Bounce Cases

The team at Advocate and Consultants possesses extensive knowledge of the legal intricacies involved in cheque bounce cases. Their expertise ensures that every aspect of your case is meticulously handled, from filing the complaint to representing you in court.

2. Proven Track Record

With years of experience and a high success rate in cheque bounce cases, Advocate and Consultants have built a solid reputation. Their proven track record speaks volumes about their dedication and proficiency in this legal domain.

3. Personalized Legal Strategies

Every case is unique, and Advocate and Consultants understand this well. They develop personalized legal strategies tailored to the specific circumstances of your case, ensuring the best possible outcome.

4. Client-Centric Approach

The firm is committed to providing exceptional client service. They maintain transparent communication, keeping you informed at every stage of the legal process. Their client-centric approach ensures that your concerns are addressed promptly and effectively.

5. Comprehensive Legal Support

From initial consultation to final resolution, Advocate and Consultants offer comprehensive legal support. They handle all legal formalities, documentation, and court proceedings, allowing you to focus on your personal or business affairs.

Steps Involved in a Cheque Bounce Case

Handling a cheque bounce case involves several critical steps, and having a knowledgeable lawyer can significantly ease this process. Here’s a brief overview:

Notice to Drawer: The payee must send a legal notice to the drawer within 30 days of the cheque bounce, demanding payment.

Waiting Period: The drawer has 15 days to make the payment from the date of receiving the notice.

Filing the Complaint: If the payment is not made within the stipulated time, a complaint can be filed in the court within one month.

Court Proceedings: The case is taken to court, where both parties present their arguments. Having a skilled lawyer is crucial during this stage to ensure your rights are protected.

Conclusion

Navigating a cheque bounce case can be daunting, but with the right legal support, you can achieve a favorable resolution. Advocate and Consultants in Faridabad offer unparalleled expertise and dedication in handling such cases. Their commitment to excellence and client satisfaction makes them the best choice for anyone seeking legal assistance in cheque bounce matters.

If you are facing a cheque bounce issue, don’t hesitate to contact Advocate and Consultants. With their professional guidance, you can rest assured that your case is in capable hands. Reach out to them today to schedule a consultation and take the first step towards resolving your legal matter effectively.

[mnmlawpartners]

Top 10 Legit Reasons For Cheque Bounce In India

In India, cheque remains a popular mode of payment for transactions involving larger sums. However, cheques can sometimes bounce even with proper precautions, causing inconvenience and legal hassles.

Top 10 Legit Reasons For Cheque Bounce In India

1. Insufficient funds (NSF)

This is the most common reasons for cheque bounce. It simply means there aren’t enough funds in your account to cover the cheque amount. This can happen due to various reasons like forgetting about an upcoming debit, unforeseen expenses, or a simple calculation mistake.

How Non-Sufficient Funds Fees Work In India?

Banks typically charge a penalty for Non-Sufficient Funds cheques. This fee can vary depending on the bank and the amount of the cheque.

Why Do Banks Charge An NSF Fee?

Banks charge NSF fees to recover the cost of handling a failed transaction caused by insufficient funds in your account.

How To Avoid A Non-Sufficient Funds Situation?

Banks charge NSF fees to recover the cost of handling a failed transaction caused by insufficient funds in your account.

Maintain a buffer in your account to cover unexpected debits.

Regularly monitor your account balance online or through mobile banking.

Issue cheques only when you’re confident that you have sufficient funds.

2. Account Closed

If the drawer’s default bank account has been closed, any cheques issued from that account will automatically bounce. Account closure is one of the reasons for cheque bounce in India that can happen due to inactivity, dormancy, or a request from the account holder.

3. Post Dated Cheque

A post-dated cheque is a cheque with a future date written on it. It instructs the bank to not pay the cheque until that specific date arrives. Presenting a post-dated cheque before the written date is a common reason for a bounce.

How A Post-Dated Cheque Causes Cheque Bounce?

Presenting a post-dated cheque before the date or out-of-date can lead to a bounce due to insufficient funds or inadequate balance or because the bank isn’t authorized to process it yet.

How To Prevent Cheque Bounce Through Post-Dated Cheque?

Write the future date on the cheque.

Communicate the date to the payee and ensure they present it after that date.

4. Stale Cheque

A Cheque is considered stale if it’s not presented for encashment within a specific timeframe (typically three months from the date written on it.)

Cheque Bounce Case Due To Stale Cheque

Presenting a stale cheque can result in a bounce because the bank may not be obligated to honor it after the validity period.

What Is The Time Limit For Stale Cheques?

The Negotiable Instruments Act specifies a 3 months validity period for cheques. However, it’s best to present cheques as soon as possible to avoid any issues.

5. Mismatched Signature

The signature on the cheque should exactly match the bank’s record of your signature. It is one of the reasons for cheque bounce in India. Any discrepancy or Unauthorized Signature can lead to a bounce.

Does Signature Mismatch Cause Cheque Bounce?

Absolutely! Even a minor difference between your signature on the cheque and the one on file can cause the bank to reject it.

How To Avoid Signature Mismatch?

Always sign your cheques carefully to avoid Irregular signatures, ensuring they match the signature you provided while opening the account.

6. Crossed Cheque

A crossed cheque can only be deposited into a bank account, not cashed over the counter. It is also one of the reasons for cheque bounce in India.

What Is A Crossed Cheque?

A crossed cheque is a security measure to prevent fraudulent encashment.

How Does A Crossed Cheque Work?

When you cross a cheque, it can only be deposited into a bank account, not cashed directly.

How Does A Crossed Cheque Cause Cheque Bounce?

Presenting a crossed cheque or Damaged cheque to be cashed over the counter instead of depositing it can lead to a bounce.

7. Altered Cheque

Any unauthorized changes made to the cheque’s amount or other details can be considered an Altered Cheque. Banks may bounce such cheques due to alteration issues.

What Is An Altered Cheque?

An altered cheque is a cheque that has been tampered with after it was issued.

Cheque Bounce Due To Altered Cheque

If someone changes the amount on your cheque without your permission, the bank may bounce it due to the alteration.

8. Frozen Or Blocked Account

If your bank account is frozen or blocked due to suspicious activity, insolvency concerns, or a legal injunction, any cheques issued from that account will bounce.

What Is A Frozen Or Blocked Account?

A frozen or blocked account restricts the account holder from accessing or using the funds.

Reasons For A Frozen Or Blocked Account

Banks may freeze accounts due to various reasons, including:

Suspected fraudulent activity

Uncollected Cheques or defaults on payment

Court order for investigation of funds

Things You Must Not Do When Your Bank Account Is Frozen Or Blocked:

Don’t attempt to withdraw or transfer funds.

Don’t write new cheques.

Contact your bank immediately to understand the reason for the account Freeze and how to resolve it.

Frozen Or Blocked Account Leads To Cheque Bounce Any cheque issued from a frozen account will bounce due to the restriction on debit transactions.

9. Cheque Bounce Due To Payment Stopped By The Account Holder

The drawer has the right to instruct their bank to stop payment on a cheque before it’s presented. Payment stoppage can be done if the cheque is lost, stolen, or issued due to an unintentional mistake. However, the drawer might need to pay a fee for this service.

10. Refer to Drawer

In some cases, the reason for the cheque bounce might not be readily apparent. The bank may return the cheque with “Refer to Drawer” written on it. This indicates the bank needs to verify details with the drawer before processing the cheque.

Remedies If You Fall In Any Of The Reasons For Cheque Bounce In India

The procedure for remedy in case of cheque bounce as per Section 138 of the Negotiable Instruments Act are:

Cheque Presentation: The cheque must be presented to the bank within 3 months from the date the cheque is drawn or within its validity period, whichever is earlier Duplicate presentation of cheque can lead to penalty or offense.

Demand Notice: The payee must send a demand notice to the drawer within 30 days of receiving the cheque bounce information. This notice requests payment of the cheque amount.

Drawer Fails to Comply: If the drawer (the person who issued the cheque) fails to make payment within 15 days of receiving the demand notice, the payee can initiate a legal suit.

File a Complaint: The payee can file a complaint with the court of Judicial Magistrate First Class or Metropolitan Magistrate along with an affidavit.

To Know More Information About Cheque Bounce And Reasons For Cheque Bounce In India, Contact M&M Law Partners

MandM’s experienced lawyers can help you navigate the legalities of cheque bounce, understand your options, and explore the possibility of recovering the bounced cheque amount. M&M Law Partners, The Best Civil Lawyers in Delhi High Court, can also advise you on how to protect yourself from future cheque bounce situations. Don’t hesitate to seek legal guidance to ensure a smooth resolution.

[corpbizlegal]

Understanding Cheque Bounce: Causes, Legal Notices, and Resolutions

In financial transactions, a cheque serves as a vital instrument for accessing bank funds. Termed a 'bill of exchange,' it demands payment on demand and is drawn by a specified banker. The individual issuing the cheque is the 'drawer,' and the recipient is the 'drawee.' Simply put, a cheque facilitates legal withdrawal from the bank, requiring the drawee's name, date, amount, and the drawer's signature.

Cheque Bounce: Causes and Implications

In the era of online transactions, cheques remain relevant, especially in substantial transactions. However, several factors can lead to a cheque bounce, from insufficient funds and signature discrepancies to post-dated issues or improper handling. The consequences of a bounced cheque include legal notices and potential penalties.

Common Reasons for Cheque Bounce:

Insufficient Balance: Transaction exceeding current account balance.

Signature Mismatch: Discrepancies in the drawer's signature.

Expired Cheque: Depositing after the 3-month validity period.

Post-Dated Cheques: Depositing before the due date.

Incomplete or Damaged Cheques: Illegible details or damages.

Legal Implications and Notices

A bounced cheque triggers legal proceedings, typically initiated by a legal notice under Section 138 of the Negotiable Instruments Act, 1881. The notice must be sent within 30 days of the cheque return, providing a 15-day window for payment. Non-compliance may result in further legal actions.

Validity of a Cheque Bounce Notice:

Drawer Details: Name and address.

Compliance with Section 138: Mentioning legal basis.

Purpose of Cheque Issuance: For debt or liability.

Bank Presentation Details: Date, reason for return.

Timely Notice: Sent within 30 days via registered post.

Responding to a Cheque Bounce Notice

Receiving a notice necessitates a prompt response or payment within 15 days to avoid legal actions. The reply, preferably from a legal advisor, should address facts, allegations, and include a summary of defense without admitting guilt.

Legal Penalties and Cautions

The consequences of a cheque bounce range from fines and imprisonment to damage to credit scores. The severity varies based on factors like the cheque amount, repeated offenses, and compliance with legal proceedings. Efficient resolution is crucial to mitigating these penalties.

Legal Penalties Include:

Monetary Fine: Double the bounced cheque amount.

Imprisonment: Up to 2 years, often coupled with fines.

Credit Score Impact: Detrimental effect on CIBIL score.

Bank Consequences: Loss of chequebook privileges.

Current Scenario and Recommendations

Cheque bounce cases contribute significantly to the backlog of legal cases in India. Fast-track courts, amendments to existing laws, and improved banking practices are recommended for expeditious resolution. The need for precision when issuing cheques is emphasized to prevent inadvertent errors leading to legal repercussions.

In conclusion, understanding the intricacies of cheque bounce cases, adhering to legal procedures, and seeking timely resolution are crucial for both drawees and drawers. Diligence in financial transactions, compliance with legal norms, and awareness of potential pitfalls can contribute to a smoother financial landscape.

[esoutherngolf]

The Jamaica Open Golf Championship: Final Results

Orlando’s Andrew Arft completes a wire-to-wire victory at the 56th Jamaica Open Golf Championship. For first-time Jamaica visitor Andrew Arft, it was very much a case of veni, vidi, vici: I came, I saw, I conquered. A week ago, the 27-year-old American wasn't even planning to come to Jamaica. Fast forward seven days, and Arft finally emerged triumphant after a tightly fought back nine to complete a wire-to-wire victory by one shot at the 56th Jamaica Open Golf Championship on Tuesday. Arft carded a 1-under 71 for a 7-under total of 209 while Dominic Piccirillo signed off with a 68 to finish alone in second place at 6-under. Fellow Americans Josh Anderson (70) and Blake Wagoner (69) were a further stroke back in a tie for third at Tryall Club in Hanover, just outside Montego Bay. Arft, who had started the final round with a two-stroke lead, was twice caught at the top over the closing nine holes by Piccirillo before the tournament was effectively decided on the 18th green. Piccirillo, playing in the next-to-last group, bogeyed the last after three-putting from 25 feet. Arft, in the final group, knew at that point that a par-4 on 18 last would be good enough to secure victory, and he delivered, striking a superb wedge approach to 20 feet and comfortably two-putted to seal the title and earn a winner's cheque for $20,000. "I knew that the clubhouse leader was at 6 (under), and I knew that a par on 18 would get the job done," said Arft, who lives in Casselberry near Orlando and plays out of West Orange Country Club. "I gave the putter a chance, and four was good enough today. I was as happy as could be. "I've had a couple of wins before, but nothing of this magnitude - especially with the purse and especially with some of the good players. I know in the last group and in the group in front of me, we had some guys who have either won or have had a lot of success here so I knew they were going to make a charge. There was a little bit of holding on for dear life from me but also just hitting some damn good golf shots." Arft only made the decision to come to Jamaica a week ago after being persuaded to do so by fellow professional Patrick Lundy while competing in a mini-tour event in Orlando. "I had no intentions of playing this tournament at all, didn't even think about it," smiled Arft. "But Patrick said, 'Hey man, you should play it.' So, I signed up on Thursday, booked the flight on Friday, got here on Saturday morning and now it's Tuesday and I'm champion! It feels amazing!" On another hot day at Tryall with very little ocean breeze, Arft offset a birdie at the first with a bogey at the second before picking up another shot at the par-5 sixth to reach the turn in 1-under 36. He eagled the par-5 11th to get to 9-under but then bogeyed 12 and 13 to set up the nerve-tingling finish. "Today was really an up-and-down day," said Arft. "I had a couple of birdies, I had an eagle, and I had a couple of bad bogeys. I don't know for sure but I played 14 through 18 at 1-under-par for three rounds and I would be shocked if that was not the best by far - not to belittle anyone else, but that's good golf." Piccirillo was four shots off the pace heading into the final round, but he quickly closed in at the top with a birdie at the third and eagles at the par-5 sixth and eighth. After reaching the turn in 5-under 32, he sandwiched bogeys at 10 and 12 around another eagle at the par-5 11th to join Arft in a share of the lead at 7-under. However, with a possible tournament victory in his sights, Piccirillo ran up that three-putt bogey at the last to slip back to 6-under and into solo second place. "I always seem to have a bad finish at Tryall," said Piccirillo, who resides in Las Vegas and plays out of Shadow Creek, where he also works as a caddie. "I played pretty well all day. I made a really good swing on 10 and got a really bad bounce. I made a bogey on that par-3. And then 12...I said it earlier in the week, 12 is the fastest green on the golf course, and I didn't remember it, and I hit it about eight feet by, and I missed that comeback putt. So that was my fault for not remembering. "And then I missed three or four birdie putts coming in. So, I had a chance. I thought the putt on 18 was just really fast coming down the hill. It was a good shot out of the sand and it was kind of where we wanted it but it just wasn't very fast going down the hill. I thought I hit a pretty good putt. The next one I just played a touch too much break and too much speed, not a good combo. But that happens. All in all, the week was great. This is my best finish out here and it's my third year doing it. So, I'm happy, just a little frustrated." Two very promising Jamaican amateurs had turned professional on the eve of the championship, and they both finished in the bottom half of the field. Sebert Walker Jr. carded a 9-over 81 to end up 22nd at 15-over, while Justin Burrowes returned a 74 to wind up in 25th at 18-over. "To make my first professional start at home with my family here watching was just a perfect week for me," said the 22-year-old Burrowes. "Even though I didn't play my best golf, it was super-cool to have my family here. If I had to grade myself on how I thought my game was, I would probably give myself a C game for the week." Aqua Bay Resort returned as the presenting sponsor for the fourth consecutive year. The tournament serves to showcase its vast potential and the beauty of Jamaica and was also sponsored by the Jamaica Tourist Board, the Tourism Enhancement Fund, Digicel Business, and the Grand Palladium Hotel. Photos Courtesy of Paul Reid Read the full article

[frankhightower]

Beware of this scam

A few days ago, Sharon (relatively new user, blank gallery) fav's one of my arts on DeviantArt and notes me saying that she loves my style and wants to paint something of mine.

So I start by thinking she wants to do a collab. I ask and she says she wants to paint it, oil on canas, and that I would give her a finished, fully-detailed piece and she'd credit me on the oil painting.

So now I think she does reproductions. Why would she want me?

The piece will be huge, a crowd of humans and a crowd of furries. My most expensive commission ever, even at my prices.

Okay, but the art of mine she fav'ed was the Great Seal of the Mouse Government. Did that impress her that much?

I tell her we can start as soon as I get payment and she says "oh."

I'm thinking I asked her for too much money upfront, so I say "all I need is $10 for the initial sketch: the two main characters, and we can work up from there"

"No no no no no, I'll contact you tomorrow"

The next day she wants a second piece, and now they're not on canvas, but murals. Also, her name is now Hannah since we've moved to Discord. I tell her my price and she says, "no, it has to be the same price as the first." But, I object, there's no crowd in this one. That is not how I work. "It has to be for the same price. My client was impressed by your experience" What client? (The one who owns the walls the murals go on, of course!) What experience? (I didn't even have a price sheet before this year!) "They'll both cost him the same in supplies so the original artwork has to cost the same. You'll get the paycheck tomorrow" "You mean a literal check or...?" "Check as in Cheque. My client is very old" I say that's fine so long as I can digitally deposit it with my bank app. "You can't deposit it tomorrow, it's a holiday" I'm pretty sure the internet still works? "I mean, you can, but it will take longer to clear and we need to get started right away" Wouldn't it be cleared on the same day regardless then?

She seems like she wants the information for the endorsement (and I know that means account numbers). That's not how checks work, you're supposed to endorse it yourself. I ask why does it matter? "Oh, just in case he asks!"

Day 3 begins with her asking if I want to be on the old guy's company payroll. The job is now to populate an art gallery. "What company?" I ask "Here's the back of the check! Remember you can't deposit it today!" "...Where's the front?" "Of course he'd have to meet with you to put you on the payroll" "like... a zoom meeting?" "Conference call. He's veeery old fashioned." "Where's the front of the check?" "So I'll need your phone number" "Here's a phone number you can call me at. It's a burner. You can't create accounts with it." "Oh, hahaha, it's a burner? I hadn't even realized! I just need your email to send you the check, and you'll additionally get all the paints you asked for, of course" "...No"

So, aside from the red flags I comically highlighted, you can almost hear her brain going "Crap, he has low prices. It's not going to work for that little money!" "Crap, digital deposit. He's not going to give me an address!" "Crap, he knows how digital deposits work! The check will bounce before we grab him!" "Crap, he knows how checks work!" "Crap, I can't use this phone number!" "Crap, he already knows I can send the check through the chat and won't give me an email!" "Crap crap crap!"

