#[[ Neff wanted to be extra today ]]
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cosmicdreamt · 4 years ago
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"I want all of you, forever, everyday. You and me… everyday." Leave it to Kale to say something cheesy. Also leave it to him to quickly dip her into a kiss, right before handing over chocolate and a bouquet of flowers. "Happy Valentines Day, to the greatest Wifey in all the multiverse."
Valentine Quotes with a little extra flavor || @iinauras​
Leave it to Kale to constantly find new ways to get her a flustered mess. Moments like this were when she remembered just how in love with him she was. To hear him say such words, to know he meant them, it makes her so happy she could cry. 
Forever. Everyday.
It sounds perfect. At this point she wanted nothing more than to be with him - to live with him, get married, start a family - she chose HIM, and she’d never been more certain about something in her life. Arms cling to him when he kisses her, returning the gesture before accepting the treats. 
“I love you.” Her smile grows wider. “I love you!! I love you SO much!! I can’t imagine my life without you anymore. You’re absolutely wonderful and I’m the luckiest girl in this universe to be able to call you mine. You want all of me? You have it. Forever. Everyday. I’m yours.”
"Happy Valentine’s Day~”
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mycoffeeencounters-blog · 4 years ago
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How to Stop Being Insecure and Build Self-Esteem
How to Stop Being Insecure and Build Self-Esteem
Affirm your value
Prioritize your needs
Embrace the awkward
Challenge your thoughts
Keep good company
Step away
Reflect on the good
Make time for joy
Go slow
Ask for help
Recommended reading
Takeaway
It’s normal to have down days where you feel you can’t seem to do anything right. But feeling insecure about yourself all the time can take a toll on every aspect of your life, from your physical health and emotional well-being to how you perform at your job.
Not feeling good enough can be especially hazardous when it comes to your romantic relationships by making your more prone to feelings of anxiety and jealous. And it doesn’t just affect you. Research shows that self-esteem impacts both you and your partner’s relationship satisfaction.
The good news is there are ways to build up your self-esteem. While it won’t happen overnight, with the right strategies and mindset, you can take steps toward changing the way you feel about yourself.
Affirm your own value
Take inventory of everything you’re doing right. Chances are, your thoughts about yourself aren’t taking into account the hundreds of positive micro-decisions we make on a daily basis.
Remembering how you helped your neighbor with their groceries or assisted your boss during an important meeting, can help you focus on your contributions rather than shortcomings.
Take care of your needs first
If you’re always looking after everyone else’s needs and forgetting your own, you’re not valuing yourself enough. Adding in more self-care to your daily routine can help you counter negative thoughts and build up your self-worth.
Here are some ways you can show yourself some love:
Nurture your body by getting a massage or facial.
Do your favorite workout at least 30 minutes each day.
Unplug from your phone or take a social media detox.
Treat yourself to a nourishing meal.
Practice self-compassion; talk nicely to yourself.
Even just making sure you’re eating regularly and prioritizing sleep can give your self-worth a boost.
Embrace the awkward
There are going to me moments when you fumble — it’s just part of life. But accepting this fact can help you feel more comfortable in your own skin.
The next time you find yourself feeling embarrassed or self-conscious, try to laugh it off.
Learn more about why awkwardness isn’t such a bad thing.
Challenge negative thoughts
It’s easy to be hard on ourselves after stumbling or making a mistake. But beating yourself up because you didn’t score that big promotion or forgot to make an important phone call keeps you stuck in a negative cycle of shame and self-loathing.
Try to practice countering your negative thoughts as they come up:
Forgive yourself and understand these are isolated instances that don’t define you as a person.
Write down your negative thoughts so that you can step back and simply observe them.
Consider what you’ve learned from the experience and re-focus on the positive. How has this taught you to create a better outcome in the future?
Spend time with people who love you
There’s nothing like surrounding yourself with loving, supportive people to build up your confidence and make you feel accepted for who you are.
Make a plan to set up more coffee dates and get-togethers with your nearest and dearest. Seeing yourself through the eyes of those who care about you will help you appreciate your own unique qualities and perspectives.
Step away from troubling situations
Think about the times you’ve felt especially insecure. Who were you with? What were you doing?
Noticing the people and situations that deflate your self-esteem can help you pinpoint what to avoid. If you’re surrounding yourself with so-called “friends” who make it a habit of pointing out your flaws, it’s a clear sign to find better company.
Reflect on the good
Celebrate your successes and talk yourself up when you’ve had a big win at work. Being proud of what you do, even if it seems awkward at first, can have a powerful effect on your self-esteem.
Keep a reminder on hand to help boost your confidence throughout the day by:
saving compliments people have given you on your desktop or notes app
writing out all of your accomplishments to review them when you’re feeling insecure
taking a few minutes each day to list three things you appreciate about yourself
Do things that bring you joy
Prioritize spending free time doing things that bring you joy and happiness, whether it’s curling up with a book or cooking a good meal from scratch.
Even better, consider learning a new skill or taking up a hobby you’ve always wanted to try. Aside from making you happy, mastering a new skill is a good reminder of your talents and interests.
Focus on baby steps
Overcoming insecurity and building up your self-esteem don’t happen overnight. Try to be kind to yourself during this process and don’t get discouraged if things aren’t improving as fast as you’d like them too.
Even if you don’t feel confident today, the small baby steps you are taking now will eventually grow into bigger steps and keep you moving forward.
Work with a therapist
Speaking with a qualified therapist can help you explore your fears and insecurities by understanding where they come from. They can also help you develop new tools for navigating situations that zap your confidence.
Not sure where to start? Our guide to affordable therapy can help.
Hit the books
Books about the nature of insecurity and ways to work through it can not only offer good advice, but also help you feel less alone in what you’re going through.
There are countless books the subject, but these titles are a good starting point.
What to Say When You Talk to Your Self
Through his profound technique, Shad Helmstetter, PhD, teaches you how to let go of nagging, counterproductive self-talk in favor of embracing a more positive outlook on life.
Purchase online.
What’s Right with Me
This book on celebrating your strengths and qualities will help you gain new perspective about your positive traits. Carlene DeRoo, PhD, also offers engaging activities to help you identify what’s going right in your life.
Purchase online.
Self-Compassion: The Proven Power of Being Kind to Yourself
If you’re struggling to recognize your value and worth, Kristen Neff, PhD, provides a road map for being gentle with yourself. Her book includes exercises and action plans for dealing with all kinds of emotional obstacles.
Purchase online.
Healing Your Emotional Self
This book by Beverly Engel is a particularly useful read if you think your self-esteem issues may be rooted in childhood experiences. She documents the many types of psychological abuses children experience while growing up and offers a powerful guide for overcoming low self-esteem.
By recognizing defense mechanisms carried from childhood, you can learn from your past to create a more positive self-image.
Purchase online.
The bottom line
Everyone deals with insecurity on some level, but left unchecked, it can have a big impact on your day-to-day life. Building self-esteem isn’t always easy, and it can take some time, but the end result is worth it. Don’t hesitate to reach out for help if you feel like you could use some extra support.
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whittlebaggett8 · 6 years ago
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15 products we rely on to turn bad hair days around — from $7 serums to $160 styling tools, Defence Online
Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.
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Frizzy, greasy, flat, matted – no matter what your version of a bad hair day looks like, it probably doesn’t look great.
There are countless of products out there promising to help your hair on days when your locks have a mind of its own, but it can be hard to know what’s actually worth trying.
That’s why I asked my co-workers to share their bad hair day hacks – products, tools, and accessories they actually use to manage those seemingly unmanageable locks.
Below you’ll find 15 products we actually use to deal with our locks on bad hair days.
We’ve all had our fair share of bad hair days – and if you haven’t, please share your secrets. For most of us, it’s unusual to wake up every single morning with naturally shiny, healthy hair. Some days, our locks look a little more “bed head” than “beach wave.” Plus, on busy mornings, dealing with our hair isn’t usually on the top of the priorities list.
Luckily, there are so many products out there promising to tame frizz, absorb grease, add texture and volume – it’s just a matter of finding the ones that are actually worth spending your money on. As a team of reviewers, we’ve all tried plenty of products, including ones for our hair. That’s why I asked my co-workers to share their own bad hair day hacks – the products, tools, and accessories they rely on to tame their own hair when it’s at its most unruly. When you feel like there’s no way you can manage your next bad hair day, hopefully one of these products can help you out.
