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minzbins · 2 years
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SKZ CODE MOMENTS  ►  EP.13
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444namesplus · 1 year
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Aadzax Aahbuy Aahlas Aahwis Aahyen Aahzed Aakbow Aakbox Aaklin Aaksub Aakyon Aalabs Aalbot Aaldry Aalrye Aalzho Aamexe Aamvas Aamvat Abated Abobeg Aboyou Absbus Absnow Abstil Absvex Abyabs Abybib Abyoho Abyvee Abyvie Abywag Abyyar Aceyap Achcel Achvet Achyes Ackdig Actash Actlox Addaim Adddry Addmag Adduck Adocum Adshot Adsoak Adszen Adzabs Adzaft Adzarm Adzban Adzwyn Aftmax Aftzax Ageask Agebay Agefab Ageick Agobus Agosin Ahapay Aharod Aidgel Aidyeh Aimfag Aimvan Airboi Alearm Alefad Alegun Andaby Andvau Andyea Antbin Antkey Antmag Antvie Antvow Anycaw Anycon Anyfad Apechi Apedim Apeerg Apewha Appabo Appbox Appvai Aptapt Aptarf Arcabo Arcbow Arcess Arcram Arcway Arcwis Arewaw Arfcan Arfchi Arfick Arkmid Armwas Arobot Arozee Arscaw Arswag Artaft Artbox Artqin Ashdie Ashkin Askall Askant Asksun Askyak Askyid Assrye Ateaba Ateyar Ateyow Atezap Awebay Awemix Awkaam Awkyip Awwvie Axeart Axechi Ayuvox Baabud Baalas Baawee Baawit Bacbib Bacchi Baclow Bacyon Badmun Badrod Baduck Badvas Badvia Baebus Baepad Baepix Baewye Bagaby Bagbeg Bagoak Bahnow Bahsig Bamadd Bambop Bamwis Banaah Banale Bandin Banfag Banpub Banwax Barbet Barcam Barexe Baryes Bataal Batadz Batlie Batvet Batwad Bayace Bayaye Baygal Baywiz Bedado Bedwot Bedwud Bedzoa Beewag Begwot Begyod Begzoa Benabs Benaid Benbae Benyay Betvex Betyee Bibabo Bibbit Bibexe Bidgal Bidwig Bidyam Binaam Binawe Bindim Binnow Binsny Binzed Bitdin Bitzek Bixgin Bixvoe Boabig Boazen Bogbat Bogbrr Bogcap Bogson Boibaz Boibug Boiyeh Boobow Bopace Bopbae Bophow Bopvac Bopwed Botaid
Botbee Botfin Botimu Botyen Bowexe Bowkin Bownop Bowvaw Bowzap Boxage Boxxis Boxyow Boyvar Brasac Bratil Broaak Broawe Broaxe Bropeg Brovis Brovug Brrbud Brrlaw Brrmas Brrwad Brrwag Budaro Budcon Budire Bugbaa Bugbix Bumwet Bunash Bunyon Busbox Buswis Butbug Butghi Buyvar Buyyou Byebud Byegut Byewas Cabaim Cabfan Cabmid Cabvan Camfab Camyow Cancom Canpyx Canveg Canwat Canwed Capcoo Capdam Carcot Carpen Carwee Catvau Catvie Catzoa Cawboo Cawdim Cawoff Cawrod Cawyap Celaro Celvia Chicum Chimas Cobany Cobodd Codapp Codcop Codcot Codemo Codoho Codwho Cogbid Cogdry Cogfab Cogfar Cogfat Cogthe Comark Comemo Commad Comvav Comway Conyow Conyuk Conzek Copaft Copbun Copcan Copsig Cotfat Cotpan Cotpix Cottin Cotyob Cumcaw Cumwaw Cumwok Damerg Damred Damwap Derbop Derher Deryah Derzip Dieego Dievar Dieyaw Dieyup Digape Dimgun Dindig Dinego Dinwok Dinzap Dogbin Dogkin Dryzoa Egobog Egodry Egohut Egolol Egoted Egowop Emoaba Emoact Emocod Emolay Ergwas Esscel Essvis Essyex Exybud Exywiz Exywot Fabass Fabcoo Fablay Fabyea Fabzed Fadaak Fadate Fadzek Fagaah Fagant Fagawe Fagvas Fanawk Fanbay Farboi Farvaw Farvow Faryou Fatbus Fatcam Fatcaw