And yes, I know it's a "her". There were voice calls. (Her accent was slightly different each time).

It wasn't at all funny as it was happening, though.

Posted using PostyBirb

[chequebounce21]

Guide To File cheque bounce complaint online

Introduction:

Guide To File cheque bounce complaint online In today's digital age, the process of filing legal complaints has become more convenient than ever before. One such complaint that individuals may encounter is a cheque bounce. A cheque bounce occurs when a cheque issued by one party is not honored by their bank due to insufficient funds or other reasons. Filing a cheque bounce complaint online can save time and streamline the process. In this guide, we will walk you through the step-by-step process of filing a cheque bounce complaint online.

Step 1: Understand the Basics

Before you proceed with filing a cheque bounce complaint online, it's essential to understand the basics of the situation. Make sure you have all relevant information, including the details of the cheque, the issuer's bank, the recipient's bank, and the reason for the bounce.

Step 2: Consult a Legal Expert

While filing a cheque bounce complaint online is user-friendly, it's still advisable to consult a legal expert. They can provide you with guidance specific to your situation, ensuring that you have all the necessary documents and information in order. This step can help avoid potential mistakes and delays.

Step 3: Gather Documents

Collect all the required documents, such as a copy of the bounced cheque, the cheque return memo from the bank, any correspondence related to the cheque, and any proof of attempts to resolve the matter amicably.

Step 4: Choose the Appropriate Forum

The forum for filing a cheque bounce complaint varies depending on your jurisdiction. In India, for example, you can file a complaint under Section 138 of the Negotiable Instruments Act, 1881. Identify the appropriate forum for your complaint to ensure it is filed in the correct jurisdiction.

Step 5: Online Complaint Filing

Now that you have your documents ready and know the appropriate forum, it's time to file the complaint online. Follow these general steps:

1- Visit the official website of the relevant court or authority handling cheque bounce complaints.

2- Create an account if required or log in to your existing account.

3- Fill out the necessary details in the online complaint form, including the parties involved, details of the cheque, and the reason for the bounce.

4- Upload scanned copies of the required documents.

5- Review the information and documents before submitting the complaint.

6- Pay any applicable fees online.

Step 6: Acknowledgment and Case Number

After successfully submitting the online complaint, you should receive an acknowledgment along with a unique case number. This case number will be crucial for tracking the progress of your complaint.

Step 7: Case Tracking

Most online complaint portals allow you to track the status of your case using the provided case number. Regularly check the portal for updates on hearings, orders, and any other developments related to your complaint.

Step 8: Attend Hearings

If required, attend the hearings as scheduled by the court or authority. Be prepared to present your case and provide any additional information or documents as requested by the court.

Step 9: Resolution or Further Action

Depending on the outcome of the hearings, the court may pass a judgment or order. If the court rules in your favor, you may be entitled to compensation or other remedies. If the issue remains unresolved, further legal action may be necessary.

Visit Us - https://onlinelegalcenter.com/

Call Us - 8273682006, 9760352006

Email - onlinelegalcenter@gmail.com

YouTube - https://www.youtube.com/@officialonlinelegalcenter

Facebook - https://www.facebook.com/officialonlinelegalcenter

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[kabeersrinivasanblog]

Financial fraudulent of Credforce Asia Limited

The company was incorporated as TCG Hamilton India Ltd in 2012 by Rajeev Gupta, Sanjeeva Shukla and Sanjeev Dhingra as an education and credentialing organization helping working professionals, especially human resources (HR) executives gain much needed certifications to improve their career prospects and growth.

The company proposed to issue “Compulsorily Redeemable Preference Shares”(CRPS) to raise capital for itsbusinessgrowth in 2014.

They raised the funds via private placement. Total outstanding preference shares issued as on 31st December 2019 was Rs 55 Crores.

The company has paid its dividend and maturity dues till 31st December 2019. They have defaulted on their dues since February 2020.

The company has been delaying, sending false information to buy more time from its investors. It has left 218 investors in the lurch and has not paid any dues for the last 27 months.

In Oct 2020, after eight months of pursuing the company, Mr Abhenav Khettry an investor filed a complaint with the Economic Offences Wing of the Delhi Police. The complaint after due investigation was converted into an FIR in July 2021.

Investors had started complaining about the delay of payments on social media and the company was worried about its image. Thus, to silence the investors, it started issuing post dated cheques in Nov 2020, dated for March 25, 2021.

Come March 2021, all the cheques issued bounced as there was just Rs 3000 in the account and the cheques were issued for Rs 10 Crores.

Investors sent notices u/s 138 of the NI Act to the directors and the company, the claims were denied by the company. The respective matters were filed in the appropriate courts and after verification of the claims, the Hon’ble courts issued summons to the directors and authorized signatory to appear. Since they failed to appear, arrest warrants have been issued against them.

Apart from pursuing the matter in Indian courts, we have also pursued the matter before the following authorities:

SEBI – complaint registered on SCORES.

Registrar of Companies –investigation initiated, trying for matter to be moved to SFIO

Indian Consulate at Houston, Texas – Rajiv Gupta’s state of residence in the US.

Attorney General of Texas

The company has not filed its Income Tax and RoC returns since 2017-18. In the last available balance sheet of 2017-18, there are reserves of Rs 250 crores and a Profit before tax of Rs 100 crores. Where did these reserves go? Why haven’t the authorities pulled them up for non-compliance of statutory requirements.

The University of Pennsylvania’s Wharton School of Business, which was one of the training partners of Credforce, has filed a suit of US$ 1.20 Million in the Court of the Southern District of Pennsylvania. The court has issued a decree awarding $ 1.20 million to the Wharton School. Link attached below.

In August 2020, Credforce, created a new entity Edvantic Services Pvt Ltd, registered in Bangalore with different directors and shareholders. They have moved all future billings, revenue streams and contracts to this entity. Thus robbing shareholders of Credforce by moving income into a different company and making any recoveries impossible. They have also changed their branding and communication to Edvantic from Credforce. All employees of Credforce were made to resign and move to Edvantic.

The director Rajeev Gupta and his wife Geetika Gupta have applied for permanent residency of the United States of America. This is a clear case of funds being siphoned from India and being used for purchasing assets overseas. The Guptas live in a $ 3 million home in a posh area of Austin, Texas. MrsGeetika Gupta is working in a senior management role with Accenture, USA.

Hundreds of senior citizens, housewives, teachers and retired people have lost their hard-earned money to the fraud created by Rajeev Gupta and Sanjeeva Shukla and executed by Ganesh Negi in Delhi. The total amount of claim is Rs 60 Crores.

[businessloanforyourstartup]

Get Easy Business Loan for Your Startup? List of Top Banks in India.

Today, in the context of ‘ease of doing business’ India holds 63rd position where in past few years, the growth of startups and micro industries has been phenomenal. Significant thing is that startups and micro industries are not only rising in metro cities but also rising in tier-2 and tier-3 cities of the country.

Here notable fact is that 90% startups fail in the country due to several reasons like- lack of understanding of market, fluctuation in market, bad timing, lack of fund, loopholes in business planning, lack of dexterous human resource, etc. Here lack of fund is one of the core reasons for business failure, this is where significance of business loan for startup comes into the picture. Business loan is like a savior for business owners that help them to eradicate many bottlenecks in the growth of the business. In India, many public and private banks provide business loan for startup, but choosing top banks for business loan is a difficult, where you need to do a lot of analysis. This blog aims to highlight top banks of India provide easy business loan for startups.

List of Top Banks in India Provide Easy Business Loan for Startups:

State Bank of India

HDFC Bank

Axis Bank

ICICI Bank

State Bank of India Business (SBI) Loan for Startups:

State Bank of India provides easy business loans for small and medium size enterprises. Business owners, professionals, and self-employed person can apply for business loan from SBI.

The Bank offers minimum loan of Rs.10 lakh, and the maximum loan of Rs.50 lakhs.

Minimum five years of business existence is necessary to get business loan from SBI.

It is mandatory to have current bank account of any bank for the last two years

Mandatory to maintain minimum average balance of Rs. 1 Lakh.

The duration of repayment is up to 60 months

Other Charges:

The loan processing fee of SBI is is 1% of loan amount, max up to Rs 10 Lakh.

According to bank policy, interest rate varies from 9.05% to 16.30%.

HDFC Bank Business Loan for Startups:

HDFC Bank provides easy business loan for startups up to Rs 40 lakh. Significant thing is that the bank offers this loan without any collateral, guarantor, or need of security.

Business must remain in profit in last two years.

Minimum and maximum loan amount is Rs. 50,000 and Rs. 50,000,00 respectively.

Minimum and maximum duration of repayment is 1 year and 4 years respectively.

Other Charges:

The loan processing fee of HDFC is 2.5% of loan amount + GST, as applicable.

Prepayment charge is 2% when loan is settled after three years.

Bank charges 2% per month late EMI interest on the delayed amount and minimum fee is Rs. 200

Prepayment charges are 3% and 4%, if the loan is closed between 25 months-36 months, and 7 months-24 months respectively.

Cheque swapping charges and Amortization schedule charges are Rs.500 and Rs.200 respectively.

Axis Bank Business Loan for Startups:

Axis Bank provides easy business loan for startups at competitive interest rates.

The bank offers business loan to professionals like engineers, doctors, CAs to practice their service and to purchase office space and equipments

The business must be partnership, proprietorship, LLP, and Pvt. Ltd, Company business; and its minimum annual turnover must be Rs.30 Lakhs.

Minimum and maximum loan amount is Rs.50,000 and Rs 50 lakhs respectively.

Person who wants business loan from axis bank, he/she must be in age group 21 to 65 years and mandatory three years of minimum experience in running business.

Bank determines interest rates according to your business profile, financial assessments, former track record, and tenure.

Maximum duration of repayment is 15 years.

Other Charges:

The loan processing fee of Axis Bank is 1.25–1.50 percent of loan amount

In case of check bounce bank charges ₹500 plus applicable taxes and penal interest of 2% per annum on the current rate of interest

ICICI Bank Business Loan for Startups:

ICICI Bank provides Easy business loan for startup where the bank follows excellent documentation method and manageable repayment option.

The bank provides loan as working capital, term loans, or composite loan.

Minimum and maximum loan amount is Rs. 1000,00 and Rs 40 lakhs respectively.

The bank provides loan according to last one-year income tax return, audited financials of the last 3 years, current year performance and turnover. In addition, you also need to provide bank statements for the latter six months.

The bank also provides overdraft facility on business loan and maximum duration of repaying the business loan is 7 years.

Other Charges:

The loan processing fee of ICICI bank is up to 2% of loan amount.

According to the bank policy, interest rate on business loan is 10% to 11%.

The bank offers minimum guarantee fee for women enterprises in the north eastern region, which is 0.75% — 0.85%.

Conclusion:

In today’s competitive socio-economic landscape, if you want to make your startup successful, then you need to invest your time and money in right direction. Today, there is a great significance of legal services for business. Legal services like trademark registration, GST registration and company registration ensures numerous benefits for business. These legal services not only make your business secure financially and legally but also proves helpful in getting business loan, raising funds, and escalating business globally.

Apart from above four banks, to encourage startup ecosystem in the country, Government of India has also introduced various business loan for startup. Business loan by the Government of India has numerous benefits including zero collateral required, flexible repayment tenures, Interest rate depends on credit score, Instant disbursal of loan and minimal documentation. Ambitious and diligent entrepreneurs who want to escalate the growth of their business and monetize new idea to generate profit, they can avail these business loan under Credit Guarantee Scheme (CGS), Pradhan Mantri Mudra Yojana (PMMY), Stand Up India Scheme, and Coir Udyami Yojana.

Read Also: Eight Golden Rules to Make Your Startup Successful Five Significant Advantages of Trademark Registration for Startups Top Five Advantages of GST Registration for Startups in India

Original Content Sources Here — https://www.globaljurix.com/blog/want-to-get-easy-business-loan-for-your-startup-list-of-top-banks-in-india.php

[babygirlvanitas]

definitely didnt accidentally click unfollo w instwad of ask. ,, sorry.

Both —adj. & pron. The two, not only one (both boys; both the boys; both of the boys; i like both). —adv. With equal truth in two cases (is both hot and dry). [old norse]

Bother —v. 1 trouble; worry, disturb. 2 (often foll. By about, with, or to + infin.) Take the time or trouble (didn't bother to tell me; shan't bother with dessert). —n. 1 a person or thing that bothers. B minor nuisance. 2 trouble, worry. —int. Expressing irritation. [irish bodhraim deafen]

Botheration n. & int. Colloq. = *bother n., int.

Bothersome adj. Causing bother.

Bottle —n. 1 container, esp. Glass or plastic, for storing liquid. 2 amount filling it. 3 baby's feeding-bottle. 4 = *hot-water bottle. 5 metal cylinder for liquefied gas. 6 slang courage. —v. (-ling) 1 put into, or preserve in, bottles or jars. 2 (foll. By up) conceal or restrain (esp. A feeling).  hit the bottle slang drink heavily. [medieval latin: related to *butt4]

Bottle bank n. Place for depositing bottles for recycling.

Bottle-feed v. Feed (a baby) from a bottle as opposed to the breast.

Bottle green adj. & n. (as adj. Often hyphenated) dark green.

Bottleneck n. 1 narrow congested area, esp. On a road. 2 impeding thing.

Bottlenose dolphin n. Dolphin with a bottle-shaped snout.

Bottle party n. Party to which guests bring bottles of drink.

Bottom —n. 1 a lowest point or part. B base. C underneath part. D furthest or inmost part. 2 colloq. A buttocks. B seat of a chair etc. 3 a less honourable end of a table, class, etc. B person occupying this (he's bottom of the class). 4 ground below water. 5 basis or origin. 6 essential character. —adj. Lowest, last. —v. 1 put a bottom to (a chair etc.). 2 find the extent of. 3 touch the bottom or lowest point (of).  at bottom basically. Be at the bottom of have caused. Bottom out reach the lowest level. Get to the bottom of fully investigate and explain. [old english]

Bottom drawer n. Linen etc. Stored by a woman for marriage.

Bottomless adj. 1 without a bottom. 2 inexhaustible.

Bottom line n. Colloq. Underlying truth; ultimate, esp. Financial, criterion.

Botulism n. Poisoning caused by a bacillus in badly preserved food. [latin botulus sausage]

Bouclé n. 1 looped or curled yarn (esp. Wool). 2 fabric made of this. [french, = curled]

Boudoir n. Woman's private room. [french bouder sulk]

Bouffant adj. (of a dress, hair, etc.) Puffed out. [french]

Bougainvillaea n. Tropical plant with large coloured bracts. [bougainville, name of a navigator]

Bough n. Main branch of a tree. [old english]

Bought past and past part. Of *buy.

Bouillon n. Clear broth. [french bouillir to boil]

Boulder n. Large smooth rock. [scandinavian]

Boule n. (also boules pronunc. Same) french form of bowls played on rough ground. [french]

Boulevard n. 1 broad tree-lined avenue. 2 esp. Us broad main road. [french from german]

Boult var. Of *bolt2. Boult var. Of *bolt2.

Bounce —v. (-cing) 1 (cause to) rebound. 2 slang (of a cheque) be returned by a bank when there are no funds to meet it. 3 (foll. By about, up, in, out, etc.) Jump, move, or rush boisterously. —n. 1 a rebound. B power of rebounding. 2 colloq. A swagger, self-confidence. B liveliness.  bounce back recover well after a setback.  bouncy adj. (-ier, -iest). [imitative]

Bouncer n. 1 slang doorman ejecting troublemakers from a dancehall, club, etc. 2 = *bumper 3.

Bouncing adj. (esp. Of a baby) big and healthy.

Bound1 —v. 1 spring, leap. 2 (of a ball etc.) Bounce. —n. 1 springy leap. 2 bounce. [french bondir from latin bombus hum]

Bound2 —n. (usu. In pl.) 1 limitation; restriction. 2 border, boundary. —v. 1 limit. 2 be the boundary of.  out of bounds outside a permitted area. [french from medieval latin]

Bound3 adj. 1 (usu. Foll. By for) starting or having started (bound for stardom). 2 (in comb.) In a specified direction (northbound). [old norse, = ready]

Bound4 past and past part. Of *bind.  bound to certain to (he's bound to come). Bound up with closely associated with.

Boundary n. (pl. -ies) 1 line marking the limits of an area etc. 2 cricket hit crossing the limits of the field, scoring 4 or 6 runs. [related to *bound2]

Bounden duty n. Formal solemn responsibility. [archaic past part. Of *bind]

Bounder n. Colloq. Cad.

Boundless adj. Unlimited.

Bounteous adj. Poet. = *bountiful. [french: related to *bounty]

Bountiful adj. 1 generous. 2 ample.

Bounty n. (pl. -ies) 1 generosity. 2 reward, esp. From the state. 3 gift. [french from latin bonus good]

Bouquet n. 1 bunch of flowers, esp. Professionally arranged. 2 scent of wine etc. 3 compliment. [french bois wood]

Bouquet garni n. (pl. Bouquets garnis) bunch or bag of herbs for seasoning.

Bourbon n. Us whisky from maize and rye. [bourbon county, kentucky]

Bourgeois often derog. —adj. 1 a conventionally middle-class. B materialistic. 2 capitalist. —n. (pl. Same) bourgeois person. [french]

Bourgeoisie n. 1 capitalist class. 2 middle class. [french]

Bourn n. Small stream. [var. Of *burn2]

Bourse n. 1 (bourse) paris stock exchange. 2 money-market. [french: related to *purse]

Bout n. 1 (often foll. By of) a spell (of work or activity). B attack (bout of flu). 2 wrestling- or boxing-match. [obsolete bought bending]

Boutique n. Small shop selling esp. Fashionable clothes. [french]

Bouzouki n. (pl. -s) greek form of mandolin. [modern greek]

Bovine adj. 1 of cattle. 2 stupid, dull. [latin bos ox]

Bovine spongiform encephalopathy see *bse.