Keep reading for 15 products, tools, and accessories we count on to make our bad hair days better:
A spiral-shaped hair tie that adds volume to your ponytails
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Invisibobble Instagram
Invisibobble Slim Hair Ring, $8, available at Sephora
This hair tie has come to the rescue when my hair is not so worth of being out in public. I only wash my hair once every few days because it doesn’t get greasy, but I run into the issue of flat hair when I don’t rinse it for a while. This hair tie has been an awesome solution to lack of volume because the coils separate individual sections of your hair while it’s in the hair tie, making your ponytail look larger and more voluminous. – Megan Foster, intern
A teasing brush that adds some extra oomph
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Drybar
Drybar Texas Tease Brush, $18, available at Sephora
When I have a “bad hair day” it typically stems from a lack of volume. Since approximately the seventh grade, my go-to for this issue has been using a teasing brush to introduce volume back into my hair. This one from DryBar works wonders when you use it to tease the hair closest to your scalp. After teasing, I smooth down the top layer with the same comb and it gives my hair a just-washed look. – Megan Foster, intern
A thick styling paste that adds texture and body to dull hair
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Amazon
Redken Rewind Style Paste, $13.64, available at Amazon
The Rewind 06 has a more glue-like consistency than most hair pastes for men, but I love that a little goes a long way. I simply place a small dab on my hand, rub it to activate, and just massage it into my thick, straight hair (which stands up in all manner of ways when I don’t put anything in it) and play with it. What I like is that it lets me create either a messy look for play or something more subdued for work. – Les Shu, editor
A sea-salt mist that turns bad hair days into beach hair days
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Amazon
OGX Sea Salt Spray, $7.22, available at Amazon
Before I use any product, I relax my hair with a salt-based spray. While I love the more expensive Surf Spray from Bumble & Bumble, my everyday go-to is the Sea Salt Spray from OGX because it doesn’t have an obnoxious scent, is relatively inexpensive, and is available at most stores and online. – Les Shu, editor
A translucent dry shampoo that helps you extend the time between your washes
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Nordstrom
Oribe Gold Lust Dry Shampoo, $22 – $46, available at Nordstrom
As I train my hair and scalp not to degrade into a lank, greasy mess by not washing it every night, this dry shampoo has been an effective way to make the transition look less bad. It doesn’t leave any residue that tells everyone I used dry shampoo today, and it re-pumps my hair with natural-looking volume and lift. – Connie Chen, reporter
A lightweight spray that helps create beachy waves that’ll hold all day
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Sephora
Ouai Wave Spray, $26, available at Sephora
Every day is kind of a bad hair day for me unless I heat-style my naturally wonky waves into something that looks somewhat decent. But when I don’t have time to heat-style, I scrunch the IGK coconut oil gel all over my hair, twist for definition, hit it with this wave spray, and air dry. – Jada Wong, editor
A frizz-taming oil that’s lightweight enough for all hair types
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Organix
OGX Renewing Argan Oil, $7.99, available at Ulta
This oil is lightweight so it can be used on most hair types. I have thick, curly hair that does whatever it wants. This Argan oil leaves my hair feeling light and smooth, and tames my frizz. – Francesca Rea, content producer
A water-resistant cream that minimizes frizz even in serious humidity
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Sephora
IGK Blocked Water-Resistant Hair Shield, $29, available at Sephora
I bought this after wandering into a Sephora on a muggy summer day with baby hairs so long they looked like TV antennas. Before I’d finished asking, an employee was bee-lining it to this: a “swim cap for your hair” that can thwart frizz even in swamp-like conditions.
Now, I use it to minimize frizz, lock in moisture, make hair “waterproof” on drizzly days and to slick down stubborn baby hairs for sleek ponytails. It works best if you put an inch-wide strip of this on the skin immediately before your hairline and push it back into the hair with your fingers, like you’re putting your hair up into a ponytail. Follow up with a fine-toothed comb to drag the rest of the product through to the middle of your head. – Mara Leighton, reporter
A styling tool that gives hair the look of a professional blow-out
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T3 Micro Facebook
T3 BodyWaver Professional Ceramic Styling Tool, $160, available at Sephora
If I wake up with bad hair, I usually give up and put it in a bun. But, if I have the time, I use this hot tool for 30 minutes for the look of a round brush blow-out at home without the effort. Check out a picture comparison of this versus a salon blowout here. – Mara Leighton, reporter
A silk pillowcase that helps prevent bad hair days in the first place
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Amazon
Celestial Silk Pillowcase, $35.99, available at Amazon
I know, I know – this is proactive rather than reactive, but I think it’s worth mentioning how much of a difference sleeping on a silk pillowcase has made for my mass of habitually frizzy hair. I’d say it has cut my bad hair days by 70%. Less friction, a softer material, and better moisture retention makes for happy hair. – Mara Leighton, reporter
A texturizing salt spray that prevents matted locks
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Nordstrom
Captain Blankenship Mermaid Sea Salt Hair Spray, $24, available at Nordstrom
My hair is (almost) humorously non-complacent some days. I have exactly 14 cowlicks that are downright unmanageable unless I go for the full-on crop-top or the full-length Yanni mane – I’ve tried wearing both over the years, but neither is up for debate at this juncture, thank you very much.
In these moments, on my way out the door, under great duress and distress, I reach for something like Captain Blankenship’s Mer[man] Sea Salt Hair Spray. It doesn’t tame my cowlicks; it accentuates them. This way, no one section of my scalp goes too flat or matted. – Owen Burke, reporter
A styling cream that slicks hair back without looking greasy
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Sephora
Bumble and Bumble Styling Creme, $26, available at Sephora
And if, for one reason or another, I’m headed somewhere formal and a messy, if consistent head of hair might be unacceptable (societal norms and whatnot), Bumble & Bumble’s Styling Cream works to slick my hair back without feeling too greasy or shellack-y. – Owen Burke, reporter
A beanie that hides a bad hair day altogether
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Neff Instagram
NEFF Daily Beanie, $14.40, available at Amazon
Waking up to messy hair on a rushed morning is less than ideal. When I don’t have time to try to fix my hair by experimenting with different products, I’ll just throw a hat on it and hide the bad hair day altogether. Unfortunately, this method is pretty much only useful during the winter, or whenever it’s cold enough to warrant wearing a knit beanie. When it’s too hot for a hat in the summer, I’ll quickly tie my hair up into french braids instead – the style does a great job of masking grease and frizz. – Remi Rosmarin, reporter
A lightweight oil that protects against heat and smooths out frizz
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Sephora
Kérastase Elixir Ultime Oil Serum, $50, available at Sephora
Whether I let my hair dry naturally or dry it with heat, it’s bound to get frizzy at some point in the day. I’ve tried an absurd amount of frizz creams and serums, but this is my favorite thus far. Since my hair gets greasy very quickly, I’m always a little hesitant of putting straight oil into it, but this lightweight formula adds shine without that greasy look. You can use it to protect hair against heat before a blow dry or to smooth your locks and minimize frizz on dry hair. Plus, it smells delightful.
I have naturally thin, wavy hair, but my waves can get pretty wonky, especially with humidity. If I wake up to a mess of these wonky, misshapen waves, I’ll wet my dry hair from root to tip, run a few spritzes of this oil through it, and let it air dry – it takes a few more minutes than throwing on a hat, but it gives that just-hopped-out-of-the-shower look. – Remi Rosmarin, reporter
An all-natural baby powder that sops up grease
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Jet.com
Burt’s Bees Baby Powder, $7.19, available at Jet
There are plenty of dry shampoos out there that are meant to extend the life of your washes, but I’ve found the best solution to be a classic you probably already have in the cupboard: baby powder. The powder works wonders for sopping up grease – just give your roots a light dusting and brush through. If hair seems flat, tousling it with your fingers will help add some volume and further disperse the product.
If you’re planning on using this to get rid of grease, give yourself some time for the powder to absorb – otherwise you may be left with some white residue along your roots. I haven’t found this to be an issue, but I’d recommend taking a quick look in the mirror before you head out to check for yourself. – Remi Rosmarin, reporter
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hdawg1995 · 8 years ago
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DnD Antics: we got 20 nat20s today.
im just... what even.... i got 3 in a row and even switched dice.... so did coolie... all our dice have past the floating in salt water test i don’t...
okay so- i’ll be honest i can’t get over the nat20s and i don’t feel like going thought all 20 so just... yeah... 
okay so first thing everyone did was go off and do stuff. it was kinda hectic so i couldn’t pick up everything but i do know that new guy itaka asked Envoy to come with him to gather materials. Spine tagged along cause he was following Envoy and neffestia tagged as well.