Fatcop Fatsac Fewmid Fewwas Fewwen Finark Fincam Finwag Finyon Fitfam Fittel Fitwan Galcog Galnef Galwon Galzho Gapdry Gapgap Gapire Gaplaw Gapvug Gapzho Gasaah Gasbid Gaspin Gaszip Gelate Gelbye Gelyou Getgun Getkin Getyar Ghiaid Ghibee Ghiboa Ghihod Ghiyee Ginpen Ginwan Goydry Goyghi Goyram Goywad Gumguy Gumnef Gungin Gunwud Gutand Gutbug Gutcap Gutgum Gutlow Gutzoa Guyaye Guybot Guypub Guyvow Hambin Hambum Hamvoe Herapp Hervis Herwha Hithit Hodbag Hogbid Hogivy Hogmad Howban Howway Hutaim Hutare Hutart Hutcel Hutgal Iaft Iapp Ibib Ichbad Ichbrr Ichcon Ichwop Ickact Imubig Imuwar Imuwok Imuyet Irebox Iremid Irenun Irewud Ivyabo Ivydry Ivyyes Iyah Jamwon Karcoo Karerg Karsun Karvar Karwho Keycar Keysun Keywos Keyyar Keyzho Kinboo Kinyok Kinyuk Lasrim Lawyar Layaid Laybaz Layhow Lieaam Liepen Linyex Lolare Lolboa Lolghi Lolpan Lolpyx Lowayu Lowmap Lowpub Lowwan Loxnow Loxpub Madcab Madhat Madsad Madyow Magbit Magodd Magred Maguck Magwan Mapmas Masand Masbah Masbop Maxbad Maxbae Midbrr Mixbix Mixfin Mixoho Mixtin Mixvai Mixveg Munaam Mungoy Munham Nefact Nefbad Nilfin Nilwog Nimsly Nimwar Nimwen Nimzoo Nopbog
Nopred Nowted Nowzig Nunvex Nunyak Nunyen Oakwap Oakyuk Oddgoy Oddred Oddwot Offlas Offwit Offyok Offzig Ohoaro Padcam Padcaw Padlox Padpyx Pandin Panwog Payark Payaww Paybam Payzig Pegapt Pegvoe Pegwho Pegzoa Pelaal Pelyet Pelzho Penire Penlay Penwad Pinage Pincan Pingun Pixwow Pixwry Poxnop Pubcon Pubimu Pyxzap Qinlol Qinmid Qinnim Ramich Redads Redcoo Redzip Rimcab Rimchi Rimdim Rodcan Rodsly Ryegin Ryezee Sacder Sacgin Sachot Sacyeh Sacyuk Sadbed Sadbut Sadnop Sadzip Senbid Senboy Sengas Senwos Sigcom Sigvex Sigwha Sigwho Sigyet Sigzax Sinads Sinzit Sitaal Sitbaa Sitbae Sitfag Sitvis Slycoo Slyich Slymas Slyvox Snyfag Snygin Sonack Sonick Sonnil Sonwed Subads Subapp Subbaa Subgap Subget Subrod Sunwiz Tedbid Tedbuy Tedego Tedich Tedmax Teegas Teless Teltee Theado Thecam Thecar Thezig Thobah Thoher Thowit Thoyon Tilvig Tilyaw Tinfew Uckqin Vacadz Vacate Vacdin Vacmad Vacwho Vaifar Vaihod Vaiwog Vanbum Vanbut Vanodd Varaim Vardig Varvie Vatbah Vatbye Vauher Vauwho Vavbop Vavbot Vavbut Vavego Vavnef Vawcam Vawfew Vawghi Vawkey Vawted Veeask Veehit Veenil Veethe Vegcop Vegnun Vegvet Vegwag Vegweb Vetgin Vexabs Vexbet Vexbrr Vexmix Vextee Vexuck Vexvau Vexyea Viabed Viaget Viatee Viazax Viecel Viefit Viegel Viesit Vigbar Vigbop Vigcod Vigted Vigyep Vimcam Vimfan Vimlas Vimwok Visbrr Visivy Visjam Visqin Visvai Voewos Vowaad Vowben Vowpub Vowsny Voxash Voxdam Vugbaz Vugvug Wadbow Wadcam Wadlin Wadoho Wadpin Waebid Waebop Waeivy Waerod Waeyew Wagbib Wagcam Waghog Wagrye Wagwan Wanaah Wanate Wanbah Wanbow Wanfad Wanmun Wanwap Wapbam Wapbaz Wapwry Warbah Warfit Waryon Wasack Wasbin Wasdin Wasyum Watlox Wawbaz Wawmag Wawwis Wawzax Waxawk Waxwet Waycog Wayder Webboo Webfat Webgas Wedsny Wedwha Weeask Weeego Weewig Wenbot Wenwoe Wetair Wetdry Wetfam Wetfew Wetgel Wetwat Whaaft Whatil Whogal Whoher