Bow1 —n. 1 a slip-knot with a double loop. B ribbon etc. So tied. 2 curved piece of wood etc. With a string stretched across its ends, for shooting arrows. 3 rod with horsehair stretched along its length, for playing the violin etc. 4 shallow curve or bend; thing of this form. —v. (also absol.) Use a bow on (a violin etc.). [old english]

Bow2 —v. 1 incline the head or body, esp. In greeting or acknowledgement. 2 submit (bowed to the inevitable). 3 cause (the head etc.) To incline. —n. Act of bowing.  bow and scrape toady. Bow down 1 bend or kneel esp. In submission or reverence. 2 make stoop; crush (bowed down by care). Bow out 1 exit (esp. Formally). 2 withdraw; retire. Take a bow acknowledge applause. [old english]

Bow3 n. 1 (often in pl.) Front end of a boat. 2 rower nearest this. [low german or dutch: related to *bough]

Bowdlerize v. (also -ise) (-zing or -sing) expurgate (a book etc.).  bowdlerization n. [bowdler, name of an expurgator of shakespeare]

Bowel n. 1 (often in pl.) = *intestine. 2 (in pl.) Innermost parts. [latin botulus sausage]

Bower n. 1 arbour; summer-house. 2 poet. Inner room. [old english, = dwelling]

Bowerbird n. Australasian bird, the male of which constructs elaborate runs. Bowie n. (in full bowie knife) a kind of long hunting-knife. [bowie, name of an american soldier]

Bowl1 n. 1 a usu. Round deep basin for food or liquid. B contents of a bowl. 2 hollow part of a tobacco-pipe, spoon, etc.  bowlful n. (pl. -s). [old english]

Bowl2 —n. 1 hard heavy ball, made with a bias to run in a curve. 2 (in pl.; usu. Treated as sing.) Game played with these on grass. 3 spell or turn of bowling in cricket. —v. 1 a roll (a ball etc.). B play bowls. 2 (also absol.) Cricket etc. A deliver (a ball, over, etc.). B (often foll. By out) dismiss (a batsman) by knocking down the wicket with a ball. 3 (often foll. By along) go along rapidly.  bowl out cricket etc. Dismiss (a batsman or a side). Bowl over 1 knock down. 2 colloq. Impress greatly, overwhelm. [latin bulla bubble]

Bow-legs n.pl. Bandy legs.  bow-legged adj.

Bowler1 n. 1 cricket etc. Player who bowls. 2 bowls-player.

Bowler2 n. (in full bowler hat) man's hard round felt hat. [bowler, name of a hatter]

Bowline n. 1 rope from a ship's bow keeping the sail taut against the wind. 2 knot forming a non-slipping loop at the end of a rope.

Bowling n. The game of skittles, tenpin bowling, or bowls.

Bowling-alley n. 1 long enclosure for skittles or tenpin bowling. 2 building with these.

Bowling-green n. Lawn for playing bowls.

Bowman n. Archer.

Bowsprit n. Spar running forward from a ship's bow.

Bowstring n. String of an archer's bow.

Bow-tie n. Necktie in the form of a bow.

Bow-window n. Curved bay window.

Bow-wow —int. Imitation of a dog's bark. —n. Colloq. Dog. [imitative]

Box1 —n. 1 container, usu. Flat-sided and firm. 2 amount contained in a box. 3 compartment, e.g. In a theatre or lawcourt. 4 receptacle or kiosk for a special purpose (often in comb.: money box; telephone box). 5 facility at a newspaper office for receiving replies to an advertisement. 6 (prec. By the) colloq. Television. 7 enclosed area or space. 8 area of print enclosed by a border. 9 light shield for the genitals in cricket etc. 10 (prec. By the) football colloq. Penalty area. —v. 1 put in or provide with a box. 2 (foll. By in, up) confine. [latin buxis: related to *box3]

Box2 —v. 1 a take part in boxing. B fight (an opponent) at boxing. 2 slap (esp. A person's ears). —n. Hard slap, esp. On the ears. [origin unknown]

Box3 n. 1 small evergreen tree with dark green leaves. 2 its fine hard wood. [latin buxus, greek puxos]

Box and cox n. Two people sharing accommodation etc. In shifts. [names of characters in a play (1847)]

Box camera n. Simple box-shaped camera.

Boxer n. 1 person who boxes, esp. As a sport. 2 medium-size short-haired dog with a puglike face.

Boxer shorts n.pl. Men's loose underpants like shorts.

Box girder n. Hollow girder square in cross-section.

Boxing n. Fighting with the fists, esp. As a sport.

Boxing day n. First weekday after christmas. [from *box1, from the custom of giving christmas-boxes]

Boxing glove n. Each of a pair of heavily padded gloves worn in boxing.

Box junction n. Road area marked with a yellow grid, which a vehicle should enter only if its exit is clear.

Box number n. Number for replies to a private advertisement in a newspaper.

Box office n. Ticket-office at a theatre etc.

Box pleat n. Arrangement of parallel pleats folding in alternate directions.

Boxroom n. Small room for storing boxes, cases, etc.

Box spring n. Each of a set of vertical springs in a frame, e.g. In a mattress.

Boxwood n. = *box3 2.

Boxy adj. (-ier, -iest) cramped.

Boy —n. 1 male child, son. 2 young man. 3 male servant etc. —int. Expressing pleasure, surprise, etc.  boyhood n. Boyish adj. [origin uncertain] Boycott —v. 1 refuse to have social or commercial relations with (a person, country, etc.). 2 refuse to handle (goods). —n. Such a refusal. [capt. Boycott, so treated from 1880]

Boyfriend n. Person's regular male companion or lover.

Boyo n. (pl. -s) welsh & ir. Colloq. (esp. As a form of address) boy, mate.

Boy scout n. = *scout n. 4.

Bp abbr. 1 boiling-point. 2 blood pressure. 3 before the present (era). 4 british petroleum. 5 british pharmacopoeia.

Bq abbr. Becquerel.

Br abbr. British rail.

Br symb. Bromine.

Bra n. Undergarment worn by women to support the breasts. [abbreviation]

Brace —n. 1 device that clamps or fastens tightly. 2 timber etc. Strengthening a framework. 3 (in pl.) Straps supporting trousers from the shoulders. 4 wire device for straightening the teeth. 5 (pl. Same) pair (esp. Of game). 6 rope for trimming a sail. 7 connecting mark { or } in printing. —v. (-cing) 1 make steady by supporting. 2 fasten tightly to make firm. 3 (esp. As bracing adj.) Invigorate, refresh. 4 (often refl.) Prepare for a difficulty, shock, etc. [latin bracchia arms]

Brace and bit n. Revolving tool for boring, with a d-shaped central handle.

Bracelet n. 1 ornamental band or chain worn on the wrist or arm. 2 slang handcuff.

Brachiosaurus n. (pl. -ruses) plant-eating dinosaur with forelegs longer than its hind legs. [latin from greek brakhion arm, sauros lizard]

Bracken n. 1 large coarse fern. 2 mass of these. [old norse]

Bracket —n. 1 (esp. Angled) support projecting from a vertical surface. 2 shelf fixed to a wall with this. 3 each of a pair of marks () [] {} enclosing words or figures. 4 group or classification (income bracket). —v. (-t-) 1 enclose in brackets. 2 group or classify together. [latin bracae breeches]

Brackish adj. (of water etc.) Slightly salty. [low german or dutch]

Bract n. Leaf-like and often brightly coloured part of a plant, growing before the flower. [latin bractea thin sheet]

Brad n. Thin flat nail with a head on only one side. [old norse]

Bradawl n. Small pointed tool for boring holes by hand.

Brae n. Scot. Hillside. [old norse]

Brag —v. (-gg-) talk boastfully. —n. 1 card-game like poker. 2 boastful statement or talk. [origin unknown]

Braggart —n. Boastful person. —adj. Boastful.

Brahma n. 1 hindu creator. 2 supreme divine hindu reality. [sanskrit, = creator]

Brahman n. (also brahman) (pl. -s) 1 (also brahmin) member of the highest or priestly hindu caste. 2 = *brahma 2.  brahmanic adj. Brahmanism n.

Braid —n. 1 woven band as edging or trimming. 2 us plait of hair. —v. 1 us plait. 2 trim with braid.  braiding n. [old english]

Braille —n. System of writing and printing for the blind, with patterns of raised dots. —v. (-ling) print or transcribe in braille. [braille, name of its inventor]

Brain —n. 1 organ of soft nervous tissue in the skull of vertebrates, the centre of sensation and of intellectual and nervous activity. 2 a colloq. Intelligent person. B (often in pl.) Intelligence. 3 (usu. In pl.; prec. By the) colloq. Cleverest person in a group; mastermind. 4 electronic device functioning like a brain. —v. 1 dash out the brains of. 2 colloq. Strike hard on the head.  on the brain colloq. Obsessively in one's thoughts. [old english]

Brainchild n. Colloq. Person's clever idea or invention.

Brain death n. Irreversible brain damage causing the end of independent respiration, regarded as indicative of death.  brain-dead adj.

Brain drain n. Colloq. Loss of skilled personnel by emigration.

Brainless adj. Foolish.

Brainpower n. Mental ability or intelligence.

Brainstorm n. 1 sudden mental disturbance. 2 colloq. Mental lapse. 3 us brainwave. 4 pooling of spontaneous ideas about a problem etc.  brainstorming n. (in sense 4). Brains trust n. Group of experts answering questions, usu. Publicly and impromptu.

Brainwash v. Implant ideas or esp. Ideology into (a person) by repetition etc.  brainwashing n.

Brainwave n. 1 (usu. In pl.) Electrical impulse in the brain. 2 colloq. Sudden bright idea.

Brainy adj. (-ier, -iest) intellectually clever.

Braise v. (-sing) stew slowly with a little liquid in a closed container. [french braise live coals]

Brake1 —n. 1 (often in pl.) Device for stopping or slowing a wheel, vehicle, etc. 2 thing that impedes. —v. (-king) 1 apply a brake. 2 slow or stop with a brake. [probably obsolete brake = curb]

Brake2 n. Large estate car. [var. Of *break]

Brake3 —n. 1 toothed instrument for crushing flax and hemp. 2 (in full brake harrow) heavy harrow. —v. (-king) crush (flax or hemp). [low german or dutch: related to *break]

Brake4 n. Thicket or clump of brushwood. [old english]

Brake drum n. Cylinder attached to a wheel, on which the brake shoes press to brake.

Brake horsepower n. Power of an engine measured by the force needed to brake it.

Brake lining n. Strip of fabric increasing the friction of a brake shoe.

Brake shoe n. Long curved block which presses on a brake drum to brake.

Bramble n. Wild thorny shrub, esp. The blackberry.  brambly adj. [old english]

Brambling n. The speckled finch. [german: related to *bramble]

Bran n. Grain husks separated from flour. [french]

Branch —n. 1 limb of a tree or bough. 2 lateral extension or subdivision, esp. Of a river, road, or railway. 3 subdivision of a family, knowledge, etc. 4 local office etc. Of a large business. —v. (often foll. By off) 1 diverge. 2 divide into branches.  branch out extend one's field of interest. [latin branca paw]

Brand —n. 1 a particular make of goods. B identifying trade mark, label, etc. 2 (usu. Foll. By of) characteristic kind (brand of humour). 3 identifying mark burned esp. On livestock. 4 iron used for this. 5 piece of burning or charred wood. 6 stigma; mark of disgrace. 7 poet. Torch. —v. 1 mark with a hot iron. 2 stigmatize (branded him a liar). 3 impress unforgettably. 4 assign a trademark etc. To. [old english]

Brandish v. Wave or flourish as a threat or display. [french from germanic]

Brand-new adj. Completely new.

Brandy n. (pl. -ies) strong alcoholic spirit distilled from wine or fermented fruit juice. [dutch brandewijn]

Brandy butter n. Mixture of brandy, butter, and sugar.

Brandy-snap n. Crisp rolled gingerbread wafer usu. Filled with cream.

Bran-tub n. Lucky dip with prizes hidden in bran.

Brash adj. Vulgarly self-assertive; impudent.  brashly adv. Brashness n. [dial.]

Brass —n. 1 yellow alloy of copper and zinc. 2 brass objects collectively. 3 brass wind instruments. 4 slang money. 5 brass memorial tablet. 6 colloq. Effrontery. —adj. Made of brass.  brassed off slang fed up. [old english]

Brass band n. Band of brass instruments.

Brasserie n. Restaurant, orig. One serving beer with food. [french brasser brew]

Brassica n. Plant of the cabbage family. [latin, = cabbage]

Brassière n. = *bra. [french]

Brass monkey n. Coarse slang used in various phrases to indicate extreme cold.

Brass-rubbing n. 1 practice of taking impressions by rubbing heelball etc. Over paper laid on engraved brasses. 2 impression obtained by this.

Brass tacks n.pl. Slang essential details.

Brassy adj. (-ier, -iest) 1 of or like brass. 2 impudent. 3 vulgarly showy. 4 loud and blaring.

Brat n. Usu. Derog. Child, esp. An ill-behaved one. [origin unknown]

Bravado n. Show of boldness. [spanish] Brave —adj. 1 able or ready to face and endure danger, disgrace, or pain. 2 formal splendid, spectacular. —n. American indian warrior. —v. (-ving) face bravely or defiantly.  bravely adv. Braveness n. Bravery n. [ultimately latin barbarus barbarian]

Bravo —int. Expressing approval. —n. (pl. -s) cry of ‘bravo’. [french from italian]

Bravura n. 1 brilliance of execution. 2 (often attrib.) Passage of (esp. Vocal) music requiring brilliant technique. [italian]

Brawl —n. Noisy quarrel or fight. —v. 1 engage in a brawl. 2 (of a stream) run noisily. [provençal]

Brawn n. 1 muscular strength. 2 muscle; lean flesh. 3 jellied meat made from a pig's head.  brawny adj. (-ier, -iest). [french from germanic]

Bray —n. 1 cry of a donkey. 2 harsh sound like this. —v. 1 make a bray. 2 utter harshly. [french braire]

Braze v. (-zing) solder with an alloy of brass and zinc. [french braser]

Brazen —adj. 1 shameless; insolent. 2 of or like brass. 3 harsh in sound. —v. (foll. By out) face or undergo defiantly (brazen it out).  brazenly adv. [old english]

Brazier1 n. Metal pan or stand holding burning coals etc. [french: related to *braise]

Brazier2 n. Worker in brass. [probably from *brass]

Brazil n. 1 tall s. American tree. 2 (in full brazil nut) its large three-sided nut. [brazil in s. America]

Breach —n. 1 (often foll. By of) breaking or non-observation of a law, contract, etc. 2 breaking of relations; quarrel. 3 opening, gap. —v. 1 break through; make a gap in. 2 break (a law, contract, etc.).  step into the breach help in a crisis, esp. As a replacement. [germanic: related to *break]

Breach of promise n. Breaking of a promise, esp. To marry.

Breach of the peace n. Crime of causing a public disturbance.

Bread —n. 1 baked dough of flour and water, usu. Leavened with yeast. 2 necessary food. 3 slang money. —v. Coat with breadcrumbs for cooking. [old english]

Bread and butter —n. One's livelihood. —attrib. Adj. (bread-and-butter) done or produced to earn a basic living.

Breadboard n. 1 board for cutting bread on. 2 board for making an experimental model of an electric circuit.

Breadcrumb n. Small fragment of bread, esp. (in pl.) For use in cooking.

Breadfruit n. 1 fruit which resembles new bread when roasted. 2 tropical evergreen tree bearing it.

Breadline n. Subsistence level (esp. On the breadline).

Bread sauce n. White sauce thickened with breadcrumbs.

Breadth n. 1 distance or measurement from side to side of a thing. 2 freedom from prejudice or intolerance. [old english: related to *broad]

Breadwinner n. Person who works to support a family.

Break —v. (past broke; past part. Broken) 1 a separate into pieces under a blow or strain; shatter. B make or become inoperative. C break a bone in or dislocate (part of the body). 2 a interrupt (broke our journey). B have an interval (broke for tea). 3 fail to keep (a law, promise, etc.). 4 a make or become subdued or weak; (cause to) yield; destroy. B weaken the effect of (a fall, blow, etc.). C = break in 3c. 5 surpass (a record). 6 (foll. By with) end a friendship with (a person etc.). 7 a be no longer subject to (a habit). B (foll. By of) free (a person) from a habit (broke them of their addiction). 8 reveal or be revealed (broke the news; story broke). 9 a (of fine weather) change suddenly. B (of waves) curl over and foam. C (of the day) dawn. D (of clouds) move apart. E (of a storm) begin violently. 10 electr. Disconnect (a circuit). 11 a (of the voice) change with emotion. B (of a boy's voice) change at puberty. 12 a (often foll. By up) divide (a set etc.). B change (a banknote etc.) For coins. 13 ruin financially (see also *broke adj.). 14 penetrate (e.g. A safe) by force. 15 decipher (a code). 16 make (a way, path, etc.) By force. 17 burst forth (sun broke through). 18 a (of troops) disperse in confusion. B rupture (ranks). 19 a (usu. Foll. Breakable —adj. Easily broken. —n. (esp. In pl.) Breakable thing.

Breakage n. 1 a broken thing. B damage caused by breaking. 2 act or instance of breaking.

Breakaway n. (often attrib.) Breaking away; secession (breakaway group).

Break-dancing n. Acrobatic style of street-dancing.

Breakdown n. 1 a mechanical failure. B loss of (esp. Mental) health. 2 collapse (breakdown of communication). 3 analysis (of statistics etc.).

Breaker n. 1 heavy breaking wave. 2 person or thing that breaks something, esp. Disused machinery.

Breakfast —n. First meal of the day. —v. Have breakfast.

Break-in n. Illegal forced entry, esp. With criminal intent.

Breaking and entering n. (formerly) the illegal entering of a building with intent to commit a felony.

Breaking-point n. Point of greatest strain.

Breakneck attrib. Adj. (of speed) dangerously fast. Break-out n. Forcible escape.

Breakthrough n. 1 major advance or discovery. 2 act of breaking through an obstacle etc.

Breakup n. 1 disintegration or collapse. 2 dispersal.

Breakwater n. Barrier breaking the force of waves.

Bream n. (pl. Same) 1 yellowish arch-backed freshwater fish. 2 (in full sea bream) similar marine fish. [french from germanic]

Breast —n. 1 a either of two milk-secreting organs on a woman's chest. B corresponding part of a man's body. 2 a chest. B corresponding part of an animal. 3 part of a garment that covers the breast. 4 breast as a source of nourishment or emotion. —v. 1 contend with. 2 reach the top of (a hill).  make a clean breast of confess fully. [old english]

Breastbone n. Thin flat vertical bone in the chest between the ribs.

Breast-feed v. Feed (a baby) from the breast.

Breastplate n. Armour covering the breast.

Breast-stroke n. Swimming stroke made by extending both arms forward and sweeping them back.

Breastwork n. Low temporary defence or parapet.