Spine: *turns into neff* neff:....*turns into Spine* Envoy:.....ME NEXT! DO ME DO ME DO ME! Spine: *turns into envoy* neff: *also turns into envoy* Itaka:......what in the name of slyther- Envoy, Neff, and Spine as they all ride the Yak: TALLY HOOOOO!
the yak fell into a spike trap that Spine recognized and realized... we had a problem....
Spine: who told you where to get this material??? Itaka: oh! the nice witcher who yelled at me and Elizander! Spine: *face palm* oh my God you’re all idiots...
turns out were in lizardman (Salamander) territory. the Plan: act as Spine’s slaves to avoid suspicion. however a bardic knowledge check reveals a lot of stuff that isn’t good for anyone involved. Spine’s new shapeshifting ability comes in handy!
Envoy: *after relaying all her bardic knowledge* Itaka. James: i NEED these materials. me: no, you need your LIFE. Envoy: itaka, how much is your life worth? Itaka: *legit has to think about this*
we go with the plan anyway. Spine and neff look like slamanders and me and Itaka are the slaves. everything is going well- we even avoid a possible feeding frenzy (Envoy is forever scared). once inside the mine its all good but we gatta keep the act up just incase. we get LOADS of stuff we need and-
Salamander warden: Leader wants to see everyone. the black hand are getting too strong. we need more slaves. Spine: I will watch the slaves. make sure they mine. important materials. Slamander warden: good thinking! *fire whips Envoy* WORK FASTER! Envoy: *don’t scream dont scream dont scream dont screa- Itaka: *gets a nat1 and pick axes Envoy in the back in the same spot* Envoy: *DONT F***ING SCREAM* (envoy is forever scared... literally..)
we get out of there and back onto the air ship. vale makes healing arrows with some crystals we got from the cave, one of Envoy’s feathers, and mana worm shafts. Spine tries to comfort Envoy about all this cause shes extra hella silent by getting her something to do to take her mind off all this.
gorthax has a sheild and a sword now!
when everyone is reunited Envoy goes into the pokeball, lays down on the couch, breaths.....and then screams her head off. for like. hours. Neff also cast an amplifying spell on her so that was fun for everyone in the pokeball.
also while all this is happening Elizander gets his moment. the grindl brood mother is found. Elizander goes into kill mode. it was terrifying but epic. he kills so many grindles like omg at one point the DM was just like ‘yup its dead. that one too. that one is still-no never mind... yeah there dead....’ and he stabbed the bodies cause poor eli has PTSD like crazy. HE FINALLY KILLED SOMETHING THO! that was the running joke for a while, that he never ever ever gets the killing blow. BUT NOT TODAY!
it was great. 
we then repaired elizander’s armor and legendary rolls = NEW DESIGN! aahhhHH!
now we are fighting 4 black dragon drakes and 3 black dragon dragonlings. i tried to pet one and got rotted. one of them currently has spine up in the air and i have fish face’s folly at the ready but there was so many people i didn’t get to have my turn.
see you next week! :D
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petero1298 · 5 years ago
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Five Common Traits of Successful Value Screens                            
by  John Bajkowski 
Wouldn’t you love to get Benjamin Graham’s thoughts on whether a stock you are considering is priced attractively?
Or how about getting a warning message from David Dreman before you fall for a common emotional trap after a beloved company just missed its earnings target? Who wouldn’t want some tips from Warren Buffett on how to identify if a company has a competitive advantage?
We have adapted the works of the best investing minds on Wall Street and created simple stock selection rules that individuals can use to find attractive investments. AAII members can learn more about stock market gurus and their strategies and even see which stocks currently match each approach on the Stock Ideas segment of AAII.com or in AAII’s stock screening and analysis tool Stock Investor Pro.
If you look at the approaches of these gurus and stock market experts, you will quickly notice that successful approaches within a given investment style tend to have similar elements. Sure, the Dreman approach on AAII.com may emphasize the price-earnings ratio to locate value companies while the Piotroski strategy uses the price-to-book-value ratio, but every successful value-oriented approach not only looks for a low price-related multiple, but also some measure of expected growth or financial strength.
In this article we focus on the value-oriented stock screens and the five common traits that successful stock screens possess. For the more adventurous investors, we have included information on how value stocks react uniquely to earnings surprises. The Stock Ideas section of AAII.com (www.aaii.com/stock-ideas) has detailed information on all of the strategies and gurus mentioned in this article.
Trait #1: Reasonable Value
Value investing entails buying shares of unappreciated or neglected companies at attractive prices. Investment gurus such as David Dreman and Benjamin Graham believe that investors have a tendency to pay too much for companies that appear to have the best prospects at the moment and react too negatively to companies considered to have the weakest prospects. This is a behavioral bias that is best overcome by using a quantitative approach or model with rules to help us overcome our natural inclinations. The mispricing of securities tends to be a self-correcting process that contrarian investors can use to their advantage.
If investors want a reasonable chance of better-than-average results, they must follow policies that are inherently sound and promising, yet different from the strategies followed by most investors or speculators. Graham warned investors that buying neglected and undervalued securities is generally a protracted and patience-trying experience. However, the possibility of extraordinary gains only exists when the investor disagrees with the market.
Not all value picks pan out and even the value approach falls out of favor at times. Joel Greenblatt warns investors that there is no investing magic bullet that works every time. Sticking to a strategy that is not working in the short run even if it has a good long-term record is difficult. However, some investors feel that occasional underperformance may be why value investing continues to work in the long run, as most investors do not have the patience to stick to an approach consistently.
The valuation process does not have to be complex to be successful. Simple valuation techniques such as price-earnings ratios or price-to-book-value ratios are easy to work with and have been proven effective in numerous studies.
The price-earnings ratio, or earnings multiple, is the most common valuation metric used in the stock screens tracked by AAII. A partial list of guru-oriented approaches incorporating the price-earnings ratio include screens inspired by David Dreman, Philip Fisher, Benjamin Graham, Josef Lakonishok, Peter Lynch, Ronald Muhlenkamp, John Neff, T. Rowe Price, John Templeton, Ralph Wanger and Martin Zweig.
The basic price-earnings ratio is computed by dividing the current stock price by earnings per share for the most recent 12 months. It is followed so closely because it relates the market’s expectation of future company performance, embedded in the price component of the equation, to the company’s actual recent earnings performance. The greater the expectation, the higher the multiple of current earnings investors are willing to pay for the promise of future earnings. If the market has low earnings growth expectations for a firm, or views earnings as suspect, it will not be willing to pay as much per share as it would for a firm with high and more certain earnings growth expectations.
Dreman points out that stocks with high price-earnings ratios are vulnerable if “tastes” change. Stock rotation can be sudden and dramatic—the darlings of investors one quarter can be dogs the next as institutional investors shift their holdings to another segment that is perceived to be better positioned for the current market environment.
The price-to-book-value ratio is the second most common value filter found in the value screens on AAII.com. The price-to-book-value ratio is determined by dividing market price per share by book value per share. Book value is generally determined by subtracting total liabilities from total assets and then dividing by the number of shares outstanding. It represents the value of the owners’ equity based upon historical accounting decisions. If accounting truly captured the current values of the firm, then one would expect the current stock price to sell near its accounting book value. Over the history of a firm, many events occur that can distort the book value figure. For example, inflation may leave the replacement cost of capital goods within the firm far above their stated book value.
Benjamin Graham was a believer in using low price-to-book-value ratios to select stocks and normally required a ratio below 1.5 for the defensive investor. However, he also felt that a low price-earnings ratio could justify a higher price-to-book-value ratio. Joseph Piotroski first limits his universe to the bottom 20% of stocks according to their price-to-book-value ratio and then applies a nine-point financial test.
Welcome to the American Association of Individual Investors AAII is a nonprofit association dedicated to investment education.
For full access to our award-winning content, classrooms, model portfolios and stock ideas, please take a moment to try AAII today for only $1.
Note that in general, gurus are not looking for the cheapest stocks, just stocks that are trading below the market norm or below the firm’s past average multiple. Investors such as Dreman desire a broad enough universe from which to perform a complete analysis.
We also have examples of successful value stock screens that employ the price-to-sales ratio, the price-to-cash-flow ratio or the dividend yield in their approach. The bottom line is that you can identify attractively priced stocks with a number of different price multiples, but successful investors become expert in the strengths and weakness of a given multiple and use their value test as the first step in the selection process.