Whowap Whydim Whyvar Whywot Whyyap Wigbam Wigdig Wigher Wigwud Winbaz Wingoy Winzoo Wisaha Wisemo Wishut Wislie Witaby Witage Witbro Witvig Witwye Wityum Witzed Wizdim Woebet Wogbus Wokzax Wonick Wooadz Wooant Woowan Woowog Wopaft Wopvim Wopwye Wosabo Wosbet Wosfit Wotaft Wotmas Wotzee Wowcaw Wowvig Wowzip Wryayu Wryick Wuddam Wudfam Wudthe Wudway Wudyeh Wyeare Wyeodd Wyeyod Wynaha Wynway Wynzee Xatabb Xatban Xatghi Xisvox Yahgap Yaksun Yamgas Yamkin Yapaad Yapyob Yaract Yarego Yarire Yarwax Yarzap Yawbet Yawhat Yawsly Yawwae Yayaal Yaybam Yayyam Yayyea Yeabay Yeaben Yeafad Yeehat Yeerod Yehdry Yehyaw Yenado Yenark Yenguy Yenrye Yenzho Yenzin Yepben Yepzoa Yesaro Yesbad Yestel Yesxis Yetaba Yetawe Yetfar Yewcam Yewyes Yexcab Yexnil Yexoff Yexsub Yexvau Yiddam Yidexe Yidvox Yidvug Yinbae Yinbet Yinfag Yipboy Yipmap Yipvig Yobpay Yobzee Yodvaw Yodvis Yodwed Yodyip Yokact Yokbid Yokget Yonale Yonvau Yonzen Youago Youghi Youham Youwad Yowabo Yowfar Yukbat Yukvie Yukwha Yumdim Yumsig Yupbra Yupwiz Zagabb Zagkar Zapzin Zaxabs Zaxbib Zaxred Zaxvar Zaxzap Zeddry Zedghi Zedgut Zednop Zedvia Zedwar Zeeson Zeewae Zeewap Zekbix Zenadz Ziggal Zighod Zigvav Zigwye Zipaby Zippub Zipyee Zipyew Zipzap Zitbam Zitbro Zitich Zitlow Zitwry Zitzho Zoaado Zoaawk Zoabox Zoabro Zoavar Zooaak Zooboa Zoobun Zoopin Zoowok
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cheesecake-beech · 4 years
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😳👉👈 
Uhm
I drew some self insert hghgffghgg
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messinacalcio · 5 years
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Gabriele Restaldo di Ivrea arbitrerà Marina di Ragusa-Messina Sarà Gabriele Restaldo della sezione di Ivrea a dirigere l’incontro tra Marina di Ragusa e Messina, in programma domenica allo stadio “Aldo Campo” di Ragusa alle ore 15. A coadiuvare il direttore di gara saranno gli assistenti Giovanni Pandolfo e Antonio Codemo, entrambi della sezione di Castelfranco Veneto.
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avrm-nl · 7 years
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Spelevaren op Bereneiland
Spelevaren op Bereneiland #Defensie #FSSS
Simulator voor snelle bootjes
De instructeurs en adspirant piloten voor de Fast Raiding Interception and Special Forces Craft (FRISC) kunnen de komende maanden los op de nagelnieuwe simulator voor dit type vaartuig. (more…)
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ralphmorgan-blog1 · 7 years
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Shots rang out, and three lives collided
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Tehachapi, California (CNN)A new engagement ring adorns her finger, and fresh congratulatory balloons float in the room. But in Rachel Sheppard's hand is a reminder of the horror that also hangs in the air. It's the bullet that was cut out of her back two days earlier -- one of three that tore into her body last fall in Las Vegas.