Breath n. 1 a air drawn into or expelled from the lungs. B one respiration of air. C breath as perceived by the senses. 2 a slight movement of air. B whiff (of perfume etc.). 3 whisper, murmur (esp. Of scandal).  catch one's breath 1 cease breathing momentarily in surprise etc. 2 rest to restore normal breathing. Hold one's breath cease breathing temporarily. Out of breath gasping for air, esp. After exercise. Take one's breath away surprise, delight, etc. Under one's breath in a whisper. [old english]

Breathalyser n. (also -lyzer) propr. Instrument for measuring alcohol levels in the breath exhaled into it.  breathalyse v. (also -lyze) (-sing or -zing). [from *breath, *analyse]

Breathe v. (-thing) 1 draw air into and expel it from the lungs. 2 be or seem alive. 3 a utter or sound (esp. Quietly). B express (breathed defiance). 4 pause. 5 send out or take in (as if) with the breath (breathed new life into them; breathed whisky). 6 (of wine etc.) Be exposed to the air.  breathe again (or freely) feel relief.

Breather n. 1 colloq. Brief pause for rest. 2 brief period in the fresh air.

Breathing-space n. Time to recover; pause.

Breathless adj. 1 panting, out of breath. 2 holding the breath. 3 still, windless.  breathlessly adv.

Breathtaking adj. Astounding; awe-inspiring.  breathtakingly adv.

Breath test n. Test with a breathalyser.

Bred past and past part. Of *breed.

Breech n. Back part of a rifle or gun barrel. [old english]

Breech birth n. (also breech delivery) delivery of a baby with the buttocks or feet foremost.

Breeches n.pl. Short trousers, esp. Fastened below the knee.

Breeches buoy n. Lifebuoy with canvas breeches for the user's legs.

Breed —v. (past and past part. Bred) 1 (of animals) produce young. 2 propagate; raise (animals). 3 yield; result in. 4 arise; spread. 5 bring up; train. 6 create (fissile material) by nuclear reaction. —n. 1 stock of similar animals or plants within a species, usu. Developed by deliberate selection. 2 race; lineage. 3 sort, kind.  breeder n. [old english]

Breeder reactor n. Nuclear reactor creating surplus fissile material.

Breeding n. 1 raising of offspring; propagation. 2 social behaviour; ancestry.

Breeze1 —n. 1 gentle wind. 2 colloq. Quarrel. 3 esp. Us colloq. Easy task. —v. (-zing) (foll. By in, out, along, etc.) Colloq. Saunter casually. [probably spanish and portuguese briza]

Breeze2 n. Small cinders. [french: related to *braise]

Breeze-block n. Lightweight building block, esp. Of breeze mixed with sand and cement.

Breezy adj. (-ier, -iest) 1 slightly windy. 2 colloq. Cheerful, light-hearted, casual.

Bren n. (in full bren gun) lightweight quick-firing machine-gun. [brno in czechoslovakia, enfield in england] Brent n. (in full brent-goose) small migratory goose. [origin unknown]

Brethren see *brother.

Breton —n. 1 native of brittany. 2 celtic language of brittany. —adj. Of brittany, its people, or language. [french, = *briton]

Breve n. 1 mus. Note twice the length of a semibreve. 2 mark ( ) indicating a short or unstressed vowel. [var. Of *brief]

Breviary n. (pl. -ies) book containing the roman catholic daily office. [latin: related to *brief]

Brevity n. 1 economy of expression; conciseness. 2 shortness (of time etc.). [anglo-french: related to *brief]

Brew —v. 1 a make (beer etc.) By infusion, boiling, and fermentation. B make (tea etc.) By infusion. 2 undergo these processes. 3 gather force; threaten (storm is brewing). 4 concoct (a plan etc.). —n. 1 liquid or amount brewed; concoction. 2 process of brewing.  brew up make tea.  brewer n. [old english]

Brewery n. (pl. -ies) factory for brewing beer etc.

Brew-up n. Instance of making tea.

Briar1 var. Of *brier1.

Briar2 var. Of *brier2.

Bribe —v. (-bing) (often foll. By to + infin.) Persuade to act improperly in one's favour by a gift of money etc. —n. Money or services offered in bribing.  bribery n. [french briber beg]

Bric-à-brac n. (also bric-a-brac) cheap ornaments, trinkets, etc. [french]

Brick —n. 1 a small usu. Rectangular block of fired or sun-dried clay used in building. B material of this. 2 child's toy block. 3 brick-shaped thing. 4 slang generous or loyal person. —v. (foll. By in, up) close or block with brickwork. —adj. 1 built of brick (brick wall). 2 (also brick-red) dull red. [low german or dutch]

Brickbat n. 1 piece of brick, esp. As a missile. 2 insult.

Brickie n. Slang bricklayer.

Bricklayer n. Person who builds with bricks, esp. For a living.  bricklaying n.

Brickwork n. Building or work in brick.

Brickyard n. Place where bricks are made.

Bridal adj. Of a bride or wedding. [old english]

Bride n. Woman on her wedding day and during the period just before and after it. [old english]

Bridegroom n. Man on his wedding day and during the period just before and after it. [old english]

Bridesmaid n. Girl or unmarried woman attending a bride at her wedding.

Bridge1 —n. 1 a structure providing a way across a river, road, railway, etc. B thing joining or connecting. 2 operational superstructure on a ship. 3 upper bony part of the nose. 4 piece of wood on a violin etc. Over which the strings are stretched. 5 = *bridgework. —v. (-ging) 1 be or make a bridge over. 2 reduce (a gap, deficiency, etc.). [old english]

Bridge2 n. Card-game derived from whist. [origin unknown]

Bridgehead n. Fortified position held on the enemy's side of a river etc.

Bridge roll n. Small soft bread roll.

Bridgework n. Dentistry dental structure covering a gap, joined to the teeth on either side.

Bridging loan n. Loan to cover the interval between buying a house etc. And selling another.

Bridle —n. 1 headgear for controlling a horse, including reins and bit. 2 restraining thing. —v. (-ling) 1 put a bridle on. 2 curb, restrain. 3 (often foll. By up) express anger, offence, etc., esp. By throwing up the head and drawing in the chin. [old english]

Bridle-path n. (also bridle-way) rough path for riders or walkers.

Brie n. A kind of soft cheese. [brie in n. France]

Brief —adj. 1 of short duration. 2 concise; abrupt, brusque. 3 scanty (brief skirt). —n. 1 (in pl.) Short pants. 2 a summary of a case drawn up for counsel. B piece of work for a barrister. 3 instructions for a task. 4 papal letter on discipline. —v. 1 instruct (a barrister) by brief. 2 inform or instruct in advance.  hold a brief for argue in favour of. In brief to sum up.  briefly adv. Briefness n. [latin brevis short]

Briefcase n. Flat document case. Brier1 n. (also briar) wild rose or other prickly bush. [old english]

Brier2 n. (also briar) 1 white heath of s. Europe. 2 tobacco pipe made from its root. [french bruyère]

Brig. Abbr. Brigadier.

Brig1 n. Two-masted square-rigged ship. [abbreviation of *brigantine]

Brig2 n. Scot. & n.engl. Bridge. [var. Of *bridge1]

Brigade n. 1 military unit, usu. Three battalions, as part of a division. 2 group organized for a special purpose. [italian briga strife]

Brigadier n. 1 officer commanding a brigade. 2 staff officer of similar standing.

Brigand n. Member of a robber band; bandit.  brigandage n. [italian brigante: related to *brigade]

Brigantine n. Two-masted ship with a square-rigged foremast and a fore-and-aft rigged mainmast. [french or italian: related to *brigand]

Bright —adj. 1 emitting or reflecting much light; shining. 2 intense, vivid. 3 clever. 4 cheerful. —adv. Esp. Poet. Brightly.  brightly adv. Brightness n. [old english]

Brighten v. Make or become brighter.

Bright's disease n. Kidney disease. [bright, name of a physician]

Brill1 n. (pl. Same) european flat-fish. [origin unknown]

Brill2 adj. Colloq. = *brilliant adj. 4. [abbreviation]

Brilliant —adj. 1 very bright; sparkling. 2 outstandingly talented. 3 showy. 4 colloq. Excellent. —n. Diamond of the finest cut with many facets.  brilliance n. Brilliantly adv. [french briller shine, from italian]

Brilliantine n. Dressing for making the hair glossy. [french: related to *brilliant]

Brim —n. 1 edge or lip of a vessel. 2 projecting edge of a hat. —v. (-mm-) fill or be full to the brim.  brim over overflow. [origin unknown]

Brim-full adj. (also brimful) filled to the brim.

Brimstone n. Archaic sulphur. [from *burn1, *stone]

Brindled adj. (esp. Of domestic animals) brown or tawny with streaks of another colour. [scandinavian]

Brine n. 1 water saturated or strongly impregnated with salt. 2 sea water. [old english]

Bring v. (past and past part. Brought) 1 come carrying; lead, accompany; convey. 2 cause or result in (war brings misery). 3 be sold for; produce as income. 4 a prefer (a charge). B initiate (legal action). 5 cause to become or to reach a state (brings me alive; cannot bring myself to agree). 6 adduce (evidence, an argument, etc.).  bring about cause to happen. Bring back call to mind. Bring down 1 cause to fall. 2 lower (a price). Bring forth 1 give birth to. 2 cause. Bring forward 1 move to an earlier time. 2 transfer from the previous page or account. 3 draw attention to. Bring home to cause to realize fully. Bring the house down receive rapturous applause. Bring in 1 introduce. 2 yield as income or profit. Bring off achieve successfully. Bring on cause to happen, appear, or make progress. Bring out 1 emphasize; make evident. 2 publish. Bring over convert to one's own side. Bring round 1 restore to consciousness. 2 persuade. Bring through aid (a person) through adversity, esp. Illness. Bring to restore to consciousness (brought him to). Bring up 1 rear (a child). 2 vomit. 3 call attention to. 4 (absol.) Stop suddenly. [old english]

Bring-and-buy sale n. Charity sale at which people bring items for sale and buy those brought by others.

Brink n. 1 extreme edge of land before a precipice, river, etc. 2 furthest point before danger, discovery, etc.  on the brink of about to experience or suffer; in imminent danger of. [old norse]

Brinkmanship n. Pursuit (esp. Habitual) of danger etc. To the brink of catastrophe.

Briny —adj. (-ier, -iest) of brine or the sea; salty. —n. (prec. By the) slang the sea.

Briquette n. Block of compressed coal-dust as fuel. [french diminutive: related to *brick]

Brisk —adj. 1 quick, lively, keen (brisk pace, trade). 2 enlivening (brisk wind). —v. (often foll. By up) make or grow brisk.  briskly adv. Briskness n. [probably french *brusque] Brisket n. Animal's breast, esp. As a joint of meat. [french]

Brisling n. Small herring or sprat. [norwegian and danish]

Bristle —n. Short stiff hair, esp. One on an animal's back, used in brushes. —v. (-ling) 1 a (of hair) stand upright. B make (hair) do this. 2 show irritation. 3 (usu. Foll. By with) be covered or abundant (in).  bristly adj. (-ier, -iest). [old english]

Brit n. Colloq. British person. [abbreviation]

Britannia n. Personification of britain, esp. As a helmeted woman with shield and trident. [latin]

Britannia metal n. Silvery alloy of tin, antimony, and copper.

Britannic adj. (esp. In his or her britannic majesty) of britain.

Briticism n. Idiom used only in britain. [after gallicism]

British —adj. Of great britain, the british commonwealth, or their people. —n. (prec. By the; treated as pl.) The british people. [old english]

British english n. English as used in great britain.

British legion n. = *royal british legion.

British summer time n. = *summer time.

British thermal unit n. Amount of heat needed to raise 1 lb of water through one degree fahrenheit, equivalent to 1.055 x 103 joules.

Briton n. 1 inhabitant of s. Britain before the roman conquest. 2 native or inhabitant of great britain. [latin britto -onis]

Brittle adj. Hard and fragile; apt to break.  brittlely adv. (also brittly). [old english]

Brittle-bone disease n. = *osteoporosis.

Broach —v. 1 raise for discussion. 2 pierce (a cask) to draw liquor. 3 open and start using. —n. 1 bit for boring. 2 roasting-spit. [latin broccus projecting]

Broad —adj. 1 large in extent from one side to the other; wide. 2 in breadth (two metres broad). 3 extensive (broad acres). 4 full and clear (broad daylight). 5 explicit (broad hint). 6 general (broad intentions, facts). 7 tolerant, liberal (broad view). 8 coarse (broad humour). 9 markedly regional (broad scots). —n. 1 broad part (broad of the back). 2 us slang woman. 3 (the broads) large areas of water in e. Anglia, formed where rivers widen.  broadly adv. Broadness n. [old english]

Broad bean n. 1 bean with large edible flat seeds. 2 one such seed.

Broadcast —v. (past and past part. Broadcast) 1 transmit by radio or television. 2 take part in such a transmission. 3 scatter (seed etc.). 4 disseminate (information) widely. —n. Radio or television programme or transmission.  broadcaster n. Broadcasting n.

Broadcloth n. Fine cloth of wool, cotton, or silk.

Broaden v. Make or become broader.

Broad gauge n. Railway track with a wider than standard gauge.

Broad-leaved adj. (of a tree) deciduous and hard-timbered.

Broadloom adj. (esp. Of carpet) woven in broad widths.

Broad-minded adj. Tolerant, liberal.

Broadsheet n. 1 large-sized newspaper. 2 large sheet of paper printed on one side only.

Broadside n. 1 vigorous verbal attack. 2 simultaneous firing of all guns from one side of a ship. 3 side of a ship above the water between the bow and quarter.  broadside on sideways on.

Broadsword n. Broad-bladed sword, for cutting rather than thrusting.

Brocade —n. Rich fabric woven with a raised pattern. —v. (-ding) weave in this way. [italian brocco twisted thread]

Broccoli n. Brassica with greenish flower-heads. [italian]

Brochure n. Pamphlet or booklet, esp. With descriptive information. [french brocher stitch]

Broderie anglaise n. Open embroidery on white linen etc. [french, = english embroidery]

Brogue1 n. 1 strong outdoor shoe with ornamental perforations. 2 rough shoe of untanned leather. [gaelic and irish brog from old norse]

Brogue2 n. Marked accent, esp. Irish. [perhaps related to *brogue1]

Broil v. Esp. Us 1 grill (meat). 2 make or become very hot, esp. From the sun. [french bruler burn] Broiler n. Young chicken for broiling or roasting.

Broke past of *break. —predic. Adj. Colloq. Having no money.

Broken past part. Of *break. —adj. 1 having been broken. 2 reduced to despair; beaten. 3 (of language) badly spoken, esp. By a foreigner. 4 interrupted (broken sleep).

Broken-down adj. 1 worn out by age, use, etc. 2 not functioning.

Broken-hearted adj. Overwhelmed with grief.

Broken home n. Family disrupted by divorce or separation.

Broker n. 1 agent; middleman. 2 member of the stock exchange dealing in stocks and shares. 3 official appointed to sell or appraise distrained goods.  broking n. [anglo-french]

Usage in sense 2, brokers have officially been called broker-dealers in the uk since oct. 1986, and entitled to act as agents and principals in share dealings.

Brokerage n. Broker's fee or commission.

Brolly n. (pl. -ies) colloq. Umbrella. [abbreviation]

Bromide n. 1 any binary compound of bromine. 2 trite remark. 3 reproduction or proof on paper coated with silver bromide emulsion.

Bromine n. Poisonous liquid element with a choking smell. [greek bromos stink]

Bronchial adj. Of the bronchi (see *bronchus) or of the smaller tubes into which they divide.

Bronchitis n. Inflammation of the mucous membrane in the bronchial tubes.

Bronchus n. (pl. -chi) either of the two main divisions of the windpipe. [latin from greek]

Bronco n. (pl. -s) wild or half-tamed horse of the western us. [spanish, = rough]

Brontosaurus n. (pl. -ruses) large plant-eating dinosaur with a long whiplike tail. [greek bronte thunder, sauros lizard]

Bronze —n. 1 alloy of copper and tin. 2 its brownish colour. 3 thing of bronze, esp. A sculpture. —adj. Made of or coloured like bronze. —v. (-zing) make or become brown; tan. [french from italian]

Bronze age n. Archaeol. Period when weapons and tools were usu. Made of bronze.

Bronze medal n. Medal, usu. Awarded as third prize.

Brooch n. Ornamental hinged pin. [french broche: related to *broach]

Brood —n. 1 young of esp. A bird born or hatched at one time. 2 colloq. Children in a family. —v. 1 worry or ponder (esp. Resentfully). 2 (of a bird) sit on eggs to hatch them. [old english]

Broody adj. (-ier, -iest) 1 (of a hen) wanting to brood. 2 sullenly thoughtful. 3 colloq. (of a woman) wanting pregnancy.

Brook1 n. Small stream. [old english]

Brook2 v. (usu. With neg.) Literary tolerate, allow. [old english]

Broom n. 1 long-handled brush for sweeping. 2 shrub with bright yellow flowers. [old english]

Broomstick n. Handle of a broom.

Bros. Abbr. Brothers (esp. In the name of a firm).

Broth n. Thin soup of meat or fish stock. [old english]

Brothel n. Premises for prostitution. [originally = worthless fellow, from old english]

Brother n. 1 man or boy in relation to his siblings. 2 close male friend or associate. 3 (pl. Also brethren) a member of a male religious order, esp. A monk. B fellow christian etc. 4 fellow human being.  brotherly adj. [old english]

Brother german see *german.

Brotherhood n. 1 relationship between brothers. 2 association of people with a common interest. 3 community of feeling between human beings.

Brother-in-law n. (pl. Brothers-in-law) 1 one's wife's or husband's brother. 2 one's sister's or sister-in-law's husband.

Brought past and past part. Of *bring.

Brouhaha n. Commotion; sensation. [french]

Brow n. 1 forehead. 2 eyebrow. 3 summit of a hill etc. 4 edge of a cliff etc. [old english]

Browbeat v. (past -beat; past part. -beaten) intimidate, bully.

Brown —adj. 1 having the colour of dark wood or rich soil. 2 dark-skinned or suntanned. 3 (of bread) made from wholemeal or wheatmeal flour. —n. 1 brown colour or pigment. 2 brown clothes or material. —v. Make or become brown.  browned off colloq. Fed up, disheartened. Brown bear n. Large n. American brown bear.

Brown coal n. = *lignite.

Brownie n. 1 (in full brownie guide) junior guide. 2 (brownie) small square of chocolate cake with nuts. 3 (brownie) benevolent elf.

Brownie point n. Colloq. Notional mark awarded for good conduct etc.

Browning n. Additive to colour gravy.

Brown owl n. 1 any of various owls, esp. The tawny owl. 2 (brown owl) adult leader of brownie guides.

Brown rice n. Unpolished rice.

Brown sugar n. Unrefined or partially refined sugar.