The difficulty with value investing is separating the “good” stocks that are misunderstood by the market from the “bad” ones that are accurately pegged as losers because of lackluster prospects. Separating the two involves a willingness to roll up your sleeves and dive into mounds of research, analyzing many different industries and reviewing individual company financial statements. Successful value screens start with a core value requirement and then perform additional tests to select inexpensive stocks of companies with good prospects.
Trait # 2: Growth & Consistency
Successful value screens require minimum levels of growth in factors such as earnings, sales, dividends or cash flow, but also levels that are not too high.
Benjamin Graham felt that it would be difficult for investors to beat the market by identifying which stocks will grow faster than the market ahead of time. The problem for investors, he reasoned, is twofold. First, even stocks with obvious growth prospects don’t necessarily translate into extra profits for an investor because those prospects are generally incorporated into the price of the stock (“discounted into the stock price,” to use Wall Street jargon). Second, there is the risk that the investor will be wrong about the firm’s growth prospects. Graham felt that this risk is accentuated by the psychology of the stock market.
Graham recommended a minimum increase in per share earnings in the past 10 years that translates into about a 3% annual growth rate—a rate that roughly keeps pace with inflation over the long term. Graham argued that without such a criterion, a screen looking for companies with low multiples may come up with companies with poor prospects.
Peter Lynch prefers to invest in companies with earnings expanding at moderately fast rates in non-growth industries. He reasons that extremely high levels of earnings growth rates are not sustainable, but continued high growth may be falsely factored into the price. A high level of growth for a company and industry will attract a great deal of attention from both investors, who bid up the stock price, and competitors, who provide a more difficult business environment.
John Neff believes that investors must learn to visualize prospects for the company and its industry and look for confirmation or contradiction of the market’s view in the company’s fundamentals. Neff requires strong growth forecasts, but not so strong that growth compromised risk; he therefore establishes a ceiling for any growth forecasts. Neff focuses on estimated growth rates in sales and earnings between 7% and 20% to avoid stocks that are too risky, a high rate of annual growth, but not too high.
Looking beyond the annual rate of growth, many guru investors look for consistency in annual increases. Lynch indicates that it is important to examine the historical record of earnings. Stock prices cannot deviate very long from the level of earnings, so the pattern of earnings growth will help to reveal the stability and strength of the company. Ideally, earnings should move up consistently.
Templeton believed the income statement should show consistent earnings growth. Graham had a preference for companies that avoided losses during recessionary periods. Graham recommended 10 years of positive earnings in his screen for investors. Buffett warns that wild swings in earnings are characteristic of commodity businesses. Zweig also seeks companies with persistent, rising earnings on an annual basis.
The bottom line for investors is to look for moderate growth and positive earnings year after year and, if you are more aggressive, seek out companies able to show upward changes in sales and earnings year after year.
Common Elements of Successful Value Screen
Reasonable Value
Investors have a tendency to pay too much for companies that appear to have the best prospects at the moment and react too negatively to companies considered to have the weakest prospects. Simple valuation techniques such as price-earnings ratios or price-to-book value ratios are easy to work with and have been proven effective in numerous studies.
Look for low ratios of price to earnings, book value, cash flow, sales or dividend yield
Look for low ratios on an absolute basis or, more likely, compared to the market average or historical average for the company
Look for a low price-earnings ratio relative to the growth rate
Growth and Consistency
Investors often overpay for high expected or historical growth when companies with moderate and consistent growth are often more attractive investments.
Require moderate growth in sales, cash flow, earnings and dividends with an emphasis on consistency rather than high rates of growth
Look for a long record of year-after-year profitability over a range of economic situations
Financial Strength
A strong financial position gives a company a financial cushion that enables it to work through a period of operating difficulty or expansion. Higher debt equates to higher risk.
Specify maximum level of debt to assets, capital or equity
Specify minimum level of the current or quick ratio
Require improvements in financial leverage or working capital over time
Compare company ratios to industry norms
Require positive cash flow
Unique Niche
Seek out companies with competitive advantages and that dominate a special niche. These niches can be geographical, a technological niche supported by patents, or simply be a strong marketing presence that makes it difficult for new competitors to gain market share.
Require profit margin above industry norm
Require increasing or stable profit margin over time
Require strong or improving return on assets or return on equity
Require projected earnings growth above industry norm
History of Paying Dividends
Dividends provide protection against a significant price drop and contribute to the total return on your investment.
Look for a dividend yield above the stock’s long-term average yield
Look for a dividend yield above the market average yield
Require a high dividend yield relative to bond interest yield
Earnings Revisions
Value stocks often have low investor expectations and benefit more from a positive earnings surprise, yet don’t get penalized as much when they have a negative earnings surprise.
Seek out value-priced stocks with a recent positive earnings surprise
Seek out value-priced stocks with a significant upward revision to the consensus earnings estimate
Trait # 3: Financial Strength
David Dreman feels that it is important to consider the financial strength of a company when pursuing a contrarian investment strategy. A strong financial position enables a company to work through a period of operating difficulty often experienced by out-of-favor stocks.
Templeton also monitored the balance sheet, looking for companies showing good financial strength. Like Dreman, Templeton believed a strong financial position gives companies a financial cushion.
Lynch adds that a strong balance sheet provides maneuvering room as the company expands or experiences trouble. Lynch is especially wary of bank debt, which can usually be called in by the bank on demand.
Zweig made a point of mentioning that you should not pay too much for a company that has a high level of debt. Companies that carry higher levels of debt also carry higher risk levels, mainly due to the higher fixed costs associated with interest expense.
The place to look is the company’s balance sheet, specifically debt. Prudent use of debt allows companies to expand and increase return on shareholder equity. However, the balance sheet should be examined to see if the company has too much debt or if debt is rising to dangerous levels. Appropriate debt levels vary from industry to industry, so it is best to screen against industry norms. For example, utilities can typically carry higher levels of debt than highly cyclical firms can. Most of the value screens look for debt ratios below the industry norm.
Common measures of the longer-term obligations of the company include the debt-to-equity ratio (which compares the level of long-term debt to owner’s equity), debt as a percent of capital structure (long-term debt divided by capital, which includes long-term sources of financing such as bonds, capitalized leases and equity), and total liabilities to total assets. The ratio of total liabilities to assets includes short-term obligations and long-term liabilities, both of which should be considered when testing for financial strength. Alternatively, we see the use of both a measure for short-term financial strength, such as the current ratio (current assets divided by current liabilities), and a measure that examines the long-term obligations of the firm, such as the debt-to-equity ratio.
As a test of short-term liquidity, Graham specified a current ratio of 2.0 or higher for industrial firms. To measure the use of long-term debt, Graham required that long-term debt for industrial firms not exceed net current assets, or working capital. Working capital is defined as current assets minus current liabilities. Graham also looked at the debt-to-equity ratio, especially for capital-intensive industries such as utilities. He specified that debt should not exceed twice the stock equity (at book value, not market value).
Ralph Wanger avoids marginal, underfunded companies of any size. He feels that financial strength makes corporate growth sustainable. Wanger looks for companies with low debt, adequate working capital and conservative accounting practices. Financial strength tends to be a characteristic of established companies, which is why Wanger avoids turnarounds, start-ups and initial public offerings IPOs.
As a further test of financial strength, as well as a confirmation of the quality of earnings, a number of value screens include a requirement of positive operating cash flow. Cash flow from operations is the sum of net income, depreciation and the change in accounts payable minus the change in accounts receivable. Earnings can be influenced by many management assumptions trickling through the accounting books. Cash flow is less influenced by these types of varying assumptions, making it more comparable across a wide range of companies.
Trait # 4: Unique Niche
While Buffett is a value investor, he passes up the stocks of commodity-based firms even if they can be purchased at a price below the intrinsic value of the firm. An enterprise with poor inherent economics often remains that way. He feels that the stock of a mediocre business treads water. Buffett defines commodity-based firms as those selling products where price is the single most important factor determining a purchase by the customer. They are characterized with high levels of competition in which the low-cost producer wins because of the freedom to establish prices. Management is key for the long-term success of these types of firms.
Buffett instead seeks out consumer monopolies selling products in which there is no effective competitor, either due to a patent or brand name or similar intangible that makes the product unique. Investors can seek these companies by identifying the manufacturers of products that seem indispensable.
Templeton also sought companies with competitive advantages. This can be detected by comparing a stock’s forecasted earnings growth figures to the forecasted growth of its industry; firms with earnings growth estimates greater than or equal to the industry median are more likely have a competitive advantage.