Sheppard was one of more than 500 people injured when a gunman opened fire on the Route 91 Harvest country music festival in October. Another 58 people died. That she survived, especially since one bullet ripped into her aorta, is astonishing. That she was home less than a month later and is walking around and able to talk about it is mind-blowing -- not least of all to her.
"They said I was one of the worst critical patients," she says of the staff at Sunrise Hospital and Medical Center in Las Vegas, where she arrived by ambulance. "Nobody thought I was going to make it."
Somehow, she did. And while she's looking ahead and already planning her wedding, Sheppard is still coming to terms with how her life changed in an instant. So are two people who journeyed with her that night.
Into the unknown
A blown-up photograph, taken at the festival just hours before the shooting, is taped to the wall by her Christmas tree. In it, Sheppard smiles widely, her arm flung around a friend in a floppy-brimmed hat. She sports sunglasses and the sleeveless burgundy top that will later be soaked in blood and cut off.
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Not too far away in the crowd of 22,000 concertgoers, Jake Codemo would soon split with his two "guy trip" buddies. They wanted to grab something to eat; he insisted on staying for Jason Aldean's performance. "Come back and find me," Codemo, 30, told them.
With the first barrage of gunfire, Codemo didn't know what was happening. The second burst made it clear, and he turned to run. He hadn't gotten far when he stopped short, his eyes having caught a stranger's. Alaina Kelly stood over Sheppard's body, screaming for help.
Kelly, 23, had only met Sheppard two days earlier, even though they both live in the area of Tehachapi, California. Kelly came to the three-day festival with her parents, her siblings, a friend and their significant others. Her brother's girlfriend invited a friend, Sheppard, to join just a week before, when the group realized they had an extra ticket.
The "kids" hung out all that Sunday at their hotel pool and then at the festival.
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"I had been drinking a lot that day," Kelly says. But she remembers the first round of gunshots and then finding herself frozen after her group scattered, unharmed, and she was left behind with Sheppard.
Codemo says he never had time to think. He grabbed Sheppard under her arms, an unidentified man took her feet, and they began to run. Kelly raced alongside them. She watched as Sheppard's arms flailed about, and she held hers above her own head, hoping to protect herself from gunshots.
With another burst of fire, they all fell to the ground to take cover. The unidentified man turned his attention to a new victim, and somehow Codemo -- with or without Kelly's help, no one is sure -- darted off with Sheppard into the unknown.
"To this day, I don't know where the medical tent was," Codemo says. "We just happened to run directly to it."
The relief of making it to the tent was tempered by what followed.
'Like sitting ducks'
Nearly 6,000 miles away, Sheppard's boyfriend of more than four years, Jesse Morrow, woke in a Milan, Italy, hotel room. He'd arrived just hours earlier for work. The drill rig mechanic got a call from a friend who'd heard the news from Sheppard's friend -- the one who'd invited her to the festival.
"There was a terrorist attack," Morrow, 28, remembers his friend saying. "Rachel was one of the ones that got hit."
He'd flown to Italy the day before, with plans to propose after he returned. Now, he was frantic to reach the woman he longed to marry. Using the mobile application WhatsApp, Morrow says, he must have called her 25 times with no luck.
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She was in the medical tent where only a few people were qualified to offer help, says Codemo, who'd carried her there. The ongoing gunfire left everyone in the tent out of reach of ambulances and, he says, stranded "like sitting ducks." A man who stood by a wounded loved one inside the tent took a bullet in his back, right next to Kelly.
The tent grew hectic with screams and filled with victims and others trying to help. Some who'd been shot had people with them. Others lay bleeding alone. Some had "parts blown off," Codemo recalls. A woman lay nearby, her leg "split off at the hip."
Kelly looked around and grew hysterical. Codemo was determined to rein her in.
"Focus on Rachel!" Kelly remembers him screaming."Stay here!"
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Someone shoved an IV in Sheppard's arm, and Kelly held the bag. After Sheppard's top was cut off, Codemo removed his own shirt, using it to apply pressure to her wounds. He says he used his fingers to try to stop the blood that kept pooling beneath her left breast.
Sheppard, still awake, thought of her boyfriend. Kelly had Sheppard's purse and was asked to pull out her phone and call Morrow.
"Are you OK?" Sheppard remembers him asking.
"I don't know," she told him.