Browse —v. (-sing) 1 read desultorily or look over goods for sale. 2 (often foll. By on) feed on leaves, twigs, etc. —n. 1 twigs, shoots, etc. As fodder. 2 act of browsing. [french brost bud]

Brucellosis n. Bacterial disease, esp. Of cattle. [sir d. Bruce, name of a physician]

Bruise —n. 1 discolouration of the skin caused esp. By a blow. 2 similar damage on a fruit etc. —v. (-sing) 1 a inflict a bruise on. B hurt mentally. 2 be susceptible to bruising. [originally = crush, from old english]

Bruiser n. Colloq. 1 large tough-looking person. 2 professional boxer.

Bruit v. (often foll. By abroad, about) spread (a report or rumour). [french, = noise]

Brunch n. Combined breakfast and lunch. [portmanteau word]

Brunette n. Woman with dark brown hair. [french diminutive]

Brunt n. Chief impact of an attack, task, etc. (esp. Bear the brunt of). [origin unknown]

Brush —n. 1 implement with bristles, hair, wire, etc. Set into a block, for cleaning, painting, arranging the hair, etc. 2 act of brushing. 3 (usu. Foll. By with) short esp. Unpleasant encounter. 4 fox's bushy tail. 5 piece of carbon or metal as an electrical contact esp. With a moving part. 6 = *brushwood 2. —v. 1 sweep, scrub, treat, or tidy with a brush. 2 remove or apply with a brush. 3 graze in passing.  brush aside dismiss curtly or lightly. Brush off dismiss abruptly. Brush up 1 clean up or smarten. 2 revise (a subject). [french]

Brush-off n. Abrupt dismissal.

Brush-up n. Act of brushing up.

Brushwood n. 1 undergrowth, thicket. 2 cut or broken twigs etc.

Brushwork n. 1 use of the brush in painting. 2 painter's style in this.

Brusque adj. Abrupt or offhand.  brusquely adv. Brusqueness n. [italian brusco sour]

Brussels sprout n. 1 brassica with small cabbage-like buds on a stem. 2 such a bud. [brussels in belgium]

Brutal adj. 1 savagely cruel. 2 harsh, merciless.  brutality n. (pl. -ies). Brutally adv. [french: related to *brute]

Brutalize v. (also -ise) (-zing or -sing) 1 make brutal. 2 treat brutally.

Brute —n. 1 a brutal or violent person. B colloq. Unpleasant person or difficult thing. 2 animal. —attrib. Adj. 1 unthinking (brute force). 2 cruel; stupid; sensual.  brutish adj. Brutishly adv. Brutishness n. [latin brutus stupid]

Bryony n. (pl. -ies) climbing plant with red berries. [latin from greek]

Bs abbr. 1 bachelor of surgery. 2 british standard(s).

B.sc. Abbr. Bachelor of science.

Bse abbr. Bovine spongiform encephalopathy, a usu. Fatal cattle disease.

Bsi abbr. British standards institution.

Bst abbr. 1 british summer time. 2 bovine somatotrophin, a growth hormone added to cattle-feed to boost milk production.

Bt abbr. British telecom.

Bt. Abbr. Baronet.

B.th.u. Abbr. (also b.t.u., btu, b.th.u.) British thermal unit(s).

Bubble —n. 1 a thin sphere of liquid enclosing air etc. B air-filled cavity in a liquid or solidified liquid. 2 transparent domed canopy. 3 visionary or unrealistic project. —v. (-ling) 1 rise in or send up bubbles. 2 make the sound of boiling.  bubble over (often foll. By with) be exuberant. [imitative] Bubble and squeak n. Cooked cabbage etc. Fried with cooked potatoes.

Bubble bath n. Foaming preparation for adding to bath water.

Bubble car n. Small domed car.

Bubble gum n. Chewing-gum that can be blown into bubbles.

Bubbly —adj. (-ier, -iest) 1 having or like bubbles. 2 exuberant. —n. Colloq. Champagne.

Bubo n. (pl. -es) inflamed swelling in the armpit or groin. [greek boubon groin]

Bubonic plague n. Contagious disease with buboes.

Buccaneer n. 1 pirate. 2 unscrupulous adventurer.  buccaneering n. & adj. [french]

Buck1 —n. 1 male deer, hare, rabbit, etc. 2 archaic dandy. 3 (attrib.) Slang male. —v. 1 (of a horse) jump upwards with its back arched. 2 (usu. Foll. By off) throw (a rider) in this way. 3 (usu. Foll. By up) colloq. A cheer up. B hurry up; make an effort. [old english]

Buck2 n. Us slang dollar. [origin unknown]

Buck3 n. Slang (in poker) article placed before the next dealer.  pass the buck colloq. Shift responsibility (to another). [origin unknown]

Bucket —n. 1 a round open container with a handle, for carrying or drawing water etc. B amount contained in this. 2 (in pl.) Colloq. Large quantities, esp. Of rain or tears. 3 scoop in a water wheel, dredger, etc. —v. (-t-) colloq. 1 (often foll. By down) (esp. Of rain) pour heavily. 2 (often foll. By along) move or drive fast or bumpily. [anglo-french]

Bucket seat n. Seat with a rounded back for one person, esp. In a car.

Bucket-shop n. 1 unregistered broking agency. 2 colloq. Travel agency specializing in cheap air tickets.

Buckle —n. Clasp with a hinged pin for securing a belt, strap, etc. —v. (-ling) 1 (often foll. By up, on, etc.) Fasten with a buckle. 2 (often foll. By up) (cause to) crumple under pressure.  buckle down make a determined effort. [latin buccula cheek-strap]

Buckler n. Hist. Small round shield.

Buckram n. Coarse linen etc. Stiffened with paste etc. [french boquerant]

Buck's fizz n. Cocktail of champagne and orange juice. [buck's club in london]

Buckshee adj. & adv. Slang free of charge. [corruption of *baksheesh]

Buckshot n. Coarse lead shot.

Buckskin n. 1 leather from a buck's skin. 2 thick smooth cotton or woollen cloth.

Buckthorn n. Thorny shrub with berries formerly used as a purgative.

Buck-tooth n. Upper projecting tooth.

Buckwheat n. Seed of a plant related to rhubarb, used to make flour, or as an alternative to rice. [dutch, = beech-wheat]

Bucolic —adj. Of shepherds; rustic, pastoral. —n. (usu. In pl.) Pastoral poem or poetry. [greek boukolos herdsman]

Bud —n. 1 a knoblike shoot from which a stem, leaf, or flower develops. B flower or leaf not fully open. 2 asexual outgrowth from an organism separating to form a new individual. —v. (-dd-) 1 form buds. 2 begin to grow or develop (budding artist). 3 graft a bud of (a plant) on to another. [origin unknown]

Buddha n. 1 title of the indian philosopher gautama (5th c. Bc) and his successors. 2 sculpture etc. Of buddha. [sanskrit, = enlightened]

Buddhism n. Asian religion or philosophy founded by gautama buddha.  buddhist n. & adj.

Buddleia n. Shrub with fragrant flowers attractive to butterflies. [buddle, name of a botanist]

Buddy —n. (pl. -ies) esp. Us colloq. Friend or mate. [perhaps from *brother]

Budge v. (-ging) (usu. With neg.) 1 move slightly. 2 (cause to) change an opinion.  budge up (or over) make room for another person by moving. [french bouger]

Budgerigar n. Small parrot, often kept as a cage-bird. [aboriginal] Budget —n. 1 amount of money needed or available. 2 a (the budget) government's annual estimate or plan of revenue and expenditure. B similar estimate by a company etc. 3 (attrib.) Inexpensive. —v. (-t-) (often foll. By for) allow or arrange for in a budget.  budgetary adj. [latin bulga bag]

Budgie n. Colloq. = *budgerigar. [abbreviation]

Buff —adj. Of a yellowish beige colour (buff envelope). —n. 1 this colour. 2 (in comb.) Colloq. Enthusiast (railway buff). 3 velvety dull-yellow ox-leather. —v. 1 polish (metal etc.). 2 make (leather) velvety.  in the buff colloq. Naked. [originally = buffalo, from french buffle]

Buffalo n. (pl. Same or -es) 1 wild ox of africa or asia. 2 n. American bison. [greek boubalos ox]

Buffer1 n. 1 thing that deadens impact, esp. A device on a train or at the end of a track. 2 substance that maintains the constant acidity of a solution. 3 computing temporary memory area or queue for data. [imitative]

Buffer2 n. Slang silly or incompetent old man. [perhaps from *buffer1]

Buffer state n. Small state between two larger ones, regarded as reducing friction.

Buffet1 n. 1 room or counter where refreshments are sold. 2 self-service meal of several dishes set out at once. 3 also sideboard or recessed cupboard. [french, = stool]

Buffet2 —v. (-t-) 1 strike repeatedly. 2 contend with (waves etc.). —n. 1 blow, esp. Of the hand. 2 shock. [french diminutive of bufe blow]

Buffet car n. Railway coach serving refreshments.

Buffoon n. Clownish or stupid person.  buffoonery n. [latin buffo clown]

Bug —n. 1 a any of various insects with mouthparts modified for piercing and sucking. B esp. Us small insect. 2 slang virus; infection. 3 slang concealed microphone. 4 slang error in a computer program or system etc. 5 slang obsession, enthusiasm, etc. —v. (-gg-) 1 slang conceal a microphone in. 2 slang annoy. [origin unknown]

Bugbear n. 1 cause of annoyance. 2 object of baseless fear. [bug = bogey]

Bugger coarse slang (except in sense 2 of n. And 3 of v.) —n. 1 a unpleasant or awkward person or thing. B person of a specified kind (clever bugger!). 2 person who commits buggery. —v. 1 as an exclamation of annoyance (bugger it!). 2 (often foll. By up) a ruin; spoil. B exhaust. 3 commit buggery with. —int. Expressing annoyance.  bugger-all nothing. Bugger about (or around) (often foll. By with) mess about. Bugger off (often in imper.) Go away. [latin bulgarus bulgarian heretic]

Buggery n. 1 anal intercourse. 2 = *bestiality 2.

Buggy n. (pl. -ies) 1 small, sturdy, esp. Open, motor vehicle. 2 lightweight push-chair. 3 light, horse-drawn vehicle for one or two people. [origin unknown]

Bugle —n. Brass military instrument like a small trumpet. —v. (-ling) 1 sound a bugle. 2 sound (a call etc.) On a bugle.  bugler n. [latin buculus young bull]

Bugloss n. Plant with bright blue tubular flowers, related to borage. [french buglosse from greek, = ox-tongued]

Build —v. (past and past part. Built) 1 construct or cause to be constructed. 2 a (often foll. By up) establish or develop (built the business up). B (often foll. By on) base (hopes, theories, etc.). 3 (as built adj.) Of specified build (sturdily built). —n. 1 physical proportions (slim build). 2 style of construction; make.  build in incorporate. Build on add (an extension etc.). Build up 1 increase in size or strength. 2 praise; boost. 3 gradually become established. [old english]

Builder n. Person who builds, esp. A building contractor.

Building n. 1 permanent fixed structure e.g. A house, factory, or stable. 2 constructing of these.

Building society n. Public finance company paying interest to investors and lending capital for mortgages etc.

Build-up n. 1 favourable advance publicity. 2 gradual approach to a climax. 3 accumulation or increase.

Built past and past part. Of *build.

Built-in adj. Integral. Built-up adj. 1 (of a locality) densely developed. 2 increased in height etc. By addition. 3 made of prefabricated parts.

Bulb n. 1 a globular base of the stem of some plants, sending roots downwards and leaves upwards. B plant grown from this, e.g. A daffodil. 2 = *light-bulb. 3 object or part shaped like a bulb. [latin bulbus from greek, = onion]

Bulbous adj. Bulb-shaped; fat or bulging.

Bulge —n. 1 irregular swelling. 2 colloq. Temporary increase (baby bulge). —v. (-ging) swell outwards.  bulgy adj. [latin bulga bag]

Bulimia n. (in full bulimia nervosa) disorder in which overeating alternates with self-induced vomiting, fasting, etc. [greek bous ox, limos hunger]

Bulk —n. 1 a size; magnitude (esp. Large). B large mass, body, etc. C large quantity. 2 (treated as pl. & usu. Prec. By the) greater part or number (the bulk of the applicants are women). 3 roughage. —v. 1 seem (in size or importance) (bulks large). 2 make (a book etc.) Thicker etc.  in bulk in large quantities. [old norse]

Bulk buying n. Buying in quantity at a discount.

Bulkhead n. Upright partition in a ship, aircraft, etc.

Bulky adj. (-ier, -iest) awkwardly large.  bulkiness n.

Bull1 n. 1 a uncastrated male bovine animal. B male of the whale, elephant, etc. 2 (the bull) zodiacal sign or constellation taurus. 3 bull's-eye of a target. 4 person who buys shares hoping to sell them at a profit.  take the bull by the horns face danger or a challenge boldly.  bullish adj. [old norse]

Bull2 n. Papal edict. [latin bulla seal]

Bull3 n. 1 slang a nonsense. B unnecessary routine tasks. 2 absurdly illogical statement. [origin unknown]

Bulldog n. 1 short-haired heavy-jowled sturdy dog. 2 tenacious and courageous person.

Bulldog clip n. Strong sprung clip for papers.

Bulldoze v. (-zing) 1 clear with a bulldozer. 2 colloq. A intimidate. B make (one's way) forcibly.

Bulldozer n. Powerful tractor with a broad vertical blade at the front for clearing ground.

Bullet n. Small pointed missile fired from a rifle, revolver, etc. [french diminutive of boule ball]

Bulletin n. 1 short official news report. 2 society's regular list of information etc. [italian diminutive: related to *bull2]

Bulletproof adj. Designed to protect from bullets.

Bullfight n. Public baiting, and usu. Killing, of bulls.  bullfighter n. Bullfighting n.

Bullfinch n. Pink and black finch.

Bullfrog n. Large n. American frog with a booming croak.

Bull-headed n. Obstinate, blundering.

Bullion n. Gold or silver in bulk before coining, or valued by weight. [french: related to *boil1]

Bullock n. Castrated male of domestic cattle. [old english diminutive of *bull1]

Bullring n. Arena for bullfights.

Bull's-eye n. 1 centre of a target. 2 hard minty sweet. 3 hemispherical ship's window. 4 small circular window. 5 a hemispherical lens. B lantern with this. 6 boss of glass in a blown glass sheet.

Bullshit coarse slang —n. (often as int.) Nonsense; pretended knowledge. —v. (-tt-) talk nonsense or as if one has specialist knowledge (to).  bullshitter n. [from *bull3]

Bull-terrier n. Cross between a bulldog and a terrier.

Bully1 —n. (pl. -ies) person coercing others by fear. —v. (-ies, -ied) persecute or oppress by force or threats. —int. (foll. By for) often iron. Expressing approval (bully for you). [dutch]

Bully2 (in full bully off) —n. (pl. -ies) start of play in hockey in which two opponents strike each other's sticks three times and then go for the ball. —v. (-ies, -ied) start play in this way. [origin unknown]

Bully3 n. (in full bully beef) corned beef. [french: related to *boil1]

Bulrush n. 1 a kind of tall rush. 2 bibl. Papyrus. [perhaps from *bull1 = coarse + *rush2]

Bulwark n. 1 defensive wall, esp. Of earth. 2 protecting person or thing. 3 (usu. In pl.) Ship's side above deck. [low german or dutch]

Bum1 n. Slang buttocks. [origin uncertain] Bum2 us slang —n. Loafer or tramp; dissolute person. —v. (-mm-) 1 (often foll. By around) loaf or wander around. 2 cadge. —attrib. Adj. Of poor quality. [german bummler loafer]

Bum-bag n. Slang small pouch worn on a belt round the waist or hips.

Bumble v. (-ling) 1 (foll. By on) speak in a rambling way. 2 (often as bumbling adj.) Be inept; blunder. [from *boom1]

Bumble-bee n. Large bee with a loud hum.

Bumf n. Colloq. Usu. Derog. Papers, documents. [abbreviation of bum-fodder = toilet-paper]

Bump —n. 1 dull-sounding blow or collision. 2 swelling or dent so caused. 3 uneven patch on a road etc. 4 prominence on the skull thought to indicate a mental faculty. —v. 1 a hit or come against with a bump. B (often foll. By against, into) collide. 2 (often foll. By against, on) hurt or damage by striking (bumped my head, the car). 3 (usu. Foll. By along) move along with jolts. —adv. With a bump; suddenly; violently.  bump into colloq. Meet by chance. Bump off slang murder. Bump up colloq. Increase (prices etc.).  bumpy adj. (-ier, -iest). [imitative]

Bumper n. 1 horizontal bar at the front or back of a motor vehicle, reducing damage in a collision. 2 (usu. Attrib.) Unusually large or fine example (bumper crop). 3 cricket ball rising high after pitching. 4 brim-full glass.

Bumper car n. = *dodgem.

Bumpkin n. Rustic or socially inept person. [dutch]

Bumptious adj. Offensively self-assertive or conceited. [from *bump, after fractious]

Bun n. 1 small sweet bread roll or cake, often with dried fruit. 2 hair coiled and pinned to the head. [origin unknown]

Bunch —n. 1 things gathered together. 2 collection; lot (best of the bunch). 3 colloq. Group; gang. —v. 1 make into a bunch; gather into close folds. 2 form into a group or crowd. [origin unknown]

Bundle —n. 1 things tied or fastened together. 2 set of nerve fibres etc. 3 slang large amount of money. —v. (-ling) 1 (usu. Foll. By up) tie or make into a bundle. 2 (usu. Foll. By into) throw or move carelessly. 3 (usu. Foll. By out, off, away, etc.) Send away hurriedly.  be a bundle of nerves (or fun etc.) Be extremely nervous (or amusing etc.). Go a bundle on slang admire; like. [low german or dutch]

Bun fight n. Slang tea party.

Bung —n. Stopper, esp. For a cask. —v. 1 stop with a bung. 2 slang throw.  bunged up blocked up. [dutch]

Bungalow n. One-storeyed house. [gujarati, = of bengal]

Bungee n. (in full bungee cord, rope) elasticated cord or rope used for securing baggage or in bungee jumping.

Bungee jumping n. Sport of jumping from a height while secured by a bungee from the ankles or a harness.

Bungle —v. (-ling) 1 mismanage or fail at (a task). 2 work badly or clumsily. —n. Bungled attempt or work. [imitative]

Bunion n. Swelling on the foot, esp. On the big toe. [french]

Bunk1 n. Shelflike bed against a wall, esp. In a ship. [origin unknown]

Bunk2 slang —v. (often foll. By off) play truant (from). —n. (in do a bunk) leave or abscond hurriedly. [origin unknown]

Bunk3 n. Slang nonsense, humbug. [shortening of *bunkum]

Bunk-bed n. Each of two or more tiered beds forming a unit.