Wanger states that the companies he invests in “rest on a solid tripod” based on growth potential, financial strength and fundamental value. For a company to grow, it must have quality products, an expanding market for these products and the ability to efficiently manufacture and market its products. He states that the best way for a company to ensure continued growth is to establish a special niche for itself in the market and to dominate that niche. The niches make it difficult for the entry of additional competition and, in that way, the company will not have to rely on lowering prices as sole means of increasing sales. These niches can be geographical, as in the case of a regional bank, a technological niche supported by patents, or it could simply be a strong marketing presence that makes it costly for new competitors to gain market share. Be aware of the fact that a niche’s appeal has nothing to do with its glamour, or lack thereof. “Boring” stocks are more likely to fit this description than glamour stocks.
Ralph Wanger seeks out companies with a dominant market position. He suggests that it is best to stick with only the leaders in the industry and avoid the weak “me too” companies. He believes it is better to own the best company in a marginal industry than the third runner-up in a major industry.
These types of firms typically have high profit margins because of their unique niche; however, simple screens for high margins may simply highlight firms within industries with traditionally high margins. When screening with margins, it is best to look for companies with operating margins and net profit margins above their industry norms. Robust operating margins also help to shield a stock against negative surprises.
The operating margin concerns itself with the costs directly associated with production of the goods and services, while the net margin takes all of the company activities and actions into account. Additional screens for strong earnings and high return on equity will also help to identify consumer monopolies. Follow-up examinations should include a detailed study of the firm’s position in the industry and how it might change over time.
To help guard against companies with just a strong one-time showing, many screens filter for companies whose current operating margin is greater than or equal to their average operating margin over the last few years.
Trait # 5: History of Paying Dividends
While not found in all of the value screens on AAII.com, many of the successful value gurus look for companies that have a history of rewarding their shareholders with dividends.
Dreman seeks out companies with a high dividend yield that the company could sustain and possibly raise. He feels that the yield helps to provide protection against a significant price drop and also contributes to the total return of the investment.
Neff also found that high dividend yields serve as price protection: If stock prices fall, a strong dividend yield can help heal many wounds. For that reason, Neff considers dividends a free “plus,” meaning that when you purchase a stock paying a dividend, you do not shell out a red cent for that dividend payment.
Graham looked for a long period of uninterrupted dividends as a test for financial strength over time. Graham recommended uninterrupted payments of at least the past 20 years.
There are many ways to screen for dividend yield: You can simply establish a minimum level, or perform a relative screen that compares the current yield to the market level or to the company’s historical norm. Yield screens typically exclude small, high-growth companies because they need all cash generated through operations to expand.
Special Value Twist: Earnings Surprise
The goal of analyzing growth forecasts, Neff argues, is to establish credible growth expectations. Monitoring published earnings estimates and consensus estimates also enhances one’s clairvoyance. Neff refers to these consensus estimates as prevailing wisdom in its most literal form.
David Dreman studied earnings surprises and their effect on stock prices. Missing an analyst estimate by a few cents can send a stock price down sharply. Positive earnings surprises occur when actual reported earnings are significantly above the forecasted earnings per share. Negative earnings surprises occur when reported earnings per share are significantly below the earnings expectations.
In a study of quarterly earnings estimates, Dreman found an average error of 44% annually. Only 29% of the estimates were plus or minus 5% of the actual earnings announcement, 47% were within 10% plus or minus of the actual earnings figure and 58% were within a 15% plus or minus band. That means that there is a high probability that you will experience an earnings surprise for a company that you own.
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Dreman finds that the best way to take advantage of the high rate of analyst forecast error is to simply invest in out-of-favor stocks. In his studies of earnings surprises, David Dreman found that stocks with low price-earnings ratios reacted more strongly to positive earnings surprises than did high price-earnings stocks. As it turns out, a positive earnings surprise for a stock with high expectations (as measured by factors such as high price-earnings ratios) is not truly a surprise. It is a reinforcing event that does not change perceptions about a stock.
Positive earnings surprises for out-of-favor stocks, however, are perceived by the market as significant events. Dreman terms them “event triggers” because they initiate a perceptual change among investors.
The impact of a negative earnings surprise is reversed. Out-of-favor stocks barely flinch, while highly favored stocks generally have significant declines. With out-of-favor stocks, negative surprises are reinforcing events that do not lead to reevaluations. However, negative earnings surprises are event triggers for highly valued stocks that typically lead to a downward reevaluation of the firm’s prospects.
Not surprisingly, large firms tend to adjust to surprises more quickly than small firms do. Firms with a significant quarterly earnings surprise also often have earnings surprises in subsequent quarters. When a firm has a surprise, it often is a sign that other similar surprises will follow.
Changes in stock price resulting from an earnings surprise can be felt immediately, but the surprise also has a long-term effect. Studies indicate that the effect can persist for as long as a year after the announcement. This means that it does not make sense to buy a stock after the initial price decline due to a negative earnings surprise. There is a good chance that the stock will continue to underperform the market for some time. It also indicates that it may not be too late to buy into an attractive company after a better-than-expected earnings report is released.
Conclusion
Value investors argue that although the market may be efficient in the long term, emotions often dominate in the short run. These emotions can overtake rational analysis, pushing a stock’s price above its intrinsic value during periods of euphoria and below its true worth when reacting to bad news.
Much can be learned by studying the strategies of investors with successful long-term records. Investors must learn to separate the company from the stock. It is desirable to invest in a good company, but only if the company can be purchased at an attractive price. Price multiples help to point out companies that may be trading at bargain-basement prices. Then the investor must look at the growth prospect, financial strength and profitability of the company to determine if the stock truly is a value. Many value investors prefer to invest in companies that pay a dividend. The dividend yield helps to provide protection against a significant price drop and also contributes to the total return of the investment. Also keep in mind that value stocks typically have had more positive earnings surprises than high growth stocks and the reaction was typically more significant. Furthermore, when a value stock had a negative earnings surprise, its price drop was typically not as severe as that for a growth stock.
You do not have to use sophisticated models to succeed. Complex models based upon the increasing amounts of financial data have not led to investing success. The increased information and sophisticated models only serve to increase investor confidence, not accuracy.
However, you still must do your homework before investing in a stock. Lynch observes that many people follow a hunch or a tip and invest in a company without doing any research. Very often these are the same individuals who spend many hours researching which coffee maker is the best on the market and scouring the internet to discover which store offers the best price. Finding a good company is only half of the battle in making a successful investment. Buying at a reasonable price is the other. The common traits of these successful value screens should provide you with a framework to make rewarding investments.
John Bajkowski
is president of AAII.
Discussion
Vernon Lewis from CA posted over 4 years ago:
Lots of wonderful information compacted into a short article.
F Paul Brady from CA posted over 4 years ago:
Great piece all investors should read!
Jon Harrison from MO posted over 4 years ago:
To be a wise investor is a lot of work. That is why most investing is done upon the recommendation of a source other than ourselves.
Douglas Ferguson from NC posted over 4 years ago:
Empirical observations can be helpful to verify the information you obtain from screens. For the average investor this can be difficult o perform but there are many simple things that can be done. For example an investor may not be able to go to the Permian basin and assess a horizontal drilling operation but in their local activities may be able make observations. I am on vacation and my wife insisted I go with her to the outlets. One outlet that caught my attention was Under Armor. It was crowded and the customer was willing to pay the additional cost for the product including my wife. I interview people and retail staff and they were very positive. At the gym I talked to people and also got positive feedback. I also notice my son bought UA sneakers. This made me think the brand can be used for other things. In summary I think an investor needs to take the book information and observe it in the real world if possible. I believe Peter Lynch preached this practice.