"I called him because I didn't think I was going to make it," Sheppard says. "We just kept telling each other we loved each other."
Morrow hung up and rushed to the airport for the first flight he could get.
'It's all in your head'
When an ambulance pulled up near the medical tent, Codemo and Kelly rushed Sheppard toward it. It was full, but Codemo pleaded to get on board.
"If I hold her, can we go?" he begged. "She's lost a ton of blood. ... I don't think she's got much left."
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He held her on his lap in a corner of the ambulance, hiding her face so she wouldn't see the man in front of them with a gunshot wound to his head. Kelly reached out to hold the man's hand. He was dying, and she didn't want him to feel alone.
Sheppard's breathing grew shorter, and she complained about the pain.
"I had no clue how she was alive," Codemo said. "It was confusing how she was still talking."
Sheppard credits lessons from her parents for keeping her present. As she struggled, she focused on her breath to try to stay calm.
"Deep breath in. Deep breath out. Through the nose, and out the mouth," she told herself.
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"Growing up, my dad and my mom always taught us it's all in your head," Sheppard says. "If you mentally shut down, your body will do the same."
Codemo could shield her face for only so long. Once they got to the hospital, there was no hiding the gruesome chaos. Victims in wheelchairs lined the hallways. Blood covered the floors and walls, Sheppard remembers. She cried and yelled in pain, "I can't do this!" She began to vomit blood.
The last thing she remembers before being put under was a man grabbing her face and looking her in the eyes.
"You're going to f***ing make it," he told her. "You're going to f***ing do this."
She has no idea who the man was.
Five gallons of blood
More than 240 patients poured into Sunrise Hospital's trauma center the night of October 1.
Sheppard's "injuries were very critical and of those treated as part of the (mass casualty incident), she was clearly one of the most challenging," Dr. Jeffrey Murawsky, the hospital's chief medical officer, said in a written statement to CNN.
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The tear to her aorta -- the main artery that carries blood from the heart to the rest of the body -- ran from her upper to lower abdomen and affected the blood flow for her kidneys, Murawsky explained. The surgical repair required quick precision, grafts and complicated attachments. Her liver too was torn by a bullet. And she sustained injuries to her intestines and abdominal muscles, as well as a fractured vertebra in her lower spine.
"Rachel required many units of blood and blood products and multiple surgeries to correct her injuries," Murawsky said. "They were initially severe enough to even cause her to require CPR to maintain her blood flow."
She heard that she received 40 units -- "a five-gallon bucket," she says -- of blood. A red scar runs from above her sternum, where doctors cracked open her chest, down to her pelvic bone.
For three days, her abdomen was left open so doctors could evaluate her healing, Murawsky said. Her body swelled as she lay in the ICU.
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"She looked like a baked potato," split down the middle, says Morrow, her fiancée, who rushed back from Italy to be by her side. "She was swollen so bad, her fingers looked like rolls of quarters."
Doctors predicted that she'd be in the hospital for three to six months, but she was out in 18 days. After six days in a Bakersfield, California, rehab facility, about 45 minutes northwest of where she lives, she went home.
Today, her fingers clutch the handles of an exercise machine at physical therapy, where she goes three times a week. She lost 30 pounds in the aftermath of the shooting and, with months of limited mobility, is working to strengthen her core, upper body and balance.
An X-ray picture she pulls up on her phone illustrates some of the toll on her body. Wires, crisscrossed like shoelaces, hold her sternum together. A bullet, since removed, rests near her fractured lower vertebra. Her spine now exhibits slight scoliosis, curving to favor her left side, where she took the shots.
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She emerged with a dropped right foot and a right big toe that turned "floppy," sometimes dragging and causing her to trip, she says. Using electrical stimulation and resistance bands, physical therapists are working to re-educate her muscles.
She also is still grappling with numbness and tingling sensations in her legs. The discomfort makes heavy blankets, even some clothing, unbearable. She and Morrow are relearning how to cuddle.
Other people receiving physical therapy look over at her in awe.
"This woman is amazing. I was in Vietnam, and I saw a lot of this stuff," a man getting rehab after shoulder surgery says of her injuries. "The men, of course they were boys, they would have laid there and given up."
'Why did I live?'
Determined and upbeat, strong and stoic -- that's the face she wears at therapy and most of the time. But back home, Sheppard allows herself to feel, even though she says she's all cried out.