Bunker n. 1 container for fuel. 2 reinforced underground shelter. 3 sandy hollow in a golf-course. [origin unknown]

Bunkum n. Nonsense, humbug. [buncombe in us]

Bunny n. (pl. -ies) 1 child's name for a rabbit. 2 (in full bunny girl) club hostess, waitress, etc., wearing rabbit ears and tail. [dial. Bun rabbit]

Bunsen burner n. Small adjustable gas burner used in a laboratory. [bunsen, name of a chemist]

Bunting1 n. Small bird related to the finches. [origin unknown]

Bunting2 n. 1 flags and other decorations. 2 loosely-woven fabric for these. [origin unknown] Bunting2 n. 1 flags and other decorations. 2 loosely-woven fabric for these. [origin unknown]

Buoy —n. 1 anchored float as a navigation mark etc. 2 lifebuoy. —v. 1 (usu. Foll. By up) a keep afloat. B encourage, uplift. 2 (often foll. By out) mark with a buoy. [dutch, perhaps from latin boia collar]

Buoyant adj. 1 able or apt to keep afloat. 2 resilient; exuberant.  buoyancy n. [french or spanish: related to *buoy]

Bupa abbr. British united provident association, a private health insurance organization.

Bur n. 1 a prickly clinging seed-case or flower-head. B any plant having these. 2 clinging person. 3 var. Of *burr n. 2. [scandinavian]

Burble v. 1 talk ramblingly. 2 make a bubbling sound. [imitative]

Burbot n. (pl. Same) eel-like freshwater fish. [french]

Burden —n. 1 load, esp. A heavy one. 2 oppressive duty, expense, emotion, etc. 3 bearing of loads (beast of burden). 4 a refrain of a song. B chief theme of a speech, book, etc. —v. Load with a burden; oppress.  burdensome adj. [old english: related to *birth]

Burden of proof n. Obligation to prove one's case.

Burdock n. Plant with prickly flowers and docklike leaves. [from *bur, *dock3]

Bureau n. (pl. -x or -s) 1 a desk with drawers and usu. An angled hinged top. B us chest of drawers. 2 a office or department for specific business. B government department. [french, originally = baize]

Bureaucracy n. (pl. -ies) 1 a government by central administration. B state etc. So governed. 2 government officials, esp. Regarded as oppressive and inflexible. 3 conduct typical of these.

Bureaucrat n. 1 official in a bureaucracy. 2 inflexible administrator.  bureaucratic adj. Bureaucratically adv.

Buret n. (brit. Burette) graduated glass tube with an end-tap for measuring liquid in chemical analysis. [french]

Burette n. (us buret) graduated glass tube with an end-tap for measuring liquid in chemical analysis. [french]

Burgeon v. Literary grow rapidly; flourish. [latin burra wool]

Burger n. Colloq. Hamburger. [abbreviation]

Burgher n. Citizen of a continental town. [german or dutch]

Burglar n. Person who commits burglary. [anglo-french]

Burglary n. (pl. -ies) 1 illegal entry with intent to commit theft, do bodily harm, or do damage. 2 instance of this.

Usage before 1968 in english law, burglary was a crime under statute and common law; since 1968 it has been a statutory crime only; cf. *housebreaking.

Burgle v. (-ling) commit burglary (on).

Burgomaster n. Mayor of a dutch or flemish town. [dutch]

Burgundy n. (pl. -ies) 1 (also burgundy) a red or white wine from burgundy in e. France. B hist. Similar wine from elsewhere. 2 dark red colour of this.

Burial n. 1 a burying of a corpse. B funeral. 2 archaeol. Grave or its remains.

Burin n. 1 tool for engraving copper or wood. 2 archaeol. Chisel-pointed flint tool. [french]

Burk var. Of *berk.

Burlesque —n. 1 a comic imitation, parody. B this as a genre. 2 us variety show, esp. With striptease. —adj. Of or using burlesque. —v. (-ques, -qued, -quing) parody. [italian burla mockery]

Burly adj. (-ier, -iest) large and sturdy. [old english]

Burn1 —v. (past and past part. Burnt or burned) 1 (cause to) be consumed or destroyed by fire. 2 blaze or glow with fire. 3 (cause to) be injured or damaged by fire, heat, radiation, acid, etc. 4 use or be used as fuel etc. 5 char in cooking. 6 produce (a hole, mark, etc.) By fire or heat. 7 a heat (clay, chalk, etc.). B harden (bricks) by fire. 8 colour, tan, or parch with heat or light. 9 (be) put to death by fire. 10 cauterize, brand. 11 make, be, or feel hot, esp. Painfully. 12 (often foll. By with) (cause to) feel great emotion or passion (burn with shame). 13 slang drive fast. —n. Mark or injury caused by burning.  burn one's boats (or bridges) commit oneself irrevocably. Burn the candle at both ends work etc. Excessively. Burn2 n. Scot. Brook. [old english]

Burner n. Part of a gas cooker, lamp, etc. That emits the flame.

Burning adj. 1 ardent, intense. 2 hotly discussed, vital, urgent.

Burning-glass n. Lens for concentrating the sun's rays to produce a flame.

Burnish v. Polish by rubbing. [french brunir from brun brown]

Burnous n. Arab or moorish hooded cloak. [arabic from greek]

Burn-out n. Exhaustion.  burnt-out adj.

Burnt see *burn1.

Burnt ochre n. (also burnt sienna or umber) pigment darkened by burning.

Burnt offering n. Offering burnt on an altar as a sacrifice.

Burp colloq. —v. 1 belch. 2 make (a baby) belch. —n. Belch. [imitative]

Burr —n. 1 a whirring sound. B rough sounding of the letter r. 2 (also bur) a rough edge on metal or paper. B surgeon's or dentist's small drill. 3 var. Of *bur 1, 2. —v. Make a burr. [imitative]

Burrow —n. Hole or tunnel dug by a rabbit etc. As a dwelling or shelter. —v. 1 make a burrow. 2 make (a hole, one's way, etc.) (as) by digging. 3 (foll. By into) investigate, search. [apparently var. Of *borough]

Bursar n. 1 treasurer, esp. Of a college. 2 holder of a bursary. [medieval latin bursarius from bursa purse]

Bursary n. (pl. -ies) grant, esp. A scholarship. [medieval latin: related to *bursar]

Burst —v. (past and past part. Burst) 1 (cause to) break violently apart; open forcibly from within. 2 a (usu. Foll. By in, out) make one's way suddenly or by force. B break away from or through (river burst its banks). 3 be full to overflowing. 4 appear or come suddenly (burst into flame). 5 (foll. By into) suddenly begin to shed (tears) or utter. 6 seem about to burst from effort, excitement, etc. —n. 1 act of bursting. 2 sudden issue or outbreak (burst of flame; burst of applause). 3 sudden effort, spurt.  burst out 1 suddenly begin (burst out laughing). 2 exclaim. [old english]

Burton n.  go for a burton slang be lost, destroyed, or killed. [origin uncertain]

Bury v. (-ies, -ied) 1 place (a corpse) in the earth, a tomb, or the sea. 2 lose by death (buried two sons). 3 a put or hide under ground. B cover up; conceal. 4 consign to obscurity; forget. 5 (refl. Or passive) involve deeply (buried in a book).  bury the hatchet cease to quarrel. [old english]

Bus —n. (pl. Buses or us busses) 1 large esp. Public passenger vehicle, usu. Travelling a fixed route. 2 colloq. Car, aeroplane, etc. —v. (buses or busses, bussed, bussing) 1 go by bus. 2 us transport by bus, esp. To aid racial integration. [abbreviation of *omnibus]

Busby n. (pl. -ies) tall fur hat worn by hussars etc. [origin unknown]

Bush1 n. 1 shrub or clump of shrubs. 2 thing like a bush, esp. A clump of hair. 3 (esp. In australia and africa) uncultivated area; woodland or forest. [old english and old norse] Bush2 —n. 1 metal lining for a hole enclosing a revolving shaft etc. 2 sleeve giving electrical insulation. —v. Fit with a bush. [dutch busse box]

Bush-baby n. (pl. -ies) small african lemur.

Bushed adj. Colloq. Tired out.

Bushel n. Measure of capacity for corn, fruit, etc. (8 gallons or 36.4 litres). [french]

Bushfire n. Forest or scrub fire often spreading widely.

Bushman n. 1 traveller or dweller in the australian bush. 2 (bushman) member or language of a s.african aboriginal people.

Bush telegraph n. Rapid spreading of information, rumour, etc.

Bushy adj. (-ier, -iest) 1 growing thickly like a bush. 2 having many bushes.

Business n. 1 one's regular occupation or profession. 2 one's own concern. 3 task or duty. 4 serious work or activity. 5 (difficult or unpleasant) matter or affair. 6 thing(s) needing attention or discussion. 7 buying and selling; trade. 8 commercial firm.  mind one's own business not meddle. [old english: related to *busy]

Businesslike adj. Efficient, systematic.

Businessman n. (fem. Businesswoman) man or woman engaged in trade or commerce.

Business park n. Area designed for commerce and light industry.

Business person n. Businessman or businesswoman.

Busk v. Perform esp. Music in the street etc. For tips.  busker n. [obsolete busk peddle]

Bus lane n. Part of a road mainly for use by buses.

Busman n. Bus driver.

Busman's holiday n. Holiday spent in an activity similar to one's regular work.

Bus shelter n. Shelter beside a bus-stop.

Bus station n. Centre where buses depart and arrive.

Bus-stop n. 1 regular stopping-place of a bus. 2 sign marking this.

Bust1 n. 1 human chest, esp. Of a woman; bosom. 2 sculpture of a person's head, shoulders, and chest.  busty adj. (-ier, -iest). [french from italian]

Bust2 —v. (past and past part. Busted or bust) colloq. 1 break, burst. 2 a raid, search. B arrest. —adj. (also busted) 1 broken, burst. 2 bankrupt.  bust up 1 collapse. 2 (esp. Of a married couple) separate. [var. Of *burst]

Bustard n. Large land bird that can run very fast. [latin avis tarda slow bird (‘slow’ unexplained)]

Buster n. Esp. Us slang mate; fellow. [from *bust2]

Bustier n. Strapless close-fitting bodice. [french]

Bustle1 —v. (-ling) 1 (often foll. By about) (cause to) move busily and energetically. 2 (as bustling adj.) Active, lively. —n. Excited or energetic activity. [perhaps from obsolete busk prepare]

Bustle2 n. Hist. Padding worn under a skirt to puff it out behind. [origin unknown]

Bust-up n. 1 quarrel. 2 collapse.

Busy —adj. (-ier, -iest) 1 occupied or engaged in work etc. 2 full of activity; fussy (busy evening, street; busy design). 3 esp. Us (of a telephone line) engaged. —v. (-ies, -ied) (often refl.) Keep busy; occupy.  busily adv. [old english]

Busybody n. (pl. -ies) meddlesome person.

Busy lizzie n. Plant with abundant esp. Red, pink, or white flowers.

But —conj. 1 a nevertheless, however (tried but failed). B on the other hand; on the contrary (i am old but you are young). 2 except, otherwise than (cannot choose but do it; what could we do but run?). 3 without the result that (it never rains but it pours). —prep. Except; apart from; other than (all cried but me; nothing but trouble). —adv. 1 only; no more than; only just (we can but try; is but a child; had but arrived). 2 in emphatic repetition; definitely (would see nobody, but nobody). —rel. Pron. Who not; that not (not a man but feels pity). —n. Objection (ifs and buts).  but for without the help or hindrance etc. Of (but for you i'd be rich). But one (or two etc.) Excluding one (or two etc.) From the number (next door but one; last but one). But then however (i won, but then i am older). [old english] Butane n. Gaseous alkane hydrocarbon, used in liquefied form as fuel. [from *butyl]

Butch adj. Slang masculine; tough-looking. [origin uncertain]

Butcher —n. 1 a person who deals in meat. B slaughterer. 2 brutal murderer. —v. 1 slaughter or cut up (an animal) for food. 2 kill wantonly or cruelly. 3 colloq. Ruin through incompetence. [french boc *buck1]

Butchery n. (pl. -ies) 1 needless or cruel slaughter (of people). 2 butcher's trade.

Butler n. Principal manservant of a household. [french bouteille bottle]

Butt1 —v. 1 push or strike with the head or horns. 2 (cause to) meet edge to edge. —n. 1 push with the head. 2 join of two edges.  butt in interrupt, meddle. [french from germanic]

Butt2 n. 1 (often foll. By of) object of ridicule etc. 2 a mound behind a target. B (in pl.) Shooting-range. [french but goal]

Butt3 n. 1 thicker end, esp. Of a tool or weapon. 2 stub of a cigarette etc. 3 esp. Us slang buttocks. [dutch]

Butt4 n. Cask. [latin buttis]

Butter —n. 1 solidified churned cream, used as a spread and in cooking. 2 substance of similar texture (peanut butter). —v. Spread, cook, or serve with butter.  butter up colloq. Flatter. [greek bouturon]

Butter-bean n. 1 flat, dried, white lima bean. 2 yellow-podded bean.

Butter-cream n. Mixture of butter, icing sugar, etc., as a filling etc. For a cake.

Buttercup n. Wild plant with yellow cup-shaped flowers.

Butterfat n. Essential fats of pure butter.

Butter-fingers n. Colloq. Person prone to drop things.

Butterfly n. (pl. -flies) 1 insect with four usu. Brightly coloured wings. 2 (in pl.) Colloq. Nervous sensation in the stomach.

Butterfly nut n. A kind of wing-nut.

Butterfly stroke n. Stroke in swimming, with arms raised and lifted forwards together.

Butter-icing n. = *butter-cream.

Buttermilk n. Liquid left after churning butter.

Butter muslin n. Thin loosely-woven cloth, orig. For wrapping butter.

Butterscotch n. Brittle toffee made from butter, brown sugar, etc.

Buttery1 n. (pl. -ies) food store, esp. In a college; snack-bar etc. [related to *butt4]

Buttery2 adj. Like or containing butter.

Buttock n. 1 each of the two fleshy protuberances at the rear of the human trunk. 2 corresponding part of an animal. [butt ridge]

Button —n. 1 small disc etc. Sewn to a garment as a fastener or worn as an ornament. 2 small round knob etc. Pressed to operate electronic equipment. —v. = button up 1.  button up 1 fasten with buttons. 2 colloq. Complete satisfactorily. 3 colloq. Be silent. [french from germanic]

Buttonhole —n. 1 slit in cloth for a button. 2 flower etc. Worn in a lapel buttonhole. —v. (-ling) colloq. Accost and detain (a reluctant listener).

Button mushroom n. Young unopened mushroom.

Buttress —n. 1 projecting support built against a wall. 2 source of help etc. —v. (often foll. By up) 1 support with a buttress. 2 support by argument etc. (buttressed by facts). [related to *butt1]

Butty n. (pl. -ies) n.engl. Sandwich. [from *butter]

Butyl n. The univalent alkyl radical c4h9. [latin butyrum *butter] Buxom adj. (esp. Of a woman) plump and rosy; busty. [earlier = pliant: related to *bow2]

Buy —v. (buys, buying; past and past part. Bought) 1 a obtain for money etc. B serve to obtain (money can't buy happiness; the best that money can buy). 2 a procure by bribery etc. B bribe. 3 get by sacrifice etc. 4 slang believe in, accept. 5 be a buyer for a store etc. —n. Colloq. Purchase.  buy in buy a stock of. Buy into pay for a share in (an enterprise). Buy off pay to get rid of. Buy oneself out obtain one's release (esp. From the armed services) by payment. Buy out pay (a person) for ownership, an interest, etc. Buy up 1 buy as much as possible of. 2 absorb (a firm etc.) By purchase. [old english]

Buyer n. 1 person employed to purchase stock for a large store etc. 2 purchaser, customer.

Buyer's market n. (also buyers' market) trading conditions favourable to buyers.

Buyout n. Purchase of a controlling share in a company etc.

Buzz —n. 1 hum of a bee etc. 2 sound of a buzzer. 3 a low murmur as of conversation. B stir; hurried activity (buzz of excitement). 4 slang telephone call. 5 slang thrill. —v. 1 hum. 2 a summon with a buzzer. B slang telephone. 3 a (often foll. By about) move busily. B (of a place) appear busy or full of excitement.  buzz off slang go or hurry away. [imitative]

Buzzard n. Large bird of the hawk family. [latin buteo falcon]

Buzzer n. Electrical buzzing device as a signal.

heheh butt

[propertyexperttips]

Builder Promises and Fraud | Legal Analysis - How to take Legal Action? | कैसे बचें बिल्डर धोके से

Once in a while we hear a friend or a colleague speak about a “builder” scam and how a certain someone is stuck in it or has been conned. Several local dailies often speak about it and buyers often feel nervous when indulging in a purchase decision. Real Estate scams range from legal frauds to promises of freebies.

frauds, builders, scam, India, real estate

Here is a list of 5 common frauds by builders:

Fake Promises

This is the most common type of fraud wherein a builder does not live up to the promises he/she makes when the purchase is made. These typical promises include date of handover of possession of the house, % of returns, freebies and so on. The most famous one highlighted earlier by the media was the case of a Gurgoan based real estate developer promising 12% returns on the invested money until possession. He embezzled over 700 investors for an amount worth more than Rs. 1,000 crores. He gave them cheques which would bounce. We have also seen cases of real estate developers who have lived up to their promises too.

Cheating over Titles and Conveyance

This happens mostly to innocent buyers who are investing their hard earned savings towards their dream home. It is undertaken by builders and individual sellers who duplicate title deeds of properties under dispute and sell them to innocent buyers. By the time the buyer realizes this, the seller is out of site.

Several builders after completion often refuse to provide the conveyance certificate. The apartment managing committee in such cases must raise a complaint and seek a deemed conveyance or they can be in some major trouble.

Rental Returns Trap

This is a marketing gimmick undertaken by builders wherein they claim to offer assured returns if the property is rented out. This fraud is undertaken to lure those who are purchasing a property as a means of investment. Builders tend to create fake rental listings of their property as well to bait buyers. In reality, post purchase when the property does not attract any rental inquiries, the buyer is left in a lurch as he/she as no one but themselves to blame for the same.

Purposeful Delays

As much as a builder may say that there is scarcity of raw materials or he/she is awaiting certain approvals, in reality they may just be bluffing. A well-known builder who is making luxury homes in the posh locality of Juhu in Mumbai has delayed one of his projects for more than 3 years. Not only that, the property is still under construction. One may wonder why a builder would do this. The simplest answer is that he/she wants the property to be fully booked. Another being that the builder probably is pooling money from one project to another. There have been several instances wherein builders have delivered the properties on time as well.