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hildegardbonds6-blog · 7 years ago
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Selecting The most effective Microwave
The 'Mandarin and also global Microwave Oven Field, 2011-2021 Market Research Document' is actually the in-depth complete evaluation of the current state of the international Microwave Oven market along with a concentrate on the Mandarin market. That is actually, if it is 1 mW at 5 cm, it minimizes to one per-cent from milliwatts at 50 cm. So this is actually secure if you stand far coming from it. For that reason, s, provided that a qualified microwave oven without break, that will certainly certainly not crack from the microwave to injure the body. To earn a deep-fried egg, pre-heat a platter in the microwave, just before splitting an egg onto this, puncturing the yolk sac along with a fork. Your stove is actually preparing at a greater temp compared to set - If your oven is preparing at a much higher temp in comparison to selected this may not merely spoil your food items yet can likewise cause possible fire risks. The modern frantic way of lives pushed a lot of households making use of microwave for cooking, thawing, heating etc The report includes detailed evaluation of downstream and also difficult demand, market aspects, quantitative projecting as well as positive understanding from the the end, the report use stratified analysis approach for a new job from Home Microwave Market. Just like sunlight, the protection from microwave depends upon the energy magnitude of damages. Just before starting to create dark chocolate goodie, you might desire to start cooking more traditional dark chocolate puddings, like delicious chocolate cake or . This is essential to consider the microwave sizes when looking for your microwave and also guarantee this suits your home kitchen flawlessly. Microwave are normally repairable by simply modifying their components that are actually malfunctioning. Microwave in one min ruptureds up until prepared - Excellent House cleaning's took three moments. 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As the market is actually positively leading companies, Galanz microwave current vital objective is actually to provide to individuals additional and also better way of life selections, to achieve this purpose lately Galanz excellent initiatives to advertise the microwave food in a set of large actions, and proactively promote consumer recognition and also control of microwave ovens. However even though your microwave is new as well as in superb ailment, look at that standing up a foot away from that while it's managing could reveal you to upwards of 400 milliGauss, and a plain 4 milliGauss has been actually securely linked to leukemia. Neff's compact devices have many selections for you when you relate to picking what kind of microwave oven is most ideal for you. Since they produce cooking particular foods items much simpler compared to this will be actually along with a standard oven, these are actually quite practical. 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To study the reasonable yard from the Built-in Microwave market thoroughly, key field attendees are profiled in the record. There are integrated microwave that are fitted within the cooking area cupboard or even wall surface to enhance the room. The water leaks mainly take place through a destroyed stove door or even when this does not seal off correctly. Although the typical concept is that buying a microwave is making your life simpler, this could likewise be actually for benefit and adaptability. Much like a normal oven that utilizes convection, baking could likewise be done in this type of oven. Individuals can easily pick the dual central heating boiler procedure, the direct heat energy procedure, or the microwave procedure. Being obligated to pay to its higher performance function, convection microwave oven is seeing a quick development. Deciding on the bodily components from a microwave is simply one-half of all the inconvenience. 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The lower temperature from food preparation (the boiling factor of water) is actually a notable safety and security advantage compared with baking in the stove or even frying, because it removes the formation of tars and char, which are actually carcinogenic 31 Microwave radiation also passes through much deeper in comparison to straight heat, so that the food is actually heated by its personal inner water web content. Despite the deteriorating service atmosphere, business questioned and slammed within as well as outside several daring attempt was actually created Galanz in strong competition with impressive development, especially in microwave ovens, a/c unit, little household home appliances are the three primary sector innovation in China from progression, reform and also technology to ensure that Galanz folks possess an even more substantive understanding.
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clifton64n3973-blog · 7 years ago
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Getting Microwave Ovens Resource
Everyone enjoys warm pancakes in the early morning however occasionally, you just don't possess time to put all of them together. And also making things also a lot better, the low-cost rates are certainly not a substitute for the high quality from the microwave. A microwave resisting turntable is placed on the floor from the cavity to offer turning to the food to ensure the meals is actually prepared uniformly. Do certainly not position all of them inside of things available forthcoming in that this could disrupt their organisation. But because microwave food preparation opportunities are actually much shorter, food preparation with a microwave carries out a better work from keeping vitamin C and other nutrients that break when warmed. Just like all the Neff sigle stove series, this design includes CircoTherm ® innovation, which forms sky coming from the inside of the oven, which is at that point heated and also forced back in to the stove via air ducts at the back of the stove. 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So many individuals associate venison along with chili and also hash, it never strikes them that there are actually such things as venison stove dishes. Suitable lighting fixtures in the stove is likewise necessary to offer an excellent viewpoint from your culinary topic. A meals cover will prevent oil and also liquid splatters coming from tarnishing the inside of your oven. The bigger the size from the oven the much more meals that will certainly heat in a details opportunity and the much higher the power of the oven the more quickly this will definitely cook the meals. You can easily decide on the pre-set menus as well as cooking choices in the stove that can help you cook your food items. Here's more info in regards to mountains in scotland ks2 [positividadysaludable.info] check out our own web page. You can easily see the within the oven while this is working, yet the door prevents the microwaves coming from passing outside. You install this style of microwave above your variety, which will certainly conserve you some counter top room. The space on call as well as the reason you eat a microwave establish the microwave kind and design to obtain. Clients worried that the oven may trigger radiation health issues, loss of sight, or impotence. Microwave antennas are put on the higher towers or even properties and these are maded within 20 to 30 miles from one another. If you prefer them actually crisp, after that carry on the procedure by putting them in the oven at 100C for one more 20 minutes. You do not need to acquire a microwave oven for poaching and boiling eggs if you already have the counter top one, however if you want to obtain all of them at the same time, go forward. Food splatters on a regular basis in the microwave, and each splatter that is actually left behind on the sides of the microwave has lots of microorganisms. Other than the over the assortment microwave designs, there are actually likewise nonprescription models worth checking out at. However in conclusion Stinging offers you the comfort and also the productivity that you try to find when hunting for the optimal microwave. Among all of them are freestanding microwaves, freestanding microwaves with important grills as well as a built in microwave. Thus you may be sure that when you patronize our team, you receive a legitimate microwave that is from a desirable and also high quality. A similar question also applies to the microwave almost current in every home around the planet.
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New Notable-Earth May be Nice Yet for Locating Signs of Life
New Post has been published on https://worldupdatereviews.com/new-notable-earth-may-be-nice-yet-for-locating-signs-of-life/
New Notable-Earth May be Nice Yet for Locating Signs of Life
Astronomers have located a temperate planet a bit bigger and bulkier than Earth orbiting a small megastar simply forty light-years away. The newly announced global will be some of the Excellent targets to look for Symptoms of Life elsewhere in the cosmos.
“Small worlds are common,” says Lauren Weiss of the Université de Montréal. And this planet, she says, is one of the closest known rocky worlds out of doors our solar machine. “It’s in our sun’s outside.”
Using a telescope in Chile, astronomers watched the planet cross the face of a red dwarf big name known as LHS 1140, inside the constellation Cetus. The sector, named LHS 1140b, is set 1.4 times wider than Earth and it sits easily in an orbit wherein liquid water could float on its floor.
The use of a distinct telescope in Chile, the crew then monitored how a good deal the planet’s gravity tugs on its megastar, allowing them to decide that LHS 1140b is set 6.6 instances as massive as Earth. Which means the little global is rocky, perhaps with a big iron middle surrounded with the aid of a thin mantle—sort of like an overgrown Mercury, comments Laura Schaefer of Arizona State College.
“We nonetheless do not know a lot approximately it although, so it’ll be simply thrilling as we get greater facts,” she says.
The invention crew is, in particular, excited about staring at the newfound world due to the fact it’s far close sufficient to Earth for present telescopes to tell whether it has an atmosphere and, in that case, whether or not its air includes Signs of alien Lifestyles.
“The scientist in me wants to be First-rate cautious and recollect all the reasons why we may not find Life on earth,” says study chief Jason Dittmann of Harvard College, whose crew describes the brand new planet today in Nature.
“However, I also like a good guess and might be a mystery optimist, so I might region my guess that Lifestyles is not unusual in the universe and that it could even be on LHS 1140b.”
Including UP THE Evidence nowadays, greater than 3, four hundred planets are recognized to orbit different stars, and as telescopes and watching techniques have progressed, an increasing variety of latest discoveries are those small, likely rocky worlds that dangle to stars an awful lot smaller than the sun.
Ultimate yr, scientists revealed that 3 Earth-length worlds orbit a small, close by megastar called TRAPPIST-1. Then, an Earth-length international orbiting the nearest superstar to our personal, a tempestuous purple dwarf called Proxima Centauri, zoomed in and stole the trio’s thunder. No longer to be undone, scientists revealed in advance this yr that TRAPPIST-1 hosts No longer simply 3, however at the least seven worlds, a handful of which may be habitable.
And Closing week, scientists from Europe and the U.Okay. announced that they’d detected an atmosphere round a close-by exoplanet referred to as GJ 1132b—the smallest such world to offer up any clues about its gassy elements. The achievement is appealing proof that spying on molecules within the atmospheres of rocky worlds is possible with today’s gadgets.
All of this adds as much as massive hopes for LHS 1140b. None of the planets discovered to date can be defined as simply Earth-like, when you consider that we don’t realize enough about them to make that evaluation. however this global might also offer our First-rate shot But at Including up attractive trends that Can be friendly to Life.