She can't help but struggle with some survivor's guilt, and the tears fall as she explains.
"Why did I live?" she asks. "Why won't I have more injuries for the rest of my life compared to someone who was shot once? Why am I walking and others aren't?"
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Once fiercely independent, she's now terrified to be alone. Loud sounds make her jump. She scrutinizes strangers in a new way. She's also angry that she and others at the festival don't know how the mass shooting happened. She is among the many who've filed lawsuits in a desperate search for answers.
She thinks about it every day and would like to see a qualified therapist, a trauma specialist. But finding the right person to talk to in her small community -- and one who will be covered by her limited medical insurance -- hasn't worked out.
Sheppard is changed, she knows that, and so are Kelly and Codemo, the two people who were with her that horrific night. What they shared connected them forever, they say, and the three remain in close touch.
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Kelly panics in large crowds and can't listen to loud music. The sound of a passing ambulance days after the shooting sent her to the side of the road in a panic. Nightmares haunted her for a while, and she ended up dropping her collegeclasses.
But Kelly also learned about herself. She has a new understanding of what she's capable of and plans to resume classes with the aim of becoming a nurse.
"I'm a fighter and not a flighter," she says. "I definitely don't want to waste my life. I want to experience everything I can, but that's also hard because I'm scared and nervous to go to new places."
Then there's Codemo, whose contact information is saved on Sheppard's phone under the name "Jake (saved My Ass)."
Codemo, a journeyman lineman who works on electrical power lines, got home to Ventura, California, where he hugged his wife and three young daughters extra tight.
"Every day, it makes me think about life a little differently," he says of what he experienced in Las Vegas.
He lost his own father when he was pretty young and doesn't want to take anything for granted. Nor does he want to live with regrets, which is why he is now on an epic three-week trip with his wife.
They just finished hiking to the top of Mount Kilimanjaro in Tanzania, he said in a text message Monday. Next up, they are heading to the southern end of the Serengeti National Park to witness the Great Migration of wildebeest and zebra. After that, they're off to Zanzibar to scuba dive in the Indian Ocean.
"I've always been a guy who lives life in the moment," Codemo says. Now, he knows there is simply no better way.
Cheering her on
Before the shooting, Sheppard was a longtime bartender and server who hoped to build a wedding and event coordinator business. Doctors have told her it'll probably be a year before she can get back to the local Mexican restaurant, where she lifted kegs and 30-pound trays.
The walls in a corner of her living room are covered in messages from those cheering her on. There are cards from children in Las Vegas, red hearts filled with well wishes collected from a nearby fundraiser and a big poster board crowded with notes from co-workers and customers at the restaurant.
"We are all missing you like crazy around here. ... I can't wait to see you soon behind the bar singing 'Pina Colada,' " one woman said. "You are the most amazing bad ass I've ever met. I cannot wait for you to see how many people have loved and prayed for you," another wrote. "May God bless you & continue to make you stronger," said a third, ending the message with "#margaritastrong."
Taped to the large poster board is a letter written by a nurse who tended to her at the very beginning.
See the latest news and share your comments with CNN Health on Facebook and Twitter.
"I will never in my life forget you. You -- my sweet patient Rachel -- are still supposed to be on this planet," she wrote. "Take that and run. Never look back. Enjoy every second. ... Accomplish the job God has kept you here for and have a blast doing it."
Sheppard is not a religious person and can't say she necessarily believes in God. But she does believe that "things happen for a reason" and that some force was on her side that night in Vegas. She believes the prayers of others mattered.
Where all of this will take her, she doesn't know. She doesn't want to have to know. She doesn't want to promise that she'll be a leader in any sort of movement or take on the pressure to live an extraordinary, uber-accomplished life.
"People want know, 'What are you going to do now?' " she says. "I just want to do me and, at this point, focus on my healing."
She wants to breathe in, breathe out and be present.
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Where is Dad’s Money?
Where is Dad’s Money? is courtesy of: www.goldstonefinancialgroup.com Goldstone Financial Group
Imagine if, sadly, Dad dies or becomes incapacitated. You’re in charge of handling all his financial affairs, from managing his investments to putting income sources in place for Mom.
There’s just one problem: He was an old-school guy who never consolidated his assets or set up online accounts. Also, it appears he worked with different brokers and you don’t even know who they are.
What now?