Untimely approvals

Builders at times procrastinate seeking approvals and sanctions for various connections like electricity connection, water connection and so on. So what happens to a buyer in such case? Well, you have a house without electricity and water connection. Quite useless isn’t it? Unauthorized layouts, land use violations, etc are more serious approval offences that builders often take advantage of.

These kind of issues can be freely and privately discussed on the forum of your apartment management software. If you or someone who you know has been conned in any of the above 5 ways, then do mention about the same in the comments below. Let us become more aware about how dishonest builders can con innocent buyers and also not let them tarnish the image of the honest builders too!

BUILDERS FRAUDS INDIA REAL ESTATE SCAM

[pixiemunsons]

hiii what about steve harrington x reader where steve with all of the girls he slept before he can't manage to cum -like he only cums when he's alone and like it feels kinda humiliating to him to cum in front of someone bc he's really noisy and it's reader's first time and she manage to make him cum 👀

stop the world (i wanna get off with you) sh

stevie learns that sometimes, you just gotta let go (3.1k words)

anon i'm so sorry i missed the part where u said first time however it is their first time together. my first steve fic!! also don't usually write dom!reader so v new for me. thank u for requesting<3 this is set sort of between s2 and 3

light sub!steve/dom!reader, caretaking, handjobs, vulnerable/embarrassed steve, mentions of him sleeping w other girls but no jealousy, first orgasm w a partner, p in v sex, gentle sex, lots of sweet talking and reassurance, this is a very sweet little thing w very very little angst. no use of y/n or appearance description. no spoilers

‘sorry, can you say that again?’

steve blushed bright red, running a hand through his messy hair as you stared at him, wide mouthed.

‘baby, please, it’s so humiliating!’ he threw his head back into the pillow, hiding his hot face in his hands, and it took almost all of your strength to gently prise his fingers away from his eyes.

‘no, s’not. just wanna make sure i heard you properly.’

steve sighed deeply, looking at you tentatively.

‘no one else has ever been able to make me cum before, just myself. happy now?’

───

when king steve harrington had first asked you on a date, you thought he was joking. you’d barely ever spoken at school; helped him get through a bio test once when he was in junior year and you were a sophomore taking an advanced class, but outside of that, you’d barely interacted. 

that is, until you had nipped over to jonathan byers’ house to drop him and his mother a tray of mac and cheese and ask how the search for will was going and had found him, nancy and steve beating the shit out of an alien.

it had all sort of snowballed from there, really. nancy and steve started dating again not long after the incident, before she bounced on over to byers, and while you were really happy for your friends, it had been you that was left to pick up the broken pieces of steve harrington’s heart. well, you and the ragtag bunch of thirteen-year-olds that you had sort of acquired over time. you learnt a lot about steve over the months you spent together; he was a serial dater, though they never seemed to go anywhere - despite the girls seemingly chasing him for weeks after he’d turned them down. he loved ice cream and cheesy rom-coms and the songs from west side story. steve harrington liked driving the kids around, even when he denied it, and listening to dustin talk about d&d, and so it turned out, he really, really liked you.

he’d asked you to go on three dates before you started to believe that he really wanted you like that, and even then he’d had to ask twice more before you agreed to go. you had heard he was a bit of a fuck ‘em and chuck ‘em kinda guy, and the dynamic you’d built up wasn’t something you were willing to ruin for a quick fumble; even if you had heard that said fumbles were nothing short of magnificent. he’d done things properly though; picked you up and opened the car door for you, told your mother he’d have you home on time, taken you to enzo’s, the nicest place in town. he’d made you laugh with his stories all night, ignoring the way other patrons looked at you, and when you reached for the cheque at the end of the night he had brushed you off as if you asking was an insult in and of itself. and then he’d taken you home fifteen minutes before curfew and asked you permission before pressing a chaste kiss to your lips, driving away and leaving you leaning breathless against your front door.

being with steve was a lot different to how you expected it might be. it was just like before, really, doing everything together like best friends. but you caught the way he looked at you now, really looked at you like no one else did. saw how he took in every scar, every mark and cherished it, loved it as a part of you. and even though you hadn’t quite said those words yet, hadn’t quite taken it there, you knew it was true for both of you. there were other things about steve that you hadn’t expected, either; how his room was still the blue colour he’d painted it at twelve, how he could cook a really decent spaghetti. and how, five months into your relationship, he’d never taken it further than making out.

you hadn’t intended to get onto the conversation. you were just talking about how tommy and carol were hooking up again even after their latest break up, and steve had said he thought tommy was dating paula morgan from their graduating class, and about how steve’d gone on a date with her once and she’d left a hickey so big he had to tell his folks he got hit with a volleyball in gym. you knew there was a reason paula kept giving you the shit-eye when you went into the grocery store where she worked. 

‘tellin’ you, i got off lucky! danny rogers, you know from the year above me? he told me once that she gave him a handy and twisted it so hard he was bruised for weeks! scared me off of her for life.’

you laughed, half thinking as he spoke. he had hooked up with loads of girls at school, you knew that, but the more you two spoke about your histories the more you were finding out; secret rendezvous' with girls under the bleachers, in the back of his car. he’d even confessed that he let sheila richards give him a blowjob in mr davies’ empty maths classroom. but it’d been months and the most the two of you had done was heavy petting over the clothes and making out before he’d push you gently away to get back to whatever movie you’d rented that weekend, even if you could feel how hard he was under his jeans. you hadn’t really meant to bring it up at that point, but surely it was better to tell him how you were feeling?

so you’d asked what was going on, and he’d stared at you for so long you thought you might burst into flames of embarrassment, desperately worried you’d said the wrong thing, when he came out with a whisper so tiny you almost didn’t hear it.

almost.

───

‘but-but what about all the other girls? you’ve been getting it left right and centre by every girl in your year, and i’ve certainly never heard any of them complaining.’

steve looked at you and drew a deep breath, shrugging his shoulders.

‘no, babe, they’ve been getting it from me. i mean, i’ve had a few… favours, but i’ve just never, like, finished. i find an excuse, like that i can hear someone coming or whatever, and then i go home and… sort myself out.’

‘so, you can come? just not when other people try?’

he nodded his head, seemingly more calm now that it was out there in the open.

‘is it a physical thing, you think? or a mental block?’

steve shrugged his shoulders again.

‘bit of both, maybe? i think part of it is that i’ve never been that bothered about cumming? i know it sounds silly, but i’m not usually in the sex for myself, and when you end up with a reputation like mine, you gotta find a way of keepin’ it up. so i just do what i need’a do to get her there, then deal with myself later.’ he felt silly now that he said it aloud, wringing his fingers in front of him. it had been part of the reason he’d never moved on you; he was too worried you’d think he didn’t find you attractive, didn’t want you, and the thought killed him.

‘you ever fucked someone you really care about, before, stevie? who really cares about you?’

he looked up at the change of tone in your voice, and saw that you were climbing up his body so your faces were level. he was going red again, gulping as you leaned down over him.

’n-no? never.’

you cocked your head to the side, frowning. ‘what about nance?’ steve shook his head solemnly.

‘no, w-we never… what are you doing, babe?’ he asked as you crawled onto his lap, thighs now either side of his hips.

‘stevie, i think the reason you were never bothered is because they weren’t. they just wanted to fuck the king, have a piece of him. but i don’t want the king.’ you laid a soft kiss on his lips, smiling as you pulled away and steve followed you for more. ‘i want steve harrington. and i wanna make him feel good. y’gonna let me do that?’ you were almost purring, playing with the hem of his t-shirt, and steve couldn’t even find the words to express how he felt other than god, baby, yes please.

you started by kissing him real, real slow. moved your lips over his languidly, tongue running gently over the seam of his lips in soft, caressing strokes that had his head spinning and his chin jutting forward for more. his mouth opened, and you slipped yourself in, running your tongue over his own. steve moaned gently into the kiss, grinding his hips up into yours, and you pushed them back down gently.

‘not yet, baby, tryna make this good for you. just calm down, take it slow. we got all the time in the world.’ he hummed against your mouth, settling his hips down while his hands explored your body slowly. you sat with him like this for a little while; one hand playing with his hair whilst the other sat on his stomach, pressing tender smooches to his lips, his nose, his cheeks, ears, forehead, eyes, until eventually you worked a trail of lip gloss down his neck. your teeth came out at the base of his throat, only gently, marking him inconspicuously as yours, and he almost whimpered under you.

it wasn’t often that you took your time with steve. it was hard to show your appreciation for him sexually when he was always resisting, refusing to let you in. so you were definitely having a lot of fun taking your time tonight. you stripped him of his t-shirt, straddling his hips and feeling his hard cock pressed against you through both of your jeans as you leant forward. your lips shifted from his neck to his chest, nipping at his collarbones as you moved down his stomach.

‘stevie, y’ so pretty,’ you whispered from his happy trail, nose nudging at the curls that lay there as he whined under you.

‘you’re so beautiful, babe, so gorgeous.’ his hand dropped from his chest to your face, stroking at your cheek gently with a thumb. you turned to kiss his fingertips gently, and he moaned when you took the very tip of his index finger into your mouth and sucked gently.

‘’m gonna get you all ready for me, stevie, use my hand and get you worked up, then i’m gonna get on top like you like it and make you feel good. no pressure, if y’can’t cum it’s all good, we’ll just try again when you’re ready. i jus’ want you to know you’re safe with me, nothin’ bad’s gonna happen, i’m gonna take good care of you, yeah?’ you were running your fingers over the top of his jeans, dipping into his boxers ever so gently, and he nodded, fingers grabbing for your t-shirt.

‘yeah, but can you take this off, too? please? don’t wanna be the only one sat here naked,’ he half-chuckled, half-moaned when you stripped the garment away, bra following so you were clad in your jeans alone.

‘can you go in the drawer, babe, get the lube please?’ you asked sweetly, and he passed it down with a kiss pressed to the top of your head. you manoeuvred your position so you were sat facing steve, his face level with your boobs as you straddled his thighs, giving you enough room to pull him out of his jeans and boxers. and, wow, was he hard. and big. his red tip was leaking, almost painful looking, and you pumped some of the lube into your right hand before rubbing it together in your palm, warming it up. he let out a hiss when you finally made contact, hips bucking up into your palm. you simply eased him back down again, pressing a kiss to the bicep of his right arm.

‘shh, baby, i said i got you. how do you usually like it?’

steve cocked his head to the side, blushing red. ‘what do you mean?’

‘you said you make yourself cum,’ you grabbed his hand, guiding it on top of yours. ‘so show me how you do that. maybe it’ll help you relax a little.’ he was nervous, you could tell, so you kissed him gently on the mouth, nodding gently to encourage him. slowly, his hand tightened your own around his cock, moving at a much slower pace than you anticipated he’d like. not that you minded; having him show you how intimately, gently, he liked to be touched was getting you wet, and it was taking a lot to keep your mind on the task quite literally at hand.

steve removed his hand once you seemed to be getting the hang of it, letting his head flop back against the pillows behind him.

‘o-oh, baby, just like that,’ he was writhing under you, leg bouncing up between your thighs in a way that made them clench. steve noticed, reaching out to touch you, but you carefully brushed his hand away.

‘not right now, stevie. we’re gonna think about you for now, we can worry about me later, ’s okay,’ you whispered up at him, flicking your thumb over the very head of him and watching as his head dropped back once more, eyes rolling into his head.

‘f-fuck, that’s so… fuck.’ he seemed to be relaxing, finally, letting you make him feel like he deserved for the first time.

‘you’re doin’ so good f’me, babe. such a good boy,’ you hummed, and steve’s fingers were white knuckled and wound into the bedsheets. he moaned, high-pitched and needy, and the sound went right between your legs.

‘’m gonna c-cum, babe, fuck, stop,’ he whimpered, and you cocked an eyebrow.

‘why stop? everything okay?’

‘wanna- fuck, wanna cum in you.’ his words sent a shiver down your spine, and you swallowed the moan making its way to the surface.

‘you sure? you won’t lose it if i stop now?’

steve shook his head vehemently, pushing your hand away from his leaking cock and reaching to undo your jeans, yanking them down to your knees. you leant forward to kiss him, gently pushing his arms back to his sides.

‘there’s no rush, steve, we can take our time. here, keep touching yourself f’me. there you go baby, just like that.’ you stripped yourself slowly, pushing your lace underwear down your hips and kicking them off with your jeans so you were bare in front of him. you’d usually be nervous, first time a boy saw you like that, but steve? he was something different. his hand was pumping up and down his cock just like he’d shown you he liked it, eyelids drooping as he revered your naked form above him.

‘want me on top? or d’you wanna do it?’

steve groaned again. he had no idea how he’d managed to swing you, but right now, he definitely wasn’t complaining. ‘can you do it, babe, please?’

his puppy dog eyes were so disarming, so loving, you couldn’t help but to lean forward and run a thumb over his lips, watching as he ran the very tip of his tongue over the pad of your digit.

‘i just want you to know that there’s no pressure, honey. if it doesn’t happen, we don’t force it, we try until you wanna stop and then we try another time, okay?’ the concern in your eyes had him almost in tears, so he just nodded as you lowered yourself onto him for the first time.

the sting was uncomfortable but not unwelcome, his thick cock stretching you out just enough for it to hurt whilst still feeling good. you moaned together when you finally had him all the way down to his thick base, buried so deep you could feel it everywhere.

‘’m not gonna last long, sweetheart,’ steve grunted, hips meeting yours mid-thrust and you couldn’t bring yourself to stop him, not when he was bumping up against a spot that had you seeing stars.

‘stevie, so good, so fuckin’ big and perfect for me,’ you were half-crying on his cock, trying to keep a rhythm going.

‘where d’you - fuck - want it? s’comin’ babe,’ steve was grunting through gritted teeth, and you just had time to cry out ‘stomach, shit’ when he was pulling out, head poking out from his hand as he fisted his cock, warm splashes of cum spurting out to paint your tummy.

‘oh baby, oh my love, fuck, so good!’ steve was almost shouting through his orgasm from under you, and he was the most beautiful person you’d ever met. head thrown back, hair messy, chest red and mouth forming an o as he rode his orgasm out in his hand. you were still hovering above him, up on your knees, when he covered his face with his hands once more.

‘stevie, what’s wrong?’ you asked, worried you’d taken it too far. he peeked out from between his fingers, eyeing you.

‘that was so loud, s'embarrassing,’ he whispered, and you pulled his hands from his face like you had not half an hour earlier.

‘you kidding? that was so hot!’

‘shut up, don’t be a dick.’

‘steve, i’m being serious!’ he peered over at you, intrigued, as you started ranting. ‘fuck, i can’t believe i’m the first person to see you like that! i mean, i’m glad i was, because holy shit, that was a religious fucking experience!’ the look of wonder on your face soon became something a little more teasing. ‘i can’t wait to make you do that again.’

it was your turn to be surprised when steve looped his arms around your thighs, yanking you forward so you were still on your knees, now situated with your pussy directly over his mouth. a smirk spread across steve’s face at the look of wonder on your own.

‘well, not right now, you won’t sweetheart.’

he pressed a trail of kisses down your right inner thigh, short nails scraping at the skin of your ass.

‘you’ve shown me what a good job you can do. now it’s time to show you what i’m famous for, baby.’

[late-to-the-party-81]

La Luna (1)

A/N: Back in mid 2021, when I was putting together my writing inspiration playlist, this song (La Luna by Belinda Carlisle) screamed pre-serum Stucky to me. It’s taken me a while to get around to writing it (and it has ended up as a two-shot), but finally here it is, with fluff, angst and some smut (so over 18’s only please). Enjoy the romance.

Thanks to @lookiamtrying for the Beta and @firefly-graphics for the wonderful dividers.

Thanks also to the Thot Neighbourhood Discord Server for sharing their experiences of working in the retail industry. Mood board by me, but the credits for the photos belong to those that took them.

This also counts as my second entry to mine and @yarnforbrains #AllNew22 challenge. Dialogue prompt is emboldened.

Please check out my master list

Note - dialogue in italics indicates characters are talking in French. Dialogue in normal font is in English. Other italicised words are to show emphasis.

Word Count: 4k

Pairing: Pre-Serum Artist! Steve/Pre Serum Writer! Bucky

CW: Age gap (Bucky early-mid 20’s, Steve late 20’s/early 30’s), love at first sight, fast burn, sexual content, idiots in love.

Chapter 1

It was early September as James ‘Bucky’ Barnes reached up to grab his backpack and holdall from the luggage rack, as the train came to a stop in Marseille. It was just after 8pm as he made his way out of the Cours Saint-Louis station and walked down La Canebière towards the waterfront. He’d arrived in France three weeks ago, in the middle of August, landing at Charles de Gaul just outside Paris. Since then he’d spent 2-3 days in a place before catching the train onto somewhere new.

For the first time in his life (okay, he was only 24, but still) he was the one making the rules. Going where he wanted and doing what he wanted, and it was a glorious feeling. He’d graduated from NYU back at the beginning of the summer and thrown himself into part-time work to support himself as he tried to write his first novel. However, it had soon become apparent that that was easier said than done. First off, he’d hated being a barista, a restaurant bus-boy and a retail clerk, and secondly, with very little life experience, how was he going to get inspiration for a great story? He’d been lamenting this to his grandmother at the beginning of August and then the next thing he knew he had a cheque from her in the mail for $5,000 telling him to go on an adventure.

So, here he was.

On an adventure.

Just like Bilbo Baggins.

He knew that he should really go and find the youth hostel and get a bed sorted, but he just wanted to go and have a walk along by the water first. It was a clear evening, and, because it was the south coast of France, fairly warm. The stars were coming out, sparkling like diamonds trapped in navy blue fabric. Light spilled out onto the pavement from small cafes and restaurants. It was magical and exciting and-

Oomph!

Bucky turned as he felt his shoulder bounce off of someone.

“Excusez-moi, s’il vous plaît!”

He put out his hand to steady the stranger as the apology rolled off his tongue, some of the very limited French he actually knew. The man in front of him was of a slim build, slightly shorter than Bucky, but also a bit older. He had sandy blond hair that flopped over his forehead and bright blue eyes, flecked with green. Bucky was entranced; the man was beautiful. Then the man chuckled. A sound, much deeper than Bucky could have imagined from such a slight frame, which rolled like molasses over him.

“I think you need to work on your accent. That was appalling.”

American. The man was American. And hang-on…

“New York!”

The words tumbled out of his mouth without thought.

“Umm, me too. I mean…Umm.”

Another chuckle. The man steered him to the side, out of the middle of the pavement with a gentle hand on his upper arm.

“Eloquent, ain’t ya?”

Bucky rubbed the back of his head in embarrassment and let out a deep breath.

“Let me try that again. Sorry for bumping into you. I’m James, erm…Bucky. From Brooklyn, New York.”