First, the planet’s density suggests it’s far solid, the sort of area wherein Lifestyles may want to thrive on, underneath, or above the floor. A number of the TRAPPIST-1 worlds may also test this box, too, but a lot of their compositions are nevertheless mysterious.
“Even small planets … aren’t always ‘terrestrial’ worlds just like the Earth,” Weiss says. these different planets ought to comprise a smattering of rock however have surfaces smothered by using thick shrouds of gasoline that are disastrous for complex Existence.
Yet, “the excessive density and small length of [LHS 1140b] suggest that a combination of iron and silicates—the identical rocky substances that constitute the Earth—may want to incorporate this planet,” she says.
We’ve been indoors, dragging all wintry weather, and if you’re like me, you’re searching out a few critical idea for the summer time months. As an author of a happiness book myself, I have a tendency to be picky approximately what I examine—it desires to be inspiring, smart (studies-subsidized) and unique—that combination is uncommon however always a winner! The good information is that those 7 splendid new books in shape the image. They’ll in turn flow, plate and encourage you toward a happier, greater a success and completely satisfied Spring! Glad reading!
Barking Up The wrong Tree: Mythical viral blogger Eric Barker, whose weblog has 300,000 followers, has in the end written an epic e-book in his typical especially entertaining and well-researched fashion. Eric stands conventional views of achievement (think “winners in no way quit and quitters by no means win” and “good guys end Final”) and turns them on their head. Funny, witty and tremendously informative, this e-book offers you concrete how-to’s for accomplishing your most ability while additionally living a Happy and fulfilled Existence. Eric interviews exquisite leaders and champions in addition to kung fu con artists and Navy SEALS. Placed your seat belt on and get equipped to be stimulated!
The Compassionate Achiever by way of Christopher Kukk: We often hear that It is a sink-or-swim dog-devour-canine kind of a world. You want to elbow your colleague out of the manner, after all It’s survival of the fittest obtainable. however what does the research say? It says we are undeniably incorrect. If we operate with compassion and kindness, we certainly get ahead better and farther—however we do so while also staying Glad and fulfilled, Now not to mention that we improve our fitness and boom our toughness. In this new book by using Dr. Christopher Kukk who efficaciously grew to become his University into one of the first compassionate universities offers us very pragmatic how-to’s for how to stay a Lifestyles that has compassion at its core. (And if you like this book, do not omit the traditional e-book on givers, takers and how givers get beforehand by Adam Provide, an all-time favored ebook of mine, Provide & Take).
Actual LOVE by way of Sharon Salzberg: Acclaimed meditation teacher Salzberg has spent decades teaching meditation across America and The arena. Especially, she brought the exercise of loving-kindness meditation within the West, revolutionizing the manner we relate to each different and ourselves. studies that my colleagues and i carried out on Sharon Salzberg’s Loving Kindness Meditation without a doubt confirmed that even 7 mins of practice (strive it yourself here) makes you experience happier and more linked to others, and that those adjustments are also reflected within the mind. Now Sharon has ultimately written an epic e-book on love. it’s far a shifting account of the way the pleasant of our courting with ourselves—self-love—can deeply impact our relationships with all others. A have to study for all of us who has ever felt that they’re difficult on themselves and would really like to open their hearts even wider—encompassing Now not simply others, but additionally themselves. (And in case you love this topic, do not forget the conventional e-book on self-compassion research, a exquisite associate to Sharon’s paintings, Self-Compassion by means of Dr. Kristin Neff)
Into the Magic Shop: This moving Big apple instances bestseller by a Stanford neurosurgeon that just came out in paperback will depart you deeply stimulated. Doty changed into born into dire poverty, unnoticed as a child by way of an alcoholic father and invalid mother. But a shopkeeper (of a Magic Store of all locations!) took him underneath her wing for a summer season and taught him to meditate. For the first time in his Lifestyles, he felt hope. From those impoverished occasions, Doty has end up one of the kingdom’s pinnacle neurosurgeons and founder of Stanford University’s Middle for Compassion and Altruism research and Training. Dr. Doty’s stories and insights are continually deeply transferring and insightful. His interesting and realistic explorations of compassion and kindness contact and inspire.
The Power of That means via Emily Esfahani Smith: On this gorgeous book, Smith explores one of the most essentially profound aspects of our lives: what gives us Which means? In a global centered on materialism, achievement and standing, We have all at times felt lost from the dearth of cause of all of it. Smith gives us with a powerful antidote. A mixture of tales and studies, Smith’s moving account delves into what makes us come alive. What makes us feel No longer handiest Glad, however fulfilled? You may be inspired through Smiths’ accounts of super people living a Life on motive. Smith suggests us the manner to living a extra colourful, enjoyable and inspired Life.
Alternative B by way of Sheryl Sandberg and Adam Grant: In this powerful new ebook by Fb’s Sheryl Sandberg and NY times bestselling author Adam Grant, the authors discover something fundamental to all of our lives: what occurs when we are faced with unexpected grief and pain and how can we advantage strength thru these experiences. How do we take care of our emotions? How do we reconnect with others?We’ve all been in a situation where both we ourselves have been going through a difficult time or a person else has—and Yet we don’t know what to do, and neither do those around us. Using research-subsidized gear and inspirational stories, Sheryl and Adam provide us with the fundamentals of what it means to be resilient and to develop from our difficulties and the way we are able to support others and help them thrive within the face of Existence’s demanding situations. A shifting and need to study manifesto on a way to live Lifestyles bravely—due to the fact like it or Now not, it comes with its u.S.and downs. ultimately there’s a how-to ebook through extremely good people to assist us thru it.
Awakening Compassion at work through Jane Dutton and Monica Worline: Written through two of my favourite colleagues, this e-book explains how residing human values at work—compassion, caring and affection—can without a doubt decorate our expert capability. With many years of studies and examples below their belt, the authors display us that we can be a success and maintain our values—in reality, we’ll be more successful. Agencies that care about their personnel see more retention, loyalty, customer support and productiveness—No longer to mention a better bottom line. Flying within the face of contemporary perspectives that the simplest manner to preserve proper employees is to present them material perks, Dutton and Worline show that proper human connection goes a great deal farther. Inspiring, sensible and a have to study for everyone who desires to be happier at paintings and become a more effective and impactful chief.
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askgamerluna-blog · 8 years ago
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[DOWNLOAD] Cynic – Uroboric Forms (The Complete Demo Recordings) (2017) - New Album [Leaked]
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Artist: Cynic Album: Uroboric Forms The Complete Demo Recordings Released: 2017 Style: Progressive Death Metal
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Tracklist: 01 – Uroboric Forms (Demo 1991) 02 – The Eagle Nature (Demo 1991) 03 – Pleading for Preservation (Demo 1991) 04 – Lifeless Irony (Demo 1990) 05 – Thinking Being (Demo 1990) 06 – Cruel Gentility (Demo 1990) 07 – Denaturalizing Leaders (Demo 1989) 08 – Extremes (Demo 1989) 09 – A Life Astray (Demo 1989) 10 – Agitating Affliction (Demo 1989) 11 – Once Misguided (Demo 1988) 12 – Weak Reasoning (Demo 1988) 13 – Dwellers of the Threshold (Demo 1988) 14 – Uroboric Forms (Brian De Neffe Audition Tape 1992) 15 – The Eagle Nature (Brian De Neffe Audition Tape 1992)
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cosmicdreamt · 4 years ago
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❝ look! a rainbow! ❞
Rain! || @tximidity
“Yes!!! I told you we’d probably be able to see one afterwards from here!”
And she was so happy about it, too! She wanted Sully to see a rainbow more than anything else today. They’d gone the extra mile in their now-shared home to get a little setup going to prepare. The couch that usually faced the TV on the side wall was turned and scooted closer to the glass door balcony, allowing them to snuggle up on it and watch the rain from the warm and comfy safety (read: keeping dry) of the indoors.
The whole time Neff told him stories about the rain, ones her grandmother shared with her that she knew he’d appreciate. Stories of the rain spirit and the cleansing properties of rain. Stories of ways rainwater is used in magic. Stories of her past of moments she used to share with her dad before he passed. She wanted to share all of them with him, because she wanted to pass them down to her new family just as the rest of her family did for her.
The two of them sharing a blanket on that couch had become something special for them. It was their comfort, their emotional support, their safety. They’d found kindred spirits in one another and a relationship that went beyond labels. What they were above everything else was ‘together’.