Go talk to your neighbor next door, or the harried woman at work or even your millennial dog walker. Why? Because this is a common problem, and more people are working through it than you might think.
But more importantly, share your challenge with your own financial advisor. No one has a more vested interest in helping you manage assets to your best advantage. You may also learn various ways to track down and help manage your parents’ assets, and, the best part is, you don’t have to go it alone. Give us a call — we can help.
You know your dad as well as anyone. Hopefully, he kept organized financial records that are easy to find. However, because prior generations didn’t have easy access to today’s financial software and cool apps, he may not have a conveniently centralized record of his accounts, policies and important legal documents.
Naturally, you’ll want to start with his desk or a file cabinet. From there, consider these tips:
Review all the mail for statements and bills.
Look for any record of a safe deposit box — such as a bill for the rental or a key — as many people retain a safe deposit box at their local bank.
Contact your dad’s past employers to find out if they know of any pensions or retirement plans your dad held, or employer-purchased life insurance.
Check unclaimed property lists in every state where your father lived; states collect and hold unclaimed deposits and accounts.
Look for bank accounts, bonds, stocks, mutual funds, certificates of deposit, dividend or payroll checks, life insurance policies, retirement accounts, safe deposit box contents, and securities and utility deposits held by financial institutions or holding companies. 1
Assets are considered dormant or abandoned if there’s no activity in the account for a year or more. Bear in mind that if you miss out on claiming well-hidden assets, those assets may eventually become property of the state where those accounts are domiciled in a process known as escheat.2
For state searches, start at www.unclaimed.org, sponsored by the National Association of Unclaimed Property Administrators. It’s a free website that allows you to search for unclaimed property held by each state.3 You also might want to check out www.MissingMoney.com to conduct a national search.4
If you need additional help, you may consider hiring a forensic accountant. Television shows often depict forensic accountants as people who uncover offshore accounts, shell companies and other shady financial accounting practices. They are, but they also can use those clever skills to find, for example, whatever mining oil stock Dad invested in 20 years ago and conveniently forgot to tell Mom.5
Forensic accountants have the experience and knowledge necessary for conducting a thorough investigation to find accounts no one in the family knows about — not because Dad intentionally hid assets but because he was a private guy. For instance, a forensic accountant might pull an IRS transcript that shows 1099-DIVs and 1099-INTs issued to your dad at some point. These are forms that banks issue for account activity involving amounts of $10 or more. The point is, forensic accountants know all sorts of methods that you may not have considered.6
Content prepared by Kara Stefan Communications.
1 Roberta Codemo. Legal Zoom. “How to Recover Unclaimed Inheritance Money.” https://www.legalzoom.com/articles/how-to-recover-unclaimed-inheritance-money. Accessed June 24, 2019.
2 Ibid.
3 National Association of Unclaimed Property Administrators. “Start your free search for money that might be due you.” https://www.unclaimed.org. Accessed June 24, 2019.
4  MissingMoney.com. “What to expect.” http://www.MissingMoney.com. Accessed June 24, 2019.
5  Investopedia. April 25, 2019. “Forensic Accounting.” https://www.investopedia.com/terms/f/forensicaccounting.asp. Accessed June 24, 2019.
6  The Wealthy Accountant. Aug. 16, 2017. “Forensic Accounting: The High-Paying Part-Time Business.” https://wealthyaccountant.com/2017/08/16/forensic-accounting-the-high-paying-part-time-business/. Accessed June 24, 2019.
Neither our firm nor its agents or representatives may give tax or legal advice. Be sure to speak with qualified professionals about your unique situation.