“Okay, James Erm Bucky. I’m Steve, and weirdly, I’m also from Brooklyn. What are the chances?”

They stood in silence for a moment, against the harbour wall of the Quai des Belges, the sound of the waves lapping against the boats moored there.

“Well, erm, nice meeting you Steve, although sorry again for bumping into you. I really ought to go and book into the hostel and…”

“You’re newly arrived?”

“In Marseille? Yes, fresh off the train thirty minutes ago.”

“Wow. Look, I know we just met and everything, but if the rest of your French is as good as your apology to me, you might need my help. How about I show you around?”

“That would, erm, be great. But I don’t want to disrupt your evening or anything. I’ve delayed you from wherever you were heading already.”

“Absolutely James…”

“Bucky, yeah, most folk call me Bucky.”

“Okay, Bucky. I was just on my way out to eat anyway. Fancied getting away from my apartment tonight. Come on!”

Steve smiled broadly at him and Bucky grinned back. It took all of his self-control to draw his eyes away from Steve’s, how he could see the full moon reflected in them. He’d never felt such a visceral attraction to someone ever before. Steve started to walk down the pavement, and Bucky followed in his wake, before jogging to be side by side with him.

“So, do you live here then? You said you had an apartment.”

“Yeah, I moved here a few years ago. I’m an artist, and I thought coming to this part of the world would help my muse. As a kid I wanted to see Europe, and from here, it’s easy to get to Italy, Spain and Switzerland. My apartment isn’t big, but it’s enough, and the light is great. And when the weather is good I just set myself up along the seafront. It’s so relaxed here. So, what about you? Holiday on your own?”

“Sort-of.”

Bucky went on to tell him about wanting to be a writer, and his jobs and his grandma. Steve laughed when he recounted some of the stories from his failed jobs.

“I couldn’t help it Steve, he unlocked his phone and passed it to me to sort out the blue-tooth connection and this gay porn just started playing, and all I could think to say was “Oh I’ve seen this one, there’s a really good bit coming up…”"

At this Steve let out a full belly laugh, stopping to lean against a lamp post, as he clutched his chest in amusement, and wiped tears from his eyes.

“Oh god, I can’t believe you said that!”

“Me, either!”

“I hope you’ve more of those stories! Maybe you can weave some into your novel - you told that really well…ah-ha, here we are.”

Steve stopped them both outside a small, simple looking restaurant. Wooden chairs and tables, candles on them, dripping onto checked tablecloths. Quiet and intimate looking. Steve was already inside, talking to the maitre-de and Bucky felt his mouth go dry. Steve might not be the tallest of men, but there was no denying his charisma and how attractive he was. Bucky took the opportunity to study him in a better light. Slim fit navy jeans, a burgundy knitted sweater over a light blue button-down, the collar poking out of the neckline of the sweater. He also had a mid-brown leather jacket over the top. To put it simply, he was stunning.

“C’mon Buck, they’ve got a table for us near the back.”

Oh that smile!

The waiter led them to the small table and passed them the menus and wine list. He rattled off something to Steve, too fast for Bucky to translate, who responded with an impeccable accent, and then left them to make their selections.

In Bucky’s eyes their meal together was magical. They found out that they had grown up only a few blocks from each other, but as Steve was 6 years older than him, they had never run in the same circles. However, it was interesting to find out the places that they both knew and trying to work out if they had any mutual acquaintances. They lingered over coffees, debating the merits and flaws of both the Mets and the Yankees, disagreeing with each other in a jovial way. It was also clear, as the staff cleared away the last of the plates and cups, that neither of them were ready for the evening to end.

“Fancy another walk around Bucky? I think you’ll really like the ambience of Marseille at night.”

“Absolutely Steve, that sounds great.”

Oh god, thought Bucky, I must sound so needy and over enthusiastic.

However, the winning smile Steve sent his way more than calmed his embarrassment, even if not his nerves. After a quick scuffle over the bill, when Bucky insisted on paying his share, and Steve, finally, grumpily agreed, they went back out into the night, the sky now fully dark, the moon high and full, and the stars shining brightly.

They walked along, side by side, both with their hands in their pockets, but so close their arms kept brushing against each other. The tension between them was palpable. Steve led them back to the harbour front. A small street band had set up, and a few couples had started to dance to it in the street, caught up in the romantic ambience. Bucky smiled as he watched them, the dancer’s shadows moving under the streetlights as they twisted and turned. They stopped to watch, leaning against the harbour wall again. Steve hummed along to the music and bobbed his head, actions that Bucky found entirely endearing.

Movement out of the corner of his eye distracted him and he turned his head to look at the boats, swaying back and forth and he couldn’t keep in a small giggle. Steve’s eyes blinked open as he dragged himself back from the music and looked quizzically at the younger man. In return Bucky pointed out towards the water.

“Look, the boats are dancing too.”

Steve chuckled then, nudging his shoulder against Bucky’s, who, without thinking, slouched down and dropped his head down to rest on Steve. He only really realised he’d done it when he felt Steve’s arm come up to wrap across his back and hold him in close. Bucky had never felt so comfortable with someone so quickly before. He should have been worried by it, but he wasn’t. It just felt so right being here with Steve, even though they’d only known each other less than three hours.

Bucky didn’t know how long they stood there, watching the dancers and listening to the music, but it felt so natural when Steve’s fingers brushed against his chin, turning his head and tilting it up.

“Please tell me I’m not reading this wrong…”

His breath was warm on Bucky’s face, his eyes flickering in the streetlight.

“No, you’re not…”

Steve’s lips slanted across Bucky’s and kissed him, slow and deep. His hands, slightly calloused, cupped Bucky’s face and despite the younger man being slightly taller, he ended up having to hang onto Steve’s jacket to stop his legs giving out. Steve’s tongue slid over the seam of his lips, a wordless entreaty for entry, and Bucky acquiesced with a moan, his head spinning at the feel of Steve dominating his mouth, tasting him.

When Steve pulled back, Bucky looked down at him through hooded eyes, and he just knew he had the goofiest smile on his face.

“I just want you to know, I don’t usually do this. Don’t want you to think I’m a slut.”

Steve smiled back at him.

“I don’t think you are. And this is new for me as well. I don’t make a habit of seducing delectable young men. But there’s something about you Bucky. I feel it here in my chest.”

“I feel it too.”

Steve dropped another kiss, albeit brief, to Bucky’s lips, then intertwined their fingers and set off down the pavement at a fast past. Bucky laughed as he tried to keep up, his backpack jumping against his shoulders and his holdall swinging in his free hand. As they turned down a side street Bucky was taken aback as Steve pushed him up against the wall and tugged him down with a hand on the back of his neck for another kiss, this one hungrier than the first. When Steve bit down on his lower lip, Bucky let out a needy whimper.

“God, you’re delicious Bucky.”

There was an almost feral look in Steve’s eyes, like he wanted to devour Bucky whole, and Bucky was ready to lay down naked, with an all-you-can-eat buffet sign on his head. Steve continued to drag him down the street, finally stopping at a small wooden door. He let go of Bucky’s hand so he could find his keys and wrestle the door open. When they got inside the entrance hallway, Steve led him up a set of creaky stairs, to the third floor. As they reached the top Steve stopped a step ahead and took advantage of the height difference to kiss Bucky hungrily again.

Bucky was still reeling from it when Steve finally dragged him through his apartment door. There were two ‘thuds’ as he dropped his holdall and slid his backpack off his shoulder. Steve hands pressed onto his chest, before travelling up to his collarbone and pushing his jacket off his shoulders. Bucky returned the favour before they were kissing again, a kiss that was only broken as Steve tugged Bucky’s t-shirt over his head, and his jumper over his own. Bucky fingers worked at the buttons of Steve’s shirt, more nimbly than he thought possible. At the same time, Steve was walking him backwards towards the bed.

When the backs of his knees came into contact with the mattress, Bucky sat down. Steve moved to stand between his thighs, once again looking down at him and making Bucky feel like the small one. To steady his thoughts, Bucky pressed light kisses to Steve’s chest and collar bone, his small pink nipples, and every freckle he could find. At the same time his hands worked on Steve’s belt buckle and then his flies. Steve shed himself of the cumbersome fabric, before giving Bucky a light push on his shoulder, to make him lie down.

His brown hair flopping over his face. The only light in the room was the moonlight coming through the window, but it was enough for him to see the angles of Steve’s face as he hovered over his body, kissing his way down. Bucky wriggled one moment to help Steve remove his jeans and then next he fisted his hands into the thin sheets as a pair of warm lips travelled over his clothed cock, forcing an exclamation from him.

“Fuuuuck me…”

He felt Steve smile against him.

“That’s the eventual plan, baby, if you’re good with that. But for now, I just wanna love on you. Love on this perfect body, and”, his fingers curled around the waistband of Bucky’s underwear and he pulled them down as Bucky lifted his hips instinctively, “mmmm, this perfect cock. Gonna let me treat you right, doll?”

Steve’s lips retraced their previous path, but this time there was no fabric in the way. Bucky was sure his brain was misfiring. The only uncertainty he’d had about this was over how Steve wanted to do this. Sure Bucky had topped a few times, but he had to be in the right frame of mind. The fact that Steve wanted to fuck him made his already half-hard dick immediately swell to fullness.

“Hmmm, seems you are good with that plan.”

Steve stroked the pad of his forefinger up and down Bucky’s velvety length, watching as it twitched and jerked. He then gently wrapped his hand around it and gave a few slow jerks, before rubbing his thumb over the tip, making Bucky shudder. If that wasn’t enough, the next thing Bucky knew, Steve had sealed his mouth over the head, suckling on it and lathing it with his tongue. A small cry left his throat, followed by a moan, as Steve hummed around him. Bucky thought he was in heaven, a wet and warm heaven created by Steve’s sinful mouth, but he ascended even higher when Steven engulfed him further.

Steve let his saliva pool and leak out the side of his mouth, easing the glide where he continued to jerk at the base of the cock he was worshiping. With his free hand he held down Bucky’s hip with a surprisingly strong hold, and that display of unexpected strength did things to Bucky. He was writhing and moaning as Steve played him like an instrument, his words almost incoherent except for Steve’s name which he chanted like a prayer.

He felt his orgasm bubbling up through him, like it was starting in his toes. He could still hear the faint sounds of the street band coming through the window, and the whole experience of the last few hours was so overwhelming that Bucky just surrendered to it all.

“SteveSteveSteve…oh god…gonna…gonna cum…oh fuck!”

To his surprise, Steve didn’t pull away, just sank down further, swallowing around Bucky’s cock, almost massaging it.

Bucky came with an unearthly cry, everything in front of his eyes blazing white, before fading straight to black as he shot rope after rope of his release into Steve’s throat. It took a few moments for his brain to come back on line, but he felt Steve kissing his way back up his body, until the smaller man was straddling his hips and kissing him deeply. Bucky kissed the taste of himself out of Steve’s mouth and it was filthy and delicious. His softening cock tried valiantly to twitch, but Bucky had to admit he was really tired.

Almost as though he’d read Bucky’s mind, Steve broke the kiss and moved to lay down next him. At some point, he’d removed his underwear and Bucky found himself staring straight at one of the most amazing cocks he’d ever seen. Definitely not what he’d expected and he couldn’t help but whine when he saw it, eyes going wide.

“You must be so tired, Buck. But you ain’t gotta do a thing baby. Just lie there and look beautiful for me, yeah?”

He started to stroke his cock, fast and even, as he lay on his side Bucky. Whilst Bucky was thankful in a way for Steve’s consideration, he wanted to participate in some manner. He ran a hand up Steve’s thigh, rubbing the small hip bone with his thumb.

“You’re so gorgeous Stevie.”

His hand travelled across, covering Steve’s own where he was jerking his cock, helping Steve to stimulate himself. He watched as Steve’s eyes closed and his breathing became ragged. Turning his head, Bucky returned to placing soft kisses and nips to Steve’s chest.

“Can’t wait to be inside you Buck. Gonna make it so good for you, I promise. Shit!”

Steve bit his lip, a small moan leaving him, as he came, marking up Bucky’s abdomen with white streaks before collapsing down onto the bed, breathing hard. He turned his head, and grinned at Bucky, pressing kisses to his knuckles, where their hands were still twined together.

Bucky sighed contentedly before Steve then got up and walked through a small door, presumably into the bathroom, and returned a few moments later with a washcloth and proceeded to wipe Bucky down. They both then wriggled under the covers, naked bodies pressed close together and Bucky fell asleep to the sound of Steve’s heartbeat, as Steve stroked his hair.

It could have been awkward the next morning, but it wasn’t. Steve kissed Bucky awake sweetly before dragging him through to the small shower stall and washing him all over, caressing every inch of his skin. They returned to the bed, still damp, tumbling onto it in a tangle of limbs as Steve proceeded to kiss and touch Bucky all over, making him whimper and cry with need, before making good on his promise from the night before.

Steve’s apartment was small.

Very small.

It was one room, with a large cupboard that housed the bathroom. Or rather shower room. In the main room itself was the small bed, a set of cupboards which provided food prep and storage space, an oven, a small wooden table with two rickety chairs, a wardrobe and Steve’s art supplies. Clothes had to be taken to the laundrette, or washed by hand in the sink and hung up over the shower cubicle. No discussions had occurred between them about their living arrangement, it went unspoken that Bucky wouldn’t be checking into the youth hostel. However, the weather was turning and there would be fewer and fewer days where Steve would be able to go outside to work on his paintings, and the space was far too cramped for both of them to be there all the time. It was Steve’s work space and Bucky didn’t want to impose on that.

Additionally, the whole point of his trip for Bucky, was to gain life experience, and whilst it would be nice to lie on Steve’s bed all day, reading books and making drinks and snacks for the artist, that wasn’t going to provide him with much. So after four days of lounging and kissing and fucking, Bucky headed out with his meagre vocabulary and managed to score a little job at one of the local cafe’s, pot washing and cleaning tables. Absolutely nothing fancy, but it gave him a few euros to stick in his pocket and allowed him to people-watch in the lulls. On top of that, he was sometimes able to take leftover’s home for his and Steve’s dinner.

He’d never had a holiday romance before, and here, in this city, it was all just heightened. Steve met him outside the café nearly every day, even when it was raining. If it wasn’t then they’d walk around for a while, hand in hand, talking about this and that, getting to know each other even better. On the days he wasn’t needed to work he’d go on little solo adventures around the town, doing all the tourist spots. One day he took the train up to Aix-en-Provence, and another, along the coast to Toulon. Steve went with him on the ferry over to Les Îles, taking his sketchbook and making Bucky pose up against the archway at the entrance to the Fort de Ratonneau, causing him to giggle as he held various poses. He bought a postcard there, and on return to the small apartment, wrote it out to his grandmother.

Time flew by, and before he knew it, he’d been in Marseille, with Steve, for almost four weeks. They felt like they’d known each other forever, but it was still new and fresh and exciting at the same time. They explored each other’s bodies, finding out which spots made the other gasp and shudder in pleasure, and which spots tickled, reducing the pair of them to childish giggles.

Bucky’s language skills had also improved drastically, immersed as he now was in the local community. Michel, the cook at the café, often sent him out to pick up ingredients and, the such-like, from the local grocers and Marie, the waitress, would often tease him about Steve.

“How is your little artist today, Bucky?”

“Still short, but not little!” He responded with a mischievous wink which made the older woman laugh.

He pulled a folded piece of paper from his pocket and passed it to her to look at.

“Look what he drew over at Ratonneau!”

She ran her eyes over the sketch of Bucky smiling, turned slightly to the side and leaning against the old bricks. She studied the lines of it, the joy and emotion captured in the scratches of graphite on thick paper.

“He loves you, you know…”

Glasses clinked together violently as Bucky jolted to a stop in his tidying.

“What? Err, what?”

“He loves you. I have seen that man wallowing around in his own loneliness for over a year. Producing beautiful pictures but with no passion in them. This, however, is full of emotion, of love and desire and longing.”

She wafted the sketch in her hand in front of Bucky’s face, until he plucked it from her, folding it up and stuffing it back in his pocket.

He went through the rest of his shift in a daze. Did Steve actually love him? He knew that the artist had great affection for him, and he returned it, but love? They’d only known each other for four weeks. He kept getting the sketch out of his pocket and looking at it, trying to see what Marie had seen. When his shift finished, Steve was waiting for him, as usual. Bucky bent down for his usual kiss, but Steve was no fool.

“You okay Buck?”

“Hmmm? What? Err, yes. Just tired I guess.”

“Well let’s get you home. I made soup and will still have some of the bread we picked up yesterday afternoon.”

Bucky forced a smile across his face.

“Sounds great Steve.”

They walked back to the apartment, Steve’s arm anchored in the crook of Bucky’s and the artist told him all about the new painting he was working on. Bucky supposed he was nodding and answering in the right places, as Steve didn’t call him out, but he knew he was distracted. He remained like that all through supper, only coming out of his stupor as Steve pulled him towards the bed, kissing him like he thought tomorrow may never come, and loving him until Bucky cried under him, overwhelmed by the feelings he saw in Steve’s ocean blue eyes, and the ones in his own heart that he tried to ignore.

The middle of the night and the full moon was shining in through the windows of the apartment. Bucky slid out of the bed carefully, keeping an eye on Steve as he shifted and murmured before settling back into slumber. On the other side of the small space was Steve’s easel. A canvas sat on it, covered in a cloth. Bucky had so far respected Steve’s privacy, knowing that if he had wanted Bucky to see the piece, he would have shown him. But it called to him, a siren song. He lifted the cloth, revealing the part-finished work, and Bucky stared, stared at the rendering of himself, sat on the small bed, book in hand, sweats low on his hip and chest bare. The way his hair flopped over his forehead, and the half smile on his face. He vaguely remembered Steve sketching this, but had no idea he was turning it into an actual painting.

In every brush stroke Steve’s feelings are revealed, louder and bolder than those pencil marks Marie had seen, and Bucky was scared. Scared because they’d only just really met. Scared because he was only 24 and Steve was 30. Scared because he was on the other side of the world, away from everyone else he knows. And scared because his own heart was beating faster and as much as he wanted to run away, he also wanted to throw himself back into that bed and kiss Steve awake. He tamped that feeling down. The fear was all too encompassing.

Bucky looked at the clock, the digital display shining red and proclaiming the time as 4.30am. He pulled some clothes on, and as quickly and quietly as he could, shoved all of his easily identifiable belongings into his holdall and backpack, which had been living on the floor next to the wardrobe. He looked at Steve, lying in the bed, the sheets tangled around his legs, looking ethereal in the moonlight, and pain speared his chest. Before he ran out of the door he grabbed a scrap of paper, wrote a short note and left it propped up on the bedside table.

I’m sorry.

B

Xxx

Part 2

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