And together they’d watch the rain calm down, together they’d watch the clouds part, and together they’d see the colors of the rainbow peek through in the sky. Together they’d find something to smile about after things seemed so dark and dreary, just like they always did. ‘Together’ is where they’re glad they ended up, because now they couldn’t ever imagine themselves apart from one another.
“You know....rainbows make me think of you. Something to bright and beautiful and colorful that’s born after something people consider so dark and sad. You’ve had so much happen to you, yet all you want to do is make people happy and spread good. So, I hope we see tons more rainbows together! I wanna see you continue to be bright and beautiful in this world, okay?”
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workout093 · 8 years ago
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The Top 5 Ways to Stick to Your New Year's Resolution, According to a Trainer
We're getting closer to the new year and that means many of you are going to set some life-changing resolutions! Of course, one of the most popular promises this time of year is that in a mere few days or hours, you will be well on your way to a committed plan to lose weight, get fit, and be in your best shape ever. We get it. Maybe you want to lose some weight or simply want to set a new personal record in your next half marathon.
Regardless of your fitness level or what you're hoping for in 2017, resolutions can be difficult to live up to. Most people give up on their routines within only two weeks of making their resolution. Those who make it past the two-week mark, usually end up throwing in the towel by June, or even before.
So how will you stick to your resolution this year? Do you have a plan of action? If not, don't worry! We got you covered with these five ways to win in 2017!
1. Write Down Your Reason
Is it for your health, your family, or even to fit into those cute jeans you wore a few years ago? Whatever that reason may be, it should be your motivation to keep going.
Post a list or photo on your fridge of the reasons you are starting this new resolution, the more you see it, the more it will inspire you. According to certified personal trainer Heather Neff, posting a picture of yourself now could be all the motivation you need: "Take a picture of yourself now and make sure to go back and look at it when you need an extra push to make it to the gym."
Related: Your New Year's Resolution Made Easy: 10 Simple Steps to Start Running
2. Set Some Goals
Whether you're in it to lose weight, build muscle, or to ready yourself for a marathon, you need to set a goal and write it down today. Before you write down wanting to be about to outswim Michael Phelps, make sure your goal is actually attainable. You don't want to set goals like "Run 10 miles by Friday" or "Lose 40 pounds this month" because those goals are not realistic. They're big and threatening when you look at them as a whole.
A better thing to do is to break it up into smaller goals such as "Drop one pound this week" or "Hold my plank for 20 seconds longer." When you break down your goals like this, you're less likely to become overwhelmed and discouraged due to lack of results.
3. Get A Workout Buddy
Grab yourself a friend and make a commitment to each other to go work out on set days. According to Neff, "When you make a workout date with a friend, you are less likely to break it and more likely to push yourself even harder then if you were doing it alone."
Find someone positive, someone you feel comfortable with, and above all, someone you can tolerate a few times per week. Also, don't try to partner up with your fittest friend. You should find someone of a similar fitness level that wants the same results that is as committed (or more so) as you are so you aren't prone to quitting because you can't match your super-fit friend.
4. Mark Your Progress With a Picture
Pictures are amazing when it comes to motivation. Neff suggests that you take a full-length picture of yourself at every angle and, after a couple of weeks, take more pictures and compare the set. "If you've been faithful to your routine, you'll be surprised what a difference just 14 days can make and this will surely keep you going! if that doesn't get you past January, nothing will!"
5. Reward Yourself
After you've met one of your short-term goals, give yourself a reward. We're not talking about chocolate cake here! Your reward should be something that highlights your recent efforts! Lost a few pounds? Splurge on some new jeans! Feeling stronger than ever? Order a set of shiny chrome dumbbells off Amazon! Rewards are something to look forward to and something to work toward, so they can also help you keep the motivation going.
Once you get going with your routine and start seeing and feeling the positive effects, you're going to do great. Don't give up, don't give in, and try to find something that you enjoy doing and build your efforts around that.
Related: 9 Things to Cut Out in 2017 to Be Healthy
Source: POPSUGAR Fitness http://bit.ly/2iinOAq
0 notes
dorothygipe · 8 years ago
Text
The Top 5 Ways to Stick to Your New Year's Resolution, According to a Trainer
We're getting closer to the new year and that means many of you are going to set some life-changing resolutions! Of course, one of the most popular promises this time of year is that in a mere few days or hours, you will be well on your way to a committed plan to lose weight, get fit, and be in your best shape ever. We get it. Maybe you want to lose some weight or simply want to set a new personal record in your next half marathon.
Regardless of your fitness level or what you're hoping for in 2017, resolutions can be difficult to live up to. Most people give up on their routines within only two weeks of making their resolution. Those who make it past the two-week mark, usually end up throwing in the towel by June, or even before.
So how will you stick to your resolution this year? Do you have a plan of action? If not, don't worry! We got you covered with these five ways to win in 2017!
1. Write Down Your Reason
Is it for your health, your family, or even to fit into those cute jeans you wore a few years ago? Whatever that reason may be, it should be your motivation to keep going.
Post a list or photo on your fridge of the reasons you are starting this new resolution, the more you see it, the more it will inspire you. According to certified personal trainer Heather Neff, posting a picture of yourself now could be all the motivation you need: "Take a picture of yourself now and make sure to go back and look at it when you need an extra push to make it to the gym."
Related: Your New Year's Resolution Made Easy: 10 Simple Steps to Start Running
2. Set Some Goals
Whether you're in it to lose weight, build muscle, or to ready yourself for a marathon, you need to set a goal and write it down today. Before you write down wanting to be about to outswim Michael Phelps, make sure your goal is actually attainable. You don't want to set goals like "Run 10 miles by Friday" or "Lose 40 pounds this month" because those goals are not realistic. They're big and threatening when you look at them as a whole.
A better thing to do is to break it up into smaller goals such as "Drop one pound this week" or "Hold my plank for 20 seconds longer." When you break down your goals like this, you're less likely to become overwhelmed and discouraged due to lack of results.
3. Get A Workout Buddy
Grab yourself a friend and make a commitment to each other to go work out on set days. According to Neff, "When you make a workout date with a friend, you are less likely to break it and more likely to push yourself even harder then if you were doing it alone."
Find someone positive, someone you feel comfortable with, and above all, someone you can tolerate a few times per week. Also, don't try to partner up with your fittest friend. You should find someone of a similar fitness level that wants the same results that is as committed (or more so) as you are so you aren't prone to quitting because you can't match your super-fit friend.
4. Mark Your Progress With a Picture
Pictures are amazing when it comes to motivation. Neff suggests that you take a full-length picture of yourself at every angle and, after a couple of weeks, take more pictures and compare the set. "If you've been faithful to your routine, you'll be surprised what a difference just 14 days can make and this will surely keep you going! if that doesn't get you past January, nothing will!"
5. Reward Yourself
After you've met one of your short-term goals, give yourself a reward. We're not talking about chocolate cake here! Your reward should be something that highlights your recent efforts! Lost a few pounds? Splurge on some new jeans! Feeling stronger than ever? Order a set of shiny chrome dumbbells off Amazon! Rewards are something to look forward to and something to work toward, so they can also help you keep the motivation going.
Once you get going with your routine and start seeing and feeling the positive effects, you're going to do great. Don't give up, don't give in, and try to find something that you enjoy doing and build your efforts around that.
Related: 9 Things to Cut Out in 2017 to Be Healthy
0 notes
maleenhancementmd · 4 years ago
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CBD for Erectile Dysfunction: What You Need To Know The use of CBD as an aphrodisiac is fairly well-documented, and cannabis has been known to be a potent sexual enhancement substance for many years. The compound has been shown to enhance a person’s sexual function as well as help to balance out various hormonal systems in the body to improve sexual performance.
premature ejaculation zoloft dosage Sertraline (Zoloft) has such side effects as erectile disfunction, decreased sex drive, impotence, or difficulty having an orgasm. What the urologist did is when you are on Zoloft, your sex drive will decrease. This will cause you not to ejaculate as soon as you might have off the medication.
Councilors on Tuesday also voted to close part of Silver Street to allow three restaurants extra outdoor dining space and.
Can Cannabis Really Affect Your Erections? While you may experience the greatest erection of all time under the influence of marijuana, you must remember hallucination and delusion often accompanies the toke. What cannabis might do is reduce your inhibitions and enhance your mood. For some guys, that’s enough to make them more comfortable in bed.
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This article is copyrighted by Ital is Vital, 2020. Want to re-post this article? Visit our guidelines.Premature ejaculation is the emission of semen too quickly during sexual intercourse. Herbs for Premature Ejaculation Sarsaparilla root Burdock root damiana herb mistletoe herb.
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