We are an independent firm helping individuals create retirement strategies using a variety of insurance and investment products to custom suit their needs and objectives. This material is intended to provide general information to help you understand basic financial planning strategies and should not be construed as financial advice. All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
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thecrossfitwod · 7 years
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"Unexpected gainzzzzzzzzz 160kg Snatch Balance / OH Squat PR !!! (+5)" - Chris Codemo Try any Invictus Athlete Program for FREE: http://bit.ly/InvictusAthleteProgramFREE
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friz · 7 years
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http://www.coppadoro.it/50-coppa-doro-vince-sorpresa-veneto-marco-codemo-bis-del-ds-tiziano-pastro/
link classifiche e foto
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Milena Gabanelli da http://www.lanostratv.it
Serata Tesero 6
Serata Tesero 5
serata Tesero
Serata Tesero 1
I giovani e il lavoro – Cles
Augsburg
L’aula del Consiglio provinciale di Trento, foto http://www.walterviola.it
http://www.salto.bz
Enrico Letta, http://www.oggi.it
en.wikipedia.org
L’incrocio di Dermulo da http://maps.google.it
foto David Fontanari
http://www.sassuolo2000.it
http://www.ilmattino.it
Paolo Panebianco, presidente Associazione Comunità e coordinatore regionale Nursing Up, sindacato professioni sanitarie infermieristiche
Margherita Hack, foto http://www.tumblr.com
Carmen Noldin, assessore al volontariato Comunità Valle di Non
da sinistra Giuseppe Vergara, Mario Magnani, Paolo Panebianco
L’Ospedale Santa Chiara di Trento, http://www.wikipedia.org
I giovani e il lavoro – Cles
http://www.nocensura.com
La presentazione de “L’Italia dei democratici” alla http://www.festademocratica.it
http://www.formiche.net
I partecipanti al Festival della gioventù dell’Euregio il 20 marzo 2013 a Villa Bortolazzi. Foto su http://www.europaregion.info
Tutta la “squadra” del Partito democratico del Trentino
In Regione
Versione 3D di un tabellone elettorale
en.wikipedia.org
wikiprestiti.org
http://www.areeprotette.provincia.tn.it
italyinfo.it La Regione, senza confine a Salorno
Alla festa Anffas
Serata Tesero 2
Trentino TV – Mario Magnani
Serata Tesero 4
Serata Tesero 3
http://www.investintrentino.it
Serata a Baselga
I giovani e il lavoro – Cles
Serata a Baselga
I giovani e il lavoro – Cles
http://www.agenziefiscali.usb.it
I giovani e il lavoro – Cles
Con i candidati del Partito Democratico del Trentino in Alta Valsugana
http://www.cooperazionetrentina.it
foto di Alberto Gianera
I candidati alle primarie del 13 luglio 2013. Da sinistra Alexander Schuster, Ugo Rossi, Mauro Gilmozzi, Alessandro Olivi, Lucia Coppola
http://www.controlacrisi.org
maps.google.it
http://www.anvolt.org
http://www.trentotoday.it
da http://www.lettera43.it, foto dell’Ansa
I giovani e il lavoro – Cles
La sede dell’Ufficio Euregio di Trentino-Alto Adige-Tirolo a Bruxelles. http://www.alpeuregio.org
img 20160503 wa00001
ordine di arrivo COPPA DI SERA ES I.pdf
ordine di arrivo COPPA ORO.pdf
ORDINE PARTENZA COPPA ORO.pdf
ordine arrivo COPPA DI SERA ES II ANNO.pdf
ORDINE ARRIVO COPPA ROSA.pdf
ordine arrivo ESORDIENTI DONNE I ANNO.pdf
ordine arrivo ESORDIENTI DONNE II ANNO.pdf
Marco Codemo vince la 50esima Coppa d’oro allievi a Borgo Valsugana link classifiche e foto ordine di arrivo COPPA DI SERA ES I.pdf ordine di arrivo COPPA ORO.pdf…
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jomanila · 7 years
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Fiction Writing
Christopher Avelino I know your a lawyer I hope this message will be read by someone laws and a news to you,Mr. Right na manyakis at amoy perspiration.  Sabi ni chona kung hindi mo aaminin na ikaw si codemo.  Hindi momalalaman na sinagot kita nung college and patunay Christopher 24 K medalion ng father di naisahin ko saya akala nya religioso ako nakakatulog ako sa prayer room.  Baka lumampas pa ako sa langit pag nagprayer ako.  Aminin mo na huwag kang magsisinungaling magagalit si papa Jesus.
Tandaan mo ang lagi kung sina pagnalaman nya na wala na kami. Pag ako nilibelous talagan bakat ang itlog.
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minzbins · 2 years
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SKZ CODE MOMENTS  ►  EP.12
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messinacalcio · 6 years
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Roberto Lovison di Padova arbitrerà l’incontro Messina-Roccella L'arbitro designato per il match Messina-Roccella, valevole per la 15ma gironata del campionato di serie D, è Roberto Lovison della sezione di Padova. Assistenti Antonio Codemo e Giovanni Pandolfo di Castelfranco Veneto.
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